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Home My WebLink About97-00536 I ----~.. &U'ft rKUUATE and GRANT OF LElTERS Estate 01 IalORE W. PISClOOERI___ No. .--eQf-'tJ- R,~_ also known as nla ___.__ To: - ~--'-'-" Register of Wills for the - . Deceased. County of 9Jnlberland In lhe Social Secl/rlty No. _-Lv.. - 'I 0 - 1 'l2.lL..___ Commonwealth of PennsYlvania The /lCtltlon of' Ihe undersigned respeclfully represenls Ihal: Vour /lCtltloner(s), who Is/are 18 years of age or older an the e~ecut ors_ In the lasl wlll of Ihe above decedenl, daled Ck:tohAr 30 and cOdicll(s) dated nla ___ ____ --'--~~ ---~ -- --- f5fQtc relevanl c1rClIm!18nccs. e.._ rcnuncJallon, detlh or CllecUIOf. Clc.) - Decendent was domiciled at dealh In - ~land ____ COunty, Penn.ylvanla, with ~ _Iasl famlly or rlucipal residence at_' 0 Letch~rth Road, ~ Hill, I.oI..oAr ...l!llen'I'ownshij2 land tv. Pennsvlvania , _ (Ust Urtel, number and muncJpalily) Oec~ndent, Ihen --1.!!_ years of age, died Ma~ 25 _, 19:7 I at HOly Spirit HqsPital, ~P!mnsQQm..1:l:2wnShiD. CumhArl nn Chllnty P". . E~cept as followr., decedent did not marry, was nOI divorced and did not have a chlld born or adopted after executlon of Ihe will offered for probate; was notlhe victim of a killing and was never adjudicated Incompetent:-A/. ---- Oecendent at death owned property with estimated values as follows: (If domlclled in Po,) All personal property (If not domiciled In Pa,) Personal property In Pennsylvania (If nOI domiciled In Pa,) Personal prOperly In Counly Value of real estate In Pennsylvania situated as follows: $---40JlO.OO L 0.00 $ n nn $ 0.00 - -- WHEREFORE, petitioner(s) respectfully req~esl(s) the pro bale of the last will and Codicil(.) presented herewith and the grant of letters TestamentarY _ (teslameOlar)'; admltllslratlon C.t..,; admlnl.tratlon d.b,n.!:.....) theron, ,-: ~'.~fr il~, J 444 WOOdcrest Drive MeCbanicsburq I.PA 17055 -- - 127 North 27th ~;~~t... Call)[) Hi IJ, PA L. OATH 01 PERSONAL REPRESENTATIVE COMMONWEALTH OF PENNSYLVANIA } ss COUNTY OF ClIMRRnT .AfIlJ) The petitioner(s) above-named swear(s) or afflrm(s) thai the statements In the foregoing petlllon are true and correct to the best of the knowledge and belief of pelitioner(s) and that as personBl represen. tatlve(s) of the above decedent petitioner(s) wll/ well a~ I~UIYj administer the eslate according 10 law, Sworn to or affirme.dRand subscribed '" ~ CD, lJ.... ~ befO,r e me this l3~_~ da of r A. Wr J' 1Jff,. ,~~ L. 9 ~ , I~Mr "_,_ T. . \-S- \~'1- b u .". ~'-'--,.- -.-- '1~-'" ",.~~,vJ l<1~;!'~~~_._~:',~',~_.. . 'U'-'''7''.C''7~''t .,-"'....,_:"'-,-"'--- \ namell I 19'16.- - = PETITION I<'()R 1)IWHATi': Ilnd GRAN'!' Of<' U:TTERS No. ,. t21-:9'1::.~-- To: E.flalc (If _~~9.'~.\'I~..r>IS~I~I.;RI Ql,f(I kIllHI'1l Q,f ,....~.iI..._ ,..,--. ' ._...,..._..'. ....,.., __........,_..' Reglsler of Wills for the ,_~_,,_.......,.__.. _ _, /Jee/'llsed. ('OIlIllY of..QJI!tl)<'lrli!ll9....._ In the So('/a/81'L'III'/Iv N(I, .. L717,LQ7.1.J20....- COInlllollwcillth of "enn,lylvanla The lIetltlon of the undersigned resllectflllly rClm'sellls thlll: YOllr lIelltloller(s), who IS/lire Ig yellrs of nge nr older IInlhe execIII.Dffl.........._..,__. named' In the Ins I will of the nhove decedcnt, dilled .-.-. "..QQ.t.Qoor 30 . 19<J.6- and codldl(s) dnted .nLa._.. -- --""'---_....._-~----- ____._._~.~.~___"'__.____.^"____' ______",n.__...___ _____.,.,.____....._._.___... ,__._~".T.____.__.._,. ...-----, , ~--_.--,."_..._----- .".. --~-_.,------- .' (slllle rclC\lllllt drl'IIIl\!llIll1Ces, e,~, I'ClIUIll'illlinn, delllh of \lltccutm I ele,) Deeendent WIIS domiciled nl, death In ,. ___.QJ!lWl:lan~L.,...._, ..._ COllnty. Pennsylvania, with It Ar Inst fnmlly ()f~ldpal residence III J .5Q9J~t,QI1'IIDrtt1..B~~g.LJ:amp lUll. ~- All.en TownshiRL__...~rl.ql]d Cmmlli.y~lml.$yJ...Y.<miiL-,...- . (list slleet, IIlllllhcr lllld ITlUlH.:lllldity) Dec~ndent, then .......1Q..,._ yellrs of age, died .__...."..___.......,.,.~,...._~_1~. 1997 , at.lT2!yJ1pirit JI..OSQital. !j;ast ..J~"mnst)(;"::'Q_'!'Qw!.llihip. Cumberland C"OW1ty....Eil.-. Except us follows, decedent did not nlllrry, was nol divorced IInd did 1I0t have II child born or adopted ufter execution of the will offercd for IIrohllte; was not Ihe victim of a killing and was never adjudicated Incompetent, ..A/-lJ.---~--'-'-''''''---'''-~''''''.''''-' Deecndent at dealh owned properly with eslinll\ted vlllues lIS follows: (If domiciled In PII.) All personllllll'Operty (If not domldled In Pa,) Personal property In Pennsylvania (If not domiciled in PII,) Pel'sonlll property In County Value of real eslale In Pennsylvania situated as follows: $___ 5,000.00 $_, 0.00 $ 0 on _ $ 0.00 -,.--~-~,_._--- ~------ WHEREFORE, petllloncr(s) respectfully req\lest(s~ the probale of the last will and eodlell(s) presented herewith IInd the gmnt of lellers TestamE",cary (ICSIRmentarYi IIdmlnblrntion c,La,; administration d.b.n,c,I,I,) theron. .. li ~_ l- '~ . oo:ii ",8 ='= ':'ij 'f. r ill 444 Woodcrest Drive Mechanicsburq, PA 17055 ,- e T. pfsc:l"Qneri.._._.~_... ...11LNoftU7th street ....<::amll.Jlill, PA 17011 " OATH m' PERSONAL REPRESENTATIVE COMMONWEALTH 011 PENNSYLV ANIA }. llll COUNTY OF ('IIMRRRT.ANlJ The petltloner(s) ubove.nll11led swellr(s) or affir11l(s) thallhe stlllell1ents In the foregoing petition are true and correct to the hest of the knowledge and belief of petltloncr(s) and that as personal represen. tallve(s) of the IIbove decedenl petltloner(s) will well and truly administer the estate aecordlnllto law, Sworn to or IIffirm2~ Bnd sultscrlbed . ~.... W 0, (~::"''''Y ~ ~:~M;~,'B.,=:[ (i9,(~1~Of,. ,.==;i~.,~r ,) . i ' ...~ "".I'~.Js::'JlJJL! ~.,' - ,~ , MA CLEWIS RCK'S/l" 'f-....r!..:',rT. ~ \6- \f\'l- G . \ No. _~ 21 - 97 - 536 " Estate of LENOHE W. PISCIONb~I _" Deceased DECREE OF PROBATE AND GRANT OF LETTERS ! AND NOW __---,--.--illiNE 2~_...._,_._ \9....27.-. In consideration of the petition on the reverse side hereof, satisfactory proof having been presented before me. IT \S DECREED that the Instrument(s) dated_,. October-30---U~ described therein be admitted to probate and filed of record as the last will of Lenore W. ..Riscioneri _-- and Letters 'fi'st "mentarv are hereby granted to Hobert /h.J1."y and nani ,,1 T. Pi Aei ....npri . -, II i ~ \ - - -- FEES Probate. Letters, Etc. ,......" $ 25.00 Short Certlflcates(1~'......".. $ lfi 00 R~.nll.nclatl\ln ."....,.,..,... $ x-pages $ 30.00 JCP , 5.00 TOTAL_ $ 96.90 Flied. ... . . .~V~~, .~h .m7, . . . . . . . , ' . , . ( 0 MAiW1'C.r em~ J LoWell R. Gates, Esquire (#46779) Gates & Associates, P.C. , \ I, \: If 1\ I' If If ATTORNEY (SliP, CI, \.0, No,) 1013 Mumma Road, suite 100 LemOvne. PA 17043 ADDRESS 717-731-9600 PHONE oQ ~ ~: , \.c) ...\ ~:' ;<-i:: t;l -\J h) .. .~ \0 Mailed letters and order to attorney on 6-25-97. , , OJ 19 00 . ~ u . ~ ;[ .' ! ~ '" I ~ ~ I I III U l w 0 ~ ~ ~ !~ ~ ~ ~ ~ , ~~ ~ :l: g ~ ; 5 ! - ~ ~ ~ " ' , " ~T WILL AND TESTAM~ Q.t LENORE W. PJJl~ I, LENORE W. PISCIONBRI, now of 1509 IJetchworth Road, Camp Hill, Cumberland County, Pennsylvania 17011., do publish and declare this to be my Last Will and Testament, hereby revoking all other pri or wills and codicils made by me. FIRST, l)milv Background and ADDointm.nt of Executor, (A) Familv and Backaround Informatioq. I am married to ANTHONY R. PISCIONBRI. The children of our marriage are ROBERT A. WRAY, JOSEPH W. PISCIONBRI, WILLIAM M. PISCIONERI, and DANIEL T, PISCIONERI. 'rhroughout this Will, ANTHONY R. PISCIONB:RI will be referred to as "my husband" or "my spouse" and ROBERT A. WRAY, JOSEPH W, PISCIONBRI, WILLIAM M. PISCIONERI, and DANIEL T, PISCIONBRI will be referred to as "my children." The word "issue" will include any children as well as my other descendants. (B) ADDointment of Executor. I appoint as my Executor and successor Executor (all hereinafter referred to as Executor or Bxecutor(s) under this Will, the following named persons or corporations to serve without bond and without being required to account to any Court: Executor. My sons, ROBERT A. WRAY and DANIEL T, PISCIONBRI, or the survivor of them, as Co-Executors, to act jointly. (C) Inter Vivo. Tru.t. 'rhe inter vivos trust agreement referred to in this Will is entitled "THE PISCIONERI FAMILY IRlBVOCABLE TRUST," by and between ANTHONY R. PISCIONBRI and LENORE W. PISCIONBRI, as Settlors, and LENORE W. PISCIONERI, as Trustee, as now in effect or as may hereafter be amended. SECOND, Fun.ral and Last Illne.. EXDen.e'l Tax.,. (A) EXDenSG. of Funeral and La.~lnes., I direct my Executor to pay my funeral expenses and the expenses of my last illness from my estate. In addition, my Executor may notify e Trustee of the Trust described in Paragraph FIRST (C) of any ch expenses and my Executor may accept reimbursement from such Trustee. lL. 11 .. , , MAjTNILt ANDTBSTANlNT Ql LBNORE N, PISCIONBRI . PAGE 2 (8) ~. I direct my Executor to pay any and all estate, inheritance, succession, legacy, transfer and other death taxes or, duties, by whatever name called, 1ncluding any and all interest and penalties thereon, imposed under the laws of any jurisdiction by reason of my death upon or with respect to any and all property included 1n my gross estate for the purpose of such taxes, whether Stich property passes under or outside of this W1l1, Without any apportionm~nt otherwise required by law and without being prorated or apportioned among or charged against the respective devises, legatees, beneficiaries, transferees, or other recipients of any such property or charged against any property passing or which may have passed to any of them, I direct that any taxes so paid shall be charged against my residuary estate. My Executor shall not be entitled to reimbursement for any portion of any such taxes from any such person. The foregoing provisions of this Article SECOND shall not apply to such portion or portions of said taxes, interest and penalties which may be required to be paid, or are actually paid or reimbursed, by the Trustee of the Trust described in Paragraph FIRST (e), above. THIRD I Tangible Personal ProDerty. Except for those items excluded below and those items enumerated in the Letter of Instruction, I bequeath all my tangible personal property, including but not limited to clothing, jewelry, heirlooms, furniture, household furnishings, personal effects, motor vehicles, and all other similar articles, which I own, and the insurance thereon, to my children, per stirpes, to be divided among them as they may select in as nearly equal shares as is practical. If there is any disagreement as to distribution, I direct my Executor to make such distribution. The decision of my Executor shall be final and binding. Any items not selected or any items which my Executor considers unsuitable for my children may be distributed or sold in the sole discretion of my Executor and, if sold, the net proceeds therefrom shall be added to the residue of my estate. Any such article allocated to a minor may, as my Executor deems advisable, either be delivered to the minor or to any person to safeguard on behalf of the minor. Notwithstanding any other provisions in this Article THI I may leave a separate, dated and unsigned Letter of Instruc which I shall place with my Will, containing directions as '-- ;//, p , .' LAS~ WILL AMP TESTAHlNT Ql LENORE w, PISCIONlR! ~ ultimate disposition of certain of the property bequeathed under ,this Article THIRD, and Buch Letter of Instruction shall determine the distribution of such items. POURTHI ResiduarY-l.tate. I devise and bequeath all of the rest, residue antl remainder of my estate, real, personal and mixed, of whatever nature and wherever situated to which I am legally or equitably entitled, to the then-acting Trustee(s) of the 'frust described in Paragraph FIRST (C) of this Will, to be held, administered and distributed pursuant to the terms thereof, as the same may be amended from time to time. By this devise and bequest of my residuary estate I hereby exercise all Powers of Appointment I possess at the time of my death except any power of appointment which I possess under the Trust described in Paragraph FI~ST (C) of this Will. PIFTHI Power. of Executor, In addition to the powers and duties as may have been granted elsewhere in this Will, but subject to any limitations stated elsewhere in this Will, the Executor shall have and exercise exclusive management and control of the Estate and shall be vested with the following specUic powers and discretion, in addition to the powers as may be generally conferred from time to time upon the Executor by law: (A) In the management, care and disposition of the Estate, the ~xecutor shall have the power to do all things and to execute such instruments, deeds, or other documents as may be deemed necessary or proper, including the following powers, all of which may be exercised without order of or report to any Court: ;//p p , (1) To sell, exchange or otherwise dispose of any property at any time held or acquired hereunder, at public or private sale, for cash or on terms, without advertisement, including the right to lease for any term notwithstanding the period of the Estate, and to grant options, including any option for a period beyond the duration of the Estate; except that, in lieu of any binding shareholder agreement or buy/sell agreement to the contrary, the Executor shall not be permitted to sell the stock or y other ownership interest in any business owned by me, 0 held in trust, at my death, without first offering the for sale to my children, or without next offering the e V {'~/ LAST WILL ANI) TESTAMENT, Ql LBNORE W, PISCIONlRI WLt to the corporation or business represented by such ownership interest for redemption. (2) To invest all monies in such stocks, bonds, securities, mortgages, notes, choses in action, real estate or improvements thereon, and any other ,property as the Executor may deem best, without regard to any law now or hereafter enforced limiting investments of fiduciaries. (3) To retain for investment any property deposited with the Executor hereunder. (4) To vote in per'son or by proxy any corporate stock or other security and to agree to or take any other action in regard to any reorganization, merger, consolidation, liquidation, bankruptcy or other procedure or proceedings affecting any stock, bond, note or other security. (5) To use attorneys, real estate brokers, accountants and other agents, if such employment is deemed necessary or desirable, and to pay reasonable compensation for their services. (6) To compromise, settle or adjust any claim or demand by or against the Estate and to agree to any rescission or modificatior. of any contract or agreement affecting the Estate. (7) To renew any inaebLedness, as well as to borrow money, and to secure the Saine by mortgagi,ng, pledging or conveying any property of the Estate. (8) To retain and carryon any business in which the Estate may acquire an interest, to acquire additional interest in any such business, to agree to the liquidation in kind of any corporation in which the Estate may have an interest and to carryon the business thereof, to jOin with other owners in adopting any form of management for any business or property in which the Estate may have an interest, to become or remain a partner, general or limi in regard to any such business or property and to hold stock or other securities as an investment, and to em '/ ,,/"/J , J ~ST WILL AND TBSTAMENT Ql LEKORB W, PISCIONBRI PAGE 5 agents and confer on them authority to manage and operate the business, property or corporation, without liability for the acts of such agent or for any 10SEl, Uability or indebtedness of such business if the management is selected or retained with reasonable care. (9) To register any stock, bond or other security in the name of a nominee, without the addition of words indicating that such security is held in a fiduciary capacity, but accurate records shall be maintained showing that such security is a Estate asset and the Executor shall be responsible for the acts of such nominee. (8) Whenever the Executor is directed to distribute any Estate assets in tee simple to a person who is then under twenty- one (21) years of age, the Executor shall be authorized to hold such property in Trust for such person until he/she becomes twenty-one (21) years of age, and in the meantime shall use such part of the income and the principal of the Estate as the Executor may deem necessary to provide for the proper support and education of such person. If such person should die before becoming twenty-one (21) years of age, the property then remaining in trust shall be distributed to the personal representative of such person/s estate. (e) In making distributions from the Estate to or for the benefit of any minor or other person under a legal disability / the Executor need not require the appointment of a guardian, but shall be author.ized to payor deliver the same to the custodian of such person/ to payor deliver the same to such person without the intervention of a guardian, to payor deliver the same to a legal guardian of such person if one has already been appointed, or to use the same for the benefit of such person. (D) In the disbursement of the Estate and any division into separate trusts or shares, the Executor shall be authorized to make the distribution and division in money or in kind, or both, regardless of the basis for income tax purposes of any property distributed or divided in kind, and the distribution and division made and the values established by the Executor shall be bind g and conclusive on all persons' taking hereunder, The Execut ay in making such distribution or division allot undivided in sts '-- l' ! ; (l 4:' F-" , ~ST WILL AND TESTAMENT QI LENORE W. PISCIOHlRl PAGE 6 in the same property to several trusts or shares. (E) The Executor shall be authorized to lend or borrow, including the right to lend to or borrow from any trusts whi.ch I or my spouse may have established during life or by will at an adequate X'ate of interest and with adequate security, and upon such terms and conditions as the Executor shall deem fair and equitable. (F) The Executor shall be authorized to sell or purchase at the fair market value as determined by the Executor, any property to or from any trust created by me or my spouse during life or by Will, even though the same person or corporation may be acting as Executor of my estate or as Trustee of any of my other trusts. (G) The Executor shall have discretion to determine whether items should be charged or credited to income or principal or allocated between income and principal as the Executor may deem equitable and fair under all the circumstances, including the power to amortize or fail to amortize any part or all of any premium or discount, to treat any part or all of the profit rasulting from the maturity or sale of any asset, whether purchased at a premium or at a discount, as income or principal or apportion the same between income ana principal, to apportion the sales price of any asset between income and principal, to treat any dividend or other distribution of any investment as income or principal, or apportion the same between income and principal, to charge any expense against income or principal or apportion the same, and to provide or fail to provide a reasonable reserve against depreciation or obsolescence on any assets subject to depr~ciation or obsolescence, all as the Executor may reasonably deem equitable and just under all the circumstances. If the Executor does not exercise the above discretionary power, the cash or accrual allocation shall be in accordance with Chapter 81 of Title 20 of the pennsylvania Consolidated Statutes, or the corresponding provtsions of subSequent state law. (H) If at any time the total fair market value of the assets of any trust established or to be established hereund is so small that the corporate Trustee's annual fee for administering the trust would be the minimum annual fee se ..' Jr/ F LAST WILL AND TESTAMBNT Ql LBNORE ~, PIseIONERI PAGB 7 in the Trustee's regularly published fee schedule then, in effect, the Trustee in its discretion shall be authorized to terminate such trust or to decide not to establish such trust, and in such event the property then held in or to be distributed to such trust shall be distributed to the persons who are then or would be entitled to the income of such trust. If the amount of income to be received by such persons is to be determined in the discretion of the Trustee, then the Trustee shall distribute the property among such of the persons to whom the Trustee is authorized to distribute income, and in such proportions, as the Trustee in its discret.ion shall determine. (I) Except as otherwise provided in this Will, when the authority and power under this Will is vested in two (2) or more Executors or Trustees, the authority and powers are to be held jointly by the Executors or Trustees, respectively. A majority of the Executors or Trustees may exercise any authority or power granted under this Will or granted by law, and may act under this Will. Any attempt by one such Executor or Trustee to act under this Will on other than ministerial acts shall be void. The action of one such Executor or Trustee under this Will may be validated by a subsequent ratification of the act by a majority of the Executors or Trustees. SIXTH I Riahts and Liabilities of Executor. (A) No bond or other security shall be required of any Executor. (Bl This instrument always shall be construed in favor of the validity of any act or omission by any Executor, and any Executor shall not be liable for any act or omission except in the case of gross negligence, bad faith or fraud. Specifically, in assessing the propriety of any investment, the overall performance of the entire Estate shall be taken into account. (e) Each Executor shall be entitled to receive reasonable compensation for services actually rendered to "~ estate, in an amount the Executor nOl~ally and customarily charges for p'3rforming similar serviIJ8s during the time which he/she per B the services. , ' .!.,/tt./, , , LAST WILL AND TESTAMENT Ql LENORE W. PISCIONERI PAGE 8 SEVENTHs S~.ndthrift Provision. No beneficiary shall have the power to anticipate, encumber or transfer his or her interest in the estate in any manner other than by the valid exercise of a power of appointment. No part of the estate shall be liable for or charged with any debts, contracts, liabilities or torts of a beneficiary or subject to seizure or other process by any creditor of a beneficiary. EIGHTHs T,x El.~iQnl, (A) In determining the estate, inheritance and income tax liability relating to my Estate, the Executor's decision as to all available tax elections shall be conclusive on all concerned. If the Executor joins with my spouse in filing income tax returns, or consenting for gift tax purposes to having gifts made by either of us during my life considered as having been made one-half by each of us, any resulting liability shall be borne by my Estate and my spouse in such proportions as they may agree. In accordance with IRe Section 2632(a) and without regard to whether a Federal estate tax return is actually filed, my Executor shall allocate so much of the Federal Generation Skipping Transfer (GST) exemption amount as will fully exempt any generation skipping transfer which may occur under this Will. (B) The Executor may, in its discretion, determine the date as of which my gross estate shall be valued for the purpose of determining the applicable tax payable by reason of my death. (C) The Executor may, in its discretion, decide whether all or any part of certain deductions shall be taken as income tax deductions (even though they may equal or exceed the taxable income of my estate and whether or not claimed or of benefit on my estate's income tax return) or as estate tax deductions when a ,choice is available; and in the event that all or any part of such deductions are taken as income tax deductions, no adjustment of income and principal accounts in my estate shall be made as a result of such decisions. '-I' .J ,1>" i' ... LAST WILL AND TESTAMENT Ql LlRORE W, PISCIO~ ~AGE 9 NINTH I Definitions and General Provisions. (A) Survival, Any beneficiary who dies within sixty (60) days after my death shall be considered not to have survived me. (B) Cantions. The captions set forth in thill WUl at the beginning of the various articles hereof are for convenience of reference only and shall not be deemed to define or limit the provisionll hereof or to affect in any way their construction and application. (C) Children. As used in this Will, the words "child" and "children" shall include persons who are legally adopted and the issue of said persons, whether born in or out of wedlock, so long as any person born out of wedlock is acknowledged in a written ii1strument executed by the one of their natur.al parents who is a descendant of mine to be the child of said descendant. The word "issue" shall include descendants of all generati.ons including adopted persons. A posthumous child shall be considered as living at the death of his parent. The birth to me or the adoption by me of a child or children subsequent to the execution of this Will shall not operate to revoke this Will. Except for discretionary distributions which may be made unequally among a group of persons and distributions pursuant to a valid exercise of a power of appointment, in making a distribution to the children of any person, the property to be distributed shall be divided into as many shares as there are living children of the person and deceased children, of the person who left children who are then living. Each living child shall take one share and the share of each deceased child shall be divided among his then- living descendants in th8 same manner. (D) ~. Unless otherwise stated, all references in my Will to section and chapter numbers are to those of the Internal Revenue Code of 1986, as amended, or the corresponding provisions of any subsequent federal tax laws applicable to n~ estate. (E) genders, includes Other te~s. The use of and the use of either the the other. any gender includes the other singular or the plural (F) Powers of~ointment a:J;e Exerc:l,sed. (// (J /1/ J) I COMMONWIALTH 011 'INNSYLVANIA COUNTY 011 CUMIIRLAND I I HI RObE!~ l\~~rClI,ilT1<l_2l':1niol 'l'.!)~sc:iClne.ri" and .ub.crlbed before mo, , , 4~;{3 _19 98 , - l'i - '-/,7(( (Ie,; ""-J' /' Nolnrial Saul Stacey L. Nilcn, NOlnry Public Fermanagh Twp., Juniata County Mv Cornml'.loo bplr., Oct 16, 1999 M,mhor, P'nnsylvilnl~ Assoclallon 01 NOiiiiiOs e..cutor Adm nht,.t., Robert 1\. Wray Dani.el T. Piscioneri 444 Wooclcrest Dr. 127 North 27th street Mechanlcsburg I'A 110,S Camp HIIT;-PA 17011 Afl4,11I Date of D..th 25 ---'-'--~_._~---.-- D., May Month 1997 VII' INSTRUCTIONS I. An Inventory mu.t b. flied within three month. aft.. appointment of per.onal ~~..entatlYO. 2. A .upplement Inventory mu.t b. filed within thirty day. of dl.covery of addltl~~l:a..ett8 3. Additional .h.... may be .ttached a. to personalty or realty "-n rn 4. S.. Article IV, Flduclarl.. Act of 1949. CJ:' f'..\ U1 "0 ,n'" U:' )~ ,""":) 0\ ~ ~ ~ f 1 . ~ M o ~ ~ ~ u e '" ~ ell 1 i r I"'l w co: w LI'l ~ ... ... ~ &1 .; 0 r.!. ~ ... ;:5 ~ ... /]~ W , 0\ ~ ~ cr: :;: i- 0\ ; j " . ... o Cl " p:: - ill ~ tl 0 ~ ~ Z ... "tI " ... .. 0 ] .. e "0 .... ... . J .. " it ... u Inventory of the real and personal estate of LI1'lORE W, PISCION1~1 deoeased ~ - ~ 1. 1997. Ford Taurus, N.A.D.A. blue book average retail value. $6,050. 0 '" fl- I ij11. S' REV.-1500 _.-,--~.-------_..---- (If f IUI\I U'\I: ONLY 'AEV"1rld~1 E)(. (1-0'1) -_..---_..~.,---------~- .._--~-_._._-"--_.-.- FILE NUMBER COMMONWEALlll m PENNSYLVANIA DEPARTMENT Of REVENUE DEPT ~OOUO, HAR~\ISBlIR.c:"PA)?go;::~5~=,c'c",. . DECEDENT'S NAME (LAST, rima, AND MIDDU INITIAL) piacicuerl. / 1~'lI101:!:~W.",__,_._ m"'__.'.__..~ w_..~ .,.-"..-.' -., --,----.-'.----- ~~~'~~~'!~~'~Y ~UMHER.m _,._t)A~'~!~I'~(S):;~ .." ."____.._.J:)~~I)/~r~f:;~l2-.----.--~----- ~i~6Af~~~~ft"~~;i\:~'~ ~'"'' II A'I, ~;~~;~~;~l~~~\~~ NUMBER THI~~~~~~ ~~~I~~~~E~~ ~~~~ATE 1, O;tgilH,1 ~~W;;;__.L.-,~.--- -';, ':;;;;);;!;;;;;;;;~-~if;;I;;;;;;-'--- ----~' ' '1;t"\!;:;I::II<I;II~,ti~I;:;";'1 I', ;~;--- . 4u 1,.1;1["1"1,,''',,1'..1'''11)1,,,,''',11 ..' 4, L.rmillld EBlolo 1",1" "I "..,"" """. II "'''I - r, l'odOlUI E!lIUlo [ux RIIII, Roqllllnd B {lUG!!do"l fllpd ltl~.V,t" 7. Ill,[udon\ M_I'IlI.\I'I"d ,\ t"ltlhllllhl 0 1" N ' , ,All,''''' ''''',' ,,' VI,I" IA""'" wI" "I ''''''' B 0101 0,01 salo DlIpllBil Boxo" L" ,p d Rid 10. :'I'''ll~;'\,1 [',,"~'\'1I.,,'!1t1 (<1.110 1'( <In.lltl t"IIW'lIl!l --r1 11. !,I~",_l,,,n 1<J 1'1,'. 1I1HlIH .".'1'" 'JlI\(A) 9, IlIg.llon ,oeoo 0 oeoVO __" II",,""" ,,,",) ._~~---- !H19 9~~!H,!E COM!,gn;~LL CORRESPOMOIlNCE' CO!l,FIDENT1AL~fOAM~StlO~ DIRECTeD TO: NAME COMPLETE MAILING ADDRE"S wwell R. Ga.tes, ~q\.li~_,__,__--- 1013 Munre Road, suite 100 FIRM NAME (II ApplleablO) Leroyne, PA 17043 Gates & Associates, P,C. TELEPHONE NUMBER 717-731-9600 (IFFlcIAt lJ'.iE ONLY DECEDENT CHECK APPRO- PRIATE BLOCKS - CORRES- PONDENT RECAP1T - ULA TION 1, Real E~tate (Schedule A) 2 Slocks and Bonds lSchodule B) 3, Closely Held Corporation, PaltnOlshlp or Sole-Proprlotorslllp 4, M0I1gagos & Notes Recolvablo (SCllOdul0 D) 5, Cash, Bank Doposlls & MIscellanoolls Personal PropOlIy (SCllOdule E) 6. Jointly Owned PlOpetly (SchedUlo F) 7, Illter~Viv09 Trallslers & Miscellaneous Non-Probale PropOl1y (Schedulo G or L) (1) (2) None None (3) (4) None None (7) 2B, 034 .34 .--Jl~ 74,960.01 (5) (6)___ 8. Total Gross Assets (Iolal Linos 1-7) 9. Funeral Expenses & Adrninisll'atiVO Costs (fl,~tlC(1ulij l-l) (9) 10, DobIS 01 Decedent. MOl'lq. Unbilltl09, & Uons (~J"II,I) (10) (0) 34, 711. '72 736. B5 102,994.35 14, 15, Uno 12 mInus Lilla 13 (11) 35,448.57 (12) 67,545-,7B (13) 2,500.00 1141 65,045.7B x ,If) (1(1) 0.00 -- 11, Total Deduotlon. (10101 Li"OS 9 & 10) 12. Net Value of Estate (UIlO 8 minus Uno 11) 13, Charltablo and GOVOff\nlontal Boqllosls/Sec 9113 Trusts 101 which an OlocUOIl to tax has nol boon mado (Schodlllq, J) TAl< COMPUTA- TION ,0, 60/045.78 x ,00 (10) ____..----' 3,602.75 0.00 ,,15 (171 18. TIX Due............... ........-_____.........~ .,...-." . (10) 19 CHECK HERE IF YOU AIlllREQUEST1NG A REFUND OF AN Ol/ERI'AVMENTL ...... BE SURE TO ANSWER AL.L QUESTIONS ON PAGE 2 AND RECHECK MATH ~~ Undo, po"allio pmlury, I doela", Iholl hMO "xaml""" Ihls lolli''', i"cludinq uccompo"yl"g schodulo. a"d olul,,,,,o,,ls, und 10 Iho bo.1 of my k"owlodgo and boliol, Ill. "" corrocl ond complolo, Do IUloUo" 01 PI"p"'OI olhOl Iha" 1110 p",.o"alloplo."[\lativo Is basod 0[\ OIlI"lo""allo[\ 01 wlllch plopa"'l ,,,is an knowlod ), .1-- ~~~ ONA UfltC 1'f.,WDNfll f' Nf,l rf N,(l}[.IU~.~~-'~;" . I:wJAH" (' ,.) ," ,," . . C!:'-''''' cl.~A ' 1 ,., 11)\/ ~, 1'_.- See S 1leUl.ll~~ =.1 ' ,'~ .Lu_ 91 TlJfI_UI"rl" AR'O THlRlf1ANIILPRL')[Nf^,'V' AU"""'" ~"I- ~;I J ,^',A.."..--.. 1013 Mulllla Road, suite 100 _"'_ ~.? 0 ~TOyne, PA 17043 17, 0.00 3,602.75 I(Hl'rNotl,,(l,ll1c. , , ~ ~,; " J~ ,-; ;~i~1 , ~,~: n-. <;..( t""' ,~i'.t ',' ~ Q, ( ~, ,,~~ p ...;,; -~.l ;1) &~lX; ~ tt! '}-.1 -;H .c ')d \U-J]J Ov ,Co, IiR j \ I r I~ U , I' I, II , I t I Bstate of: let10re ~l. Pisciooed 21"1997-0536 'Ihe fol1~ p8l"SC11(s) are signinJ theretum as repre!lentative(s) of the estatel Robert. A. wray 444 WOOdcrest Dri va Mechanicsblrg, PA 17055 Daniel T. Piscioneri 127 NJrth 27th Street 0Ilp Hill, PA 17011 ~ ; 1"- 11 - ~?:!!r~~fK~~iM;';;~':~~~;;j:;~~~:#H~,~-'_"~ "t< j~'~~"'T"_~:~~~4~~4i<<;~~~:~ ,'- , , ~ ...,. ....~ .....,;...' )>A R~v.l500 EX (1"97) Dee.ch,"t'. Compl.te Addr....: STREET ADDRESS 1509 Ultchlo.orth Road Page ~ CITY ~ PA ZIP 17011 lUll Tlx Plym.nt. Ind Credit.: 1, T., 0"0 (Pogo 1 L1no 10) 2, C,odlto/Poy,nonls A, Spous.' Povarty Credit B. P,'or P.y"",nlS C, Dllwounl (1) 3,602.75 6,400.00 180.14 Tolol C,odUO (A + B + C) (2) 6,580 .14 3, Interost/Ponolly If oppllcoblo 0, Inlerest E, Pon.'ly 0.00 0.00 ----~ 4, TotallnleroSl/Ponalty (0 + E) If line 2ls grealer Ihsn line 1 + line 3, soler Ihe dlfforunc8, ThIs Is tho OVERPAVMENT, Ch.ok box on P.go 1 Lln. 19 10 ,.qu,ol . "'und II/ine 1 tUne 3 Is greater Ihan line 2, ontor the dillerence, This is lhe TAX DUe. A, Enler the Interest on the taK due, B, Ento, Iho tol., 01 Uno 5 + 5A, This Is tho B.~LANCE DUE. Moko Chock Poy_blo 10: REGISTER OF WILLS. AGENT (3) 0.00 (4) 2,977 .39 (5) (M) -- (5B) 5, PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BL.OCKS 1. Old decedent make a lransler and: a, rolal" the us./) or income of the property translorrod: ' " . , , . . . , , , . , , . , , , , , , , , , . b, retain Ihe rlghllo designata who shall LlSO the property transferred or its income: < c, retain a teVerslonary Interost: or, ' , , , , , . , , . , , ' , . . . , . . d, receive the promise for hie 01 either payments, benefits or care?, 2. If'death occurred on ot before Decomber 12, 1982, did decedent within two yaars preceding death lranslel properly wilhout receiving adequale consldoratlon? If death occurred after Decomber 12, 1982; did decedonltranslor propSi1y within one year 01 death without receiving adequate conaldoratlon? , 3. Old decedent own an "In trust for" or payable upon doalh bank account 01 socurity othlso,ho,dooth7,,, '''''''''''' 4. Old decedent own an individual retiroment account, annuity. or ottlm non-probate propeny?, Vo. No Ji ~ 0 g ~ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN 72 P,S, 89118 (a) (1,1) (i) provided for the rodllcUon olthata)( rate Imposed on tho not valllo 01 transfers 10 or lor tho use 01 tho fllIP/lving spouselrom 6% to 3% lor dates of death on or after July 1, 1994 and belore January 1, 1995, 72 P,S,I911a (a) (1.1) (II) provldod for Iho roductlon ollho 'otolmposod on tho not volue of tronslo,. fo or lor Iho "'0 01 fho surviving .pouoa lrom 3% fa 0% for dates 01 death on or after January 1, 1995, Tho statute poes not 0)(0010t a transfer to a surviving spouso lrom taK, and the statutory requirements for disclosure of assets and llhng a tall return are sllII appllcablo even if the surviving spouse I!> the only beneficiary. FOR DATES OF DEATH ON OR AFTER JANUARY t. ''is,, Ploo.o onswo, Ihe lollowlng quostlon by plocing an "," In 1110 opp,oP'iolo 'poco, Old Ih. deceden'e,..'. . tru.' 0' .Imll., .".ng.m.nt whleh Is solely 10' lh. surviving .pou.... b.n.'" 10' his 0' h.' .ntl,.III.llme7 - V.. 0 N049c If you answerod yes to lhe above question, the ta)( on the trust or similar arrangomenl Is postponed unlillhe death of the socond spouse, at which time it will be fully lal(lblo at tile rate(s) applicable to the lemainder beneliciary(les), Enter Ihe value 01 tho trust on Schedule J, Part II, In ordor to romova n lram the calculation of the tall due In this estale, You may WIsh to lIIe SctledUle 0 in ordor 10 mako tho oleellon availablo under Secuon 9113. litho election Is made, tho trust or similar arranyemont Is ta)(od III ttle ostate ollha first docodont sfJouso. tl18 p0r110fl 01 the trust or sirrllldr arrangement which benefits the surviving spouse is 'Ixod althe zero U\)( late, and the remainder IS to)(od althe rate(s) applicable to tho romalnder bOflAllclary(ies), If you choos8 to make the election, you must aneeh Schodulo 0 to a Umoly.med laK return, along with Scl1odule{s) K and/or M In ordol 10 Ahow Iho appor110nmont ollhe trusl or similar arrangement betwoonthe surviving spouse and tho romall1dOl tJonohclaIV(ios), 7 PA15002 NTf' 10810 COflYfI\lhl fornu SOHW.tr8 Only 11191 Nlllc~, Inc, Page 2 Bstate of I Lenore W, Pisciooeri 21-1997-0536 SOJE[ULll: F -- Jointly-owned Property D:lte .. of tate of Death ItBll Joint Made Date of Death Deed's Value of No, Tent, Joint rescription Value of Asset Interest Deed's Int. -- 4 A shares CCllll1:Il stock @ $123.41/share = $37,023.00; Sterl:ing Soft\\W:e, Inc. 152 shares CCllll1:Il stock. @ $32.60/share = $4,955.20; Putnam Growth am Incare Fund Class A 14. 68 shares @ $20.02/share = $293.89; Putnam Growth am Incare Fund Class B 253,539 shares @ $19.80/share = $5,020.07. 5 A 07/14/95 D:luphin Deposit Cbrp., 100 4,440,00 0 0,00 Shares CUlllull stock @ $44.40/share. (see attached staterent) . 6 A 11/01/95 J\MI?, Inc. 100 Shares canron 3,990;00 0 0.00 stock @ $39.9/share. (see attached staterent) . 7 A 08/02/95 J\MI?, Inc. 50 Shares canron .1,995.00 0 0.00 stock @ $39.9/share. (see attached staterent) . 8 A 08/01/95 J\MI?, Inc, 50 Shares canron 1,995.00 0 0.00 stock @ $39.9/share. (see attached statelreIlt) . 9 A 08/01/95 AT&T ChIP. 50 shares l.UlIIUll 1,826.,50 0 0,00 stock @ $36.53/share. (see attached statarent) . 10 A 08/01/95 lJ.1cent Technologies, Inc., 16 1,015,36 0 0,00 shares camrn stock @ $63.46/share. (see attached staterent) , - rorAL" (C'any forward to nain schedule) . . ~ . 0.00 REV-'e10 EX + ('-97) 1 J SCHEDULE G COMMONWEALTH OF PENNSYLVANIA INTER-VIVOS TRANSFERS & INHERITANCE TAX RETURN MISC NON PROBATE PROPERTY RESIDENIDECE~ENT _ .' _ -_ ESTATE OF FILE NUMSER Lenore W. Piscianeri _21-1997-0536 This ""had"la m"sl ba compleled and iliad IIlho an,wOl 10 eny 01 qu"sllonsllhrollgh 4 onlho ,evor,o ,Ido ollha REv-,eOD COVER SHEET I' yes. . - DESCRIPTION OF PROPERTY ~{, OF EXCLUSION ITEM INCLUDE NAME OF THE TRANSFEREE, THEIR DATE OF DEATH DECO'S (IF TAXABLE VALUE RELATIONSHIP TO DECO & DATE OF TRANSFER NO, ATIACH COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST APPLICABLE I 1 l<'ahnestock Account No. 11,228.64 100' 0,00 11,228.64 A09-0017219-127. Title: Piscioneri Family Irrevocable Trust. (see attached statarent) . 2 Real Estate located at 1509 105,000.00 100' 2,000.00 63,000.00 I.etchlo.orth Road, Cl:Dlp Hill, ClI1i:lerland O:lImty, Pennsylvania, was transferred to the Piscioneri Family Irrevocable Trust dated OCtober 30, 1996 by reed dated October 30, 1996. Beneficiaries under the Piscioneri Family Irrevocable Trust are rece<:lent' s sons, Robert A. Wray, Joseph W. Pisdooeri, William M. Piscioneri and D:lniel T. Pisci.cneri; Dececlent's spouse, Antlnly R. Pisciooeri; recedent' s graOOchildren, Paula Kraber, Joshua Piscioneri , AntllCll}" W. Piscioneri , Jennifer Wray, Eric Wray, Aaron Pisciooeri, Jordan Piscianeri, Elizal:eth Pisciooeri and David wertz . A $3,000. 00 exclusion is be~ clai.mi:ld for each trust beneficiary . Sales price at closing. (see attached sales agrearent) . 3 Re:intlUrssrent at sett.1srent for 87.88 100' 0.00 87.88 county real estate taxes. (see atta~~ settlemP.nt sheet). 4 Re:intlUrssrent at clos~ for sch:lOl 619.10 100' 0.00 619.10 real estate taxes. (see attached settlsrent sheet) . 5 Re:l.rrb.u:sarent at set tlsrent for 24,39 100' 0.00 24.39 aewGr/refuse. (see attached settlsrent sheet) . TOTAL IAl,o onlor on lina 7, Racaplhllallonl $ 74 960.01 7 CPA01 NTF 10910 (If more spaco i~ noaded, Ins9rt additional shoels ollho samo silO) CopyrIght Forms 50llware (lrllv, 1\l\i1 Nlllco, Inc, ------ SC\,\E.OU\,.E. '" \ ,,,,,.,..,, f""~e>'~""'~' ..\ --- - \'\'IIt'."."." ".,""f'" ~\..\...~.,..~~'2.1._1.991-0S16 cO~~o \,\cl'. ~"^ \\E.~\ll\ -...,.~- "':~'" """"", ~ ~ ----- ~':.. -~ ""''''''--- ~ -.. ...~-,. ~ ~l\\ 1lI~.\1l"~ ----- _..... "".,.- _ "'~ ".".00 I~l~ --------------- \,\0. _"l\~Sf.S, " f\l..." . ~ 1. ~se~ ~~ . 9. I. ., 9,91S,00 ",""" --. , ~--------- .....~"'" _"~ __rlO "" ",.~ ~"'5--- -'" ,............, ~---., >' \,\0"",01 "O'aon~\l",\:)lll~S\IE.I\'\ \,\0. 01 I'a'~~' ---::::....... 1.11' ~S_____ ""'..... ,..~~' ~ -~ ~ Sll"I"Oo..':."':..~~---------- CI\'j~'~~ "".sIOl\ 1'010'. 1.999 C "00,\0\ CO'" ,. ...ofl$-'JP.'(.es, 1? " cn O"I'\onOllon\ , """toeS '" ...... _ ao clal",anIO, oIl' -- ~. ~ \ ollnOo"'. --- -.... ,'.........-' ~ '; ....".-,..;;; ,. ?'-"~~'------- - ~""~ ~ ,..~ -=- ~ S\,"I~oolaos ~ --- C l~e CI\'j . 1 Clal,,,o,,IIO OoCooan ~ l\olOlIonsnll' 0 .. 1',0bOI. f"o !), "ccou""nIO fo"O 1'9 fee& ~o" ",olUln ",Ol'a" __..AUle at'(JJ.~ see~ &, c"""''''' ....,., ~ ~-, <"'" "" --- " - - ....\P'" I 10" ""0"" ~oil:"\" "Iaoona _.I~O\ ~. lollnaso". ~ 00\110"01 .nea' ..dad.ln.O" 0 \\1 """e 01'000 I' " .;' 9 91S .00 1',SOO.00 96.00 0.00 0.00 9,91S.1'2. ?>~ 1'1.'1.: , Estate of: Lenore W. Pisciooeri srnEOOLE H, PARI' B .. M)\ini,atrative Cbsts ItBll No, \:X!scriptim -- - 7 Qntlerland Law Journal, publication of estate notice, 8 The Patriot News, publication of estate notice. . 9 capital Delivery systeM, ITessenger service to Register of Wills , Office. 10 HardiI~S Restaurant, treal following funeral. (see attached staterent) . 11 Robert Wray, reintllrSarent for payrrents to nurses. 12 Mark msh, lawn care. 13 PP&!,/ electric bill. 14 P~, water bill. 15 Mobile X-Ray. 16 P~, water bill. 17 Bell Atlantic / ph:m.e bill. 18 Realtor's cannission paid at real estate settlarent. (see attached settlarent sheet) . '19 Piscianeri, seller service fee paid at real estate settlerent. (see attached settlaTeIlt sheet) . 20 South Central J\gency / Inc. / closirg fee paid at real estate settlarent, (see attac',!1ed settlarent sheet) . 21 Realty transfer tax paid at real estate settlarent. (see attached settlarent sheet) . 22 I?eIlI1Pest, pest inspeCtioo paid at real estate settlarent. (see attached settlarent sheet). 23 Mary Ann Prior, TreaS\ll:er / 1997 school taxes paid at real estate settlarent. (see attached settlarent sheet) . 24 1:ZlW& Allen TownShip, Bewer/refuse charges paid at real estate settlerent. (see attached settlarent sheet) . 25 Seller crotri\:utioo tc:J;laI'ds bl}'E!r' s closing costs paid at real 'IOI2\L. (Qm:y forward to train schedule) . . . . . . Page 2 21-1997-0536 AnDunt 60.00 1.94.80 40.00 470,85 93.60 99,00 52.38 16.86 100.00 8.43 27.84 3,675.00 125.00 35.00 1/050.00 50.30 736.06 72.60 3,000.00 9,915.72 Page 2 21-1997 -0536 ~e of I 1l3OOre W, Pisciooerl SUm!l.ILE J, Part 1 - - 'l'a)(able Distrib..ltioos ltcIlI It). Nan'e and Aa:J.ress of Beneficiary RelatiooshiP l\nlJUI1t - - 4,761.44 - EICl1 1 }l!lbert A. Wray 444 \'klOdCrest Drive Mechaniceb.1r9, PA 17055 3,761.44 2 Daniel T. Piscianeri 127 North 27th Street QII1p Hill, PA 17011 EICl1 3,761.45 san . 3 Joseph W. Piscioneri 24 orexel Hills Place NeW Q.IliJerland, PA 17070 4 WilliamM. Piscioneri 162 t<b1t~Y Avenue, 2nd Floor cranston, RI 02905 5 AnthOOY R. Piscioneri Messiah Village 100 Mt. Allen Drive MeChaI1icstur9, PA 17055 6 Paula I<.raber 7 JOShua Piscianerl 8 AnthOnY W. Piscioneri 9 Jennifer wray 10 Eric wray 11 AarOI1 Piscianerl 12 Jordan Piscianer.i 13 Elizabeth Piscioneri 14 D:lvid Wertz 3,761.45 . EICl1 SUJ:Vi ving spouse 5, 000 . 00 grandchild 5,000.00 grandchild 5,000.00 graOOchild 5,000.00 grandChild 5,000 ;00 grandchild 5,000,00 grandChild 5,000.00 grandChild 5,000,00 grandchild 5,000.00 grandChild 5,000,00 - rES ~ /'3EI ~136F'M 11... ImRlS~G PA.-- . "CIlO . FlC. 'AOJ!' IOC~AL S!C, · .12 73'5 81lB 1 177..10-1l20 nATJrJotZm' "tJ:RI00 -~-"ilir MUMBrUt 0312'/'7 TO 06/271'7 00.0000000 FIN^,lclAL CONSULTtJ1'f..---. AeCOIINT <oM'\' " CHRIIT XI . TYI'. (H7) '78.4629 1M ~Ol'rt~II13IW1Na YOUP. ACCOUtl'I' --"-" 214 SIlNATI AVE, STI '01 eMP Im,L 'A 17011 f10NP.Y M:COtltfr otJ^f1TF.p.LV1)1ijI'i5"'NO/iHTEPr:~T R"r,J:!5 .. of" .,. CUP.Jl.ENf MONTH'S JU~lS KFPBC1.tVl: Y~ltLD $12.'1:1 ~.J;'-' " ;Y'F~'-,",,-- ---.----- -...... Jii,tCED POI\TFOl,lO A' O~ 06127/97. AS OF 03127/'7. ~_.. ...... NONEY ACCOIINT NL 'STI~EME~T RESRRVES -~-" ....." '1'I\ANSACTION ..-.- OPENltlO SALIINCE 04 18 'olVTDEND 04 21 ,uNO DELIVERY 04 3l PURCHASE 04 04 04 05 05 05 05 26 05 29 08 29 06 20 06 23 06 23 06 24 OI\Ti ana 22 . DIVIDEIlD 23 FVIlD DiLlVERY 23 PURCIlASI! 23 ' DIVIOENP -- 27 FunD DI!L IVERY 27 pu~CAASE "DIVID!:ND FUND DEL~VEU PURCIU\SE 'DIVIDIND FUND DB LIVERY PU,,"CIU\SE 'DIVIDIllD 06 25 fUlnD DEL1VRRY 06 25 'URCIlASE 06 27 CLOS~IlQ BALANCE ......'" t\\'&~"' W"'':'of611IlRI 11111 fIlIO UlONOIlll.. W PISOION...' '&01 LlTCHwonTH ..0 OAMP tll~L rA HOWI'14 PI-'''l'' DATE OF LAST CONTRII. 0.,04/8P CI.UNT'S OATr. OF BI~TIt 01/lS/U . eLlt.NT" AGE 78 ...-----'Atf,OWT 5lJMM1.RY --o.'n--._. ___ .---- OIVIOr.ND/INTRRI!~'I' G22 .146,04 THIS STATIlNl!NT.,..,.,. $21. 3IGll TlIIS yr.M" .,."..,,,. 1427.IICR uoo. e6CJl. AP~IL rrr;6 9 HAY 5. ;10 $li"~o VAIl/a' Account ACT1VITY "~ ~i:SCp,rP'1'10N t..... -'---- mp~ICZ MOUNT ~~eR U17,G3CR -~- 111. CORP !O HIGN INC"'!! S 117 ML ~ETIREl~ RESERVES 117 M.L RF.TIUMIlNT RESt.RVES ML WO~LD ll1COIll FUND B 3 Nt RIT1REMENT ~F.S!J\VES l NL RETIRBMENT RISiRVES ML CORr BD HI"N 'rHCON,! S 140 NL ~ETlREM!NT Jl.ES'~VES 140 ML ~ETInEM2NT RESERVES ML WO~LO INCOME FUND B 3 ilL RE'r11lBllE1lT P.ESERVES 3 ML r.lTIPElIENT REslnutS ML CORP 10 NIOO INCOM! I 123 m. RETI~EN!NT RESE~VES 123 IlL RJTIREHENT ~ES!RViS MI. WOAI,p INCOME FUND , I ML RETI~JHENT RESE~VES 2 IlL R;TlRENENT r.lSE~VKS $117.QO $2, JOCII . $3. 00 5140.HCR $140.00 $2.90CR H.OO S12J.33CR $113.00 $2.neR &2,00 I,GOCR -- CURRENT P01\Tl~Ol;ro- *,... QUANTITY WV':STMrn1' OZSCRIPTION ,*' 2264.6270 P.rCoRP BD HIGN INCOME B *~ 56.3850 ML \~ORI.O INCOME FO CL 8 TOTALS FOR PR~C!D II~STY.E~rrS CVllUll'I' MAI\UT CUM. SST' . PRICI VALUE YI!LO INCOME 8.110 SIm6-r'10"'$lllB 8.820 $4975,98 $30 $1888l $1628 JUNE, H97 IliA (COURTESY COpy or CLIENT'S ELECTRONICALLY RlPJl.OOUCF.O ON-LINE ST"TIMENT. SEE o~:O~NAL STATENENT FOR OTNER IKPORT~ INFORMATION, I - ~' '3(,pM I'l. 1.m~RLRG PB---- . . . ,. , PIIOI' M". ~lIeo.' .~ 79S RDS ~ I ~ _10_1320 P,BII0 ML'F~ S CUST FPa I.RaNO~1 W Pt90tOtlilRl tlU\ ".... CURRBNT PORTFOLIO .--...-..--............w.. !I0tlllY ACCOUNT - OPIIUIIG BALMleB cr.o~tll(} BALANCE OIVI61AlDSI tN't!~EST AS OF OJ/as AS OF 06/27 THt! ST~. TrAR TO ~TI Ml, IIETtllEMIINT IIIslIIvn ---n;lJ5":1i4' --$3,282.14 In,I~ 1'70:1.1f ""..I.KI'OR1'AHT tAX RIPO'fl.TtNO INFOR!olAT10N.... YOUp, MTII OF Bt~TII l\IIll SOCIAL SECURITY lIVMBllP, 1\1\1 VITlII. PtECBIi OF IN'ONI/ITION I\f:QUII\IlD TO I!NSUI\Il t~""T THE OOVEPNMENT I\!POI\TIN~ oom: ON YOU~ ACCOUN'r U ACCUPol\TE, PLRASE VERtFY TilE tN'ON~TION BELOW AND CONTACT YOUR FnllIllCll\!, r.ON!/UI.TANT IF ArolY CIlANGE 19 NI'JCIISAP,Y, TIIANK you, DATE O' Itp"'II' JANUARY IS, 1919 SOCIAl, SECURITY 'Mi"F.R: 177-10..1120 Y'lIl\Jl,.llND PLMl VI'LUE AS OF 12/31/~6: $7.1.1~S.38 TUB ADVIINTAGB 0' OUR DIRECT olPOSIT SERVICB TlIMUGH Till MERRILL LnlCII PIIYRO"L DED~CTION PllOOAAM, ASK YOUl\ FINANCII'L COllSULTlINT FOil OE'l'AIloS. ~I\l\ EMD OF STATIMIWT (COURT!lSY copy OF CLIflMT' S .,."EC,TROIlICIILU PJl,RODllCIO' Oil-LINE STl\'I'IMI!NT. nIl OIlIGIlllIL ST1ITEMII~T POll 0111111 IM'ORTANT IllrORM1\TION, I ~1IIlll/ :107 - n:B 19 /98 05' 371'1'1 11. HI1RRISBURG P!'i- ...-_...,...."'"........ p, 10/10 1."_:"" "-rr:.''''''f "c'" ":',.1."", ...,'" .',';nt' " -."IL C" 1 ".:,.,..", t"."j, '. ".'",,' '.,.,..... ,"'.'''_,1,,' \:'.!"'I' ....'1'./1 ,-,I,"'~',," .. ~ :itlJ!IcH...lt.~ ,-rC~I, '''" .".~,."" 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VALUR YI!:loO INCOME 1032 JQ. TBCHNOLOGY .UlIP CL B 5.610 $5789 TOT~S FOR P1\ICED IIlViSTMIlN'l'S '5'789 PLEAS!: I\l!.TMN THII ITATDlENT TO IlNAlIL!: YOU TO COHPUT! ANY INTEI\J:ST oN yOUIl NEllT !lTIITEMW'I' , CI"I I WlIO OT PAID 1 SHOULD ,"VI! RBCElVED II ncoNll :INVOICE 1>.01> 6125 /ql Was Q 'llVtcA.lU( * V'; Cln9 is tb ( 10 s\. blA.SlOeSS dLlL} - 51gllh . .t 6, ~g p.!i. f 6/.t a:t::ra. eft eeL') D.ll1wa~. IINO or IT"TElISN'l' JtlNI U97 (QOUl\TEBY coPY 0' CLIENT'S ELEC'l'l\ONICALLY I\SPI\ODUCID ON-IoINB S'I'l\'I'l!MEN'I', IIlE OUOIN"" STA'I'!lIIIlllT .01\ OTHER JK,OIlTIIN'I' INPOIU1llTJON,) --- FlJl 19 /98 e!51 35PM I'L tf1RRISI1UlG PA . .,."'.~ , ' P.6/10 'I.', , . ~ ,,'-"'1""-"\ "",' ,'" ,__,,,,\~,,,,,,,,,-,_,,_,,_~,,_'r"t.-, ",.'~I ,...,.,,~--,.....,..~,,-.., ~ .',j, ',.' . ,':',1:., 'I ',: t" i" ','i""" ",---, ", ' " , ,,' , ,,:" ... " J"" ,,' ,,,W, \' c..,.., """ I ,,,,"" .....' .," ...'" ',\' ...."..., "', " ,,,....,. 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OS/23/97 70,200 OS/27/97 128,500 JlI a.f4----32-3/'8---3~f8 32 5/8 32 3/8 32 5/8 33 32 3/8 32 7/8 - 3~.5D :3R. ~9 " I II' i~ lilt t - Monday August 25, 1997 AmeriQa OnlinelPennfes Page 1 16~2 y ShOt ($ .....:J I ^ :i ~ I {Jl.J -:. . t.!; 9 55: ~~ PUTNAM GROWTlI AND INCOME FD B SURS , prio.~ Availablel 05/18/92 through 08/22/91 Date -.....-........... _-06-/-2:2-/'9'" OS/23/91 OS/27/9? 5 :;90 , . ~G3 'i 'riclter l PGIBX NAV --."...---"-- 19,&8 19,79 '-? I q 00 19.81 ;" I fJ . .5' hor 1/5 Shore5 -{ /9 ,rP~ '; l( /9'. PO ~ # 10. t/7 __ iI 5; O~q, L/~ - Monday August 25, 1997 AmericaOnline;pennfes I?agel . E- I : , .... , , ~~ . . r . . ~~ ! , . << . . I I 0 u << ~~ ! . . , ::Ca::: I I << ~8 . . - << . ! ~ . << . ; ~ . 0 NI':T1 MA(1Io: .. ~ o -I I- r, ~ Ii o fl :r !' :r .~ v 0 u V "",,,u"u,.. , ~~ ..,.'" \0 ~llfIU""tlUt u",~.t11 4 ~ I \,. i t'" I t I i II ~' ~ \Is nt. ~ \J ~ > . z o " " o v .. " >- ~ (') ~ .. ~ \\\11111111""", "",\\ ..."ON II"" ~, ()\.r ......... 1,,- ...' ~ I" I,. 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AMP Date Vol.ume High/ASk Low/Bid Cloae ..------....- .. - _..............~.. .....---...---- .. -'- - -............. 3'/ f; 31'7,,") 9 801,700 40 39 3/8 39 5/8 '/ 276,200 40 5/8 39 5/8 40 1/8 L/?, I:;.y . / ' .....-..---- OS/23/97 OS/27/97 10:- i / .) '.;, J I / !":"",.: 1/ -I, '/ ' t' I ..." wednesday February 1B, 1998 America Online rPennfes Page 1 c ~I ';:~ ! , ~~ ; I ", -,\ ., ! ~. : t.., . b ~ .~. ~~ ~ III (-I' I <r p ';:. , , . .. ;~ 'v '\ q ~i ~r~\~~ t ~ Io..~ l".~ '~, 8 w H ,,"". ~ . .~. \j ~ "'N ~ ~:-<:..... ~ . :=J 0 U 'f" , . ~ ~ t '~ "'" ~., ' ~ ~.~ " l.~:: .~ ~."'\ .. \j ,. " ~ " ..'~ ~ .. ~ .. ~ '.,'."l ~ ~ ::: )''''~l: .).., . ~ " ~ ~ ~ t ~ " ,,~ , . ~~ ~. 0 ~ '" .,. ~ .~ .~ ~ ~ 0 .' '~~' l .... ~ () ~ . ... .. .", ~ ~., .~ ." I :' ~\ ... 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OS/22/97 6~206,900 35 1/2 34 5/8 35 3/8 :;1,t7) ~3~'S~ OS/23/97 6,750,300 36 1/4 35 1/2 36 ~, OS/27/97 11,776,900 37 5/8 36 3/4 37 1/2- .31, 1~1S OS/28/97 8,544,900 37 11/16 36 7/8 37 Mc>nday February 23, 1998 Amerioa Ortline:Pennfes p."ge ,1 17: rd NI':'\' I MAlH': FA,\ 7177111~I,lJ ". ~~Li ~~~ I I~ I,' iii" . ',i ii, .~~~ ~ ~n (I~:' II P:? ,. "I,d,I""", ~ ;)~ "I r,l! 'i . ! u~ Ilil'ill" , ,'", J V! - '-"" I I ~ . u C - VI QJ .- '" o 1 .c '"" ~ t ~ ::s .... 1 I . i i I ~ i g J : t i ; 8 Illilll!IP, e~~ II", '~~ ~~. 'I"" ~ ~ I!I. J:n Ii, :'i~ I ,,' ~~ I,jl~", i." ~ i11!I'IiI:.u'! '.1 . " " 'I t~, i"l~:,.:. !j' ~ '" ,.~. l!i' ,~ . .t':.~'I' W ' 't'.' ;) \,' . ;;! '11 > 'lJ..,ldW':: I t~~-, .... ';I8-.~,r ~ I. ~l ~ "%'1' .,.~ {."" ~!'I Z ~,.., o ')j I i'j !I.' 8 ~lJ{f 11 ~~~ ''':>'.~.'.,' ~ (5;" l' .\]. I '~l i! 'lL. ,\ lij :J:)' ~ ~". l.j ~ ~ ~.. 1~~iJ, !. ~~ )) ~. i " 'tt~ 'j\' . ,.~ ' I. ,. '..1 );, j! t ~ .II --" '0 g. ..... ) .~ <, / . 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I ~ ~ I " 042255 For the Period Page 1 105/01/97 Through 06130197 PISCIONERI FAMILY IRREVOCABLE TRUST UAD 10-30-96 C/O ROBERT WRAY 444 WOODCREST DR MECHANICSBURO PA 17055 - Last Statement: Oij1l0/97 Your Account Executive MOONIN, MARC 17171 763-8200 Account Number IA09-0017219 - 127 Tax ID Number 1177-10-1320 Office Serving Your Account 1015 MUMMA RD WURMLEYSaURU, ~A 17043 ACCOUNT VALUE SUMMARY Descrl tlon Value Est Annual Inc MONEV MARKET FUNDS $114.85 $5.39 EQUITIES/OPTIONS $11,247,00 $237.00 PRICED PORTfOLIO VAlUE $11,361, S5 COMBINED CLOSING BALANCE $0,00 TOTAl - ACCOUNT EQUITY/INCOME $11,361,85 $242,39 ACCOUNT ACI'IVITY SUMMARY Descrl tlon Amount COMBINED OPENING BALANCE $0,00 ADDITIONS TO YOUR ACCOUNT MOMEY FUND DlYIDENDS SO.5, TOTAl ADDITIONS $0. 69 S1JD.IBACTIDNS FROM YOUR ACCOUNT MONEY FUNDS PURCHASED TOTAL SUBTRACTIONS COMBINED CL SING BALANCE SO,6, $0.69 D. 0 REPORT ABLE DIVIDENDS MONEY MARKET FUND DIVIDEND $,41 $113,50 $1.35 MONEY MARKET FUND SUMMARY Deserl tlon Amount OPENING BALANCE $114.16 : MONEY FUND DIVIDEND SO. 6, i CLOSING BALANCE ,$114.S51 Deserl tlon INCOME SUMMARY Tills Period Year to Date NON-REPORTABLE N NE DAILY ACCOUNT ACI'IVITY 05/15/97 Journol 05115/97 Journ.1 06/19/97 Journ.1 06/19/97 Journ.1 DE RIPTI N MONEY MARKrT FUNDS FAHNE5TDCK PRIME CASH SERIES INCOME DIVIDEND RECEIVED FAHNESTOCK PRIME CASH SERIES DIVIDEND SHARES REINVESTED FAHNESTOCK PRIME CASH SERIES INCOME DIVIDEND RECEIVED FAHNESTOCK PRIME CASH SERIES 01 10 NO ARE REINVESTED UANTITY PRICE DE IT CREDIT ,2S ,2S ,28 ,41 ,41 ,41 For pur purr of cltrltv, your maney marko\ h.....J activity has been omiUed. but Is summamed on your account alltlvlty summary and your monav market fund summary. - - - '"" I - -. ... 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I- -lIXlZ .... lU ::J (Jl ~t .... Cfl Z L) W Z Z _.I Ii: gj .... ....IJ.lWZ --..,1-.... ... cc: . . . lD .... lJ.; 1: CC:tn ~ &: c. c' ..j" c. Z A .... .., $ 0#' W ~ 0--... .... ClI- o#' U ~Q .J cc: . 1-, CI 0 0#' ,=, C' C\J LX :r.:r. .... I::. Co ~") Il. ... ~'J (Jl .... OJ .... ~. z ... o c. '" '- ::J Z 0 '" t[) " 0- I WA '" Z e'LlI -l -I I: Z CI I- < <I ACC: ~ A I- (f, 0. til """ ..., .- MYLAN LABORATORIES INC prices Available: 01/02/87 through 08/22/97 Ticker: MYL Date Volume High/ASk Low/Bid Close ..--...---- -----......-- --......--......- ---------- ----..----- S~ --95/22/91 568,'189 11 3/4 "I ,- t4-3-/8--tr!tt8---' ' OS/23/97 503,400 14 7/8 14 1/2 14 5/8 It/, &1 '1 ILl, &l.t OS/27/97 279,600 14 3/4 14 1/2 14 5/8 1...11./~; C/l1'J,O() __{/?UC5 It 11,1 I/. {;1 & - ~ J,~ ' d '1}f'\~ ()() I - Monday August 25, 1997 , Am!ll:'1ca OnlinelPEinnfes , Page 1 l'"ll_W illnduflflll IA..ild. d. !If..! !,lY"1, ',I. 1'.I:ll\ I.UI/!J} , AOIIEIN"'lT '0- THln'.1 AHII ~I u,' .. Il. 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"....." ......, """""""--;JL It. ~,,~......,.....IIolo........' ~..."".... lIf.."....... l.I"I..........OO.....-... llnL\.'..... a""""........~._.......... oil........'... UOIM(.j: II. ",..,,..,,It,, ....E.......... ....... *......................1\.1_.................101...1-1.... ".-. ."......'11I '''''''.........''''''1 1III"",1M1'" :7::1i1lllllll1l.".... ........,...~l....'." .......".."..."',...,_.,""""' 11\_........ ......'... -',..... ....,,,_ ._ ..__.......=1"....................".,..'" ..._f".n.~.."".fItMI"r.-"......t."'Jtlj' ....-.""",.. Lii...... ,..I .....!_....~ .III""'!JI""'",......-".....,,"'"'.......-~........I ..rl.......""""~' _...~....llIl.......MIt...""..."loo."_tl......... ............_."""WilllMof.,l........ r....~llllI ....ttllh" . AflrIlOllllllN..... .......'.."""Illli""'.........""I""..........lflllr.._......."""......'...."..-........IIM'f'!.""'" MIloI,.. ""....... ill.. lW 11\ ..I'I'~ .,......."'.....11_'" ""'_~,........tt.....................lNo lIIt,........_.........t.~.. .~"...".....,_... - ......~...... ___ l', ~ -.. Iud !'iO. Will' I. TlIII 8....1 1iJ - 10 H.rrl. S~~ to t~rjl Savlnas alnk 811. 900, ITEMS REQUIRED DY LENDER YO DE PAID IN ADVANCE .01.97 QS 20 '20000/daVl ~! I' =r~ ~ 816 = r 1.0....... 905. to S O~poslHD UITH "sur.nee 1llQ LENDER -Z.J!2.Q..mllhs 2 0 II S 23.58 elr month 4 . months D S .-Qtt.. man t h School Uus 2.000 months D S months Q S monU,s il S 61 .33 Olf month OIIr month '129.70 or Till. S..rch to 35.:C Ir to Us & A..oel.us P.C. itHl nlJflb.rs: to Mette. Evins & Woodside p 4 r II Coveraae S , 99,700.00 tL..k1nlr:at AQlncv I"c. 1113. !l S to " 1305. 1400, TOTAL SETTLEMENT CHAROES (Enter On Lines 103, Sacllon J .nd 502, Stcllon K) By IijgD,ing page 1 of this ~uttment, the sivn.torin acknowledge reclipt of . cOft1)I.ted copy o~ 7~' 58.JO n6.~6 , 81 to "'.r... Ann Prior Treasurer 3,617.64 5,7'51.96 page 2 of this 2 pig. statement, (5/UNTI) C.rtified to b. a true copy -- 'CI.../rl ~ Ine, A. SETTLEMENT STATEMEN1' U.S. DEPARTMENT Of HOUSING AND URIAN DEVELOPMENT .. OMB NO. 2502'026\ I. TYPE Of LOAN i 1. II 'HA 2. II '","A l. 1"TCOiW'. Unl~ FILE NUMBER --I LOAN NUMBER 18. ~TllAGE INS CAS! NlttBEl 4. I I VA 5. II Conv. In.. UNTI - C, NOTE,Thl. form II furnished to gl"I you.. staument of actual t.ttt~nt ~o.t.. Amounts paid to and hy tn. ..ultfMnt '9tfH .r. shown. Items marked t1(POCJ" wert pliel outsld. the ctollng; they .r. shown h.r. for information.1 purpoI" ,nd .r. not Includld In th. totll.. 5.0 10,96 (5/UNm O. NAHE AND AOGRESS ciTiiiiiii'iiiiE~- E: NANE AND ADDRESS Of SElLER f. NANE AND ADDRESS Of LENDER Hiche.t J. Unt I .nd plscionerl family Irre~c.bt. Klrrls Slving. Blnk EVlng..1 lne L. Unt I Tru'T d.tod 10/30/96 2nd and Pint Stre.ts Harrisburg, PA \ .- - . G, PROPER TV LOCA TI ON H, SETTLEMENT AGENT I. SETTLEMENT DATE "09 Letchworth Road South Centr.l Agenev, Inc. C."" Hill, PA 17011 PLACE Of SETTLEMENT -- August 28, 1997 Cumberl,nd County, PA 3401 North Front Street harrisburg, PA 17110.0950 J. SUMMARY 0' BORROUER'S TRANSACTION K. SUMMARY Of SELLER'S TRANSACTION I FROM BORROWER - !tDJl... GROSS AMOUNT DUE TO SElLEl---- -- 11~~:_.~;" hl_! pM, I ce 4n, ..,.. ..'PO 0" Ptotlllrtv in' ~.. -, - ChArQI!! to Bot 4 .- 4n4 I'M LM Ad IUlotmenu for ,~;;",.,'~, In Ad' ill.. --;;;,;.--;;; S.l Rn-":~.-"I.own taus -LIL. A7'~ CltV/tDwn Uxes to .0. 08.28,97 to 01.01 ,98 ..... n.. l,n8. School taxI. 08,28'97 to 07'01-98 ' In !LnA 08,28,97 to 07'01,98 ..0 ,n 11 no . 07.-;;-In~ 1,01 i/.iia ~.:j.. to 24,30 tin 411 112, 412. 120, GROSS AMOUNT DUE fROM BORROUER 109.349.01 420. GROSS AMOUNT DUE TO SELLER 105,731.37 I,M '''_n.'. .... .. n. I. ".",. ^" 'M "."'.,n.. ,. 6I!QljNT OUE TO SE ... I>n, n.nn. I. ~."' ,. '"' ,... I.",."..'.. ~'.'..L. 'o.nl., !ok.n ,,;, 99 700.00 ~ '.U ;:- Lar tin .-?ii, 0. -, I.. ,no 'oan. "'.n f~rer ""''''aaaa LOID..- I'M Wi J.wH ,.., ~ ~. dt sburgeri n 507. CDeDOS it I.n. I,no CIOlino CORti J I<no .Ino ,~u.t. ~ for' 1M I 0" S.",. = ..... .n ,."Ir.un ..... .n I"" County ta.e. to 1.11 Count'" ta.lI. to ~ '.hool tl.e. .. " ., -;:~oar OD.ners Lr nn ' nnnr OD.ners ~- 14 1>.. ~: ". n 11 I... 219, 519. 220, TOTAL PAID Bl/fOR BORROUER 104,760.00 520. TOTAL REDUCTION AMOUNT DUE SOLLER 8,811.96 300. CASN AT SETTLEMENT fROMITO BORROUER 600. CASN AT SETTLENENT TO/fROM SELLER 301. GrOMI Am! Due from 8orrower (11nl 1201 109,349.01 601. Grol' Amount OUt to SI\l.r (lIne 420) 105,731,37 302. LI" Amt Plld by/for Borrowlr (Ilnl 2201 ( 104,760.001 602. leu R.ductlons Due SelLer (Ilnl 5201 ( 8,811.961 303. CASN (XI fROM II TO BORROUER 4,589.01 603. CASH (Xl TO II FROf1 SELLER 96,919.41 The undersiGned hlreby acknOWL~dg. re~~fpt of 4 ~.t'd copy of pages 1&2 of this sutement & any attachments referred to herein, ~ BORROUER~/t Mlchltl J. Untl r /I' '" 1'1 ......, ' BORROUER 7' I K>.NO Q,f 1/./ ~ D t:L... _~--"_ EVlngetln{L. Untl Pisei SElI.ER SELLER BY, HUO.l (r'86) RESPA, HB 430\." . ,. SETTLEMENT CMAROU ._- L, 'al../lrtt.lrl l::tllIIII{l.ions R.led on Prj~. I I , PAID fROM PAID 'RCIl - I .. /I QWII 1000ROWER'S IEUU'S r.,.- Phdon.rt - .!~~?~"~!,. .:~~?~u:~. - - 11t.7t! 1"''' - 125.00 - ~ I.ll.r I.rv'..,:'. 10 C.2' Phcton.rl WITH LOA!L- - .1.. ... l to ..n -.. ..~;;.,. SI" I nat...llnk--. ~1 nn .nr 001 nn to Harrl. S.vinal IInlt. . 0;;;:- IOnL '....,. ..~.r to . - I'OnC to Harri, Savlnal Slni. .nn nn ID06. flood C.rl. to Hlrrls Savinos BanL- ,. nn l! ...,_rl.. ... ~ , - .1.. .. to Hlrrl. hvinGl Bank ~.OQ... -- ,- PIn - 811. , 900. ITEMS REQUIRED BY LEHDER TO BE PAID IN ADVANCE OM from 08.28-97 t. 09.01,97 ill 20.420000/dl""C -~ B1.6B.L .. nterest 4 daYI II 1m: ': :~jYn for ~~~~. '0 Iranee r _ 1.0 'I.lrs ~~ 1 -+ .. 905. .!illH lENDER. =1- 41--';: ~ ....... '!lour.nee .l.~ntns il S 23.58 Der month ,n;;n -~ ,,' CltvJtown talles months il I Der month finnL r."..UAI\ti.-- 7 .000 months --1...' 11 11 ~. . 'LA L1 - 11005......' ..... 2.000 marlthl il S 61.33 Der month ." AL - ~ . . _. .:~:e- .. months il S 1008. AII"V'U AdJuument - .129.70 10. , CHA.AOE~ .. ,,- ri_r ' ... t.-" ..!iIllS;.v Inc. 15 .1" ~ AM"'.' or T~:~~ Se.r.n to Title I"surlnc. ~ Qi, Document precar.tlon ~.us & Associates P.C. lIn. u...., .... .. lIn7 " .... .. u.... ~ \l2221.W lpn' I ,;;;;. I """,- . ,. t. In, 8113. , .bo.... I r:H1 nLJri:)ers: It tno I .l'V'I.",. Co....r.a. S 99 700.00 ""n , -.. ln5Q.Q 'II\. Endorlemenr:s 100m0/8. I to South C 'OOM' ". , Ill" 1113. , .~ , .,,"' ina F"I! 27.50 - <100 , Deed S 23.5D -Morr:a.ae S 'Releases S IT202. .I'v/l 0.'" . , -L -nn I n.... s . , "n. . ! ~ Et.tT CHARGES - ~~._M -l fj~;. -m} ".M ~ ..... t. Mar'l Ann Prior. treasurer 1104 ~.w.rJAefult to La lIM.o"n 1305. I 1400. TOTAL SETTLEMENT CHAROES ~Enter On Lines 103, Sect I on J and 502, Sect ion K) 3,617.~1 5, ~\.96 I By sig~lng pege 1 of this ~utement, the signatories Ickno""ledge receipt of I c~leUld copy of page 2 of this 2 page statement. (5/WIT I) C,rtifled to be a true copy .-" - ra..m ~ Inc. NATIONWIDE RECOVERY SERVtCE, INC. 4710 EISENHOWER BLVD., SUITE C-3 TAMPA, FL 33634 (800) 441-0017 I I creditor: Account: Balance: Refer: BEN~~:ALIN:~;:Il:N BANK, UJA 11994325-T12 $736.85 5449140109952970 iBWNCNGV U19943259# Lenore W. plscioneri 824 Lisburn Rd Camp Hi 11, PA 17011 B,T l M(e --. SECOND NOTICE .-. -- 11994325-T12 10-15-97 5{?~ ?3cJ Dear Lenore W. Piscioneri: Our records show that the above amount remains due and unpaid. Even though you have been given ample time to respond to our previous notlce, you have chosen not to do so. This is indeed Unfortunate. We are making demand for payment of the above debt. Please send your payment to our office or call our office to discuss payment arrangements. If payment has been made, advise NRS (813) 887-3800 to insure proper posting to your account. Govern yourself accordingly, ~ttJii ~ Scott Steele Account Representative NATIONWIDE RECOVERY SERVICES OF TAMPA, INC. IS A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. --- DETACH HERE AND PLACE IN RETURN ENVELOPE WITH YOUR PAYMENT --- ------------------------------------------..------------------~-------------- RETURN THIS PORTION WITH YOUR PAYMENT LENORE W PISCIONERI 824 LISBURN RD CAMP HILL, PA 17011 creditor: Account: Balance: Refen BENEFICIAL NATIOIIAL BANK, USA 11994325-T12 $';36.85 5449140109952970 - NATIONWIDE RECOVERY SERVICE, INC. 4710 EISENHOWER BLVD., SUITE C-3 TAMPA, FL 33634 AMOUNT TO BE PAID: $736.85 A $25.00 CHARGE ASSESSED FOR RETURN CHECKS Address Correction Requested ~~." - '- -";,,, ~ w WT WILL AND TESTAMENT Ql - Lml~W. PISCIONERI I, LENORE W. PISCIONERI, now of 1509 Letchworth Road, Camp Hill, Cumberland County, Pennsylvania 17011/ do publish and declare this to be my Last Will and Testament, hereby revoking all other prior wills and codicils made by me. FIRSTI Familv Backqround and Aooointment ot Exftcutor. (A) Pamilv and Backaround Into~ation. I am married to ANTHONY R. PISCIONERI. The children of our marriage are ROBERT A. WRAY, JOSEPH W. PISCIONERI, WILLIAM M. PISCIONERI, and DANIEL T. PISCIONERI. Tht"oughout thj.s Will, ANTHONY R. PISCIONERI will be referred to as "my husband" or "my spouse" and ROBERT A. WRAY, JOSEPH W. PISCIONERI, WILLIAM M. PISCIONERI, and DANIEL T. PISCIONERI will be referred to as "my children." The word "issue" will include any children as well as my other descendants. (8) AODointment of Executor. I appoint as my Executor and successor Executor (all hereinafter referred to as Executor or Executor(s) under this Will, the following named persons or corporations to serve without bond and without being required to account to any Court: Executor I My sons, ROBERT A. WRAY and DANIBL T. PISCIONERI, or the survivor of them, as Co-Executors, to act jointly, (C) Inter Vivos Trust. The inter vivos trust agreement referred to in this Will is entitled "THE PISCIONERI FAMILY IRREVOCABLB TRUST," by and between ANTHONY R. PISCIONERI and LBNORE W. PISCIONERI, as Settlors, and LBNORB W. PISCIONERI, as Trustee, as now in effect or as may hereafter be amended. SBCONDI typeral and Last Illne.. EXDens~.1 Taxe.. (A) lxDense. of Puneral and L.st Illness. I direct my Executor to pay my funeral expenses and the expenses of my last illness from my estate. In addition, my Executor may notify e Trustee of the Trust described in Paragraph FIRST (C) of any ch expenses and my Executor may accept reimbursement from such Trustee. J(.1,1 LAST WILL AND TESTAJIIIlNT Ql LENORE W. PISCIO~ PAQI 2 .- (8) Taxa.. I direct my Executor to pay any and all estate, inheritance, succession, legacy, transfer and other death taxes or duties, hy whatever name called, including any and all interest and penalties thereon, imposed under the laws of any jurisdiction by reason of my death upon or with respect t,o any and all property included in my gross estate for the purpose of such taxes, whether such property passeB under or outside of this Will, without any apportionment otherwise required by law and without being prorated or apportioned among or charged against the respective devises, legateeR, beneficiaries, transferees, or other x'ecipients of any such property or charged against any property passing or which may have passed to any of them, I direct that any taxes so paid shall be charged against my residuary estate. My Executor shall not be entitled to reimbursement for any portion of any such taxes from any such person. The foregoing provisions of this Article SECOND shall not apply to such portion or portions of said taxes, interest and penalties which may be required to be paid, or are actually paid or reimbursed, by the Trustee of the Trust described in Paragraph FIRST (C), above. THIRDs 1anqibla parBonal proDartv. Except for those items excluded below and those items enumerated in the Letter of Instruction, I bequeath all my tangible personal property, including but not limited to clothi,ng, jewelry, heirlooms, furniture, household furnishings, personal effects, motor vehicles, and all other similar articles, which I own, and the insurance thereon, to my children, per stirpes, to be divided among them as they may select in as nearly equal shares as is practical. If there is any disagreement aB to distribution, I direct my Executor to make such distribution. The decision of my Executor shall be final and binding. Any items not selected or any items which my Executor considers unsuitable for my children may be distributed or sold in the sole discretion of my Executor and, if sold, the net proceeds therefrom shall be added to the residue of my estate. Any such article allocated to a minor may, as my Executor deems advisable, either be delivered to the minor or to any person to safeguard on behalf of the minor. Notwithstanding any other provisions in this Article THI I may leave a separate, dated and unsigned Letter of Instruc which I shall place with my Will, containing directions as :1';. ,) , LAST WL AND TESTAMENT Ql LENORE W. PISCIONBRI WI....1 - ~ltimate disposition of certain of the property bequeathed under this Article THIRD, and such Letter of In~truction shall determine the distribution of such items, POURTS. Residuarv Estate, I devise and bequeath all of the rest, residue and remainder of my estate, real, personal and mixed, of whatever nature and wherever situated to which I am legally or equitably entitled, to the then-acting Truetee(s) of the Trust described in Paragraph FIRST (C) of this Will, to be held, administered and distributed pursuant to the terms thereof, as the same may be amended from time to time. By this devise and bequest of my residuary estate I hereby exercise all Powers of Appointment I possess at the time of my death except any power of appointment which I possess under the Trust described in Paragraph FIRST (C) of this Will. FIPTS. Powers of Ixecutor. In addition to the powers and duties as may have been granted elsewhere in this Will, but subject to any limitations stated elsewhere in this Will, the Executor shall have and exercise exclusive management and control of the Estate and shall be vested with the following specific powers and discretion, in addition to the powers as may be generally conferred from time to time upon the Executor by law: (AI In the management, care and disposition of the Estate, th& Executor shall have the power to do all things and to execute such instruments, deeds, or other documents as may be deemed necessary or. proper, including the following powers, all of which may be exercised without order of or report to any Court: (1) To sell., exchange or otherwise dispose of any property at any time held or acquired hereunder, at public or private sale, for cash or on tenns, without advertisement, including the right to lease for any term notwithstanding the period of the Estate, and to grant options, including any option for a period beyond the duration of the Estatel except that, in lieu of any binding shareholder agreement or buy/sell agreement to the contrary, the Bxecutor shall not be permitted to sell the stock or y other ownership interest i,n any business owned by me, 0 held in trust, at my death, without first offering the for sale to my children, or without next offering the , :t/,. f' , LAST WILL AND TESTAMm Ql LENORE W. PISCIONERI PAGE 4 - to the corporation or business represented by such ownership .interest for redemption. (2) To invest all monies in such stocks, bonds, securities, mortgages, notes, choses in action, real estate or .improvements thereon, and any other property as the Executor may deem best, without regard to any law now or hereafter enforced limiting investments of fiduciaries, (3) To retain for investment any property deposited with the Executor hereunder, (4) To vote in person or by proxy any corporate stock or other security and to agree to or take any other action in regard to any reorganization, merger, consolidation, liquidation, bankruptcy or other procedure or proceedings affecting any stock, bond, note or other security. (5) To use attorneys, real estate brokers, accountants and other agents, if such employment is deemed necessary or desirable, and to pay reasonable compensation for their services. (6) To compromise, settle or adjust any claim or demand by or against the Estate and to agree to any rescission or modification of any contract or agreement affecting the Estate, (7) To renew any indebtedness, as well as to borrow money, and to secure the same by mortgaging, pledging or conveying any property of the Estate. (8) To retain and carryon any business in which the Estate may acquire an interest, to acquire additional interest in any such business, to agree to the liquidation in kind of any corporation in which the Estate may have an interest and to carryon the business thereof, to join with other owners in adopting any form of management for any business or property in which the Estate may have an interest, to become or remain a partner, general or limi rd, in regard to any such business or property and to hold he "'.,.:tOOk or other e.ouriti.e ee ~ ioveet~ot. ~d tOr ,/1 //,,,t' ~ST WILL AND 'l'l!lSTAMJ:m Ql LENORB W. PISe%ONBRI D!D-J. .- agents and confer on them authority to manage and operate the business, property or corporation, without liability for the acts of such agent or for any loss, liability or indebtedness of such business if the management is selected ,or retained with reasonable care. (9) To register any stock, bond or other security in the name of a nominee, without the addition of words indicating that such security is held in a fiduciary capacity, but accurate records shall be maintained showing that such security is a Estate asset and the Executor shall be responsible for the acts of such nomi.nee. (8) Whenever the Executor is directed to distribute any Estate assets in fee simple to a person who is then under twenty- one (21) years of age, the Executor shall be authorized to hold such property in Trust for such person until he/she becomes twenty-one (21) years of age, and in the meantime shall use such part of the income and the principal of the Estate as the Executor may deem necessary to provide for the proper support and education of such person. If such person should die before becoming twenty-one (21) years of age, the property then remaining in trust shall be distributed to the personal representative of such person's estate. (e) In making distributions from the Estate to or for the. benefit of any minor or other person under a legal disability, the Executor need not require the appointment of a guardian, but shall be authorized to payor deliver the same to the custodian of such person, to payor deliver the same to such person without the intervention of a guardian, to payor deliver the same to a legal guardian of such person if one has already been appointed, or to use the same for the benefit of such person, (D) In the di.sbursement of the Estate and any division into separate trusts or shares, the Executor shall be authorized to make the distribution and division in money or in kind, or both, regardless of the basis for income tax purposes of any property distributed or divided in kind, and the distribution and division made and the values established by the Executor shall be bindipg and conclusive on all persons' taking hereunder. The Execut ,~y in making such distribution or division allot undivided in sts .... ") 't ", 1- ... ,1_. ~ST WILL ANIL TISTAMIt{t . Ql LINORI W. PISCIONlRI PAGI i , - in the same property to several trusts or shares. (I) The Executor shall be authorized to lend or borrow, including the right to lend to or borrow from any trusts which I or my spouse may have established during life or by will at an adequate rate of interest and with adequate security, and upon such terms and conditions as the Executor shall deem fair and equitable. (F) The Executor shall be authorized to sell or purchase at the fair market value as determined by the Executor, any property to or from any trust created by me or my spouse during life or by Will, even though the same person or corporation may be acting as Executor of my estate or as Trustee of any of my other tL~StS. (0) The Executor shall have discretion to determine whether items should be charged or credited to income or principal or allocated between income and principal as the Executor may deem equitable and fair under all the circumstances, including the power to amortize or fail to amortize any part or all of any premium or discount, to treat any part or all of the profit resulting from the maturity or sale of any asset, whether purChased at a premium or at a discount, as income or principal or apportion the same between income and principal, to apportion the sales price of any asset between income and principal, to treat any dividend or other distribution of any investment as income or principal, or apportion the same between income and principal, to charge any expense against income or principal or apportion the same, and to provide or fail to provide a reasonable reserve against depreciation or obsolescence on any assets subject to depreciation or obsolescence, all as the Executor may reasonably deem equitable and just under all the circumstances. If the Executor does not exercise the above discretionary power, the cash or accrual allocation shall be in accordance with Chapter 81 of Title 20 of the Pennsylvania Consolidated Statutes, or the corresponding provisions of subsequent state law. IH) If at any time th~ total fair market value of the assets of any trust established or to be established hereund is so small that the corporate Trustee's annual fee for administering the trust would be the minimum annual fee .i/. (/1/ f'J LAST W~LL AND TESTAMEHr Ql LENORE W. PISCI08IRX pAGE 7 - in the Trustee's regularly puhlished fee schedule then, in effect, the Trustee in its discretion shall be authorized to terminate such tru~t or to decide not to establish such trust, and in such event the property then held in or to be distributed to such trust shall be distributed to the persons who are then or would be entitled to the income of such trust. If the amount of income to be received by such persons is to be determined in the discretion of the Trustee, then the Trustee shall distribute the property among such of the persons to whom the Trustee is authorized to distribute income, and in such proportions, as the Trustee in its discretion shall determine. (I) Except as otherwise provided in this Will, when the authority and power under this Will is vested in two (2) or more Executors or Trustees, the authority and powers are to be held jointly by the Executors or Trustees, respectively. A majority of the Executors or Trustees may exercise any authority'or power granted under this Will or granted by law, and may act under this Will. Any attempt by one such Executor or Trustee to act under this Will on other than ministerial acts shall be void. The action of one such Executor or Trustee under this will may be validated by a subsequent ratification of the act by a majority of the Executors or Trustees. SIXTH: Riahts and Liabilities of Executor. (Al No bond or other security shall be required of any Executor. (8l This instrument always shall be construed in favor of the validity of any act or omission by any Executor, and any Executor shall not be liable for any act or omission except in the case of gross negligence, bad faith or fraud. Specifically, in assessing the propriety of any investment, the overall performance of the entire Estate shall be taken into account. (Cl Each Executor shall be entitled to receive reasonable compensation for services actually rendered to my estate, in an amount the Executor normally and customarily charges for p~rforming similar services during the time which he/she per the services, \"t' , " co "{','p ~S~ WILL AND TESTAMENT Ql LENORE W. PISCIONERI PAGE 8 - SEVENTH. iQlD4thrift Provision. No beneficiary shall have the power to anticipate, encumber or transfer his or her interest in ~he estate in any manner other than by the valid exercise of a power of appointment. No part of the estate shall be liable for or charged with any debts, contracts, liabilities or torts of a beneficiary or subject to seizure or other process by any creditor of a beneficiary, EIGHTH a Tax Elections. (A) In determining the estate, inheritance and income tax liability relating to my Estate, the Executor's decision as to all available tax elections shall be conclusive on all concerned. If the Executor joins wi~h my spouse in filing income tax returns, or consenting for gift tax purposes to having gifts made by either of us during my life considered as having been made one-half by each of us, any resulting liability shall be borne by my Estate and my spouse in such proportions as they may agree. In accordance with IRe Section 2632(a) and without regard to whether a Federal estate tax return is actually filed, my Executor shall allocate so much of the Federal Generation Skipping Transfer (GST) exemption amount as will fully exempt any generation skipping transfer which may occur under this Will. (B) The Executor may, in its discretion, determine the date as of which my gross estate shall be valued for the purpose of determining the applicable tax payable by reason of my death. (e) The Executor may, in its discretion, decide whether all or any part of certain deductions shall be taken as income tax deductions (even though they may equal or exceed the taxable income of my estate and whether or not claimed or of benefit on my estate/s income tax return) or as estate tax deductions when a choice is available; and in the event that all or any part of such deductions are taken as income tax deductions, no adjustment of income and principal accounts in my estate shall be made as a result of such decisions. "( tilf';;:./ ~ J~ ~ l.~'." ;..,--- LAST WILL AND 'l'JU!TAMEN'l:: Ql ~~ W. PISCIONlRl PAGE 9 - . NIN'l'Jh DeUnt tions and Genlral provision... (A) Survival. Any beneficiary who dies within sixty (60) days after n~ death shall be considered not to have survived me. (I) ~tions. The captions set forth in this Will at the beginning of the various articles hereof are for convenience of reference only and shall not be deemed to define or limit the provisions hereof or to affect in any way their construction and application. (C) Childnn. As used in this Will, the words "child" and "children" shall include persons who are legally adopted and the issue of said persons, whether born in or out of wedlock, so long as any person born out of wedlock is acknowledged in a written i~strument executed by the one of their natural parents who is a descendant of mine to be the child of said descendant. The word "issue" shall include descendants of all generations including adopted persons. A posthumous child shall be considered as living at the death of his parent. The birth to me or the adoption by me of a child or children subsequent to the execution of this Will shall not operate to revoke this Will, Except for discretionary distributions which may be made unequally among a group of persons and distributionB pursuant to a valid exercise of'a power of appointment, in making a distribution to the children of any person, the property to be distributed shall be divided into as many shares as there are living children of the person and deceased children of the person who left children who are then living. Each living child shall take one share and the share of each deceased child shall be divided among his then- living descendants in the same manner, (D) ~. Unless otherwise stated, all references in my Will to section and chapter numbers are to those of the Internal Revenue Code of 1986, aB amended, or the corresponding provisions of any subsequent federal tax laws applicable to my estate. (E) genders, includes Other terms. The use of and the use of either the the other. any gender includes the other singular or the plural (F) Powers of ADDointment are Exercised. By ,.:7;; I? I , , m PISCIONElI 'AMILY IRREVOCABLe TROS~ COpy ,THIS TRUST AGlEEMENT is executed in triplicate on this ~~ day of October, 1996/ by and between ANTHOHY R. PISCIONElI and L!:NORE If. PISCIONERI, now of 1509 Letchworth Road, Camp Hill, Cumberland COlmty, PennsYlvania 17011 (hereinafter called "Settlor" or "Settlors") and LENORE If. PISCIONERI, now of 1509 Letchworth Road, Camp Hill, Cumberland County, Pennsylvania 17011 (hereinafter called "Trustee"). ARTICLE I. '!'ROST ESTATE 1.01. In!tial PrinciDal. Settlors, desiring to establish an irrevocable trust/ do hereby irrevocably transfer, aSsign and deliver to the Trustee and its successors, and assigns the assets listed on Schedule A, attached hereto and made a part hereof. As further evidence of such assignment, the Settlors have executed or will execute or cause to be executed such other instl~ments as may be required for the purposes of completing the assignment or transfer of title to such property to the Trustee. The Trustee accepts such transfer and assignment to itself as Trustee, and undertakes to hOld, manage, invest and reinvest the assets of this Trust, and to distribute the income and principal of the Trust in accordance wi, th the provisions of this Agreement. 1.02. Additional PrinciDal. The Settlors and any other person or persons, with the consent of the Trustee, shall have the right at any time to make additions to the corpus of this Trust or any share thereof hereby established. All such additions shall be held, governed, and distributed by the Trustee in accordance with the terms and conditions of this Agreement. ARTICLE II. IRREVOCABILITY OF TROST 2.01. IrrevoCabilitv. Settlors have been advised of the consequences of an irrevocable trust and hereby declare that this Trust shall be irrevocable and shall not be altered, amended, revoked, or terminated by Settlors or any other person or persons. ARTICLE III. LIFE INSURANCE POLICIES 3.01. General Provisions. If any insurance policies are transferred into this Trust, the Trustee shall be vested with all right, title, and interest in and to the transferred POlicies of insurance, and is authorized and empowered to exercise and enjoy, for the purposes of the Trust herein created and as absolute owner of such policies of insurance, all the options, benefits, rights and priVileges under such policies, inCluding the right to borrow upon and to pledge them for a loan or loans. The Trustee takes all rights, title, and interest in and to the above stated insurance policies subject to any prior split-dollar life insurance agreement and assignments, which may be in effect at the time of transfer. The insurance companies which have issued policies are hereby authorized and directed to recognize the Trustee as absolute owner of such policies of insurance and as fully entitled to all options, rights / pri vileges, and interests under such policies, and any receipts, releases, and other instruments executed by the Trustee in connection with such policies shall be binding upon all persons interested in this Trust. The Settlors hereby relinquish all rights, title, interest and powers in such policies of insurance which Settlers may own and which rights, title, interest and powers are net assignable, and will, at the request of the Trustee, execute all other instnlments reasonably required to effectuate this relinquishment. 3.02. Pavment of Premiums. The Trustee shall be under no obligation to pay the premiums which may become due and Payable under the provisions of any policy of insurance which may be transferred or assigned to this Trust., or to make certain that sueh premiums are paid by the transferor of such policy, or to notify any persons of the nonpayment of such premiums, and the Trustee shall be under no responsibility or liability of any kind in case such premiums are not paid, except the Trustee shall apply any dividends received 011 such policies to the payment of premiums thereon. Upon notice at any time during the continuance of this Trust that the premiums due upon such policies are in default, or that premiums which will become due will not be paid, either by the transferor or by any other person, the Trustee, within its sole discretion, may apply any cash values attributable to such policy to the purchase of paid-up insurance or of extended insurance, or may borrow upon such policy for the payment of premiums due thereon, or may accept the cash values of such policy upon the policy's forfeiture. In the event that the Trustee receives the cash value of such policy upon its forfeiture for nonpayment of premiums, the amount received shall be added to the corpus of this Trust, and shall be administered according to the terms of this Agreement, If the insured under such policies of insurance, becomes totally and permanently disabled within the meaning of any policies and because thereof the payment of premiums, or any of them, shall during the pendency of such disability, be waived, the Trustee, upon receipt of such knowledge, Bhall promptly notify the insurance company which has issued such policieB, and shall take any and all steps necessary to make auch waiver of premium provision effective. _3.03. lluties of Trustee With Recrard to Life Insurance Policies. The Trustee shall be under no obligation or duty whatever except with respect to the safekeeping of such policies of 2 insurance and the duty to receive such sums as may be paid to them, in accordance with the requirements of this Trust, by the companies issuing such policies, and to hold, manage and disburse luch proceeds subject to the terms of this Agreement. Upon the death of the insured, the Trustee shall make reasonable efforts to carry out the provisions of thio Agreement / including the maintenance or defense of any suit, provided, however, the Trustee shall be under no duty to maintain or enter int.o any 'litigation unless its expenses, including counsel fees and costs/ have been advanced or guaranteed in an amount and in a manner reasonably satisfactory to the Trustee, The Trustee may repay any advances made by it or reimburse itself for any such fees and costs from any corpus or income of this Trust, ARTICLE IV. TRUST DISTRIBUTIONS 4.01. Trust Princi>>al, The entire corpus of this Trust, including the assets initially transferred to this Tl~St, subsequent additions to this Trust, and the proceeds of any sale, exchange or investment of such Trudt assets, shall be used for the purposes herein contained. 4.02. Income Distribution. During the Settlors' lifetimes, the Trustee shall distribute all of the net income of the trust to, or for the benefit of, ANTHONY R. PISCIONERI and/or LENORE W. PISCIONERI, for and during the remainder of their lives, and the Trustee shall distribute all of the net income of the Trust . to, or for the benefit of, the survivor of them during the survivor's lifetime, 4.03. Princi'Dal Distributions. Upon the death of the Settlor, LENORE W. PISCIONERI, and regardless of whether the other Settlor, ANTHONY R. PISCIONERI, survives, the Trustee shall take the following actions and make the following distributions: A. Specific Gifts from the Trust Estate. The Trustee shall make the following distributions: (1) The Trustee shall distribute One Thousand and 00/100 ($1,000.00) Dollars to Gaudenzia, Inc., now of 1910 No. 2nd Street, HarriSburg, Dauphin County, Pennsylvania, or its successor, to be used in the discretion of its governing board. (2) The Trustee shall distribute Five Hundred and 00/100 ($500.00) Dollars to Messiah Village, now of 100 Mt, Allen Drive, Mechanicsburg, CUmberland County, Pennsylvania, or its _ successor, to be used in the discretion of its governing board. ' 3 (3') The Trustee shall distribute One Thousand and 00/100 ($1,000.00) Dollars to the Alzheimer's Association-South Central pennsylvania Chapter, now of 1013 Mumma Road, Suite 303, Lemoyne, Cumberland County, Pennsylvania, or its successor, to be used in the discretion of its governing board, (4) Upon the earlier of (i) the date on which the individual attains the age of twenty-five (25), or (ii) the completion of the three (3) year period following the death of the Settlor, LENORE N. PISCIONERI, the Trustee shall distribute Five Thousand and 00/100 ($5,000,00) Dollars to each of the following named individuals: PAULA KRASER, JOSHUA PISCIONERI, ANTHONY W. PISCIONERI, JENNIFER WRAY, IRIC WRAY, AARON PISCIONERI, JORDAN PISCIONERI, ELIZABETH PISCIONERI, and DAVID WERTZ. During the three (3) .year period, the Trustee(s) shall use the respective amounts for the benefit of the respective individuals, including educational and medical expenses for said individual, (5) Upon the earlier of (i) the date on which the grandchild attains the age of twenty-five (25), or (ii) the completion of the three (3) year period following the death of the Settlor, LENORE W. PISCIONERI, the Trustee shall distribute Five Thousand and 00/100 ($5,000.00) Dollars to any grandchild of the Settlors born after the creation of this Trust but prior to the end of the three (3) year period. During the three (3) year period, the Trustee(s) shall use the respective amounts for the benefit of the respective individuals. (6) If, at the death of the Settlor, LENORE W. PISCIONERI, the other Settlor, ANTHONY R. PISCIONERI, is still surviving, then the TrusteeS shall make arrangements for the funeral for ANTHONY R. PISCIONERI and shall prepay the total funeral expenses, prior to any other distribution from the Trust. i I. I :i i\ :1 II II "i , I In the event any of the above distributions Wlder this paragraph 4.03(A) would constitute a gift to an individual under the age of twenty-five (25) years, that distribution shall be held in a Uniform Gift to Minors ACCOWlt with the parents of the individual as custodian of such Account. Upon that individual reaching the age of twenty-five (25) years of age, the account shall terminate and full distribution of the assets of the account shall be given to the individual, per stirpes, B. Remainder of the Trust Estate. The remainder of the estate shall continue for a period not to exceed three (3) following the death of the Settlor, LENORE W. PISCIONERI. - Trust years 4 Upon the death of the Set t lor, LBNORB W. PISCIONBRI, the temaining Trust estate shall continue IN FURTHER TRUST for the benefit of the Settlors' children, ROBBRT A. WRAY, JOSEPH W. PISCIONBRI, WILLIAM M. PISCIONBRI, and DANIEL T. PISCIONBRI. The net income that accrues on the Trust shall be distributad annually / in equal amounts, to each of the Settlor'li children, ROBBRT A. !fRAY, JOSEPH W. PISCIONBRI, WILLIAM M. PISCIONBRI, and DANIEL T. PISCIONBRI, per stirpes. The principal of the Trust shall'be distributed in four (4) separate and equal annual installments, the first installment being made as soon after the death of the Settlor, LENORE W. PIeCIONBRI, as is practical, and the remaining three (3) installments being made on the date one (1) year after the date of death of the Settlor. LENORB W. PISCIONBRI, and continui.ng each of the two (2) succeeding years thereafter wltil the shares have been distributed. Each and every annual installment shall be distributed in separate and equal shares to each of the Settlors children, ROBERT A. !fRAY, JOSEPH W. PISCIONERI, WILLIAM M. PISCIONBRI, and DANIEL T. PISCIONERI, per stirpes. On the date three (3) years after the date of death of the Settlor, LENORE W. PISCIONERI, the Trust shall terminate and all of the Trust assets and any accrued income shall be distributed, in separate and equal shares, to the Settlors' children, ROBERT A. !fRAY, JOSEPH W. PISCIONERI, WILLIAM M. PISCIONERI, and DANIEL T. PISCIONERI, per stirpes, If any of the Settlors' children predecease the termination of this Trust, the predeceased child's share shall be distribute equally to the predeceased child's issue, per stiL~es, provided that if any of Settlors' children predecease the termination of this Trust without leaving issue, then such predeceased child's share shall be distributed equally to the then- livi,ng children of Settlors. per stirpes. 4.04. general Power of Accointment. Set tlors' son / DANIEL T. PISCIONERI, and Settlors' son, ROBERT A. WRAY, are hereby granted the general power to appoint some or all of the principal of this Trust to themselves or any other individual, in such proportions and upon such terms (in trust, outright gifts, or in any other manner) as they jointly deem advisable. This power shall not be exercisable under their Wills. If Set tlors' sons fail, eit,her in whole or in part, to exercise this general power of appointment herein granted, the unappointed principal shall continue in trust and shall be administered according to the terms of this Trust. 4.05. Broad Scecial Power of Accointmen t. LENORE W. PISCIONERI is hereby granted the special power to appoint, at any time and from time to time, the principal of this Trust in whole or in part and in any manner and in such proportions as she deems adv~able to whomever she desires. This power is exercisable under her Will. This special power of appointment does not grant to LENORE W. PISCIONERI the power to appoint the principal of this 5 . , Trust to herNelf, her estate, her creditors or the creditors of her estate. If LENOR~ W. PISCIONERI fails, either in whole or in part, to. exercise this special power of appointment herein granted, the unappointed pl'incipal shall continue in trust and shall be administered according to the terms of this Trust. ARTICLE V. POWERS OF TRUSTEE 5.01. G.ne~al Powers. In addition to such other powers and duties as may have been granted elsewhere in this Trust, but subject to any limitations contained elsewhere in this Trust, the Trustee shall have the following powers and duties: A. In the management, care and disposition of this Trust, the Trustee shall have the power to do all things and to execute such deeds, instruments, and other documents as may be deemed necessary and proper, including the following powers, all of which may be exercised without order of or report to any court: (1) To sell, exchange, or otherwise dispose of any property, real, personal or mixed, wheresoever located, at any time held or acquired hereunder, at public or private sale, for cash or on terms as may be determined by the Trustee, without advertisement, including the right to lease for any term notwithstanding the period of the Trust, and to grant options, inclurting an option for a period beyond the duration of the Trust. (2) To invest and reinvest all or any part of the Trust Estate in any common or preferred stocks, shares of investment trusts and investment companies, bonds, debentures, mortgages, deeds of trust, mortgage participations, notes, real estate, or other property the Trustee, in the Trustee's discretion, selects; provided that the Trustee may not invest in any stock or securities issued by the corporate Trustee or issued by a parent or affiliate company of such Trustee; in the manner that, under the circumstances then prevailing (specifically including, but not limited to, the general economic conditions and the anticipated needs of the Trust and its beneficiaries), persons of skill, prudence, and diligence, acting in a similar capacity and familiar with those matters would use .1n the conduct of an enterprise of similar character and similar aims, to attain the Settlor's goals under this tl~St agreement, (3) To retain for investment any property deposited - with the Trustee hereunder. (4) To vote in person or by proxy any corporate 6 stock or other security and to agree to or take any other act ion in regard to any I:eorganization, merger, oonsolidation, liquidation, bankruptcy or other procedure or prooeedings affecting any stock, bond, note or other security held by this Trust. (5) To use lawyers, real estate brokers, accountants and any other agents, if Such employment is deemed necessary or desirable, and to pay reasonable compensation for their services. (6) To compromise, settle or adjust any claim or demand by or against the Trust and to agree to any rescission or modification of any contact or agreement affecting the Trust. (7) To renew any indebtedness, as well as to borrow money, and to secure the same by mortgaging, pledging or conveying any property of the Trust, including the power to borrow from the Trustee (in the Trustee's individual capacity) at a reasonable rate of interest. (8) To retain and carry on any business in which the Trust may acquire any interest, to acquire additional interests in any such business, to agree to the liquidation in kind of any corporation in which t.he Trust may have any interest and to carry on the business thereof, to join with other owners in adopting any form of management for any business or property in which the Trust may have an interest, to become or remain a partner, general or limited, in regard to any such business or property and to hold the stock or other securities as an investment, and to employ agents, and confer on them authority to manage and operate the business, property or corporation, without liability for the acts of any such agent of, for any loss, liability or indebtedness of such business if the management is , selected or retained with reasonable care. (9) To register any stock, bond or other security in the name of a nominee, without the addition of words indicating that such security is held in a fiduciary capacity, but accurate records shall be maintained showing that the stock, bond or other security is a trust asset and the Trustee shall be responsible for the acts of the nominee. - (10) To merge this Trust wit.h any other trust created in my Will or otherwise, with similar provisions and purposes and the same beneficiary or beneficiaries, 7 but only to the. extent that the merger of the trusts will not cause the imposition of gift tax or generation- skipping tax, federal or otherwise. B. Whenever the Trustee is directed to distribute any trust principal in fee simple to a person who is then under twenty-one (21) years of age, the Trustee shall be authorized to hold such property in trust for such person until he becomes twenty-one (21) years of age, and in the meantime shall use such part of the income and the principal of the trust as the Trustee may deem necessary to provide for the proper support and education of such person in the standard of Hving to which he has become accustomed. If such person should die before becoming twenty-one (21) years of age, the property then remaining in trust shall be distributed to the personal representative of such person's estate. C. In making distributions from the 1'rust to or for the benef.it of any minor or other person under a legal disability, the Trustee need not require the appointment of a guardian, but shall be authorized to payor deliver the distribution to the custodian of such person, to payor deliver the distribution to such person without the intervention of a guax'dian, to payor deliver the distribution to the legal guardian of such person if a guardian has already been appointed, or to use the distribution for the benefit of such person, D. In the distribution of the Trust and any division into separate trusts and shares, the Trustee shall be authorized to make the distribution and division in money or in kind or in both, regardless of the basis for income tax purposes of any property distributed or divided in kind, and the distribution and division made and the values established by the Trustee shall be binding and conclusive on all persons taking hereunder. The Trustee may in making such distribution or division allot undivided interests in the same property to several trusts or shares, E. If at any time after Settlors' death the total fair market value of the assets of any trust established or to be established hereunder is so small that the corporate Trustee's annual fee for administering the trust would be equal to or less that the minimum annual fee set forth in the Trustee's regularly published fee schedule, then the Trustee in its discretion shall be authorized to terminate such trust or to decide not to establish such trust, and in such event the property then held in or to be distributed to such trust shall be distributed to the persons who are then or would be entitled to the j.ncome of such trust. If the amount of income to be received by such persons is to be determined in the discretion of the Trustee, then the Tl-ustee shall distribute the property among such of the persons to whom the Trustee is authorized to distribute income, and in such proportions, as the 8 , , Trustee in its discretion shall. determine. F, 'rhe Trustee shall be authorized to lend or borrow, including the right to lend t,o or borrow from the Settlors' estate, at an adequate rate of interest and with adequate security and upon such terms and conditions as the Trustee shall deem fair and equitable. G. The Trustee shall be authorized to sell or purchase, at the fair market value as determined by the Trustee, any property to or from Settlors' estate, the estate of Settlor's spouse, or any trust created by Settlor or Settlor's spouse during life or by will, even though the same person or corporation may be acting as executor of Settlor's estate or the estate of Settlor's spouse or as trustee of any other such trusts and as the Trustee of this Trust. H. The Trustee shall have discre.tion to determine whether items should be charged or credited to income or principal or allocated between income and principal as the Trustee may deem equitable and fair under all the circumstances, including the power to amortize or fail to amortize any part or all of any premium or discount, to treat any part or all of the profit resulting from the maturity or sale of any asset, whether purchased at a premium or at a discount, as income or principal or apportion the same between income and principal, to apportion the sales price of any asset between income and principal, to treat any dividend or other distribution on any investment as income or principal or to apportion the same between income or principal, to charge any expense against income or principal or apportion the same, and to provide or fail to provide a reasonable reserve against depreciation or obsolescence on any asset subject to depreciation or obsolescence, all as the Trustee ~y reasonably deem equitable and just under all of the circumstances. I. The Trustee is hereby authorized and empowered to purchase such insurance policies as it deems appropriate, 5.02. Votincr bv Trustee. When the authority and powel' under this Trust is vested in two (2) or more 'rrustees or Co- Tt'ustees, the authority and powers are to be jointly by the Tru.stees or Co-Trustees, A majority of the Tr.l.Istees or Co-Trustees may exercise any authority or power granted under this Trust Agreement or granted by law, and may act on behalf of the Trust. Any attempt by one such Trustee to act for the Trust on other than ministerial acts shall be void. The action of one such Trustee on behalf of the Trust may be (but need not be) validated by a sub~quent ratification of the act by a majority of the Trustees or Co-Trustees. 9 ARTICLI VI. SPIND'l'BRIPT PROVISION 6;0~. Oeneral ProvisiQa. No beneficiary shall have the power to anticipate, encumber or transfer his interest in the Trust Bstate in any manner other than by the valid exercise of a Power of Appointment. No part of the Trust Estate shall be liable for or charged with any debts / contacts, liabilities or torts of a beneficiary or subject to seizure or other process by any creditor of a benefiCiary. ARTICLE VII. CONSTROCTION OF TROST 7.01. Choice of Law. This Trust shall be administered and interpreted in accordance with the laws of the Conunonwealth of Pennsylvania. 7.02. ~I. Unless otherwise stated, all references in this Truat to section and chapter numbers are to those of the Internal Revenue Code of 1986, as amended, or corresponding provisions of any subsequent federal tax laws applicable to this Trust. 7.03. Other Terms. Unless the context otherwise requires, the use of one or more genders in the t.ext includes all other genders, and the use of either the singular or the plural in the text includes both the singular and the plural. 7.04. CaDtions. The captions set forth in this Agreement at the beginning of the various divisions hereof are for convenience of reference only and shall not be deemed to define or limit the provisions hereof or to affect in any way their construction and application. 7.05. Situs of Trust. The Trust shall have its legal situs in Cumberland County, Pennsylvania, ARTICLE VIII. COMPENSATION or TROSTEE AND APPOINTMENT or SOCCESSOR TROSTEE 8.01. Comeensation. The Trustee shall receive as its compensation for the services performed hereunder that sum of money, based on an hourly chax'ge or percentage rate, which the Trustee normally and customarily charges for performing similar services during the time which it performs these services. 8.02. lJmoval of Trustee. Settlors may remove the Tru~ee, at any time or times, with or without cause, upon thirty (30) days written notice given to the current Trustee. Upon the death of the Settlors, a majority of the current income 10 " ben,ticiaries may remove the Trustee, at any time or time&, with or without cause, upon thirty (30) days written not.ice given to the Trustee. Upon the removal or the Trust.ee, a successor Trustee shall be appointed in accordance with the te.nns set forth in Paragraph 8.03. 8.03. Allllointm.nt of Succ...or Trut.t.u. The Trustee may resign at any time upon thirty (30) days written notice given to the Settlors if Settlors are living, or in the event of Set.tlors' death, upon thirty (30) days written notice given to the current income beneficiary or beneficiaries (including a beneficiary's natural or legal guardian or legal representative), hereunder. Upon the death, resignation, removal or incapacity of the Trustee, DANIEL T. PISCIONERI and ROBERT A. WRAY, or the survivor of them, shall serve jointly as successor Co-trustees, A second successor tlustee may be appointed by t.he Settlors or the survivor during S~ttlora' lifetimes, or, after Settlors' deaths, by a majority of the current income beneficiaries. Settlors prohibit the succession appointment of Settlors, or either of them, as Trustee and any attempt to do so shall be without authority under this Agreement. Any second successor trustee shall be a financially sound and competent corporate trustee. Any second successor trustee thus appointed, or, if the Trustee shall merge with or be consolidated with another corporate fiduciary, then such corporate fiduciary, shall succeed to all the duties and to all the powers, including discretionary powers, herein granted to the Trustee. ARTICLE IX. PERPETUITIES CLAUSE 9.01. General Provision. Notwithstanding anything to the contrary in this Trust, each disposition I have made here, legal or equitable, to the extent it can be referred in its postponement of becoming a vested interest to a duration measured by some life or lives in being at the time of my death is definitely to vest in interest, although not necessarily in possession, not later that twenty-one (21) years after such lives (and any period of gestation involved); or, to the extent it cannot be referred in any such postponenlent to such lives, is to so vest not later than twenty-one (21) years from the time of my death. ARTICLE X. ACQUISITION OF UNITED STATES TREAS'O'J(Y BONDS ELIGIBLE POR TAX PAYHEN'r, PAYMENT OF TAXES, PONIl:RAL EXPENSES, AND EXPENSES or ADMINISTRATION 10.01. Acauisition of Bonels. The Trustee may, at any time, without the prior approval or direction of the Settlors and whether or qgt the Settlors are able to manage their own affairs, acquire United States Treasury Bonds selling at a discount, which bonds are redeemable at their par value plus accrued interest thereon for the 11 . , , purposes of applying the proceeds to the payment of the United States estate tax on the Sottlors' estate; and the Trustee may borrow from any lender, including itself, with or without security, to so acquire these bonds. 10.02. PaYment of United States Estate Tax bv Bond ae4-mntl2R. The Settlors direct that any United States Treasury Bonds which may be redeemed at their par value plus accrued interest thereon for the purpose of applying the proceeds to the payment of the United States estate tax imposed on the Settlors' estates, and which are held by the Trustee, shall, to the extent of the amount determined to be required for payment of the estate tax, be distributed to the legal representative of the Settlors' estates to be used by the legal representative ahead of any other assets and to the fullest extent possible to pay the estate tax. 10.03. PaYment of Death Taxes and Other Estate Settlemlat Costs. After the Trustee has complied with paragraph 10.02, above, and ascertained from the legal representative that all such bonds have been redeemed in payment of the United States estate tax, the Trustee shall also ascertain from the legal representative whether the legal representative has sufficient assets to pay the remaining legacy, succession, inheritance, transfer, estate and other death taxes or duties (except the addi.tional estate tax imposed by Section 2032 (c), or corresponding provisions of the Internal Revenue Code of 1986 applicable to the Settlors' estates and imposing the tax) levied or assessed against the Settlors' estates (including all interest and penalties thereon), all of which taxes, interest and penalties are hereafter referred to as the death taxes, interest and penalties. If the legal representative advises the Trustee that insufficient funds exist to pay all the death taxes, interest and penalties, the Trustee shall then pay to the legal representative from the trust property, an amount equal to all the death taxes, interest and penalties in excess of the funds available to the legal representative for this purposes, which payments are to be made without apportionment. In making the payments, the Trustee shall use only those assets or their proceeds which are includable in the Settlors' gross estates for purposes of the United States estate tax and shall not impair the marital portion without first exhausting the entire non-marital portion. If the Bxecutors of the Settlors' Estates, in such Bxecutor's sole discretion, shall determine that appropriate assets of Settlors' estates are not available in sufficient amount to pay (1) the Settlors' funeral expenses, and (2) expenses of administering the Settlors' estates, the Trustee shall, upon the request of the Bxecutor of the Settlors' estates, contribute from the principal of thej;rust estate the amount of such deficiency; and in connection with any such action the Trustee shall rely upon the written statement of the Executor of the Settlors' estates as to the 12 '* "lV,lU'IIl.A'I'IOU11 COMMONWEALTH OF PENNSVLVANIA DEPARTMENT OF REVENUE NOTICE OF INHERIT"NCE TAX "PPRAISEMENT, ALLOWANCE OR OIS"LLOWANCE OF DEDUCTIONS "NO ASSESSMENT OF TAX DATE EST A TE, OF DATE OF DEATH FILE'. NO, COUNTY ACN r~-"mOunl Rlmlllld ~ - I MAKE CHECK PAVABLE AND REMIT PAVMENT TO: R.gllt.r 01 Will. Cumberl.nd Counll' Courthou.. C.rllllo, PA 17013 CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ ..!tIiV:;&:47EKAFP (Of-e7) - - - - - YOT iCE oHNHERITANCnA X APPRAiSEMENT;-ALLOW;;NCE-OR- - - - - - -. - - - - - - - - -' DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX LENORE W PISCIONERI FILE NO. 21e7.0536 ACN 101 O"TE 06116118 T1.)( REIURN M"S, (0) ~CCEPIEOASFlLED ( till ) CH~NGED SEE ~T1~CHED RESERVATION CONCERNING FUTURE INTEREST. SEE REVERiE- . APPRAISED VALUE OF RETURN S"SEO ON: ORIGINAL RETURN I. Reel E,t.te (Schedule ") 2. Stock. .nd Bond, (Schedule B) 3. Clo.ely Held Stock/p.rtner,hlp Intere,t (Schedule C) 4, Hortg.ge,/Hote. Rec.lv.ble (Schedule D) 5. C..h/B.nk Oepo,lt./ HI'c. Per,on.1 property (Schedul. E) 6. Jointly owned Proper tv (Schedul. f) 7. Ir.n.fer, (Schedule G) 8. Total Assets APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funer.l Expen'e,/~dm. Cost./MI,c. Expen,e. (Schedul. H) (9) 24,676.72 10. Debt./Hortg.ge LI.bllltl.s/llen, (Schedule I) (10) T56.85 11. lotel Deduction. (11) 25.613.57 12. Net V.lu. of !aX R.tllrn (12) 141.365.12 13. Ch.rltoble/Gov.r.....nt.l Bequo'te; Hon .lected 9113 Iru,," (Schedul. J) (13) _ 2,500.00 14. Het V.lue of Estete SubJoct to lex (14) 138,865.12 NOTE: \I.n ......m.nt w.. I..u.d prevlou.ly, Iln.. 14, 15 .ndlor 16. 17 .nd 16 will r.lI.clllgur.. lhlt Includ. tho totel 01 "LL relurn. .......d to d.l., A88E88MENT OF TAX: TOTAL TAX CREDIT 6,736.85 BALANCE OF TAX DUE 1,295,06 INTEREST 26.23 TOTAL DUE 1,321.29 (IF TOI~l DUE IS LESS TH~H 51, NO P~YHEHI IS REQUIRED. If TOT~l DUE IS REFLECTED ~S ~ CREDIT (CR). YOU Ho\Y BE DUE ~ REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.) "- BUREAU OF INDMDU"L 'T"XES , INHERIMNCE TAK OIVISION OEn 2eDeD! HARRISBURO, PA !7128.000' LOWELL. R GATES ESQUIRE SUITE 100 1013 MUMMA ROAD L.EMOYNE PA 17043 ESTATE OF 15. ~mount 01 line 14 .t Spou,.1 r.to 16. Amount on line 14 taKeble at Lineal/Class A rate 17. Amount of Line 14 taKable at Collateral/ClasR B rate 18. prlnclp.l T.x Due TAX CREDITS: PAYMENT O~TE 6m/97 RECEIPT NUNBER M211675 I DISCOUNT (') rINTEREST/PEN P~ID (-) 336.85 INTERESI IS C~lCUL~IED FROM 3/25/98 10 6/15/98 . IF P~ID ~FIER D~IE INDIC~TEO, SEE REVERSE FOR C~LCUL~TION OF ~PDITION~l INTEREST, 08/18198 LENORE W PISCIONERI 8/25/97 21e7.083s CUMBERLAND 101 (1) (2) (3) (4) (5) (6) (7) 0.00 o . IlL- 0,00 0.00 6,050.00 0.00 160,928.69 (8) NOTE: lQ Inlur. proper oredlt to your Icc:ount, lubmlt the upper portion of this form w"h your taw. p'yment. 166.978.69 (15)__ (16)_ (17) 5,000.00 133,865.12 K 0< )( .06 = K .15 . (18) 0,00 8,Oll,2,L_ 8.031.91 N4OOl1 P~ID 6,400.00 c. ~ '" ;\ RESERVATION: estll.' of decedent. dying on Of before December 12, 1982 ..If any future Interest In the eltale 1lll1ln'ferred In pose.salon Of .njoymMt to CI... B (coIletiral) berl8nclarlu of the d.scedent .ner the el<plratlon of any e,t.te for life Of for years, the Commonwealth hereby IMprlSSIy reliNeS the right to appr.l18 and aaseSl tranlfer Inherltflnce T,lCeS 81 the lawful Clan B (collateral) rale on any suoh future Interest PURPOSE Of NOTICE: To fulfill the requIrements ()f Section 2140 oftM Inheritance and Estate T8~ Act, Act 22 of 1991. 72 P,S, Stotrm 2140. PAYMENT: Detach the lOp ponlon of this Notice and submit with your pa'lment to the Register of Wilt printed on the reverie lide. Make check or money order payable 10: REGISTER Of WillS, AGENT. REFUND (CR): A refund of I tlX credit. whIch was not requested on the "I"8X Return, mey be requellled by completing an "Application for Refund of Pennlylvln'- Inheritance and Eltate T.x (REV.1313), Appllcallons are available at the Omce of the Reglsler of \'\'111. or any of the 23 RevenUfI t'i.trlot omces, or by calling the IpeclaI204.hour .nawerlng service number. tor forml ordering: In Pennsylvania 1-800.362-2050, out.1dtt Pennlylvanl. .nd within local Harrisburg arol (717) 787-80904, TOO' (717) 772.2252 (Hearing impaired Only), OBJECTIONS: Any party In Interelt not IIUafied with the appraisement allowance Qr disallowance of dedu('.tiona, or ""ssmenl of tax (Including dltcO\lnt or Inter..t) al shown on thl, Notice mUll object within Ib:ty (80) daYII of receIpt ot lhls Notice by: ..written protest to the PA Department of Revenue Board of Appeals, Dep\. 261021, tiarrlsburg, PA 17128-1021, OR "election to have the matter determined at ludlt of the account of the perJOnal represenlatlve OR .-appeal to the Orphans' Court, ADMINISTRATIVE CORRECTIONS: Factoal errorl discovered on this assellmenlshould be addressed In writlng to: PA Department of Revenue. Bureau of Individual Taxel, ATTN: POlt Anellment Review Unit, Oept. 280801 ~Iarrlsburg, PA 17126-0801 Phone (717) 787-6505. See page 3 oflhe booklet "lnatruCltionl ror Inheritance TalC Return for. Resident Decedent" (REV-1501) for an explanation of administratively correctable errorl, DISCOUNT: If .ny talC due II paid within three (3) calendar months after the der.edent'1 death a five percent (5%) dlscounl of the talC paid III allowed. PEt'AL TV: The 15% tax amnesty non.partlclpallon penalty 11 computed on the tobll of the tlIC and Intereat atlelsed, and not peld before January 18.1996, the firlt day .fter the end of the tax amne.ty period. Thll non.particlpatlon penalty Is appealable in the nme menner and In the lime time period IS you would appeal the tax and Interetl that has been allelled at indicated on this notice. INTEREST: Interest Is charged beginning with first day of dellnquenc~, or nine (9) monthl and one (1) day from the date of death, to the date of pa~ment. T.lCOS which beclme delinquent before January 1, 1982 bear Intelllt at the rate 0' six (6%) percent per .nnum Cllcul.led It a d.IIy r.te of ,000184, All tax., which beclme delinquent on and .ner January " 1982 wlll bear Interett ,I a rate which will vary from calendar ve,r to calendar ye.r with thlt nit. announced by the PA Department of Revenue. The .ppUcablG Interelt ratel for 1962 through 1997 ,r8: YEAR INTEREST RATE DAilY INTEREST FACTOR YEAR INTEREST RATE DAilY INTEREST FACTOR 1982 20% .000548 19&7 9% ,000247 1983 '8% .000438 1988.1991 11% ,0003Cl 198>4 11% ,000301 1992 9% .000247 1985 13% C0035& 1993.1994 7% .000192 1988 10% .000274 1995.1998 9% .C00247 ..lnterelt II calculated as fol!ows INTEREST' BAlANCE Of TAX UNPAID X NUMBER Of DAYS DELINQUENT X DAILY INTEREST FACTOR -Any Notice IlIued Ifter the tax becomes delinquent will reflect an Interest calculation 10 ftfteen'(16) daYI be~Onci the d.te of the .tHllment. If plylTllnt I,made .fter the lnter.tt computation datelhown on the Notice, additional Inlerl1Jlt mUlt be calc~l.ted. I , '~ I F " ;, "-, ;,. ~~ ~ If ' ~ !!l ,- ~ fa.n <DW r~; "'I Cl Lt., N '-'; ('1 - ~;! '<r':;r-! ;a =;'i(f) !~ j ~Q, \) - :tl~ b: )'ii, . \0 0[, ,\; ; ~ "''', " \ \ ~ , \ , \ \ , \ , \ 1 r- (1\ \ i i ! '" "' "" ~ t l!l ~ ti. 'e ~ ('l l/l % it ~ ~ 1:\ :t \ 1 , <'i \ \ I I \ ~ \ \ \ \ I -" . '! .., ~...' ,;) I , 't, , I 1 \ \ \~~1C~~""'" , . . ,i '~wr :,~J(r'F' Oi(L. Oll:[ , 1J.;;'j- ,I () ~:~.-' ~) ~lA"_ "II iL ' U, .~\ 'L' Ct:.~" .,....._ \~.~ :~:~::':::';~.~.... c::. I I;i<> '"" - c.- ~~ ()... ..F ." '\-~. Q) v , . tt () ~ ,- .. ~ W ::r Ii: d, '" ~p ~ -t- ~ (~ r' r o rJ 1-.. C r "-.. .~ r; ~ r~ ~ m~w \\~ ~, & dJ,;{....; C '-,-::' oll!:r: .- .,;;. 0- ~ ~f1 ~ 0: ~O ",~_;,...,.~~.,~ I' , ~ -...1 i."",., . &-')+. tr) V. '-;-' ~ Io~ <r"\... Ii .. (j';") s;;;- ;j~.:> t\ ...s "j J~ d 0\- ~ <. iJ d (;. ::t' -:r. ~ (....., ('0' N :Z :::.t. '.." cr---- <. 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I I I I: 14462406202003 ROW460 '.File', No Decedent Date Filed 6/23/1997 6/25/1997 8/25/1997 9/17/1997 2/25/1998 2/25/1998 5/21/1998 4/30/1999 5/25/2000 7/20/2001 cumberland County - Register Of Wills Estate Inquiry Page 4 1997,00536 PISCIONERI LENORE W PA File No 21-1997-0536 Docket Entries PETITION FOR PROBATE AND GRANT OF LETTERS TESTAMENTARY OATH OF PERSONAL REPRESENTATIVE DEATH CERTIFICATE DECREE OF PROBATE AND GRANT OF LETTERS TESTAMENTARY INHERITANCE TAX PYMT PAID .. 6i 400.00 ACN - 101 RECEIPT - 0211675 LOWELL GATES ESQUIRE CERTIFICATION OF NOTICE UNDER RULE 5,6(A) INHERITANCE TAX RETURN TAX DOCKET 15 PAGE 187 LINE INVENTORY STATUS REPORT 6.12 INCOMPLETE REV 1547 NOTICE INH TAX APPRAISEMENT ACN 101 INHERITANCE TAX EXPLANATION OF CHANGES Docket: 15 Book: Page: 187.00 STATUS REPORT 6.12 INCOMPLETE INCOMPLETE STATUS REPORT 6.12 INCOMPLETE STATUS REPORT 6.12