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HomeMy WebLinkAbout98-04065 I ~~ I \ ~ ~, ,. " " " " ~ " " " .. " ~ , .\1 " II " ,I' I' II " " It '; " ....... " " " " ~ " ,Cl " ,; , " ~ " , .. ~ ., " ,. j. " " " " ~ " I( " .' " ,~ " .,. .. " " " ~ " " , " j. .. l:) ,. <I " " ". d:. " Ji .." " ,. " ;; '.i ,." j " .. ,. I " Ii ,0' J. 'ii " " I' " " " " (, H " Ii ,; , .., q, " HI. ,. it '., /.' " 'Ii" , ,. I " ;', " '1-, " , " .. " !i .. " , " " " " H " " " ~ " I' " tl 'i " 'j." " " ~I '" " ".' " " ,-,I l' ",. i " ..... ., " .. i .. .0;) I " , ~ H " " , !i " i "-il \1 I' ~ I j' " i I' " , Ii " '0 , I" I , ~ jj " " Ii , " if i ,. " " ~I ,j- ':i " I " ~! ., " c:l I'" ~ " " II l' " " li " 'Jjt)pr~OYIPIAN ~ HII(/lII'("I. . PrOVld1lln 1'11l110ll1l1 UlIllr. V\8AlJ.l Qf M~'\\1rO~IIID Accollnt Ac.cOIlI\l AUtllumul1 1\l11,(tNOr{J I Kunll(lift PIOOG\l'(lVI~W lhls documunl UI\d koep II Wllh your olhor l;l1pOllnn\ pilpOf3 '111';1 AccolllIl AqlOOrnulll r.onlUlIIG llll! lorms wlllcl! govo(n YOIII PIOV1(\11I1l tllIlIonal 1!IlU tAcco\JIlI'j Tho ACC.OIIll\ llnoY/II you 10 mllko flIUCllll~~$ hy uSlhn YOII! VillA 01 ~1;I~IOI(;ilr(1 Wlllllho '(;111<1') wtwlovor IllS IiOI\OI.Od and 10 9ul CflSh uctvilllcuslrorn U\I 01 OilY 011101 p'lth.CIPOIIllU' mlll\Clilll~~IIIUIIOI\ and Irom Aulofl1n\t.ld .Tellor MilChlr\Oll COllvonlollco chock!; mny lll~o lJo proYldod,lo IOU ClS!l1l (l(Hhonal way 10 U\iO lllu Accoul11 In lhlu Al/rllornonl, 'you' nnil'yolit' 11\91111 . onch p\HGOn (If Wh0l11 WUI\ilVO oponoJn ClIlolI coru I\Cr.O\lI1\ .Wo: 'our,' '011I11,' ~I\d '[lu' muan PIOV\( Ion HollolHlI Uunk or II~ Il~UI9r\OOli, 1I\i hslod on your uilillg lla,omon\ Tho Ar.colln! may bo \lIIOU only lor poulOnol,.fllrmly, 110\190111)1<1, IInd cl1nrllnhlo pUrpO'.lll\i. and nol lor IlllY bU'ilnO$:1 01 cOll1ll1orClol l)\lIPO'.lO ~t,IY uso ollhls Account uhnll cOMlllulo (lCCUP unCil 01 \ 10 1011\11 of thl8 A~loilllonl VOII ulld WO UUIUO 00 10llowI P.vm~lI", Yuu WIUIOCOIV(lU rnonlh~ slallllll\ll\l shOWing your oulslnnlhng ual,lllCO Pilymtllll all IIIIS Accollnl!s ftlq\lltod nllJ tJ doUnru (0110<,;1:9, mu~1 bo p!lynbto Olll U Uolflcu 011110 ~ank Iho chuck 10 drown on) lor pllonyllho patmanl duo as ohown On your SlaIOIl1fJf\lllY. 11\0 p,lymonl dill) dalo In I\CeOrd'lncn WIlh pilytn~l1lll1slrllcllonu 01\ your monthly illnlomonl COIIVOlHoneo chocka and OU1(1r cl1\lc~o WO lUUU 10 YOll "lOY not bl) ulOd 10.uwkU pnyrnotlln on Y-l)tII Accounl or 10 mnku pnymolllD ~In nnl 011101 ,1CCQIIllI you hnvo wllh u~ 01 oUllIffllulloa 1 ho paYHuml du~ Will bo (,'" 011110 ntlw'bulunco ahown on your alalllrnlll1l p u\1thu amounl 01 any pasl (h1O pavmollt. plu'J Iho llnWll111 by which ho now blllancQ oxceOO$ your CIU(ll{ Imo Howovor, Iho po.,.monl duo \'rlllnol bQ 1011 \I1110.'l6IUnl0SQ your IW.' W t>alanr.o III INs Ihon S 1&, In W. hlch co,. Iha payrnunl duo WI\I be Iho umount 011110 /lOW blllt1I\COlll your Ar.cout\lllI Pil$1 dUl' 0 IOboVO Iho credll hnl), wa fT l~Y fOq\lIl11 {l I yhol mlf\IIOIIn! paVilion\. bul wo will noli YOll bo(oru oolnu uo II your paymolllls 1II0ro IhclIllhu IlilynwnlllllO, II Will bo trOll ud <1$ 0 QIIlU(O pnymonlll", norn} {llll win bo apphud 10 luMO paymonl8 duo Wo IIWV occopllolo or pllllla paYl1\or\I~, or paymonl\l UlOlkod 'pBlellO lull' or mOlku( Wllh olbol ro~lhcllons. WI(lloutlo~ln\J our Ilqhllo eoUcel all amounta owm~ tmdof \luu AgloUlnOIlI,. .' . " . PhllllSO Oh!!un, ~"OPI" dol~I,pod ,"lho Grp", Pllloillor.P\lr~hml ,.chm, 0111111 AUloomonl, Imonco chOlO.o h'o'n 10 ueClII.u On P d.h,1 whin 'I Ii 'neludod in ana 01 Vour da,lv boli'lCCi nod con\lnuo unhlllHIIl>nlanco is le<lucod bV 0 pnyn111llt o/crudll YoU! lICCoulIt hnslhroo balancos 1110 E\llkhDu..oB1I!iln~Q, which col\Sl~ls of purChillloll you rnnko wllh your emd lInd leo, 101 eorl",n optionnl iCrVI~.I,lh. Q\!IIQlJJCaillA!tiIlI\l;Q.DnlilllIQ, whICh co'l",11 01 holaneo' IIrnl you Ir,n,I.,lo your ""au'll u."'O I>illaneo Irur.lUl.r chocks ond halon", Ihol W.llonllOI 101. YO<l, and.lho Q.D.lIhAcNon~lanc.Q whlcncon91111s 0 nil olhor cash aliYOneOll. Any poymcnl olrlounl WO fOCOIVO Ihol Q'(CUOd3Iho Ilnanr.o chnrgos ond 10(l~ Ihon duo Will ordlnallly bo (lpphQd flts\ 10 Iho ~.lllIIC iWiilllho Oil Ann,,"1 f'orcil1louo Rolo IAf'fl), unl,llIlI' !lolo". r, loro. and llion 10 Iho Bolonco ,Ih Iho 11O,lloWill APfl, <lnl,llhol Oiline. ,. !O(O, "Id IllOn 10 onv 10m inino , Opl.lleo Wo ral.ryo I I. 1I01i110 app~ pavrnonll ,I'"01011I1Y W'lhOUIIU(lh" nollCo. Tho Pllrehllo., Cu,loln cast AINorn", anll C.oh Advol1eo Bilaneol or. ..duc.d by f'OVlninll ., Orlho dalo lOCOlVttd. and by crodllt (oKcoptlor levorinle 01 Inl~, ovor,lImll, and ml~I(lllnnOOUs ChllIOU~1 as of Ihn \1.1\0 l)o~lud Purchn$O' nlll lIleludod ill YOUl Purchaso Blllnncu as of Iho d110 mudo oUilom cash ~l(NflnC08 aro IncluducllO your 0\1810111 Gush AcNancq Balanco os oUcws' lund~ olee ronlcally II(lIlU'/(lllIlld 10 olhor 10m>>1I \0 IUlIlsler baloncos, as ollila <1'110 lranemlllod; chock, \~ IIpn, 01 ~OflJnCOi f\' 01 tho dllo PI080lllod 10 us, Olho/ cOllll advonces erl,1lllcludod III your Cosh Adv'llnco Billnnco ns follows r.tlsh oltionr.os frO. /11 olllor hnnocm!lllslllullOIlS nnd ItlfotlUh Aulollllllcd TollolS, as of Iho d1lo mado; cuah ,lCtiOlICO chocks mndo paynbl9 10 you lhal are idonhfloli n$ cnsh:or's chocks nnd mailed 10 YOll nl your ,luque,l. as of soven dnY$ nile/Ilia <kllu 'NO Pllll\ Oil Iho chOCK; all olhol chocks, as of Iha dalo pro,onlod 10 us Olhor cJeuIIs \oxeofl fOllalo, OVor,luIIll, (manco, and 1ll15Col1anuolls chatoos) {lIO lr\cludo<!11l your PUlcho$9, Cuslom CQllh Adianco,'ol COlh Advanc. Oalonco al.1 Ih. dalo pollod FiflOflco eharuCI ,rc addo< 10 VOUI p",chau., CUllolll COlh AINanco, ifld COIh Mvaneo OolaflcoI Oich doV and 010 Ih.n poi\.q 011111111111 (\lV 01 I \0 ~'Iliog eyelo Thoro, no ora" pollo<I lor CUllom cnltl idvaflcoi 01 olh~1 calh a<Nafle" " To' rlOulo'lho dallV Ill1lUleO chnloo 101 pUlchosos, Ilia dlllly. flnan. co Chllf!)O for custom cash II(NllnCOS, Ilnd Iho dally flllnnce cholOo fof olhor cosh owanco.Q, wo ularl Whh YOUI provioll; d.1y'a Purcho,. Oal,ne., C",Iom COlh A(Ninei O,lal1e., and COIh A<N.nc, Olllanco, arjj all doh,lI ond luhllocl 011 elOd,l, 10. Iho culfonl dav 10 Iho npphc.bl. Oal.neo (0' "pli'lfod 'n Iho par,oraph oboyo).nd mllll\1~ Iho flil ilno\rnl!>v Ih. ,pplrenblo (b,IV pOllodle ,.10 IIo.lolloW"'9 parogmpl") Tho I,noncc charUi Ill' porch"., II Ih.n nrjj,d 10 and lIIellld.d IIIlhil <l.W'I PurchClo ~Ql(lI\CO' Ihe financo charou 101 cuslom coah O<Nancoe 1$ lhon addod 10 and IIlclud\ld III 1I11tl day', Cuslorn CnshAd'/llnco Oalanco, llnd thQ fmallco chargo fOI Olhu, coo II advances is Ihol\ addorl o anq inoludod 'n Ihal dayI C..h Advinca B.loneo . 0 I.oila ".d,1 bOlanca lor on doV o. loro W. dOlo.m'n.lhi I",anco chm il on VOU( balancOl 10. Iha b,lhn eyela bV odd,no 1\'!J.lhillha nanco ehOlO. 101 purehm, 10' mh I~V wllllln Iha b~rno evcl., Iho (,naneo charu. tor cuslo'n calh advaneos 10. iach (~V w,lh'n ~,. h'"inO evcla ind Ihu Imaneo e~aroa 191 olhol COIh a<l/,I1C.' ~Ol ooch <l.1V wllhin Iho b,lIino eyelo In "Ielllahno I,ninco chMgi', on idlllalr..nl W,II bo lIlad. 101 anv Ilonaoel,on or pavnrihlll"'l WOllld h,W. alloclod Ih. IlIIanca eh.ro. ca~.lollon ,n a pllor ilhno cycla hod II baon polliq mlhil cvcla Tha opplre,blo dallv p.rrod,o ralo lor .uch 0 lIan"ol,on W,II bo Iho ralo ,n .lIeeIIOlIl,o elllfanl b,lIrnu eyclo lolho( Ihin Iho 101. in allool 00 Iho dalo of haII0I118eII0I1. ,. , . ' 'ro dO,lormrno Iho nve..lOoe dally bnlanco ,howll 0/\ your olnlo-mjJnt f\JI purcho~os, alkl ooch day's Purchllllo l3nlanco (lI1cludUlg daily flnanco chal90)10 tha billing CICIO nnd dlyido by Iho numbol of daye In Iho blllmg cyclo, To 001.0'011110 Iho (lvor~go dzuly balanco shown all your slnlemonl fOI cuslolll cash O<Nancoi, add opch d;'1Y's Custo," ClIill A(NllnCO no III\CO jlnclqdlno'dlllly financo eho.oo) illlh. b,ll,no cvcl. ,nq d~,do bV Iho m,mh.' 01. dol' 'n Iho h,lIulO evelo To delormm,.lho aVOriO. dOlIV balano"hown on youl llol.monllor c..h o'lyao,", add oich doY'1 Oilh Mlllnea Oalaoeo IlIIeluq'flO dolly I,oifleo chOlO.)111 Iho b, hng evel. and d~,q. bV lI<i n.mbol 01 chV' ,n Iho b,ll'flO CVelo Vou Cin mull'plV 'aach 01 "",. Oyorogo <l.1I1V balonea; by Ihi numl>ol 01 <laVI In 1M h,lIino evclo and PV Iho al.fllCoblo 0.1"Y pOliod,o (01. 10 obl",o ",blolal., ind Ihon all;llh. Ihro. ,,,blolil, 1O!J.lhor 10 dolo'IIl'no Iho lolal amounl ol'",aneo chalool .n youl balanco, 101 Iho b,lhnO evelo Tho Ialm 'IilflllO R,IC' .. ulod in Ih" Agl.omonllllcaol Iha hiOhCiI pltrn. 1010 p"l>hol>,,1 u, .Tlla W,II Sllo.1 Joullla' on Iho Ilfol hOlIll"" <klY ollhi p.iVIOIII calon,,"llIlonlh AllY m"oiSQ 01 docroaso In 8 VWlOblo Annual Porconlago Rllte Wllllnko ollocl on IhQ flrGI day of your blllmgcyclo and may tusull rn a allghllllc!ol1!lo at docronso rn Ihc amounl 01 your ml/llmUm paymon! Tho^NNUA~ l'aROaNrMa ~ATa (APRllot pu.ohma w,lI Yal'/ and lIIiV ba adlullod .oeh bllllOO cyelo lip 1061\\ a"ovo 1'1110. Holo, bul w,lI 10 no avonl bo 10001han 14 6'. U';nO Ihil fOllnlllo: 11'0 AI'R 101 pUIChPi11 IIIlho Mav 1990 h,lIiflO evclo 'I 14 6\\, e~u.oj>ofld,nolo. d",~ p."oo,e mlo 01 004OCOII Tho ANNUA~ paRo~HTAaa RATa 101 cosh o<tvoncoi ~ ng'I" eOlfo,pondrng 10 a l~lIlV p."odlC rlllo 01 0 00000% Wo lo,al'/o Iho uOhllo chaflOo IIli Annual Porcolllooo flato colculolionl II you do nol complv w,lh Ih. 101l1\a ollhll AUI..moal I GrAco porlod for Pllrchuqlt Now pUlchtlsos poslod to youl Account In blllinu r,yclus Wllh no prOV~lJC bnlanco, 01 whon Iho provlous balance wo, full.,. pmd dwmulho eyelo, 00 nol bO{lllllo meur o finance choron unhllho slnrl ollha nO~1 billing CICIO. You Will P~V 1l<J IllIanco chorgo on surh /lOW flU/chollus If you poy'lha 10101 now balanco In lull by Iho pnymont duo dalo show.n on YOUI ,. .Ialomanl, Now pUlchasos poslod I~ /mY Qlhal bllln~l cyclo 1'lCIII Cl 'lIIoneo choroo, nod Ihoro I~ no pOIlOO in which such purchasos mny bo ,opald wllhoullncUllm9 (I fl/\Once r.hargo POil, Wo W,II eh,roo VOUI Aceounl up 10129 101 oach Gord VOU olk UI 10 loplaco, oaeh ..I.u<od paVlllonl "h.ck: oaeh check VOU Willi 00 you. Aecounllhal wo ,.Iuln UflPOld, ooch II"!' pOYI!1.ol OIUll' 01 ronowal 01 such II." order: each blllllll) (',yclo withl" WI.1ICh rour Accounlls dolinquenlllnlo ctlnroo); nnel ooch bllhn\J cyclo Wllhln whrct! your balanco oxcood~ youI clodllllno, oyen I' your Aceounl" elo..d II VOU 10quOil Cop'" of pllliflO alal,monll Iha W.,.IUil '.nllo vou mala Ihan Ihloo 1II0nlhl ailllOl, wo miv,ho.o. a hondlrng loa 01 5210. aach ,uch copy. " O.lillll, V.u wrll bo 'n dolauh: lIanv ;nlolmol,on you pro",dod uo prov" 10 bll mcomplolo or unlrua, II VOU do 001 eomp~ w,'h anv pOll of Ih;, AUloomanl: upon VOUI OOalh, bankluplcy, o. m,oN.ncvl' II you 00 '01 poy olhar dohl' whon duo, II a bankruplcv llOl,llOn II 1,Iod hV or agmnll vou, 0111 wo b.ha", rn 000<1 lailh Ihal you !'IOY acl pav o. po.lo.1Il youl c/thoal,olli undallhiS AOloomon . If YOIl 0/0 In defau I wo m~y, Wllhoul furlhet demond or flohco, cnncol youl clo(lil plrvllQOOSi doclnro YOUl Accounl balnnco lmlnedlol~~ dU~ find payable, l1f\d use ~ny remed,' wo may hov.. ,In Ih. ovanl 01 YOIII dofollll, Iha oul,land,no palanes on Valli Accollnl shall conllnllolo acclu.,nlor8l1 Ollho APflll) .IClos.d ,n Iho Flflafl~1 Oh,1IU" locl,on ollhll Ag.oimon!. ovon II wo haYo 1,IccJ ,.,1 0 ..lIcellho omoll,1 YOII owo , O,.dll I.ll1i, VOUI 018d,1 hno la ipocII,o<Ifrollll'III0 10 limo IfI i "fornlo lIohc. Wo rnar inc""a 01 dOCIOOIO your Clod'II'M hasod on if,lorroollO' WO obloinClI I.oln yOIl 01 youl crP<l1 IOCOld" ,. VOUI avallnbl(\ clOd!111 normally Iho dlll%nco bolwoon YOUf credl rlflo ondyolll Accoun bnlaneo (IncrudmO lransllcllons mnde 01 oulhollzod bul 1\01 yell>ostod), II you sond us a fMOO payment cher.k, wo mtly Itmlt YOUI avollabla credtl whllo Wa confl/flllha! Iho chock wrn c enr. For COllom IlqrlsneIIOf\B, Available cro(Mtnav be lo~t You Will nolllSO your Accounl fOl, Mdwo may lohJ$e I() honol, ony hnnsl\ClIon which wo4ld COUlD you 10 o~coed youI avallablo clcdll ! ' . 'Pto",I..\o Pay, YOII plOmi" 10 pay III Whan qllo alllllnollnll l<:tllow.d whon VOII 01 lom.ono oiso UI. you. A"allnllovolI" Iho amollnl chClUccJ oxcood. YOIII'pallollSloo), 011 olhnt hanfincUons And chnruol 10 YOtl' Account and coUoellon COIls Wo Incuf including, hUI nollmlllcd !o. IO(llionnblo llHornflY's f80s and courl cosls (If you Win Ihe sUlI, we WIll poy your reaGo.- noble ollom.v', faol and COIIII cosll ' , Oh_1I0il, Allar wo p,ovldo Vall any fI.I'eo ICqlluoll bllaw, WO lIlav eh,ng. il1V p"l 01 Ihl' Aoraamanl IImllll.I., romo,," liqllu.rfl.nla 110 chPnQ'1S 1II0dal0 Iho Fi~~I\~~ ~i~~g~'"on of Ihl' Ao(oomon!. Iho now Imanes ch"U' culelllahon w,l 1pplV 10 YOIII anllla AeCOllnl balnneo hOIn lI,a arrccl~o (~110 ollha ehanOi Oh,"O.' w,lIaPl'~ 10 balanes, Ihol r. II.Ili l.QlIL AceDllnl bolWllU1lllullliQ..\1mngQ, ifld Will opplV Wh.II!.r 01 nol VOII eonl,nuo 10." Iho Acenunl " FOloIUII a_ehaIlUiIOl,naner OOIlVI"IO/I, II Vall "sa Valli Corq 101110"90,1'008 In 0 "nlllflcv olhnlillO" II S c~ll1", lI,almn90cl,ofll W,II bo eOflv.llnd 10 U B 110110"1 gonClil~ UlthO .,Iho/ a (II Ooyollllllonl,molldalil 10100 III) WOOlosalo mOlkollnlalll.rrncllh. <l.1V bo'olo Ihallft"fI"I,on plocanino dolo, 'fleroosud bV INa p."anl(511). IIi erod,l II lub,oquinl V gl",n 101 q lIa"ocllon, I W,II bll OOtlOOlOq by Iho somo parcOlllaoo IIlha el.d,1 h., 0 d,lIolCnl procoo"no 1~lo, Iholl Ih. mhango 101001 Iho Clo<l,l con bo (Jroal.'~co' Ihalllh,1 01 Iho 0Ilgrn,lllOn,0,h9n Tha oUlloncy COhvo/910n roto on Ihl) d1Y bufolo lho Ironsoollon procoslIlng dalo /!lny dlflo( from Iho 1010 III ollocl allho limo ollho lron9oc\lon or on Iho <1110 Iho ltallsachon i, posted on yoU! Account, You OOlaO 10 a"apl Iho c;hvoll.q mnounlln U.U 0011,,,, Thi OMdl Oftntalll\lofl, You mnv CDfleol voUt ClOd,1 f'1~,logo' ola"v limo by "oll~,"U ua IfI Wfll'ng ,ml do,lrt'V'"g Iha Oa"'[l) Vpon Iho Cild "puollon al "/i ond ollho thonlhJhown un ,I, we" rOllorve the 11\J1l1 nolo lonew Iho COld Wo IOCII COf\collho Chrd [lnd youI trodll prlVllouos nl any limo nllor 30 <illY' nollctl 10 YOll, or Wllhoul nohco If po"nlllo( by IllW II your Co,' I' cnncolloQ 01 not fonowed, hnnnco choroes lInd 011101 loos '11'11 conlllluo 10 1)oJ t1Ssosscd, pnvmcnl9 Will cCll1hnuu 10 1>0 duo, nod nil olhol on>hcnblo P/ovlstons ollllls ^uroernenl win romarn In offecl If you lo/tomoto your credll PtIV1!ogcs, or II we cnncel 0' do 1101 ronew lho Cnrd, you moy 1'\0 101l1]0r wlllo ctlQcks on YOtil AccoulIl. tlfld YOllllhotlld d09ltoy any IInusod chocks wn hMO lUlled 10 you Perlollallllfotmall(>f11 POCUlnenls, You WIll proVldo us nllcilsllO It'IVS Ilolleo II YOl/chnngo YOUI nnlllO, homo OIIMIIIIlU !IIUrOS$; lolophoo'o "umbol$, emploYlnon! or incomo Upon OUl 1~ld loqUtM. YOl/'Wlll PlOVW" llU il(kMI0f1\11 1I1\{ll\011l1 UM1l1l0\ioll WIJ IOSOlvulllu Il(lhllo ohl/III\ IIlIOlll11111011 !tomoth\uo,IMlu(linlj CHul,ll rCf.(lf\lng Qgonclnll Ulldlo pro,Vlda YOUI (I<yjfoa and rnIQ'rIllQllot\ Q,\>Oil! YO'I'f 'AccU'IIIIIv ollwl. WUJ1\gY_aI1o.I11QI~ ml~[mgl!?II1iIIl'!!)1I1 alU\'IIil''l. L'.,WUYlU. )1J!IJnIlV.:lillluJ9~", U.l ~IIVJiII\U,lO\lIiKI'il'l.UH\Oj.19 .1hntllQIUllill!\lollI\uliVll1t\lh.ouuU!!l!uIO.1, II VOU w 1\0\ lu 1\11 yow eb ,Igu\\om \lnJOr Ih.l~ ^u'c~mlJnl. I1l1ugUllVII crodllloporllhlll '!lilY wllllel Or\ VOW f,fO( 1\ f1\ny PI! 311tHlllllQd 10 Ill\) cWllj HlP9rl,ng (Ifll,lllC10S - _ . ",- C\II'911191 001V1,01 UI\1\llhollll\l UI~, ~o", 01 'fl191191 Chook; 01 Iho C~III, I;"tll GIIIIIIIIII,II'" "'!I"o,loo 10001'1 YOII OI~ IUW'>II"IJI" 101 '''IOI\\IOfd''II\II'" GI.,,,I YOllf 1'~I'Olllllltl1nllll'~IIOII t~\lmOOI ('PIN',' wInch pIOY1.dll$ PCCO~\lIO.AU\OIllPI(l( '\111\11 Moctllnu~) ;lIld filly l:t\llckll !\iIJUlld lC1 yOll flOll1lhull. nnd kooplll(j 10lll PilI :\\.lp_.IIIClIO 110m your Curd, llyotl dl~cQV{lr (I' oJutpocllh1l1 YOII( ell/d. PIN. O' fillY unulJl,1d t.:hu('.~u oro losl or Glaton, Of \hallholl,l (11M hn an IUlllUlholllVd vumacliol\ OIl YOIII/\ccolml, YO\l W11l1l/'ilnpl1y Iloht<{uu Ly cu1hnU 1.,OQ.933.1221 Bo Wo ~pl\ ,. !mm(ld_I\1\~ly (lei (0 hmllIOS$o. '.Olld I'Pb1h.IY, yOl) Will pho/\(} us u,/Cfllhnuuh Yll\' mllY ,1luo lIullly us III WllluHI 'tOUl liul.lIhlY IOl UllllulhOJllOd IUI(t occuulng I>ulol(l YOtl nOIII.,. 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II you wl,h 10 Glop paYlllonl 011 n r.hock. you ffiny nund uu II Ulql pUYH10nl Ol/JiU lly WfllUllJ 10 U:lll\ OUII1(kho$s IOf c\l~IOI1\(I', Ul;llVICll h~'lod 011 your 9lolum~rll You CQI\ rnn~u a Slop ptlyrnonl aldOl ornlly by cn\III1U !llll nUl11bm h$lcd on YOtl1 ulnlUllIunl Wh~l\ yOlll1ln~,O II olop PlIYIIlU!ll uldol, '(011 muullMiVldo yow AC(.Olllllll\lIl1tJUI nnd U\lllClfIC IJllommUon obou Iho chl1q~" Iho OXMllllnO\lI1I, Ih(l dalo on Iho choc~, Iha Ilnn10 Olll~O IIIly \0 WI.\Ofn II WUII pnYlIblo, lhflllumo uf lho pllllMI W 10 $IUnod II and 1110 Chcc.k IlIHllhUf You Will >0 aukod In conlulll an O.'VI Ilop p.vmolll O[(~f III WlllinO l'/\IJuUV-<<tlliUntUY.UUI,QIIIIJ).I.uu WlllliuIOlLilC~IVQUll\llIV,\LWlI\lOII QiIlIUlllUIi~J\1iI\I\l~jyt9. wgi~ullllLlhn IllQl.iI<JJlJ, 0111 W" III\YO nvl fnCO~~<l11Il ~d"'1ualo PoSfl1pllOfl 0,11\0 Ilv'tl so \hl'll poyn1CJnl COil 1>0 u\oppocJ 'T!w 01 ill '/(1111\01 bu olfochVQ II 1110 cliock wn~ POI( \lY ulIbo o'v WO 110(1 n fpli\Oniiblu cpr>OIlunlly to ncl on tho o/dcI Wu may, Wilhoul InlJiII\V, dl"ooald V ytllllnn Ilop pavmonl WJuI IIX 11I01\11" ,,1101 110011'1 111\10'0 ,Iii ,,,"owu,I,,, WIlIIfIU 81andml ~f O~rOt PUCn\J'Q IllIG Accour.\IIIWQIY08 bolh clowl cord (lnd r.hvck \rOI\$tlG!lons which 1Il0 ploco!luud IhlOuUh 1I0PllIOIl,ll1ollonal fiY$lomu I>ololu Iho 11{IIl!lilCllorw 010 coilsolid,'\\Id by .ua. lJnd boCUll$\t nol OYOIY chock on<l Cprd slip Will bll $(lnllo llS, llllnStlCIIOl\3 111 y\wr Accaunl Will bo PIOt:ollsod llIUGhIlIllGIIIl.Y wllhoul OUf nocollsnllly rU'y'lowu\Q Ol/YIY 110m OUI pl()c0~8U\U tlyslnm Will ,. call o~, 81100\lon to cOlloinllOmtl Which WIl Will OXl'lmll\o Wd Wllll'xomino \Ill IltlnSoclions Wholl you IIl!>orllhnl YOUI Glud or chockli hal/a buon lo~1 01 $IOh.lO Wu dO r\ol mland OI(~l\lIrlly 10 "011I111001111011I1, olld wo will 1101 bo nCjJI'Jonlll wo do nol do 10 1111' 11110 0,101111.11011110 ol/lIltJilld 01 olllloory Cilia w~",1I wo III uo"II",lh Will ",UIOI,O '" odmllllll"IIIIU YOIII AccolIlIl Oooau,o aloof 11m. Ilod lovlolV, nn\l booou,o 1I011llOf YOOl oOMollad OIl"Ok'.'101 COfd I/nII'llOlIolI ,Ip. Will bo lolwoud 10 YOII Wllh 1110 mOIlIIl~ ,1~larnolll, VOII ,hOIlI<111I1 0",0111110 onlUI 011 ollook. III VOIII fhook 100,,!0('Ol OlhOl\Yl'r koop a. looold 0111101\. \ YOII .1I0ul,1 0100 .avo YOIII orodll oOfd oa'h 011;01100 ami 1'1110110'0 IIII" .YQiL'UlgIllU.~M'\J()JlunQltll1lY_t1JIlwllllllll.i\UUII\UIJ.~i'QldJUlll lO.lllI,l1IYUI Imllludlolo~ 0 OI\V lI\UlUIila!llllllJ!lUllUQllilll~11ll1. WIIYOI of ~orloh! Rlohll, Wo IIIVY <Jul.y Of ytOIVO unlo'colllonl 0' anv PfOVlOIOfi 011111' AUfoomoll1 Wllllollllo.IIIQ ow uUllllo uololcu II Of 0111 0111111 PfOV"'OII IlIlof YOII wmvo Iho IIUhllo PIO,Ol\lmOnl,'dom,IIc1, plolool, Of nolleo 01 cI'lllonof: onV opphcvlllo 1101111" 01 Imlllal/oo, 011'1 nIIV IIUhl VOII Olav III1YO 10 10<\ullu U. 10 pf,",OO< 00011I'1 allVOllO bulolO WO 1110 01111 VQallll1 YolI A\l\1I1OOlllo ~'IVI hymllllllYi ^"IOII\\lolll, No mvllor whnlo vollllvo, 1111. 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II OilY PIOYISIOll 01 \tils AUIOoffiQnllll hold 10 bo If\vuhd or ullilnfolcQntJlo, WU oll,1 WI,) '11111 con,loor lhnl ploYI$ion ma<hflod 10 r.onlo/m loapphcablo low, nnd lho rilsl ollho plOVls!ons 11\ Iho Aowomonl '11111 !lWI 00 onlolcooblu, Atony limo OUOI WO dololl11lno 111900<1 filllh Ihnl nny p'lopoSl1d or enaclod 1001$ll\llon, 10ijtlhlloiY ncllon, 01 judlcllll docl'lon has rOlldalod or may lomlol (lIW 1111\1011111 prOVIsion, 011111$ Agrouml1l1t nwolld 01 ul\ollforCOllblo, Of Impo!J1l any inarOOlou 10)(, 'cpO/ling IOQunornonl. 01 01110' \l\lfCfon In cOllnochonWllh any \lltoh ploVlslon or Illl plllorC:QffionL "No IllIlY, ollor Illlcasl30 days llotlctllo you, 01 Without nollco II pOIlOlllod by law, Olll1collllo COfd and VOl/I Cfo,ll pflvllegol. W. 0 lIIav 1100i101 01 oUlun OIlIlIl\hllo 411 01101110 01 Vow \1oVIII"nl, If .1010 10IV fU<\IIIIO' 11i,,1 YOI/ ""~o /!V1100 0' "1011 JII oyonllO pfoloollllo pillohalOf Of aOllonoo, WU IIIBy O~O YOI/ IlIeh 1101100 by IllInu V flllvnOlno .Iolnlllnol w,11i 1110 .10Iv'.lIno!nIOlY of lIlalo . Hol'oo" Olhol nOlio". 1.0. VOlllllall boolloolivo WlliI\ dopaillod ,n 1110 1II0010dcllOiBOU 10 vou vi 1110 nlklf"" ,1I0wn on Ollf fOCOfd. I/nto.., o.lonU'1 11011~.," pllrlod " ppO.illcdlll IIn. Agloomonl Of l>y vw, wll~h pol1lXl IlIdll ,1011 \IPOn mOlllflO. NollOo 10 II' ,11011 ba mOllod 10 aUf OIklloss lor Ol/*n,"f .0IVIOO on VOl/f 1IIII0lllenll01 Olllol.oddIOl8o' yto mov 'pOOl~' "ofl.llol1 bo ollooWo WllulI IVeIO,o~o II" .' . \'\lUR PI~I,INQ RIQIITU" K~~P TillS H01IC~ POR PUTlIR~ UO~, Thi. nolloo conlanlS IlIIpall.nl,,1IofIllI1IIQn vool/I VOl/f /lUIlII nil'! aUf rospon"bllllloll/lI<1of 1110 Falf GIOdl1 Ollllno 'Acl Notify VIto COlI o( ~"orl or QllOlllorll AbO~' YOI/[ Pili. II VOI/ IlIlnk VO/lf lI.ill "WfOnnl of II YOI/ 1I00d 11I010 1II1011110110n ol>oul allV Ifnll,vo"oll on VOUf 11111, Willa UI, 011 a 101''''010 ;11011, nl qUf ilddloll fOI ol/llomol .aIV"o hllod on YOOI 1>11 fila 10 1/' 0' 11)0111\. pa."blo, Wo.ml/II IU'" Ifom Vall no Inlof 111011 60 daYI "hof wo ;onl VOU 1110 filSl bill un wlIlCh Iho 01101 01 1'1001010 VppoO.'Od' YOI/ 001l 101'1'. Ilona 1/1, bvl ooinU .0 WII nol plOIOIYO YOI/I liglll., In VOI/IIOllof., Ulyo u, 1110 101l0wmU III10fmvllon .. YOIII ",mo und Acrol/nl nl/lll1101 .. Tho dollar ollloon\ of Iha II/;poelo<l 01101, '., posolobo Ilia Ollor and "l>loin,1I V"" COli w~V V"" 1J01r0YO Ihoro IS 011 01101, II Vall nood /nOlO IOIOf~al:on, doscllb" 1110 110m VOII 010 nol .mo oooul YOllr RluMI drill Ollr PIlPOllllb/l/llll Allor W~ /f,e.Ne YOllr !Vrlll," Noileo. Wo \\III.! OO'kllowluclgO YOIII 101101 WIIIIIII 30 d'Y8. ulllooo wa lIavo oOlloolodlho OflOI oy Iholl W,lllln 90 doWI, IVO mas! 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If YOII fOil 10 pay 1110 omounl wo IlImk you owO wo mav ropafl YOII nl <Iolm<\uolIl, HOWOVOI, If 0111 o'plnllvllOn oou. ['01 Ivli.1v yo" anti VOU Wille 10 "' w,llIlI\ 10 do.>YI 10IIIIIU ", "'01 YOIIIIIIIOIIIIO 10 pOV, WO mll.llolI nnvono IVo 10pollVOII 1011,01 VOU <\'10,11011 YOUI hili Alld, WO 11I11.11.11 yoo 1110 n"ma 01 allvonn wa ",palfod YUlllo Wo 11I11' lallanvollo wo "'pafl '(Oil 10 IlIvllllo mollolllO' booo .01110<1 bOIWOOII UI wh'" II rlOvl~" Ifwo ool\'llollow 111"0 1\110', we eun'l 00110011110.11101 $50 01 1110 '111011100011 omollnl, ovnll' yom bill IV"; oOflool . 8POo/11 /f!!/. 'or Crodll Oord /'1/1011"00, II Vall lI"yO a plOhlalO wllh 1110 nllalllV 01 1110 pIOl>oIlV 01 ;OIyIOO. 111111 YOII pllfOllalod Willi OUI orOl111 oard olld Vall IIl1vo Illod In Qoo<1 Inilh 10 00110011110 ptoblom wIlh 111,0 mOlchn~1. YOll mllY nOI hnvo 10 poy Iho fOmalnlnu nn10unl duo on Ilia goods 01 sorVICO!l 1holO 010 two hffillallons on Ihls IIUIlI: (II) you mllsl hnvo modo Iho pwchnso In your 110100 11010, 01 1'"01 WIIIIIO Valli 11011I0; 010, WIIIIIII 100 1/111.. 01 VOllf ollllonl 1110111110 lI,kIIO": 1111(1111) Ilia plllohm pfice 11I1,,1 lIavo bOlln (11010 Ilran $50 Tllooo hmllallon, 00 nolaPi>~ II IVO own 01 opolalo Ih9 morchonl, 0' If wo mOllod you 1110 o(NorllSornonl fo.lho p!Oporly 01 $OIVICOll. .. I' .' ., , .' ". ;'// ( "', ....,."1 '" '. " '. '" ..,,~ ~':1 " . 'If" " , J . ,'i';, !':~' .."< Q3 1 1'1 ( , I ,': ~ (" Ji" J I. 1\" .'li' /.1 L I,i' I Ii. L' II , . '. II '!l ,. , 1 \'i :-_1 II' i /~ " ji , , C) .. " 'I ~ \~' .. ::.y,I<;"')", r,r.. ,~. ~~I , ,. 1 ~"" ..'....... ~. Q H ;; .. I' H ji H i; II " ~ ~ \D " ,. ,; ,I 'll :~ eX,~ " I" 1'\, I'\'i .~ ~ "\;, '-.!l V' '< " " ,i " " Iii, , " ." , " " H .. , ,. .. 'I: " " " " ;' " " 1'\ /;, " .. .. " .. " " " 'I' '. i ill, lilli! 'ii" I .",1 HI)i I l! 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