HomeMy WebLinkAbout03-1049IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FAIRLANE CREDIT LLC,
Plaintiff,
vs.
SAMANTHA KLING,
Defendant.
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CIVIL DIVISION
NO.03- IOqC~
ISSUE NUMBER:
TYPE OF PLEADING: COMPLAINT
CODE - 011 ASSUMPSIT
FILED ON BEHALF OF: Plaintiff,
FAIRLANE CREDIT LLC
COUNSEL OF RECORD FOR THIS PARTY:
Donald S. Mazzotta, ESQUIRE
Pa. I.D. #11461
LAW OFFICES OF
DONALD S. MAZZOTTA, P.C.
Firm #742
938 Penn Avenue
Pittsburgh, PA 15222
(412) 471-0300
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims
set forth in the following pages, you must take action within twenty
(20) days after this complaint and notice are served, by entering a
written appearance personally or by attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any' other claim or relief requested b~ the plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator '
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717)240-6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FAIRLANE CREDIT LLC,
Plaintiff,
SAMANTHA KLING,
Defendant.
COMPLAINT - CIVIL ACTION
AND NOW, COMES the Plaintiff, Fairlane Credit LLC, by its
attorneys, Law Offices of Donald S. Mazzotta, P.C., and
respectfully presents its complaint in civil action against the
defendant above-named upon a cause of action whereof the
following is a statement:
1. Fairlane Credit LLC is a corporation doing business at
PO Box 6508, Mesa, Arizona 85216, and is hereinafter referred to
as "Plaintiff."
2. Samantha Kling is an individual residing at 835 Erford
Road, Camp Hill, Cumberland County, Pennsylvania 17011, and is
hereinafter referred to as "Defendant."
3. Defendant purchased personal property and entered into a
written agreement (hereinafter "Agreement") for the purpose of
financing the purchasing of the personal property. A true and
correct copy of Agreement is marked Exhibit "A", attached hereto
and made a part hereof.
4. Plaintiff is the holder of Agreement and is entitled to
payment under the terms thereof.
5. Defendant defaulted for failing to make payments when
and as due, and Plaintiff incurred a loss in the amount of
$7,214.19.
6. Plaintiff is entitled to interest from December 29, 2000
to March 6, 2003 at the contract rate of 17.95% per annum,
totaling $3,440.99.
7. Demand for payment has been made upon Defendant, but
Defendant has failed or refused to pay.
8. Under the terms of Agreement, Plaintiff is entitled to
reasonable attorney's fees of 20.000% in the sum of $1,442.84.
WHEREFORE, Plaintiff seeks judgment against Samantha Kling
the amount of $12,098.02, plus interest from March 6, 2003 to
date of judgment and costs of suit.
LAW ~FFICE~ OF DONALD S. MAZZOTTA, P.C.
Donald ~J" ~otta, Esquire
Attorneysi ~6r Plaintiff
~ Total of Paymen~ T Total Sa~
I 17'950 % ~ 6913.74 I S~3245.06 ~s 20158.80 / S 21428.80
~ ~ ~b ~1 ~ e ~ ~ ~i~
~ ~u ~ ~1~ a ~ ln~ In ~ ~ or ~'
I ,o. ~ ~,~) ~ ~ ~ /~ ~ ~ D,, ~
~I. 5.00
~ ~ow ~n~ ~ b ~ ~i~!~nl ~wa~ ~ ~n ~ d~ll. ~ ~i~ ~1 iff UI ~e ~e~l~ d~ ~ pm~ r~ and
~ ~t~ = ~ S~ ~ ~ U ~ ~ ~ =d ~ S~ ~ ~ to .qn ~ Co~ ~ F,m~ Fm.~ C, ac. I~m~ation et Amount
~ ~' ~ ~ 06/~/00 ash ~
~m $ 1,2701 _0~
~ ~ SPAN~S AUTO SALES. INC 701 E l~um $~ MKh8~ P~ 17055 TMd
Un~ ~ P~ Bible
v~ S~N~ 3 ~LZNG 835 ER~O~ ~D C~ RZLL. PA. 17011 . I =$ZI&31.00 _
~ ~ds~ N~s) ~ ~ ~m To ~ I~mn~ ~ny
~ ~ ~"' ' ' d ~h~ In.mn. ~m~fly
~timss~hb~suep~dt~'b~.y~top~un~r~Wmsd~i~b~hlo~m~ ~ 3 *$ ~0, O0
N/U YW ~ ~ ~m ~ ~. , k ~ Tm~ Tm ~T ~d :~; To Li~flse Ta~ aM
USgD ~ CB~KL~ LS SDH 6 ~5~1771 To u. ~
5 +S 5 - ~O
~d ~ A.T. ~ P.~ ~ ~.FM S~o ~ 5 Sd.
Y~d-ifl 86 CHEVY CAY I ~70.~ -I N/A ,s ~70,00 ToTKg~IB~!
~ ~ ~: YMr ~d M~ ~ ~U~,~ S~0~ ~t T;~: :; 7 *~ 995.00
mOPE~ mum.: Y~ ~ ~,,.d m ~ ~d =~. m ~--= = ~. .... ~/~ C) thru ~ d~ 3 2 4 5.0 6
ff ~t~ ~l~CO--m.~ ......... r.;~ ~ ~.~l ~ $ 1270 *00
....................... i --
~t~a~lsl~b~.~gll~U~d~~&H~l~b~~~lf~ ~..
~S) b d~ ~ h h~r{l) to k Fwd ~ Fha OdS ~ b~ la indued m ~ ~ F~d. (he ~l N~ OF ~ =$ 2 2 ? 0.0 0
~OIT IN~ ~ t~ ~a ~.~
WhM is yluf age? ~ Year'.
imtm: GUARANTEED TRUST LIFE INSURANCE CO,. 1275 ;.? : "-- .A~_.,; ~..~---:=:-. ii. 60025
pymam dame k dm pep. t SclMdL hpm mm be made d:
FACTORY FINANCE CO.. INC. 701 L Lec. t StmL Ided~, PA 17065 (tlm'A=qpm~
HOW Tnlc TOTAL Ol:PAYiiUffS 14= COMPUTEO: 111l Told o~ PlyllntS is the Nm ~ ~I pID~ty is Ilcudty lot ,ip.~-,; ohhil C-,:---'. C-.;;~. YNK --~---:~=t.: 1ha dm Ilvi -i l_
Ameur, t FinNK.d and the ~NKn. Chwp. 11w Finlm~ Clmp cmdm sdd~ d immt cNK~d
daily ,0 tke mdmndq balNKcm d the knmunt Fin~ lh Fima Chlqm dwAI dQ~ hNK
been compWd en tim .suep~ thlt all BlyIM~S win be fKlivd m thlk schddd ill dlttt
ff NKV HVmm~ it IMt yml w~ll k obliptd to P~V mm fi~P ~m~ ~ ~ ~ ~ M
Om mlditinnd imr~ vddgh m,,ll '~ P~f fldk Ibm R"em CIm~ mgl h k~' Th~ m°m~
d h ium m demm vdil IN ~flmd ia the I1~ lime.rtl ~ Ihq ~ the TMd id
pmymntt wi# bm modifi~ mNKdiqly. YNK nW prePaY all ef NKY ~n ol ttm balam due at lnV
SECURITY AIREEMglT: To .mm th. i~ff.nt o~ ail sums dim mi dm ll~ommK~ d aP,
flf~ifed Qbliptio.a under lids ~ yum Fent NK ·smp, Hity ~mrNKI hs th Vddclt in all para
(pdlid "·=.doe(') attKhld to thl Vlhicil it any liter thNK. md in Iny proc.dl d thl Vddd~
iachldiq inlurln~l pfocldL If anodll~ ~l;u~W i~Nlmfll ~f m~lI eOlfldl9 prlplrLy ~ ~e
AOOITiOliAt lElllt AID CoIomOIl: THIS C01~ CONT0iUES ON TH[ P,[VfP, S[ $1iJt.
YOU ARE 0eLIGATE0 TO ALL THE TEnMS OF THIS CONTRACT WlaC~ AP~AIt ON ~E FRONT
e4hw Fha th· ~:~-.;~T~ nm~ edm: :t:::: p. ad .t we rain tim dl~ to Trait thai (dw AN0 i~ -~flF!
. ..,
a.ign this Contre to dm "A.tgm," ? -- RCHAS- I YOU ARE ENTITLED TO AN BXAGT CUPY U[ .....
,.,., si. I--lWn'HOUT{COURSF; [=]VATH FULLRECOUIl, T[: I._JWITH REPU E. I SIGN. KEEP IT TO PROTECT YOUR LEG. AL fllBHTS.
SELLER
· U~f~CKN-~WI~OGES RECEIPT OF A COMPLETEO COPY OF THIS CONTRACT AT THE TiME OF SIGNING.
- ~ .OTl~e SE~D~VERSE SIDE FOR IMPORTANT IliFORMATIOI. WHITE' FACTQIY fiNANCE C0. UNARY- CIISTOM~R/CO.SIGNEII PiNK OUIIR
PLAINTIFF'S
1. YOU~ lip~l ogeffs includ': tim fighs tO pay Oil Of port ol 1he anmonts due dm Shes Co~'icl ,n e AT ol ~Q~ becomes ,usoh'ont m banhmpl: or .
ed~apcs ~ ~heil due d~tes without pmTidty ut promun, and. with our consent, ta reinSlme the I T he S'eh~le ,s sidd. levmd upon m threasensd with or oubiect lo condemnation or iorfl~tu~
~lrlCt iM ob~in e mtacn ut tho Veh~te il we take possession d it because id y~Jr dlfoult.
2. Yog will tm1 poImd Inyoou Olhef th~l as to obt~ e sectary mlare~t or other tights dl Sho 8 Our .§hes upon m alter tho uccouense of out Event oi Detour1 include:
Vihlcll. you 1mil pay all fitiqg tons nucessafy tot us to obfmn In(~ ma~Aa~ onr socur~ty ialerest m a The n~l to decla~u ael sails owlog Orl this I~omra~t to be inmlodlutL, fy due a~d paylble.
the Vehrcto. You wilt acPsr us m bivmg our seCUlar/' mimes1 nosed o~ 1he Certih~te el Thio 1o Iho Ftnaftcs Chelsea al the rata p~nded m tbs Contract, wdl conhndn to ~,orue Oh all
VllUclo ( um~ we rote,ye paymellt in fuji
3 Yo~ w~li keep.~ho ¥~h&cle m good coodwti~ ~ re0a~f. You wdl pa)' all t~es and chaf(Jl~P ~. b. 1he t'igl)l Io re~.re you lo i~byer tho Ve~cis to us at a place rensonab~y conveme~ to
the Yefuclo You wqll.poy ael'cosls Of m~ta~nmp the Yid~cll Yll~ wd.I ~ot abuse the ¥oh~cll or and to ua, .
permit anvthin9 to bu deno to Iim Veh'tcla WhlC~w~illussen its vMue. olhp thru,, tw norm~t wl~f slid C ThO ~lght tO obla~p 0usseuslon o! the Vlhicle. nth Or yorhoul procuus of llw. t[ you do dor
year ~d~ s~ on t~ ff~ to a fl~ pelmane~ place ol ~lg~g v~t ~b~mg us m
~. you Mir kusp tho V~,~i msored lgmnslfi~, theh ~d ~lhs~ until atl sum due ~ me p~
~hfied to ~ ~sl~ m P~ylvim8 ~ hc~ to setl mou~ce m Ih store ~ the
Whgcb ,s pe~ne~ 9orage~ The m~anCe p~cy ~t pl~ uS with ~ la~ 10 ~' ~
~e ~ ~ m dgah ~ to ~ ~or ~ the i~e ~ Y~ ~ 1o ~ ~
~y be ~1,~ ~ ~lo (l~ir or r~bfl ~ V~,tlI ~ I0 rt~e the ~id biia~ ~e ~ Is wi
~ ~s n~s~ to k~ the Veh~rg ~ 9~ ~nddt0n ~d ~. ~ mil if ~ al~e ~
a~a~e a~ s~s y~ ~ to O~ ~ ~J r~l~emenl lusmlnce H~el, ~y
be ~ded to T~ bd~e o~ ~ ~ s~ Fi~e ~ at the ~n~l.P~e hie of
tbs ~ract a~ m~ ~ r~ablg {I) im~me~ ~ ~ 4id ~ Mth y~ ~th~
payments. ~ (mI m the e~ of ~l ~n~. ~ ~ ~ m~ speci~ 0m p~s on y~ h~l~
al y~ e~nae and I~ ~mi~ ~ h~ ,n~ m ~e ~ F~c~, it ~ ~t ~ to
~edd ~Cl. II ~ ~ep~ t~ sums due ~ t~s ~tr~ ~1~ y~ ~f~ i~l~t
c~afflaofl. W hie. ~elt Or ~ll~ ~rince ~ f~ in ell~ to i~ sc~ul~ ex~ghou
dale fl t~ m~a~e ~ ohta~d Iof ~ b ciflcd~d h t~ ~f~e ~ ~m tO dS
Cem~y ~ your ~hill ff ~ ~l un~ to ~ so. ~ ~fl n~iy y~ Ihat y~ m~t obla~
aKiho~ cos~ W ~ for the ~e~ng~flod ~ t~ ~i~ai in--se ~. we ~ Ni~rse
~ Ior the ~ts.:...
b You tad 1o p~ ~ at~ of ~r p~m~s m ~ ~r~
d~
Mpc m ord~ To tam ~e~ ~ ~. V~B ~ ~hhg fouM ~ the ~hi~e.
prompl ~m)tl tM1yo~ cl~m ~ a~i~ m the Vlb~e fl~ c~red by om s~
~ust bi ~ ~ feg~tu~d ~l, ~ ~hm 24 M ~ ~ur lam,q ol OUT
~ :hi V~'cle. d you do not We us ~mM n~t. wi ~11 ~t be (esp~s,~e
~lclus ~ ~st ~ ~l ~ a~l~ 1or. You iKh~ ~ ~ ma ~ ~ ~lates
Y~e m ~m~ the V~cll to the ~e Id
d II ~u ~fe m ~lf~ m~l ~n TS d~ b~e we fo~ ~s,~ of tm V~L ~u ~at
~ o~ IGJ. NCllS~ ~ q~Jl GI~ Of llt~ ~ end flpllfl~
~ep the V~I m luJl ~bct~ ~ y~ ~i~s ~m ~ ~a~
mil Due ~ 15 d~s' ~le ~e ~ ~ f~ ~ pl~l ~'~e Wi ~ a~y the
s~e first to ~ expels m ~il~ the Vi~ then lo ~l c~ls of forging. ~a~flg
1~ V ~cte, ~en to o~ ~l[~l ~ ~ t~ ~g ~ ~ ~ Our fib ~l
~ of ~e m~r due Md lh~ t~ b~e to ~ ~la~ ~ifl d~. Ii ~m Js
p~ ~t to ~u fl throe ~ ~U I ~ ~ ~ ~u ~ p~ ii 1o
9 Y~ ~ re.em ~ Vl~e at ~y tirol ~ ~ IS ~ys.lhef ~ mai
h~sG~" ~ ~r~y I~ tl~ Bdo~ ~ usg m ~L to sell ~e VB~. ~e
~e Mn be all ~i ~ us m t~ ~t a~. if ~t ms I~Oef t~ 15 dm
10 ~ME IS OF ~E E~ENCL If ~ w~ l~ ~ ~ EvKt of Def~ that
~s held M be dlegal. ~M M ~ce~le. ~ ~ ~1 ~ ~ a ~ M th~
~ fe~ 13 d fl ~ w in thcs ~. ~1 I~ M P~n~nm shidl ~ly lo
Ii COL~CTION COST~ II y~ am m ~ ~ I~ A~mll~ ~d ~ ~e lo sue y~ ~
THERE ARE I10 WARHAIITIES BT SELLER, EXPRESS OR IMPUEO, INCLUDING THE
WAIIIIANll[S OF MHICHARTABILITY AIID FITNESS FOR A PARTICULAR PURPOSE.
UNLESS WE HAVE GIVER YOU A SEPAHATE WRfI1TR WARRANTIr.
PL. AINTIFF'$
EXHIBIT
NOTICE--ANY HOLDER OF THIS CONSUMER CREUIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD
ASSERT AGAINST THE SELLER OF GOODS OR SERVICES ORTALNEU PURSUANT HERETO OR WiTH THE PROCEEOS HEREOF. RECOVERY
HEREUNDER BY THE OEBTOR SHALL NOT EXCEED AMOUNTS PAll) BY THE OEBTOR HEBEUNOER.
NOTICE Of PROPOSED CREDIT INSURANCE
J
The SrBnef(s) of th~s Coorract hereby tsketsl M(ico that ~ ~'od~r hie ms~unce cea, erie and/oI go3up clldd accident add heahb smu'anse covor~gl w~41 bo at~licable to fhq C~n~'orl il so morked
~q~t~ ~or ~1(~ n-4~r em Tl~ ~"n~d~s Id ch~f§e is iodltm~d f ~ * ~ I?~e of cs~dls p~lr~lc~ ~o h$ plffthlsd.
add ~ ac~ on chi ~al ~d~d maton~ ~ el the in~bled~ss S~ to ~t~ ~ 1~ ~m
m~tz~e ~ lully ~s~mO the ,~ra~ In the ~nt ~ p~epa~ ~ ~ ifld~l~esL a ~l~ ~ m~ce
ASSIGNMENT
To induce You. the "As.~jneo" named on the Iron of ~,s ~ ;o ~fchl~ t~ ~lhlfl ~fac~ the Sellw hele~ ~ a~ re.legAte. I~ C~fl~ lO ~lflt and
~en made ,~ GrlCl conlo~ily with all ap~le le~raL Slate ~d I~al I~ l~ ft~i~ ~c~. ~t ~l F~d~. to ~le 2 ol the Pe~v~e U~ ~m~
~ I 01 et se~ ~; ~f elite to the Conh~ and tho Ve~e c~lod the~ ~ a~e. ~ d ~lll~s, e~g~s a~ sKunty ,mere. ~d ~ subj~ o~ to t~ dghts el the ~r ~ s~ fo~h
Ih. Cofllracl Js g~gtM. ~os8 Imm Ihe sa~ Id ~e Vetch ~m~ d~ed. ad afl O~m ~reM Itl ol ~J qe ~ ~ cu~ to ~rac~ b ~*~ el the Vl~e Md
waggnbns I~ St~l~ln~ threin ~ t~e; t~fe is ~n9 th~e~ the TmBI of P~eMs sit t~ ~ ~ ~ ~ I~d m~ I~ P~s~ ~ Ve~e ~s
~hK wrlh all re~re~nts thud Mth ffs~ to the tlafl~i~ ~ ~lh ~ Fe~r~ T~n.L~ ~ ~ ~ any arbor Fudged m ~lll I~. ~e ~ r~ ~pli~e
~ l~s ~ch ~ fe~t m ~e s~ens~ ~ s~ rewsutt~ ~ef ~e ~nr~tl ~ Ylh~ SII~ R~ib~ A~ t~ ~l) iff t~ ~m ~nu~t~e ~ef~ally k~ 10 ~ SiI~
Assignee m r~pact f~f~ and ~d remedy s~ h c~m~ ~ m e~, ~ ~1 flol i~t ~ o~ d~ Or fe~ I~ A~pns miff ~q M I~ ~ ~ I~
thai Buyer la~ m f~ to ~a ~ p~m~t ~. ~g~or ~ ~e ~m~. Ifl~ ~1 ~ ~e~ 1~ the V~le ~ doftdise, m as r~l~md I0 h~ ~ Sel~. m the
~m ,mmjdli~ly m.~md~h the ~e J~ set ~ ~ ~ S~:,, ;.. ~;,.. ~;~ ~ h~ltl~ ~'My~h~. ~ attunes' lift
Fo~ va~l lectured. Salbr hefe~ se~ a~s ud g~ unm ~e As~Me, ~ ~ ~d ~p. ~e ~thm Co~m~ ~1 m~ ~e ~ ~ ~e ~e Ihefe~lr, ~ ~1 ~
,nta~sl m ~ to Ihe qeh[c~ t~r~ described, ~ I~ ~ ~ the ~li~e in its ~ ~ M~ ~ l~ ~ iago ~ ~h~ action ~ ~ ~l h~ taken ~ f~ t~s ~L
a6~ ~ the endmse~s ~pUoMd '~HOUT ~C0~S~" ~ FU~ RE~U~E." "~ ~HA~" a~s tm ~ M ~ ~ mm ~ H $ll Io~h m
~,~ of the p~ e~iflld "~t."
W~ FU~ RECOU~-- ~ll~ i~Hs 1~ m ~ti~ ~ ~a p~l~a~ ab~ entitled 'As~" iq the ,vim of duffle M ~ m ~ ~ p~flt off 1M dui d~e tMr~f of
payee uMor lhe Contac m m the ~ pedmma~ Qf ~ ~ ~ fo ~ p~ ~ 1~ C~I by ~r. Sidl~ ~L Won ~ ~ ~ipL Io~h re~f~aH ~e
A~ignsl hf a re~t piece in ca~ I~l ~ the I~1 ~d ba~ce ~ ~l ~ ~u~g K~IU hn~ ~ Is ut the ~e Id ~ ~lse
~TH RE PURCHASE -- ~11~ eOf els thor, m ~dltion to 1~ pfo~si~ ~ the p~h a~ e~t~ "A~i~L" in ~ effnt d a~ dut~t ~ ~ ~ shill lfllltto ~ignle tb ~p~ss
Voile. S~lmr ~ll. kf Ihe Wide is rep~se~ed ~ ~i~ a~ d~ to Sellp, ~ ~ f~ te ~e ~ c~on Id ~l V~. t~kh r~o~e the C~t a~
A~fgMe for 8 repu~ase ~l in ~sh equ~ ~ the luff ~d barn ol the ~f~ ~g ~M F~B~ ~ ~ d ~ dill d ~ ~a~.
N0~CE: SEE ~Efl ~OE FOR IMPORT~
VERIFICATION
I, Donald S. Mazzotta, Esquire, state that I am not a party to
the action but that at the request of the Plaintiff, and based upon
knowledge, information, records, and documents supplied to me by the
Plaintiff, the averments set forth in the Civil Action Complaint are
true. A Verification executed by the Plaintiff can be supplied at time
of trial or upon request.
I understand that false statements herein are made subject to
the penalties of 18 Pa. C.S. §4904 re unsworn falsification to
authorities.
,1 '
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-01049 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FAIRLANE CREDIT LLC
VS
KLING SAMANTHA
SHAWN HARRISON , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
KLING SAMANTHA the
DEFENDANT ,
at 835 ERFORD ROAD
CAMP HILL, PA 17011
APRIL MYERS, ROOMMATE
at 1917:00 HOURS, on the 12th day of March , 2003
by handing to
ADULT IN CHARGE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18 00
10 35
00
10 00
00
38 35
Sworn and Subscribed to before
me this f~ day of
~ ~00~ A.D.
/ 'I ,p_rot/ho~otary ~7
So Answers:
R. Thomas Kline
03/13/2003
DONALD MAZZOT~
By:
~ ~3epu~y Sheriff