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HomeMy WebLinkAbout97-00952 , . 1 ' , 1 i !. I, '" " , . " " . . -"~, ,1 -1',- . , ,I" 'I " ," ",; ~d ' \'.- ,. " /, " ", ,- .' , " " , '" " " ", .' ,. ,. " " ", ',. i~ , " d " " '. " , ' ,.. , ' . , I ' ,. , , I; . 1 ' " " I ' , ' " ,,' -"I. --',,; ., " , ' , " ';'- '" "',, ,. .1. " '" ." ~'. ., l.lJ\1I'1' WII.L AND TIIlS'llAM~'1' gz' IILlaA ~. . BURX PAGE 2 appor~ioned amonq or oharqed aqa~nst .the respective devises, leqat~es, beneficiaries, transferees, .or other recipients of any such property or charqed aqainst any ,property pass~nq or which may have passed 'to any of them. The Executor shall not be entitled to reimbursement for any port~.on of any suoh taxes from any suoh person. 'llHXR,P1 'llang:l.bl, perlonal property. Exoept for those items exoluded below and those items enumerated in the Letter of J:ol;ltruotiol\, I bequeath to my ohildren, JAMIIlS S. BIIIlRY, JR., MARXLYN L. GUlRUlaA, and ANNIIl.MARXIIl B. IIlSHLIIlMAN, livinq at thlil time of my death, all tatlqible persol'wl property, inC1Udinq but not limited to olothinq, jewelry, heirlooml;l, furniture, personal effeots, motor vehioles, and all other similar artioles, which I own, and the insuranoe thereon, to be divided between them as they may seleot in as nearly equal shares as is praotical. If my .children do not sl,lrvive me by sixty (60) daYl;l, I leave such tanqible personal Property to the issue of my ohildren, per stirpes. J;f therels any disaqreement as to distribution, I direot my executors to make suoh distribution. . The deciaion of my executors shall be final and bindinq, Any items not selected qr any items which my executor considers ,unsuitable for my ohildren may be distributed or sold in the sole disoretion of my exeoutor and,'.if SOld, the net pr.ooeeds therefrom Bhall be added to the residue of mY estate. Tanqible personal property shall not inoludel (1) any and all property used by me in any businf;'lss, (2)oash on. hand or on dE1posit in banks, (3) stock OJ;' securities, (4) any type of evidenCe.of indebtedness, and (5) any life, health .or acoi'dent insuranoe polioies. " Notwithstandinq any other prov!Bions in this Article THIRD, J: may leave a separate, dated and unsiqned Letter .of Instruotion', whioh I shall plaoe with my Will, oontaining direotionsas to the ultimate disposition of oertain of the property beqUeathed under this Article THIRDi and such Letter of Instruotion shall determine the distribution of suoh items. FOURTH I R8B:l.duaryGifts. (A) I give, devise and bequeath all. the rest, residue and remainder of my eatate, of every kind and oharaoter, real, personal and mj.xed, tanqible.and intanqible, and wherever situated, inCluding any lapsed or renounoed leqaoiea or dev E.r.B uAST WIuu AND TlllSTAMmNT . Ql MuLAp",\iI arRY (and inoluding any property over whioh I may have a power of appointment), in equal shares, to my daughters, ~RILYN L. CJXlllRUt.A and ANNIHIARIlll B.lllSHuBMAN, j?er stirpesl provided that if my son, JAMBS S. BIlllRY, JR., repays to me or my estate the Bum of seventeen Thousand ($17,000,00) Dollars (oounting the portion he has already repaid to me as of the signing and execution of this my Last Will and Testament), then and in suoh event my son, JANlllS S.'BIIRY, JR., shall be reinstated as a benefioiary under this Artiole Fourth of my will and shall receive one. third (1/3) of the rest, residue and remainder of my estat,e and my daughters shall each receive one-third (1/3) of the residue of my estate, provided further liha t any share to which tny son may' be enti \:.led to under this Article Fourth shall be reduced by Seven Thousand Six H1.mdred ($7,600,00) Dollars whioh was an advancement made to him on a previous oocasion. Any distribution to my son, JAMlllS S. BtlRY, JR., shall be distributable to him, or if he predeoeases me, to his ohildren, per stirpes. " (B) 12.~,.trib\.1\1iQns DurinaAC1lI\inistrtltion. prior to final distribution of my estate," the Executor, in his discretion, may make partial distributions to one or more beneficiaries or TruBtS. As a oonsequence, the Exeoutorship ann any TrustS created under this Will may exiBt contemporaneouslY. A distribution may be made subjeot to any indebtedness or liability of my estate. . PIll'THI&~eD"'thrift provhion. No benefioiary ahall have the,pow~r to antioipate, enoumberor transfer his or her interest in the estate in anY manner other than by the valid exeroise of a power of appointment. NO part of the estate shall be liaple for or charged with any debts, oontraots,liabilitieS or torts of a benefioiary or subjeot to seizure or other prooess by any or~ditor'of a beneficiary, " SIXTH I powers of Elxeouto;r. In Ilddi,tion to the ,powers and duties as may have been granted elsewhere in this will, but, subjeot to, any limitations stated elsewhere in this Will, the mll,eoutor,Shall have and exeroise exclusive management and dontrol of the Estate (1Od shall be vested with the following speoifio' powers and diaoretlon, in addition to the powers ,as may be generally oonferred from time to time upon hJ.m by laWl (A) , In the management, care and disposition of the ms {-, 1. L? ~AST WI~u AND T~STAM~W Qf lIlu~ ;. DIllY PAG!iI 6.. paoominq twanty:one (21) yaars of aq$, th$ property then ~emaininq in trust shall be distributed to the personal reprasentative of suoh person's estate. (e) In makinq distributions from the Estate to or for the bane~.it of any minor or otl)er person ,lnder a leqal disabili ty, the IlJxeoutor need ,not. require the appointment of a quardian, but shall be authorized to pay o.r deHve:r the same to the custodian O.f such person, to payor deliver the same to suoh person without the intervention of a quardian, to payor deliver the same to a leqal quardian of suoh person if one has already bean appointed, or to use the same for the ~enefit of suoh person. (0) In the disbursement of the Estate and, any division into separate trusts or shares, the Exeoutor shall be authorized to make the distribution and division in money or in kind, or: both, reqardless of the basis for irioome tax purposes of any property d!stributad or divided in kind, .,and the distribution and division made, arid ,the valu.es established by, the Exeoutor shall be bindinq and oonolusive on all persons takinq hereunder. The Exeoutor may in makinq suoh distribution or diVis~on allot. Undivided interests i,n,the same property to several trusts or shares. (E) The' Exeoutor shall have disoretion to det~rmine,whether items should be oharged or credited to inoome or principal or al190ated between inoomeanU prinoipal as the Executor may deem equitableand,fair under all oiroumStanoes, inoludinqthe power to a.mo:rthe or fail to ,amort~.z.e any part or all of any. pJ:emium o:r. d!s9ount, . to trea t any' part or all of the prof! t resul tinq from the maturity Or sale, of.any aSBet,whether purohased 'at a. premium or at a disoount, as inoome orprinoipal or apportion tM same between inoomll a~d prinoipal, to apportion the sales prioe of any asset between inoome and prinoipa1, to treat any dividend or other ,distribution of any investment as inoome or prinoipal, or apportion the same betweeninoome and prinoipa1, to oharqe any expenseaqainst inoome.orprinoipal or apportion the slime, and to Provide or fail to provide a reasonable reserve aqainst depreoiation or obso1esoenoe on any assets sUbjeot to depreoiation or obsolesoenoe, all'as the,l!lxeautor may reasonablY deem equitable and just under all the oiroumstanoes, (F) If at any time the total fair market value of the assets of any trust established or to be established hereun Eo?'.8, ~ST WILL AND TBS~AMBNT .Q.f l!lJ<~ t<. I3IBRY 2 liB 7 SO small that the co~porate Trustee's annual fee for administerinqthe trust would be equal to or less than the minimum annual fe~ set .~orth in the Trustee's reqularly published h.e schedule then, in effeot, the Truetee in its disore.t:.ion shall be authoriud to terminate such trust or to decide not. to establish such trust, and in suoh event the property then held in . or to be distributed to such trust shall be diatributed to the persons who are then or would be entitled to the inoome of suoh trust. U the amount of inoome to be reoeived by such persons is to be determined in the disoretion of the Trustee, then the ');Irusteeshall distribute the property amonq such of. the persons to whomt.he Trustee is authorbed to distribute inoome, and in Iiluoh proportions, ',.as the Trustee in its disoretion shall determine. (Q) When the authority and power under this Will is vested ~n two (2) or more Executors, the authority and powers are to be 'held jointly by the 1!JXEloutors. A majority of the Executors maY exeroise any authority or power qranted under this Will or qrapted by law, and may aot under this Will. Any attempt bi one such Exeoutor to aot under this will on other than ministerial aots shall be void. The aotion Of one SUOh Executor under this Will may be validated by a subsequent ratifioation of the act by a majprity of the Exeoutors. . " SIIVIINTHI l\:l.crhts ,nO. LhbUlties of lIlxecutor. (A) No bond or other security shall be required of any Exeoutor. (B) This i.nstrument always shall be construed in favor of the validity of any act or omission by any Exeoutor, and any Executor shall not. be liable for any aot or omission exoept in the case of qross neq1iqenoe,bad faith or fral.\d, SpeoifioalJ,y, in assessinq the propriety of any investment of the estate, the OVerall performanoe of the entire estate shall be taken into aooount. . (e) Eaoh EXeoutor shall be entitled to reoeive reasonable compensation for servioes aotuallyrendered to my estate, in an amount the Exeoutor normally and customarily oharqes for performinq similar servioea durinq the time which helshe per the servioes. ,-t ,1.')3. LAST WI~~ AND T~STAMBNT Ql . JI~~:t. EI~IBRY ~A(JIB ,~ IBIGH'1'HI r.t'l'1 l!lleot:l.on,.. In determininq the estate, inheritanoe,and inoome tax liability relat:l.nq to my Estate, the Exeoutor's deoision as to all available tax eleotions shall be oonolusive on aU oonoerned. If the Elxeoutor joins with my spouse in filing income tax returns, or oonsentinq for qift tax purposes to havinq' gifts made by either of us during my life oonsidered as havinq been made one,half by eaoh of us, any resultinq liability shall be borne by my Estatlil and my spouse in suoh proportions as they may aqree. In aooordanoe with IRe Section 263~(a) and without regard to whether a Federal estate tax returp is 'aotually filed, my Exeoutor shall allooat$ sO muoh of .I:.)'\e Federal Generation Skippinq Transfer (GST) exemption amount as will fully exempt any qeneration skippinq transfer whioh may oocur under this Will" . . NINTHI I2!.UJl:l. tione and General Provhi9ne. (A)SUryJ.n1.. " Any bertefioiary, inoll,ldinqmy spousEl, who dies withi,~ (60) days after my, death shall. be oonsidered not to have survived me. . (EI) Trust Setat... "Trust Estate" means all asset.s, however and, wherever 'aoquired" inoludinq income, which may belonqto a Trust at any qiven time. ',(0) ,Oh:l.1dren. Except for discretionary distributions' whioh maY be made unequally amonq a group of personB and distributions ,pursuant to a valid exercise of a Power of Appointment I , in makinq a distribution to the children of any person, the property to be distributed shall be divided into as many shares as'the:r;e are livillq ohildrliln of the ~erson and deoease, d Ohil,d, ren of the person who left ,children who are then'livinq,. mach livinq ohild shall take ,one share and the share of eaoh deceased child shall be divided amonq his then-livinq descendants in the same manner. A poathumous child shall be considered as livinq at the death of his parent. ,(D) ~. 'Unless otherwise stated, all referenoes, in my Will to seOEIOn and ohapter numbers are to those of the Internal Revenue,code of 1986, ,as amended,or the oorrespondinq provisions of any subsequent federal tax laws applioable to my estate., . (S) Other terms. The use of any qender inCludes t:,U !j 'A.l\) pago 2 PA REV-lllOO ~X (1-07) Deoedenl's Com lele Addres BTR~~r ADDREBS 1010 Tiverton Road CITY Meclw1:!.c T.1l p.vmsnls.n Cr. ISI 1, ra~ Olla (Pagll 1 Llrlo10) e, Qrodlt8/paymonlo A, Bpou8al poyony Crodll a, Prior Paymonlo C, DI80QUnl BTATE I?A 21P 17055 (1) 2,330,64 Tolal Crvdltll (A + a . C) , (a) '0,00 0, Inlor08VPonalIV It appllooblo p, Inlor081 ~, Ponally Tolallntor081/PonolIV (0 . ~) IIl1no e 10 Qroalor Ihon IIno 1 .lIno 3, ontot Iho dllloronoo, Thl8 18 Ih8 OV~APAVMllNT, Oh.ok bo~ on Page 1 Untlo 10 r.quulo ,.fund II11n8 1 . IIno 3 I. gtoator Ihon IIno g, onlor Iho dl!foronoo, Tille 18 Iho TAX DUll, A,' Enlor Iho Inlor081 on Iho laM duo, B, ~nlor Iho 10101 of Llno 0 . OA, Thin In Iho SAl.ANOll DUll, ,MllHOChook Payablolo: AllOI,B'fllR p~WILLB,,~~IlNT< 0,00 0.00 (0) 0.00 (4) 2,330.64 (0) (oA) 0.00 lOB) 2,330.64 4. 0, ;:;"')-?:,:':):.;\/;~:t?X' : PLBABS'ANSWERTHE 'POCC6WINO"QUEBTIONS BV PLAOING AN "X" IN THE APPROPRIATE BLOCKS 1, Old dooodanl mako a Italltllor and: a. r81aln tho liDO or lnuome oltho proporty tt1\1\810rr09: , , , , , , ! . , , I . , I , " , , , ' , . , , , , , , , , , , , . , , , , I b, rotaln Ihorlghl10 dellgnalo who 011011 U80 Iho propeny ttanefoltod or 118 Inoomo:, , , . . . , , , , , , , ',' ,. o. rotaln a rovorBlo~aty Inl8r081l or, ' i,'.' , . , , , ! , ' , . , , , , , . , , , , , . " , , , , , . , , , , ,', , , , , , , , t. . ., . , . , d, rooolVo Iho promleo lor 11I0 01 ollllor paymonl8, bonoflta or oaro?, , , , . , , , .. , , , , , , . , , , ' . , . , , , , ' . . e. II doalh oocurrod on or balore Dooombar 12, 1082, did dooodanl within IWO yoaro prooodlnQ dtalh Itanafot propolW wllhoUI rooolvlnQ odoqualo oonsldorallon? II doalh OOOUltod after Dooombar 10' 108a, did dooodonllronnlol propot1y wllhln ant yoar 01 doalh,wllhoul tooolvlng adequato'oonaldora.tlon1"" ,',." j,,"""'" """ """"""","" t"",,"" .,0 # 0, Old dooodent own an "In Irusl 101" or payeblo upon doalh bnnk acoounl or aeoutlW athlaorher.doatl17 ,."",." """.,. \"'" ,., ~ " ..""""",."", "".",..":""",, B ~ 4. Old dacodanl own en Individual rolllomont accolinl,annullV, or olhor non'probelo property? . , , , , , , , . , , :is\; .;1 " IF THE ANSWER TO ANV OF THE ABOVE QUSSTIONS Is VES, , VOU MUST COMPLETE SOHEDULE G AND FILE IT AS PART OF THE RETURN va p,S, 8a118 (a) (1.1) (I) ptoVldad 10,r Iho rodllollon ollho la~ rntalmposod on Iho nol valuo ollranafors 10 or lor Iho uso 01 tho nurvlvlnQ IPOUOO Iro", B% 10 G% fat dales of doalh on, or oller JulY 1,1904 end boloro Janunl'(1, 199B, ~ I 7a p,S. 8a11 8 (e) (1,1) (II) provldod for Ihq toduollon 011l18,1SI0 Imposod on ,Iho nol valuo ollronsletllo or for Iho liRO at Iho nurvlvlnu npou80 Irom 3% 10 0% lor dolOR of doalh on or aftot Janllaf'/ 1, 19BO, Tha slalula doon not oxomDt n IranRfor 10 a RurVIVlng spouoo Irom lOX, and Ihoolalulory roqulromonls lor dlnol08uro 01 ansoln and IIl1ng a lax rolum oro nllll 'PPlloablo ovsn IIlha Rurvlvlng npouao IR 1110 only banollolaf'/, FOR PATIlB OP DItl\TH ON OR flPTeA JANUAAY 1, laes ..Plonno,answor Iho lollowlnu quonllon by plaolng an "X" Inlho approprlalo npacQ, Old tha dtcedel1l or..la I IIuII or olmlllr alllnQ.m.nl whloh I, tololy ,for 111. aurvlvlng tpou,," b.nofll for hit or htr .nllro IIfallmo? V..O' NO~ II you snnworod ytn 10 Iht abovo quosllon, Iho InK on 1110 1I11st ot similar arrangomonlln poslponod unllllho doalll 'of tho oooond OPOURt, al whloh limo II Will be lully ItlXoblo allho ralo(s) appllcablo 10 Iho romalndar bonollcI8fy(los), ~nlar Iho valuo ollhe lIunl on 60hodulo J, Part II, In ardor 10 tomovo IIlrom 1110 onlculallon 01 tho lax dUO In Ihls oslalo, Vou moy Wl8h 10 1110 Sol1odulo 0 In ordnr 10 mnko Iho oloollon avallalllo undor 6001l0n 9113. IIlho 01001100 18 mado, Iho Irunl or tlmllar erranQomonlle ItlXod In Iho o.lalo 01 Iho IIrnl docodonl opnllss, Iho portion Ollha lIusl or Similar ntrangon1Onl wl1loh ,banollls IhO 8urvlvlng IpOU80 In Isxod allllo ZOtO lex ralo, and lho rOmalndor Istsxod allho ralo(8) applloablo to IIlo romolndor bonolloloty(los), II YOll ohoono In mako IhO oloollon, you musl allooh Sohodulo 0 10 a llmoly-lllod lax rsl\un, elong Wllh BohodUlo(nl K ond/or M In otdot 10 ahow Iho appol110nmonl 01 Iho nll.t or similar nltangomanl bOlWeon Iho surViving 'POURO and 1I1n romalndot bonallclaf'/(Ionl, 7 PA1BOO9 NTF '0670 ClIPV,lgtll PtHml 811llwar. OnlY, 1991 Nlllou, Inll, .Decedent Confirmation .. Namll Social Security No Dato of Death . Ellfd. Biery . 203.16.5936 ,. 10/26/97 Description Account Account Accnunt No. 288639a5 4600074203 Account Typo Checklns . Savlnus Onto Oponod or Issucd 02/10/92 03/09/93 Dntc closod or MatUrod 12/04/97 ( C ) 12/04/97 ( C ) Dnlo of 1>oolh Pnlnnco . 52,055.48 $5~.15L31 PLUS PLUS PLUS , 5.28 Dnlc of Donlh Acorucd Int, 5520.80 Joint Owncrs (If nny) None None Onto of Joint Ownorshlp special Comments IN/A ,I - Dale Prepared I December 24,1997 Prepared bYI Amy L. Haivor Paaol 2 (Rov 121911)7) Account , PLUS REV-1011ex t (1-q11 SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS PILB HOMBBR OOMMONWeAL TH OP peNNBYLVANIA INHeRITANoe TAX ReTURN eelDllNT D oeDP.NT B8TA'tlIOP Ella I. aierv - 21-),!l97-0952 , orted on BohldUl1 I. Dible ot dlold t ITEM NO, A, fUNeRAL eXPllNses: 1 StephenS ll'UlleJ'.Cl3. Hale, :me. (see CC1fli of statEmilrtt 1 AMOUNT DESCRIPTION 5,933.60 e, ADMINISTRATIVE OOSTB: 1, 'porsonll Representsilve'o 00mmlsslol1S Name ot Personal RopresentsllVO(sl AIme-Mu'ie B. Eshlaran 600111I security Number(s)/e!N No, 01 Personal ReprossnlallVO(S) 173-36-0611 alloet Address 1010 TiveJ;t;on Road CIIY C Btate I?A 21p 17055 2,700.00 Yesr(O) 00mml8slonpald: 199B 2,700.00 3,500.00 21 . Attorney Poos ~ I Gates & Associates, I? C. Q, .. Pamily l!Kompllom (II dooodent's address Is not Ihe same as clalmanl's, allsQh oxplana1l0n) .. clalmanl AIme-Mari.e a. Eshlamn Slreet Addreaa 1010 Tive):t:.on Road Olty ~csnu:g 61ale _I?A Zip 17055 Relattonshlp 01 Clalmenl 10 Deoodonl Dl\ughter 130,00 0.00 0.00 405,14 4, . Propate Foe. ~, Aooounlanl" Fee. Q, Tlll\ Relurn prepa..r'. Fee. 7 'l1le village Inh, family diliner following fu\'lElt'al. (see statl!l\leltt 1 B IJ:U3SW8I1'P U'lion Cen'etetY Association, :installation of petIl'ane1'It foundation for tOli:lstone. (see st:ntB1mt 1 . 9 'l1le patriot-NewS, publication of estate riotice. (see tX1i!I of " staterentl 10 ci1)'tlerlElnd taW. Journal, publicatioo of estate notice. (see CC1fli of st:.aterent) 120.04 156.04 TOTAL Also onler on IIno 0 Roca 1I1I1,llon (II more apace Is nelldod, Insort addltlon,lshool. ot Iho ssme .I~e) '5 704. B2 7 OPA11 NTP \OU\1 CoPVflQIH Forml 8tlttwaf' only, HUH N'loOi In~, 60.00 ~STWXLL AND TB~T~~T ~ BIlLA I. BIBRY I, BL~ I. BIIIIRY, now of 3511 Bouth Leisure World Boulevard, Silver Bprinq, Montqomery County, Maryland 2~~06, do publish and deolare this to be my Last Will and Testament, hereby tevokinq all other prior wills and oodicils mad~ by me. ,IRSTt FamilY Backaround and ADDointment of IIIxecutor. (A) ram~l" and BackgrOUl1d Xnformation. . J; am a widow, my husband, JAMBS S. aIIIIRY, SR., havinq already predeoeased. me. My children are JAMBS S. BIBRY, JR.,MARJ;LYN L. GIBRU~, and ANNB' MARIIlI B. BSHLIlIMAN. Throuqhout this Will, JAMBS S'. BURY, JR., MARILYN L. GIIlIRULA, and ANNIII.MARIB B. BSHLmMAN, will be referred to ,as "my children". The word "issue" will include my ohildren as well as my other descendants. (B) ADDointmen~ Qf Bxeouto~. I appoint as my Exeoutor and successor Executor (all hereinafter referred to as Executor Or Executor(s) under this will, the fOllowinq rtamed persons or corporations to serve without bond and without bei~q required to account to any Court I Bxecutotl My dauqhter, ANNB-MARIB B. IIISHLIlIMAN Successor Illxecutorl My dauqhter, MARILYN L. GImRU~. SECOND I ru~eral and Last Illness EXDensesl Taxes. (A) ExtleDSeS ,of Funeral and Last Illness. I direct my Exeoutor to pay my funeral expenses and the. expenses of my last illness from my estate. lB) ,Tues. I direot my Il:'gecutor to pay any and all estate, inher!tanC:lfa, sucoess.ion, leqaon transfer and other death taxes 'or duties, by whatever name oalled, inoludinq any and all interest and penalties thereon,' imposed under the 'laws of any juriEJdiction by reason of my death/ upon or with respeot to arty and all property inoluded irt my qross estate for the purpose of "such taxes, whether such property passes under or outside of this Will, out of my residuary estate, without beinq prorated or E ,.. A \. .~ ...JA.((') LA'~'W~L~~ ~IS~AN~ 'JL~.. . ,. , apportioned amonq or charqed i1qainst tije respective devises, .leqatees, beneUciaries, tranSferees, or other recipients of any Sijoh property or charqed aqainst any propertypassinq or whioh may have passed to any of them. The Executor shall not be entitled to reimbursement for any Portion of any suoh taxes from' any sijch person. THIRD., Tana~1 P.r~l ~rQDertr. Except for those items eXoluded below and those.ft:ems enumerated in the Letter Of Instruction, I bequeath to my children, J~8 8. BXIR~, JR., HARIL~ L. QIBRTJLA, and ANN.'~I8 B. 8SHLIMAN, living att:he time of my death, all t:aniible personal Propert:y, inOlijding but not limited to Olothinq, jewelry, heirlcoms, furnit:ure, personal effects, motor vehioles, and all other similar artioles, which I own,. .and the insurance thereon, to be divided between them as they may select in as nearly equal shares as is practical. If'my children do not survive me by sixty (60) days, I leave such tan<;Jible personal property to. the issue Of. my ohildren, per stirpes. If there is any disaqreement as to distribution, I direot my executors to make sUoh distribution. The decision of my exeoutors Shllll be final and.. bindinq. Any i terns not seleoted OJ;' any hems which f/ly..executor oonsi<lers unsuitable for my. ohildren maYbe distributed or sold in tile sole discretion of my 'eXec;:ut:or and, if sold, the net prooee<ls t:herefrom shall be added to the residue of my estat:e. Tanqible.personal property Shall not include I (1) any and all property Used by.me in any , business, (2) cash on hand OJ;' on deposit in banks, (3) st:ock or seCUrities, ,.(4) any tyPe'of evidence of indebtedness, and (~) any life, health or accidentinllurance Policies. .. . Notwithstandinq any ot:ijerprovisions in this Artiole THIRP, I may leave a separate, dated and unsiql1ed Letter Of Instructiql1r Which ;r shall plaoe 'with my Will, Ool'l.t:aininq (;Ureotions as to the Ultimate disPosit:ion.of oertdn of the PJ;'operty bElQ\leathed under this Artiole THIRD, and suoh Letter of Instruction shall determine the distribution ofsuoh items. POURTH. ResiduarY Glli4. "(.II.) I qive". devisaanct bequeath all the rest, residue and ~emaindar ofm~ estate, of every kind and character, real, ,personal andmixad, tanqible and intanqible, and whe~evar 1 sit~ated, includinq any lapsed or renounOed leqaoies'or dav es E.r.R LAST WILL .AND TmS~~BNT gz 1lII1r..A ;. BIIlI\ty PAGIJ ~ (and inoludinq any property over wllioh I may have a power of appointment), in equal shares, tg my dauqllterp, ~ILYN L. . GIIllRULA and ,wN1lI'MARIIll B. IlISHLJDMAW, per stirpesl I?rovided that if my son, JAMIlIS S.BURY, JR., repays to me or m1' estate .the sUm of Seventeen Thousand ($17,000.00) pol~ars (oountinq the portion he has already rep/l.id to me afl of the sic;minq and exeoution of this my t.ast will and Testament) ,then and in fluoh event my son, J1t.MIlIS S. BURY, JR., shall be reinstated as a benefioiary under thi$ Article Fourth of my Will. and shall reoeive One-third (1/3) of the rest, residue and ~emainder of my estate and my dauqhters shall eaoh reoeive one.third (1/3) of the residue of my estate, provided further that any share to whioh my son may be entitled to under this Artiole Fourth shall be reduoed by Seven .Thousand six Iiundred ($7,600.001 Dollars whioh was an advanoement made to him on a p.revious.oooaSion. Any distribution to my son, JAMIlIS S. SIIlIRY, JR., shall.be distributable to him, or if he predeoeases me, to his ohildren, per stirpes. (S) ~1~~ibution8 purina Adm~8tra~n. Prior to final distribution of my estate, the Exeoutor, inlhis disoretion, may ma~e partial distributionfl to one or more benefioiaries or Trusts. As a oonsequenoe, the Exeoutorship and any Trusts created under this Will may exist oont~mporaneouslY. A distribution may be made sUbjeot to any indebtedness or lillbility of 'my estate. ' PXP'l'H1 SgeQc1thrift. 'provi,iI!on. No benefioiarY'Shall have the power to at\t'ioipate, enoumber or transfer his or her intere$t in the estate in any manner other than by the valid exeroise of a power of appointment. No part of the estate shall he liable for o.r oharqed with any debts, oontraots, Uabili ties or torts of a benefioiary or subjeot to seizure or other prooess by any or~ditor ofa benefioiary. SI:X'l'H1 Powsfa of IIIxeoutor.In addition to 'the powers and duties as may have been qranted elsewhere in this Will, but subjeot to any limitations $tated elsewhere in this Will, the Exeoutor shal+ have and exeroise exolusive manaqement and oontrol of the Estate and shall be vested with the fOllowinq speoifio powers and disoretion, in addition to the powers as may be qenerally oonferred from time to time upon him by laWI (A) In the ,manaqemant, oare and disposition of r:. f...~ ~ ~iT WILL AND TBSTAMmNT QE ~ r~soissiQn or modifioation of ~ny contraot or aqreement af~eotinq the IIlstate. (7) To renew any in\'1ebtedneSll, as well as. to borrow money, and to secure the same by mortqaq;nq, pledqinq ordonvlilyinq ,any property of the IIlstate, inoludinq the power to borrow at a reasonable rate of interest. ' , (B) To r~tain and carry on any b1,lsinesa in whioh the,lIlstate may aoquire an interest, 1:0 aoquire additional inter~st in any suoh business, to aqree to ,.the liquidation in kind of any oOrPoration in whioh,the IIlstate may have an interest and to oarry on the bUsiness thereo~, to join with other owners in adopti~q 'any form o~ manaqement for any business or property in whioh the IIlstat~ may haV6 an 'interest, to beoome or remain a partner, qeneral or limi~ed, in reqard to any suoh business or property and tohold'the stock o~other seourities as an investment, and to employ aqents and confer on them authority to manaqe and operate .the business, property oroorporation, , without liability for the aots of suoh aqent or for any lOSS, liabili'ty or inde,btedness of s\.\oh business if the manaqement is selected or retained wil:h reasonable care. " (91 To reqister any stook~ bond or other seourity in the name of a nominee, without the addition of words indioatinq that such security is held in a fiduoiary oapaoity, bUt"aoourate reoords shall be maintained showinq that suoh seourity is a' IIlstate assel: and the lIliteoutor Shall be responsible fOr the acts of suoh nominee. . (D) ,Whenever the Illxeoutor is direoted to' distribute any , Illst~te assets in fee simple to a person who is then under twenty. one (21) ,years of aqe, the Exeoutor shalt be authorized to hold ,suoh property in Trust for such person until he/she,beoomes ' twenty,one (21) years of aqe, and in the meantime shaU use suoh Pllrt of the in,oome and the, prinoipal of the ,Ills tate as the Illitecu~or may de, em, neoessary to provide for the proper suppor and education of such person. If such person ShOUld die bore t; ,r. 8, ~~~ WI~~ AND ~ISTAMBN~ Ql JIlJ.lr..AJ' Brill. RY GIll beoQming twenty-one (21) years of age, the property then remaining in trust shall be distributed .to t,lle personal representative of suoh person's estate. , (C) In making dist1;'ibutions from the Estate to or for the benefit of any minor or, other person under a leqal disability, the E~eoUtor need not require the appointment of a quardian, but,. shall be authorized to payor deliver the .same to the oustodian of suoh person, to payor deliver the same to suohperson without the intervention qf a quardian, to payor doliver the same to a leqal quardian of suoh person if one ,has already been appointed, or to use the same for the benefit of suoh person. (01 In the 'disbursement of the Estate and any division into separate t.rusts or /1lhares,thelllxeoUtor shall be authoriZed to make the. distribution and division in money or in kind, or both, regardless of the basis for income tax purposes' ofahy p1;'operty distributed or divided in kind;' an~ the distril;lution and division made and the. values established by the ExeOUtor shall be b~ndinq and oonclusive on all persons takinq hereunder. The Exeoutor may in makinq suoh dist1;'ibut!on or division allot undivided interests in the same propertY to several trusts or shares. (E) The Executor shall have disoretion todet!'lrmine whether items should be oharqed or credited to inoome or prino\pal or allooated between income and .prinoipalas the Exeoutor may deem equitable and fair .under all. oiroUlllstanoes,inclUdinq the power to amqrtize or fail to amorti~e any part or all of any'premiUlll or disoount, to treat any pa1;'t or all of the profit 1;'esultinq from the maturity or sale of any asset, whether purohased' at a premiUlll or at a disoount, as inoome or prinoipal or apportion the same between inoome andprinoipal, to apportion the sales prioe of any asset between inoome and principal, to treat any dividend or other distribution of any investment as inoome or prinoipal, or apportion the same between inoome and prinoipal, to oharqe any expense aql1ina tinoome or prinoipal or apportion the. sl:!me,' and to provide Or fail to provide a reasonable reserve aqainst depreoiation or obsolesoenoe on any assets subjeot to depreoiation or obsolesoenoe, all as the Exeoutor may reasonably deem eqUitable and ,Just under all the oiroUlllstanoes. (F) :J:f at any assets of any .trust time the total' fair market value of the established or to be established hereun 'r is V- ..E. 1. e ") . . " LA~W w~~~ AND TBSTAMENT $2l. JIlLIaA :t. suay l?,AGB 7 so small that the corporate Trustee's annual fee for administering the trust would be equal to or less than the minimum ann~al fee set f.orth in the Trustee's regularly pUblish. ea fee sohed~le then, in effect, the Trustee in its discretion shall be authorized to terminate such trust or to deci4e not. to .' establish such trust, and in such event the property then held in or to be distributed to such trust sha1l be distributed to the persons who are then or would be entitled to the inoome of suoh trust. If the amount of income to be received by such persons is to be determined in the disoretion of the Trustee, then the Trustee sha.ll distribute the property among suoh of the pe.rsons to whom the Trustee is authorized to distribute inoome, and in suoh proportions, as the Trustee in its discretion shall determine. " (0) When.the authority and power under this will is vested in two (21 or more Executors, the authority and powers are to be held jointly by the Exeou.tors. A majority of the E~ecutors may exeroise any authority or power granted under this Will or granted by law, and may aot under this Will. Any. attempt by one such Executor to aot under this Will on other than ministerial acts shall be void. The action of one suoh Exeoutor under this W~,ll may'be ..validated by a subsequent ratifioation of the aot by a majority of the Exeoutors. SBVBNTHI B~9~ts and ~~abt~~ties of Bxecutor. (A) No bond or other seourity shall be required of any Exeoutor. (B) This .instrument always shall be oonstrued in favor of the validity of any aot or omis.sion' by anyE)(.eoutor, and. any Exeoutor sha,ll not be liable for any aot or omission exoept ~n the o~se of gross negligenoe, bad faith or fraud. Speoi~ioallY, in assessing the propriety of any investment of the estate, 'the overall performanoe of the entire estate shall be taken into aocount. (0) Eaoh Executor shall be entitled to reoeive reasonable oompensation for servioesaotually rendered to my estate, in an amount the Exeoutor normally and oustomarily oharges for performing similar serv.ioes during the time whioh he/she performs the servioes. -.f.. ' 1, )3, , , ,'WIJ:lW;&I~ AND IJ:llg!r~ Ql 1Ir..I.l\, ;. BX!lRY RAG. P , IIXGH'l'Ht ~Clt.ion..' J;n c1etermininq the estate. 'inheritance an~liability relatlnq to my Estate, the mxe~Utor I s decision as .to all available tax elections shall be conqlus!ve on all concerned. If' the Illxecutor :loins with my spouse in filinq income tax returnlf, Qr consentinq'for q;ft tax purposes tOhavinq qifts made by either of us durinq m)' life considered as havinq been made one-~alfby eaoh of us. any result!nq liability sh$ll be borne by my'mstate and my spouse in suoh proportions as they mayaqree. In accordance with IRC $eotion' 2632(a) and without reqard to whether a Federal estate tax return is actua.llY filed, my Executor shall allocate .so much of the Federal Generation Skippinq Transfer (OST) exemption amount as will fully exempt any qenerationskippinq transfer whi.oh .may occur under this Will. NXNTliI j;lef~n.Wcn. and qlner.a~ provh:l.on., (A) ~. Any beneficiary. includinq my spoUse, who dieswithiii81X'EY(60) days .after my death shall be oonsidered not, to hl1ve survived me.. (I) TZ'1;8t IItatl. "Trust Estate" means' all assets, however and wherever.aoqu:l.red, includinq income. I\'tlich, may belonq to.a Trost at any qiven' time. ' (0) ~. mXcept for discretionary distributions which may be made unequally amanq a qroup of. persons and distributions pursuant to a valid exercise of a Power of Appointment, in makinq a cHstribution to the children of any person. the property to be distributed shall be divided into as many shares as there are livinq children of the person and deceased .QhildrenHof the person Who left children Who are then.livinq, Each livinq child shall take one share and the share of each deceased ohild shall be divided amonq histhen.l!vinq desoendants in the same manner. A posthumo~s child shall be considered as livinq at the death of his parent. (D) ~. Unless otherwiSe stated. all referenoes in my Will to sectIOn and chapter numbers are to those of the Internal Revenue Code of 19~6, as amendEld, or the cor;respondinq provisions of any subsequent federal tax laws applicable to my estate. ' , (i) pCh,r terms, The useo! any qender r, I. B er ~YA L() " Inventoly of the real and personal estate of EJI,LA 1. BIERY, deoeased " 1. Dauphin Depusit Bank & Trust ,Col)lpallY, Checldng Account 1/28863925. 2. Dauphin Deposit Bank & Trust CompRny, Savings Account 1/4600074203. 3. City of Allentown, Pa., pension check. , Total; ~~ .~ :0 It1 r:;r (n, f,' F if; "l r::> r "U ;~\ "0(.' .s:-. iJi' }" ;;+ /....\ - U1 2,055 76 52,67 COMMONWIAIoTH 01' I'INNSYIoVANIA COUNTY 01' CUMIIRI.AND } "I Anne-MlIrie.!.... Eshleman belnll duly sworn' ,. _ aooordlnll to I.w, dopolu .nd I.YI thlt s h. is the EXecutrix _._ of i h. E1W. of Ella 1. Diery' lele of _~,..,.J!!!I11~l'!n _T!?~f3hip'.__..._ _~.__ ._, Cumblrl.nd County, P.., d.o....d .nd .h.. thl within II .n Inventory m.d. by Anne-Made. D. E.~1letnan " .hl !lId ~eoutrix ollh. Intlre e.t.te of ...Id deo.od'nt, oon.lltlnll of .1I.he plrlo.nal proFl.rty and .r..1 ......, 'MO'P' r..I....t. ouhld. the Commonw..lth of Pinnlylvanl., end th.t the f1\1urtl oppollte OIoh Item of .h. Inventory rlprl..nt It'. f.lr vllu. II of .he date of dloedent'I duth. Sworn and lublOrlbed before mo, a...w.. ~ )J~":"'" 4., EJ. 1/, All I> ~ J a...wl" . Admlnht..I,r /719 98 I) Anne-Marie D. Eshleman 1010T1ver.ton Road Mechanicshur2. PA 17055 Adelro.. u Cd. af Death October - Monlh 1997 Vu. INSTRUCTIONS I, An Inventory mult b. flied wlthlnthr.e month I .fter appolntmen' of perlonll repr...nta'lvI. 2. A .uppllmlnt Inventory mUlt be flied within thirty dlYI of dlloovlry of Iddltl~nll 1..lh. 3. AddItIonal Ih..h mlY bl .tteohed Ii to' perlonally or realty 4, S.. ArtloleW, Flduol,rltl Aot of 1949. 1m 1 . ~ ~ I J i I ! i I ~ir . .J I" H Do ~ c:r ~ j ~ cJ - ~ j J "0 :3 ~ J MAKI OHIOK PAYABLI AND RIMXT PAYNINT TOI REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CAR~I$LE, PA 17015 OUT ALONGTHX8 LXNI. ~ RITAXN LOWIR PORTXON FOR YOUR RIOORD8 ~ ~W: la4".i'll'.A~p.r&l':m..~llVfal""cS'.'i'NAilrft~1Jll'i.i"j[1l.'A'lS.i1R'Al'i''Hii1t"..Ar.1:6'Q~'Il6'I.b'lf...""..... ..... DleA~LoWANel OF DIDUcTxoNe ANb Aeele8HI~T OF TA~ ' 18TATI OF BIERY ELLA' I FXLI Ne. 21 97.0982 ACN 101' DATI 10.015.1998 , TAX RITURN WAal (X I AC(lIPTID Aa rILID RIIIRVATION OONOIRNXNG FUTURI XNTIRIST. 811 RIVIRe, APPRAX81D VALUI OF RITURN BASID ONI 'ORIGINAL RETURN 1. R..l I.t.t. (lIohedlll. A I II. atook. IIl\d lIone1. (aoh.ckll. 81 a. Clo..\~ Held IItook/P.rtner.hip Int.r..t laohedul. Cl 4. Hortg..../Hot.. R.o.lv.bl. (aolledul. 01 I. C.lh/I.11I< bepoalh/Hi,o, P.rlon.l Prop.rt~ (aoll.dul. I) 6. Jointl~ owned Propart~. (aoheckll.'FI 7. Tranlf.rl (aoh.dul. gl a. Tot.l A...t. APFnOVID DIDUOTXONI AND IXIMPTIONII ,. Funer.l IMpan.../Ade, cOlt./Hi.o. EMp.nl.' (aollldul. HI ('I '10. OIbh/Hortll'lI' Li.bUHla,/Li.n. (aoh.dul. 1) 1101 190, op 11. Tot.10lduoHonl (111 1R .A911 Al> 111. NIIt V.lue ofT'M R,turn (12) 58,844.05 la. Ch.ritabl./goV'rnMent.l B.que.tl) Non-.l.ot.d 911a Trult. CBolI.dul. JI Cl11 .00 V.. ",tv.lue of Bat.t.' aullj.ot to T.w ,(4) 58,844.05 NOTII xf.n "........nt ",..:l.III.l.d p\".v:l.aI.lI1Y. 1:I.n...14, ,1S .nd/ar 1', 17 .nd 18 w:l.;Ll r.fl.at f:l.lll.lr.. tn.t :l.nalude the tot.l .ai' 6lJ.. r.'l:l.lrn. .......dta iI.t.. AII188MINT OF.TAXI II. Aaount of Lin. 14 .t &pou..l r.t. Ill) 16. A.ount of Line 14 t,wlbl. .t Lineal/Cl," A r.t. (16) 17. AMount of Line 14 t.Mabl. .t COll.t'r.l/Cl... B r.t. (17) 18 .Prlncip.l T'M D\llI 'l'AX ORIJln81 PA VHINT DATI /S' -, :J, I ,~,. (1' BURl AU OF INDIVIDUAL TAMEa INHE~ITAMC~ TAK OIVI'IOH DEPT. JODIDI HI~~I'.U~O, PI 171'0"0601 oeMMONWIALTH OF PINN8VLVANIA DIPARTMINT OF RIVINUI . , c..... NOTICE OF INHBRITANCE TAX APPRAIIBHINT, ALLDWANCB DR DIaALLOWAHCB OF DIDUCTIONI AND AalEIBHBNT OF TAM LOWELL R GATES ESQ SUlTE 100 1015 MUMMA RD LEMOYNE PA 17045 DATI 18TATI OF IIATI OF IIIATH , FILl NUMBIR COUNTY ACN 10.08.1998 BIERY 10-26-1997 21 97-0952 CUMBERLAND 101 AID""t R"1 Hall ( ) CHANGID (11 121 Oil (41 (II 161 (71 .00 .00 .00 . DO &4i738.88 .00 .00 cal 18,704.82 ,DO )( ,DO. 58,844,05 X ,06. , .,00 )( .lB. llal ReeBlpT HUNBeR , DIacoUIIT I +l INTIReaT/peN PAID C-I AHOUNT PAID TOTAL TAX CRIDXT 8ALANOI OF TAX DUI INTIRIIT AND ~.N. TOTAL DUI - IlNl4fU",'U'.'" ELLA I HOTe. To ,in.ur. ProPer or*dit, to >>our,aooo,,"t. ....it t/ll UI>...r portion of thh for. "ith ~our t'M ji.>>..ht, &4.738.88 ,DO 2.SS0,64 .00 2,550.64 2,SSO,64 .00 .00 .00 . IF PAID AFTIR DATB ~NDICATED, aeE REVeRaE POR CALCULATION OF ADDITIONAL INTBReaT, I IF TOTAL DUB Ia LlaB THAN '1, NO PAYHINT Ie ReQUIRED. IF TOTAL DUE IS RBFLECtED Aa A "CREDIT" ICR) J YOU HAV aE DUE A REFUND. BEE RBVIRBE aloe OF THIB FO"" FOR INaTRUCTIONS.) RI!8IRYATlOltl POIlfIOtllOl' HOTlCBl PAYItlHT, _(CAll OJJl!CTIIl1tS. 11,. I: .')() liI;1 1': ' :1,1) Clsr, nVIl!! B.t.t,..o' dlotdtnt. d~Jng on or blfor' Dtoelber 11, 1.., .. If In~ future lnt.rl.t In the ..tete 1. trln.flrred In po.....lon .r onj.voonl I. el... . (..II.I.rpll bInIflol.rl.. .f IhI do.od.nl .fl.r IhI ..plr.ll.n .f on. ..1.1. f.r 11'. or fqr ~..i'" the COMOf1We.lth htr.b~ .Mpr...tv r...rvII the rlltht to Ippnh, end ...... tren,'.r JnhlrttMOI T'M" It thl ~"'fUl Cl'.. . (ooUlttrlll nt. Qf1 1N1" ,uoh future Int.r..t. TCI"u1fUl thl r,qulr..."t. of Station Ul\O nf thl InherUano. IMld B.t,t. TIM Aot, Aot 21 of 1995. (7a P.'. ".Uon 'I~O), OIt,ah the top portion of thl. Hotlol end .ubllt with vaur p.~.nt to thl R.gl.t.r of NIIII printed '" thl river.. .Ide. ..H.... OhIo!< .r ..no. .rdor Pllobl. I., RIGIBTIR OP MULl, ADIHT A r"W1d of . tllC or,dit, whloh WII not r.,,~..t.d on, thl TIM Atturn, "V be r.qudtedbv OOIPltUntI ,." "APPlh~.Uon f.r R.fund .f Penn..IVonl. Inherll.... end S.I.I. T.." lREV-ISISI. Appllo.llon. .r. .v.llobl. .1 lho Off I.. ./ lho R.sl.l.r .f Will., on. .f Ih. ,S R'v.nua OI.lrl.1 Of/I.... .r b. o.lllng lho .paol.1 t~.hour ,".~rlnA ,.rYla. ~r. for for.. ord.rlngl In P,"".~IY.nl. 1.100-161-2.1" out. Ide P.nn.~lvlO" end wllhln 1...1 Harrl.bUra .,.. (1111 111.1094, TOOl 11111 11t-tt.2 lH..rlnu lap.lr.d Onl~). AnY p.rty In Int.r..t not ..tllfl.d Nlth thl .ppr.I....nt; .1IoN.ne. or dl.illoNInG. of dtduotlon., or .......-nt of tlM (Inoludlnt dlsoount or Int.r..t) .. .h~, on thl. Hotloo .utt obJ.ot Nlthln .IMty (60) d'~1 ofr,ollpt of thto HotS.. b~l nt'rltt'" prot..t to the PA'bttp.rtllnt of A~v.nu., Bo.rd of App"lt, P.pt. .11021, H.rrhburl, PA 17UI-101.l, OR -..l.otlon to hlvl thl ..tt.r d.t.r.ln.d .t ludlt of the looount of thl per,onal rtpr...nt.tlv., OR .-"ptll to tht Orphtnl' Court. AIIl4IN lITRAnYl! .. C~ICTION'I f.otual .rror' dl.cov,r.d on thl. .....~..nt .hould be .ddr....d In wrltlN' tOI PA D.p.r,..nt af R.venut, aur... ./ Individual T..... ATTN. P..I ........nl R.vl.. Unit. napl. t1D601, H.rrl.bura. PA 111tl-0101 Phone (117) 167-'101. ... P8" & of the booklut "tn.truotlon. for Inh.rlt.noe T'N R.turn for. R..Jdtnt btoedtnt" tRBY-U01) for In 'Npl,""Uon of .dtUnlltratlv.IY oorr.at.bl' 'rrorl, DIICOUlfTI If ....~ tIM'M It paid within thr., (5) cII.ndar lonth. Ift'r the d,cld,nt', d'lth, It flvl ptro.nt (I'" dlnount of tho I.. p.ld I. .11...d, ' _(TY, IWlI1IllST. Ttte lIX t.M ..,.tty non-p.r.tlo/Pltlon p.ne1ty It ODIIPuttd on thl tot.l of the tlM ....1I1ter."t .......d, Met not p.l~ ..f.r. Janu.r~ II. 1996, no flr.1 do. .fl.r Ih. end .f lho I.. .....I~ porlod. Thl. non-p.rtl.lpallon pen,Uy .. .pp..l...l. In the' IIH .ann'r end In the thl .... tlu plrJod .. ~oU WOUld .111 thl tlM and Int.r..t thlt hi. been ......~ II IncUo.t~d on thll noticI. ' Intor..t, to .hlrtld ..sllmlnu with 11"1 d.~ .f dolln.......... .r nino ('I ..nlh. and .... III d.~ fr.. lho dlt. .f dI.th, to thl dlt. of Plvtent. ll.I' whioh blo... d.ll'~tnt b.for.Jtnutr~ 1, 1982 bllr Int.r.I' It thl rlt. of .1M 16X) perotnt par .annut a.loullttd at . dillY rlta of .000164. All tIM" whloh blo... dlll~t an IOd .ft'r JihUlry 1, 19'2 Mill bl.r 1nt.~..t at . rat. whloh will v.ry froa a.l.ndar ~e'r to altlndlr V'lr with thMt rite InAOUnOtd by thl PA DIp.rteent of Rey.nut, ThI Ippl1otbl. lnt.r..t rat.. for 191' through 19'. .rl' 'Wi: lntlr..t R.t, D.1I~ Inter..t ~.ator XiII' Iqt.rllt A.t. D.llv tnt.re.t Faator I9It eox .IOOMI 1911 'X .IObt~1 I9IS 16X , 0D0~S6 1911.1991 UX .000501 1964 IlX .000501 199t 'X . 000t~1 1911 UX .000116 1995-199~ 7X ,000192 1966 lOX .000t74 1995-I991 'X ,000247 .-tnt.r..t 1. ollnulatld I. foliUM.' IHTBRBBT . BALAHaB OP TAM UNPAID M HUHBIR DP DAYS DILIHQUIHT M DAILY INTIRBBT PACTOR ..An. Noll.. I..u.d Ifl.r lho I.. ....... dlllnquanl .111 r.fl..1 an Inl.r..t ..loul_llon I. fl/t..n 1111 d.~. ,beYond thl dlt. of thl 1.....IInt. If ~.v..nt 1. .tdI Iftlr thl Int.r..t oOlput.tlon dlt. lhoWn on thl HatlOll addltlontl Intlr..t 1U1~ be o.la~l.t'd.