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Home My WebLink About81-00049 " <1J ~. 2X:i '. ,.. - ~ 0 . J 0 j ~ z LAST WILL AND TESTAMENT OF ELVERDA E. SHOVER I, ELVERDA E. SHOVER, of the Township of East Pennsboro, County of Cumberland, and State of Pennsylvania, being of sound mind and memory, do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking and making void any former wills or testamentary dispositions heretofore made. 1. I direct that all my just debts and funeral expenses, including my gravemarker and all expenses of my last illness, shall be paid from my residuary estate as soon as practicable after my decease as a part of the expense of the administration of my estate. II. I bequeath my automobiles, household and personal effects, and other tangible personalty of like nature (not including cash, securities or any business property), together with any existing insurance thereon, to my husband, STEPHEN B. SHOVER, if he survives me by thirty days. Should my husband, Stephen B. Shover, not be living on the thirty-first day after my death, I bequeath such tangible personalty and in~urance thereon to such of my children as are living on the thirty-first day following my death, to be divided among them by my executor with due regard for their personal preferences in as nearly equal shares as practical. Any such article allotted to a minor may, as my executor thinks advisable, either be delivered to the minor or Page 1 of 5 pages any person to hold [or the minor, to be sold and the proceeds paid to the guard ian as property d is tributable to the minor as hereinafter provided in ITEM IV hereof. II. I devise and bequeath the residue of my estate of every nature and wherever situate to CUMBERLAND COUNTY NATIONAL BANK AND TRUST COMPANY, of New Cumberland, Pennsylvania, trustee of a certain inter vivos revocable trust created by my husband, STEPHEN B. SHOVER, d~1.J s~t'./)-, 1972, to have and to hold, IN TRUST, for the uses and purposes and subject to the terms and provisions thereof, including any alterations or amendments thereto, or any other inter vivos trust which may hereafter be substituted therefor. III. I appoint CUMBERLAND COUNTY NATIONAL BANK AND TRUST COMPANY, of New Cumberland, Ppnnsylvania, guardian of any property which passes, either under this will or otherwise, to a minor and with respect to which I am authorized to appoint a guardian and have not otherwise spec ifically done so, provided that this appointment of a guardian shall not apply to property distributable to a minor for whom I have otherwise made special provision and provided further that this appointment of a guardian shall not supersede the right of any fiduciary in its discretion to distribute a share where possible to the minor or to another for the minor's benefit. Such guardian shall have the power to use principal as well as income from time to time for the minor's support and education (including college educa- tion, both graduate and undergraduate) without regard to his or Page 2 of 5 pages -, '. her parent's ability to provide for such support and education, or to make payment for these purposes, without further respon- sibility, to the minor or to the minor's parent or to any person taking care of the minor. v. All federal, state and other death taxes payable because of my death, with respect to the property forming my gross estate for tax purposes, whether or not passing under this will, including any interest or penalty imposed in connection with such tax, shall be considered a part of the expense of the administration of my estate and shall be paid out of the principal of my estate without apportionment or right of reimbursement, provided that any taxes in my estate on any portion of the in~er vivos revocable trust created by my husband on S'Pp+-. (,- , 1972, may be paid from the assets of that trust as provided therein. VI. My executor and guardian shall have the following powers in addition to those vested in them by law and by other provisions of my will, applicable to all property, whether principal or income, including property held for minors, exercisable without court approval, and effective until actual distribution of all property: A. To retain any or all of the assets of my estate, real or personal, including stock of my corporate fiduciary or of its parent holding company, without regard to any principle of diver- sification or risk. page 3 of 5 pages B. To invest in all forms of property including stocks, common trust funds and mortgagc investment funds whether operated by my corporate fiduciary or others, without restriction to invest- ments authorized for Pennsylvania fiduciaries, as they deem proper, without regard to any principle of diversification or risk. C. To sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms or conditions as they deem proper. D. To allocate receipts and expenses to principal or income or partly to each as they from time to time think proper. E. To borrow from, or to sell to, the Trustee under my husband's inter vivos trust mentioned above, even though such Trustee may be my executor. F. To join with my husband, STEPHEN B. SHOVER, or his personal representative in filing a joint income tax return without requiring him or his estate to indemnify my estate against liability for the tax attributable to his income and to consent to any gifts made by my husband during my lifetime being treated as having been made one-half by me for purposes of the federal gif t tax law. VII. I appoint CUMBERLAND COUNTY NATIONAL BANK AND TRUST of 5 pages . t1I H I:: ~ I:: ~ QJ ..,p.. ril QJ H 6 ~QJ . CJ:l rill-<'O ril ::r: """'1:: H CJ:l <l;CJ:lt1l CJ:l .-l @ . QJ I-< ~ ril <oil bO QJ <I; 0 '0.0 <I; ril'M 8 ~ iil ZI-<::l Ol<lt.l ril H :3 :> CJ:l0 ~ S .-lQJ H <"IZ CJ:l ;S . . '. . . .' . ' . ' OATH m' SUIISCIUIIING WITNESS 'COMMONWEALTH OF PENNSYLVANIA I ss: COUNTY OF CUMBERLAND \ This f)..()J-'" day of January A,D.,19 81 , before me, Register for the Probate of Wills and granting lellers of Administration in and for said County Df Cumberland, in the Commonwealth of Pennsylvania, personally came Charles H. Stone. Eso. and Ronald G. Heber1ig the subscribing witnesses to the foregoing instrument of writillg purporting to be tht last Will and nst"m~nt of E1verda E. Shover Dated late of Eas t pennsboro Township Cumberland County Pa., deceased who being duly sworn 'according 10 law, depose and say, that they were present, and saw and heard the test. trix sign, seal, publish, prono'unee and declare th~ said , :., instrument of writing as and for h er Testament and Last Will, and at the time of sO doit'~ was of sound and disposing mind memory and understanding, to the best of their knowledge, observation and belief.., (7;. .,' ... Sworn to and subscribed before ,~,--,-Q, /.. ( ~ ;t(~-;;,,{:.!. /2:1/L.t' ~ ~ (J ;;fL(~ Register AFFIDAVIT OF DEATH COMMONWEALTH OF PENNSYLVANIA t ss: COUNTY OF CUMBERLAND \ being duly Jane Davidson says that as nearly as can be ascertainenthe said decedent E1verda E. Shover died on A.D.,19.-M, - Monday the 12th day of Januarv at or about o'clock, _M. SICrn to and subscribed this 20th day of Jnnuarv /, ,Iii',,!! '1 I .', I/)",! / ' ij, ;/vt! A../Z1 ) ",,!-, >0'= I' Wl/1Alll y~ Register Inventory of the real and personal estate of Ti'Juer.da r.' C:ho"er deceased REAL PROPERTY Dwelling located at 146 South Enola Drive, Enola, Pa., recorded in Deed Book V, Volume 12, Page 431. PERSONAL PROPERTY Household Goods an~ Furnishings Revocable Living Trust dated Noven~er 30, 1978, CCNB Bank, N.A., Trustee, Elverda E. Shover, Settlor. Settlor had full power to revoke and amend Principal and Income Interest. CCNB Bank, N.A. - Safe Deposit Box Refund 6 Shares - Cutter Federal Inc. Bell of Pa. - Refund Medicare & Blue Shield - Reimbursement JOINTLY-OWNED PROPERTY CCNB Checking Account #180-3081-7. Date of Death Balance $1,371.29 - 1/2 Share t.: ~ ".; "- ',.' ,H. e)" ~ ~" (_: !,l.. :i?:~. \:,,1 r- e.: -c'lL;. :---..: ::~ <J" wLc." ~-..! or' ':JEw o::."~ . ' :.:, 00 Y':L: u", "'::> ~o;; ~ 'ju CO . u 45,000 00 1,369 50 48,,654 89 3 75 15 00 9 03 75 00 685 65 95,812 82 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND I, J 55: ,....!., Ja!!.e_Il.L"p"avidson.....,:r,.usJ, Q'[U.cer, .CCNB _ J3anl\.. N,'ll.L________ being duly "'"'0=-__ according 10 law, deposes a"d says thai xtii __AJ:.C- _--Executcu:- ,___.__.__ of the Estate of -.El..vero~-5b= late of _..1l~().!il_____. ,....__...' ...__..... .----..---.___, Cumberland County, Pa., deceased and that the within is an inventory made by -C.cNJLll.ank._N..A. " the said Executor of the entire estate of said decedent, consisting of all the personal propuly and real estate, except real estate outside the Commonwealth of Pennsylvania, and that the figures opposite each ilem of the Inventory represent it's fair value as of the date of decedenl's dealh. ">11 c. e-f'J and subscribed before me, Bank, N.A., Executor state E1 rda~ Shover '" /vttJ X~~K~H~Nkk~K Trust Officer d- '--f 19 I~ / '9~,~ ,f 2101 Market Street " i:,_,,_',':;,:. : ..,:::.i.::::'i"; b:P;:l':' J~' / . j .camp l-1i 11 ) .EennQy1 mm1 ~ 17nl1 Address Date of Death 13 Doy January Month 1981 Yur INSTRUCTIONS I. An inventory must be filed within three monlhs after appoinl'ment of personal representative. 2. A supplement inventory must be filed within thirty days of discovery of additional assets. 3. Additional sheets may be attached as to personalty or really 4. See Article IV, Fiduciaries Act of 1949. >- .,; w ~ :;;; ~ ~ I- ~ W <( ~ ll. I- u ~ 0 VI ~ '" 0 w C '" ,.. '" w ~ ~ .0- :r ~ I I- Q. ll. c I- -' u. ~ L .... Z <( 0 0 00 u. -' ll. ~ I W 0 <( w .c ,;, .... > Z '" ~ III - N Z 0 .... c C 0 ~ .; VI Z .;J 0 '" U Z w <( .... ll. "tl c ... ~ III -;: ~ 0 ~ .D ." .... ~ ~ E + ..! 0 I j ~ 0 U u: CD REV.455 EX+ (J.eol COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE TRANSFER INHERITANCE TAX RESIDENT DECEDENT SCHEDULE "F" STATEMENT OF DEBTS AND DEDUCTIONS *, ~Z' , , , 'I, ~, ,,~':d~~r..to' - Estale of E1verda E. Shover Date of Death 1-12-81 WHEN CLAIMING THE FAMILY EXEMPTION, COMPLETE THE FOLLOWING: File No, 21-81-49 Claimant Relationship to DecndJ!llt Claimant's Add res!; at time of Decedent's DlJath ITEM DATE NAME OF PAYEE NO, 1. 2-4-81 Stone, Sajer & Stewart 2. 2-4-81 Jack Gau hen Realtor 3. 2-4-81 Lester G. Connor 4. 2-4-81 F. N. Op e1 5, 2-4-81 P.P. & L. P nns 1vania REMARKS AMOUNT Reimbursement for Letters Testamenta Y A praisa1 of Real Estate A raisa1 of Real Estate Fuel Oil Delivery 1-10-81 Horn Service at 146 South Eno1a Drive Service to 1-1-81 News a er to 1-17 81 Le a1 Advertisin Le a1 Advertisin Services on 1-15-81 A raisa1 of Household Goods Service at 146 S. Eno1a Drive 1 80 Income Tax Grave Marker Preparation of Tax Returns Filing Inventory, Statement of Debts & Deductions Attorneys' Compensation Executor's Compensation Reserve for Filing Account 4.5 22.50 18.00 3 362.12 95.00 9.40 175.27 782.00 100.00 7 8. 2-23-81 The Pi-News Law Journal. Consolidated llater Co. 14. 15. 16. 4-21-81 Gingrich Memorials 6-4-81 Wildeman & O~rock Register of "ills 17. 18. 19. Stone Sa'cr & Stewart 9.00 2,357.90 2,357.90 100.00 CCNB Bank N. A. Register of Wills TOTAL 9 887.58 I hereby certify that to the best of my knowledge and belief the foregoing is a just and true statement of debts, funeral expenses and expenses of administralion submitted to the estate as deductions for Inhe[itar,ce Tax purposes. nC~~t~a~1:E~~~ra E~:e~fig~e~ tle r/ ,,/I. l' (''ill '/' 'u ' Ju1v 24. 1981 B 'J SIGNATURE OF FIDUCIARY DATE OFFICIAL USE ONLY DEBTS AND DEDUCTIONS ARE ALLOWED IN THE SUM OF $ 9 f? .'11, /:;1' I AT (,~ % TAX RATE ", .VI"A~-7 !J REGISTER Of WILLS , ' Ie .j--?! DATE GENERAL INHERITANCE TAX INFORMATION Unsatisfied liabilities incurred by the decedent prior to his/her death are deductible against his/her taxable estate. In addition to debts incurred by the decedent or estate, other items ore cloimable including the cost of administration, attorney fees, fiduciary fees, funeral and burial expenses including the cost of 0 burial lot, tombstone or grave marker and other related burial expenses. All debts being claimed against on estate are subject to the approval of the Register of Wills with whom the Inheritance Tax Return is filed. Evidence.to support the decedent's or the estate's liability for the debts being claimed should be attached to this schedule. A family exemption may be claimed by 0 spouse of a decedent who died domiciled in Pennsylvenia. If there is no spouse, or if the spouse has forfeited his/her rights, then any child of the decedent who is 0 member of the same household con claim the exemption. In the event there is no such spouse or child, the exemption con be claimed by a parent or parents who ore member" of the some household as the decedent. The family exemption is allaweble only against assets which pass by 0 will or by the Pennsylvania Intestate Laws. NOTE: Compensation paid to on estate representative; namely, on executor or administrator, far services performed in administering an estate is reportable far Pennsylvania Income Tax purposes. This taxable income item should be reported on farm PA.40.lndividuallncame Tax Return. t'" "d tl (") ~ tT1 ~ ~ z ;.. 0 0 OJ> Z C) (") c:: tl ~ Z s: t'" tT1 tT1 ~ Z ;::l 9 - 9 t'" Z Z tT1 .., tT1 .., Z '. 9 .., -:: tT1 - 9 OJ> '" r' '" 0 o-l Z 0 N "", 0 "1 "1 ;::l I-' C. ::; I :"1";, C":l g' I-' '" co ,:~~~ ~ .0- I-' - ,... r- ,:.:.... 0 a- <: 0 I N ......". ,... " Z .0- .:'" , - " '" '" " '" uL~ ~-:: -.1 ~t.. =~ ':'""(r: " 0 '" t:V. =; ...~'l.u I-' " '" ~c.::l ~~~ '" '" rt " " ::r '" eJ .......- '" " '" ~ -'::> j~"l " '" ~ en " '" u '< 0 ::r ,... ,... 0 <: " <: '" " " " " -< -:: .... " '" .... tT1 tT1 <: ;.. ;.. ,... " ;::l ;::l ..... 0 N ,... '" '" co ,... INSTRUCTIONS FOR COMPLETING SCHEDULE "F" I. If the family exemption is being claimed, indicate the c1aiment's name, address and his/her relationship to the decedent. Enter "family exemption" in the remarks column and the amount claimed in the amount column. 2. Assign consecutive numbers to each item listed. 3. Enter the dole on which each debt was incurred and/or paid. 4. Enter the names of each payee. 5. Provide 0 brief explanation in the remarks column for each debt claimed. 6. Enter the amount of each debt being claimed. 7. The form must be signed by the person who has assumed the responsibility for paying the debts. IF ADDITIONAL SPACE IS NECESSARY USE BW' x 11" SHEETS. . REV"4!iO ~X+ (10.s01 COMMDNWEAL TH DF PENNSYLVANIA DEPARTMENT OF REVENUE TRANSFER INHERITANCE TAX RESIDENT DECEDE!'lT SCHEDULE "A" REAL PROPERTY (Instructions on Reverse Side) ESTATE OF Elverda E Shover . ITEM DESCRIPTlOH ESTIMATED DEPARTMEHT 1'10. MARKET VALUATIOH VALUE (OFFICIAL USE ONL Y J 1. Dwelling located at 146 South Enola Drive, Enola, Pa., recorded August 8, 1944, in Cumberland County Deed Book V, Volume 12, Page 431. (Appraisals attached) 45,000.00 " TOTAL 45,000.00 ~.L.r. tet'. CO /1 . . .41-1 If add,llono\ space IS necessary, use 8%" x 11" sheets., " IJ J:e6tel' g Connol' ~ '; , 2159 MARKET STREET CAMP HILL, PENNSYLVANIA 17011 737.0574 " APPRAISAL OF THE VAL.UE CERTIFICATE For: cumberland County National Bank & Trust Company 21st and Market Streets, Camp Hill, FA 17011 Attention: Mr. Robert Lane, Trust Officer I herehy certify that I have personally examined the property described as 2~ Story, semi-Detached Dwelling with Detached 2 Car Brick Garage with Apartment over Garage. situated: 146 south Eno1a.Drive, Eno1a, FA Elverda E. Shover Estate and it is illY opinion that the value of said property as of the January A.D. 1981 is THIRTY-EIGHT THOUSAND ............($38,000) ................DOLLARS. 12th day of The property was appraised as a whole owned in fee simple and unencumbered by any indebtedness, I further certify that I have no present or contemplated future interest in the property appraised or the result of this appraisal and that this appraisal was made in conformity with the standards of practice of the American Institute of Real Estate Appraisers, and the Society of Real Estate Appraisers, of which I am a member. The American Institute of Real Estate Appraisers conducts a voluntary program of continuing edncation for its designated members. MAls and RMs who meet t1'.< mini- mum standards of this program are awarded periodic educational certifIcation: I am certified under this program through Decemher 31, 1983. ~ SEAL LIMITING CONDITIONS The opinion of value expressed above is the rc~ull of and is subject to the data and con- ditions described in detail in the accomllanyillg report of 4 pages. No responsibility is assumed for ",aHers of it legal nature concerning the appraised propert)'. nor of questions of survey. ~o fractional paTt of this appraisal is to he used in conjunction with another appraisal. Such use renders it in\'atid. IMPROVEMENTS 2~ Story, Semi-Detached Dwelling with Detached 2 Car Brick Garage with an Apartment over Garage. 51' x 155' lot size ...... ~..~..~ .........x..........J.?.9..'........... ......Construction; Existing ,.....".~ ........."....."... ....... ..'......B.... . Pr~poscd.........................."............._M- living units ....,~"....,..,Construction .,J:),:,eg,i~g:I\~,\J,In~,I1t1In, on,..,Fr,,,,l1\eL,,q,,,,r,'.'<:l,E:!/,..r.,'ftories...,,,?,~,......;:,......Age,:.~g.:!:..,.. Basement..".!?9.!l.E,"'9,..,S9.D9~,"'!:,"',..,~9t1,I1~,,,,~,,i,'?n,,,,"c::'?I1,c"~."te",,~l,'?()r,,!,,,,()':',~:,~9.,".,..,<::,E:!,~~,",E....E:!D,~E,,,,I1.':E:!,....~,O'......,........... "'I1,9.~9S.,"'9..J?9.,r.,9I}".......,..,...................................,....."".........,."""",..."",..:..........,..""",....,............,............,.....................,..,......., lot floor: LR...,..,J..,.... DR"....,~,......... K",J,,_... BR,.......,........ Closets.. 1 "",.. Both" ...y,3........ Other ,J>.I1,c::.~,c:Js.,,,,9.....s.,i.,<'I,"....f.>c:JE~b.' 2nd floor: LR..................... DR..................... K................".. BR,......,3.......... Close".. ..,3.., ",... Bath.., "..,L....,.. Other ............................,.................................-- 3nd floor, LR,......,........... DR........,........... K..........,.......... BR.... ...... Closets .." Both ....... .............. Other .....' .........,...............,..............,.........,-..,-'.. " TYPE OF PLUMBING, (a) Bathroom ...C9ngg"waU...,wa.i,!Js,.c:.()Ung ,1;,tI\J,...:<!tt.h9H,t....S.,b.9.,!:I~,~L,S.~.m,i.,~m9.9"',~.!!.._.. ~i,x,j::lJJ.~,!;,......;LJ.n.9.,;L~,tI!!\...n.Q9.L..c:..9Y,~IJng.!........J::IJ,c:.J..Qs"ed"1;.QUe,j::9.I]..,J,S.,j::....U9"',r...,,,...........,....,-.........................,....,..........-.. (b) Kitchen .wood..,cabinets, "..for.mica,..coun t,eJ.""t()p"., porc,elain....si,.n!\.,....gXD,aJJ.!;,!;... fan.,....fr,ee...st.anding....elec,tri c...,r,ang,e".....l.inole,um ,,floor, "cover,in9.................,.......:..........,.............................,....................,.... INTERIOR, Walls _ Plaster .............,X..........,.............Dry .............................. ,.............,.. Other ,..........,'.. ,....,.............................................................,.............,.........,.. Floors .............Hardwood, ..and...,p,i,ne..,...................,.. Woodwork .........,....p.,i,ne......................... Noturol Fireploce....,........!:!9IJ.e......,-...... BASEMENT, Foundotion ....p,ollr..ed....C,Qnc.r,e,t,e.....""Floor............, ....,J::()nc:.r,e,t,e..,.................,Excovoted ...........,..,......J,.9.9.......... 0/0 Heoting: Type ................,S,te,arn...........................................Fuel................." ......QJ),....,.......................,Air Conditioning......!:!91]..e_.-,..,-.......... Water heater ..............Qf,f....f,urna,c,e,.....,........, .."..,............,Woter softener .........,N().ne................Loundry troys...........,..........!9.9!l."............. ROOF, Type .....,l\Sph,al,t.. ,Shj,ngl~....Ii....,.., .." Condition..,.lIV,e~a,ge... .., Gutters and downspouts.......9.9.1Y.,?,IJJ..~,~\L,........ Metal MISCELLANEOUS, Insulotian ,.........."..~()11,"., ....., .........Storms .......,J,9..9.....% Screens,......,~g..9...,.. 0/0 CONDITION: (0) Exterior .....Al.urninum..,S.iding:::....GoOd....... ..',......, .. ...........................R.maining useful life of building' (b) Interior ....J?laster,ed "and....l'ape,u:d.",,:::, }'.y.e,r,a,ge.................,.."......................,......,.......~,!').................,............................ GARAGE, Construction ..........,Br,ic,k................................. ....................,...., .... ........Roof ....,!\,!;p.h,a.,H,..,gbJn91e......,No. of cars,....,.......,..,2.-..- Size ....,....2.a..~.....l\.,2.2.,~,............,.Type of doors ..,J,2.J....Qy.~"l]e"q................. Driveway ......,G9I),c:..r.,~,t.~...........................,..,.........,.............,... OTHER BUILDINGS, ~,APaI,tmen,t.....9y.,e,r.....g"r,age....J$,ee....!'le19w,L,......,................................................................,.......,.......,.............,........................ UTILITIES: Sewer ....P,ublic...,.................... Water ..,..,..!?,'!,P;L,i,,9..................,......Gas .....,..!:!9.IJ~,........................Electric "....J?,\J.I:l,~,i.,c::.................,.... Well ....,......................!!one...................... ..............................,............,......".....,...............,...............Septic lank...!j9I),e............,Size ....,....::.:.......,....,..........-... STREET IMPROVEMENTS: Walks ...C9I\c:.X,e1;,ePoving....M,(l,c,;1d.,am........,C. ond Gutter 9..'?!),9..r.,~,t:,".,........Alley ............,I:l?,c::?,~.!':11.'._- TAXES, Current general ......$,:U~.....Q,~.......,...........".........................,Spedol assessments .......Q.IJ.!~.r.,t:,".,r...l::y.,...:;,'!.~'!..r.,....s.."',r.,~,~.".'!.....<::,~..':E5! e . COMMENT: Neighborhood trend ..~"':;~<:l,~,I1!:,~!I,~.."::,',..I.,ll\!?r..()yi,'.'~,,,"""',.....,"",...,...."................,...........,...,....,..,.....,....,....,.....,....-",........,......,...-,,- Type structures ..,!l.~,ll\,i.,:::.Il.~t:,i'~11.~9.."~....!l.,~,r.>g~,'!.,,..I.J~"',~~,i.I1,9.s.,"'""..,:"Condition .~,".E:!E~';!,:..,..~o.,..,9,()RgJ. ...,....,..~,~,....:.-7 0 Any area deterimental influences: None This properly could rent for $.........,..~,?,?...,.................per month. for both. The marketobility of this property is .............G,Qo,d,...........,....... ' ...................,......-....-..-......-..'-'...... Recommended necessary repairs and possible cost: Dwelling is in average condition. Exterior trim on garage needs repainted. Estimated Cost $100; ~ plot Plan sketch ond/or perimet., ~',,".':"g of building. (See Attached plot Plan) . Apartment over Garage Living room, dining room, kitchen: metal cabinets, linoleum floor covering, elec- tric range, 2 bedrooms with closets, bath with combination tub and shower. Oil fired hot water furnace in garage. Entrance to apartment from side and garage. CALCULATIONS Dwelling Area 30' x 15' x 2 ; 900 sq. ft. 28 ' x 12' x 2 ; 672 " " 1,572 sq. ft. porches 6' x 21' ; 126 sq.ft. 15' x 7' ; 105 " " 21' x 7' ; 147 " " 378 sq.ft. Garage '28 . x 22' ; 616 sq.ft. Apartment 28' x 22' ; 616 sq.ft. Porch 6' " 17' ; 102sq.ft. Address Replacement Cost- New ' ~ " Dwelling 1,572 sq.ft. @ $26.00 = $40.872 Porches 378 sq. ft. @ $8.00 = 3.024 .:- .,. Garage 616 sq.ft. @ $8.00 = 4,928 Apartment 616 sq. ft. @ $16.00 = 9.856 Porch 102 sq. ft. @ $5.00 ; 510 $59,190 Less Depreciation Physical 25% (Age and deferred maintenance) Functional 10% (Floor plan, old style bath and kitchen) Economic 10% (Old residenti~area) 45% ; -26.635 $32 .555 Land As Lot = 6,000 $38,555 Comparable Properties Date Sole Price Sq. Fl. lot Size No. 1 North, Second.. St.. " Wormleysburg, .. PA,.." 4/80"", ..,,$33,200, ~.., ..,1.281.., .......,21.!..,.><..,150., (Apar tmen t....on..,ls.t ,fl. ".3 .. rooms, &, ,bath. "Apt. on, 2nd fl., ,3 ' rooms "&'" bath...,l..,Car....Gar age. ) No.2 ..404,H"mme1,Ave..."LemOyne,..PA,4/80 ,,$41,000..,.., ,....1,671.." ..25'...,x, 158," (Apa~trn,~l1tol1..Jst);'l. .,4 ,bedrooms..bath." Apt. .,on ..2nd,n.. ,.5 ,rooms....",bath,.,)",....,..... No, 3 ",224., Mar.keLSt. "New,Cumberland,..p;A, ..12/80 " $39,000"... ,1,710" ,,25...x....175' J"partment,on,.lstFl. .,.4 ,rooms..& bath., ..Apt. on 2nd Fl. ,,4 rooms..&, bath.....2..,Car..,Garage.) VALUE BY MARKET APPROACH $ 38.000 'c IMPROVEMENTS Type: 146 S. Enola Drive, Enola, PA Lot size - 51 x!~?_...-X_ 15x !..~5............_....Construction; !,xilting _X:~..",._.......____ Proposed..r.__ .__-' Living units _~.._...Constructjon ........~O'.!:!.~.':.::..?.!..l!.~,:....s...!.,~-'..n.,2.,..,__..,___,._____ Stories......~.._--Ago_!Q.. y rs . Bosement -f.~ ll-cono:!~!!::,.~_~th 0~~.~..!.,~..~..5.=-.u.,~.r!'.~.L..,__..,_.....__ '___.._....__....____ - . . .-..-.-'-.....-..-.----'.'----'c:OmmOUe-Olrtv- _ ht floor: LR_t!:.~ DR..._~_ K._Y..~~_.. BR.__..__ Closets___~......._. Bath_...__ Other .~D..!;.,-~JJi!L.p_Q(J;,L 2nd floor: lR. DR...-_ K__._ BR..._L Closefs..,_,~..,._._ Bath,_.2.~ Other _..__ _ 3nd floor: lR-_ DR, 1<....._._ BIL__.._ Closets_..__.,__. Bath._.__ Other .JJ1Uf-_C.s toraqe on 1 v} TYPE OF PLUMBING: (a) Bathroom -.1.l!!>-_ll)E.,.~_h.o..~!l.LE~'!!~~~!:..>_ sin k , vi ny 1 floor ~ongo wa 11 -- ' ---..-_..!!.!..~_t'!9../...5..C?,p..I~..~.E.!.['e~ __ (b) Kitchen -~90d~!!.b.J.!'!!:.!.~..,,_':l1!:.~~!_L~~Jl_e. formi ca _!~.E.!!!.lters. I i.noleum t!9..Q.r.,._c::..9.P.P..~L.E.!..P.!l.~. _ . , INTERIOR: WoIIs - Plaster ves Dry _.,_!!,Q_._______.,__ Oth.. __..__f-'. Floors ...h.arc!!!.!:>.9_d_~.!!.::P..LI!.~_..!P___ Woodwork _['l~,!:._...______ Natural Fireploce, ' non~ BASEMENT: Foundation .-Q.Q.!!Led c.Q!J.f<!'.tl!;)_Floor_...,_C'.2D,S.[!;)J;.!L__.__ Excavated 100 % Heating: Type --,U,!l..U!l-___Fuel--.......Q1..!.__....___._____.Air, Conditioning--1lQ. Water heater _.!!Q!lJ!;).!?t i_C;_.._,.., _.___Waler softener ....ill!.... ,laundry trays no ROOF: Type ~s..E..h. 'sh I ~J1J..~....",.._ Condition,_...~':!!!.[~..,.....__.__Gullers and downspouts, yes MISCELLANEOUS: Insulation -I!.~ry.~..:_-..,..-..----..-,....--..-,_.___Storms 100 % Scree., CONDITION: (0) Exterior -[~~..,...-,-_..--.--..--...,-....----_Remaining useful life of building: . (b) Interior _La i r t'?....9.Qod "___ ._ _ 45 years GARAGE: Construction ~~....?.Ey-2nd floor aP.~":"__Roof_ asph. shlngle_No.ofcars two Size 22X2L_Type of doors -3......Q.Y..~r,!1_e~._,_ Driveway ~~~_' OTHER BUilDINGS: __none 4~!!!....~..!>.~!L(~.sh~~~!.L~p..!:." over garage _ ' UTIlITIES: Sewer "'p'ub1 Ic _ Woter -E.!:!bl i~___...Gos ..!l.o._... Electric _,. yes Well .---::::........----..---...-,.-,__,Septic tonk ---. Size --:::::..... STREET IMPROVEMENTS: Walks ..~,c?'!:!.::~~__..Paving,-!'.!~_c:.:......C. and Guller yes --Alley ~s _.__ TAXES: Current general _$3.3';.08 -..___-5pecial assessments _.... none knpwn '. _ COMMENT: Neighborhood trend ___.. 0 I..i~..at.i c _........,_.,_,_ _,_ Type structures 2.!.!l91e fami Iv.-some ~ts. ...,_..,__Condition _~verage A,ge --2.Q.-8o yrs. Any orea deterimentallnfluences: no This property could rentlor $.....112,..Q!L_..per month. Garage apt. for $125 The marketability of this property Is -...f? i r _!~'?-d...,_._.._. 100% Recommended necessary repairs ond possible cost: Some rusted spouting, possible leak in rear bedroom Outside paint on exposed woodwork needs paint. Note:; Property appra i sed in "as is" cond i t Ion. j>1~1 Plan sketch and/or perimeter drawing of building. There ,is a very small 4 room & bath apt. over garage which is currently rented to nephew for $75 per month. Nephew pays all utilities. \ II. ~ Sf'iY , \~ I,I,f .," .;. It I ~fA i ',r-'lf ' , I' ~ / .;~ , \ U \" ~ ~:/ J'.,) ~v \:; .... (1"./ '1 I <- ?/7i.r Pt-!5/.'/;-11 /J" /VP7 7'"' .fc.o/~c. {I' .I-flvE " , " CLAUDE C. WOLFE & ASSOCIA YES , AUCTIONEERS & ESTATE APPRAISERS 113 OLD FORD DRIVE CAMP HILL, PA, 17011 PHONE 737-0734 Evenings January 3U, lY8l Appraisal for the Estate of Elverda E. Shover, 146 South Enola Drive, Enola, Pa.: Living Room 2 Small Drop Leaf Tables f!! $10.00 each Coffee Table Electric Clock Oak Rocker T. V. Tray Sofa (Old) Rocker (Worn) Table Light (Marble Base) Red Rocker (Worn) Green Occasional Chair Gate Leg Table Oak Wood Rocker (Broken) Table Light Small Sofa Foot Stool Floral Occasional Chair Sewing Cabinet Floor Light Color T. V. (Old) Spread 3 Blankets Throw Rug (Oval) Miscellaneous Knickknacks Kitchen Miscellaneous Dishes Miscellaneous Linens Miscellaneous Flatware Whirlpool Auto Washer (15 years old) G.E. Refrigerator (30 years old) Kitchen clock $ 20.00 5.UO 4.00 15.00 .50 10.00 1.UO 15.00 1.00 7.5U 45.00 17.50 3.50 l4.0U 3.50 5.00 5.UO 7.5U 40.UO 1.50 10.00 1.00 5.00 55.UO ~5.UO 10.00 .50 .50 10.00 10.00 15.00 5.00 2.00 10.OU 1.00 5.00 7.50 5.00 35.00 20.00 1.50 Dining Room Buffet Desk 5 Piece Dinette Suite (Old) Card Table (Old) Waste Baskets Electric Mantle Clock Desk Light Clothes Tree Metal Cabinet Electric Toaster Miscellaneous Items Wall Mirror 1 REV-4S2 EX+ (a-SO) COMMONWEA~ TH OF PENNSY~VANIA DEPARTMENT OF, REVENUE TRANSFER INHERITANCE TAX RESIDENT DECEDENT SCHEDULE "C" TRANSFERS Estate of E1verda E. Shover INSTRUCTIONS: Answer tile questions Dn reverse side. If the answer to any of the questions Dn the reverse side is "Yes," provide a description of the property transferred per Schedules "A," "B," or "E," its estilllated lIlarket value at date Df death, dates of transfer, to \\holll transferred and relationship of transferres to decedent. Attach a copy of any trust, deed, or instrulllent relating to the transferred property. ITEM NO, DESCRIPTION ESTIMATED MARKET VALUE DEPT. VALUATION [OFFICIAL USE ONL Y/ 1. Revocable Living Trust dated November 30, 1978, CCNB Bank, N.A., Trustee, E1verda E. Shover, Settlor. Settlor had full power to revoke and amend Principal and Income Inter st, (Date of Death Valuations, copy attached) 48,654.89 TOT AL -I tI ~,14. ~ 4-) If additional space is necessary, use BW' x 11" sheets. QUESTIONS CONCERNING PROPERTY TRANSFERS 1. Did decedent, within two years of death, make any transfer of any material part of his estate without receiving valuable (,nd adequate consideration? (Answer "Yes" or "No".) No 2. Did decedent, within two years of death, transfer property [rDm himself/ herself to himself/herself and another party or parties (including a spouse) in joint ownership? (Answer "Yes" or "No",) -No- 3. If the answer to one or two above is "Yes" and the transfers are claimed to be nontaxable, provide the following information: a. Age of decedent at time of transfer. b. Copy of death certi fi cate. c. Affidavit by the attending physician indicating Ihe slate of decedent's health at time of transfer. d. All other information suppDrting nontaxability of transfer, 4. Did ~~cedent, in his/her lifetime, make any transfer a! property without receiving a valuable or adequate consideration therefDr which was to take effect in possession or enjoyment at or after his/her death? (Answer "Yes" or "No".) No a, Was there any possibility that the property transferred might return to transferor or his/her estate or be subject to his/her power Df disposition? (Answer "Yes" or "No".) b. What was the transferee's age at time of decedent's death? 5. Di~ decedent in his/her lifetime make any transfer without receiving a valuable and adequate consideration therefor under which transferDr expressly or impliedly reserves for his/her life or any period which does in fact end before his/her death: a. The possession or enjoyment of Dr the right to income Irom the properlY transferred? (Answer "Yes" or "Nu".) -~ b. The right to designate the persons who shall possess or enjoy the property transferred or income therefrom? (Answer "Yes" or "No".) Yes 6. If the answer to five b. above is "Yes," was the right reserved in decedent alone ( 1\ or decedent and others ( ). 7. Did decedent in his/her lifetime make a transfer, the consideration for which was transferee's promise to pay incDme to or for the benefit or care of transferor? (Answer "Yes" or "No".) Yes 8. Did decedent, at any time, transfer property, the bmeficial enjoyment of which was subject to change, because of a reserved power to alter, amend, or revoke, Dr which could revert to decedent under terms of transfer or by operation of , law? (Answer "Yes" or "No".) Vpo 9. If the answer to eight above is "Yes," was the power to alter, amend or revoke the interest of the beneficiary reserved in the decedent alone (X) Dr decedent and others ( ). . . . .. .. . . . . . . . . " . 41 . " ... 0 ~ w '" ww w " " "" ~ '" ~ ,lo.T, "11 " ., < ,,. < U U UU W ~ II < ~ ~ ~ ~ ~ " ~ ~ ~~ ~ < " ~ ~ ~ ....,;.. < " ~ ~ ~ '" ~ V , " < < " ;; ~ ~ ~~ , 0 0 00 ,.... " z z zz .:.r::C ~ .t.::. z< " ." 0 . . 00 OW ~ ~ " 0 rll') ~ w ., 00 "" U I< . . . . "~ U' < ~ ~ ~~ "'- , ':"\ I< ~ ~ ~~ ~ . . W:: X ~, M 0 0 000 I 0" " ~ " V " < ., . 0 0 000 I 0" . "' ". 0 ~ ., ., ." " "'.. ~, ~ 0 0 W o !Xl I m" " ., " " .. ~ W '" " 0 0 rl ~, f'- I " " . 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" ~ ~ 4 e, e 0 '0 00 0" 0 0 " ,- " 0 0 ., . 0 '0 " " " " w '" ~, 0 '0 0 0" " " " 0 ~ '" " ~ It, " r.lI ~ " " ~ < 0 ., . ,~ " "' " " w 0 " , " , " " '" " , " , " " ~ ;;; " , " , " " " , " , " " - w , " , " , " " - '" 0 ~ " " . 0 ~ w " t., " " 0 '0 0 0 " " ro . % " " " '" " " 0 '0 0 0" " " t, M '" ~ -' " ., " , ." 4 " '" " " 0 '0 00 00 " 0 0 0 V" ; Z 0 " ., . " 0 '0 " " " " " u 0 " '" " " 0 '0 0 0" ~ -0 0 - , ~ "''' ., . " " '" " nil 00 0 0 04 < w '::'11 '" " '" " - ,~ " . " '" ~, 4 < Z " , w " w , '" " < ." . I< "" , ~ " ~ , ~ ~ " " " 4 ~ " ~ , 0 " 0 , . '" " en_... .,. 0 < " z , z " z , w " " w t=lMVI.. ~ ~ " " , " , -' I< " 3 z ~o "''' ~ ~ " " 4 ~ . ~." ~ '" "" 0 , Wo 0 o~o -' !jj-I-.... :; ~ "" wo '" " 00 " !-o 0 0 ~ ~ ~ " <0 W " 00 0" we 00 " ;; cz.. o.t u " " 00 ~ " "0 ell :'::000 ~ ~ %"w '" " Z " U " " '" .; u" " .., " oc...::. " w , o " z. " " " .roo O((i a l.I.U)o W II " 0 < " ~o ~ " %0 :1:11 1: rl ~, t_ < c; QUI- ~ II "- < " " "' " 0 "''' ~, ~l ,:, ~ Z ~ <t 4 " ~ , 0" .::. ~, 0 " "" <fll ... " .. 1-...11 W '" U " W < " w_ ~J II '" , % g lIIu.u W II '" " , ~ z ~ '" '" ....OU" II " % ~ 0 0 " < .~ l.I. <t c.. II ., '" ~ " r. u u .. .. . . . .. .. . . . . . .. .. .. . . . . . ... .'- .,',1 'I', , . ", i, .. v StONI. SAJER & STEWART Atto'"t)'1 at Law 310 e,ktv. StrM' tw Cumberland. P.. 17070 .;.... " " '. " cause, in the opinion of the Trustee, be incapable of disbursing it and I'rustee is further authorized to expe.nd cr apply from the principal Df this Trust such sums as it, in its sole discretion, may, from time to time, think advisable for the support of Settlor to maintain he,r in the station of life to which she, is acc~stomed at the creation of this Trust or during illness or emergency. C.The Trustee shall pay so much of the principal of the Trust up to thE! entire amount of principal to the Settlor as the SE<ttlor shall request in writing. SECOND : Upon the Settlor's death, the Trust shall terminate and the Trustee sh",lldistribute the then remaining principal and accumulated or un- distributed income to the then living issue of the Settlor, per stirpes. .!!!.!B!J.: .. The interests of the beneficiaries hereunder shall not be subject to anticipation or to voluntary or involuntary alienation. FOl!!!!! : Trustee shall have the power, but not the duty, to make sllch expenditures out of the principal of the Trust, as it, in its uncontro~led discretion, may consi~er desirable in order to facilitate the settlement of 1 Settlor's estate. 'In 'exercising such power, Trustee shall pay, in whole or in part, any or all of the following items: the expense of Settlor's last illness and burial, including cost of gravemarker; her debts; her income taxes; the de~th taxes on any or all property included in her gross estate for tax purposes and all other items in connection with the settlement of her estate. Any sllch j,tems may be paid directly by Trustee or the funds for their payment may be transferred by Trustee to Settlor's executor or administrator; and neither such executor or administrator, nor any beneficiary of Settlor's estate shall be required to reimburse Trustee for any funds so paid or transferred. All such death taxes on present or future interests shall be paid at such time or times as Trustee may think proper, regardless of whether such taxes are then due. Page 2 of 6 pages ~. ..>t. .0'.' """".~~ .''','~, "'..'~ .. ~.... ~''''- . .... stOHE, SAJER & STEWART Attorneys.. LAw 310 arldge Sir.., New Cumberland, P,. 17070 " " , f .!:.!:!::!!!: 'Trustee shall have the following powers in addition to those vested in it by law dnd by other provisions of this trust, applicable to all property, whether principal or income, including property held for minors, exercisable without court approval, and effective until actual distribution of all property. A. To retain any or all of the assets of this Trust, real or personal, including stock of Trustee, or its parent holding company, without regard to any principle of diversification. B. To invest in all forms of property, ,including stock, common trust funds and mortgage investment funds whether operated by Trustee or others, without restriction to investments authorized for Pennsylvania fiduciaries, as it deems proper, without regard to any principle of diversification. C. To sell at public or private sale, to exchange or to lease for any period of time, any real or personal property dnd to give options for sales, exchanges or leases for such prices and upon such terms or conditions as it deems proper. D. To allocate receipts and expenses to Frincipal or income, or partly to each, as Trust.ee from time to time thinks prol'er in i,ts sole d!.scretio , but in r.o event shall the income of the marital deduction trust be reduced l:y exercise of this power. E. To compromise any claim or controversy. F. To distribute in cash or kind or partly each. G. To hold property in its name without designation of any fiduciary capacity or in the name of a nominee or unregistered. '. '''''''." Page 3 of 6 pages "' ,~~"", - ~, ...,~ ~ ~ .- .. .... .......~. ,r ~~ ... '....':.'..,""',.,; ,'~. L; , ,.IA'~'~ '" ~::;"' >.\.'~.,'~t.:'.:jS.'..',I.;J:~...J,\ , ",' .' I I I i I I i I I I I , i i I 1'ENT,!! : The situs of this Trust, for administrative and accounting 'f 'b" f",...." ,b", .. """'d b, 'h. 1.., 'f 'b. '''''OW''''b. ... ." ".."", ""'f,'" " 'b. "",.."", " ""d'" 'f 'b. '''''"<00. """'" .b", b, " 'b. '''''' ,f .....',... "d """.''''b ,f """,."," instrument and caUsed j,ts ~ d., "d ,.., f'", "'" """'. 'b. "".,.,. ",.,.. b., """.d 'b', ,. """" .''''''. '''U" b.o ...."" .., b" b... ... '''' <h. corporate seal to be affixed hereto. ATTEST: Gfl1!tM:# i,. (lJdfJ.P;'lEgl . E E. OV~ . /). J::J "V~C. ~ - AlMI ~NrSle"I'l'Ap;oy ceNB BANK, N. A. ----- ') ) .TO~E, SAJER & STEWART Attorn.y,.t L1w . 310 Briel". St,... ~::"... Cumber,."cr, P~. ' 17070 Page 5 of 6 pages " , " . . I .., COMMONWEALTH OF PENNSYLVANIA COUNTY OF :SS: On this, the / day of ;J{ (0 r , ., ILl l_ . 1978, the same for the purpose therein contained. before me ~ Notary Public, the undersigned officer, personally appeared ELVERDA E. SHOVER, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed ,- It; \o.ITNESS WHEREOF, I have te.reto ','"I' .t,.Ao-. t[ 7'- Not;Bry PubUc ~Ol ARY PUBLIC 1111- r;(1mml~~Jon bpilfrs Maj' 5, IS80 ClImOtt/lilflO COUfUY PennsylvanlJ COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND :SS: On this, the / day of fJ.';'.f~."A- ,.1;978, before me a , personally apppeared \L c... Notary Public, the undersigned officer, who acknowledged himself to be the ~.~. ~ ""\-'\.0. of CCNB BANK, N. A., a Corporation and that he as such ~Sl. P..... '\'-.0 . being authorized to do so, executed the foregoing instrument for the purposes therein contained by signing the name of the Corporation by himself as f>...~. P"l- "\" ,0 IN WITNESS WHEREOF, I hereunto set-~y hand and official sesl. (! ~~. )/ / /..f - ,~~? ,Y<-,-<-<--L'<, j! '. ' .t~~(_ /' t . ',If]")' \' r :~II' ,\i'o,ti\.fY'.:r~,~~iC~ , ;;<\ ,i,,!:J ..;,,~:,;. r~r ,:~.i"':~I: STONE. SAJER .. STEWART Page 6 of 6 pages Attorn'vl.t Law o 310 Brklt. StrMt New Cumberland. P,. 11070 '.,. 'J -----."..--....-.-. ~....- '~", ~ ~, - , .:,""",.',...."... 1'4'..~:..'d' ..<.f. 'iI~,.~..:,.,.~. ',~-j,:,""'" '1 ~';,n"" '''4,..I'l'~ , ,'=, ',,', ~j.' 'W ~, " 'f.~.,~:~ _~'. ~?"?;' ~~,\~ .,:,;j" ,~.., .~~,i " ,."._"'''~'''..'-''.''''.. .-" ,,:}it:~ ~' it !r~'. ,)j"><-:~"~. 4_ <'.I"NJ1,1( . 1i/.:th".ot!j. ''\0; "~.;"~'r fj", ~t!" . . '" l.1' lie ~ "'F: REV-453 EX+ (lO.~Ol COMMOilwEAL TH. OF PENNSYLVANIA DEPARTMENT OF REVENUE TRANSFER INHERITANCE TAX RESIDENT DECEDENT SCHEDULE "0" BEI~EFICIARIES (Instructions on Reverse Sidv) Estate of Rl UPl"rln E. Shover BENEFICIARIES AND ADDRESSES RELATIONSHIP SURVIVED DATE OF INTEREST OF BENEFICIARY DECEDENT BIRTH CCNB Bank, N.A. , Trustee N/A N/A 100% Trustee of Inter-vivos Revocable Trust created by Stephen B. Shov ~r, dated Sep tember 15, 1972 "- -- - __u___ --.-.-------- - . The above beneficiaries were living at the time of the decedent's death except for the following: NAME DATE OF DEATH If additional space is necessary, Use 8W' x 11" sheets. , , " THE STEPHEN H. SHOVER REVOCABLE TRUST M:REI~~1EN'I' TIllS AGREEMENT OF TRUST executed in duplicate this /.1<,: day of ~ ''':: ; . \, ~ . . , 1972, bet\~een STEPHEN B. SHOVER of East Pennsboro Township, Cumberland County, Pennsylvania (hereinafter called Settlor), and CU~rnERLAND COUNTY NATIONAL BANK AND TRUST COMPANY of Ne\. Cumberland, Pennsylvania (herein- after called Trustee), WIT N E SSE T H: FIRST: Settlor grants, assigns and sets over to Trustee and its successors all of the property described in Schedule A annexed hereto and said property, together with all other property, real or personal, that may be added to the trust during the lifetime of Settlor or be added to the trust by the Wills of Settlor and his wife or otherwise shall be held by Trustee, IN TRUST, upon the following terms. SECOND: During the J.ifetime of Settlor, Trustee shall pay the net income therefrom monthly to Settlor together with so much of the principal that shall be requested hy Settlor or as Trustee in its discretion from time to time thinks advisable for the support of Settlor or to maintain him and his wife, ELVERDA E. SHOVER, in the standard of living to which they were accustomed at the creation of the trust. If Settlor is, in the opinion of Trustee, disabled by reason of age, illness, or any other cause, Trustee shall apply for the benefit of Settlor or his \.ife, ELVERDA E. SHOVER, so much of the net income and principal of this trust as Trustee may from time to time think advisable for the support of Settlor and his \.ife, ELVERDA E. SHOVER, to maintain them in the standard of Page 1 I " living to \"hich they wcre accustomcd at the creation of the t ru s t. THIRD: Upon the dcath of Settlor, Trustee shall hold the trust estate in further trust as follows: A. If Set tlor I s \"ife, ELVERDA E. SHOVER, is living on the thirty-first day following Settlor's death and if the federal estate tax falling due because of Settlor's death will be reduced by making this gift for her benefit, then upon Settlor's death, Trustee shall set aside in a separate trust under this Article A as much of the principal as shall be exactly sufficient to reduce such tax to the lowest possible figure including full use of the federal estate tax specific exemption and of any credits available to reduce such tax. A chief object of this Article A is to secure the full benefit of the marital deduction allowable for federal estate tax purposes or any similar benefit available under the federal estate tax law in effect \"hen Settlor dies. Accordingly, Settlor directs that: I. If the marital deduction, or any similar benefit, is allowable with respcct to any property, including property held by entireties, which Settlor's wife has received prior to Settlor's death or at Settlor's death will receive otherwise than pursuant to this Article A, the value of such property shall be taken into consideration in calculating the size of the gift under this Article A. 2. No property ineligible for the marital deduction, or any similar benefit, shall be distributed to this trust pursuant to this Article A. 3. Either cash or investments or both may be allocated Page 2 " to the gift under this Articlc A. 4. Any property allocated under this Article ^ in kind shall be valued at the value at which it is finally included in Settlor's gross estate for federal estate tax purposes, provided that the aggregate market value thereof on the date of allocation (plus the value as finally deter- mined for federal estate tax purposes of all other property qualifying for the marital deduction) is at least equal to the dollar value of the marital deduction as finally determined for federal estate tax purposes. 5. Settlor's wife, ELVERDA E. SHOVER, shall be paid the entire net income in such monthly installments by Trustee. 6. Settlor's wife, ELVERDA E. SHOVER, is hereby given a pO\~er to appoint by will to her estate or to others, in such manner and for such estates as she may appoint, exercisable only by specific reference by her alone and in all events over the principal of this trust. 7. As much of the principal of this trust as Trustee may from time to time think advisable for the support of Settlor's wife or during illness or emergency shall be either paid to her or else applied directly for her benefit by Trustee. 8. Settlor's wife, ELVERDA E. SHOVER, shall have the power to withdraw such amounts from principal as she shall desire from time to time including the entire exhaustion of principal, such withdrawals to be evidenced by an instrumcnt in writing signed by her am delivered to Trustee. 9. If Settlor's I.}ife, ELVERDA E. SHOVER, shall fail, either Hholly or in part, to exercise ('ff('ctive1 y the pO\"er of appointment created in the preceding paragraph 6, the unap- pointed principal shall be added to, and thereafter treated as P.:lg,c 3 .' " . part of, the principal of this trust passing under Article B. 10. If any provision of this trust shall result in depriving Settlor's estate of the marital deduction for federal estate tax purposes for this Article A, such provision is hereby revoked and this trust shall be read as if any portion thereof inconsistent with allowance of the marital deduction for federal estate tax purposes for this Article A is null and void. B. Trustee shall hold all of the principal not subject to Item III A hereof as a separate trust under this Item III B for the following uses and purposes: I. Trustee shall pay the net income therefrom to Settlor's wife, ELVERDA E. SHOVER, for her life, in such periodic installments as Trustee shall find convenient, but at least as often as quarter-annually. 2. As much of the principal of this trust as the Trustee may from time to time think advisable for the support of Settlor's wife, ELVERDA E. SHOVER, to maintain her in the station of life to which she is accustomed at Settlor's death and after taking into consideration her other readily available assets and ffiurces of income, or for the support and education (including college education, graduate and undergraduate) of any children of Settlor who are dependent on Settlor's wife, ELVERDA E. SHOVER, for support or educational assistance after taking into consideration their other readily available assets and sources of income, or during illness or emergency, shall be either paid to her or them or any of them or else be applied directly for her or their or any of their benefit by the Trustee; provided, however, that insofar as practical no prin- cipal of this trust shall be paid to Settlor's wife, ELVERDA E. Page 4 " ., ., , . ' .; . , , SHOVER, or applied for her bencfit as long as uny principal rcmains in the marital deduction trust created in Item III ^ hereof. Any such distributions hereundcr need not be equal. C. Trustee may apply the net income of this trust for support of Settlor's wife, ~.VERDA E. SHOVER, should she by reason of age, illness, or any other cause, in the opinion of Trustee be incapable of disbursing it. D. In addition to the above provisions, Settlor's wife, ELVERDA E. SHOVER, shall have the power to direct the trustee to pay to her or to apply out of principal in each year including the year of Settlor's death and the year of her death an amount not in excess of the greater of Five Thousand ($5,000) Dollars or five (5%) percent of the then aggregate value of the trust principal. This pO\~er is noncumulative and can be exercised only by an instrument in writing intended to take effect during her life, signed by Settlor's wife, ELVERDA E. SHOVER, and delivered to the corporate trustee. E. Upon the death of Settlor's wife, ELVERDA E. SHOVER, or upon Settlor's death, if Settlor's wife, ELVERDA E. SHOVER, predeceases Settlor, the then-remaining principal and any accumulated or undistributed income shall be distributed to Settlor's then living issue, per stirpes, without regard to earlier distributions of principal to issue under paragraph B of this Item. FOURTH: Should any person entitled to distribution from this trust be, in the opinion of the Trustee, incapable of disbursing it because of age, illness, or any other cause, and should it be impossible or inadvisable in the opinion of the Trustee for such share to be al,,'arded to such person or distributed Page 5 . . , , . to another for such person's benefit, the share of such person shall be held, IN FURTIIER TRUST, and thc Trustee shall accumulate the incomc and shall apply from time to time such portions of income, accumulated income, Bnd principal as it thinks proper for that person's support and education (including college education, both graduate and undergraduate) without regard to his or her parent's ability to provide for such support or education, or to make payment for these purposes, without further responsibility, to the beneficiary or to the beneficiary's parent, or to any person taking care of the bene- ficiary. Any principal or income not so applied shall be distributed to the beneficiary when he or she becomes of age or competent, or to the personal representative of the beneficiary's estate in case of death during minority or before becoming competent. FIFTH: The interests of the beneficiaries hereunder shall not be subject to anticipation or to voluntary or invol- untary alienation. SIXTH: Trustee shall have the power, but not the duty, to make such expenditures out of the principal allocated to the trust in Article B as it, in its uncontrolled discretion, may consider desirable in order to facilitate the settlement of Settlor's estate and also in the event Settlor's wife survives him, in order to facilitate the settlement of her estate, pro- vided that in no event in settlement of Settlor's estate shall any payment be made out of the assets allocable to the trust in Article A. In exercising such power, Trustee may pay, in whole or in part, any or all of the following items: the expenses of Settlor's or Settlor's wife's last illness and burial, including the cost of gravemarker; his or her debts; his or her income Page 6 . . , taxes; thc dcath taxes on any or all property includcd in his or her gross cstatc for tax purposes; and all other itcms in conncction with thc scttlcmcnt or his or her cstate. Any such itcms may be paid dircctly by Trustec or the funds for their paymcnt may be transferred by Trustee to Settlor's or Settlor's wife's executor or administrator; and neither such executor or administrator nor any beneficiary of Settlor's or Settlor's wife's estate s~all be required to reimburse Trustee for any funds so paid or transferred. All such death taxes on present or future interests shall. be paid at such time or times as Trustee may think proper, rcgardless of \'ihether such taxes are then due, provided that any postponed taxes on future interests in the residuary trust under ARTICLE IlI-B hereof shall be charged against the principal of the particular share with respec t to \~hich the taxes are imposed. SEVENTH: Trustee shall have the following powers in addition to those vested in it by law and by other provisions of this trus~, applicable to all property, principal and income, including property held for minors exercisable without court approval, and effective until actual distribution of all property: A. To retain any or all of the assets of this trust, real or personal, including stock of the corporate trustee or of any holding company mming or controlling stock of the corporate trustee. B. To invcst in all forms of property, including stock, common trust funds and mortgage investmcnt funds whether operated by Trustee or by others, without restriction to invest- mcnts authorized for Pennsylvania fiduciaries, as it deems proper, without regard to any principle of diversification or risk. page 7 " .. " C. To sell at public or private sale, to exchange, or to lease [oJ: any peJ:iod of time, any real or personal property, and to give options [or sales, exchanges OJ: leases, for such prices and upon such terms or conditions as it deems proper. D. To allocate receipts and expenses to principal OJ: income or partly to each as Trustee from time to time thinks proper in its sole discretion, but in no event shall the income of the marital deduction trust be reduced by the exercise of this pO\"er. E. To compromise any claim or controversy. F. To distribute in cash or kind or partly to each. G. To hold property in its name without designation of any fiduciary capacity or in the name of a nominee or unregistered. EIGHTH: Trustee shall have no duty to pay any premiums on the life insurance policies subject hereto and the companies issuing such policies shall have no responsibility to see to the fulfillment of this trust or the application of the proceeds of such policies and Trustee shall have no duty to bring suit upon any of the life insurance policies subject hereto unless it holds funds hereunder out of which it may be indemnified against all costs, legal fees and other expenses of suit. NINTI1: Settlor reserves to himself the following rights (each of "ihich may be exercised by Settlor alone \'ihenever and as often as Settlor may wish): A. All rights now or hereafter vested in Settlor as the owner and the insured under the life insurance policies subject hereto, including, but not limited to, the rights to Page 8 REV.454 (t:80I , COMMONWElIL TH OF PENNSYLVANIA tlEPARTMENT OF REVENUE TRANSFER INHERITANCE TAX RESIOENT OECEDENT (If/strllctlorlS on RoV(!rs(} Sfc/o) ~Af} W~~ SCHEDULE "E" JOINTL Y OWNW PROPERTY Estate of E1verda E. Shover - P TOTAL E VALUE OF DEPARTMENT ITEM R NO. DESCRI PTION MARKET c DECEDENT'S VALUATION VALUE E INTEREST (Official US" On(y) N T 1 CCNB Checking Account 1/180-3081-7. Date of Death Balance $1,371.29 - 1/2 Share 685.65 . TOTAL THIS PAGE 685.~ 4" ,9';[ ~ J'- ~ .-< I ~ co '" N .-< I 0 N ~ r>: ~I .-< ~ -< 'M' 11l ~ "" " 'M ~ >- >- " t:l ~ ~ OJ > 11l :> 0 .-< tl Z .c 0 0 en Jj III "" ~ "" '" f.L1 .c " ;:J gl "1 11l 11l .-< ....l "" . 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SHOVER I, ELVERDA E. ffiIOVER, of the Township of East Pennsboro, County of Cumberland, and State of Pennsylvania, being of sound mind and memory, do hereby make, publish and dec1are this to be my Last Will and Testament, hereby revoking and making void any former wills or testamentary dispositions heretofore made. I. I direct that all my just debts and funeral expenses, including my gravemarker and all expenses of my last illness, shall be paid from my residuary estate as SOon as practicable after my decease as a part of the expense of the administration of my estate. II. I bequeath my automobiles, household and perSonal effects, and other tangible personalty of like nature (not including cash, securities or 'any business property), together with any existing insu~ance thereon, to my husband, STEPHEN B. SHOVER, if he survives me by thirty days. Should my husband, Stephen B. Shover, not be living on the thirty-first day after my death, I bequeath such tangible personalty and in~urance thereon to such of my children as are liVing on the thirty-first day following my death, to be divided among them by my executor with due regard for their personal preferences in as nearly equal shares as practical. Any such article allotted to a minor may, as my executor thinks advisable, either be delivered to the minor or Page 1 of 5 pages " , , any person to hold for the minor, to be sold and the proceeds paid to the guardian as property distributable to the minor as hereinafter provided in IT~1 IV hereof. II. I devise and bequeath the residue of my estate or every nature and wherever situate to CUMBERLAND COUNTY NATIONAL BANK AND TRUST COMPANY, of New Cumberland, Pennsylvania, trustee of a certain inter vivos revocable trust created by my husband, STEPHEN B. . SHOVER, J....iod '/"1,, 1972, to have and to hold, IN TRUST, for the uses and purposes and subject to the terms and provisions thereof, including any alterations or amendments thereto, or any other inter vivos trust which may hereafter he substituted therefor. III. I appoint CUMBERLAND COUNTY NATIONAL BANK AND TRUST COMPANY, of New CUmberland, Pennsylvania, guardian of any property which passes, either under this will or otherwise, to a minor and with respect to which I am authorized to appoint a guardian and have not otherwise specifically done so, provided that this appointment of a guardian shall not apply to property distributable to a minor for whom I have otherwise made special provision and provided further that this appointment of a guardian shall not supersede the right of any fiduciary in its discretion to distribute a share where Possible to the minor or to another for the minor's benefit. Such guardian shall have the power to use principal as well as income from time to time for the minor's support and education (including COllege educa- tion, both graduate and undergraduate) without regard to his or Page 2 of 5 pages . , , ' , ' her parent's ability to provide for such support and education, or to make payment for these purposes, withou~ further respon- sibility, to the minor or to the minor's parent or to any person taking care of the minor. v. All federal, state and other death taxes payable because of my death, with respect to the property forming my gross estate for tax purposes, whether or not passing under this will, .including any interest or penalty imposed in connection with such tax, shall be considered a part of the expense of the administration of my estate and shall be paid out of the principal of my estate without apportionment or right of reimbursement, provided that any taxes in my estate on any portion of the inter vivos revocable trust created by my husband on S't<t-, " ,1972, may be paid from the assets of that trust as provided therein. VI. My executor and guardian shall have the following powers in addition to those vested in them by law and by other provisions of my will, applicable to all property, whether principal or income, including property held for minors, exercisable without court approval, and effective until actual distribution of all property: A. To retain any or all of the assets of my estate, real or personal, including stock of my corporate fiduciary or of its parent holding company, without regard to any pr~nciple of diver- sification or risk. Page 3 of 5 pages . ' , ' B. To invest in all forms of property includ:l.ng stocks, common trust funds and mortgage investment funds whether operated by my corporate fiduciary or others, without restriction to invest- ments authorized for Pennsylvania fiduciaries, as they deem proper, without regard to any principle of diversification or risk. C. To sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms or conditions as they deem proper. D. To allocate receipts and expenses to principal or income or partly to each as they from time to time think proper. E. To borrow from, or to sell to, the Trustee under my husband's inter' vivos, trust mentioned above, even though such Trustee may be my executor. \ I , i \ I I \ , \ \ I \ ! I ! \ F. To join with my husband, STEPHEN B. SHOVER, or his personal representative in filing a joint income tax return without requiring him or his estate to indemnify my estate against liability for the tax attributable to his income and to consent to any gifts made by my husband during my lifetime being treated as having been made one-half by me for purposes of the federal gift tax law. VII. I appoint CUMBERLAND COUNTY NAnOOAL BANK AND TRUST Page 4 of 5 pages , , . . COMPANY, of New Cumberland, Pennsylvania, executor of this my last Will. IN WITNJ;:SS WHEREOF, I, ELVERDA E. SHOVER, have here- unto set my hand and seal this /.SfJ.,day of ~:;?Jo;;-f... 1972. '~~Jl f.~(SEAL) - lOver a .' over SIGNED, SEALED, PUBLISHED and DECLARED by the Testatrix, above named, as and for her Last Will and Testament, and in the presence of us, who in her presence, at her request and in the presence of each other, have hereunto set our names as witnesses. '~dd//LL' Witness' ~ a2 c. Iv' .d2~ Wl,tness ~i~~- t?~v" / d/ /J_~///;r. A rets _ ' ~ e..^,~~~. P~. Ad ress Page 5 of 5 pages REY-41S4 ~EXt (5-80), INHERITANCE TAX SUMMARY SHEET (BUREAU USE ONLY) Estate Name E 1 'illfiia..E.~ShQ.VJlr. m Original o Supplemental o Remainder Fi I e Number ::>1.R1-004.9 Social Security Number Janua~-12...-19J31 180-2Q::.Q19..0 Date af Death REPORT OF INHERITANCE TAX APPRAISER I, the undersigned duly appointed Inheritance Tax Appraiser In and for the County of ~hAI"~~~rl Pennsylvania, do respectfully report that I have appraised the real and pe..anal property as reporte In t e oregalng return at the values set forth opposite each item in the last column to the right in 5ch dules HAil, 118", lie", and ue" Dated: Sept.emher ::>~, 1qR1 - ISER ADJUSTMENTS REMAINDER APPRAISEMENT CODE INVENTORY VALUE AS APPRAISED CaDE (HARRISBURG USE ONLY) Real Propert)' (Schodule A) ..L- 00+ 92+ Personal Property (Schedule B) '0+ Joint-Held Property (Schedule E) 20+ Transfers (Schedule C) 3a+ TOT AL GROSS ASSETS 95-,R12 Le.. D.bts and Deduction' 40- 93- (SCHEDULE F) CLEAR VALUE OF ESTATE o Life Estate ~ FACTOR PRINCIPLE VALUE CODE o Annuity FOR USE OF REGISTER ONLY Tax on S CODE COMPUTATION OF TAX S S S S S 6% T ax on $ 15% Tax on $ Tax on $ Tax on S Exemptions Total Estate TOTAL TAX INTEREST FROM BALANCE TO s s S Less Credits DATE OF PAYMENT AMOUNT PAID DISCOUNT INTEREST TAX CREDIT S + S S = s + = BALANCE TO s 0. ..... .c '" <:, ~ " ~ ..: ~ 0 -< H, Z I-'l I-'l (\j 0 0 :>< :>< a ~. Q I-'l ~.o rn . '" '0 ;l << <: '" <: ..:l OJ 1 ~ 0.. So. <<l U ;z: M'" - o '" ~ 0 C <<l ~ - 0l0l 0 ~ ~ ..: ~ ~ 0 !-< 0 rn 0 Z rn 0 - I-'l rn :>< !-< 0 0 Z 0 ~ I-'l !-< ~ Z Z ..:l - ..: 5 ::<: :E ~ ..:l Z Z !-< 0 U " ~ - ~ ~ C/l ~ 8 0 -< Z ~ 0 "" :i /, TOTAL PENNS\LVANI~_INHERIT~~CpAX DUE ,'~ "''>-<\ Ku ,/;), " 1 . 0 II ,',1' U percent discount totaling $ Tax is paid by COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF EXAMINATION OFFICIAL NOTICE OF INHERITANCE TAX ASSESSMENT ;( I-h L) 9 ( '.1;.;", f~ :\ k ! 70'/0 Appraised Value of Estate: Real Estate $ Personal Property + Jointly Held PropertylTransfers + Total Gross Estate $ Total Approved Deductions Clear Value of Estate $ Less: Approved Charitable Exemptions Clear Value of Estate Subject to Tax $ Amount Taxable @ 6% Rate $ Amount Taxable @ '5% Rate .' -I' :l .. ~"',,-~"(.V4" * '* .. .. .. '* A five will be granted if the Inheritance Less Credits: DATE OF PAYMENT AMOUNT PAID DISCOUNT INTEREST I/-.J. '$ 'Y/ s I 5-5'.51 + $ $ + + Interest accrues 8t the rate of six (6) percent per annum on the unpaid balance of Inheritance Tax from. to date of payment. Interest due if paid by '*' l: VI/ q' 0, I (,;'/1 (tV~')il C ",jJ, ((\1\2,,_ FILE NO. ,';? I, '0'/ -1./9 COUNTY C\.,L~$J^ VG',rlD DATE OF DEATH ~\(),V1 ) d. J (if{ 1 $ DATE ESTATE tax due $ tax due 15'5.51,Qk /. () '7 f $ <: <. .~. f; = TAX CREDIT $ / -;5, 9 = = is BALANCE OF PENNSYLVANIA INHERITANCE TAX DUE $ /. 0'7 .' I " ,J l Assossedby: ,/ ;' " v(.,(~ Agenl fOrlheCommonwe lh . '--" :-.:,_.. i I~ _ (."""'" / . j ,....,-.. / , , v' SI!O Inlormallon on Roverse SIde ~ \, \ ., "I:'. " /"'((./"";:./ / .._..... __ r~ __ :ILL. '!I REY.1162EX '~" COMMONWEALTH OF PENNSYLVANIA 4 NO K 69721 DEPARTMENT OF REVENUE , , " ' OFFICIAL RECEIPT. PENNSYLVANIA INHERITANCE AND ESTATE TAX \I " . II ,( ~ lj I ~ ill RECEIVED II FROM ~ ADDRESS .---'---' -- --.- --- .--.-. -- --- --_..~._- '--"--- -.---. ..-_.... --- -.--- ----" ~ ~_ __ z:::JL__ ...... TAX AT 6% TAX AT 15% TAXAT_% ESTATE TAX P.O. BOX 308 '--eS-TA TEINFORMA TiClN: DATE OF DEATH .. L FILE NUMBER DATE OF PAYMENT NAMEDFDECEDENT El'!:eraa E. SIlQ'!! m m COUNTY ----------- ---------- ---- ------ - -- -- POSTMARK DATE REMARKS ~ PAID ON ACCOUNT SEAL RECEIVED BY flE(~ISTr:H or \o\'ILLS = ~. -... TOTAL TAX CREDIT !jOgg.oo LESS DISCOUNT PLUS % INTEREST IFRDM TO_I TOTAL AMOUNT PAID r;onn.nn ,/ " ,~It~,.(.,J -----------.----- -.- - .--- - - - - - - -- - - - - -- " -'.: '*....,_ It "'.Il<o>.~~\. COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA ORPHANS' COURT DIVISION No, 21-81-49 Estate of ELVERDA E, SHOVER, Deceased Late of East Pennsboro Township FIRST AND FINAL ACCOUNT OF CCNB BANK, N,A" EXECUTOR Date of Death: January 12, 1981 Letters Granted: January 23, 1981 First Complete Advertisement of Grant of Letters: February 6, 1981 Account Stated to December 7, 1981 SUMMARY & INDEX Pages PRINCIPAL Principal Balance Remaining 3 $56,675.15 3 128.26 $56,546,89 4 26,062,18 $30,484.71 5 1,092.50 5 2 $29,392.21 Receipts Net Loss on Conversions Adjusted Balance Less Disbursements Balance before Distributions Distributions to Beneficiaries Investments INCOME Receipts Less Disbursements 5 5-6 $ 715.64 590,58 Income Balance Remaining 2 $ 125.06 COMBINED BALANCE REMAINING $29,517.27 lI!i-:iht.oo....~ '399;;- 2/4/81 2/4/81 2/4/81 2/4/81 2/4/81 2/4/81 2/9/81 2/23/81 3/2/81 3/10/81 3/10/81 3/12/81 4/16/81 4/21/81 6/4/81 7/23/81 7/23/81 7/24/81 9/30/81 11/19/81 11/23/81 11/23/81 11/24/81 11/25/81 12/7 /81 PRINCIPAL DISBURSEMENTS Stone, Sajer & Stewart - Reimbursement for Probate & Letters Jack Gaughen, Realtor - Appraisal fee for property at 146 South Eno1a Dr., Eno1a Lester G. Conner, Realtor - Appraisal fee for property at 146 South Enola Dr., Eno1a F. M, Oppel - Fuel oil delivery on 1/10/81 P,P.&L. - Electric service to 1/22/81 Bell of Pa, - Telephone service to 1/1/81 C. Harvey Brown - Newspapers to 1/17/81 Patriot News - Legal advertising on 2/3, 2/10 & 2/17, 1981 Cumberland Law Journal - Legal advertising on 2/6, 2/13 & 2/20, 1981 J, W, Richardson Funeral Home - Funeral expense Claude C. Wolfe & Assoc, - Appraisal fee for personal effects Riverton Consol. Water Co. - Water service to 2/23/81 Internal Revenue Service - Federal income tax for year ending 12/31/80 Gingrich Memorials - Grave markeD Wildeman & Obrock - Preparation of 1980 fiduciary tax returns Kenneth H, Ginter, Treasurer - 1981-82 school real estate tax for property at 146 South Eno1a Dr., Eno1a Nationwide Mutual Fire Insurance Co, - Homeowner's insurance premium to 8/14/82 Register of Wills, Agent - Fee for filing Inventory Debts & Deductions & RCC Register of Wills, Agent - Pa, Inheritance tax, payment on account Register of Wills, Agent - Balance of Pa. Inheritance tax Settlement Charges on sale of 146 South Eno1a Dr" Eno1a Trash service from 10/1/81 to 11/19/81 Register of Wills, Agent - Balance of Pa. Inheritance tax Register of Wills, Agent - Short certificate Elverda Shover T/U/A - Repayment of loan Reserve for preparation of 1981 fiduciary tax returns Stone, Sajer & Stewart - Attorney's compensation CCNB Bank, N.A, - Executor's compensation Register of Wills, Agent - Reserve for filing account TOTAL PRINCIPAL DISBURSEMENTS $ 47.00 150.00 150.00 127,12 13.08 6.79 4.50 22.50 18.00 3,363.12 95.00 9,40 176.00 780.00 100.00 295,57 172.00 9,00 5,000.00 155.51 463.00 10,00 1. 07 2.00 9,975.72 100.00 2,357,90 2,357,90 100.00 $26,062,18 -4- 1U/15/8l 11/23/81 2/9/81 to 11/21/81 4/13/81 11/5/81 2/27181 3/12/81 3/16/81 3/24/81 3/3u/8l 4/13/81 4/3U/8l 5/11/81 5/29/81 PRINCIPAL DISTRIBUTIONS TO BENEFICIARIES Paul T, Shover Household goods & furnishings $ 323,25 James K, Shover Household goods & furnishings 2U7,25 Janet King Household goods & furnishings 1U8.5U Nancy Heinaman Household goods & furnishings 343,5U Roger H. Shover Household goods & furni s h ings 11U.UU TOTAL PRINCIPAL DISTRIBUTIONS $ 1,U92.5U PRINCIPAL INVESTMENTS $68U Trust for Short Term U. S, Gov't. Securities $43,75U Trust for Short Term U, S. Gov't Securities $ 68u.uU 43,75U,UU INCOME RECEIPTS p, Michael Heinaman - Rental income E1verda Shover T/U/A - Loan Interest on Trust for Short Term U. S, Gov't. Securities for Oct, TOTAL INCOME RECEIPTS INCOME DISBURSEMENTS P. P ..&1 .-E1ec tric service to 2/2U/8l $ F. M. Oppel - Fuel oil delivery on 2/5/81 Riverton Conso1, Water Co, - Water Service to 2/23/81 F, M, Oppel - Fuel oil delivery on 3/12/81 P.P.&L, - Electric service to 3/23/81 East Pennsboro Twp. - Trash & sewer service to 3/31/81 P.P.&L. - Electric service to 4/22/81 Kenneth H, Ginter, Treasurer - 1981 East Pennsboro Twp. real estate tax for property at 146 South Enola Dr., Enola P.P.&L. - Electric service to 5/2U/8l -5- $ $ 7UU.UU 11. UU 4,64 715.64 8.57 77.111 14.73 61. 33 1U.23 48.uU 9.16 64.96 8.11 6/4/81 6/29/81 7/1/81 7/27/81 8/28/81 9/8/81 9/29/81 10/5/81 10/29/81 12/7/81 12/7 /81 INCOME DISBURSEMENTS Riverton Conso1, Water Co, - Water service to 5/21/81 $ P.P,&L. - Electric service to 6/19/81 East Pennsboro Twp. - Trash & sewer service to 6/30/81 P.P.&L, - Electric service to 7/21/81 P,P.&L, - Electric service to 8/20/81 Riverton Consol. Water Co, - Water service to 8/21/81 P,P.&L. - Electric service to 9/21/81 East Pennsboro Twp. - Trash & sewer service to 9/30/81 P.P.&L. - Electric service to 10/21/81 Riverton Consol, Water Co. - Water service to 11/23/81 Elverda Shover T/U/A - Repayment of loan CCNB Bank, N.A. - Executor's compensation on income at 5% TOTAL INCOME DISBURSEMENTS -6- 29.51 9.32 48.00 8.69 8,08 31. 49 7.47 48.00 9.29 41.45 11.00 $ 35,78 590.58 .', I . COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SS. I I duly sworn according to law deposes and says that the Proposed Schedule of Distribution as stated is true and correct. JANE E. DAVISON, Trust Officer, CCNB Bank, N.A., being -1 , ( (tf/l" /) !1 ifY../~lI/tvUv Trust /Orficer- (I Sworn to and Subscribed before me this ? '(r] fl~~;,-0' ~ ,.e." , Notary Publ c day 1981. , Nor~''( "fJ811C ~l~Co-:j,,-, -,:1-;1 _':~ 27, J9g~ .'t)crLl'l~ CI),; '~"';r)n1ia u o:i " ",,'" c;..., ~ ~;" rr'~ ft: ~:' r.=.J 1:,?C:1 /'",';', t':l ,,..,::0 :':' ~:J "::J 'lPl I ,::-) \0 ~'l >, "', "1 9 '. .. ~ .. '0 '" .',' c r.. ;:1 \.;.: " 0 " ~~. " Z .c ~ .. 0 o-'l >l z H ~ ) ~ 0 !:: 0 ,. , P<'" " z 0 CJ " ~ 0 , zo . '" 'E .. ~ ~ ~ ... z Z H r.. ~ H '. ~ ~ ~ <<l '" 0 ~ ~ 0 '.', '~~ rn . . P< ,~ 0 ~ H ~: . ~ ~ 0 '" ~ . ~ ~ ~ o . H ::<: .:l H .. '{ 0 ~ . U~ >=l ~ <<l .:l ii3 u '" ~; . " III . :i '" ;; ., \/"\ ll:: ~ > 0 !j g ~ '" 0 r.. '>:; c r.l . 0 . <<l <<l P< 0 :0- r',. 'J " 0 z ~ W '1:l ~ ~ ~' .. < . ~ m ~ :. ~ . ~ !;JU '" ~ Q) <<l .. j rn ~ 0..- ., P< S -5 . e 8~ u I [il '" , r4 0 ~ c j . M ~ Q) .:l " . > - <Xl " <<l ~, . Z . - lil"" z Q) 0 :;, . ~ ~ <<l~M H <<l <=l ~ () ~~ '" '" ill f. .. rn u .. '-1 ~S ~.; c; .' ~, c~ " v U OZ ~ U5 .. " :;1 ~, ~ " '~ .. ., 0 ..., , " .S S! ...... " . " ,. COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA ORPHANS' COURT DIVISION No, 21-81-49 Estate of ELVERDA E. SHOVER, Deceased Late of East Pennsboro Township FIRST AND FINAL ACCOUNT OF CCNB BANK, N.A., EXECUTOR j Date of Death: January 12, 1981 , i Letters Granted: January 23, 1981 II First Complete Advertisement of Grant of Letters: February 6, 1981 Account Stated to December 7, 1981 I I I i I I I , I , SUMMARY & INDEX Pages PRINCIPAL Receipts Net Loss on Conversions 3 $56,675.15 3 128.26 $56,546,89 4 26,062.18 $30,484.71 5 1,092.50 5 2 $29,392.21 Adj usted Balance Less Disbursements Balance before Distributions Distributions to Beneficiaries Investments Principal Balance Remaining INCOME Receipts 5 Less Disbursements 5-6 $ 715.64 590.58 Income Balance Remaining 2 $ 125.06 COMBINED BALANCE REMAINING $29,517.27 "'" 100 rT,: o"'f~'l L1J..rl ~..... uv 2/4/81 2/4/81 2/4/81 2/4/81 2/6/8l 2/26/81 3/6/81 8/3/81 11/23/81 6/9/81 PRINCIPAL RECEIPTS Dwelling located at 146 South Enola Dr" Enola recorded in Cumberland County, Deed Book V, Volume 12, Page 431 Household goods & furnishings p, Michael Heinaman - Rent CCNB Bank, N.A, - Safe deposit box refund 6 Shares Cutler-Pederal Inc, Bell of Pa, - refund Pa. Blue Shield - Medicare & Blue Shield benefits Commonwealth of Pa. - 1980 personal tax refund Sellers share of refund of Real Estate taxes Elverda Shover T/U/A - Loan TOTAL PRINCIPAL RECEIPTS PRINCIPAL CONVERSIONS INTO CASH Gain Household good & furnishings Proceeds $ 155,60 Inventori~d at 277.00 11/20/81 $155 Trust for Short Term U. S, Gov't. Securities Proceeds $ 155.00 Account Value 155.00 11/23/81 12/7/81 Dwelling located at Dr., Enola Proceeds Inventoried 146 South Enola $45,000.00 at 45,000,00 6 Shares Cutler-Federal Proceeds $ Inventoried at Inc. 8.14 15.00 TOTAL Net Loss Transferred to Summary -3- L:~3 100 f~Ct 691 $45,000.00 1,369.50 70.00 3.75 15.00 9.03 5.00 1.00 226,15 9,975.72 $56,675.15 Loss $ 121.40 $ $ 6,86 128.26 128.26 2/4/81 2/4/81 2/4/81 2/4/81 2/4/81 2/4/81 2/9/81 2/23/81 3/2/81 3/1U/81 3/lU/81 3/12/81 4/16/81 4/21/81 6/4/81 7/23/81 7/23/81 7/24/81 9/3U/81 11/19/81 11/23/81 11/23/81 11/24/81 11/25/81 12/7 /81 PRINCIPAL DISBURSEMENTS Stone, Sajer & Stewart - Reimbursement for Probate & Letters Jack Gaughen, Realtor - Appraisal fee for property at 146 South Enola Dr" Enola Lester G, Conner, Realtor - Appraisal fee for property at 146 South Enola Dr" Enola F, M, Oppel - Fuel oil delivery on 1/lU/81 P.P.&L, - Electric service to 1/22/81 Bell of Pa. - Telephone service to 1/1/81 C. Harvey Brown - Newspapers to 1/17/81 Patriot News - Legal advertising on 2/3, 2/1U & 2/17, 1981 Cumberland Law Journal - Legal advertising on 2/6, 2/13 & 2/2U, 1981 J. W, Richardson Funeral Home - Funeral expense Claude C, Wolfe & Assoc, - Appraisal fee for personal effect s Riverton Consol. Water Co, - Water service to 2/23/81 Internal Revenue Service - Federal income tax for year ending 12/31/8U Gingrich Memoria19 - Grave marker. Wildeman & Obrock - Preparation of 198U fiduciary tax returns Kenneth H, Ginter, Treasurer - 1981-82 school real estate tax for property at 146 South Enola Dr" Enola Nationwide Mutual Fire Insurance Co, - Homeowner's insurance premium to 8/14/82 Register of Wills, Agent - Fee for filing Inventory Debts & Deductions & RCC Register of Wills, Agent - Pa. Inheritance tax, payment on account Register of Wills, Agent - Balance of Pa. Inheritance tax Settlement charges on sale of 146 South Enola Dr., Enola Trash service from lU/l/81 to 11/19/81 Register of Wills, Agent - Balance of Pa. Inheritance tax Register of Wills, Agent - Short certificate Elverda Shover T/U/A - Repayment of loan Reserve for preparation of 1981 fiduciary tax returns Stone, Sajer & Stewart - Attorney's compensation CCNB Bank, N.A. - Executor's compensation Register of Wills, Agent - Reserve for filing account TOTAL PRINCIPAL DISBURSEMENTS LU 100 i~~Z G9.? -4- $ 47,UU l5U.UU 15U.UU 127.12 13,U8 6.79 4.5U 22,5U l8,UU 3,363,12 95.UU 9.4U 176.uU 78U.UU lUU,UU 295,57 172.UU 9.UU 5,UUU,UU 155.51 463, uu lU.UU l.U7 2.UU 9,975.72 lUU.UU 2,357.9U 2,357,9U lUU.UU $26,u62.18 INCOME DISBURSEMENTS 6/4/81 6/29/81 7/1/81 7/27/81 8/28/81 9/8/81 9/29/81 10/5/81 10/29/81 12/7 /81 12/7/81 Riverton Conso1. Water Co, - Water service to 5/21/81 $ P.P.&L. - Electric service to 6/19/81 East Pennsboro Twp. - Trash & sewer service to 6/30/81 P.P.&L. - Electric service to 7/21/81 P.P,&L, - Electric service to 8/20/81 Riverton Conso1. Water Co. - Water service to 8/21/81 P.P.&L. - Electric service to 9/21/81 East Pennsboro Twp, - Trash & sewer service to 9/30/81 P.P,&L. - Electric service to 10/21/81 Riverton Conso1. Water Co. - Water service to 11/23/81 E1verda Shover T/U/A - Repayment of loan CCNB Bank, N,A, - Executor's compensation on income ,at 5% TOTAL INCOME DISBURSEMENTS -6- lI~,R 100 p~~, G9.1 29.51 9.32 48.00 8.69 8.08 31. 49 7.47 48.00 9.29 41. 45 11,00 $ 35.78 590.58 COMMONWEALTH OF PENNSYLVANIA: ss COUNTY OF CUMBERLAND JANE E. DAVIDSON, being duly sworn according to law, deposes and says that she is Trust Officer of CCNB Bank, N,A., the executor named in the foregoing account, that as such is authorized to make this affidavit on its behalf; that the facts set forth in the foregoing First and Final Account of the Estate of ELVERDA E. SHOVER, Deceased, are true and correct to the best of her knowledge, information and belief, a jj' G' ;:)fut-kiV Trllt:' Officer day 981. ,'IW,.' Li~,? 100 ~I ,I ;' <- .....11.. 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