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Home My WebLink About98-03979 ~~. " ~! ~ tv) ~ ~, i~ \. " ><", j. " " " " ,.- !\ "" .., " J' " "" j'i<. " >1' " I i. " " " , " H !' ", I, "ii' ;, " '" ii' " 'i. H " " ;;1 q, !" H , " iii " ,I' ii , , r! ", I', , , " , ,h " i: Ji I) " " 'I' ,',' " " .j' ,,- " , il !' ;; Ii , " o \ ;,'t 'd. '1' 'I ;I I, , ,,;;~' ii, i" \i~ ,.j " I I .!I,\ fr ,-,," " " \, " " j; " " 'j ',- ii' !' " Ii i' I" '" t IN '~H1~ CO\1H'~' 01;' COMMON Br~IlJl\$ Of cIJMl3mgrJl\NP COPN't'\', PI~l'lNI3YLVl\NI1\ 'ACCElSS F'Il'll\l'lC Ifll, 1,IlJl'llJIl'lG C01W, / f/~/~ IlJQIJICOl'l CORP" l'lOHWIilI3'l' 13l\l'lI< MINNIil13011'1\, 'l'l I fI, , ~~ truptee of the EQIJICOl'l LOAN PIJHCIl1\SIlJ 't'RIJS'l'1 ,," PI~intiffs .1'10,__ V, 1<n:Y$'I'ONEl $'I'A'I'm MOHTGl\GIlJ CORP, Defendf\nt AlrlrIOJ\,VX'l1 " COUl1t~ of Dauphin state of Pel1l1~ylvania I, Dino l\, Ro~~, being dul~ sworn aooordj,ng 1:0 law / SS depose and Bay ~s follows I " l, ' I am an attorney wi th the law firm of Reed $ll1ith Shaw ~ MoClay and in such cap~oity repre~ent Plaintiff~ Acoe~B , F'im~l\oial I.,ending Corporation f/k/a E:quioon Corpol:at!on and ,l'lorwest Bank MinnesotEl, l'l,A, , as trustee of the E:quioon Loan Purohase 'l'ttlst in the a1~ove-captioned 'matte1.-: 2, 'l'he last known aqdreB~ of Plail\t1ff AC08S,13 F'inancial r~8nding COl'Plwation f/k/a E:quioon Corpol:t\tion h 400 " " 'I' '1'1 \L ,";l! ,:1' 1,1l.,; " :~ '" , 'I "oil"~\r.\mv:m , ' , " ,. " " ,1' .,: " 'I " ij' " " " II ., I' " ,. , , ' " Ii , " , - " , " ", Ii .. /. ,. <I .' 'j, " ',! , ' " 'I' " Ie " ," I' ,," " " " '. 'I: hllllllll' rlllh\ In 11I8Plll0 Iho rOllpp1'll18nl hr onlorhl1111 1'0llppl'II18111 of 1t8 Ilwn, Ip hoonlH!lllllol\ IIY 1111 IIPPI'l\I~PI' IlhnuPll.lollllly hy t1w pllrllPH, W, If\hll\ thlnlllppl'l\IHl\1 WII" HIIIII11IlI'\lllml1 Moon l1prllll1111PHH Ihlllll1w nrlllh1lll, IIpfp1lIhml \VIIO I'oqllll'plllll rpp\Ii'llhIl8P 111IllOll11, 111111188 Iho "lnlllHo- Yl\III\lI'l\lIo" Wl\8 81111 wllhln pllll1111fl'8' 01'01111 prllpl'll\, 111. TllP 1I11IWl1l1lnl 1118n PP11111hlll11 WIIITllllly . proYl8lil\18 Ihlll, JlllciJ:.n14l, Ow nrllll1111111ppml8111 Wll8 PP1'I'OI'l110\1111 I\llpnl'dllllllo with Imh18\I'Y ullllHhml8 111111 pll1l11111'1'8' IIndorwrllln!:lllllhlolhwuln I\POnnhllwP wllh Ihon-pl'PYlllllnllllll1rl,ol onl1llltlonH,II11\\lhlllllllll1l'nl'l11l1llnl1 Wll8 l\'\Ionl1ll pOI'I'pol Id.llt 5-6, 1 I' II 111orlllll!:lO 1\\lIodln , 00111\11y wllh Ihp80 wIIITllntl08, Ilol'ol1lllln\ Wll8 lllvon Ihlrly \IIIY8 10 0111'0 Iho tlplbel or 111'1'00111 rop11rol1ll80, WIllI 7, Twn 1110rlglll.lOH nrp I11Hlllnlly 111 IlIspllloll Tho J-1orvlllh ,1110rlgllgo uOOllnlH II Hlnglo flll11l1y IIwolllng In EII81 ~lrolldHh\l1'I.l, PonllHylYlIlIlll, \1111111111'1'8 11111'1l1UIs\l11 It on Ill' IIhonl rohr\lllry 21, 19lJS, hllsod on 1111 orlglnlll IIppnilslll vlllllo 01'$\ 81,000 propllr13d hy 01113 Rlohllrd Wond8, Uk\, no, 34, Hxh, 5, 011 01' hol'ol'o April 19, pll1ltl\1ffH "orllol'od" II rOllpprlllHlIl, dkl, no, 34, E>>h, 6, 1110111111111 Ihll\ Ihoy 00111110101111 . "., -. ., Ihirll-Pllrly l11tol'l110dlllry lI11d IIHko11 II 10 oh\lIln 1I11I1PPI:1I1801' lI11d IIPP1'lllHIII. Tho 8130011d IIppl'lIlHIIl, dlllorlAprll27,,01l1110 111111 only $115,000, 001110 36,5'}'c, holow tho orlgllllll 08lhlll1to, ,DI~I, 110, 34, Exh's2, 7"Ai1orflofol1dnnl look 110 lIotion 10 ordor nlhl\'ll IIppl'lIlalll, pl11111tiff8 orderod 0110 \ll1l1ntol'n1ly, wl\loh WII8 IHallod on .h1ll\l5 IIl1d 1IHlol\ II YIIIIIO of' $145,000, 111 Mnroh 19%, dol' 011(\11111 ohlnined lIH own IIpprnlHnl orlhlH proporly, whloh oHII111l1lod II vnlllo 01'$124,000, Dkl. 110' 34, E~h, 1\, , ' ThoSll1l1h lllol'tgngo rolllloH 10 roshlontinl propor1r III Pltlahurgh'a EnHI Elld, ThlH proporly wns (lrlglllnlly nlJpl'lIlsod,lIa or MIII'oh 3(1, I ?94, IIH II 81I1gI0-0\l1111y hll\IHO 111111(1 " , ,,, (-Jlghlllnd Pnrl, 1l01ghhol'\100l1 lit 1111 oHII111I\(od vllluo of $2()5,OOO, Dk\, 110, 34, oxh's 4. 14, 011 2 ; , Aprlll~, I 004, pllllll\lrfp\ll'~hlls~11 Ihla lI1\lrl!lIl~WI shorll)' Ih~1'9I1n\lI', Mr, Hmllh 11\llimlllld 1111 his 1I1111111ml f1IlllllilWllllnl1l1mlll1' Chllplllr I ~ oflhl' UllnknlPIPY emlp, Plllln\ln~ II1V\lslllllllpII Ihls 811111I111111, PUI1II1\lllnullll IIpp I'll I HPI' \1y Ihlllll1nw of 1.011 Fllhllln. 1111\111111, who, 1I1.\11'1wII nlll, hllll IIpprll181l11lhp Hllmll propllrly hlll18oll' 111 .filly 1 \l03 III $120,O()O, I'olnlllll 111II1IIw :3111llh propol'ly hllll hllPn 1l011Vllrl\l11111111 n Ovp-lInlt IIPIIl'I11101I1 hlllllllllB \1plol'lllhlll IIIIW, I)kl. np, 34, nxh, l~, . MO\'\l\1vol',l1w propPI'IY WIIH nol lpqnlllllln IIIghlnml Pnrk, whlph fllllllnllllllsprllwd ns "nllllliIIPr- . mllllllp plnHs slllglp fllllllly III'PI\,"h\l1 In BIIsI LIII\1rl~, whloh Iw ophwlllo \10 "1\ 00111\11111111011 of I\lw 1110\1111\1 aln!llo Iil1nlly hOl11psf] 1111111111'110 hom08 whlph hllvo hool1 O<1nvorlplllo nnIIlH\\lnlly 1'08111011008," Ill. ^ S\I\180Q\lPI1II1PPl'lIlslIlll1 ,llIl1l1l1ry 190~ VllhlOll Iho pl'oporly III ol1ly $74,000, 01<1, n\1,34, E1<h. 17, ThlH vlIlIIIl Is 0011818111111 with tho $70,000 Sl11l1h pnld lor thq propol'ly In \90Z, S!lll ctkl, 1111, 34, r~xh, 19, lit 31, On' ,Jllly ?7, 1995, pllllll11ff8 dpl11l1nllod thlll lIofonllnl1t rOl1\I1'ohll80 thosl.ll110rlgngos, Okl, no, 34, E1<h, 3, OOfOllllnnl 1'01\18011, 111111 thla 8\111 follpwod, J1111111tiff8 Hook II spoolOo porlo\'lnnno'o \1ftho oonll'not liS wollns II lIoollIl'fltory jllllgmont thllt lIofondlll1t's rpl\lsllllorOJl\ll'ol]IISO.lho lOlll1s , , 00I1s11111101l11 hrolloh oflhlllllgroOl1lOl1l, Thoy IIIHP lIol11l1nd oosls, o1<ponsos 11l1d lIttOrtloy'a thoa, ns pl'ovlllolI h)' tho 0011t1'110t.. Tile pl1rtlos 111'0 of dlvot'sO eltlzonshlplIl\d the j\1l'ladletlollnlllll1pllllll~ QntlsOod, Thus, this eOlll't hns j\ll'lsdlotlonundQt, 28 U,S,C, * 1332(n)( I), ;i " II, . SlInllllfll)' jlldgmonlls nppl'o)ll'lnto whol:o ndmlaslbloovldonooflllls to del1lllnstl'nto II. Ii " llonulllo ISQue ofllll1terlnl fnot nnd Iho 1110vlng pnrly la ontltlod tojlldllmont'ns 11mntlol'oflllW, Fod. It, Clv, P. 56(0), If tho nonl11ovlng pllrty helll's the hl\l'dol\ ofpol'sllllslol\ nt tl'llIl, Iho mOVing Pllrty I11nsl show thnt Ihe nonmoving PlIl'ly's ovld~nooJs InsufOolont 10 enl'l'Y thnt hunlon. 3 " I' I i:4l10\~~ corp, y, CI\11:\l1~, 477 \J,~, 317, 322-2~ (19IlCi), Tlw I1nnl11ovll1g PIIl'ly 0111\ Ol'onlo II ~ol1nhw 1881\0 0l'n1ll101'11I1 O\PI hy poh1\ln~ 10 ov!llolwP In IIw l'\lOon! 811rnolll111 III sIIPP\lrl II.1nl'Y, von\lPI 111 lis I'IIVol' nlll'lol, Bl'oIVCI' y, Qllllkcl' SllIlo Oil RoOul1ll!-Co1'11., 72 F,~ll 3f!Cl, 33(l (311 ell', I OO~), AlIcrnnllvply, "lIw hllldol1 01\ Iho l11Pvll1ll pllrlY 11111Y ho IIlsolllll'lloll hy nllowll111 ' , , 111111 " , IIIPI'P IHIII1 IIh$lll,1\lO ol'ovll!o1\oo 10 SlIppol'llho I1nl1movll1ll pllny's On80," Colotox Corp, y, Clllrmt, 477 \J,~, 317, 325 (1 98Ci) (ll1lornnl 1111011l1lnl1 11lnl'K.s olllh\o\\), "[S111100 1\ onlllpllllo 0111\11'0 or pl'ool'clll1oomhm 1111 08sonlllll OICI119I1I," 10, 111323-24. .1111 whloh n PIII'l>' h011\'l1 OlD hlll'dol1l1fpl'nnf 1\111'1111 cstnhllahoa thlll thol111wll111 pllrl)' la "onlhlllll 10 n .111111111101\1 118 II 111111101' PI' Inw," Ihp 1111l1l1l1wll1ll pllrly tl1\18lc81l\hllah Iho \Jxlslol1oo of owr)' olol1lonl oasllnlln! lolls onso, 111 S\loh ,. ., ovldonco mila! ho 8111nIO\lIl11\I)' prohllllVll n11llinol'0 Ihlln "morllly oolomhlo," t\rmhl'lllllllJ'...Y.. lln\lI)'s COil]" 32 F,311 768, 777 (311 Clr, 1994), Tho nonmovlnll pnr\y Is 1II'I'0nlod IIw honoOl of nll rcil8ol1nblo inforoncos drnwn I)'om Iho 1'0001'11, 111 Ol\co thcl11ovl1\ll pnrl)' hn8 sllllslled lis hllrdo1\, Iho nonmoving plln)'. .18 1'011111rod hy Fcd, R, C1v, p, ~6(c) \0 cSlnbllsh Ihnllhol'o l'omllln8 n gOllllhlo Iss\1o Ofll1l1torlll\ 1'1101, C\lIl'kv, Qil1b1u1uh, 20 17,3d 1290, 1294 (3d Ch', 1994), Tho nonll1ovllnl "mllY not rosl \1pOn 1110l'C IIl1egllllon or donll\ls of his plclldlngs, h\1I\111181 sot forth spoclllo fllol~ showing thllt Ihol'o Is l\ gon\1lnu IsslIo for 11'111\," Andol'son y, Liberty Lohhy. Inc., 477 U,S, 242, 2~6 (1986), ^ thct Is mlllprinlll' It "might IIl'footlho O\1toomo onho s\1ltnndol' tho govcl'l1lng IIIIV, , ," 111 111248, 1Il1d Is gcn\1hl0 "If thccvldcncllIs Sl10h thllt II rOllsonllb\o .I\1I'Y 00\11d 1'01\11'1111 vCl'dlot 1'01' th/ll1onnlQvlnB ., .! pnrty," hh lit 248. 257, In dotollnlnlng Whclhol' n nonmoVllnl hilS ostllbllshod tho OXI~toll00 of II gon\llnclssllo of mlltol'llI\ fllotl'cql1lrlng II.1UI')' trllll, lho ovldonoo oftho nOlllnovllnt ll1ust"hc hcllovlld nnd nl1' 4 I , -- ,1I1allnn\111J Inn1l'PI1\Joa 111'0 \11 hp II I'IIW 11 In [llal fllvol'," 41.111255, Whollwl'lIl1lnrpl'pnppla j\IRlln,I\llp, howpY\1I', IhipPIHls 011 Iho OVlllplwP mll'IIPPI\,MJjlJi\lal1i1~llulls, Co, v,-ZllIUUl RnillILC.url1<, 475 IJ,R, ?74, 595~!)(i (19~f1), AI1111fol'PI1Po hnacII IIpon sl1PPlllnllollol' conlcolllrp IIPoR 110\ Pl'olllp n 111111pI'llll rnpllllll dlsPlllo sllfnplolIl \n Ilpfonl RI111l111nr,Y,illIlgnwlI\. lWllllIlsnn v, AIUl'd SluuUl&u4, 91 t\ 1',211 3CiO, 382 11,12 (311 CII', 19r)()), 1.lIIP\vIs\l, "sltnpl>, shnw[llIg]lhnl Ihol'o Is SP1110 nwtllph>,slPIII Ilollhl ns tollw mn\pl'lnl rnols" dooa no\ ostllhllsh II gOllnhlP Issllo fill' 11'1111, Mll1ailllhJ1JJ, 475 \J,B, nt 58(1, Ill, A, Thp pnrllps' pontrnoll'ooltos \hnlll ~'shnll hu gllvornod h>, nnd pOIISIl'llpd III nllool'lllll1oo with Iho IlIws oflho SllIto of Now York;" Dkt, no, 34, [lxh, I, nt 11, A fOllol'l\lllIslrlot 00111'\ ,'I " oxoro'tslllg <lIvol'8l1y j\ll'lslllollon IIppll08 tho oholop oflllw I'IIlos octho I' 011l11181nlo, I" Ihls onsp. Ponns>,lvnntfl, J<ruzlts v, OkuJll11 Mnohlno Tool. Ino" 40 1',3d 52, 55 (3d ell', ll)94), " "l'ol1nsylvllnlll OOllrts gonol'l\\Ir honor Ihp Inlonl or tho oOlltrnollng pllrllos nnd onforoo choloo 01' IlIw Jll'ovlslons In conlrllols oxoonlod by Ihol\1," Iii. (ol\lng Smlth \I, C0ll11llil11\\101llth Nllt') 811111\, 55? A,2d 775, 777 (I'll, Supor, 1989)), Tho only o)(ooptlonlo this 1'1110 Is whol'o Iho '.'oonlrnoll\1I1 , oholoo ol'llIw provision, , ,oonOlctr, wilh 81rong pollor h1\ol'os!~," Kl'llzlts, 40 1',3d III 56 (ching Soxmnu Vi OoodllQ, 539 A,2d 826 (I'n, SlIpOI'. '1988)1 Leidy v, Doscl'ol Enlot's.. Ino" 381 A,2d ' 164 (I'll, Slip 01', 1977))11I0001'd LCI CQJll11J1lIlilllitlons. Ino, v, Wl1mlll, 700 \7, SII)lp.' 1390, 1396 ,\\ ,/ (W,P, I'll, 1988) (citing Contl'lll Contrnolltlll CO, II, C,E. YOllnlldllhl & Co" 209 A,21\ 810, 816 ; ,. , (I'll, 1965)), Np.sllch oonOlol Is limned, 1101' docs IIny IIflPOl\l' on this I'oool'd, Acoonltngly, Now , , YOl'k Inw \\1'111 bo IIflPIt~d Inlhls Ollso, 5 'i ' , .. , \-11\111)1' IIIIl ~lIhstllnllyo IIIW ofN\lw YIII'K, oOllns \Iwlilw III "lOOK \lllhlnll"lho vIIIIlI\tllma of prPllOlW IIPP1'llIs\lI'S,.IIIII\lsa hillS, Ih\\lll PI'I11111 nlllh 1111 tho IIpprnlslll"a PlIl'lls ahowl1,Slllll-U1uu;, . , R.l\iAssIJosII Ipc" 4S0 N,Y.R,~II 7, 8 (N,Y,A,P, 1982) ("AIIUm\ WIl mllY ho OOI1Il\lnwll wllh la wll\l\'lwl' I\wllpprnla\ll'sn\l\\lll hpnllatl~ 1111\1111 Uond fllllh, InUw Ilxlll'olso of thillI' willi) l\lsol'o\lon liS Illll1\l\hpds of'pl'ooOllnl'llllml somOIlS PI' Inl\lrn1l1110n,"), Ilfrd for \hOBO I'QIIllllllll, 4flO 1'1, ,1,fJ,~11 ", ~I(J, ~II (N.Y, 1983)1lli!C.Dl1\~llill & YOI'k 2 BI'Ollilwlly l;:ci....\4,.EruUllluLBliol" ROIUlyTl'usl, 4~4 N,Y.s,~11814, 81fl (N,Y, SlIP' C\, 1982),lIfrd hUlllllYlIULPutl, 46~ N,Y,S,211456, 458 , ' (N,Y,A,P, 1983), As ono O(llll'\ oplnodl PI1I'UOS pl'lwlllo for IhllIIpppll1tl1Wnlof IIpprnlsol's hooll\lso Ihoy WIlI1\ \0 I'oly on Iholl' oxpol'lIso In soulln!! voxllllolIs pl'ohlllms, Thoy mllko IIppl'lIlslllllgl'ool11onl~ Iinlll b\lon\lso Ihoy wlml \0 IIvolllllllullllon " J:l1ll'op9pn-AnlQl'lollllllukb.lIl..Cml1, v, Chook Full O'Nllts Corp.. 4421'1,Y,S,211 715, 718 (N,Y, SliP, Cl, 19B I ),lmloOlI, Iflho I'osllll~ oflhll IIppl'l1lsllls WIlI'O snbjoo\ocl\o I'ollllno jndlollll sorullnY IInd trllll, "\ho pflr~los {wonld] nol , , , ho IIn)' olosol' 10 II solullonlo tholt' pl'oblom Ihnn hofol'olho offol'ts of Iho o1iporls WOI'O oXpondod," l1l. '" 8, Wllh I'ospoollo Iho 1-lorVlIlh 1110rlUIIllo, Iho 001111'1161 Is (llolll' Ihnl Iho vl\hlllllons oflho nppI'l\lsors 11I'0 111 ho rollod IIponln dolol'lnllllng dofol\dllnl's ohllllllllon, Ifllny, to 1'0plll'chllSO n 1l10rtgllllol " " Sp0I1S0l- {plnll1t1ffa], Illny ntlts own oxpcnso. mdcr 1I1'0llpprlllslll ofpl'opcl'ty sconred hy IIl110rtlll\go 110 111\01' Ihlll\ sIXI)' (60) dllYs 1\001' Iho solltol11ont dllto, If . \110 1'0-lIjll1l'11lsnl h,dlolltos II vllluo 01'11101'0 Ihlllll~% loss thlllltho orlllhullllppl'nlslIl vllluc,lholllll sponsol"s dOI\Umd,Scllol' [dof'cndnlll] shllll rOpIII'OhnRO tho LOllunt tho Blly.Unok Prloo, If SOliDI' dlHPlltos tho 1'0llppl'lIlsnl, thon Sollol',lllny,nl Its' oxponsc. ohtlllllll thlnlllllPI'lIlsll1 with lI11npPl'lIlsol' 10 ho jolutly choscu hy Sollol' nlld SponRor, Ifsnoh third 1I11Pl'II1slllls 11101'0 thllll151Vc,Icss,thllll tho orll;lIIlU\ ' 6 IIpprnl<<1I1 VIIIIIP; \lWIl Sollol' <<hll\l h\l 1'01\1111'011 \11 rpp\ll'llllllHO 1I\\lIAIIlI1I1\ Ihp UIlY- Illlo~ I'rlllo, U~I, nil, ~4, H>;h, 1, III 3, Thl<< pl'lwllllOll 1IIlIll11hl~\1I1I1sly pl'nvlIIPH Ihlll pllllllllffill11l1)' 11\ll11l1ml 1'9j1\1l'IlIIIIHO Ifll1Pyqh\lIln II 1II11OIy I'PIIPP1'llISllls\lIlln~ II VIIIII\lII\ 101ls\ 1~'X,los81111111I1w Ilrl~lnlll, 1111\111111\ Ilof\Jnlllll118111l1Y al\p\lIlIlRl\tlly IIvohll'opllrllllllllPlflln IllIlppol1llplll,.lollll1y PhO<<II11 . : I IIpprlll<<1I1' 01lllsl\laR Ihllll II 1 ~IX'I'Plllllllllllll11 vlllllo, TII18I1UI'001111l11\, \0 II epl'llIln Illllolll, hwrollRoR Ihp rl<<~. 10 ollPII RI\I\1 Ilf IIlllnllPO\ll'lIlO vllllllllloll hy ollttlllU nff IhplI1(ll1lry nlllll'Pll npprnl8nla, In Ollllhl\l1~P fill' which holh pnrlipa reoolvo Iho hOlwfi\ of lowol' Irlll1<<lIpllon oOllla hy nol hllvlng III rPRPlwllw VllhHlllonln Co \11'1 , Thoro la 11(1 hnBIRfol' oOllOlIlllIll~, nB II I11nttol' nfNllwYorl\ lllW, Ihllllhls \JonlrnP\lInl provision IR 1l\III1Y WilY InlPl'Oplll' ol:UI1Pl1forOOllhlo, A I11lnol' IlIfflPlIlIy nrlsll<<, hOW\JVlll', 1\'0111 tho fIlPI Ihnl Ihp oOl1lrno\'1I O'II1110WOr~ WIIQ 1101 . Rlrlol\y followoll. Pofp1II1IInl fllllolllo ohlllllll1wllJlrd IIliprnlslll of tho l-Iurvlllh prol1PrlY, 1111011<<1 . 1I1IIiIlIly,II111llhon rol\t~od 10 rop\H'ohllso Iho 101111, Thill 100 pllllnliffa 10 1I1111111ernlly 01'1101' II Ihlrd , IIpprnlslll hy IInllPpmlBol' of tl8 own ohooslng, n Btppl\ol p\'ovlllod fol' Inlho oOl1lrnol, 1'hl<< , dlffiolllly noollnol (lotlllnl\1P, howovor, liB I oollslnlll dofonlll\1ll'a Inllinl Ollhll'o 10 01'1\01' Iho third IIpprnl<<lIllI<< II do fllolo wlllvor of 118 rlghl 10 do 80, ^I\ornlltlvoly, Blnoo Ilofoml",)1 dl(1 oblntn" ovonlnIlIlY~'Blloh nn III\prlll<<1I1 Ihl'OIIUh nlll1l1Pl'l\lBor o.f 1\<< oho.oBh,~; IInd II 100 rovolllod II vnhlo , ($124,000) 11101'0 thnn 15%,108Blhnll tho orlgtulIl flBlhnnlo, 1 oo.noludo Ihnt lIi~ IhroBhold doolln~ 111 Vnhlo oflho 1-lo.l"Vnlh prl1porlyof 15% ol'll1orll hnB boon ~ntl~Ood,' " , I ThuB, Iho o.lIly IBHUO I'olllnlnlng UR 10 Iho Ho.l'vnlh mOl'lungo IB Wholhol', UB dofond!l\l\ nllogoB,lhol'o I~ n gOllulno I<<<<uo oClllnlorlnlfuol wholhol' plulntlffll 1II1\0ly ordol'od Ihelt I'QhpPtnlallt wllhhllho <<pool nod BlXly-du)' porlm\ BO UR 19 proaol'vo lholl' l'lghl to dOllllllld II bllyhllok. 1'hl<< 7 .' I '!II h1YoIVPHIWo fl\l\1.1~81\PS, whlph I will 11I8PIIS8 In IlIrn, . Pllf1l1H11I11I Orsl III'UlIPS \1111\, IIHH\lmhUl \lIP rPIIPP\'Illslll WIIS "oHlorPII" In II \llllPly mlllllWI' pn Ill' h\lfurp AprllllJ, IlJlJ5, \110 nlP\ Ihlll II Wll6 nol "pornll'l11oll" 1111111 April ~7 ronlhlrsll Illllhnoly, . ' AIIhPIIllh Ilpf\l11l1llnl IIPknowlullg!l6 Ihlll Ihopon\1'I\pl spP\lIO\lllllr \IHPH \lw wpnl"onlpl',"II II1'gll06 , lhllll1w lenn Ik II111hlllllOll6 1II111 6holllll \lp opn8tl'\lpll 1111111118\ \1]0 IImOpr (1&., pllllllllffH) \\llIIGr \lIP Ilnolrhw of mllllill,llrofOl'onuun, I ro.lPPt \hlH oontPntlon hPPI\lIHO I om\ tlwlllnl!llIl11P \1I111111hh~I\OIlS\ \]111101' Npw York IIIW, nol 10 l11enllon l1wlllw of vlrtlllllly eVPl'r olhol' \l0I111l10\11IlW .Il1rl8dlolll1\1, "[w)hpl'\1ll1o 101'1118 of II . ponlrnot 111'0 II111\1nhlUIIOl18, 1110 pO\1\'t 111116\ p\1forpp tho' Illngl11lllo 118 WI'IUOII, , , ," 01l1l8tofol'l'0 v, FlIl1illy 1-lollllll NotwOI'k, (i 12 N,Y,S,21\ 720, 721 (N,Y,A,P, IlJ94), "'1'110 811hjpPtlvp Inlprpl'ollllloll of l1w pUI'IIe6 18 of no 11101110nl whell 1110 wonl8 01'1110 lI!!roonlOnl, vlowollln propel' oonlo"I, provli\e 1I1I1\1I111181111,"hle mel\nl\l!!, lllM-Cl'odlt J711l1l1l011l1! COIl" v, Mllzdll MillO!' MIII~II(', (USA) Q.al'J1" 647 N,Y,8,4d 322. 327 (N,Y, 811P, CI, 1996), Tho mOllnln!! oflho hl11!!lIl\ge ofllle 001111'1\01 "IIn\81 hp fpIlIlllllllho 0011\11101\ 11I1I!!lIl1go IIlld pOH1l1lUll 8poooh 01'1110 IIVOrll!!p porsoll, 111 " . , Iho IIghl 01'1110 rOll8011l1hlo O"poollltloll 1111(1 p\1\'p080 of tho ordI1\lIl'ybIl8hl08S111I1I1," I1t (011111\011 o111I\1od), PilI nllothol' wny, thoy mllsl ho glvPI1 tholl' 111nlll l1\Plllllnll, BllI'ko OI'OIIILlJd...Y..lCll ~YlldlolllO 488,640 N,Y,S,2d 479, 482 (N,y, 19%), ,.11" 1-lpl'p, It Is simply not I'PlIsonllhlp 10Inll)l'pI'0\ Iho word "ol'dor" liS 1110llnlng "l'oool,Vo," " ' 8\loh II dofinltlon IH !l0\ oOllsls\onl with OOl111)1on \lsngo, Tho IIVOl'llgo IlOl'son fll1!!lIlIlll!! in ooml\1ol'olulll'l1llsl\ptlons \ll\llol'slllnds Ihnt tho plnohlg'of' 1111 "ordor" fOl' sOI'Y,loP8 doos not Imply oonloinpol'llnolllls pOl'forl11l1l1oo of'thoso 60l'vl008, fI\lt'thonnnl'p, tho oonstl'\lPtlOII ofthp IOI'Ill "o "ol'dol''' Ul'!l\l(\ hy dofolldllllt'16 not wlthlnlho 1'00\sonllhto p"ppptlltlon oflho Plll't1P81116 Ihp " 8 ,,' ',1 " \ ' ! ~ , thn~lhwaa 01'11 hll~hllo~ r\llll\oal 0011111 Ih911 IIII'll UI1 tho VllglIl'l\ls Pl'lho III1PI'IIIRI'I"S SOhl'lllIlo,l'V\l11 Inho pnllll' WIIS 1I1110ly 111 lIalllf, HOl'II11so tho opntrllot Is llItlll11hllllinllH' thoro la 110 1101'11 tl1 hll1l111l'l'tlhll wl'illl1lllll:llllnat lis III'IInl'I's IItHlol' IIwllootl'hw nf llUlllru.prnfo!,ol1tIlUl, ' PI'I'Il11l1llnl 's aooolllllll'g\ll1ll'l1tls Ihllt 11101'0 IR 1111 \ll1mpotol1\ I'vIIIIll1Oo pl'ovlnll Ihllt . pllllntlffa Ilnldl'lllllhl' I'Pllppl'lIlall1 wllh1n tho aIXI)"IIII)' plll'l(1I1, As prnnfoftlllwllnpsa, plulntlffa offpl' IIwllffllluvil nfun ol1lployop, NII,lInp ,Iohnann, iloPol1lplllllollwlth II sllupahol 01'11 Ol1l1lplllpl' aOrpOl1ll1ll1Plltll1g lhlll IIw r1l1lPP1'1I1s1I1 WIIS pnlpnJ(1 nil April 19, 19!)8, D~I, 110,34, Exh, (i, ,10hnsol1 oaapntlull~ al\'ol'o Ihul ahe rO\ltlnoly 1'0(]\lllals!,OIlPPl'lIlslIls IIlHll'ooonls .Ihllt I'II0t \lahlg u.' , , oortllln sonwllro prol:ll'l\nl, thllt hor rooordutlnl1 01' tho ol'lIors IIlwlI)'s tu~OS pllloo 111\1'1' Ihoy ul'O plllolld lInll npvpr hoforo, thlll tho progrlll1l dlllo stll1n(1s whon lho 1'0ql1Pst wlla pntoroll, IInd lhllllho chllo stll1np IlI\lHlot hp IIltPI'Oll, Pofonllllnt 11IIs IIdd\looll \10 oonll'lIr)' ovldonoo, hUll1lnV\lR to Rlrl~p Iho Ilffldllvlt hlll'll\ISe ilia IIl1ego(lIy Ilot hllao,1 on tho llfOunt's (1l'rsonlll ~nowlod~p, Ills IruO, 01' Oo\\\'ao, thlll Ms, ,Johuson dl(lnot hllVo Indopondontl'ooolloollon nl hol' dO(1oaltlol1 In Doeol1lhol' 1997 ofol'dol'll1lllho I-1ol'vulh 1'0UPPI'IIlSlllll1 l\pI'1I1995, Ills ulso Irroloyul1t, hooullso tho SOI'OOI) sl1l1pshot Is IIdmlRslblo undot' tho hnahloss I'oool'd oxcoptlonlo tho houl'SlI)' 11\1<<1, Fo(\, R, Bvld, 803(6), , It Is woll.scltlc(lthllt oomputorlzod 1'0col'IIs 111'0 IIdl11lsslblo \IndoI' tho b\lalnoas I'ocol'da OXOOPtlonl11 tho SlIlllO 11111111101' liS lIny othol' Iypo ofh\lslnoss dOculllont, liS 10llg liS thc pl'opOl' founclntlonls Inld for tholt, rollnhilit)', lJnltcd Sln(os y, Brlsooc, 896 F,2d 1476,1494 (71h ell', 1990)1 UnitedStntes v, YOlln1.l Bl'Os..1llil.., 728 F,2d 682, 693 (5th ell'. 19R4), The clcl110nts ot t1ll1t fOllndlltlon nro Rot (brlh In tho t01lt ol'tho l'llloltsoll'i A , , , record, 01.' dntll cOl11lJllntlon, InllllY form, of ncts, ovol1ts, , , ; mndo nt 01' I\CIll' ,.. 9 . I .. I \lw \lmo hy, Ill' f\'llmlnfb.rll111\iol1. Il'!n1Smlllocl hy, II /lO\,S(1n W.llh klH1Wlcdgll,.ll'IiCPI In 1\l1l PPIII'SO 01'11 1'0g\llll1'Iy ool1(hIOIOI\ h\lsll1osS 1\01 vily, IIncllfll Wlla tho rO~IIIIII' pnlP\ioo 01'1\1.1,\\ h\lahwaa IIlllivilY 101l111liO Iho mOllwlllllhnn, ropol'l, Iwonl, or 1111111 O(1mplllllll1l1, , , , . flolI, 1~,l1vhl, 803(6), Th\lB,In lluilllllSlilloB v,lv\1ll.llil, 9~3 F,2119\0 (Ial eh', IU91) (llrl1Yol', C,J I), wlwl'P Iho govornmonl Inll'Olhlood l\lsllll1ony Ihlll llw oOlllp\llorl~,od I'ooll\'lls woro mUllo 111 \ Iho hllnk's rp~\lhl\"oo\ll'B\l of\l\lslnoas, liS II rognlllr p1'l\01l\lo hy II pOl'sun wllh knl1wloc\go IIm\ \hlll II0sprlhecllho glll10ml prp\lOsa of how \hoy woro mllcl\l, Iho oomtlwld Ihlll Iho rOoul'Ils WOI'P . proporly 1"lmilloll, lU. 111914-15, II "Irthol' hollllhll\ "ol'll\nllry hlla\l1oas oh'O\lmatlll1o\lS, . I Rnggosl Irn~lworthhwss, 1I110llslwhoro 110lhlng In 1110 1'0001'11 hnpl\os Iho lllok 111\lroof~" lU. 11\ I)I~ '(l1l1nllon omllled). , Horo, NIII.lIno Johnsonsworo In hor IIffillllVIl Ihlll, liS plll'l ofhor rognlllr hllslnos8 prllolloo, Rhll 'Yollld pnler rOllpprlllslll orders Rhe hml mmlo onlo her eompntel' syslem Ilsll1g RofhvllrO known liS CONDOR,. Dkl. no, 34, Llxh, 7'13. SI1\lulso deserlhelllho genol'III dellllls of how ., IhoRO onlrl08\Vo\'0 mlldo, Sho Ihon roprosontcd Ihlll,lflho compnlorlzcd rccol'lt'lndlCl\lOllllllI1 sho , hllllordorcd the I-1orvnlh properl)' rellpPl'I\lsed 011 April 11), thl\l the record wlla 1100\\\'1110, lU. ~14, , " , She WIIS snbscquontly doposed hy dprendllnl, IInd "mhnlttcd"llllll, Jullu:1illul (I) she did nol 1'00111\ IIn)' spool0081\bol111ho HOI'Vnlh 010 (dkl, no. 51, III 65, 1(1): (2) thlll sho did nol know how Iho . \'onPP\'lIlslIl window WIIS oll\oullllod (!d. III 18,24)\ (3) tlmt sho did not rocIIII tho gOllol'll1 pl'ooodul'os In p11100111 hol' dOplll'tlllont III 1 t)1)5 (l1l. lit 35,47)\111111 (4) Ihll\ Rho did not kllo\\! how . to cO\'l'oOI OITOrR on tho CONDOR pl'ogrll1\1 (!d. lit 111-84, 124, 142), ThcRo I\clmlslllollR, whllo pOl'hl\ps golllg to tho wolght of Mn. Johllson's tosthllony hl\ll sho ,I 10 j I j I ., I;OOl1lo~llf~h1H llllho \llllmllll'lss\lo nl'wlIPllwl' slwtlnwly o\'llorl1lllho 1'l'llppmlslll,t \1011111 \I1Hlon111\lpthp 1'I1\1I1111111nll slw IlIill fhr mhnllllllll thl' \lompIII\l1' Hol'\lOl1 HtlllpHhnls liS bllshwss roon\'ll~, ~lw 111\11101 IIllmll, 1'01' \ll\lIlllpll', Ihll\ II WlIs nnl .\\ rOl.lllln1' bllshw&H 111'1I0111)0 1'01' 1\01' In 111l1k\l tlW POlllpllll'r ol1lrll'~, PI' Ihll\ 11\0 00111PIl\1'1' syslll111 WIIS IIl11'pllllhlp, 11I1l{1I1111il11, hor lilpk or kllPwlod~p pf~\\1Y ol'lho soOlvlIro's ICllhnlolllllllrlonolos \Iops llnlllr.folll mlllllsHlhlllly nl'lhlH Ilvlllonpo, ~ MOOHh 92~ F,~II III !J 15 (no rPlllllrPlllPllllhll1 P0111Plllpr prOllmlllnwr lostlfy In IlHlnhllsh I'nllmlllllpll fnr oloPlronlc Iwnrlls), AIl(lQl'Ilh1UIY, I will 11(llly Ow moliolllo slrll\o tllP IIflillnvlI, Morcnvllr, I pOllpht(\o \hlll Ow IlPll1Plllol' sorOlln SllllpsholH IIrlllllhnls~lhlll pvldcnollHl1Ilol' Flld, I~, Hvld, RO:1((i), hHlsmllllh liS , ., , 11\31011\111111 hilS 1101 mllhllllld IIlly cJvldollllll Ihlll tho rOllppmlslll IVIIS ordored 111\01' April 19, 1995, Iho i rllnppl'lllsnl musl bo 1l0l1sldorod Ihnllly,l As slloh, II prosorvod plllllllin~' rlllhl In dUlllllml Jllpllrphnso pflhcl-Iol'v"lh 1l10rlgllgo IIml SI1111111l1l'y Jmlglllol11 mllsllhcrofom ho grlll1l\ld for plnlnltffs, Ipofolldllnl's 1'011111100 on Wlnkll v, Ilothlohom Sloel COIl", B(i3 1',2d 279, 2B2 (3d CII', (88), Is mlsplllood, Il1lhlll OIlSO, pllllnliffs\lbllllllod IIn IIfOdllvll In whlohho IIvorrod 001'111111 , 1I0ls "on Infunlll1l1ol1l1\1d hollof," The oourthold Ihlll tho IIf1illllVl1 WIIS Inlllhnlsslblo fa\' Ull1111nl)' JIldlll11onlPurposos bOOIlUSfl It dl\lnol slllll,1 fllots bnsod on pomonnl knowlodgo, ld. loro,II1\ho\l8h sho hml uo \,ooolloollon orhol' hllndlln8 oftho I-lorvlllh OIlSO, Ms, .Iohnson sworo . hor prllolloo of ontorlng rOllPPl'lllsll1 ardors hllslld on hol' pOl'sonll1 knowlodgo, Thus, 1-lIln~llls I1l1pposllo, . ,., " . lOOrOndllnt doo~ IIl'g\lO fl1I\1 plnlntlffs, IIlIhollgh Ihoy hlld d01l1\ dil'ootly wilh tho IndlvldUlI1 pprnlsor on provlolls ooollslol\s, dll'eplod thah' l'olltlprlllslll ol'llol'lhl'Ough II thlrd-pllrly I . IO\'ll10dllll'Y 10 hl1pl'oPQl'lY oxlond tho limo Window durlnlJ whloh thoy oould dOI11I\I1\\ replu'llhIlSO, >kt, no, $6, 1112, Al\hough Iho IIl'gUlllont Is no I. slloolnolllty IIdVIIl\Oo\I, pl'osumllhly dofondllnl Is lIogln8 tllIIl pll\tnliffs hronohod thoi\' oontrllotnlll dllty of good fllilhllnd fllh'dollllllg, Dofulldlltll IIlIs to SpOOllllllo. Illuoh loss IdontltY. how this sublerfuge would hllVO boon holpf\lllo pllllntlflb,. . I I1l1ny oVolIl,lho Kl11110slnsky doposltlOI1 011 whloh dofondlln\ rolles, dk!' 110, $3, Bxh, 3D, 11(3-6. 7"63, simply doos not IOIll\'tllly fnellllll 8UPpol'll0 dofol\llllnl's Ihool'Y, 11 " , .,,' ,.,"'- I " I (' 'I '.. Pllllllllfl\l' Ol1l1ll'11pl\llIllhpol')' 1'0Ullnllnl.-\ IIII' Rmllh 111l11'\l-\lIl.-\lllloll>> 1I111111Y\llvll II lill'\lllll 1'0p\l1'phll&\I hlla\ll\ \1polIl\1I I'Il1\ppl'll I 1111 1 wllhllllllxl)' 1I11~III1I'&Pl\lonWIH, InHIIl/III, pllllnllfl\lI\I'~\I\I . Ihllllh\llnllllll npPl'lIlHIII fnl' Ihl>> PI'I1I19rI)' n,1I011111 pomp I)' wllh ImlllHII')' Hllinlln1'llll, 11'11 hll1l. ol1n)lll1Oll,lhpy 11&&01'1,11 WI1\11I1 hnvp IWIlII ovhlpnl Ihlll IIw pl'oplll'l)' WIIH nl1l wllhln pllllmllW 11l1l10l'wI'IIInu &llInllllnla IIml thoy wnnlllnol.hllVo pmohli>>olllhllmOl'lulIl.-\o, TI1\la, pllllnllf'l\l IIl'l.-\no Ihllt lIol'oll(lIml, hy pl'papnllnulhlll &\1hlll"n""1'1llppI'II181I, 'iJOnoollloll \lwpl'nporlY'1I \1'\10 II III \l\'1l 111111 lima 111'01\oho(lll>> 1101111'1I0111111 WlIl'I'lI\1IIOI1 \\111101' Hoo1ll11110 I1l'lIwIIIlI'UOIIWIII, whloh pl'nvlllolllhlll Iho mOl'll.-\lIgo oon(pl'm \0 plllll\llfra IIlltlol'wrllhw .01'1101'\11 IIntl Ihlll 1I111\1l'lll'mll\lollllholl\UW Pl'llporlr hp Imo, PIIIIIIIII'I'>>' romo(ly 1'111' Ihla IIl10go" 111'01l0h IIrl>>PH O'om Houllon 1401' Iho 0111111'1101, whloh OO\1\lIlnsllo limo wlll"ow: , '. If n\lmy limo SpO\1S~1' h000ll10H .IIWIII'O Ihlllll 1.0111\ Iloos 1101 oonlhnll In IIny ol'lho 1'0pl'oso\1II1\lo\1>>. wlln'lInllos '01' OOVOlll1nls oonlllll1o" hOl'oln, ' , "SpOnsol' shllll glvo 1101100 ofalloh hl'olloh to Sullul" Wllhl\1lhll'ly (~O) ""ya ol'~ullpj"H l'uoolpl Ofalloh 1101luo Sollol' shllll 0111101' (x) 0\11'0 SIIoh hrolloh 10 tho 1'01\sonllhlo slI\lsl'lIolll1n of Sponsor 01' ()'),I'Opurohllso sIIoh I;OIlI1(a) III Iho Ully.Bnok Pdco[,] D~I, 110, 34, ElIh, \, III 7, " Tho 1'000rdlll(1I01\loslhll\ dofolldllllt's Ql'llll\1111 IIppl'lIlslIll'opl'osol1tod Ihllt Iho Smllh , pl'ollcl'l)' oOllslstod 01' II sll1gle fllll1tly hO'1110 loolllcd 11111 pOl'llol1 of l-llghllllld PlIl'kllJlIsll.,j!)oI'IY zUl10d 1'01' 0110 IIl1d two-1'1I111lly OOO\lplll1o)', Dk(, 110,i34,Exh, 14, COI11Plll'lIhlo RlIlos ofs\lch , ,1.1 1'0sIdol1cos ,,;,cl'o OVIII\llIIod fr0111lholll0l'0 IIfOl1011t I-Ilghllll1d PlIl'li lI1'OIl, SQQ dkl, 110', 27. . rho cslhlll1lod VIII\lO oflho hOll1o,lIS ul' MlIl'ch 30, 1994, WM $205,000, ld, Thl>> IIppl'lllslIl, nlul1g with II h'lIl1sl11.llllIl SllOplll1dlolltll1g tho pl'opol'ly to bo II sll1lllo.lilllllly 1'0Hldondo, WlIS s0l11 10 Illlllllllflll, Okl, 110, 34, Exh, 28, 12 ,tl j~~l " Ii \ (' ~ I YO\, 111 ,fill)' t99:1 1111>> 81111W PI'Oporl)' Wll8 IIPPI'III>>UII h)' \.1111 Fllhlllll 118 II f1VU-III1I1 , IIp1Il'lnl\J111 hl1lhlln~ 1111111\lI1\'U8>>ull >>oullnn PI' nllull.lhol'lY ~\lllod nIl' mllllHil111l1y hnllulll~, 011 Ihl>> twalH, FI\I1II\I1 OHllll11\10111\>> Vlllll0 11\ 11111)' $120,000, P~I, I1n, :14, llxh, 1 HllllllLlllllll PI\I, 1111, :14, nil I\. 19, FI\\1II111 Pup, 2M I, MnI'OlW\lI', Iluf\l\1lII\11\ Wll8 ol111nllo\l \hlll Iho prolWrI)' wnH !wll1g ., 1180\1 for IIPll1'111101118, hoolll181'Iho 111nl'IgIIgl11"8 101l>>q>> 1I1l11 IIIX 1'01111'11>> WUl'o prnvlllllll wllh tho 11\1\1110111101111111180 111111011\0\1. PK\, no, :14, Illlh I>> 20, 21, 25 (OW0I18 Ilop, ;l11r:1R), 1\ WII>> nlHo on 1101l01llhlll "rll)wpllh]gHuolllnlllln~ 1ll0l'U \hnI14111111>>" wol'o hwllglhlo \11\\101' plnll1lln~' orllol'ln, Pkl, 110, 31\, Ilxl1, 2u, 1\1 IOu, lllloopt for oonphl801')', >>\llf'8\lrvll1g \1\l1111118 11111>> hl'lpf, 8I1Ppll1'lp\1 only h)' 0111\1101110 tho ohllllol1gollllppmlHIIII180lf, 5llll11l~\. 11\1, 54, III 7, \lulolll1l1111 hll>> 1101 111111\10011 .', lll\)'\lvllhmoo whloh WOI1III pineo II11Y oflhp8p fnolaln sorloll>> IlIsplllp, .0111101' Hoollon 10 oftlw 1301111'1101, 1101'0111111111 wlIl'rnnlOl1 Ihlll, i1I1llr.uUUI I' , (I) "Eiloh 101111 POnflll'm8 10 8\10I1Hor'8 01'01111 IInd\lrwrlllllg gllldollno>> In pffocl 118 oflho IIl1le 011 which 1,01111>> WOI'p 8l1hml\toll to >>pon>>ol'''l (2) "Alllllfonlll1l1on I\lml>>hlll\ 10 tho 'frllslop 01' Iho Spon>>ol' h)' Sollcr In ,vrllln~ wllh rospool 10 Iho 1,01\11S Is InI\llll111 oorrool os of Iho $c\tloll1oll1 01110"1 (:l) "Sollor hll8 nOKllQwlollgo oflln>,' HWI liS to 8\Ioh I,olln whloll,lI hns fllllod to dl>>oloso whloh, Ifidlaolosoll, WOllld mlllorllllly 1I11l1lldvorsply IIffepfthp vlIlIIO or iiwKpIII\lIIlIY of suoh 1,01111 or IllIlKO 8\loh LOIIIl II non-oonformlng LOlln with rC8pool lolho IIndorwrltlng gllldolh,p8 O\, whloh wO\Ild redlloo 11113 jllIl'ohnso prloplhoroor'l (4) "All rCIII ostlltc IIpprnlsllls l11l1\lo,ln o\1l1nootlon wllh 8110h LOlln , , , hlivp hoon.portb111lPd In 1I000rdllnoo with Indllslr)' 8111ndll1'd8 In tho IIpprnlslng hlllllstl')' Inlho 111'011111 whloh Iho snh.lool proporty fa lo~ntod," OKI, no,' 34, l11<h, I, lit 5.6, It Is mlll1lfoat from tho ovldol1oo Ihll\ Ihp Smith jlropprl~dld nOI conform 10 pllllntlffs'ul1dolwrltlnB slllndllrd8 hOOllllSO ill8 'II Ova-unll dwelling! thlll 111111131'1111' Info11111111011 oOl1ll1ll1od 011 tho Irlll1~mlttlll shcol nnd 1I00ol11plll1)'lnB IIpprlllslll WIIS sll\1pl~' not Iruel 1I111t thllt dofol1dlll1t WIIS IIWIII'o of fllotfl 1l\lIllIdvprRcl)' IIffoctod Iho vlllllo ol'lho 101l1lllnd l11l1do it.. " " 1:1 , I ,..' I \lpllponfprmhll!11 Apppnllnl!lr, Ow PPlwhlslonls ilw~PIIPn\llp Ihlll Ilpr~lHhl11l Ill'onoh\llllls wnrrllnllo~ wllh rospoo\ \l1lhls nlCl1'\j,lIll!p,'I " l'ppln~ 1\1 nw*1 \hls P\ltWhISII1I1,11lH1 \lwllnhllllr \111\\ jill1pwswlth II, \lof\llHllln'.III'l!\lPS " Ihnl plnlnllrfs IIrp pollnlprnllr osloppoll f\'PI11II1~P\1\II1l! 1110 II'lIPVllhl\l prow prpp\lrlY hpPl\ll~p Ihor " f\lllmllp dlsp\l\p \111' vnhlllllon In Rml\ll's hllnlH\lplpr pn1oop\lhll!,ln whlph ho silll\lIIOW vn\lIP III $~OS,llO(J, This I.s 1\ I\\lhlo\ls Il1pol'r III h\lsl,glvol1lhlll tlw hlll1Kmplor 00\11'1 11111 nol prpPoolllp nnnl.lndgmonl, \1\1llnsloll.<I 11ISlnlssoll RI1\hh'~ ChllPlor 13 ellso, Inllnr OVPIlI,lho Iss\l\lroglll'dln~ . Ihe Rmll\l morll!IIl!P Is nol \hp Vllhlllllol1 orlho prpperlr hr n spppml PI' lhlnlllpprlllslll, \1111 Iho I1rPlloh ofwllrl'lll1l1os l1y 1101'0111111111, SllIlolllllrrorol1\1y, ovon Ifplolnllffs 111'0 sonwl1mv pslnpppd "" " ", 1\'0111 dlapllllnll 1110 ynhlp 11rOW SI11l\h proporly nl 1110 Ilnw or sol\lol11onl, Ills sllll ohvlo\IS Ihnl Ihoy w"ro IlId\loolllo pmol1l1so n 1110rll!nl!\l tllIIl WIlS o\llsldo Iholr \lndorwrltlng ol'lIorln, rognnlless I. o . ", orvnhlo, nnd Ihnl tlw nppl'lIlsnl wns mnlorlnl\y rlltsp, Aeoordlnlllr, I wllIllrn!\1 S\ll11ml\l)' .I\1lllll1lOnllo l\lllll1llfrs wlth.rospoello Ihoh' olnll11s InvQlvlnl! t\w Smllh morll!lIl!o, " , lit Is III so likely Ihllllho s\lspcct npprnls"l did not oompl)' with Iho pl'Ofosslol1nl ~llIndlll'ds nhe lndnslry, lIltho\ll!h I do 110tronch tl1II1 q\lcstlon boclI\lso thcro Is 110 ovldol1oo proscnlod of whllt ,Ihoso sllllHlllrds 111'0, ' . " 4Dofol1dll111 n1so Clllll11s, with 1lI1nhlll1lllt'l!1l1110111, Ihlll pllllnllffs hllVo Ilot suffol'Q\I. 1111)' QIIl11nges, This Is IIhsurdl plnlntlffs woro dQoolvod by II g\'ll~sly l11filltod IIppmlslllll1to )1\1l'ohllslng n l11011l!1Il!0 Ihlll thoy othorwlso WOllld not \1I1VO Plll'ohllscd, whloh thon wOllllnlo dofllult nnd rorocloslll'o, Plnllltlffs WOI'O loCI with n $177,000 soonrod olnhll hI Sl1111h's bnl1kl'\1Plcy, sooul'ed by IIpl'o)1ol'l)' worlhsol11owhoro bolwocn $7ll,llOl) IInd $120,OOO,'Inndditlol1,nl1d Inllko ~\1Il1111llry fnshlon, dofondnil\ roll Os on sootlolll3 of tho oontl'llct fOI' Iho proposltlont\\Ilt Ihoro I1111s1 bo n vloll1t\on oflnw or 1'0g111ntlon hofol'c plnlntlffkllro ontltled to \'cllof, Thllt section, howovol', Is nn iI\llol11l1lty provision whloh hy lis torl11s IIppllos only to olnhns ,l11l1dc 1Il!llll1til plnlntlffs b)' third plirllos, It hns no nppllollblllty horo, 14 " l I} 1 'prppe"'d1ngll ~l1alqd'" all av"'n~I1" , 21 Sl6pv;t.!l;l. lICCP)S$ ~INlINC+lI~ ~ElN, e\;al V, ImY$'fONJJl $T1I'fpJ MO~,:\,Q CLQ$IJlP C~Q$pJP U,S, pi~~rio~ Co"rt. . Wall~"'+n p~ll~+ip~ oC 'Pe~nllytvania (rit~pb4rgh) C:J:YU-l DOCI<W~ FO~ CMJI'1 III 96-CY-:\.9:\. 1\CCIilS,s nNf\NPIM. ~~EN I et al V, I~ElywroNIil ST1\TElMO~'I'O Allllian,"'~.~ol Jqdge D, P~oo~p ,smith P",ml'lm:l-', $p, pop . .' 1'1<\\:\-1+13 of l3\-\i~ I 190 ~aad Dpol~a~ I None , J\-I+ipqiCJ~i9111 PiVlOrsity Pktl/ ~11 o~h"'r cO\lrt I Nolle CaUllel 2011332 Piverei~y-areaahof Cpntraot ';./-;'/96 1 2/9/96 2 , a/'n /96 ,3 3/1/96 ' '1 3/11/fl6 6 3/;I.:a/96 3/:a2/96 6 I' 7 3/27/96 '1/1/96 0 '1/1/!l6 9 4/25/~610 ,-,,~,ledl' D;a/OIl/96 COMPL.1\:J:I'!'I' with S\-lIHIHOI1I3 hpueq '-"iling Fee $ ;l.IlO, 00 Reoeipt 1/ 166170 (aen) " RIJ:'I'URN OF 13IJ:IWICEl e)(ec. uteq <113 to K Wil3 TON,' Ii1 STAT, El M, ORTO :a/0/96 1In13wer qua on 2/:a0/96 fOl" KIiIYS'rONIJ: S'I'ATm MORTQ (ael1) MO'l'ION Py KElYS'l'ONlil /3TA'l'Jil MORTO to Ch<\nge Yell\-ll:/ with Proposeq Order, (aen) NOTICEl' 0, fad, eUn, a ,schequle by J\-Iqge smith, (Clen) lli1n~ry date 03/04/96] " lIN~WJilR \:0 Complaint and COUN'l'I'1RCLAIM py KEYI3'l'ONE STA'l'1il MOR'l'a against Accmss FINANcIAL LEN, NORWEls'l' aANK MINNEl80 against ACCEsS FINANCIAL I,JilN I NORWElST BANK MnlNli1l3o (aen) BRIEl" by I<EYs'roNli1 8'l'ATE MORTG in l3upport of, 13 -1] mot ion ~o ChElllge Venue by, I<LWI3'l'ONJil S'l'A'l'El MOR'l'O (aen) StipuLElti,on by ACClilSS FIN1\l'KJIAL'LIiIN, NORWIilST BANI< MINNElSO, KEYSTONEl STATIil MORTa, ACCElSS FINANCIAL LlilN, NORWIilST BANK. MINNIilSO Dillmil3sing RICO CO\-ll1ter.dlaim PU1"SUant to FIWP , 41 (0) with proposed order, (aen) , ' " . 1/ ' ORDIJ:R \-Iron motion gl"anti.ng [7" 1] l3ti.pulati.on Dismissing RICO COUntercl~im Pursuant to FRCP 41(CJ) ( signed by J\-Idge p, B, Smith on 3/25/% ) CM <Ill pElt"tiss of reoo:t,-d, (aen) MO~ION by ACCElSS FINANCIAL'LmN, NORW~ST BANK MINNESO to' Pismiss Deets Counterclaim fqr Abuse of Prooel3S with Proposeq Order, (~en) BRIIilF by ACCElSS FINANCIAL Lli1N, NORWliJ/3T BliNK MINNli1So in opposition to 13"1) mot~on to Ch~nge Venue by KElYS'rONE STAT~ MORTQ (aen) , BRIEF by I<El\'S'rONE STATE MORTa in oppof3ition to [0" 1 ] motion to Diamiss Defts CoUnter.claim fOl" AbUSe 01; Prooess by NORWElS~ BliNK MINNElSO, IICCElSS ~~NANC!AL LElN (aen) I' " Docltet as. of .:rune 16, 1998 10t57 am Page 1 n~~~~~~rg!3 6/:~6/!l~ 11 ~/~9/96 l<l' 6nl/915 13 9/~/915 1~ :10/10/915 16 ~O/16/% 115 10/10/96 1? ,10/,10/915 1~ 10/1:0/96 <l/<lO/9? 19 , 2/21/9? - ~ " a/6/~7 20 ,f I ~no~Ud~ All eVen~!3, ^CC~~~ FIN~NC~AH Hli:N, e~ ql v, KreY~rON~ STATrn MORTO CHOsrep , , , R~apONsW Py Accres~ fo'~Nf\NCIlIf-;f-;mN, NORWE;~'r BI\NK MINNml'lO ~o (~0-11 pt.'ie~ in oppo/3i~:i.on by l~liJYsTONliJ sTATE) MOR'fO (flf3n) CONsE;NT I\MENDmp COMPf-;1\INT PY ACCliJss FIN1\NCIAH f-lliJN, NORWliJ~T BANI< MINNm~o (l\n!3wel-" que 71'3/96 E9+ KIilYWl'ONIil ~'l'I\'rliJ MORTO ) Clmend:i.ng P.-l1 oomplflint: (013/3) (liJn~t.'Y qA\:e (J15/7.1/96) " '. F~RTHliJR RmsPONs!iJ Py ACClilss ~INANCIAf-; HlilN, NORWlils'r aANK MINN, ',mso in, oPpo!liqon \:0 [3 -1) mo\:ipn \:0 CI,'l\l1ge Venue Py I<lilvsTONliJ s'rA'l'E MORTO (C\en) !liJntry dOl~e 06/<l4/06) , ,. , ORDliJR Qenying [3-l) mot:i.on ~o ChOlnge Venue 9+0II1~ing !ll-~) mo~ionto DieI11i!l!l p,e, Eta Qountel'OlA!m fOl: I\bYIl~ Of, Pl-"paeea, !let CAee MC\nC\gement ConEerena~ ~or 2,00 10(17/96 ( eignl3cl Py Jl\clge 0, B, smith 0119/4/96 ) CMAH pRt.'\:!el'l Pf t.'eaol'Q, '(C\en) Piln\:r.y QC\te 09/06/96) '" MOTION by KrnVs'l'ONliJ STATliJ MOR'rO to aont:i'nue aElee MflnElgement: Conf, (aan) , , R!iJsPONslil by lIcCESS FIN~CII\f-; f-;liJN, NORWEsT BANK MINNliJSO ~o (16-1) mol:ion \:0 continue aElae MElnElgement ConE, by I<ElY$'l'ONIil sT1\'l'/il MOR'l'G (Mn) Cae~ MElnagement Conferenae helcl 10/17/~~ before Juqge 0; p, smi\:h ( Repartet.', None) '(rvb) (E)ntl:y dElte 10/n/9G) ClISlil MI\NI\OE)MElNT ORDI~R!lett:ing Di~apvet..y OUtoff on 4/16/ni Pretrifll statemen~e fbr Plaintiff~'due 6/?/96 I Pretrial StEl~,e, ment!l for,DefendElnte clye 6/14/9? I Joining Of, pa~ti~e C\menQing of pleEldinga by 10(24/% I Diapoe:l.tivl3 Mot:Lon ' Filing QeElc.'\line due 4/30{97 I ( eigneQ by JUQge D, -a, 'smith on 10/17/% ) CM C\ 1. PEll'tiee of reaord, (rvb) tli)ntry date 101n/961. CASEl DElSIGNATliJD to 'rrElc'~ 1, (l'vb) (Entry Qate 10/21/%) MOTION by KEl\'$TONlil S'l'lITlil MOR'l'G t:OE)~tend Time fot' . , Disaovery Elnd Dispoaitive motione w:Lth PrOposed Or~er, (~an) ORDElR upon motion gt'Elllting [19-l) mot:Lon I:Ornxt:end 'rime fot' Disaovery and Diepositive motions, rseet Pret);'iC\l Or~er .. Deadlin~SI Dieaovery cutOff ,on 7/16/97 I pretrial . . I3tatel1jente for Plaintiff/] due !J/6/97 I P~'etr:Lal' Statemente ." fot Defen~Elnts due 0/12/97 I Motion'F:Lling QeaQlinedue '. 7/29/97 I (signed by JUdge p, 8, Sm:Lth on 2/21/97) CM all PElrt:Lee of reaord, (aen) [Elntry date 02/24/9?)," SElCOND CONSENT 1\MENDElD COMPt,1\INT by Ar.cress FIN1\NCIAf-; uE)N," NORwreST BJ\NK MINNEl/Jo (1\t,ewel-" dUe 13/20/97 Eor KEJYSTOt,lE) S'l'A'l'E: MOR/rG ) amending (12 -l) amended aomplaint by NORWEsT 81\NKMINNlilSO, ACCESS FINJ\NCI1\f-; uElN (asn) ,. " '"Docltet fie of Jun~ 16, 1990 10167 am ':Page 2 " I 1 I ,i 1 , ' ~ro(leeHingfl , ~ ,96QV19:\' . 7/7/97' n 7/'),1/97 , ~:l I' .. '9/:\.~/97 ~3 9/30/97 ?o4 10/1'l/97 ~6 . 10/11\/97.1l6 10/16/97 117 10/15/97 20 10/23/97 29 1,0/24/9" 30 10/2'1/9'7 31 10/2'1/97 32 " inOl"de all everi~fl, I1CCliJ~13 ~nU\NCII\I1 HIi1N I el: 1\1 v, KliJY13TONliJ l3'rI\'I'E MOWN Cr..oaWD MOTION \Jy II!lJyaToNE STATE MO\<':rGl:o !lJx:~and 'rime eot' di!:loqvery I\nd diflpoflH-~ve mol: il?rlfl wi~h ~rppor-ied Orqel:' , ,( qw), ollPJiljl grj:m~ing !Ill-:\-) mor-lon ~q E~r-end 'l'ima for di!3opvql-"Y an~ diappaitive mo~ionfll reflet ~I-"e\:rial orq81-" paadlineal . PiaoPvery ou~oef on 10/~3/97 I Pre~ri.l a\:a~ementS for . ~ll\inl:iffs due :\.:\./3/97 I ~l:'etrial a~l\tements for Pefendl\nts d~e i1/10/97 I Motion Filing deadline due 10/~7/97 I ( . eign~d \Jy ~"dge D, 13, smith on 7/1/197 ) CM all PartleG of repPrd, (I\an) !Illn~ry dl\~e 07/14/1171 MOT+ON py ACCESS FINANCIA~ ~EN, NORWliJsT PANK MINNlilsO to Compel pee~ ~o Rer>pond ~oPltfa Firr>~ I\nd aeoonC\ Reql\el3~f:l for pt'od\1oiton of poal\men~a d:l.reoteq ~o pef~, wi~h proppfled Ordet:, (1jenl !liln~ry ql\l:e 09/15/97] I . , . jl!i1I3~ONalil by KIilYS'l'ONIil STA'rlil MORTG tp !23-1) mo~ion ~o, . Cqmpel Def~ to Reapond to )?ll:ff:l llj,rflt <lnd Seool1t\ Reql\eatf:l . for pt'oC\\1o:!.ton of Poaumen~f:l direo~eC\ to Def~, by NORWIilI3'r, PANK MINNIilSO, ACClilaa FINANCIA~ L~N (I\en) 1181\I-"in9 on Motion re, !~3-11 mo\:ion to Compel pefl: to Rel3pond to )?l~fa Firf:lt and l3eoond,Requef:ll:S for pro. duoiton of Pooumenta direoted to Deft, by NORWES'l' 131\1'11< MINNlilsO, ACCIil/3a FIN1\NCIl\LJ ~JjJN eel: ,for 811\6 10/27/97 (aEln) MOTION by lIEYf.lTONEl STl\'),'li1 MORTCl to Conlpel Pltff:l \:0 reeponq ~o Deeta FiSt and Second Request for produoi~on of Dooumen~a di~eated to Pltf, (&en) l?L.TFS WITIIPRl\WLJ of their mOI:ion ~o oompel filed 011 9/11l/97, (aen), He&rilig on Motion I:e I [26-1] mo. tion ~o COIl1):Jel Pl.tfe to rer>ponC\ to Defts Fiat and Seoond Raqueel: for produo~ton of Doouman~s direataQ to PUf. by !<ElYS'l'ONEl/3Tl\Tli1 MOR'I'G set for 8t4510/2'1/97,(Elen)" " RElSpONSli1 by ACCEa/3 FINANCIAy Lli1N, NORWE8T Bl\NK MINNli1/30 to !26-1] motion to Compel Pltff'l to ree):JonC\ to Daete Fif.lt anC\ Seoond Request for Produoito~,of Doouments direoted to Pltf, by KEYSTONli1 STATli1 ,MORTG (aell) Hearing on Motion re I [26-:() motion ~o Compel Pltfs to responC\ to Defts ,Fist and Seoond Request for Produaiton of DooUn\ents direated to PUf, by Kli1YSTONIi1 s'rl\TDl MORTG aet for 9tOO 11/10/97 (Elen) MOTION by KEYSTONE STNrE MOHTG for Summary ,JUdgment (I\ell) tllUEF by KllYSTONDl STA'l'!;) MORTO in support of [31-1] motion for SUmm~ry JUdgment by KEYSTONE STATE MORTO (I\eo) ,1.1 \i Pooket as of JUne 16, 199B 10 !l3? I\m Page 3 , I", , l?rOPt3l:1MIl9P " ~19IioV19~ 1Q/A'7/9? 33 ;\.on? /9? 34 u/a/9? 36 n/10/9? 3(; ,n/10/9? 3'1 ,11/10/9'1 40 U/l:1/9'1 30 lJ./l'l/fl? 39 11/1'1/97 41 n/lfl/fl7 42 11/:14/fl7 43 \ ~I10l\\c:\a fill eVan~p, l\oo~f3S FII'/I\\'lOII\l~ 1~~N I e~ III v, K~Yf3,!ON~ f3,!lt!~'li1 MOIWQ Of-,oawp MOTION PY 1I00li1,ISa ~'INF\NOII\l~ 1~li1N, NORWli1f3'l' 13MIK MINNli1aO for 13l-1mmfH'Y i11\c:\gmen~ (1\I3n) , 1\VVli1NPI)\ ~o P 3" l)mo\: ion foj:' Summl\ry fT\\(jgman\: ~)y NOI'WIilS'l' 13l1NK MINNli1f30, lICCJilf3f3 FINlINCIl\f-,,~li1N (1113\1) t'1'ji)'l'RIl\I~ a'~'I\'I'IilMli1N'I' Py l\CCIilI313 IIINl\I'lCIl\l-J ',JilN, I'/OllWIilS'f 13111'/1< MINI'lP;f30 (j pp)', , 1?1'P:'l'I'I1\I~ a'l'M'IilMIlN'I' Py KI~YI3'\,ONJjJ a'~'I\'l'1l MOR'l'Q (13010) f3UI?t'I.IilMIilN'l'lIl~ I~JilSt'ONf3ll ~)y I\CCll13f3 FIN~OIA{.J{.JIilN I NORWIil13'1' 13I\Nl~ MINNIilf30 ~o 1~6-11 mot:ion t:o Compal [>It:fp t:o rql-'lponc\ to " peft:a Fipt: IIncl 13eoanc\ Raql-lBpt:far ,[>j:'oc\uoit:on of pool-lmantp c:\irept:ac\ ~o t'l~f. by KIilYf3'l'ONIil STA'I'1il MOR'l'O (1113\1) (Iiln~rY c:\1\t:B 11/12/97) "Uel\r1nq on MO,',ti, on halc:\ ra,l 126"11 mot:i,ol1 t:o, 00, mpe, 1 t'lt:fl'l t:o reapol'lcl t9 PElf~1'l Ii'i,l'lt: IIllc:\ l3aoond r(a~l-Iel'ltfor I?rocluoi\:Oll of Paoumentl'l c:\ireot:l3d t:o t'lt:f, by I<IilY13'lONIil S'l'lI'l'lil MOR'l'O I Reporter, M, OOl;'ne11l-1l3] (lien) (Iilnt:rYc:\l\te n/17/97) I' " Iil~ImH'l'13 py I<,IJlYS'l'ON\l1 s'rATE; MOR'l'O i.n, fJl-lppol;' I: of (36-11 pl"e-tr1al at:atement: Py I<ElYf3'l'Ot-llil S'\'A'l'1il MOR'~'G (1\1311) Mo'rIoN Py KIilY8'l'ONIil f3'l'ATji) MOll'l'O to f3t:l'~I(e AffiOl\vit;, to 'l'1\)ce pepol'!it:ion of 1Ifeiant:, I\nc:\ t:o Iil~tellc:\ 'rime fot' tha 1'l\rt:iel'l to rel'lponc:\"to SI-Immary LTUqgment Mot:icnll'l with ' I?ropol'lec:\ Orc:\er, (aen) '" ' 8ElOONP SUI?J?r..mMIilNTAl.. RmSI?ONSm by /\Ccmss rIN~CIJ\It l..ElN, , NORWIilST \":lANK MINNI!1130 t:o (26-11 motion (:'0 Compel 1?1\:fl3 to rSl3pona to peft:1'! Ii'il3t allc:\ Seoond Raqueat for froduoitoll of Pooumentl'l c:\irsoted t:o I?lt:f', by KIilYSTOI-JIil 13T1ITm MORTO (I\en) .' ' 'Im13I?ONSIil by ACOIilSS Ii'INANCIAl.. l..IilN, NOI~WIilST BANK MINNli1130 \:0 (39-J.J mo\:16nt:o Sl:ri)cl3 Af,f.i, c:\I\Vi,t. by I<IDY/l'l'ONE: S'I'1\TIil MORTO, 139-2) mot:ion 1:0 TI\)ce Depol'lition of Affhnl: py KmYSTONIil STATIJ1 MOR'l'G, (39-3J motion t:o Iilxl:onr,l Time fot' the pl\rt:;l.ea t:o rel-'lpond t.o Sl\mmary JUdgment Mot:iolll'! by KIil'lSTONIiI STATE: MORTO(l\en) [r~nl:ry c:\l\te 11/20/971 , . PIUIilIi' by I<IiJYSTONlil ST1\TlilMORTO in aupport of . [39,~11 motion' to Str1!ce Affidavit: by I<IilYSTONln S'l'1\Tli1 MORTG, . [39-2) motion t:o 'l'al~e Depoait:ion of Affiant: by !<lilys'rOI'/Iil ST1-\,rIilMORTG, [39-3J motion t:o Iilxt:enc:\ Time fol" the partieI'! to reapond to 8ummC\ry JUdgment: Motionl3 by 1<IilYSTONIil STAT!i1 ~,oR'rO(I\Ell1) .. " , " " DOdket aa of June 16, 1990 10157 am l?age 4 " .. ., L '\, " " Ppoof3I3Mn'g/l , ~ 19!ioV:\.9:1. Unp/97 14 1~/:1./P7 ~5 1~/9/97 4(i " . "1/~1l/96 47 +/~3/96 46 l/1l3/96 ':1./~3/96 :1.(30/96 49 1./30/90 '50 " 1/30/90 51 .. " 1/30/90 52 1/30/90 53 , . \ inol\1Qe <lH I3Vf3nt./l, ACClili1~ Ii'1NI\NOH\\-J J,JilN I f3t. Al v, KJilYWI'ONJil ~1'I\TIlJ MORTQ CI.013fiJP QRPIilR Qf3nyiml (1l6"11 \11ot.~on ~o OOlnp(ll Plt.f.f1 ~o "f3flponrl t.o Pf3f~/l,' P'i/lt., /Inti Sf3op,nQ l~eq\\f3El\: f."q" P"oQ\lOHon, ,of, PoO\1\11f3ncfj tlir13o\:etl \:0 Plt.f, denying 1~9":1.1 mot.ion Co Bt"ike "AfC:\.C\/lVit, grlmtiml P9-~l mo\::\.on t.o TIII~e bf3[JO/lit.ion Of Mf~llnt., g"Anting \39-3] mot.ion \:(.l lilllt.anr.l Time flW \:1113 p<l:r\:if3El to reflPonl-i \:0 summll"Y J\\r1gmen\: Mo\: Onfl, ReflPOIH1e to Mo\:ion fle\: t.o :l./Il,3/96 l!o~' [33-1j mo\:iol\ f,O", SII111\111\:rY 11\1t1gmf3nl:, !'let \:0 :1.,/23/913 COL' t31-1 mot.ion for ~4mll1l\ry I1\1Q9111e, nt. (13:1"gn13Q PY" f1\IQ,ge p, J.'I, ~mith an U/1l5/~7 ) CM 1111 PArt.iel3 of reoorQ, (/len) Rli1SPONSIil \Jy I\CCIilf3f3 L1INI\N01I\'-' ~,IilN, NORW!i1s't' I3l1NR MINNlil130 to t 4 3 - ~,l fl\,\P!JOrt \Jfief I)y K!ilYI3't'ONJil aTI\T!i1 MOR't'G (ow) 'rRl\NsCRIp'l' oC Motion \:p CO\11P~:J. lif3aring for Qate of 11/10/97, OO\1rt Reporter I MII"Yllnn CorneliUfl, (/len) (Jiln\:ry data 12/11/971 MO'rIQN \Jy K!i1Ya'l'ONJil aT1\'t'!i1 MOR'l'G to Iilxt:enQ' Time to file b"ief anti "eaponl3ive dOO\1mentl3 in oppoflition to tleftfl motion for a\1mmary,.j\\Qg\11en\: with PL'opopetl OrQeL', (lien) MOTION by Kli1YS'l'Qt>lJil aTA'1'Ul MOR'l'G to Ulxtentl Time with Propolled Ortler, (aen) " " OR.DlifR \lpon mo\:ion grEl\1\::\.ng [47-:t.) motion to Ulxtentl Time to file \Jrier. Elntl rel3ponl3:\.Ve doo\lmenta in opposi\:iontp defte motion fOL' l'l\1mmarr j\ld9l11. e, n\:, Rseponl3e to Motion l3e\: to 1/31(90 for [33-1 mot:;l.on for BUmtl1llry J\lQ9111ent (eignsQ Py Judge D, B, 13m th on 1/1l3/90 ) CM all Pllftif3fil of reoord, (aen) ORDli1R upon mo\:ion granting t411-1) motion' \:0 Ii1xt:emi 'rime, Brief in Oppol'lition I'lel: to 1/30/90 for [33-11 m.otitm f6r Btlmmary JUdgment (fl igned \Jy JUQge D., a. am th on, . 1/23/90) eM all partiEle of reO~'lL'd", (nen) ., ' MOTION by Kli1YBTOt>llil BTA'rl~ MORTG to iltL'ike AfUdavitof NEldine Johnson (Ran) ,BRmF by KE\'STOHlil ,B'rATEl MORTG in sup, port: of [49-1) m6tion" tb Strilte Affidavit oft>lEldine Johnson by Kli1YSTOt>l\il ~TA'l'El MOR'l'G (aen) , " ., DJ;:POSITION of Nadine Johnson in Bupport of motion to' shUte. lIffidavit of t>ladine Johnson, (aen) '" , I3RIEl11. by ACCESS L~WlINCIAL r.Jilt>l,t>lORWJila'l' BlINK MltmJilSO , in " opposition to [31"1) motion for SUm111/o1ry Jud9111entby . I<ElY(-:lTONE S'l'A'l'E MORTG (aen) , lIPPJilNDIX of Jilll.h:\.bite to [52-1) briElf,Jn 6PPP'fl~t:ibn by NORWEBT BANK MWNESO, ACCESB FIN~CI1\L LIDN (asn) , " , Dooket as' of June 16, 1990 101137 Ilm Page 5 ,. ' I t \ \ ' , ~rpoaeMIl9'f;J 2,~6CV19+ ~/U9Q 54 , 2/131~a 55 , U17/9B' 56 57 6/1l/9El Ii II 6/B/~B illa 1 n!;\e I\U even I: ~ I I\C(J~~~ nNIINC~M-I ~1Ji)N I el: ~l v, 1~~Yf)1'ONJi) WfM'E MO~'fG C\JO~~P I3lmW py l~jll'{~'fONIi1 S'.\'I\'1'E MOll.'fG in o.ppp~ it: ~.an 1:0. l3 3 d.] . mo.\:icll'l ~Cir t:l\1ml11~+Y t1~I~lgmenl: I)Y NORWP:~'.\' 13MIK MII'lNE130, I\CCjJ:Sil 'VH-IANCllll'-l HIi1N (<len) . . . RIi1~~Ot-II:lEl py 1\r.CIl;~~ V.' IN. I\NC. 11\. ~ {,EN '. NORW1il.W.\' I3I\NI~ M1NNPlSP \:0. [49-1) 1110.\:.' ian. 1:0. t:ll:dl~e flfficl!\Vi I: al~ N!\cline iT()llI1~an by KJi)ya~'Ot-m il'fN.\'1il MORTG (I-\en .. . I~EI?Uf 13~HlF py KEYt:lTONIil S'f1\'f1il MORTG to. [1l2-:\.1 bd,ee ill pppp~il:icm py NORWIi1/l'f B!\N1~ MIt-INEt:lO, flCCfjlSt:l V1tlf\NClllL f-lEN (~) . .. , sURRPlVLY I3RllilV py ACCIilSS V1N1\NCIAL LEN, NORWli1s'f 13ANK MINNIi1s0 il.1. a\1ppart ae [.33 -:1-1 mat.' ian .ear f:l. \1mm,n'y. J\1c1gment py NO~WJi)f:l'f 13ANK MINNli1s0,ACCIi1S/l FINflNC1AL LEN (<len) ORPJi)R clenying p l-:l.ll\1a\:iao ear SUl11111<1ry Jt\c\gmenl: cleoyim.J [49-1] lIIa\:ian to. str.il~e Afficl/lvit. af NI-\cline iTohnaan ' gr1\1\l:i..n9 (33. -:1.1 l\1a\:io.o far S\1I11I\1<1ry iT.\1c\ament <lncl the C.1erk aC Dour\: ahl-\ll l\1<1rk \:hie C<lee alaaecl, ( aianecl by iTudga p, a, amithon 6/5/9B I CM /Ill p<\rtiea of recbrcl, (<Iei'll [1i11\tl:yclate 06/oB/9Bl Clle8 alqaed, nati'ca mailecl, (/lenl /;;;:1;;'11;1;,1".';,' ',,: .'I'J Idi,.,r:I' "-'\ I' ilOI{l, ",IUNJ.f\"l9OO. ."....",. I JI" \'." I' I;P i' "'II c' '{'" I .' q ,..-' ", '" ,.'.,. ..1.1:',;. .1 ny~",..~,'::;\..j', -,.,,,...,..,~. -Ii .........f..- . /:" ," ,':',f:\I'r,r:~,~,'~' .J , .. " Daoket aaaf June iQ, 199B lOtS? al\1 Page 6 ," .,,' " , ~ , 1\ I, , , l, \' " .,' " I " ,~ ~ I;, I, I' ,\' ,':, , ~.f, ,(~- I ;:" ':;)j~(,~I; ".' !\ "t" 'l/\ '\r!t~-'t " I ,_\\},1!-I~"-"- it, ~'" '1"1 "'1,1, !' f "'(~j};T' _ .\ , \ ;:'.""- ~i I, f " " ~ "'/F,i ,'j "" "I, 'I, " " " " " " I,AW OJ1J1IC/lN OJ1 Rc'mnRl' at ~nRIN , Rljll PIlIlI\Y NTltlll1T IIAltlllSIIUltQ I'A 1711 "~2rlll (717)jfil.lm " " " ,'1\1If~ (l s 19~ ',l~~~~fl~I!1)) -~!tt~U"~:H(,'~;!~ijl)(:l'1,')'it';: .~i\'-,~ :; 1..1,1;, ~ ,-' ,. I' ...... -'/";,!, ,~~ II I" ~~- ~' , ,,;,:', , ~ f~'_lfl(~ ;,...:1', .~'_ i 'v .j ~_ fji"f).,,{ I I , '.':)1,~,'r "C':.,;' ,\ i iI -, , ~lti" I', ''>I, Ai~\ I .~ '~t ) , '\ I' ~ '....\IJ" j t 'rV~'~ '.', \ ~Ir ~\' ,; "\0),1> ,/. I,' I' :",,.S -'itlc-;~V, L\ -, '. ~,c~I!'-~ ~ -9':\i; \ l!" ,>1-""11 ..' , ';:1 -,\'?i~1 ~t,,;, 'f1' " /'_,'\" ':1-'.. 'I' !I ' . , ~ t I '1". IJ '~1' 'j 'di-'f " >' I " ,.' ~~\~,~';I '~\ . '\~I' ~;i I' " I, " ," , .., '" " I , '. " 'II , " " J,:1, " " d' f' .~.. 'I..'f ~. 1'1;, ... , ;,.\1 .lit '. "1'1'0/.1" "Il- ~' " I "f i" ,., " ',rl' W' 1 !,~, \' .\. ,', to' ,J, \, , ",~(~'ltl" , I' ,\ ,. ,,' 'I III " ''', , ',' 2, Alsll Iln ,!lIly 17, I !J\JR, nnlll' IIl11l1lnll SIII\1 \hlllnmollts, Polilmllllll 1101 1 l'I\lfl PPII11s01 Of I'o\lolpt Ill' noll\lo nf lho PlIl'pPrlC,IIlIIII'r nl' n,hl\hl11WIlI hr th.\ll'l'nlhollolnl'r of ClIl11llOl'lnllll (Jllillllr PlIl'Slllll1l In nil 1I11(llIlpd 1'I'II0pIIlo 1'\11' 'I'1'll11slill' Ill' HnlJ'r Ill' JII\IIlI1Wnl fIIp,1 , . . hr PI II I 1111 1'1', 3, PlllhHII'I"s Pl'lIoulpo Willi I1\lVol' IIlll'vll\1 on pUI'PllIlIIlI1 nl' ))UI'oI1'IIIIII'8 1l011l1so1 PI' I'poonl PI'IIlI'to f111111l wllh Ihu PI'Olhol1otlll'r, 4, \-lpnn IlIl'ol'llllltlOIl nmlllollof, II Is nvolTlll1 Ihllt Pllllnllff fnllo(llo uomp1r wllh lho I'u'llllmmolllll 01' 42 PII, C,S.,^, U4306 Ilovornlllg Iho ollfol'oollWnl of fOl'olgll Jil(lgmollls 111 Iho fplIowlllg 11111111101'1 (II) PllIll1!1rf I'lIl1ud 10 1'110 II 11'110 copr of thll ,lmlllll1onl olllorod III Pedol'lll Dlstl'lcl COIII'I liS 1'0'llllrcII hr 42 1,11\, C,S,^, ~430(j (b), ,... (11) PIIlIIlIIfT I'lIl1ed to fIIo 1I1111\lthonllullllld copr of the dookol ontrlos hwl(lontl11 In tho ontrr Ill' tho Ilrlghml jlldllll1cnllls rO'llllrlld br.42 PII, C,S,^, ~4306 (b), (c) PIIIIIIIlff 1'II110d 10 1'110 1Il1llffidllV'H selling forll\':lho nllmo nlld IIlldl'oss Qf tho judgtncnI dohlol',lIl1d Judgmont crcdllOl', 01' IlIIlIf'f'tdllvlt thllllho ol'lglnlll jUdgl11llllt Is vlllld, onfOl'ollblo IIlId UIlSl\llsflod, ,liS roqulred hr 42 PII, C,S,^, ~4306' (0)(1), '5, Tho Prothollolnl'Y of Cumbol'llIml Counly hilS flllled 10 oOl11ply wllh th~ roquh'OI11PIIIS of 42 PII, C,S,A, ~4306 govol'l1ll1g Ihoonl'ol'col11onl of forolgn judgmonts by flllllnglo mllll II vIIlId lIulleo of Iho filing of tho jUdlllllont, Also, tho purporlodnollcc of 'I' ,,"" fIlll1g ducs nol cOlltllln Ihc, II II III 0 IIl1d pOIII nfTlco IIddross of Iho .iIldgl11011torodllOl'. liB roqtll\'cd " , by 42 Pn, C,S,A, ~430G (0)(2), 2 " , ,i" " r;, 11111111111'1' 11I\H I1pI 1'0111~11l0111lw 1'n1l111'0 PI' llw I'I'OIlIPI1PIIII'>, .10 Homl " vlllhll1oll~l! of tho fllIlI!! of Ih~ JI11I!!IIWI1II1H pOl'mllluII1I11l11'1' 47 I'll, C,Il,(\, Urt3(l(, (u)(2), 7, \Jpl1nlnlilI'I11I1II01l1111l11101l\lf, ills IlYUITol1 Ihllllho I'l'oIlIPIlPIIII')' of CII111hol'IIIml COII\lI)' hils IIP11111plonwIllulllho 1'01l1l1I'u\lW\lls PI' 1111, H,C,I', 23(i 1'01l1ll'llhll! Iho IlPtlu\l PI' IIw (lllll')' of J\IIllll11olllln !1I11 fhllpwllllll11nl11llll'l (II) Nn 11011f'iulllloll PI' \llltl'Y of ,hllllll110111 hy th~ I'.I'Ollln\lPIIII'Y IHlS \lVOI' 110\ll" H\3I'VIlc\ 011 DOI'\l11111l1l1'H C0I1I1H\l1 of 1'\ll)Pl'lIIlH l'\' II II 11'011 h)' I'll,. H,C,ll, 236(11)(2), (II) 'l'ho I\pllpll of (JIlII'Y of JlldUl1lllll1 sont !p Do 1\1I1d II III WIIH nO! IIcupmpllnloC\ h)', II oopy PI' Ihll.hnl!lnwnt, IIH 1'1l1l1111'uc\ h)' I'll, H,C,P, 736(11)(2), 8, HOllllnlhlss of Ihllllhove, thll Felllll'lIl,hut!lnWnlln l(lleHllon Is In IIIIl 1'01'111 of II 11\30101'11101')' .l1l1llllllllnt I'lIthol' Ihllllll .I\llllllllont for 1110l\llY, IInd Is 001 pl'opel'l)' Hllh.l\lut 10 llxellllllon In Ihls .lmlsdlallon, 9, 1'llll IIV\lI'l'l1\onls 111 PIII'II!lI'IIphs 4-8 llstllhllsh !hlll IhllPUl'pol'led entl')' of .- .llld!lI\1111ll1n CUlllhol'llInl\ COlin!>, should he s!lllok',' .. 10, In 1I111 IIIlCI'Ullllvc, .fllllul'c 10 stllY!ho.lud!lUlllntIn CUlllhol'llInd COllnty p\ll'SllllUI 1042 PII, C,S,A, ~4306 (d)(l), p(lllllln!l Ihu OUlcOlllO of !hu Mollou for II SillY 111 Pedcl'lIl Colli'l, Is COlliI'llI')' to lho pl'lnolpllls of t\lll 1'II11h 111111 cl'lldll, would 11100( Dofoulhll1t's IssllOS OIl IIpponl, lIud would dQPl'lvc Dllfendllul 01' tho dllo pl'OOOSS of !IIW IUld of Its l'l!lhlsnud nhlllllos 10 suok I'cUuf frolll thlH .Iud!llllonl throu!lh Iho Pcdul'lIl IIppOlllllC pI'OCOSS, ", 3 .. , ", " '" ,. .. I' 1; '. (; .' 'I ' ,', ,I, j' 1\1 .: '" rI~ ~ I'"'''','1,';'''i I _ ':1-\" .; ; ." ;t\ ~~II \, 1\ t". l~. , ,I~' fll.ll\ '1 J ' d:bJtf \1' V I'l\\' i,'-Il' ,.' " I' " ., , \,1'1 W ()FFICll~ OP .. nonmn ~.'l\1lIUN "I ~O lllllll\\' HTI\\lIlT IIAl\lllall\lIIQ 1'1'1 17111.fi~(~1 - (717) ~fil-lfil~ "'1' ,AUR 0 l19a~\~ ,', , " ;)I'_(:;"lf(I!;L,~ I' ~ I, 11 ,~ , if I,' ~A; II' .. " j'. " " ,- ,~ ",., ~ ,- .', /i,' , , l'lh(,,'_\' ,"" . ,'J) / lJ.f.\":I''.,>l".J~J; ,-I " 'il'-- '$' ",,' \t~t'_~~,'~ i( ,I' '. ' , ,'. I:h,-pi" ~;, ('~(i.~,,1 " .~ .1' /;' II' . '~"#- I.. '.,' ," ''''tll'' ~,tl)f. '\t, J: I i ,.'\.,,",' . ~..l'.i' ;_'." . '. l," ~~'_ .~ 1, " '<.\ :\',,~;, - ,I ~'; 'i. '~.J .\ .i' , It " \' .. ' .t! fI..II' " 'J'. ,"V,'l~' .,1, " ,\,,, ,,,,I.,,,,, "'?"~>>':', I , ,'., \~ I .' . !\. \ t:u.~ (",' !~. ..".; "I' " . , " . , / ,", " t' ,~~): il. ,-,'.j. ,,' I. !'" 'j, '. '. '^ 'tl , ,+.-, ,:~, , " '.~ \ ! ,I. '.,' ,', " .. IN '1'11I0 CmJI~','nll' PClMMON I'I,IMH (W CI-IMIlIOHl,i\Nn OUlJN'I'Y, l'lONNHYIN A.Nli\ l~nYS'I'PNn S'I'A'I'1l MOH'I'OAon aOHI'" ' AGCnSH PINANc'^,",HNPINCl I COHI', 1111\1 N01~Wmi'I' llAN'~ I MINNIl,'lO'I'A, NATIONAl, I AmmqlA'I'IPN, IIH Trnalpp of Iho I IlQUICON WAN 1'111WIIASn 'I'IW.~'I\ I PIli Inll ff'H I I I I I I I Nil, O!l.~!l,/!l Civil [) 1(1 !"ft L (11 'If' ~ ::: I ... I,,] (1'" I'. II ." '~ r I (.,) :,I.q ""( (';1 1:1 II T 1.1(') {.,' , "t', i':i1 '.t-: " :;';' I-.t . I ,,0'.1 , I '" (II ,', " ?;,J .' ',.'! I :q ~<;_., I') "';. v, Ppf'pnlllllll WI'ION '1'0 S'I'IU"IC. on IN 'l'IlIO A(JI'lmNA'I'IVIC, S'r.A v ,lIJnr.MrCN'I~ Dofonllllnl Kp)'atonp SIIIIO Morl!!II'go Corpol'lllloll, h)' 1111\1 thl'oll!!h oonnsol Hohllrl Ii, ,.' Mh'ln, HSII, , hproh)' 1l10VL1a Ihls IIonol'lIhlc Comllo Slrlko, 01' In tho IIllcl'nllllvo 10' HIli)', tho Jmlgmont Onllll'oll IIglllnHI ))0 fonll II 111 In Iho IIhovo nololl Ollao on Jnly IS, 1008, IInll In snpporl , l' " . thoroof IIVOI'H IIR followHI 1, Dofonllllnl mllllod 1\ Nollco of.AJ1ponl. nnll n Mollonlo I1ln)' Judgomonl POlldlng . APpoIII for riling hi tho nhovo nololl OIlSO Oil Jnl)' 17, 1008, whluh 11'01'0 rllod Inlho Court of AJ1I'01lIH I'm' tho Third Cll'olllt lIH of Jill)' 20, 1 !l91l, , SlIld IIJ1J1onl nnd mnlloll 111'0 0111'1'01111)' pOnlllll!! wllh Ihu Podol'1I1 DIRII'loI COll\'I of Iho WOHtOl'll' Dlsll'lol of POIIIIs)'lvnnln, nH ovlllulloolI " hy Exhlhit A, IIl1noholl, " 1- " " ;Z, AIHO 011 J\\ly 17, IO!JB, I\flul' 1ll1\1l111U HIIIII 111l\lIIl1WllIH, Dpf'Pll\ll\nll1ollf'lPII , , pOIlllsllI of !'P\llllpl Ilf' lIollPP of' IIIP PIII'I1\II'IPII Plll!'y of' 1\ JllllmllPll\ hy \lIIl Pl'ollmll\lll\ry of C\\I1lIIPI'11\1l11 COllllly plll'HIIl\lIllOl\1I IIll1lnllllll'J'IIpplpu for 'I'J'IIllHfpl' of' 111111'Y 'of' JIIII1I111pnll'lllld ' hy PIli I 1111 ff', 3, Pll\hlllff'H Pl'l\pplpu WI\S IWVUI' HPI'Vudon Ppfill1\llInI 01' J)Cfllmllllll'H pO\111sul Of' I'llponl pl'lpl' to flIll1l1 wllh Ihcl'l'olllol1olnl'Y, 4, Upol1l11fllrmntlol1l1l\II hulluf', II hi I\vuITclllhl\tl'IIIIn1ll'l' fl1lllldlo pomply wllh 11111 1'1l~lIlrCllWl1ls of 42 I'll" C,S,A, 64301i gOVlll'l1111Ullw Pl1fOrocllW1J( of forcllIl1,1l111I1IllPI1IH 111 th\l followlllU 1ll1111l1crl (II) 11111111111'1' f'lIllp(j, 10 fII\l II tl'IIC copy of thu ,hlllUllW1J( \l111\ll'oll 111 FCllcJ'III Dlsll'lpl COliI'I liS !'c'lllh'uII hy 42 PI\, C,8,A, 64301i (h), ,. " (h) 1'111111111'1' fnllcdto fiI\l 1I1111111h\lllllclllcll copy of Ihll Ihlllklll ol1trlcs Inchlunllll 10 IIw \l111r)' of Iho ol'lgllllIl JIHIumol,lI11H ruqlllrod hy 42 PI\, C,S,A, 64306 (h), , ' , (0) \Illllnllff fllllud to fIIc nil nf'flllnvll sClllnu forth thc I\III11C nl\ll ",IIh'osa of t!lu ,hlll!lIl\UI\I dchtor IInll JlldUl1lOl\1 ol'cIIIlUl', 01' 1111 nf'fllhlVlt thnttho ol'lgll1l1l ,111 II II II1Ul1t Is vnllll, , 0I1I11rQllhlo IInd IIlIHIIIlsfloII, II~ 1'(1)1111'011 hy 42 PII, c,5,A, 64301i (0)(1), 5, Tho Pl'othollotlll'Y of ClIlI1hcrllllld COllnty hllH filllod 10 oomply wllh tho rOlll1h'OIllOl\tH of' 42 PII, C,S,A, 6'1306 gOVUl'lllllU tho ollforcolllont 01' 1'01'011111 JIIII!!lllcntN hy fllllln!! 10 IIIUltll vIIIIII lIotlco of Iho filing 01' Ihc .Il1dUl1\o'nt. Also, tho plll'pol'lud 11l1tlCO of' filing dOUH 1I0t oOIl!!lln thc 111111I0 111111. pONt olTlou 1I1111l'oHH of tho .Il1dglllolltorodllol', IIHTotIIlII'UI! hy 42 \111, C,t{;A, "4306 (0)(2), 2 ',; (i, 1'IIIInlll'I' hllH nlll I'llnwIlIllIIIIl\l 1'1I11In'll PI' Ihlll'l'Plhllnollll'Y III HIlIllI II vlllhlnollllll Ill' 1110 fllIll~ or Ihp JII\I~Ill\l1l1 lis POI'I1li(IPllllllllpl'.'12 PII, C.I'l,A, ~mfi (!l)(~), 7. IJpon IlIrllnnllllllllllml bpllpl" II Is IIVllITPlllhllllhpl'l'lllllollolllry or Cllnll~ol'llIl1\l Coil Illy hllH lIot IInplplIWlllOl1 tllo 1'0rl\llrol1l01lls or PII, H,C,P, 2~(i I'olllll'llillllllw IHl\loo Ill' Ihp ol1tl'Y of'J\lIIIlI1Wlllln Iho I'llllnwlllll 111I11mOI'1 (II) No I1ntll'lPIIIIIlI1 or OIlII'Y 01' JlIllllll1PIIl hy Ihp I'l'nlllnl\nllll'Y hils OVOI' IWPI1 HPI'VOllol1 J)ol'pmllll1l's onll11HPI Ill' I'lJOUI'lIIlH rOlllllrPl1 by I'll, H,C,!" 2~(i(l\)m, (h) Tho IlllllPP Ill' OI1I1'Y ul' .I1111IJ111PI1I HOl1llo ')01~11\11I1ll WIIH \lul IIPPUIl1PII 11 1I1I1 hy II oUN' ~lr lho JII111lllwntl I1S IWllllroll by I'll, H,C,p, 23Ci(II)(2), R, HOlllIl'lllllHH ur IhPllhovo, Ihli Folio I'll 1 J\ll11l11l01l1111 nl1osllnl1 Is In Iho 1\11'111 or II dpollIl'lItol')' ,hldlll11ont 1'1I11101' Ihllnll ,hllllll1lont fill' l1\1I1W)', IImlls nol pl'opol'ly HllbJcOllU oxocllllon In thlH ,hlrIHlllotlllll. 9, 'I'hpllvllrrnWIlIH III Pllrnlll'l\phH 4-!l OHllIllllHh 1I11111ho 11111'(1l1l'lod onll')' or JnlllllllUllllll ClIl11hodllllll CUllnt)' Hhultlll ho Hlruok, ..10, In tho IIltllrnnllV\l1 1'1111111'0 to sillY Iho JlldmHollt III Cllmhprlllnd Call Illy pllrsnlllll In 42 PII',C,S,A, ft430Ci (11)(1), ponlllnll tho 0l1lool1l0 of tho MolloII rnl'lI SillY In Podol'lIl COliI'll Is oontrnl'Y 10 tho (1I'IIIol(1l1ls of f\lll rlllth IIIId cl'od It , wuuld ujonl porolHlllllt'H ISHUOR 011 " 11(1(10111, IIlld WUllld IIoprlvo Dpfondlllllof Iho 11110 P'I'OOOHS of IIIII' IIlId of lis rill his IIlId 1IIIIIIII0s III Hook 1'01101' fl'olll this .Iudlllllollf IhrnUllh Iho Podol'lI! IIPllollnlo PI'OOOSS, , .. ,,' 3 I' " illtltllillUA'flUUf-HmlYilllft' I, Hnl1P1'1 H, Mll'hh n~ll" hOI'\lhy COrllfy P\II'~\\lI11l to III U.H,C,"lfi~II\1111111 PIIt C,H.^., ~ 4904 thllll ~PI'VIll' ntl'llllllml \llllWP\ \lo\1Y Ill' tlw flll'llolnllllrlPllnWnl hy IIOlil1~\llnll lho~nl\lo In Iho U.S. MIII\, 1'11'&1 oIIlHH, \1IlHIIIllo pl'll\1nllllo Iho follnwhllll " MIII'Y J. 1Il1ck\lIl, BHl\nll'o n\lnp HMITH HIM W 8l. McCI,^ Y 4~' Hlxlh ^V\lnnO PIIt~hlll'llh, P^ I~~~O .. 11'11 fl. terlon, BHl\\\ll'e mmp flMITH SlI^ W I'il, McCL^ Y ~~oo Ono 1,lhOrlY Plnoo Phlllldolphln, P^ 191m " 1)nl\l1 \ ,I' I'; J'" ii' " " , ." ,'. "._~.t:., ,~:.' '.. ,':: ":~-':':l t ," " " " , \ l' I .' , , " " :~!/~',:: t' " " , . " I.t\\V oFI'lcllS ()II nOnnR'l"s. MIUIN "1~1l Plllll\Y STlIlml' 1It\IIlIISI1UIKII'/\ 17111.~2611 (717) ~6"1~1~ , " 'it " I\\H~ 0 ~'1990~* ~r " II I" 'F " ~' I .,}. . 1 ~ t"")',r/\\~ f1'J'(' I'~" ,.. ."."1,.", ".... '\'i'.., . \"''1'' . . I 'r 'II~""" t ,. 'J ' \;\ ' , '" '" ", $'\t~'\l,q. , '~rl' ~"- \ ~'\' ,'\~ I; .\ '" ' :" .~:. 'I ""lv"IN..\,.. I ., . 1" ' . i ,.1' \ , ", ,J J1', l~.; '~~; "l' ,/,(-,' ~_ , ". I , " ~~~, I', 'n . ,,_.'....:"1, ",JJ t LI".,' " . '" f rir.... .,', "I" ~\. .. -l~;), ,\' I ('~. . "IVA} "\'ilj~' , ' . ,~\.: .. ' " , \'. "".w,,' .\, , \ , ''M" " . . " -~, 'i ~." I , ~,/- ",.'t' ~f "....6."", ,r", , '~r'" ,'t " " '/~ ," ;,:,,,.,,,,1.- '''1/'''' ",I . , t} . ""1 r' "t .-' " "', , . , , ' " ,!, " iI' ,I' ,,:, " " '" " " ~ " , ',', . " " 1'.\".......' " '. ~. '\ ' 1)., , , ,c' '\II ! ( I I .( '" ", \' ,; , . ", 'j"''-:'''; ',,' .1 / ~ :,..f.' . .,.J;' 1 ,',' .., '-f ";11 IN 'l'IIlC OQlIWI' OF OOMMUN 111,ICi\f-i (W OUMlllcIU~I\Nn OOUN'I'Y I IllCNNfiYIN 1\1'111\ ^CCn~~ PIN^NCI^I~ I~I!NPINQ CP\W, IIml NOHWII~'I' IIANI~ I , M1NNn~O'I'^, NATIONAl, I Ml~OCI^'I'IQN, lIa 'I'l'IIalce or the 1 llQUICON I~OAN JlUHCI1AHn 'l'IWR"" , I 1111I11l111'l'a I No, !)n.~D79 Civil Cl \"" C') t" .1.1 "I :,.,.. I I 'll.i'" L'; "'in I" " I'" f':I(\ ("l hi) (-,'! l~. j ")11, ~ F i '1" 1':\1 t_:( t,,_ , , I.;,,;), " I .-~ , i'JllI ~\ I- r .... " -iJ >,. t" " ") :-1) ., I \~I ,.... v, " 1~IWR'I'ONn WI'A'I'B MOH'I'OAQH COHP" .,' l)er\lllll1l11l 'j, 1\10'1'101'1 '1'0 8'1'lm~lhJllt IN 'l'IIItAIJI'ICnNATl~, /'l'rA y .mllOMICN'I' pefUllllllnl Keyalollllllllll\l MOl'lllll!le COl'pol'lIlloll, hy Ilmllhl'Ollllh llllllnHlll \tlll1el'll'l, MII'III, Bilq,,'lllll'chYll1ovoU thla llol101'llhlll COlll'llo 1'lll'lkll, Ill' IlIlho II 1I\lI'lIlIllvcto alIlY, Ihe Jmllllllcnlllnlol'od 1I1llllnal l)efelldllnllnlhll.II\HlVenOI\'Ilcllao on Jllly I~, 19911, 111111 In allp\lol'l thereof IIVOl'a lIafl1l1(IWHI I, {)efondllnll11l1llod II 1'1011011 of' Appolll nnd 1\ MOllon III SIllY Jlldllonwnl Pcmlhlll " AllJlOlI1 for flllnllln Iho "havo IIOlod' cllao on Jllly 17, I \)\}!I, wl\lllh WCI'O filed In the Ca\11'1 Ill" ApJlollla for Iho 'l'hll'd CIl'cnlllla of .Tilly 20,19!)!I, Snld 11I1pOIIIl\nll motion llro clll'l'onllY pondlllll with Iho Fedol'lll Dlall'icl COlll'lof tho Woallll'l\ Dlall'icl of l)ollllaylvllnlll. lIa llvldonool\ hy H>\hlhll A, I\ltllched, , " II " ;1, AIHn nil Jllly 17, 1 !lon, II fill I' llllllllllll HIIIII IhwIII1WIIIH, IMlll1\llInll1\l1\1'l1l11 1l11\Il1HIlI \II' 1'1l\Jllll1lof IInllIJIl nl' ttw PlIl'pnl'l1l11 1lllll'Y of II ,h1111l111\l111 by 1110 Pl'lllllnl1nllll'y nf CIIIll\lll 1'1 II 11\1 Collllty pl1nl\lIIl1t 10 1111 111\I1I111lI\ Pl'lIlllllp\l till' 'l'nll1~1'1l1' PI' nnll'Y PI' ,hllllll11\l1l1 mllll hy PIIIII1\1I'I', ~, PIIIIII\lI'f'~ Pl'lIlllJlp\l WIIS nllVll1' H\ll'v\JIl on \)Il 1'1l11\1 111\1 PI' n\lflll1\llIlIl'~ OIllIIlH\l1 \II' rllPnnl pl'lol' 10 fIIll1l! willi th\l Pl'I1lhol1ollll'Y, 1\, UPIlII 1 I1l'nn1111 1\0 1\ IIml \lllllol', 1I1~ IIVlJlTlld 111111 Pllllnlll'f 1'lIl1lld In pOll1ply wllh Iho 1'0111l11'0111\lnlH of 112 I'll, C,R,A, 61\30fi IlIJvol'lIll1lllho ol1l'ol'l'l'nwnt ol'l'ol'olllll.lllllllll1pnlH 111 tho l'ollowlnlll111111110rl (II) Pllllntlfl' 1'11111'11 In fill' II lI'ul' oopy of thll ,hllllll11ont 1'11101'011111 1'0111'1'111 01&11'101 Comllls 1'Illllllrod by 1\2 Pn, C,S,A, 61\~Ofi (h), (h) Pllllllt\fl' 1'II110d 10 fIIo 1111 nlllholl\llJlltol\ oopy of tho dlwkol ollll'los 111011\0111111 10 Iho OIlI1'Y of 1\10 ol'lullllll.1mllll11olllllS 1'01l11ll'od hy 42 PII, C,s,A. 643116 (h), (p) PIIIllIlll'f 1'1111011 to fIIo 111\ 1I1'fIIIIlVII' HotU1\1l 1'01'lh Iho I1l1l1WlIl1d IIdd\,oss of tho .Im11l1l101\1 dohlol' IlIll.\.Iudllll1ol1l prodHlll', 01" 111\ IIIT'dIIVlllhlll tho odlllnlll.lmlll1l101\IIH vIIIIIl, Ollflll'Ollhlo IU.ld Ul1slIllsflod, liS I'oljllll'od hy 42 PII, C,S,A, 6430fi (0)(1), " ~, , "I 'I'ho Pl'Olhonollll'Y of CU111hol'IIInd COlll1ly hilS 1',,11011 to cOll1ply with tho l'oqllll'P1110111H of 42,1)11, C,S,A, fi4~06 uovP\'I1lnlllho onfol'c01110nl of fnl'olllH judll1110111H hy flllllnlllo 11\1.\1\ II vlllld nolllJo or tho filll1ll of tho judll1110nt. AIHo, tho pUI'porlod nntlIJo 01' fllIl1ll dOOH 1101 0\111tllll1 tho 1\11\110 IIl)d ImHI offlco IIddl'OHS of Iho judlllllol1l ol'odhol', IIH I'oqllll'od hy 42 PII, C,S,A, fi4306 (0)(2), " 2 ~... " .,. ~ . ' .. ,-, ,- /i,' t . .~f"lr""\/'~1l.';J"'~."'" ..... "".. ,.tJ' .t., . '.tI~1" ""I' .~tl"l-! I " / ,.~, :J~";~':'~ II '~'.'h, I" vi'" .,lI, '. .,,,~~ .~\'1,. I' \ .' ,J " "" '(.~' - ~..' ~\., /: I . "'" :.,.r ", '" ,_ ; J1t'\'t.'r'" .II,. ~., ) 1" ,!ii,' ., ' I \.1.,' ,I \r,'\ t ' ,I . , I , ~ ' .. ..~. IV \.... , I l-i \, 1 , . ,(,' :'" ,"; .,' ~1}" "-~\'I' , J, '>, ''''\~~;I " '~':V,' ';~I',' .'-",' ,), ':, ' " 'II 1.,' , ,~;' , !Y;, .." I ~. .,~ ,,\I'~r" \~~, '\-+: ~ I, - , , ;P~.T/i_ 'I .'( " . .' ',,' " " ;, I. it ;"',,\, I '\ " '.' " iI ,\ -I " .,: " ", . . ,. " ",- '. 'Ii do " I,AW O"flIOll~ Of' ROmmT S, MnUN . UI~1l pnllllY ~TltllUl' IlAlllllHilUIIQ IWI7111.~2fifJ !717) ~fil.I~I~ " AlIGO a 199~# " " , ., , , '11 " " ! , , " I. il i< '" .. Ii< , " " " "" if I' " 'I. ' ,'1 " ,.' ,. Ii\ "''J/' .. \ ',.", . ';,1 "'.. "i"'1 ,,' " :\,1; ,. " :, , , :),'\ ' "I 1',' " t 'i-" ~4~ , 'I, \ ~ ,,"i. " 'I ~\.i' I , I, J~, "~I , 1,",/<..' 'II ,\,' I , 'I~ .' ,:~,t~ "1', IN '1'lIIe cmJwr m' COMMON III,ICMl ()II' CUMIIICHI,I\NI> CmJN'I'Y, IIICNf'lHVIN ANI^, , ^CCll~S PINANCI^" I,nNP1NCl C01W, 111111 NOl\WJ1~'I' n^NI~ , MINNllSO'I'A, NNI'IONM, "A~ROCIATION, 116 'I'l'IlHtllllllf thll IlQIJICON I.OAN Pl1HCIIA~H 'I'IWHT, I 1'111111111'1'6 1 I I I I I I No, on.:W70 Civil , n 1.1''' C1 f I" II -I"" ,- , I r ;1 {'llll /'-, !:I:fJ :-:,1.1 (", IiI,) , I u' (;:\ " "1' '1(1., r:" I ,1:11 ',"1 J', . I.. . If , ! ).. ~':" ( ,-.() ! )fn ,J;o I ,." r ".' " 'I.! ~I :..) '.l) " "., '" v, IQWHTONI1 RTNI'H MOHTClAOn COIW" I)q{'01l(lI\l1I MQ1lilll..Tn S'I'IUlCIC. on IN 'l'IllU.LTJ]llliATlV.ll, s'rA Y ,'lJl)OMICN'I' pprOl\(IIII\II~oy~IOIlO Stlllo Morlllllllo Corporllllllll, hy IIlId Ihrolluh 001111601 RollOI'I fl, Mlrlll, flHII" horchy mOVOH IhlH 1I0l\lIrllhhl CO\II'( 10 Rtrlko, 01' III IhplIHurl\lIt1vo l~ HillY, lho ,III(11l1l101ll oll\Oi:OIIIlIlIl\l\HI Dofol\(llIlIlllIlhllllhovu 1101011 OIlNO on Jllly 15, 1098, 111\11 III HlijlpOI'l IIwrpof'IIVOI'H f\H folh1\VHI I I, I)ofondllnl 11111110(1 II Notlllo 'llt' Al1pollllln(11I Motion 10 SillY JlldIlC11\OIlI POl\(lhlll' , I'" A\1poIII fot' fllh11l111 tho IIhovo notod OIlHO (~n J\lly 17, 1998, whh;h wcro fIlod 1\llho COl\rt of ' , - ' ' '^ppolllH 1'01' Iho Third clrollh IIH of Jllly 211, 1998, SlIltlllppolIllll\d motlonl\I'O olln:ontly I . ., potltlh11l wllh Iho Foduml DI~u:lcl COliI'I of tho Woslut:n DINtrlol of PUIIl\syIVIIIIIIII' liS ovl\lonoud hy llxhlhll A, IItlllchud, ,. I" " " I\, 'I, H f'; " '''1' " 'i' i " t,,, I' I', ..' iii!' i' !~~g, Ool1J -, t=J t~ H M'~ ~ ~ ~ s' ~~: ,~~ ~~ 'I ~.. 'Ill> ,.J ,Cl 'ool W 11 T I';' VI Men, ~"' , o I~ ~ "; ,. " 'I,' .'. " " " \\ "" " " .. II' .. ,; L, " 'I; " " ~ ." .- eu -. CiJ :ie' .... In 0 ~ - ~ , - U VI 0 i:' /'" U> " ..... s: I 0 ';, " ... e!. ;'\/1 "'- LL - " I', ". , I " " r: ~' ~.~o;~ ~ ~ i~, i t :v~~. ~(l o. ,,' '.... t}J ~ ,. s ~ ~ ,.r.; ,~ ~ \,0 r ~,~~O;j~ t1 I:) .~ ~~~ .. ill ::>ffi'tp. 0 ;:! ~t}J :::' . 0 ..~ "'-i'" il_ " " I I, i ! " d "j,. " " ' .loJ. I " ,', ',' " " ~ ( }\ppeA~.1l fpl: 1:1113 ~lh!n:lclJ:Clq1\:, \:he penqPI\CJY of the 1.SflUl3 of A\:torl\ey' fl faell ml'llllW \:11111: \:\1e QrlOll\lIl ,lqQomenl: l:rom whlch Pefipl'\f.1r.1l1\: hAa <\I: \:elnpt:oC:j \:0 t:1I1~e an appar\1, :l.1l not ye\: Hnal ancl l:hpreforei not ye\: s~\I)ject: t:o appeC\l, l3enkwlt:h MaCJh , 00, y, Travelera Inclem, 00" 816 F',ilcl il86, ilO? (3cl O,tr, 198'7), il,. }\f~erreAaonable inqy1ry V1Aln\:lffa Are without . informa(:lon f.lufficien\: to form <\ bel10f liP to the tru\:h of the <\llegAtionf.l of PAr<\grC\ph il of PefenclAl\t'a Mo\:lol\, and those AllegAtionf.l <\1'13 qaemeq f.lpecificAlly qen1ecl, Qowever, Plaintiffs ayel: t:h<\t: they fUeq their Praecipe for 'I'rE\nsfer E\ncl Elnt:ry of " I' , aUclgment in th1f.l Oourt at "0,'98-3979 on July 16, 1998, purf.luant ", , toappliCJ<\ble Penn~ylyania Rulea of 01y1l Procedure, 3, It: b aclmHteclthAt Plaintifff.l' PrC\ecipe for , 'I'ranSfel" and Elntry of Jl1clgment was not: served upon Defehdant or Pefen~an~'a counsel of recorcl piior to filing with the Prothono~ary ~f this Oourt, but it ia further averr~d that: there , ia no requirement under Pennsylvania l~W for such service, 4, It is specifically denied that Plaintiffs failed .. in l\ny, regard to comply wHh Any provision of 42 pa ,,0, S,}\, 9 4306, assuming its appliaa~ility, In further denial, attadhed as Ellthibit }\ hereto are time-Sl:amped copies of Plaintiffs' filings in the Prothonotary's Office o~ the Oouit, of Oommon PleC\s . .,' " of Cumberland County, :l,ncluding but not limited to trUe ancl aorrec~ copies of the Original JUdgment C\nd of: ~he docket entdes -2- il , , ,\( ~or the pi~triot Co~rt ca~e in whioh tho originAl~~~gmentwa~ en~erea in the Di~triat Co~rtl An~ of An affi~avit ~efting forth the IwmeS an~ a~~reSae13 of the j~qUlT\ent el~btor anq j4dgmenl: oraqitdr and ~verrino -- aoa~rAtely -- that the Original a4dgMent i~ val:l.d, enforoeable anq unsati~fiecl, m~hil)it 1\ aonol\.ls,i.vely ,ref4tes Pefendant's. allegations that plaintiffa are not in oomp:tiano~ with 42,1'0\, 0,13,1\, 9 4306, a~~~ming it~ appU.oabUlty, py wa~ Of f~rther re~pon~e, it i~ ~pea~fioally denieq that 42 ra, 0,13,1\, U 4306 i~ applioable, 5, It i~ ~peoifioaliy deniedth~t the prothonatar~ of Oumpel'land oounty hasfa.ileq to domply With the reC]uirement~ 'pf 42 pat 0,13,11, 6 4306, anc'\ in further denial ~ttadhed as m~hipit p , llerE1to b ~he dooket of thi.13 matter ]:eUeoti.ng the ff\at that 01"\ ~\.l1~ 15, 1990 notioe of entry of j4c'\gment wal3 in faot mailec'\ by till'! r>rotllOnotary to Pefel1c'\f\nt f in f,tlll aompu'ance wi th the Provisions of that I3tatute (a8s~ming its .ppliaapility), By WaY of further responl3e, it i13 ~peaifioally denied that 42 Pa, 0,13,11, !l 4306 is appl:l.OAble, 6, The allegationl3 of paragraph 6 are ppeai~i6ally. c'\enied, and in further denial Plai~tiff8 Were not under any c'\uty , to remedy any purported failLu:e oi! tht;l Prothonotary to send .. ., I' notlce of the tranl3fer Emel Elntry Qf Judgment" In further denial, in this instanoe there was in f~ot no l3udh failure on the part of " tlHl Prothonotary, By way of further response ,'it il3 speoifically ,c'\eniedtbat 42 Pa, 0,13;11. 6 4306 is applioaple, , _3- ll,', 7, ~~e pllega~iona of paragraph 7 are apecif~cally ~enie~, an~ in fur~her denial i~ is averred ~hA~ Penn~ylvaniA Rule of ciVil Prooe~uve 236 is no~ applioable ~o ~he ~ranafer an~ , en~ry of a valid ju~gmen~ en~ere~ by a uni~e~ @~a~es Dis~rtc~ Cour~ I'li~ting in ~he COlllmonweaHh of 1'8nns){lvan~a, P\I~ if-! onl){ applicaPle ~o A ju~gmen~ en~ered in An Ac~ion origina~ing in ~hp Pennsylvania Cour~1'l of Common Pleas, a, The Allega~ionf-! of parAgr~ph a are specifically ~enied, And in fur~her ~enial it is speoificAlly averred that the. Original JUdgment is properl){ subject ~o exeoution an~ enforoement in thil'l jurisdiction and to its transfer tp And en~r){ in any COI-It"t of Common Pleas In thil3 CbmmonweaHh, ~~ 4;1 Pa, C,8,1\, !l 4306/ Stull v, Stull, 126 pol, Super, 225 (1937), " 9, 'I'he allegations of paragraPh 9 are f.lpacifically denied, and in further denial the foregoing allegations of thil'l Re~ly in Opposition Are inCorpOl:ated herein as if set forth ill full, . .10, 'l'he allegationf.l of paragraph 10 al"a specifioally denied, and in further denial P1airitiffs allege that, int~e absence ,of any Stay Order as to the original ,Jud9l1lententered by" the District Court, Pla1ritiffs are entitled to,. enter and record the Original ,Judgment in any Court of Common Pleas in any county in this Commonwealth and to have a Hen upon Clny propert.yof Defendant located therein and to exeoute thereon, By way df -4- " (\ .';' " '!, ~, @ ~ i ! ! ~ I i " ( ! I " j;' i' ;, " \" I:! ," .' ,I' ,. iI' "f " ; ~ " " Ii' " 'L; " " " '" " " , , [; " ,; " " ", I' '. "1 'I " " " ", ':i 11 ;'!; .11/ '.1 " " i ,j"t " " i '.; ! ,}\", " ',r , .. .. ,,.', ~~. ~ .!' " -\ \ ." ~ .it , , , i; '\, " I q " " ":.' <1\ /, , . ,( ,,"). " , I " I "J I '"IJ II 'if! ~: !tt, .\:. ' it ''I 1 .... ,~, , ,; , 1. ;:i , . , (". I"'" I I' ~ ' hmllhp. rlullllo ,llIal1l11l' Ihl' rCllpprlllall1 hy Ilnlprhl11 II rCllpprnlall1 nf Ila IlWI" 1\1 hI' olll\ll\\Plol1 hy 1II1l1pI1rnlapr Pl1oBPI\Joh1\lr hyllw plinian, ~ Iflhlll lhlnlllpprnlanl Wlla alllll1lOrp 1111111 MI'PI1 'pllrpPl1llpaa 1111111 Iha orlllll1l1l, Ilpfcl1\ll1l1\ wlla roqllh'p(\ \\1 rppmo!1nap \Il1llonl1, 11l1lcaa Il1p"lolll1'IO. . vlllllc filllo" Wlla allll wllhll1 plnll111ffa' prpdll crilprlll, W. Thl' IIgrcPI11PnllIlso OOl\llIhlP~ wUlTmlly provlalol1B 11lIll,ll\(gf-llllll, 111Il \lrlgll1l1ll1PPl'nlalll Wlla pCrflln11cII II1I1PO\1I'\II1I1I'O wllh ill~IISIl)'.' allll1dnnlalll1\l pllllnllffs' \IIHlcrwrilll1/J !llllllpllllon Il1n~oordlll1oo wilh \lHlI1,prCVlIllInllmnrkpl pomllllol1a, 1111\11111\\ nllll1fpl'\l1l\1l\l11 WIIS 11111' IInrl 001'1'1'1'1 W. III 5,(], Ifn morlgllgp fn II 1'(1 to pomply wilh Il1eae Wnl'Tnnlles, IlpfpllIlnlH IVnalllvcl1 IhhW dnys 10 0111'1' Iho dpfcPI orpffpot n rcpmchnsll, rd.n! 7,Two l11prlllnllca nl'c hlalnnlly 111 dlllplllC, The Horvlllhl11ortl!lllJo apOllrPB n alnlllp fnmlly (lwpllIna.111 Ens! &lrOlldabllrg, ' " Pcnnaylvnl1ln, Plnln\lffa Pllrphnsod lion or nholH I'obnlnl)' 21, 1995, l>nsed on nn originlll npprulslll vlIlllc of$18 1,000 propllrnd by onQ Rlohllrd Woods, Pkl,no,~4, Exh, 5:, On or bcforp Aprlll9,pllllnllfffl "ordorod" n rCIIPprlllalll, Ilkl, 110, 34, Exh, 6, mennlng Ihllllh9Y OOl1ll1otcdll Ihlrd.pllr\Y IntCn110dI1ll")' llnd nakpd 1110 oblllln nn nppmlsor nnd nppmlsll\' Tho second npprnlanl, dlltod April 27, cmlll'ln III only $115,000, aOl11e 36,5% hololV Ihe onglnlll oslllnlllo, Pkl. no, 34, ., I I I I I I !. ,. ". Bxh's 2, 7, After defcmdunllook no nollonlo (?rder 1llhlrd npprlllSlll, pllllnllffs ol'dorp\1 ono ,. IInlllllol'lllly, which wns lsallod On JUtle 5 nnd IIstod n vullle of$145,OOO, In Mlll'oh 1996, uqfondnnl oblalned Its oWn IIppralsal of lhis property, which estlmnlcd II Vllllll1. of $1241000, Okl. nO, 34, Exit, II, The Smith Illortgngo rolatos 10 resldontlnl prol10l'ly In Pltlsburgh's BlIs! End, 1'llla II . . '" propol1y w~s ol'lgll1l1l1y IIppl'lllsoU,lIS ofMnroh 30, 1994, tiS n slngle.fal11l1~ h\111S0 111 the HlghllUld Park nelghl>orhoou nl an osllmntod vllluo of $205,000, Dkl, no, 34, oxh's 4, 14. On '''; 2 j" " " ... ,I. , April 15, 1 !lOll, plllll1llfl' p\lr~l1l1all\1 Ihls 111\lr1IJII!!CI shorlly II\Orcllflur, Mr, &mllh 111'1'111111011 PI1 hla Inll\1l1l1l\ OlulllI pollllol1 1IIIIIur Chllp\Or 13 nf IIw OIl\1krIlPIPY Colic. \1hllllltffs Il1vcsll~lIlcII Ihia' ~1\lllIllnn, o\lnlllPlll1g l\lllipprlllaer \ly Iholllll11u nr LOll FII\llllil, Fnhllll1, whp, \1 \llmul\ nlll, hllll IIppmlQllll \hc Sllmll prop9l'lY himsclr in Jllly 1993111 $120,000, rohl\e\\ Ihlll Ihc smllh propor1Y 111\11 \lelll1 PIlnYcrlllll'll1\1111 OYO-IInll I\plll1ll1ol1l hllllllhl11 hpforo Ihlll lime, Pkl, 1111, 34, Uxh, \5, Morcover, IIw prppcrly wna not \oclllol\ In l-ll!!hlnl1ll (1l1rk, which FII\lIIIl\ IlpsCrUHlfllla HIII1 IlpPllr. . 111illdlu Qlllas sll1fllc fllllllly 111'1'11," bIll In gllsl L.lberty, whloh IlP op\l1clllO hu "II cOl11bhll\llon of . lowlnpomo sl\1!!lp fllllllly hOI11\ls[] 11l1lllnl'!!c homcs whloh I1nyu \Icon oonyerlol\ \0 I11\II\I.flII11I1y resldonoes,H hL A s\lbseqllcnl IIpprnlalllln Jmllllll)' I !l95 YlIllled Ihc property nl only $74,000, Dkl, no, 34, Exh, 17, This YlIlllo Is conalalont wllh Iho $70,000 &mllh PIIIII for Ihc prQpel1Y In 1992, ~ dkl, no. 34, Ellh, 19, 1\1 31. " On July 27,1995, plllinllft\lllamlll1ded Il1nl defendnl1l ropllrchllse Ihose 1110l1BnlleB, Dkl, .....110;34. Exh,~, Pofcndlll1l rol\Iaod, \\nd Ihls sutlfollowod, Plnlntlffs Book II spoclOc perfol'll1llnou of Ihc.\ conlrllclns well ns II doo111rlllol)' judlll11cnl Ihnl defendnnl's ref\lsnl 10 rllpurol1uao tho 101l0s cOl1slllulod II brench or IhM lI!lrocmonl, They IIlso dOl11l1l1d ooata, cxpenses llnd !illonlcy'a foos, ns . . ' II, 1 , II Ii Ii ji ,I 'I ! ! ,~ \ ! I:' j'j! l \.'.:' provldod by Ihooonll'l\cl, Tho parties lire of diverse clllzenshlp und'thoJurlsdlotio11l1! IItnollnlls snll~Ood, Thus, thla cOl1n huajunsdlcllon ul1der 28 U,S,C, ~ 1332(11)(1). " ,SummaI)' judgmol1l la IIppropnlllc whoro IIdmlsslble evldol\co falls 10 domol1slrnlo II . , ' I!onulno lasuo ofmlllonlll faolllnd ihc mavin!! party Is ontlllod 10 judgmoolas nmilllorof law, rod. R. Clv. P. 56(Q), Iflhe nonmoving party bcnrs tho burdol1 of pOI' au asian allnal, Ihomovln!! pliny l1\usl show thai Iho nonl11ovln!! Plll1y's cyldonco is Insuffiolonllo Cllrry Ihlll burdoll. , I,; 3 " " i' " , , , , , ~1l\1l~ '~Vtpl V, C!IU1l1\, 477 (J,S, 317, 3~2.23 (1986), Tlw nOI1I1Hwh1l! pilI'\>' \1l1n Crol\ICl\ 11011111110 18a\11l pfl11l1lorlnl fnct hy l1oil1l1l1!l In ovhlol1Cc III 1111' rpppnlalll'nplelH In BIII1pnrlnJUI)' vcnlllll III lIa fllvor nl Il'lnl, Ilf9WOr v, QuUkQ1:-S1U1lLQjLallJinhll1 Corp.. n f1,311 3Z6, 330 (311 Qir, 199~), Al\pnlllllvcly, "lIw hunloll .011 1110 1110vin!l pllrlY I11n~ ho IlIaphnl'l!p(1 h~ ahowln!ll , , \111\1 Ihoro 18nn nhwnpo ofovlllolwP 10 ~UllpOl1 Ihe 1l0nl11oVhl!! nnrly's PII8o," l:Jtlotox C\l!P, \" r;nlroU, ' ," '" , , t. 'I " 477 U,&, 317, 325 (\ \l66) (lnlol'l1nl 11\IPIl\llon mlll'ks omllloll), "(S]lnop II complcl\l fllilmo of Pfoofoonoemll1llnn esal'l1\lnl plenlOnl," ld. III 323.24, 011 which II pnl'ty henrs Ihc 11unlon ofpl'nnf III Irlnl call1bllslwa 11111\ tlw l110vlng PlIrly la."<mlltlod 10 IIJ\l\lgmpnl 118 n I11l1l1prof Inw," Ih\l nonmovln!! pnrty 1l111811111lnhllsh the oxlalenoc of evcl)' olpmenl essonllnllo Its c"ae,~ &lIch 'ovldpnce mualbo algnlllcnntly probllllvc IImtmore Ihlll1 "mcrely oplomhlo," ArmbmsleUI ~, n r,3d 768, 777 (~d Clr, 1994),' 'rhll nonl11ovlng pnrty la nrforde\llho beneOI or " , , 1111 re~8onnblo Irferlllloea drnwn t\'pm 1\10 rlloor~, ld.. ,Onoo 1\\0 moving purty hilS alltlsfled lis hurc\cn, 1110 nonmoving purty Is rcqulrod by Felt. R, Clv, p, 56(e) 10 ostnbllah thnllhllr~ rOl11l1lns n glmlllno Isallo of mlllonlll fnol, CllIrkv. ClPbnull1l, 20 F,3Q 129~, 1294 (3d Clr. 1994), Tho n0l11110vnnl"l11ay nol roslupon 1111'1'1' al1egllllon or donlllls of his plolldlngs, bul mllsl sol forth spoclflo fllclS showin!! thul thoro Is II genulno las\\c for tnlll." Alldorson v. L(berty Lobby. [no" 477 U,S, 242, 256 (1986), A fncI Is ,I; mnlonnllflt "mlghlnffoClllhQ olllconlll oflha suit under Ihc govornlng Inw, , ." w..nI248',lIl1d Is llanulno"lflhll ovldonoe la slloh thllla rOllsol1l1blejury c,ould relllm II vprrllcl for Ihc nonmoving , p"rty," ilL lII248, 257. hi delorrnlnln!! whether IInonmovnl1l hna ostllbllahod Iho oxlsloncc of IIgol1ulno Issuo of mlltorilll fllct tequlnnlln jury ,trilll, tho evldonco of thc nonl11ovjU11 I11l1sl "bo bolldvod lInd nil "~'I 4 " (,' I I I I " I " ! " " , I', , j\lsllfillllll' 1111~r~l1ccs IIrp 1\1 \Ill ~lrllWI1II1 fils) rIlVIlI'," 4L n\255, Whollwl' ,nil illl~r~I1Pp Is JllaUl1l1hlll, h11WPvpr, IIoPOl1lls 011111\1 ovlIlol1oP 11\11111111'11. M"lJiWl1tauJllwWllllus, C:o..y~l 1~1,\'lq C'.1lQl..1 475 V,S, 57'l, 595.l)(j (I')!l(i), An II1f'ol'llllPO I"lsod IIpOll flpoPlllnllll11 or P0I1JcPl\11'P 11\10& mil IlI'Clllo II 11111\pI'IIII fnolllnl displlto sIImplolllln Ilpfolll SIlI11I11I1I)' Jlld1J1110111, Rul1Ll.\tigu..Y. ' Al1iluLSl1lulll~Ul4, 914 F,211 .1(i(j, .182 11.12 (3d Ch', 1 !)90),' 1.lkewlae, "simply Sh\lwflnlJlll1nl Ihllrc Is aDll1p nlPlnphyalcnlllol1hl lis In tllIll11nlprlnl filcla" IIOOS,1101 cstnhllsh'n !!Onllhw ISSllP fpl' trllll, Mnlsll~l1Uu, ,m U,&, nl 5!l6, Ill. A. Tho PIIl'11os' ponlrnCI rpPhoB tl1nl h "slmll he 1J0vel'\1pd hy nl1d COllall'\lClll11 I\PPprllllnCll whh thll IIIW6 oflhp SIMo ofNllw York," Dkl, no, 34,Exh, 1,11111. A fedprnl IIlslrlol qOllrt 1 . '.. ,. \ll(~rlllahlg dlversllY JlIn~dlcllon IIpplloa Iho choloeofl!lw IlIl0s orlhll fOrlim slnlll,ln this Qpae . . I' PClIlnsylvanlll, Knlzlls \'. Okllmn Mno/llne Tool. 111ll.., 40 F,~d 52, 55 (3d Clr, (994), . "Ponnaylvllnln oOllrtB gcncrnlly honor the Inlont of IIIP oOl1tractlng pl1rtios IInd pnforoll oholce of '"W Pl'ovlaions 111 oontrn~.la exoollled by them," .U1. (ph In!! Smith \" Commonwolllth NUI'I Bnll~, " 557 Ai2d 775, n7 (Pn, Super. 1989)), Thc only oxooption 10 this m/c la wher\l tho "C0I11I'llCI1lIII ' . , " oholoe oflllw provision, , , cpntllota with slronlJ polley Intllreals," KmzitQ,40 F,~d nt 56 (cltin!! Soxmnn \" O(lQdIlQ, 5~9 A,2d 826 (PII, S\lpllr, 1988); Lcldy \" Dosorol Enters.. Illlli, 381 A,211 164 (PII, Super, 19m)! nocorQ .!..CLClJllImulliCQtiQna. [nc,\', WUmn, 700 fl, SIIPP.' 1390, 1396 (W,D, Pn, (988) (oltlng COl1trllLr&ll1J:lW1JIl~ Co, v. C.E. VOlIllLldnh1 & QQ., 209 A,2d 810, 816 (Pa, 1965)), No such connlolls nr~uodl nor does I\I1Y IIppear 011 this rocord,. Aooordilll:\ly, Ncw oj York IIIW will be npllllcd IlIlhls onse, ,,, s , , " I ! " i I .1 , I I I , I I I I , "I (lillieI' 1111' ~lIhnh\l1llY\l "\W nf NpWYlll'll, o\llldsll~olll1c In "Innk 11vhlllll" 1111' 1'1I11lillinllS nf 11rnppr\Y npllr"l~vrn, IIl1lpas hlll~, I\'illld 01' h1l111\I1111 11111111' llpprlll~pr'a pllrl In al1nWI1, ~ ~~ " Rllz Assocs,':'!\l~, 450 N,Y,f'l,~11 7, H (N.Y,A,P, Il)R~) ("Alllhll\ WIl 1111\Y ho eOllOl'mJd wlIl1 Is wlwllwr lho "pprnl~ors nelllll hnl1P~lIy 1\I111111!!PI1II fnllh, In lho oxorelap I1fllwll' whip dlsOrollpl1l1~ 10 l11QlllP\I~ nr'prooPII\Ir\lllnd SOllroo~ oflnfol111l1tlnn,"), nerd fQrJl_-Xll.l\~ua, MiO N,y,s,~11 510,511 (N,y, 198~)1l\ll.ll.\lr.U lJi,mlplll & YQrU-UtunilivlI)' Co, v, rroll\~Jm\i 454NiY,S,~{1 B If I, 816 (N.Y, SliP, C(, 198~), aff'd ill rU~lLjUlt\,46~ N,y,&.(,d 456, 458 (N,Y;A,P, 1983), Aa On\l {lnllrt opined: Pllrlles pro villI' for Ihc IIpp0111lm01l1 of IIpprnlspra beOllllSo Ihoy Wnnt 10 rply on , tholr pxportlse In aellling VPXllllolla probl\lms, Tllpy mllke nppmlanlnllrepnwnla Onlll hocllllao Ihcy WIII1I 10 IIvolll 1I1111ll\lon "jlllroponn.Amerlcnn B~IIilllIlCOr:p, v, CI1QQ}\ FlIlIO'NlIls COWi,44~ N,Y,S,2d 715, 71B (N.Y, I I' nnll Ililll, "the pl1rt!os [woulc\) nOI, , , be nny oloaer 10 n solullnn 10 Iholr prohlomlhn11 beforll the .' I, I SliP, CI" 19B \), Inc\ec(I, Iflhu r\lalllla of the nPPl'IIlSlllawere Sllbjeclod 10 rOllthw j11c\lcllll aCl'1lllny offorls of the CXpcrls lVerc oxpel1ded," ld. B, " Wltl1 rospoollo Iho Horvllth mOrlgnge, Ih~ conlruclls 010111' Ihllllhll,ynlllnHpl1a oCtile, npprlllaors nreto bo rollod upon 111 dlllcrrnll1ln!! defondnl1l's ohllSlIllon, If lillY, 10 ropurohllse II mortgngol , , Sponaor [pllllnllffsJ,muy III lis own oxpenao, ardor II rOllpprlllall1 ofproporty, ., socllrod by II mortgugo 110 Inlcr Ihlll1 slXlY (60) dnys IIftor Ihc aolllemol1\,dl\lo,lf the ro.npprnlsllllndlclllos 1\ vllluc, of more Ihlll\ 15% loss Ihlln Iho orlall1nlnpprnlsnl vnlllo, Ihel\ III sponsor'a dOI11I1I1c\, Sollor [defendunl) shnll ropurohuse Iho LOIlI1I1I Ihe Buy.Buck Pnoo, IfSollor dlapUlea lhc rouPPl'IIlsnl,lhon Soltor muy,nlll~ expollSo, oblnll1l1lhlrd IIpprlllslll with nl1npprnlsor 10 he Jointly chosen by Sel\~r I1l1d Sponsor. If such third IIpprlllanlls morc thnn 15% loss Ihl1l1lho,onglnlll 6 I' " '. i I , , , '" I .', , " , .ij l fh M' q-~ I~; Hi ". ~( f1 t'~H " ,,'I d, ,.1', 'i \IPIlI'l118111 vnhlc, Ihpl1 Soller shllll \lc rp,\lIll'p\1 1\1 rop\II'cl1l1aollw 1"PIII1 III Ihc nllY. Illlc~ rrlpp, . Pkt, 110,. ~4, r.xh, I, III 3, This pl'nvlHlpn 11I1I1111\11!!IIPIIs1Y Pl'llVlllcs Ihll\ pllllll\II'fs I'I1I1Y (1"1111\\\\1 rppnrchllHP lfllwy (1\111111111 Ilnwly I'IlllpprnlHnl HIIIlhul I\vIIIIIO III 10llal \5n;., lasH 1111\11 IIw o;'I!!II1I1I, IIml 111111 ItpfcmlnnlB 11111Y allcopssfllllY IIvllhl rCp\ll'OhllBO If IIIl h1l1ppo1111011\, Joll1lly 011OS011 \ l1pprnlspr timls IcsB 1111111 II 1 ~iV.,l'clhlPllolI In VIII no, This IIl!rceI11011l, 10 II ool"lllln oxtol1l, hWI'01l8PS ' Iho 1'1~1\\1l Pilch slMofnn Il1l1PCIlI'Il\C Vlllllllllol1hy 01l111111! offll19 111,\1111)' III thrill' IIppmlallls, 11\ ' pxchlll1!!0 for which holh pllrllca I'ccolvp \Iw I10l1Pl\I of lowor Il'!msllPllol1 oOllls !lY 110t hllvll111 10 reuolWlhc vnl\IMIlln 111 COIII'!, Tlwre IH no hllala lhl' cOlwhlllhll!,na II l11ul\or pfNpw Ynl'k \llw, Ihn\ Ihls o\lnlrncllll1l provlalol1la 1I11111y wny 1111propor or IIl1enforcollhlo, ,A mll1\lr dlffloully nrluos, howovpr, from ,Iho fllolll1nl Ihe conlmol'u f'rlll11PWOI'K wlla 1101 " alncl\Y followed, Dpfemhml flll,lol\ 10 ohlllll1 Iho IhlnlllPPl'nlaul of tho Borvlllh propPr1y, nl tellsl Inllllllly, ul1d Ihen rol\lael\ 10 rcpllrohllao Ihe tOIlt1, Thla toft plnlntlffa 10 1I1l1l1l10rnl\)' order II third ,. , , IIPPl'l\lslI1 by l1n nppl'l\l~er of lIa own cihooall1l!' n step 110lprovldol\ for In Iho oonlrncl. Thla dlfflclllly ncod 1101 dcluln me, howovor, lIa I cot1s\11IC dcfol1dnt1I'a Il1ltllll fllllllro 10 ordpr Ihu.lhlrd npprlllal\11l8 nl\o li\Olo wlllvor of lIa,rlghllo do so, Allonlnllvoly, slncc dofol11\11111 did oblllll1"" I; Ii II OVOI1II1I1I1Y"uuoh no IIppmlalll through Iln IIpprlllsel' of Its ol1ooshlg, und II 100 rpvel1led n Vllhle , ' . , ($124,000) moro IIllm 1 S% lesa limn Iho orl!!lnlll estlmlllC, I conoludc Ihlll Ihc lhroshold doolinI' 111 i, vnluc of.lhc Horvlllh proporlY of 15% or more hilS been snllsl1od'. Thus, Ihe only lasllo remlll111ng U8 10 lho Horvlllh mortgllge Is \vhother, liS dofundllnl Illlcgosl Ihero Is II gonuhiillssllc of 111l1tcril1l filet whclhor plnll1tlffs 1II110ly ordorod 111011' rOllpprnISl\\ Ivlthln Ihc spoolfied slXly.dllY porlod so us 10 proscrvc their rtghllo demllnd n buybl1ok, Tills 7' , " , 'fl' Il1vQlvll~ lwn aIlIHKKIlPa, whlllh I will IIlKll\l~ij 111111rn, l)pfpl1thllll fll'SlllflllloS Ihnl, naKIII1111lU Ihll !,cllpprlllsnl WIIK '!onlprp\I" 111 1I111llPly 1l1l11lllPr PI1 ' " Ill' 111lf\lrp Apl'lIl 0, 1905, Ihll liWllhnl It WlIa I1PI"pprli11'l111l11" 11I1\11 April n rpl1llcl'a 1I1I1111111\llr. Allhlll1Uh Ilpfcl1tll1l11 IIPkllPwlpll!!IlSlhlll Ihc IlnlllrllUI apuplflclI\ly Ilaps thp wOI'II"onlpr," 1IIII'IlllcS 1111\1 Ihll 10n11l~ IIl11hl!lllona lmll al1\lIlIII,bc onl1alnle\lu!llllllat tlw drnl1cr (I&., pllllntlffs) 11111101' Ihc II00lrll1P or IlWUtlLprofcrolllllmi I'rejcpllhla opnl\lnllpl1 bllollllae I flmlllw 11I1l!l\nIBc \lI1nmhlgll(\lla, Umlqr New York hlW, , Iloltp ll1\lntlpll thclllw of vlrlllnlly evol)' other Plll11nlOnllllV .I 11I'1 8111 pllOI1 , "[w)hero Ihp 101'l11a of II " 90nlrnpt nl'e IInlll11bll!1I0llK,lho OO\lltl11\1al onforlle Iho h1l1!!\H\!le na wlil\en. , ,," OUlIstofoITp V, 111111111y He\lIt4l/ll~, 612 N,Y,S,211 no, 721 (N,Y,A,P.1994), "The allhjecllvo Inlerpl'elnllon of tho pllrtlea Is of no 111pl'l1pnl whon the words oflhc lI!!rOeme~I, viewed In proper oOllloXI, L ,., provlilp l1n \mmlalnkllble mounlng, ~tvt Crollll Flnnnclllll Cotp, v. MlIZdn Motor M~11Uf. (ust\J ~, 647 N.Y,S,2d 322, 327 (N,y, Slip, Ct, 1(96), Tile mellnln8 oflhc Il1n8\lngo ofthll , contrllcl "mllal be fonnd In thc Qommon 111n!!lIngc IInd common sppeph oflhellvomgp pcraonlln tho Illlhl ~f\ho renaonllblo elCpoclUllon IInd pnrpoae of'lho ordlnnry bllshlPssmlln," U4 (ollntlon omitted), Plllllllolhor WilY, Ihey 111\1sl bc given thaiI' plnln menning, BlIrko Group Lid, y. JCH Syndioate 48$, 640 N,Y,S.2d 479,482 (N.Y, 1(96), Bore, 'ills almplY nol rellsonnblc 10 Intorpl'et tlw Word "ordlll'" ns mOllnlnl! "I'ecolvo," Such II dcflnltton Is nol oonslalen\ with oommpn \lsngc, Thc uvornlle person enllllgllll! In " commerclnl trnnsnc\lons IIndcrslnnda Ihllt \holllnol!l!! of nn "ardor" Cor sorvlces does not Imply ,. I' conlOmpOI'lI1100lls perfoonllnco oflhose services, rllt1hermoro,lhe oOllslnlollon oClho torrn "ardor" urgod by dcfondnnt Is not within tho rcnsollllblo oxpeotntlol1 at' Iho pili'll os, ns Ihe 8 I , I , I I I I I I I I I I " 'il ,. ;, ,'1, I',' ,. IlllwlhwaK nl'lI hllyh\1pk 1'~IIII\1KI cn\I\11 \lW1l1\1I11 011 llw vlliJ'llrlpR ol'\l1\lnpprllla~r'a KPhll\I\lI~, ~"lln Iflhc nnl~r \V\1a Ilnwl~ 1l1llacl(. 11\1CII\IRO \lw cllnll'l\ct la \1I11\lI1hl~IIOlla, thoro IR no 11\11111 III Il1lprprc\ llw wrHln~ 1I1l11II1K\ I\K dr\\l\pl'~ 1111\\111' \lw l\l1P\l'ltlc ofll.\1l1\m.llUlfilnm\lllU,' 0\11'01\'111111\ 'a a~p011l\ IIrlllll11\lI1IIR \hllllhcr~ lal1n ~nll1pc\~I1\ Ilvll\pl1cuprnvlnll \hlll pllllnllffa orllLi'oll.I,lw rOllpprlllall1 \vilhln tlw BIXIY.\\IIY pcrlml, Aailrnofoftl111011l1osil, plllll1\lffa pffpr \lw nfl1dnvll of IIl1omplnyoo, Nmlll1c Jqhl1sol1, IICcOmplll1l\1l\ \Vllh II snllpaho\ of 1\ cnl11p\ll~r " , , aoro\lnlndlolllln!! Ihlll \hc rPIIPPl'lllall1 wns 01'111'1'011 011 April 19, 1998, Okl, 110, 34, r.~h, 6. Johl1aon cSBllI1\lnlly a\Yor~ \hllt shc rOlllll1ely re~\loals rcnpprnlsnlB 111111 rpoonla 1111\1 fllPI IIsh1!! II ,.oenllln aoftWllre prol:lI'lHn, \hlll hcr rpoordullnn of\hc ordcrs IIlwllya \lIkell pIliPI' lifter \lwy nre plllocll nnlll111ver hpfore, 1111\1 \h~ prollrnm dlllo slnnips whol1 the re~\loBt \Vns On\llrell, IIl1d thlll \1)1' llnlll Slump clll1nol bp IIliorod. pofendl1nl hilS 1I1111ilOlld no conti'll\)' cvldon\1e, Pili mcivpa \0 slrlkll ,; " ,.." " ,Ihp nl'llllnvll boo liliaI' Ilia nl\el.lcdl~no\ hnBoli on Ihenflll1nl'a poraonnll<<1owlodl.lQ, II Is 11'\10, ofcourao, thlll Ma, Johnson dill nollll\ve Indopenllenl reoollecllon,nl her dcposlllon In Dooomhor I 997 0 forderhll.l Iho HOI'Ylllh rCllpprnlslllln ApnI1995,' II la IIlao, , ,," .. Irrelcvunl, bocuuao Ihe acroen annpsholla IIdmlllalbtc \lnder the bllaln!las rocord e>\00pllol110 1\1Il. henrBIIY 1'\111', Fod, R, Evld. 80~(6), .. ., " II Is wcl\.aollled Ihn\ compulerlzod rocords nrll udmlsslblp undor Iho buslnoss roool'ds exo'opllon Inlhe SMIlO ml1nner ns nl1Y olher Iypo ofb\lslnesa docllmlll1l, liS long ns Ihe propcr , fourtdnllonls Inld for Ihelr rolll1hlllty, Uniled Stnt~,lI v. Brlscoo, 896 F,2d 1476, 1.494 (71h ell', 1(90)I!Jn\tod SInl08 v. YOIII1i1 Bros,Jrul,., 728 r,2d 682, 693 (51h elf, 1(84). Thc olemenls of Ihnl foundllllon 111'1' solforth In Iho loxt of thc rulo Itsolfl A. , . rocord, or dnln con\pllnllon, In nny fonn, of nots,ovonls, , I , Il1ndo lit ~r nenr I) ,. .. i. , , , , , ,;' , ;1 i , ,1 ,I' ,'" ,'i.!' 1\10\11111' IIY, PI' frpl11lnfortnlltlpn 1.I'II.n51111111'11 I1Y,.1I 11PI'sun W.llh knm.vlullllU, If kupl In Ihp PP\lraO nf Ill'ul,mlllrly PIlI1l\1IPIUII hll<<lnoBB !lcl vlIY, IIn(111' II \V1I5 Ihc l'uu\111I1' , Pl'lloltPIl of 111111 hll51nusa IIPllvlly In I1111k9 lhu nWl11ul'lll1lhllll, I'PPUl'l1 rpPol'Il, 01' 1111111 \lOl11pllllllon,!", ", ' ,', fell, I~, I1vill, 803(6), '1'11\15, In Unllllli.S.l1\IIlS v, Mnl.U'-ll, ImF,~(11) \ 0 (lsl ell', 1991) (Ilroyer, C,J,), wlwro Ihp upvUmnlOnl hl11'01lll\101\ 11l5111110ny 11111\ Iho OOl11p\HCrl?PIll'llcords \Vcro 11111\11' In , I Ihl' hnnk'arOl!\lh\r poursp IlfhnahW5s,1I5 n rc~nlllr p,'lIcllpll hy II pcrson willi kno\Vlcllgc IIml Ihlll , l\paol'lhlll\ 11111 uCllOrnl proceas pf'ho\V Ihey \Vurc I11mlo, Iha Ilonr\ hehllhnl Il1c I'IlPOrd5 \YOl'O prppurly IIll1nl\ll'l1, rd. III 914.15, II rUrlllOl' hol\\ Ihnt "ordlnlll)' huslneas clrclll11slnnpl'a , , , I,' , I ! , , I , a\\g!!psl trual\YPl'lhhlllaB, 1I110ns\ wllere nOlhlnllln tho reoord hnplloa tile IlIck Iheroof." W. III 915 "1" (cltlllton omlllud), " npro, Nlllllno Johnson sworo In 11\l1' nffldnvli 111111, liS WI of hill' rpl!ulllr bllalneaa. prucllcp, ahe \Vollld I'nlor rpnpprnlRlI1 IlI'IIer5 aho hllll mndll onlp her pOl11p\.\IPr aya\em IIslnl! softWlIl'e . , , . kl10wnlla CONDOR. Pk\, no, 34, l1~h, 7 ~ 3, &l1elllso Ilesenhel\ the gencml detnlls ol'holV I Ihoae pnlrtca were mildI'. 'Sho thcn I'opreaenlod thnl, I ftl1acPI11P\lton~lld record Indlcllled thn\ ahe , ,Iwl orderecllhe Horvnlh property ronppl'lilaod on April 19, thnt Ihe reoorcl wlla llcollrllte, ld. ~ 4, Sho \Vna 8ubsIlqllcntly dopoaod by dofcndllnl, Ilnd "ndmllled" Ihnl, liller nllql (I) ahe dId nol reonll , nny a, ,pelllllcs IIbolll the Horvlllh file (dkl, no. 51, nl65, 101)1 (2) 111111 ahp did not .knll\Vhow Iho I , rCllpprnlsll1 window ~ns clllculntcd (U1, IIIIB;24)1 ('3) Ihnt she dirt 1101 rcc,n\l,ll1o !!eneral , procodllrlla In pluoe 111 her dopnrtmentln1995 ell!" n13~, 47)\II\1d (4) thlllshe did 1101 know how . . , 10 corroclfmors 011 the CONDOR progrl1m (ld. III B I.B4, 124, 142), Th\lso ndmlsslonR, .~vhllc perhllpsgolll!.l to tl10 wcl!lht ofMa, Johnaon'sloslll11ony ,hlld sho I,i 10 " , " hPPI1 l~sllfylnll 1\1lho \l11I11111191as\l9 qfwhPtl1pr alWllmoly \ll'dcl'ollll19 rOllppl'I\lslIl,1 Iln nlll 1I11\lponlnolh9 rU\lI1\llIlIpn al19 111111 fur 1I{(mlllln!l Ihc COl11ptl\or ScrpOI1 SlIlIpah\lla lIa hUslllcS~ I'C9ol:\la, ~hp did nol 11111111" for PXl\liiplo, thlllll wns not IIl'puulnl' hllalnosapl'nolloo for hol' 1\1 , I11llkll th~ cl1mpIIIPI' onlrloa, or Ihllt tlw POI11PIIIV~ ayatPI11WII6 1I111'\lllnhlo, Inl\\illllloll, hcr IlIok ~lf , knowllllluo of'III1Y of tho spl\wnro'a toohl1lonllntrlol\plor, dQoa nnltlcfpl\\ ml1111aslhllllY 01'11116 llvldlll1PP, Sllll Mooro, 923 F,211111 915 (110 I'cllulrcmcnl thll\'Pol11plllcr prO!!rlll11l11cr t061lfy to , cslnhliah rP\lI1unllon 101' lllpclroillc roool'lIa), Aponrlllngly, I will II0llY lho 1110110nlo 61rlko tho nfOll"vh. MOl'covpr, 1 cOIWhlllu thlllll1e pompulcr screpn snnpshots nre mhnl"sll>lc evldollpo \lI1llpr rOIl, R, Evld, 803(6), lnllal11uoh liS ' I Mflll1dul1\ hilS nol ml<<lIcoll nllY cvlllllnpe 111111 tho rOllpprnlBII\ \Vns orl\erod nftpr April 19, 1995, tho ' rellpprlllatllll1l1M l>o oOl1alllerod 1111101y,1 Aa alloh, it prcaorv~l! plllinllffa' rlaht \0 del11l1llQ rppllrllhllSO oflhc Ho\,vnlh 11l0rtllnga lIml aU11l111111)' judgnlDn\ 111\\a\ Ihoreforo bo grnntol! for. ' " "" I pll1ln\lffs, IPofondnnt's ,'ollnnoc on I:llinlm v, Bcthlohe\ll Stool Corp" 863 F,Ad 279, 282 (3d Clr. 988), la mlsplnoed. In \111\1 cMo, plnlnllff subl11111011 nn ufOdnvit In which he IIvorrod cPrlnln no Is "on Infomll1llon IInd bollef, II The court hold Ihlll the IlfOdnvlt WIIS Inudmlsstblo for Ul11l11l1l)' judgmenl pllrposca beollllSo it dill 1101 atl\\o fnots bllsed on personnlkllowle\lge. rd. lero, IIllhough aho tind no recollecllon of her hllndllng of Iha Horvlllh OIlSO, Ms, Johnaonswore h,cr prllPllco of onlonng rCllpprnlslIl ordors bnBcd on hor personnl knowledgo, Thlls, 1:lllttkl\ la UppoSltll, ,," ' '. 0\ I iL .1 1PofcnQIlI1\ qoeS nrgue Ihlll plnlnliffs, nllhouBh they hud ueillt dlrool1}' with the Indlvldunl pprnlsor on previous ooouslons, dlroclod Iholr rellpprulslll ord9r lhro\lgh n thlrd-purlY , ltamlodlnl)' 10 hnprol~orly extend thetim9 window during which they oould demnnd re~urchllse, )kl, no. 56, nl 2, Although Ihe IIrBumonlls nol apeclfloll\ly ndvllncod, proaul11l1bly defendnlllls lIo!!ln!! thnl plnlntlffs brollchod Iho.lr conlrllctunl duly of good f!llth nnd fnlr dOlllln8, Dofondnnt nlls 10 8pooulnlo, much loss ldontify, how this subtorfugo would hnvc boon holpl\lI to pllllntiffs. nnny aVeni, thn KomoslnskY deposlllon on whloh.dolbndunt roUes, dkl. no, 5~, Bxh, 30, 1113.6, 7;63, Blmply uooa not lond nny fncl\lul support to defondllnt's Iheory. 1\ " , " , I I ,I' , ! , ! , " c., " " pllllnllfl~' pnn\rlIpl\lI\l\honI'Y rOllllrlllnllllw :-ll1lllh I1InrllllllW Ilno" 11\l1 1,I1volvO n n.1rpcd rpp\lrohna\l hl\8011 IIpnn Ila renpprnlHnlwllhln &lxlY \Iny& pf &olllonlOl1l, \l1alpI\II, plnll1llff& IW~\IO, Illn\ tho Inl\I"I. \\PPI'llI&III for Ihla prnpprlY fn\loll In onmply w\lh Il1IhlsllY allln\IIIr~s, If 11111\11 p~mplIp,l, Ilw~ naaerl, II wouhl hllVc \Icon evlrlcnl \\1111 tho prllpmy WIIS I1nl w\lhln pllIll1llffa' \lI1llorwrllll1ll allll1llllrda 1\11\1 Ihpy WOIIII\ not hllVo PllrPllllSPlllhc 1110r\IlIl!!P, Thllll, plnlnlllW IIfl!UI' \11111 11\l fpl1llt\r\1 , h~ prp&entll1lllhlB "uhslll\1lhmlnPPl'lIisIII, o0l1ccnl\l11 tlIP proporly'a IrllO nl\I\lfIll\I1~ Ihlls hrplll'holl Ita oonl\'nl1ll1nl wnrrnnllos 11111101' sPcllon 1 () pf Iho IIL\\,ocmonl, whloh prOvillol\ thnl Ihe mort!!lI!!e pOl1fonn 10 plllln\lfra unrlprwrlllnll orllorln IIn~ Ihlll nllll1fol'l'Ollllon n\1O\II Ille prllpor\y be Inl\l, P\nlnllfffl' rllmo~y for \hla nl\llg\l11 \lronoh IIrlac& frol11Beollol114 ofllw conll'nol, whloh PPt\llIlns no limp window I If IIlnny 11011' Sponaor boool11oa nWllro Ihlll II \..onn doea 1101 confprrn 10 l1n~ oflhe , roprpsenlll\lons, wnrrunllea or covcnnnls oonlnlnlld l)\lrell1, , , . &pol1sor Shlllllllve 1101lco ofauoh hronch 10 Sellor, W\lhln thlrly (30)'dIlYs ofSoller'sl'ecclpl ofSlleh nollco Seller shllll ollller (x) ourI' alloh brlmeh 10 Ihll reusollllhlc 8111lsfllOllon of ' &ponsor 0\' (y) rcpurohnso I\lloh l.onn(s) III tho Buy,Unck Pt1cc(,] I' Pkl, no, 34, Exh, I, III 7, The rooord hldlcllloslhlll defondnnl's orl!!lnn! npprnlslIl roproaenlcd Ih111 Iho Smllh I'. propcrt{oonalslodof n alngle fnl11l1y homo loonled Illll portion ofHlghland Park/Enal Llherty 'zonod for one al\d Iwo.famlly ooollpa.1oy, Dkl,l1o. 34, Exh. 14, COmpl\rllble Bnl1l9 ofsllch , r0911\01100B were eVlllunted from Ihe more nffillonl HIghlnnd PlIrk areu, 5..wl dkl, 110, 2.7, Tho ,I' " . ostlmalol\ vnlue oflllchol1lO, aa of Mllrcll 30,1994, wns $205,000, I.d. This Ilpprnlanl\nlol1ll willi n trnl1QI11ltlnl sh.oolll1dlcnllng Ihc property to he II slnglo.flll1ll\y rooldoncl\, wna.sol1110 plnll1llffa, Dkl, 110, 34, llxh, 2.8, ,.. \ \ \2 "" ..,. YIlI, In )\lly 1\193 Ihla alll110 prupUr\~ Wlla IIpprlllallll hy I.PH rllllinnlla II Ow-ul1l\ npnrln10nl hllllllln'gln 1\ Iloprllaaell acolipl1 of Ellat I.i\lorly ,wl1cII for 111\11t1.f!lll1l1y.I\plIsil1!!, 011 tl1la hllal8, FlIllllln eallnHl\Pl1 lis VI\IIIP nt ul1ly $120,000, Pkl, 110, 34, I~l\h, 1 ai ~ Pkt. no, 34, l:!l\ 11 , 10, rl\h\lul pcp, n-41, Moroovpr, 1\0fcl1\\l1111 WIIS 0I1110t!PP thlll tho propcrl~ WIIS Ilclnll IIsPII for IIpll11n1Ol1Is, hpPl\\\sC the mOrlll"gor'a Ipllses 1\!llllnX fPluma \VcrI' prpvlll\l11 wl,lh Ihp nppllonllQn 11\111 ao 111\1I01l1pl\, I)kl, no. 34, l:!l\h 'a 20, 21, 25 (Owena ,Ipp, 34.3a)" It wns IIlao on nollpe thllt "[ll]wollings cOl1ll1lnlng marc thlln 4 IInlta" wpre hwlllllblo lindeI' plnintlffs'prltcrlll, 01,1, np, 34, l\l\h: 2f1, III 106, llxpepl for conohlaory, self.scrvin!! Illlnlllla In lis brief, allpplll'\PI\ . i I Ilnly hy ohntlon IQ the phnllen!!cd lipprnlanlltsplf, ~ dkl, nfl, $4,11\ 7, defpndllnl hila nQlndl1uool\ . i i I ,I 1111>' pvldlmop which WOI\III plllco l1ny of thpsp fncts In sertoHa I\ISP\IIP, UntJor aOQllpn 10 oflhp pontmcl, I\pfonlll1nl wnrrl1nlod thill, IntoI' n\illl ,. (I) "Elich 10llnCollfolma' 10 Sponsor'a cl'el1h \ll1llorwnlinB 8\III\ellnea 111 effoot lIa of the (11111' on Which LOl1na were submitlod III sponsor"l (2) "All Inform III Ion furnished 10 Ihe Tl'11aloo PI' Ihe Sponsor h>, Spllor In wnllng wllh respllQI 10 the Lonl1s la true IInd oorreollls of Iho Solllol11onl Dllle"l m "Scllor hllB no knowledge of I1I1Y fllcl liS 10 B\loh LOlll1whloh It hilS fnllod 10 dlaoloso'Whloh, 1I'I11aclosod, " \vould mlllenlllly 11l1d IIdvoracly nffoollhe vnhlo or l11urkelllbllllY of suoh LOlln or 11111ko suoh LOl1n n non,oonforrnlnB Lonn whh rospecl to Ihe \lndorwrlllng Bull1ellnos or whloh WO\l11l roducQ Ihe purohnse prloo Iheroor'l (4) "All 1'0111 eslll\o npprlllallls mllde In connoolion whh auph Lonn , , , hllVo boon porfonned In ' noOOrdllnoe wllh Indus\ry slnndnrds hllhe IIpprlllslnlllnduslr~ In tho 111'1'1\ In whloh Ihe subjool propotl>, Is loollled," ' ;. J' ., Dkl. no. 34, Bxh. I, nt 5.6, It Is mlll1lfesl from tho evldel\co thnllhe Smith propcrly did not conform 10 pllltnUffa'unl1orwrhhlB slnndnrds bocuusc his n Ovo.ul\ltdwollhlBI thllt mnleril\l " InfonnnUon conlnlnod on tho Irnl1smlllnl shoet nlld ,1I\1compnnYlnll npprlllslll wns simply 1I0t tnlel nll\llhnt dofcndlll1\ \VIIS 1I\VlIro.of fllols thllt ndvcl'scly nffocted the vnllleof tho 10111\ nlld mndo II 13 I I I' , , I I I I " J." I I " . , , nonponfp1111hllJ.l ACPPHHnaly, tlw cone hla\pll la ilWacllpllhlc 111111 lief 1'111111111 11ro\whCll l\a . \VlIl'Tlmllea wllh re~pllPllo thla 111Or11l1l1lC,4 Hopi Ill! Ip nvohl this oUllQlualpn, nllll lhc IIl1hilily Ihl\l fnllo\Va wllh II. Ilcfumlnnl \\rglloa . \hlll plnlnllffa IIrll oolllllorlllly ualollPPl1 frnm Il\sPllllll!! Iho "'IIC vllhlo oflhc proporty hpOnllQP Ihpy " .. ,- - I' fllllel\ In dlflpll\C thp Vllhlllllo,n In smllh 'fl bnnknlplcy prooecllhm, In whl,oh hll Qln\u\llho \'111111' lIt $205,000, This is II I-Illhlplla \heo\)' III heal, !lIven 11\1\1 \hc hnnlmlploy COI\rl cllllnol proo~pd 10 . \ .,011111 JIlJI!I11Unlt butlnslem\ cllsmlQQed Sl11l1h'Q Chllpler 13 onap, In nny ovonl, tho IS8\\o re!!Mdl\11! : the Smith mortl!lIl!P IQ nollhe VlIhlllllon of Iho proporly by II aecond or third IIpPl'l11alll, hili Iho , . ' hrCll\lh of\Vnl'Tll\1lleQ by \1\lfendl1l1l, Sln\Cc\ IlIffcrenlly, ovcn Ifpllllnllffa IIrc QO\11Dhow eSlpppod I\'om ,UQPu\ll1g the vlIlllc of Ihe 5mltl1 properly", Iho lime of sOl\lpn1Cnt, It la altll obvloua Ihnl thcy wore Incllloedlo purchnae n 1110rtl!II1!C thnl IVIIS olllQlde their IIl1derwrlllng orllprll\, re!!lIfdlcsa , . of yn'\\e, IInd Ihllllhllllpprlllslll WllS mlltllnllHy flllae. Aocol'lllnsl)',1 wlIIl!Tllnl SIUl1l11l1rY jlldgmenllo pllllnllffa with reapoolto Ihelr olllll11s , 'Involving Ihe Smith mortl!lIl!O, .. " , lit la lllso likely Ihl1lll1e Sllspoctnpprnlaul did nol oompl)' wllh 1110 profdsalonll\ alnl1c\nrds flhe Indusl\)', 1I11110llHh I do nol relloh Ihlll quoalloll bcolluse there Is 110 ovldenoe prosonlod of Whlll thoac slnndllrds lire, ~Dcfondant 1I1so cllllma, with mlnlmnl l1rHIII\\onl, thul pllllntlffs hnve not suffered nny , dllmlll!OS, ThlQ Is Ilbsurdl pllllnlltTh wero deoelvod by II grossly luOllled llppl'lllsullnlo pumhnalng 11l1lorlgllHe Ihntlhey otherwise would nol hllve purOhllsod, which then we lit Inlo defllUlllll1d foreolosure, Pll1lntlffs were lell with II $177,000 scourod ollllm In Smlth'a blll1knlploy, sooul'ed '. by II prop9rty \Vorth son\llwhero bolwoon $70,000 lIud $120,000, In IIddlllon, !lnd In liko ' suml11l1ty fl1shlon, defendllnl rclios on soetlon 13 of the conlrllol for the proposition Ihllllhete mual be II vlollltloll of Inw or rogullItlon bofore plnlntlffs nro clllltled 10 rellof. Thnt socllon, . howcvor, Is nnlndomnlty provision whloh by lis lonns nppllcs ollly 10 clulms mlldc nglllllst pllllnlltTh by Ihlrd putties. 11 hns 110 lIppllcnblllty hero, ' 14 " , I I I I I "I' , " , p, . flllnlly, al'p\lpn ~o \lftho pol1\fIl\lt provlllosthlll,lnlh\l ovel1\ of 9\1\1, IIwn\l11,prIlVllllhlB . pUl1Y mll~1 PIlY IIw nihil\' pllrl}"a ppa\a, C1\pcIIRlla IIm\ II\1PI111'y'a fcpa, Pkl, lIP, 34, Exh, 1,11\ O~ rllllnllffs' hllve \lpl11l1ndcll a\loh r\lll\lf, \0 whlph cl\lfcndlll1l mllkca no 1Il'Illll11p\llln pppoRltlol1, QIVP'l'lh\l1 a\l~h fpl"ahlftlng prnvlalona IIrc enfOrOlll1hlc IInd\l1' New York IIIW, II.llll MuI1iIlLJ2J~1 . Inc. v, TrlnllY IIlIII1S" Inc., ~75 1', SIIPP, 165,\77 (S.P.N.Y, 1994)\ Al1l1I1pJlq1\llullS,II'C, v. Bn,,~ LQI11l1LIOIP\ Co,,60IN,Y,S,2\1319, ~~O (l'l,Y,A,P, (903), I wl1lgrnnllhll\ rollefll9 \VoIL An npprOprlllle orderfollpws, ANP NOW, Ihla ~Ih dllY of Jllne 1991l, uppn conaldornllon ofdefondllnl'a motion fpr I I I ,I I 1 , aU1l1tnlll)' jud~mcnl, dk\, no, ~ I, pll1lnllffa I I11P\lon for s\lmll1m-y jud!m1on\, dkl, no, ~~, ! ~ : defendl1n\'a mollon 10 alrlke Ihe lIfflduvlt ofNndlne Johnson, dkt, no, 40, IIncllhll reaponaea Ihllr\llo, Ilia herohy ORDERED AND ADJUDGEP Ihll\l ,/ , I, dpfendmll'a moll on for a\lmml1\'Y jud!!ment, dk\. no, 31,lilDENlBDl .,' ~, dofendnn\'a moll on ,10 alrlke Iho nffidnvlt ofNndlno Johnaon, dkl, no, 49, Is DENIBDI " I, 3. plillnllffa'mollonJor,aUl11l11nry judgmenl, IIkl, no. 33,Ia GRANTBDI 4, defendl1nl Keys lone 81nlo MortgnBe corpornllonla deolared 10 bc In brcl\cl1 olthll '.I ,;' -' f' purchasllanll aale ngroel1111n\ blllwocn Ihe pnrtles with rospeol to Ihe Horvtllh l1nd Smllh 101\na, IdenllOod III plntnllffa' compllllnll 5. ~\efondnnl la spoolOonlly ordered 10 perf0l111ltscon\fllclUal obllsl\lIonundor Iho ngrool1101l1 to 1'0pUtchnBo lho Horvnlh IInd 8mllh lonlla IIllhe b\ly.bllck prlco for oach dolcmllned 'I, 15 I I I I I I i e~. ~l v, R~Y~~ON~ S~A~~ MOR~ CHOa~p Cr..O~p:p '<"J" ~ 1 ~.' , u f. " ... I'" '" ' , \?J:Ollfil. ",Mng" ;O\'.ll\.lt\e .-11 flVlIn\:S, , ~ I !}~gV;L9+ I\CP"~~ p:m.wCtAH H~N, U,S, P;~~Fio~ C04r~ WlIll\;lIro pilltrij:l\:. otI?QI1I111y:\.v.-n~~ (1?~\:tIlIJ\.Il='gh) 'C~VtH pOCKR~ fOR CAaR ij, 96.CV'1~;L Agc~~a ~tNF\.NCIA~ I.tQN, fill. ~l v, KRYa1'ONR aW~'1'1l MOWM ' Fi:\.el:\l 0~/O~/9~ AIlIl;!.gnet\ tp 1 1l'\.Il:\ge p, ~~.ool~s Sm;l.~h ' Pllmlllnt\1 $o,OPO .. NA~4l:'e oj! /34itl 190 I.tll~t\ pOj:lkatl None ll'"r~lIt\iotionl Piverllity Pkt:~ in other ,00\.lrtl Wone CA\.I"el ~al;L~3~ piverllity'~reAoh pj! 9antraot f! ~~ ,~ :-' r,.. \ cOMP~tlfl.1 w..itl1 IlUt1\1l1ons i1l1l4eC\ ~liling Fee $ l:\~.o.., OOI'"Reos~tllt ij 16617R (I\"'n) ,', ,.., "''1 . r t ' . '. ~ \., . I ...) R~'1'ImN Oil' SRRVIOa e:x:eo4teq all \:0 KRYSTONR S'1'A't'Q: MOR'm:~I';\\ ~/a/96 MlIwer t\ue on ~/~B/!l6 for KRYS'l'ONR S'1'A't'~t:l~R~ (~~,b) . .'.~' .., ,. . I I ' ~0'3 . MOTION IJy KRYS'1'ONR STM.'" MOR'm \:.0 Chlllnge Venue w1ih-.' ~\ P!;'opolleQ Ol:'C\er, (lIlen) , ;:, .-4 . NOTICR Of. ~J.'iel!i!\, If Sohec.\ule IJy Judge Sm;!.t:h, (Aen) IRnt~ C\lIlte 03/04/~61 ANSWJlR to ComPlaint and COUlfl'RRCM:tM by KRYSTONU STATR MORTa, .ag.ai.n. at. A.ccasS I1INANCIA~ ~.RNL NORWR13T l3. ANK MINNRSo againllt ACCBSS F:tNANCtM I.trm, NORWRt.l't' 13ANt<: MINNB130 (aenl BR:tRIl' .bY KBYl3rrOtffl STATB MORTa .i.n suppo.rt: Of.. [3-11 motion 1;0 Change VEinue by ~~a\'STONu STATU MOR'm (aen). .. Stipulation by ACCRS/3 Il':tNANC:tA~ ItnNL NORWB/3T BANK M:tNNB/30, KBYSTONB STJ\'t'B MORTa, ACCB/3SI1:tN~OIA~ ItRN, NOn.WnST B~K MINNRSO oiQmiQlling R:tCO Counte~cllllim PU~sua"t.to FRCP 4.1(0) with pl:'oposed order, (I'en)" ,.' OnDBR upon motion granting [7-1] etipul~tion O;!.smiQaing R:tCO counteX'claim PUl:'lJuant: to Il'RCP 41 (e) (sigf\eC\ by \Tudlle D, ,13, Smith On 3/25/!l6. ) CM all J,'l1\l:'tieQ oj! recOl;'d, (aen) ."., MOTXON bY ACCBSSPINANC:tAI.t L.IilN, NORWIlS't' BANK M:tNNnso to oismiQ8 Defts Counterolaim eor AbUse.of Pl:'ocess With Proposed Order, (aon) 1311.11' br ACCBS/3~INANC:tAL L.BN, NORWB/3't' B~K M:tNNBSO in' oppos!t on to 13-1] motion to Change Venue by KB\,STONR . ~~PTa(~) " " ",", .' BlURt? by KRYSTONB 8'1'1\'1'B MORTa in oppoaition to, le-ll .' motion to Dismiss Defts Counterclaim for Abuse o~ proceSe by NORWBS'1' BANK MUlNBSO,ACCESS P:tNANCJ:A~ toRN (aen) Ii ., U2/116 1 !} ;;1111(96 ;! ~/27/96 3' ... 3/1/96 4 3/11/96 6 U12/96 6 3/;!2/96 7 3/27/96' 4/1/96 B if ., 4/1/96 9 4/25/96 10 " , Dooket as of June 16, 1990 10,67 am Page 1 '", ,. " f f I" I,'" I" . P!:'oPl3l:1qing!l . ~1~6ov~fll 6/+6/96 11 6/19/96 12 . ~/~1/!l6 13 9/~/96 1~ '10/10/9~ 16 'I. :10/1~/96 16 :\.0/lQ/96 17 :1Q/1Q/96' 18 , :10/18/96 2./20/97 lf1 ;!/;!l/n , " 5/6/9'1 20 " .' 'I inpl~qa ~ll ~VQn~!l, ACCIil~13 f~NNlC*Af.I f.!PN I 1:11: ill V I l<lilysrroNIil l31'iI'l'lil MORIN cr.oillllP flJi1I3t'lONI3Iil by AC~Ji11313 I"INANClAL f.!~N, NORWIilI3'l' B~l< MImllJiSO 1:0 (lP-:1) P~'~I:If. in OppP!l~\:ion Py KEYI3'l'ONIil s'l'M'1il MoR':rQ (lll:lnl CONI'lJi1lff AMIilNP/i1P COMPWlHfi' PY ACCIilI3S l"lNANC*Af.! LJi1N, NOflW\ils'l' ~ANK MHfNlilsO (An!l\~l:Ir qql:l 7/3/96 ~Ol-" 1~IJJYI3'l'ONIil l3'l'A'l'lil.MOfl1'Cl ) , IImanc\ing (:1.11 oqmphinl: (cl3!li (Iilnl:l-"Y q!\\:B 06/~:1/96) fVR'l'HlilR Rlill'lPONSlil PY A~Clill'll3 flN~ClAL LIilN, NORWIilI'l'l' BANK' MlNNIill'lo in opPP!1it;ipn \:0 P.l1 1I101:io. n \:0 ell. lI"gl:l Vl:ln~E1 Py Klil,(I'l'!'ONIii I3TM'1il MORTCl (lien) (Iilnny qll\:e 06!2.!\(961 OlWmR qenying (3-11 mol:ion 1:0 Change Ven~e grlln\:lng [8-11 mo\:lon \:0 Pi!11111!la Pefl:!1 Co\~nt;eraldm for IIhuae of Proceaa, aet; Cllae Mllnllgemenl: Conference for 2\00 10/17/96 ( signed PY a~qge p, B, ilmith on 9/4/96 ) CM llll p/\r\:iee of record, (&an) [liintry qllte (J9/06/96) , MO'l'ION Py 1~1il'lI'l':rONIil' STATIil MORTCl,I:O contln~~ CJ~!le M/\n/\gemerl\: Con~ I (/\en) RlilsPONl'l1ii PY ACCIil~1'l ~INANCIAL LEN, NORWlill3'l' BANK MINNliiilO to [16.:1) mot;ion' tp pontin~e CfHle Man~gement 'Conf, Py Klil'ls1'QNIil ,$'l'A1'lil MORTG (aen)" " CilseManagement conferenoe helq 10(H/fi6 peforeal\qge p, a, I3m~th ( ReJ,Jorterl None 1 (rvp) (Iiln~L1' ql:\t;e :10/n/9G) C1\Slil MAN1\ClmMlilN'r ORPIi1R.lletting DiIlooveryc~toff on 4/16/97 I Pretrial Stal:ement;1l for PlaintiffS due6!7/fl6 I Pretri/\l Sl:at.eme.ntll for De~e.ndal.ll:!l due ~/:1./fl7 I Joining Of P/\rtie!l ame.nding of J,Jle/\ding!l by :10/2.4/96 I PisPOllit.ive Motion ' ~11ing de/\dline due 4/30/97 I (1l1gneQ by J~Qg~p, a. Smith on :),0/:17/96 ) eM all p/\l,"tie!l of l,"eCi;ll,"d. (rvb) .' (lilntry da~e 10/2.~/96) CASE DIJ)SICl~ATnD to ,'l'raclt :1. (l,"vb) [ElntrY date :10/n/9G) MOT~ON by KIll'lI'lTONEl STATE: MORTCl to E:xtend.Tlme.for D!llcoveL"'Y and Di!lPolli~ive mot,ionll with I?roposec\ Order,' (aen) " i ORDElR upon motion granting, [19-:1] motion 1:0 Extend Time for' Di!loovery and Dlllpoaitive motionll, reael: Pretrial Orqer Del:\dlineS I Dhcovery c~l:off 011 7/:16/97 I Pretrial ' , " Stl:\tements for Pla~ntiffa due 8/6/97 I Pretrial SCal:ementll for Pefendan ts due 81:1;!/97 I Motion Fili. ng. deadli(.1:l dUe .' 7/29/fl7 I (signedby Judge 0, B, Smith 011 2./2.:1 97, )" CM all parttes of recorc\, (aen) [Entry date 02.(24/97 . , , ,Ii .f SECOND CONSE:N'r AMmNDED COMPLAINT by ACCE:SS Ft~ANCIAL r..lilN, NORWE:ST BANK MINNE:SO (AnsWer due 6/20/97 for KlilVSTONEl . ' STATE: MORTO ) amending [:12.-:1] amended oompll:\int by NORWElST BANK MINNRSO, ACCESS FINANCIAL r..E:N (aen) ..,' Docl~et as of June 16, 1998 10 I 57 am l' Page :I I' l' ,. t' ,,' . . , l?liool'll'lrtingll ~ 19GOY191, 7/7/97 ~l 7 (n/97 ~;I 9/1;1/97 ~3 '9/30/97 ~.. 10/14197 ;IS 10/14/97 ~6 ,10/16/97 ~7 10116197 20 10/2.3/97 29 10(24/97 30 10/27/97 31 lQ/27/97 32 " inol~~1'l 411 eyan~", AOO~~~ FINANPIAH H~NI at Al V, K~Y~~ONR a~AT~ MORTQ C~O~RP MO~ION py KRYSTONR a't'AT~ MORTQ ~o P;x~en~ 'Nme ~or. . ~iIlqpve17Y AMclif.lpofJit VI'! mot:ionf.l with V!:'OPOf.lM o 1:'(\1'1 r , (ow) olW~R gl:'An~ing [~1'11 motion to Rx~ell~ Tim!l ~qr ~hoov!lry AIl~ t\if.lpOBi~ive mOtiolliJ re"a~ l?l;'etriA, 1 Or(:\!l!:,'pSACUill!lf.l1 ' Pi/lcpvety C~tof~ on 10 13/97 I Pr!ltriAl S~A~cimalltf.ltgr P1Ain~i~~/l eI"a 11/3/97 I Pil:'etliiAl a~At~malltfJ ~or. Paren4AIl~fJ eI"a 11/10/97 I Motion l~U ng eI!lAel1l.lle eI~a 10121/97 I ( /lign, eel Py J~elgEl P, ' 13, smir.h on7 /:1./197 ) CM All PArtiell o~ rEloprq, (flail) tI~nt:I:'Y elAt:a 07/1<\/97) " '., MO~~ON pYACCRSS FINANCIA~ HRN, NoRWSs'I' ~ANK MINNRSO to com, pel pe,,~t ,~o Ra"ppnel to Plt~f.l 'il:'"t Anel Sepollel Raq"e"~e ,fa, r, pr.ocl~ci~on of POO"manl:ll C\iraPta,c\ to pef~' with I?ropPIlEl!:\O!:'eler. ,(/len) lliln~I:'Y elAte 09/:1.5/97 RRSl?ONSIil PY KRYSTONR STATR MORTa ~o (23-1] motion ~o Compel Pe~t to'Re, "poml to N.tfl'! Vir,,\; AM Secqncl Req"B,I'!,tll ~or Pro~"ci~on of Poc"men\;f.l c\ireot;ec\ 1:0 Pef~, by NORWlilsT I3ANK MINNRSo, MCIilSs V'mANcIAH ~IiJN (Aan) HeAring on Motion rei, (:a3.:l.J motion \;0 Compel Paf~ to RafJPpnQ, to PHfll ,fo'il:'l'!t Anel seooll~ Req"at:lt:t:l for pl;'oc\, Uoiton '0 f P, ooumant:t:l ~" il,"ec~ec\, to peft:" by NO~WRS'I' I3J\.NK MJ:NNRSO, ACCRSs V'IWANCIA~ ~IilN aet for 811\5 lP/:a?/9? (Aen) MO't'ION Py KIilYSTONR S'1'l\'rR MOI~Ta 1;0 Compel Pl\;~1l to rellPonc\ ~o Daf~a 'iat Ancl Saoonc\ Re~eat for Proc\ucil;on of Poc~men~1l elireo~ed to Pll;f,(Aenl PT.T'S WITHDItAW~ oC their motion to compe;L Cilec\ on 9/~~/9'7, (Aenl . lieAring on Motion rei [26-11 motion to c9mpel Pltfa to " re,llponc\ to DeCt~ 'ia, t Anc\ Seoonc\ ,Requeat for, Pt'oc\uci~on of pocumenta c\it'ectec\ to Pltf. by KRYS'1'ONB STATE MORTa litlt for B ,,is 10/:a?/9? (ClEln) , . RESpONsE by ACCESS FXNANOIAT.'T.UN, NO, RWEST I3ANK MINNESO \:0 [~6-1J mot~on to Compel Pltfs to rellponc\ to Defts 'ill\: Clnc\ seconc\ Re~ellt for Pl;'oc\uciton of Dooumenta c\irectar:\ t,o Pl~fj by KBYSTONE S1'ATE MORTa (Aen) , . , /feAring on Motion rfll [~6.1J motion to Oompal Pltfa to reapond to Defta Piat And Seconc\ Raqueat fol;' Pl;'oc\uciton of Documents c\irectec\ to Pltf, by KRYS'l'ONB STATE MORTG set COl;' 9100 11/10/97 (Aenl .. " ' . MOTION by KEYSTONB STM'B MORTa for SUffimal1' JUc\gmflnt (Aen) " lJRUF by KEYSTONB STATB MORTa in aupport of (31-11 mot ion for S~mmAry JUc\gme~t by KBYSTONB S~ATE MORTa (aen) \1 1'1 I- ' booket All of June 16, 1990 10i57am , PAge 3 "" j, ., I . I' l?rpo~eqingli ~ Ill~ovl~~ ~.o/~7/~7 u 'lP/~7/97 34 p,/3/~7 36 l.1/10/9? 36 U/10/9? H H/~O/97 ~o il/:L;1/97 30 1:L/1?/97 ~9 ,.11/17/97 1\1 ,11/19/97 42 '11/24/97 43 , , inol~qe ~ll even~Ii, Aca~~~ li'IWANCl^H H~N, e~ al V, K~Y~roWw ~TAT~ MORTQ CHO~~P M.01'ION \:lY. ACCll1~!3 V'n~AWaIi\!~ H~~INORWT:1~'l' Iw'm Mnmll1~o ~PI-" !3"mm~r.y H"qamen~ (aen) A. \.'l\.'l\i:WPIX ~Cl p.3 "11 mo~ion Cor. 13\.\11\111. IIry. I1\.\Qgm!l\1t; by WORWll1!3T aANK MUm\il!30, ACC/l1~S \"INAN\:lIM. t,IilN (lien)' " PRaTRIA~ ~TATll1Mll1~ by ACC~s~ \"IN~CIAH H\i:N, NORWasT 13A<<K MINNll1~O (j I1rl PR~TRIAH sTAT\ilMa~ by K~YSTON\il STAT~ MQRTQ (~me) SUP\.'l~\ilM\i:~AH RaSPONS\i: Py ACC\ilSS V'INANCIAH H\i:N, NORW~aT aANK MINN\i:!30 t;o 1~6-11 mption t;p Compel pltfl1 t;o rel1ponq tp' Pl!ft.13 '\"i!lt; lmc~ aeoo. nd RE!Ci\\el1t; fo!:, proq.. \.\e. it;on of PoO\.\ment;fl direoted t;p Plt;f, by K~YSTON\il !3TAT\il MORTG (aen) tlilnt;I-"Y qA~E! 11/12/~71 Hel\rina on Mo~ :\.pn held I-"e I t~, 6 -1) .mot ion to co. mpel p. 11; C 11 t;o r~fl.p.ond t.o peCl;fl riflt anq !3eoonq R.eq\.\ellt for. ProdUoiton Of Pooumentll directed to Pltf, Py KIilY!3TONll1 !3TAT~ MORTQ ( HepP!:'t;erl ,M, Cot'naliUlll (aen) (Ii1nt;ry dllte 11/17/971 ' ll1XHIaITS bV.Kll1YSTON\il ~TAT\il MO.RTG in I1.UPPP!:'t of (36"1) p!:'e-t!:'ial I3tAtement; by KRYSTONm STATR MORTQ (Aen) MO'l'ION by KllYSTONR S'rAT\i1 MOR't'Q to ~tr.ike 1\fCidavit, tp . ''rake Pepoflit:ipll of 1\ffianc, !lnd to R~t;end Time CPt' the " PArt;iel1 to rBflponq to aummary JUdgment Mot;lPIl13 wit;h P.t'opo!led Orqe!:', (aen) smCOND SUPPHRMm~AH RR!3PONS\il by ACC~S13 FINAWcIAH L\i1N, NQRWIil!3T aANK ,MJ:NNR130 to (26..1) motion to Compel PltfS to reapond to Pafta F:I,at <Incl Second Request fa!:' P!:'odUO.i ton ,pC Dpcumenta cUreeted to Plt;f ,py K\i1YS'rONIil STATIil MORTQ (aen) , R~~PON13R by ~CCE!3R FINANCIAH'HIilN, NORWEST aANR MI~IilSO 1;0 [39-1j motion to Stdlte Affid<lVi.t by I<E\,STONE STAT\i1 MORN, [39-2 motion to Take pepoa~tion of Affiant by KRY13TONIil STATIil'MOR'l'G, [39.3] motion to R~tend Time' .fo!:' llhe pal;'tiefl to reapcmd to Summary Judgment Motions by \<IilYS'rONR S'l'ATIil M?RTG (aen) (Rlltry, oate 1~/40/971 ,aRIIU' by KB. YS'rONR STATEMoR'ra ,. in SUpport of [39011 motion to Sti."ilce Mfidllvit: Py I<IilYSTONlll.JITATli: MORN, 3904 motion to, Tllke Deposition of Affiant by RIilYSTONIil STATR MORTG, (39-3) motion to Rxteno Time for the pa~ties to !:'espond to Summat"Y, J'udgment Motions by I<EY13TONIil STATIil MORTG (aen) , , Dooket ae of June i6, 199010167 am t>ag!l " ' ,. .. , I, " L'lVP(J(:1aq~nga ~19PClV+9+ 1)/~1I/9'7 H u/+/n 115 +2/9/9'7 4li ,,1/22/98 47 " ~/;\3/9a 48 :\./23/98 :1./23/98 :1./~0/9B .49 3;/30/98 50 :1./30/98 5:1. 1/30/98 62 :1./30/9063 ~n(Jluqa All avan~fl, ACC~~a P+NANcIA~ ~BN, at ~l v, ~~yaTONB aT~TB MOR'l'Q C~OaBP ORPER Q(:1nylng (26.:1.) mp~~pn ~o Cpmpal ~ltnp ~p FaQ~pnq ~p pa~trl li'hl: Anq B(:10pnQ Requaat ~Pl:' \.ll:'oq\\(JI~on ofPoo\\m(:1ntf:l qlreoteq tp \.llt~1 c:\(:1nyincr (39.1) mOt~pn tp Btri~a At. Uc:\l\V~ ~ I 9J:'anQncq (39. 2) mo, t Ion tP TAk(:1 Papal'! I t I. on o~ . Al!f~Ant:, gVAnting 139-31 mpt-Ipn to EXtalll~ lflma nor t-hlll PArtll'!1l ~o ~.aIlPQncI \:.0 aummAry !11.\c:\gmant MOt~onr:ll jl,a!'lpqnlla \:.0. MPt.lon !'lff~ ~q 1/23/911 f.OI:' (33.:1.~ motlP.n for a \\l1lm Ar. y .. i11.\c:\gmen~, Ilet ~o :1./23/1111 fo!, tn.1 motlpn fpl:' Sl\mmi'\ry ... yuc:\gman~ ((:1ignec:\ Py Juc:\ge P,~, mith on :1.:1./;\6/9'7 ) CM all pa~;t I (:1 !I Pf Feop!,c:\, (Aen) , , RBS~ONsB py ACCBSS li'INI~CIA~ ~BN, NORWEaT 8AN~ MINNBSQ to (43.J.llluppor~ proia!! Py KBYSTONE alfATE MOR~ (qw) T~aCRIVT of Mo~ipn tp Comp(:11 Hearing fopI:' qa~e Ol! U/:1.0/9'7 I CO\.lrt Reporter I MAryann Cpl:'nalil.\ll, (!len) , tBn~ry qate :1.2/:1.:1./9'7) MOTION by KEYSTONB STATB MOR~ to BXtanc:\ TIma to fill'! br ~f. anc:\ ral'!pOnlliVe c:\poumen~1I in OPpolllt;~on to.qeftll motion for !lummal;'y j w;\gment w,ith pl:'OpOlleq Orqer, (!len) , ' MO'rION.by"KIWSTONB aT1\'l'E1 MOR~ .to Bxtanc:\ 'rime 'with Vt'pj.J~llec;\ Ol:'e\er, (Mn)'. . ORDER upon motion gran~Ing t47 - :Ljmption to Bxtenq Time to Gile brief anq rellPoo.llive qpoumentll In oppPl'!ition to defte mPtipn fpr Ilumman judgment, Rellppnlle tp Motipn eet tP 1/31/98 fpr (33-:1. mptipn for summary i1udgment (signed by Judge p, a, am tn on :1./23/98 ) CM all partiell of reqprd, (aen) , '. . . , ' ORDER upon mOtion granting (4B-:1.) mPtipn tp ~xten~ Time, '. arief in OPPollition ,set to 1/30/98 for (33-:1.) mPtipn for sunun!lry .Tudgment . ( S,lgneq IW Judg!lD, a, Smith on :1./23/911 ) ct1 all parties pf reoord, (Aen) " MOTION by KEYS~ONESTATE MORTa tP StriKe Affidavit: pf .. Nadine JonllllPn (Clen) , aRIEF by KBYSTONE S'1'I\~Jil MORTG in Iluppprt of (49-:1.) motipo to StriKe Affidavit of Nadine Johnllon by KE1YSTONB S~ATE MORTa (aen) " DEPOSITION pf Nadine Jpnnspn in suppprt of mpt:/.pn' tp striKe AfUdAVit pf Nadine Jplmllpn, (t\en) aRtRP by ACCESS FINANCIAL LEN, NORWUsT BANK MtNNESO In PPDollitipn tp (3:1.-1) mpt:ipn for summAry Judgment by Kl!l'lSTONESTATE MORTG (aen) .' APPENDIX of Exhibits t~ (52-:1.) brief in oppps;\.tipn' by. NORWEs'r aANK MINNiSO, ACCESS FINANCtAL LEN (aen) Pookst; all pf June:1.6, :1.998 10,67 am pags 6 " "! i, .'" . I " , ,PWjP~O, , O\lll1pat'+al)c1iro~n\:~ tro\:~~notAI:ylll Off~9a flAil\!! ~ ~6-P~eJJl-, I\GOIUI:li'l l"l\'lI\NQ~AI, 1~~NPIN8flOORW1~Vfir 1,IDY13'I'ONID 8'I'I\'l'PJ NOR'I'OM~m GORll ;pj:\il+J~'(la No" ' Fpaq""""j 71l~099~ :ft~. ~1l1~' ~a.,':::: IDXID~l~g~~~BRECOI~P , ..1 T'xll1l3\H" 'I)'f,a 0/o'oi.o6~ <<~~a 11lll9'm~cj. Ag~grll?at1\:a" o/poroOO yr TI:',~A.l.'", i . .. 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