Loading...
HomeMy WebLinkAbout97-01000 , ., . -1= " , . " ~ . :'_ ~. . ~ 0 .~ , z .~ l::Wa/c' of AI1ROn a/.Io kll';II'II a.l ~ PETITION I.'OR PROIIATE IInd GRANT OF I,ETTERS ~ \ -q <-1 - LoOQ H. Goodhilrt No, ro: si""a/.~;;~~i1); No. . U 18<;- 0 S':' 8 9'411/)""1'(111'"' Register 01 IVills lor the ('OIlIllY 01 Cum!", rl,]DrL~ in the C0l1l1lwllwcall11 of PC,'l1l1sylvuniu The Pctltlol1 olt he I1ndersigned respeclfully represellls I hal: YOlll' petiliol1er(ij, who is~1t I H years 01 age or older 10\.111<' c.'eCIII_'U: _ _ _ _.--._..__._.....__..l1al1led III the lusl will olthl' aho\'(' de""Ilel1l. dllled'l .,..M<l reh. I, L'L2'.4_J.._....___I<W_____. ulld eodkil(s) dUled n_o!: dppll,C'il ']t>. ____, _ ._..._'n~__~_____,_._._ --iH16 xen\AoQl,i.\UQtl of vir;,;1l-d.iJi=~Vlrkl~;i$ut-;;.;:~h(Jd.-1HiI;~to.: ('Iall' 1l'll'\<tlll l'll. IlImtilll;.,\',. ",~t, I'l'll\llll'i:lIiO'I, lIl',nh ot ('\t't'lll(ll, l'h:.) I>l\;l! IIdl.'lI I Wil\ dOlllkih'd ill dt:atll III ________~l1m}??~:~.(~.f1c~_,.._________ _______,_.. COllllty, Pcnnsylvaniu, with h....,:{.~. laSllalllill' or pril1cipal ,esidence al~1(i=-lL2.J?ol!tI1 Pr1.J1CO g,l:retl,_..".__.. ... SLl'pol1sbu(y" PA . 172)1._ ~l.iJ,&y:J...-~1;t.fyul\<J.i.,{.(/I.4--..._---- (11\1 slr~'('t, Ilulllbl'r "nl~lHlIli,'\pahly) d [)~celHI,'nt, Ih~n /_l._____. years of age, died ~____f.l,(Lg,,_mI2_Qr.J1_____, 19...21--, fl. '_ __ljl_~.J__.L[,;Q,l.tb_J.'r) ncG. S tl:!lQ_L._S.h.Lpp=sburg_,.....l~.____.. L!xe~pl as follows, decedent did not marry, was nOI divorced al1d did 1101 have a child born or adopted after e);e<:ntion of the will off~r~d for probate; was not the viclim of a killing and was never adjlldiellled Ineolllpet~nt; ,m,,_n..~n,:__._. _~ .'__n____n____._ ._..._.___________________.__. DeCChdcnt al death oWl\ed property \l,'lth estimated values as follows: (If ciomidkd in Pa.) AlIl'crsonal propel'll' Of IItl! domiciled ill Pit.) Pl'l'sOllal propL'rl~' jll Pl'll11sylnlllia {If not dOl1lidh.'d in Pa.) I'l'I'\ullal pWpl'll~' ill Coullty ValuL' or fl'al ('stall' ill Pl't\ll"oyJV\llliil Silll(lIed a, 1'011011': , Ib-16.) South Pril}cD _st.rtcq.t _'_'n' ~~_",._______~-___shJppo nsbuXgLj)l\~_n $ .--.---"..-.---------- $ ,.. $ 'T~r,_;mnJ.l)rj--- $ .....-..-.- .--- WHEREFORE, p~liliol1er(lj r"spe"lfully reqllcst(S) Ih" pwhllte of the lasl will anci codlcil(s) presented hcrewilh al1d the grant of lellers__.__ . tos l:am8n tary _~. (tc~lal11clllury: admlnislllltion (',1.11.: lIdlllll1islnltion d.b.n.c.t.".) theron, , " u " U ,,~ 5f "'~ '0 c: ~:g _1,J t;.Q.. "~ :3,0 ~ '" Vi ~~ ____~l1.tpp~'!l..l3_bllt'q/ PA 17~5, OATH OF PERSONAL REPRESENTATIVE COMMONWEALTH 0,'" PEN. NSYLV ANIA } 88 COlJlliTY 1)1. ,,,_ Cum~C:,~.!and .. Swcrn 10 III .tlflllll('d ,till! '>\lh"'l.'lllwd l-e. h,l'"r" III': Ih" 17TH. dIll oj i - ~711,.DE,cEM~,ER.,/.' ,Ii' 1;'1 _~7./ 1 . {-t-, ,----- - _la.ureAl" "'I"'L \ JrCLI('Y'\f-U.;r ____. MA~Y CLEWIS /1,'.<:11I('/ __"._ (/ _ n '~ .- ,')\ ('1..- 1 1_\ '" ~. .____._....'_n :: ~ - ---.---- ~ ... . _._."_.._..____....w_ ~ ~ l'lli~ i~ In (('ni(\' that t/l<' illlO[III,ItII\1I lH'll' f',i\"l'll t., ,(111"\ ill (1111\(-\1 1IIlIll ,III Illlj',IILiI (('lldit,III' Iii dl',llh dllk liled wnh [III' .l~ 1_(H,d 1{\'gL~tl-,ll, The Pligillid \\'rldi"lll' will Ill' IOlw,I[III,d ((I till' 'lliltl \'[1.1! l(l"IIl,_I\ {HIll,' 1111 Pl'lli\,llll'l1! lillll/,-, WARNING: It 19 IlIogllllo dllpllcllto this copy by photoutu: 01' photogl'llph. No, ~IIII,,,'I', ""'" '_' .""it_,II\Of Pi?'" ,l.",\;\~ -. l(,J, "'_. ,?~~_..-'YJlT~" ~!"'~." _1.;,\ , 1:1. "",.,,\ ( ."..'~ ,,," 13! t. ,i: .. ,,_ . ,,' .,_ i . l 1.'ilJ.,""" ~) \~ ",~" \~~rMfN1 \\, ~~II/'u fItt/'!f{i1J'1!'l~I!,r ",r; i" , .'} /' . //,/./1/ . // (/1" y,/ej:,Vd('L~' lil,-,ll 1{l'rhll',l1 h'(' 1'01' IhL~ [('tliliLlll,,~,~,(HI 4603896 /1"" /.....> .' ,," "1' ~j . /c::.>,....., ~_,.~_~__~_~._~_. ~"_Lur:(Z~c:_~_ /l,tll' ,n,.,'nt COMMONweALTH OF PIlNN9VLlJANIA' DIlJlMmtl!NT OF III!ALTtl I "ITAL RECORDS CERTIFICATE OF DEA'rH 1'011'" t "u"'~"l :IA~l ~~~'~~~~L','~ ~~~~,i~Rr ~~. -- --~=--=f~;;~;~=~~~~_-~tUl';~~rll-~;~94~:~~J~~~~~; Ji~.~q- 7- .."'".,--:r....,,',,.. tUN Ill(l~ OMtOFlllflhl PIIW"(.A("";",, ~At(_<:'J)l~!,~,,,,,_,,:.,,, '::' """"~'~~~'_"~"" ____0. n - . ~ ----.-rGl,.-- -;,-.;;;;t-ri;i';;;"M- '~',H" I"" ...., 1,...",le".~,u. ,',1 ~OS~IIAI _ -, (~~:'.f~ l~",,' , 81 V'I 1 9/8/14 ghlpp(>nRhurg,r^~I(>O,.....,rl mf'll",,,,,dl t>O-'fJ u,,,,,. n """""".X, ",", , ~l;UiiF;UTOfAI4 -- '~Viil!ii<JrWI'Offi:=JAfU m'll!~mf""'~-;~'-'~''''''I;;;;-;;;~-'------ETi5f'EbTIi1(JfIIlI 'l,cor"'liIl' !l';;;.i-r....." "I ""f Ol<XI......flK,"_",c,_ ."1"""1 _Cllmbf'fland -:Eli pflnHburS.___IIf_ _l~~__S~lllJ.I_P..!i.!.!E_('. SI~L ___.I,I::'_~~~c.~ l~__\i!dt(' _ ... , "OW. Df. ii5f;iiT[j~roc[Mj;r'ON AI1liiUf'ijUS'f-jtH.IIIjDUSlflt r1"~(Ilnr't"'r-;F.I\"IE DfCl-UfNI ~rnUI,'r.()~ EI t.lA!1'IA(HIAllJ$-"""=C 'iUI'VI~IIfO,,")I_.\f -h,,,.,,,,,'" ..,.;;::;;;;;;-..:i;;,':"--'" -...-...._...-~------.--------I uS ~JI"'lOr()f..;f_~' _ ___l'i>"'.'i":',!'i1'.\llI""":"'T"""!I_~ 'j".."'OI'....,W._l ,,,..'* ".-""''''''''''01' oI~...J;...~~...,.....lO Plumbing, & Hf>at illRJ ....IX Noli:.! 1"'".....~I:~Of'"'..;f- 1'1;1~'1 ~'II<l'~I,,","'1 .' _, , ,S('l f hm loj('d ~onl r cJ or !~-'-__ 11_.__J.U_ I.t~I.!..!.!.d 1l~~~.l.~L.:~!~.!..~~.. t~Cr('l'NT8WAIlIfolO~DOOtlSBI''''~ L.""."'.... -;.,~ 11'1:....1 DfCHIl~I'S "P('nn9V 1 Vlln la Q<rj lIe l:l....._<*-.cM,"'_____._____. If..~ South Princ{> Str('(ll ~~~:i~\n', 111~.I~.~_,.-~.-"---..,-.-.-LII<.._ I 17257 IS...,,,..,...:..,,. ....". ,tildppflnllburp, I I ^ "'o",",WOI I'" c",," .C.qm~p_L1;l_nd____.. ""'''",,'lI' 1I~IX ~..~.':~...__~I.lJpp_(1.fl,!l~,ur.g_~_ _ ____ .'!~.!'~' . ___~__:!1...._._.___............. ___________________ ~~'HIA SN_"" Ir.. ",'U, l.U! "'OIlIF.1\ S N_"'r. ,"~ ""~'" ....."', 'Me,w',., ., Chat!('!I M. Goodhart , If,ll('nhll A. RidH "1"it:th~N:I,I(M':"'"GZodh(\ t t --- .Nr~'6;N'~~~;'i~;~I~~n'~.e' (S'C~~~t. :1;~1~\ P;;;;~\~--r^--Ij.m--...-." Lr~iPOsmcm _ O~!(0I01"P0511001--/ .--- ~';(f.Ofllm~osIlIOll.~I_..l:'<l""'lC(.....'O'V J:OCAIIQ~.C"'iT"""SI.I.7ii-~if--~.------- "'ifili [] 1;'''''''"", 11I ,..",.,...~ ~,."LJ _ I'~or-Ih 0", ~'l 1)<01"'1' 1'1... !'lPOcj,~_._____ .rl III 12/11/97 IlISmilhfihllr~ Crt>lIw!ory I,'lmithnhllrg, ~m '-~~rNW~- -~fijiO.ii'iOi~~<;"11Y- -- ___.____.u~___.....__ ---1......J1lE~~.-.~-llmrl"'D"'f:~rk~\.!.LIL..JIK:.UCLQ,-Jko~J.]6~.shb""I'1\...J12.\I. 1o''''.....QI''''.''''..lt<I9Illollh<l(~"'' 611""'10'1 d""I""~I<f,""<l .- l,<;rllc,r.'llI"'IIU' .{AIr.S"lNlD .1 ,1I.~, I ~,,""'__I"'~ ';t::J;r~-~'(J~'lrii,~f~~"Lt~~l.,,____- .,\M.,:{!,~r.;.~;"~,,,:~~:,::;~:r!,J.. jtf'i. ;;;===_____>L_8:.I.?:.LJ1Pl 'L u/2,lJ2-1WL__ .. . "_ ._.~l<1_____ I' III I ~:~d~~~ .:;:~~~o;,,;..""""O:II""" '''1" <f,..ooJlr>4 "'''I> f.kl I ".' "I """"ol't! '"I ,,,," '1'1"'''.' 'N'",,"" '" I"". ",""" 1''''''1 I~r;:z~-::::..n ~~II'f I': ~~~~~~~~~~t:;'::~~"~';'~::':;:'~'~~:'~~;llt~ :~"~I"""'I'h =~::.'~~,:.:=". 1__l_~~X\..~.__._.CCX.r(S.IY:.~~.," ------~.---.-- _._:......:,,1___. ----~-.. '1' -'--"" .~~~, OIJEk)(,.nA~lClJn;lflUlljU r.~l . :I~'Z.~=~':' I :~~~~=:~~~~~:;,1.i.~_~~;.~~~_6~:l~j.~_,':~.~ I I :;;~:~Er;:;' . ~"'"""';"'''"''''''''''~'.. ._u p _.~=~~=--=: _u~T:::~':= :==::=:::=:.~ I \ ....,.,U~AUIOI'5y1nrrlJ1T)f'~Yrl'lTHf;X~"'.E.;~.;iN.I~(#~f.liH-"'=--'- u_u___._... --- -- ilillU,-;~-JI."T~J'~11 ift.i7iYiSiiiQ-l~~\YiiCliii'ii:i5-_._-- ~ i Pfl1'O/ll,llDl """'llABlr.~/11OA m '~''''~' 1)\, "'"l I C",,"P,[1I0tHlI'CAUSf..1r/ f I I orOP,(Itl1 ..,""" jf\ ""~...,. ...,........ ( ) rli>M><l'''.t1I''1II<J~' 1 '" r I tI~ r 1 I ..., fJ 11o!}( w, n 1<01 [l ~"'... [ I '''''''''''I4too1~.,,,,,,,..-J 1 mfrn'''lJImr AI~";iI,,,, o:';..OIli;:.;;j,yOih..'" ,lOol J"'~-lii'lI~v""-t;j"';;--';;;;l- -- - --~~- t.""",,~ "II'.pI<l.1 ~ ;... Jill It '''' IOl ,t[IIIiiiiiiiC;;;."",.;j-~-~--- ----~~ - ~~. -- ._--~-_._--~;o'~-iifr,"j' lll\iJlr,ui litn-" -~-----~ 'CUlllnlll(f""Y'K;IA'I(I'f"..-,'nC""'""C'.,,,,,,,,,.,,,,-,, ,,,,,,,,,,"""~"',t,.,,-,,,,,,,,,,,,,t ".,.",., '''''~'''' "\ \ "'7'- '"I"'_II~I""""""d...,.tlll~"<II"od"OI'n'~lu""""'.I',,,,,,,,,""11,1 ~ I ' ~~'r'l~' ijiJl.Il\l/l . -]O.ifiSM~"" ,," Ih{' ~::=::,A.tI~~~~~~"f'::~~:?~~~\';~I;"'~ ~;:, '.':"'~,;.~I~~;'~~'I\O~:"~"I';';-~:";~"" 11I1" 1111~ tY\l)_tl~' I;l~(,(~C~._ Ild_ _ ( 2. / \ ~., ll. ') '1AUr A"OlfllJ/'(~1(1I' rrMml""IIOCOVI'U1WCAIJSI ,-,.- r,(^'" !"'",~lllq<lOl.,'~.'"'l" ("0. ~^I) ''''IDICA~fllAil.1HtIlICOI'IONIII ~~. v,l.{ \1' " I 0" lI..lI.II..I..."'t"llld"llIdI~ l"w"lIl1'llon. 0\ "'v "1IInlo", d'll~ ottlllfll,j "11l'11~1 "I't In" ~II". I"d 1/,,'10 I~' 1'''''1'11<111 [ ) 10.. -~ . 11 I t--- " 1'1"""".'.1"11" ~ -. n '21V WI . ""'(,.,,.. (l'(\( ('11 (?~)l\ ,~"~'''''''''1TJO:' ".- 7~' --,,--...-- -~Li;".t:;:--- ~:""'rJ'f';;.'7-;_';;--;'? ~-"... ... -,.-2'<1'0/-.. ~~- .. ~-- .,z;J'~'_.q't.(. ? i ~-J ; ~ f-. F=! t~:'t _0_\ ,'_.'J c- do _" ~5c} ,. = .... ; Ej lJ) .... ~ ~Jl 0 ... . III a ~g ~ c.,')~ I;;~ I~ ~ ~ ::> . t!J 0:< ~ ill . ... a. ~ =... '=t -' . w l.:> " . ~ u . 0:" EN Z :;)0: ['5 Ill::> \;\ o ,0 ill CD = Ul ~ IOl:: (-0 0: ~ ~ ~ ~fij~ '" "' ~( Ill", :E :E ~~ < < 05 0 ;;; . ,( ,,, -j ,-, _I' ft " '... A. I give ten shares of Beistle Compe.ny stock and $10,000.00 fn oash to my granddaughter, ,Jenr\ifer R. Goodhart, if she survives me, subject to the trust provisions of this will. B. I give ten shares of Beist.le company stock and $10,000.00 in cash to my grandson, Justin R. Goodhart, if he survivea me, subject to the trust provisions of this will. I give the balance of my Beistle company stock to my children, Charles C. Goodhart and virginia L. Virkler, in equal shares, provided that the share of any child who predeceases me or dies on or before the thirtieth day following my death shall be distributed under the terms of subparagraph F herein. I give my Alliance North American Government Inc. TRB stock to my grandchildren, Justin R. Goodhart and Jennifer R. Goodhart, in equal shares, subject to the trust provisions set forth herein. I give and bequeath those items listed on a separate unsigned memorandum which refers to this my will by date to my grandchildren, Jennifer R. Goodhart and Justin R. Goodhart. The balance of the residue of my estate of every nature and wherever situate to my children, namely Charles C. Goodhart and Virginia L. Virkler, in equal shares, provided that the share of any child who predeceases me c. D. llli: E. F. Page 2 ~, \ grandchildren should predecease me or die on or before the thirtieth day following my death, prior to distribution to the beneficiary under this will, it is my desire that $5,000.00 cash be paid to the surviving spouse of my deceased grandchild prior to distribution to other beneficiaries named in this will. FOURTH In the event that anyone entitled to a share of my estate should be under the age of twenty-one years at the thle for distribution to such beneficiary, I constitute and appoint Charles C. Goodhart, trustee. Should my son, Charles C. Goodhart, fail to survive me, or fail to qualify as trustee, I appoint Virginia L. Virkler, as trustee of any property which passes either under this will or otherwise to said beneficiary. Said trustee shall in the trustee's sole discretion and without order of court, use principal as well as income from time to time as may appear to be necessary for the beneficiary I s ;:~J fare, comfort, medical care, recreation, support and education, without responsibility to the beneficiary or to any person taking care of the beneficiary; and the remaining balance in the hands of said trustee shall be distributed to said beneficiary when the beneficiary attains the age of twenty-one years. If such beneficiary dies prior to attaining the age of twenty-one years, said trustee is authorized in the trustee's discretion to pay part or all of the beneficiary's funeral expenses and the remaining balance in the hands of said trustee shall be Page 4 distributed to the beneficiary's personal representative. In the event the funds h61d by the trustee for any beneficiary become in the opinion of the trustee too small for proper and efficient administration, the trustee, in the trustee's sole discretion, may deposi t such funds in a savings account in the name of the bel1eficiary. FIFTH Any fiduciary under this will shall have the following powers in addition to those vested in them by law and by other provisions of my will applicable to all property whether principal or income, including property held for minors, exercisable without Court approval, and effective until actual distribution of all property: A. To retain any and all of the assets of my estate, real or personal, without regard to any principle of diversification of risko B. To invest in all forms of property including stock, common trust funds and mortgage investment funds without restriction to investments authorized for Pennsylvania fiduoiaries as they deem proper, without regard to any principle of diversificatlon of risk. C. To sell at publio or private sale, to exchange or to lease for any period of time any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms or conditions as they deem pr<lper. Page 5 D. To allocate reoeipts and expenses to prinoipal or inoome or partly to eaoh as they from time to time think proper. I!J. To oompromise any cla im or controversy. F. TO distribute in cash or in kind or partly in each. G. To hold property in their names without designation of any fiduciary capacity or in the name of a nominee or unregistered. SIXTH I direot that all taxes that may be assessed in consequence of my death of whatever nature and by whatever jurisdiction imposed, shall be paid from my residuary estate as a part of the expense of the administration of my estate. ( ~ SEVENTH The interest of the beneHciaries hereunder shall not be subject to anticipation or to voluntary or involuntary alienation; and the principal and income shall be paid by the trustee or guardian direct to or for the use of t.he beneficiary entitled thereto, without regard to any assignment, order, attachment or claim whatever. EIGHTH I appoint my son, Charles C. Goodhart, and my daughter, Virginia L. Virkler, as co-executors of this my will. Page 6 NINTH No bond shall be required of any fiduoiary hereunder in any jurisdiotion. IN WITNE88 WHERBOF, I hereunto set my hand and seal to this my last will and testament, oonsisting of eight typewritten pages, purpose of )/J",7~.J A .... L~ this the margin for _2~~ day the the first six of which bear my signature in identification of I 19-11-. /&I1,~-?tf?/:1-;~.f:!l __(SEAL) signed, sealed, published and declared by the above-.named testator, as and for his last will and testament in our presence, who in his presence, at his request and in the presence of each other have hereunto set our hands as attesting witnesses. ~'7~' (_ ~ . V ,. '~e. iding "d"'/ ~ ~ (d:': --"',diY" f;i: {ldtilt'/)( J;.()..4.L- residing atjo,v. (/",1'.14, ({ sl{,.'lt~...A~d we, Anson R. Goodhart, _Joel +:? 2UL(,/Io.Jc.ee and IJELDfI r>1. S c: liS L~ the testator and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn do hereby declare to the undersigned authori.ty that the testator signed and executed the Page 7 . NIMORANDUM TO AOCOMPANY WILL or ANSON R. GOODHART A. I give the following items to my granddaughter, Jennifer R. Goodhart, after the death of both Anson R. Goodhart and Esther M. Goodhart: .' J..' I '.Ii~,'.' (1/p/'V'11 ! ,./ .,1 \', <' t, ,. i l. f (.\\.r,_.. I - (,,- '_ I \ __ ( all Fostorla glassware " (; I. ,;.'j ,(... it 1'/ t~, one diamond ring with one stone (..d ,I II( ",,/.1., $1.00 goldpiece with necklace attached //" ''';;'';~~~''/'. '';'., ..M.. I. .."., one small round marble ....ooer ",.J"'f'" . antique table and light on said table ~~A~ .,,:...;fiiijf4. ~.~ , large sofa in main living room ,..~........"" ,I ......~J.<:..10o.o/(;,~ ~~_. loveseat in main llvJ.ng room and stoOl-:lrE ..'W.......~~~ r~- ~ walnut chest of drawers in living room t!!.r- ~$ rf'- \ r:-? I walnut mirror in living room .~.....__< ~,~::~.'::'::~" '1/." walnut small night stand in TV room that goes with her bed ~ /?......~ ~~ .~-' B. I give the following items to my grandson, Justin R. Goodhart, after the death of both Anson R. Goodhart and Esther M. Goodhart: one round brass coff~e table one Omega watch one three-drawer filing cabinet one antique clown bank two NO. 830 Nantucket chairs one silver water pitCher six-drawer spool cabinet one set dishes with silver edge one chest sterling silver one two-piece jardiniere flower sand which was his great grandmother's (mom-morn) ~ ~ ----rJJ-~_~ ~ tiir/f. ~ ~ ll.A-L-~" ~, /. I _kJ-:rd_, .- ~~ /11 '~.' ~r~ - 7-1<r?'f A~A, ../~ e /"1;' ~"-~ . I~trrl,(}"() ~'tii }~1JM'~ ht. ~4;r i r;-~~-~ CV~ ~~,~. ~~ I ~R'~:~ -??'''1'', )l., .1":./9<'76 _ aWI"-.Jf-~~~ ~. /I-I'''~ ~".~ ~ ~.~~ 1-z-1~- ,.dr~ ~~ l\)vJ/ ~'"".,,'" j~t COMMON~SYLVAI,,^ DEPARTMENT OF RI'VENUE D€PT 2R06Ql H R I R PA 111 6.000\ OECEOENl'S ftWt (LAST, f IRSf, ANO MIOOtf INITIAljlllllll blanf. tHod 10 '&9i1fatb'/rOld~ Goodhart. Anso ~i:l lj ~ ~ ~g foOD. ~ o c<'_ REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT 15 -;]..)9 - N FIlEIlUIlllER 2 1 9 7 1 0 0 0 C !VO " R !i w Q W o W Q n H SOCiAl SECUFlIFYNLlMIlFH DATE Of [lI:AHl O,l.,'EOF llIR1f1 2/1 2/1 9 9/0 1 8 /1 9 1 4 THIS RETURN MUST BE filED IN IllIPllCATE WITH THf" REGISTER OF WILLS 85.05.89 4 4 1 9 7 o (If APPLICAIll() f.UIIVlv:m SPOUSE'S NAME (l,A.Sr. FIH~', AN{)MID6iTiNi'TiAi.l~ SOCIAL SECURlfY NlJI.mr.n i ~ u ~ 1.0r~lnaIRelum 02.SupplemonlalReturn [] JRemalndorRfllum{ddlllollMRlhllrlO(kl121l8il [I 4. L1mlt,d Estate [1 4a. fulure Inl",sl Compromise 1'"'''"''''''' 111181, [I 5 f'deral Estale T.. ReMn Requlr.d ~ 13. Decedent DIed Testale (Mil:hr.CfIvolWIII) 0 7. Decedent Maintained a Li....ing Trust{A~~hNIlYO' r'1I1l) __ 8. TolElI Number of Sale Deposit Bo~es o 9. Lit~alion Proceeds Rer..ived [110. Spousal Poverty Creditl'...,....~"..o 1231" "" "'''1 [111. Election to lax under Sec. 9113(AII'"",h'ohlll THIS SECTION MUST BE COMP~ETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOU~D BE DIRECTED TO: NAME . CQII,IPLf:lE MAllINOAOORf:SS Joel R. Zulling~~____ 200 Chi1nt)m.-sbu,~q Trust Co. /Jldq. FIRMNN,II; III~phCl\blt.) Chanborsbur~J, P^ 17201 Tf:LEPHONENUMIlER 717 I 264-.6029 1. Real Estate (Schad"le AI -- 2 Glocks and Bonds (Schedul. BI 3. Closely Held Corporatlon.Partnershlp or Sole'PlOprt.lorshlp z o ~ ::::l l: 0.. ~ W 0:: 4. Mortgages & Notes Receivable (Schedule 01 5, Sash, Bank Deposits & Miscellaneous Personal Property (Schadul. E) 6 Joinlly Owned Property (Sch.dul. f) 7, InterNi'v'os Transfers & Miscellaneous Non.Probate Property (Sch.dule G or L) 8. TolalGlo.. A..el. (Iotalllnes 1.7) 9. Fon.ral E,penses & Admlnlslratlve Costs (Sch.dul. HI 10 O.bls 01 Oecedent, Mortgage Liabilities. & lI.ns (Sch.dol.l) 11. Tolal O.ducllon. (Iotalllnes g & 10) (11) (12) (131 - (14) (15) (16) (17) -- (18) o 12. Nel V.!ue of E.lat. (Une 8 minus line 11) 13. Challtabl. and Go,ernm.ntal BequestslSec 9113 Trusts for which an el,ct,on 10 I.. has not be.n mad. (Sch.dul. J) 14 NIl Veloe Subject 10 T" (Line 12 minus Line 131 15 Amoont of line 1 a ta"ble 1 5 allhe spousal lax rate ,4. See instnJclions on re'v'erse side for appllcahle percentage 16. Amount of line 1418"bl. at 6% rate 17. Amount of Une 14 ta~able at 15% rate ,145,000.00 -~ 1 4 5 o I o o 0 o o 0 0.0 o x .0 o o .0 o x .06 x 15 - 18 Tn Dill 19. o o . 0 > > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < < Under penallles 01 pEtrlury I declare that I have oxamlned lh~s;;;m IIlcludlOg .occompanVlng schedu~5and statomonls and to Ihe best of mv ~1'\O'N1&dgo iIf1d bellO' 1115 lluft tOffeet and COO1p!OtO Oecl..rilllvn 01 PfOpat'tll ollln, ~mHlalIYOI$b3SodOI'\a1llnformahOno~! h pare(has8Iwkr~ ~_____ SIGN~~urE Of PfRUESPONSI E fOR f( ETlJRN AOORESS O~TE ~ .(;C.,-_AJi' l,../'-. 407 f_I:_l!-'i!1_DrivPI__.:.S.J:_iEl~nsbul"q, PA 172SL.._ ,:.)hLf~_~__ S~~~J~ ~f 7E ;. :_:TH:R. ~HAi7.SENTATIVE, ~~~n~~~~::~~ll~X._ 'i';~~i Co. _IJldQ. OAT~//,: /.:.2... Decedent's Comploto Addross: :~:~~~;/:~~;~;:;":'~~---~~^: ~^~ r~7:" - 1 Tax Payments and Crodlts: 1. Tax Due (Pago IlIno 1 ill 2. Cr.dlts/Paymonls A. Spou5al Povorty Credit ____m________ 8. Prior Paym~nl5 C Di5count (1) - 0 - 3. Int~r~5tIPenally il appllcablo D.lnlerest E.PenallY Tolal crodits (A . 8. C) (2) _. TotallnlerosVPenally (D t E) (3) If line 2is greater than line 1 . line 3. enler the difforence. This Is ihe OVERPAYMENT. Ch.ck boxon Peg. 1 L1n.19to r.queete ..fund (4) If line 1 t line J Is groalor Ihan line 2. enter tho differor,:o This i5tho TAX DUE. (5) A. Ent9r rhe Interost on Ihe lax duo (5A) B. Enter Ihe total of lina 5 t 5A. This Is the BALANCE DUE. (5B). - 0 _ Make Check Payable to: REGISTER OF WILLS, AGENT 1II.l1f:IIJ _._ _ _.._ ___ PLEASE AMSWER THE FOLLOWING QUESTIONS BY PI.ACING AN "X" IN THE APPROPRIATE BLOCKS 1. Old decedent make a transfer and: Yes No a. retain the use or Income of Ihe property transferred; .................. .............. .................. 0 eD b. retain the righl to designate who shall use the property Iransferred." its income: ...............0 IlJ c. relain a reversionary interest: or ......... ...... ........ ........ ...........0 IlJ d. receive the promise for life of either payments, benefits or care? ..... ............0 IlJ 2. If death occurred on or before December 12, 1982, did decedent within two years preceding death transfer property wilhout receiving adequale consideralion? If death occurred after December 12.1982, did decedenl transfer property within one year of death without receiving adequate consideration?... ...........0 GJ 3. Did decedent own an "in Irust for" or payabie upon dealh bank accounl or securlly at his or her dealh?. ... ........ ..q............. .. 0 ~ 4. Old decedent own an Individual retirement accoun!. annuity. or other non-probale property? ...0 !ill 4. '----.-- 5. - 0 .- IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COPllPLETE SCHEDULE G AND FILE IT AS PART OF THE RP.TURN -... .....,~lJJPll1If""l>1,.lIiil!~ ""..... JI!IlIii&l.._lIIlIIBIIII..~~-'_ ..~". 'n.lIIill- 1111 72 P.S. ~9116 (a) (1.1) (I) provided for the reduction of the tax rate Imposed on the nel value of Iransfers to or for the use of the sllrvivlng spouse from 6% to 3% for dales of death on or after July 1, 1994 and before January 1, 1995. 72 P.S. ~9116 (a) (1.1) (II) provided for Ihe reduction of Ihe rale Imposed on the net value oflransfers to or for the use of the surviving spouse from 3% to 0% for dates of dealh on or after January 1, 1995. The slatule does Wt exernm a transfer 10 a surviving spolise from tax, and the statutory requirements for (lisciosure of assets and filing a lax relum are stili applicable even If the surviving spouse Is the only beneficiary. FOR DATES OF DEATH ON OR AFTER JANUARY 1, 1995 . Please an5wer the following question by placing an "x" in the appropriate space. Did the decedent create a trust or slmliar arrangement which Is solely for the surviving spouse's benefit for his or her entire lifetime? Yes [J No f:(! If you answered yes 10 tha above queslion, the tax on the Irust or similar arrangemenl is postponed until the death of the second spouse. al which lime il will be fully taxable at the raters) applicable 10 the remainder beneflciary(les). Enter the value of the Irusl on Schedule .i. Part II, in order 10 remove it from the calculallon of IIle lax due In this eslale. You may wish to file Schedule 0 In order to make Ihe election available under Secllon 9113. If the etoction is made, Ihe trust or similar arrangement i~ laxed in the estale of the first decedenl spouse. the porlion of Ihe trust or similar arronoement whic!l benefits the surviving spouse is taxed atlhe zero tax rale. end the remainder is taxed althe rate(s) applicable to the remainder benefie,ary(les) if you choDse to make the election, you must attach Schedule 0 to a timely-filed tax relurn, along wilh Schedule(s) K andlor M in order 10 show the apportionment of the trust or similar arrangement between the surviving spouse anrt Ihe remainder beneficiary(les) SUMMARY OF SALIENT FEATURES Subjecl Address 16-16.5 South Pri no. st legal Oescr~tlon De.cl Book Vol. 30 A p.g_ 227 CIly Shippen.burg County Cumberland Stale PA l~ Code 17257 Census Tract 131. ga Map Reference 33-34-'2415-117 Sale Pr~e Dale of Sale $ N/A N/ BOllower I Client lender Goodhart, Anson' Eather Appraisal For Market Value Size (Square feet) Pr~e per Square foot $ locallon Average Age 1933 Condhlon Good Total Rooms 10 Bedrooms 5 Balhs 2 Appraiser Dale of Applalsed Value Tim L,Aulh.~n GAA August 29" 1997 final Estimate of Value $ 145,000 fOlm SSD - 'TOTAL 2000 fOI Wlndows'll/Jpralsal seftware bV a ~ mode, Inc. -1-8(J().ALAMODE FIIeHo. Propel1yAJl<!tess 16c16.5.9ou.th Prince st Cit)' Shipp.n.burg SlatoPA Zlpcodo 17257 Legal tloSl:rlp'~n Deed Bc~~ Vcl. 30 A p.g. 227 COll1lly Cwnb.rl.nd Assessor's Parcel No, 33-34-2415-117 TaxVe", 1997 R.E.'rax's$ Special Assossm.nts$ N/A N.lghborhoodorPlOj"",Namo Ch.mberoburg M~IRof",onco 33-34-2415-117 Censljs Tracl 131. 98 BOllowor Goodhart, An.on , Eothel' CllllonlOwllflr Goodhart OCCllpa'rt L:J 01'11"" L.I T.nant U Vacanl p,o o,ty 'klhts <Ijlp,als.d r..] F.. Slmll~ [ILoa,,~!LJ PIO)ecl Type U PUO L I Co~~mi'lillm HOA $ N/A jMo. Sales P'~e $ N/A Oat. of Sa~ N/ O'sCllpl~n and $ amollnl 01 ~an ch;"Il":\'concoss~ns 10 bo paid by sel~, N/A lend<l'ICI~ntApproi..l "or M.rket V.lu. Add,o" A) raiser Tim L.Auaharman OM Address 229 North Seoond Stroillt, Chamber.bur Pa 17201 Location [.J U,ban l' I Subu,ban rrRllral r~g~'~~WV pJ~'I!1e '.mlty ho~8~ I!' .%~nt PRlCE.m UI "fGE Bul" up [ .J Over 75% [I 25.75% I I Undo, 25% Occup...v I S IUUO) IVIS) I Clooup,,,V ~IUUO) GIS) Growlh rate I I Rapid [ . ) Stal,~ I I S~w [ . J Ow,",r 50 loIV 20 [J Ow,",r 60 Low 20 Property valu.s I Ilncreoslng [.J Slab~ I ID.cllnlng I I T'nanl".!,~O High lQg"..i I I TenantlRo HIgIJ 100 ~~~:::I~~LI ~~::rmos U ~n:=,e U ~::; :~;~~ I LJ ~::'I~~;~~~) I:; P,eelomlnanl 71;"j Li ~:'~I~~;~~~ (L~~ PreOOmlOOi1 75 TVPIoIINI.mllybld. g. TVP6R..id.ntiol No. slor~s 2 No.llnls 2 All" 75 V's. I P,...nt ~ndUl'" L'nd. UI. ohlnge Typloal rents $ 250 10$ 600 I [I",,,aslng [.j Slah~ [I Declining 01lflfitf1111y 60 [.J Nol"k.~ I) L~,1y Esl. Ilfllghborl'ood apl. vacancy 3 % I '11"'''all~ [ .j Slatl~ I [Oecllnlng /2.4 "U111~20 I Iln process 10: Rent conlro~ I I Yes [.j No I IlIk'ly "ves o,llk,ly. describe MII"i.laml~ 20 I CommOldll ( ) SMAlL RESIDENTIAL INCOME PROPERTY APPRAISAL REPORT Hol.: Roce.nd the "ol.leompo.llon 01 th. neighborhood lie not .pp"~,1 I,oto... Nelghborl'oodbollndaJ~sandcha'aclerl"los: Subject prop.rty 10 loo.ted within the ....t And or the boro cr Sh1pp8~~b~rg, NQi9~~O~h~o~ i. . mix of single family hon~. and multi family re.idenoe.. faclors Ih,1 ,lIect Ih. markelabllity ot the PropOl1ies In Ih' neighborhood (pro'imlty to employment and 'mellltl,s. ,mployment Slalllllty. appeal 10 mark.1. 'Ie.) N~ 'd",.r."ur.otor~ 'ffeoting lllarkAt.bil ity w.re ob..rved. The Bubject property i. .withtlle..BY .c.c~!...... .to_.hoppillg.nc\ employment. Employment.t.billty within the ar.. h.. b...ngood how.v...r ..L...tt!<~IlIlY_~__. pepgt_ t~_,tp_~ _8.1J.lnin~t8_job._ in_the nQar fut_ure. "-- -- -- Th. lollowing ",all,ble listings "plesenl the most CIII"nl. slmll". and pro,lm,le "mp!!I".e properties tl) III. sllbj.cl property In Ih. slIbj.cl nelghborhooo. This on'lySIS Is In. tend'd 10 "alllate Ihe Inventory cllrrenllv on Ih' mark,t competing wllh the slIbi'CI property In th. subiecl neighborhood and rocenl prlc. 'nd mark,tlng time I"nds all"tlng Ihe sub- leet property. (Listings olltsld. Ih. subject neighborhood '" nol "n,ldOled appllcabl.). Th' Ilsllng comparahles can be tile IOnlal or sal. comp,rabl.s II Ihey are curr.ntly lor sal. - lTEi,1 . [SUBJECT COMPARABLE LISTING NO.1 I.. COMPARABLEUSmJG N02u .COMPARABL(ijSliNGNO]~ 16-16.5 South Prinoe S 40-42 Welt King St 38-40 North Penn St 113-115 Surd St t A<1dI,ss. ~hi.I'P!n'bu~g""".....m.......... ....... Shipp.n.burg P. I ShippenBburg.. PA. . ShiPP..llo"'ll.rg uP.', Proxlrnit)'lQ.~ybje~L. .... .'@U..{.. ,.it.;, 1 mi 18 1 mil. 3 .block. 1~ljI1\lPI~L $. N/A LJUnt. UFllrn $ 147,500 [.:JUnt UFurn. $ 110,000 r::JtJnf.DFur~,.$ 99,90_0 ApP!o~lm~leOIlA. 3,728 2,900 3,0002,40.1> Q'Ia.S.OIl~O In~p..oti,onMLScAg~nt MLS-A~entML'_Ag..nt ....Unn~oUms/~f\iM 4 :17 8 4 3 12 5 .) I 3 15 7 3 2 126 2 ~PPlO!lm~IHea1.~lIlt 1900 1900 11900 1900 ApPIO'cm-~ollll)aIkel N/A.. 150 DOM300+ 150 QOM+c Oompo,lson of IMlngs to sllbj,cl prop",~: Compor.ble li .ting. or. in interior. condi tion to the Bubj!ctp.r.oP"r.ty..nc\_ ~pp--!a.~_J:(;)._!>_~_()_Y8!rp!::io'~d billJecLuPc>J\ 1f1come and _8xpens~1nrQr!fl~t_i,C)~. . MaIkel condllons lhat aft'cl 2.4 family prop","s In 100 sllbl,cl Ilfllghbo,hood lincludl~ 100 above Ilfllghhollxlod Indlootors of growth 'ate, propelly values, demand'sllpp~, and maIkellng lime) and lhe prevalence and Impacl in Ihe sllbjecl mark,' aI'O lO0oHllng ~an discollnts. Inte,osl bllVdowns and conc,sslons. and ldenllloatlon of lrends In IIsllng prloes. "OIage days on mo,k,t and any change over pall veaI, elc.: Ov&roll tr.nctof~-4. ~lli.t.'i>P.llr..tO b". 't:.bl~,. r._w mUitifam.ily prop.rti".Xi.t for. '01. wi.thin the Shipp.nBbu"g '.re.. Ov..ro1..1 d.m.n~. for -~P~J;_t~J.l~..__h~. _beeT!__ go()g, Dimensions. 32x 205 SI. ateo 6,-560.. Co',",r ~I I I No [..) Ves Sp.c"1c lonlng clas'llcat~n and desc'lpl~n MDR Moder. to O.n. ity Re Ii d.n t i.l Zonl~ complianc. I. hegal I !legal noncontormlng (Grandlalhe"d IIse) I IlIlegal I 1 No zoni~ Hlghesl and besl use aI Imploved: [. I Ples,nl IIS0 r I Olher "" (explain) I Utlll,.. Ot"", I ott-,le Imp,ovementl Tvp' Eleclrlcllv i Stroel A'ph.1 t Gal I Curb/gutter Concrete r Water Sil~walk conor.t. I I I FEMA Sp,clal flood Haza,d A'" I iv,s I.j No Sanla,y sew", Slreelllgllls Str.et I FEMA 10'"' C Map Oat. 3/15/79 Storm sewer Aile.. h.lt. FEMA M Nil. 420368 00011. Comments (appaIent a<Nerse .a~'Olents, e""oachmenls. special alsessmenls, sll<~ alea~, lI~gal o'legal noncon/olmlng zoning, use, .,c.): No .dv.r......""'nt. ~~ __~n(]_t;o.c:ltvn.~t.w.t:'~ obl.rved. PIII,lie PI'''it, T opogl~lhvL.v.l S~e Typic.l Shape R~~t..ngul~r Drainage Ad.qu.t. View Average Landscaping AV.r.g. DINIlWilY a.phal t AIJllarenl fl<lsemenls none Par'king _(.or 6 car. ob.Qry_~d Fredd~ Mac Form 72 10.94 PAGE 1 OF 4 Allshelman BIOS. Reol Fslal, I",. Form SR3 - 'TOTAL 2000 fur Wlnlk,ws' ;~lplal,,1 sollwa" bV a la modo. in, _ 1.BOO.ALAMOOE Fonn~ Mae Form 1025 10.94 SMALL RESIDENTIAL INCOME PROPERTY APPRAISAL REPORT TI'/I Ur<il18~1\ld lias fllCled Ihlllfl IlICel'll sales of plOpeltOS most .Imilal and ploxl";~e 10 lhe slllllll<1 PIOperty and ha., described and analyzed I""se " IhIs analis~, ""MIO ~ a sionl.ant va/lallon b,Iwllfln lhe sullJ.cl and com/'a/abo plOpelt"s, I"" an<lI;,~ Jrj:lodes a dolku l:'i",Im.I'III"'ocllno I"" malket leaclion 10 IIIose lems 01 an eXjlIa'lallon '"I'flOrted by''''' malk,l data. "a slgnllM:anl 10m" he compillable IIIUI"'ly ~ SIl/"'IoIIO, 01 molO lavUlaho lhan, I"" sllhi,cl PIOperty, a minus 1-1 ..lllIslm.1'II ~ made, thus 10' OC~lIlthe adjosted sales pl.e of lhe cumpalable p'''pelly; I a ,Ignil..nt I.m In he CUmPalabo pluperly Is Interlollo, 01 0.. tavUl.h" than, the soblll<' plUptllly, a pillS 1+1 a<1illslmenlls mild.. thus InclO""I'1Il ,he adlusl.d ,ales pllc. of 100 comllalilh. IIIUI"'ty, 1(1) Sales PI.' I O,OS; Monthly Reoll ITEM I SUBJECT I COMPARABLE SALE NO. I II COMp,I"IBLE SALE NO.2 COMPARABLE SALE NO, 3 16-16,!l South Prince 9t 134-136 tall lUng st 2.3 Chamber. st 300 Welt Kinq St Ad..II~ss Sh1pp.n.b~~.g:..,....,.,.._...._.,..._,c" .... Shippan.burg CharnbQr.burg Pa Shippen.burg- ~~~:n;%:osoblectl .""""";~;~' ,[5J ~~llJ film $ 126,000 WJ ~~,ti fum $ 130,000 \:t~; lJ IllIn $ SaIe'pl..pelGBA $ $ 35,00 $31.'1\ $ 32,50 GIOS' monthly 101'1I $ 1/935.00 $ 1,615,00 $ 1,450,00 $ 800.00 GlOssmo, IOnt mol, 11) 15,22 8g,66 121.88 Salespl.epelunl $ $ 31,500 $ 43/333 $ .8,150 Sales p'.' pelloom $ $ 1,815 $ 8,666 $8/125 Data andIor In.peotion Courthou..-real tor CO\lrthou'IlI-ML9 courthou.e-Ml. Vell.~~n SoIlIC'S ADJUSTMENTS Sa.s 01 IInanc1no concessions D~.olsaWllm. loc~~n leaseholdiF" Simp. Sl. View Des~"andapp"al QllilllIy o1.con'IIucllon Age Condl~n GIOS' Bulldl"9 Area 97,fiOO DESCRIPTION ,+ (-) I AdJu,tm.nt OESCRlpTION : + 1-) I AdllJ,tment OESCRlpTION , + (-) $ Adjustment Conventional BO I.lom 6/17/91 5/30/91 Avel'agQ f\ve,rage Averitge Fee Simple Fee Simple Fee Stmple 32x205/avg 36x250/avg . 25/Avg AVQI"age Average Ave_rage fourplax fourplex Triplex Brk/avg Brk/avg Brk vinyl 1933 1900 1935+- G~od Average +10,000 Good , 3/128 Sq,fl.3,600 Sq,fl.; +1/280 4/100 Sq.".; No, Rm. count [NO No. I Am, COlin! I No,: No, Rm. COllnt No,' "~\s ~I ~.l ui'j v:' u~;ts i;,~. i' v:c U~llS~' ~ I..~ v:. 1421014210. 153110: ~ u: t ~ I ~ ~ : ~ ~ ~. 1 4 2[1 0 B.~e~.~~_desc_,lpt~~_, ~~l:I~~!lJ1_n,ish BallO unt'ini. _B_a~Q unfinill ~_I.J.I'~!~J!al_~~II[ty .""ye:r;-age Average Averag" H~~!I~C99_~~ Fpa/~ofle ~'ha/non~ Ghw/none P~kl'1llorVoff,l, 60aru 3 oar +7,500 None Plolecl amenlles and None None None t"lilapplkab.) 1 fpl -1,000 Klcoon Std ki tohen I Std Ki tohen std ki tohen ~:l~~~:.~;pi.. r':i'::ffi~'!~! : 1::: ::: l:tS1'~~7~:: 1:: : ::: :~::;~~iii~lll: Commenls on ,ales compari,on (Inrlllding "conclllal~n of alllndlcalOls of value"" 10 consisl'ncy and rel.loe 'trenglh and ,,"Iual~n o1lhe lyplcal InvesIOl'1/pulch","'s motivation In lha1 markot): .c.Qmp~~~ble__~_~l,~~' 2 arld.' 3 are not four l.mit:s _ho.",eve~ .Ill'''' .t:.h~ l?~_lIto_C?~p.rabl~ _ aale. .~vai~~t>.l~, _r~_wr_eoent:. .aalo._ e_>c_18t similar to the subjeot pt'Oper'ty. Conventional Conventi,onal 331 DOM 5/8/91 AVQrage Fee Simple 65x282/a\1g AveragQi p,uple_x A1umn/Avg 1900+- Good , -3,720. 3/000 Sq, fl.: NO'1 Rm count No,: u~lttsTo' 61 6a vac: 1 6 3 1 0 16310 +5,0.00 +7/280 +7/5()O +1~/9q.o Ba." unfiniah; Average. . Fh~/nofl_e 2 oar None +1,5,_9.0.0 __ ~ ~ Q,LQ9_9_ _;J7/~_~g_ 134/780 I ~~:b-MLS l~~:b-MLO ~~:b-MLS ~~:b-MLO _~_~hl!l.Y~aJ~_apP!tiisalN.o._ale prev No, oa18 prevyear No .a1e prev year No.a1_~,prev_Y~_IlI:"_ A",'lysjs 01 any corrent agre.menl of sale, opllon, OIllsllno ollhe sUhi,cl ploperly an,' analysis 01 any 1"101 sales of suujecl and cOlllparahles wlhln 000 yeal of lhe dat. of applalsal: T_he 81.1bj_llIIotproporty_ i. not undar agreQrnent of sale and oomparahlQ _.8al~-'1 are nq,tcu_I'~en.tly~i.t8~_t'or ..19. Tolal gros, monlh~ .sllmaled IOnl $ 1/935 X glOss "nlmullpl.'IGRM) 75,00 Comments on Incom, apploach Ilncludlng expense rallos, I avalla"., and reconcllialon of too GR~I A roaoh aa thia doe. not reflect expenses, INDICATED VALUE BY SALES COMPARISON APPROACH INDICA TED VALUE BY INCOME APPROACH INDICATED VALUE BY COST APPROACH This apPlalsal ~ made [.J 'as ~' Comments and condllons 01 applalsal, r SUBJECT COMpARI,BlE NO.1 COMPARABLE NO.2 COMPARABLE NO.3 = $145/125 INDICATED VALUE BY INCOME APPROACH Li tt1Q weight has been p1a_c.ed in the ~"-,'o()l1\8__ ] s IhjllCllu the repairs, i1~eralions. in~pectKms. or conditions lisled below Sea attached Firrea add, Limiting conditions S 145/000 S 145 125 S 166 323 ] SUUI,ct 10 compolon pel pIaM and s".cil~aflo",. and operating income .tatern&_nt, FlnallflcollClIiidion: _Emphallill wall placed on tho Saloft t;':o,np,u'il"lon ^PIHo<"ich to vahlo which belt reflect. buyer. irl__ t;._1)~..~Il~_k._tplao... ","- Too pUlpose o1th~ applalsalls sl""at, lhe m~kel value ollhe 18al prOpelly lhat ~ lhe suhlecl 01 lol" "flOd. uased on lhe above condlioM and 100 cerlil.allon, conlllllJ'nl and Ilmlll1llcondllons, and kel valu. dellnllon lhal ai, slaled in lhe attached Fredd. Mac fOlm 4391Fann. Mall fOlm l004B IR6II"d 6- 93 I. I (WE) ESTIMATETHE AKETVALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS Of Auguot 29" 1991 (WHICH IS THE OF INSPECTION AND THE EFfECTIVE DATE OFTHI$ REPORT) TO BU 145,000 APPRAISE' /. ~------.. SUPERVISORY APPRAISER (ONLY IF REQUIRED): $~n1Ipre . Slgnalure ~a~ _nLL..,Auoherman OAA Nam. gi~Leport SIgIJllL S..ept3 / 1 997 Dale Repolt Sigood S(~e Ce~llcaflon # (lA-000149-L Sial. Po SIafe C"II.allon # 01 SI~' llc.ns. # Slate 01 Slale lle'I," # freddle Mac fOlnt 72 10.94 PAGE 4 Of 4 fOlm SR3-- 'TOTAL 2000 fOI Windows' appraisal soflwa" IIy a ~ 111000, inc. - I-BOO.AlAMODE [ ] Old [] Old Not Inspect plOpeliy SI~e SI~e Fann. Mae fOlm 1025 10.94 . Ope'ritlng Income Statement One- to Four-Family Investment Property and Two- to Four-Family Owner-Occupied Property plOptllty Addl.ss Street 16-16,5 South I'rlnce fJt City ShipPQnabucg SI,I. FA 1II1 Cod. 172 fi 7 Oo."allnalllleUo..: This 10/10 ~ 10 h'J"nl"I"1 iolnlly hy lho loan ~lpl.'nl, II~ ;qllllals", '/I(III~ ~Il{~i', 1I/1("'IWI~"'. Tho ~lpl.'111 mllsl comp~I.lho lollowlllg schodll~ IntI.aI. IIl\J ."h IInl', "nl~ slatlls, ~a'. "III/allon al., ctll"nl "nl, malk.1 "nt. ilIld II~ IOSllUnsillilrty 1001IIiIrty 'q"nsos. A'"I,II~lIIos mllsl h. IIi",,1 on II~ 10111 101 an 'unhllnlshod'lIn!, CUIl.lllly fqlilatlOn CIIII,"1 A"I Malk,IA.111 P,ld Paid Aenlnd Oal. ""Monlh "" MUllth IlIilrtyhl""se BV OW"'I By T.nant Unl No, I Ves II Nu [:_, owner $ 0 $ 450 ~klc"it;(y I .) Unllto,2 Yes II No II iliA $ 405 $ 425 G;i'l ] I UIII No, 3 Yes II No I I iliA $ 390 $ 425 FII,IOil I I I I. I UII~ No 4 Yes I] No II iliA $ 425 $ 425 FII,I (011""1 I I I lolal $ 1,220 $ 1,125 W,lm/S,w", I I I,] Tlash Rell10vitl ! I I,] , Tho '1'pl.ant shollld comp~l. all ollool,~ome and "ljIfl",e ploiecllons and 10/ "Isling plOpe'f.s plovk~ aclllal veiU.elld op'/a1i1l\J slal'menls 101100 pasllwo yeiUs ~Ol "'w prop"l.s 100 aplll.al11's plolecl,dlncom. and 'q"nses mllsl he plovlood). This Op"allll\J Incum. Slal.melll and ,ny plOvkllls op"alill{] slal.menls 100 ~lpl.al11 p,ovldos mosl lhon h. sel11lo lho ~Ip/als", 10/ "v~w, comm.nl, '"IVOI ,dlllslm.nls "'~ 10 II", ,pplicant's I~/I(", I,.g. AppliCdnVApp/aI'" 2661300). ~ lho ~111I,lse' I' "1,I,,,dlo comp~l. II-. 101m Insl,ad 01100 ~lplic'"I, 100 ","00, musl p'ovi<~ 10 lho iljll",isOl II~ alo"nwnlloned op",1i1l\J sl,l,menls, mOllgage Inslllal~' p"mlllm, IIOA diles, ~","hokl paymonl'. suhordin~olinancill\J, ""VOl any ollift, ""lVanlln/olm,tlon as 10 II~ In<om' ,,,d "11'ns"s 01100 ,ublect prop"ly ",".,,1 hum II... iljlpl...llo ,"hslanfi,l. IIift l"ojocllo"s, Too undolwll" should call1fully lev.w lho appl~anr""pp/ais"'s p,oi,ctlons and lho ~11",ls"'s commenls cOI1<""ill\J Ihose pluj'ctIoIlS. TOOI1Ill"WI~" shou~ Old" 3Ir/ final ,dillslmenls lhat "', ",,"ss"y 10 100/' accural'ly "I.cl any 111<001. 01 exp,nse ~'ms IIlal app'" unr..sonall.IO/lh" malk,' IA'al esl,l, laxes and Insu/aI1<' on lho" typtlS of P"'I"I,"s ". Includftd In Pili and 1101 cabllal.d as an ,nnll,1 'lIjJ.nse l'm.lll1<om' shollld I" base" on II~ CUllen, lonls, hilt shollld I1Olo"eed m".,1 renls. Whon lhore ale 00 cUllenllenls becaose 100 p/opelty ~ plOposod, "'w, 01 cUllonlly vac,nt, mar.el "nls shollld h, liS'" Annuallllcome and Expense Projection for Next 12 monlhs Incom. (Dc not Inclode Inccm.lor owner-ocoupled un~.) GlOSS Annu~ Aenlal (110m linitis) 10 he "nl"l) OIliftllncom, (Incluoo SOU ICes) Tol,1 less Vacancy/Aenlloes Elleel.. GlOes II1<0me Adloslm.rllshy BV AppllcanVApp/alsnr l.ntlei's Un(""w'~er $ 20,700 $ + 2,520 + $ .'23,220 $ 1,393 6 %) - %) $ 00- 21,827 $ E.p.n...IOo notlnclod. ..p.....,or own.r-occupl.d unH.) f.cll.iIy Gas Fu,IOII Fu.1 (Type. _gas__ __nn__ I Waler/S.wer TllIsh A'mov~ pesl Conllol 01""1 Taxes 0' licons", Ca'u,ll~IOI Th~ Il1<luoos 100 cosls 101 puhl. alea c.anlng, snow ,emoval, .Ic" even lhough 100 appi.anl may 001 ,.cllo conllactlol such se~~es. _~ I ~.!?~H 1,610 Inlerlor P~nVOeco/a1l1l\J This Incllloos 100 costs of conhacl ~hol ,ntI mal"lal, Ihal aI' "quired 10 m~nl~n 1""lnl,,~1S of lho INing IInl, Gene/a' A.pai,"'M~I11.nal~e Th~ Incluoos 100 costs of conhacllahol andm,lerials Ihal ai' "qlllled 10 malnl,ln II-. Pllhl. cOllldolS, slailways, ,ools, mechan.,1 svsl,ms, glollnds, .Ic, ....____.___700 ..... ....Jl!9._._ Managemenl Expenses Those ale 100 cuslom"y exponses Ihal a plOtesslonal man'g,menl comp..y would cha'ge 10 manage lho ploperty. .------.-----1-"-- SlIppl.s This Includfts 100 cosls of ~'ms Ii., Iighl hlllh'. janitoll,1 sllPlllies, elc. Tolal A'placemenl Aeserves. See Sc""dul. on pg. 2 Miscellaneous Taxa 8 im:lurance _1,001.01. ._________ _____2_, ~20___ 732 Tot.' Optlellng E.p..... $ 8,612 $ Fredd.Mac Fo,m 998 Aug 88 Fann. Mae FOlm 216 Aug BB Page 1 of? AI/SOOlm'n B,os, A,~ Eslal. Inc, FOlIO INC - 'TOTAL 2000101 Windows' app'~sal soffwar. by a II mode, Inc. -l.BOO.AlAMOOE Replacement Reserve Schedule AOO4"al, I,plac,ment,,,",v,s mllsl h, calcll~d,d "ua"l~ss (II wl>6lool aclual "s",ves a" pf(lvk~d 101 on 1110 ownel's ollfllalll1{j slalemenls 01 ai, coslomill'/ In Il>6locat malk,\' This "Im,nts Ihll Mat II'/eril()ll y'al~ I,serv's. a'nelal~, atl '4ulpm,nt and compoOllnl, Ihal hil'l' a "malnlooIK, 01 molO Ihan one Yllar-such a' ,llflilJelalOIS, slom, c~ll>6s w~,I>6Is1 dlyers, h.,h compactols, !Ulnae,S, lools, and carp,GI1{j, ,Ic, . ,IMlllkl h" "1"n,,,1 on a "plac,m"d co,1 h<<k IlllllflmOll' R1111lacnmnnt R'malnlng Cunt 1.11, Slovrn,RafllJ"s @ $ 325 ea 12 VIS X 4 linK, " $ R.hilJel/,lolS @ $ 350 ea, 12 VIS. X 4 linK' . $ Okhwa,hllls @ $ fla. VIS, x Unls. $ NC Unls @ $ ea, VIS, x lInls = $ C, Wa,I>6./OiYers @ $ fla. VIS, x Unl, = $ I1W Hnalels @ $ 'a. VIS. x Unl, = $ flllna",(,) @ $ ea. VIS. x Unls = $ (011)61) @ $ fla. VIS, x Unls = $ Rool @ $ 4,000 I 10 VIS, x One BIIIg, = $ Carp,llng (Wall 10 Wall) R,malnloo LK' (Unl,) 350 Tolal 54 Vd" @ $ 12,00 Per 54. Vd. I 10 VIS. = $ (pllhl~AIOas) 10lat S4. Vds. @ $ p" 54, Vd. I VIS, = $ Tolal Roplacement Resflrvos. (Enier on Po. 1) $ Operating Income Reconciliation 111 Ai>lllIcanV ^llllfahlor l,nder AdluRlmentR 108 116 $ $ $ $ $ $ $ $ $ .4.00 ... 4.~0 $.. $ 1.,044 $ $ ~1/9:27 - $ B f 612 ,. $ 13,g15 I 12 =$ .... 1,191 Eft"I., GlOSS Incom, Tolal Opmatloo Exp,ns", Op"alloolncom, Monlh~ Op"aflfll) Incom, $ 1,101 - $ $ 1,101 Monlh~ Op"atlng Incom, Monlh~ HOII,lng bp,nsc N,I Cash F~w INol': Monlh~ Housing E'l',nse Inclu(~s pllnclpal and Inl,,",t on 11>6 mOllgage, hazard Insllfanc' pICllflllms, ICaI ,slale I","" mOllgage In,uranc, pICmlllms, HOA diles, ~aselMJld paymenls, and sllbordlnate financing paymen!s.1 lIn<ifllwll,,'s I.~hucl~ns 101 2-4 faml~ Ownel.Occupied Plop"lies . K Month~ Op"alloolncom, ~ a posl., nllmh", enl" as 'N,I Renlallncome' In 100 'GlOSS Monlh~ Income' ,eellon 01 f"dd~ Mac form 65/fannie Mall fOlm 1003, "Month~ Operatioolncom. is a negalN' numb", I musl be Incllll~d ~s a Iiahillly 101411~Kic~~n pUlposes. . 11>1 bOllow",'s monlh~ lMJuslOO 'I<jlense-Io-Incom, ral~ musl he calculated by compaJlngloo lolal Monlh~ HouslOO Expense 101100 lubJeo1 property 10100 bOllower's slab~ monlh~ Income, lInoolwller's Insllucl~ns fOll.4 faml~ Inv,slmonl PlOp"lies . K Nel C"h F~w ~ a po,l.e numh", enl" << 'N,I Renlallncome'ln 11>6 'OIOSS Monlh~ h~ome' seel~n of f,"dd~ Mac Fo.m 65lfann~ Mall fOlm 1003, K N,t C"h f~w ~ a ",galNe number, I musl be Inclllded as a lIabillly 101 4I1atK~al~n plllpOseS. . 11>1 bOllower's monlh~ IMluslng ,x~'~se-Io-Income lal~ musl he ca~ulaled by compalll1{j lhe lolal monlh~ lMJuslfll) e)(ptlnse 101 lhe bOllowel's Ptlmery ,..ldenct 1011>6 bOllow,,'s slah~ monlh~ Incom,. Appraiser's Comments Ilncllldloo SOIlIC'S for dola and ral~na~ lor Ih' pIOJecl~ns) ~,~Jn__!-!J.~~~Jl~~miJ:.r:L__~_ Applatsel Name ",/J' .. //;/ 1_-', /// .. /~ '/f / ~(-' --' ..___.~: ~.,c.c. .....~~~.~... . // Appraiser Slgnalu," I.:,' ... __.~___~_.. n.__'--'-- !!!p.UL..1PP7 .C___. 'oate, -.------,-, ,-,--~---_.,...-~~--'---._-~...._......._- - --- Underwlh"'s Comm,nls and Raf~na~ fOI AdJuslmenls ______.. .._,.________ ,.. .______.__ _.____~ __""._____ 0' r'_'._'___ lIndelWllel Slgnatule Oat, lIndelwlller Nam' flOrJd~ Mac fOlm 998 Aug 88 Fannie Mae fOlm 218 Aug 88 Page 2 of 2 fOlm INC - 'TOTAL 2000 101 Windows" appraisal so"w~e by a ~ mode, Iii:, - f.8oo-ALAMOOE MULTI~PURPOSE SUPPLEMENTAL ADDENDUM FOR FEDERALLY RELATED TRANSACTIONS Aust<,maJ1 BIOs. H6~ Esl~6loc 8ollow~,/C\lllnl: Goodhart I An.on , Eather P,opertyA~Ies8 16-16,5 South prlno. st CIy Shlppen.burg County cumberland lendel APprai ..1 For Ma.rKet Value SI~6 p" ZII' Code 11257 1h1s Mul~PU'PO"" supp~m6nt~ Addendum lu, f.del~~ A.Ia1,d 1,ansilClloM WilS des~",d 10 plO,lde It< "I'luals" wlh a conv""~nt wifi 10 comp~ wlh It< CUII.nt apptalsal.landa"ls and ,equk.m"1' oIlho f.de'~ O.po,llnsuraoc. Corpo,atlon (FDlCI, It< ot1~. of It< CIlmpllUl~' of CUlIency (OCC), 1he ot1~e of 1hrll SUI"N~lon (01S), the A.solullon 1IUsI COlllOr~lon (A1C), and It< f.de'~ AASnN' c Thll MulU-PurpoII supplemenlal Addendum II lor un with any IPprallal. Only Ihoal 1IIIImlnll which hUI b.en checked by Ihl ftPpraller Ipply 10 Ihl properly being IPprallld. ':'::::',''':',',::,'':':':>::.: ,;.')::::;,:,\:::::,:::,:::::- c..;........,...,...,...".'; tSJ .' 1'0"POII.l FUNC110M OF APPRAISIIL .....".........,..............'.............., ...............,........".- ..................... i..:.;..,:.:.-.,......-..,. <::::.~::,:.j::::,:,::(::':::::rU):,::}::{\) ;,., :..,....~'.','~...;'.-.....'..;.;..-. ;.~-.-;.;... ,;.,,~.:::;,;~:;: 1t< pu,po'" 01 It< app'a1s~ 0 to esllmat. tt< mrokel Vatll' 01100 ,ub\.cI p,operly ., de1lned t<rein. 1001uocllon of 100 "I'prals~ 010 as,~1 II.. above. named L.ndol In ev~lIatlno It< sublecl p,ope!ti lor ~r<1ino p",po"'. 1hl,. a f.delal~ relat,d IIansilCllon .;;,;,;,;~_~,:~:~:,:,;;.>.;_;;;;:::~;;:';:;,';;:;;.::;.;';:'i:".:::::'~;:~.::',:;J:;:;;~:;;;.::,:~';:;;.;:;;:;:;::~;;::~;'::;;::::,::',;;:;:,:;,.~;~::::::::::;:;':;,;::,:.:::;:;.;;::.:;-';.>:-:;::."............ I 1t< ""p'a1sal ~ b."d on It'ollntormallon galt<red by It< ""praiser hum publ~ reco,,", olt<' ldenldind 'UIllCOS, Inspecllon of It< subJecl PIOl"rty and ",~hbOlOOod, and s'~cllon 01 compa"tb~ ,,~, wllbin 100 ,ublecl malk,' area. 1t< or~i"'~ ,ou,ce of It< compalat,~s ~ slJOwn In the Data Sourc. ..cllon of 100 malkel grro aIol'l,l wllh lhe ,o",ee of contl'mal~n, II avail:tbin. '[00 or~inal soure. . pre..nl,d Ibst 1t< 'ollrc", and data ale considered reliab~. Vlt<n contliclil'l,l Inturmallon was plOvlded, lhe sourc' ,~'m,d mosl reilabin ha, been usnd Oala b,ll,v",llo b' unrellabin was oot lociuded In Ii<> repoll 110' usnd as a ba.,. 101 It< vallie cooclllslon. [.J 1t< Aeproducllon .0,1 ~ ba."d on Marlhall "nd swift supp~m'nted by Ii'll ~pral'er's koowindge 01 too local market k1 Physl>:a1 depreclal~n ~ ba.ied on the ",llmat,d .II.CIN' age 01100 ,ubl,cl properly. furdlonat andIor ,~"naI dep"clallon, I pre..nt, ~ specrt~a'~ add"s"d In It< "'plal'~ repo,' 01 olt<r addenda. In eslimalll'l,l 100 ,Ie valu., Ii'll ,pprai," has "Iind on I""onal koow~dge of lheloCaI mroket 1h~ koow~dge ~ based on prlo' a",VOI cu"enl aJ1a~,ls 01 "II' sains andlO! abslracllon of ,Ie v~u.. Irom ,aIns ollmplOved prol"lI~s. \J 1t< subl,cl PlOp,rty ~ Iocaled In an a1eil 01 p,lmall~ uwner.occupind singl' lami~ re,I,~nc.. and It< Incom, ApplOach i, 1101 cOMIde"d 10 b. m.ilIV,l'IJIut fOl this reilSon, It< Income ApplOach wa.' oot used. L<) 100 Eslimated Markel Aent a",J GlOSS Aenl Muniplinr ulilized in lhe Income Approach ale ba."d on 100 ~Ip'aisn"s know~dge of lhe sllhlecl malkel ro.a, 1he "nt~ knowledge ~ based on p,101 andlOl cUllenl renlal rale SON'YS nt re,idenllat propert.' 100 G,oss Aent Muniplinl ~ based on pllor andIOI CUII.nt anY,'s. of p,~e' and malkel cal.. 101 ",lcIenlial propertin'. koJ fOllocome p'OducII'l,l PIOP",ties, ilClu~ renls, vilCancin' and '''pens", h"'" bnen repoll,d and aJ1a~led. 1t<y h"'" been u..d 10 p,ojecI IU\Ul. rent', vilCancin' and eXllense,. AccOldlno\00\4~.r..n<i Franklin Co Multi Llot- tt<eubjeclp,operty: [-1 haS 110\ been olll,ed 101 sale in the pasl30 day,. 1- 1 IiicunenWofferld IlIr sale 101 $ 1 I was oIIere" for sale wllhln It< pa.,1 30 days 101 $ : 1 ot1e1lno intOlmallon was considered In 100 linal recuocillallon 01 valuo. 1_ I ot1erlno IntOlmallon was 1101 consl"",ed in loollr~~ recoociliallon 01 vabm. I 1 ot1"lno Info,midlon was nol cwaiiabin. 1t< rea<o",IOI unavailability aJ1d It< ,Iep' taken by It< appr~s" ale explained lalOlln Iho adder<1um, Acco,dlng to Franklin Co courthouse . It< sublecl plOperty: [_) haS nol \lan~llIed In lho pa,1 tweNe monlh,. I 1 haS t,aJ1S1elled in Ill< pil.51 \W6Ne months I I All prlol sate, which ha'/e occllned III It< p,,,llweNe ",onlh' me Ilsled below ~1d reconciled 10 lhe ~p,~sed v~ue, ell'llr In the bOdy 01 It< repoll or In the addenda. - J Date Sal". Pllc;'-o~ument N Selllf 8uys' - .--- ....,...............,...,..,..".........,....,',..........".."..,..,..,................,...,.,......,........,.,......,...,......... ,.......,.,............,....,.,.,.,..,.,...,..".,..,...,...."..,.,'-",,"',r,''''''''''''-''''::' :"-,,,;::::,:,;::<;\'::::;:,..:;,:,;:;.,,::::- ....:.:.,.,.:.:."...... .....,' ........-.......,.,........<-'''....... [;1 I'EMA FLOOD HAXARD DA1A .:";,, ...c.:.-.'",;':"'- ......,._~..._"....8:.'.-;..'..;..,.-',....... [..) Sublecl prup'r~ I~ not located in a fEMA s""lal flood 11",,"(1 Am" I] Sublecl plOperly ~ loCated In a fEMA Spllclal Flood Hill~d Area MIP"hh- ....." ot cOlI'ununlty _==:=J Zone flMA Map".nl' if Shi ppenlbura C 420369 0001" ~/1S119 1-] 1he community does not vartlc~al' In too Nallonal flood 1"~lIIance Program. L:J 1he communly does pillt~lilale In It< National flood Insuraoce Proo',,",. [I "~cove"d by alOQulal plOOlam. II "~cll'lelOd by aJ1 em"gency proglam, Page 1 of 2 furm MPA _ "10m 20(1010' Vlimlows' ~rp,~'~ ,oftware by ala mode, loc. - l_BOO.ALAMOOE i:ii'f9tiJiWcijRiifNfilte$coH1R~Ct'; ili@hw:&@!\;;;::"::~:l~~S:~m~ih:~~:~;:,:i::;)}ii:;-i;;::;;;:::;'i.:::~:::;;,;.;}::;,;:;:;:;::,.-;:/:: .-,.,-.,;, ."... ["] Thol sublecl propllrty Lo; Clj"ent~ 00\ und6r contract I ] Thol contracl illl(Vor .strow InslillclkJJ~ we" 001 av~ldlJ~ lor rev~w Tt.. Ilnav~l.iliill~ 01 Iii. conllacl Is '~I~lned ~I6Iln It.. it(k~nda s.cl~n. [I Thol corrtlacl wor ..crow IlIslillcl~ns were rev~wed. 'ft..lollowlng SllmmiUll'S It.. conl,,~1: L ----~~----.------------- Contrlct Dati a."rndm,n' Oftt. Contr.ct Price 1.Il.f -------~._- [ [ Tho contract IiKI~a1,d IhJI pIlrsolldl proplllty was oollnclodcd In It.. sal6, [ [ Thol contracllnd~a1,d thJI p",solldl proptllty was ir~llIdod. II ~onslsl,d 01 I I I [ [ [ l Esllmal,~ conlrlblllory valo, ~ $ Pe"olldl ploperty was oot Inclllded In lhollnal valu, ,sllmale P.rsolldl PIOI"ty was Included In II~ linal valli' "limal'. TI'/l conliacl Ind~al,d 00 11l1iUlClng concess~ns 01 olher Inc,nl"". TI'/l conlriICllnd~al,d the lollowlng conces'Io~, or Inc,n"'es: " concessions or Incen"'.s e,lsI, II'/l compiUab~s w",e ct..cked for slml", concess~ns iWI appropl~I' adjllsfmenl, wele made, " appl~ab~, so lbat lhol IIIldI v~lIe conclus"n ~ In complianc. w!h the MiUkel Vallie I~flnerl herein. tII..p~t"llon (If ourlint ",.rbI OOncl.~ Ind tr.~, 6 months ~ considered a "a'olldl)~ miUkeli'1\I perlorllor It.. subject prol"r~ b,<"rI on _Multi ~~.t state From Chamber.burg .r.. "..'....,..',.,..'.'.'.'.'."."."..,..'.',..'.',".'-'.',',".'.".'."."-,'..n.'..,'.'." "'''',:.1'-':.;.':.'.~,:.:..,:.:-,:.:.:.::,:..,:,:,:,::.:.:.:,:.w,;:-,,:.;;,',',;,'.;,:,'.',;.',',;;,;,;,;.;.'.;.'.' ,'.......'...'....,',.,.:,...,','....,',',',','".'........,'...,.'C',"',.'.'.:'.',,' ,:.':::.:. ....lJAODITiONAl.. CERllf'ICATION . ..... .,--.,'''----.--,,,.,,.., .,'"...'.,..,:.".,...,',.,','....:..,":':.':".....'..:'.::': ':.':,:,',:','",:":",..',:"":"":::'""",:-"'.,,"'::""::'."":.:"":'.' :"""""';";;W;<'." ,,,.:..,,....,:.,"'~.;,,,.>;,.''',>.~':.::;.;~,=,:x:.:::<;~. The Appral,er cerl!~s and <ll}16e' Ihat: (I) ll'/l anali"', opinions iWI conclllslons w,,, deve~p,d, and Ihls repolt wa, p"piUed, In contorfllrty w!h II~ Un'Olm Slafl(~f(ls of Plolesslolldl Appr~,aI PI",I"e ('USPAP'), "cepllhal tl>1 Oepaltllre Plovis"n 0111>1 IISPAP does nol "jlP~. (2) Thel, comp""I"n Is not conlil1gent IIpon tt.. repoltill(J of predetermlnerl valua 01 dlrec'~n In Viilue Ih<<llavol> lhe call" 01 It.. cl~nt, I" amollnt 01 tho value e,lImal', lhe attalnmanl of a slllllllaled re,u" ollhe occllllence of , sobsequenl event (3) Th~ appral,~ as'~nm'flI wa, nolba,.d on a requested minimum Vidualkln, a spllc"" v~lIatlofl, 0' II" apploval of "klan. >U)bllITIONAL (ENVIRONMENTAL) LIMITING CONDITIONS . , ' " , ",':' ' , . "',' ::',' ,~,': .:. :,: :::'.::' ':',:,: :.; ,':':0':' ::: :':0~:" :':'C'!;,:: ,I:'.G:':;'~, :.: '~':,:, ~::: :;.::~:::::;,~:~.; ::::::::::::~::~.~:~ .",.."",... ,.. C"" ':""':"':":':':"'::;~":':"'" '.'" Tt.. value "limalerl Lo; ba.,ed on lhe assumpt~n lhat the plOpelty Is nol nega"'e~ at1ecled by the exlslence 01 haziU(loos sllbstances or rIolrlmental ell'lironm,ntal cond!ions IIn~ss olt..lwlse slated In IhlS repolt The applal,,, Is nol an ex/lert in the ldenl",;alion 01 hazalrlolls su'"lancos 0' delrlmentat environmental cond!"ns, The appraiser's routine In'pecl"n 01 "nd Inqulr~s aboulloo sllbjecl plOperty did nol (~velop any IntOlmal~n lbat Ind""fed any iljlpiUent s~n""ant haza"lou, subslances or delllmenlal "vlronmenlal cond!lo~s wh"h would at1eclloo properly "'ga,"e~ un~ss olherwise slaled In Ihls refJOrt, Ills posslb~ Ihat lesl' and Inspecllons mado by a qllatnied haziUrlOUS ,ubslance "nd envlronmenlal "p.rt would reveal II'/l e,I'ler~. 01 haziUdoos subslances or dolrlmenl"'envilonm'nl~ conrl!ions on or iIIollnd "'" plOperty Ihat wOllld ,~ga"'e~ at1ecl 's vallie. 07. ":Ji'ln:'"rA:p';AI.e~';$':~i~'J"")'" "&LICENSE/CERT;~;C~Ti'~~"" ... . AP;'~ser's ;:::'"'."'"'"~"~ ,'27" ~~' .......... . . Appraiser's Name (print) 'l'11n'L.1\usherln.n GM ~ Slale Pa [, Il~ense I I Cedli",lion * G1\'.000149-L :"'~:":":::::;:::::::i:'::,:':::::::'::::::,::':::::;:::;::;:::':::~::;'::;;::r?:nr::r:Fr:m:[Jmr:m:w:w:xm~m:mWmfHnilinm:m::mxn~ .- :: __ ". :'::. ,'-":"': ,:'" "",:,:;:..:,;:;::::-:':::::::::,:::':':. '.... :~::~:;{:::~:::::::i:?r:~::):'::.,::.;:;~:;;: ,::,:,::'.":c::'::' ,.....',"~.',.,"''',w:,,,.'~'',..;.,.;.:.'~. . ."." ..,....'.'......,. Ellec"'e Oafe 1\ug"st 29" 1997 Oal, PrepiUed Sept Phone * (717) 264-6715 Tax ID /I 3, 1997 CERTIFICATION [ I Too co.slgnll19 app,al'Cl has person~~ Inspected It.. subjecl property, bollllnsl(~ an" oul, an" ha, m",~ an elderiolln'peclion 01 all compiUal)~ sa~s listed In ll'/l repolt. Too lepo,t was prepared by too apprals", un'~1 "irecl supervls"n of too co's~nll19 applaiser. Too co's~nirXl iljlpralser ""copl' responsibllrty lor tl'/l contents of 100 report Inclo"ll19 the value c",~luslons anlllhe Ii01!ill\J c(lndil~ns, and cOlnlr01s Ih,~ lhe cer"~atlons iljlP~ ful~ to IIlfi co's~nlll(J appraiser. , I The co's~nlll\J allPrals", has nollle:son~~ Inspeclerlll~ Inler~r 01100 sublect PIOI"'ly an" [ I has oot Inspecle" 100 elderlor of It.. SUbject ploperty anll "" comparab. sale, Iisled In lhe repolt. [ I has Inspected tl>1 'lderlOf of too subjecl ploper~ anllall co01IM",b. s"les Ilsled in 100 repoll [ I The repolt was prep",'d by It.. appral'", undel direcl sup",vls~n of II. co"~nlll(J appl~ser. TI~ co.slonll19 aj,p",lser accepl' r.sponslbilly 101 lhe conlenls of too repon, Includll19 It.. value concluslo~, and II", Iim!ing conrlil~ns, and contl101s Ih<<llI", cerl!ic,ilion, '~IP~ IIII~ 10 It.. co'.l~nlll\J lqlpralsl';l wrth 11m exceplion ul thr. r,r.!trtK'.,llion Irg,lIlllno Ilhy~ic;11 in"prc!ions Thf' allov!1 d!1sr.liIJf.S fhp Irvf.1 ()I inspr{;lion pf!rtornled hV too co's~nlll(Jajllllaiser. 1 I The co-signing appralsef's level of Inspeclion, InVONenlenlln lhe appf,tis;tl process and cfHtdicdllon ale covflrlJd "lsflWllllflllf1 Hw. iithklndd sochon o1lh~ iljIprals~. :i'lrj;".'::~b;.'O"I~:8':APPRAISER'1 SIGNATURE & L1CENSElCERTIFICATlON ~@~~;:ini=if;~~~;~:;ii~tt;~~:;;:::~;:;::.;:jU:i:j::;:::::j.;:;:;:;:;:j:j:;:;:::;';' .-:'.-.. ..'.'....... ".:. '..........:. .'.-. ...... :.,.' .''- ' , , C..S~nlng AppralS.r's S~natllre Ellec,"e Oat, August Co.S~nlng Appr~s.(s Nam. (prlnll SIal.. [ Il"enso [ 1 C",I"~aflon * 29,.1 1997 Phone * ( TaxlD * Oal. PlepiUed I P'lI" 2 of 2 Fo,m MPA - 'T01Al 2000 fOI Windows' ajlpralsal software hy ala mo(~, i,~. - 1.BOD.ALAMDOE .' DEFINITION OF MARKET VALUE: The ~losl prohahill pl~~ wh~h . PlOllfllty shoukl bring In a comllfll~ti. Ilnd open mNk.1 urd'l all COnd"kll18 lequ~l. 10 . laIl sale, !he buy" and ..lilli, .ach acllng plOd~nl~. knowilldgoali~ and ammll'lJ IhIl pllc. ~ nol aft,cl,d by undue sllmuk,s. Impllel In this de1W11llon ~ lho consumm~lon of a sale a' of a spoclilld dat. and lho pa",lng of I"ill from Mllel 10 buyer Undoll condlkll1.s who"by: III buyer and ..Iillf aI' ~p~aIIi moltiale<!; (2) bolh pNlills ate w,U Inlolm,d 01 w~" iI<II~.d, Ilnd .ach acting In wh;4 Iv! conskJeIS ho own besllnler~sl; (3) a leasonalJill lime ill "'wed IUI .xposure In !he open mNk.l; (4) paymerrt 0 made In 'OIms of cash In U.S, dollals 01 In IOI~IS of fll",,,ol NI.ngem'~s compillali. !herelo: ill'" ISllhIl "'~. repre..~s !he nolmal co",ldelallon fOl lhe pro""rty sold unM!ecl.d by special or c"a!ti. flnaoclng or sales concesslo",' ",anled by iWIIO/lfl """,laIed wlh lho sale, . Adjuslm.nts 10 1I~ compalaliill, musl b. m",. for 'Ilflcol '" crea!ti, financing or sale, cUl",sslons, No iK1luslm.~s N' IlIlCOS'ar{ for lho.. cosfs which w. normal~ paid by selillrs as . "sui 01 Ir",'llon or Llw In . malk,1 N.a; lhese cosls a" readi~ IdentlialJill slnc. !he ..Iillr pays lhese cosls In vlllual~ all saills I"".acllo", Sllflclal 01 clOdlti. li"""lno ",liu,lm.nls CiUl b. m",Ie 10 IIv! compillaliill plo""r~ by COl1lpillOOllS 10 flllanclno lerms offered by . Ihlrd palty Insl"ullolkll ill/llJer Iha! ill nol already kNoti.d In !he PIOp<lty 01 lransacllon. A"I ",lluslm.nt shoukl /lIlI Ii. ca~u~iI.d on a meehilnlc.; dollar 101 Iklllar cost of lho "1<tnClng or concession bId lho dollill amount of any ",lluslment should 'qlpro'im'lI. li'Il malk.l's ".tellon 10 lhe 1II1<lftClrq 01 conc.sslorni based on IIv! applalsel'S ludQem.nt. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND L1MIlING CONDITIONS: The appraiser's cert"lcallon lhat appoalS In 100 applalsal "pod ill ,ubl,cl 10 lho lollowlrq cond"Io",; 1. Tho apPlals" will nol be "spollslbilllor mailers 01 a legal lIalure lhat aftecl ."i'Ilr IhIl plOpOlty being appraised or li'Il 1"1e 10". The apprals.r ...sumes Ihat lhe I"Ie ~ good Ilnd millk.lahle iIlld. 1"'"lore, will nol I.mler any opinions .houl li'Il 1"1e Ti'Il proper~ ill aplllal"d on lho bas~ of I being ondolr respor~lh~ ownership. 2. TI~ appr~s" has provl""d a skelch In li'Il appr~,aI IOpolI 10 show appro,lmal. dim.nslons of li'Il Improv.ments and lho sk.lch Is Included on~ 10 ...sot lhe leader of lhe IOport ~ villu~ollllJlhe pro""rty and undolrslandllllJlho appralser's delermlnallon of ", so.. 3. The appraiser h... examined the ilValob~ I<lOd maps lhat ilIe provided by lhe F.der~ Emergency MiIIliIIJIlm.nt Agency (or 011." dat. sources) and has oolert In lhe aplllalsal IOport wi'lllher lhe subjeel s"e In Iocaled In all ldenl"~d Special flood Hazald Area. Beeallse tho apprals61 ~ nol a sUNeyor. hIl 01 shll mailes no OUillant"S. expres' or Implod, reQilldrnglho delermlnallon 4, The appralsel wlllnol 0.' lesllmony or appeill In coud beeallse ho 01 ,he m.d. an appraisal of lhe plOperty In quesllon, unless s""cllc 1IIli1J'9!m.nts 10 00 so have b.en made beforehand. S. Ti'Il appra~er has esllmaled lhe value of li'Il land In li'Il cosl approach" Is h~t..st .nd hesl use and li'Il Improvem.nts a! lhelr contliliulOlY valu.. The" sepillale valllallons of lhe land and Improvement, musl 001 he osed In conlunctlon w"h any olher apprals~ and ill' ",,~Id W th6y are so used. 6. Tho applalser has /lIlled In lho appralsal report any SINer" col1ll~lons Isuch "', needed IOpalrs, depreelatlon, tho presence of h"iIIdoos w""", loxlc subslanc", elc,) ObseN,d durino lhe Ins""cllon ollhe suhleel property or Ih,~ i'Il 01 she h.cam. ,WiII' of dllrlnglhll norma! r"'iIIch ""ONed ~ ""rtolmlng 100 appralsal. Unillss olherw~. slal.d In tt.. appraj,al report, the appralser has no koowledge of any hkkJen 01 u"""Pal.nt cond"lollS 01 lhe PIO""rty or adverse envlronmenlal condllons (Incllldlngli'll presence of hazarooos wasles, lo'~ subslances, elc.)lhal would make lho plOpelty more 01 less valuali~. and has ,,,om.d lhat lhere ale no such col1ll~lo03 and makes 00 Ollalanl",s or walranl~s, "I\"e" or Imvlod. reli"rdino tho cond~~n of lhe P'O""rty, The app"oer will nol be responslhle 101 '''1 such cond~lons lhat do exist or lor M'I .rqlneerlrq or lesllng that m~ht be rel\lIlred 10 discover wholher soch col1ll"lons ex~1. Because lhe appraiser ill nol an .xpert In the filld 01 envlronmenlal hazalrls, lhe appraisal IOpolt mllsl /lIl1 Ii. considered ... ilIl envlronm.nt~ assessmenl of li'Il prop.rty. 7, Ti'Il appl~ser ohlalned ti'll 100ormallon, esllmales, and opinions 111,,1 were expressed In tho appraisal repoll 110m sources lhat he or shll considers 10 be lelialJ~ and b.lleves lhem 10 be Irue and coneel. Too ~)p"lser does nJI assume responslhllrty for lhe acculacy 01 such ~.ms thai w.re lornillhod by olher parties. B, The appraiser will /lIl1 disclose lhe contenls of li'Il ~lpralsal report ex"pl ... provkled lor In IIlfl UnHorm SlaMarrls 01 Professional Appraisal Placllce. 9. Ti'Il applalser has b....d h~ or her applalsal report and valual~n conclusion for an applalsal Ihal ~ suhl.cl 10 salls1aclory complellon, repalrs, or a~erallons on tho assumpllon Ihill complellon olli'lllmprov.me~ls will h. pertormed In a workmanlike 01.1111'" 10, The ~Iplals" nlllSl plovld. his or her prior wrnten consenl b.lore li'Il Ien<Ier/clilnl spec"'d In the apPlalsal report can dislllbol. thll apPlalsal leport (il'lChullng conclusions ahoul the proPfllty vallif':. lhfl appraiser's IOOnllty and professional des~l1iitions, and ,l'!1ellmces 10 d1'r( professional appraisal OIganlziltlons Of thl! firm with which tho <'lIIH<llsflt Is ,1:-iSOCI,tlfHl) III imyollfl oH1fll Ih;m too horrowllr: ,~ mOltg:-t{r,f! 01 Ks sucrflssors and as~.;lgns: the mortgage Insurer; COnsll~ants; professional appraJsal organiza1lons; :mv sla1e Of ledmaltt approved fin,mclil In!>I~lJlion; or any rjp,p,'1lln1f!n1. ;iOf\ncy, or instwmflintality 01 the Un~ed Slales 01 M'I slat. 01 lhe Oilllr~1 of Columhk\; ex"pl lhat the illndoll/clonl may d~lribut. lhe plOpel~ desclipl"n seclbn o1lho repod on~ 10 data coiltcllon or I6portlng "N~e(s) w"houl having 10 oblaln lho appraiser's prior written consent. The appraiser's written co....~ and approval musl also be oblalned betore the app.aIsaI can b. conv.y.d by M'lone 10 lhe pobic thloUgh a<!I.rtoing, pohic relations, news, sales, or O!hel melia. Freddill Mac form 439 6.93 Pagel 012 Fannie Mill Form 10D4B 6.93 Ausherman BIOS, R.aI Eslale Inc, Form ACR - 'TOTAL 2000 lor Windows' appraisal softwale by a 0 mode, Inc. - I.BQO.ALAMOOE APPRAISER'S CERTifiCATION: n~ Apl"al",I ",I"~' and iIOl~tislhitt: \, I hav~ I~.ea'clllld tllll ,"hl"',\ m",k~1 area ",~I I1;,v~ '~~cl,,1 a mlnlmllm ot Ihlti~ ""nI .all. 01 PIOI~II~. 11I0,1 .Imllar and plo.lm~' 10 IIlIl .uhifM:t PIOl"'1ly IOf consldelatlon kl IIlIl .alls COlllpal~on anaIi'~ and hav~ IIIMill a dul~I adjuslm'nt wl~n ~)Plopllal' 10 le1lecl IIlIl lIIa1k,1 "acllon to IMse 1~lIIs of slgnllkanl vil/lallun. "a slgnltkanl ",m 111 a compara"~ Plollfllly ~ '''I~1101 10, 01 010" lavOfa"" lhan, IIlIl suhl,cl PIOI"'rty, I hav, made a l1llQ<iiv, ~~ustm,nI to 1""l(e IIlIl adlusted sales pIke of tllll coml",aJl~ and, I a .~n"kanll'm 111 a compalaJ)~ PIOI~11y Is 1nf,,101 10, Of less lavO!CUIM lhan the suhifM:IIIIOl"'IIy, I have made a poslive adjusllllent 10 Inc"~" tllll ~IIII'I~d ,a/fl. pI.' of I"" cuml",,,"ill 2, I have tak,n Into consld'Iatlon Ih, 1",lulS Ih<rt hitv' an Imp",1 on valli' In lilY lillv~lopm'nt of lhe "lllIIal, of nMlk,1 vatue I1IIhe i/(lplalsat "llOlt. I h<we 001 koowlngif w""hflkl any .~n".anl InfUlIII~lon flOIll II~ ~)plal,,1 l"pOI\ ""d I b,lillv', 10 11>1 hest of my koowilll!gfl, tl1;4 atl sltc.m~nt. O'ld Infmmatlon " Ihfl applalsat "port ale tlU~ alld conect. 3, I slal~d 111 thfl apPlalsal I~IIOII only my own p",,,,,,I, unhia"d, ""d pmles,lonal ar"'Iy.~, upinlOlIS, and conclll,lon" whkh ale sllhlecl only 10 11>1 contlf'lJl'n! and IImllng condllons sloolled In Ihl, fOlm. 4. I have 00 p"sent 01 PIO'I~~IIv~ Int""t In 11>1 plo",,'1y Ih<it I, 1M ,uhlecl 10 Ihb "1101t, and I haVfl 110 IlI,sent UI plO'pectlve I"'/Sonallnt""t 01 bias will respect to thfl partklp""I, In 11>1 "an.,,,,llon I d,lool b~lO, ~Ihol parlially 01 comp"I,Iy, my analy'~ aJ1t\IoI lho "lImale of malk,t vidu, I1Ilho ~)plalsat ,epoll on 'IlIl IilC~, color, "1~lon, se'. I1;lndk~l, familial ,Ii/lu" Of natkmal ol~in ot ,IMr 11>1 PIO'I~cllv' owr~fS or occup""t, of IIlIl ,ubl~cl pIO",,'1y or of IIlIl p"sen! oWll6rs 01 occupant, of 1M piO",,'IIe, In tl>l vkinity of 11>1 ,uhlect I"ollfllly 5, I have 00 present 01 conl,mplal,d lulure Inl",,1 in lhe ,uhiecl P'Op"ly, and nMh", my CUllent 01 111111" ,mployment 1101 my comp'fl,atlon fm I"'durmiIIQ IhIs applalsal ~ contingent un 1M applalSed value of lhe PIOpefly. 6, I was 001 "qui"d 10 "pOlt a pl"~l6lmlned value 01 di"cl~n In valli' Ihal lavulS lhe calise of lho ctiflnl UI any Ifllal,d p"ly, Iflfl amount of 11>1 value esllmat', 1116 attainment of a spec"k resul, 01 lhe oceulI'nee of a suhseqllenl evenl In O"lel 10 Iflcelv, my comp,",,,I,m ""<VOl eml'klym,nt tUl ""dOlmi'9 lhe a"plalsa!. I dk! oot bas, 11>1 apprals~ repOlI on a reqllesl,d minimum vallli/llon, a speclk valu"l~n, 01 lho 00,,110 a"plov, a speclk mOllg'IjJflloall. 7, I pedOlmed Ih~ applalsid in conto,"\~y w"h 11>1 UnlOlIll Slall{~lIl, ut PlOlesslonal Applals~ PI",lic, IhaI w,re adopled and prumlltoat'd by the ApPlalsal Standalds BOilld of The ApPlaisal Foundalion and lhitl w", In pl",e as ot the ,lfecllve dal' of Ihis iljlp,aI,aI, wlh lhe "cepllon of Ihfl depiVtu" plOv~lon of those Slandalds, whkh does nol ",ply, I acknowilldge thai "" esllmal, ot a ~aso",ble tim, fOl e'lJOsu" In lhe Oll"n malket ~ a condllon 111 the definition of millk,f v~ue and IIlIl estimale I oov,lol"'d ~ consi,t,nt w"h tl>l millkeling time nol,d In 11>1 oo~hholllOod secllon of tills Iflpoll, unle" I have olhelwlse stal,d 111 the reconciliation secllon. B. I have pelsun~1y Inspecled lhe Inl"klI and e~,,101 ar,as of tho suhl,,1 IlfoP"1y and the e~,,101 01 all ploperlles IIsl,d ~s compalaIJles In the apPlaJsaI "port. I furthfl! cerlity that I have noled any apPal,nt or known advef" conddions In lhe ,ubl"llmplOvell\,nls, on lhe suhleci sl" 01 on any sl, wlhln lhe Imm,dlate vklnity of the sublect propelly of whkh I am awar' and have made adjuslmenls to! lhese adv"" condllon, In my analys~ ot lhe pIC;J611y valu~ to tllll ,~,nt lhat I had lIIarkel evidence 10 suppod them. I have also comlll,nled about the eftecl of It. adverse cond"ions on the mar.,labllity of lhe sublect PIO""IIy. 9, I I"'/S0",11y prepaled all conclus~ns and opinions aboul lhe real eslal, lhitl were "I tOlth In lhe appl~S~ repUlI. I I rel~d on s~n"kanl plOlessloual asslst""'e frum any Indivk!u~ 01 IMividuals In the ",dOlIll""" of lhe applaisal 01 lhe prepal~lon of lhe applalsal report, I have named such Indivk!ual(s) and d~closed tllll sl"'c"k task, ""dOlm'd hy lhem In lhe "conclliallon s"llon ot Ihls applalsal "port. I c"lly lhat allY Indlvk!u~ so nam,d Is quat"led to I"'dolm thfllasks. I have not aulllOloJd anyolI6 to make a change 10 any ",m In lhe repoll; II>IIelore, " an u","ll1Ollzed change Is lIIade 10 11>1 appla~a1 "port, I V1~ take 00 responsibility for I, SUPERVISORY APPRAISER'S CERTIFICATION: n a supervisory applalser si,)ood lhe ill'PI~S~ "port, he or she c6fllles and ~"es that: I dlreclly SUl"'IV~' thfl appralsel who prepared lhe applalsal report, have reviewed lhe applalsal "poll, iIO'" wilh the ,Ial,menls and conclusions of the apPla!sel, ~I" to be bound by lhe apPlal,"'s cllft"icallons nllmh,red 41hlouOh 7 abov" and am laking full respofl,lbllity toriill' applal,~ and lhe ill'pralsal "POll. ::::::,~:;..p~.i-.::.Il.':2.APP"""" Signalure j / . t:!?~ Name: _ri'~ .,~._~~.l1~r~_i1_f\ GM. , Dale S~oodl s"pt 3, 1997 Stat, CerllllC~lon II: GA-Q00149-L. 01 Slate lkense II: State: Pa Elljlllal~n Dale of C"I"kallon 01 license: 6/.:\.0{99.. 16-~6,5South P~~nc8 st SUPERVISORY APPRAISER (only II required): S~nature: Name: Date S~ncd: Slate C"tlkallon II: or Slat, lkense II: Stal,: _ EI<pilallon Dale of Cert"kallon or lkense: I J Ok! I I Old Notlnspecl PIOP'1ly Fredd~ Mac Form 439 6.93 Page 2 01 2 Fannie Mae Form 10048 6.93 FOIIII ACR - 'TOTAL 2000 for Windows' applalS~ sottwille by a lit mode, Inc, .-1-800.ALAMOOE 08-10-1998 GOODHART 12-12-1997 21 97-1000 CUMBERLAND 101 f=~~~~=~~="~~=~~:~~~::=J MAKE CH€CK PAYABLE AND REMIT PAYMENT TOI REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 CUT ALONG THIS LINE .. RETAIN LOWER PORTION FOR YOUR RECORDS ~ REV: is'(,i"iif"AFi'"foii :97T "NoficE" "oF"i"NHiiiifAHcE "fAit A"pjiiil"i s iifiN'r;" m."OWAN"CE" ciii---" """"""""."""" DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ANSON R FILE NO. 21 97-1000 ACN 101 If an aBBeBB.ent was issued previously, lines 14, 15 and/or 16, 17 and 18 will reflect figure. that include the total of ~~ returnB aSBe.Bed to data. ASSESSMENT OF TAX: IS. AItO\",t of Line 14 .t Spousal rat. US) 16. Allount of Line 14 taMable at line.lICl... A rat. (16) 17. Aoount of Line 14 t..able .t Coll.ter.l/Cl... B rete (17) 18. Principal Tax Du. TAX CREDITS: PAY"ENT PATE 1~)~,::<11~ IV BUREAU Of INDIVIDUAL TAMES INHERI1ANCE TAM DIVISION DEPT. 110601 H4ARISBURO, PA 1712a~0601 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE Of INHERITANCE TAM APPRAISE"ENT, ALLOWANCE OR DISALLOWANCE Of DEDUCTIONS AND ASSESS"ENI OF TAM JOEL R ZULLINGER 200 CHAMBERSBRG TRST CO CHAHBERSBURG PA 17201 DATE ISTAT! OF DATE OF DEATH FILE NUMBER COUNTY IICN ESTATE OF GOODHART TAM RETURN WAS, (X) ACCEPTEO AS FILED ) CHANGED RESERVATION CONCERNING FUTURE INTEREST " SEE REVERSE APPRAISED VALUE OF RETURN BASED ONI ORIGINAL RETURN 1. Reel E.tete (Schodule A) 2. St""k. end Bcnd. ISchodule B) 3. Clo..ly Held stock/Padnar.hip Intere.t (Schedule C) 4. "artg.ges/Hot.. Reoeivable (Schedule DJ S. Ca.h/Bank Deposits/Hi.o. per.onal Property (Schadule f) 6. Jointly Owned Property (Schedule f) 7. Tran.fers (Schedule G) 8. Total Asset. III (2)__ (3) (4) (5) (6) (7) 145 , 000.00 .0lL .00 .00 .00 ....:.!t!L .00 (6) APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Fun_rei EKP.nsat/A~. Cost./Hisc. Expenses (Sohedule H) (9J 10. Debt./"ortgege Li.billtie./Llen. (Schedule I) (10) 11. Total beductions 12. Net Value of Tax R.turn 13. CharitahlM/Govarn..nt.l Bequests; Non-elected 9113 Trusts CSchedule JJ 14. Net V.lue of E.t.te Subject tc Te. .00 .00 Ill) (12) (13) (14) NOTEI 145,000.00 M .00= .00 H .06= .00M.15=_ (16) f!..... '* In-1141 fI '" nt"" ANSON R DATE 08-10-1998 NOTE I To insure proper credit to your aooount, .ub.1t the upper portion of this for. with your tax pay.ent. 145,000.00 00 145,000.00 .00 145,000.00 .00 .00 .00 .00 A~T Pq J TOTAL TAX CREDI~ .00 BALANCE OF TAX DUE ______.~ INTEREST AND PEN. .00 - ---.-. TOTAL DUE .00 -~- - ------- RECEIPT NUttBER DISCOUNT (+) INTEREST/PEN PAID (-) . IF PAID AfTER DATE INDICATED, SEE REVERSE ,fDR CALCULATION OF ADDITIONAL INTEREST. If TOTAL DUE IS LESS THAN fl, NO PAi"ENT IS REQUIRED. If TOTAL DUE IS REFI.ECTED AS A "CREDIT" (CRI, YOU "AY BE DUE . REFUND. SEE REVERSE SIDE OF THIS fOR" FOR INSTRUCTIONS.) '10 G ir ~5 ' \,C\ (:6 _ :n .JJ (t) [I' C c::) .. Ul .:]1 t~,J RF.SERVATlOHI E.t.t.. of d'(l.-nh dyjng on or b.for. DeoMber U, 1982 -- If en~ futur. tntllr..t hi the .It.t. is triln.f.rr.d in po.uulem or enjoy...nt to Clan I (c(;Uet.r.1J benenelaria. of the. d,<:.d,nt .ft.r the i1MplrllUon of any ..t.~.. for lIf. nr for VII,.., tho C~onMollllth he""by IMpr.uhr...r"I' the right to appr.he end ....11l ttlm.f.r InhlrHMIOI'I taM" It th.. 1",'ul CI... 1\ (ooll1t,,..1) rat. on IIny luoh future Intl,.,.t. PIJIII'O$E Of NOTICE I PAYHf:NTI REFUHD (CR)I OL.-':ECTIDHSI "DHIM ISTRATIVE COMRECTIOHSI DISCDUHT I PEJriAL7V1 INTEREST I '0 fulfill thl raqulr...nh of SI(ltJun ?litO of tho Inharltanoe anfllstatll IRx loot, Act ?1 of 1"95. (]l P.S, Station Y140), Detach the top portion of thh Notice end suh.1t ",Uh your pa.,..""nt to ttMl kauhtar of WIU_ ,.rlntad on thfl rl".r.. .Ide. -~".ko check or .oney ordur payabht tOI REGISTER or MILLS, AGENT A refund r>f fI talC credit, which WlIS not requDlOted on thll Tal( Moturn, ."y be roquuted by coltPlethliJ an tlAppllcltlon for Refund of P.nn.yl....anl,. lnhuritftnce and f.stflto 1ft)(" (REV',Unl. Applications flrD 1I"811tili18 lit the Office of the Rellilter of "jlh, any of till 2~ RII"enue nistrl(lt Officos, or hy calling the IPeelal 24~hour 1Ifl....rlnll urvioe nUIWGrs for forflls ordering I In Pannsylvllnlll 1'800-3&l~20S0, out.lOO "ennlylvania and within localllarrhbuf'Y IIreQ (717) 7a7~80'J4, TOOl (JIll 772-Z2!il Wearing Ilpllired Ollly>' Any party in int.r..t not .atlsfied with thl\t appraise.ont, al1owon08 or dhftllowance of deduction., or ........nt of tal< (including discount or intere.t) 85 ,;hown on thlli Notice .ust ohject within Idl(h (601 dfty. of reo.I,lt of thl. Hotto. bYI ~~tlIr itten protest to the PA Departllent of Revenue, Board of App." Is , Dept. 2810ll, tlarr ishurll, PA u.lectlon to have the IIlltter deterlllned lIt Iludlt of tho aocount of the pllr.onal r.p.....ntlltlvlil, R-appeal to the Orphans' Court. 171i'ft-102I, OR OR factual .rrors dhcoyerHd on this alisoss.ent should b€t address.d in writlna t01 PA naparta,nt of R.v.nue, Bur.llu of tndividuIII Taxos, ATTNI Post Auen.ent Revl.tlI Unit, D.pt. Z80601, Harrisburg, "A 1711&R0601 Phone (717) 187~6!iOS. s.\'. pag. S of tho bookl.t "Instl'uotlons for Inheritance TalC Return tor II R..ldent D.cedent" (REY.1501) for .n explanation of ad.inhtraU....iY (lofl'.ctablfl errors. If IIn)' tax due Is paid ",ithin three OJ CAlendar .''II1th$ aft.r the dRcedent's dellth, " five parcent (5%) discount of the talC paid Is "Uowed. Th. lS% t.lC ..na.ty non.partlcipl!ltl.on pelllll ty h cOllputod on thQ toto I of the talC and Int.r..t ....n.d, Ilnd oot paid before Jam!.ry lfI, 19'16, thR firlt day aftor the end of tho talC "lInesb pllrlod, This non-pflIrtioh,.tloo p.nal b Is appulab.1e In the .all8 lIannsr lInd in the the aft.. t II1Il par lod &Ii you tlIould flIpp.,,1 thll tex and Int.r..t that h.. been aue...d a. Indicated on this notlo.. Int.r..t III oharllad baainning with first day of delinquency, or nine (91 1I0nth!l and onll III day froll the date of death, to the r~\tte of pay.ent. TfIlCDIi which b'~ltIIO del inquent before Januar!i I, )1182 bttar int.rest lit thll rat. of dl< (6in perc.nt por annue calculated at II dally rille of .000164, All hl)(05 which beoftfll. delinquent on and ,ftar JanullrY I, l'Jft? will beftr Intorut at 1I r~tll which will Vflr!i fro. cftlendfll' '18"1' to calandar 'leal' with thet rat. announced by the PA Departaent of Rev.nue. 1he apfllJoablu int.rnt ,'at.s for 1981 ttll'ollllh 1'198 arel Y!!t Int.rllst Rttt" Dally Inhr.st facto,!: :!!!r Interut Rat. !!!l!L!.!l t .,' 81 t ~'Ilctor 1982 20% .000S48 19&7 11% ,000241 1'183 16% .000438 1'188-19'11 111. .000:'iOl 1964 1I% .000301 1'Jn q% .000141 1985 131. .000356 )9'13-1'1')4 7% ,00019l 1986 10% .000274 19'15.1'1'18 1Ji: ,000l41 nlntere.t Is calculated as follows: INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR uAny "oUee inued eft.r thll ta)( becOll.. d.linquent will r.fled an iot.r.st calculation tll fifteen (I!i) dlVIl beyond the date of the a..e....nt. If ".y..nt III _ade lIfter thfl intlilr..t cO."uhltlon date .ho"", on tha HoUc., additional lnt.r..t II\.lst bfl calculllted.