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PETITION FOR PROBATE and GRANT 0.' LETTERS
No. _;),.L:-lqq1-1QJ____._____
To:
Estate of ~L~.2.~~!.~!ll.~:~~.~~~~~~!.__~___..__.
also known as ______.________._____..__...__..
u______.______ Reglsler of Wills for the
.__------> Deceased. County of .....i'llllll.!!.:Ll.II'cl In the
Social Security No. J bO- HI. 2') J(!.______ Commonwealth of Pennsylvania
The petition of lhe undersigned respectfully represents Ihat:
d
Your pelitloner(s), who.'iII'1are 18 years of age or older at1\the execut "r ., named
In the lasl wlll of the above decedenl, daled . ,1.11\\101 ry ...1 ________, 19...2D.-.
and cOOlcll(s) dated N / A
(state relevant circumstances. e... renunciation, death of eXe(utor, etc.)
Decendent was domiciled at death In Cumber] ilnd County, Pennsylvania, with
her last family or principal residence al 49] North 25th Strput.
_ Camp Hill , 1'1\ l}Oll...:.....eORL> Of CAmP IhLL
(list street, number and mUllclpallt)')
Decendenl,lhen 11() years of age, died Wl1c1nesc1ilV. Jo1nUdrv 29 ,19 97
al Holy Spirit HosDit"l ,
Excepl a~ follows, decedenl did nol marry, was nol divorced and did nOl have a child born or adopled
after execution of the wlll offered for probale; was nOlthe victim of a killing and was never adjudicate:!
Incompetenl: n / a
Decendent al dealh owned property with estimated values as follows:
(If domiciled in Pa,) All personal properly $ 3 ,750 , 000
(If nOl domiciled In Pa.) Personal property in Pennsylvania $
(If not domiciled in Pa.) Personal properlY in Counly $
Value of real eslate In Pennsylvania $ ~oo , 000
situated as follows: _. .491 Nprth 25th Stropt. Camp Hi] 1! frr'H..tiona] i!'1h~rp.'.:;1'
i..n.-variolls rpnt-rll prOpArt";(Ol.c; lorAh."ti 111 thp (,it." lIL.li.,::p'}';Clhllrg, IIrll1rh~_
~2illl.!l!l
WHEREFORE, petltioner(s) respeclfully
presenled herewllh and lhe gmnl of letters
theron,
request(s) the probate of the lasl will and codicll(s)
t_estamentarv
(testarnenta.rYi administration c.t.a.j administration d.b.n.c,l.a.)
Ii
i:I1
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;tJ;h-#J J~~oJ..,/fflr;-
-12:!mund Georqe Go6d. I II
640 Sandra Avenue
Harrisburg, PA ]7109
~ S~
. ... V. '). (1
I.OU~~~' Slr"z
...'/758 West A]mond Court
Frankfort, II. 60423
OATH OF PERSONAL REPRESENTATIVE
COMMONWEALTH OF PENNSYLVANIA } ss
COUNTY OF _~1.I'~RIAND
The pelitioner(s) above-named swear(s) or Ilffirm(s) th~t the statements in lhe foregoing pelitlon are
true and correCllo the best of the knowledge and belief of pelitioner(s) and that as personal represen-
tatlve(s) of the above decedent pelltioner(s) will well and lruly adminlsler the est ale accordlnlllo law.
Sworn 10 or af!ipRed and subscribed { _~~ G:;,. -- - _ ~
i.I~~:::~~~ -- \ J.il/()/;rJ;; [,ulri,,,, C:. "I.,,,". i'
- ,t\Ji ~t(1tW;;/ .. II ~ ' ~
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n9:~J _;~ j' vl!\ ..1
'97 fEa -3 r 2 :M:l
I~J II, V
l'NHER'TANCE TAX RETURN jb~~8t~~~r~FrflTH~:1ER 12/31/ll1
RESIDENT DECEDENT ~~!'~TY..Q'!.~P!I_'s"8LAIMEDo._______.
(;(lMMONW[At'ft1 or rtNN9VlVANIA (TO BE FILED IN DUPLICATE FltE NUMBER
IlL"^'n"".N! 0' n'VLN'" . 21 1997 0103
I1Annla~,\~k'::~:\,,-O"". ~I!':!..~~GIS!~~_~!,_~I~LS) COUNlY CODE __ YEAR NUMBEI!,
DECEDENT'S NAME (lAST, FIRST: AND MIOQLE INITliil7--.------um---IOEcEOENT'S-COMPLETEADDRESS
Good, Josephine M. ._.____~.___. 491 N, 2Sth Stmet
SOCIAL SECURITY NUMBER ] DATE OF BIlnH Cilll1) Hill, PA
DECEDENT 160-38-2930 9'7 __._ ..c)3/22L19~ ~ounly.QJrnrerland
~,nsT ~.ND MID " '~:T1^, I SOCIAL SECURITY NUM6E:I:OUNT RECEIVED (SEE INSTRUCTIONS)
1, Original Relurp Supplnmonlal R(ltl';;~'-- -----0- 3, Remainder Roturn
(tor dalllll of dfll\th prIor tn 12h13~821
@:5. Fedoral Eotate Tax Return Required
'uV'1bDOrICt(1-a<<,
'-
CHECK
APPRO-
PRIATE
BLOCKS
CORRES-
PONDENT
RECAPIT-
ULA TION
TAX
COMPUTA-
TION
,
JIllsOlll
o 4. Llmltod Eatotll
o 4a, Futuro InlorAsl Compromlao
(lor dat.. 01 doath aho, 12-1<-02)
o 7. Docedont Malntalnod 0 Living Tru,'
(Attoch copy 01 Trual)
$
COMPLETE MAILING ADDRESS
_____. McNees, Wallace & Nurick
100 pine Street; P.O. Box 1166
Harris PA 17108-1166
None
3 1-PO, 574.66 ..
None
None
62,343.82
f?I s. Dooodont Dlod Toatoto
(Attach copy 01 Will)
.1... 8. Total Number 01 Sale Depoall Bo,o.
NAME
Richard W. Stevenson
TELEPHONE NUMBER
71'7-232-8000
1. Rool Estota (Schodulo A)
2. Stocks and Bonds (Schodulo B)
3. Closely Hald Stock/Partnership Into,est (Soh. C)
4. Mortgogos ond Not.s Rocelvabls (Schodulo D)
5. Cosh, Bonk Daposlls & Mlscellanoous Pe,sonol
Property (Schodulo E)
8. Jolnlly OWnod Proporty (Schedulo F)
7. Tronslo", (Schedulo G) (Schodulo L)
8. Totol (lross Aasots (total Line. 1-7)
9. Funerel E'pon...., Admlnlo"oUvo Costs,
MI.colleneous Exponseo (Schodulo H)
10. Dabts, Mortgoge Uabllltles, Lion, (Schodulel)
11. Totel OeduC1lons (to1al Line. 9 & 10)
12. Net Velus 01 Eotate (Une 8 ,,;nu, Ulle 11)
13. Charltoble ond Govornmental Bequosts (Schodule J)
(1)_
( 2)
(3)
(4 )
( 5)
(b ) 379,707.58 "
(7 ) 101,039.35
(8 ) 3,673,665.41
(9 ) 148,252.33
(10) 36,305.73
14. Net Velue SUbjoot to Tax (Uno 12 minus Llno 13)
15. Spou.II Trlnaler. (lor dati' of dU11I"ltllr 8-30-94). See
In.truollonlfor Applloable Perc.ntlgGOn P.g. 2. (Inolud.
valu.8 from Seh.dul. K or Bchldul. M.l
1 B. Amount III Une 14 toxeble at 8% 'ole
(Include voluos'rom Schadulo K or Sohodulo M.)
17. Amount of Uno 14 taxable 0115% rate
(Include values from Schadulfl K or Schodulo M.)
18. P'lnclpoltax due (Add tox Irom L1noaI5, lB ond 17.)
19, CredIts SpoUttd Pov.rtv Crldlt Prior paymel1l&
+
+
21.
(21)
(21A)
(216)
209,796..14
0.00
--209/ '796 .44
DATE
lul J /)
DATE
,
/(11
I
CoPvrlght F(Hm. SOIlWI'1 Only, HI1I4 Nllcn, Inc. N~",PAl)[)l
............-
NrFeSHI
100 Pine Street i P.O. Box 1166
Harrisburg, PA 1'7108-1156
IUV-l f10) EX ~ ("~aL'
1 SCHEDULE B I
STOCKS, AND _BO~_
- ., -FlU! NUMBER
r.OMMONWEAl-TH 01: PENNSVI VANIA
INlH"IT~NC[ fA. RETURN
rU;!\IDrNT DECEDEN"
-~, ~-
ESTATE OF
.Josephine M. Good
(All propany lolnllv-ownld wtlll RighI 01 Ourvlvorahlp mUlt bl dllololld on Sohldulo F,)
ITEM
NO.
DESCRIPTION
1 2,100 Shares AT&T
2 2,040 Shares Airtouch O:mnunication Inc. Calif
3
17,500 Shares Alltel Corp. Deleware
4 7, 000 Shares Arreriean Electdc I?cMer Co. Inc.
5 1,800 Shares AON Corp.
6 1,100 Shares Bell Atlantic Corp.
7 1,000 Shares BellSouth Corp.
8 1,200 Shares CaJ.ter Wallace rnc. DE
9 12 Shares Oonsurrers Financial Corp.
10 4,500 Shares DOE Inc.
11 499 Shares D::rninion Resources-VA
12 3,000 Shares EXXC:N Corp.
13 100 Units First Tr Ins. Ccrnbined #34 M Mun Bonds M/S Penn Tr 11
Monthly
Principal Distribution Cleek Dated 01/31/97
14 21,800 Shares Franklin Oust Fda Inc. U.S. Govt. Series
15 16,000 Shares GTE Corp.
16 415 Shares GUardsman Pro:::ls rnc.
17 5, 000 Shares Hubbard Real Estate (HRE)
18 300 Shares Jersey oental I?cMer & Light 7.88% PFD Series E
19 1,000 Shares Kroger Equity Inc.
20 20 Warrants Kroger Equity Inc. Exp 06/30/1999
'Ibtal fran continuation page (8)
TOTAL (Also enls, on IIns 2, AecopltuleUon)
(II mo,e space I. needed, Insort additional sheots of same size.)
PAI5031 NTF "I>
Copyright Forma Soft war. Onlr, ,vv~ N.h:o, Inc. NV"PA031
-. --
21-1997-0103
VALUE AT DATE
OF DEATH
81,243.75
49,215.00
557,812.50
291,375.00
115,875.00
72,737.50
42,750.00
18,075.00
45.19
129,093.75
19,772.88
304,875.00
41,801. 00
17,598.00
150,557.34
703,000.00
9,545.00
90,625.00
30,225.00
18,125.00
202.50
386,025.25
$ 3 130 574.66
HrV~i6(11 EXtli!-ft7)
l SCHEDULE E 1
CASH, BANK DEPOSITS AND
MISCELLANEOUS
PERSONAL PROPERTY Plea.. Prtnl or Typo
.- FILE NUMBER -
.
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DeCEDENT
ESTATE OF
,il~E!!j,ne M. Gocd '_'___._______
All ~-_nld with th.!.!l.!i!'.~!~~orohlp Inu.t be dlsololed on Sohldule F)
ITEM DF.5CAIPTtON
NO,
21-1997-0103
VALUE AT
DATE OF DEATlI
1 Dauphin DelX1si t Bank & Trust Corpany
Trust Under AqL-e€Trent
Account No.: 001104396289
348.71
'2 Dauphin Leposit Bank and Trust O:.I1pany
Checking AcCO\mt No.: 64218457
Principal Balance $3,095,23
Accrued Interest 6.32
3,101. 55
3 '00 $10.00 1\rrerican Express Travelers Clecks; Check Nunters
0396.642.217 and 0396.642.218
20.00
4 Suburban Cable TV. Co., Inc. - Refund
5 NYNEX Corporation.. Dividend: Record Date 01/97; Payable
02/03/97
6 Bell South Corp. - Dividend; Record Date 01/97; Payable 02/03/97
7 SEe Oonmm:i,cat.ions - DiVidend: Record Date 01/97; Payable
02/03/97
8 AT&T - Dividend: Record Date 01/97 - Payable 02/03/97
9 Bell Atlantic - Dividend - Record Date 01/97 . Payable 02/03/97
10 Cbnsurrers Financial Co:q:x:>ration - Dividend Dated 05/01/93
11 Pacific Telesis - Dividend: Record Date 12/31/96; Payable
02/03/97
1.44
23.60
360.00
430.00
693.00
792.00
0.60
642.60
12 Jersey oentral Power & Light Carpany 7.88%- Series E: - Dividend:
Record Date 01/16/97; Payable 02/01/97
13 Personal Prc:perty - See Attached Appraisal
Appraisal $31/351. 00
Less Appraised. Value of
Birth and Baptism
Certificate Sold At
Sotheby's 06/17/97
J\n)ericana Auction 4,200.00
AdjustlTent per 9/9/97
letter fron! Appraiser
-,See Attached. Letter 900.00
591. 00
26,251.00
'futal fran continuation e (s)
PA11i081 N" ""
TOTAL (Also ent., on IIno ~J1eca Ilulallon
(Attach addltlonsl a 1/2". 11" ,h..lslI mor. space Is noodod,)
$
29 088.32
62,343.82
COPyrllllh1 Form. Iloltwar. Dilly, HUI4 Nth::!), Inn. Na4PAtJ&1
REV-11509 EX. (12-88) :l
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX FIETURN
RESIDENT DECEDENT
- - -
ESTATE OF
_Josephine M. Good
Jolnlllnlol(ll:
NAME
A Edmund George Good, III
Jolnlly-ownad propot1y:
SCHEDULE F
JOINTLY-OWNED PROPERTY
ADDRESS
640 Baiidra Avenue
Harrisburg, PA 17109
] FlU! NUMBER
21-1997-0103
ReLATIONSHIP TO DEceDENT
son -
lETTER DATE DOLLAR VALUE OF
ITEM FOA MADE DESCRIPTION OF PROPERTY TOTAL VALUE DECO'S DECEDENT'S
NO, JOINT JOINT OF ASSET " INT. INTEREST
TE NANT
1 A 12/15/93 Dauphin Deposit Bank 42/589.99 50% 21,274.49
Regular Olecking Account lb. :
38-33213-2
. N:m-Interest Bearing
2 A 12/15/93 House and Lots I<nc:1wn as 491 N. 173,000.00 50% 86,500.00
25th St.reet, Borough of Carrp
Hill, CUmberland County,
Pennsylvania
Deed Book R36 Page 1069-1074
'Ibtal Appraised Value
$173,000
3 A 12/15/93 Propety KnonWTl as 911 & 915 159/000.00 50% 79,500.00
lbrth Front Street,
Harrisburg, Dauphin County,
Pennsylvania
Deed Book 1264, Page 475
Tbtal Appraised $159,000.00
4 A 12/15/93 Pl:qlerty I<rlc:Mns As 901 lbrth 200,000.00 50% 100,000.00
Front Street., Harrisburg,
Dauphin County, Pt>..nnsylvania
Deed Book 1264, Page 475
Tbtal Appraised Value and
Value per Sales J\greetrent
$200,000.00
Tbtal fran continuation paqe (s) 92.433.09
TOTAL (AI"" enter on line e, Rocochulallon\ $ 379,707 .~!!..
PA15011 NTF ""A
CoPyrllllhl Forml Soflwlrl Only, lU8~ Ntloo, Ino. NA~PA01l1
(If more Spoco Is noo~ed, Insert eddrtlonsl shoots of same slzo,)
REV-1MO EX. (2-07)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
n~&IOENT Oe:CEDI!NT
ESTATE ~--=--'-
SCHEDULE G
TRANSFERS
I
FlU! NUMilER
PLEASE PRINT OR TYPE
JOBeR.hine M. Oocx:l _ 21-1997-0103
THIS BCH MUST BE COMPLETEO .. FII..EO IF THE ANSWER TO ANY OF THE QUESTIONS ON THE REVERS! SIDE OF COVER SHEET IS YES.
.
---
DESCRIPTION OF PROPERTY OECD, DOLLAR VALUE
ITEM Include namo 01 tho tronsle,oe, their EXCLUSION TOTAL VALUE % OF DECEDENT'S
NO, relallonshlp 10 decedent, dale ollransler, OF ASSET INT, INTEREST
-
1 &m.md Geogre Good, II 3,000.00 102,474.10 100% 99,474.10
640 Sandra Avenue Harrial:mg, PA
17109
1996 Direct Gifts $ 13,353.88
1996 Indirect Gifts
(via. Goede Apts.) 89,120.22
Tbtal 1996 Gifts $ 102,474.10
2 E'.d1und George G:x:d, II 3,000.00 4,565.25 100% 1,565.25
640 Sandra Avenue
Harrisburg, PA 17109
1997 Direct Gifts $ 432.00
1997 rndirect Gifts
(via Oocx:l lIpts. ) 4,133.25
Tbtal 1997 Gifts 4,565.25
3 Fidelity Guaranty Life rnsurance 0.00
O:xlpany
a Subsidiary of U.S.F&G
Contract lb.: 1542086
Draft lb. I A-I08S8'/87
-'
TOTAl (Also en!", on line 7, Rooopl1ulallonl . 101,039.35
.
..
PA15101 NT' "".
(II more space Is noedod, Inoort additional sheelS oleamo size,)
Coprllght Forml Soltwa,. Onlv, lV'" N.loD, Inc. Ni"PAIO,
Estate of: Josephine M. G:x:xl
SaiEOOlE H, PAR'r C "- Mil;lcellaneous Expenses
Item
No.
Description
1 Accountant fees estimated
2 CUmberland Cbunty Register of Wills Office - Short Oertificates
$120.001 Extra Pages $24.00; JCP Fee $5.00; and Duplication Fees
3 CUmberland County Register of Wills.. Filing Fees:
Pennsylvania Inheritam..'e Tax Retum $15.00
rnventory of Real and Personal Estate $10.00
4
McNees, Wallace & Nurick - Disbursements:
Duplication Costs $
Legal Advertising
Lang Distance Teleph:me Charges
Death Oertificates
Travel Expenditures
FAX
Postage
Local Cl:::urier Service
Miscellaneous Copies
Short Oertificates
Fee for Filing Disclaimer
Oourt Cost to o,tain Ccpy of Probate .
Proceedings for the Estate of
1J:W.se Anderson Mills
The Sentinel Agency Ie.
581. 60
211.35
195.56
45.00
14.55
27.00
50.00
63.56
7.50
18.00
9.00
17.00
70.00
5 Frances Redell-White - Appraisal of Personal Prcperty
6 George C. Clauser, BRA - Real Estate }\Wraisals
7 Dauphin Deposit Bank and Trust O:xrpc"ll1y - <1large For Producing
Duplicate Clecks And Bank Staterrents:
Account lib.: 64218457
For The Period Beginning January 1, 1996 And
Ending January 31, 1997 $338.50
For The Period Beginning August 1994 And
Ending December 31, 1995 99.00
Account lib.: 37-82813-4:
For the Period Beginning January 1, 1994 to
Januaty 31, 1997
Acoount lib.: 38-33213-2:
For the Period Beginning January 1994 and Ending December
1995 821.00
.
.
8 Louise G. Stroz - Reirrbursrrents:
Travel and ~l Expenditures
'IOI'AL. (Carry forward to main schedule)
$ 820.04
Page 2
21-1997-0103
JIrrount
5,500.00
149.00
25.00
1,310.12
1,936.00
2,940.00
1,258.50
1,304.99
14,423.61
purposes (including adjusted taxable gifts) as finally determined
and valued in the Eatate's Federal estate tax proceeding and
after subtracting all Federal and state transfer (gift,
inheritance and estate) taxes, provided however, such share shall
be adjusted upward or downward, as the case may be, by (i)
substituting the sales proceeds (net of real estate transfer
taxes and sales commissions, but before income taxes) realized
from a bona fide sale to a third party of any of the following
properties occurring during the period of the estate
administration, for the aforementioned valuation thereof (if
different): 491 N. 25th Street, Camp Hill; 911-915 North Front
Street, Harrisburg; 901 North Front Street, Harrisburg; 603 North
Front Street, Harrisburg; and 915-917 North Second Street,
Harrisburg, Pennsylvania, and (ii) substituting the date of death
value for the Fot'm 709 value for t.he adjusted taxable gifts
(subject however, to the provisions of subsection (i) above if
applicable) ("Mark-Up"), less however, a tax reserve equal to
30.8% of the Mark-Up.
r represent and warrant that:
(a) I have never exercised any power over or with
respect to the Disclaimed Share nor received any
benefit with regard to such.
(b) I have not received, and am not to receive,
any consideration in money or money's worth for such
renunoiation and disclaimer from any person or persolls
.
- 2 -
Estate of Josephine Mi,:Lls Good
Qate nf Death: January 29, 1997
Social 'Security NO.) i77-42-2D77
Safe Deposit BQ~ Inventory
SoX: 179 held at Fulton Bank, West Shore Branch, Harrisbu,.g,li'J.\
and Box 0130~040 at Dauphin Deposit Bank and Trust Co. West Shore
Plaza Office
1.2,100 Shares AT&T
2. 2,040 Shares Airt.'ouch Communication rnc. Cali.f
3. 17,5PO Shares Alltel Corp. Delawa;I;'e
4. 7,000 Shares American Electric Power Co. Inc.
5.
1,800 Shares AON Corp.
1,100 Shares Bell Atlantic Corp,
1,000 Shares BellSouth Cbrp.
1,200 Shares Carter Wallace Inc. DE
6.
7.
8 ;
9, 12 Shares ConsUlners Financial COrP,
10. 4,500 Shares DQE Inc.
11. 499 Shares Dominion Resources-VA
12. 3,000 Shares Exxon Corp.
13. 100 Units First Tr Ins. Combined #34 M MUl1 Bonds M/SPerm Tr
11 Monthly
14. 21,800 Shares Franklin Cust. ,Funds Inc'.' U. S.. Govt. E1erie$
15. 16,000 Shares GTE Corp.
16. 415 Shares Guardsman Prods. rnc.
17. 5,000 Shares Hubbard Real Estate (HRE)
18. 300 Shares Jersey Central Power & Lightl 7.88% PfdSeries E
19. 1,000 Kroger Equity Inc.
20. 20 Wan"ants Kroger Equity Inc, Exp.06/3bI1999
j)7'T/'
" " \,
APPRAISAL &: CONSULTANT SERVICES
FRANCES Rl<:'DELL-WHlTE. APPRAISER
564 WELLINGTON ROAD
HARIHSBURG. PA 1710U
717-Gn-81W
A88UMP1'IONS AND LIMITING CONDITIONS
The suttablllty and Intended IIse of this appral~lll. In Its entirety. are predetermined. The
format and values established are only valid for the stated purpose of the appraisal and
consider Invalid If used for any other purpose unknown to the appral!Jer. The appralllal will
be used by you, !lnd onlv bv vou. for the purpose Intended, Said appraisal shall not be
dIsseminated to. nor relied upon nor used by any third party unrelated to the lmmediaite
purpose oHhls appralsal.
The appraIser believes that the Information which has been provlded by other Is rellable.
The appraiser nssumes no responsibility for unforeseen changes In market conditions.
This appraisal Is based on vlsuallnspectton. No tests. unless specified within the document
have been performed,
Possession of the appraisal document. or copy thereof, does not carry with It the right of
publication. nor may It be used for any purpose or by any person other than the owner
applicant without previous consent of the appraiser and then only with proper
qua.\lficatlC'ns.
The appraIsal will represent the best judgment and opinion as to the current fair market
value and other factors stated In the appraisal ofthe property, However. the appraisal will
not be a statement or representation of fact nor Is It a representation of warrany with
respect to authenticity. genuineness or provenance, You shalllndemmfY. defend and hold
the appralBer harmless from and against any actions. claims. lIabllltles or expenses Incurred
as a result of claims based on or arising from the appraisal, by third parities unrelated to the
lmmedlate purpose of thIs appraisal.
The appraiser has no opinion or responsibility regarding ownership or title ofsald property.
Every effort has been made to consult with printed price n,cords and/or authorities In the
field for property of like kind and quality,
The fee for this appraisal does not Include services and/or attendance of the appraiser tor
testimony In any arbitration proceedings or court appearances or any other legai assembly
and/or Internal Revenue Sezvlce.
The utmost care has been taken to evaluate the maximum number of comparable properties
In all appropriate market, scholarly oplmons and all the Implications of Fair Market Value.
In the best judgment and opinion of the appraiser. the value conclusions for the described
objects herein stated, are considered Falr Market Value and are only appropriate as of the
date of the appralBal.
The appraiser assumes no responsibility for matter legal In character nor renders any
oplmon 118 to the title which Is assumed to be free and clear and under responsible
ownership and management.
The appraiseI' Is not responsible for locating a potential buyer.
MEMBER APPRAISERS ASSOCIATION OF AMERICA. INC.
APPRAISAL & CONSULTANT SERVICES
FRANCES REDELL-WHITE, APPRAISER
lS64 WELLINGTON ROAD
HARRISBURG, PA 17109
717-671-S116
REI ESTATE 01' JOSI<;PHlNr~ MILLS GOOD
491 NORTHF 25TH STRE~::T
CAMP HILL. PA 170 II
COUNTY OF CUMBERLAND
DATE OF DEATH: JANUARY 29, 1997
March 5.1997
I Frances Redell. White deposes and stales that I am a qualified appraiser Including the lund
and character set forth upon the annexed schedule 01 eleven 111) pages. 1 am current sole
proprietor of AppraIsal and Consultant Setvlces located at 564 Wellington Road. Harrisburg. PA.
17109, and a former director ofTepper GallerIes. New York, NY from 1986.1993. I am an active
member of the Appraisers Association of America since 1988 and have been engaged In the
business of buying, selling and appraising furnishings, works of ari and personal property for
the past eighteen years,
On February 13, 19, and 21, 1997, I personally examined and InvenlOlied certain tangible
Personal Property saId to belong to the ESTATI<; OF JOSEPHINE MILLS GOOD 1.0CATED AT
491 NORTH 25TH STREET, CAMP HILL, PA" CUMBERLAND COUNTY, and made an appraisal
thereof for Fall' Market Valuations for the p1ll'pose of ESTATE VALUATION. which Is attached
hereto and made a part of this affidavit of eleven (11) pages; that the annexed schedule Is a true
copy. and that appraised fall' market value for each article or group of articles Is set oPJXlslte the
description and Is the smne as the date of death on January 29, 1997 in the amount of
TtDRTY -ONE THOUSAND THREE HUNDRED AND FIFTY .ONE DOLLARS ($ 31,3lS1.oo) In
my opinion and experience, Fall' Market Value as defined by the department of Treasury .
Internal Revenue Selvlce publlcatlon 5e I Is as follows: "Fall' Market Value generally Is the price
that property would sell for on the open market, It is the plice that would be agreed on between
an willing buyer and a wllllng seller. with neither being required to act" and both having
reasonable knowledge of the facts. It takes Lnto account many factOI'll that affect the value of
property, "
The fee for this appralsalLs not contingent upon the stated grand total. I have no present or
future contemplated Interest Ln any of the appraised articles or group of articles nor do I have
any relatlonshlp to any Interest party except as an obJectlve apprailler. All articles are In good
condition unless otherwise IndLcated, The stated faLl' market valuations aore for Ilke kind In Uke
condltlon ofUke quality and character,
Should this appraiser be required to testuy In a court of law or any other legal assemb~. a fee of
$ 150.00 per hour plus the same rate for S1andby time, travel time and all other related expt'.IlI9cs
wl11 be charged,
This appraisal is only valld for the purpose Intended. Please refer to . Assumptions and LImiting
Conditions" attached for further conditions.
Sworn to before me this
5:D:YOr~JH~J~J Ur
~l!){..>2'1C)G{. .-c:..~
.. NOTARIAL SEAL
WALTER I WINCH, NOlary Public
SusQuehar,r1 Twp, Dauphin Counly
MyComr,)"~ ,': i:mi'ASJuly5, 1997
..,. . '.....--
/
MEMBER APPRAISERS ASSOCIATION OF AMERICA, INC.
APPRAISAL & CONSULTANT SERVICES
FRANCES RE.DELL.WHITE, APPRAISER
1S64 WELLINGTON ROAD, HARRISBURG, PA 17109
717.671.8116
DESCRIPTION
FAIR MARKBTVALUE
14, ORIENTAL S1YI,E TEAK NEST OF f'OUR TABLF.s
Openwork calVed aprons.
$ 55.00
35.00
25.00
45.00
15.00
25.00
50,00
25.00
15. CARVED TEAKWOOD ORIENTAL S1YLE TABORET
Openwork design.
16, EBONIZED ROUND LOW TEA TABLE
45" . dla. (as Is, stained)
17. ORIENTAL S1YLE TEAKWOOD LAMP TABLE
One drawer, cabinet base,
18. ASSORTED POTTERY, JARDINIERES, PLANTERS. TEAPOT. ETC.
19. RCACOLOR T,V, CONSOLE AND MAGNAVOXVCR.
Early model.
20. CAMELBACK BLUE UPHOLSTERED SOFA
21. ORIENTAL STYLE BLACK PAINTED CORNER STEP LAMP TABLE
In two tiers. shelf base,
22. STEREO CONSOLE UNIT
Including receiver. turn table, speakers, NO COMMERCIAL VALUE
23. CHIPPENDALE STYLE WING CHAIR
Upholstered. Marlborough leg, 35.00
24. TEAK FRAMED ORIENTAL PORCELAIN PLAQUE
FIgural decor. 24 x 35" 65.00
25. BRASS ANDIRONS AND TOOLS ON STAND
Ball finials. 35.00
26. LARGE POTTERY JUG. DRIP GLAZE, CONTEMPORARY 15.00
27. PAIR ORIENTAL STYLE FIGURAL LAMPS, 24" . H
With shades. 400.00
28. PAIR OILT DECORATED PORCELAIN VASE LAMPS
Flora decor. with shades, 12.00
29. SIXTEEN (16) ASSORTED JAPANESE PAPER MACHE
F10URINES, MUSICIANS,
Musicians. Many "AS IS". 150.00
30. PAIR DECORATED PORCELAIN OEESE.
Polychrome and gUt. commercial qualliy. 16.00
UTATE or JOs'iPiiiN& MILLS GOOD
0&91 NORTH 21STH S1.RItItT,CAMP HILL, PA 17011
CUIIBItRLAND COUNTY
DATB OF DEA11I: JANUARY 29, 1997
PAGE 2 of 11.
APPRAISAL & CONSULTANT SERVICES
FRANCES REDELL-WfIITE, APPRAISER
86" WELLINGTON ROAD, HARRISBURG, PA 17109
717.671-8116
DBSCRlPTION
FAIR MARKETVALUB
07. PINE HANGING SHELF
Four tlers. with three underdrawers. scalloped ends.
100. MAHOGANY OGEE MIRROR
101. THREE LIGHT STICK FLOOR TO CEll,ING LAMP
102. PEWI'ER AND BRASS ORIENTAL STYLE VASE LAMP
With shade,
f;l 15.00
25.00
20.00
70.00
5.00
35.00
250,00
25.00
10.00
5.00
98. TWO (2) WHITE PAINTED OPEN BOOKSHELVES.
One With cabinet base,
99. SMALL SPOOL CARVED MIRROR
Rosette carved corners,
103. PATINATE BRONZE SCULPTURE" EROS AND PSYCHE"
Naturallstlc base, H- 13"
104. SMALL TABLE CYLINDRICAL MUSIC BOX. L. 12" (AS IS)
105. ASSORTEDBRIC-A.BRAC
106. ASSORTED BOOKS
107. MACHINE MADE CARPET. AUBUSSON STILE,
WORN. DRY
NO COMMERCIAL VALUE
HEDROOM H "
108. MODERNE STYLE TWO DOOR ARMOIRE. EN SUIT TO # 41
109. SEMI-ANTIQUE SAROUK CARPET. 9' X 12' APPROX.
110. PAIR FEDERAL CARVED & CANED SIDE CHAIRS
Slat Back. caned seats.
75.00
1.500.00
70.00
111. LOW POSTER TWIN BED. 19TH C.
Mahogany,
112. MAHOGANY OGEE CONSOLE MIRROR
113. LEATHER CLUB CHAIR (AS IS)
Slatned, Cracked dl)'.
250.00
70.00
NO COMMERCIAL VALUE
114. LADDER BACK SIDE CHAIR
Colonial style. msh seat,
20.00
115. PINE THREE DRAWER CHEST. C. 1900
Wood pulls. paneled stdes.
76.00
BSTATB OF JOSEPIUNE MILLS GOOD
491 NORTH 28TH STRBET,CAMPHlLL, PA 17011
C1JM.BERLAND COUNTY
DATE OF DEATH: JANUARY 29, 1997
PAGE 7 of 11"
APPRAISAL & CONSULTANT SERVICES
FRANCES REDELL-WHITE, APPRAISER
564 WELLINGTON ROAD, HARRISBURG, PA 17109
717.671.8116
DRSCRJPTION
FAIR MARKET VALUE
134, 1WO (2) CANTON ROSE SHAI.I,OW BOWI,s. C, I B50
Scalloped borden!l, a 80.00
135. FOUR (4) PIECES CANTON ROSE, 2 BOWLS. 2 PLATES, ALL "AS IS"
Chips, cracks. 12,00
136. APPROX. 54 PIECE "ROYAL BAYREUTH" DINNER SERVICE FOR 8
"Avon" pattern, 270.00
137. APPROX. 72 PIECE ENOLlSH PORCELAIN DINNER SERVICE FOR 8 370.00
138, APPROX. 50 PIECES "LIMOOE" OILT PARTIAL DINNER SERVICE
OUt border decor, 260.00
139, SET OF TWELVE (12) "HAVILAND" DINNER PLATES
Cobalt blue and gilt band, tloral reselVeS, 84.00
140. PAIR 011.,1' ETCHED CRYSTAL CANDLESTICKB 40.00
141. LAROE CANTON FAMILE ROSE STYLE PLA TIER 30.00
142. THREE PIECE MASON COFI'E~: SERVICE
Coffee pot, creamer. sugar, 18.00
143. OIL l' ETCHED CRYSTAL PLA TIER 26.00
144. THREE ASSORTED PAINTED PLATES
Floral decor, 30.00
145. SET OF EIGHT (8) CRYSTAL STEMWINF.8 16.00
146, EIOHT (8) RUBY AND CRYSTAl, STEMWINES
In two sizes, 24.00
147. ASSORTED PORCELAIN AND OLASS ARTICLES 76.00
OFFICE AREA
148, SPOOL CARVED TWIN BED. C. 1900, 76.00
149. OVAL WOOD CARVED MIRROR 45.00
150. MAHOGANY CHEST OF DRAWERS, C. 1830
Column ends. poor condition, 175.00
151. SPOOL CARVED BEDSIDE TABLE 60.00
152. BEN'1WOOD ROCI<ER. CONTEMPORARY
Caned back and seat. 20.00
UTATII: OF JOSEPlfiNE MILLs GOOD
491 NORTH 215TH STREET,CAMP ifiLL. PA 17011
CUMBERLAND COUNTY
DATIl: OF DEATH. JANUARY 29. 1997
PAGE 9 of 11.
APPRAISAL &: CONSULTANT SERVICES
FRANCES REDELI..WHITE, APPRAISER
!S6. WELLINGTON ROAD, HARRISBURG, PA 17109
717-671-tU 16
DnCRlPTION
FAIR MARKETVALUIl:
!fi3, COLONIM, STYI,E: I,ADDERBACK OPEN ARMCHAIR
Scalloped back slats, rush sent,
$ 226.00
226.00
80.00
120.00
16.00
45.00
26.00
60.00
8.00
10.00
"
164. COl.ONIAl. STYLI, l.ADDERBACK OPF;N ARMCHAIR
Scalloped back slats, rush seat.
156, PAIR PAINTED GREEN I'EDERAL SIDF;CHAIRS
166. DROP SIDE DININO TABLE
Queen Anne style,
i-
157. FRUI1WOOD COFFEE TABLE
Parquet top,
158. CARVED & UPHOLSTERED ROCKER. C. 1900
159. TWO TIER WASH STAND. C. 1900
Poor condition,
III
160. ASSORTED OFFICE FURNITURE, INCl.UDING:
2 llIe cabInets, 2 desks, 1 long console. 3 chairs.
..
161. WROUGHT IRON ANDIRONS AND FIRF;PLACE TOOLS ON STAND.
162. ASSORTED FURNISHINGS, LAMP, BRIC-A-BRAC. ETC.
GARAGE
163. CHINESE STYLE PATlTNATE BRONZE VASE LAMP
Archaic Style,
40.00
50.00
20.00
164, ASSORTED PICTURF.:s. PHOTOS, ETC,
165. ASSORTED OI,ASS & PORCELAIN ARTICLES. MANY '"AS IS..
MlSCBLLANItOUS
166, ASSORTED LINENS. (WORN)
167, ASSORTED LADIES CLOTHING (WORN)
168. WOMAN'S FUR COAT. WORN. DRY
NO COMMERCIAL VAWE
NOcoOMERCIALVALUE
NO COMMERCIAL VALUE
..
It8TATB OF JOSBPHlNB MILLS GOOD
.91 NORTH 25TH STREBT,CAMP HILL. PA 17011
CUMBBRLANl> COUNTY
DATBOFDIl:A11I: JANUARY29, 1997
PAGB 10 (If 11.
I' .
',1,,1,,' " "i'
: ~l r' ""~""I."''l;., :,
," ,',. .,.:...... ;1'l;r,~"".~ ':,
. '/' T~l{tt\t-lorth 79 degrees 23 minutes East, 197.7 feet to a point on
,':',:. trili. :t~ne of lands of the Borough of Camp Hill; thence along s.!lid
:,'. '.. landli :'of the Borough of Cemp Hill, South 8 degrees 26 minutes
\.,,, 30/seconds East, 18.23 feet to an iron pin; thence continuing
, ,,'~iong said lands of the Borough of Camp Hill, South 11 degrees
I 25 minutes East, 116.78 feet to a stake; thence along other
'lands of Clarence A. Frankenberg about to be conveyed to Edmund
G. Good, Jr. at that time, South 79 degrees 23 minutes West,
198.64 feet to a stake 1n the eastern line of North 25th Street;
thence along the eastern line of North 25th Street, North 10
degrees 37 minutes West, 135 feet to the point or place of
BEGINNING.
BEING all of Lot No.8 and a portion of Lot No.9, Section "A"
and a portion of Lot No. 13, Section "B" of the Plan of Lots
known as Park Hills, said Plan being recorded in the Offics of
the Recorder of Deeds in and for said County of Cumberland in
Plsn Book 4, Page 75.
BEING the same premises which Clarence A. Frankenberg and
Eleanor G. Frankenberg, his wife, by Deed dated June 26, 1952,
and recorded in Cumberland County Deed Book "A", Volume 15,
Page 271, on June 27, 1952, granted and conveyed unto Edmund G.
GOOd, Jr. and Josephine Mills Good, his wife. The said Edmund
G. Good, Jr. died on May 21, 1988, thereby vesting all right,
title and interest in and to said property in his surviving wife,
Josephine Mills Good, as a matter of law, Grantor herein.
THIS CONVEYANCE is made subject, nevertheless, to the
reservations and restrictions covering the lots shown on said
Plan of Park Hills, recorded in the Cumberland County
Recorder's Office in Misc. Book 84, Page 208, excepting those
imposing restrictions upon sale or occupancy on the basis of
rage, creed or color which it is expressly intended shall not be
imposed or reimposed hereby.
This transaction is between mother and mother and son and is
exempt from real estate transfer tax.
II
"
,I
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I
I
il
,
l'
,
!,
TOGETIIEfi \l'llh 11111111<1 slnglllllr tlw tCllcmclll.', 1ll'1'I'<1Il11Il,,'nt, IIIHI "l'plll'tenllllecs to the same bl'>-
Jonglng, or In anywise nppertaluJng, und the H'vl'fslou lIlId H'vl'rslons, n.'nJulndul' lIud rmnnindors, runts,
Issues IInd pl'Olits thl'l'<'of: AN)) ALSO IlII the CSlllll', rigllt, IiIll', lilt "rust, pl'OplJl'ly, dlllm and demand
wbIlISO!lVCI', both InlulV nlltll''l"lly, of the suld pllrt y of tho firsl part, of, III, to or out of the snld pre-
mises, Ilnd cVCt)' plltl nnd parcel tht'reo!.
TO HAVE AND TO 1I0l.D tho sllld premises, with 1111 IIl1ll sJllgulllr tho nppurtennn(,OS, unto the said
part ies of the second pllrt, theirhelr" Ilnd lIsslgns, to IInd for tl", only proper nse and
behoof of s"ld pllrl iee oi tho s<,t'lIld purt, their holrs .111,1 assigns forever,
AND Ihe said Grantor, her
hell'S, executors. IInd nc1mlnlstrntors, do es
the said pnrt ies 01 till! seeond plUt,
by th,'s.' prl'Sl'nts, COvt'nllnl, grallt and awee to and with
their heirs und ussigns, that the said
belrs, Idl nnd shl6ruh\l' tho hereditnments nnd prCllllses hl'll'in nbol'o deserlbed and 6rrnnted, or mentioned
and Intended so to bo, with thonpl'urtenanees unto tlw snld pilrties 01 the second part,
Iwlrs Ilncl usslf(l1s, against th" suicl P"I'tY of II", fll'sl pnrt IInd her heirs, and against all and
every other person or persons, whomsoever, lnwlnlly e1ulinlng or to c1ulm the slime or nny part thoreol,
shallllnd \\ill, by these presents, W AnnANT AND [o'OfiEVEI\ DEFEND.
IN WITNESS WmmEOF, the sllld party
blllld and seal ,the dill' nnd year lint wrilttm
her
of the Iirst pnrt has
above,
hereunto set
SIO~EO, SEALED AND DELt\'EaEO
/!?A?C
~ g 2)' ~, '~f
.).~~:~~=j'.i;i!~":'.~'.~~::
.........................\..................................................~
"-,II
II
I ~
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,
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CERTIFICATE OF RESIDENCE
I, hereby certify tbat tho precise resldenoe clthe grunteD s
North 25th Street, Camp Hill, Pennsylv
""""""""""""""""""""""""""'"""""""""'"
...........................................H..'........,..~..,............~
491
Ii
II
Ii
aru1\tntul1fu~altll uf '~11I1ll~lullllll1
(!)OUI1IU (,f ~-:';~::,:-;':""....",..".."..."."
On this, the /.!5 ~ dA)' 01 /I,C:~'. <"' ,,,",,<~, ,
} llll.
"
!:
19 <;'8, bclore me, a notary
:1
pUbli~,
I
:1
:1
"'"
the und,'rslgnod o([Jeel" personnlly appenred Josephine Mills Goe,d,
j ~.\I.\,.I'lIjjll.",
! ~" ~ utll-" ~ 'lit, >'
. ...,I~'tl" ,':~....khb.""fIJo,}ne (01' satisfactorily proven) 10 ho the p"rson whoso name is subscrtbed to the
. ",', '.' ~". '. 'I: '
~...,i,'ij~.~.J.p~i,'J.~~P.,..I~.ItJ""c'nt. and u<:knoll'll'dged that she I'Xl'l'utl'd till' ~,"ne for the purpose therein contained,
......((1'.;rmNT,,', ~."'"
=:;):'4'" Of'II"'\\\)l'l'ii;SS WIIEREOF, I hll\'e hereunto sl't Ill\' hand lInd notarial seal.
""'h'\l': ". ",i:lt1\ so i-' 5, I' '
j,~ '! ""';.' .l;l~.\ ,1-:<.",:.. {} ::: '
llf',tJ,I1. ....:I1/sn....\'........ {il
'$':l~:~'f~~~\rilsfton Expires ....._H
, ..,' '~t1~ ,~i~l'~,';"l ::'''.~}:':;~?i;,;,;,i",:'::it>~~\ \
.....-.----.-.-----
\..L.'-'4-' Y/I, "7":'l( (~~iJ'
. ~ ')~' ",,;"IV~A
[11'[1,( ,\,,0) I""",v I 'f,
,
I:
:1
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II
II
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II
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G~Glil~ CI.lIIW In", tlo '.071911,?1 r'1I~'1
Summary r~flpmt
UNIFORM RESIDENTIAL APPRAISAL REPORT ....nit'"', 7-0210112
<401 Norlh2Mh SlIDe! ._~--Cl!y C4IllIp 11111 f,1~lftP^ lfpCod41701
Sell AltActlod C()IJoly GlIfllhurtflflu
Autlloq 1',rc~1 No 01.~O, 18fl2.070, l.u YeAl NA R[' TAlel SO.OO !lllt:IIlAUtumflt~ I 0,00
_~ C,Wrenl OWfW }oaetlhlni!l Mill, Good Ellnltll _..Q.mu11ol [:.j Own.! ! 1 T. 1 'I V. n
~S!rnll~_.ll LmellQld Proltcl hL I ruo I Cood~mln)um lHUllNA Q"1vI HO~ S NA 0
NGKJhbQ!l\w(Illf Plll],C\ Ntm, Country Club HIU, MIIlI\.lt!~n~e 01 .20-1652-070 Cen1\a lllct 104 SMSAIV32040
l1a1Qrrlu $ NA DRleulSlleNA Dmr~llldlllMWollOlI1<<",,""'oncIHIOO'lob'Plld~y'eilpf NA
Ltn~llIC/tI[\\_ McNo91l, Walll.\ce & Nurlck MdrulI1.00 PIf10 51" PO POY 116, Harrisburg PA 17106
ill- Geome C. C18LJser. SR/\ N 3920 rk S Ie C I ~IU PA 17011 -
lOCllkm N lJrbtn r l fi~bulh;-rl RUlli rttdomlnll'lt fA\t'nl ,.,U Prt..ntj'~dU"%f IlndUflchlllgo
BulM UP, M, OW 75~ 1 I i5,7b\ 1.,.1 Under 26'_ ,OCCUPIMY , fl OO,),."I,~. ..,.,l Olletd,nlll~ 76. \~ Nollikely r ll~ely
OrOWltlnt~ L I Jl~jlid (x1 S1~1lI~ I I SI(lW (J\' Owner 100 _I,ow 1 ,?,4tel1llly & I llnPfo~m
Proptrtneluu I llnclUilno L~ St~bl~ r . i OecllnlOO [iltMnl 300 High 10Q+ MlJnl.famlly 5 10 -- ~ .--
Oem.ndltllpply! ISho!tlge rYJll'lb~IAnce \ IOVellllPPty ~Vlr.A"(O'~\) PledOmlnH~lml Commercial 5 --
!M~klilU!!ll I.lUndlIJrnol [>QHmOi I '0'1'01101, L 'YIC,{..<<i'l ,J1~ ..1Q _Vmnl 10, '
..It: bu .fllIlllt 'Icl.t uIII,OIlIltn .f Itlt "t~""',llt" lit "I 1",a.1I1Ilol"t.
Helghborhood boondlrln Ind Ch~ll~!trl,tlc' The l\.!bJl!fl "~Jgh.bp(~o(xtq()t:l"'I~ 0' Camp Hili Borough & surrounding mllnlclp.JII~t1.I!1.
Ih:QQ''-ITlP. till! ,rUB_ of Cumberland Counly,.PA -
Tteton IhIl tlflet Ihe m~rktlabllify 01 Itn prolle"l.. In thll'l!lghbortlOod (prollml!y to Imploym.nt and ~menhlu, employme!1t Ital~1I1y. Iwullu mllUl, tic)'
.T~o Prl>P~rty ~lnOy~luoc! 1.19c~t4(lQ!9Pg the e~.t .Id. 01 N ~~Ih Stre,' In Ihs ,o.ldonllal dovslopm4nf ~n9\'1n ..Q9YnIYClu~
HIli.. Shopping, ,chool. @nQ chyrchlu[oIQC..I.d\'lllhlnJ'~ mll.I Qf Ihe dlV.19~m.nL Fvll ,,<vlos Ihopplng II .v.II,l;s sl
Csmp HIli & Capllol City MslI, sPp'Q,lmM.ly ~mll.., .Pybllq.c.hOQI.'Ju~.nIHI!.ndC.mp !i.II.1 $chooIOI",I,1. Employment
Genter. are IOt.:sled In Hartl$burg, Camp~t1H[-'!oct.M~_qh'rl!~'Qurg, '..._
M"k,1 f-ondhlons In \he subl~CI neloh/JOlhood (lfIchldlng IUJlPOrl 101 1he Ibove cllncll.lllonl relll,d 10 the ~end or ploptrty ValIlU, demand/supply, and /IlIlll.ttJr.o ~m'
., IlICh 13 data 00 eompeutlve pllJpertlei for sale in the nelQhbolhood, ducrlption of Ihe IHlvwenu ot laln Ind HnaOO11l9 conCe8SI<m9, ItC,j:
M.,kot oooolllon.lr, Iho .ublOCI nolghborhoo\l.rUQllIl~.[.Q !!)g!lml~Il'.cl!YL\'tnQW,mQIjg~g.jr1~[t.'J[.I!!J1.loglh.Prlm@!Y
ffi.ll'JlliJ!!..ln 'ocenl wook, hsve boen modorately active, App'o,lm.IIIl'~Q.bQy.uHr. v.rl9MHlyJn.!lra 19tUIUillhlo.L._
m!t.s .[!\l~re.ItLc9mp.\!I19nwl!h.JlteIYbJe"1 TyplC~1 nn.nclng for,e~ldenll~1 p,opartls.lnclud"~,Q'r\ ["n, 1'~POlntl, H!o.,..
mO~Q~g,.j['ll~J@~!Ja.l~I.Jor,~p 19 30_Y~~1@"
...
~;;;tlonforPUo. (H ~:-I~ Ihe dmloperibuHdlf In conlrol of lhft Home Owner,' AuoelBtlon (HOA)? ' J Yet I I No NA
AIIPfoK!mlle tollll\lJm~r ot unhs In In~ lu~)ecl pfolecl NA ApprOldlNl. tot.1 numbor or uNts tor IAle In the lubjtct projec1 _.~. !'JAm
C ~lemen1S an<lllCrutklnaI13cll~I" NA
D1mtnllom See' Comments below, Top09rlphy . H!IIv
Sft.IfU 29,700 SF or ,66 acros - COI~eriod--~Tiju --~ No-' Sll~ AVQJ$gl;),.
Spee"ic loolno clmNlcatlon and descrliJtlon R-1 Slngr_8 f(lm!tt_ ~,__.._..___,_. ~~. _ SI1ape J(ftilVJl!L. -
Zor.InO eompftancl (Xl le~al [' Itgall'lOf'lConrouning (GralldtaUlerld un) lj IIleg.l I. J No lonl~ OralnllJe A\r'~r..ge
HIQ/ltJ1& btil WIUI rnpo-m, ex: rrennl un :J OIhtr m.{eJJ!l.!nL_,_~_ i VieW _~Y~r."!le ..
Utllltlt. Pub~c Olller otl-,lIolmpl'oYtfMnl. TYfM Mile Prlvale llfld,caplno .GQ9~_.__
Eleo',flclfy M Strut .M"!~~Q.'!!L. txJ ..._, DfIve\Vsy Surf.ce M.c,dam
0.. M CurtJ/Outl" .N9nL...._. [J C'] ~lp."nlOlUmonl.Qt~~rdOnIY
W.I" r8l S~e..~ Nono- [J :::1 [fMA Spael.1 "0<141 IWlld ~" :J Yn [g II>
S.ol"l"'" (N, ........ S,..liQhll Incendo~csnl 1X1~.J lEMA Ion. _Q,___ MlpOole .\1IlllQJ._.
,SIOm"'.,, [I _ _ ~1.L ,_., _ ..... . _,.__ ./I, .'1_ fEM^~'pllo, 4203~.7 00018
Comments (apparrnt Idve'm uumenll, ~f'lCloachmanl', llpMtallluumlnll, .llllt arm, lIIeoalllf leQ.1 nooconlOfmlng zonlny m, ete,): lntflnor IQl.QQJh~.
.t'J!tl!.<1!.Q!.t!Qrth.<~th, ~!rol!!..!D_CjlmB~!II,b~.nc!.c~plng_o~I]J~I!. en, abund~nc~ oLm~lw.. ,hrY~'.J!!l~p.I@O\ln.ll',..'Ir.!it.l.u~J..
97,7'.16,23'.116.76' .196.64' Ts 215'.1 6.64' 5'.196,6~'
GH€IW. [)(SCfUClTION EKfERIOn DESCRIPTION 'FOUNOATION BASEMUIT
No. 01 Unlit One. foundlllonQ9",[~J.__ ,_ Slab .19.Q%. . . At" Sq Ft 100 tI.
t~, ot 5101111 .TW9 _ F.X1ef1of Willi .P-r/~lm_..~___ _ Crlwl Space JL.. , "Fjnll~d l)
lIP' (o.tlAIII Oot~chod" R",I Su~'" ShD9L. . 8111""nl~, ' C.III.. Unfinl.hod
DillOn (Slyle) BILevel Gunt,. & OWrl.ptl, t\JymlI1Vffi_ . _ Slimp Pump ,Ng.,~ Wall. ConBlk
E1J.ti.,n'I1I\lO"d Exl~ting Wlndo.'rP' P..QIlI1l.l:!!i!Jg,_ Oamp'''' !jQj;yjg.IlI1~...., FlooIConC!,le
.401 (VIti ~(lj[:._ Sloml/'SCllells Screens Settlemenl N9~'i!g,1lQt_,_ Outlldft Entry. .-
20 atllJla ~d 0 No No Evldenco
f'YII I,"n, Olnlno ~1I,li'n. Pln, ,fllll!IY.!\m, .B'"Am" ~OII'oomLO~~' l"nd~
FurRm
,.1 '\ "1'
.5= . i" ,
9 3 ~ ,2'-(
~TlRAll\ M.,.I..m_ IIIAIIHIl KIICIiIIHOIJIP, lAm: lAl!M1II6 CARRTO!IAIl:
~o~' Cpt;VI"l'!LAVg_ . _ Typ. ,P""""L. RoIiIO.lI~ "I, Nooa I] flfOjlloe.I')' 1 W NoN [
Wilt pl.ltIP.!In'.~A.YL, fuel QJI .._ R....lOvon XI i SlIh. I') P.tio ,.,,:_,-:=: t><l BIIIlI' '01""
1.IlVAnI&II .wOOdIMg..... ,~QQL_~.po.. XlIO/Ol'61'" LJ O"k __...._.L.I AIIIohld
1.~ftooI CTNlnyl/l\Vg _... c<x".o M.llh. .Xl .lloutlll l5<1 P~&II. .,_. U Ootl<hod .~,-_.
lothWalnlll'Jl coran>lcTlIslAvg C.nhl _. __,. far\11ood Xl 'f\oof [--1 f.". IJ 1,11II,. .-------"
Door. .W9MJ!WL_. OIho, Window M.".... ~ 'HHIId [) PooI_. ._._.,... J! CoIport
Kl Floor: Av Good I r ·
_I""". ('I-Ocl., .noIOY .lIlelonl "em., '1'1 Dwelling appeM~ 10 nesJl.~,m.l!9J"Jllnlon,n>;o. H'SI ,y,'am I' on ~~ 1101 \'t'!K:
!@IUlnHy,lem, _ . . __. ...-_. U
COn>l,," ~~. ""'_, de~"'otioo I~l'l'<,al, luncIlcn>, aM'."""I, "P"" neadod, ",Ity ~ eon.lroelon, lorood,qi_, 01': p,,~v~ ftY1t
Q\'IOllllng In over ego condlllonvtlm 2 c,r dolochod ga,ogo end g'!allUP~!1l1'lonl,. Phl',IQ,J.' qep"!'i111Qn que t.o 'Il'! InL__
~oqlYQn Func1lonsl. no"~, ~xtom'!' DQ ,c!vor.~ 10cetlonall0l1Yr" nol'Q
iNSUlAtklH
'Root _. __.._~_l.J
C.11IlJ .AYL t1!J
WID. Av.ll., t>>I
rlcol ,AYO.... N
None ,_ LI
,.""_ 1'1
1
..1,
OIlIer... ._NILii..fL
100 +/.
_c ::.'_,..":i.m
10m,
___'_"" ..... 7~Q
,.1
N!vtrse InWoflll'llrtll condlllon~ (1lIcn IS, butnolllmMM10, tllJlldouli wul.., ta>>c 1000000U, tic,) JWmnlmttltlmpfoYeml/ltl,OO Ilt &JIIJ, or ~ till
Imm_l. vlclnty of the .ub)~cl p-optIrty , None known.. IIPprCillef I. flOl qlllllfied 10 d.t~l ~VC;b _,~b'I!lI)t;e'L r'rm1te_cer1lftcattQl'1t_ .
. Bled
fIfIkIIa Mac f~m 70 6/01
-
PAG[ \ OF2
r....MaaForm 1004 ftIIIl
form U,\2 _"TOTAl. 2000 for WtncklWIi' 1pp1.I$aI n1W'" by I U mocIl, klc, _1.eoo,Al,t,MOOI:
UnMAlIOSmVAlIlE
UTlMATIO RIPROOIICIION COS1,NfW,O' IMPAOV[MENlS
OwIllrQ ",W S<l n @I 66,00 . S
100 Sq 't.@1 31.00 -
fl"pI,c;a
Oll'iolC'lflOn 900 Sq n ilI'l 1400
lOl4lftllrMledCoIlHew
lm PhYllc.1 flJl'lCtIonal
O'~KI&I"" 16,3021 ,
Depl.cllt.dVailllallmlHovemenll
'~'.I"VlhJlol SKelmptovemenhi
IV
[,,,.No. 7,01IiO,!1 rlll"ll
Summary Heport
NIFORM RESIDENTIAL APP.!!MML REPORT flI&No, 1-0210R,2
.. s eO,QOO Comrnellh on COft AwiOlch llu~h u, lourel ul ellll ,,!mall, IKe y.lv,
'QlIAII foot cdlcul.llon Ind tlM tHlO, VA 11'\11 Fm~A,1M ..~m.'td rem.llllno
tcollontlc 1111 oj llu IHOf't1ty}: Source of COltl . M.r.h,1I
Valuation ServIce and Local Contractor., E,Umlted
romalnlng "conol11ll;: llfo Qflb_,dWqlllng1'_~O year.,
160,156
23,560
3,00Q
13,440
100,756
'..
!
I
I
I
I-
I
I
I
1-.
- I
htflmal
-I
-I
-I
10,302
114,463
4,op0
178 463
I1!M SU8Jf:GI
nn~~lI~orth 20thSt' 'H
MdlIlI..CJIDP,J:!1I1
1~IOIubItlL
ililt.em.,.
P,.oiIlf9llEMnoIIOl
OllloncJ/o,
.Ynlilllb>tliw'L-,
~J,It~5_~~~HI~,. OES~RIP'IOH i,("}tA_~~~__ OI:SCRIPTIOH +lw)S.Adjusl DESCRIPtION
SlIts Of FNneItlg ConvenUonal Conventional Conventional
CI"~IIIOOl 71DOM 112Q9.M. .t6 DO'-L._.. ., .__.
VJlI,ILi~.'lk1lL 10/04/06 12/16/98 . B~Qffia
Lilt"'" (,l9Qr! , igVPI "-~ii0!L. .!1QY@L
,.....lIoklll.. Slmplt Fe. Simple Fee Slmplo . . . F.~,!!ll11pl~._ ___.o.._ ._. .F.l!!.!!IID~IL
&III. 29,700 Sf 0' ,6 Equal EqYeL. .... .,_ .f:.q~~1
1'IIIL........_Av.rage Equol "qual Eq~ol
Vn\lllIllllN>l"', alleVo) 2Sty 2S.IY.., ...... 2:;\Y.. ,..,.
'Nm.llttolCQnJlr~UQn_ Av~raae I;qv,t .______.~.,._...__ .!igyl1_ _ ______.L_L___._.... .f;gyI'!L_._.~.~. ..____
10, 45, ~ .+.l:...,____.~... . ,_~ ,"-O.ti-__.,~~...__ .1Q....,_.
C_o Av.,.go Supe,lo, . -6,000 SuPerior..... .:.., . -MOP SuPerior
Iba"O,&<Io rl~L~!!tmdl~1 lil,Lidl1lll:Jltllil..: JIllliJlJIHl\';.it~L: JIllI:Odrml,'.e.thl
IIoomCoo~ 9 n4 : 3. 7 : 3..,,~.; +1,600 ..1..~__!.,..Mj +1,600 ....B,:.L_H +1,600
G!2IHMno^", 2,741 ~ II. 1,8081'.<1. Ft.: +0,330 .._J.1~Iq,ft,: ...+10.3~ ___,l,aaaSQ,Il.......!.U,llQ.
8uemenldFioIshed None Full '-12,000 Full . .12,000 crawlspace
fl""rmB,llwO"q, 0 ..n Bll.9RfI1...___...,........:M.QQ. _____,__",..;,."...._.
fUI)QIIo!\lI.V~~ Averoge Equel '____Equ~L_...__'__.
llubll:i2IInIl........'!W.R..I.'"W>I"" GFNCA -B,OOO.ClF~~dow '
fnIIiY.EfII<It'l.IIIlIIl_. !Ol\!!'JIQD, ..E_quel ,..., equel. , .,.. ...
iIllil&IlQOIL___ .l..Q~r DetJghtI1.1C!!LOftl!clL... ...t:!'QlIQ tC!LIIU.,h_
Porch, PallO, DeGt Patio Equal Equal
fl1tlIKllll.tl;,__ flr!!l'I."e(I,\. ,~qual ,No~~
flnlJJ'''''JIo.....u_ .~A._ . Equol Equel
Alt!\m!{lL.~__.___ .t':.!~H1Et Nglill
Hlt!~"lllliIL........ ".
"""I"'S&II,~!ot
COMlW\'Bl[ NQ I
2616 R.lhlon Rei
C..mpHIII
3 bl
COMPlR'BllNQ,I
515 Devon Rd
Camp lilll
3 blocks
. , mtliUJ, 1 4
I __06.66 'Nllil,
CPML & Court Houoe
I _____
I .
Inspection
..---.,-.
t(.Jt~lt
,,JJ!.QQ!!
-!fQuel
OENCA
~qu.1
,.. +3,00Q < CI' AlIa"h
Porch
+3,000 ~qual
~qual
NQn~."
...._~
-5,000
.8,000
+12,000
......, _Ji,~~.O
ti3.L330 '
Commenb on SBleI Comparllon (I/ld;ldlno the lublecl PfOjlerty'1 compatlbmty 10 #Ie nelgtKxlrtlood, etc.)' ~'L~sJJ...~.~ w'r~."H.r"'QO~.b.ly. \ljm!I~.r. _
\we-Iavel.ty'. dwelling. In tho ''monolghbomo9c100cl.!UpJe,,.\J9,IU!QO'bl,ulm!!!!L!mo,OIUtt,MJl!JIm!D!!.w!lft,~~!.cj,QOu.,.
m'o!".t ,;<<,(r"qllpnand/or judgement The Indicated value fange on the tlbove grId 8J(lende from $1611330 to $177,r5Q, Ih@
J,flct!~ttiLrn@rn.l.lJ.l~I~Jll~\!m~t~~J(l h~ !e,llha0Jhe up~r('nd qfthe. .\o~tvft.rangfl 'Oq..1$17~..Q_Q.o w!lh grlJ!t~.t weight \>fl..
~!l.j~mt~_~'mJc;tl ~Jft.deemed to.~_m9I.l.'lrn.il~.f,.
"iifM--mm-.. SOOJfC'{ .C9'-!~AfWll~~Q:_1. C.(~Mf~~~~_~pI'-'---~ -- .:_~_ c~f.~~fi~f3~-=~
Drll,Prl~..ndOlla Not -~,--...--.~-~ Not Not"" I~ot
SoUrCI, lor ~ lain Applicable AppUcllble Applicable AppUcable
,11h1n year or appraIsal .. . . _ ____
Malys!. or Iny oonMllgllflment 01 ule, opHon, 01 UBllng 01 lublecl property Bnd nr.aIYBlt 01 mny prior ules or Jubjeollnd compmblls wllhln one YUI of the dill 01 tpIlflftll;
I..h~,_,Y~J'~tJl'rQ{?g,.'Y III, ,--V,C;8n\ bl.18vel dwelling ~Ilh:i! car detached g"rage end apartment. No Rnor III1e8 within one year,
I<<llC.\T!OVAUJ!IYlIlfBCOIlPAA$ONAl'PtlOACH 1 17.MOQ
Vll HPPlIOA -
TnI1 ~..III midI." It' IUblttt 10 ~I repro, Inerllllonl, IllipecUons 01 coodiU(ln~ ~'Ied l'rlow lulY,lcllo cornllleUoo ptr plana & lpecltlcltionl,
CoMIions of ,WIIsII: . ShQuld the PfO~rtY_9_' "Q!g.,tQrm!\e.,le~Q.~~ft. pplnl ~nQ ({lQQn <!~f1m9~tJ.Qn.'.@~ r~C9mlrn!fl~ed Wllh--'P1Kl1f.Ml
~~_b."lfJd Q,n cle.~r teatreluttl, In~umcjenl market dais was .waHable to proce8~ the Incoma Approach. __...~
fiMI Rteonc.:a!lon: ,.I!:l~QQ'LApprQ..c:h II conlld'r~rtand \J18~ .1 "check lor this .ppralaal Hnd l,vplcally lela1he upper limit of
n!l&..Il1ft.~.l!u9Qmp'_rtfQ~.~p~m"hll, Qe'm~1j 010.1 r,IIe\lI...ng gl~o'lgr..I"lw~ght'ug~tl<IIVoP.tt Qfl\pp"ll'U!...__..
" /1~Q!Il.Jl!!n!Jl.glQIl~i~i9L.u__, ,.
ThtI puIpOIl 01 tII$ IPJIfltulllloliltmlllthl ~et YIIUI 01 !he rill propeltythllllth. lublftClollNs rtpori, baud on 1111 above Cond/WoM QtId flI ~.rtMlcItion,~"
Irwl'mlllno cOOlltloM, 1M lTII!\et Va/vl Mllnltloo INI "lllal!d Ir1 tilt ,ltIGhed Froddle Mlc form 4JWFNMA IOfm 10049 (Mevltld ),
IIWElElnMAT!THEMAlliET VAlli!, AI D1!flNEO, OFTHC AEAlPAOf'EAT'lTHATIS1HEIUOJECT Of TillS Al.POAI, AB Of . _ 11<9/97.__.__
IW1ICH~TlIEO~'HSPfClt[:IHEEffEr.IWEDATEOFIHl6AEPOAnTOBE ~ 173~ '
APPIWIU. IUPER PRAISER I~F EDl:
ililJIOJ11 ' I IllOIluft , ~11' \- , Uol.V, ~ IJOl I 1000Nol
IlimL QM ~~n . !ton .... .. Nlffi' Georgo C, 81\u.o, ","Pl<1 ""'"'"
DII. RIjIO!\ ~ 3/26/91 nil< AA<Jrt6~01i1 ~126~1 .., _n
iIIl'C~iIqot\8.htant. to.the Appra.i1llt., iUl,C'ilI~&b",' GII, 0002J3.L Ill* PII
II" , ~l~'''' CK SIlt. t.lcenu ,
hlOlt "'" 10m 70 6/113 PAOl 2 OF 2 flm. Mil rom 1004 ,,13
fofm 111.2 -10TAl. 201101. Wuoow,',pp'.'. ,000w., 01.1& _, ,"" -I-EIXfAlAMOOf
CALCULATIONS
l.t Floor
27' x 46' . , ,242 Sq Ft
3' x 32' . 96
10' x 4'611 . 45
2'911 II 4'611 . '2
2'9" X 2'9" . _..J!
Total . 1,403 Sq Ft
Laundry/Work Area
20' x 20' . 400 Sq Ft
Garago
20' x 28' . 560 Sq Ft
Gross Living Aroa of Rosidonoe
1st Floor . 1,403 Sq Ft
2nd Floor . ~
Total . 2,741 Sq Ft
BUILDING SKETCH
2nd Floor
27' x 46'
3' x 32'
Total
. 1,242 Sq Ft
. --ll
. 1,338 Sq Ft
Garage Apartmont with
Enclosed Walkway
20' X 34'
5' x 16'
Total,
. 680 Sq Ft
. ~
. 760 Sq Ft
J :ICl:Il::~~""~ r fc~ ~J:,ll'!
1 30' 34 BR/I(IT
~- I
MB .: ~
, '--...:i'
, ' B 8ft 1 LR
~'4 ?:~, 32', ,~:.:~l JL: ;~,
1iJ-~1I1O
OM'''''''' _..-/
2ND ,'LOUR
,I r,,\
8'
~_. . 46"--'- I J~
i -:~_.." DR +~::~ 11 ~ ~.)
217' --130' 1 Laundry 1
[-1::1._ ~ 1 1 20' G~~:~e 28 t
"-1~.JJ:~_~:'_ '._.
3' to... ,.. 32' )
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, 81' f'LDOR
O(Xlll R~SlPENCE
4U' No~lh 25Lh Streot
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APPRAISAL AODENOlJM
t1PECI~L CQNOIllONa
'The toIIowlna oMdIed llernllfd Ipctolft(ltlMtdal OOOdItIOOI ".at WlI. k"fl~ed by (hit l/lPl.1fIef tJlJIlfI(l. hi Inlpeotlon 01 fit tobjtlct property, aMI OI.Ifl1*llblt
..lei, and 1"-11 t\Ilot1bnrhaodl 11m ICIClIHonli
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7,
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10,
11,
12,
13,
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1. Ttw.~ It IaOIlttlln R FUrII .ftl .nd _leo, Ih.fl ae,y. bt~It-tij1 m, (x)ndllk,ln " Iyplonl Ind OOrnmoolQf lttw 'hi. Mld '0068 NOT .".eI.
thlmlrk.IVllue.
Commlrclll ute. II'" IoeJlad wllhln lhe lubJea'l MiIgIlbortlood. ltMt.. u.., art IvplcaI of Ilmll.r nelghborhooda ,nd DOES NOT .rhtot Ih.
mlrillt",alul',
Incll...1riIl UIIlIIt IocIted W1lh1fl thO liJb/Otl" nflglibbmood. Thl ~ ot Indualtlal UItt, It IVploallor lht ntlQt'bottlood.nd oaaa NOr
."'~ thl malilet VlllIe.
VlKlIIot and IMdtvltloped land 111ft '"' Ioot.ltd within th. lubfeCI', ntlghlKlrtlood. The.. 1.1""'" typIOII for lht It...~ 00 NOT Ihct
the~.tv;'I.IG,
Tht ~l value In fle nelQhbclrt'IOOd Is Ie.. lhan Vllt of tM tnarl\l,1 v.1Ot of Ihe lub/oct property. Thl, oondlllon II dUI to !h. auJ*fQr
qualllte. Of !he IUbjet;t property o. delcrlbe(l In tht rf/port, Thts OOlv.llUon DOES NOl .ff.ct 1M 1T\Iri(61 v.~.
Tnt luI:lIect ploptrt)' lllocattd In I F,I,~, ldenltfl.d Flood Zone,
Oampneu II I'tOttd (n the blll8lMnt of Ih. IUbjI!lCt. Standing or running WIler WIl. not preHnt on b..tmenl floor.
The *ubtId: II older thtn fI'M (5)yeatfl old, All meCh.ll'1lCallyatflmt k'ldUdlng the heallnO, Gltetrkallfld ~tlJMblng 1Yt'-"' lpptWupon Ii vtIuliI
_Kltrior' 11'11p1ellon to bt In workIng Of<HIr, No warr.nU.. Ir, Implied In this ltattmenl,
TllI .'-WlooIIIYllllffi Wit. rmt oonrltcled during In'J!4lclloo,
The waw ..MOlt wle r'tOt C'l(ll'lnfIoted dvring Intp'ctIon,
Thill hNltlng tytltm Will thul down during In.peetlon,
W.- Bnd "pUe Me common 10 till' ll'Oa,
Repair t!IImI Mre oolt;d In the commelltt Hellon ollila report, ThIN commenlo on repaIt ltemllre lor dtlCftptlVt porpottt 00Iy 1M..
not requlrltd flIpan. The ,epllf Item. art wtnwtlo In nMIl.Ir. and DO NOT _!'feet U'I4IlT\Irht v.lut,
8ubttct II new OOIlattuOllon 1100 W.JB 90% completed Ofl date rii InlpeCUon, Ccmpllance.nd completion lnlpectlont augQllled pnor to
..tUGmen\.
R.ckIn. otn.letural, well .nd Isplle certlncaUon8 als recommended with apprOlled value ba58(1 on clear 1e>>1 mults,
lhelMd value ./(0MdI30% ol~wl VllII.1O dUllO tth! hlQh detnltnd IOf vCC&nlland In 1hI. naI~borhood. Thlrl Q')AdII!on II CIOf'lfIIdIrtd common
.nd Iyploal for the neIghborhood Ilnd DOES NOT atfeollhe marht value!,
17. The lAnd Vlttutl eKCMda 30% of 10181 vallie, ThIll. dutllo IhfllarriJflllze ot UIO 811t, This coodltlon 18 conlldeml k) be typlCllland common
and l>OES NOT IHeel the mark.t vmlu.,
18. fndllfldual adJuIlmInll were required thet Imcefd 10%. Thete .djIJltment. we,e r.qulred dUllo lhetacll of fnOfft Ilmflar compatabIea on
thet Indlvldual rOlJng, Alllhree COfl1)Irablea aM thl!l BEST AVAILABLE,
HI. Tolal adJuatments 81lceed 16%, This 1& due 11.1 thelacli of comparables on Ihallntlh/\dt.al rating, Nllhree ClClIYlp.r.... M'fIlhe BEST
AVAILABLE,
all 20, One 0/' more comparabllllllell Ire older than sIll (6) monlhs okt, Although there 8re comparable PropIrtlet In thllull,.d a,.." none tttYt
IOkI recenlly, Iherefore, ..loa In e~celt ofalx (6) month. old hid 10 be ua&d, "llthlto crrnpatlbln used...... fl. BEST ~VAllABl..E,
21. 0rIe or more ollht compafables uled WBI1l in .Ilona of one (1) mile lrom Ihe oubJett property. Although tIwlre 'l'1I c:ompaf8ble propertita
In the Immedl.te ar'll none have sold reconlJy, Therefore, It waa neceasofY to use oornpiuable lIalell outside of Ihe Immediate 8rea. All
camparables ~.ed .relocated In almllll' Mlghborttooda anrl within th& same maOlelJog area. All thrM 00I\1paI'ables UIOO wele the bEST
AVAILABle,
22. Roofing certification 18 8uoge81ed,
23, Plumbing OIrl1ftOlllon It avooelled.
24. Eleclrlo.1 OltrtlnCllUon la aUgg0ated,
20. Holing ~rtIfIoaHun IIluOQflt'-d,
20, Fk)od Haunt tflaur.notls Il.tOOtlllld,
27, 8t11M.. plying part or.n ol dClslno COlla. This DOES NOY tf'rtot tht n\lri(1!I1 va~,
..L ae. All oomp'l'IbfI "lell ere doted taIet,
~ ai, The alA:tleol proport)' "'" not tnanslel'l'ed il tlI ~ 12 mofIlhI.
..L 30, Thte flppnilllllt. SumrnIfY Report with ~ dati (.Utloed tn 1pPfI1.. nlet.
QllOl:
property Addre..
ollt.orv.kM1
Ot" of Slgn.ln
i\ppr.l"'~'. SlQNlurt:
Willi.,
~W"'_&Nuridt
..Ji~.
~ 112WG1
$;t,,~
GeQflGE C, WJlltiR, _ '
_~~ J1g2~
""', ro~", BlQoIw '
""', ro~... CARL S, .NllfnsON
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..,,"All."" OI!~TlPIOATIO.1l 1M AV\IIIlU! urtllif\ 1M 1~IU ;'.1
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,. 1M'"'''''' ,. .. "" ".....'" ~,... ." \." """ . ".. ~"- .",. ......" " ,0\11<' .. .... ".'" · ..... '''''' , ,~,"
..."" ", "',""~, ". " , '_"" ....., . ,,,,,,, '0, . ..." ....,. '-, .. '''"'' ...."', , '"' ... . -. ~..... " ,"'"
., ,~.".. "" ." , .. '_"" ,", I , ,~.... ~. . . ''''''''"' .""" . WtlIo< ., . III' I..... "" .. ,""'" """", 110. ...
Ipo\lW~tdilllbl\tn\IOl\elllllll\t Id!IIlItd..~npl\(1 0111I (QlllPflltiI
2, 'M" '''" ", ,"',.",'" .. ,,,.,, '" .... " """ '" ,,', · .. .-" · .. .....' · ..... .." · .. .... ,"'" ,.....
_"" .iI",'" ""....."' ".""" ,,,. .. ,...... ,,"" .. , -', · .. ,,,, · '" -, .., · ..- .. ."'- ""
JilIII.IIII!('('OI1 lit 1'~llndel)llfr,1
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lOG tilling trodllOl1llp'~d"d In lhlllonn
. ".,,,,,,,, . ,,,"..,... ""',,, ,..."""....... .""',... "'"", .."...... ."'".....- ""... ..,.,... ""
,.""... -'" ,......,"'''' ....,.'" ..."'. '-""" ""'''' "",.. ",,,,,,. ...........-"'"'
00" "', ""',,,....' "" _, ,.... ,"',' ""'" ........,.. .m..'" ....". ,,,...... ,.. ""'","""".........
0Wft1l10l DCf_oI~l~ ~1ht\'ltlllf1al1ll1"*" proptrty,
I '\I... ~.... . "''''''''''' ,,,',, ""'.' " " ""'" ."""', '" - my co'" . ,"". "'- .. ., ......... to ....""'...
tMlllblllttonlinQtnltM\\l\IIWllltd1I1lutolhP'lI(IiIrt'/,
I ,.ft '" ,...~. ,,"". ."'....., ,,.,. .."'00....... ,....,.. "'........"... "... ""',..............-'
.. ....... , , ,,.., ,.~ " ." ...",,, . . ....... ..., . ",. . ,ft.,. '" ,..-"'" """ - '" - .. ...... I
IlI4no1b1IINapplmlllp'ltlonlrlqJltltd~\'IIuIlIOII'llptclIlcl'$ll~'OI1t1IMfllto6<<l10'l11~llIem<<IGalj'Imn'
, ,..."'~~, ""',' . ",,,,..., ... .. ""'''' ...... . p"","", ....., P,..' .. ... ..," ... ......,.., " .. .....
S\lndGldl\lolldat1tw~w..JfoUi\daIkIllIMlI1l1.'rlllplltltlol""llltctNlOallolflltl(lllllllal'1111Jltlll.tttp\iotloltll~IIl'11~oIlv>>'
S\eIIdIrdI, .~~dOtl f'illl!l91y I ~PJ1~ "'" 1IIt11;rn111 011 fUlOl'AbIilllo'ollQ\ tJ{O$llllnlllt opttIlfllRll h! ~ WI hi dllirl'Mot 11Ift."
m.... pliml1t I dfjtlOpOCllI t_1tnl dlltlf II'AI~~ lll_ _ r,lIlI M~ 1Y.\iOO uI \/Ill rtpllli,\ll'itlt t hnI ~_IR'"
1'K000001IIlIooIlC1il1n
. '''''' ._,........ ...to oM "',.. ."..,.. ..""',.'''''''..,.. .,,"' m' ...."", """. ._""................
llultllf ut'iIytllllllro'l rlOltd lIlY lWl'enlor kno'<<n ,rtfltU ~~ll1llWl ~(t rn-;WO'Yw.w1t ~ '" lubltCt ~I, 01' on MV.III .lWltwmJlllJalt
_. "'obI"""~' ""'" '" ......,........ ..,.""...,.... "'.., "","''''. ........".. ....................
ItIId fN(b1 I.CI 10 IUpPOrtlhlm. IlIIv, 11I0 COfM\tnltd lbQuI ltlt'~f(lotlllttlNtr,,~lIIl\hln~v\IIlIllVol"~I.I~
. ,"'_...... .-.",..,_, _" It' .,,,.. ... "...".. ....m'".,.' ,thd ,,_...-
wbWltt bom lilY Wvldllll Ol llrlm"lil 1\ .". ptt\ool'oWe Q\ t4 l(II'I"h~ or tit pllpallIlon 01 Ihl tWulUI 1IIIOfi, I ~M IWMd IUC~ i'6tI~II(I) .-l
lhcl)ud I!lt l\'fC~lc 111M ptl1QOl\-' by ItIIm 11 ;ht rmwlallGn IK1i\lll at tN, tWlIi!Ultplllt I ctf1jfy 1\lllnyr;,i'llduil 10 nf(I'Itd ls ~ to ptlV.m
.. ....,.... "'.....~ ~,oo,...,. <..... '" 10m' III ,""'", ",''',' ~ ."""",.~.....,...... ...",. "...,.....
noru(lOMIlI'itiIOll
SUPERVISOR" A'PlAIIEft" CERT'FICATION: "I luptrWllIV IJlIllI'U' i~d lhI IWn11ol1 rtpl.'rt. hi 01 lire WlkI m 1'1"' N:
,.,,~ ,.,..,,,., ""'..." '" ....~." ......, ,,"".... ,,_.. ..", ,,"",......... """"',,' ~d _...-,
IV"lIklblbwndbY\tlllfJi1lbtl'Self1jf1Clfon1l11.ilOOerld~~1Itl'JOh7IboV1,IIIdIl11\WlQIII\l'lpoIl'il,liIit1loJllN~ilwld'hltWl'l>lUI~
'.
ADDRESS OF PRO'UT't APl-alISED: ~Q.1J>lQAIL~~ll1.5:\[ttL - -- .-~.--. .
::~'l~, Jj~_____~-- ::::v~tOC;' "':'-~I:
1l"..CJ!I$.A "'r>-"'L_____._ ,..,___._..._.___.... O'O,rg...C....'"'' ,--~--_..,
DIlIS\pd: ..mJi/~L.. _ __...~_~~-'.--'-_.' --.-- DIIISIO-Itlk .~a~!\I:J,_ n.__'_' - -,,--
St* CcdIcIIlon': .A,.Il!1!ill.\QJ~}'JlPf.I."L_-.---~--' Sll\UC'~ ,: ,~.9QQU~.L.
III SIIIILlctnlt': ...,____--.H~~ ~_____________ <<SlalILi;IW\SI': --.-'--.
SIll.: ..__,___"" .._ .- SIIlI:_.-- --_._-~
E.qlkIlionOl\lGl~iIOOOlllclllll' __----.,- E.pmlOnlMll04C1A11c1\io11ll1lJi;Imf.-_....
c,;1ld iJlld""-""""
fndjl..ftnnml-"
,..I!I'(! rronltlAMffml11lO411-U
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10f Sllr.tine Street, thanoe Northwardly elong the weatern line of Bartin. t
Street, 40 feet to a point on the 80uthern line of Union Street, thence
Weatwllrdly along the eouthern line of Uoion Slreet. 143 teet to tho
place of BEGINNING.
HAVING THEREON ERECTED a two and ono-half story bl"ick dwelling known ea!'
915 ~orth 'front Street, Harri8burg, Pennsylvania. I
TRACT NO. 2 (fifth Werd) I I'
BEGINNING at e point on the castern line of North Front Street. which I
point is 40 feBt Bouth of the southeastern corner of Front end UnJ.o" , "
Streetsl thence Southwardly e100g the e~9tern line ot North Front I
Street, 40 feet to propert.y now or forrnerly of A.rthur F. Nelson1 thence:
Eastwardly parallel with Union Street end 61009 the property now or j
formerly of Arthur F. Nelson. 143 feet to the wastern line of t:lertine t
Street I thence Northwardly along the western line of Bnrtine Street, II
40 fe.t to e point. which point ie the corner of Tract No.1 hsrein endr
'ia 40 feet from the southern line of Union Streeti thence Westwardly .i
parallel with Union Streat and olong Tra~t No.1. .143 fset to the ii
plecs of BEGINNING. I
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TRACT NO. 3 (fifth Ward). I
BEGINNING at the southeelllltern corner of North Second and Unjon Str$eta f I'
thence Eastwardly along the southern side of Union Street, lOB feet, ~
more or less, to line of land now or late of Ralph E. Meyer. et ux: :;
thence Southwardly along the line of land last mentioned, 24 feftt, !I
5~1/2 inches, more or less, to line of land now or late of Marie Johnson
SheA: thence Westwardly along line of land last mentioned, lOB feet, Ii
more or less, to the eastern side of North Second Street1 and thence ;
Northwerdly eJlong the eostern side of North Second Street, 26 feet, !~
3..1/2 inches, more or less, to the place of BEGINNING. I:
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BEING known 8S 911 North Front Street, Harrisburg, Pennsylvania.
HAVING THEREON ERECTED dwelling houses known a8 915 and 917 North
Stcond Street, H~rrisburg, Pennsylvania.
TRACT NO.4 (fifth Ward).
BEGINNING at the northeast corner of Front ~nd Forster Streets1 thence
Ea8tw~rdly along the northerly line of Forster Street, 143 feet to
Bartine Avenue; thence Northwardly by the westerly line of Bartina
Avenue, 39.6 feet to the line of lands now or late of James DcoiSld
Cameron: thence Westwardly along the line of land now or late of
Cameron parallel with the line of Forster Street, 143 feet to the
easterly line of Front Street: then~a Southwardly along the easterly
line of Front Street. 39.6 feet to Forster Street, the place of
BEGINNING.
I
1
HAVING THEREON ERECTED 0 four otory epertmsnt building known and
numbered au 901 North Front Street, Harrisburg, Pennaylvania,
TRACT NO.5 (fourth Ward).
BEGINNING ~t a point on the western line of Buttonwood St.reet, 2~ feet
north of the nQrthwest corner o,f Liberty end Buttonwood Stre.t., which /.
point ia at the northeast corn.r of premises known fiB 601 North Front ;
Street1 thenco Northwardly along the we8tern line of Buttonwood Street. 'I
20 feet to the southern line of premises known al 605 North Front
St~eet, thence Westwardly on the southern line of la8t mentioned I
I propelty, 106 fAat to front Street, thence Southwelrd1y along the :
Eastern line of Front Street, 20 feet to premises known ui 601 North I
I Front Street, thence Eastwardly along the northern line of laat I
I mentioned property, 106 feet to Buttonwood St'l-eet, the pIllee of 1
I BEGINNING. mK2126ml549 II
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CLAUSER IU~, ESTATE AI'PRAISALS
LE.GAL DESC~Al
TRACT No.2 (Fifth Ward):
BEGINNINC1 at a point on the eustern line ofNol1h Front Street, which point is 40 feet south of
the southeastern comer of Front and t Inion Streets; thence Southwurdly along the eastern line of North
Front Street, 40 feet to property now or formerly of Arthur F. Nelson; thence Eastwardly parallel with
Union Street and along the propelty now or fnnnctly of Arthur F. Nclson, 143 feet to the westcrn linc
ofBurtine Street; thence Northwardly along the wcstcrn Iiell ofBurtine Street, 40 feet to a point, which
point is the corner of Tract No.1 herein and is 40 fcet from the southern Iinc of Union Street; thence
Westwardly parallel with Union Strcet and along Tract No. \, 143 feet to the place of BEGINNING.
BEING known as 91\ North Front Street, Harrisburg, Pennsylvania.
LEASES
Nonc. Property vacant.
REAL ESTATE 'I AX A~J) ASSESSMENT ANALYSIS
The subject property is identified as Tax Parcels No.5 026 001 and 002 and is assessed liS
follows:
Tax Parcel 5 04.QJl.Ql
Current Asscssment:
Land
Improvemcnts
Totul
$19,600
30.400
$50,000
Real Estate tuxes for 1996 are as follows:
1996 County 6.746 '" 337,30
I 996 Library .3 '" 15,00
1996 School 37.62 '" 1,88\.00
1996 Municipal 37.56 (Land) '" 736.18
9.59 (Improvements) = 291.54
Total Taxes for Property $3,26\.02
Dx Parcel 5 02li.Q22.
Land Only $19,600 Real Estate Taxes .l.ill...6l
Total for both parcels $4,872,65
911.91l Nonh Front Slreet, lI.rri'hll,g
3
1,0219C.'A
CLAUSEI~ REAL ESTATE APPRAISALS
AIU.:A ANALYSIS
Harrisburg area is located in South Central Pellnsylvania and ineludes Cumherland, Dauphin,
Perry and Northern York Counties. The area is one of the most strutegically located areas in the East
Ullited States alld the major center for food distribution in the Middle Atlalltic markct region which
contains over 40 million people, 1/5 of the national population,
Freight and rail services to the area arc excellellt. More than 38 trucking lines maintain temlillals
in the Harrisburg area. The subject area is located at the hub of thc East- West und North-South lines of
the COlll'ail Rnilway, making the area ideally situated for storage in transit bencfits, Thc Conrail Railwuy
also operatcs a large freight classification yard in the area, Convenience to major cities is very good with
highway distance ShOWll below:
Baltimore
Philadelphia
Washington
New York City
Pittsburgh
80 Miles
90 Miles
120 Miles
175 Miles
195 Milcs
Employment opportunities in the area are good, The Statc of Pennsylvania employs 3~,000 area
workers. Harrisburg being the State Capitol and the U.S, Govcrnment employs allother 14,000+ most
of which serve the two large supply depots, the Army Supply Dcpot at New Cumberland and thc Ship's
Pans Control Depot in Mechanicsburg.
According to infomlation provided by the Central Penn Business Journal, February, 1993, some
of the largest employers in the Harrisburg Area include AMP, [nc., Hershey Foods, Inc., Pennsylvania
Blue Shield, M.S. Hershey Medical Center, Harrisburg Health Foundation, Polyclinic Medical Center,
I.B,M., Bethlehem Steel Corporation, Harsco Corporation, GPU Nuclear 3 Mile Island, Giant Foods,
United Telephone Company, Holy Spirit Hospital, Rite Aid Corporation, Herco, IllC. and Sears. The
economic base of the area is diversified and extends from strong governmcnt, service related alld
transportation facilities to commercial and industrial uses. Unemployment rutes arc consistently some
of thc lowest reported in the area.
In summary, the areas location with respect to Eastern United States, the presence ofcollvenient
highway, ail' alld rail tfansportatioll und the presence of State und National Employment opportunities
have resulted ill bright prospects fur continued growth in the Harrisburg Stundard Metropolitan
Statistical Area.
911.915 North Fronl SUCCI, IInrrishlll~
~
7.0lI9C.IA
CLA USER Rl':t\L EST A 'If: API'RAISAJ..S
NEIGHlUUlliQOI) ANALYSiS
...
j-
N0I1h Front Street is a heavily traveled south bound, two lane street fl'onting on the Susquehanna
River. The area consists of offices, apartments and commercial uses with scattcred residenccs. Typical
buildings arc 2 and 3 story dctached and semi-detached, Schools, shopping, trallsportatioll, churches
and public parks arc ull within wulking distance,
L
The afCU is commercial in nature, is within 6.8 blocks of the Capitol Complcx which is located
on the east side of North 3rd Street and is within 14 blocks to the Dauphin County COlllt Housc and
other downtowll Harrisburg fucilities. Uses in the area include Tccn Challenge Facilities, apartmcnts,
'/arious wtail stores, occasional restaurant, and offices, Much of the neighborhood is in thc Harrisburg
Historic District, which limits changes to structures with the subjcct huilding ir,cluded in this area.
North 2nd Street is located I block cast and is a onc.way street for northbound traffic, alld leads
to U.S, Route 22-322 & 1-81. Front Street runs southbound along the Susquehanna River and is a Y,
block tothe Harvey Taylor Bridge which connects the East and West Shore, as wcll as the Harrisburg
Expressway which leads to slllTounding mUllicipalities and major connecting roads for Routcs 11-15 &
1-83. North 3rd Street is within 3 blocks and providcs convenient north-south access to the Capitol
Complex, state officcs, Route 22 ancl sllrt'ounding arcas,
Utilities within the neighborhood included clectricity, tclephonc, natural gas, public water and
sewer,
Within the subjcct neighborhood, ;Jriccs vary and dcpend on the typc of property and its existing
use. Commercial values range from $60,000 for smaller houses converted to officcs or apartmcnts and
up to $1,000,000+ for largcr newcr facilitics. Rcntals rangc from $5,00 to $IS.00 per square foot
depending on the type of facility and services provided. Dcmand for property rentals is only moderate
due to the slow economy, Vacancy rates range from 5-20'X,. Many of the smaller commereial properties
arc owner occupied,
Tile neighborhood life stage is considered to be stable with the area estimated to be 99%
developed with limited vacant land uvailable for new construction, P1allning, zoning and restrictions
for the area pennit a mixed blend of uses which appcar compatible to the llcighborhood, Property
qualifies for all types of fiuancing with all types of mortgugc money available through most lendillg
institutiolls and Dauphin County Industrial Authority. Rcal estate values appear stable,
911-915 North Front Slrcct, Harrisburg
"
1.0119C.IA
If
,Ii
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""W...I.. ["~=~I.:_:.~:_~_~ ~_1._'_~:.1 :.'1:~~~: ~ ::~l.',~::~ ~]:.~~~:J
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HOWARD A. LlVAH, JR,
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o~u Jl'N COjrsiTlON
INDEX NO. 5 -26
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CLAUSICR REAL ESTATE AI'PI{AISALS
C.o.s.T ~PPROA~H
Approach through which an appraiscr derives a value indication of thc fec simplc intcrcst in u
property by estimating the currcnt cost to construct u reproduction of 01' replacement for the existillg
structure, deducting for all evidence of aeerucd depreciation fromthc cost ncw of thc reproduction or
rcplaccment structurc, and adding the cstimatcd land value plus un entreprelleurlal profit. (Thc
Dictionary of Real Estate Appraisal Second Editioll, Page 72).
Reproductioll cost will be used In this appraisal and may bc dcfilled as:
Thc cost of construction at current prices of an exact duplicatc or rcplica USillg the same
materials, construction standards, design, layout and quality of workmallship and embodying all of the
deficicllcies, super adcquacles and obsolescence of the subject building. (Thc Dictionary of Real Estate
appraisal Second Edition, Page 254),
The Cost Approach is based on the proposition that a knowledgeable buyer would 1l0t pay more
for a property than the cost of building a new property to the same utility,
lalld:
I.
2.
3.
4,
5,
6.
The Cost Approach to value consists of the following stcps and Includes the valuation of the
Estimate the value of the lalld as though vacalll and available to bc
developcd to its highest and bcst use,
Estimate the reproduction cost of the building on the effective date of
appraisal.
Estimate the amount of depreciatioll in thc strllcture includillg physical
detcrioratioll, functiollal obsolescence ulld external obsol.escellcc.
Deduct the estimated depreciation from the reproduction cost of the
structure to estimate thc buildings contribution to value.
Estimate the depreciatcd cost of other structures and sitc Improvements.
Add the depreciated value of buildings, othcr stnlctures and site
improvements to the sitc value to arrive at an illdlcation of value by the
Cost Approach.
911.91l Nonh F,onl Street. lI.rri,hurg
10
1-0219C.IA
. ,
CLt\lJSE~ RE:AL ESTATE AI'I'RAISAL,S
~ALES COMPARISON APPROACH (CONT'D.)
Sale 4
Grantor
Charles Ward
Grantee
Conestoga Title I nsurance Company
. Tax Map No,
12-001-018
Location
1701 N, Front Street, Harrisburg, Dauphin County, PA
Improvements
2.5 story stone building containing 4,315 SF of building
which was rcnovated prior to sale.
Lot Size
5,824 SF
Land to Building Ratio
1.35
Off Street Parking
4 spaces
Date Sold
Novembcr 12, 1993
Consideralioll
$245,000
Deed Book 2100, Page $52
Price per SF of Building
$56,78
V crificalion of Salc
Public Records & Realtor
911.91l Nonh Front Str..t, H.rri'burg
19
1.0219C.'A
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CLA.liSI<:R IU:AL ESTATI<;APPRAISALS
Sl\LES COMPARISON API'ROACIL-:lC.un.l:d)
Sales Comparison Adiustment GricJ
SIlk Price/SF .llldw Date/Sale Condition Lot Size Parkil1i-. Bldl1 Si7.8 Adj. Prille/SF Blclj
I 44.31 0 .25 +5 0 +10 39,87
2 50.65 +5 -25 +10 0 +5 48.12
3 55.30 +10 -25 -5 0 +.5 47,00
4 56.78 +15 -25 +10 C 0 56..78
5 47.82 0 -25 +25 +10 -10 47,82
6 53.42 0 -2.5 +25 +10 -20 48.08
7 43.51 0 -25 +20 0 0 41.33
In reviewing the sales listed above, the adjustcd value range for the subject property extends from
a low of$39.87 per square foot to a high 01'$56,78 per square foot. The mean is $47 per square foot.
Based on these and other salcs studied, with greatest weight on Sale 7 as it is deemed most similar,
the estimated pdce per square foot of building tOr the subject property is $45 per square foot.
Therefore, 3,952 SF @ $42 pcr SF = $165,984 rounded to
ONE HUNDRED SIXTY-SIX THOUSAND",,,($166,000),,,,,DOLLARS
911.91 S NOllh Frolll Street, Harrlsb"rg
23
7.0219C.IA
, _~ ~ I ..~~ ,_.. ".
CLAlJSER I~EAL ESTATE AI)I)I~AISALS
RICCONCILlATION
The indications of valuc as dewlopcd by the three upprouches to vuluc ure as follows:
Value indicatcd by the Cost Approach
Valuc indicated by the Illcome Approach
Valuc indicated by the Sales Comparison Approach
$207,000
$155,000
$166,000
The cost factors ur,ed ill the Cost Approach have been developed from local contractors, Marshall
Valuation Servicc, as well us, but not limited to my expericllee as an appraiser and realtor, which reflccts
the local present cost of construction.
The Cost Approach gencrally will result in an cxccllent cstimate of value if the building is llew or
reasonably new, and the improvements reflect the highest and best use of the land. Howevcr, when
items of physical deterioration and obsolescence must be estimatcd, fin area of judgement is involvcd
which is subjcct to error. This approach is uscd in this appraisal as a guide to the final indication of
value and is givcn littlc weight. It usually indicates the upper end of the value range. The value
indicated is $207,000.
Gellcrally, purchasers of commercial alld officc buildings arc more conccrned with the income the
property will produce rather than its reproductioll cost. There has bcen sufficient market data to provide
reliable and factual illformation to develop a good indication of value all the Illcome Approach. The
ability of the property to cOlltinue to pl'Ovide a reasollablc return alld the competitivc position of this
investmellt were considcred, Most purehascrs of income properties, similar to the subject, take into
eonsidcration tax shelter through depreciation secking a long tcrm real estate investment and/or
retirement fUlld and do not hesitate to pay a little more for an income-producing property such as the
subjcct property. Market study indicates purchasers of this type property arc expecting a 15% return on
equity with an expectation of future market appreciation. The value indication is $155,000. This is
lower than the Cost and Sales Comparison Approach as this type of propcrty is typically not purchased
for its rental inr,omc potelltial but is typically owncr occupied for business use with the owners willing
to pay a premium becausc of tax benefits.
Weight is givcn to the Sales Comparison Approach which reflects the reactions of the typical buycrs
and sellers in the market place, Salcs of 7 properties were wcll documented and allalyzed. Sale 7 was
deemed most similar to thc subject and werc accorded greatest emphasis. This approach to value was
accorded greutest weight which is in line with the Income Approach to value and indicated a value of
$166,000,
911.Ql ~ Horth Front Street, Harrisburg
24
1-0219C-IA
....., "'... .~- ..... ......, ,,--.
CLAlISER I{EAL ESTATE AI'PRAISALS
n:R1U'ICATION ~Nn Sl'An:~n:JI{l' en' 11~IIT1NG ('ONnll'IONS
CERTIFICATION: Th~ Appr.isor conincl Ind agreu lhal;
I. Tho Appraisllr hu no prnenl or cOllternplated f\Jtme Intereslin the pfOPClt~' hNlrlliscd; Rnd nel1her lhe empl\l~'ment 10 mllke the ftflNalul, nor Iho compenutioll for
II, II conllngont upon the appr.hed valuo of Iho NOpert)'.
2. Tho Appl1lllor ha~no pct10nal 'oloroslin or hiM wilh t'o~JlC"lto Ihe slllticct nlaUCI for Iho Ilpprlli~lll rcpol1 ill lhe pllrliclp~nlltn the sRle, The "H~lilllale c,(MArkot Value"
III the Ippraisal ~n /I no! baled in whole or In pari upon Ihe rice, colnr, Of /lallonal origill of the pro5peC1l\'0 owneu or occupanl. of the pr<)pel1)' .lJpralled, or upon tho race,
color or nlllolill oriStn of Iho prclent owners or occupanll of the properties in the vicinity of the property appraised
3,,11Ie AVPf1\isCT haa perlonally inspecte(t tho pToperl.vllll'lth in~itle and out, and ha! tnnde nn c~1eriot hupetlion (If nil compllrRhie Inlellilted in the rep{Jrl, To lhe bilRI
of tho Apprlillor'. Imowledue and belief, allllalemtl1U and infonnaUolI in Ihil repor1ate true and correcl, tnd the Appraill1r hfts nOI knowingl)' wilhheld lIny Iluniilellll
lnfonnlllion.
4. All tontingent and limiting condlttons are contained herelll (Imposed hy Ihe lemu of the migrlmen1 0; 11)' Ihe undersigned ll.ffeCllns the anfllyais, oplniorl'_ Bnd
conchnions contained In Ihe repon),
~. Thb appr.llal repan has been made in confonnlly wilh and ill\lbjccl to the requlremcnL~ orlhe Code of Profoulonnl Ethics Bnd S1andards of Plofcnional Conduct
of tho Ipprailll orSlnlutionl with which Ihe Appraim is amllMed
6, All COl'lclusions and opinions cOIIceming thc real cslate Ihal are ICt ronh (n Ihe IIppraiul repon were prepared by the Appraiser whose signalure appcln on Ihe apprallal
repon, unless Indlcatedu "Review Appraiser", No chnnge ofany item in Ihe appraisal repmt shall be lllllde by anyone other Ihan rhe Appraiser, anri the Appraiser ,hall ha~'c
norcaponsibUity foranYlllchunauthorh':edchalllle '
CONTINGENT AND LIMITING CONDITIONS: 'nle cerlincnllon of Ihe Ap\lmlm .ppcnrlnllln IlIe Apprllisnllcport is ~ubjectlo the followinit eonditlonA n1id 10 IlIch olher
IpllclflcandlimillllgcondlllonllUlre set forth by Ihe Apprliserintherepon
I, The Appralscr aunme, no rcsp~'uibility for malleu of II legal nature affecting Ihe properly appraised or the Wle theul1o, nor doe, the Appraiser lender "lIy opinion as
10 Ihe tille, which is aS~lImed to be good and ttlArketable_ The property Is nppraiRed Illlhollllh lInd~r responnlhle ownmhip
2. Any sketch in the leflOrl may .how approxlmale dimension, and is Included to Iluhtthe render visualizing the properly, The Appraiser has modc no sUr'I'e}'ofthe
proJlfI1Y.
3. Tho AllpI'aiser Is not required to [lIve testimony or appear in court becau!c of ha\'iny ml\d~ 1he a(lpraisnl \\'ith reference 10 1111' proPQrtr In question, ullleu arrangements
have been previously made therefor.
4. Any diltribulion of the ~'aluatlon in Ihe repM betweeo IlIod alld impro\'emenls applies only tinder the existinil progrnm of utilllJltlon. The separale valuations for land
.nd buildintl must not be uled In conjunction wilh any other apprlllSllI and ore invalid ifRO used
~, The Appraiser allumes lhallhere are no hidden or unapparent conditions oflhe prollCr1~', subsoil, or structures, which would render It moro or less valunble. The
Appral.er assumes 110 respon51~1i1i1)' for such condilions, or for cngineenng which migln he required 10 disco\'er such faclor~.
6, InfonTllllion, estimlltes, 'Uld opinions fllmhhed to Ihc Appraiser, IInd conlained In the reflOn, were obtained from sources considered reliable and believed 10 he true and
correct, I1(Jwever, no tesponsibility fOI accurac)' of such Ilems furnished Ihe Apprlliser can be amulled by the Appraiser.
7. [llsclosure or the contents oflhe ApprAisal report Is (lovemed by Ihe flylaws lInd ROll\lla110n~ oflhe profeuionlll nppraisal orilanilJltlon. with which Ihe Appraiser is
affiliated
8, Neithel all, nor any part of Ihe con:enl of the rerM, or copy thereof (includll1l1 cOllclusions 8S 10 Ihe property value, Ihe jdentil~' of the Ap(1raim, plofeuional
designations, reference 10 any professional ftppfllisal orgAniZAtions, or lhe linn wilh which Ihe Appraiser Is eonnected), ,hnll be lI!cd for an)' pUlpOIC by anyone but the client
.pechied In Ihe rcpoTl, Ihe borrower if nppraillll fee paid by same, the mOrlitaycs or Its successors and llulllns, morlgage insulerJ, consultnnts, profcnionnl apprlliul
0l'J!ani7..,lloo!,or any Ilale (11' federally approved IinanchJI it\l!itlllion, an)' depArlmcnt, ag':lnc)', or inslnIl11enlaUt). of Ihe lJnlted Slales or an)' st"le or tile District of Columbia,
wilhoutthe p'"CV10IlI wrl<<en consont of the Apprai5er; nor shall II l>c conveyed by llnyone to the Ilub1ic through adveni,lng, puhlic relations, news, sales, or olher media, wlthoul
tltcwrlUcnc:onacntandaIlProvalofthllAflpraiser.
9, On all appraisals, subject 10 ia!i~factory COmpl\!lioll, reflllirs, or alterations, Ihe appraislIl report nnd value cOntlUsloll1U'C cOlllingent upon cOl1lplelion oflhe improvemonts
In a workmsnUke mannu,
ENVIRONMENTAL DISCLAIMER TIle value llstlmnled in this roport is bosed IIlIlhe mumpliollt'lllt Ihe properly is nol ne~nllvoly IIffecled hy the existence ofhu.ardous
lubstlltces Of detrimental ellvirollmtlntal cotldhions. 11le nllPrbber Is not 111\ e~pcn in the idenWlcatloll of hlllllrdmls subslanClll or detrimental etwlronmenlnl condjtion~. The
appr.lser's rO\lllne il\f;~ction of and I"quines about the luhjecl f1tllperly did not develop an)' information lhllt indicatell any apparent 'i~nilicalll hllZllrdtlll~ subslances or
dtllrlmcnlal environmental conditions which would an'etltlie propcMY neUlltivllly. II Is ponlblc that tesls and inspccliol\t made by a qUAUlled hal.ardous substance anri
environment"l e'tCpert would reveal the existence ofhaZllrdtlll' malerials and environmental cOlldlliotn nn OIllOund the plOpt.1rly Ihat would ncgallvely an'ccl hs \'alue
ADDITIONAL CERTIFICATION: The Appraller funher cel11fles Ihal:
I, TIlis.ppr.isal confonnllo Ihc Unifllnn Stallliards or I'rofeulonal Appraisal !lracllce ("t.ISPAP') Adopted lJy the Appraisal Slandards Board of tile ^rprahal Fmlndalion,
exccptlhat Ihe Dcpar1ure JllOvislon oflhe llSPA" docs not nppl)'
2, TIleir eotllpllnsatlon Ilnol conlingcnlupon lhe relXlr1lng of It prodctennlncd valli\: or dltection In vnlul!_thol fnvors the ClIlll,l! of the dient, tho lunolml of lhe value ntlmale.
Iheallalnmelllof.stiplIlsleJruull,ortheocl,:unenceofalubsequeIII evenl
), This Ippr.I..1 mignmenl WIS not based on a reqlluted minitnunl \'alualion.llspel:ific valuation, or Ihe IPPlo\'!1 ofa 10/ln
Dale of \'alue
OalllofSignature
Appralm:
-J;?/i. '1'1
. 1-("";""1
~\J1'tOE C. CI.AUSER,SRA
L_ll"~.Y'f_e.a~'M..___.
Sigllatllr~ofAJlprlli'er:
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LAW OFFICES OF EUGENE E. DICE
\721 NORTH FnONT STJ1EET
SUITE 101
HAAnlSeUAO, PENNSYLVANIA 11102
(1111230,4256
'0"101110(1111236'4350
I!UOINII,DIOI!
WILLIAM W,"HOMP80N
NEW PENNSYLVANIA AND FEDERAL LAWS ON REAL ESTATE DISCLOSURE
Pennsylvania
The Pennaylvania Real Estate Seller Disclosure Act, (RESDA),
was signed by Governor Tom Ridge on July 2,1996 and went into
effect 60 days later. It imposes on sellers of residential
properties the duty to delivet" a "Seller's Property Disclosure
Statement," which containa extl"aordinary detail about the
conditions in and around the seller's houae. It applies to the
transfer of any interest in real estate dealing with 1-4
residential dwelling units, The law requires the seller to
disclose any "material defect", which is defined as "a problem with
the property or any portion of it that would have a significant
adverse impact on the value of the residential real property or
that involves an unreasonable risk to people on the land," The
seller is required to disclose information about the roof,
basement, termites, structure, water and sewage, plumbing, heating
and air conditioning, electrical system equipment and appliances,
land and soil, flooding, easements and hazardous substances. RESDII.
does not clearly state how much, if any, lnvestigati.on is required
of the seller to complete the di.sclosure, If the disclosure is not
made, it does not mean the transfer is i.nvalidated; it just means
that the seller is liable for actual damages that result from the
violation. In such a situation, the buyer has two years to bring
action against the seller,
pederal
In federal law the "Residential [,ead-Based Paint Hazard
Reduction II.ct of 1992" requires that the sellers and lessors of
most residential properties built before 1978 disclose the known
presence of lead-based paint, Any copies of prior records
pertaining to the presence of lead-based paint must be provided.
A federally approved lead hazard information pamphlet must be given
to the purchaser' or lessee before accepting the sale or rental
offer, The buyer must also be provided with a testing period of 10
days before the contract becomes binding, The most common tests
for lead-based paint are portable x-ray fluorescence (XRF) testers,
chip tests and chemical spot tests. There are three major options
for lead paint abatemellt~ removal, encapsulation and major
replacement. Encapsulation is the least expensive, and it protects
the occupants of the home, but it does not eliminate the need to
disclose the presence of lead paint to future buyers or lessees,
These requirements went into effect on Sept. 6, 1996 for owners of
more than four residential dwellings. It goes into effect on
December 6, 1996 for owners of from one to four dwelling units.
p.AUSER REAL ESTATE AI'PI{AISt\LS
AREA ANALYSIS
Harrisburg area is locatcd in South Celltral Pennsylvallia and includcs Cumbel'land, Dauphin,
Pcrry and Northcrn York Co un tics, Thc arca is one of thc most strategically located areas in the East
United States and thc major ccntcr for food distribution in the Middle Atlantic market regioll which
contains over 40 million pcople, 1/5 of the national population,
Freight and rail scrviees to the area arc excellent. More than 38 trucking lines maintain tenninals
in thc Harrisburg arca. The subjcct arca is located at thc hub of thc East-West and North-South lincs of
the Conrail Railway, making the area idcally situated for storage in trallsit bcnefits, The Conrail Railway
also operates a large frcight classification yard in the arca.
Baltimore
Philadclphia
Washington
New York City
Pittsburgh
80 Miles
90 Milcs
120 Miles
175 Miles
195 Miles
Employmcllt opportullities in the area arc good, The State of Pennsylvania employs 35,000 area
workers, Harrisburg being thc State Capitol and the U,S, Government employs another 14,000+ most
of which scrve thc two large supply depots, the Anny Supply Depot at New Cumbcrland and thc Ship's
Parls Control Depot in Mcehanicsburg,
According to infonnation provided by the Central Penn Business Joumal, February, 1993, some
of the largest employcrs in the Harrisburg Arca include AMP, Inc" Hershey Foods, Inc" Pennsylvania
Blue Shield, M,S, Hershey Medical Center, Harrisburg Health Foundation, Polyclinic Medical Center,
LD.M., Bethlehcm Steel Corporation, Harsco Corporation, GPU Nuclear 3 Mile Island, Giant Foods,
United Tclephone Company, Holy Spirit Hospital, Rite Aid Corporation, Bcreo, Inc, and Sears, The
economic base of the area is diversified and extends from strong government, service related and
transportation facilities to commercial and industrial uses, Unemploymcllt rates are consistently somc
of the lowest reported in the area,
In summary, the areas loeation with respect to Eastern United States, the presence of convenient
highway, air and rail transportation and the presence of State and National Employment opportunities
have resulted in bright prospects for cOlltinued growth in the Harrisburg Standard Metropolitan
Statistical Area,
901 Nonh Front Streel, Harrisburg
4
1-0119C.IB
CLAUSER ilEAL ESTAn: AI'PRAISALS
l'!IEIGHBORHOOD ANALYSIS
North Front Street is a heavily traveled south bound, three lane strcct fronting on the
Susquehanna River, The area consists of offices, apartments and commercial uses with scattered
residences, Typical buildings are 2. and 3 story dctached and semi-detached, Schools, shopping,
transportation, churches and public parks are all within walking distanec,
The area, commercial in nature, is within 5-6 blocks of the Capitol Complex which is located
on the cast side of North 3rd Street and is within 10 blocks to the Dauphin County Court House alld
other dowlltown HUlTisburg facilities, Uses in the area include YMCA facilities, omc,~s, occasional
rcstaurants, and upartments. Much of the neighborhood is in the IIarrisbmg Historic District, which
limits ehanges to structurcs with the subject building included in this category,
North 2nd Strcct. a one-way street for ncrlhbound traffic, is located 1 block east and leads to
\],S, Routc 22-322 & 1-81, Front Street runs southbound along the Susquehanna River and subject is
across from the Harvey Taylor Bridgc which connects the East and West Shore, as well as the Harrisburg
Expressway leading to sUITounding municipalities and major connecting roads for Routes 11- 15 & 1-83.
Frollt Street southbound also connects with 1-83 for travel to York, Hershey, and the airport, North 3rd
Street is within 3 blocks and providcs convenient nOlih-south access to the Capitol Complex, state
offices, Route 22 and surrounding areas,
Utilities within thc neighborhood included c1ectricity, telephone, natural gas, mUllicipally
generated steam, public water and scwer.
Within the subjcct neighborhood, prices valY and depend on the type of property and its existing
use. Commercial values range from $60,000 for smaller houses converted to offices or apartmcllts and
up to $1,000,000+ for larger newel' facilities, Rentals range from $5,00 to $15,00 per square foot
dependillg on the type offacility and services provided, Demalld for properly rentals is only moderate
due to the slow economy, Vucancy rales range fl'Om5-20%, Many of the smaller commercial properties
are owner occupied,
The neighborhood lifc stage is considered to be stable with the area estimated to be 99%
developcd with limitcd vacant land available for new construction, Planning, zoning and restrictions
for the area permit a mixcd blend of uscs which appear compatible to the neighborhood, Property
qualifies for ull types of financing with all types of rnortgugc money available through most lendillg
illstitutions and Dauphin County Industrial Authority, Real estate values appear stable.
901 North Front Strect, Harrisburg
5
1-0219C-1B
CLA lISlmJlliALJllil'.A.I~'I'I~AISA LS
IMPltOYEMENTS ^NALYSIS
iIIl
Subject property is a four story brownlimcstone building eontuinillg 9,075 square teet of above
gradc areu pillS a full buscment that Is upproximately 40% finished, This 100:1: year old building is
eun'ently utilizcd as anine-ullit upurtment building,
.
.
The first level contaills two apartments, The front unit is a one bedroom upartment with living
room, dining room, kitehcn, heatcd cncloscd porch, and bath, Bathroom includes a corner tub and has
marble wainscot. Kitchen has metal cabinets and vinyllloor and u ceiling fan is installed in the living
room, Apartment has hardwood Ilooring, painted plastered wails alld a nOll-workillg fireplace, The rear
ullit hus two bcdrooms, living room, bathroom and kitchen with vinyl Ilooring und dilling nook.
Bathroom has ceramic tile wainscot. Ceilings are 2 x 2 sllspellded ceiling tile and walls arc paintcd
plaster,
Second level also contains two apartments, The frollt apartment is a one "bedroom unit with
living room, bGthroom, kitchen and sun room, Bathroom has tub and showcr with ccramie tile wainscot
and vinylllooring, The kitehcll has wooden cabinets, a non-working fireplace is in the living room,
Thcrc is a window air conditioning unit, painted plastered wails alld hardwood Iloors throughout the
apartment, Thc rear unit hus two bedrooms, living room, kitchen and bathroom, Kitchell has wood
cabinets and a storage alcove, Bathroom has tub/shower combination with ceramic tile wainscot and
vinylllooring, Living room has built-in cabillets, Walls are painted plaster with hardwood Iloors and
drop ceiling throughout and a ceiling fan has been installed,
Third level has two apartments, The front ullit includes living 1'00111, one bedroom, sun room,
kitchen and bathroom with tub/shower combination and ceramic tile wainscot and Ilooring, Living room
has non-working fireplace, drop ceiling, hardwood Iloors and painted plastcr wails throughout, The rear
two bedroom apartmcnt includes living room, kitchen und bath, Bath has double Sillk, tub/showcr
combination and ceranlie tile wainscot. The apartment has wood trim, painted plaster walls, hardwood
Iloors, drop ceilings and a ceiling fan, Kitchell has dilling area, rallge, refrigerator, dishwasher and vinyl
Iloors,
Fourth level also contains two apartments, The front unit includes three bedrooms, kitchen with
wood cabinets and recessed ceiling, and living room with trayed ceiling, Bathroom has two sinks,
tub/shower combination and ceranlic tilc wainscot and Ilooring, The bedrooms have built-in cabinets.
Kitchen has vinylllooring and there are hardwood Iloors in the other rooms, The rear apartment is an
efficiency with 7' ccilings, wood and metal kitchen cabinets, and bathroom with shower, ceramic tile
wainscot and carpeted floor,
901 North Front Streel, Harrisburg
7
1-0lI9C-11l
IIlJlIlHNll BKr 1\:11
~~~C;.YJ'^.'!:f5~ S
1 s t ...fl.oo.!:
33'6" x 76'6" ~ 2,563 Sq Ft
2nd Floor
33'6" x 76'6" ~ 2,563 Sq Ft
3rd Floo;:
33'6" x 76'6" ~ 2,563 Sq F'.t
GROSS FINISHED BUILDING AREA
Sq Ft
i!!!...!"l.qQE,
26' x 38'
6' x 17'
10' X 11'
7' x 18'
6' x 10'
Total
Basement,
33'6" x 76'6"
9'6" x 15"
Total
(Finished 40%
Porch (1st Floor)
9'6" x
15 '
a 988
~ 102
" "0
" 126
~ 60
" r;""J1lO
" 2,563
" 142
~ 2,705
" 1,082
"
Sq Ft
1st Floor " 2,563
2nd Floor ~ 2,563
3rd Floor " 2,563
4 th Floor " , ,386
Basement " 1 ,082
Total " 10,' 57
Sq Ft
Sq Ft
GROSS AREA ABOVE GRADE
. 1 st Floor " 2,563 Sq Ft
Sq Ft 2nd Floor " 2,563
3rd Floor " 2,563
Sq Ft 4th Floor " 1 ,386,
Sq Ft) Total " 9,075 Sq Ft
142 SqFt
GOOD APARTMENT BUILDING
901 North Front street
Harrisburg, PA
Ii;:~
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I:
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WI
.
CLAUSER REAL ESTATE I\JT.RAjSALS
COST Al'PROAClI
Approach through which an appraiser derivcs a value Indir.ution of the fee simple interest in a
property by estimating the current cost to construct a reproduction of or replllcement for thc existing
strueturc, deduetillg for all evidence of accrued depreciation from thc eost new of the rcproduction or
rcplaccmcnt structure, and adding the estimated land value plus an entreprcncurial profit. (The
Dictionllry of Real Estate Appraisal Sceolld Edition, Page 72),
Rcproduction cost will bc used in this appraisal and may be defined as:
The cost of construction at current prices of an exact duplicate or replica using the same
materials, construction standards, dcsign, layout and quality of workmailship and embodying all of the
deficiellcies, super adequacies and obsolescence of the subJcct building, (The DictionEll)' of Real Estate
appraisal Second Edition, Page 254),
The Cost Approach is based Oil the proposition that a knowlcdgeable buyer would not pay more
for a property than the cost of building a new property to the same utility,
land:
1.
2.
3,
4.
5.
6,
The Cost Approach to value consists of the following steps and includes thc valuation of the
Estimate the value of the land as though vacant and available to be
developed to its highest alld best use,
Estimate the reproduction cost of the buildillg on the effective date of
appraisal.
Estimate the amount of dcpreciation ill thc structure including physical
deterioration, functional obsolescencc and external obsolescence,
Deduct thc estimated depreciation from the reproduction cost of the
structure to cstimate the buildings contributioll to value,
Estimate the depreciatcd cost of other structures and site improvements,
Add the depreciated value of buildings, othcr structures and site
improvemcnts to tho site value to arrive at an indication of value by the
Cost Approach,
11
90 I Nonh Front Street, Harrisburg
7.0219c.m
, '..
CLAUSI~1t REAL ESTAn: APPRAISALS
SA/.ES COMPARISON AI'PROACH. (Cont'd\
SALES COMPARISON ADJUSTMENT (]ltlI)
Sale Price/Unit Location Condition Timc Ad!. Price Per llni.t
1 22,333 +10 +10 0 26,800
2 23,600 +10 0 0 25,960
3 19,500 +10 +10 0 23,400
4 28,667 +10 -25 +5 25,800
5 21,143 0 +10 +5 24,314
Explanation of Adiustmellls
Sale I is inferior to subject as to both location and condition with upward adjustments needed,
Adjusted price per unit is $26,800.
Sale 2 is inferior to subject as to location with upward adjustment needed,
Adjusted price per unit is $25,960,
Sale 3 is inferior to subject both in location and condition,
Adjusted price pcr unit is $23,400,
Sale 4 is inferior as to loeatioll with all upward adjustment necessary, It is superior to subject as to
condition because of complete renovation requiring a downward adjustment. It is also inferior
as to the time since salc with an upward adjustment requircd.
Adjusted price per unit is $25,800,
Sale 5 is inferior as to condition and time of sale.
Adjusted price per unit is $24,314,
In reviewing the sales listed above, the adjusted pric.e per unit extended from a low of $23,400
to a high of$26,800 with sales 4 and 5 cOllsidered most similar, The mean is $25,255, With greatest
emphasis on these sales, the indicated per ullit price for the subject building is $25,000,
Therefore,
9 units @ $25,000 per ullit
TWO HUNDRED TWENTY -FIVE TI-IOUSAND"",($225,000)"",DOLLARS
901 NOr1h Front Street, Ilorrlllbllfg
24
7-Ol19C. tn
, , M
CLAJ.1Iil<;I~ RI~AL E.8TATE..ArPRAISAI,S
Cr:HTIVIC'Al'IONANU Sl'AII:;,MENT(W ~,lI\lITING ('()NIUIJ.U~
CIlRl'lFICA'tION; The AfllItai.or Cl!f1lflu and /lIIIOO_lh,,!:
I. nIl! AVllltl'CI! hili no pt~lonl Of lrOllltlttllllaled fuMe Inll!rOlllnlhe properly ulJprnilcd; /Ind l1t'ilh~r the t'mplnytllCIlIIO make lhe nppra/lId, tlor the l.'O!1l~n~Jlllon for
JI, ilcontlnilctllllponlhlllNulliled Vlllutl of tho proptlrly.
2.1110 ^llpflj~r has nO perIOIlll 1111l!l't!11 in 01' hlAI wl1h re~poollo Iht'! ou\Jjocl tunl!<'1 for the IlpprlliuJ rCIII)tl!'tr IIw jlllr1icipnntl'o lhe '111f,'1 TIle "E'llll1alo of M81kcl Value"
in ,he anpt'81.., report i_ hot 1111"<1111 whulo or In 111111 upon thl! rice, color, (If Mljonnl nrisln oCthe lno5pC'clivll O\\'lIerl or OCCUPl\I\15 or the ptoporty tppralsod, or upcln the '/Ice,
COiN or n.llon~1 orillln of tho prt!lt.nl (lWflers or occupant! of Iho PfnPC!1(C5 in tht' vleinily (If Ihe flwptrty ~ppral~ed
~, 1111: AJlPrai_~ Ill, flC!rlolltUy lfllJ1<!Clod the property, bOlh hllldo nnd oul, ftlld ha,~ ill/life an c!lI;lcrior IUKpeclffl1l of all eOll1phrnhle sale~ llsled In the report To tha be.t
oflho Ar111tlhor'. kllowled8e aOlI bellef, aU.latomcmllalld infolTlllllion il1thil report arc tme lint! corrcct, and dIe Apprailcrh.:u lICIt kl10wingly withhold any .illnifleant
infontlation,
4. All continacnt and Hmilill' eondillonl art contained hcrell1 (imrm~cd by lhe temu of Ihe anignment or Ily rhe undersigned affectlns IhClllnlllY5is, opinions, and
conelll.lon! conlained ltltherllport)
~- Thi. apprai,nl rep(lti ha. bc-ell ",..de ill confotlTlil)' wilh and is lutllcctto the requircments of the Code of flrofeuional Ethics and Standards of ProfeulollRt Conduct
(lfthe Ipptllllal or~aniMtionl with which the Apprlllm ig amliated
6. All cOflclullon.lUld opinlOlllconc~fTllng the real emale Ihlltllre ~t forth in the apptallal reporl were prepared by Ihe Arpmiser whose ,Ignalure appears on Ihe appraislll
report, unlcn lndicalod a.' "R(!vIr.w AflprlllSOt" No change of any hem in thc alltJtaiul report ~hall be made by ally(1l\1! olhtlr thlln tho Apprlliser, Uld the Apprailer shall have
norelponllb1lfl)'fotllnysllch llnlluthorl7_cdchangc
CONTINGENT AND I./MlrING CONDITIONS: Thll eertincatlon oflhe Appraiser IIJlP~lIring In the IIppraisal report is sll~jectto the following conditions and to slIch other
SPCI;!flc and Ilmilingconditlons u are set forth br lhe Apprllllet in lher epoti
I. The ^pptaifier assumes no relpOnsibHIt), l'ot matlm 0(11 legRI nalure affectinlllhe IltOpCtiy IIppraislld or the tllle Iherclo, nor dlles the AJlpr~i5Ct rOl1dllr any opinion ..
to tile tille, which Illluulllod to be (tood llnd mafketablt'. TIIC property Is al'Ptabcd u though under respol1llble O\\'lltlrship.
2, Any ,keteh in the repol1 may .how apprmdmate dimensions and Is Included tll auiM the rcader Vi511alizinlllhe property. The Appralscr 11lu made no Illrvey of the
propeny,
~_111e Apptailer is nl'lt tfquired to give teslimony or pp~ar In C(luti beclluse ofhavillg made the Rrptld~al with ref~rel1l;c to the prllperty in qlltsllon, IInless arranllementi
hlvcbeen prcvlouslymRde lherefor.
4. All)' dlstribllti(1fl ofthr valllalion in Ole report between land IInd improvement! appJj~s only under the ol\lsting program ofUlillllllion, The separate valuations for lalld
Imd bLlildlna lilLiS' nol be u.ed in conjunclion with any olhet appraislllllnd lire lnvlllid if so used.
S_ The Apptalser anlllne.lhat thr.rc lire no hiddcm Ot unapparem conditions of tho property, suhsoll, or itnlcturcs, which would render It more or lellll valuable. The
APIIf/lilcr asSUllles no responsibllilY for such conditions, or for engineerinQ which might hc required to discover snch factors,
6.lnfonnaliOO, cslimlltel, and opinions fbAlisht<4lo the i\pprlliser, and eontalncd in lhe repon, wero obtained f'tum sourccs considered reliable and believcd to be tnto and
correct. lIowevet, ho reJPollslbllily f07acC:Utllcy or filCh itcms furnished the Appraiset call I~ mumed by lhe Appraiser.
',. Disclosure ordll: conlent. of the appraisal reflOl1il govertled hy the Byla\\'s and Regullltions orthe professional appraisal organlulion>> Wilh \\,hich the ^ppraisor is
"Ill Haled
R. Neither all, nor any part of the conlent of thc rcport, or COpy lhereof (lncludlug conolusion, as l~ the propon)' valuc, Ihe identity of lhe Appraiser, profeuiolllll
dllslgnaUons, referetlc-e to any professionalapptaisal organl1.8lions, or the non with which thc Appraiser is cOhnectcd), ~hlll1 be u.'cd for any purposc by anyono bUllhe client
specified in the repott, lhe borrower if apprllillll fee paid by Harne, the mortgages or its succossors !'dId assigns, 1I10rtgnlle Insurers, C01l5t1hant.~, profcS!lional appraisll1
organizations, or Illy 'tllte or federally 8pprov~d nnaneial institution, any deportmcnt, Rgeney, ()t Inslmmeotlllity ofllle UI1!tcd Slates or any slalll or the District ofColumbin,
withoulthe pn=viOIl!l written conknt of the Appraifillr; nor .,hall it be conveyed by Ilnyone to the public Ihrough advr.rllslng, Jlublie relslions, I1Cws, nle!l, or other media, without
tho written cOllitenland approval of the Appmim.
9. On ,.11 apptaJ,'lIls, subJ~I.to salilfllctory completion, repairs, or allerulions, the al'lpraiSIII reportllnd \'ahle conclusion arc C(lnlinllenl upon completion orthe improvements
in a workmanlike manhor.
ENVIRONMENTAL DISCl.AIMER: The value utimllled ill tllil repol1 is hMed on the IISSllmption that the property Is not negatively affccted by the cxistcnce llfhawdous
luh.IMces or ~menllll en\~rotlmcntal conditions, TIle appml5et 15 nol an expert in the idcn!incRliull (If hl\lardOU5 SUbslances or dClrimental environmental conditions. The
Ipptlllser's rouline Ih5pectioll of llnd inquirie~ aboullhe aubject proptrty did not dcvclop any _infonunlion thatlndiellted IIny llpPlIront signincant hazardous subslances or
delrimenlll envlrofllllel1lal condilJonl which would IIffeCllhe property ncgatively, It is po~llblc thlll tests IInd inspeotions mllde by a qualified hnzardous tubstllnCllllnd
cnvlronmen~al Cllpert would re\-'callhc eldslcllce of hazardous materials and thvironmcl1lal conditions on (lr around ihe property Ihat wotlld negallvely affect lis value.
ADDI'rIONAL CERTIFICATION: lhe Appraiser further ccrtiflclthllt:
I, l'hisappraisal conforms to thc Unifonn Standlltds or Profcssiol1al Allpraisal Practice("USPAP") adopted by llle Aflpraisal Standards Board of the Appraisal Poundation,
excllpllhal the IJtparture Provision of lhe !JSPAP dl111a tlot apply,
2. TIlllir compenllllion is nOI contingelll upon the repol1ing of II predetllrmined value or direction in valuo Inlll frwors the callsc of the filllont, the amollnt of the value estimate,
IhcllltainmcntofasUpul<lledresuh, orlheoccurrcnccofa luhsequenle\-'elU
~. This appralul assignment wal not baled on a requcsted minimum valualioll, a specific valualion, or Ihllapproyal of a loall.
DlltcofValue
DSleorSignature
ApptnilCr:
SlgllalurflofAppralscr:
901 North Front Street, Harrisburg
27
1.02l9C.\B
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PENNSYl VA t,
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LAW OFFICES OF EUGENE E, DICE
17~1 NOATH mONT STREET
SUITE 101
IIAAAISBUACJ, PENNSVLVANIA 17102
(/17)2J04266
far.sl",no (117) 2J6.4JBO
EUQINI I. DICI
WILLIAM W. THOMPSON
NEW PENNSYLVANIA Mnl FEDERAL LAWS ON REAL ESTATB DISCLOSURE
Pennsylvania
The Pennsylvania Real Estate Seller Disclosure Act, (RESDA),
was signed by Governol- Tom Ridge on July 2,1996 and went into
effect 60 days later. It imposes on sellers of residential
properties the duty to del i ver a "Seller's Property Disclosure
Statement," which contains extraordinary detail about the
conditions in and around the seller's house, It applies to the
transfer of any .interest in real estate dealing with 1-4
residential dwelling units, The law requires the seller to
disclose any "material defect", which .is defined as "a problem with
the property or any portion of it that would have a significant
adverse impact on the value of the residential real property or
that involves an unreasonable risk to people on the land." The
seller is required to disclose information about the roof,
basement, termites, structure, water and sewage, plumbing, heating
and air conditioning, electrical system equipment and appliances,
land and soil, flooding, easements and ha2 ardous substances. RESDA
does not clea~:ly stat.e how lIIuch, J.f allY, J.nvestigation is required
of the seller to complete the dJ.sclosure, I f the disclosure is not
made, it does not mean the transfer is invalidated; it just means
that the seller is liable for actual damages that result from the
violation. In such a situatJ.on, the buyer has two years to bring
action against the seller,
Federal
In federal law the "Resident.ial I,ead-Based Paint Hazard
Reduction Act of 1992" requires that the sellers and lessors of
most residential properties built befol-e 1978 disclose the known
presence of lead.,based paint., Any copies of prior records
pertaining to the presence of lead-based paint must be provided.
A federally approved lead hazard information pamphlet must be given
to the purchaser or lessee before accepting the sale or rental
offer, The buyer must al so be provided wi th a testing period of 10
days before the contract becomes binding, The most common tests
for lead-based paJ.nt are pal-table x- ray fluorescence (XRF) testers,
chip tests and chemical spot teste:, There are three major options
for lead paint abatement: removal, encapsulation and major
replacement. Encapsulation is the least expensive, and it protects
the occupants of the home, but it does not eliminate the need to
disclose the presence of lead paint to future buyers or lessees.
These requirements went into effect on Sept, 6, 1996 for owners of
mOl'e than four residential dwellings, It goes into effect on
December 6, 1996 for owners of f l'OIll one to four dwelling units.
_ .. _-"~-",.""_."o'''_'ri-'
CLAIJSER REAL ESTATE AI)PRAISALS
AREA ANALYSIS
Harrisburg arca is located In South Central Pcnnsylv~nill and includes Cumberland, Dauphin,
Peny and Northem York Counties, Thc area is onc of thc most sll'ateglcally located arcas in the East
United States and the major centcr for food distribution in the Middle Atlantic market region which
contains over 40 million people, 1/5 of thc national population,
Frclght and rail services to the area arc excellcnt. More than 38 trucking lilles mailltain tenninals
in the Harrisburg area. The subject area is located at the hub of the East-West and North-South lines of
the Conrail Railway, makillg the area idcally situated for storage in transit benefits, The Conrail Railway
also operates a large freight classification yard in thc area,
Baltimorc
Philadelphia
Washington
New York City
Pittsburgh
80 Miles
90 Miles
120 Miles
175 Miles
195 Miles
Employment opportunities in thc area are good, The State of Pennsylvania employs 35,000 area
Workers. Harrisburg being the State Capitol and the U,S, Government employs another 14,000+ most
of which serve the two large supply depots, the Army Supply Depot at New Cumberland alld the Ship's
Parts Control Depot in Mechaniesburg.
Aecordlllg to infommtion provided by thc Central Pcnn Business Journal, February, 1993, some
of the largest employers in the Harrisburg Area include AMP, rne" Hershey Foods, Inc., Pennsylvania
Blue Shield, M.S. Hershey Medical Center, Harrisburg Health Foundation, Polyclinic Medical Center,
I.B.M., Bethlehem Stcel Corporation, Harseo Corporation, GPU Nuclear 3 Mile Island, Giant Foods,
United Telephone Company, Holy Spirit Hospital, Rite Aid Corporation, Herco, Inc, and Scars, The
economic basc of the area is divcrsified and extends from strong govenunent, service relatcd and
transportation facilities to commercial and industrial uses, Uncmployment rates are consistently some
of the lowest reported in the area,
603 North Front Street, Harrisburg
4
1.0219C.IC
-. -. .."' ... .
CLAUSI<:R REAL ESTATE AI'I'RAISALS
NEIGHBORHOOD ANALYSIS
North Front Street is a heavily traveled south bound, three lane street fronting on the
Susquehanna River. The area consists of offices, apartments and commcrcial uscs with scattered
residences. Typical buildings are 2 and 3 story detached and semi-dctached. Schools, shopping,
transportation, churches and public parks are all within walking distance.
The area, commercial in nature, is within 3-4 blocks of the Capitol Complex which is located
on the east side of North 3rd Street and is within 8 blocks to the Dauphin County Court House and other
downtown Harrisburg facilities. Uses in the area include YMCA facilities, offices, occasional
restaurants, and apartments. Much of the neighborhood is in the Harrisburg Historic District, which
limits changes to structures with the subject building included in this category.
North 2nd Street. a one-way street for northbound traffic, is located I block east and leads to
U.S. Route 22-322 & 1-8]. Front Street runs southbound along the Susquehanna River and subject is
two blocks from the Harvey Taylor Bridge which connects the East and West Shore, as well as the
Harrisburg Expressway leading to surrounding municipalities and major connecting roads for Routes
11.15 & ).83. Front Street southbound also connects with ).83 for travel to York, Hershey, and the
airport. North 3rd Street is within 3 blocks and provides convenient north-south access to the Capitol
Complex, state offices, Route 22 and surrounding areas.
Utilities within the neighborhood included electricity, telephone, natural gas, municipally
generated steam, public waleI' and sewer.
Within the subject neighborhood, prices vary and depend on the type of property and its existing
use. Commercial values range from $60,000 for smaller houses converted to offices or apartments and
up to $1,000,000+ for larger newer facilities. Rentals range from $5.00 to $15.00 per square foot
depending on the type of facility and services provided. Demand for property rentals is only moderate
due to the slow economy. Vacancy rates range from 5-20%. Many of the smaller commercial properties
are owner occupied.
flU) North Front SUcci, Ilarrisburg
6
1.0219C.1C
CAIJC~I,A'I'.!.9Ne.
1 st Floor
9 '
6'
5'
x 72'6"
X 64'
x 30'
7'otal.
2nd Floor
15' x 72'6"
5' x 30'
Total
3rd Floor
15' x 72'6"
5' x 30'
Total
1tlllllllNIl BKIICII
15 '
" 653 Sq P'l:
" 384
" 150
----
" 1, 187 Sq F I
42'6"
72'6"
6' 6'
6'
34'
" 1,OB8 Sq ~'l:
b 150
-----'-"-
" 1,238 Sq Fl: 5' 5 '
" 1 ,OB8 SqFt 30'
" 150
-----
" 1/238 Sq Ft
20'
Gross Building Area
Above Grade
1st Floor " 1.187 Sq Ft
2nd Floor " 1/238
3rd Floor " 1 / 23~
Total " 3,663 Sq Ft
2nd/31:d Floor
GOOD APARTMENT BUILDING
603 North Front street
Hllrr i Sblll-g, PA
30'
1st Floor
9'
2'6"
20'
CLAUSER RI<:AL ESTATE Apr.RAlISALS
HIGHEST ANI) BEST USE
.
The highest and best use of a property is that use to which the land can be put which will create
the greatest utility for the land, be it in profit or in amenities, and that which is pcmlilled or would be
permitted by the local municipal or township authorities and that which would not be unduly
objectionable to the character of the surrounding proper1y, and keeping within the scope of the general
neighborhood development.
.
In estimating highest and best use, there are essentially three states
of analyses-
A. Possible use- uses to which it is physically possible to put the site in q\lestion.
B, Permissible use- legal uses permitted by zoning and deed restrictions on the site in
question.
C, Feasible use- possible and permissible uses that will produce the highest net return, or
highest present worth.
The highest and best use of the land (site), if vacant and available for use, may be different from
the highest and best use of the improved property. This is normally true when the improvements is not
an appropriate use and yet makes a contribution to the total property value in excess of the value of the
site.
The following test must be passed in determining the highest and best use:
A. The use must be legal.
B. The use must be probable, not speculative.
C, TIlere must be a profitable demand for such use and it must return to the land the highest
net return for the longest period of time.
Based on the foregoing factors, the highest and best use of the subject property, In my opinion,
is its presentllse as an apartment bu.ilding on an interim basis until demand warrants conversion to
offices.
603 North Frolll Street, J-1arri~burg
10
1.0219C.1C
CLJ\lJSI~~ REAL I';STATE Al'l'Jlt\ISALS
COST AI'PROACH
Approach through which an appraiser derives n vnlue indicntion of the fee simp\(\ intcrcst in a
property by estimating the current cost to construct It rcproduction of or rcplncement for the existing
structure, deducting for all evidence of accrued depreciation from the (:08t new of the reproduction or
replacement structure, llnd adding the estimlltcd land value plus an entrepreneurial profit. (The
Dictionary ofReal Estate Appraisal Second Edition, Page 72).
.
.
Reproduction cost will be used in this appraisal and may be defined as:
The cost of construction at current prices of an exact duplicate or replica using the same
materials, construction standards, design, layout and quality of workmanship and embodying all of the
deficiencies, super adequacies and obsolescence of the subject building. (The Dictionary of Real Estate
appraisal Second Edition, Page 254).
..
The Cost Approach is based on the proposition that a knowledgeable buyer wOl\ld not pay more
for a pl'Operty than the cost of building a new property to the same utility.
land:
1.
2.
3,
4,
5.
6,
The Cost Approach to value consists of the following steps and includes the valuation of the
Estimate the value of the land as though vacant and available to be
developed to its highest and best use.
Estimate the reproduction cost of the building on the effective date of
apprai sa!.
Estimate the amount of depreciation in the structure including physical
deterioration, functional obsolescence and external obsolescence.
Deduct the estimated depreciation from the reproduction cost of the
structure to estimate the buildings contribution to value.
Estimate the depreciated cost of other structures and site improvements,
Add the depreciated value of buildings, other structures and site
improvements to thc site valuc to arrive at an indication of value by the
Cost Approach.
12
603 North front Street, t larrisbllrg
1.0219C.IC
CLAUSER ImAL EST A TE AI'I'RAISALS
INCOMF.J:AI'ITALlZATlON APPROA.CH
Approach through which an appraiser derives a value indication for income-producing property
by converting anticipat(:d benefits, i.e., cash flolVs and rcvcrsions, into property value. This con vcrs ion
c,an be accomplishcd in two ways: One year's income expcetancy or an annual average of several ycars
income expectancies may be capitalized at markct-derived capitalization ratc or a capitalization rate that
reflects a specified income pattern, return or invcstment, and changc in the value of the i1lVestment;
secondly, the annual cash flows may be discounted for the holding pcriod and the reversions at a
specified yield rate. (The Dictionary ofRcal Estate Appraisal Sccond Edition, Page 156).
This type of income producing property is normally purchased for owner occupancy or as an
investment. As a result, the earning capacity of this property is an important ingredient in estimating
its value. Investors who purchase this type of property trade their present dollars for an income flow of
future dollars plus the return or their investmcnt at some future date.
The Income Approach consists of the following steps:
1. Estimate the potential gross income of the property.
2. Add additional income from other sources.
3 Subtract the typical market derived rent loss that occurs from vacancies, credit losses and
collection problems.
4. The resulting number is the effective gross income (E.G.!.)
5. Prom the E.G.!. subtract nOlmal operating expenses, fixed expenses and reserves for the
replacement of short lived building components.
6. This results in the net operating income (N.O.!.)
7. Develop a direct capitalization rate. In this appraisal, the band of investment-mortgage-
equity technique will be uscd.
8, Divide the N.D.!. of the property being appraised by the appropriate capitalization rate
which gives an indicated value by the Income Approach.
These steps are presented on thc following pages.
603 Nonh Front Street, llarrl,burg
14
1.0119C.1C
CLAUSER REAL J':~'r A TF, API'RAISAL&
INCOME..CAI'lIALIZATION AP.rRQ.i.\CII . (Coutjl)
I have selected the Band of Investment Technique tor d(~riving acapitalization rate. This
technique is based on the premise that the market value of investment real estate is affected by the
availability and tenns of mortgage money, equity buildup and a return that counts for risk and return on
and of equity capital.
I have set forth a possibility of a 9% mortgage interest rate with 75% loan to value ratio for a
term of 15 years. An investor contributing the balance of 25% would be attracted to an investment with
a 15% return which results in an ovcrall rate of 12.88%.
This techniquc is set forth as follows:
MORTGAGE EQUITY CAPITALIZATION
75% MORTGAGE. 9% INTEREST. 15 YEARS.
WEIGHTED
PORTION M1E RATE
Mortgage .75 x .1217 c .09128
Equity ...2i x .15 = .03'7j,Q
Weighted Average 1.00 ,1288
BASIC FULL TERM CAPITALIZATION RATE ,1288
Net Operating Income: $10,640 + ,1288 = $82,608,69
(ROUNDED) $83,000
603 North Pront Street, Harrisburg
18
1.0219C.1C
CLAUSER REAL ESTAU APPRAISALS
SALES CQMPARISON AI'PROACH
The approach through which an appraiser derives II value indication by comparing the property
being appraised to similar properties that have been sold recently, applying appropriate units of
comparison and making adjustments, based on the clements of comparison, the sllle price of the
comparables. (The Dictionary of Real Estate Second Edition AI REA, Page 265).
In applying the Sales Comparison Approach, the appraiser takes the following steps:
I. Researches the market and selects the sales and/or listings of properties most comparable to
the property being appraised. Generally, the most current and similar comparable sales prove
to be best indicators of the value of the subject.
2, Collects and vcrifies data on each selected property's selling and listing prices, dates of sale,
physical differences, locational characteristics and any special conditions.
3, Analyzes and compares each property with the subject as to time of salc, location, physical
characteristics, conditions of sale and other differences.
4, Adjusts the sale or listing price of each comparable for differences between it and the subject.
Adjustments are based on market extractions and/or judgement.
5. Reconciles the adjusted prices of the comparable properties into all indication of value of the
property being appraised.
In an effort to arrive at value indications by the Sales Comparison Approach, sales of reasonably
similar properties in the surrounding area were studied.
Numerous sales were studied, as well as, current listings and properties under contract. Only the
most comparable sales have been selected for inclusion in this repOlt. Verification of sales infomlation
with realtor, grantor, grantee and court house records was conducted where possible.
Each comparable property was compared to the subject property and adjustments were made for
significant differenccs. The adjusted price of each comparable indicated a value range for the subject
which was then reconciled into a single value indication via the Sales Comparison Approach.
603 North Front Strcct, Harrisburg
19
1-01IYC.IC
CLAUSER REAL EST A TE APPRAISALS
SALES COMPARISON APPROACH - ICont'd)
SALES COMPARISON ADJUSTMENT GRID
PRICEI ADJ. PRICE
SF BLDG LOCATION SIZE CONDITION UTILITY TIME PER SF BLDG
Sale 1 64.55 -0- -25 -30 -10 -0- 22.59
Sale 2 47.82 -0- -0- -30 -15 -0- 26.30
Sale 3 31.54 +20 -IS -20 -0- -0- 26.80
Sale 4 53.45 -0- -15 -25 -10 -0- 26.73
Sale 5 43.51 -0- -0- -20 -] 5 -0- 28.28
Sale 6 44.65 +10 -0- -35 -15 +5 29,02
Sale 7 26.09 -0- +10 -10 -0- +20 31.31
EXPLANA nON OF ADJUSTMENTS
Sale 1 is a smaller building that would normally sell for a higher price per square foot with a downward
adjustment needed. Remodeling and installation of central heat and air conditioning also
requires a downward adjustment. Utilization of space as office area normally results in a higher
rental income per square foot with a downward adjustment required.
Adjusted price per square foot is $22.59
Sale 2 is superior to subject and requires a downward adjustment for both condition and utilization.
Adjusted price pCI' square foot is $26.30
Sale 3 is inferior to subject as to location with an upward adjustment needed. Downward adjustments
are needed for both building size and condition.
Adjusted price per square foot is $26.80
Sale 4 requires downward adjustments for building size, condition, and utility,
Adjusted price pCI' square foot is $26.73
603 Nonh Front Street, Harrisburg
27
1.0219C.IC
'.
(LAU.SER REAL ESTATI<: APPRAISALS
RECONCILIATION
The indications of value as developed by the three approaches to value are as follows:
Value indicated by the Cost Approach
Value indicated by the Income Approach
Value indicated by the Sales Comparison Approach
$113,000
$83,000
$95,000
The cost factors used in the Cost Approach have been developed from local contractors, Marshall
Valuation Service, as well as, but not limited to my experience as an appraiser and realtor, which reflects
the local present cost of construction. The Cost Approach generally will result in an excellent estimate
of value if the building is new or reasonably new, and the improvements reflect the highest and best us(~
of the land. However, when items of physical deterioration and obsolescence must be estimated, an area
of judgement is involved which is subject to error. This approach is used in this appraisal as a guide to
the final indication and is given little weight. Value indications by this approach is $1 13,000.
Generally, purchases or apartments are more concemed with the income the property will
produce rather than its reproduction cost. There has been sufficient market data to provide reliable and
factual information to develop a good indication of value on the Income Approach. The ability of the
property to continue to provide a reasonable return and the competitive position of this investment were
considered. Most purchasers of income properties, similar to the subject, take into consideration tax
shelter through depreciation seeking a long term real estate investment and/or retirement fund and do
not hesitate to pay a little more for an income-producing property such as the subject property. Market
study indicates purchasers of this type property are expecting a 15% return on equity with an expectation
of future market appreciation. This approach indicated a total property value of$83,OOO and was given
greatest weight.
Weight is also given to the Sales Comparison Approach which reflects the reactions of the typical
buyers and sellers in the market place. Sales of? properties were well documented and analyzed. This
approach indicated a value of $95,000.
603 Nol1h Fron! Slreel, lIorrisburg
29
7.02l9C.1C
CLAUSER REAL F"sTATE APPRAISALS
~r.RTIVICATI()N AND !ITIonMI:NTOV L1~UTINO C'ONDI1'ION!I
CUItTIFI(:'A'fION Th. APPflllfrQtrllfl.llnd ajrofl t~'l
l, 'The Appm~ hu rIO Pf*IIt or Wl\ltmpllled I\ltut.Inltfct\In 1M Pfororty Ippnlltd, ,nd nelthel the .mploym~I1' 10 mike the 1111'1,1101, nor tho cOl1lptnl~lion fflf II, II conlln",nt uron the Ipprliml
vIlu,uflhfprOJl'tlY.
2 Tho AppRINt hat no P41r10111llnlll'at [n or blu y,ii!t rnpccllo the t"hlecl miner (or the Ippf.lullCpon 1;" lho plfllclplntllo Ih. Ille lhe "l:,tlmll. fJf Mllk'l V.luo' In the IPPfllnl rcporlll not
butd In wbtlle 01' In pmupclltht lIKe, color, llfnltlonal orisln mll\llJlfOlpKtlv. <lWl\ellor foeCUplntl {lflh. propeny appul,cd. or lIfkllllhe rtce, color or nllion_1 origin <If the prelenl ownm or (!CCUlllnll
of the pr<)!lOrtlc:. III the'ilclnlty oflhepfoplll1Ylppr.led
3. The ""ppnlter hu penonaIl)' lfltpecllcd!he property, bolli ln~de Ind Dllt, I"d h,. nllde.n e~ler\o! InI~ecllon of In cmnpltlble IIlet 1I111\d in Ihe I~ Tn Ihe bnt of Ihe App"istl's knowled8o Ind
beU,f, tl1sl'l~m'nll.nd Inform~IIDn In Ihl~ fepon Ire InJe Ind correct, !\nil Ihe Apprai~r hu nDt knowlnaly withheld Iny Ilgnlnnnllnfofmltlon
~_ All conlinstl1llnd lImllln, eondlt!(lnlMe eonlJlned herein (impnud by Ih~ temu of the lulllnment Of by the \lnderll,ned Iffeclln, the Inlly,ll, oplnionl, Ind eonclulionl contthted In Ihe repul1)
~_ Thlllp\lfalllll'CpOf1 hll hRlll nlllle In conronnlty willi .nd II luhjeclto Ih t~ulremenu of llle Code of PrnfeulOlltl F.thlcl Ind Sllndlfd, {lr ProfmlOlll1 Conducl of the .ppulll! olilnlntl"nl with
whlehlhc ApPl'IIter IllmUllod
6 All conelllllMt lnd oplnlOitt wnccmlnalho ru! ,~lale thlt.tt tel (orth In lhe Ipprllulleport were prep Ired by Ihe Apjltll.er whOle sianllure Ippem Oil Ihe Ipprlllll report, unlm Indicttod ,U
'Re~lew Apprlllllr'. No chlnlO or iny Item In Ihl! Ipprlilll report Ihlll be mlde by InyoM olher Ihln lhe ApNllsel, Ind the ^ppllllOllhlll hl~e no relpolltlblllly (or Iny lUeh ullluthoriud chlnse
..
CONTINOENT AND l,lMtt1NG CONDIT10NS- The cetilncllion o(the Applliser Illp'lrln6 in the Ipprlilll report II Illbjeotlfllhe (ol1owlnS cOlldlllol" Ind to IUch /,l(hel .poelflc .nd IImitin8 cnndlllonl
lI.ro ~t (onh by th~ A~prllHr III the ferort
1. 'Tht. Appflls<< IIIUAles no re-spon.lbl1lly rOf mauers ofl legll nlture .n-eOllnll Iht propertY Ipplliled 0/ tho tiUe lheralo, nOI docslh~ "PP"lHr render Iny oplnilm U 10 the title, which II Illumed
to be 800d IlId malket.ble The p:operty 1"PPlIlted II though under res~otlllblt ownmhlp
2, Any Iketch In tho report mlY show Ipproximlto dlmenl!onllnd 11 Included 10 mhllhe reldor ~ilusllling the I'fOpeny. The Applllser hu mldo no lurvey o(lho plopeny
J. the Apprallor II nol reqlllrw 10 slve lelllmony 01 11"11'11 In ~OUI1 beuule ofhtvinll msde the Ippnil.l with lo(elenee to the propeny in Clllostlon, unlns tn'lngenlents h.ve b~n pre~lt.\Illy mlde
lhmfOf
~. Any distribuliOll of the VIIII.tion In the report between Ilnd Ind Impro~emenlllpplles only under Iho exhllng progllm of ulll1nllon The 'eplrlle ~IIUllionl for Ilnd Ind building m'lIt not be lI~ed
inconJunclionwllhlnyotheflPPllltlllndlrelnvalldlflOUIt{j
~. The AppttlStl UlUlll~ thlt tIIere are no hldllen or unlppllCnl condillons o( lhe prnporty, sublol1, or itt\lcluret, which wflllld render it more or leu v.luable The APp!lller Inumu no r'lponllbility
(or slleh eondlllons, or for en/jlneering which millhl be lequlled lodll eavertuehflclon,
6. In(orm.lIon, Ullmlttl, Ilnd opinlonl furnished 10 lha Al'ptll~l, Ind conlalned In the report. were obtlined from IOUlees Qonsldered lolilble Ind believed In be tNe Ind COffeet Howevel, no
f"ponllbmlY ror lCCUflCY of lUeh Iteml rumllhed th~ Apprlller Cln be usllmed by the Apprlller
1. Dl~lowrl o(tlle CClnttntl oflhe Ippnlu.l reponls govelned by the Byllws Ind RoeulaUons oftba plofeulonlllpprallll organlullol1l with which fhe Apprliterls Imlllted
\I Neither .U, IlOI' lilY part of the content oI'the report, or copy thereof (Including cOlWlullonl U 10 the plopelly vllue, lhe Identity of tbe Appraiser, (lrormlonl! dtslgnlllonl, reference 10 Iny profonl0l111
Ippralsal OTganlullOlll. or the linn with which the Appralwlt cooneeted), shill be used rO/ Iny plr,~ by Inyone 11\11 the client 1pt:Cllled In the report. Ihe bonower If 11"1'111111 fee paid by lime, the mortlllllet
or llllU('\:CISOl'1 And wiS1I1, mor'BASt InlUrm, conl\1lW1tt, profwiontlappraltal OfgtlllutJonl, or Iny Nle or federlUy Ipproved IInlncllllnstllutlon, any deplrtntenl. Isency, ot Inl1tumentlUty of lhe United
Sulci 0/ lilY Jtllc Of the DiJUict of Columbia, without the plevlOU! wriUCII con~nt o( the APPIlIICr; nor Ihll h be conveyed b~ lnyone tolhe publle lhrollgh Idvcrti.ing, public rdldon., neWt, ules, or othc!
media, without the wriuen content Ind Ipplovll oflheApprailar.
9. On III IPNllull, subject In tltil(lctory completion, repalll, or ft1terllionl, the Ippllilll teportlnd ~llua tonelullon are continsent upon complelilln nflhe Improvements In l workmanlike manner.
.
..
HNVIRONMENT AI, D1SCLAIM~R 111e vilue elllmlled In Ihillepol1l~ blted on Ihe Ulumptlol1 thftllhe property Ie I\ot Mg4tlvely In-ected by Ihe edmnce of hUlrdOllI ItlblllMes or detnmefltll
envllonmen\ll cllndiLlonl The lppuilClr It not In upt111n Ihe IdentifiCltlon o( bwrdoUllubstlllees or detrimental envlronmentalcond;tlons Th~ apprliser'1 rollllne Inspectl(ln o( Ind Inquiries Iboutthe
.u\tJI.'Ct propel1y did not dn'e1op any In(ormltlon tha\lndiuted lilY IpptTCntllgninc.nt huardollssulnllncet or dculmcntll envlronmenlll conditions wllillh would .rfeclthe pro~l1Y neg.tlvely. It il po~lblc
lhll telt..nd in,pectlolll mlde by . l\ullllled hlurdo\l1 JubIlance Ind ellVllOllmontal e1(pen would revellthe exillenec of kuardoul materllls and en~llonmcnt.l candlllon. on or Iround the propellY that
WOlIld nagltlvely lffect its vllue
ADDITIONAL CERTIFICATION The ApP"iter (urther eer1illet lhlt'
1, Thlllppr~11A1 confonnJ \0 lhl Unlfoflll Stlndards Of Prnfenionsl Apprlllall'lItllce ("USPAP') adopl~d by the AppulIJI SI.ndlldl DOlld nrtlle Apprahal f\~lI\dllioh, t'(eepl thlllhe Deplrture
Provlllon of the USPAP docs not.pply,
2. Their compellJ.t1rn il not cootlnltnt upon lhe leporting ofa prtdetennlned vllue 01 direction In vllue lh~l (Ivon the elUIe of tho cllenl, the .mount o( the vllIIO eltim.le, the lttlinment of I ItlPU111ed
rClUll,ortheoccllffenCtI,(.lublcquentevent
J. This IpplllnllulQnment Wit nlll hued on. reque.led minimum vlluadon, IlpedOc ~1!lIllioll, ollhe approvll of alOin
Sillnltuleo(Apprlil4f;
~linully29,1991
_M"ch28,1991__~_
q.RA~I~
Dlleo(VlhlO
Dllaof Slgnllure
Apprllter:
603 North I'mnt Street, Harrlsbu'g
31
1.02l9C.\C
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1333.07
--
PI.:\1:illIN<1 ANn 'l.OtlINO conE
46
(19) aber uses which pursusnt to the review and comment oC tho Plnnnlng Comml
receive the approval of the Zoning Heorlng Boord. Such uses shall be of the
general character as those listed In this section, and shall not be detrlmento
any planned business zone or to the zone In whloh loeated. Action oC the Boo
shall be In acoordance with Section 132'1.02. (ord. 19-1985 17. Possed 7-9
(b) In a PB-2 Zone, Ulls section prescrloos no height Ihnitoltons.
(0) In a PB--2 Z6ne, each lot sholl have front, side and rear yards of not less Uuw th.
width and depth indicated below:
(1) Front yard. Depth. ten leet or conCorm ((l eKisting setback within the block.
. (2) Side vard. Width, five feet. However, no side yard shall be required where
oommercial uses abut side to side, and In no case shall party walls be
permitted between properties of separate ownership. The width oC a side yar
abutting a major street shall equal the requJred depth oC a Cront yard.
(3) Rear yard. Depth, !lve feet.
(d) The area, width and depth 01 lots shall provide sdequate open space Cor off-street
loading, unloading and/or parking area and yuds.
(e) In a PB-2 Zone, the minill\ull\ Ilnor area ratio ul any bolldlng or structure shall
be five to one (5.0 : J.O).
(f) In a PB-2 :Zon<l, euntl'"II11lee ulntlnctlnlul'llling uses shall be In accordance with
Article 1325 provided that such uses lIlay not be expanded, enlarged or e~tended due to
renovation, rehabilltatloll or I'eblllldlllg, beyond the height and area of the exJsttng building
or structure, or the lot aroa upon wllleh such use I~ loealed, at lhe eCCectlve date of this
section, as amended. (Oll.l. 211-lll7t. iI. I'assc-<I 1-2~-75.)
(g) All uses permitted III a PB-2 Zone which ure deemed to be regulated uses pursll.u
to Section 1347. 07 shall be addltiollally sllbject to all pl'ere'1ulsltes contained therein.
(Ord. 4-1981 i 9, Passed 1-27-81.)
1333.07 SPECIA L PU NNU) D,:V 8LCJ(l~IE NT DISTlllCT (SPD).
(a) In a Special Plallned Development District, tlle [ollowlng uses shall be permitted i
any buJl(Ung, whether exJstlng, enlal'ged or newly COlIslrueled:
(1) Planned resldelltial developmont approved [1l1l'Slh1nt to thc provisions of Arllcl
1339,
(2) One and t\l'o-Iamily dwelling,;,
(3) Churches alld religious hutldings; public, prll'ate or parochial sohools olrcrlnl
courses III gelle l'a I education; uecl'edltod oollo!los; libraries; community asscm
halls alld g<J\'ol'lInlelltal huildlnlls; also puhllo utility bllJldlngs or structures If
the ZOlllng 1Ie.1I'in~ lloal'd, upon app'eal, Ilnd~ that their looatlon Is necessary
the ser\'lce 01' the zOlle IInd appl'ol'es the lonallon IInd dcs1!ll1'
(.1) Publici}' o\l'I\()d or !lubllnly operated parl;s, play spaces nnd othl.:r recreation
CacllJllcs II;th eostlllullry lIHlldellt:i1 I>ulldllll(8, ~tl'lIeturcs and uses,
(5) '''llI\e oCllllpallLlII; a,; ddiilod alld l'''IPilal"d 1"'I'd",
II)..". ~S-I!I'i'S j:!. 1':1:,:il'd 11l<~I-'/S.)
!Z
___J~lIS,!IICSA 'lones
--
1333.07
(b) In R Speolal Planned Development District, the folloWing uses shall be permHted
only when oontaJned enUrel}' wllhin an existing building:
(1) Laboratories (bloohemJcal and x- rays).
(2) ProCessional 0((lce8 Cor Uw folloWing: aocountant, attorney-at-law, physIcian,
osteopath, dentist, optometrist, optician, chiropractor, engineer, arohlleet,
landsoape archHect, cHy planner or' other like proCessional person.
(3) StudJos Cor the Colh;WIr;g: Interior deSigner, photographer or artist.
'(4) Gelleral ccmmerclal office lise, provided thet their use does not Involve any
retail actiVities. (Ord. 26-1n77 110. Passed 10-25-77.)
(C) Uses that may be permj((cd by SllecI"1 excepUon, pursuant to the provisions oC
Article 1327, Including tbe followlr1g:
(1) Any of the uses listed In SIIUSCCUOII (b) hereof, when conWned partially or
wholly wlthJn a new buJldlng, or an expansion or enlargement of aD e.~stlng
buJldlng.
(2) Parking litructu,res (pubUc or private), provided that such uses shall oat be
permitted by special exception on any lots to which the provisions of
Article 1333 (Spcclallotenslty Districts) hereinafter apply.
(Ord. 19-1985 17. Passed 7-9-B5.)
(d) 10 an SPD Zone, no new building, structure, expllnsion or enlargement shaH e.~ceed
forty-five feet In height; no new prinCipal bulldillg or stnlcture sholl be less thon twenty-
five feet In height. However, any lIew bUilding, structure, expansion or enlargement
authorized pursuant to ellher Article 1339 or Artlole 1353 may be erected to the ma.~lmum
height allowable under each or these speclrJed :>rtlcles.
(e) In an SPD Zone, each lot Sholl hal'e frollt, side and rea r yard setbacks of not less
th&o the depth or width IlIdJcated below:
(1) Front yard. lIUolmum f1ny feet alollg Front Street, north oC Reily Street,
fifteen feet 01' oouformto eldstlng setbacks wllhJn the block elsewbere.
(2) Side yard. Width of not less than ten percellt or the lot wIdth, The width
of a side yard abutUng n major street shall be at least Wtoen Ceet.
~
1333. 08
PLAN!})Nli__^NIl ZONINO CUDE
48
(3) RCjar yard. D!!ptll of llfltHlII f"ol lJl' I!!II "m'o!!lIt of the lot depth, whlohever
Ie greoter,
(I) In an SPD Zone, only the flJllowlllg tYP!!B of 811ln8, Bubjeut to the restrlotions
attaohed thereto, shall be permllted:
(1) Wall signs having u IlIUXIIllIlIll UI'f1l1 of fOllr square feet or twenty pel'eent of
the signable wall area, whlehever Is less; no porllon thereof shall be elevated
higher Ulan the firBt Btury willdow lintel line (ll', If no first story window Untels
exJst, not higher thnn ten feet above grude, no portion thereof shall extend
beyond the pecimeter lJf such signable wllllarea.
(2) Free-standing signs, as ["lluws:
A. Permanently 111I"II1ted frl'e-stondil1i: slgl1s having a maximum area of
eight square fElel, 110 pOltion UlOreuf shall be elevuted higher than eight
feet above grude; no porlion lhereof shllll extend doseI' than fjve feet to
any public sldewulk 01' other public right of way; and
B. Temporary real eslale sir;ns posted on property being offered for sale
or lense and having a maximum area of six squnre feet; no portion thereof
shall be elevated hlghet. than Ovo feel above grade; no portion thereof
shall e.,telld <Jloser Ulan fl ve feel lu any puhUe sidewalk or other public
right of WilY; such signs shall be removed not later thnn one day follow-
Ing settlemelll on lhe sale 01' lellse of lhe property.
(3) Permanent window and door signs havillg n maximum area not greater than
fifteen percellt of lhe glass n rea of allY olle wllldow Ot. door.
(4) Only one wall sigll alld ollly olle free..slalldlng sign shnll be permitted on any
bulldlng or Jot.
(5) There shall be no Unlit 10 the oumber of permanenl Window and door signs
Installed in aceonlallec with the provislolls slated herein.
(6) Signs may be lighted by dlreet or indirecl white Ught Illumination onlYi
DO portion of any sign shall be luminous; inllo case shall any flashing or
pulsating Ughl(s) be permitled III, 01101' about any sign whloh Is '1lslble from
any pubUc way, whelher or not sueh lighl(s) arc used for purposes of illumin-
ation or for purposes Incldenlallo the communication oontent of the Sign;
alllllumlnntion sou roes shall he so construoted and located that no portion
of an adjacent property shall be Illuminated and so that DO glare shall be
visible to pedestrian or vehicular trafflc upon any pubUc right of way.
(7) Except for temporary real estate signs, all signs may contain Information
regarding the properly address, identification of building, use or service
offered therein, and names of persons or firms occupying the building only;
DO other advertising 01' communication content shall be permitted.
(Ord, 26-1977110. Passed lO-2f1-77.)
1333.08 COMMUNITY eOMMEHCIA L Ll~l1T Ell ZON~: (CeL).
(a~ In a CCL Zone, only the following I.xilldlngs, structures and uses shall be
permitted:
(I) Bakeries.
(2) Bllrber and beauty shops,
(3) Confeotlonery stores willi fO\l\lllllll.
C
LAW OFFICES OF' EUGENE E. DICE
1721 NOf1Ht maNI fiT/lEer
GUirE 101
HAI1f1ISaUf1o. PENNSYLVANIA 11102
(717) 238.4258
10,,11,,11. (7 t 7) 2JfJ.435Cl
I!UOINII,DICI
WILLIAM W. THOMPSON
NEW PENNSYLVANIA AND FEDERAL LAWS ON REAL ESTATB DISCLOSURE
Pennsylvania
The Pennsylvania Real Estate Seller Disclosure Act, (RESDA),
was signed by Governor Tom Ridge on ,Tuly 2,1996 and went into
effect 60 days later. I t imposes on sellers of residential
properties the duty to deliver a "Seller's Property Disclosure
Statement," which contains extraordinary detail about the
conditions in and around the seller's house. It appl.ies to the
transfer of any interest: ill real estate dealing with 1-4
residential dwelling ullits. The law requires the seller to
disclose any "material defect", which is defined as "a problem with
the property or allY portion of it that would have a significant
adverse impact on the value of the residential real property or
that involves an unreasonable risk to people on the land." The
seller is required to disclose information about the roof,
basement, termites, structure, water and sewage, plumbing, heating
and air conditioning, electrical system equipment and appliances,
land and soil, flooding, easements and hazardous substances. RESDA
does not clearly state how much, if. IIny, investigat.ion is required
of the seller to complete the disclosure. If the disclosure is not
made, it does not metln the transfer' is invalidated; it just means
that the seller is liable for actual damages that result from the
violation. In such a situllt:ion, the buyer has two years to bring
action against the seller.
Federal
In federal law the "Resl.dential I,ead-Based Paint Hazard
Reduction Act of 1992" requires that the sellers and lessors of
most residential properties built before 1978 disclose the known
presence of lead-based paint. Any copies of prior records
pertaining to the presence of lead-based paint must be provided.
1\. federally approved lead hazard information pamphlet must be glven
to the purchaser or lessee before accepting the sale or rental
offer. The buyer IIlUSt also be provided with a testlng period of 10
days before the contract becomes binding. The most common tests
for lead-based paint are portable x-ray fluorescence (XRF) testers,
chip tests and chemical spot tests. There are three major options
for lead paint abatement: removal, encapsulation and major
replacement. Encapsulation is the least expensive, and it protects
the occupants of the home, but it does not eliminate the need to
disclose the presence of lead paint to future buyers or lessees.
These requirements went into effect on Sept. 6/ 1996 for owners of
more than four residential dwellings. It goes into effect on
December 6/ 1996 for owners of f rom one to four dwelling units.
CLAUSER REAL ESTATE AI'I'(V\ISAL.'i
REAL EsTATE TAX AND ASSESSMENT ANALYSIS
The subject property is identified as Tax Parcel No. 05-05..027-032 and is assessed as follows:
Current Assessment:
Land
Improvements
Total
$11,100
29.600
$40,700
Real Estate taxes for 1996 are as follows:
1996 County
1996 Library
1996 School
1996 Municipal
6,746 .. 274.56
.3 .. 12.21
37.62 .. 1,531.13
3"1,56 (Land) .. 416,92
9.59 (Improvements) = 283.86
$2,51 M8
Total Taxes for Property
I
91Ml7Nof1hSocondSnOtl,lllrfhbufll
3
700119(':-1\)
CLt\llSElUlliAL I~STATE AI'I'RAISALS
NElGJIIJOIUlQQlUNAL.Y.SlS
North Front Strect is a hcavily travcled south hound. thrcc lanc strcct li'llllting on the
Susquehanna River. The area consists of officcs, apartmcnts and commercial uscs with scattercd
residences. Typical buildings I\n~ 2 and J story dctuched und scmi-detachcd. Schools, shopping,
transportation, chl1l'ches und public parks arc nil within wulking distnncc.
The arca, commercinl innnturc, is within 3-4 hlocks of thc Capitol Complex which is locnted
on the east side ofN0I1h 3rd Street and is within R hlocks to thc Dauphin County Court House and other
downtown Harrisburg facilities. Uses in the arell include YMCA flldlitits, offices, occasional
restaurants, and apartments. Much of thc ncighhorhood is in the Harrisbl1l'g Historic District, which
limits changes to structures with the subject building included inlhis category.
North 2nd Stree1. a one-way street for northbound traffic, is located I block east and leads to
U.S. Route 22-322 & 1-81. Front Strect runs southbound along the Susquehanna River and subject is
two blocks from the Harvey Taylor Bridge which connccts thc East and West Shore, as well as the
Harrisburg Exprcssway leading to surrounding municipalities and major connecting roads for Routes
11-15 & j-83. Front Street southbound also connects with [-83 for travcl to York, Hershey, and the
airport. North 3rd Street is within 3 blocks and provides convenient north-south access to the Capitol
Complex, state offices, Route 22 and surrounding arcas.
Utilities within the ncighborhood included electricity, telephone, natural gas, municipally
generated steam, public water and sewer.
Within the subject neighborhood, prices vary and dcpend on the type of property and its existing
use. Commercial values rangc from $60,000 for smaller houses convcrtcd to offices or apartments and
up to $1,000,000+ for largcr ncwcr facilities. Rentals range from $5.00 to $15.00 per square foot
dcpending on the type offacilily and services provided. Demand for property rentals is only moderate
due to the slow economy. Vacancy rates rangl~ from 5-20%. Many of the smllller commercial properties
are owner occupied.
The neighborhood Iifl~ stage is considered to be stablc with thc arca cstimated to be 99%
developed with Iimitcd vacant land available for ncw construction. Planning, zoning and restrictions
for the area permit a mixcd blmld of uses which lIppcar compatihll~ to the ncighborhood. Property
qualifies for all types of financing with all types of mortgage money available through most lending
institutions lInd Dauphin County Industrial Authority. Real estate values appear stable.
!)IS.911 Norlh Second Slreel, IllllllbutR
5
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CALCULATIONS
~ ..-. .,
33'
1 at Floor
11 '
11 '
4'9"
X 59' .. 649 Sq Ft
x 59' .. 649
x41'6". 197
Total .. 1,495 Sq F't
26'9"
2nd Floor
.3l;'dFloor
11' x 59'
11' x 59'
4'9" x 33'
'l'otal
.. 649 Sq Ft
'" 649
.. 157 --1 , 11 ' 11'
.. 1 i 455 sq Ft
3rd Floor
33' x 26'9" ..
883 Sq Ft
4'9"
Gross Building
1st Floor
2nd Floor
3rd Floor
Total
Area
1 1495
1 1455
883
3,833
Sq Ft
59'
4'9"
Sq Ft
59'
-...............---
26'9"
,
"26' g"
1st Floor
2nd Floor
lJOQDl\l?ARTMENT BUILDING
1S' - 917 North Second Stnet
Harrisburg, 1>A
. ,
CLA\JSER REAL ESTATE AI'PRAISAI.,S
.
!:.oS'{ APPROACU
Approach through which an appraiser derlvcs a valuc indication of thc fce simple interest in a
property by estimating the current cost to construct a reproduction of or replacement for the existing
structure, deducting for all evidence of accrued depreciation from the cost new of the reproduction or
replacement structure, and adding the estimated land value plus an entrepreneurial profit. (The
Dictionary of Real Estate Appraisal Second Edition, Page 72).
.
.
Reproduction cost will be used in this appraisal and may be defined as:
The eost of construction at current prices of an exact duplicate or rcplica using the same
materials, construction standards, design, layout and quality of workmanship and embodying all of the
deficiencies, super adequacies and obsolescence of the subject building. (TIle Dictionary of Real Estate
.. appraisal Second Edition, Page 254).
The Cost Approach is based on the proposition that a knowledgeable buyer would not pay more
for a property than the cost of building a new property to the same utility.
"
...
land:
1.
2.
3.
4.
5.
6.
loW
The Cost Approach to value consists of the following steps and includes the valuation of the
Estimate the value of the land as though vacant and available to be
developed to its highest and best use.
Estimate the reproduction cost of the building on the effective date of
appraisal.
Estimate the amount of depreciation in the structure including physical
deterioration, func.tional obsolescence and external obsolescence,
Deduct the estimated depreciation from the reproduction cost of the
structure to estimute the buildings contribution to value.
Estimate the depreciated cost of other stnlctures and site improvements.
Add the depreciated value of buildings, other structures and site
improvements to the site value to arrive at an indication of value by the
Cost Approaeh.
10
'M219c.lD
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CLAl.!SER..RE.:.\L ESTATE AI'PRAISALS
SALES COMPARISON APPROACH. (Cont'dl
This Approach yields an indication of value by comparing recent sales ofsimilat' properties and
making adjustments for time, location, physical und othcr diffcrences, Among the area sales reviewed
were the following:
Sale 1
Grantor Kenneth J. & Marilyn K. Cole
Grantee James A. & Joan L. Williamson
Tax Map No. 05-,018-020
Location 1010 N. Second Street, Harrisburg, Dauphin County, PA
. Improvements 3-story brick and 2-story frame building containing 3 apartments
with gross building area of2,245 SF, No off-street pa*ing.
Lot Size 1,452 SF
... Land to Building Ratio .65
Date Sold June 27, 1996
i"
'" Consideration $70,800 Deed Book 2646, Page 244
Priee per Unit $23,600
Price per SF of Building $31.54
...
Verification Dauphin County Tax Records
91S09l'1NDl'1h8~dSIr~t,lIlt,hhull
17
1-0219C.ID
CLAUSER REAL ESTATE APPRAISALS
SALES COMPAIUSON AI'I'IWAql- (Cllnt'd\
SALES COMPARISON AD.IlJSTMENT GRID
PRICEI SALE ADJ. PRICE
SF UNIT DAI.E LOcA TION CONDITION J.QI PER SF !lLDO
Sale I 23,600 -0- -0- -10 -0- 21,240
Sale 2 29,667 +5 -10 -15 -10 20,067
Sale 3 21,143 +5 -10 -10 -0- 17,972
Sale 4 22,333 -0- -0- -10 -0- 20,100
EXPLANATION OF ADJUSTMENTS
Sale I is superior to subject units as to condition.
Adjusted price per square foot is $21,240
Sale 2 is superior to subject as to location, condition, and land area; inferior as to date of sale.
Adjusted price per square foot is $20,067
Sale 3 is superior as to condition and location; inferior as \0 date of sale.
Adjusted price per square foot is $17,972
Sale 4 is inferior as to condition.
Adjusted price per square foot is $20,100
Reconciliation
The value range indicated for the subject property on the above grid extends from a low of
$17,972 to a high of$21,240. With greatest weight on Sales 1,2, and 3 the estimated price per unit for
the subject property is $20,000.
Therefore,
$20,000 per unit for 5 units =
ONE HUNDRED THOUSAND - ($100,000) - DOLLARS
9IS-9I1Not1hStcllr,dSlIt'tt, Hlrll,bllll
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1-0219('-10
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CLAlISEI{ liEAL ESTATJ~ AI'PRAISALS
n'R1n'IC'ATlON ANn Sl'An:PtU:NT m' 1,IMITlfiUj,:UWlJ.11Uri:L
CERTIIIICAlION; 111l! ArprRlacr lIC1rllnu and IRlllllllh.t:
I. 11111 ^ppr.j~r h.. no pAllOnl Of 1I1111111mpl'lcd fllhllll jnl~rl!ll in Ihlll1rOIItI1Y Ir(ll'aiilld, 11ul "cith~1 the Ntlfllo)'fllCl1l Iu I1lllke the IIpplaiul, nor th, Wtllpcnnlioll (of
U, i. cmlllngent upon till aprtllllld \'.IUll o(lhe pmporty.
2. The ^JlIlfIlscr hft. t\lJ petlOll.1 lnlcRlI! ln nr hl.~ with In~llu Ihllluhj~cIIl1D1\Cr (or the 1I1I11111Il ICIKK1 nl the plf11dplUh In thlllale The "lilllnllhl (If M/llkol V"luc"
in lhe appral&a' rtpOt1l. nol baHd In \\tlolc Of in f'3llllpllli the rICe, ((lInt. N natiollal [ln~lll Qfthc rrolllt~h\'ll (I\\'lCI~ or uccupanll {II' tho propeny INHlIiled, or \Ipon the r'CII,
color or n.llon.1 orisin of thl! pTflill111 OWnerl or (ICl'llllAnll 01' thl! rrnlllll1illR in the "i~,jtLilY or Ihe IlWllcl1y llflprai.ed
), 1llC ^lIflr~rJe'l' h.. peuonllly Inlpeeled Ihe Ilfoperty, oolh inllde ~nd (lUI, llnd hu m.dean ulcriot 'nll'Celion or ,II ~'nmpa,"hlll IltlC'_lllled In the teJK'trt. To Ihe tlC,r
of the /\ppr~her'. knowledae: .nd ~lief, 1111 .t'lel1lenl~ .nd ,"fornl.llon inlhil repOl\ lUll tme ,,1111 cnf1Il{;I, .tllltha /\pprni.cr haK not kno~'inlll)' \l'ilhheld .ny .i~nincant
infornlllllon,
.. /\11 colltinaenl and lim1lJns condilionJ arc conl.ined herein (untJOlcd by IIIe' lennl of Ihe .uillnmcl1I or hy Ihe undeniglled affeclinllhe an.ly,il, opmionl, and
conelu.lonl COlllkllled In Ihe repot1),
$, TIlil.ppr.lsalll'port hulleen made in cClnformily "11h .nd Is lubJtcl 10 the requiremenll of the Code of I'rnfus(ollftllilllicsand SI.ndards of Profemlonal Cntlduct
(lflhe apprllillll organilltlonl wllh which Ille Appr.iser il affiliated
6_ /\11 conclu.lons and Clpinlool concrmins Ihe ,nl utale lilntltO 101 forth III the IIPJllallal'ellOrl were prepll,ed hy lhe ApJlrailer whOle sl(lnalure .ppellll on Ihe IIppraiul
rt'pOrt, unlm lndicalw.t "RlNlcw Apptaisc'". No chln(l~ of any ltC'm In Ihe appraital relKlrt IhaUIIll'lllde by ~llyoUe other thAn the /\ppr.i.er, IInd Ihe ^pprailer .hall nlV~
110 relponllbi1llyfor Iny.uchunauthorh.cdchllllIlC
CONTINGENT AND LIMITING CONDITIONS: Tlie certification orlhc ^pp'lli.~r appearinll In th~ npprlllul report h .ubjccltcllhe following condilionsllnd 10 luch olher
specific and limUius. condilionl ..lite let ful1h by the AllPllim in lhe ,eport
I. 111e Apl"'liscr anUlnel no rcspon!llbil'ly for mallerl of a leglll Illllme affocting Ihe propelty approille!! or the hlle thereto, nor tloclllhe A\1praim "nder any orinion III
W Ihe litle, which is IIsUlned 10 ht good and marketable. The property illlPllrnh.cd a~ lhoUllh Ullder rClpmuiblc owner.hlp,
2. An)' ,ketch in Ihe repol1mBY .how approximate dirnenllonl and is Included to aS5i~rlhe reader vilualiziolllhe prororty The ApllIailer h.. made no lurvey oftna
IJroperty
). The Appraiser II not required to ~ive lutimnn)' or aPJ"C1If in eOllrt becaule of 11I\'Inll made Ihe Ipp,aislll wllh refcrenl:e 10 the property In qucstion, unle:ullrnnllements
hll\'ebcenplcvlouslymadelherefor.
-4. /\ny dirlrlbutlor of the v.IUlltion in the report between land IInd Improvements aplllles only under Ihe exllllnll Nograrn ofuUhntlon. The separate v<<lI.allon. for land
/inti buildlns mUlt not be tlsed In conjunelioll wilh any other appraisal anJ arc invalid if 10 u!ed
~, The Appraiser usumu Ihallhere are no hidden or unapparent corldltiolls of the property, lubsoil, or ntnlchm:lI, which would render II mare Or less valuable. The
Appraller anurnes no relponsibility for such condilll.lns, or for engineering which mlghl be required to discover such fnclon
6. Infonnatlon, osUmates, and opinlonl furnished 10 the Appllliser, lI1ld contained in the re()Ort, were oblalncd from IOllrces considered reliahle and believed to bc true and
corner. Uowever, no relponlibi1Uy for accuracy ofluch lleml furnished the Appraise, elln be auurned by the Apprnller.
7. DI.cloSlllC' of the cOOlenl1 of the appraisal report is governed by the lIylawl and Regulalionl of Ihe profcssionol apptainl OrMlni1.ltlonl wilh which Ihe /\PPIlIser II
.mUaled
8 Neirher all, nor any paM of Ihe content of the report, or cop)' thereof (including conclusions as to the property vallie, lile identity of Ihe Appnllm, profeuional
dosillnlltion~, reference 10 Iny profllUlonal apptaiul orgAnil.Ations, or Ihe nnn wllh which Ihc Aflpralser is connccle"J, shall be used for any PurllOJC by anyone butlhC' e1lenl
spcdOod in the repoM, Ihe horrower if appr.iul feo paid h)' same, the mortl!llges or lIS Hueccnors and lISsigns, mot1I1Qlle insllren, consullants, professional apprliul
OrlMi14lioo1, or Ill)' atate or fC'derally approved nnancinl instilution, Any departlllenl, !tgoney, or instrumentality {If tile United Statel (lr any Ilnte or the !)istrict of Columbia,
wlthoutlhe prcvlous written conl\'llll of 010 ApptaiKr.r; nor shall It be conveyed by Iln)'one to the pub!i~ through ndvertising. fI\lhli~ relalions, neWI, Rnlel, or other medin, without
the \\TIllen conlenl andappro\'al of the Appraiser,
9. On nllallpraisilll, Jubjl:ct 10 Bfllisfnclol)' complclion, rellaiu, or altelllllonl, the apprnisal r~llOrt and value COtlclusioflllTC eontingent upon complelion oflhe Jmprovemenll
In a workrnanlike manncr. '
ENVIRONMENTAL DISCLAIMER: '!lIe value tsUmated In thls repot1lsbueu on the auulIlflllolllhatthe Jlroperty III nol neDoh\'el)' afl'eclou by thl! e:O;ll1lence ofhl118ruou~
lubltanccR or (!OIrimcnlll tn\~tonmenlal coodiliOl1I 111e appralacr IS lIollIU upert in the Idenliflcatlon ofhnurdouR subslancel or detrimental envifllnmenlal conditionl. 11Ie
IIppralse~s r\'Juline inspoction of and inqullies abollltnc 'lIbJect property did nol dovelop any lnfoonnllon that iudJl,1!tted nny appnreol siBniflclnl hl\1.l\rdolll sllbstnneCll or
detrimental cnvlronmcnlal (;onditlons whloh would aITeClthe proJlCrty nCllalivC'ly, II Is ponlble Ihll tellll and Inspectiolll made by a qualified ha18rdous lullstanee and
envlronmenlal expert would revenlthc existence ofhlllllrdous malerlals and en\'ironmenlal conditions on or l'OIlnd the proJlCrty Ihl\t would nellativel)' affect its value
ADDITIONAL CERTIFICATION: The Apprailc' fllrthC'r eertiflu Ihftl
I, Thlll\pprailll confomlllo the Uoifoon Staudlltds or Ilrofessicmal Apprniloll>rochoe ("lJSl'Afl") adollled by Ihc Allpralsnl Stl\ntlards Bonrd of tho App~lli..r Foundation,
C!!Ict.pt Ihl\lthe Departure Provlllon oflhe USPAP does nol appl)',
2. TIleir compenllllion is nOI (;ontingenl upotlthe repor1ing of a predelcnnined \'Idue or dllCtlion In value thnl favors the ClllliIC of Ihe client, the amount of Ihe value e,Umate,
Ihc attainment of a Ilipullltcd ruuh, or Ihe oc{turrenee of I subsequent eyenl
). Thll appralllltuignment was lIot based on a requcsled Ininlmum valuation. a IJlC~iflc \'aIUallon, or Ihe aflpro~'al ofalQlin.
DAtotlfValue
DAleofSillllature
Appraiser;
._..January29,1991_~~.
__March 28, 1997~_..____.____..
OR RC.CLAlJSR~
SlgnntllreofAppraillll:
'1t~-Qt1N"nIlSe((JI'\dSltef,.fhr'llbur,
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LAW OFFICES OF EUGENE E. DICE
1/21 NOfllH FnONT STREEr
SUITE 101
IIAnnlSAuno, PENNSYLVANIA 17102
(717) 236.4256
'00'1111118(7171 236.4350
EIIOINE I. Dice
WILLIAM W. THOMPSON
NEW PENNSYLVANIA AND FEDERAL LAWS all REAL ESTATE DISCLOSURE
Pennsylvania
The Pennsylvania Real Estate Seller Disclosure Act, (RESDA),
was signed by Governor Tom Ridge on July 2,1996 and went into
ef fect 60 days later. It imposes on sellers of residential
properties the duty to deliver a "Seller's Property Disclosure
Statement, " which contains extraordinary detail about the
conditions in and around the seller's house. It applies to the
transfer of any interest in real estate dealing with 1-4
residential dwelling units. The law requires the seller to
disclose any "material defect", which is defined as "a problem with
the property or any portion of it that would have a significant
adverse impact on the value of the residential real property or
that involves an unreasonable risk to people on the land." The
seller is required to disclose infQt'mation about the roof,
basement, termites, stt'ucture, water and sewage, plumbing, heating
and air conditioning, electrical system equipment and appliances,
land and soil, flooding, easements and hazardous substances. RESDA
does not clearly state how much, if Any, investigation is required
of the seller to complete the disclosure. If the disclosure is not
made, it does not mean the tl'ansfer is invalidated; it just means
that. the seller is liable for actual damages that result from the
violation. In such a situation, the buyer has two years to bring
action against the seller.
Federal
In federal law the "Residential Lead-Based Paint Hazard
Reduct.ion Act of 1992" requires that the sellers and lessors of
most residential properties built before 197B disclose the known
presence of lead-based paint. Any copies of prior records
pertaining to the presence of lead-based paint must be provided.
A federally approved lead hazard information pamphlet must be given
to the purchaser or lessee before accepting the sale or rental
offer. The buyer must also be provided with a testing period of 10
days before the contract becomes bi.ncling. The most common tests
for lead-based paint at'e portable x-ray fluorescence (XRF) testers,
chip tests and chemical spot tests. There are three major options
for lead paint abatement: removal, encapsulation and major
replacement. Encapsulation is the least expensive, and it protects
the occupants of the home, but it does not eliminate the need to
disclose the presence of lead paint to future buyers or lessees.
These requirements went into effect on Sept. 6, 1996 for owners of
more than four residential dwellings. It goes into effect on
December 6, 1996 for owners of fl'om one to four dwelling units.
...
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Z'mmerman
PUNER'AI. HOME, INC.
Q..,~o.Q
4'00 JONESTOWN ROAD. HARRISSURG. PA 17\09 . 717 545.4001 . DAt.E A.AUER. SUPERVISOR
1-30-1997
Mr Edmund G. Good
640 Sandra Ave.
Harrisburg, PA 17109
Josephine Mill s Good ;. January 29 I 1997
X Protessional Services
$2,950.00
X Limousine $200.00SUB TOTAL $3,150:00
MERCHANDISE
X Casket (S/M Talbot, SilverI $0.00
X Wilbert Liner $0.00
Suit/Dress
Underclothing
Slippers
X Register Book- Friends $20.00
X Memorial Folders-Plnk/23rd $30.00
X Thank You Cards-Pink $5.00
CrUCifix SUB TOTAL $55.00,
CASH ADVANCED ITEMS
X Cemetery- St. John's Cemetery $500.00
X Cemetery Equipment $70.00
X Obituary Notice $0.00
Classified Notice
Long Distance Telephone Calls
X Honorarium $55.00
X 40 CertUied Copies II $2.00 $80.00
Hairdrelf,ser
X Flowers $106.00
X Flowera $148.40
Other
Other SUB TOTAL $959.40
TOTAL $4,164.40
2-1-1997 PAID $4,164.40
BALANCE DUE $0.00
'n.Jt(L...
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APPRAISAL &. CONSULTANT SERVICES
FRANCES REDELL-WHITE, A.PPRAISE~
564 WEU.ltIIGTON ROAD, HARRISBURG, PA 17109
717-67\ -8116
March 6, 1997
estate of Josephine Mills Good
clo McNees, Wallace, & Nurlck
100 Pine Street
Harrisburg, PA 17108-1166
INVOICE
Appraisal for estate of Josephine Mills Good located at 491 North 26th
. Street, Camp Hili, PA. 19 hours at $ 100. per hour. $ 1,900.00
postage, notary, photos.
36.00
TOT AL DUE $ 1,936.00
Payment due upon receipt of appraisal.
Please make check payable to Frances Redell-White,
Thank you.
Frances Redell-White, Appraiser.
Member Apprlasers Association of America, Ino,
073-46-2253
MEM&ER APPRAISERS ASSOCIATION OF AMERICA, INC. SINCE 1988
PAVHl:NTI
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Dahoh thtl top portion of thh NoUol .net....U ",Uh your ply_nt ... p.yebil to thli ",;,if ~ Hdr~i
prlntld on thl riVlr.' ,td..
If AEStorNT DECEDENT .Ikl oh.ck or 10nlY ordlr PIYlbl1 tal REGISTER OF WILLS, AGENT.
If NOH-RESIDENT DEt-EDENT Ilkl chick or lIM"y order ply.bl. tOI COHHONWEALTH OF PENNSVLVANIA,
REFUND (eA). ,. refund of I tax oredit, which .... not requested on thl fait R.turn, illY bl rlctl.Iutttd by cOllpllUng 1M
"Applloltion for Refund of P,n"'Ylvanl. Inhel'Jtenc. Dnd e,hlh Tax" (RF.Y-UUJ. AppUo,tlon, .r, ''''1l111b11 It
tM Offlo. of thei RIght.r of Willi, any (If thl U R...,.nl.IfI Dhtr10t Offlc.. or frCHI thl n.partlent', 24~hour
enlwerlng IIr..,loI nu.berl for for.. ordtrlngl In p.nn.ylvanll \.aoO~562.Z0S0, outsld. P.nn.ylvInJ,
ftMd within 10011 Hlrrlsbur. Ir.1 (717) 717~'094, TOOl (717) 772~225t (H..rino llPair'd onlY),
REPLV TOl
DiSCOUNT.
PEHAlTYI
lNTEREST I
GuIlUon. ""rdin" errOrl Clontllned on this notlc. Ihould b. Itddr...ttd tal PA O.part..rlt I.1f fPIVlllUtl, IUrlllU
of Indlvldu,1 TaM''' , ATiNI po.t A......ent hvlow unit, Oop\, 210601. Hlrrhbur'll, PA 17121-0601, phon.
C717) 787.(.'050,
If Iny tl)( due I, plld within thr.e (5) eallndar _onth. .ft,r the d.c.d.nt'. dleth, . fl~e peroent (S~) dleoount
of the taM' paid I. al10~.d.
The 1&X tax .Mllt)' non-PlrUolpaUon panll b It eoeputld on the tohl of thl tax: and It,tlre.t ........., and not
p.la b.fore JlmUIIr~ 11, 1996, th. tAr.t day Ift,r the Ind of tho tall' aane,ty p.rlod.
Int~r'lt I. chlr..d b.,lnnln. ~Ith firlt day of dellnqulnoy, or nine (,) _onth. end onl (1) dlY fro. thl dati of
dl,th, to the dati of paY'lnt. laM''' Nhleh b.e.. delinquent b.fora J~ery 1, 1912 bllr Int.r..t It the ret. of
Ilk (6X) perclnt per annu. alloul,tad at I dally rat. of .000164. All tlM''' whloh b.oe.e d.llnqutnt Ofl .net Iftar
January 1, 1912 "ill ba,r Int.r..t lit a rat. lithlch ~lll v.ry fro. o,l"n(\ar yllr to nl.nd.,' YIllr ",Uh th.t reta
Innouneed by t.,. PA Depart..nt of Rev.nu.. Th. .pp~lc.bl. Inter..t rat.. for 1912 through 199' ar.'
VI'" tntlrut R.to Dally Int.r..t F.ator V.er Int.rlllt Rat. D.lly Inttr..t Faotor
1912 20i( .000!i1il 1917 .~ .0002H
l.n .\6l( ,000451 1981-1991 l1lC .00OSOl
1914 ll~ ,000501 1992 .~ ,000241
I'.' lS~ .0'00556 1993 -199'" 7X .000192
1'16' IOY. .000274 1995-199& .~ .000247
. ~ lnter.U I. clleulated .. fo1lo~1I1
INTEREST . BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR
-~Any Notl01 JflU.d Ift.r the tlx blCo.., delinquent will r.fl.et on Int.rl.t elleulltlon to flft.-n (IS) daye
b.yond the date of the ........nt. If ply.ent Is "adl IIftar tn. Inter..t eOllPutltlon dlt. ehewn on the
NClUe., adct1Uon.l Inttr..t au.t b. cII(,uht.d.
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PAVMENT I
o.tlOO t~ top portion of thh Hotlc. Ind lubMlt with your ply.."t ... PIVltHI to
printed on the rtv.r.. Itde.
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the n... and Mdr...
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If RESIDENT DECEDENT .lIk. ohlck or _only order Ply.bIt tOI REGISTER OF WILLS, AMNT~ ........
If HON~RESIDENT DECEDENT .tlkl en.ok or IIO"IY order pIl.'lbl, tOI CotU10NWEALTH OF PENNSVLVANIA.
(':;
REfUND (CA)1 . refund 0' . taM cr.dit, Which WI' not requ..tld on the TaK ~.turn, .'Y b, r.qu..tsd by co.plltln, an
"Applloation for Refund of Plnnlvlvante Inherltanol and E.hlt, TalC" (REY-UU), ApplloltJbrll ar. IVIU.bl, It
tM DffJcI of the RIghtlr of NUll, .ny of thl lS R.vlnue Olltrlot Offlo.. or frol the O'PlIrtllllntl. 24-hour
.n,wlrlng ..rvic. nu.b.r. for for.. urdlrlnDI In Plnnlvlvant, l-aOO-3628ZOSO, out, Ide """'Ylvan!.
~ within Inc.I Harrllburg ar.. (1171 717~8094, TOO. (717) 7U~225l (H.arlng lap.tr.d onb).
REPLY tOI
Queltlon. r.g.rdlng .rror. cont.ln.d on thl. nottcl .hould b. .ddr....d tOI PA D.p.rt-.nt of A.vlnu.. Bur..u
o~ Indlvld.Jal hK'., ATTHI Po.t AU""lIlnt R.vl... Unit. D.pt. 280601, H.rrllburl, PA 17128-0601, phon.
(717) 117~'SOS.
OISCOUNT =
If In~ tall' due I,pald within thr.. (3) c.l.nd.r lonth. .ft.r the d.cadent'. d..th, . flv. p.rc.nt (5~) dl.count
of the t'M Pltd J. I.low.d.
P[HAlTYI
Th. 15% tall' ..n..ty non.partlcIP.tlon penalty 1. coaputad on the total of tha t'M and Int.r..t .......d, and not
p.ld b.for. J'nu.r~ 11. 1996, the flrtlt day aftor thCl .nC:: of the t.M ..n..ty p.rlOd.
INTEREst I
Int.r..t J. oh.rgtd bIg Inning with flr.t day of dallnqulncy, or "in. (9) Montha and on. (1) day froa tha date of
death. to the d.t. of p,y"nt. TfX.. which b.o... dellnqu.nt hafor. January I, 1982 b.ar lnt.r..t at the rat. of
.IK (6%) p.rc."t p.r annul o.lcul.t~d It a dIlly r.t. of .000164. All taM.' which bao..a delinquent on and .ftar
January 1, 1982 will balr 'ntar..t at . rat. which wl11 vary Iroa c.land.r ya.r to c.land.r ya.r with thlt r.t.
announced by tha PA Oapartllant 01 R.v.nu.. Th. apPllcabla lnt.r..t r&ta. lor 1981 through 1998 .r.,
V..r Int.,..t R.t. OIJ1y Inter..t rlctor Vaar Intar..t R.t. Dally Internt Factor
1912 lOil .000S4' 198> 9X .000247
1915 16:< .000431 1988'1991 llil .000501
1914 Hi( .000301 1'192 9X ,000247
19U 1S~ . DOOSS6 1993.1994 7X .000192
1986 lOX ,000274 1995-199& 9X .000241
hlnt.rut I. o.loul~t.d .. 10111)11'11
INTEHEST . BALANCE OF TAX UNPAID X NUNSER OF DAYS DELINQUENT X DAILY INTEREST FACTOR
--Any Hotlo. illu.d .ftar the talC bloo... dllInqulInt .,Hi r.fhlct an Intar..t c..loulatlon to f.llt..n U5) d.~,
b,ytmd tha date 01 the ....."..nt. II p.y.ant II lIada aft.r tha Intor..t COllput.tlon d.ta .hown on tha
Notlca. .ddltlontl Intarlllt lIu,t b. caJculatad.
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BUREAU Of INDIVIDUAL TAMES
JHlI:MlTNrfCE Uk DIIJ1StOH
Df.PT. 210c.ol ,
HARRI'1n~Q, PA-11121-UOl
COMMONWEALTH OF PENNSYLVAHIA
DEPARTMENT OF REVENUE
INHERXTANCI!: TAX
RECORD ADJUSTMENT
*
"v-ln. n lU ctt.".
DATE 03"13-98
ESTATE OF MACHADO HOWARD M
DATE OF DEATH 12-21-95
FILl NUMBER 21 96 - 0685
COUNTY CUMBERLAND
ACN 101
[-- A~~RO.1tt'd l
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
STEVEN J SCHIFFMAN ESQ
SERRATELLI ETAL
2040 LINGLESTWN RD 10
HBG PA 17.11 0
NOTE I To In.ur. proper o~edlt to ~our acoount, .ub.tt th. upper portion of thia 101"'. with y~.r taM p.y..nt.
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~
iiEV: i59":n.iCAFP- i 09": 9'7r"" - - ii."iNliER Yi ANCE'" TA-i " RE"CORD .. Ail~jusT'HE'iir -...,""" "..- --- -"" ------ - - - - - - - -,,-
ESTATE OF MACHADO
HOWARD
M FILE NO. 21 96-0685
ACN 101
DATE 03-13-98
1. R..l E.t.to CSc~dul. AI
2. stock. and Bond. CSchedulo BI
5. Clo.oly Hold Stock/p.rtnor.hlp Into"..t CSchodulo C)
~. t1ortgageI/Not.. Receivabl.e (Soh.dule D)
S. C..h/San', Depol1t./Hllc. PerlOna1 Properi:y ($chtldula E)
6. JointlY Ownod Proporty CSch.dulo f)
7. Tr~.f.r. (Sc~dul. G)
8. Tot.1 A.a.t.
DEDUCTIONS AND EXEMPTIONS:
9. Fun....l Exp.n.../A~lnt.tr.tlY, Co.t.1
Hilc.llan.aul E~p.n.~. (Soh_dul. Hl
Dobt./Ko,tgogo LI.bllltlo./LI.n. (Schodulo II
Tot.l Deduotlon.
N~t V.lue of Tax R.turn
Ch....Habl./Gov.rn.."t.1 a.que.t" Non-.lected 911S Trult. (Schedul. J)
Nat Value of Eet.t. ~ubj.oi to Tax
AD.VSTHENT HASED ON,
VALUE OF ESTATE:
ADMINISTRATIVE CORRECTION
10.
11.
12.
15.
14.
TAX:
1&. A.ount of lln. 14 .t Spou..l r.t.
16. AMount of lln. 14 taxable .t llnoal/Cl... A rat.
17. A.oult of lln. 14 taxable .t Coll.ter.l/CI... 8 r.t.
18. Pr Inolp.l re)( ,DI.ta
TAX CREDITS:
----
PAYHENT
DATE
RECEIPT
NUHBER
DISCDUHT C <-J
INTEREST/PEN rAID Co)
UI
(2)
(5)
(4)
C&)
(6)
C71
.O.!L
.00
.00
.00
.00
.00
.00
(al
.00
(9)
UO)
8,164.83
1,344.2L
(11)
U21
U51
U41
9.509.04
9.509.04-
.00
9 ,509. 04-
USI
(16)
(17)
.OOK.OO-
.OOM.06"
.00M.lS-
UB)
.00
.00
.00
.00
AHDUNT PAID
TOTAL !AX CREDiT
BALANCE OF TAX DUE
INTEREST AND PEN.
---
TOTAL DUE
.00
,00
.00
.00
. IF PAID AfTER DATE INDICATED, SEE REVERSE
fOR CALCULATION Of ADDITIONAL INTEREST.
IF TDTAL DUE IS LESS THAN n. NO PAYNE NT IS REWIRED.
IF TOTAL DUE IS REFLECTED AS A "CREDIT" CCR), YOU HAY BE DUE
A REFUND. SEE REVERSE SIDE Df THIS FDRH FOR INSTRUCTIONS.I
PAVHEHT I
bttltOh the top portion of thll HoUoa end .ubIIlt with your pay.."t ... payebll to the MH and Hdreu
prlntld on thl rlvar.' .Id..
-- H-'<.a d,tlck or 116MY oral' p.yabla tOI REGISTER OF WILLS, AGENT,
REFUND (CR)I . rafund of . talC orfldit, Nhlch w.. no~ reque.tect on tM Tlx Rlturn, HY be r.....ted by oOllPIIUng en
"Application for Rlfl~ of Pann.ylvlnlft Inhlr!tenoa and t.teta Tlx" (REV-l!l!). Application. Ira Iv.lltbla at
t~ OfficI of thl R'81.tl~ of Will., any of thl 2! RlveflUI DI.trlot Offlc.. or frol the o.part-.nt'. ~4-hour
anlMarlng ..rvlcl ~r' for forw. ordarlngl In PennlYlvenla 1-800-362-2050, out.la Pann'Vlv.nl.
end within looal Herrlaburg ar.a (717) 717-8094, TOO' (717) 772fi22fi2 (Hearing I.,alrld only).
REPLY
TO.
Que.Uona r.glrdlng '1'1'01" oonbtlned on thll notlca .hould b. IMSdr.uld tOI PA DepartlNN',t of Revenue, "'r.au
of Individual Taxa., .1THI Po.t A......-nt R.vlew unit, Dlpt. 280601, HarrisburG, P. 17128-0601, Phone
(717) 787-6505.
DISC(U(T I
]f eny taM due I. p.ld within thr.. (!) cal-ndar aonth. .ftar tM ~ldent'. d..th, . flv. paroent (IX) d'.count
of tM taM p.id I. 11IOWld.
PENAL TV I
The IS~ tlX ..na.ty ~-partlolp.tl~n P8"*lty I. ooaputad on the total of tha tax end Int.r..t .....ted, and not
paid befotl January II, 1996, the flr.t day .ftlr tha and of the taM .-na.ty period.
INTEREST I
Intare.t I. oharDld b'Glnnlng with flr.t d.y df dellnquanoy or nlna (9) ~th. end one (I) day froe the data of
dlath to the data of pay.~t. TIM.t which b.o... dlllnquent before Jenuary 1, 1912 baar Intlr..t at the rata of
.IM (6~) paroent par ~ oll~ul.t.d at . dailY rlt. of .000164. All talCI. whloh bee... delinquent on Ind .ft.r
January 1, 19.2 will ba.r inter..t It a rat. which will v.ry fr~ omlandor yaar to cllandlr y.ar with that rat.
IIIMOUnClId by tht PA Dap.rt....'t of A.vllnUl. The applioabl. intar..t rat.. f(lr 1912 through 1998 '1'11
V..r tnt_rlllt Rate Oally Intar..t Factor V.ar Intara.t Rat. O.Uy Int.r..t Feetor
191! 20X ,000548 1987 OX .000241
19a! 16~ ,OD04!8 19.8~1991 ll~ .000301
198" ll~ ,OO05fll 1992 9X ,000247
19lfi U~ .000556 1995-1994 7X .000192
1'86 1O~ .00021' lY95-1998 9X ,0002,.7
--Int.r..t hi calculated .. followll
INTEREST " BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR
-fiAny Notice l..uad Ifhr thtt t.M bctoOlll. d4tl1nqvent will r.flaat an Intar..t ollcul.tlon to flU.." US) day.
beyond the d.t. of t~ ......eant. If pavaant i. ..0. aft~r the Int.r..t co~t.tton d.t. ehoWn on the
Hotlo., ~Itlonal Intar~.t .u.t be ~alcul.tld.
PURPOSE OF
NOTICE:
PAYMENT:
REFUNO (nR):
OBJECTIONS'
I
J.
'. ADMINISTRATIVE
,\ CORRECTIONS:
il
I DISCOUNT:
11
~ PENA, TV:
11 INTEREST:
I
I
TO lumli the requl..men" of Section 21~5 (b) of lhe Inhe.lance end Ellala Te,AoI, AoI21 of 1995. (72 P.S. SIotlon 91~")
Detach the top portIOn of thl. Notice end submit with your payment 10 the Register oflMll. printed on the reverse Ilde. Mike cheuk or money order ply.bl.
10: REGISTER OF WittS, AGENT.
A refund of 18 tax credit, which was not requellod on the Tax Return, may ba requested by completing an "Application for Rotund of Penn.yl"lnll
Inhentanco and Eolale Ta> (REV.1313) Applioollono are e,elieble .llhe 011I01 ofthe Regllter of V\11i1 or Inv ofthe 23 Revenue 0111001 011I010, or by
ealllng the special 24.hour answering aervlce number. for forms ordNlng: In Pennsylvania 1-800.382.2050, outllde Pennsylvania l!Ind within local
HI.lobu'll .... (717) 787.8094, TOO. (717)772.2252 (He.rlng Imp.lred Onlv).
Any party In Interelt not satisfied with the appraisement, allowance or disallowance of deduotlons, or asse"ment of tax (Including discount or lnt.tell) al
shown on this Notice mUlt object within IlKI)' (60) days of receipt of thIs Nolloo by:
..wrillen protest 10 the PA Department of Revenue Board of Appeall, Oept. 281021, Hall'lSburg, PA 17128.1021, OR
..eleeUen to have th" matter determined at audit of tha account of the personal representative OR
..ap~8Ito the Orphans' Court.
Faotual errors dl9cove~d on this assessment should be addressed in wr1tlng to: PA Department of Revenue, Bureau 01lndlvlduII Taxea, AnN: POlt
Allessment Review Unit. Dept. 280801 H8rriab~lrg, PA 17128.0601 Phone (717) 787.6505. See page 3 ofthe booklet "lnltru01Jons for Inherit.not: Tax
Return for 8 Resident Dftoedent" (REV.1501) for an explanation of admInistratively correctable effOrt.
If l!ny tax due Is paid within ttufte (~) calendar months .ner the decedent's death a flve pereant (e%) discount of the tsx paid Is allcwed.
The 16% tax amnesty non.partlclpatlon pftnalty II computed on the totel of the tlX Bnd Interelt88aeS&ed, and not paid before
January 18,1996, the first day after the end ot the tax 'mnelty period. This non-partlolpatlon penalty Is appealable In the sSlne manner and In the lame
time period II' you would appeal the l&lx and Interest that ha. been IIssel8ed as Indicated on this notice
Intereat Is charged beginning with first day of delinquency, or nine (9) months and one (1) day from the dtlte of death, to the date of payment. Tlxes which
became delinquent before January 1, 1062 bear Interest at the rate of alII: (6%) percent per annum caloulated at a dally rate of .000184. Al1la)(ea which,
became delinquent on and after January 1, 1982 will bear Interest at a rate which wJU vary from calendar year to calendar year with that rete t1nnounced by
the PA Department of Revenue, The a~pllcable Interelt ratea for 1982 through 1991 are:
YEAR INTEREST RATE DAIt Y INTER~ST FACTOR YEAR INTEREST RATE OAIt Y INTEREST FACTOR
1982 20% .000548 1957 -9% ,000247
1983 18% .000438 1980.1991 11% .000301
1984 11% .000301 1992 9% .000247
1985 13% .000358 1993,'1994 7% .000192
1088 10% .000274 1995-1999 9% .000247
..Interestl. calculated as follows'
INTEREST' BALANCE OF TAX UNPAID X NUMBER OF DAYS DEtlNQUENT X OAIt Y INTEREST FACTOR
..Any Notice la8ued after the tax becomel delinquent Will reneot an Inlel)1at calculation to flft88n (15) days beyond the dtlte of the alae"ment. If payment
ISlTllde after the Interelt computltlon date shown on the Notice, addltlonallntoreat mUlt be calculated
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
I') /'i.r ,j'
IU~EAU OF INOIVIOUAL TAKES
INH(~lTA~f 'AM D1VlSIDH
DEP1, U0601
HA'ttUUUMG, PA 171l1-0601
NOTICE OF INHE~ITANCE TAK
A'PRAISE"ENT, ALLOWANCE OR DISALLOWANCE
OF DEDUCTIONS AND ASSESSHENT OF TAK
!lATE
ISTATE OF
DATE OF DEATlI
FILE NUH1IER
COUNTY
ACN
02-16-98
GOOO
01-29-97
21 97-0103
CUM8ERLAND
101
RICHARD W STEVENSON
MCNEES ETAL
PO BOX 1166
HaG PA 17108
*'
tn-I841""" 1".U)
JOSEPHINE M
L__Aoount R~~:~_J
MAKE CHECK PAYABLE AND REMIT PAYMENT TOI
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
CUT ALONG THIS LINE ~ RETAIN LOIlER PORTION FOR YOUR RECORDS ~
itiv: iiij"f-ii- A i=P "ilIFi7 Y "tliii'"icnW -itiliiiiiii'Aiici-TAir 'A-PPRXi siifiii:r; -A rrOWANCi- iili - m___n -- - - - -.-
DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX
ESTATI! OF GOOD JOSEPHINE M FILE NO.21 97-0103 ACN 101 DATE 02-16-98
TAK RETURN WAS, I X) ACCEPTED AS FUED
RESERVATION CONCERNING FUTURE INTEREST .. SEE REV!RSE
APPRAISED VALUE OF RETURN BASED ONI ORIGINAL RETURN
1. R..l E.tat. (Schedule AJ
2. stocks and Bond. (Sc~.dul. 8)
5. tlal.l~ Held stock/Partnership Int.r..t CSc~l. t)
4. Kort8.~../Not.. Receivable (Schedule 0)
5. C..h/Bonk DapoIUa/Hllc. Parlon.l Property CScheduJ,e EJ
6. Jointly Owned Property CSehadul. f)
1. Tran~f.r. (Schedule G)
8. Tob1 AUllt.
I CHANIl~D
III ,00
(2) 3.130. 5:z..i,ji,
I5l ,00
(4)- ,00
m 62.343.82
(61 379.707,j8
(7) 101. 039 , 35
leI
APPROVED DEDUCTIONS AND EXEMPTIONS:
9. Funer.l E~pan.a./Ad.. Costl/Hi_c. E~p.n... (Schedule H)
10. Debh/Hodgaga Uab,llItl../Llene ISchadula II
11. Tot.l o.ductlonl
12. Net Value of Tax Raturn
IS. Charltabla/Go.arno.ntal aaquootol Non-olectod 9115 Truoto (Schedule J)
14. Net Value of e.t.t. Subjeot to Tax
(9)
(10)
148,252.33
NOTE 1 To insure proper
oredlt to ~our aocount,
eubltH the upper portlon
of thl. forM with ~our
t..M pay.."t.
3,673,665,41
lA4.IiIiA nit
3,489,107,35
.00
3,489,107.35
If .n .......snt W.. is.u.d pr.viou.ly, lin.. 14, 15 and/or 16. 17 and 18 will
r.fl.ct figura. that includ. the total of ~ r.turn. ......ed to data.
ASSESSME"T OF TAXI
:"5. AlK>>M'\t I,)f L Inti 14 at Spau.al rat. (Ii)
16. AMount of Line 14 taxable at Lln..l/CI... A r.ta (16)
17. Aaount of Ll~ 14 taxabl. at Coll.t.ral/CI... I rat. (17)
la. Prlnclp.l Tax Due
NOTE I
TAX CREDITS I
'AY"ENT
DATE
10-29-97
RECEIPT
NUttiER
AA242405
DISCDUltT l+ I
INTEREST/PEN PAID I-I
.00
. If 'AID AFTE~ DATE INDICATED, SEE REVERSE
FO~ CALCULATIDN OF ADDITIDNAL INTE~EST,
36.305.73
Ill)
(12)
1131
(1(,)
,00 K ,00,
3,484,107.35 K,06,_
5,000,00 K ,15,___
(16)
AIlOUHT PAID
239,215 . 16
TOTAL TAX CREDIT
BALANCE OF TAX DUE
INTEREST AND PEN.
--~-.
TOrAL DUE
.00
209,046.44
750.00
209,796.44
239,215.16
29.418.72CR
.00
-.--
29,418.72CR
( If TOTAL DUE IS LESS THAN $1, NO PAYHENT IS ~EQUI~ED.
IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI. YOU "AY IE DUE
A ~EFUND, SEE REVERSE SIDE OF THIS FOR" FO~ INST~UCTIONS.)
"
! I
i
I
,
i
REIER"ATlOHt
PUIlPOIf: Of
NOTICEl
PAMNTI
RErLIHD (tR) I
Eltatt. of daoedentl dvlnl on or b.for. Dao'~r II, 1"2 ~M If any lutur. Int.r..t In the ..t.te t. trln'f.r,."
In po.....lon or InJov.ent to Cl.~. I (collettr.l) bInI,lol.r... of the ~otdlnt .,t.,. the Ixplr.tSon of InV ..tat. for
I1f. or 'nr y..r., the Co~.lth hlrtby 'Kpr...ly rl..rYI. t~ right to .,prel.. ~ d..... trln.f.r l~rJtlnG' T....
et the 1-,,'ul Cl... a (oolht.,.,1) ,.~t. on .MW .~ future Intl,...t.
To fulfill thl r.quir...nt. of Section 2140 of the Inhtrlt~. and Elt,t. T.~ Act, Act 21 0' 1995. (72 P.S.
SIClUon 9140),
o.bc:h tM top partlo" of thh NoUn end .ubalt with your ply..nt to tht Rlllhter of WIlla printed on th, ,..v.,... .1"-.
--"ak. c~ck or .on.y ord.r payahl. tOI REGXSTER OF HILLS, AGENT
" ,..fund 0' . tll( CJredit, whJClh Wftt not r.qul.t.d on the hk R.turn, ..y b. rOq\lo.t" by cOIIPJeU", an flAJlplJoatlon
for Refl.nCl of PMn.ylv.n!.. InherltencI 8nd E.tate hll" (REV-Un). Applloet1onl Ira l..,el1_l. It ttM OffJol
of thl RttClhter of Wllh, an... of the 23 RsvenulI District Offlc.., or by ClUing the .paclll 24Mho:lr
.,...w.rlnt ..rvlcl ~r. for for.. oro.rlngl In P.nn.ylvenla Ih800~!62-Z0S0, out.ld, P~'YlvDnla end
~ithln 10cIII Harrl.burg .r,~ (111) 181-8094, TOOl (711) 772-Zl51 (HI.rlng I~lIlr~ Only),
OBJECTIONS, Any p.rty In intere.t ~ot ..tJ.fi.d with the .ppr.l..-.nt. 11lowence or dl.Qllowanc. of deduction., or .......-nt
of tllll (Including dl.count or Int.r..t) .. 8hown on thl. Notie. .u.t Object within .lllty (60) dty. of racel,t of
this Notice bYl
--written prot..t to the PA D,p.rt~nt of Rev.nu.. loard of App.el., Dopt. 281011, H.rrl~r., Pi 17128-1D21, OR
--oloeOon to hllve the ..tter dater.lnea .t oudit of the IICCount of the per.on.1 r.prllentltlvl, OR
ulPp..l to the Orphan.' Cour t.
ADttlN
UITRAnVE
CORRECTIONS I FllOtuII error. dhcolr'lr.d on thI. 1I1II1....nt .hould bQ IIddre..ed 1" wrlUng tOI PA O.partlllnt of RoVeI1W,
BuroltU of IndJlr'ld~ltll hll", .rrN: p~)lt An.....nt Rlvlew Unit, Dftpt. 280601, Hlrrhburg, PA 17128.0601
PnoN (71]) 787-6S05, S.. peun f, ef the bookht flIndructJen. for Inh.rJtIWM'lI rell Return for II Rllldent
he.dlnt.. (REV~1501) fo,- lV'I 'IlPlanatlon "f .o.in1ltr.Uvo1y corr.et.blll error..
DISCOUNT I
PENAL TV,
INTEREST I
If any tax ckl. 1. paid within thr.. (3) calondar llonthu .ft.r the doc.dlntt. d.ath, ~ flv. perclnt (s;() dlo~ount of
ttM till peld 11 "lIow.o,
T~ 15X tall .-ne.tv non~perticlpatlon ponaltv I. coaputld on thl tot.1 of thl tex end lnt.r..t ......~, ~ not
paid blfore JBnUlry 18, 1996, thl flnt day Ift.r th. .nd of thl hx aWlllty plrlOd. n~1t :lon-PlrtlclpllIItlon
panlUV h appell_bl. In the ..... .Mn.r IInd In thll the u.. tI.. period .11 you would app.al thl tllC IInd Intlt,..t
th~t hi' b.en 1I.....8d .. IndIca tad on thl. notlcl,
lntarut 11 e;h.rged blglnning with first day of d.Unqo'Ifl(;Y, or nln~ (,) IIOnth,', end on. (I) d.y fro. the date of
death, to thl date of plv..nt. Tell~' which blc.... d.linquant b.for. Januarv I, 1'82 b..r lnt.ro.t at the rate of
.Ix (6iO p."elmt p.r al"li'\u. c.lculat.d l'lt II dlllly 'atl of .nool'''. A~I t'll.. "hlch b.e... dl1Jnquant on end aftor
JlIl'1UIIr~ 1. 191U wJlI b,ur Jnt.re.t at II I'at. which will Vlry fro. cllllilnd.r y..r to cllondar VI.r ..Uh that r.te
announeed by the PA D.pertllnt of Rlvenue. Th. eppllcabl. Int.r.ut reto. for 1"2 through I.,. Irol
Y.!:!! I~tar..t Rat, Dally Inhr.,t FlMltor !!!r Interllt Rate Oeilv Intlr..t fa.ctor
191r 'OX ,000548 1.117 'X .ODot.7
I.n "X .000438 19'1-1991 llX .00OSOI
1914 11ie .000301 1... OX .ooozn
1915 UX .000.\56 19ts.19~ 7X .DOQ192
"16 10:< .000214 1995~I"1 'X .0001U
-Mlntlr..t II cllculotlcf .. follow'l
INTEREST . BALANCE DF TAX UNPAID X NUNIER DF DAYS DELINQUENT X DAILY INTEREST FACTOR
uAny Notice luued .ft.r ~he t.,: "(J~. dl1Jnqu",t win refllct an Int.rest celeullt10n to flit.." eU) diva
bayond thl date af the ......-.nt. If ply-.nt I. .~ uft.r th. Int.r..t cOlputltlon d~t. .hown on t"-
~tlCI, -*dltJortlll Inter.lt .....t be oalcuh'led.
purposes (including adjusted taxable gifts) as finally determined
and valued in the Estate's Federal estate tax proceeding and
after subtracting all Federal and state transfer (gift,
inheritance and estate) taxes, provided however, such share shall
be adjusted upward or downward, as the case may be, by (i)
substituting the sales proceeds (net of real estate transfer
taxes and sales commissions, but before income taxes) realized
from a bona fide sale to a third party of any of the following
properties occurring during the period of the estate
administration, for the aforementioned valuation thereof (if
different): 491 N. 25th Street, Camp Hill; 911-915 North Front
Street, Harrisburg; 901 North Front Street, Harrisburg; 603 North
Front Street, Harrisburg; and 915-917 North Second Street,
Harrisburg, Pennsylvania, and (ii) substituting the date of death
value for the Form 709 value for the adjusted taxable gifts
(subject however, to the provisions of subsection (i) above if
applicable) ("Mark-Up"), les8 however, a tax reserve equal to
30.8% of the Mark-Up.
I represent and wan'ant that:
(a) I have never exercised any power over or with
respect to the Disclaimed Share nor received any
benefit with regard to such.
(b) I have not received, and am not to receive,
any consideration in money or money's worth for such.
renunciation and disclaimer from any person or persons
- 2 -
_OF
NOTICE2
To fulfill ttw requlr....t. of Section 2141 (b) of the Im.rlt-.oe end E.t.t. Till( Act, Act 21 of 1991. (12 P.S.
s.otlon 9J45),
PAvtENT I
ht.oh tha top portion of this MoUat ... __it .,Un your p.~t to the R.,ht.r of W111. printed on tt.
revs,... .Ide.
~- MIlk. cn.ok Qr ItOMY or_,. Plv-lIbl. tal REGISTER OF MILLS, ACJENT.
REfUNb (at J :
A rlhnt of II tax cr.ctlt ..y he r.que.ted by oOllpl.t1na en '"AppllOlltJon for R,food of P.-.onlv.,.,
In1wr1t~ Mld Estet. 'IX'" (REV-UU). Appl1~tlM' Ire !Walllbl. at U. Office of the Rtttl.t.r 0' Willi,
...y 0' tM 23 R.v~. District OHio.. or 'rOIl the o.plrtlMnt" 2it-hour .......ring _,.vl01 nullber. for for." orchrlnillt
In PlnOlylVlIfll. l-eDO-S62-2~SO, out.l~ Penn~ylvenl. end within 10081 "-rrllburg at.. (717) 787-1''',
TiJDtI (717) 772-2252 (...."108 1~lIlred (0111).
oa~C:TJOHS1 Arty party In Int.r..t not s.l!Ithfled with ttMI ........,..t of taM II lhown on thh notice ..y objeot .,lthln
.1)(t~ (60) d.y. of reollpt of thlG Notice b~:
--.."IU.... prot..t to the PA Depa/'tlMlOt of A....enu8, auard of Appaah, OIflIt. 281021, ttlrrhburg, PA 171t8-1021t OR
p-aleotlnt to ha.... the ..tt.r detar.lntld .t BUdlt of the personal ropr....t.tlve, OR
--IIfIpMI to the OrphW!.' Court
ADMIN-
ISTRATIVE
CORRECTlONSI flMltwl .rror. dhco....red on this ........,t .hould be eddraSl~ In \lfrlting tOI PA Depart....t of Aav~,
lur..u of Individual Tax.., ATTHI Post A.....~t R....I.w unit, Dept. 280601, Herrl.burg, PA 17128-0601,
Phone (711) 767-6S05. SaG p~ 5 of the buoklat ~Inltruotlon' for Jnherlt~ TaM R.turh for a Ra.ldant
Dacadent" (REV-ISO!) for"," axp14ln8Uon of ..lnhtr.Uva1y correcltablll ltrror..
PENALTYI
The IS:< tax ....ty non-particlI,.t1on p~lty h cOllPUtad on tht total of the tal( and Int.r..t .....Nd, -.lei not
paid bafon JIlnuIlry 18, 19'\r6, the Hr.t dlay aft.r the and of the th "talty period. Thllnon-,..rUClipat1on
pena\ty h ,~.labl. In tho .... ..,.".,." end In the the .... U.. parlod a. you WbUld lIPfMal the tax Ind lntar..t
that has Mtln ....IINd .. IndlclltlKl on thh r.otlca.
INTEREST'
Addltionall Ptaon_ylv.,la EDbte Te)( ...asS4Kl as . r..ult of . chltnge on the F"aral E.tata 'a)l olo.lno
lattar be~. delinquent at thtl axplratlon of 004l (l) IIOflth frotl the dIIta the Unll notlca of thI Incr....
In Federal E.tata Ta>< I_ reoal....d.
T.xa. tfhlctl t>>cCWII mllnquant belfora JlIf1Uery I, 19&2 buir Intarut at the rat. of .Ix (&X) parcent pelr WftII
cal(lt.l1at~ .t a dally rat. of .000164. All t.)I.' Nttlch beD_ dellnqllWlt on or aU.r Janulry 1, 1982..111 bMr
Intar..t .t ;s r.ta tfhlch \ifIll ....ry frNl c.aIMd.r y..r to (llllandar y..r ..lth that rat. ~ by tM PA
Dapartaant of R.v~. T~ ~llcahl. Intora.t r.t.. for 1982 through 1999 ar.1
!!!r Inter.1t Rata DaJly Intar..t Factor ~ Inttllr..t Rat. Daily Int.re.t Faotor
''''' ,.. .000548 19aa~I9'91 n. .000501
1983 ,.. .000458 "92 .. .00Dl47
,- '" .1005.1 1993~1~ n .GOO19l
19815 In .000556 1995~I99a .. .000247
'.16 10:< .000274 199'/ r< ,000191
1967 .. .000247
~-Int.rtll.t I. c~loul.ttlld a. follows,
INTEREST e BALANCE OF TAX UNPAID X NUHBER OF DAYB DELINQUENT X DAILY INTEREST FAL'l'OR
--Any Notle. luuad aftar Uta ttll)( lMKlOlllll deUnqi,Mlflt ..Ill 1,.f1ltct IW1 Int.r..t oaloulatlon to llftHll US) My'
MYond ttta dIlta of the ........,..\. If paYlllW't it Ilada aftat the Intar..t CotlpUtaUon data ,howl on the
Hotloo, addltlDnlll Int.r..t au.t be caloul.tad,
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMIEUAND
Ul
Edmund Geo rKe Goo,L...1.ll...!.Ul!!.J.,'-\Ll!!.LQ.....Ji.U!lZ...
being duly ..!!.EE?!.nted __ .ccordlng to I.w, d.pol.. ...d uy' th.t t heY-'lJ:e the Executors
_ 01 the Eshtt of Joseph!.n/! Hills Good
I.te 01 __C.~I!!l?......!g!l.Y_o.!9.l!Rb.._.. , Cumb.rl.nd County, P.., d.c....d uo th.t the
within II .n Inventory m.de by~<9J!llill1!... Gp.orlle Good. ll.LL.L.'!JlJJl'L~!J:.Q.L., the ..ld....!!!!.clltors
01 the enllr. "t.1o 01 uid dec.dent, con listing 01 .11 the perlon.1 prop.rty .nd rul IIhte, exc.pt rul IIht. outside
the Commonwealth 01 P.nnsylv.ni., .nd th.t the IIgur., opposi.. uch item 01 the Inv.ntory repr...nt It', f.ir v.lue
.. 01 the d.te 01 dec.d.nt's death,
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t.inu..,J jJ~p itJill-
Eneut., . Adml,.l.tra..,
Edmund George Good, III
c/o HcNees, Wallace & Nurick
100 Pine Street, P.O. Box 1166
Barrisburg, PA 17108-1166
Addre..
=>WOY"j) .nd subscribed b.fore me,
. NOTARIAL SEAL
ANGELA M. ALONZO, Notary Public
Harrisburg, PA Dauphin County
"'" Commlsslon fxplras Oct. 26, 2000
Ddft of Duth 9
o'v
January
Ma"f~
1997
Yu,
INSTRUCTIONS
I. An Inv.ntory mull be filed wilhln three month, .Iter .ppolntment of p.rlone; ..rr...nhtly..
2. A supplement inventory mUlt b. filed within thirty d.ys of discovery of .ddltlon.1 ...eh.
3. Addition.1 ,h.eh m.y be .ttached II to per,on.lly or rulty
4. S.. Article IV, Fiduc!.rill Act of /949.
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ST to TUS REPORT UNDER RULE 6.12
NlIme of Decedent: JOSEPH!NIU,1ILLS GOOD PO Fa
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DlIte of Death: JANUARY 29,1997 ~ ,,,
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Admin No. 1997-00103___.
- 31 .
t-J .
Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I :report thciolloWfhlJ
with respect to completion of the administration of the above-captioned estate: 0
I
W
Will No,
I. State whether administration of the estate is complete:
Yes No X
2, If the answer is No, state when the personal representative reasonably believes
that the administration will be complete: We currentlx anticipate the estate administration 10 be
~ornpleted by March 200~
3. If the answer to No, I is Yes, state the following:
a.
Did the personal representative file a final account with the Court?
Yes No
b.
account is:
The separate Orphans' Court No. (if any) for the personal representative's
c,
Did the personal representative state an account infonnally to the parties in
Yes No
interest?
d. Copies of receipts, releases, joinders and approvals of f0011al or informal
accounto may be filed with the Clerk of the Orphans' Court and may be attached to this
report.
Date:
/;;/J//O/
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Stephani Kleinfelter, sq.
McNees Wallace & Nurick LLC
100 Pine St., P.O. Box 1166
Harrisburg, PAl 71 08
(717) 237-5228
Capacity: Counsel for personal representative
IA23?522, }