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HomeMy WebLinkAbout96-00676 'I ;~d' " OW)' ;;/ i (i$ / .,. u J:;JJ 1/ ~/-q(.., -~ 7(.. ACN o \. REV-537 EX AFP 112-951 ~ 'NOTICE OF NONRESIDENT INHERITANCE CO..II.W'AlIII III I',""",,,"IA ~ I TAX APPRAISEMENT, ALLOWANCE OR ~~:~:~.:,~' I~~I~'I~~:~'''''' .J ~ ,~ I' DISALLOWANCE OF DEDUCTIONS, Oll'l. lO,"1 ... I AND ASSESSMENT OF TAX IlAIUUSIIURC, 11A l":a-ObOI .,.t#' 1 ,,_._. ",,-_-C-"'_"U.__'_ "7"'.- ',."'-",'___' t ESTATE-OF- TROUT"-' JEAN 0 DATE OF DEATH 08-19-95 101 DATE 09-02-96 ,-t-;.,--.o.....,' 9 99 i,:04Tii"-~M'';'"'' NON-RESIDENT ". FILE NO. DOMICILE NOTt, TO INSURE PROPER CREon TO YOUR ACCOUNT, SUBMIT TilE UPPER PORTION OF 1Ins NonCE WITII YOUR TAX PAYMENT, MAXE CIIECX PAYABLE TO "COMMONWEAL 111 OF PENNSYLVANIA" JOANN N DVROFF ATTV 6TH FLR 165 N MERAMEC CLAVTON MO 63105 REMIT PAYMENT TO: DEPARTMENT OF REVENUE OEPT, 280601 HARRISBURG. PA 17128-0601 ~ A~ount Ro~lttod ~ CUT ALONG THIS LINE ... RETAIIi LOWER PORTION FOR YOUR RECORDS .... iiEV:S3"rEX--AFP--m---9SY-NO:r-fcE-O"-NifNRESiiiEN'nNHEiifiANCE-TAX-APPRA-fsEiiEN;:~--ALI.OWANCE-ilii--- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF TROUT JEAN 0 FILE NO. 99 96-0410 ACN 101 TAX COMPUTATION METHOD ELECTED: I X ) FLAT RATE I PRDPORTIDNATE TAX RETURN WAS: I X) ACCEPTED AS FILED I I CIIANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN ,BASED ON: ORIGINAL RETURN 1. R..l Est.t. (Schedule A) 2. Stocks and Bands (Schedule OJ 3. Closely Held stock/Partnership Interest (Schedule C) 4. Hortg.gas/Not.s Racaivable ISchedule DJ 5. Cash/Bank Daposlts/Hisc. Parsonal Property (Schedule E) &. Jointly Owned Property ISchedule f) 1. Transfers (Schedule G) 8. Total Assets DATE 09-02-96 (1) 12) 13) 14) ISJ Ibl 17J ,00 ,00 ,00 ,00 .00 .00 172.000.00 18) 172.000.00 APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funeral Expenses/Ad~. Costs/Hisc. Expenses (Schedule H) (9) .00 10. DobhlHodgogo llabllltlos/llons ISchodulo II (10) 2.031,00 11, Totol Doductlon. (11 J 2 , 031 , 00 12, Not Voluo of To. Roturn U2J 169,969.00 13. Ch",'H.ble/GoYern~ental Bequesh (Schedule J) Ult). 00 14. Not Voluo of Estoto Subjoct to Ta. U4) 169 .969,00 NOTE: If an assessment was issued previously, lines 14, 15 and/or 16, 17 and 18 will reflect figures that include the total of abh returns assessed to date. ASSESSMENT OF TAX: 15. A~ount of Line 14 at Spousal rate (15) 16. A~ount of Line 14 taxable at Line.l/Class A rate 11&) 17. A~ount of Line 14 ta.able at Collateral/Class B rate (17) 18. Principal Tax Due TAX CREDITS: PAYMENT DATE U8) .00 10,198,00 ,00 10,198,00 ,00 X .00, 169,969.00 X. 06, ,00 X .15, RECEIPT, NUMBER DISCOUNT 1'1 INTEREST I-I AHDUNT PAID 05-16-96 AA129700 ,00 10.198.00 TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE 10,198,00 ,00 ,00 ,00 . IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST, I IF TDTAL DUE IS LESS TIIAN $1. NO PAYMENT IS REQUIRED, IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CRI. YOU MAY BE DUE A REFUND, SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS. I RESERVATION: [.tat.. of du.oonh d'llnSl on or t>.for. nacoeh.r IZ. 198Z u If "'lY futuro int.r..t In the ..tat. II tran.ferred In pa..el.lan or enjov..nt to Cia.. B Icallat.r"l) baneflcl"ri.. of the doc.dont ,,'t.r tho ..piratlon of nny ..tat. for Ilf. or for ya.r., the Coeeonwe.lth her.bv ..pr...ly r...rv.. tha right to appral.. and ...... tran.fer Inheritance Ta.e. at the lawful Cia.. a (collateral I rat. on any .uch futuro inlero.t. PURPOSE OF NOTICE: OIJECIIOHS: ADMIN. ISTRAIIVE CORRECTIONS: DISCOUNT: REFUND (CRI: PENALTY: INTEREST: TO REHIT PAYtU:NT: To fulfill the requlre.ent. of Section ZltoO of the Inh.rllanca nnd E.tllt. lax Act, Act ZZ of 1991. (n P.S. Section ZI/tOJ. Any party In Intor..t not .atl.'i.d with the appralso..nt. allowanc. or dlsallowanc. of d.ductlons. or as....eont of ta. (Including discount or Int.ra.tl as shown on thl. Notice .ust Object within sl.ty (60) day. of r.c.ipt of thh Notlc.. .Obj.ctlon. aay ba .ade by: ..wrltten prot..t to the PA nopart.ont of Rav.nue, Board of App.al., nopt. Z810ZI, Harrisburg, PA 111l8.10ll, OR ..elactlng 10 have the .attar dat.r.ln.d at audit of the p.rsonal rapr.sontatlve, OR "aPPlal to the Orphan.' Court of Dauphin County, Court 1I0u.e, ttarrhburg, PA 11101. Factual error. dl.covered on thi. a.s.....nt .hould b. addre.s.d In writing to: PA D.part..nt of R.v.nue, lureau of Individual Ta.e., ATIN: Po.t A..e....nt R.vlow Unit, D.pt. l80601. Harri.burg, PA 111l8.0601 Phone (111) 787.6505. S.. pagl 1 of the booklet "In.tructlons for Inheritance Ta. R.turn for a Nonr..ldent D.c.dlnt" (REY.1116) for an ..planatlon of adelni.tratlv.lv corr.ctabl. .rrorl. If any ta. due is paid within thr.. (1) eonthl after the d.c.d.nt's d.ath, a discount of flv. plrcent (5~J of the ta. paid I_ allowed. A r.fund of a ta. cr.dlt, which w.s not requ.st.d on tho Ta. R.turn, .ay b. r.qu..ted by co.pl.tlng an "Application for R.fund of P.nnsYlv.nla Inh.rltance and Est.t. Ta." (RtV.l1111. Applications ar. .vallable at the Office of the R.glster of Will., any of the Zl R.v.nu. DI.trict Offlc.. or fro. the nep.rt.ent', lto-hour .n.waring ..rvic. nueber. for for.. ord.rlng: In Penn.ylvanl. 1.80a.36l.l0Sa, out.ld. P.nnsylv.nla and within local HarriSburg ar.. (717) 7B7.809ft. TDD' (117) 77Z.llSl (H.arlng lapalred OnlY1. 'h. 15~ ta. a.n..ty non.partlclpation penftlty I. coeput.d on the total of the t.x .nd Intere.t .......d, .nd not paid be for. January 18, 1996. tho fir.t day aft.r the .nd of the ta. .'~e.ty p.rlod. Thl. non.partlclpatlon pen.lty I. app.alabl. In thl la.. .ann.r and In the thl .a.. tlee periOd as you would app.al the ta. .nd Inter..t that ha. b..n n.'e..e~ a. Indlcat.d ~n thl. notice. Intare.t I. charged b.glnnlng with flr.t day of d.llnqu.ncy or nln. (91 .onth. and on. (I) day fro. the date of d.ath to the date of p.y.ant. r.... which b.cae. delinquent before J~nuary I, 1981 b.ar Int.r..t .t the r.t. of .Ix (6~) p.rcent per annu. c.lcul.t.d .t a dally rata of .000164. All t.... which bec... dellnqu.nt on nnd aft.r January 1, 1981 will b.ar Intere.t at a rale which will vary fro. calendar ye.r to c.l.ndar y.ar with th.t r.te .nnounced by the PA napart..nt of Revenu.. The .ppllcable Int.r..t r.ta. for 1981 through 1996 are: Va.r Intare.t Rftte nally Inter.st F.ctor Vallr Inter..t Rate Dally tnter.st Flletor 1987 .. .aOOlto7 1988.1991 11~ .oanol 1991 9;: .aOOlO 11)93.199/t 7i: .00019l 1995.1996 .% .000l/t7 19B1 19U 198to 1985 1986 hlnt.r..t lO;: If,;C 11;C u;: 1a;C I. calcul.t.d .. .0005/t8 .000to38 .000301 .000156 _OOOl1fo fallow.: INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR ..Any Notice I.,u.d aftar the ta. baco.a. dellnqu.nt will reflact an Inter.st c.lculatlon to flftlan (15) dav. bayond the d.t. of the ......a.nt. If paveent I. a.dl aftar thl Int.r..t co.putatlon data .hown on the Hotlc., addltlon.1 Int.r.st au.t be c.lculated. D.tach the top portion of thl. Notlc. and lub.lt with your payeent to PA D.part..nt of Revenu., at thl nddr.,. .hown on the rever.. .Id.. -".ke check or .on.y order payabl. to: COtt"ONNEALTH OF PENNSYLVANIA All pay..nt. r.c.lved ,hall be applied first to .nv Intar..t which .ay b. due with .ny r.ealndlr applied to tha t... PURPOSE Of NOTICE I To fulfill the r.qulr...nt. a' S.ctlon ll~~ (b) of the Inherlt~nce and [.tate lax Act, Act lZ of 1~91. (72 P.S. Section 21~~): PAYPtENTI ~.tllch thfl tap portion of thlt ,..otl&... and .ubdt WIt!1 your ;Jlyeant to U,. Aagllhr of wllh prlntad on the nva'" side. .. Hak. chack or .on.y ord.r payllbl. tOI REGISTER OF HILLS, ADENT. All pay..nts r.celv.d shall b. appll.d flr.t to any Intar..t which .lIY ba due with any r..alnd.r appll.d to the ta.. AEFUND (CAh A rafund of a tax credIt ..y b. r.quested by coepletlng an "Application for Aafund of P.nnsYlvanla Inheritance .nd Est,te 'a." (AEY.1313). Appllc.tlon. are avallabl. at the Offlc' of the Aaglster of wills, any of the 23 Aavanu. Dl.trlct Offlcas or frol tha Dapart.ant's 24-hour answ.rlng .arvlcl nuebar. for for.s o;derlngl In PannSYlvanla 1-IOO.36l-2050, out. Ida Pannsylvanla and within 10c.1 Harrisburg ara. (717) '.7.109~, TOOl (111) 772.:252 (Hearing l.p,lr'd Only'. OBJECTIONS I Any p.rty In Int.r..t not .,tl.flad with the ..e.....nt of tax as .hown on thl. not Ie. .ay obJact within .I.ty (60) day. of r.c.lpt of thl_ Notlc. bYI --written prot.st to the PA D.pert..nt 0' Aevenu., Bo.rd of App.al., O.pt. 2110ZI, Harrl.burg, PA 17121-1021, OR --.Iectlng to have thl .att.r d.t.raln.d at audit of thl p.r.onal repr...ntatlv., OR .aapp.al to the Orphan.' Court. ADHIN. ISTRATlVE CORRECTIONS: Feetu_1 .rrors dl.cov.r.d on this ........nt .hould b. addr....d In writing tal PA D.part..nt 0' R.v.nu., Bur.au of Individual ,...., ATTN: Post A.......nt R.vl.w Unit, Dept. 210601, H.rrl.burg, PA 17121-0601, Phone (717) 717.6~05. S.. page 3 of the bookl.t "In.tructlons for Inh.rltanc. Ta. A.turn for a R..ld.nt O.c.d.nt" (REYaI501) for an ..planatlon of adelnl.tratlv.ly corr.ct.bl. .rrors. PENALTY; Th. 15~ t.. a~.sty non.partlclpatlon p.nalty I. cOlputad an the total of the tax and Int.r..t a......d, and not paid b.for. January II, 1996, the flr.t day .ft.r the end of the ta. aan..ty periOd. This non"partlclpatlon p.nalty I. appa.labl' In the .... .ann.r and In the the .a.. tl.. p.rlod as you would .pp.al the tax and Int.r..t that has b.an a......d .. Indlc.t.d on thl. notlc.. INTEAEST: For d.t.. of d~.lh on or aft.r 10.3.91, Pann.ylvanla E.t.l. Ta. ba..d on Ih. feder.1 Eslat. 1.. r.turn baco... d.llnquent at the e.plrallon of nln. (09) eonth. frol the data of dealh. for dala. of d.ath prior to 10-3-91, P.nn.ylvanla [.Iate T.. ba..d on Ih. F.deral E.tal. Ta. r.turn b.co... d.llnquent .1 the ..plratlon of .Ighta,n (18) .onth. fro. Ih. date of daath. la.a. which blca.e d.llnqulnt before J.nu.ry 1. 1912 baar Int.r..t at the r.l. of .1. (6~) p.rc.nt p.r .nnua calculal.d .t a dally r.le of .000I6~. All I..a.'whlch b.c... d.llnquant on or .flar January I, 1981 will b..r Intar.it at a ral. which will vary fro. c.lendar y..r 10 c.l.ndar ya.r wllh Ihal rala announced by Ih. PA D.part_anl of Revanua. Th. appllcabl. Inl.r..1 ral.. for 1911 Ihrough 1996 ar'l V.ar Inlarnl Rata Dally Inlarllt F.ctor Yaar Int.rlll Rail Daily Int,'..1 Faclor 1912 lOX .0005~1 1917 .~ .OOOZU 1983 16~ .OOO~31 1911.1991 In .000101 1914 1l~ .000301 1991 .~ .000241 1985 In .0003S6 1993-1994 ,. .000192 1916 lOX .000Z7~ 1995'1996 .~ .000247 --Inter..t Is calculat.d .. follow.: INTEREST = BALANCE OF TAX UNPAID X NU"BER or DAYS DELINQUENT X DAILY INTEREST FACTOR ..Any Nolle. I..uad ,'ter Ih. taM b.co.a. dellnqu.nt will r.fl.ct an Inlare.t c.lcul.tlon 10 flfla.n CIS) d.y. bayond Ih. date of the ........nt. If pay.enl i. ..d. .fllt the Inl.r..t co.pulallon dal. ,hown on Ih. Notice, addillonal Inl.ra.t .u.t b. calcul.led. . AtV.IUO ."'Utll Co CtNU<JtWUllH I..IOIU.CI miDI.! 0' MflninUfU UlCRlTUIlH OleIOIH' SCIIEDULE G J TRANSFERS PLUs[ PRINT OR TVPE -=,===~----~-_. 'lIiE llUMUER uun OF JEAN DAVIS 'I'HOU'I' TIll ICIltOUlI MUll II COlUlnlO .HO 11110 II !If( ANIW," TO ANI or TIll OUIIIIO,S OH IIf( llVlllI SIOI 01 IHI COY," IHIIT II III ITEM DESCRIPTION OF PRONRTV EXClUSIOfl TOTAL VALUE DEC'O 8RbW;;rnt,~[ NUMBER ,"clu4. lIamI 01 thl tI.nl'''''. th,.. r.l.tionihip 10 dteld.nl. d.t... Ir.n.I." Dr ASSET '1\ INr, INTERES! 1 A condominium located in Cumberland County, PA, known as "Water ford Condominium" Legal description attached 3000 l75,00( 100Y. 172,000 Appraisal attached , TOTAL (Also enler on line 1. Recapilul'lion) S 172,000 III fNIl" 'PIU """,4,d, l"lffl Ilfd.honll ihUII 01 II'M l'lt I ~ ,.- ..1LQ....L!t.! '. .. Bchnnl (ll- I ':Ilmb. Co., r.. , , "nrulll'! ,,,ll1nef.,l.. ~1l;n!!:.!.i-l!.Amt.1 tIlr l~ ~~.J"J(~' Cumb en llIILCeL/le'. 11'. 'HIS DEEI1hoA 1V.'~1'.(,"4l.., ClImb. eo. .... v I I' "....llollto bnoIw.. ortl."'J " Mc.1, el'l' rI tt,.I" I " ~.. ~, ("" Cum" Co. Olol. Co!. Aill.V ,d, WATERFORD DEVELOPHENT PARTIIERBIIIP, II ponnnylvllnlll 90nllrlll pnrtnouhlp, with Itn prlnolplIl plnoo ot buninou lit 400 lIorth Front straot, Wormlllynbur9, Cumborlnnd County, ponn.ylvllnlll 11043 rhorolnntt~r olllled "Ountor") , Iletn'eell Millie IlIe -B. dllY ot l"i"tot'PY' , 1991, JEA" H. DAVIS (hnrlllnnttar oollod "Onntoo") lVillleSselll, thllt nnid Gnntor, tor ond In connidllrntlon ot tho .um of Two Hundred Thousllnd IInd 00/100 ($200,000.00) Dollllro lllwful money ot thn United stlltsn ot AmsrlclI, unto It well IInd truly pllid by nald Grllnteo lit IInd botoro tho oOll1ln9 nnd dollvnry of theee prononte, receipt of which In hereby IIcknowladqed, hlln qrllnted, bllrglllned, eold, 1I1lened, enfeofted, relellnod IInd confirmed lind, by these presents, does grllnt, bllrgllln, sell, allen, snfeoff, relellse IInd confirm unto the sllld Grllntee, her helrn and IIssigns, ALL THAT CERTAIN unit IInd the property known, named and Identified In the Declaration referred to below as "Wllterford Condominium" s1tullte In the Borouqh of Wormloyeburq, cumberlllnd County, pennnylvnnill, which hlln norotoforo boon eubmlttod co the provinlonn of tho ponnnylvanill Uniform Condominium Act, 68 PII.C.S.A. SS 3101, et soq. (the "Act"), by the racordlnq In the Cumborlllnd county Rocordor of Doodn Office of II Declaration dllted Februllry 28, 1990, recorded Hllrch " 1990, In Hlnc. Book 311, Paqe 436 (tho "Declllrlltlon"), IInd bolnq doslqnnted In the Declaration IIn Unit No. 1140, which Unit Is more fully described in the Declaration, together with II proportionate undivided interest In the Cammon Elements (liS defined In the Declllratlon) of 2.184t. Grllntor reserves the rlqht, In IIccordance with the Declllrlltlon, to reduce IInd rellllocato Grllntee's proportionate undivided Interest In the Cammon Elements as provided in the Dnclarlltlon. : ~ Ii : : ~ : : .: : , . :' " I ,.~ " I ,) ,'-, :~, ..: j ," ,'," ............. I,',; . '.' ::: ~:, "'1'1' ".: " '0 ~'.. i. . 1':.0' . .1 ::. ., . . ,.... . ..: , '.' J.;.~.' ,~ t.., ': 1 t r. I ': lin:r!;':ii' : i r ('~' , . ,~ .. I~ J c.: ~.! ! I .... h',II I '." 1'1 .-f.' .. ., ;.. 'J""~"\" ("II" . .;. J I ! .; ir.\ ...~i, :,~ /'1! t . ;I~ . "~.' fI.: ,110. II :' ~~ II ~ '.:" I ;, I. ~:; . ':, :", " , , ,. ,.... I .~ , " I AlID FURTIlER, the Grllntor, pursullnt to the Declllratlon, does hereby assign to the above-dsscribed Unit No. 1140, Parking Space No.8, sltullte in the nubsurface parklnq qllraqe IIn shown an the Plats and Plans-Site Plan. BEING psrt of the same premises which W. R. Keeley and Ann R. Keeley, his wife, by deed datsd October 1, 19B1, recorded In Cumberlsnd county'Deod hook Y, Volume J2, ~age ~B5, granted and conveyed unto Crestwood summit Partnership, now Watorford Development Pllrtnership, Grantor heroin. UNDER AND SUBJECT to any and all restrictive covenants, covenllntn, conditions, rastrlctlons; rights-of-WilY, ellsemonts and a9reemonts of record, Includln9, but not limited to, FInlll SUbdivision Plan of 8.505 Acra Trllct of Lllnd, dllted March 22, 19B4, revised April 10, 1984, recorded In cumberland county Pllln Book 45, paqe 70; Flnlll Resubdlvlnion plan for Crestwood summit Partnership, dated Novombor 19, 19B7, revised December 2, 19B1, recorded In Cumberland County Plan Book 54, Page 104; Final Land Development plan for Waterford Development pnrtnershlp, dated July 18, 19B9, recorded In Cumberlllnd County Plan Book " DPpU'35 lAtE ~B2 . ~ . 60, pago 15/ and plata and Plans-site plan recorded in cumberland county plan Dook 60, Page 35. Tho Grantee, for and on behalf of tho Grantee, acknowledges that the Grantee has received, no later than fifteen (15) dayn prior to thin ccnveyance, a full and ccmp1ete pUblic Ofrering statement rcr said condominium and, therefore, waive eny and sll rights undnr Section 3406(C) of the Act. Toge/her with all ntreets, ways, water, water courses, rights, libertiee, privileges, hereditaments and appurtenances whatacevnr thnreto belonging or in eny winn apperteining, and the reveraionn end ramDlnders, rante, inauaa and profl ta thereof, end ell of the eatete, right, title, interent, property, oleim end demand whatsoevsr of said ar"ntor, in lew, equity or otherwina, howsoever, of, in end to the same and avery part tharaof. To llave a/lll to 1I0ld the aald Unit, tha henditamenta and praminea hareby granted or mentioned and intanded ao to be with the appurtenancea unto the aaid Granten, hnr hnirs and assigns, to and for the proper uen and behoof of ssid Grantee, her heirs and essigns, forever. And 8aid Grantor, fcr itself and its succnssors and assigns, dons, by these presents, ccvenant, grant and agree to and with the oaid Grantne, hnr heir8 and assigns, that it, thn Bald Grantcr and its succnsscrs and annigns, all and 8ingu1ar hnrnditamnnt8 and praminas hnrninbnfora dencribnd and grantnd, or mnntionnd and intendnd no to bn, with thn appurtnnancas, unto said Grantne, hnr hnira and asaignn, against the said Grantor, its auccnsnors and asnigns, and againnt nvery other peraon or per80ns whomsoever lawfully claiming or to claim the samn or any part thereof, by, from or under them and any of them, shall and will, eubject to the aforeeaid, SPECIALLY WARRANT AND DEFEND. In Wi/ness Whereof, Grantor, by its duly authorized partner, has caused this deed to be executed the day and year first above . writtnn. " ATl'ESTI Water ford Develcpment partnernhip, by Remlyn, Inc., its Managing General Partner AI<<,- ~, L (Asst.) secretary DYI ~n'l. ) ~ flm. f:j(~ , (V ce) pres nnt T (CORPORllTE SEAL) "....'.........".. . ,"',ot'IIWi'lC"t' ./'~' ~...,,;.~~'f.~ts,' , .. (. ..' . t>~l 'z;:\: ~X. t. ,t('" CIl c:, "'l~~ .. "l'1 ,,~, . .~ CIl/trtl ~J;.i ,~ III l"l!v ' 'J .:".....t.~~......k; '\.; .,.......... ~.,~ .",I":,,,r-ll:lo!'('.';' ,"'flr-I" :1~'.. , eoo<<"1as 'fltE 883 ~ : ~ oj {.~ ::~:::\\@ I "" \: ...:- ::! t"~ . ,.1. i.~.:. :.\ . .i~:'11 t I ,.'". . 1;':Cl .. \ ~'J'J),' J. "i. I', :'~"l:"~ ,., 'M . '.-' (; i c.... :'~ .., .... :,., !: ..". I' : i : : : ! : 1 ~ : ! III ,