Loading...
HomeMy WebLinkAbout98-04064 , ,~ ,~ I- ~ "'-; " ~ " I ~ ," .. "" '!' " " " " " , ~ .'d H', I, .. ;, " ,I I', ii' " , 1 ~ ~, ~' ~ " " " .. " I' ", J. ", .. \\ ~ ~ "'I. II "'C; , ~ , ., " \ , i . , " \ ~ " ~ } , ) ! , " " .,f it' it ,;':' , ;(1 \ '0" " " " " ":! ,I' " " " " " h" Ij " ,: ,. " ",; !' " I;p " I, "" " " " " II, ;'1' H " .j; ;" Ii " , .. " ;; " 'q " fJ. .. .. .. " i" " ,\' .. .. " " " ~ ~ .... '& '.. ~ I ~I ..tJ1 ::t I u.. ~ " " '.; " .. J' II .. .. 'I;,. " ";' '.-, if " ", .. .' " ';1 ,;/\ .. " " q " 13'HlGI\MM-l, I1IUSS, COlll,IUN'I'Z I< 13ml,I" l~y I 1~\Il:\: l\1I:l\O\If.1e, 1,lpCjIli.l:O I~en~ifidA~iop No, 35230 660 penn flCj\IA1:e CBntOl: 601 Penn stl:pel: P , (); l~o~ 61 l~e~cling, 1'1\ 1. %03 - 006l ,(610) 37~-03'7'7 P,C, Attorney for ,plAintiff vr1, Jl\Mma IU, WOlmrJ,T-" .m, and smUT-,IIY J, WOlllU\T-,T-" Del:Bnd<\ntp IN 'I'IUU COUR'I' 01" cOMMON VI"Iil/\S ,01;' qUMI3lillU!ANP cou!'l'I'Y, pnlNNf:lYIN/\NIA ' NO,' (I J. 'lO (.. 'f (.'0:"',1-/'/<", CIVIl, I\C'I'ION - l./\W , Olll\f;lIU M/\NHI\'I"l'1\N B/\NK usA, N,/\" Plainld.ff 1\C'I'ION IN MOll'l'01\Ghi FOHli)CI..OSURlil aOMPI,l\IW!' 1, '1'\,\e plalntHf, Chase Manhattan 13i.l11k US1\, N,I\, ("Chal3e"), py and throqgh i.l:13 f.lel:vloing agel1t, Chllse 1"inElnci,<\l /, COl:poration, a p\.H3lnef.ls OOlllPi'\ny with n maHing adc'ref.1B of POf.lt Offioe Box 66~O, Cleveland, Ohio, ~4101' ~:, 'l'he Defendi'\lltf.l, J<lmes In, Won;l111, ,Ir, ilnd Shelly J, Won;<lll, have laat lmown addref.lses of: on Market Street, pqrt ROY<ll', 1'1\ 17052 a\1d 4l!.i 'l'hinl Stl:eet, WL1f.lt lcairvlew, 1'1\ 1702[i" reapeoti,vely, 3, On or apout l<ebruat'y 15, ISl97, the Defendantfl executed and delivered to Chmll3 u Note j.n the original, pdnrJlpE\1.it.11lount 01: ,$71,600,00 (the nNote~) i A true and correot aopy of an Affidavit Regarding I"ost' Pr011li,lsoty Note if.l at tac\&ed to and incorporated by , 'referenoe in this CO,11lplaint aa lilxhi.bit "/\", ~ , 'rho Note is seoured by that aertaln MOl"l:gage exeauted and deUvel:od by the Defendants to Chase dated l'ebrunl;Y 15 1~~'76, and fIled on or about that dal:e, at Volume 1.366, Page Ii I "1' '! ~;l, f!.t' POCj" by 1:)113 Hunor-clu):' of Dumll'! 0/: Cn111borl,\llel County (1~11O 111110):\:\1<\01'111) WI,.IClh Wll'\:nagu .in .II1CJ01llOl:Atm\ huro],n l)y r[)l'm:r~nllB lHld lmy :Jwl91I1BIlI: :1.11 \:1J.ip lIot:lOI1 fJlll1n rol.l\:u blwk In prIodty \:0 l:ho c!lI\:o oJ: l;ho Hen of t:lw MCJrtgllue, 'l'rue <lllel (Jon:l'lc\: rJOp.iefJ of 1:110 r~orl:g<\gl) lHld IHelm' to Morl:gllge I\re Attach13cl 1:0 And ,inoorporul;ocl by rel'Bl'8i'IPU 1n \:h.iq, C0111pl a:l 111: AEI lU~h:I.IJ1t: 111311, I' .J, C!lli:IC'IU hafJ not: apfJ],gnud \:he Not:o l1nel MartgllOE) and if! I:he holdl31: t:hereoJ:, G, ~~o rremipes p~~eol: 1:0 the MortgAge ArB loollted at: ~15 'l'h1rcl Street:, " WO/3t Jlidrv.i,ew Borolloh, C\,lInberlElnd COllnty, Penl1sylvan:l.ll, 1'/025, llncl an'! more fully descd.beq in the Mortgage (the IIM01:tg<lged Prem.l/3es'II), ? . . 'l'he Pefendants are .in defaull: wi th l:egtll:d to I:he Mortgi\ge i,)1' I:hat the Defel\clunl:/3 have failed to 111al~e paymentl3 when clue t 'l'he Defenc\i\nl:l3 are due /:or the l\ngl\st ~. 7, 1!J9'7 payment and 'all. subflequent paYlnentf.l. 8, Pursuant to the Ilomeowners I IE111orgenoy Mortgllge ASl3iatanoe lIat 0/: 1!J03, written notiae 0/: counseling was given to I " the Defendant/] by regnlar and certified 111ul1. t Copiel3 ,of the '. aforel3aid notiaes 'of counseling dated Dede111ber a2, 1997 are " qttaohed hereto, mllrl~ed UJxh],bi.t: "G"', and .iilcorpOl"ated herein by reference, 'Pll1.i,ntiff llV\~rl3 that the Defendanl:s did not: a'\'a.i.l ' , .., theml3e~.ves or the opportuni.t:y [or clounsel.i.ng w.il:hin thirty (30) daYI3 from the date of. sa.id notice, 9... 'l'he Defendlll1t13 ip:e i.ndebl:ed to the Plllilltiff under the Mortgage as followsl I,' " " " n~NQ^M1\N, lIm~~, oon~IN~~ & ".~~l ,p.o. PYI R"r~,^~thp"~o, I~q"tro J~onttr!PAtton No. ~ua~u IHW ponn ~Q\HWIJ QpntPF pOl Ppnn fitrpot p,O, PQX 6l '8pa~tng, 1'1\ l0603-0061 (6l0)' ~74-113'l'l Attorney rorp~Ainttrf OHMI MMIlIM"l'1\N PIINl~ \J1lI\ IN. II. , Plld,ntirf XN 'l'lIliJ OOlJiW Ol~ OOMMoN pr~iill\ll 0' O\JMPIR~^NP OOUNTY, PlilNN13YrNIINT.A , VI3. OXVIf, 'J\O'llJ:ON ... IJII\~ iIlIMlill'l m, \~OlmJ\J~r.11 \J1~, I1nel ~lImr,t,Y iI. WORRl\J.,t" Pofen~l1nt:a I lIC'I'ION XN MOR'l'GlIGIil ii'oHlUOr,OI'lURlil ,I NO, ~FF~P~VIT RmQ~RPING ~oaT PRoHI~~Ony NOTm RoiJert G. .. 011 1:11 13 0 , polng C\uly ~Worn AoaOl'cllng to ll1w depol3ea AnC\ I3<1YI'I the folloW l.ng I 1, 1 mn 111'113 istl1nt VJae P1;ea.ident of Ch<lae I~inflnaia.l Managemen1: oarporat1on I Ser.v.taor for Oh<lf.lo MAl1hatt:an J3<1nk uall, N, 1\' whlah .ia a hOlder of, a Note anC\ Mortgflge fl~Om ~rfllnel3 Iil, WOl'r<lll, Jr. , "flnC\ ahl311y J., WOl~ra 11, nnc\ I <1m dul.y Authorhed to exeoUte thil3 l\ff.tC\Avi t. 2. I 11m f<lmiliar with the dooumentf.l underly.ing the trl'\1ll3aotJon whiahh the subjeot or this <lotion 1\13 well<\a the terma Of auah ~oOl1menta. 3. On or about Fepru/1ry 15, 199'1, J<\mes B. Worrall, Jr, <lnd ,Sholly J. Worrall,eXciautect and delivered to Ch<\f.Ie a promissory Note .in the origina.lprinotp/1l amount of $71,600,00, 4, 'l'he PromJsf;lory Note nnd the Mortgage Whioh seout'ea the 127109 t:' ~A.' " i rromi~~Rrv "otp WAra trnnaforro~ tA t:ho PLAintiff Aa mora f~llY pat f:ortl1 in tl10 oomplAint Rn~ tho PlAintiff ip now thp hol~ar Of thp Nota And Mortgngp, q. '.1'1113 rpPol:c~!'l Of OIHH1P.I~.i.nunai.Al, MAm\']llmpnt oor.po~"ution' A!'l I3EIl;viaar., r.onpot thnj: j:lw 1'1mm;I.l3aa~'y Nota opnj:ul.n!'l thp fol,lowing tl31:'m13 I' (<I) lntereat I Inter-oat ahnl1 <laor4a on the prinoipnl AmQ~nt ol-ltl'ltAncUng lInqJ3r thJ3 Promil-'lpory Note nt: the rAte Of 0, '/6% per nnnllm. (b) Pnyma1'll;.51 'I'he Ilol:rowerf.l l\l:e oPl..i.g<lted lmqel' the P~"Oml.!'laOl"y Note to m<lke p~lyment!'l of pr..i.noJ.pnl nnel i.ntoreat monthlY on the l7th "q<lY of o<\oh month unt.i1 pnyment .i.n fllll of tho oblig<\t:!on!'l. (0) Lntp ChnrqSlQI 'l'he 1l0t'roWer.s lira ~'el3pOna1blellnder the promi!'ll3ory Note for pAyment' of, /1 11\to ah<ll:go for oVerque payme1'ltl3 1f t:he " Uorrower haa not p<l.i.d the fUll <\mollnt of tho monthly p<lymant elue wi.th1n ,L,J a<l.lenc\m; cl<\YI3 <\fter the elnte it .ia ellie, SlIah' ll'lte ahElrge, 113 eqUAL to _% of slIah ovoreluo payment ofslIah , Pl" inoiPII 1 and interoat, (eI) I)ofault, " 'I'he Pr.am,i13sory Nota Eltl'lte13 that thl;l 130rrowerf.l' fl'l.i1l1re to pay the full <\mount of e<loh monthly pElyment, on tho date , , 1t ia dUe shall aonstitllte a dofault lInder the Promissory Note. (e) 12.nYnlent of: costl3 and mXpeD.llM.I 60997,1 EXHIBIT A '/r " TOQIlTI'I1I\ willi olllllu lI\1prO\'Ulllulll~ lIuW ur lI~ru\\nur oruplU~ ullllw prupurlY, 0011 1111 UI"PIH\IIllI, rlul\ll, OpPIII'IPI1'I'Wul 1\1\\11'111111, 1111 ul' wlllull ~1"IIi 1'lIllulI'IIII\llllltu !II\\I 1'0111111111\ plll'l 111'11111 prupul'lY IIllvmllllY IIII~ MPrlUllUlli 111li1 011 PI' 11111 fprlluulllu, Ipuolllor willi 91111ll1rupurlY (PI' IlIu lull9ulwlll U91l\lU If IlIls MllrlUIIUo 19 PI1 II IU!I~oll\l1l1l 01'0 1I0rnllulflllr,rul'lIrrPlllPllllll0 "l1rllporlY," Illlrrllwor unvoII1IIIII, IlIlil Ih1rruwH II l!lwfllllY 901~011 uf IlIu o~I'!lu IIHul1Y uUllvuyol1 IIlIcl 1I\\IIIIu rlfll\lllllllllrlUOUII, umlll 01\\1 uOIlVoY 11111 PrllpurlY, 111\\11111I1 1110 I'l'IIporlY II IIIIOIW\II\1lluml,uxoupl fur ol1olllHllrMlllul uf rllounl, IlOHuwor I\IIVOIIII'\\~ tlml ,llurrUwII[ W11Hon11 111\11 wlllliufol\\l uunmllY 11111 1I1lu IU 11111 ProporlY !IUIIII191 oil 010111\1 111111 'IUmll11l1l, 91111juIIIIIl 11111\11I\111[0\11\01 pf rouunl,- " , " ~I'IIflOI\M GPVIlI'IAI'IT~, Illlrruwor 1111111.0111101' OPVollll11l IIlIlI oun'u III fllllu\V11 " I, "nYlllulll of I'rIIlIlIIHlI lilli' 111101'1191, I,IUHIIIVPr,' 9111111 Ilrumplly POY wlloll 111111 1110 prllllllplIl \11111 lIi1m91 Il1Ilolllollllm uVlllullooll hy 1110 I'Inlo ol\ll 1110 ullllruu9 119 pruVlllul1 III IlIu Nlllu, ' ~, V\III1!l1 for TnxlI~III1!' III'HII'III1I1O' ~IIItJUIII lu l\ppll~nlllu IIIW IIf II wrlllun willl'ur IIy f..ollllllr, Ilnrrnwllr $111111 poy In J.cllll~r nil 11111 IIIIY IIlol1l1lly I'"YlIlDl1I& nf prlllolplIl IIn~ II11Ur091 111'0 I'lIynlllll \1111101' 11111 1'11110, 111\1111110 I'IPIII Ii plllll III AilI, II llm\ Qloroln "FIII1~$") 111111111 In IIl1u'IWlllfllI Ilf lilY >'lIlIrly III~onml 119$119911101119 (11111111111ng Olll1lllll11lnllllll ol1ll.l'lOllllollllnl1 IImlnpmol\1, 1119099111111119, If ,IllY) wl1lol1 1111lY IIlIlIIlIllrlllrllr II1'0r 11119 MnrlUOUII ollllllrullIlIl rUIlI$ nil 1110 I'rlllWrly, If OilY, 1'1119 nllo'IWIlI"" nf mrly I'rPlTilll1ll 1I\911111mu1\19 fill' Im~lInlll1slll'lIlloU, phIS ullu'lwolfll1 nf YOllrly I'roll\lIl1l\ 1119111111110\119 fill' mnrluoUII 1I\llllrllllllll, If ooy, 1111 119 rllll$Ol1llhly 011111I111011 hll1lnll.v 111111 rrlllll IImu 1Illlllw hy IAmlor 111111111 11!191~ uf 11$90$11111111\9 11111111111$ illl\1 ro0911llllhlll u9111111\101 111111'1101', Il11HoIYlIr 111011 1I1l1 Ilu nllllUOlolll1l 1I111~0 9\1Ul1 l'"ymOnl$, Ill' FlIl1Ils III 1,011I1111' III Iho OXlOlI1 111m Ilnrrllwllr 1II1I~lIs slIol1 I'"Ylllllnl9 In 11111 11011101' III' 0 Ilflor mnrtSIlUo nr II"ollnf 111191 If 9\1011 lIulllllr 19 1111 11191111111011111 IlImlor, If llnrrowor PIIY9 FIII1II$1I1 l,omlor, thu FIII1I19 9111111 ho lIullllllllll h18111111101llhll ~opn91t$ ur OOOU\II\1& nfwllloll lira h19l1rllll or 11111\1'1111100\1 IIY II fllllllrnl 01' 9inltl IISPIIOY (llIollllllllS 1.01111111' II' I-.on~ur,ls $111111 1111 111&1111111011), f..omlor $l1lll1l1l'llly 1110 F\lml$ III prty 91111110x09, 119$Ol91l\0lllS, 10911I'111100 promhll\l$ 1111I1 Sr11\1II11 1'01119, l.omlpr'111l1Y 1I1l1 ohllruo fur 90 lIullllllll Olllllll'plylllU 11111 l111mll, 1IIIIIIy~llIgsIIIII,lIl1l1o\lIl1l1r vorlfyIlIg 111111 IIU,ml'lIll1S 911111 119,9U$, 911111111$ 111111111118, ","II1S! I-.ollllur IlIIY9 Illlrrnwor 111101'1191 Oil 1110 l1\1ml$ 11l1IllIl'l'lIonlllo Inw 1101'11I119 l.oll~or IU mll~o 9\1011 II 1111111'80, norruwur nllll l.olulor \lmy Ilgrou II wrllhm III 11111 limo pf IIX00ll1lo11 or Ihl9 MOrlslIgo Ihlll IlIloruSI,nll 1110 11\111I1$ 9hllll hu 1111111 In Ilnrrowur, 111111 IIlllm 9Iloh nurUOllwIlI 19 mllllo PI' III'Pllllllhl,O. InwruQlllrlls , 911011 IIIIor091 In 110 110111, I.onilor 1111I11 nUl Ito rPIIII 1'1111 In poy IlPHnwor 1I1\y hHuroll ur Qllmlnua onlh~ 1111\1l1~, I.olltlur 9hllll !lIVn lu Ilorroll'or, wilhlllll oll~rgll, 1I11'lIll1l\lIII,ilounllllllnu nf lllu 11111\11$ showllIg 111'1111119 pnllllohill In 11111 11111\119 1I11111llu IlIIrllll911 fill' whloll olloh llllhllllllllo rlll\l19 WII$ 11\111111, '11101111I111$ IIru IlIUllgIIII 09 mhlltlollol 9110llrlty fnr 11109\1111$ 8p,911rllll hy IlIll MUrlsogc, IF 1110 IIl11nlll11nf 1110 Flllld9 holll hy I.ol\llur, InQulhor wltll Ihp 1'111111'0 mUlIlllly 11191lllhllOll19 uf 111111~9 plIyo'lllI prlnr lolho IhlO lInl09 of InX09, n99099moI1l9, IIISIII'III1UO l'rol1\llIma 1111I1 grulIIIII rUIII9, 911rill o~oooel Iho nmn\11lI rOOlllrol1 10 pny 811111 11I~09, ,M9cumollla, 1I1SII(l1I100 prOl1\III1111 1111I1 urnlll\ll ronls 09, Ihuy rollllllu, 911011 OXII099 $hllll ho, of ',lorrowor'a, u ptlon, 0111101', I'roml'lly 1'0111111110 Jlurfllwor or orodllllll lu Ilurrowpr nn l11umhly 11I&11I11I110nl$ nf rllll~$, If 1110 IImOll111of Iho 11\111119 1I0hl hy I-.olldor 9hnll nol 110 911fOalolll lu 1I0y 10~~9, 099~99lllOm9, 11I~lIrlllwo promlllm~ 1I11~ grnllml rum9 119 lhoy filII lillO, Unrrn\\,or 8hllll pny 10 l.omlllr OilY IIIllUIIIII nuoounlY 10 mnko lip lho donololloy III uno nr Illoropllymollla 11$ I-.oII~or 1l\IIY roo"lro, , UpmlPllymollll1l I\llIornll 911111S 900111'011 hy lhl9 MorlgllUo, I-.ol\llor 9111111prnl11plly rollllllllllllul'rnwor IIny I11111d9 hnlclllY I,oll~or, IF \IIlller Pllrouroph 17 horouF 1110 Ilrullony 19 90hl ul" 1110 l'rlllloriY 1$ ulllorwlao nUo"lroll hy Lemlor, I-.ondonlmU I\IIPI)', no, 10101' Ihllll ImIllP~IIIIOIY prl~,r lu Iho $olu pI' Ihu "rnpony IIr lis nOlllllslllolI hy I..ondor, IIIIY r\lIlll$ hohl I'y I-.olldor nl IlIu limo nf 1I111llluolluII P9 n 01'01111 IInnl091 Iho 811m9 900111'011 hy 11119 Murtgogo, , ~, IWllllolltlullof I'nymollla, Unlo99 "I'PIlOllhlu hlw "rul'l~o$ nlllllrwl9u, 1111 pllymunl9 1'00,ol\'Od hy 1..IIIIIIor IIh~lIr 1110 1'10111 " III)d IIll'ogrnpha I 1I1l11 ~ 1I0rouf ahllll bo npp 1011 hY l:ol\ll~r nUl III poymolll nf 01l10\1I11S ""Yllblo 10 l,<lll~or Ity norrowor IInclor "lIrllgrnllll ~ horonf, IlIul1ln II11or091 pllYOhl1l nil 1110 l'Iulo, IIl1d Ihollln Ihu prll10lplIl of Iho NUIII, 4, I'rlnl' MorlUPUlI1 Illl~ Ilooell nf 1'1'11811 ChIlI'U~II"onl, Ilorrnwur 9111111 porfol'm nil of nnnOwOr'9 nhllgllllnlls IIntlor " IIIIY motlgngo, do 011 of 11'1191 or IlIhur 900urhy IIgruumom Willi n 11011 whloh hn9 prlnrlty oVor Ihl~ MOtlSIlOo, IlIohllllno Ilnrrnwor's ' OOVOllollla In IImko pPymolll$ \'Ihon 11110, nnrrnwur $holl PIlY nr 0111190 In ho plllcl 1111 III~O$, 1I$909$1I11:nI9 IIl1d olhor Ohllr008, nl1118 pnd h11poaillolls IIl1rlh\llllhlo lolho l'roporty whluh I1II1Y 1II111111111'rlor11Y nl'Or Ihl9 Motlgngo, 1I11~ lon80hohlllllYl11onl9 or gro\ll1ll rOllll, If Plly" ' , " , 5,lInzur,I 1I\llllrnIlOO" Uorrowor 9hllll koop Ihu ImllrOyomolll9 IIUW uxl9t1l1g nr horoM10r IIroololloll 1110 ProporlY h19l1rocl' ngpII191 IU99 hy nro, h~~ntd9 Il1olll~oll wlth,ln 1110 IOrln "IIXlondcd OuYorllgc," IInd 9\1oh olhor hlluml9 119 I-.onllqr IlII1Y rOolllro ~nd In 9110h II111mll1l9 IIl1d for 8110h purlu~8 119 l.olldor IlII1Y roqlllro, , , ' 1110 IIt\\lrIlIlOo omler I'tol'hlll1S Ihll 1119111'1I1100 91t~1I hu olloaPII by ,lJllrrowor &\lbjoOllO IIppwl'lIl' hy'I.oIl~Ofl proYI~od, lhllt " I\loh IIl'pr\11'1I1 lholl IInl bo \lnroll9ullllhly wllhltull/' Alllu911f11noo pollolu$ IIn~ tOlloll'019 Ihoronf 9hllll ho Itl n Fllrm nooolllllblo 10 l.on~ot oml 9holllnolll~0 II 911111dllrd morlgogu 0111\190 In FnYnt of nn~ Itl II form 1I0coplohlo 10 I-.ondor, Lell~cr 9hnl\ IInvo lho tlghllo hold lho pollolu9 IIlIcl Icncw~19 IhorooF, 91lhjuollu Ihu lurn19 of IIny mUr!gllgo, !Iooll' of Inl91 nr olhot 901l\ltll)' lIotooll1onl wllh n lion whlllh hll9 priority UVOt Ihls MO"Ollgo, ... ^ .....76(I'Al 1~1l>1 ~~j~; I'II.VF'~"" '1a..3o'S EXHI13IT a, " * , III Ih~ ml\l of 1m, Illlrnlw~r .hll\l~lvo Ilrllllll'llIlll\c~ 1\11\10 11I!\1fI'11O~ clIHI~r 1111111-ill\llllr, 1.ul\lllIr II~IY IHllkll prpilf Of I~,I If 110! 1I\\1l1~ 1111llllplly hy 1l0Hl1Im, ' . If lhll rrPI1~!IY 11,1111111\11111\0,11 hy ,Ilo,rr,owllr, or IfllllHOwOr f\ll\I 10 r~'lllll,\\11111.uIlIIH WIiI,IIII 31l IIIIY' frpm" Iho 11,11,111 IIollp~ Ii ,1I\1111~l\ hy \Am or 101l0Howor Ihll\ !hll h\'III'III1Oo cllrrlo[ I1fforl lulPlllo II ~llIlm for 11\$ll[1I1\CO \10110011,1..0111101' 1IIImliurl~ol'llI pullool 111111 IIpply Iho hli\lflll\Co \lrll~~II\li II! 1.uIlII~r'l oplllll\ ollhor 10 rCI!llrlllll1l\ or roplllr Ilf Ih~ I1rlll1o!ly ur III Iho !III1\4 10011[1111 hy \hll Mllrl~II~O!' , " fi, "r"'IHvllllol1 !1I\1\ Ml\llIlolIlII\PO Ilf 1II'Ill101'IYII.II!\li~hll"l!ll PIlI\IIIlIHIIIIIIIHII 'llllmwl\ JIlin n~VOhlp!l111111i, !lIlHIlWllr IMII kooPlho r,rllllorlY,III ~IlPII rOl1l1lr I1l1q .1\11\11\111 ollmml! wIIII~ ur plIfIll11 IIHl1l1lrn\lInt Ilr Il,olorlllrllllll,lI,llf Ih~ rrU\lllr\y 11111111\1111 oomply wl!h Iho Ilrllvllllll\I Ilf II1\Y lolilll If Ihl. MllrlulI~o II 1111 1\ 1IIIIIChll\q, If Ihll M\lr\~lIgll II oil 11111111111 II oPl\lllmlllhlm ur II 111111\nu,I 111\11 llllVolul1l\\lIllI, !lorrllwor Iho\ll1l1rfllrm 11\1 of 1l0HIlWlIr'i Ilhllslllllllll \lI\qO[ Iho ,I~plnrnllnl1 or IInVol\nI11~ nromll1s nr auv~rnllla IIw pUllllnll\llIlIlI1\ Ilr plnl\n~II \11\11 \luwlllpI11I1111, IlIp hy,lnwI 111\11 rpU\lllIlllll" uf Iho PIlI1~ol11lnhl1\1 Ilr pllll1l1ull 11111\ Ilovolopmol\!, 111111 ~Ilnllllllol" l\oPIIIHOI\!I, . "',, 7, "I'olppllull IIf I,PIIIIIII"i Il~PlIl'lIrt II IlllrrnWII[ rlllll 10 pllrform lhll Pllvollnnll 111\11 IIUIIIUll1oll11 PIlnllll11011 111, llll~ MUflUIIU~; or If ol\Y nnlllll1 or \lroPlln~lns Is cn1\11\1I1n~~11 whlpll 1\1l1ll1rlll\ly IIrfcplll.uIl\Ipr'l IIl1l1rullln 1110 flropuflY, Ihllll 1.0111101', III !.olllllll"~ Ilplllm, 111'01\ IInl!no lnlloHoWOl', m1lY 1\111ko Il\ch 1I\ll1l1nI'OI\OCI,I\lIII\lr'~ 1\IPh 11111\4, 1I101llllllls r~IIIonn\llo IIl1llfllOYi' fm, IImlll\kll ill01l,II01lnlllll II nUnollllll' 1l!,PMIIPII.<lllllllr'l Inloroll, If \Anllor rlll\\llroll IHorlSnso IlIl\IfnllOo nl II cul111\11un nf nmklns 1110 Inlll\ 10QIlrOq hy Ihll Munslluo, IloHnwllr IlInl\ \lny Iho 11roIHh\l11s rO~lIlrolllll 1\11111\10111 ~lIph h\llImllCo III offocllIllIlI I"oh limo ot Iho rolllllrll1l10111 for 1\loh 111'\11'01100, 10T1nh\IIIIII 111 oc~ur~OI1Co wllh 1l0Hnwor't nnlll.unllor'l wllllolI !'urpomol\! ornl1pllollhlo Inw, Any IIIHl1\1\11S ~Itll\lrsoll hy l.cnllor p\lrlllolll 10 11l111111rOUril\lh 7, wllh IllIlIrOSI lI\lIroon, nI lho Nnlo rnloi 111011 hoolll\!lI nllllllllll1l1l hl~oIlIOlll\cI' I1f !lorrowor ICP\lrpII by lilia, MI1[lUIIUP, \.In Oll 1l0rrnWor 1I1\\11.cnllpr oUrOIl In'ulhor lormt Ilf flllY1\10nl, II\ph nmullllll 11111\1 110 \IIlYo\111I \1\10n nnll~o frul\! l.unllllr III l1uHn\ylIr rO~\luillllB pnY1\1111\1 Ihoillllf, Nllllllns Onl\llll1\lIl\ 111 Ihll , pllrIl8f1111117 1IIII\llo~lIlr~ !.ollilaI' IU IlIcllr III\Y IIXp0I1111 nl' ltlko III\Y IIclIUI1 horolll\llor, '.. .. " ' H, 1118floo11l1ll1 \A11110r 1l11\ymllko \1f PIIIIIO In ho IHilllo rOolol1ohlo ol\lrlol IIl1nl1l1l1ll hil\lOPlhllll Ilf \1111 I'rupony, Ilrovllloll 1110\ l.on~ol'lholl slvII !lnrruwllr 1\nlleo prior lu IIny Inllll 1I11pllcllon IpoolfYInu rOllllllllllllo 001110 lllorpfnr rollll~11 10 \A1\\1~r'~ lI"or~II Il1lhll flrll110rlY, .'" , v, Cl!l\llIlI1lI\lIIlUI" 1110 \lrOU1I11I11 nf IIny IIwllr" or ~11I\11l fnr 111I11I1I~01, I\lrolll or Olll\SlIlIlIOIIIIIIl, III connellllon wilh I\ny oOl1llomnllllon or Illh~r 11l~lna of lho I1rO\lorly, or pnrllhorollf, or fllr PllI\VOYllnCO In \10'\ Ilf 11lll1llol1\1\ollol1, nro horolly 1I1~lgnollllnll Ihll\l \10 111\1\110 \Allllcr, illlljocl 10 Ihe IOrl1l1 of III1Y 11I0rlSl\BII, IIOllllllf 111111 or Illhllr IlIollrlly l\,arool1lol1l wilh II \Ion whloll hilS pllorhY Ilvor Ihll MorlS1l80' ' .' , ' 10, Ullrfowor NollI~louiolll 11ol'honl'nll00 IIr I,omlor Nul n Willvol'. \Jxlon&llln Ilf Iho limo for llOymCl1Iur molllnollllol\ of IImOrll7.l\llolIOf \1111 IlllIiI 1110111'011 hy Ihll Murluonll Brlllllod \ly I.onqOr IOllny IIIIICIlIBO[ In Inlorllll of IInrrowor Ihnll 1\01 oporlllo 10 rlllol\IlI, hI IIny 1\10l\l\Or, 1110 \llIbllllY llf Ihll orlullIlIlllotrlllVor IInd 1I0rrowor'I InOOollOrs 11111110rllll, \A.l1lll1r &h1l1l1101 \10 r~llnlro,1 looommallco proooolllllaa IIS11111l1 III0h 811CllollOr or rol\lslI III cXllllIII Ilmll for llllYIllOlllor, ml\llrwlBo mOllify IImOrllzI\II01l0f Iho 1\l1I\.! lecllrllll by. Ihll ~nrlUoUll hy (9111nl\ of IIny domnnd nwlo by,lho orluh1l\1IlorroIVor IIlld lloHowor'1 11l001l&iUrl In Inleroll, ," AllY flllhllllrllnoll hy l.onllor In oxololllnu ony rlshlor rllnwlly IIl1rll\1I111I1r, or, olherwllll nrforllod by IIpl1\1cnblll IIIW, Ihnll nol be n' wnlvor of orprllulmlo Ihll oXlIrOllo l!f IIny s\IIlII rlnlll or rOllledy, ' " II. SlIoooUOl'1 11111\ Alsluna IIll1l1\1h ,Iohllllllll Sovorllll.lubllllYI ell-slunora, 11111 uovonllllll und nBroolllonll: horoln Olll\\lIlno~ Ihllll Illml, 1I11l1lho rluhll horllllndor slll\lI hlilrll 10, Ihll respocllvo IlIcqOllllfi nnrllllllUl1s Ilf !.ollll~r 1111I1 1I0r[oWcr, snhjeol 10 Iho 'IrovlBlol~\ uf pllrllSrRph 16 1I0100f, All cuV011l\I\Is IIllq lIur001\101lls of norruwer Ihnll ho jolnl IInlllOVnrRl, Any Ilorrower who ou.tlsns lllls MllrlullUo, 11111 dOli! nol IIKQOIIIO Iho 1'10111, (0) II 01l'IIS11lnu 11111 Mtll'lsogo only 10 IHorlgllge, utllllllll\ll oonvoy Ihol Uorro\Vor'l h\lOl'o$\ In Iho l'toporlY 10 I.olld~r IImlor Iho lorml oflhll MllflOouo, 01) II nol pllliollolly IInblnlln Iho Nnlo or IInqOr lhls MorlUIIBII,"oml (0) nlltolllllml \Alldor 111\11 IIIIY olhor 1I0rrowpr horoulIl,lor IfIny IIBrllo III oxlond, modify, furboor, or nmkll nllY olhor 1I000mll1odllllol~' whh rCUllrd 10 Iho l~rl1li of Ihls MllrlllllUO ur Iho NOlO wllholllllilll 1l0rrllIVlIr'l,'OUIllel\lond '.wllholll I'clolllhl8111nl Illlrrowor or mOlllfylnu 11111 MOrl8111l0 III 10 Ihot IIntrowor'l InlerollIII Ihe l'ropeflY, " " 12.1'101100, UXUOIll for III1Y no\loorOl\lIlrOll 1I1\110r oPl1l1onlllo IlIw,lo ho slvon In IInolhor n1l\\1Oot" (iI) III1Y 110\100 to Ilorrowor pl'ovlded rot In IhlB MorlSl1uo Ih~1I bll ulvon by dollvorlllU II or hy 111nIllIlU.IIIQh 1101100 lIy Carllnod moll ntldrollOd 10 IIllrroW~r 11\ Iho l'rOllllf1Y AddrOll or nI allch olhor IIlldrll" III Illllro\Ver mny dORhlnnle \ly ullllco 10 I.ol1der liS provldoll horchl, IInll (h) IIny uotleo III \Andor IlInn \Ill Rlvon \ly ourllnllll Inllll III Landor's nqdroli 8111le~ hllrelu nr 10 1\1011 o\llllr lI~drel8 OR Lell~or lIlay dulunl\lo hy nOlleo Illllorrowcr III provldell horoln, Any lIollco IlrOvlde~ flll' 11111111 MIlr\911gll 11\A1I he doelflOd 10 hnvlI \leon nlven 10 Ilorrower Ilr I.onllor when slvonlll Ihll mnnnllr dOllunolol1 heroIn, " 13. Ollvol'lllnR l,nwI Sovornblllly, 'ilia alalll nllllloclIlloWI 1I(1(111clIIlle Illlhll MnrlUouo Ihnll \10 IhellllVI IIf Ihe J\lrll~lolllln In wllleh IlIe l'rol1crIY Is InclIlell, '1110 fllrllsolllg ROlllonoo Ihllll \101 1I111111ho 1I(11111ollhlllly Ilf flldern' loW 10 Ihll Morlsnso, In 1M . CVO\lllhll1 IIny 11tllvlslllnllr olll\lso of Ihll MllrlSIlUo Ilr Ihe, Nola o11nOl011 IV~h oll(1l1cllblo IIIIV, IlIoh eonOlo\ Ihllll nol arfeol olher ^ ~."" "" "'"' ,:,. ."~f!JiP tr.xHIBIT a , ' * 11rovlllon~ \If Ihl~ MOflP~p~ or Ih~ Nmu Whloh ~ull Il~ KIVolI ~ffm wltl\o\lllh~ ~\lnnl~lllI>> IlfOvlslun, IIII\IIU Ihls ~Ill\ Ih~ IlfovlIllll1' of.I,hll M\lf\>>~u~ Imlllhu N\lI~ ~ru 11~~lur~11 \\1 hu I~vur~hl~, AI 119~1\ h~f~hh "com," "o~poli$~~\' uml "!III\lnW~'I\ foo~' Inchill~ ~II "IIllI Iii Ihe ~~I~nllm\ Pfllhl\llI~11 hy ~PI11I~nhl~ lilY' \lr 111111101\ hmln, , 14, ""rrmvorl~,poI'Y' 110rfQwor Ihnll \10 Olr/lllhol' ~ oonf\lrmoll UO(lY of Ihe NOlO ulII,1 of ",\I~ .Mor1Uuu~ ~I Ihe IIm~ Ilf ~~~~\IIlolI M ~Oer reQorll~lIol1 hor~of, " IS, n~hllhllltllllon l'IIIHII\>>rc~lIlPlIl, !lnH!lw~r Illull "11nll ~II of !lllnIIWOr'! ohll>>!lllolI~ \111\1~r nllY, hOl11e rch~IIIlII~II\lI1, Impr\lvom~n" repulr, or 1l1l\~r 10~11 ~>>roolllcl1lwhl~h nllnow~r Onlor! 11110 wllh IAIII'~r' l.emlor, ~11.eIlI\Pr'I \lI'IlIlIh I11ny'r~'I\llro norrow~r 10 e~oo\llo ~1I11,lollvor 10 !.cmlor, III n f\lrlll u~ool'l~hlo 10 !.cnl\or, 011 oSII>>I1I1\OI1l of nny rl>>hl$, olnllll$ or 11*11$09 which l1\1rnhm I11~Y h~vo n>>~hl'l I'~nlos whn $IIP(lly III\Hlr, 1I\l1lorllll! \lr mvloo, III 0\111110011011 wllh hllprovolllol1l! 11\11110 III Iho Propmy, ", 16, 'l'r\llI![H IIf Iho l'rllllor1y Iln\ IICllonollllllllHosI III IIUrl'uWH, If 1111 \lr OIlY (llIrlnf Ih~ Pnl(lmy or Imy II1I~r~!lln II II lulll or ITRlllfoml1 (Ilr If n lI~n~nolllllm~r~II'h\ Ilnnowor Is 10\11 \lr !n1ll9fmolllllllll1orrnwor 1_ nlll II I\lIlIIrll' por_on) wllhlllll ' I-omlur'l prior wrlllon Oll'~olll, !.cmlof IHIIY, 111 lis oplhllh r~qlllro 111111\01111110 11IIymont III 1\\\1 of on _11Im loo\lroll \IY 11\11 MOTlQIIQo, 1I0wovor, Ihl- oplloll $Imllnm Ilc oxerolsull \IY I.umlor If o~orcllo 1_ ptuhlllllOl1 11Y fOllemllnwn$ \If 1110 ,IRlO nf Ihll MuTlQIIQe, If I-olll'oro~urelsul Ihls, opllol\, 1-\lllIlor -111I11 Qlvo I1llrrn\vor 1\01100 of Rcoolorllllun, 'nlo Ilulloc -hnn rrllv\llo II florllll\ of IjOI loal lIml1 30 ~IIYS 'fr01111ho 111110 the 1101100 la 1I0IIyorollnr 11\811011 whhln whlohllormwor 111l1_1 pllY 1111 8\ll1Ia _oollToll flY Ih 8 MnTlQopc. If llorrnwer, foll8 10pIIY IhOl,o 8111l1$ prior In Iho oXPlr,lIl1ll1l of Ihl- purloll, !.cnllor 11\IIY,ll\vu~e oilY r0111~llIol Ilorml\loll hy lhll MorlQoQo wl1hO\II Alrlhernolloo Ilr IIOmRml Ull llarrowor. " " ' NPN.\JNIFPI\M CPYI1NANl'~, 1l0rNwor IIIlII!.cmlur ~Irlhor QOvollont 1111I11I>>roo RI follow_, 17. i\.ooelornlllllll Hc111011lll-'l, \J111I1\ IInrl'nIVor'9 hrolloh uf ul\Y onVCl\lIl\1 ill' lIuruomNllnf.!lurruwol' II11hl8 Murlunuo, Il\0hlllln" tho OUYOllI,l\ll8 III PIlY Whel\ II no III1Y 8\1111_ SoOllrol' h)' Ihla MortUllUo, '.omlor prlur In 1I000101'1I11nll al1ll11 Qlvo nolloo ' , 10 l'ol'T!l\Ver I~~ IlrflYhlol1 h)' I\Plll1ollhlo \IllY 81'00Ifrll\>>, 1I1111\I\U nlhor Ihh1U8! (I) tho hl'onolll (~) Iho l\ullolI rUfl\llrollln ollro 8\1uh hroi\ohl (3) 1\ IIntc, nlll,lua9 Ihnn 30 111\)'fl fl'lImlllo d>>lo tho Ilulloo IN mlllloll tll nUITO\YOr, hY which 8110h hl'olloh 11\11$1 110 ollrOl" 1111I1 (4) IIml fllllllro In Ollro Hlloh hl'Cllohll1l ur hO[lIro Iho IllIto 81100lnolllll tho 11111100 mllY roallllln lIuuolorlllllll\ of tho al1111a 800\lrod h)' Ihla Mortunuol fUl'oohmtro h)' )lIIl1ullllprnooullhIU, In\ll anlo of Iho I'rllpOr\y, Tho Ilulloo ahllll f\lrlhor In[orm Ihll'l'nwo!, of tho rluhl III I'ohl$tlltu I1nor IIQoolorllllpl1 11III' Iho rlRhl In Il'i~orl In Ihn [uroclu811l'c III'oocolllnll Iho nono~lltonoo uf 11 I'cfllnll ur ullY IIthol' Ilofon.'lO ut llurl'owol' IlIlIccolol'lIt1nllllllll fll!'00lu9l1ro, If Iho hronph 1.'111111 o\lroll IIn or horol'o tho l1nto flllOl1lOol,lln tho 11111100, I,ollllor, lit 1,0H!'or'~ I,lpllnn, mny doolllro nllll[,tho $llInH Hocllrolll,l)'lhl~ MnrlR"Uo III ho Immodl,II10lY, I 110, nmlllll)'nhlo wllhulll fllrlhor IIOnllimllllll1 11\ny [lIrcoluHo thl$ MurlUllUI1 h)' )lIIlIolnl Ill'occolllnu, !'omlor $hl1l1 he 011111101\ III oulleol 111 alloh Ilrllooolllug nil oN\lomll-'l Uf for~olll~lIrol IlIohlllluu, hilI nlll IImlloll to, rOll-'llllmhlo .. " nltorno)'a' fOOll, IIml oosl$ IIf IIOCllmOnll1r)' oVhlonoo, nhall'lIcf.'lllllllllllo rO!l!lrf$, ' , I", nurrowol"~ Hluhl tn Holnatllto, Notwlillsllll1lllng IAudor's Ilooclornltou of lho slims soouroll hy, ,Ihl_ MorlQnUQ Iluo 10 nurrll\Vel"q IIrolloh, norrower slll1l1 hllVo Iho rluht 10 III1Vo ouy pruooodhlul beS\111 by 1-ol\I\0r lu onforco till" MonulI>>c IlIsoonllu\loll IIlnuy limo (lrlur 10 lit 10llSl 000 hour Iloforo Iho OU1U11101l001ll01l\u[ hhlllllllllll 11 $horlfrs flll\O ur ulhor 81110 puraUllnt 10 ,Ihll MOTlQIlUo If I (n) Uarrowor (lOY- !.col\or 1111 _lIms whloh WOlllII bo Iholl Iluo \mller Ihls MOTlgllllo illlll Iho Nole hol\ /10 oooolorllllan ooollrrol\l (II) norrowor c\lTeS 1111 \lrOllohe8 o[ IIny olhor oUYollnnla or IIsrOomOIll$ of lIorruwer oOlllnhlol1 III IIII~ Mlltlllllool (0) Ilorrowor (lRY$ 1111 rOIlSOl\lIhlo oXpOlllOS IlIollrroll IIy I-ol\llor III onfurollllllllo OOVOlll1nl$ IInl\ nllrOOIOOIlI$ of Ilorrowor Qonlnluoll 111lhls MUI'IUogo 111\1\ lil ollfurolllll !.cll\lor's fomolllol liS \lrovhlolllll pRrnuroph 1.7 horeor, luohlllluo, Illn nol IIm1101110, ionlollllhlo nnornoya' foosl onll (d) Uorruwor lllkos slloh 1I0lluu n9 !.cullor nlllY rensollnbly roqlllro 10 nUllro Ihllllho lion or Ihla MurlOllUo, J..ql,ldor'a Iml1roSI III 1110 Pruponv llllll nUTroWor', uhllgnllllll 10 (IllY Iho flllma seomel\ hy tllIa MOl'IllllOO $\11111 oomlnllo , '\1I111I1PlllrOII, Upon $lIl1h IIRymom 111111 cllro hy norrower, IlIls Monolloo nnlllho ollllonllollS soqlITOII horohy shRII roll\oln III MI rorqo'lIl1d effoot nllf nn 1I0colornllon hnd oocmroll, ' \9, Aulgllmolll of ltouf,~1 A\lllOlnlmolll of 1I000lvon LOlldol' In l'oHso.~slon, Aa RIIl\lllollnl soollrlly horollllllor, POrTIlWOr horohy M8101l$ lol-ondor rho roms of Iho I'l'Oflorry, f1roYldolllllnlllurrowor $hnll, (lrlor 10 nooolernllon undor pnrn>>rnflh 17 herellf nr ~Illlf\llonmolll of tho Ptollotly, 11I1Vo 1110 rluhlln oullool nml relnln slloh rOllls liS Ihoy hooomo Iluo 11111\ rnynhlo, Ullon nooolornllon ulIl\or, IlllrnOmllh 17 horou[ or Rbnndonmonl of 1110 ProllortY, I-onder, In Iloraun, h)' IIgonl or hy jUlllolnlly 1I1l111111l101\ rooolvor $hnll bo 01\111101\ 10 onter IIllon, , toko IlnsscflSlon of olld monnoo Ilia l'to(lon)' 0111\ 10 0011001 Iho rOols of.lilo ProllorlY Inoludluo thoso Ilnsl duo, All renta oolloolod I'y !.clldar ur Iho rooolver slIlIl1 be n(l(lllol\ nrallo pnYlllonl of Iho oosls of " "mnnngomonl nf Ihe ProllollY nnd 0011001101\ of rOllls, Ino\\ldlno, hUI nol IlInllol\ 10, laoolvor's fOOl, (l1'omIUms on rocolvor'a bonds ' 8nl\ r~l\lonnbll\ IInonlCl,g' r~~g,ontlllloll In IlIo,gnl\la locnroll hy Ihla Mnrlgngo, LOlldnr 811d lho rooolvor ahnll lIo IInhlo lunoouunl nnly (or Ihuso renlS 1I0lunlly reoelvol\, ~O. 110101180, UllOn pllYllll\nl nf nil alll1l$ SOOIlIOII by IlIls MOl1gngo, !.cndor aholl dlsohorgo Ihla Morl>>oge wllhom ollllrac 10 Borrower, Porrowor 8111111 (my oil oosls of rooordnllim, Ir nIlY," , , ' 21,'hllorosl nolo MlOl' Judsmonl, lloTrowor IIgroes lhRllllo Inlorosl 1'1110 pnYRblo of IeI' 11 Jn~olllonllS'DlIlorod Oil Iho Nolo . : ~;::::"'~:".".... ....'00".. .,,,,, b. ."n~'~ :~. N.", . ~~l~ ,t .. d, 1I,1-\JIIU9f 19'11I1r9l, \IUflUW9r III~II \'fl1l1l\'IIY, Ilvr IU l-\Ju<lYI ,III 19'111'11 uf I'~I<I mUII!II1\! '"' 19110W" 1\'11I901, If 10f/OWOf [III IU 1"\1\1'"1 ~uY!"YI <l0I"\\~' II"IVo, 1~111I1! I\I'!Y, ,'I ''''I\'lof'' UI'IIIII1I II"I~ II OIIVO!'19 III IIf(lI!~1 ~II""'I I yllll '11\ II" 'llll~lIY' III 1'91111111111, Will \lUY,llllllll, hi Iho I,YOIII 01 Iun, 110!T<lwol '\"11 IIYI 111<11111'1 1101\90 1<1 Iho '\I\Ir(lIl~1 9(1!Tlul '", '~I\,III' 1"'"'101 I\"Y m'~1 rlllll[ <If IIn 'I[ IIdl 11"'10 1'IIIIIII'IIy IIY 1<lII\'W9', ", , '1110 (111\11111I11'.1<1 hy IliOIIlIlI!III'1 'OIlIII"I'Y II ,,1I9!1 '1'111''', OIlj,' l"'I\UIIII"Yl '1,11,1 111'111'11 01111 1IIIIIIIf,I<lWOI" 1'0" [(\l 1I1'~' 1'''"' IIf 10l'lu Ih, 111111["1",0 OIll1ll'lI'l, \11) OIJllll '1111 ~lIlIll'lIllIIho IllY ~1.11I\' 1111<1'111" II\III!II"O, (\ I) ylvl '0 '"'' III 1911111111"" 10 Ihl i!\lll!'IICO ~UI"!"IIY \'1 11111'10" "1\ willi' 1I111'1II',IIII'f ",'V ul,\m [Of \1111111111' Illo<!,I<lI' (II\< \IV) ~III 0 I (III' IICllvo 11<' hlllU"l~1 I'lu,"" I" 11"!T"W,f 'jll'olllll 1.oI\'Ier" II '1"1111 oy.l\l'[,'1 10 "" Iho Ih IIYI dClU'!>c11 1\, 'Iho lOll "1110'" WIII"I '1'I"lhlll!l"jl 101l0WOf 1111<1'"1111'11 1"11101 1<0' I,VO~~!I' hy 1III!0Wlf '11111 Iho ij"lII S'~\IlI'1 hy II<' MIITlum IIOYo I~",II'IY l"I<'\,IlIl'!\lwor 1I1!IhOf "'1<111I1011111 1\11\ I~IIUII" 'j''''', ~"11101l1 " \IIIIlOW'['I OillllllOl' 1\' '91 I I\IOYOI',II\o '1\'\ '01l~10I1 wllh If I III'lIlI, wlil III [1<lWlf I'f ,"hllll"lo", '11,1 Ih.1 11111 I>C' 1(['11011 'Y 111I!TOWer'" I"hIOlIIIOI\\ I III Ij'IIY , IIf II~O!l'l~I'IIII' 1~I\lO\, '1111 ol'lIl1l1l1"Y I'" 11" 1'!0"1,1110 fOlIIl'o Iho S\III11 S9uII!0I 'Y 1II1 Mo,lm' (WI101,01 "I 11111 "1111\1 I\4Yo 1~01l 1111'10 hy IIOII\IWOU, 01 1~1I'loI III'Y ,'fol"" Iho'II11"'''111 (01 I",r l",n 0( 11\0 Ilf'~,"d,1) 10 \1<I!Tower (I \"Y [lIf ,/110 fOI,.lf III 10110111I1111\ hf 1'\0 11'111'101 I'fIlI'OIlY, I!Mh 11,1''''1''0 ~\I"'I''''Y 0 '"~erl\C' II 'O,,\IY 1111 IUfl!9<1 '1\'/ ,111919< III I'~Y I'"h 1'111I'1"11 ,lIfo,IIY III ~1I"Of hlllo,,1 0 jollllly III IIIIHllw'rnl\'l ~lIl1or, ' Ulllo\. 1~\I'I'r '11'\ IIOflowor olhOIWltO 1ST" jll wl\/I"a III~ r.f"COIIIIII o[ """'j"l. III fvll\O \" 11111111\\ 01",1\1I111 1""II1'II~III <1110'\1011" 1,,011 II "Yl"'I\I\ l,o,lello, \0 III UIIYOI "'I "[ ollllllYO Ihl nl IlIIliII ',I '" 1'011111~"' I III\,Ier \' 0"11 \7 110 pWI"lll @'f\IIII!'\ IIY ~I\'IOI' 110110wor I " III III "" ~\lf"\OO 1'"\ ~.. II" If""ce,1I 1111I\\lIa 110 'l' nll\ili. ,III II' PI,"II 1111'1 or II Iho ",\111'10",11@1I11O 111\ ~lId I III Iho 01 Oil III 110 NIII\\! HO'"I'" 'Y 111/1 ~ dllijlyo It\\III"""O Y I' Of 11111I0 "'1\1111111"11' ' l'"UP-W'f wlI\ 1101 '\,loW '"Y ~olldllllll\ III onlll olllh. l'flll'oilY Wlt1911 WIIIII,I, III IllY WI1, IIYII"III' 11I0 IIWIOII~O IIl1lho l'fol"IIY, , ' IV, 1'llIrrr,l:rION OIII}!NllltIl'H llIClll'I'S IN Till! j'IlOllltll"V " 111. 10M II (;IIYOIl4I1II IIf II I ~11I!li'i' 1111\110" 10' 111'11'" Wllh Ih' [lIl1l1wlllal If, IIlIflfwer fnl\1 III II0I[~m II" 911YOfll'l" IJIlI 'ifO"/IOIIII ~IIIIIIh"'lln Ihl\ ~1"T1Y'YO, III 101. I log. 11101:0"1111 III m'Y 'YlllllcolIIlY , [cOI IAIII'I'I I ylIlI II 1'\0 1'lql~IIY tllloll "'<<"0000 III III ,"kllll'l~Y'llf,r.II"OI 1"~~011l19\1II11111111 "f [0'10111110 IIf 0 II[M~O ,WI IIr " 1I1,1101ll), /11111 HlII<I'1 II"Y , 0 "I' I" (Of W III0Y!lI'II'''''''IY III PIIII"I \"' 1':~lflylI~l:i'llIfm~\~I\~:t 11;'~ll(,~ ~'!lill 11,:hllfll'ml~IIiv'II!11~" hM,'J.~~~ ~\~~.I:I~I~1I1fl <lIllln, 1"11110 1'''"11I 110 ,"olnoy, [111"11<1 0111" ri 1\11 II' 'WPOllY 'III m'~o "\'11\, <\lIIII\lyh l"'II,ler IIl'1Y I.k. "'"1111 \111,10 I,ll (:oYol'" 7, I-\Jfll Of ,10" 1I11111'VO 10 110 , .. AuY '1\10\11,11 ''''h'II\''1 IIy IAflllOI IIl1<1of 11111 COVOl1l111 7 111.1\ I"~om' Id<llllora\ .I,hl IIf, UUHOWllr Iccufc111Y'I,Ia'h llrlHlt~lt UnluJ nOfjOWlf l\mll~\l(Qr n!1011n ulh9r lonns 0 II'YIII'"',"'" "'II,mo I UII I h/III IIl1f,,1 nom I ',' 1010 0 ,1111111\'11 '" 111111 NO O'laI' 11111 II" \ \I' I'(lYIIII" Willi IIII'fOlI, "1'"11 11111'" ITolll !A1I1l'110 1I01lllwor, 1011110111118 \'IYII"I\I, ' bONIl!(MNATlON ' 'm~ [III OwhlY UIIII"'"ilOph II IU<I,,' III C"Y',"019 of Ihll MIIIIY'iCl 1110 fIY!!1 10 IIl1h "f""cedl ""111/' 1110 of IIlIh pf""",I. 111111 ho iOY'llI,,1 IIV, "v.! 111111\", II .ceofd"". wl1h, Iho P'"V ,1111\1 of COV'I\OOI ~8 III Ihl I dor.. II l\1~h I'III<!CCIIl Wo,o limlll lIf I'fOl'ollY 11I1I1001O'1'1"""d., ' " IlW ON r'Ulll'lmIIIlNllUMJIIIANCIl" '" n" 1,.1 II COV"llllllfi ,,[ Ihll MoifY'iO II ,10101,,1'1\'1 rOI'I,~,,1 willi Iho CoI111whlYI ~ ""llowor ..\II U'llIf'I' 0' 111111"[ oll~lIml~" 11\ <i, lllv ~"I IIf 11'0 I',ollony II! II' 1110101 111019111, ,II IIUlwl '" 11111101 .h'relll 10 I" 1I11\! 116" hv . Iii ru 1111\,' y, wllhO\l1 .(lllller" Iltlor Wfllllljl cnl\llC'\1! .(lilt or may dec arc" of Iho tUJT\t $llCUTC!\ by Ihlt 10TlYliO "'~ 11I1I1\,d .1,ly 1110 OI"'I'"YlhIO, " ASSlllN~II!N'f OllllltNl'S ' '110 ,.1 II ClIV'I\I1I1 9 III 1Ii\l Molli'BO I. ,'o\"td, ImUtASle " nil 10.1 II[ COV"\OIII 20 01 Ihl. MoIIR'iO I. "01,,"1,",1 f'I'\"'" wlillllio (1IIIowh'YI UIIllIII"yrnolll uf ,111111111 ""11,,1 'IV llil. MlI!lili', Len<lor .1i.1I rel,..o lhll MIII\8'YO, 1I0rroWo """ p'Y .nflllll IIf fe'OI' IlIulI, I[~IIY, , ,,, 111~\ll~I\;~~I?'MI~Ir.'~I~;r~~~"I;I[~r,I~II:~lIIIWIIr.: 'Ifcel 1I1"And'lllIi I"V 'p,"vl.11I1I II[ If " 1'1011111 lhll M IIIB'iO "\"f~O\f"hl' ",~ol,l"a 10 \1 10fll'" I~I"ICI,' 1I111111101l'JIIa1 fOlllllfO Ihlll"'""o l'Il,'\"I'b,n I'll "I III SIIII\I S6,",cd hi III Mllfli'Oo IIv.! f1\lIV III okc 41ny ,c",cdICll'Dr",llllcd I)' avenalll17, nl\!:~~I.Rl~,~I:,I'~m:,lPI,"S f\tWllt\,~ot llio 1'1111. 111,1111" ~lorl~'YO (I110ht"lli ,fIlIIOlllll/'O I\nd .all, then.lny 1110nay l.Anlor lta$ 10 I'lY to dorcI/tlltl , hlll1\an III Added to 1.10 IUlIllunl lorruwrr lIW1l1 UlU ot,llIuowcr undoUIAml_ IIBt tAli or flay II 111.all,O"", ,"11 rnlCllltlUI IlIb MOfJ.lIAUlll III ~nllecl 1Itt1I1Of nouowo'l. owo, 1Ulldl!..,j 110 NOlO. /mil \hh ~IJ~:'IW~I::\\I~I~nl:~j"ld::IVII~r ~ri:lly'0Im::0Inll~llf'ls'JI,~0Ir'I'!~1011. ~~V~I \~II\~~ ~'.~mcft,l , omu nflll. Uuvo~nl, 10TlOW'f 111'111 'Y III" !111111'Y l' 0~'1'1 y,. ...11<1'1,1 oqll''', , .. t4,:!,M:!4 ""II hlq~4 " " 30, 31, "3~, 33, 34, JS, EXHIBIT e " " " f\C,~ 91 l'IO~'IO!il IMl)OR'r1\ll'V I NOTIOlil OF jiOM!ilO\'ll'lJilR13' lilMlilnGIilNOY M~RTG~GIil A13SI~T~OIil VRQGR~ VH!il~S~ RIilAD T~IS NOTIOm, YOU mw Bill Illr.IGIIU..!iI P'QI~ !)'IHl\1I0IM l\fJSISTMl'CIil WTIIO~ 04ll fJ~V!il YOUR ijOMIll FRoM ~QRIilOHOSURIll AlIP li!llI.l? YOU M~1il FWl'URIil MORTGl\Q1il l?l\'fMIilN'Ts p~~~, 'peaemoer ~a, 1997 REI Aooount No" 05120700880017'7522 '1'0, " ,JI\MES EI, WORI<I\l,L, In, 1\15 'rhi.rd I3treet Wes,t: Fdrview, 111\ :1.7025 Ch~l3e M~nhat:t.an Bank USA, Chemioal Bclllk, N ,1\ , p,o, Box 5548 Clavelcllld, OH 44l.01 JAMES r~, WORRALL, JR, 81.1 Mi;\i."ket Port. Royal, PA 17052 FROM I N,A, fo~merly known as " ", I' ,Yo\.\ may be e~igible for finanoial as~i@t:anoe ,t.hat will Prevent. foreoloa\.\re on yo\.\r mortgage if yoq oomply wi\1h t:he proviaiona o,f t.hE! :ijol1\eoW!lers' Illmergenoy Mort.gage Mdatanoe 1\Or, of 1963 (t.he 1l1\O1l1l) , You may pe eligiple for emergenoy llempor~ry aasililtanoe if yo\.\r clefll\llt halil I~een ol\\.\~ec\py oiro\lll1@tl\noe@ beyonc\ yo\.\r oontro1, YOll have ,a rea@O!lable pr.ol1peol:. of relilumir\9 your morugE\ge payment!!, anc\ i~ 1'0\.\ meet other eligibUiuy rel;Nirament~ !l!!l:abl}ahed by t.he l?e!l,nI!lY~Vl\nia HO'4@ina Finanoe Agency, l?1eli\!!e rea,c\ 111,1 o~l:.hh l'Iollice, III ClOnt.a:!,n", an e~p1anal:.ion of yo\\r righu~, Under the Aat, you are enti t:l.ed to a temJ.Dorary 13tay of fOl"ec;!.osure on your mortgAge for thirty d<lYs (30) from the d<\te of this Notiae, Dudng t:hat time you \1lllst al:r<lIlge <lnd <\tt:etld a "faol'l- to-faaell meeting with a representative of t:hr~ lsnder, or with a des,~,gt1ated OOnl3l\mer credit oounl3eling agency, 'rhe Pl\l;pOSe of I:hie meeting is to attempt to WOl'k out a rep<lyment plan, or to ot.hei."wJ.se settle yotlr delinquency, This meeting must ooour. i.n the next thirtY (30) days, ' If ,YOl\ <I~tend a face-tq"face meet.il1g Wi\;h t:hi.s ler\der, or'Wit:h ~ consumer oredi.t. oounseling agenoy i.c\entified ~n this notioe, no further pl:oqeedi.ng in mot'tgage foreclosure may t.ake plaoe fOl" thirty (30) d<lYs a.fl~el' the dat:eof thia meet:.:tng, ,The n<lme, addl:ess and telephollll ,nllmbel.' of Ollt' representative is 1 .. .. .. 124476.1 EXHI13IT 01 \Jollnne ~llonl ChAl3s Finllnaial Cqrporation ~',O, 130x 55118 Clev~l<lnd,'OH q4101 :\. - 800 -'a 6 5 - 6 ? 61, EJl( t, 65 9 B 'l'lw, \lllmaf3 ancl f\c~clra[lI3IHl of. clefll.gnat:erl (10nS\lmfll: r:lrflcl:/;t: oo~nf.leling Bganaiea Are shoWn on the attllohecl sheet, It is only, 'neaessary \;() sohec1l,.\le oile f:ace-to- fl\!Je meeting, You I3hould advise th1s lender immediately of: your intentions, " " YO\.lr mortgag~ if.l in default ~eo<luse you have f:<Iilecl to PAY }?romptly j,nstll11ln<i\nta of prinoipal and interest, ai> requ.i.red, J;or <\, period of: <It l.eAi'lt f.Iil(ty (60) days, 'rhe totAl, amount: of: the delinquenay il3 ,$3,756,95, That sum inoludes the eollowingl Monl\hly payment!,! of $716, lil together with ;late (1\1arge!3 of $35,78 for a tot:al monthly amol\nt: of. $'761.,39 for eaoh month f.or the months of. fl.1.\\JUf.lt l:hroll9h and inalucling Dc;,cember of, 199'7 plUS l8g<\1 fees, " ,;Your mort:gAge is also in deff.llllt fOl; the following reasons, If you have tried <lnd ~re un<\ble to resolve this prOblem at or <lfter ro~r faae-to-f<lae meeting, you h<\ve the right t:o apply for Unano al af.l~iat<lnae from t;he \-!omeownel:s' EJmergenoy Mort:.gC\ge i\sf.listClnqe Fl\nd, InOl"der to go this, YOl\ mllst f1,l1 out, aign <lnc'\ f:l,le a aompleted l-!omeowner!3' mmergenay Mortgage Msiatanae !\.pplio<ltion, with one of the designated oonSt\mel" arec'\it aounl3eling C\genoie!3 ri!3ted on'the attaahment, An <lpplio<ltion for <lssistClnae may only bs obtainec\ from <I aonsum~~,oredi~ oounseling a~ency, The oonstlmer credit 'counseling !\gency will. assist you in fill.ing Ol\t your application and will submit YOllroompleted Ipplication to the t>ennsyl. vania Hous i!lg F' in<lnce Agency, Your applioa t 10nl11\.\e tbe filed or poatm<lrked, within thirty (30) days of your fiace-to-fpoe meeting, Ib ;/,f! ext:remeJ.y' ;/'mport:ant: t:hat: you tHe your appJ.;/,rJatdop., pron~t:ly, If you qono~ do so, or if you do not: foJ.J.ow t:he ot:her tdnte per;/,od/il set; fort:h ;/'11 VIlis J.et:t:e.r., .f.orI!OJ.Of!lU'e ,may proceed aga;/,ll/ilt: your home ;/,.mmec;Uat:eJ.y, ' Available funds for emergency mortgf,\ge assistanae are limited, ' They Will be, disbursed by the Agency under eligibility criteria established by the Aat, It is extl:emely impoL'l:.lnt tl1<1t your Ippliaation is aacurlte and" complete in every respeot, 'I'he l?ennsylvanil Housing Pinlnce . Agency has sixty (60)' days to make a deaisi,on aft;er it' l:eceivel3 very the , .. .. "t 124476.1. { ." S)(HII3IT 0 , 1; ":,t \( YO\.lr ilPpliCJ<ltion, During thfll: <lddi I: ional t: ilnl~, no foreolol3\-\re prQceedings will pe pqrl3l\ed agatnst you if you havs met: t:he time r~q~irementl3 l3at: forth above, You Will pe notIfied di~ectly by thAt: Agency of i~. deoision on ,your application, The p(;lnnfiylv<lnin Houl3ing l~inance Agency ia locr~l:ed at: 2101 North 'ronl: ~treet, poat: Dffice Hox 8029, Harriaburg,Penn~ylvnnia 1,7106, 'l'elephon\'j No, (71,7) 780 -3!J00 or 1. - 890 - 31\ a -;l3 97 (\:0l1, f,rse n\.lmber) , P~rsona with impaired hearing Clln call (717)780-1869, In addit:ion yaq Inay reosiveanol:her notiae from this lender underAol: 6 of 1974, Th<ll: notioe 113 c<\lled a "Notias of Inl:eijtion t:o Foreolosure" , '(0\-\ must reflc\ pot:.h notices, !'linee they pal:h elCpl.ain righl:El that: yoqnow hiWI3 l\nr.ler l'ennfiylvaniA law, HOWGvel:, if. you ohoose to e;~erciae your l'ight:tJ def.!odbed in Jhis nat:,lce, you p.mnot be foreolosed upon while YOll <\re ,reoelvlng that Cll3sietf.\nlJe, Very t:~"uly YI);/r, ' J 'I~l //'/:. f V (:,/L I<l\rt 'Alt:housl!J Attorney for Chase rinanoial., COrPor<ltion, ay AUl:horization , ( \ ' "~I , I Ii , , ,. " lit.' ! " " II . " " I " , " It ... It " 12447,6.1 EXHIE3IT 0 , , Joa.nl'\e l~+ors C\1a.l3e Fin<lnoial Corpora,tion +,,0, Bo~ 6548 Cleveland, on 4<\101. 1..800.~66.6761.i ,~xt, 6598 'l'he . nallleS and a(~c\re!lse!il of denignllted aonfiUl11er creclit po~nseling a,genciea are shown on the a,tta,ched I3heet, It is only necessary to sr::\1ecll\+e one f1\ce-to-f1\ce meeting, Yoq shoqld aclvio6 thi13 lender imll1l3Q.iately of: yoqr intention!3' yoqr mort:ga,ge i!3 in de~a.ult peoaq!3A you ha,ve fa.iled to PAY p;omptly inatallmentfj of prinoipa,l andinterel3t:, al3 required, fgr a, pe:l7ioci of: a\.. le<ll3t !3ixty (601 d<lye, 'I'he total amoqnt of the deli.nQq\3nay is$:.l, 756,96, That' sqm :\'\1clUdes the following I Monthly p<lY111ents of $71.5,61 'together wit\. l.a~e c'hElrgaa of $35,78 i,for a total. monthlYElmO\~nt of $'751,39 for ei.\ch month for the months ~f ~ugUst through and including pecember of 1997 plus legal fe~8, , , YOllr 100rtgC\ge is also in daUnt],t l:or 1:\1'" f:ollowJ.ng t'eaS(oI\G: " If you have tried agel are l\nable to resolve this problem at or after, your f<lCE\- to,. fa,oe meeting i you have the dght. to apply for finanoia,l assistance from the Ilomeowners' li1mEirgenoy' MOl:tg<lge 1\ssis\:anae Fund, In onter to" do I.1his, you must fill Qut, l3ign <\lId file <\ aompleted Homeowners' mmertienoy MOl"t:gage, 1\sa il3tanae ~pplication with one of the qesign<\ted aonsumer aredit counseling a.gencies lil3ted on tbe att<\ahmf;lnt, I\n application for assist~\naB may 01'11 Y pe obta,ined from i.\ consumer credi I. counseling agency, '1'\113 ,aonl3umer ared~t <1ounsel.in9 age nay will assist you in f:illing Ol\t YO\~l: application and will ,l3Ubmil: your oompleted C\pplical:.ton 1:0 the I?ennsylval'\ia Housing Finanoe f\gency, Your' application mUl3t be filed or postmarked, within thirty (30) days of your face-t9-faoe meeting, It: :/,fJ e~t:remely ,impc;"l:l'Int: t:)lAl: you fHe yO\.lr APPl.iCJl'Il:,iol'l prompl:ly. If you do not do SOl or if. you donel: follow l:J~e ot1:\er l:,ime per,iocfs ,Set: forl:Jl ,in th fJ lett:13r, foreolOfJure may prooeed agl\,iPfJl: your J~ome ,imm~r.liallelY. ' Available fl.mds for ,emst"ge1\dy mOl:tgage assis'tan08 a):8 very limited, They wi~l be ~isbursed, by the J\g~ncy under the eligibility crUel'la ef.ltalJlisl1ec1 by the Aat, n is extremely important that your appliaation is acCllrate , an<.~, oomplete i.1,' every l:eapeat. The Pennsylvania Housinll' ll'inance " . ". .. 124477.1 " r-\'Hll3rT 0 ,d\! it ,I 1< III ,-,." Ii'. ,1'11'1>,1 !.iI',)!: ,Ill lllHI'J ill" ,\,II! /\; III II.. I 1,1"ill,1 !'ii) ,dO , \ I.' , 111\' ,I', ilndll;\ 1'1 ,.,,1 11).',I,i; 'I"" 'ii", " " 'd11Ii\-:,fl.J.,.1 Iii 11\\1 III .1\'_ 11.J\'.lli,k, 1':11IH' ill " ! ,I, '1,,1 J,! 11:\111";,1 L 11 II II LII\ I ,'.I'll_!l,.I, :\J';,I I; 'l)'il Ili'i\ hi' Ifl UL, ;1 I( i I i (I" n J ,.-, (. jl " l'ol, 1 it 'I i'lll ',y,\, Illi:.lli \, 1.11.' il ! "~I 11!'PI) I \,. ,I" I 111I ,; 1\1.',l [(:t j j " I" Jli..' \/.\ L Jj i jl L'III'I.I\,I iI',,", ..;1,'1"....1; , I, , !'~ IliJt! " I , 1\ . I I" :'1 " l)i'l r I Ii , )1 ,I i.'11i " " <II' 'i I 1 i, I.u:;! , " 1111,1'1 i,!1\! Ii, l'l,i' ('1, IIHI 1\ 1 :1"\111'1 ',' Ilill ill' Illtll i, Ii, [f; II/! " ";,:1"/','-.) ,.1' lIi.li! ,.P)IiI,/\Tl\ iJI il; \ I ,I, i ,', .' " '" 1!'-; ,q 'I, \ilICil!I'L.j ili;' ,III ')/i)11I ,iJi,"'(,li \!II\\i i\ll 11 ;.1111\ ill'lll :'\ I ii', H;,\ II', j II /.I:, " ,.'L, 111 IiI;" J;i, 11,:1\,' lid'", ]11') 1;'1 11;;.1 J ',i1 Jill, 1'1'llll'_~' \",;111'1 ii', j'Il}(i'-:, I, I I , . ; " I I I , " , ~ I 1'1 , ;;<1' , I' I , , I 1111/ I /, 'i,\ '\, I Iii ,': y) " , " liJ , , '/ . , , '/ " , I ',I . j; 11';\;",1,,/ ~'// ~l""",,:t<< ';(. /::>,., y/ .~.,./'" './ ' /, ) .' "" ,6 ,::;::{ ~~ ,,!.1.~M"'''''/ f," I, e<,,)' ,. .1" ."'. .. ,j'.. I'~"; "'-','" J l i' I JiI'II:. .1'; I I 1\ . " '.' l.t'id .L,II 1;(1'\1-1'.' III 1\ ! (J " ) ,) " i,I!,:!..l"lll ,,' ", ",:';j ill' , III " I , I , ,j i'd . II , , , , illl i/.,' " G~"~(I.~ " " , " I III /(, ,\ i'.' , ',.1 " I ,'\ '! r' ,\ II, (~'~IJ~'r"-J (,'1" . , . )],1, (_~~ ''''; ,'I,PIXle/' I I..! 11'11; IIi'! )'. f " .' " ,(I " '. ," 111 iiiill',;, lii_!lll I I)', i,I' \lli! 1'1', " " )'<\..1 H.'\I\r(n i'li',iJ \,'(III,[,,';! 1 It\('II' 'ii\ 11t!";). I ,I i i I',} 1'11. 1\ 11 i' ""'1' '1;' , Ilj; Iii' \-{:-tl;l{fll ,II "'I'\,j-;,II ;i,l I , I ~ ( !. .I 1\ I I 11,'1,", ',' I,!'-I \~: II ' , ' dltll I . 'i'!l!l; -,'.'1.11,1;/\ I I, I ,q i'jij' n :ll ' " " " ,\ l\iI! I ".,,,' II H 1 " " " I , i' I; ; I j I I, \ ~" .: Ii' j \ - , i '." I]. I i \iil ! 1'111 , I I. ,ill \\i,t; Ii d,I"i d \ \I f' ii" ,\Hl 'J\ /, i i: liI'iI.'! ,/ '-'I. II I.,l Iii I 1,'1']j l i \ I ~ \ " III 1'\lI)! q " 'II;..,' 'I: " ,"1)1 ili!" fll '1Iii! r; U:i ,,, -r' '.. I !.i, I. ';JII, t I' \ II; ~ I l_; J.: 1:I,l' '" " I " I i j i I ~, I ; I. I '{ 111'11111 liI,'I' I, " , , \.ll _llld " I h , , I ,l '.-bl " , 'll:; ",I I i III 1'111'!,;':J' ill.,! 1111\ I l, 1111 liiil , II\; d II " II, I'l 1\\'1 , " , 'I'j I" 1,1:1! I II . , " I.," 11I'I.l'/1 )'11' I" '_,/1 1 id.l' ".:\ \' I L 1-' 11.1. I' I_;lt ,,'\ ( < ill(, \',;\1 I" 11/110"1', "I'lil , Il.," /(1," [;I., ll;i .1 !,' (l,1' C" , ~'-ft/l'- eil" il. Ii; II III I'i ij' li\,l'ill ", "II" '-WI " ~ I I I oj' - t ! I '.';" l ca'r,l- , " .\". . 'I' ,.ll\,ee..v 1..{!;,1i/- I' "II ,,', II l,f., f 'C~~ ~ \ ,I j I " 1'1 ' ! j, 1 11' I 'i l I lit 111I,/,ILII, li"~" i,,~)'"'' lii,l,' ; (, H' ~a,~ ' .~.'~~ Ii'" ,. " " " ,I' III " " .', " !. " ". rq " ..~ lJ' l'.., I..,' .'(' -' f"'1.: (\~ :~, .:i,l~, , ':'1; I! f'('_j .... (.'1: " "" ' I {".t '.,', IN.. r",) ;::, "-'_1-, l'~: I "'''ill (;): , l' 1"1" Pi I,J;I!'i:l .~~ . J (l'a. r n " \"l ';i t.) u', U " " " ,{ ~.. \~ Ii I, ~ -.) ,) \:~ "') t.~'<) ; ,",i' -I~) '.J ., \~...I 'fc.'i '-.), "I " (~\~ II ,,} ,,' ~ \}..\ I 'P'''' '.... ~ 1,-- , "\l "") ~ t\') " (Y") '(I) fY1 ........ f' (~ '\1 ~I"il ," ......... '::.) ) ','1 " " " " " 'j, I;' " >,. :1 " ,. " " " "" ";' " III !i " " " I' " , , , c,; '" '.l , " " " , , .. j;' 'I ij' " ii j,' " j'lj >Ii '- .' " " , " I, .' !, " Notes! H 1:eal propat',:y,a~lPpl:~; lli?\ copios of: c1ancd,\;\:ion ~nclllcli119, :UllProvelT!3ntfl anc\al'\ origina1-' ane! \lOPV of. q~C.ldl\vi.\, of owner-ship ( ,al~, Ii.!, No. n?9) I , H l,eng\;lw pel:S0nl.l.1.ty l.ta t: I a\.lPPl.y emu: copi.aa of. l~:ll t: I '1'0 inclex wd~i f~iJ,e Sllpai'l\ta pt'l1eo~pe wHh wdt,. " 1; ," ,," ,. " " .,,1' I, ,,,11 ,d " 'l' " , ,.,!' I', " If ,. " , , " ,t' ,. , ,I , " ii', " " ;, :,' " il " H -I' ,,'I " " 1" :1" i..' " .' 'II " ,," " ,. '" , "" I' ~. . 1," I I' !.,\~, ..'-, il,_ , to', " ,( : ~ , " ( ). , , 1_, I Il'i I' , I !.(I, ;.: I , " loil , /.'11 , 1111 .',; ! 'I 1 I , I t" I", I:,; ,,' ~ 'i , (') ", ,. ,,-, ,I IL , 'I, ,,' " if ..' " II jI' " " " ;', .. " " 11- ~ " H " " 11 ,. II" " " " " , j\; " ,,;" ,t' '" Ii " " I' H Hi " " !' !) "~I' " " " 'c" " " Pi' !' " " " .' " " ',. ,I) " '-'" j, " .' " ;; (, ,. J 'I I I h " ,I' 1,1 " 'i", 'I,. i, j, " " I' " " II , , , , , j. I' " " " l " " " \, " '. " " " " ii' H " ," ;' " ""j', " "i (, ,,' II " I. " " i', " " ." " d' j, " Ii, " ,,' " ;, H 'i. ') " i'.- " il " " "" " '. " " i~hnsll Mnnhnl\l\11 Unl1K Imi\, N,", ,Vs- ,InI11IlH 1\, Wprrnll, ,II', nml Hlwlly ,f, WPITIIlI 1<;:lIthy ,I, Clnrkll, i)PPllly Hlwrln; who 1101111J (1111)' swmnllPPllnlll1g lfllllW, SIl~'S PI1 ,IIII1\H\ry 10, I 090 nt 6125 P'plllPK I',M,li,H,T" she poSlpd n IlPPY PI' rPlIllJslnto Wrll Notlpe poslol' IIml . j)pscrlpllp!I Pll tlw prPlwrly of' ,I II !llOS n, WPITIIII, .fr, nml Sholly .I, WPITlllllponlpl1 nt 41? Thll'll Strool, Wost Fnlrvlow, ClIl1llwrllll1ll (]PllllIY, PCl1l1sylvllnlll, necllnlll1l! 10 IIIW, ' KO!lllllth n, qossprt, popllly SllOl'ln; whl~ hpll1g dilly sWllrn IIPoorllll1g to I11W, SllyS P!I , PccpmlJPI' 9, 1 DO~ 11112135 ll'olpok \l,M,n,S,T" Iw S\II'I'Pll n 11'110 OOP)' orl~pnlllsllllc Writ Nlllleo nl111 Posprlpllpn 111 thp lI\1pvo pl1lltlod IIPUIlI1 \lpOIl 0110 of'tho within 11llllWd 1l0lpl1llnllts III wltl Shollpy Worrnll, by I1lnl\1111J kl1PWI1 Hlwlle)' ,l.lIol1nll1lJol' (Wol'nlil) 11130HThlnl HII'oot, WOHt lllllrvlow, C\1Inborlnnd CPllnty, PennsylVIlI1II1, lIs epl1lonts IIl1d lit tho Slll1\o tll110 hllmlll1g 10 hpl' p~rsonllllY \lw sllld 1\,\\0 IIml nlloslod ooplos of' Ihe HII 1110 , ' Knlhy',I, CLi\gKII, popllly Shol'lre wlw bolng dilly HWOl'l1l1COonllnlJ 10 IIIW, snys 011 ,llllll\lll'Y . 25, 190911111108 o'olook A,M, n,S,T" sho posloll n OOpy of' I'pnl Eslllto \loslol' Il1lho IIhovo onllllpd no\lpll Upol1 ono Ill' Iho wllhln nnnlOd dol'ondnnls 10 Wltl Sholly ,I, Wllrrnll hy hnnlllng 10 Slwlly ,l.llol1111111J01' (WolTnll) nl 30H Third HIl'ool, Wost Fnlrvlow, CUl11bol'lnnd County, \lcl1llsylvllnln ncoordlng loinII', It, Thl1111l1S KllIlO, Hhorlff', 'yho holng duly SWol'l1 nooonllng to Inw, SIlYs ho 1111\(10 lllllgpl1t, RO!11'oh nncllnq\llry lpl' 0110 ortho within nnl11ocldolilfldnnls to will ,fmHos Il, WOlTnll, bnt wns 1!11I\b!l,lto lopnto him In hili bnl\lwlok> 110 Ihoroloro dop\ltliod Iho Shol'lffof',hlll\lItn COllllty 10 . sorvo tho within ROlli Eslnto WI'II Notloo poslol' nllll DORol'iptlllnnoool'dlnlJ to Inw, . .IUNli\'I'A COUNTY RnTtJl~NI Now, ,hIlUIlII')' 13, 1090 ul :WI o'clock p,M, IIOl'vod tho within Ronl Estnlo,WI'iI Notleo Postpl' nnll DCllol'lptlon IIpon ,fnl11os E, Wormll. ,fr, tho ,hmlnln ConnlY Sh01'lffs Ofljoo, 225 Ill'ldgo Hlroot, Mlffllnlo\vn, pOI1l111)'lvlll1ln by hnl]dhllJ to ,III1l10sn, Wor1'l1l1, ,II'; n tl'UP nnd nlloslod copy 01' Iho ol'i~\l1nl' I~elll olltnto Writ Notlco \lostol' nnd DOllpr!pt!on nnd I11l1do known III hl1l1tho oonlonlll tllllroof'.. So nnsWOI'SI Thol1111H LotlQI', Shol'i1'1' ,l\lnlntll COllnty, R, Thol1111R Kllno, Shol'ln; Whl1 bclng dul)' sworn necol'lllnlJ to IlIw, HIIYII he sOl'vod tho lib ow Ron! EHllIlo'Wl'lt Notlco POHtol' nnd DCRol'lpllonlnlho IhllowlnlJ 111111111CrI Tho ~horlf'f'1l1nllplllI lIotloo of tho pOl1donoy of tho IIctlon h)' COl'tlllod MIIII Rclml1 Reeolptl~oqlloHted, ROHtl'lllled Dollvol'Y Doll vcr 10 i\dllrpHHeO only 10.fnl11oH E, WOlTIIII, .fl', nl 105 Conn Sll'ool, \lort Roynl, POI1l1Hylv\11lIn. This lollol' WIIH 11111l10d lIndol'lho dnto 01' .I01UIIII'Y G, 1999 IInd I'oeolvdd by .Inl11oH Won'nll.h' on .Innlllll'y 7, 1000 tho 1'0tlll'lll'eoolpt enrd HllJned hy ,1Ul110H E, WOlTlIlI, .11', R, Thol11nH Kllno, Shol'ln; who '101111\ dll!)' sWlll'llncool'dlng 1011l\V, SllyS ho sOl'vod thp nbovo ROil! Esllllo Writ Notloo POHtOI' I1l1d DOHcrlptloliln tho followlnlJ 111IU11lCI'I Tho Shol'lff111nllod.1I notloo oflho pOl1donoy of tho notlol1 10 OliO of tho wlthlnlllll11011 dof'ondulltR to Wltl ,/n1110s n, . WOI'l'nll ,It.. by l'OlJ\lll11' 11111Hlo 105 Conll Strcol, PorI ROYIII, POl1nHylvnlllll, This leltol' wnH 111111l0d undol' the dllto of .Il1l11mry Il, 1999 nnd novol'l'ollll'ned to Ihe Shol'lf1'n 01'1100, R, Tholl1l1H Kllno, Shol'ln; who hollllJ.duly slVol'llncconllng to IIIII', snYH ho sOl'vod fho nllovc Ronl Bslnto Writ Notl~c IloRtOI' IInd DOllol'lptlollln the Ibllowlng I11l1nl1ol'l Tho Shcl'iff mil lied n notleo offho pcndonc:.' ofthollctlol1lo ono ortho wllhlnllllliled dofondlllltll to wl,(1 Sholl~ WOITnll .ll1lho COllrt PI' Cpmmon \llolls of ~!lIl11borllll1ll Cl1l1l1ly, Plll1lwylvnnln Np, IJH.t\O(ltl Civil 'I'ol'm WRIT OF J;:XJ:OUTION "mUM ATIAOHMt:NT OOMMONW~1Al-TH qlT 1~r:NNsYI.VANIA} POPNTY ql' OPMtWm,ANP) TO TIll: SIII=1111'1' 01' ...WlMUmllldINIJ...,. To oollslV. tho dohl, Il1lorllnl nllcl oonln (hill , NO, ,!JU7..'H1fl1.....,... olVII.1o ___.... CIVil. AOTloN '!-AW .......ODtJN'IY: ollc\llu ~1I n Ill! I: I: 1111 nil II 1\ IIHIIINll.\'".___....u.___.. .__......______~_____...___.... ...... .. . .......... ...... ...... ............ .......I'I.AINTlI'l'lal Irom _1~9m~!!.J~L..\'1C:ETn lJ.J ....,II~.. I.J(~~. ..OnIH)~I:,. ,..I'n !~I:I~qYI'l..tf\.J"-~I!?- '~n.IL!l~I~'~Ly...~.. IiCll:r.t\:!::1:.!....:!9J..:I:.I~~!:c.L.~.I:.!. .\~.~11 \: \"111 rv Juwy^n.1n'lO;!n..'........'..m... ...... . .._._...___~._.. " . ___...._____....._............._u................ ...... ........ ..... .n'. n ... .........._....._,.........___.............___ PI"I't:NPANTlal (1)" . YOIl mo dlroolorl I(J IllYY Ilponll1n propuIIY 01.1110 dlllunrJ<1f1l(n) nncl 10 ollll~J.~~.IU:._~..':'lJ: oJ:~'!rJ.().(l_~II: 8.~,.,., Ull 'l'hJrct al:, 'Wunl: \;',,:\.r.'vhlw I'll 170~lj, (f3lw ol:l:nolwCl :\,8\11;\1 rlul3odpld,on,l ..__._._.~__..._. ..._...1................ .__........ ...........___....".............. ... .... ... ......_...."... n__....... ...._.._no_..._._._.____.. ... - _..~..-.--_._._--.--.--.--~._----.-.-. ---.....~---._--._.._......._.....- .... ._.__.__...._-_.._--~ ., (Ill YOl,' mo' IIlso cllroolocllo IIl1l1Clh 1110 proporlY ollho clolol1dnnt(o) nollllvlllcl upon In 1110 ponoonslon of ._...___.. ". , ,. ~ ________.__..._.__.._.__._.r_.._____.. ....... .."....._... __ .__.____....______.~_~._.___,._+_._._.______..___._.______.___ -------:-..--......--..-----.--.+-.-.-j .--..-.-.-.., ,.--...,.." ...-....:-" r , . .'... . _. .._.........___......__.__~ _.._____~____+j'---....___L'_______....w___.____.__.__ _.__..._...__...____....._.....__~..n_...._.._ ........ ..... _........ h. ,.... ....h.._._ .;...._____u....._ GAnNISHEr:1 S) liS followo: ....._.n. _.__......_._._.__..____________._..__.._______....._..__...............__..,..__._..,___.._.M____.u...~.._..___. IIndlo nolily Iho gmnlohoo(s) \11111: (II) IIn 1I11110l1monlllllo boonloouod: (hllho gornlohoo(slls/mo onjolnod Irom pllylng IIIlY dObllo or lor 1110 l1000unl 01 1110 clofonclnnl(olllncl Irorn dollvorlno ony proporlY 01 Iho dolonclllnl(sl or olllOlWloo cllopoolno Ihoreoli " , ,. (3) It propo;lyol 1110 dofolldoll\lolnollovlucl u,~onlln nubloollo nlloohrnlll1llo lound 111 \110 ponnonolon 01 nl1yono olllOr limn n nl\m~tl gnrnlohee, you mo cllroolnrllo nolily I11n11horll1111 110/8ho hoo IJoo/1 nddod os fl oornlshou oncl In oplolnod 00 \lhovo slulod, ArllOlUlt PliO $ 0 1 , 14 7 , 33 .. \..I., '$ . !.I 0 ' Inlorool .:.!:~(,I~~=~~F9T~=~I..~.;(,.41.~ii~li:~~.012 tMbl~~~~;l~==.=~~==~ ~~.~:.~~._; .:====--=-= Ally'sComm.._......h....................."/o ___... .................. OlholOos\o .._____... Ally Paid __..n1.~_...3..?_.._.....____.____..._._.hh.. ..h..... .......___...._________....__. plol111UI fluld_......, ____,_._.__................... ...._......h....._.........._ ._,... ..........._............_..._.._..________.__________ 01110: Ni.wullIblH;' 10, 1990 . .. . .__~.__-,h-..-_-_-_..----.... ~..__._.._,.___._.._._.__.__....n._..._. CUIl'l'lB n. l,ONO ..m..4..,.._.___...__.._._._._._._____..... _'_ 1'10111011017' Dlv Dlvlslol1 by: ...\0 )~(~lL-( .' ~J."rj1A. 1L6.'.x..~ ' if \.7"'-' I" POIJIIIV ,. m:OUgsTING PAlm': Nomo ....!.<~lrl:.._~:~:.~~Ol\flCl ~..~u~'~~""""h"_''':_~'' Addrolls: ""':_0 1l~2:.~__........... ..h_.__.........._.._...... Relacting I'A 19603" -----..-.- ~.._...- ....--- -,- Al1orl1oy fot; 1'1 a i 11 ~:~.~n~__...h_...__.._...h..__ 1'olephonol, (610 )._3 74 -O.~.?2._n~_....._.._..___ . SuprolnaCourt ID No. _~.!.12~.!!___...__..___..:..... . I ., ,..~. THE PATRIOT. NEWS THE SUNDAY PATRIOT NEWS PrQof of . Publloptlon . jlndar Hcl ~0,6qUpO'll~'d M.II-~.J,Bn PllmmllnWII,,"h "' PllnnllylYlInlll, PlIllnlV pI PlIllphln) "" . ftfI~h~.' Mprrp!V PP1nu d~W ~l'Iorn RCCllrd1np to ll1l'1l IlPP\l~PS Rnll ~l1YS' Thill 11111. 1I11I A..lalonl Oonlrpllor of THt: PATRIPT,Nt:W~po" R ccrporAllon orpllnlioQ Rnll owlollnp Ilmlor Ihll IIIWo '01 Ihll oommpnwlIlIlIl1 pf Pllnnoylyonll1, wllh 110 prlnclpol 011I00 IInd ploco III p~olnooo III PH! 10 010 MIlr!IIII IHrolll, In , Ihll Oily pI HlltflllP~ral 09~n1Y pf .Pllllflhln, Elllllo pI PonnoylVl\nlll, pwnor IInll fl~. pllohllr pf 'fHt: PATR. lOT,Nt:Wtl. IInq TH~ ~UNPAY rWrRIPT,Nt:WEl nllWopllfloro pI pllnorlll plrpullllllln, prlnloq !lnq flUpllohPQ III !lH! 'p 010 Mnrlllll fllrool, In 11111 oily, OOIll1ly IIn!l l'lllllo 1I10rlllll\Idl 1111\1 THI3 PATRIO.T'NI3W6 IInd THI3 l'lUNPAY PATRIOT,Nt:WEl wllr" 1I0tllplloh"q Ml\rph 41h, 1 Q1I4, !\nd flllPlllmPllr 101h, 111411, rooppotlvllly, IInd 1111 IlIIVII poon ppnllnlJo\1aly PIJPllol1pd IIVor olnpIII Thollhe prlntod nollpll I'r p\1pllpllllon which 10 ooourllly IIl1l1chllq hllrolp 10 oXIIPlly 110 prlnloq IInq p\1pllohed 111 their reQ~11If dlllly IInIVpr aundllV llnd Molro oqlllllno/laouna whloh IIpp.OllrOq IIn Iho I!!llh QIlY of Jlln\1l1ry IInQ Ihe I!nq IInq !llh IlllY(II) 9f Fopr\1l1ry 10011, Thill nolllwr 1111 npr oolrJ Oomflllny 10 Inlerooloq In Ihll 8\lPlllOI mllllor of alllq ,. prlnl8cl n"IIcllor Aqvllrlllllnpl {lnq IhAIIIII of Iho IIIIoQullllns III Ihlo otolomonl 00 10 Iho IImll, fllAOO And ohompler of . pul1l1Pllllon Are \r\1el lind' ,. . ' Thill ho hllo poraonlll knpwlodQo pf Iho 1nolo IIlprooolq IInq III q~ly 1I\1lhprl~oq IInq, empo\Voroll III vorlfy Ihla atlllomonl pn hohllll 01 Tho f'lAlrlol.Nowo 00, II10rOBllld hy vlrl"o.I\~~ p~lrBUllnl 10 II rooolullon IlI11\111mo\1oly po~ood Anq flQppleq oovorlllly hy Iho olookhplQoro IIntl hoorq of qlrOolpra 01 tho oolQ Oompllny And B~poog~onIlY (My rllcordoq In ~:,:~:',~r I::;."::;;,'n, 0' p.... 'n .n' .'01 ... P'"",y 0' ?,~'1~!""'"""' "o~ 'M'," , . PU~I.IOAT'ON . . " l~tJl)(tJ2\ . _ oopy. swo, -lIniIiiUP~t![Iii(JiO~6ro IJIO Ihl 10Ilyf~Y... o. ~~ ,u~ 0 6-A,P, ;y . a ^ ~ Ii .11 ' .. 'flI,yl,IIiIl,HIIII,NolllI 1'1111117' r" ,", //.,... , /"/1 _~'r-;lA!:-'. .,"': Iln"l~ll1l11l1,IMupllln~,JlIl1Y" 'I ;.:',;.i'q;'i; '. - - . '.' -'. , ~j, MllIllhul IJOllll~\YIYilm:t 1\:,1',(1(;11\11011 ul Nollll109 _ j <'f!(i1f:i;li/: r. .."?':!!:i,,.. ". My Pl1mmlso/oll pxplrl18 ,hlllO 6, I!(JOI! ? .~i~~'\ll""'!iW.~~";)\i!!\ ~i~~~OOUNlY SI-IERIFFSOF~OI3 (:I \ 'fl' - . '~~"li'::bi\;' 'II OARLISLE, PA, 170111 .. - mw~~g] ~~t1~! ~" ~I flii!<lJ ~~~, To THE PATRIOT.NEWS 00" Dr, qn II\s ~:~1~9r. For publlohlno Iho npllco or Jlllbllollllon 1I1100hoq I '~~ ~~~' jl~~" ~l~" horolp pn Iho IIbovo otlllod duloo $ aoo,!Io I"~ ' 0 :#;;1'9 ProbAlIno 811mo NotAry 1'00(0) $ 1,60 , ,_ nc" 16~~\ lie '1', Tolol $ a07,OO "t ~o\Y..~t lllll", or , '~. ~1~,~io~~J;,m~ r~~arrugr~hher's Reoeipt:: for Adverth:l.ng Cost, ,! ft~\ II I~ ,\~ ~I 011 '~lIohor olTHE PATRloT.NJ:WS ond THI,1, SUNDAY "AmiOT-NEWS, nowopoporo pI generAl " ( ~ I 6 '~~f r~."~\\ :e1' THE PATRloT.NI:Wa 00, t... ':l~.~ 'y."" "'" " ,,, "."" "." ". ""....""...""" ""....... " "" rr",A'~, r.... r;! ':)1. ".~!81~~~~3 01 !i~;\,iM<IM-I91~r\~'1~-()43" : . >, "