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Home My WebLink About97-00126 " "2 & ... ~ <...l - "Z ~ '7" N ~ - E c I ~ .... c'S"- ~ 0"" 0 \lJ I UJ - -.~ J! ci. "2 , ' {2 ~ f- v? . .e "Z :.:t 0 0 <f1l j "'" ':Z '" ~ <..J ~ 5. I,.,) N (). .lJ:.:.J!1.q~'7- () 12l/;_ Estate of Mllry NlclJlllllOIl , Deceased DECREE OF' PRODA TE AND GRANT OF LETTERS AND NOW FEBIHJAHY 11 19-1.Z..-, in consideration of the petillon on the reverse side hereof, satisfaclory proof having been presenled before me, IT IS DECREED that the instrument(s) dated "n""mh~. 77 1 QQ 1 described therein be admitted to probate and filed of record as the last will of Mn ry Nichol Bnn and l.elters testamentary are hereby granted to PNC BBllk. N.A.. ~,,~~~oo"r "0 r.CNR R"n~, ". , Mr Rc.uaJd C. Kramer, Vice President and Trust Officer ~IARY IYlCLA~~~ C. L EW 1 Roslster or Will, FEES Probate, Lellers, Etc. ......... S Short CertificaleS(3) ,......, .' S ~en~.wJUbn .......",,'.... S_ JCP S TOTAL _ S FEBRUARY 11, 1997 80,00 9.00 15.00 5.00 109.00 (jJ,_o.,o,./ /.f ~ JiD l3S" 7 ATTORNEY (Sup. Ct. I.D. No.) 414 Bridge St., P.O. Box E ADDRESS New Cumberland. PA 17070 717-774-7435 PHONE Filed '.....,........., ....-....".".,... ORDER AND LETTERS TO ATTORNEY ~~ ~ :0 RPPl t:r (1' (,. _i '11 I.: ffl ~ , , ( ['. :;g "'" ,. : , ..-JI .. N mo :tI1 " )> ;:~ - ,~ N TYPM'Mfl . NflJrUHlUH .....ttl:lH(( ~ ! ~ ~ i I ~ , TIde I~ to nTlily {hut till' illlmIlLilj(jIlII('lt ,1;i\'('11 I', ('I!inll\' 1111'1('<111111\\ .111 dtigllul (('Ilill[,I/( III <Ic,tlh dllli' !tled \I.'nll IlIC' .1'i LOt .A.:",l{q~i~(r;ll' TIl(. illi,!~jnill ((,!'lilli,I\[' willi]!' j"l Will.lt.d (II lll( ,'-;I,II( VILli 1\1'1 'Hih ()I'II((' {(II' 1"1'rln;IIlI'111 tillll}.~ WARNING: It Is II10goll0 dupllt:/lto 11110 copy by photostat or photograph. )I{,(, f\ll lid:.;; tNdfka{('1 $2.00 "~~.., )1// fI / {b."" "'d~NI'~ Lt al H('~\istrill' AUG 2 3 \996 3"140872 No, Dale ." , , ..' " . ,~.~. ~.. . 1H0$.1..,,IIr/'"'' COMMONWEALTH OF PENNSVLVANIA t DEPARTMENT OP HEALTH' VITAl.. AECORD9 CERTIFICATE OF OEATH ",,,,,",,,,:.',,,,'" " .1:..:..:.____.___ 1 Jolfl,...r"""",n SW~(Mij;"mi;;;mR- IlAWf ~;or."..,...) ., IB9 .- 03 1996 21 al RIo.. LlIIltOfIllRTtt llll\'I<rI..'lt'..(ICl/......, IIourt I 1.111III" 11,\<..,,0.., -, ~~IO"'.....)IIl'''''~r\'l tlOSPIIA.!. 01'1[1\; .-i 6/27/1910 Kingston, PA 1"""llontrJ ~l~"'[) oo.o.(J :t::;"g ",,,,,,,,,,,,[] ~jllD C"....IIOOO,l\Yl'~ _,I'll ,...(IUlf;;-Uiifrr..:;.,...'''''''\l".'''....III>U,,';;i;i;;;~-.---~M, ~OI!C{tl(1(f0l'1!18P1lN JN7 -5~1"""'1'lu"~.0l{ tooK! "",O~,,",~"'CI.Nn. ,S\>olo:ljl Luzerne .., Kingaton l~ader F..a.st NurSing Home \Oo......."'-~."'., G, white ~~~-- ~IHlI{)fMII!tl!lJ!NOlJJIW \WlfIllC(o(N~UlI,.--o<<wfNffiDVC"'TION t IoUAllAl~I^,V,.I,l..p.d I !\IAl~S1"OO9I! It.iI~~':-~'::''::~o:r -.------ - -."-"'-'-,-" u AI1[lO~ ~t {-~'~~~rltM."Eo:r..IL-. N"~..~S::~"', I"-_"-...."*'~ Uk. C~tometec Oper... us Treasury_ t..... - N" , 1(11) l~_ t'~__. Ii ., Widowed _ II ~-====-_._ 1JI;~HV~::;:v:~:~C1fyI~ sw.,1~";<Dl) e1~~T~a Ir.,SI"'. Pe_~~y"'~nia_ .__.__:..,.~ 11..1] ......__"'-__.___ 1';0...""""'....... ......., ,..Kingston. PA 18704 '"''''.......1 [,uzerne .,..""",,7 ~ too.""__ Kin~on tmir~At.I~~ l..j Andr.ew Rosk~';- ---.-----1!"~~-._=-~.,,;:..:~-"::-~f1;~.~~'"~...MEII,.. </..... ~~~...;.f.:::-";~~i~i~; R09k~s-' ....OOlMHT.SH......llfiii;l;;;;r------ 1Nnlmw.l"S'-4Al1.IOOQ"'OOI\f,M'15rw_,C..;;~-~--- '_ Mr.. Leah R. Fein old ,,,___ ,.. 39 S. Dorcheater 1M. Elner.o.!!..t-New Jer.ey 07630 LlETHOOCf-OI$l'OtITlOH O,ln01 0I91'OIlITOON PIACEO'0I5J'OSITl('N.""""'.IC'_'l<'I,G,...,.,,,,y ~OCIl1I1'm,Cotyl,.,..,..S!...r.COIIII _ flo,lNIfi t;,_o:.nO 1O""""IIJ''''''S''I.O IMut"'~~*"l ",Ol,.,.,~ __u __.,,__._____._.u 24 August 1996 Fern Knoll Burial Park !\lllas PA 18612 ItQtt.1'NAliOfr flVir. 'NSf~/5iinN-~~5IiClt lb ~rr;:jUi:iiirH.- U9.._--l'iAI,jf.vID.lOOIlltsOl'I''''l.:lurv.Tolu1-.lt;1l1r.rls l}'unecal IlQlOO . U''''<I..__I!!!....-QQQQ,J.5.:LL_____-"1< 625 N. Main gf!!.!'..LJiUkes-llarre PA ltl.l.~ . ~'... '~-'~f;;' ~...~,~"'~,,~ ~,,~-""~ '''''''''''''''' ""'''',.., IlIiflIfofllHOhlO ~......1 f?AJ 31b3&,IL I"''''' (lry..... Jli'l~ '_"'N___~_ ,""',,"'.., , "]",.f.#.-c,,,-;;;;;-- M""""""""O-"'~""'''''''''''''''''' ' ~~- ~___tlh 4 -.E..~- P... oJ' ~I q(p ,...U >l<>l>a It."",,"" I....IM_HI """'..''''l><Hf'(lIo;OI'''''.i;h~'''"dl;;(j;~:;;;;,onI..I'''_,;-or "'ll ';'''7;m;;';''I')''"h}I)'''~ "IIH"~f'lf"",. ~.~. -';:ri'fH: CollO!lIO"'~~.-.....IO_."'" ::'~::~:"-~8 ,~~~~~~y~~f,L-~c<k,il~g~~~ -AY~::;-'" ~~~ I :=~~=:~:~.~~:~;~;;;~"~i~.=:~~:~.-~-~=l-~~~ =~=-=~==~=~-~---- Wt:fWi"'UTOf'IY~IN()jIiQ' ~"""#.U(it{*:iil-I--~--- --- ---~-'~~- ---['l.ll-Of'~<iii{-.--I..JliI1V"'-~;r..kl-- D(\lCIIlIw."O'l'<'kII/ttyoo.;.cutIJlllll ilIAU.flU 1"_10 ,~I,.", (U, """'I COlllI'I.IiTIONOf CAlJM! Jt'] [ ot~AT,n Jl.....1I l: ,,,,,,,,,,.10 J 0 [J "'num [J 1'_"ll""'0I"#I1000 rl Vloo. 'lU. ..... [) tf.. (J !luo<oJo ( 1 CouI<I"~~""IO<,"","1 Ll ~TOirTNJLil1v AI';';;' ;Or", .Moll;;;;;"'.;;',. "L lIK..u WC.llIOH(m<OOI c"i,,\..:;;;-!Il;.,i" ~tltl~.1 ..... hi> t. Moo 3CIf d e.RIWJlllllC~<#';""'I----- ---------- ----~ ----- !;Ill2f2jVAll OTI~()j~~m...," ~ .C.J\11n'IHQ""'NClJ.M"",...._t.......\Qt.."..Ql_..................'!f"'..,..nh..I~.......""'..I_""'C{...~"04..,".'"~JI ('.;j" '," . . d '.__..."'ri.......INvo...."'__,... 10""''''''''1 orol ",."",... 01.1.., , ~~..;:) , 1Ctt~1l"")oi . .'.-C"'''C.'-'-:-JciAiC' ~- ~ {u ....1''''----.-- '~=,~~.:o:=~~~I'~"::'~:~'~i~:'~~"~e:::~~~7::;';:'~1""lIltd. [,-) JL?9. _fC~~_[_l1lw....! , ,,,&.!L _tf_~___ "~UE lEIlSOl'f'tflS(lNWIII.1CO"'~l[flllCAU' OOTH Ilu"nUI InlO'" J>,,,,I .~=~:~~:':,:~c:~~...ln...H"ll"n, In m~ OjIln'on,jo.l~ ""c...,..d .11'" 11m,. dltt, ''''lpl.~I..P\d tllIt I"lh. C'""(OI"nd Dr:. Ni,cholas D. Giordano ::~~~~:Z2;t;. - ~"irc'i2~ ~'~.~.'~:.-l~IO~I~!I-~~"~~~";~g~~~:~:~tO.~~Ul7.~L (l1tl6fNon "'...EAIl ~'u.,. 1 86 '" Q'-~9: "';--, N ~. " ("-J ~ l3 I,Q I co C., 1 L'-, ,'--, '"~"I ~V' ~;, C; tj IV "' lJ-_ r.C ~, P' 1:"1 :z; ~ ~ ~ I I ~ ~ ~ Ul :z; L.:' .. ~ r>1 0' ~ ~ I E-i tJl UJ ~ Iii H 0\1 l .. .. Cl 0 t " ~ ~ Iti Q ~ '" ii! 0 U ~ " H ~ 0 m ~ :z; ~ ~ ~ 5 0 ~ . < H i . ~ ~ . E-i ~ ~ , STONg 1\. S'fONI~ ,ArrQt-tNf;-.<f\ ^_T;~ , . ' AI.4 mnll)(','lC ~nnl:l:t :'N~,\'-'(HIMilNHt.ANH, 1'~\. ,', whioh I am authorized to appoint a guardian and have not otherwise speoifioally done so, provided that this appointment of a guard.!.an shall not supersede the right of any fiduciary in its disoretion to distribute a share where possible to the minor or to another for the minor's benefit. Such guardian shall have the power to use prinoipal as well as inoome from time to time for the minor's support and educa- tion (inoluding college education, both graduate and undergraduate) without regard to his or her parent's ability to provide for such support and education, or to make payment for these purposes, without further respons.ibility, to the minor or to the minor's parent or to any person taking oare of the minor. i I II 'I I I ITEM IV: All federal, state and other death taxes payable because of my death, with respeot to the property forming my gross estate for tax purpooes, whether or not passing under this wi.ll, together with any interest or penalty imposed in connection with such tax, shall be cons.idered a part of the expense of the administration of my estate and shall be paid from my residuary estate without apportionment or right of reimbursement provided that any taxes on the trust created by me on )/ / ,( \/ (J Vi r,~L~ l.,'-r' ,) , 199-L, may be paid from the assets of that trust as provided therein. ITEM VI My Exeoutors, Trustees and Guardian shall have the fOllowing powers in addition to those vested in them by law, and by other provisions of my will applicable to all property, whether princi- -2- paloI' income, including property held for minors, exsrcisab1e without court approval and effective until actual distribution of all property: A. To retain any or all of the assets of my estate, real or personal, including any stock of my corporate fiduciary or of its parent holding company, without regard to any principle of diversifi.ca- tion. B. To invest in all forms of property, including stocks, common trust funds and mortgage investment funds whether operated by my corporate fiduciary or others, without restriction to investments authorized for Pennsylvania fiduciaries, as they deem proper, and without regard to any principal of diversification. C. To sell at public or private sale, to exchange or to lease for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms or conditions as they deem proper. D. To allocate receipts and expenses to principal or income, or partly to each, as they, from time to tims, think proper in their sole discretion. E. To borrow from, or to sell to, my Trustees even though such Trustees may by my Executor. F. To compromise any claim or controversy. G. To join with my husband, CLARENCE D. NICHOLSON, or his personal representative, in filing a joint income tax return without requiring him to indemnify my estate against liability for the tax attributable to his income and to consent to any gift made by my -3- 'F'" , , , I ,1 , '" ." , , l,.' 0, N<"~ .~: Lri'.; , f:R:: ..: I' B'.' i I" ... I " , ~' ,I',',", ' I ,,'J , '.,1' ~: ~: .,,/ ~~ " " III V \',lln I.. ,." 'u~ ;:.~ /r;~( ) -, 'J "'\ iNHERITANCE TAX RETURN RESIDENT DECEDENT (TO BE FilED IN DUPLICATE WITH REGISTER OF WillS) ,-''',DATEO O~ llEATH AFTI"\ 'Wl/81. I ,CK !tERE IF A SPOUSAL POVI!RTY CR,EDIT IS CLAiMED 11 ~II. r NUMBER 21 COUNTY CODE 01,6 NUMBEH I IIMM(I~jwt 1'\( III III 1'1 'm"YI VM.j11l III 1'1\1111,\1 N! III III VI NlIl [II"" I~()fllll ttf\IIHI'i!HJIIll, 1'1'1 !II;lft Ollll! _____~4- 9'/ YLAH ==-'=C=='l~~~~~~~~:;LI~If1;il,[, ~::)I ~~I~::I'All~IITIAI])[1A II 01 Ollil H ~~:~:;;t(:~;~~';~i:1;~~:~"~~~"~::~~::'~:".C' DECEDENT\8,i;,' ?3^; 11~.~2_'~~1 -"-'r _~8L21 (9ls~ (jry2'/[l Y 10 (""'I'lL LAl.Z~II]!" .____,,________._ \'""" ~J;' J:',I,'1\":~:r:~,'i" ,,,,,,,", AM,,, A',' .LOI'IAI ',1 [,UHII'f NUMIlEn AMOUNT RECEIVED (SEE IN'lTRUCnONsl 1~.' OrlgllMI R(III~~ ------~~ 'u -"2 SIJr>PI(JnlflrlliRl;tl-'~f~- --.----~~ AumAlndm R'Jlllrn (tor (l~tlll "t filM' h prior 10 1 ~ lJ" ~ ~I CORRES- PONDENT RECAPIT - ULA TION TAX COMPUTA- TION o 4, Umllnd Esl~tn ~ 0, DOGodonl Dlod TAstala gj 7 Docndont Malrllfll"od 0 Uvin!=J Truut (AUacll copy of Will) (Allacll copy 01 Trll.l) Al.L.!;OIiI"~a~Il~HCIIA~POQ!i!~I~!!!'fTII\~ i' I\X.J!!IIQR~~ 'l'lotl.aHOJ&I).~lt ,!!!!!llcrllprrOtL DAn, Fllturo II1IOW!11 COlllprOI11UIO (lor dtilOlI 01 doolh t\Um 12-12-82) 14, Nel Value Subject 10 Tax (L1no 12 ml,,!'. LIne 13) 15, Spousa[Translers(lnr dates 01 death Ilfterfl-30-94), SOlI (15). Instruc.tionslof Applrcablll Pftfctlnl"Otl on PIlOtl2,{lncludtl VAIl.lllS fro lit 8chtld~i1t1 K or Sr,hedultl M,) 16, Amount 01 Une 14 tAxable al 6% rate (16) (Include values trom Schedule K or Schedule M,) 17, Amount of Une 14 taxable at 160(.. rale (17) (Includo valuflolrom Schedule K or Schedule M.) 16. Principal lax due (Add tex from Lines 15, 16 and 17,) 19, Credits flflOU&1>1 Povorty Crlldll Prior Pa~'rnonts Discount NAME John A. Sqzep:mski, Tax Officer TELEPHONE NUMBER '215 585-5491 1. Roal ESlalo (SCllOdlllo A) 2 Slocks and Bond. (Scllod\llo 8) 3. Clo.oly Held Slock/Pertnerslllp Inlere.t (Scll. C) 4, Mortgagas and Noles Receivable (Sclledul" D) 5, Cashr Bank Deposits & MIscellaneous Perflonal Property (Sclledule E) 6. Jointly Owned Propertv (Sclledule F) 7, Transfers (Sc"edule Gj (Sclledule I.) 6, Totel GlOSS As.ets (Iolel Lines 1-7) 9, FUneral EKpenses, Admlnlolratlve Cosls, Mlocelleneous Expenses (Sclledule H) 10. Debts. Mortgago 1.labllitles, L1ono (Sclledule I) 11, Tolel Deductions (totel Lines 9 & 10) 12, Net Value 01 Estate (Line 8 minus Line 11) 13. Cllelllablo and Governmanlel 8oquosl. (Schedlllo J) + 05 Fudoral Eatalo Tax Aututn RoqUlmd o O. Tolal Numbor 01 Salo Doposll BOlum '."""'-.... (1) (2 ) (3 ) (4 ) (5 ) COMPLETE MAILING ADDRESS PNC B:l!1k, N.A. 1'0 Box 7648 Philadelphia, Pa.. 19101 None None None None --.bJ69 ,388.33 (6 )_ (7) None 945,440.58 57,534.50 (6 ) 2,714,828.91 CHECK APPRO- FRtATE BI.OCKS (9 ) (10) 12 ,119.16 (11) (12) (13)__ 69,653.66 2,645,175.25 2 ,630,175.25 15,000.00 (14) x, o . 00 X ,06 , 0,00 15,000.00 x ,15 ;; 2,250.00 (16) 2,250.00 Inlorest + (19) (20) 0.00 20. II Line 19 Is groator than Uno 18, enlor tho dillolOnCfJ on Lino 20, This Is lho OVERPAYMENT. ~(i1\.b~h."'lIyOu Nif;ci.,.irilhga'iefUiido! \,ourWlirpaym.nt'''' , ".,. '.; I 21, If LInD 18 Is gtnAtnr than Uno 19, enlor the dlfforunco on Uno 21, This is :tm TAX DUE. A. Eillor tho IlllomHl on 1110 balanco duo on L1no 21A B Enlnr tho lolttl 01 Uno 21 t\lld 21A on Llno21B. This Is lho BALANCE DUE. Make Check Payable 10: Register of Wlllsr Agent 2,250.00 0.00 2,250.00 (21) (21A) (21B) ......,... '.. , . ... ....."... BE SURE TO ANSWER ALL QUearlPNS ON PAGE 2 AND 'lORECHE.CK MATH .... .. Under panelllns of porjllly:-TdeicTcml"1fiat1111WU mmllllnoa this mtuln, Indudlng accompanying schodulos and statoments, and to the bflst of my knowledge and bollof, It Is trim, corrocl llnd comploto, I dec:laro thol all roal flf'llalo Ilas boon repol1od at true mArkot valul'), DeclaraUon of preparer otller tllan tho porsonal :e=nta v' d Al"h11 11l1o"~Alion .9Lwhich P!~~Clf tUHI any knowlodgo, _ PftUi ~'l' if'('N,'JI!H(' Filii f'IIINu flf:l~'n A.f1[lflU,', OAT,I: J"" ^ Ll ' . l,;Jl4~-' j" ;'Jw: ... ~ee Sdl~l:.~_~.t:.!:_adJ~__._.___ ...s.;J..QdL_ I Pf11f'f\IlJ:fi(..fillt~/lllil~Nl^T I\rl[)llf~!<'; nAIf' Ie I )<hCl,!rNl PA15001 N'il (;Ci71/ l:Oi''r'ropht for rn~ ';Un.....,'T!' Only, Hr'l<\ NnlllO, Ill! N'J<lf'I\IJlII co ,<( '6 N (1.. (~...I 1.\: ~ >0' , \is. '" -., 'i'~l1i P\ <u ~ ,~cr. oc' t"',,; r\ 1-'" . APR..29-8: "8,~a FROfl EVP S'/STEMS 1[),JI0J8~4B08 PACE 2/6 ~- lalat. V.I"llon 0." ., O"lln 08/211'10 '_..'.re 001., 04/~IVT Vol....tOll 0.... O8nl/96 H....r .1 8oalt1li.. S<l s~.r.. SeclU'I tV N_ _llV ClI. Plr O'...r;p.lon Hlth/Mk L.../lld "'or AdJ. Vol.. -- I) 300 IMI!RSOIl ILIC co (Z910lll04) OMnm 86.125 54.75 HI\. NUl SS.U7'lOO as,"'.25 DIy .49 I oa/1.4 R oa/l6 , 09/10196 Z) 300 fUJOl av (343861 tOO) 08121196 66.125 65.37'l IIIL N11f. 65.75??oo 19,m.00 ]) 600 OIHllW, EUC co (369604103) 08/21196 114.175 as.l7'.l HIL NUl 54.mooO SO,6ZS.00 4) @ ILLINOIS TOOl WI(lJ III(; (452308109) 011I21196 71.125 70.625 H/L NT1l! 7O.17'.l000 28,350.00 5) 800 fOltD NTI co 01lL (:11.5370,00) 011/21196 33.625 53.Z5 H/L H't'tI 33.437'.l00 26,nO.OO OIY ,3&5 E 07131 R 011I02 P fR/03196 6) 500 GIIlIw. 11m caIP (370442105) 08121196 51.25 50.625 II/L IIY. 50.937500 25,461.1$ illY .4 I 011I1$ R 011115 , 09110196 7) 600 1IC0000W NILl, c:os IHC (5110645109) 0lIIZ1196 43.25 42.0 HI\. H'I1IE 42.625000 25,.7'.l.OO 8) IZOO LA QlJIHTA 111III IHe (504195loa) 08/21196 '1.75 la.. II/L "YIE 18.625000 U.S50.00 9) 800 SUltIl _ & co (11Z517loa) 0GI21196 46.0 45.5 NIL H1. 45.noooo 56.600.00 10) 600 IlAL MIlT $TIllES INC (9311~103) 011I21196 27.m 26.7'l 111\. NYII! 27.062500 16,237.50 11) 400 ..mCll. IIl1!RI SQUIIl8 (110122108) 011I21/96 89.m aa... II/L IIYII! ..931$00 35,.75.00 12) zoo Cl'C INfL IHe C126149UIJ) oal2l196 69.875 69.37'.l NIL "'/II 69.625000 11,925.00 13) 8QO COCA COl.A co (191216100) 11III21196 52.0 10.6<5 NIL NUE 51.312500 41,050.00 14) 200 COI.GATE 'ALMOI.IVl CD (194162103) 08121196 81.625 ao.6Z5 II/L NY'" 1I1.1Z5000 16,125.00 15) 400 COLIIIlIAlHCA HLTNCAl1E (197677107) 01121/96 57.0 56.125 II/L NUl 56.562500 22,625.00 Olv .03 E 07/30 R 0lII01 , 09/01/ll6 a'o'STEMS ID,3103S....S0a PACE 3/& ...-, - lotata v.luotion .... V.(....ti"" 011.. 08121/96 S/I"''' s......lty Hill" ,""It( or PH" O_iptilln HI !lh/Aalt LQW/Rid &/01' Adj. V.,... -'- j6) 1000 HEiNl H J CO (42J0741o:.s) 08/21/96 Ja.25 31.an ItIL NfllE n.o~oo SZ.062.50 \1) 500 JO_ & JOIIIltC* (4711160104) 08/21196 52.2$ '1.375 H/L "f. '1.812$00 25,906.25 01. .1'1 I 08/16 I 08121l P 09/10/96 '" 400 LILU ELI I CO (5324'"081 0&121/96 59.&7'5 sa.25 H/L IlYfI 59.06DOO D,6Z5.00 01. .34Z5 E 08/13 R 08115 P 09110/96 19) 600 _oUl$ CORP (saol55101> 01112:1196 47.rn 47.125 H/L NY. 41.250000 ~..,S50.00 201 500 MEftIX I CO IIIC (SBm1l0n 01121196 69.25 6/1.5 HIL NYII~ 68.8",000 34,m.50 211 'SOD PlOCl'Rl I lLIIIIL! CO (142711109) 0SIZ1I96 89.W 88.375 HIL NV. 89.000000 26,7l)l).OO :11 500 CHEVltOII ~TlOH (1667',m071 OlIIZl'" 59.25 sa.375 HIL IlYE 51.112500 at.406.25 01. .54 E D1111! R O8/1S P 09/10196 U) 1';0 1lOfM. llUTCII PITI CO IlY IUiCl DUll 5 (7l1025TID5) 01121/96 15U 152.'" HIL IlYtI 153.125000 22,NS.'" m 1(100 UlIllCAl. CtV (915219102) 01121'" !4.625 n.a75 HIL MTlll 34.250000 34,250.00 Z$) 600 oLLSTATI! c<*p (02000zl0\l oa/21/96 46.:5 45.3TS HIL MVII 45.812500 27,487.50 4:6) MIO A*RICAIl IMTL ClAOUP (0268741on 01121196 100.5 99 .625 HIL NTIIl 100.062500 40,025.00 27) 1200 FmDAL NML KT& ASSM (3,~109) t DlII211'16 52.5 31.a75 HIL IlYIlE 32.la",00 JI.~,OO 01.. .19 I 01(1.9 I 0713l r ~/96 28) 110O ru!E'f FIIIL GIIlILI' IMe (SJI91510\l I 011/21196 41.5 43.125 HIL 34,650.00 IlYII 43.'12500 29) 2880 IIACltDVlo ccv (mm I ll.l) 011/21/% 47.'''' 46.aTS H/L lU,no.OO IlYIlE 47.125000 01.. .4 E 08102 R 0810& P Ih/o:.s196 SOl 40D Dl'AI CH91 CO (Z60543IOS) 01121196 79.75 79.25 H/L '1,..00 IlYIlE 79.50??oo APR-29-97 08,60 FROM,EVP 9YSTEMS ID,J10J944909 PAOE il/S --., ~.!atl valUlllon V.lu.lian blltl 0I/Z1f'/6 "Ir" _ltv Nu'" ...... I tv Of Plr D_rlpllon Nf.,/AaK Low/lid l/or Adj. VIL... --- 11) 600 DU POIIT E I DI! IlIMCIUltS (2635J4109) 01121/96 aU 82.'75 II/I. MTII! 83.1'7500 4t,912.50 o Iv .57 . 08111 . 01115 ~ 09/121'16 32) 600 INn PAPEIl co (46011.6103) 0IJ21/96 41.125 40.25 NIL NTII! 40.617500 DIY ,,25 . 01/21 . OIIZS P 09116196 .0.25000 40.93750 24,562.50 ~) 800 LUSlIZOl. ClW (549271104) 01/21/96 29./025 29..25 NIL MYIe 29.41"00 21,510.00 DIY ,7.4 E 061f17 . 08109 P 09/1b196 54) 600 .... INC (031897101) 01121/96 38.m 37.'75 II/L IIYII 3'.125000 U.I75.00 Dty .25 . OUOl R WOS ~ 09/03196 351 600 INYEI. COU (458140100) 01121/96 80.25 78.5 NIL NAIIWI '/'9.575000 47,62$.00 Diy .OS I D7/SO R 011/O1 P 09/01/96 36) 300 IKT'RII.UUJW.. IlllS Mal (459Z00101) 01/21/96 lIZ.75 110.125 NIL KTIE. 111.437'500 33,Ul.25 Dty .35 E 01/07 R 08109 P 09/10196 m SSO 1<<lI0RIlU INe (620076109) 08121/9(, 54.7'5 51.75 II/L IIYII 54.25??oo 29.1'57.50 38) 900 CiAACU OOIIP (6IISa9X105) 08121196 38.0 37.0 II/L NASDAQ 37.500000 33,750.00 39) 350 3C:llII COU (eas535104) 011121/96 U.5 42.0 NIL - 42.750000 14,962.50 40) 300 XEItlIX t'CIRI' (9&4121103) 01121/96 55.5 54.75 II/I. NT" 55.125000 16,m.SO 41) 350 alIltAll. INe (ZOIQ6ll100) 0IJ21196 69.75 69.0 NIL lITII! 69.3"000 24,281.25 42) 1000 NClFOlJ( ~ !UP (&55144101) llII21/96 84.175 84.625 II/L KYlE 84.75??oo 84,750.00 DIy .56 E 07/31 R OIIOZ P 09110196 43) 450 At&T CXW (001957109) 08121/96 54.57'5 51 .175 NIl. IIYIE 54.125000 35.1.1.25 44) 1000 Al.LrEI. ClW (0200s9103) 011I21/96 29.0 18.75 NIL IIYIE 28.175000 28,1"'.00 REV-1~9 EX. (12-88) COMMONWEAml OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Miry Nir'.holsan Joint tOnlnl(o): NAME Jointly-owned P.......rty: ., ..'. ~.. ... ..,' . '. ,.., SCHEDULE F JOINTLY-OWNED PROPERTY ADDRESS L ]LE NUMBeR 21-97-0126 F1ELATIONSHIP TO DECEDENT . LETTER DATE DOLLAR VALUE OF ITEM FOR MADE DESCRIPTION OF PROPERTY TOTAL VALUE DECD'S DECEDENT'S NO. JOINT OF ASSET %INT, T[ NANT JOINT , INTEREST - None - TOTAL (Also enle, on IIno 8, Rooopllulatlonl $ 0.00 PAt508t NTF 121M CoPvrlghl Form. Sottw.t. Only, 1119<1 Nelco, [no. N94PA091 (II more spocels needed, Inse~ sddltlonal oheelo of oarno olze.) REV-1510 EX + (2-67) ;~"'\ COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF --=--=-- SCHEDULE G ~ TRANSFERS ___ _._ PLEA~ PRINT OR TYPE -- FILE NUMBER Muy Nicholson ______ 21-97-0126 THIS SCH, MUST BE COMPLETED" FILED IF THE ANSWER TO ANY OF THE QUESTIONS ON THE REVERSE SIDE OF COVER SHEET IS YES ITEM NO, ItEl\13 1 L, the Mu:y Trust U/ as axrend 1 400 sha !ill $28.87 2 200 aha $ 58.812 3 300 shs eamon, 4 2200 shs !ill $67.43 5 300 sha !ill $ 58.8 Accrued payable on 08/15 6 400 shs !ill $ 51. 7 200 sha canron !ill Accrued payable onAugus 8 600 sha $ 26.375 Accrued payable Total fr.u PA16101 NTf 1211A DESCRIPTION OF PROPERTY DECD, DOLLAR VALUE elude name of the trnnaloroo, lhelr EX,CLUSION TOTAL VALUE % OF DECEDENT'S lonshlp to decedont, date of transfor. OF ASSET INT. INTEREST t.hroJgh 26 belC711 were held Nicholson Revocable A dated Nova1i:ler 27, 1991 ed, EI # 25-6371222 Alltel Corp. camon 11,550.00 5/s11. Bell Atlantic Corp canron,@ 11,762.50 5/s11 Bristol Myers Squ:lbb 26,681. 25 !ill $ 88.937500/8h ~ll Soup Co. eamon, 148,362.50 7500 Ish Chevron Corporation camon, 17,643.75 125/sh dividend of $.54 per share 162.00 to shareholders of record /96 . Coca Cola Co. camon, 20,525.00 312500/8h D.l Pont E I De M;m:urs 16,637.50 $83.187500/sh dividend of $ .57 per share 114.00 to shareholders of record t 15, 1997 Entergy Corp New eamon, @ 15,825.00 Ish divideoo of $ .45/sh 270,00 to shareholders of record n c~tinuation pa~~(s) 675.907.08 TOTAL (Also enlar on line 7, Recapltulallon) $ 945,440.58 In relll! Copyright Forms Sollwarll Only, 19901 r~f1lc(), Ille, N94f'f\ \1)1 (11 more space Is noodod, Innert addltlollal shOOIS of sarno silO,) LAST WILL AND TESTAMENT OF MARY NICHOLSON I, MARY NICHOLSON, of Carlisle, Cumberland County, Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM II I bequeath my automobiles, household and personal effects and other tangible personalty of like nature (not including cash or securities I together with any existing insurance thereon, to my hus- band, CLARENCE D. NICHOLSON, if he survives me by thirty (30) days. ITEM III I devise and bequeath the residue of my estate of every nature and wherever situate, including any property over which I shall have any power of appointment, to CCNB BANK, N.A. of Hampden Township, Cumberland County, Pennsylvania, Trustee, to be added to and thereafter treated as part of that certain trust created by me on l/c;,!( " (, (,- ;.: 7 , 199 I , to have and to hold, IN TRUST, for the I1ses and purposes and subject to the terms and provisions thereof, including any alterations or amendments thereto or any other trust which may hereafter be substi- tuted therefore. ITEM IIIl I appoint CCNB BANK, N.A., of Hampden Township, Cumber- land County, Pennsylvania, guardian of any property which passes, either under thi.s will or otherwise, to a minor and with respect to -1- ' which :t llIlI authorized to appoint Ii guardian and have not otherwise .pecifically done eo, provided that this appointment of a guardian shall not supenede the right of any fiduciary in its discretioll to distribute a share where possible to tho minor or to another for the mi.nor's benefit. Such guardian shall have the powf5ir to use principal llS well a. Income from time to time ,for the minor's BUPPOl.-t and educa- tion (including college education, both graduate and undsrgraduata) without regard to his or her parent's ability to provide for such I support and education, or to make palnnent for these purposee, without further responsibility, to the minor or to the minor's parent or to any person taking care of the minor. ITEM IV: All federal, state and other death taxes payable because of my death, with respect to the property forming my gross estate for tax pUI'poses. whether or not passing under this will, together with any interest or penalty imposed in connection with such tax, shall be considered a part of the expense of the administration of my estate and shall be pai.d from my residuary estate without apportionment or right of reimbursement provided that any taxes on the trust created by me on !. I " L' - ,{ I ,0\, (M\. t.:1:. .1 199..!..., may be paid from the aBsets of that trust as provided therein. ITEM VI My Executors, Trustees and Guardian shall have the fOllowing powers ill addition to those vested in them by law, and by other provisions of my will applicable to all property, whether prine i- -2- ,--'" \ pal or income, including property held for minor., exerci.able without court approval and effeotive until actual di.tribution of all property I A. To retain any or all of the a.set. of my e.tate, real or per.sonal, inoluding any stook of my corporate fiduoiary or of it. parent holding oompany, without ~egard to any prinoiple of diversifica- tion. B. To invest in all form~ of property, inoluding stooks, oommon tru.t funds and mortgage investment funds whether operated by my oorporate fiduoiary or others, without restriotion to inve.tments authorized for Pennsylvania fiduciaries, as they deem proper, and without regard to any principal of diversification. C. To sell at public or private sale, to exchange or to lea.e for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms or conditions as they deem proper. D. To allocate receipts and expenses to principal or income, or part,ly to each, as they, from time to time, think proper in their sole discretion. R. To borrow from, or to sell to, my Trustees even though suoh Trustees may by my Exeoutor. F. To compromise any claim or controversy. G. To join with my husband, CLARENCE D. NICHOLSON, or his personal representative, in filing a joint income tax return without requiring him to indemnify my estate against liability fo~ the tax attributable to his income and to consent to any gift made by my -3- .p\tU\nLClhCl~ln.c~..Uo"U (,\,.( _Lt..! " ,..I.A:1 1Jx. Yt,j/~.r "... 1112.- i' -:i1"''')'/'i.{.t~6 ) REVOCABLE TRUST AGREEMENT Till AQUICMIlHT or Cc hill, ("" TRUST, executed in duplicate this _'21 ~r day of , 1994, by and between CLARENCE D. NICHOLSON, of 23 Creekview Drive, Carlisle, County of Cumberland, and Commonwealth of Pennsylvania, (her.einafter called the "Settlor") and PNC BANK, N.A., (hereinafter called "Trustee"); WIT N ESE T HI WHEREAS, Settlor has transferred to the Trustee all the property described in Schedule A annexed hereto; and WHEREAS, Settlor has designated the TrusteH as beneficiary under the life insurance policies described in Schedule 13 annexed hereto, NOH, THEREFORE, Settlor hereby establishes with Trustee A trust consisting of the property described in the aforesaid Schedule A, together with all other property, real or personal, that may be added to the trust and including the proceeds of any policies of life insurance in which the Trustee is named AS beneficiary (such property, additions and proceeds being hereinafter called principal) to be held by the Trustee, IN TRUST, for the following uses and purposes I FIRST: During the lifetime of the Settlor: A. The Trustee shall pay the net income to the Settlor in such periodic installments as the T.rustee shall find convenient, but at least as often as quarter-annually. -1- ~ B. The Trustee may apply the net income of this Trust for the support of the Settlor should he by reason of age, illness or any other cause, in the opinion of the Trustee, be incapable of disbursing it, and Trustee is furthsr authorized to expend or apply from the principal of this Trust such sums as it, in its sole discretion, may from time to timo deem advisable for the support of Settlor to main- tain him in the station of life to which he is accustomed at the creation of this Trust or during illness or emergency. C. The Trustee shall pay so much of the principal of the Trust up to the entire amount of principal to the Settlor as the Settlor shall request in writing. D. If the Settlor is, in the opinion of the Trustee, disabled by reason of age, illness or any other cause, the Trustee may, but is not required to, apply for Settlor's wife's benefit as much of the net income and principal of this Trust as Trustee may deem advisable for Settlor's wife's support to maintain her in the standard of living to which she is accustomed at the creation of this Trust, taking into account her other readily available assets and sources of income. SECO~1 Upon the death of the Settlor, the Trustee shall hold all of the principal as a separate trust under this Article Second for the following uses and purposes. A. To pay the net income therefrom to Settlor's wife, MARY NICHOLSON, for and during her lifetime in such periodic installments -2- ,...." as Trustee shall find oonvenient, but at least as often as quarter~ annually. B. As much of the principal of thh trust a8 Trustee, in its sole discretion, may from time to tima deem ad.visable for the support of Settlor's wife to maintain her in the station of life to which she is accustomed at settlor's death, or during illness or emergency, shall be either paid to her or else applied directly for her benefit by Trustee after taking into account her other readily available assets and sources of income. c. Trustee may apply the net income of this trust for the support of Settlor's wife, MARY NICHOLSON, should she by reason of age, illness or any other cause, in the opinion of Trustee, be incll,pa- ble of disbursing it. D. This Trust is intended to empower Settlor's executor to qualify this gift or as much thereof as if it d~ems advantageous for the qualified terminable interest property provision set forth in Section 2056(c) (7) of the Internal Revenue Code, as amended, and Settlor's executor is hereby authorized to make the el.ection to qualify or not to qualify. Ae such Settlor directs that (1) if any provision of Settlor's will or trust shall result in depriving this Trust of the benefits of IRC S 2056(c) (7), if elected, such provision is hereby revoked and Settlor's will and trust will be read as if any portion thereof which would result in such disqualification is null and void; (2) Settlor's exeoutor is hereby excused from liability to any person or party for the decision to elect to have this Item -3- ~ ~ (alOne-Fourth to the HUMANE SOCIETY UNITED STATES, now of 22100 L. Street, NW Washington, D.C. 20077-6844, or its succesBori (bl One-fourth thereof to the AMERICAN SOCIETY FOR THE PREVENTION OF CRUELTY TO ANIMALS, now of 441 East Ninety- Second Street, New York, New York, 10130, or its successori (0) One-fourth thereof to the ANIMAL PROTECTION INSTITUTE OF AMERICAN, now of P.O. Box 22505, Sacramento, California 95822-9986, or its successori (d) The remaining one-fourth thereof to GUIDING EYES FOR THE BLIND, INC., now of Yorktown Heights, New York, 10598- 9998, or its successor. F. Should Settlor's wife, MARY NICHOLSON, be, in the opinion of the Trustee, incapable of properly disbursing principal and income to be distributed to her because of age, illness or other cause, and should it be impossible or inadvisable, in the opinion of the Trustee, for such funds to be paid to MARY NICHOLSON, such funds may be held, in the sole disoretion of Trustee, IN FURTHER TRUST, and Trustee may accumulate the income and shall apply from time to time such portions of income, accumulated income, and principal from this further trust as it thinks proper for the said MARY NICHOLSON's support and general welfar.e. The trust creatqd under this subpara- graph F. may be added to the original trust created herein for administrative purposes. -5- ~I il !I :1 'I il I, II II !I I THIRD. The interests of the beneficiaries hereunder shall not be subject to anticipation or to voluntary or involuntary alienation. FOURTH. Trustee shall have the power, but not the duty, to make such expend.l.tures out of the principal, as it, in its uncontrolled discretion, may consider desirable in order to facilitate the settle- ment of Settlor's estate and also in the event Settlor's wife survives him, in order to facilitate the settlement of hsr estate. In exercis- ing such power, Trustee may pay, in whole or in part, any or all of the following items: the expenses of Settlor's or Settlor's wife's last i.llness and burial, including cost of any gravemarker; his or her debts; his or her income taxes; the death taxes on any or all property including in his or her gross estate for tax purposes; and all other items in connection with the settlement of his or her estate. Any such i.tems may be paid directly by Trustee or the funds for their payment may be transferred by 'I'rustee to Settlor's or Settlor's wife's executor or administrator; and neither such executor or administrator, nor any beneficiary of Settlor's or Settlor's wife's estates shall be required to reimburse Trustee for any funds so paid or transferred. All such death taxes on present or future interests shall be paid at such time or times as Trustee may think proper, regardless of whether such taxes are then due. FIFTH: Trustee shall have the following powers in addition to those vested in it by law and by other provisions of this trust, appli.cable to all property, principal and income, including property -6- ~ held for minors, exercisable without court approval, and effective until actual distribution of all property. A. To retain any or all of the assets of this truut, real or personal, including stoak of the Corporate Trustee or its parent holding company, if such should exist, without regard to any principle of diversification. a. To invest in all forms of property, including stock, common trust funds and mortgage investment funds, without restriction to investments authorized for Pennsylvania :Eiduciaries, as they deem proper, without regard to any principle of diversification. C. To sell at public or private sale, to exchange or to lease for any period of time, any real or personal property, and to give options for sales, exchanges or leases, for such price and upon such terms and conditions as they deems proper. D. To allocate receipts and expenses to principal on income or partly to each as the Trustee from time to time thinks proper in their sole discretion. E. To compromise any claim or controversy. F. To distribute in cash or kind or partly each. G. To hold property in its name without designation of any fiduciary capacity or in the name of a nominee or unregistered. SIXTH: Trustee shall have no duty to pay any premiums on the life insurance policies subject hereto and the companies issuing such policies shall have no responsibility to see to the fulfillment of thi.s trust or the application of the proceeds of such policies and -7- ""'" ,.-... Trustee shall have no duty to bring suit upon any of the life insur. ance policies subject hereto unle.. they hold fundi hereunder out of which they may be indemnified against all COlt., legal feel and other expensel of suit. SEVENTH I Settlor reserves to himself. the following rights (each of which may be exercised by Settlor alone whenever and as often as Settlor may wish): A. All rights now or hereafter vested in Settlor as the owner and the insured under the life insurance policies subject hereto, including, but not limited to, the rights to change beneficia- ries, to borrow on policies either from the issuing companies or from other institutions or other persons, to as.ign and pledge policies for any loan, and to receive dividends and all other payments available to the owner and the insured; and B. The right by an instrument in writing, intended to take effect during Settlor's lifetime, signed by Settlor and delivered to the Trustee, to revoke or amend this agreement in whole or in part, provided that the duties, powers and liabilities of the Trustee shall not be substantially changed without their written consent. EIGHT! I Subject to the approval of Trustee, anyone may add property, real or personal, to the principal of this trust by deed, will or otherwise. HINT! I The Trustee shall reoeive compensation for the perfor- mance of its functions hereunder in accordance with its standard -8- f:\docs\ep\trs\ni olsn.amd AMENDMENT TQ RIlVOCABLE TRUST AGREEMENT THIS AMENDMENT, made this :). 1'1 d day of 0:bn", r (..( I 1995, ) unto a Revocable Trust Agreement between CLARENCE D. NICHOLSON of 23 Creekview Drive, Carlisle, Cumberland County, and Commonwealth of Pennsylvania ("Settlor") and PNC Bank, N.A.. ("Trustee"); WIT N E SSE T HI WHEREAS, the parties hereto entered into a Revocable Trust Agreement dated Oc.+ckr ::U~.t; 1994; and WHEREAS, under Article Seventh of said Revocable Trust Agreement the Settlor reserved the right to revoke and amend the said trust; NOW ~H!REFORE, it is agreed between the parties hereto that Article Second "E" of the said Revocable Trust Agreement is revoked, and in its place the following is substituted: "E. Upon the death of the Settlor's wife, Mary Nicholson, or upon the settlor's death, if his wife predeceases him, the trust shall terminate and the then remaining principal and accumulated or undistributed l.ncome shall be distributed as Bet forth below. Each , L :i , !i il !I :1 " I of the following bequests shall be made in honor of Settlor's wife, MARY NICHOLSON, if Settlor predeceases her; and, if Settlor's wife predeceases Settlor, each of the following bequests shall be IIUlde in loving memory of Settlor's wife, MARY NICHer,SON, and the Settlor's parents, DAVID and BEATRICE NICHOLSON, and loved ones: 1 l"lo\ "(1) The sum of $5,000.00 to the EPISCOPAL CHURCH FOUNDATION, now o.f 815 Second Avenue, New 'lork, New 'lark, 10017, or its eucc8ssor7 (2) The sum of $5,000.00 to the SAINT MATTHEW'S LUTHERAN CHURCH, now of 663 North Main Street, wilkes~Barre, Pennsylvania, or its Buccessor7 (3) The sum of. $5,000.00 to the Settlor's sister-in-law, ANN GUGLIOTTA, now of Maplewood, New Jersey, if she is then living. If the said ANN GUGLIOTTA is not then Living, her share shall be distributed to her widower if he is then living and if he is not then living her share shall be added to the residuary disposition set forth below in (5); (4) The sum of $5,000.00 to the Settlor's sister-in-law, LEAH FEINGOLD, now of Emerson, New JerBey, if she is then living. If the said LEAH FEINGOLD is not then living her share shall be distributed to her widower if he is then living and if he is not then living her share shall be added to the residuary dispoldtion set forth below in (5); (5) All the rest, residue and remainder thereof to be distributed in equal shares as follows I (a) One~fifth to the H~lE SOCIETY OF THE UNITED STATES, now of 2~100 L Street NW, Washington, D.C. 20077-6844, or its successor; (b) One-fifth thereof to the AMERICAN SOCIETY FOR THE PREVENTION OF CRUELTY TO ANIMALS, now of 441 East Ninety-Second Street, New York, New York 10130, or its successor; 2 ,........ " ..._._b, ......,....""'.,.""-. . -. """.'\ fIRSTI During the lifetime of the Settlor I A. The Truetee ahall pay the net income to the Settlor in uch periodic inatallments aa the Trustee shall find convenient, but at east as often as quarter-annually. B. The Trustee may apply the net income cf this Trust for he support of the Settlor should she by reason of age, illness or any ther cause, in the opinion of the Trustee, be incapable of disbursing t and Trustee is further authorized to expend or apply from the rincipal of this Trust such sums as it, in its sole discretion, may rom time to time deem advisable for the support of Settlor to maintain er in the station of life to which she is accustomed at the creation f this Trust or during illness or emergency. C. The Trustee shall pay ao much of the principal of the rust up to the entire amount of principal to the Settlor aa the ettlor shall request in writing. D. If the Settlor is, in the opinion of the Truatee, by reason of age, illness or any other cause, the Trustee may, not required to, apply for Settlor's husband's benefit as much net income and principal of this Trust as Trustee lnay deem dvisable for Settlor's husband's support to maintain him in the tandard of living to which he is accustomed at the creation of this account his other readily available assets and ourees of inoome. -2- ,......, SECONQI Upon the death of the Settlor, the Trust.. shall hold all of the principal a8 a separate t~ust under. this Article SECOND for fOllowing Use. and purposeel A. To pay the net income therefrom to Settlor's husband, D. NICHOLSON, for and during his lifetime in such periodic nstalImenta 4S Truatee shall find convenient, but at least a8 often as artsr-annually. B. As much of the principal of this trust as Trustee, in discretion, may from time to time deem advisable for the husband to maintain him in the station of life to hich he ia accustomed at Settlor's death, o,r during illness or shall be either paid to him or else applied directly for hia Trustee after taking into account his other readily avail- aasets and sources of income. C. Trustee may apply the net income of thi.s trust for the of Settlor's hUSband, CLARENCE D. NICHOLSON, should he by eason of age, illness or any other cause, in the opinion of Trustee, e incapable of diSbursing it. D. In addition to the above prOVisions, Settlor's husband hAve the pOwer to direct Trustee to pay to him or apply out of rincipal in each year, including the year of Settlor's death an 4IIlOUl1t ot in excess of the greater of Five Thousand ($5,000.00) Dollars or (5%) percent of the then aggregate value of the trust principal. power is non-cltmulative and can be exercised only by an instrument n writing signed by Settlor's husband and delivered to Trustee. -3- ,;" .... ...."J "~ ,c.-,.. ., _r~- ....... E. upon the death of Sottlor's hueband, cLARENCE O. ICBOLSON, or upon settlor'S death, if her husband predecease. her, shall terminate and the then remaining principal and ccumulated or undistribu'ted inoome shall be dlstributed as follows' (1) The sum of $5,000.00 to the Settlor's nepheW, AJ,.LlUl OSKOS, noW of 4225 Lake Drive, Robbinsdale, Minneoota, 55422, if he is hen living. If the said ALLAN ROSKOS is not then living, his ehare shall. he distributed to his parents or to the survivor of them, if they survivor is then living. If neither of the parents of ALLAN are then living, hie share shall be distributed to CAROLINE FROMME, if she is then living. (2) The sum of $5,000.00 to the Settlor's sister, ANN UGLIOTTA, noW of Maplewood, New Jersey, if she iR then living. If the aid ANN GUGLIO'rTA is not then living her share shall be distributed to er widower if he is then living. (3) The sum of $5,000.00 to the Settlor'S sister, LEA INGOI.D, now of Emerson, New JerBey, if she is then living. If the aid LEA FEINGOLD is not then living her share shall be distributed to er widower if he is then living. (4) The entire balance remaining aftar the gifts Bet in Rub paragraphS One through Three above have been provided for, be distributed as set forth beloW. Each of the following shall be made 1n the honor of settlor'S husband, CI~NCE D. ICBOLSON, if Settlor predeceases settlor'S husband; and, if settlor'S usband predeoeasee Settlor, each of the following bequests shall be -4- "--., d. in lovinq memory of CLARENCE D. NICHOLSON and of Settlor'. arent., ANDREW and ANNA ROSKOS, and loved one.. (a) One-fifth to the FIRST LUTHERAN CHURCH, now of e.t High Street, Carlisle, Pennsylvania, or its successor. (b) One-fifth to the SAINT MATTHEWS LUTHERAN 663 North Main street, Wilkes-Barre, Pennsylvania, or till successor. (c) One-fift~ thereof to the AMERICAN BIBLE OCIETY, or its successor. (d) One-fifth thereof to the ~mRICAN CANCER successor. (e) The remaining one-fifth thereof to the CYSTIC FOUNDATION, now of 3805 Paxton Street, Harrisburg, Pennsylva- its successor. F. Should any person entitled to dietribution from the in the opinion of the Trustee, incapable of disbursing it illnese or other cause, and should it be impossible or nadvisable, in the opinion of the Trustee, for such share to be warded to such person or distributed to another for such person's enefit, the share of such person shall be held, IN FURTHER TRUST, and rustee shall be accumulate the income and shall apply from time to ime such portions of income, accumulated income, and principal. as it hinks proper for that person's support and education (including ducat ion in college, trade school or graduate school) without regard o his or her parent's ability to provide for such support and educa- -5- ~ ......""" !tion, or to make pay.nent for thftse purposos without further re.ponsi- bility to the beneficiary or to the beneficiary's parent, or to any taking care of the beneficiary. Any principal or income not so pplied shall be distributed to the heneficialY when he or she becomes f ag8 or competent, or to the personal representative of the benefici- in case of death during minority or before becoming ompetent. THIRD: The interests of the beneficiaries hereunder shall not e subject to anticipation or to voluntary or involuntary alienation. FO~r~: Trustee shall have the power, but not the duty, to make expenditures out of tho principal, as it, in its uncontrolled incretion, may consider desirable in order to facilitate the settle- ent of Settlor's estate and also in the event. Settlor's husband urvives her, in order to facilitate tho settloment of his estate. In xercising such power, Trustee may pay, in whole or in part, any or all f the following items: the expense a of Settlor's or Settlor's usband's last illness and burial, inCluding cost of any gravemarker; or her debts; his or her income taxes; the death taxes on any or property including in his or her gross estate for tax purposes; and other items in connection with the settlement of his or her estate. such items may be paid directly by Trustee or the funds for their -6- "'- "'-.-_~_H "_._ ~_. __..,__u_, .__.w'___,_,-" _ _., __.___ ,.." _,._ _.. ,~ ~-", aymllnt may' be trll.nef19r.red by Trustee to Settlor's or Settlor'. usband's executor or administrator I and neither such executor or runinistrator, nor any benefioiary of Settlor's or Settlor's hUlIband's states shall be required to reimburse Trustee for any funds so paid or ranefeI:red. All liIuch death taxes 011 present or future intel:'ests shall e paid at such time or times as Trustee may think proper, regardless f whether such taxes are then due. FIFTH: Trustee shall have the following powers in addition to hose vested in it by law and by other provisions of this trust, pplicable to all property, principal and income, including property mld for minors, exercisable without court approval, and effective actual distribution of all property: A. To retain any or all of the assets of this Truet, real personal, including stock of Corporate Trustee or its parent holding without regard to dny principle of diversification. B. To i.nveet i.n all forms of property, including stock, ommon trust funds and mortgage investment fumis whether operated by rustee or by others, without restriction to investments authorized for ennsylvania fiduciaries, AS they deem proper without regard to any rinciple of diversification. C. To Bell at public or private sale, to exchange or to ease for any period of time, any real or personal property, and to ive options for sales, exchanges or leases, for such price and upon uch terms and conditions as it deems proper. -7- ~ D. To allooate reoeipts and expenses to principal on income r partly to eaoh ae Trust.e from time to time thinks proper in its ole disoretion. B. To compromise any claim or oontroversy. F. TO distribute in cash or kind or partly each. G. To hold property in its name without designation of any iduciary capacity or in the name of a nominee or unregistered. SIXTH: Trustee shall have no duty to pay any premiums on the life nsurance policiee subject hereto and the companies issuing such shall have no responsibility to see to the fulfillment of this or the application of the proceeds of such policies and Truetee have no duty to bring suit upon any of the life insurance olieies subject hereto unless they hold funds hereunder out of which t may be indemnified against all costs, legal fees and other expenses f suit. SEVENTH: Settlors reserve to herself the following rights (each which may be exercised by Settlor alone whenever and as often as may wish) I A. All rights now or hereafter vested in Settlor as the the insured under the life insurance policies subject hereto, ncluding, but not limited to, ths ri.ghts to change beneficiaries, to -8- _... .~. _,._..k'_._ '.., ._____ . ,~""-''''_''''F''' ..,.., ~"""\ r' orrow on polici.s either from the i.suing oompani.. or from other netitution8 or other perlllone, to a8.ign and pledge policies for any oan, and to receive dividends and all other payments available to the a,nd the in8ured; and B. The right by an instrument in writing, intended to take during Settlor'a lifetimes signed by Settlor and delivered to rustee to revoke or amend this agreement in whole or in part, provided hat the duties, powera and liabilities of Trustee shall not be ubstantially changed without their written cona~nt. Bl9~: Subject to the approval of Tr.ustee, anyone may add roperty, real or personal, to the principal of thi.s trust by ds.d, ill or otherwise. NINT.n: The Trustee shall receive compensati.on for the performance f its functions hereunder in accordance with the standard schedule of eaa in effect from time to time during the period over which its ervices are performed. TENTH: The situs of this Trust, for administrative and accounting urpoees, shall be in the County of Cumberland and Commonwealth of ennaylvania, and all questions pertaining to the construction or -9- /'5-/(.,0) IUREA~ Of INDIVIDUAl. TAKES UHNHAHCf lAIC DIVUION DEPf. r'0601 twMlIIURO, PA 1112.~D'0l COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF INHERITANCE TAK APPRAISENENT, ALLOWANCE OR OISAl.l.OllANCE OF DEDUCTIONS AND ASSESSHENT OF TAK 09-01-97 NICHOLSON 08-21-96 21 97-0126 CUMBERLAND 101 E- A~~t .WHitt" ~ MAKE CHECK PAYABLE AND REMIT PAYMENT TOI REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 CUT ALONG THIS LINE ... RETAIN LOWER PORTION FOR YOUR RECORDS ~ itI'V:lSi;rix" Aiiji"(oi":i'iT "illif ici--oF "YNHiit"i fAi;C! - TAX- APPRA'isiiiiil'f; - ALrOWAiiC! "oli---- ------" - - - - -- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX MARY FILE NO. 21 97..0126 ACN 101 \lATE UTATI OF DATI OF DEATH FILE NUMIER COUNTY ACN APPROVED DEDUCTIONS AND EXEMPTIONS. 57,534.50 9. Funeral Expen.../Ao.. Ca.ta/Mllo. Expen... (Schedule HJ (9) la, Oebh/l1ort..... L1obllltlo./LI.... (Sohodulo II no) 12.119.16 11. Tohl Oo.'uctlon. nil 12. Not Voluo of To. Roturn (121 IS. Chorltoblo/Gc.ornoontol Boquo.t. (Schodulo J) (IS) l~. Not Voluo of E.toto Subj.ot to To. (1~) NOTEI If.n .....0M.nt w.. i"u.d pr.viou.1Y. lin.. 14, 15 end lor 16. 17 .nd 18 will rllfl.ct figur.. that include the tuhl of ill r.1:urn. .......d 'to det.. ASSESSMENT OF TAXI 1S I A.etunt of L In. lit .t Spou..l ret. (15) 16. AMount of Line l~ to.oblo ot LlneoI/Clo.. A roto (16) IT. AMount of Line l~ to.oblo ot CollotoroI/CI... I roto liT) 11, Pr lnolpol To. Duo ':'AX CREDITS. PAYNENT DATE 05-2 -97 JOHN A SCZEPANSKI PNC BANK NA PO BOX 7648 PHILA PA 19101 ESTATE OF NICHOLSON TAK RETURN HAS, (X) ACCEPTED AS fII.ED RESERVATION CONCERNING FUTURE INTEREST " SEE REVERSE APPRAISED VALUE OF RETURN BASED ONI ORIGIN~L RETURN 1. Rool E.toto (Sohodulo A) 2, Stook. and Bond. (Sohodulo I) S. CI...l~ Hold Stook/Fortnerahlp Int.ro.t (Sohodulo CI ~. Horta_a/Noto. R..o1voblo (Soh..dulo 0) i. C.ah/lank Dapo.lt./HI.o. Por.onol Pr.pert~ (Sohedule El .. Jolntl. OWned Propert~ (Sohedulo FI 7. Tr~.f.r. (Schedule OJ I. Totol A..ot. RECEIPT _lEa -Ai\2l 345 DISCOUNT (., INTEaEST/PEN PAID (-) .00 o If PAID AfTER DATE INDICATED, SEE REVERSE fOR tALCUlAl'IOH Df ADDITIONAL INTEREST. I CHANGED U) 121 IS) l~) iiI (61 (71 .00 .00 .00 ....ll. 1.769.388.33 .00 945.440.58 (I) C/ * .00 .00 15,000,00 K .00. K ,06. x .15. UI) "'.IM'" ,,, !l1.m MARY DATE 09-01-97 AHOUNT PAID 2,250,00 TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE HOTEl To Inaure proper credit to ~our eccount, .uboolt the LOOPer portion of thl. forM with ~aur ta)( p.YMnt, 2,714,828,91 69,6~l 66 2,645,175.25 2,630,175,25 15,000.00 ,00 ,00 2,250.00 2,250,00 2,250.00 .00 .00 .00 IF TOTAl. DUE IS LESS THAN .1, NO PAYMENT IS REeuIRED. If TOTAL DUE IS REFLECTED AS A "CREDIT" (CRI, YOU KAV IE DUE A REFUND, SEE REVERSE SIDE OF THIS FORM FDR INSTRUCTIONS. I \ , f. r ....~I I n~ [.Ii , fL' -,~ ~i 00 RESERVATION I E.tet,_ of ~edent. dvlnt on or blfor. Oec.-bel" 12, 1'.2 .- if ~ future l"t'r.~t In thI ..t.t. 1. trln.f.rrld In ~'DI"IDn or InJov.-nt to Cl.a, . (0011.ta"I) ~floJ.rl.. of thl ~edent .ft.r thl .~plr.tlon of In)' .~t.t. for Ilfa or for V""" thI C~lth herlbv IMpr..'lv rtl'tv.. the right to "'r.l.~ end ...... trln,'.r Inherlt~ TI... ut tht I.fut Cl... . (coU,t,r.ll t.t. on MY ,uch future Intll"'t. _OF NOTItE, To fulfill the requlrNMtl of SItOUon 2lltO of the Inh.rltllOC' and Elt.t. riM Aot, AQt 21 of 1995. (72 P... hcIt10n 'UII). PA\'IENTI Detlteh ttMI top portion of thh Notlc. and .utMllt wlth your P'\fHI1t to thl Rqht6lr of Willi prlntlld on the rlv.r" I1dlt. --.... oheok or IKIMY ord.t pIYNlt tOI REGISTER OF MILLS, AGENT RffUrGJ(CAh A r.fund of . taJC orHIt, which .... not r..,..hd on tM Tu R.turn, MY be raquelted by c0IIP1.Unt WI "AppllGllUon for A.fund 0' Penn.yl",."t. I~l'ltllM' end fltth TaM" (REV-Un), Applleetlun. Irl lVaIl_1. It ttM OfflClIl of tM tt..lItar of WUlI, MY of thol n Ra\lenu41 DhtrlClt OffiCI', or by o.lllng the IJ*IIa1 24-hoour an.werl", ..rvle. ~r. for for.. ordlrlna: In Penn.v1\1anll 1-80U-!62-2050, out. Ida Ptnn.y1vanlM and within loc.1 lIarrllburg ar.. (711) 787-&094, TDD' OIl) 712-t2S2' (I.arlng IIIfI.lrad Only). OIJECTIONSI Any party In Int.r..t not ..tl.flad with th. appral","",t, wllowanca or dl.ftllownnoe of daduotlonl, or .......-nt af taM (Inoludlng dhcCUlt or Inht..tl .. Iohown on tills "otic. lIll.t obJaqt within .bly (60) day. of rKalpt of thID Hotlea bYI "-wrIttan ttrot..t to the PA Departltent of RavsllUll, Beard of Appeals, Dept. lIJOZl, HarrhbUrg, PA 11128-1021, OR u.ltICIUon to have tAl ..ttar dtitar.lnad at eudlt of the ac:comt of ttlll persona;' repr..entltive, OR --."..1 to the Orphan.' Court. ...," ISTAATJIIE CORRECTIONS I F~otu.1 arror. dl.oo\lar.d on this ~,,".'-.nt .hould be ~r...ad In writing tu: PA o.p.rt~t of R.v~, l\ur.au of II'lC'II\llctu.1 Tal<", AHNI Po.t h.II....nt R.vl.w Unit. Dept. 280601, Hlrrhburu. PA 11121-0601 Phone (117) 767-6501i. s.. pqa 5 af the bookl..t "In.truotlonl for InharltNMl. TtJe Rlturn for a R...tdant DaGedantM (REV-ISOI) for an .MPlanatlon of ~Inl.tretjv.ly cor reo table error.. DI$COlJfT I If any tit)( doe 11 p.id within thr.. (!) oalWldar IIOnth. aft.r the da()iKMtnt'. daatn, a flvI pmrcant (5:':) dJlCOU'1t of tlta tll)l ,.Id 11 Illowed. P!MAL rv I The ISX tl)( ......ty non-partlclp.tlon penalty II COllPUtad on the total of the tlM Dnd Int.r..t ......ad, and not Plld before January II, 1996. the flr.t day after the and of the tll< eane.tv period. Thl. non~partlclpatlon panalty II app..lable In the .... .anntlr and In the the .... U.. parlod a. you would apphl thtl tal< .".;t Intar..t that ha, ~l ......ed .. Indicated on thll notic.. Urn.RfITI Intere.t Sa Char.... bettlnnl,. with fltlt dIIy of delinquency. or nlM (.) aonth. ..:I or.. (1) d8y fr. the dIIta af dHth, to the dIIt, af PII,...,t. TII<.. which becl.. dallnctl*'lt belfor. JanU'lIry 1, 191Z bear Inter..t It the rlllt. of .he ('X) perIJ"",t ".r ~ c.lculat~ 1II~ a dIIlh rIte of .000164. All taXII which bee._ delinquent on Ind after J-.u.r')1 1, 1"Z ..111 be.r Intlr..t at a rate which wll1 vary frOll c.lander 1I,.r to calandar vlar with th.t r.t. announo.u bV the PA Depart""t of Rav~. n.. .pllcabl. Intar..t rlt.. for 1.&2 throuQlh 1991 eral '!!!r lnterl.t Rlt. Dfllb Int.ra.t Flt'l.tor ~ Interaat Rete Dalb Inter..t FMtor 1'12 ZOX .OOU'" 1911 'X .000241 1915 lOX .000411 19&1~1"1 llX ,000301 19" llX .QOOJOI I'" 'X .000241 1915 U:.: .OO03S6 1995.1"'" 7J( ,000192 I'" lOX .00D214 1995~1997 OX ,00D247 --Intar..t II calcul.ted .. fallow'l IHTERElT . BALANCE OF TAX UNPAID X HUKBER OF DAYS DELINQUENT X DAILY INTEREST FACTOI ~-Any Notice hlJUtld aftar the tlM bac:ON' dallnqurant will r.flect en Int.r..t calculatlfln to flfteen (IIi) dayl beyond the data af the .........,..t. If p.y..,..t It uda aftar the Intera.t c/HIPUtaUon d8t. IhaNn on thrl NoUoe, addltlOfillI lnt.r..t "".t be celC\lI.tad. , -. , Ii) 11 ] PURPOuf1l NOTICE I To fulflU' tM r..,lr,..."tI ot' hclUon 2141 (b) of the InhlrltlnOt end E.t.t. reliC Aot, Aclt 21 of 1"1. m P,S. hGtloIL'ml, PAVMENT I Detem thcI tos: ~rt1on af thh NoUce end .ubIllt with YDUr paVIIW't to the R",hta,. of WIUt "rlnttel on the ,.awrttt llde. -- "lke oheok or 10M)' order plvlbl.. tal RE:GIITER OF MILLS, AGENT, REFUND (CIU I A r.f~ of . tIll credit NY be r......t.d bv ClHPleUng M\ "Application for Refund of Pennlylvlnl, tnherltlftOe end flht, Yale" (REV-15ll). Applloltlonl I.', Ivw11l1bh at tlM OffiCI' of thl Rllht" of Willi, env of t.,. 25 R.v.,. Ohtrlot Offlc.. or 'rOIl the o.Plrtunt" Zillo-hour 1I"I....rt". ..,.vl01 rulber. for far.. ordtrlnlll In PMnllvlv."la 1-800-UZ-20SO, ouhhM pMlfllylvanla end wlthln looal Htrrhburll ar.. (717) 717"10", TOO. (717) 712-2251. U...,.lng IlPwl,..,;! Onh), OIJECTIOHSI Any party In Inter..t not uthdad with ttt. ........"t of to)( a. lhown on th1t notlc. MY objtot within .hth' (60) day. of rltall.,t of thll Notl-::e bYI uNrlt'en pratatt to ttM PA o-plrtMnt of R.venue, aoard 1f AJI'pe.ll, Dflpt. 211021, HlIrrhbura, PA 171211-lD211 OR --.ltctl"- to have tha ..tt.r deter.lned ftt .udlt 0' thl plr.0n81 r~r'lent.tl\1', OR -~app..l to thll Orphwl.' Court. AlIUN- ISTRAlIVE CORRECTIONS I factUIII Cltror. dhcover~ orl thll aU'UNnt .hould ba hddre..fIld III Nrltlnt tOI PA DeplrtlNnt of R.vlM'lUl, ~rHU of IndIvldul1 TaM", UTNI Po.t A.......nt Ravltlw Unit, Dept. 280601, ""rrllburg, PA l11ZI"0601, Phone (717) 717-#1505, S.. paa. 5 of the boolo:let "lnatl'uotlon. for I~rlbnc. TalC R.turn for I ....Ident ~t.. (REY-150U tor en 'I(planlltlon of ItdIllnlttrlllUv,iy corrlctllbl. .rror.. PENAL TV I The 15X tM>e ~..ty non-plrtJolpllUon poMlty II cOllpUtld on thtl totll of the hM Ilnd Int.rllt ......ed, end not peld befol" JllnUary 11, 1996, the flr.t day after tha and of tha tlM 1"'lIty period. Thll non-pArtleiPltlon penllty 11 ~Illbl. In V'll.... .annar and In thtl tha .Hft tI.. par lod .. you would .,..1 ttlt tlM .net Int.r..t that h.. been 1lI....1td .. Indlcat.d on thh noUo., INtEREST I For qto. of d..th CM'1 or aftar 10.:5"91, Pennsylvania Eltat. hM b..~ on thll F.-r.l fltlta TIM ret~rn bec~1 n.ll~t at tha aMplration of nlnl (09) aonth. frDl tha data of dalth. For o.t.. of death prior to 10.S~91, Penn.ylvenll Eltlte TalC bll~ on tha F.derll e.tltl TalC r.turn MoOM' cMllnqu,ant at tha aMPlratJon of Bightl." (lfl) .ontht frOll tha dIIt. of dHth. hM" Nhloh bM.. dtllinqlJfll'lt baforl JlII"IUarY 1, 191Z betr Int.ra.t It tha rlta of ,1M (6)0 ",roMt ~,. ~ calculltMt at II dp,ih' rat. of ,000164. All tllC.' which bee... d.Unquant on or atter JWlUIIr~ I, 1932 '1111 bur Int.re.t at a rat. which wlll lo'ftry frOll calandar yt,,' to aalandlr YIllr with thlt ,'ot" announc.d by the PA o.part-.nt of R.y~, Tha applicable tntare.t rat.a for 1912 through 1991 .ral V..r lnt.,a.t Rat. Dally Int.rllt Factor V..r Intar..t R.ta Deily Inter..t FlCltor 1912 20:< .000541 1911 .~ .000l~7 191:5 16)( .OOO4H 19"-1991 IlX .00OSOl 19.~ I1X .000:501 ,.., .~ .00021\1 1915 IS~ .00OS56 199]-1994 7~ .000192 ,." lOX .000274 1995-1997 .~ .00021\7 --Int.r.at h ulcullttd .. followlIl IIITEIlElT . UUXCE OF TAX UNPAID X XIIIIBEI OF DAYS DELINqUENT X DAILY INTEIUT FACTOR -"Any NotiOI II..... aftat the tllC btcOlllt delinquent will r.flKt ." Int.,...t oalC\lI.Uon to flftHn US) cliVI btvoncf tM data nf the ......-nt. If paYMnt It Hdt Ift.r the lntarllt OOllPUtlUon d,to IhoNn on the NoUet, addlttonl'/ll Inta,...t tIJlt bti calouUtad. PURPOSE OF NOTICE, PAVIENTI To fulfill the r.qulre.enh of SeoUon 2145 (b) of thl Inhlrltl'lnOl and E.tetl TIX ~ct, "Clt 21 of 1"6, (72 P,S. Stctlon 9145), D.t.ch t~ top portion rtvlr.. lid.. ~~ Hlk. ch.ck or .on.y of thl. NGtlc. and ,ub_It with your paYlont to thl R.gl.t.r of Will. printld Oh th" ord.r payable tOI REG~STER OF "~LLS, AGENT. R~FUHD (CRll A r.fund of a taK crldlt .ay b. r.quI.tld by co.pl.tlng an "Applloatlo~ for Refunu of Penn.ylvantl InMrltancl and E.tate fa)!" (REY"11UL ApplloaUnn. are Ivallable at. th_ Offlol of thl Rlgllter of Willi, any of the 25 R_vlnul Di.trlct Office, or fro. thl DIP~rt.,nt" Z4-hour an.wering ,.rviCI nueb,r. for for.' ordering, In Plnn.vlv."l" 1-800-561-2050, ouhld. P.nn'Ylv.nla and within 10Cfil Itarrhbura arta (117) 767-8094, TOOl (117) 772-ZZ52 (H..rlna I.,tr.d Onhf), OBJECTIONSI AOftIH- ISTAAfIVE CORRECTIONS I PEN~LTVI INTEREST, Any perty In int.r..t not .ati,fl.d with thl ........nt of t.K .1 .hown on thl. notlcl .av obJ.ot within ,lMty (60) day. of r.c.lpt of thl. Notlcl bYI --.rlll.n .rot.,1 to tho p. D.."t..nt ., R.v","" 'oord of ........ D..t, ,"1021, H.rrhb.r.. P' 171,"'1021, UR --Illotlng to hlv' the Matt.r dlteralned .t audit of the p.r.onal r.pr.,.nt.tiv" OR --app..1 to the Orphan,' Court F.ctual error. dl.coy.rld on thl. ........nt ,hould b. addr....d In writing tOI PA D.p.rt.lnt of Rlvlnue, Bur..u of Indl~lduRl TaK'" ~TTNI po.t ~I.e,..~t R.vl.w Unit, Dopt. 280601, Harrl'burg, PA 11128-0601, Phon. fr17) 781~6S05. See page S ~f the bookl.t -In.tructlon. for Inheritance TaK R.turn for. R..ld.nt O~edlnt" (REV-1501) for .n Ixplan.tlon of adalnl.tr.tlv.ly corr.ctable .rrorv, Th. 15X t'K "nllty non-participation p.nalty II cOfIPU'1d on the total of the taM end Int.ra.t ......IId, and not p.ld blfora J.nuary la, 1996, tha first dav .fter thl .nd of the taM alll\llltv p.rlod. This non~p.rticlp.tlon p.n.ltv J. app,.labl. In the .... aann.r and In th. the .a.. tl.. p.rlOd .. you would appa.l the t'M .nd Int.rl.t that h., b..n .......d .. l"dlcat.d on thl. not Ie., AdditIonal Pann.vlv.nla Estat. r.x .......d .. a r..ult of a changl on the F.dlral E.t.t. TaK clo.lng l.tt.r blco... d.llnqu.nt at thl .MPlratlon of ono (1) .onth fro. thl dati thl final not Ie. of the Incr.... In f.dlr.l E.tat. TeK J. rlcliv.d. TaK" which ble... dalJnqu.nt b.for. JM1Uary I, 19'2 b..r Intar..t at the r.t. of .IM ('X) p.rc.nt par annua calcul.t.d at a dally rat. of .000164. All tax.. which b.c... d.llnqulnt on or aft'r January 1, 1982 will blar Jntar.~t .t . rata whiCh will vary frol caLendar ye.r to callnd.r ya.r wJth that ;ata announc.d by thl p~ nlp.rt..nt of R.vanuI. Th. appllcabl. Jnt.r..t rat.. for 1982 through 1998 aral !!!!: !!!i!!.!!l.!!!1! Daily Inter.lt Factor ~ Int.rlllt Rat. Dally Int.r..t factor 1982 20iC ,000548 19.1 9< .000247 1981 16% ,000418 1'11.1991 11% .000501 1984 11% ,000301 199i! 1#% ,OO~247 1985 Uk .000356 1991-1994 n .000192 1'" lOX .000Z74 1995-199' 'X .000247 ~~rntara.t II ulcul.t.d ., fnllowll ~NTEREST . BALANCE OF TAX UNPA~O X NUNBEI OF DAYS DELINQUENT X DA~LY ~NTEREST FACTOR ~-Any Notl~, Is.u.d aft.r the tax b'co'l~ d.llnquent will r.fl.ct an Int.r..t calculation to fift..n CIS) dlY. blyond thl data of thl ........nt. If pay..nt I. aad. aft.r the Int.r..t co.~utatlon date .hown on the NoUn, addlUonal lnt.r..t aUlt b. calculated. ~/ //'/ ,,/ /' 'UPII(II~O\l 10 h 9Ullq'101\\ll!IO ~O 01 1\901(11)! llOUlI"I(J 10 i,A'" 1\l"IUt)~OI UMOU~ UO" d wql" AJ"^O 01 p"o 11I'P'" nllHlunAIO^@ 01 UM!8 Usn gill! 'IU/1(IOn\1 PI"" m ,t""'"'' "nll!;M ~III 01 Aep ISRI 0\,111" pllU IJq!l?\UJ!ll")~ 1011,1110')'>'" LHHuaSI!)Jd 9q nlM alllCQ Qlil W:H1M ~nrqd pun awlt Jal~ip Ld.ii (; '\d\1OJJ\f 914110 8UII!I &qf 10 ',;)!IOO il~ll!jM IOljl ^I!ll"~ A<;',<"'" <<I -~' H lOll ~ 0 fil E5 ~ ' '" ~ H '" ,'" ;;'J ~B ~ ;;S e ,~ '" i:i u ~ ~ ~~~ ~ l<< ,n A H , lii':I ~d A 0 ~~ '" Z ~ ~IB H 0 ~ 0 A '" ;: m !: o . ..4 ,[ ~~ ~ 0 ~ ""I ,,, iI) <I ~~~ tIl H (J 1,lJ II.} ~ .. u [;l ~t. ;~ I:;' ~.~ ~ ~ ~ :~ .1' z ,-' ~ H ';I 0 H ,..., Z ~ r:; C-' ,~ ') ~ W ~ i U I<< .-<1 ~ v " i'~ '-lJ (. 8 " 'l~' ".,,-~ . ~:; ~ I: '-' ',; ~ ~ I>l ~ 0 H Z '.J m 0 III ~ U ~ '-; ~ ~ ~ . '" ~ ~~ ~ f . " H "" I.a H "" . "''''' 0 < z~ ti:\ '" ~ ~ H U 0 ~ 0 , HU I<<~ ~ ~ ~ iJi H ~ I~. r.., g; '" .-~ I:: .;",: 0 ~ _" ,~ il' 'p ;;):~ ;'i: '~ \\ ',~ ~J\ ,. ~_\~~)\ g:\~" '~,~. " ~,_Co ~~_ - ,~ ~\ ',-" "'~ ~,c',;',:, '8 ....t't.\ ~~ 5 -1j ~b' ~x~ . . '. .. STONE, LAFA\'HH &, Sngl(l.HTSIU AT-rt'JI~NFYS AT L/>..W . 414 HH1UnT ~; \'fH-T T NI:W (.['~lIl1,HLANn. h\ 1707(/ . PNCBANK MARV NICHOLSON 1118101 SUMMARV AND INDEX PRINCIPAL eAW RECEIPTS 5 - 5 47,799.96 NET GAIN/LOSS ON CONVERSIONS 4 - 'I ,00 ADJUSTED BALANCE 47.799.96 LEr.S DISBURSEMENTS DEBTS OF DECEDENT 5 - 5 10.515.00- FUNERAL EXPENSES .00 ADMINISTRATIVE EXPENSES 5 " 6 5,695.04- FEDERAL AND STATE TAXES 6 - 6 2,250.00- FEES AND COMMISSIONS 6 - 6 20,400.00- FAMILV EXEMPTION .00 TOTAL PRINCIPAL DISBURSEMENTS 5 - 6 56.860,04- BALANCE BEFORE DISTRIBUnONS 10,939.92 DISTRIBUTIONS TO BENEFICIARIES .00 PRINCIPAL BALANCE ON HAND 7 - 7 10,959.92 INVESTMENTS MADE CHANGES IN INVESTMENT HOLDINGS 1NkW:IE RECEIPTS 8 - 8 2,861.97 LESS DISBURSEMENTS 9 . 9 143.10- BALANCE BEFORE DISTRIBUTIONS 2.718.87 DISTRIBUTIONS TO BENEFICIARIES ,00 INCOME BALANCE ON HAND 10 - 10 2.718.87 COMBINED BAI.ANCES REMAINING 13,658.79 . . 2 - TRINOl110111M LAST WILL AND TESTAMENT OF MARY NICHOLSON I, MARY NICHOLSON, of CArlisle, Cumberland County, Pennsylvania, declare this to be my last will And revoke Any will previously made by 1lIIll. ~: I bequeath my automobilee, household and personal effects And other tangible personalty of like nature (not including cash or securities, together with any existing insurance thereon, to my hus- band, CLARENCE O. NICHOLSON, if he survives me by thirty (30) daye. I~ II: I devise and bequeath the residue of my estate of every nature and whlllrever situate, including any property over which I shall have any power of appointment, to CCNB BANK, N.A. of Hampden Township, Cumberland County, Pennsylvania, Trustee, to be added to and thereaf.ter treated as part of that certain trust created by me on //;y' ,0 t r:.- ;:. 7 , 199-1-, to have and to hold, IN TRUST, for the uses and purposes and subject to the terms and provisions thereof, including any alterations or amendments thereto or any other trust which may hereafter be substi- tuted therefore. ~M III: I appoint CCNB BANK, N.A., of Hampden Township, Cumber- land County, pennsylvania, guardian of any property which pasle., .ither under this will or otherwise, to a minor and with relpect to -1- , \', ..' .. which I ~ Authorized to appoint a quardian and have not otherwi.e .pecifioallY done so, provided that this appointment of a quardian .hall not supersede the right of any fiduciary in its discretion to distribute a ehare where poesible to the minor or to another for the minor's benefit. Such guardian shall have the power to use principal a. well a. income from time to time for the minor's support and educa- tion (including college education, both graduate and undergraduate) without regard to his or her parent's ability to provide for such support and education, or to make payment for these purposes, without further responsibility, to the minor or to tho minor's parent or to any person taking care of the minor. ITEM IVI All federal, state and other death taxes payable because of my death, with respect to the property forming my gross estate for tax purposes, whether or not passing under this will, together with any interest or penalty imposed in connection with such tax, shall bs considered ~ part of the expense of the administration of my estats and shall be paid from my residuary e.tate without apportionment or right of reimbursement provided that any taxes on the trust created by me on .b,VI'....L. ~ ) 1 , 199...!..., may be paid from the assets of that trust .. provided therein. ITEM.Jl1 My Executors, Trustees and Guardian shall have the following powers in addition to those vested in them by law, and by other provisions of my will applicable to all property, whether prine i- -2- pal or income, including property held for minors, ex.r~isabl. without court approval and effective until actual dist:dbution of all property! A. To retain any or all of the as.ets of my estate, real or personal, including any stock of my corporate fiduciary or of it. paJ:'ent holding cOlllpany, without regard to any principle of diversifica- tion. B. To invest in all forms o:f propeJ:'ty, including stocks, common trust funds and mortgage lnvestment funds whether operated by my corporate fiduciary or others, without restriction to investments authorized for pennsylvania fiduciaries, as they deem proper, and without regard to any principal of diversification. C. To sell at public or private sale, to exchange or to lease for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such pricee and upon such terms or conditions as they deem proper. D. To allocate receipts and expenses to principal or income, or partly to each, as they, from time to time, think proper in their Bole discretion. E. To borrow from, or to sell to, my Trustees even though such Trustees may by my Executor. F. To compromise any claim or controversy. G. To join with my husband, CLARENCE D. NICHOLSON, or his personal representative, in filing a joint income tax return without requiring him to indemnify my estate against liability for the tax attributable to his income and to consent to any gift made by my -3- , , I PRIVATE BANK PNCBANK MARY NICHOLSON 5124550 RECEIPTS OE f.RINCIPAL MARY NICHOLSON IN ACCORDANCE WITH TRUST AGREEMENT DATED 11127191 1/08/92 CASH 112,519.76 1/15/92 534 SHS AMERADA HESS CORP COMMON 8,190.28 1/15/92 1,200 SHS HERSHEY FOODS CORP COMMON 7,784.89 1/15/92 300 SHS HOMESTAKE MINING CO COMMON 4,181.11 1/15/92 674 5HS MCDONALDS CORP COMMON 6,617.00 1/15/92 200 SHS K-MART CORP COMMON 7,106.23 1/15/92 200 SHS NORFOLK SOUTHERN CORP COMMON 7,663.10 1/15/92 1,400 SHS RIlE AID CORP COMMON 22,567.90 1/15/92 1, 000 SHS WEIS MARKETS INC COMMON 30,650.88 1/15/92 320 SHS FISHER PRICE IHC COMMON 8,413.45 1/15/92 300 SitS PRIME MOTOR INNS IHC 166.41 1/15/92 500 SHS INGERSOLL RAND CO COMMON 22,549.81 1/15/92 1,600 SHS QUAKER OATS CO COMMON 22,650.28 ADDITIONS TO TRUST ------------------ MARY NICHOLSON 1/21/92 10,000 PAR UNITED STATES TREAS SEC STRIPPED DIIE 11/15/93 6,560.95 1121/92 10,000 PAR UNITED STATES TREAS SEe STRIPPED DIIE 05/15/97- 7,488.65 1/21/92 10,000 PAR IINITED STATES TREAS SEe STRIPPED DUE 08/15/94 6,141.75 1122/92 CASH 51,421.61 l1Z7I92 CASH 2,875.76 2/18/92 2,400 SHS CAMPBEll soup CO COMMON 10,128.27 2/10/92 17,700 PAR MARATHON OIL CO 9.507. DUE 03/01/94 3,345.00 11/09/92 TRANSFER FROM INCOME TO COVER OVERDRAFT 3,642.40 5/06193 TRANSFER FROM INCOME TO COVER OVERDRAFT 9,388.23 - 3 - tRINOlttOlItl' '. II , " PRIVATE BANK PNCBANK MARV NICHOLSON 3124550 RECEIPTS OF PRINCIPaL 7/01/93 NESTLE S A SPONSORED ADR REPSTG I REG SHS PROCEEDS 420.50 1/24/94 TRANSFER FROM INCOME TO COVER OVERDRAFT 284.56 I 9/18/95 CASH 20,000.00 , I 1/04/96 DEED TO 23 CREEKVIEW DRIVE I CARLISLE PA 17013 56,750.00 ~ , I II 5/01/96 CASH 1,600.00 'j OTHER RECEIPTS j ----........----..... 1/51/96 HOMEOWNERS INSURANCE UNUSED PREMIUM 38.07 1107/97 PNC BANK, NATIONAL ASSOCIATION ACCOUNT 5140189047 PROCEEDS 1,918.20 TOTAL PRINCIPAL RECEIPTS, 443,065.05 ...........'" t"'NOIIIDl". - 4 - i . PRIVATE BANK PNCBANK MARY NICHOLSON 3124550 GAINS AND lOSSES ON SALES aND OTHER DISPOSITIONS lWH .Llli 5/15/92 10,000 PAR UNITED STATES TREAS SEC STRIPPED DUE 05/15/92 PROCEEDS, 7,488.65 ACQUISITION VALUE, 7.488.65 .00 10/05/92 0.99 SHS PRIME HDSPITALITY CORP COMMON PROCEEDS, 1.49 ACQUISITION VALUE, .00 1.49 4126/93 25,000 PAR USA TREASURY BIllS DATED 05/07/92 DUE 05/06/93 PROCEEDS, 23,939.60 ACQUISITION VALUE, 23.939.60 .00 4/26/93 20,000 PAR USA TREASURY BILLS DUE 07/01/1993 PROCEEDS, 19,315.69 ACQUISITION VALUE, 19.H5.69 .00 4126/93 10,000 PAR UNITED STATES TREAS SEe STRIPPED DUE 11/15/93 PROCEEDS, 9,831.48 ACQUISITION VALUE, 6.56L.U 3,270.53 10/13/93 10,000 PAR UNITED STATES TREAS SEC STRIPPED DUE 08/15/94 PROCEEDS: 9,724.89 ACQUISITION VALUE, 6.14l...ll 3,583.14 3/01/94 17,700 PAR MARATHON OIL CO 9.507. DUE 03/01/94 PROCEEDS. 11,700.00 ACQIIISITION VALUE, 3.345.00 14,355.00 5/02/94 25,000 PAR USA TREASURY NOTES 5.375% DUE 04/30/94 PROCEEDS. 25,000.00 ACQUISITION VALliE, 24.980.45 19.55 9/15/94 400 SHS K-MART CORP COMMON PROCEEDS, 7,047.89 ACQUISITION VALUE, 7.106.23 58.34 - '"'NOIII''''' - 5 - . PRIVATE BANK PNClRANK. MARV NICHOLSON 3124550 GAINS AND lOSSES ON SALES ANO OTHER DISPOSITIONS aAlH .Llli 3/07/96 0.75 SHS MATTEl INC COMMON PROCEEDS, 20.28 ACQUISITION VALUE, 3.96 16 .52 4/16/96 1,593 SHS MATTEL INC COMMON PROCEEDS, 37,861.32 ACQUISITION VALUE, 8.409.49 29,451. 83 6/27/96 DEED TO 23 CREEKVIEW DRIVE CARLISLE PA 17013 PROCEEDS, 100,045.23 ACQUISITION VALUE, 56.750.00 43,295.23 7/15/96 200 SHS CAMPBell SOUP CO COMMON PROCEEDS, 13,408.55 ACQUISITION VALUE, 844.02 12,564.53 9/03/96 20,000 PAR USA TREASURY NOTES 6.257. DUE 08/31/96 PROCEEDS, 20,OOO.oa ACQUISITION VALUE, 19.992.60 7.40 12118/96 600 SHS OHIO EDISON CO COMMON PROCEEDS, 13,307.55 ACQUISITION VALUE, 14.305..iQ 997.95- 1/08/97 200 SHS GENERAL MOTORS CORP COMMON PROCEEDS, 11,558.61 ACQUISITION VALUE, 11. 316.00 242.61 1/08/97 2,400 SHS tlERSHEV FOODS CORP COMMON PROCEEDS, 104,254.91 ACQUISITION VALUE, 7.784.89 96,470.02 1/08/97 1,000 SHS INGERSOll RAND CO COMMON PROCEEDSj 43,793.53 ACQUISITION VALUE, 22.549.81 21. 243.72 1/08/97 3,200 SHS QUAKER OATS CO COMMON PROCEEDS, 119,772.00 ACQUISITION VAlUEj 22.650.28 97,121. 72 tfl'N~'I'I""1 - 7 . PRIVATE BANK PNCBANK MARY NICHOLSON 3124550 GAINS AND LOSSES ON SALES AND OTHER DISPOSITIONS Wli JJ1..n 1/13/97 1,348 SHS MCDONALDS CORP COMMON PROCEEDS, 58,865.19 ACQUISITION VALUE, 6.617.00 52,248.19 1/13/97 200 SHS MOTOROLA INC COMMON PROCEEDS, 12,508.58 ACQUISITION VALUE, 11. 666.JJl 842.58 2/06/97 2,200 SHS CAMPBELL SOUP CO COMMON PROCEEDS, 182,417.91 ACQUISITION VALUE, 9.284.25 173,133.66 3/05/97 400 SHS ALL TEL CORP COMMON PROCEEDS, 13,867,53 ACQUISITION VALUE, 11.852.00 2,015.53 3/05/97 400 SHS COCA COLA CO COMMON PROCEEDS, 24,417.18 ACQUISITION VALUE, 15.041. 00 9,376.18 3/06/97 300 SHS CHEVRON CORP COMMON PROCEEDS, 19,175.36 ACQUISITION VALUE, 15.736,50 3,438.86 3/25/97 200 SHS NORFOLK SOUTHERN eORP COMMON PROCEEDS, 18,133,39 ACQUISITION VALUE, 7.663.10 10,470.29 3/31/97 25.000 PAR USA TREASURY NOTES 6.8757. DUE 03/31/97 PROCEEDS, 25,000,00 ACQUISIT10N VALUE, 24.984.38 15.62 4/03/97 200 SHS DUPONT E I DE NEMOURS 8 CO COMMON PROCEEDS, 21,483.28 ACQUISITION VALUE, 16.716.00 4,767.28 4/03/97 600 SHS ENTERGY CORP NEW COMMON PROCEEDS, 14,501.51 ACQUISITION VALUE, 17 .494.00 2,992.49- , TftSNOIllOlllSl - 8 - PRIVATE BANK PNCBANK MARY NICHOLSON 3124550 GAINS AND lOSSES ON SALES AND OTHER DISPOSITIONS lW.li .Llli 4/03/97 300 SHS FLEET FINANCIAL GROUP COMMON PROCEEDS, 17,150.43 ACQUISITION VALliE, 11.833.50 5,316.93 4/03/97 200 SHS GENERAL ELECTRIC CO COMMON PROCEEDS, 19,908.33 ACQUISITION VALUE, 14.461. 32 5,447.01 4/03/97 25,000 PAR USA TREASURY NOTES 6.8757. DUE 04/30/97 PROCEEOSj 25,000.00 ACQUISITION VALUE, 24.942.75 57.25 41'l8/97 200 SHS BEll ATLANTIC CORP COMMON P~OCEEDS, 11,908.60 ACQUISITION VALUE, 12.816.00 907.40- 4/28/97 600 SHS BRISTOL MVERS SQUIBB CO COMMON PROCEEDS, 38,050.73 ACQUISITION VALUE, 24.999.00 15,051..73 12131/97 25,000 PAR USA TREASURY NOTES 67. DUE 12131/97 PROCEEDS, 25,000.00 ACQUISITION VALUE, 25.027.34 27.34- 5/15/98 25,000 PAR USA TREASURY NOTES 6.125X DUE 05/15/90 PROCEEDS, 25.000.00 ACQUISITION VALUE, -Z.L.ll2.....ll 19.53- 9/02/98 25,000 PAR USA TREASURY NOTES 7.1257. DUE 10/15/98 PROCEEDS, 25,046.88 ACQUISITION VALUE, 24.875.00 171. 88 9/02198 25,000 PAR USA TREASURY NOTES 7.50X DUE 05/15/02 PROCEEDS, 27,000.00 ACQUISITION VALUE, 24.948.00 2,052.00 1fI18NOII'IlIMI - 9 - PRIVATE BANK PNCBANK MARY NICHOLSON PRINCIPAL-INFORMATION SCHEDULES - CHANGES IN INVESTMENT HDlDINGS 1/09/96 PURCHASED 300 SHS BRISTOL MVERS SQUIBB CO eOMMON 3124550 24,999.00 3/03/97 STOCK SPLIT 2-1 300 SHS BRISTOL MYERS SQUIB8 CO COMMON SOLD 600 SHS BRISTOL MYERS SQUIBB eo COMMON 24,999.00- 4/28/97 WI.a........ .......... o SHS .00 1/09/96 PURCHASED 200 SHS COCA COI.A CO COMMON STOCK SPLIT 2-1 200 SHS COCA COLA CO COMMON SOLD 400 SHS COCA COLA CO COMMON 15.041. 00 5/13/96 3/05/97 15,041. 00- ...III1U...R. .......... o SHS .00 1/15/92 RECEIVED 320 SHS FISHER PRICE INC COMMON STOCK SPLIT 2-1 320 SHS FISHER PRICE INC COMMON 640 SHS FISHER PRICE INC COMMON EXCHANGED FOR 816 SHS MATTEL INC COMMON 8,41$.45 6/10/92 12131/93 8,413.45- .......... o SHS .......... .00 1/15/92 RECEIVED 1,200 SHS HERSHEY FOODS CORP COMMON STOCK SPLIT 2-1 1,200 SIlS HERSHEY FOODS CORP COMMON 7,784.89 9/16/96 1/08/97 SOLD 2.400 SHS HERSHEY FOODS CORP COMMON 7,784.89- ....11I.11I..11I .......... 0 SHS .00 RECEIVEO 500 SHS INGERSOll RAND CO COMMON 22,549.81 STOCK SPLIT 2-1 500 SHS INGERSOLL RAND CO COMMON 1/15/92 6/10/92 If'lIHfI'll11t"' - 17 - PRIVATE BANK PNCBANK MARY NICHOLSON PRINCIPAL INFOBMAIlDU SCHEDULES - CHANGES IN INVESTMENT HOLDINGS CONTINUED, INGERSOll RAND CO COMMON 1/08/97 SOLO 1,000 SHS INGERSOLL RAND CO COMMON 1/15/92 6/17/92 0/15/94 12131/93 1/10/94 1/23/95 5/04/96 3/07/96 4/16/96 1/15/92 6/27/94 1/13/97 4/30/95 3124550 22,549.81- ..IIl....IIl... 0 SHS RECEIVED 200 SHS K-MART CORP COMMON STOCK SPLIT 2-1 200 SHS K-MART CORP COMMON ...11I....11I. .00 7,106.23 SOLD 400 SHS K-MART CORP COMMON 7,106.23- .......... .........11I .00 o SHS 016 SHS MATTEl INC COMMON IN EXeHANGE FOR 640 SHS FISHER PRICE INC COMMON STOCK SPLIT 5-4 204 SHS MATTEl INC COMMON STOCK SPLIT 5-4 255 SHS MATTEl INC COMMON STOCK SPl.IT 5-4 318.75 SHS MATTEl INC COMMON SOLD 0.75 SHS MATTEL INC COMMON SOLD 1,593 SliS MATTEl INC COMMON 8,413.45 3.96- 8,409.49- ..1111....... o SHS ....11..... .00 RECEIVED 674 SHS MCDONALDS CORP COMMON STOCK SPLIT 2-1 674 SHS MCDONAlDS CORP COMMON SOLD 1,348 SHS MCDONALDS CORP COMMON 6,617.00 6,617.00- ..!II....... o SHS ..a....II.. .00 PURCHASED 1,000 SHS NESTLE S A ADR COMMON 39,250,00 - 18 . "'IIlNO"I'fII!l~1 CONTINUED. USA TREASURY NOTES 5/15/98 USA TREASURY NOTES 6.375Y. DUE 05/15/99 11/15196 5/15/97 11117197 5/15/98 9/02/98 DIVIDEND MARY NICHOLSON ;;"__A,,''W':'';Fj"'' PRIVATE BANK PNCBANK 3124550 RECEIPTS OF lNCOME 765.63 3,062.52 796.88 796.88 796.88 796.88 476.39 3.663.91 ALL TEL CORP COMMON 10/03/96 104.00 1/03/97 11 0 . 00 4/03/97 11 0.00 324.00 BELL ATLANTIC CORP COMMON 8/01/96 144.00 11/01/96 144.00 2103/97 144.00 5/01/97 148.00 580.00 BRISTOL MYERS SQUIBB CO COMMON 8/01/96 225.00 11/01/96 225.00 2103/97 228.00 5/01197 228.00 906.00 CAMP8ELl SOUP CO COMMON 10/31/96 759.00 1/31/97 847.00 1,606.00 CHEVRON CORP COMMON 9/10/96 162.00 12110/96 162.00 3/10/97 162.00 486,00 COCA COLA co COMMON 10/01/96 50.00 12116/96 50.00 100.00 DUPONT E I DE NEMOURS 8 CO COMMON 9/12196 114.00 12/16/96 114.00 3/14/97 114.00 342.00 ENTERGY CORP NEW COMMON 9/03/96 270.00 12102/96 270.00 3/03/97 270.00 810,00 FlEEl' FINANCIAL GROUP COMMON 10/01/96 129.00 T,,'NUIIOIKI - 22 - \ '. t:f PRIVATE BANK PNCBANK MARV NICHOLSON 5124550 RECEIPTS OF INCOME CONTINUED I FLEET FINANCIAl. GROUP COMMON 1/02/97 U5.00 4/01/97 155.00 S99.00 GENERAL ELECTRIC CO COMMON 10/25/96 92 .00 1/27/97 104.00 4/25/97 104.00 300.00 GENERAL MOTORS CORP COMMON 9/10/96 00.00 12/10/96 80.00 160.00 HERSHEY FOODS CORP COMMON 9/13/96 480.00 12/13/96 480.00 960.00 INGERSOLL RAND CO COMMON 9/03/96 205.00 12/02/96 205.00 410.00 MCDONALDS CORP COMMON 9/13/96 101.10 lU13/96 101.10 202.20 MOTOROLA INC COMMON 10/15/96 24.00 1/17/97 24.00 48.00 NORFOLK SOUTHERN CORP COMMON 9/10/96 112.00 12110/96 112.00 3/10/97 120.00 344.00 OHIO EDISON CO COMMON 9/30/96 225.00 12131/96 225.00 450.00 QUAKER OATS CO eOMMON 10/15/96 912.00 1/15/97 912.00 1,824.00 gJHER INCOME BlACKROCK MONEY MARKET INSTITUTIONAL CLASS FD 101 10/01/91.1 169.02 10/01/98 1,836.31 11/02198 407.71 11/02/98 4,247.97 12101/98 403.70 12101/98 4,040.84 BLACKROCK MONEY MARKET 11,113.55 SERVIeE CLASS FD 108 8/01/96 16.79 'AINor'IO'''' - 23 . PRIVATE BANK PNCBANK MARY NICHOLSON BALANCE OF INCOME ON HAND' VALUE 12/01/98 3124550 ACQUISITION ~ INVESTED CASH TOTAL INCOME 101,595.89 101,595.89 ......"..... 101,595.89 101,595.89 ............. , ,."tNClltlO,nl -28 . ",ilfi!J!iilf.ifii;",,,,"'_.f ,_.-"",-,~ PIRSTa During the lifetime of the Settlor I The Trustee shall pay the net income to the Settlor in A. uch periodic installments as the Trustee shall find convenient, but at east a. often a. quarter-annually. B. The Trustee may apply the net income of this Trust for he support of the Settlor should she by reason of age, 11lnlll88 or Any ther cause, in the opinion of the Trustee, be incapable of disbursing t and Trustee is further authorized to expend or apply from the rincipal of this Trust such sums as it, in its sole discrstion, may rom time to time deem advisable for the support of Settlor to maintain er in the station of life to which she is accustomed at the creation Trust or during illness or emergency. C. The Trustee shall pay so much of the principal of the to the entire amount of principal to the Settlor as the shall request in writing. D. If the Settlor is, in the opinion of the Trustee, isabled by reason of age, illness or any other cause, the Trustee may, ut is not required to, apply for Settlor's husband's benefit as much , f the net income and principal of this Trust as Trustee may deem dvisable for Settlor's husba.nd' s eupport to maintain him in the tandard of living to which he is accustomed at the creation of this rust, taking into account his other readily available assets and aurces of income. -2- _,., b.. SECOND I upon the death of the Settlor, the Trustee shall hold all of the principal as a separate trust under this Article SECOND for he following us.s and purposes I A. To pay the net income therefrom to Settlor's husband, ENCE D. NICHOLSON, for and during his lifetime in such periodic stallments as Trustee shall find convenient, but at least as often as B. As much of the principal of this trust as Trustee, in ts Role discretion, may from time to time de om advisable for the upport of Settlor's husband to maintain him in the station of life to hieh he is accustomed at Settlor's death, or during illne88 or shall be either paid to him or else applied directly for his Trustee after taking into account his other readily avail- aBsets and sources of income. C. Trustee may apply the net income of this trust for the of Settlor's husband, CLARENCE D. NICHOLSON, should he by eason of age, illness or any' other cause, i.n the opinion of Trustee, e incapable of disbursing it. D. In addition to the above provisions, Settlor's husband have the power to direct Trustee to pay to him or apply out of rincipal in each year, including the year of Settlor's death an amount greater of Five Thousand ($5,000.00) Dollars or (5') percent of the then aggregate value of the trust principal. power is non-cumulative and can be exercised only by an instrument n writing signed by Settlor's husband and delivered to Trustee. -3- I. Upon the d.ath of Settlor's hu.band, CLARENCE D. ICBOLSON, or upon Settlor'. d.ath, if h.r hu.band predecea... her, shall terminate and tho then romaining principal and ccumulated or undistributed income shall b. distributed a. follows; (1) The sum of $5,000.00 to the Settlor's nephew, ALLAN OSKOS, now of 4225 Lake Drive, Robbinsdale, Minnesota, 55422, if he is hen living. If the eaid ALLAN ROSKOS is not thsn living, his share ehall be distributsd to his parents or to the survivor of them, if they survivor is then living. If neither of the parents of ALLAN are then living, his share shall be distributsd to CAROLINE FROMME, if she is then living. (2) The sum of $5,000.00 to the Settlor's sister, ANN of Maplewood, New Jersey, if she is then living. If the aid ANN GUGLIOTTA is not then living her share shall be distributed to he is then living. (3) The sum of $5,000.00 to the Settlor's sister, LEA INGOLD, now of Emerson, New Jersey, if she is then living. If the is not then living her share shB,ll be distributed to he is then living. (4) The entire balance remaining after the gifts set orth in sub paragraphs One through Three above have been provided for, hall be distributed as set forth below. Each of the following equests shall be made 1n the honol:' of Settlor's husband, CLARENCE D. ICHOLSON, if Settlor predeceases Settlor's husband 1 and, if Settlor's uaband predeceaaes Settlor, each of the following bequests shall be -4- de in lovinq memory of CLARENCE D. UICIJOLSON and of Settlor" arent., ANDREW and ANNA ROSKOS, and loved on... lalOne-fifth to the FIRST LUTHERAN CHURCH, now of Carliale, PennBylvania, or its successor. (b) One-fifth to the SAINT MATTHEWS LUTHERAN 663 North Main street, Wilkes-Barrs, Pennsylvania, or ts succeBsor. (c) One-fifth thereof to the AMERICAN BIBLE OCIETY, or its successor. (d) One-fifth thereof to ths AMERICAN CANCER OCIETY, or its successor. (e) The remaining one-fifth thereof to the CYSTIC IBROSIS FOUNDATION, now of 3805 paxton Street, Harrisburg, PennBylva- its succeSBor. F. Should any person entitled to distribution from the in the opinion of the TruBtee, incapable of disbursing it ecause of age, illneBB or other caUBS, and Bhould it be impossible or nadviBable, in the opinion of the TruBtee, for such share to be warded to such person or diBtributed to another for such person's enefit, the share of such person shall be held, IN FURTHER TRUST, and ruBtee shall be accumulate the income and ohmll apply from time to 1m. such portionB of income, accumulated income, and principal aa it hinkB proper for that person'B Bupport and education (including ducation in college, tr.ade Bchool or graduate Bchool) without regard o hiB or her parent's ability to provide for such BUpport and educa- -5- . . . . . ~ tion, or to make payment for the.. purposes without further responsi- bility to the beneficiary or to the beneficiary's parent, or to any tAking care of the beneficiary. Any principal or income not so pplied shall be distributed to the beneficiary when he aT. ,he becomes f age or competent, or to the p.rsonal representative of the benefici- in ca.e of death during minority or before becoming ompetent. ~I The interests of the beneficiaries hereunder ahall not e subject to anticipation or to voluntary or involuntary alienation. FOURtH I Trustee shall have the power, but not the duty, to make uch expenditures out of the principal, as it, in its unccntrolled scretion, may consider desirable in order to facilitate the settle- nt of Settlor's estate and also in the event Settlor's husband to facilitate the settlement of his estate. In xerc:i.sing such power, Trustee may pay, in whole or in part, any or all f the following itemsl the expenses of Settlor's or Settlor's usband's last illness and burial, including cost of any gravemarker~ or her debtBI his or her income taxes 1 the death taxes on any or property including in his or her gross estate for tax purposesl and other items in connuction with the Bettlement of his or her estate. such items may be paid directly by Trustee or the funds for their , -6- , , . . . ayment may be tranoferred by Truste. to Settlor's or Settlor'. uBba,nci'lI exeoutor or administrator, and. neither suoh exeoutor or any benefioiary of Settlor'. or settlor's husband'. atates shall be rsquired to reimburse Trustee for any funds 10 paid or ransferred. All such death taxes on prssent or future interests shall suoh time or times a. Trustee may think proper, regardless f whether such taxes are then due. FIFTH: Trustee shall have the following powers in addition t.o hose vested in it by law and by other provisions of this trust, pplicable to all property, principal and income, including property mld for mJnors, exsrcisable without court approval, and effsctive til actual distribution of all property: A. To retain any or all of the assets of this Trust, real personal, including stock of Corporate Trustee or its parent holding without regard to any principle of diversification. B. To inveet in all forms of property, including steck, trust funds and mortgage investment funds whether operated by rustse or by others, without restriction to investments authorized for ennsylvania fiduciaries, as they deem proper without regard to any rinciple of diversification. C. To sell at public or private sale, to exchange or to ease for any period of time, any real or personal property, and to ive options for sales, exchanges or lea.es, for such price and upon uch terms and conditions .. it desm. proper. -7- . , . D. To allocate receipts and expense. to principal on income r partly to eaoh as Truste. from t~. to time thinks proper in its .ole diaoration. B. To oompromise any claim or controversy. F. To distribute in cash or kind or partly each. G. To hold property in its name without designation of any iduciary capacity or in the name of a nominee or unregi.stersd. SIXTH: Trustee eh~ll have no duty to pay any premiums on the life nsurance policies subject hereto and the companies issuing such shall have no r.esponsibility to soe to the fulfillment of this or the application. af the proceeds of such policies and Trustee have no duty to bring suit upon any of the life insurance olicies subject hereto unless they hold funds hereunder out of which may be indemnified against all costs, legal fees and other expenses suit. SEVE~: Settlors reserve to herself the following rights (each which may be exercised by Settlor alone whenever and as often as may wish): A. All rights now or hereafter veeted in Settlor as the the insured under the life insurance policios subject hereto, eluding, but not limited to, the rights to change beneficiaries, to -8- , . . . ' . orrow on policies either from the i..uinq aompani.. or from other n.titution. or other per.on., to a..ign and pl.dqe polioi.. for any oan, and to receive dividend. and all other payment. available to the er and the insured I and S. The right by an in.trument in writing, intended to take during Settlor's lifetime. signed by Settlor and delivered to rust.. to revoke or amend this agreement in whole or in part, provided hat the duties, powers and liabilities of Trustee shall not be ubstantially changed without their written consent. JYGHTH: Subject to the approval of Trustee, anyone may add ropeL-ty, real or personal, to the principal of this trust by deed, ill or otherwise. NYNTH: The Trustee shall receive compensation for the performance f its functions hereundor in accordance with the standard schedule of ees in effect from time to time during the period over which its I \ \ \ j ervices are performed. TENTH: The situs of this Trust, for administrative and accounting urposes, shall be in the County of cumberland and commonwealth of ennsylvania, and all questions pertaining to the construction or -9- 1-';'W '.t.,l.\". \% .19~1 OOMMONWEALTH OF PF,NNS\'LIIANIA OFFICE OF ATTORNEY GENERAL FebnJaJ:Y 8, 1999 MIKE. FISHE.fl ATTOflNE.VGE.NE.flAL chatitable Tru~tS an~ organi~at~9ns Section 2'J, S. 12th St., 3ro F1Qor Philadelphia, PA 19107 T$l~phonel (215) 560-2402 charles H.~ ,st,one, Esquire stone LaFaver & Shekletski 414 Bridge Street P.O. BOX E NeW cumberland, PA 17070 Ra: Estate of Mary Nioholson; Deceased Daed of Ttust of Mary Nioholson, Settlor Receipt is acknowledged of your letter regarding ,the charitable gifts in the above matters. I have reviewed the Accounts and other materials submitted and, on behalf of the AttoL"ney General as J;li'rel)Sl;latr1 ae for charities, would advise you that this Office is ~without objection to confiJ:mation Of the Accounts as stated. Dear Mr. Stone: very truly yours, ..7 1(../1'.___ t"\ (~ , C'-b I, -. -,' . .'. t'Lt c'{ ..' ca.r,ol A. RyO\n DepUt;,yAttOrney Geneti?,l CAR :j ak