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HomeMy WebLinkAbout97-00895 l-IDTITIOl'l It'QR 111~OIIA TE Rod GRANT m' unTERS IMall' 11{ _-RUI:ltJh.Jl'pllQl1nlIL,~_,~,__ No, _n~~:;'Un~,9_L,!6.9.S. also kUOIWI (I.\' .,....-..--'-'-+~..------.c.-.-,-_~_,.~_o."'~.__r....-'-..._.._.__~ To: '-~_____'___~_'n'~,__~_,m___~~,___ Rv"lstcr of' Wills 1'01' Ihe ____.'__u_'._ ____n_.u", n('('c'rI,ved, Counl)' of ",LCWllbG-l:J.und__ In the SrI('/t/! SC't'/I"!,I' No: .lJ8.,..+a".,WL C(lInnHIII\\'vnllh or I'ellluylvllnlll Tho 1'Clltlon 01' Ihe undvrsl"ucd I'V~Il\1ctI'ull)' rcpl'cWllts Ihlltl YoUI' IlClllloncl'(s),wlJ() IS/l\I:v 18 YCIIl's nI' IIBV 01' oldol' IIn IlIv OXCOUI,_..(,l~_,_ nllmed In thc IIlsl W.III 01' Ilw IIhol'v (IVcl'elool, dilled --.,-.Novambar~l9,.._._,--_____, 19.,.9.2-,. IInd cIHllcll(s) dlllvd -u-'Nllne--"---'_._"-'--_n~"~u~.__.~_".o,,,,_~,,_,__ --""'-~~-----------~----'-"""'.~--"____~""_.'O___~''''''~_''_n'''u,~.------,-~~___,____~_._ ---....__......--.~T__.__.__,..._~_~.~__._~._U_._._____T. ..". _u...,-.........._.~__.._...~..h~r _______~......~,._.~~.____T_ ... ......_......---,..,.~~ __,~__~u.~~ ~___~ ..,.__,....._._n~____.__ ~___~.... (Mill!,.' 1'l!IC\'lIl1(l'lt\'llllhlnllc~'\. t',tt. tl'lllllldllllllll, dCillh (If c\c.'ctllml ule.) I>vuvlldclll WIlS dumldloel !II dVlllh III .,j),lll1lb@.rl~,llit~.~_.__.,_ COllllt , Pcnnsylvllllla. with h..Jl~_,__ Illst I'nmlly Ul' 1'1'lllulllllll'vsldcllcC lit JQ1LQ!ulX.rY.,_O,rllvl! Rand hi enabur .J!annllyJ.vauia .-:.llZiL...( Sou t:llllmptnll-Township....:.cum!ul.rlllndJ" (11~1 SltC~'I. IlUl1lh~'1 ,lint! IIIUIWllllllil)') I>Qcellllclll', IhvII...".5.9._ YOllrs of IIBO, died ~fu!p.~~r",20 '___I 19 97 . 1ll..,llarllha~dlWil.onLCentllr_O-Jie.r.she~_l'A_~~___..__.,_.... " . nXucl't liS folluws, dwcdelll did Ilnllllllrry, \l'IlS 1101 e,lIvurued Ilnd did 1101 hllVc II child, born or lIdolllod Ilfiot,CXMII\1,l1l 01'11t~ \\'.111 ufl'oml for pl'oblllV: WlIS Ilfllllw I'lcllmof II klllll18 IIlld WlIS nOl'er IId)U'dlcllled Illconlpctvnll ___'~_:_"_'____'~'''''__'~_'________'''_'' l>eeundvllt lit dClllh 'owl1vd I'l'ullvl'lY wllh vslllIlllled Yllhles liS fullows: (/1' II(?Illkllcd In I'll,) , All pVi'Solllll Pl'OllVrl)' $ 66000.00 (11'1101 dumlcllcdlll I'll,) PCI'SOllllllll'opel'lY 111 I'clll1sylvnnlll $ (II' 11l1l qomloilcd III I'll,) I'crsol1l1l pl'oll,cl'lY 111 COIIIlI)'" $ Vllluc nl'rvlll uslmc In Pvnl1syll'nl1ll1 ' $ sltulllud liS fullui\',\: _____...._______,~__,~.___~_~ ., ' t!Q!1g_,'~~__..-~'u _.;...____,_~___,i-_.__. ,u..~-_~~___'_____.___________.~__O_.,._..__,_.,<n._.~_ \VHEREI"tlRE, pvtltlul1vr(s), I'vspVCll'lIl1y rcqllcst(s) Ihc pl'ohnlc uf llie IlIsl"wlll IIlld codlell(s) prosolltvd hVl'c\\lth IInd tho grlllll of IVlicrs,_...Testlll1l11ntar,~__..____,_-,-_~,- ' I (Il'\lnllll'IlIHtSI IIdmlnlslrnll(11l C,I.II,; lldmllllSlrnllon ~1,h.Il,C,I';R,) Ilwron, ' , , t 'l ' ii 7~ ~,..; Be- ll, ,..~~~~~t2--,_. "I\'fcffiirCl' o.~Mcnonan'Jr.~~'''. --100Cherru aravii"iCila~-n." '-----~~ ..,__"y~__."""___,,,. ,H O~n" ,__.,_ '" ___ ..,Spipll.gn~lt\lU_!'A.).z.~.~7_~nn__ __,_ -,..".---------------.__.~~.~._---- n.__~_~._..__~__.___________._ . . .,--.- --~-_''''''_''__~~_O___.no_''__~~T . ...~_~_ ____~_~..__"...........c __'''----'..__.n_.____ " .._._.._ ;0 _ _T_~~.'_ . .. OATH 01>' IIEI~SONAL Rr~llRESENTATlVE ~()M~~)NWI~AL""H. OJI IIENNsnV ANIA L H8 cotJ N I V 01< ~H Uurn!ul.r.:lmuL__,_ J "h~ilvlltl(II\VI'(s) lIbOl'e.lJIIIlICd SWVIII'(S) or IIl'f1l'1lJ(s) II\lillh~ SllIlOI11ClJlslnlhc l'otvllul1l8 petllloll 111'0 tl'U~ IIlHJ,~OI'lWI III lIw bvsl (,I' Ihv knowlcdgc ul1d bellcl' 01' Ilcllllonvl(sj und Ihutlls ilvrsolllll tVllroson. IlIllve(,) 01' th~ aho\'<' "~,cdcnl ilclliloncHs) will \\'vlI and 11'lIly IIdn~Il'lr ~ eSllltv "c~ordln" to 1,,11', SII,',I, II 11 10 ,I~r iill'h'n,Wl,I n,nd SlIbSCIII,IC,'d j 'm_n~k..(..L~ ~9nw~?? 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"III:, 111"1[11 ,'ill:1 ' '1>11 :'.; ;I:'i :i':: ':: :!'::::i;' , ,I ,I! :' I :li1ji II' : \III!"IIII\ li:II!!II:111111 : :i:'1 ,," I , 'I' "1',111 'Iii I' 1\,:rl'l: I I ii' I,!", I ',' ': 1::"'::11'1 !111 "'I'!!! :i: ilil:1 ;:1 'III ,:1" ", ,; ,': "\:,' ' ,;:';:' , ': : ':: i; I: ':.:1. :i::! 1:::lrili!I!" ,I !lll ij.: ,lill,!i ,I, 01 ji! " , 'I 'i ,I' it " ':,ii I ',I, , 1 , i ' ' ' I i lit ,1,1. " ,'II , I !: " 1'1'; , , , "! i,i , I" L i 1_' '; 1,,'1' I, :!,:II ','I '" "i':,: I,:' 01, 1-' _ i !; Iii 'i,I' 'ii " 'I' ,) T' I,,' , ,I' " ,: !: , :i , , , ' MAKI QHIOK PAYAI~I ~ND RIMIT PAY MINT TO. REGISTER OF WILLS CUMBERLAND CO, COURT HOUSE CARLISLE, PA 1701:5 OUT ALONO THZI LINI ~ RITAIN LOIIIR PORTION FOR YOUR RICORDI ~ ~W:UW'i'l/"A~p"'r&9':m"RiiYiai"6~'''iNHiliifill61'Y~~'AiI'~~A'i.1T<<i1r;.At'L.cl'Qillcl'l.bll'................. DIIAI.I.CWANCI CF DlliljoTlcNI AND All IIMINT OF TAl( IITAn OF MCDONALD RUTH G FILl NO. 21 97'0898 AON 101 DATI 04'27-98 T~K RITURH WAI, I X) ~CC8PTBD ~I FILBD I I CH~HG8D, RI81RvATICN CONCIRNINO FUTUAI'INTIRIIT. ell AlvlRII APPRAZ81D ,vALUI CF RITURN IA8ID\lN. ORIGINAL 'RETURN 1, Rul IltataIBaha~u1a'A) &, Btaakl In~ Ban~1 IBohldUla I) s~ OlOlal~ HIl~ Btook/Partn.rlhlp Xntaralt Il0ha~ula Ol ~, Hortlalal/Hotal Raaolv.olo (Bohodulo D) I, Oalh/B.nk D'POlltI/HIIO, Porlonal Prop.rt~ IBaho~ulo II 6. Jalntl~ Own.d Prop'rt~ CBoh.dul. F) 7, Tranlfarl IBaho~Ul1 01 B, Tot.l AII.tl APPROvlD DIDUCTlCN8 AND IlCIMPTlON81 9" Funaral IMpanl../A~., Caoh/Hha, IMponl.. IBah.dul. H) 1.1 7,707,67 10, D.bh/Hort.... LI.bIlUI../Lllnl CBahodUla Xl 1101 .00 11. Totol DoduoHono 111) 7. 707 ~7 18, Hat Valuo of TOM R.turn IUl 112,677,97 U" Ch.rU.bl./Gov.rn'.nt.l ..qu..hl Hon'a1..ta~ 911S Trult. l$aho~ul. Jl IU) ,00 14, H.t V'lU. of ..tot. BubJ.ot to T'M (141 $2,671 ,H HOTI' If.n ...,..m.nt w.. i"Uld pr'V~ou.1Y, 11n.. 14, 11 .n, d/or 16, 11 .nd 18 wi11 r.f1.ot figur..thlt ih01Udl the totl1 of Akk'rl~urn. .......d to dltl. AU18IMINT CP TAlCl ' 11, A.ount of Llna'14 at IpGUIIl rlta 1111 32,677.97 K' 00. 16, ~'ount of Lln. 14t.iC.blli,.t Llnaal/Olli.. ~ r.ta 1161 ,00 K ,06. 11. AMount of Lln. 14,tow.bl. .t CoUat.r.l/Cla.a Br.t. (17) ,OOK ,15. lB, Prlnalpal t.w DUO C1Il TAX ORIDne. PAVHIHT ,DATI II~' Z ,.!y,.}../,.;).,- BURBAU OF XNDIVXDUAL TAK I lHIIIRI1~HCI '~M DIVlllDH DIP!. IIUOl IIANRIIIURO, p~ 111l1'0601 CCMM\lNWIAI.TH 01' PINN8Yl.VAN1A DIPARTMINT 01' RIVINUI HOTIOI OF INHIRITANCB TAK AFPRAIIBHINT, ALLOWANC8 OR DXBALLOWANOB OF DBDUCTIONI AND ~IIBIIHIHT OF T~K HAMILTON C DAVIS ERQ 19 EKING ST SHIPPENSBURG PA 17257 DATI IITATIl OF DATI OF DIATH 1'11.1 NUM"A COUNTY ACN 04-27-98 MCDONALP 09'20'97 21 97.0895 CUMBERLAND 101 ~..un~ ",1.1 H,d (11_ CIl (Sl 14) III ' 161 m .00 40,386.'4 ,DO ,'ad .00 .00 .00 leI mupT NUHI8R DXICOUNT C+ I IHTIRIIT/FIN PAID \-1 AHDUNT PAID, TOTAl. TAlC CRIDn BALANCI 0' TAlC DUI XNTIRI8T AND PIN. TOTAL PUI M I' PAXD AFTBR D~TI XNOICATID, lIB RIVIRB8 FOR CALCUL~TIOH OF AODITIONAL INTlRII'r, cCw UVoIUlU."....t/1 RUTH o HOTII To In.~r. prapa. oradlt to'~our laaount, .~It tho upplr portion of thlo' fori with ~aur taw pa~'lnt, ,40 j 3U , 64 .00 ,00 .00 ,00 .00 .00 ,00 ,00 ( IF TOTAL DUB II L81B THAN .1, NO P~YHINT II RIQUXRIO, IF TOTAL DUB II RIlFLICTlD AI A "CRIDIT" ICRI. YOU HAY BI OUI A RIFUND. IBI RIVIRII IXDE OF THII FORH FOR INITRUCTIONI.) ~ ~ST WILL AND TBSTAXBNT I,. RUTH G. McDONALD of southampton Township / cumberland County/ penn,aylvania, dec1arethl.s to be my Lalit will and , Testament and revoke any Win or cOd,icil previously made by me. ITEM I I I direct that all my just debts and funeral expan"lll / inoludinq my gravemarker and all expenses Of my ~a8t illness/ shall be paid from my residuary estate al\ soon' as practicable after my decease as a part of the administration of my estate. ITEM III I bequeath those articles of my household , ' furniture and furnishings and those articles of my personal effects and perlllonal property as set forth in a separate , memorandum, which I shall place with my Will or deposit with my attorney/ to the persons therein designated. ITEMIIII I devise and bequeath the residue of my estate of ,every nature and wherever situate to my husband, RICHARD C. McDONALD, , JR., providing he shall surviva me by thirty (30) days. ITEM IVI If my husband/ RICHARD C. McDONALD, pradeceases me or dies on or bafora the thirtieth (30th) day followinq my (teath, then I" devise and bequea,th the residue of my eatate of every nature and wherever situate to such of my issuer per stirpes, who shall survive my by'thirty (30) days. ITEM VI I remind my spouse and my ohild!:'en (and his or her perlllonal reprelllentativel quardian, aqent aoting under a power of ..~.. attorney or other representative) that he or ahe may di80~aim any part or a~l of any 9ift passin9 to him or her hereunder or otherwise by virtue of l\IY death. In partioUlar it may be desirable for him or her to disolaim a portion of my residuary estate (or of other property passin9 othel~iss by reason of my dsath), and if ~e or she do.s so (either perQonally or bY.his or her perElol'lal representative, guardian or agent acting under a pOWer of attorney) the diaclaimed portion shall pass to the Disolaimer Trust under ITEM VI below, and be held thereunder. ITEM VI I That portion of my estate (or of any otner property whioh would pass to my husband, RICHARD C. McDONALD, J;,R., ,or my children, by reason of my death) which is disclaimed by my h~/lband, RICHARD C. McDONflLD, JR. ,army ohildren, ,shllll paBB to !lnd be held" by my Trustees hereinafter' named, IN TRUST, as a separate trust and shall be held, invested, managed and distributed for the following uses and purposes an~ under the following terms and conditions. A. To pay the net income therel!rom to my 'hUSband, RICHARD C. McDONALD, JR., I!or and during his Hfetime. B. AS much of tile principal of this Trust as my Trustee., in its sole discretion may from time to time think advisable for the support of my husband, RICHARD C. MoOONAL~, JR., and for the protection and preservation of his property or for the support and education of my 2 << ohildren or grandohildren, (including oollege education, both graduate and undergraduate), or during illne.. or emergency, shall either be Pllld to him or them or els. applied directly for his or their benefit by my Trustees after taking into, account hil or their other readily availaPle ,assets and sources of income. C. My Truste" may apply the net inoome of this Trust for the support of my husband, RICHARD C. McOONAIlP, .:JR., should he by reason of age, illri~ss or any ~ther cause in the opinion of my Trustees be incapable of diSbursing it. D. In addition to the above prOVisions, my hU8band, RICHARD C. McDONAIlD, JR., shall have the power to dJ,r8Clt my Trust~es to pay to him or to apPlY our of prinoiplll in each year inoludinq the year of my death and 'I;he year of hill death in an, amount not in excess of the greater of Five Thousand Dollars ($15,000.00) or .five percent (15%) of .the then aggregate value of the trust prinoipal, provided that all right to distributions hereunder shall oease in the event my husband remarries. This power is nonoumulative and can be' exeroised only by an instrument in writing intended to take effeat durinq her life, siqned by my husbal'ld, RICHARD c. MoDONALD, JR., and delivered ,to th. Truetees. E. upon the death of my hUsband, RICHARD C. McDONALD, 3 ~ JR., the then rel\l~ininljJ prinoipal and any undiltributed inoome shall be diltribut.d to my bsue, per. stirpe., provided, however, that the share to~ any person who shall not hav. attained the aljJe of thirty (30) y.ars shall be held by my Trust..s in a separate tru~t to be administered and distributed in aooordanoe with 'the provisions hereinafter set forth. 1. Du#nq ,the minority of suoh person, my Trustees shall distribute so muoh of the net inoome and prinoipal of the Trust to or for the benefit of iI suoh person as my Trustees in their sole disoretion shall cteem actvbablefor the support, eduoation anct health of suoh person and for the 'proteotion and , preservation of his property. Any inoome not 110 distributed shall be aooumulated, invested, administered and distributed as a part of the prinoipal. 2. upon suoh persqn I S attaining' thfll aqe of eightGen (18) Years or uPort,the death of the, survivor of my husband, RICHARD C. McDONALD, JR., and me if suoh person shall then be over the aljJe of eighte.n (18) .. years, my Trustees shall distribute the' net income ,of suoh person I s '1'rust to him or for his benefit dui'inljJ his life. suoh person shall be 4 << " di.tributo a .hare where po.sible to the minor or to another for the minor'. benefit. Suoh Guardian .hall have the power to u.e . ' , principal as ~.ll as income from time to ~ime for the m~nor's suppcrt Clnd education (inclUc1inq ..conc1C1ry, coll_ge eduoation, both grClc1uat. and unc1erqrac1uate, prof.,donal and other education) without reqard to hill or her parent's ability to provide for ,suoh support and eduoation, or to make payment for thee. purposes, without further re,ponsibility to the minor or , ' to the minor's parent or to any person takinq oare of the minor. I'l'EM VIII I I direot that all taxes that may be aBses..din ooneequenoe of my death, of whatever nature and by whatever juriediotion imposed, sh~ll be paid from my residuary estate as part of the expehsesof the administration of my estate. ", I'l'EM IXI I appoint my hUSband, RIOHARD O. McDONALD, JR., Executor of this' my ,Last will. Should he fail to qualifY or cea.. to aot as Exeoutor, I appoint my son, ANDREW M. McDON~LD and my dauqhter, OHRISTINE F . MoDONALD , Exeoutcrs of this my Laet Will. ITEM ~I ' Idireot that my Exeoutor, Trustees or Guardian or their sucoessors shall' not be reqUired to qive bond' for the faitllful perfornlance of their duties in any jurisdiction. ITEM XII I appoint DAUPHIN DEPOSIT BANK ~ TRUST OOMPANY and my husband, RICHARD O. McDONALD, Oo-Trusteesef any Trusts dreated by tMs my Last Will. Should my husband, RIOHARDO. 6 ,\, .~ ITEM XVII All tederal, state and other death tax.. payable beoau.e o( my death (but not including anY increase in tederal e.tate tax re.ulting trom excea. retirement accumulaticnunder section 4981(d) at th_ Internal Revenue Oode) with re.pect to the property torming my gro.. eatate tor tax purpo..., whether or not pauin; . under thia Will, inclUding any intere,t or penalty imposed in conneotion with auch tax, shall be conaidered ,. a part at the .xpense of the administration of my .state and shall be paid out at th.at portion ot my residuary e.tate under ITEM III or V, without appottionmerit or right of reimbur.ement. I direct that any increase ,in Federal Estate Tax reSUlting trom application of Section 4981(d) of the Internal Revenue oode be paid by the recipient of suoh dietribution. In addition to other powers vested in my Exeoutor by law or other provisions of my Will, I hereby authorize and empower my EKeoutor tOI (1) allooate any o( .my unused federal generation-skipping transter tax exemption to any property of. whioh I am the transferor tor the purposes of 81.1oh tax (whether or not passing under this Will) I (2) exoll.lde andy suoh property (rom any 81.1oh allooationl and (3)' make any related eleotion I all as he in his sole and opno~l.Isive disoretion deems most advantageous and equitable. I direot that no par,ty in interest to the transfer ot any suoh property shall have any claim against my Exeol.ltor or my a.tate or any olaim for equitable reimbUrsement or any other cause. 8 i ;!:TIIlM XVU I My lIl~eoutors, TrUstees and Guardian. (herdn sometimes referred to as "fiduciari.s" or "fiduoiary") .hall have the follow:l.nqpowers in addition to tho.. vellted in them by law and by other provisions of my will applioabl. to all property, whether prinoipal or inoollle,inoludinq property held for minors, exeroisablewithout oourt approval, and effeotive until aotual distribution of all property I A. Any fiduoiary hereunder may renounoe or r.siqn at any time with or without cause. B. No fiduoiary. shall be required to file bond, exeoute any instrument appointinq anyone to aocept sarvio. of proces., or file inventories or aooount. of any kind, except as ordered to' do so by, a oourt of dompetent jurisdiction or as required to do SO under a state statute not providinq for release ot' suoh requirements by a testator. Any benefioiary, however, will ,have t,he right at any time to request of and receive a complete aooounting of such matters as are pertinent to that: beneficiary. c. If there is no oorporate fiduoiary aoting hereunder, my Exeoutor or Trustees may de8iqnate a oorporation (regardless of .where organhed or headq\\artered) with fiduoiary powers to aot as aqent or custodian hereunder, may delegate to it suoh duti.s as may be appropriate (inoluding investment, reoommendation 9 i; vi to .tand in the name of a nominee or nomin.... J. To repair, alter or improve any real or p.r.on~l property I to borrow mc;mey, inoludinq the riqht to borrow money from any fiduoiary hereunder, and to pledq., mortqage, or oreate a ..curity interest in any, property held by them as seourity, th.refor, and to make lOllns, .ecured Or unsecured, fcr such purpo.es and upon suoh term. and conditions u they may deem advis2\ble, inoludinq loa,ns to my estate, with or without, interest,for any purpose whatsoever, and to exerci.e options of anYk~nd. 1<. To .ubscribe fol:" or to ell;eroise option. for stoclt., bonds or other investments Ito :loin in any 'pllln of leue, mortqage, merger, oonsoU~ation,. reorganization, foreolosure or voting trust aM to depoElit s.ourities thereunder I to vote ,seourities in person or by pro:lCy, in suoh oonneotion to delegate disoretionary powers I and qenerally to exercise all the rights of security holders or employees of any corporation. L. To compromise, submit to arbitration or release any claim of, my estate or any trust hereunder aqainst , others an~ to pay, compromise, or submit to arbit):'at!on any claim of other. against my estate or any trullt hereunclet:-. M. To exer,cise any law-given option to pay duth ta:lCes in installments, the payment of intet:-estdue on suoh 11 ~ installments to be a oharge against prinoipal. N. To . exeroise any law~qiven option to treat adminbtrative expenses either as income tax or as ..tate tax deduotion., without regard to whether the expen.e. were paid from prinoipal or income. o. To reoeive other property of any type aooeptable to the Trustees, inClUding, but not in way of limitation, life insurance proceeds, which may be devilled, bequeathed, assigned, granted, conveyed or made payable to the Trustees by any other person, to be added to and administered in accordanoe with the then applioable proviSions of the trust or trusts.hereunder/ provided, however, if more than one ,. trust is then being administered hereunder, ouoh other person may speoify, in the instrument of transfer, among whioh trusts, and in what proportions suoh property shall be allooated. P. To treat the entire trust estate as a oommon fund for the purpose of investment, notwithstanding any provision herein for division thereof into shares or separate trusts. Q. Any trust beneficiary will have the right at any time to request of and reoeive from the Trustees a oomplete written aooounting of such matters pertaining to the administration of the Trust all are pertinent to that 12 ~ beneUciary. In the Trustee. ' discretion, income tax return. ot the Trust may be used to satisty .uch reque.t. R. In makin; distribution ot my ..taty, my Executor (and in makinq distribution of any trust, my Trustesl) i. hereby qranted the power to make non-pro rata di.tribution of as.ets in kind. s. My Trustee. in addition to other powers ;ranted shall have the authority to purchas. lit. insurance on the lives of any or all beneficiaries of the Trust. In addition, specific authority or power is qranted to pay premiums ,on edsting policies as well as those purchased after the ,creation of the Trust even though said policies may not be owned by or' payable to the Trustees .s " beneficiary. premiums may be paid from the income of the Trust estate or, if necessary, from principal. T. Should the principal of any Trust herein provided for be or become so small that, in the Trustees' discretion, establishment or continuanoe ot Trust is inadvisable, my Trustees or my personal representative may m~ke immediate distribution of the then remaining principal and any accumulated or undistributed income outriqht to the person, or persons and in the proportions they are then entitled tc. If any suoh person is then a minor, distribution may be made to that person's quardian, or to :I,;l a person seleoted by the Trustees to be oustodian tor suoh peril on until the Ilge of twenty~one (21) years under the pennsylvania uniform Gifts to Minors Aot. u. To pay from the. prinoipal of the Trust oreated under ITEM V the funeral and adminilltrative eXpense. of my elltate, the inheritanoe, suooe.sion and..tate taXe. impolled thereon 9f payable thereby, and the .debts thereof, inoluding any mortgage indeptedne'ss. V. To pay f~om the income of the Trust created under ITEM V hereof, monthlY paymentll on any mortga'ile on real estate owned by me individually or jointlY with another peril on at the time of my death, of my Trustees (ieems it adVisable not to prepay any suoh mort'ilage. W. To oontinue the operation of any business in which I may be intereSted or engaged at the time of my (ieath (regardless of the form ,or organization. of . any lIuch business), whioh ):lullinells or an interest in which shall be received by my fiduciary. Thill authorization shall include the right to change the tcrm of any s~ch bullin... by, the reorganiza~ion or incorporation thereof, or the formation of a general or limited partnership with respect thereto, and shall also include the right to invest in any such bulliness il)olUdin9 the right to invellt in any bullineliS the property of any trust hereunder for such periodS of time ...~ 14 w and uponsuoh terms and oondition. u my fiduciary shall deem advilllbJ,e. No fiduciary shall be liable for any lOll resulting from continuing any .uch bueine.., but my f iduoiary may, in my tiducbry'. discretion, e.ll, liquidate or otherwile dilcontinue allY euoh budne.. at euch time or upon euch terme and conditione III my fiduoiary shall deem advieable. X. My fiduoiariee, generally, shall have full power and authority to exeroise all righte and privileges appurtenant to any property held by my fiduciaries, and to exeoute and deliver any and all instruments which may be neoessary or expedient in the exercise of the powers granted herein. Y. Any fiduoiaries are authorized to make diMtributions ,in any manner whioh he or she deems to be in the best interest ofa benefioiary, including I 1. To such benefioiarydirectly, inoluding mailing to his or her last-known addres8 or depoe1ting to his or her bank aooount or to a bank aocount to be opened by him or herl and 2. To an eXisting trust (or fund thereof) for the sole benefit of suoh benefioiary and providing no less a riqht to present enjoyment of income and principal that would be the cas. under the Trust 15 w, di.or.tion de.m d..irabl. ror the b.n.r~t or ..ourity or thi. Tru.t. The Tru.t... may .l.ot (or d.olin. to eleot) the law ot a <Urrerent juriadiotion and therlllrt.r the oourt or .uoh oth.~ jurildiotion .hall have th.pow.r to .rr.otuat. the purpo... or thi. in.trum.nt to "uoh .xtent. Th. Tru.te.. may ohanq. thedtu. or any tru.t oreated h.r.under, and may ohanq. the situs or one trust without ohanqinq the situs of other tl:'ust. oreated her.under. Thia i. a oontinuinq power whioh will not be exhau.t.d by it. use. The determination of the Trustees as to the ohanqe of situs shall be oonolusive and bindinq on all p8l:'80nS interested or cla1minq to be inters.ted in any trulllt hereunaer. AA. In any procesainq, leqal or equitable, formal or inrormal, in oourt or out ,of oourt, in any jurisdiction, ocnoerninq any property or personal riqhts or interests, whether vested or oontinqent, ,which a,risehereunasr, th. interests of tne followinq persons shall be rspresentsdas , herainafterproviaea fori 1. In the oase or beneUoiaries who.e whereabouts cannot be asoertainea, Trustees or Exeoutor,will represent them. 2. In the oase of beneficiaries whc are unborn, unknown, inoompetent, or otherwise sUbj~ot to the 17 ~ appointm.nt or a quardicm ancl a quardian ror suoh b.n.ficiary has not been deeiqnatecl, tne rOllowinq p.r.on. in the orcl.r named will repre.ent theml (a) The olcle.t oompetent parent, or if there 11 no oompetent parent, the' olcle.t competent qrandparent, of .uoh benefioiary. (b) The olaest oompetent .iblinq. (0) The oldest oompetent C1hild, or it th.r. i. no oompetent ohild, the olaest competent ohild of a siblin9 or suoh benefioiary. 3. Unborn beneficiaries will be represented by their parent who is related most closely to me. No person will represent a beneficiary if it could or would result in an inorease of feaeral or state income, qains, qift, aeath or other taxes. BB. If there are oo-fiduciaries servinq hereunder, they may aelegate any and all manaqement duti.s ana responsibilities to one of them. My co-fiduoiaries may, for example, desiqnate one of them to maintain a bank aooount or adoounts, and in that instance the siqnaturca or only that fiduciary shall be required to open and maintain such acoount, to deposit funds to suoh aocount and to write checks on suoh aocount. CC. The indiviaual fiduciaries shall have jointly, 18 ~ with the oorporate riauoiary, all ~he power, qiven to the ficluoiari.., except that no indiviclual fiauoiary shall pal:'tioipate in the ex.roise of any ai.oretion to determine the proprietary or amounts or payments of inoome or' pl:'inoipal to himseU or herselr or to any per. on to Whom he .01' she is leqally obliqated, or pOlless llny of the incidents of owrllarship with ):'espeot to any polioY,of insuranoe on his or her life, ana the remaininq fic1ucia):'iel alone shall exerciee that ai.creUon and possess tho.. inoiaents of ownership; DO. In the event of any disaqreement between or among my fiduoiaries, the deoision (except as limitea by subparagraph CC immeaiately above) of my indivia~al fiauciaryshall 'oontrol. No fiduciary shall be liable for any loss resultinq from a deoision in which ~hat fiCluofary did not join. EE. It will be suffioient authority for anY perlon to deal with any sucolilssor or substitute fiduoiary if the suooGlsor delivers to that plilrson a signed' written statement that thlil preaece.sor fiduciary is either deoeasEPcl, has resigned or is because of some diaability unable to aotor continue to aot llnd that he or Ihe is the auly appointea suooelsor fiauoiary. Such authority will remain in erreat until such time (if any) that the 19 . Ii-. ) I, ) I REV -11500 INHrfe'1!7~TE Jt6<eB!~~RN AIV.lllClO I~ 11""1 OFFIOIAl. U81 ONl.V I un II ~ILB NUMBBR -11_ COUNTY OODI 1997 VIAR -:...aUL NUMBIR DIDIDINrl NAMIIl.AIT, FIRIT, AND MIDDl.B INITIAl.I u,.. bll,,~ 'ptOf 10 Of"",I. WOld, DATI OF DIATH DATI OF BIRTH 11/18/37 lIill RITURN "~IT liB 'LIDIH DUf\.IOATB WITH THB 1 8uppl,,",nt_' nth.n PUlllllnl".,1 Comproml"ldll' 01 death all., 1101'."') D.ndlnl M,'nl.tntd Il.tvln; TrY'1 tAU'" .opvo' T,u,ll 0 'pou..' Pov.,IV Crldll a. A....lndlf A.I"n ~fclr r. fr.l~'''I I. P.dtf.II....'. 'a. ".h.n R.qUlr'd 8. relt,l Numb" or "'t C),po'lI BOI" , ' 11. 11..llon lot.. undlf e.., Itt3{A) A I OOMPl.eTe MAll.INO AOOItEBB 75 EaBt Kinq Street ShippenBburq PA 17257 TE~EPHONE NUMBER QFFIOIAl. UII ONl.V (1) (2) (31 I ! 1. Rul ellalO (Schedule A) 2. SlOckl Ind BondI (Schedule B) a. Clqlllly Hlld CorpOlaUon, PlI1nollhlp 01 Sole.PlopllBlOrlhlp 4. MonsaSIl & N01BB Recolvable (Schodule 0) S, CUh, Blnk Oop0111l & MllClllanooul PorlOnal "'opony (Schldull e) S. JolnUy OWnod "'opony (SqhedUIe P) (S) 7. InlOr.Vlvol Tranlfell & MllCollenooul Non.Plobeto "'opony (7) (~hldull 0 01 L) s. TOlli OrOlI AIIOII (tolal Unll 1.71 , .. Punaral BMpen'll & AdmlnllwoUvo COI" (Schodulo H) (9) 10. OlbllOIOocodont, MOl1Slse UebIllUII, & Uon',(Schodulol) (10) 11. TOlli Dlducllool (10111 Unel 9 & 10) 11. Nel Valua of I!llIte (Uno 8 mlnUI Uno 11) U. Chlrltable and Oov.rnmenlal Bequo'''/Slc 9113 TruI" lor which en olocUon to tAJ< hu not boon madl (Schedule J) e 0 0 no IS. Amount 011101 14 lexablo at the IpOllllllllM 'atl 510 InllUCUOnl on paSI 2101 epplloable plrcontaso lB. Amount of IInl 14talClble et 6% rato 17. Amollnlolllnl 14talClblo at 1S% ,alo ,8. T II 1 (B) 40.385.64 (111 7.707JJ.7 (12L.. 32.677.97 (131 0.00 /141 32.677.97 (1SI 0.00 (IS1 0.00 (17\ 0.00 (IB) 0.00 40,355.64 (4) (S) 0.00 7.707.67 32.677.97 X ,0&2- ~. 0.00 x 0.00 X ,00 .1S v -- Und., ptnlllln 01 p"I\lV.l dtolattlhlll have tllimtntd lhlt ,.hrnt IMI"d'n~'IOOmplnVlng Uh..,,,I,. and "Illmen,.. II,d 10 thl b.'1 of my knowl.,... .nd b.II",1t I. Iru.t oou.oland Clomp't't. O..I"'llon 01 pt'.ptt., olht, thin thl pt,.o,..1 ,.pt...nllllvtll ba..d o",lIlnlo",,*,lon Qf whloh prlpilH N'i.nv Itnowl.dgt. ~UAR OF PRAION AR~NIIBl.B FaA FILING RRTURN AOORReI "~~t(;}/J;f?t(ttfr. (\Aq~Il^C\. 9... .1:I9P'Qtl!l.1.cj I. .J:'i I....................... elQNATUA P pnRP RR OlHIA THAN EPRBBENTATIVE ADDRBlR (I. :?t08 1/2..7/91 FOIm RI!V.11lOO ex IRty, \.871 fl.a.Il)H.t.<1tl. .q~. P,l\.Y~!'.,. .~!'!l '......................... STRlltlT ADDRIISS CITY Till< Paymenta and Credltll . 1, T"" DU. (P." 1 Unl18) I. CI.dI1llP.~nll A, Spqu..1 Po\'t11y CredH II, 1'1101 P')mInll C, Dltcount (1) 0.00 0.00 0.'00 3. In""WPtn.1ty H Ippllc.blt D, In"re" tI.Ptn.hy T~"'I Cr.d'" ( A t III C) (I) 0.00 0.00 To",llnlo'IIVPonahy( 0 t e) (3) 4, If Ilno III 11I.,11, thin Une 1 + IIn. 3, .nllr "" dlffor.nco, ThllII th. OVeRPAVMeNT. Chlok box on P.g. 1 Une 19 10 requII" refund (4) 8, If Un. 1 + IIn. 3 ~ ,..lIr th.n IIn", .nl., th. dlff.,enc.. Thllll tho TAX DUll. (I) A, IInllr the Inlorllt on the tIX dU., (lIA) 8, IIn'" 11I.1011101 Un. It lIA, Thll II th.IIA\.ANCII DUe, (SII) Mlle. Check Pe~blelol RI!GISTI!R OP WillS, AGI!NT 1[1[111111111111111111111111111111111111111111111~1111IIIIIIIIIIIIIIII!II[[I:I[IIIIIIIIIIIIIIIIIIIIIIIIIIIII1IIIIIIIIIIIIIIIIIilllllllllllllllllllllllllllllllllll11!lllijll!llllllllllllliilll!l:ill!!IIIIIII!!!III!III!'li'illillll:l;i:i::j'W:'!':I,"I'iIWI!III,j::I!,'"I',!I'''!',..!!'' . . PleASI! ANSWI!R THI! FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATI! BLOCKS 1. Old d.o.d.nlmak. . V.nl'" .ndl ~ .. rellln lIIeullor Income olth. propt(lyv.nllttrldi . . , , . , , . . , . . . . . . ' . , . . . , . . b, ,.1I1n ,It 'l8hllO dlllgn... who th.1I u.. Ill. pro. PIny V.nef.rred or '" Incomel ' , . . . . . . . , . 0, r."lnlrtvetlk>narylnte,e"l or , , ,', , , " , , , , , , , , , , . , , t . , , , , , , . , . , . , , , d, rec.lve 1111 proml.. lor life 01.1th., pe~nll, ben.fl1t or cer.? , , , . . , . . . , . . , , , . , . , I, II dulll occu"ld on or belort December 11, lD81, did d.c.dent within two yurl pr.cedlng death Vlnellr proplrty without rlC.lvlng .d.quI" oonlldorellon? If duth occurred Ifter .Doclmber II, lllSl, did d.cedlnl Vlnl'" proplf1y within on. ve" of dulll wlthoutree.lvlng .doqU.II conelder.liOn? ' . . 0 3. Old d.codenl own .n 'In ,"uti lor' or. plYllblt upon duth b.nk Iccount or ltCurhy It hll 4. ~::.d:::~e~t~~~n'ln'dl~~~.ir~.~~,~~~u~I:~n~~~,~'o~~;n~~.~r~ba~'~o~~M' : : : : EI ~ []I ~ 0.00 0.00 0.00 0.00 IP THI! ANSWER TO ANY Olf THE ABOVI! QUI!STIONS IS YES, YOU MUST COMPLI!TE SCHI!DUll!G AND PilI! IT AS PART OP THI! RETURN . 11111!llllllllllllllllllllllllllllllllllllmlllllllllll1IIIIIIIIIIIIIIIilllllllllllllllllllllllllllllllllllll11111111111111111111111111111111111111111I1111I1111111lili!IIIIIIIIIIIIIIIIIIIIIIIIIIIIWlllllllillllll[I!111IIIlilli!III,[I!!I!I![[lllllli!![III:IIIIIIII!!li;II!II[[[[IIII!:I:~I[ilill:I!llliilll!III:lmli!II::i:!liIi[::,1ilili,'lilll,;II!II!'I!!!lilll!!:I!I!1 71 P,S, Btc1Ion 9118 (.) (1011 ~) plClvldtcl lor lht reduOUDn of Ill. \Ill re..impo..d onth. n'l valu, 0' Wenlf.,11O or for th. u.. olth. lurvlvlng IflClUII tom I'll. III 3% for da"tcldlath on or'l1II July 1,1884 .nd befor. Jlnull'Y 1, lllOl1, 71 P,S. Btc1Ion 1118 (e) 1101) (II) plovkl.d lor lIIe reduOUDn 01 lIIe "" impo..d on tho n.t v'lue 01 w.nlfe,,1O or for 11I0 UIV 01 the lurvlvlng lpoUIt tom 3% to 0'Jl. for d..1 01 dlllll on or .lIIf Jlnull'Y I, lOll. The IIIlUII do.. nqle.emol. "nller 10 I lurvlvlng IPOU" tom \Ill, .nd Ill. 1\lllItory requUmenll for dltcloeu,. 01...." .'nd filing. tIX relllrn .11 1~lIlppllc.bll .v.n II th. lurvlvlng epou.. II tho only b.n.llcllry, !*OR DATlla o~ DeATH ON OR AflTllR JANUARV I, lllllt1 . Pleall .nlwer lIIe lollowlng qUlllJOn by pllclng.n '.' In lIIe approprll\8 Iplce. Did Ih. dtlldJll1.f'"'' 1,.\!lIp1 0' .Imlllr .,reng.menl whloh II 101.ly for thl lu,vlvlng lPOUlI'1 ben.flI for hll or her .nllre llfe"me? VII U No IlJ II you enlWII.d vel III thllbo". qUllllon, lIIe tIX on Ill. ,"UI' or tinlllr lITenllllTllnt II pO.lpon.d un~1 the dellll 01 11I0 ..cond lflClu", .1 which Iimt II wlU be tully _bit .11111 ".(1) .ppllc.blt III the rllTlllnd., btn'IlcIlry(ItI). IIn"r the vllu. of Ill. Wull on Sch.dult J, PI" II, In order III remove II 110m the c.lcullllon 011111 \Ill dUI In thll 1111", You mey wlth 10 nit Schedull 0 In order to make tho ellction IVllllbll under Slc1lOn 0113, II the .lIOUOn " mede, 11I1 VUllO! 'imlllr lIT.n..",.nl which benefl1t Ill. lurvivlnOlpou.. 'I ",..d II tho I.ro tIX r.", Ind 11I1 r.malnder " tIX.d 1111I1 ' rl"(I) .ppllClblllll th.,emalnder btnellcll/'Y(ltl). II you choolllO meke 11I1 '"OUDn,!/Ilu mUll Ittlch Schodull 0 to .limtly.llltd tIX relUrn, llong with Schedult(l) K .nd/Ol M In order III thow Ill. 'pporUonmenl 01 Ill. Vuel or l/mlllr Irrang.menl botween 11I0 lurvlvlng IpOUII Ind Ill. llmalnd.. btnlllcllry(lte), OopV'I,hllt) ,.f IOfm loUwWtOnlv OP8V"lml,IM, .~... " LAST WILL AND ~mST~ENT ,I, RUTH G. MODONALD of Southampton Township, Cumbsrlana 9ounty, Pennsylvania, aeolare this to be my Last will ana Testament ana revoke any Will or coaioil previously made by me. ITEM II I direct that all my just debt. ana funeral expenses, including my qravemarker and all expenses of my last illness, shall be paid from my residuary estate as soon as praoticable after my decease as a part of'the aamini13tration of my estate. IT~M III I bequeath those artioles of my household furniture and furnishinqs and those artioles of my personal effects and personal property as set forth in a separate .memoranaum, whiohI shall place with my Will or deposit with my. attorney, to the Persons therein aesiqnatea. ITEM 1111 I devise ana bequeath the resiaue of my esta~e of every nature ana wherever situate to my huebana, RICHARD c. MoDONALD, JR., providinq he shall survive me by thirty (30) days. ITEM IVI If my husband, RICHARD c. McDONALD, preaeoeases me or dies on or before the thirtieth (30th) day fOllowinq my death, then I devise ana bequeath the resiaue of my estate of every nature and wherever situate to such of my hsue, per stirpes, who shall survive my by thirty (30) days. !TEM VI I remind my spouse and my ohildren (and his or her pers~nal representative, guardian, ageht aoting under a power of ~ attorney or other repre.entative) that' re or she may disolaim any part or all of any qift pa.sinq to h!m or,her hereunder or otherwiee by v.l,.rtue of my aeath. !l:n particular it may be aesitable for hi~ or her to aisolaim ,a portion or my resiauary estate (or of' other property pass.l,.nq oth~rwise by reason of my death), and if he or sh., does so (either personally or by his or her personlllrepresentative, guaraian or ali/ent aot;inq unaer a power Of attornoy) the disclaimed portion shall pass to thm Disolaimer Trust unaer ITEM VI beloW, and be held thereunaer. ITEM VII That portion of my estate (or of any other property which would pas. tlj) my hUsband, RICHARD c. McDONALD, JR., or my ohildren, by reason or my death) which is disolaimea by my husband, ~X,C~D c. MopONALD, JR., Or my chilaren, shall pass to anab. hela by my Trustee. hereinafter named, I~ TRUST, as a sep~rat. trust and shall be hela, invested, manaqea and ' . . distributed for tho following Uses ana purposes and unaer the followin~ term. and oonditions. A. '1'0 pay the net inoome therefrom to my husband, RIOHARD o. MoDO~ALD, JR., for and durinq his lifetime. B. A. muoh or the prinoipal of this Trust as my Trustee., in ~ts sole cUsol:'etion may from time to time think adv.l,.sable for the support or my hUSband, RICHARD C. MoDONALD, JR., and for the protection and preservation of hie property or for the /lupport and eduoation of mY' '; 2 cllilaren or qrandchilc1ren, (inoluainq oollegeeauoation, both graduate ana undergraduate), or auring illness or emergency, shall either be paicl to him or them oralse appUecl aireotly for' his or their benefit by my Trustees aftertaki!'lq into account his or their other reaaily available asset. and sources of income. ~ C. My Trustees may apply the,net income'of this Trust for the support of my husband, RICHARD C. McDONALD, JR., shouJ.a he by reason of age, illness or any other oause in the opinion of my Trustees be incapable of disbursinq it, D. In adaition to the above provisions, my husband, RICHARD C. MoDONALD, JR., shall have the power to direot my Trustees to pay to him or to apply our of principal in eaoh , ' year inoludinq the year of my death' and the year of' his , cleath in an amount not in exoess of the qreater of ll'ive Thousana Dollars ($5,000.00) or five percent (5%) of the then aqqreqate value of the trust prinoipal, provided that all riqht to distributions hereunder shall cease in the event my husband remarries. This power is noncu~ulative . and can be exercbed only by an instrument in writinq intenaed to take effeot durinq her life, siqned by my hUsband, RICHARD c. MoDONALD, JR., ana aelivered to the Tru.tees. E. Upon the aeath of my husband, RIOHARD C. McDONALD, 3 y{ JR., the then remaininq prinoipal and any undietributea inoome ahall be distributed to my issue, per stirpes I provi~ed, however, that the .hare for any person who shall not have attained the aqe of thirty (30) yeara shall be hela by my Trusteea in a. separate trust to be administe~ea ancl aistributecl in acoordance with the provisions hereinarter set forth. 1. Durinq the minority of suoh person, my 'l'rl~stees shall distribute so much of the net inoome , ancl prinoipal of the Trust to or for the 'benefit Of, auoh person aa my Trustees in their sole aisoretion shall aeem advisable for the support, eaucation ana health of suoh person and for the proteotion ana preaervation or hie property. l\ny inoome not so diatribut,ecl shall be accum\.\1atea, invested, aclministere~ and aistributea as a part of the principal. 2. Upon sUah person's attaininq the aqe of eiqhteen (18) yeara or uP9n the aeath of the survivor or my hUllband, RICHARD c. McDONALp, JR., ancl me, if suoh person ahall then be over the aqa of eiqhteQn (18) years, my Trustees shall distribute the net inoome or suoh person's Trust to him or for his benefit durinq his life. ,Suoh person shall be 4 << distribute a share where pO.lible to the minor or to another fQr the minor's benetit. such Quardian snall have th~ power to use I?dncipal u w.ll as. inoome from time to time fQr the minor's support and eduoation (inoludinq seoondary, oolleqe eaucation, both qraauate and under/Jraduate,' proresaional and other eduoation) without reqard to hill or her parent' I ability to provic\e tor lIi\uoh support and eaucation, or to make payment for . these purpose., without further responsibility to the minor or to the minor' I parent or to any person t;.akinq oare of the minor. ITIlM VIII I Iaireot that all taxes that "may be usesse<1 in oonsequenoe of my dell~h, of whatever nature and by wh/)tever jurisdiotlon imposed, shall be paid from my I:'Bsiduary estate as part 'o~ the expenses of the aaministration of my estate. ITEM IXI I appoint my husband, RICHAAD C. MoDONALD, JR., Executor of ttiis my JAst WilL Shoul,a he fail to qualify or 'cease to act lIS Exeoutor, I appoint my son, ANDREW M.MoDONALD and my c1a\.\qhter, CHRISTINE F. MoDONALD, Exeoutors o,f thb my ~~lIt Will. ITEM XI I direot that my Exeoutor, Trustees or Guardian .or thei~ lucoessorl shall not be requirea to qive bond for the faithful performance of their duties in any jurisaiotion. ITEM XII I appoint DAUPHIN DEPOSIT BANK & TRUST COMPANY and my husband, RICHARD C. MODONALD, Co-Trustee. or any Trusts oreated by this my Lalit Will. Shoula my husbana, RICHARD c. 6 << ITEM XVI I All Federal, state ancl other aeath tax... payable becaU" bfmy death (but not inoludinq any increase in.tederal e.tat. tax reeultinQ from exoe.. retirement aocumulation under seotion 49Bl(d) of the Internal Revenue Code) with re.pect to the property forminq my ;ros. e.tate for tax purpo.es, whether or not. pafilain; unaer thi. Will, inoluainq any interest or penalty imposea in oonnection with .uoh tax, shall be considerea a part of the expense or the administration of my e&ltate and &Ihall be paid out of that portion of my residuary estate under ITEM III or V, dthout apportionment or riqht of reimbl,lrsement. I direct that any inorease in Feaeral Estate Tax resultinq from application of Seotion 4981(d) of the Internal Revenue Code be paid by the reoipi,nt.' of .uoh aistribution. In adaition to other powers veeted in my Exeoutor by law or other provisions of my W ill, I hereby authoriu and empower my Executor to I ( 1) allodate any or my unused federal generation-skippinq transfer tax e~emption to any property or whioh I am the transferor for the purpO$e. of suoh tax (whether or not paasin; under this Will)' (2) exolude andY suoh property from any suoh allocation, and (3) make any related eleotion~ all a. he in his sole ana concluaive dieoretion deem. most advantageous and ~quitable. I , direct. that no party' in interest to the transfer ..of any suoh property shall haVe any olaim aqainst my ExeCUtor or my estate or any claim for equitable reimburaement or any other oause. 8 y( ITEM XVIII My ExeQutora, Truatees ana auardian.(henin lometimas nferrad to as "fiduciariea" or "fiduciary") ahall have the followinq powers in ~ddition to those vested in them by law and . by other provisiona of my will applicabl. to all property, whether principal or inoome, includinq pl:'operty hela for minora, exeroisable without oourt approval, ana effeotive until aotual aistribution of all property I A. Any fiduciary hereunder may renounoe or redqn at any time with or without oause. B. No fiduciary shall be required to file bond, exeoute any instrument appointing anyone to aooept servioe of prooess, or file inventories or aooountsof any kina, exoept, as orderea to do so by a oourt of oompetent jurisdiotion or as required to ao so'under .a state statute nct providinq for release or such requirements 'by a testator. Any beneficiary, however, will have the right at any time to request of and reoeive a oomplete aooountinq of such mattera as are pertinent to that benefioiary. c. If there is no oorporate fiduoiaryaoting hereunder, my Exeoutor or Trustees may desiqnate a oorporation (reqaraless of where orqanized. or heaaquartered) with fiauoiary powers to aot AI aqent or oustodian hereund~r, may delegate to it sUOh duties aa may be appropriate (inoludinq invefiltment reoommendation 9 'y( to stancl in the name of a nominee or nominees,' J. '1'0 repair, alter or improve any real or personal property, to bor~ow money, includinq the riqht to, bqrrow money from any fiduciary hsreunaer, and to pledqe, mortqaqe, or ore ate a seourity int\i!r&st in any property held by them as secud ty therefor, and to make loans, seourea or unsecured, . for such purposos and upon such terms and oonaitionsas they m~y deem advisable, incluainq' loans to my estate, with or without interest, for, any!,purpose whatsoever, and to e~eroise oPtions of any kind. 1<. '1'0 subsoribe for or to e~ercise opt:l,ons for stooks, bonas or other investments, to join in any plan of lease, mortqaqe, merqer' oonsolidation, reorqanization, foreolosure or votinq trust and to deposit seourities thereunaer, to vote seourities in person or by proxy, in suoh oonneot'ion to deleqate disoretionary powers, and qenerally to exeroise all the riqhts or security holde~s or employees of any oorporation. L. To compromise, submit to arpitration or release any olaim of my estate or any trust htareunder aqa1nst others and to pay, compr~mise, or submit to arbitration anY olaim or others aqainst my estate or anY trust hereunaer. M. '1'0 exeroise any law-qiven option to pay death taxes ,in installments, the payment of interest due on suoh 11 ~ inatallmenta to b. a charq. againat principal. N. '1'0 .xeroiae any law-given option t~ treat a~lIIinistrativ. expenses either alii inoome tax .01' as estate tax decluot;on., without ragll\rd to whether the eXPens611 were paicl from prinoipal or inoome. O. '1'0 receive otper property or any type aooeptable to the Trusteea, incl~dinq, but not in way of limitation, life insurance prooeeds, whioh may be ~evisea, bequeathe~, as.igned, qranted, oonveyed or maae payable to the TrU$tees by any other pe~son, to be added to and administered in , acoor~ano. with the then applicable provisions of the trust or trusts hereunder, proviaed, however, if more than one trust is then beinq administered hereunder, suoh other Person may specify, in the instrument of transfer, amonq whioh truats, an~ in what proportions suoh property shall ,be allocated. P. To treat the entire trust estate as a common fund for the purpose of, investment, notwit:.hstandinq any provision herein for ~iVision thereof into shares or separate trust.. Q. Any tr~.t benefioiary will have the ri~ht at any " time to re~eat of and receive from the Trustees a complete written accounting or such matters perta1ninq to the ac1l11iniatration of the Trust as are pertinent to that 12 /, benet iciary. In the Trustees' diaoreti on, inoome tax return. or the Trust may be used to satisry' suoh req~est. R. In makin9 aistribution of my estate, my Exeoutor (ancl in makinq distribution ,of any trust, my Trustees) is hereby qranted the power to make non~prorata alstribut10n ot assets in kina, S. My Trustees in addition to other powers 9rante~ shall have the author it)' to purohaaelife insuranoe on the lives of any or all benefioiaries of the Trust. In aaaition, speoific authority or power is gl:'anted to pay p~emiums on existinq policies as well as those purohased after the creation of the Trust even thouqh said policies may not be owned by or payable to the Trustees as beneficiary. ' premiums may be paid from the income or the Trust estate or / if neoessary,' from prinoipal. T~ S~oUla the prinoipal ot any Trust herein proviaed for be or beoome so small that, in the Trustees' disoretion, 'Elstablishment or continuande of Trust is inadvisable, my Trustees or my personal representative may ~ake immeaiate distribution of the then remaining principal ana any accumulatea or undistributea income outr1qht to the person or persons and ih the proporti'ons they are then entitled to. If Ilny suoh person is then a minor / distribution may bs maae to that person's quardian, or to ..~ 13 '...~ di.cretion deem aeslrable for the benefit or seourity of thi. Trust. The Trustees may eleot (or aeQline to elect) the law or a aifferent jU,risdiotion ana thereafter the oourt of suoh other jurisdiction shllll have the 'power to effeotuate the purposes cf this instrument to suoh extent. The Trustee. may chanliJe. the situs of any trust created hereunaer, and may ohange the situs or one trust without ohanqinq the situs of other trusts oreated hereunaer. This is a oontinuing power whioh will not be exhaustea by its use. The deternlinaticm of the Trustees as to the ohange of situs shall be oonolusive ana binainq on all persons interestea or claiminq to be inte1;'estea in cmy tru$t hereunder. AA. In any prooeedinq, leqal or. equitable, formal or info~al, in court or out Of oourt, in any jurisaiction, conoerninq any property or personal rights or int~rests, whether vested or oontinqent, whioh arise hereunder, the interests of the followinq persons shall be represented as' , hereinafter provided fori 1. In the case of benefioiaries whose whereabouts oannot be ascertained, TrUstees or Executor will represent them. 2. In the oase of benefioiaries who are unborn, unknown, inoompetent,' or otherwisfil sUbjeot to the 17 " ~. wi th the corpol:'&\te fiduciary, all the powerll given to the fiduoiar~e., exoept that no inclividual fiduciary shall partioipate in the ex~rcise of any discretion to, determine the prClprietary, or amounts of payment. of inoome or prinqiPal to himself or herlleU or to any Person to whom he or' she 11 leqally obliqated, or possess ~ny of the incidents of ownurship with respect to any pol!oyof insuranoe on hie or, her life, ana the remaining fiduciariee alone shall exercise that disoretion and posse.. those inoiaents of ownership. DO. In the event of any d1saqreement I;letween or amonq my fidUciaries, the decision (except as limited by subparaqraph OC immeaiately above) of' my individual fiduoiary Shall oontrol. No fiduoiary shall be liable for any loss resul tinq from a deoisionill which thatfiduoiary did not join. BE. It will be sufficient authority for any person to deal with any successor or substitute fiduo1aryH the , sucoessor delivers to that person a siqned written statement that the predecessor, fiduciary 11 either c1eoElased, hlUlresiqned ,or is becau.e of, some disability unable to aot or oontinue to aot and that he or she i. the duly appointed suooessor f iduoiary. such authority will remain in effect until SUch time (1f.any) that the 19 " j ~; I -..:, "I . ~ I I I . I I I I I - ~ ~ 11 'I n ~ ~ ~ . ~ ; i ~ ~ ; Is . t.:J II ~ II ~ ! '~ ~ fI' . , 'I N ~ to; I: ~ .. ~ ,j ~ 8 ~ I ! !!! I ~ ~ l r . . tn' ~ 00 11 ;! 1:1 lEI .. .. j z 0 I I ~ ~~ ~ t ! . . 'f ~! ~ . :; IAIll .. .. .. I .~..~ .il ~ I I I I I II t I j em oJ , . , ~ .. .. .. en (i ~ I ~ J JS n ~ i ~ ~ i ,~ ~ ~ ; m i 0 i ~ ~ l!l l!l , ~ .~ ~ ~ ~ I ~ ~ u I Ii! 8 8 i fend ~ i ~ ~ ~i 2l~. ] to Cf),. sa 0 i I I!l 1M M. I )1 i i Iii! dl ' ~ j Iii ii ~~ Ii I~I~ I w I~ :m I ml I I M ~ u I h I~ ~ Iili ~8 ~ Cf) f ~ J ~ ~ I I ~ ~ .u ,~ ~ , I f;i 1ij I ~ II mi , , , ~ ~ ' l!!' l!! I: jf ~I I I i ~ I i ' ~ ~ ~I , Ii I i II ... (.1 Itl ~ ... ... t:: a ... In ... THf.\Usuarcbour, . I .1,"111.111111,1.1,1,1.1111.111.1.,11111.1111.1.1111 RUTH G MCDONALD 100 CHERRV GRDVS ROAD SHIPPENDt8URG PA 17287-9455 . 1/01 2/28 3/01 4/00 . 6/31 6/00 7/31 8/31 9/00 '!lade dllt -1l:AoWlfgn Balanoe on 12/31/96 Inooma dividend Inoome dividend Inoomo dividend Inoome dividend Ineomo dividend Inaome dividend Inoome dividend Inaome dividend Inoome dividend Balenae o~ 09/30/97 Tax.exempt Inoome Sept"mher 30, 1997, yaar-to-deta ! Page 1 or 1 I Vanguard Pennsylvania Tax-Free Fund- Insured Long-Term I For prompt servlca whan celllng pleaao provide your Statement numben 00S216040 (800) 662-2739 - Cllanl Sorvlces (800) 6620-6273 . Tela-Account Jlund 'lumber: 77 Account number: 9888325364 ACCOUNT. VAloUI On 12/01/1lO On 9100197 $6.278,92 ',8,818.09 Dollar IlmOlIlt Shar. IlIlce !lI1IluJranaaotod Totallhare..wW . . 11.11 . 888,169 . 29,06 11,08 2.827 8117.706 28,26 11.11 2.363 670,149 28.91 10,91 2,680 872,799 28.42 10,96. 2.896 6711.394 29,33 11,06 2.864 678,048 20,38 11.10 2.687 680.808 29,14 11.34 2.670 683,178 29.42 11.18 2.831 888,806 28,88 11.26 2.640 688.348 $11.28 888.348 $ 287.49 30.day Share Trade Dlslrlbullon yield prloe date payable date July 4,88'~ $11,33 7/30/97 8/01/97 AugUlI 4,62 11.18 8/26/97 9/02/97 September 4,81 11.26 9/29/97 10/01/97 INY.IT-.Y-NAII. Do not aller, Ihl. 'lIp, U.. enly to purahllH addlllol)alaharOlln: Vanguard Ponl!!}'lvanla TalC.Freo Fund- Inaurod Long-Term Fund number: . 77 Aocaunt numbe" 9808026384 Meke ohecka pay.ble 101 The Vanguard Group. 71 LI.t eaoh eheck aeparatoly. . . . . . Tol.1 ameunl onoloted DD?? 0'l881l3as:ab4 :a0 RUTH G MCDONALD 100 CHERRY GROve ROAD 8HIPPENOSSURQ PA 17267-9433 o Check bOll If ohanglng your addr"'l note new eddr... on r8Y8l'l8. THE VANGUARD GROUP PO BOX 7800 PHILADELPHIA PA 19101-9892 B 8 1. 1 104a Ml 12 Ie 098641 11111111111111111 11111111111111I111111111111111111111111111111111111111111111111 RIY. 'IO".fll.I'1 SCHEDULE F JOINTLY-OWNED PROPERTY ~I LI NUMBBR 2 -87- 0891 ".n ...11 w.. madl Joint wllhln onl Vllr 01 1111 ~IOldlnt'l dati 01 dlllh, II mUlt III rlporlld em Sohldull a, . SURVIVING JOINT TlINANTlSI NAMB A. Rioh.rd C. HoDonald, Jr. ADDRess 100 Charry Grova Road Shippan.burg PA 17267 , RllLATIONSHIP TO DBClIDIINT SS JOINTLV.OWNlIO PROPlIRTY, UlTTBR DATil DeSCRIPTION Of' PROpeRTY % Of' DATI Of'DeATH ITlM OR JOIN MADe lno1ud, nim. or tlnlnOIW"3UIUllon.nd b.n_ DATe Of' DlIATH DlICO'S VALue Of' ooounl numb" cw ,Iml I .nllfVI~ numb.,. AI1.oh dl.d tot wlnlly~h.ld".I.. .It, 1 A over Agway Hbr Com Stook 1 year Hin g.oo, Hny Hkt of 2001 Rainvaatad intare.t on LA-l S4 17,746.g 0 0.00 2 A over Harrill ~ynoh invaatmant 1 year ' aooount - .aa attaohed. 142.360.3 0 0.00 3 ^ Real I.tate looated at 100 over, Charry Grove Road, 1 year 'Shippen.burg, PA 17267. S a apprai.al attaohad. 265,000.0 Q 0.00 4 A over. Vanguard fund - PA in.urad 1 year ~ong Term .gSS64e42l0 34,166.3 0 0.00 Intere.t aoarued ge.? 0 0.00 TOTAL IAlso Intor on line 0, Rloaol1ulatlo~1 . (If morl 'pICI I' nOlded Inllrt additional Iheell of Ihl tamollll) OoPrt1ohl(ol t"' fotm ,oflwatt onlv CP8v.l.ml, 1M. 0.00 FOIm R&V.1l1OO I!X IR", ""1 I'rlvllto Cllullt Grnllll 'I 1\[ I illS KlIlIlI\.llOl! IJrlvu Chllll1l1urHllIlrH, 1'1I1111HylvUlllu 172111 717 211:l ,11I711 Lncul Kl1l1ll:l7l1:1anlJM ~ Merrill Lynoh , oc\;.oblJr 15,' 1997 Dear Mr, McDonaldl I am writing this l~tter to advise yoU of the value of your ac- oount as of Mrs, McDonald's death on September 19, 1997. All as- sets are listed below along with individual values. Current Price Value . CD Household Bank FSB 5,000 shs, 100.305 5015,25 Prcspeot Heights Ill. CD Boston Fedl sa 5,000 100.124 5006.20 Burlinqton Ma. PA ,St Higher Ed Facs 10,000 102.84 10284.00 at '01q Univ Cambria Cnty pa Indl 10,000 102.115 10211.50 W R Berkley corp 200 26.108 5237.00 China Lt & pwr Ltd Adr 900 5.500 4795.20 MurUvest Fund Inc 960 9.75 9360,00 NUv I.nvt Qual Mun Fd 670 15.625 10468.75 1st Commonwealth Fd I 1854 12.00 22248'.00 Nuv prem Incm MUn Fd 780 15.375 11992..00 Allianoe Muni I nom Fd 2534 10.280 26048.00 1st Commonwealth F-SB .9765 12.125 11.00 All! Muni Inc II P-SB .4510 10.280 4.00 CD First Nat' 1. ak 5,000 ~00.808 5040.40 CMA Money Fund 16,639 16639.00 Tota.1. Value . 142,360.30 If you should have any questions reqardinq this information, please call me. ' Regards, ~'L Michae J, Skubon Asst. VI' ~r. Flnancial Consultant , . SUMMARY OF SALIENT FEATURES SUbJecl Addtlll 100 aho~rv G~ovo Road' Legal O'I4II~lIon Dead Rook aa I pago &De CIy 8hjppan.bu~g . COUnIy aumb.~1and SIi. pa l~ Code 17~D7 O.IlIUI TrIO! 131.DB Map R",,,IlC' 3D-14-0171-01B . Saki PI~' . HI... 011. of Salt HI'" SOllOWell CIle", E.tat. ot Ruth G, MaDonald Llndtr App~aj.al Fo~ M.~kot Valua Silo (SqUill Fit') 2,881 PI~' pef SqUill Fool . Loolllon Avouga AOO 100+- Condftlon Good Total Room8 D S8droom8 4 S8Ih8 1,8 Appral8e1 0118 of ApP/aI8od Valu8 Tim L,Au.horman GAA 8Gpt 20, ,Ug? FNI E811m8l8 of ValU8 . 218,000 FOlm SSO - 'TOTAL 2000 fOl II'/I1doW8' /IIIplaIsaI89f!wil8 by ala mode, Inc. -I.SOO.ALAMOOE Auslllllman BIOS, Real !slale IlIe, T1AL APPRAISAL RE CIlHhlpp!!!UP.4U. ,NO.llllJl1RlhovdQl.PIP!I9IHMlI -- ,Jg!l~h!!!N'tp.n_'I'1-m_...___.u., . ___ 'u__.h ... MM Rofl"flIl13~':H ~9J 71 ~Qa "hO. QIIWUI JIA111UL@1I_.,h___. .hIt Plk...._lll^--.........._ ..OAto R(SlJIll/A..____,__,, ".DmlfllUlIIlI1d I ,moun! vi lPillJhtiPll"Vnlll~VnIlHIPlIil1t.IIUlLlllL-."__'__h"'" LIlI<ItV~lIIrLApp.uA IIlLr!!l'--Mul!tL\!llll!L .....Ai!lIIlII.__.. __ .,_____" '_., h.__, ____ __". ._" ".__,___. .'''..._...__ S."" 8 rei 01 Looltlon .., Ulban ~ SUbUlblll 'c Rural n 1M 1!9 Pltllnt IInd u.. % , LInd UII ohl~ Bull up '':: Over 1611 =' 2R.1611 = Undel 2611 _ OOOUPII1OY t. II) One IN1111t ,,_111.._ /*1 Nol Nke~ [I L'e~ Growth loll ~ R~1d Slablo = Glow ~ Owner S8 _J1L... Low _l1tlL 2'41amllt """___... _. In PIllC"1 PIOptllyvalu" _. Incllaolng .. Slablo = Declining _, TIIWIf 8 ph__Jtlg!J__J Mull.lamt/ ____.._. 10:____...,,,_, Dlmlll<i'lupp~ ~ SholtllOl In balancl .., Over IUpp~_ VICIni (G-I1I1 ..r~..m.~,"", Commerolal._.".....____:.."..,,__ .MAIMII1IIUlI<ItL3.lIIlll" .iU./IIUL' -- J!ml/11QJL_ - 'yu,(omm ..11~.---._.1IL_YI;M1_._.fq__, _.___.. ,., ." 111'" RH' Ind till 1101., oOll1plllllon 0' 'III n"lhborhood III nol .ppr.'u' '101011, NelghbolOOod boundallo.1I1d clwacllllsllCl: Jll!!l.:lti!L1Uo9PlU'.ty-.1L1!!lllllll..!.I!!nll_QhnrY..!I!'9Y!l_1\9t!!, I!PPFP.lI,_ ~ ..I!\J I!!" f F!lm_ th!LllglILllLlhipPJ!nll!YrlI L..~.~__~_._,.~. --__.~'"...__..,__.._".. ....H._un,...,,, ."",_. .d_.._....".._.. ",'._,,, .. Faclol! thal"ecllhe mlllketablllly ollhe PIOPIII~s In the nelghbolhood (Plo~mlly 10 employmerlll1d Nnlnlles, employment lIability, 1Ippe.V1o mllkel, elc,): N" IdvlrIIJ19119rUUJ.2j;i,Oll..mU~l!tl!!:>iU tll..l!J.rll...!!!>UI'Y!!!l,_.Th!!_tl'l!L! '-.lII\D!rR! !ll....llP!U1JY.pp.p.\U R~!!ll. ___ .!'(,gh-J!..IIIiIL!!L!.l!AttUJlI._.UOll!!l.r~! IY uh9J1l!J ._~mt !!nlI..llt!! !!!lI.t!!r. !llIr!!!'!!'EllrRI.,p.1lrP.9UI LJll!l!_I!;I!!!!U EY .J!!th!IUhl_!l:tLl' IV.l:'tll!L..'I:.~L.l!!:l.:l !l.ll!Lp.!'.P1!!raULt!!ll! Et!!..,_ltl. th!O..J.I!IY_ !!!P.IU ,_1;9__ 1h.9P.P.! nl'--!nIl_ ".u, .ll1JlP.!.llYlMnlu..._._...._______...h'..."__u_.____.._,,.._..__._...._,..____",..:_"... ".."".....-.-..." , ''''''''''-'' ... ,..., .--..-.--..., -".. Majk!ico,x,MIon.-iniheaubjecTne~iibo;;;oociiiooil;dlnOiuppolt io; i;;iilioveoij;;oliii~nsriiaiidlo. ii.i. irerd '~p;ope/~YlJlies:,Jini.n;yiiipPIt', Mdma,kiiklQliini.- -- . .. such &'l dais on compelllNe P/opOlI~. 101 eale In the nelghbolhood, descllpllon ollhe prevalence of sales and financing concessloll'l, Ilq: p.llPp.!Y...tmLPlmlll1.!I_l!pl!!!!rl! ..tp.,!>!l_JnJ!I!!!!OQ!,..! O.EhIL!rUl.^". prllln~. !;hu!. I!r!!"f!!!.. ~!rrnLU IEtll f!!r _uJ,!! J.n.. Ehl,...IrUJ...M>..p.r.!'1! LlDar;/!!EloIL!;!mIL 1!,J @Q".<!I!Y!L..,!,~!;,J !-._'!.!!!N1I.J'O. .~o.!' _ u.j !!!U._t9..1!! ,.I 1.\:. .IlY:,r!F!. .w! Et!..__, .!!!9!lnIU!!l!!!1 L._..,.._ .."_..u..____.h "'_"_"..''''''___' "... . ......., .._._ .",,_. ,_ .. "'''_ .__. _"""."_ ...", .~ ---,----~. ..._.-.'-..__._~._.----....." ..,. ....-.--.....,., ..-.....~. --- __. . h..... . _ _ ~ __.. . .. _~. _._ .... .... Pro'lollnformllion for PUD. (1IIljlpl~ab~) . . Illhe developlI/bulklol In cont/ol 01 lhe lIome Ownels' Alsociallon IHOA)? YII ,. No Applo~male lolal number of unlls In lhe .ub/ecl prolecl ApproJdmate lolal number of units lOI.ale In the sub/ecl plo/eel .... " Descllbe common elements' aM, Dlmell'lloll'l "irl'.!lIYhr_.__...______"__.,.,,__._.,.,,_...,,u___..""_.. _..... ".. Topoglaphy .MH!n9.._., "._ sne Ilea _~!..!le!:!I.f:.__~_..._. "_"__""'__ u___". -'c", Comlll lol [I YIIS (:':) No S~e ,'!'YP.!!1!!. .__.'"'' :~~~~c~:p~~sr~~:: ~j'lr~~~ nonc~~~ino!!(~,~ioored usilC] 1I~~'lXlNo loning ..". ~:oe :~~::~~:~~--..~.:'_ Hlghlll'blllUIIIlIfi1P1Pi'4~18l PlmnlY!l_UOlhlJlM11 (I14'l.1IoL"" ." . __,... ',,,. VIew .^,,!!r~9L'h.'__U ",_ Ulllnlsl Publ~ Oloor on-.n.tmplOvIMlnll Type Publ~ PINale landscaping .bY""~9!!w..____""",...,_ Elech~1ty 18J _.h.."-",_. -"'" ". SIIeel .Q!n n".". ,_, j I'~) DrNewaySullace .^!!p.h~!L_".n.______.__ OM fJ .......-........... CUlb/gullll J:!enL._. .. ".-- I ,1 ..1 ~r,~e;~':~:H';a;!1J'A;~~!!!rcTY;'-/xj No- Wafll J !!!IL..____ -., Sidewalk , Den!! "_",.",_" '_.m [.I.:... Ie: Sannl/YleWIf a" t!!p.t1a_...~,,,,.,,. Slreetllghts .!'Ien!!"__...__,,,_.,..,,,,... 1:1 IJ FEMAZone ./L_..._.__", MapOale_!!lU~~h"" SlolOJ "we!.....,.. ,,--,. --.-''''-. AIIeL_"" I'/!!n".., __n_ "". ':::1..._ J.__ fEMAMM No, J~H!!.7.JlQ!P.IL_h' Commentl (lIppllenf awolse easemenll, encroachments, special asseslment., slide 1l1aS, Illegal or leoaJ noncorlo/mlng lonlng use, elc,): .1:!!L.!l!!.YJ!rl!L .!!.!!!!!'l!I1tL!!l...J.n2r!l~gl1m!n !;!..J!!r.~,..l!RI' rv!!~, l...H! HL!n!!._~!p.!!!,9_!Y! ,~!m!--!r!!_!!el1!1l!!n,,! n -l;h!__!l'l!h______.'''. ,. OENERAL OESCRIPTION EXTERIOR OESCRIPTION FOUNOATION BASEMENT INSl/LATIO No,oll/nlll I_.__,.. Foundallon ~!;en!! '.,._._,_ Slab H9.,. '_m_____,,,._ Area Sq,.fl. 1,083 Root !~ No, 01 Slolles .3._,_,,_. ..- EIltOflor Walls IIlIIID!L_......... Clawl Space!'!rL__._......__. 1I f1n~hed 0 Ceiling t,VlI s. Typt (Del/AU,) 11!!!:leh!!.!L Roof Surlace M!.~IL.~,__. BasementPUL._.,,_..,,_ Ceiling ~~'i~:~~',."-". Walts =i~~~~ i Deslgn(Sty~) L!t!!r:v....... OUIlOfS& Dwnspt., A!!!/JI!L.., "_ Sump Pump l!Q......___.."..,.. WaJ~ j!~~O!L....,_" FIooI ...A':lll_ ..., EJdsIing'Propo&8d Iltlllina- Window Type RI1LlIYnll.__.. Dampness M____...._~_. FIooI !1Qn!!r.t!:IL None _m__ .. Age (VIS,) lili::..____. SIOrf1llSCIIIIl'l 1.hflrtllJL\f..!nd. Se"loment 119.. _'_"" ,,__ Oulslde Entl)l :i..~.I..____ Unknown_.__ [) a 0 0..1 JlOOML_ -fulL -1ttlllL __Jllll/!~L ..1IIOO..__.lltL. -fl/l1!l{,Bm, ._~Jl!IL fttll!92ml ....t!1lIL ...1IlIm_ ~ .-.Ala.&9J"--. JllWIJllIL ---- ---, --- --... ------- -_.__._ _ . _._, '_.. __ t,Q~~ J.lYIl1 1. 1__~_._ -..1._._ --..L__..J_...__ . __ _....J._ __'_' _~,..1@,- 1ntIL. -- -.--, 'm__._.._ '--._" "",_,__, _.___._ '__. ----1_. .___1____, _..__.__ _,___ ,_-..I.,Q!~ .-----....- .--.--.-- '''---'''--~ -"- _...._._.~.~ --...--..-. ;.....-.-.---- -----.._. .-.--....-. ~---_ __0--____ ___.~_._._ 881 MalellaWCondllon HEAnNG Hw KITCHEN EOUIP, . !lPhY.!ntg.ll2L...__, Type J1L.__.. Refrlglllator~..,..':.' .!'!!'~!!.r/.1I99!L.._ Fuel .!In.____ RiIIlIWOven _ JlP.!!JllliL_______.., CP/KIdklIL1!Y9 _. D~posal Blth Floor .Y!.OY~l'VlI._,,_____ COOliNG Y" D~hwashel~' Bflfh Wancol.1'!!>UlI!Ul9!!P.!L. Centlal .Y!!__ FlII'Hood 00011 JI!!9!!t.!Y1I____ Dlher _..____ M~lowave I Addltlonalfeilure.t (Ipeclal enerVl ett~lont Meml, elc.): .tn~!lr.!J!r_.!:!/JI!!~!!!r!. 99.!'~. .-~eM!HeOlt!l1!!.!!!I""n!!..l!!Jll!!!l!!I...J!.h.d ,@lIH,__ U!!~Ll!Y!!tt..J!h!~rJ ~1!!!9_RMl! Jltr.nLl~..l!~L!h!<!__,.!uLlL~.! L!h!!!l L."-'._.___.______"""__._____._...___, Condlllon ollhe ImproVemerll, dIIprsolalion (ptr;s~aI, lunctlonal, II1d eldernal), repall. need!~ quality of conshucllon. remode~lcfdIkJns, elc,: ,1i9..t!P.!! r'- .H!JII!!l.t.Il-!bJ.....!.\!!!.:lJ.9!LJ!r!!P!r.tY i. 1"--.1I!!!!!l..!l9MJt!J!nJ__._..._ ..._...._.___________..__..___.._..,.___._,__, __". Arnc None SINII Drop SlaIr Scuttle Floor He.1Ied AMENITIes ~.."'"J.. Fkeplace!s) fI J:!9nL ~] ] PalIoH~n!.._...___ ~] Deck .Q!9~__....._ Sl Porch J'9r~h!!.L__ 81 ~ lell:e .tr9.n"-_____ ;'J' .. Poo1.t!!!..I\!_____...._. CAR STOIIAGE: None I.J 01l1lQl A<<ached Delached Bul,I" Clt/port a fI olclt/. ..L!!tr._ -_H_.h_..<-_O_ _M.__.____.____.___________._..._________~_..____..__~__..___~________..._. AiiVeiii.ir;,-kooole~alconiMkij,$~uchu;b;;iooiimiidio'"iW;dOuiwasiii:ioiiC.lUbiiN-tei: i!c-:) Plesi~~ ihe'liiiprovemi~i:on !iMsMe, oj'~thi..-.-. - --- n Immedlale v~1nlIy of the sublecl PlopOlIy.:H9..,.!!!Y!!!::~!..!!n':l! !::9!!!'!n!'-!L.!!'!Il<!1l;!.9.n' IIl!r!.9b!!r'{!!(9n. ~Jl!! .!~:I!!9!LP!::Ql>!!rty "r \lit 1 bo 0" Freddie Mac Form 10 1\193 PAQE 1 OF 2 FiM~ Mill FOlm 1004 6'93 Form IJA2 - 'TOTAL 2000 lor WindoW8'Ilj1Plalsal softwNe by a II mode, m, - ',SOO,AL-IMOOE - -$ '''_'''''' P4,@P@ __" -t---__H~'@4Q"" ._. ___,,_, -$, .._--"---,@,QQQ",,,- , " .. - 2U 040 ---_JmL___ ___JUBJ~L --_____,L,~M!~~~~ ~Q: L______,,____ 9~PA~8L! In-_.________.,,c.,,_f,!\.\m NO. ~ . 100 Cherly Grova Raad 11203 stanawall Rd pon Spartlo; HUl R 3230 ,aUln; Sprln; lid AlktlIll,Jh!pJ>.In!,. "" !!'iii'pm~; .lhl~p.!In'l!IlEILI!L_____ ~Er'~l!l!n_J'^_.___",,_________ gP!!\\l!iUl!IlI11J'J.________ e/~Io.&ubJQQl_ . .J..,"",I, :~f~:lmml----. u___. .~MI..--""m.-., _"" ~__"h_____ !/~.~:I~ LII"'" .:.. !----HlA.. i;_ ;' }'''i''~~~~~ii~']l~~N!f:~,~~~'' . ,,,,,, , 'h, . ~lil'Wfj1!liIT\h'~~' I' ~'2~,.~ '''Jl'~;_~ ~ a!,B',y.! 11WDll'S..._ ,----~-.-.--. '--<.._.r:.__e...t__~._J; _'~_ ,__.__...___. __ ~__._... ,~_.... ._._._.._~. J!.!.~__.~ '-' Dala MlI'OI In.paatlan MI.8-Caurthau.e MI..-Oaurthau.a MI..-Caurthau.a mtt~rr~!ili8 ----eiCiPilo;--'-. =j!i9~jijQiCT+{:JiIiiJ~~_~ =.p~!~BleTI"Q.ij:=:r:::-!Ejl ~djyij:.:~:"QnQ~rpn~_.="Ltl~iIMI~i. 8~s or flnanolng,. Canventlanal i Conventlanal i Canventlonal i ~2ll!1UIP1lL-_"! ,4U.J1Q11__..,._..i._______,_ UP-IlM..__,,, ..1-.. """.__._ .-".-..------i---.."..-.-, Pil!HJ&iM1mt__ ;j);,."" ""....,. JLUPL__. ,i-- -.... HtP/P~._ i" . W~t~L ,,--,i--- tQQ31I1lL__,,___ mn;!m_.__ IW!r!!l!Il._____ i"".~.-_^V!r~lI!1 i-.- _____ /\v'r.!II!__ .----i,---. ""_ ~O/l.lohl1klftl.&ImJlIo,,_. .rU_ !llJ11>llL_,_ f!!..H(!IP'!!. ,_. i., "___.__, r.!!!. !!rnp.!! ..__. i-.- .",__ ., f!!.!~l1'P..t!_.,...i.~___._ SJlL___,___~_ U.!l!r!!!.:, ..,_!~Ll\I.!\YII_, --iu...~.?~,~QQ ~@ MAYII..,,_ ~__.:~, ~QQ ~Q -^ll\YL._.._i_.,.:~@, QQQ y~w ..'-...-,--"~-.,, A~r!;L"",,___. /\Y!r!IIL. .-,."i.",,-----. AVpr!II!L",.__ i- _,,__,__ !\\'!r!lI! .---"-.-i-,, .". Dlilan Ml!~p>>IIL__ .~.!J;!1EY-.u_._"L!~i'ry_.."_,,i_..____u_~_ !~i'ry".u,.i_,,_ . U~9.ry__ -"i _.. .,,_ gij~Il'Jlf~u~]Q1L ....!l!!lYlt!'lSl-.__uI!EIl!/iI.!!'lIl__ ---I -',---_" ^!l!!II!l/I!YII___ -i- l!rlg~/.!!y.L.._..i _.'__, . Aao_._,,__.___,__ ,1QQ1:.:.__".,_, "-- !QQt.. "u.' ."..i -- - .. ... J QQ+~ -,.-.1..- !QQt.... ..",---.t--,.. cQoottIQ/J,..,,_______ 9l!9.ft.,.__,_ -. AY.!~!\II!!,_ -.i - -_HhQQQ/\Y!!~Pll"_" ---I _ ",-!g~,9.QQ,l.Y@HII!L._n._i-.tRhQQQ Above Olade JQlw.J nal/TIli..OIll," JQIIl!:8~mlILnillll_; JQIN:D~!mn Pwl\! : .Tvlll iOJllml!-JilhU Room Count _..!__L .~_...LJ.,!1_ -__LL..4n..: ._J._ J +1, BOO __g'HL.iH.i. .J. .! +1,800 .JL L--~_':"_.t__.; +1,800 almJMM AIIL_ _._l! ~.UHq.JL "-",,._g,J!gULfI,!_. ___t~tQ __ h7n SqJl in. u ,1QQ_u__ ~, @gQ..Sq.fJ,_!_...t~, ~! Q Basement & FIn~hed 1,083 Part : Part : Part : RQQmI81IqwJll~___L._"."._ ..Um. ".,,____ n_", :_____n'. i.Q. _. __"",,__. ..,..:..__,,____ fmIQ!!Q.I'@.VjllllY____^Y!!E!;L llYpr!!II!!.. "".______,,, n. ^,,!!r!!II", .... ,;" .._. t,Y!r!!II!!,..___".i_._" HI~lIno'CQ9UM__u_fh!/!ll!!l!! -" fh~/!l9.!l!! . . Oh'l/09.!l" _ i Fh!l!l9.n!! __...:..".._ ~lw/lIl'fN~~mJloml_ .I!!!,!!!., ~",!cl.: ~w,!cl ., _ i " !!"'!cl.__"",_~".i__ ~!ll!llWJ<I\IJlQIL".__g_9!!r__ .." ~",9~);'.." ~ 9!!r L-_:l!, QQQ. .~" 9U__. ..__,i_m_. Porch, Pallo, O~k, PaL'ah, deak Parah, deak Parahu i Parch, daak i fU~Pb1C~IIJ,jIL._lll!.nLu_, . - .",,, ti9.nL,,:._.. _.,._. ".__ 1';9n!!.__..__..... i~_.. _.,_. tii'nL.__..."..._:.__..... f~nq~"elll!Ljlt._,__ .!!!l.Enl.l!.l!!;!1\!~ LI!!rnll'\!\:.!>l!~LL",____ __ ,._. l!!nk.l!!!rn.___.L__..H,Q"QQ_ !!!rJ1/91l!;!!l!!Ll___. ___ !S.~9~L.,.. ad al en_!!td_IH!:.!!b!n_.L__t~,QQQ. ,~~.!I.IiHl!h!!n.J_.._Ht!)QQ~~!!.K!ta !1\..i___H,OQQ NIIMLIIoIBIJ__ . """N";;\lf. 'u.' -....~...,.t.....",. (8).=...,-.. $-~"j~"!@Q:~ . -. . :L-.",-~!!t1QQ..D.L ;-. '$ 12Q Adlusled Sales Prlos WW!tlIlU:Hl~ . i!;\,:t1,<<~!t9;A . i\I("""""'}' '" " 256 3 0 au 700 i'1\\" . " a44,810 Commentl on 8ales Compl/~on (Inck/dlng the lub/ecl P/o~IIV's compallblllty 10 the Il8lghbolhood, elc,); -,gg[1lP.!r!!!~!!,t!!!J!!.!!!j!ll~Il!i.'".!~9!!!L .lll!~,!!el Inu_ hl!l!!lYtt..!!lL !:.h!Ll!!! L!!l!lJ1P.!r.!l!~!. '!!~J!.!_J!Y!H!!!~! ,_.Th!. J!Ppr!!~!!1 E_. Il~~ A mUlrt!ll.J!LHm!hr _ ' !l!1 Lj:yp.ll.J;l!._!:.hLl!ubj!!.l!.!L p.rpPUj;Y,L-.TIl.!-r!!pl!.r_~._l!M_p.r!!p.'n!!_,l!n..I!".UOll!lL.!'.!ffi! U'",Il!!:II!.JL~L!~jI!P_~" p.rl!l!U~.1U'_Jll!!LI-9J!~r!tl!tLt.!l'1lI!nll-2P.!!t!!:._~l!J1 L..., _, _,,,, ,_,___ '_._._____.."_..______...,__.,_, ..'..~_____ ,_..,.."." ESTIMATED SITE VALliE ESTIMATED REPRODUCTION C08T,NEW.OF IMPROVEMENTS: OwalllngmH_~'@~!8q,Ft.@$,_,!!B,!>O_ - $.. _HQ,JQ!! , - - .""...,,,~ "QU Sq, FI, @L.ll1.,QQ,_ - " lO.! J9 l!!lrn.91l!;!!1l~!lHnll'_.'__n_ u _ . - . ..._ .,,7~, QOQ nl/*,Cl/poll UL_. Bq, ft, @$ .__U ..QQ., - .__ ..... .l!, ~P.4 Tolal Elllmaled COil New. - $ , __..Jll!7, H@ less Phylloal functional E~elnal Dep/eolallon ..-...ud!UL_."._..,. ...I_"_.._m.__ DepI~laIad VlIiue of Improvements 'As. Is' VlIiul 0I8ne Improvementl UNIFORM RESIDENTIAL APPRAISAL REPORT II 0 - $ ~ l!3, aOo Cunul1!nts on CULl ApplUilCh lsuch lIS, BourCI 01 cOil estimate. sMe vslue, sqll~e luel caJcuLlJlun lII1d IUIIIIID, VA 8IkI FmllA, It~ !Illmaled 'Imsll1W1o eClll10mlu We uf II~ plopelly): ,\la!~.Jl!r!lJ.Jt.wu. !!,rlve!l ~rp.m M~r'h~1 L M!!. gl!H~. VI!!lI~t1gn",t!IE'/~g, I!ncl rop.!!1 r~!!clfp.r__ja!l'~l!90!!UI.9!l',~ '_.,~, .".__.." ...--~. +----~~-~._- .------........-.--.. .-----."-----..--. - --- ..- --...-...----...-.... - -,----- .__ __..,u__..__..",. _.__ :~~~~~=f~s =1~~~~~~~c.~.I~~~~~:~A!\OiE_~6.j~:~=:..~: 1..~~~~_:~MPARMl!Hfr..=:~_-=1 i~~:~~7P~~B~}fO"L::='~-~ 1'I1ll!1}j'1!l.2l~J!IJIHIJl!l!..JAla prav -1l\!...!!!LP.!:!lCY!!Jr_",.,__l!l!,.!!J! lLP.lJ!Y_ Y_ur_______ lIl!_.!Il1!.Jl.rAy",Y.!!L_.____, AiW(sls of 811/ CUllenlllOfHmenl of saIiI, option, or lslW10 of subl~1 Plope/IV III1d IVl.\Iys~ of 811/ pllor 8ale8 of lublacllll1d COmpl/MIIa wlhln 0/11 rear of Iho dais of appral8al: j'h!-LU/Ulat proPllrty 10 nat lU!:.!Jl.f.!!LH~!.~LI.!!,!LllrLgJ.l!.I!.!!!._.u!!I!'---_ -----..---------..-.... .... '-"'-" +----.-..----- ._-'-~.".~..._-----_._._-_.._.,. ..__.._...._._---~._._._._-..__.._-_.-.....__. _._-----~--_.-._-------_..~----.~._..__. IHDICATED YAlU88Y SALES COMPARISON APPROACN , $ --:=lll,QQ-Q This apPlalsal ~ msda '89 ~, . u subl~t 10 fhe IIpa/rs, alI!lallolll,lnspecllolll 0/ condnlolllllsted below... sub/acflo comp~llon ~r plans & specllcilolll, Condlllolll or AppJI/ul: .b!L!1i!!!2hl!!!._HmH!ng,-9J!ru!H!l!J1! ..JU!!..1'1 ruL!!I!!!!ndyl!h___..,,_,,_______,__ ._".__.mh F;,w Recoi;:iiii;;:"j;INib!i"!U!LP.lM-;d..21i t:h~'~Al;;:~lli'..!i!!l!n_APi~;glL.!:.9~"'iii!!:iiiiigii~~it!!l::;.fllIRl!U!!Y!rii-. ,!I 1!:I!~n.1I1LlI!!rlla tp lAa. . CgA t !Pl!rJ!!!gh,'~P1!9r!:.L~h1 L!!!~! iIl!!:.!!..!!IJl!l II!! L-X!lqi'IIl!..!I'Jl!:91!l!lLJ!U.J19,!;.JjU!~!!!! .!I\!!! --~P.!!,.J!!l!Lq!_gl!lli'.!r.~! L U!!Ll!I!!.!!h..h!'i!!..!l' t!!...!1!!2!!! Ur:L..t5>._!!!~~ ~.lI!h..!_my.fL ___, __""..n_____" .._,._,.._. . TI1II purposs III this applalsal Is to !Illmale the mRlket vslue of 1111I lea/ plOpedy Ihalls fl1llsubl~1 of Ih~ report, blLlfd on 1111I above tond!101ll8lkllhe CSdfloallon, cO~rl III1d ImMW10 cOOOllIoIll, lII1d ml/kel value deflnMlon thai RlS slalsd In lhe alfached Freddie Mac form 43MNMA lorm 10048 (Revised ..----.!:1iL._J. t(WEI UnMATE TNI M RKI,T VAlUl, AS DIFINED, OF THe ReAL PROPIATY THAllS THI8UBJECT OF THIS REPORT, AS OF .n__!!!!pJUQ ,._.,J U1" _.. (WHICH IS THE DATE 'jH."iCT1ONAHD THUFFRCTlVI DATI OF THIaAEPOrm TO 81 $ -....--.._U~J.QQ,9.___. APPRAISERI ef II_pan --.. 8UPIRYISOAYAPPAAISEA (ONlYl1 RIQUIRIDII ~JgMlUtO ' . _ ~IgMlu/e ______ __. 0 Dk! LJ Dk! Nol N8/1lo..1_ A!l!!h'~IL..IlM_,____".__.._.._._....__._,_ NMlL,,_h._ ---..-'-"-..-.-..-..._.'_hn. IllIpect Propelty OmlJ10Jl\l li~_Ht."lUl.....______, _"'_...._",_. __", "__ Dille RIJ>Qrt~Ig!\l!L ..___._ _.", u."" ... ___""__ ".___. . _'... &Iftlo ~OI! el19nL!IA:!!Q!!lH:L__"_.__,,,..__._,,..~ ~!atl ~!! ..".. ~1<lfICeil!~!llonil' _. ...,...._.. ",'..._.__..___._.."" &1"'1. h._ S PAGE 2 OF 2 fNlnM Mae Form 1004 6,93 FOlIO IIA2 - 'TOTAL 2000 101 Wlll<lowI' i1/1,,,alsitr sottwNe by s ~ mOllo, Inc, - l'600,ALAMOOE , ' MAP SKETCH ADDENDUM mJltllGIJ of ~uth Q....Jl"'Donllld . 100 0 .ra:y OroY!LB~f1______~~ . ,1l.t51-,---,9.\!Y!1lL_Q.\d,mlawn"---. Slplo ~-..:.=- ~Ip OQdo A.Uor Market Value -------..-------.-.. " '" '1 I! ! Ii I! I! i II ~ fl'! :':IJ: , ' , ' , II , J i : I :'1 . i i , . I I, ' I, I I' Iii " I',!: '",' I, ", " , , ' 1 :' I! . I I t 1 VIP 01800 i I" " , I,! III" I, , ,; , ii' ,; 1 :(,\11'''' 'I~H"'I .!J ' I IY , ' I' IJn....y BUILDING SKETCH 'I ,:", 'I"" I' I . i , I'.j I : I:'::, :':: ! ' . 2-'t.. I f: ~"^ . 11~~,t,"", , I ;..."r. t.l 1 , \ I I , I 1 \ , I , I j , , 1 1 1 I ! ' " e 'I , i I I, ! , " I I I <(' , ('4"'" "\ I L-~ /f.r bl\' , ! I " 17257 I ' I I ! I I i, , I DII'INITION 01' M,ARKIT VALUII The moll probu~ pr~1 whloh. proptlly ,hould brllq kll compoll~. Mil open mwklt unde, III oondltlone requ~I' 10 I 1IiI, nil, the buyer IIld liller, Mlh IIlIIng p,udent~, ~wledqeu~ IIld lII~mlng the P'~' Ie I1QI ffeqled b, uoou. ,Ilmulu~, Impllol In Ihli def~lon Ie the ooneummatlon \If . .. at 01 I lpeclled dale Millhtl patllng 0I11~ 'rom "lie, 10 bU,,, Undel coOOllo11l whellby: (I) bill''' IIld Nller WI II'Ploaltt motIill.d; (,) bolh Plltilt iW' 11'.1 Irtotm,d 01 w.II/Mled, IIld eaoh lilting n whl! htl COl1llklell hll own blltt k'j"'II: (3) I tOll101lIb1e 1Ini. ~ alowld tOl 'liIIO.ur, n lhe opon mllk.l: (4) pr;m.lllle ,m~ kI term. of Cllh kI U,S, 00'" llI,n 111m. of fInInoill IIllltlOlmtnl.oomPNIbIe thelltOI IIld (6) the I"~I 111".,.11I. the nolm" oOlllklellllon lor lhe p'operty tOld urWflClllId h, .pecill 01 01e.iNe. fInInoklg or ... ooncNllone' Illll'led b, 1/1(0111 1ll1OIIled wlh lhe 1M. · A~u'lm.ra 10 the oomPNlblel mult b. mp! fo' IflICIiII 01 olloll~. Ilnw10Ing 01 Met '0011011I10"" No I/,u.tmera w. I1lICIIINV 101 111011 00.1t whklh II. normallY pa.\f h, "noli IS, . tllU' 0/ hlllllon 01 IIII' In . mwklt NHi thel' 0011t Ne lid( IdenlNlable .Inq, the ..1Ie1 pr;1 lheN 0011. In Yktullti III I/IIet hlllSA1tlo",. apecili 01 Ollollll. fInInolng ~ultm'ra OWl b. 1110 to "Ii oompl/lble p,opelly by oomfINlso", to IlnallJIng telml otflled b", 1hiI~ fIN1y mtllltlona/ lendel lhaf le nol M'*Il' moiled k1 the PIOperty III hMSlOllon. Alii ~Ullm'nI IhMl nol be oMiulll1d on . meclw1loal 00" 101 oolal 0011 0/ lhe mlng or ooncllllon bill IfII oolW 8I1\0ulll 01 1/1( ~ultmlnl lhould apP,oidmll1 lhe mNkeh llIIIllon to the Inv1cIng 01 oonolllloll based on the Ijlpl.r'lludgemelll. STATEMENT OF LIMITlNO OONDITIONS AND APPRAISER'S OERTlFIOATIQN OON"NOINT AND LIMITINO OONDITIDNSI The apPlehel'l oertllolllon IhIl apptlVl k1 IhII IIjlprallll llport Ie lublect to IhII following oOlldllo",: , I The IIjlptablr ,11'11 nol b. llIponslb~ 101 maltell of a ~ga/ nature Ihalll1.o1 elhe' lhe plOpel1l' being applalatd or lhe '*~ to.. ThelljlprllMr ..IUIllOl hllf . the II~ Iri good M!l mlllkelabllllld, thellloll, w. notllndel "" opinions about lhe 1111, The prupelly lIappI~ on IhII b..1I of I bllng undel rllpomilJlI oWl1lllhlp. 2. The 8/lptaJill has proYlded . Ikelch In the apprabal flpoll 10 ehow appro~mlle dlmenslons of ,Ihe ImproYlmente and thOlkelch IIlnclodlld oni/lo ..elll lheleade, of the llport In vlluaJillng the properly and Undelltandlng lheappreJsll'l determination of Ie elz.. 3. TheapPlehel has 'lC8I1\!ned the ava/lab Ie flood mapl thai are proylded b, the Fedelll Emeroellil, MlII1IlOImlrl Agenc, (01 Olhel dIle 10UrCOi) III1d has noted In the apprallal llport whelhel the eub/ecll"e Is Iooaled In M klentWled Special Flood Hazard Alia, Beoaullthe appt,,"r Is not e eurv'YOI, he 01 the mMII no gUll,",..." ellpllll or implied, leoardlng Ihis delermlnatlon, 4, Thelljlp,eJser wM nol gIIe 1IIIlmolll Olllppell In court beoau$l he or lhe made M IIjlpr~ oIlhe plCperty In qUllllon. unll88 epec'~ wl8/lOlmera 10 00 eo have been mlde bllollhand, 6. The appreber has IIllmlled the y~ue of lhe land In the cO,ltapprollOh II "e hlghesl and bill use and the Implovemerll al lheb COrll~utOIY vallie, Theil separllle yalulllone 01' lhe land IIId Improvemente mUll not be ulId In conjunction wih "" olhel appl~ Mil II' krillld I Ihey lie 10 used, 8. The apPlebll has noled In the appreb.\J lI~rl en; I!ti.lle cQnd"lone (euch, II, ""ded IIpalle, depreolatlon, lhe pte..nc. of hazwdoue WlStll, loxia lubstMCII, elc,) obierved dUllng the Insplellon 01 the sub/eel properly 0' IhIl he 01 lhe beellll\e eWMe 01 dullng the nolmal 1I8eaIch Irric~1d In pe~ormlng Ihtl i1pPleJsllj. UnIeu othelWiII Itlled In the IIjlplelaN llpoll, the apPI,,"I has no knoWledge 01 '"' hidden, or UIlilpPII.nI condJlone 01 !he propelly 01 lINer" .nvkonmlrlal cOnd"101ll (Inc~dlng the pres'nce 01' hazllooue Willes, loxia IUbIIMCes, elc.) lhel would make. lhe proporty mCII ot !let yall/able, Ir1d /IIi ilnumad that thell II. no luch coOOllo1ll Mil mlkll no gUIlIl1l," or Wlllll1llet, ellplll. a' implied, 'eoard/no lhe condition 01 the ptoperty, The ~pr.er 11'1 I1Qt be IIIPOIllIbIe tOl en; luch cOIld"lone IhI! do eidsl 01 tor en; englneetlng 01 tilting IhIl m~ b. lequked to dlecOVII whelher luch colldllone .mt. aleaull the applaber II not, M eiqlert In the field 01 .nvhnm.nlaI hazards, lhe i1pPlelaN lepo~ mull nol be ccnsldered .. III .lrIionmerlal auellmenl 01 the PIOpelly. . 1, The appr., cblalned the Irtormlllon. IIllmelll, IIId oplnlolll IhaI we" ellpllllld In the applalsal llport hom IOU'CII thai htl 0' the OO"'klers to be IllIable ,Mil bellavll them 10 b. hue IIIdcolleot. Theapprabll does not Illume rllpollllbll.t; 101 the 1lC0ulac, of euch lems IhIl well tulni1111d by othel plltlet, 8, lhe ilpprllllfr wM not, ~Ioae theoorlera 01 the apprallll report el(Oepl &I PIOVIded tol In lhe UnlClm aland.vds 01 ProlN.llonel Apprallll Pllllllc.. 9. The 'flprlliltf has based his 01 her Ijlp'''' llpo~ III1d Valtilllon cOl1Oloslon tOI III IIPPlelaN lhel ~ lublecl 10 iIIIsf~tolY OOf11PIetlon. IIpMl, 01 ...,1IIc11l on lhe l8lumptJon thal complllJon 0/ !he Implovemera wi be pertormed In I worland. m8IVII', 10, The ilpprlliltf musl provide his or hel prlol wrlten consenl befoll lhe IInder/clenl lpecllld In lhe IIPPI'" llport CI/1 lIIhlJut6 IfII lIPI"aIIII "port (lnck/iIng"conoklelone MOul the PIOpelly value, the IpPleher'. klenlly 1Ild, plolllllonal dIlslgnlllolll, III1d 11111111011 10 1/1( pro/",1onaI IflfJIIIeaI orQlll/lIlIo", 01 the lim wlh whloh the apprallel Is "lOIllated) 10 1I1y0ne othe, IhM lhe bOlloweri the mollOlllil 01 Is SUCClssoll III1d 1I11gn!: lhe mo~OIOt Insurer: consulw: ploll8llonal 'flPlelaN olQlll/llllo",: IlIf IIl1e 01 flderlJi 'flprovld Ilnw1oI11 ilSllutlon; Of 1/1(' Ilepme!'/, agellO" or InilrUmtnlally of the Unled alalll ot 1/1( Itale 01 the Dllhlal 01 Columbia; el(Oepl thallhe IInder/cller/ m.... distrlJute lhe property dIlscllpllon IIOllOn 0/ the "port ,onll' 10 dall oollectlon 01 leportlng selVlae(e) wlhout having 10 obtain the lIpplelser'. prior wllten comer/. The ~Pleher's wrlten comer/ IIld Ipproval mull eIso b. oblalned befoll the Ijlplallal CM be conveyed b, en;011l 10 lhe publlo UvoUOh lIltIertlllng, publlo lila/lolli, 11111'1, saIeI, Of other mlCla. Fllddll MIlO Farm 439 8093 Paoel of ~ FIWIII Mil Farm 1oo4a 8093 AuehermM BIOS, Real E.lllllnc, FOlm ACR - 'TOTAL 2000 lor Window.' oI/lpraJsa/ sultwar, b, a Ia mode.Inc,.;.. I.SOO.ALAMOOE I' APPRAIIIR'. OIRTlI'IOATIONI Tho Applallof cert... am lIOl~ lhIIl I. Ihril ,"",ched the lubjeol m"~ot N" rRl hrio ..tooted l,mk1Wnum \II ttVllllecOrt ~of PfOIM'"" moot Ilmllal end ploidmllll 10 the lubjeol Pfoperty fOI conoldelollon ~ the..- compwillln I/lIIflll am htio mdl I do.. ~ultmo~ when IfIploPfIllt 10 lottoc' tho mN~ot tellCtiJn 10 tho.. IIml of IlgnWIcn vNlaliJn, "I Ilg.iIlo.. 10m ~ . compa/aIllI PfOPOlty. IUPO'Io' 10, III ,mote II'/olablllhlln, tho lubJecl Pfoporty, I hir!o mdlll'lOOll~e "uotmt~ to loduol lhe adjuotod laIoo plloo of the compNlb1l am, W I 01Qlillo" lem ~ I compwlblo plOlMlty 10 rleriof to, 01 IeN ll'/Ofabll1lVll the lublect property, I htio w I poll~o adlUotml~ to ner... tho adjulled ... pllol of "" compNIbIl, ' 2, I hril taliln ~o cOlllldelilon the flCtolllhll htio 111 mpllll on ylkil n my do'IllJpmlrt of the ~iI \II'm"lIel Vakil ~ tho OPPl" teport, 1 htil 001 IinowinW wlNlokl /II!( 01gnWlc'" rlOfmoliJn fiom the IPPlalNl teflOll rRl I bellYO, to the bl8l of my Iinowlodgo, thai II ot..mtra IIfid rIOfmilon n tho IfIpr'" loport NI bill rRl conect, , " 3, I otiod n tho IPpllili report 0"", my own plllOnaI, urblloed, rRl plofellloni "'011, oprlonl, Md concklllonl, wNch "I lubjeot ontt to tho corlt1gort nllmllnQ codJ'lIll lpecilod ~ "" torm, ' ' 4, i haYI no pl"'~ or PIOlpoetNI Infel"t ~ tho property thai Is the lubloct to lhIs report, N1d I hril no pl"'~ 01 proepecllil Pll10nM knloot 01 blal witt r"poel to tho plltlo~m ~ the hfllSaQllon, 1 did nol bllSI, elhel PlUtlal~ 01 complole~, mv anai(elo an<I'or tho "tlmllle 01 mll~ot Volul ~ tho opprolsal ropoll onlhe rllliO, COIoI, rollQiJn, II~ handllap, 1lII11llaletatuI, 01 national or~1n 01 elher tho plotpecllil OWIllII 01 occupm of the lublecl property 01 of thopr...~ I OWIllII or OCCUpanll 01 tho propertlol ~ lhe vlolnMy 01 tho lublecl plOpllty, e, 1 haYe no plllert or contemplated tulUte Interlltln tho lublect PIOPOlty, IVld IlIlhel my currl~ 01 Mute ImpiJymlrt nor my compo.n tol portormlng lhIs IPplalulls cont~~ on tho iIflprolsed yoluI 01 the PIOlMrty" e, I wa not roquied 10 llporll plodolelmlnod velue 01 dllectlon In Yalue thai 11'/011 till CIlUM 01 tho ollort Ol/ll!( rolated pllly, tho murt 01 tho YoJue ootlmate, . till attalrlmlrj ofl opecWlo II1UI, or the occullonce of I lubloqu.rj O'Ienl ~ ordel to loceNe my compensaliJrr an<I'or employme~ tOl portormlng tho approlsal, 1 , did not ball tho IPPlalul roport on I loqUllted minimum Yaluatlon, I lpoello valuidkln, 01 tho need to approve I lpoel1O mOltgage iJM, ' 7, I 'portormld IhlllPpratsel In contormlty wlh the Unlorm Slandard$ 01 Pro101siJnaI ApPlalul PrllCtlol thai we'I adopled IVld promulgatod by tho Approlsal SlandaldI Boa/dol Tho Approlsal Foundation IVld that WIIO ~ plaoe as of lhe offlClNe date oIlhil approlsal, wlh the ellClptlon 01 tho dePlltUte plovlslon 01111os1 SlandaldI, which doOI nol apW, IlICknowildgo lhalan Isllmate 01 I ro.onabllllme tOI oxposure ~ till opon mllket Is a condllon ~ tho doflnllo~ of mll~ot ValUI Ind the "tlmatl I dev.lopodls consilient wlh tho mll~Itlno lime nolld ~ lhe no~hbolhoW secllon 01 this roport. unleNl htil olherwIH .,ated ~ tho IIconclllallon IlOliJn, I e, I hrie pol1OlllIIi Inspoeto~ tf10 interior Ind e!derlol IIIIl of the sublect PIOpelty oM tho ,e!derlor 01 ell ploportleS IIsled as compaleble8 h tho applelsal roport, I further certlty thai I have noled 8lII appillent or known IKNerse condMlons ~ the lub/ocI Improv"menls, on lhe subllCl Sll, or on 8lII sKe within !illlmmodlate vlllnlty of the sub/ICI plOporty 01 whloh 111I11 aWilIe and have madlad/uslmlnle for the~ ....OIse condllons ~ my anaIteill 01 tho proporty value 10 tho e!de~ thai I had mNlIel O'Ildence to eupportthom, I hava also commontod aboul the offecl 01 tho ....IIIC condliJns on tho mlUkllalllllty 01 the subloct property, G, I porlOnalliproplled ell conclusiJns and opinions about lhe roal ~Statl thai wile Bel torth In lhe approlsal leport, " I rollod on e~nlllcanl plo1l1llonal a10iltNlCe 110m 8lII ildNldual 01 IndNlduats In the plrtolmance 01 the appratsaJ 01 till propllatlln 01 lhe appraisal report. I havo l1I/11ed euch IndIvlduol(s) and disclosed tho opodlo IlISka ~rtOl11lod by them ~ the loconclllallon IIcliJn oIlhil apPlatsaJ report, I certlty that 8lII 1nd~lduallO named Is quall10d 10 plrtolm the t.lIe, I hrie nol IlUUIOIIl,d 8lIIons 10 meke a change 10 BlT( lem In tho leport: IMrlloro, Ian unaulhollled ohange Is mdl to tho appralul roport, I wi taka no rosponslblllty lor I, 8upeRVI.ony APPRAISeR'8 OeRTII'IOATIONI "a suporvlsory applalSer elgnod the IPpralsal llport, he 01 she cortW1os am 110I", lhIIl 1 dlleotty suporvlso tho applalser who prlPlled lhe appratsel report, htil ravlawed tho applatsaJ roport, 1IOI0lI wMh lhe statemem oM COnclollons 01 tho opplalser, 1011110 be bound by tho appralsel'I certNllatllns I1IImblled 4 tlllouOh 7 above, and 11I11 taking fuM responsibility ,tOl tho approlsallVld tho IPPlalsal roport, , AODR'" 01' PROPIRT'l PPRAIIIDI APPRAISERI 100 CherrY orove Road S~nsluro: N8I11t: Ollie SIgne , Sial. certr n I: 01 Slala LloeRlt Ii Slell: Pa _ Elqliallon Oil 01 ClltWloidkln 01 Lloe"": .f/30/PP SUPERVISORY APPRAISIR (onlV If r.qulr.d)1 Slgnaturl: Name: Oale Slgllldl Slate CertWloatlon Ii Of Slale LlleRlt Ii Stale: Ellpkallon Oale 01 CertWlolllon 01 License: o Old 0 Old Not Inspecl PIOporty Freddie MIlIi Folm 439 11-93 Page~ of 2 Form ACR - 'tOtAL 2000 fOI Windows' apJllolsal sottwlle by a Ia modo, Inc, - '.800.AIJIMOOe Fannle Mae Form 1oo4S 8-93 nlV, ItH I~ Ill'''' SCHEOUI.e.: H PUNeR~L expeNses & ADMINISTRATive COSTS I'I~I! NUMBI!R 21 ~~7-UBq - P4blt of dt~adanl mUll blllflCIrtad ~n Sahldulll, ITI!M AMOUNT . . A" 1 I'UNI!f\A~ I!XPI!NSI!S: Fog.l.ong.~~B~iak.t Fun.ral Horn. 1,454.84 200.00 2 Fun.ral l!lxp.n" 1, ADMINISTRATive COSTS: Ptrsonll Rlpr..an"Uvl'l Comm'"lonl NlIma pi PtrlCln.1 Ropro"nlltiv'(I) Soollll Soourlty Number(.) IBIN Number of PlrlOnl' Roprolln"Uvo(') ~ Streel AddlOIl City S""_ Zip Voar(l) Commllllon Paid: 8, I, MOlnlY I'e.. I'amlly IlMlrnplion: (If dloldlnt'l .ddrl,,11 not tho lima '1 ol.lm.nl'l, .t1Ioh 'Mplan.lion) Cllllmlnt Riahard C. HoDonald J~. " Strlet A!fdr... 10 0 Ch.~ry a~ov. Road CIly $hiDl'llnlbU~l! S"te-U- Zip 17267 Rellllionlhlp of Clalm.nt to PoCldlnt SOOU88 0,00 1,500.00 3. 3,600.00 4. Plob." I'a.. 207.00 I, Ac~oun"nl'II'''1 0.00 ., Tax Return PlaparM'I"I.. 0.00 7 ~Ulhl~man Brothlrl ~ppr.ilal ot R.al Bltat. 225.00 8 Th. N''''I Chroniol. Logal Aciverti.ing 80.83 p Cumblrland County Law journal Legal ~dvetti.ing 80.00 10 "o"rvol to~ Conting.nai.1 100.00 ero a .e (If mota IP'UI II nlodad"lnllr\ addllion.llheott of lI1a ..ma Illd) OOpVflehl(ol1H1 'OfrTl 'Dllw"t ot"v CPIVtltmt11M, Pot.. 1I!lV.11111IllCtn". \.1"