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MAR ~ :~ 1999)
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
CIVIL ACTION-LAW
OLENA W. STERCHO, ESQUIRE
STERN AND STERCHO
410 The Pavilion
Jenkintown, PA 19046
(215) 572-8111
I.D. #33591
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II
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OCWEN FEDERAL BANK FSB
VS.
NO. 98-4325
SHIRLEY A. KOZIAR
ORDER
AND NOW, this ~~ day of \ 1\)f'.JL:i
v
Plaintiff's Motion for Special Order Directing Service of its Notice of Sheriff's Sale By Posting
, 1999, upon consideration of
and Certified Mail Pursuant to Pa. R.C.P. 430(a), it is hereby ORDERED AND DECREED that
defendant Shirley A. Koziar shall be served by posting a copy of Plaintiff's Notice of Sheriff's
Sale on premises 218 East Garfield Street, Shippensburg, PA 17257 and by sending a copy of
same to defendant at her last known address being 218 East Garfield Street, Shippensburg, PA by
certified mail, return receipt requested. It is further ORDERED AND DECREED that all further
notices requiring personal service in the above-captioned matter, shall e s~;.ved upon defendant
in the manner prescribed by this Order. / /
,
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URT:
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, Shlppensbur:g, PA
CITY. Sllle, ZJp Cooe
1'/257
0Tl.
1/29/!J9
ReqUr::1 lor Clung. of A.:lare:::: or So:r.noldor
'Intorm.>.tion Ne.:ded lor Se1'"";c.. 01 Leo~1 p~:
PI~ furnish Ihe new .da~ or It><! n~m. ~n: ::'l'e<:\ .oor--= (,, . box:'lolder) tor the loliawir>g:
Shir:ley A. Koziar:
21B~Gar:field Str:eet,
Shippensbur:g, PA
1725'/
N.mc:
Addr::::::;:
NOTE: The n~me ,nd Ia.:. ~own #ddr= =..." rnquiroc: lor C:-"~ge or 'ocr-....:::; im"Jm1:tion.
po:: cffie..: bo:::;."addn:.::: -r:e requi~ for box:"lo~c: Intorm:;~on.
Ihe: name. ~ ):..'1oYr.'\. 4n::.
Thc'rollowinC inlo~,;'jcn is proviOC'j'in '=r:.n:;,: wi~~ ~g e:=R ::SS.5{c:)(6)(ii), ';ne:e is no Ie-!! lor c:ovicinc
txlXrloloer inlorm~:i.on. The lee lor ;:><"Ov;jinQ C'1angc or .CC:::::; iC"om-.z-jon is "'''lived in a=r::::ln~ ,"",in 3:': C:=;;;
255.6(d)(1) an::: (2) _n.d C::>l7e~iX'ndin~ .':'.c:-nini"'o"O;ive Sup~r. Manu.i 352.."-'" ane b.
i. C;;:.;cty of oe-quc.s:e: (e.g.. pr;,:::::~ s::rver. 3:~O:":"lCY. pa:':'y :-e;::ese:o:U:'Ig
hir.-~llJ: A::::ornev
-
2. SI<1I,': or r:-;ula:ion lna: empowe:-s me \0 se:ve pro=:; (no; re<:;uirec "',"en ~ue:;er is .n a..eme)' or. pa;';)'
;::::ing ~:-e . C::C::=;:;'I a co:";X:rGtio:"l a=.ing p"'O se m:.:s; ~e
:;;::~1e):
-. The names of ;11 knQo.l(n pat"J2s to the HHgction:
Ocwen Feder:al Bank Fsa
"'. The :01.::\ in wnk::i th~ c.::ise :-'45 ~=:; or will be ne.a~:
CCP Cumber:laND County
s. The dOc:Xe~ or other iden:"'yinO iH.:m!:--e: if Oil: h2S be-:.n i~:.:~:
No. 98-4325
,
!6. The capa::.':Y. in Whi"" :i'lis individual is:o be ~:Ve-j (e.\:. tiete:>:a"t or
w:-",=): . Defenaan::s
WA.FU,'lNG
I-HE: S:J5MISSION OF F':'~SE: ItiFORI.<.; .101< .0 oa..:.I>-: ...."iO !..!SE: 0,...A..'iG.<, OF ':':;OP.E:~ II<FORJ,.U, 'ilON OP. eo:;;;o~E., INFORJ,.U, "ON
FOR /"'W ?UR?CSE: ConE:., "'-'J: 'THE: SE:RVlCE: Of lEe.:..!. ?RCCE:~ r>: 00>-:I<E:::010,," "',":'TH ),c.w,. c>.'l PRCSPEC""-,, 1.;"::':'7101<
COUl,O RESUI.. '''' CRMN.:.l. ?~,,~S I1~CLL!DiNG" FiNE OF U? 70 SiO,txlO OR [M?R:SO'':>'~E:I{O OR (2) 70 ':'VC!D ?':''nJ.E:1{O OF
I 01-IE: FEE FOF; CH.,I.,NGE OF "'-'lORESS I>lF01<IJ",710l< OF 1-:0. MO?E 0,....." 5 .,.........?s. OR 600n 0""'-= is U.S. C'. SE:cnol-: i OOi)..
I Cl!r1i:y l.'1c: the above in:omlation is \ru~ anti l.~c: 'Ule ;;dc!ress bf:rmZlion ts n~~ aM will 0: '~$,.-:! 5:>1:1)' rer .
s.eiVi:.: of I:-;al ;:i"O:...--s.s in ::..onne-c..ion ~~'i a::uCiI 0:" p:'os~eCvf Ii'Ugot.ion. .
O~ uJ. ( ~ 410 The Pavilion
Sicniitun:
OLENA W. STERCHO
?:imea N2/'j')~
AdCl""-'S
Jenkin_own, PA 19046
,
30X.'-!O!..D:oR'S ?Osn/AKK
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- MO....ed. i::~ no lor\lo"2:tiii'lC ao.::~~.
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Ct;'\.. 51.:ae, Z1? Cooe
FOR POST O.-....lCS USE ONLY
4 Nc e:ang: of a.~~ or.jer o.oJj.~ N:v'\' ;"'DDR:SS 0:"
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Ocwcn Fcdcral Bank FSB
VS
Shirlcy A, Koziar
In the Court of Common Pleas of
Cumherland County, Pcnnsylvania
No. 98-4325 Civil Term
Kcnncth E, Gosscrt, Dcputy Sheriff, who bcing duly sworn according to law, says on
January 13, 1999 at 2:25 0' clock P ,M, E, s:r" he postcd a copy of Real Estatc Writ
Notice Poster and Description on the propcrty of Shirlcy A, Koziar located at 218
Garfield Street, Shippensburg, Cumbcrland County, Pennsylvania according to law,
R, Thomas Kline, Sheriff, who being duly sworn according to law, says he served thc
above Real Estate Writ Noticc Poster and Description in thc following manner: The
Sheriff mailed a notice ofthc pendency ofthc action to the within named defendant to
wit: Shirley A. Koziar by Certified Mail Return Receipt Requcsted, Restricted Delivery,
Dcliver To Addrcssec Only to 218 Garfield Street, Shippensburg, Pennsylvania, This
lettcr was mailed under the date of January 22,1999 and rcturncd to the Sheriffs Office
on February 8, 1999 with rcason checked UNCLAIMED,
R. Thomas Kline, Sheriff who being duly sworn according to law, says he served the
above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of thc pendcncy of the action by regular mail to 218 Garfield
Street, Shippensburg, Pennsylvania, This letter was mailed under thc date of February 8,
1999 and never returned to the Sheriffs Office,
Wesley Cook, Deputy Sheriff, who being duly sworn according to law, says on March
18,1999 at 2:53 o'clock P,M, EST, he posted a copy of Real Estate Writ Notice and
Description on the property of Shirley Koziar located at 218 Garfield, Street,
Shippensburg, Cumberland County, Pennsylvania, per Court Order.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and
legal notice had been given according to law, exposed the within described premises at
public venue or outcry at Court House, Carlisle, Cumberland County, Pennsylvania, on
June 9, 1999 at 10:00 o'clock A,M,E,D,S,T" and sold the same for the sum of$ 1.00 to
Attorney James Flower, for Ocwen Federal Bank FSB, its successors and assigns, It
being the highest bid and best price received for the same Ocwen Federal ban FSB, 16'75,
Palm Beach Lakes Blvd, West Palm Bcach, Fl, being the buyer in this exccution paid to
SheriffR, Thomas Kline the sum of$ 575,60,it being Sheriffs Costs, '
Sheriffs Costs:
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Certified Mail
Levy
Surcharge
30,00
11.29
15,00
15,00
30,00
10,00
.50
1.00
12.40
9,16
15,00
12,00
COURT OF COMMON PLEAS OF CUM13ERLAND COUNTY
CIVIL ACTION-LAW
OLENA W, STERCHO, ESQUIRE
STERN AND STERCHO
410 The Pavilion
Jenkintown, PA 19046
(215) 572-8111
I.D, # 33591
OCWEN FEDERAL BANK FSB
VS,
NO. 98-4325
SHIRLEY A, KOZIAR
AFFIDA VIT PURSUANT TO RULE 3129.1
OLENA W, STERCHO, attorney for Plaintiff in the above caption, sets forth as of the date the
Praecipe for the Writ of Execution was filed, the following information concerning the real
property located at 218 GARFIELD STREET, SHIPPENSBURG, PA.
1. Name and address of Owner(s) or Reputed Owner(s):
Shirley A. Koziar
218 Garfield Street
Shippensburg, PA
2, Name and address of Defendant(s) in the judgment:
Shirley A. Koziar
218 Garfield Street
Shippensburg, PA
3, Name and last known address of every judgment creditor whose judgment is a record lien
on the r~, property to be sold:
Greate Bay Hotel and Casino, Inc.
Indiana Ave, & Brighton Park
Atlantic City, NJ 08401
C:\DIANEISALESIKOZIAR,DOC
3, You may also be able to stop the sale through other legal proceedings,
You may need an attorney to assert your rights, The sooner you contact one, the more chance
you will have of stopping the sale, (See notice on page two on how to obtain an attorney,)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE,
1. If the Sherifrs Sale is not stopped, your property will be sold to the highest bidder, You
may find out the price bid by calling Stern and Stereho, telephone (215) 572-8111.
2, You may be able to petition the Court to set aside the sale if the bid pIice was grossly
inadequate compared to the value of your property,
3, The sale will go through only if the buyer pays the Sheriff the full amount due in the sale,
To find out if this has happened you may call Stern and Stercho, telephone (215) 572-8111.
4, If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of
the property as if the sale never happened,
5, You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings
to evict you,
6, You may be entitled to a share of the money which was paid for your house, A Schr.dule
of distribution of the money bid for your house will be filed by the Sheriff on a date specified
by the Sheriff no later than 30 days after the sale date, This Schedule will state who will be
receiving that money, The money will be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after the date of filing of said schedule. You should check with the Sherifrs Office
by calling (717) 240-6390 to determine the actual date of filing of said schedule,
7, You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET
LEGAL HELP,
LAWYER REFERENCE SERVICE
COURT ADMINISTRATION
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
C:IDIANEISALESIKOZIAR,DOC
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
CIVIL ACTION-LAW
OLENA W, STERCHO, ESQUIRE
STERN AND STERCHO
410 The Pavilion
Jenkintown, PA 19046
(215) 572-8111
I.D. # 33591
OCWEN FEDERAL BANK FSB
VS,
NO, 98-4325
SHIRLEY A. KOZIAR
RE: Judgment #1994-06758 filed 11/29/94 $6,959,00
PREMISES: 218 GARFIELD STREET, SHlPPENSBURG, PA
Boardwalk Regency Corp,
c/o Richard Scheer, Esq.
320 Park Ave,
South Plains, NJ 07076
Dear Sir:
Please be advised that I represent the above creditor which has a judgment against the above
defendant. As a result of a default, the above referenced premises, also described on the
attached sheet, will be sold by the Sheriff of Cumberland County on MARCH 3, 1999 at 10:00
A,M, in the Cumberland County Courthouse, Carlisle, PA,
The sale is being conducted pursuant to the judgment in the amount of $64,572.65 plus interest
thereon entered in the above matter in favor of plaintiff against the above-named defendant(s)
who are also the real owner(s) of said premises, I have discovered that you may have a lien
and/or interest in the premises to be sold, This notice is given so that you can protect your
interest, if any, in the lien you have on the premises,
A Schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later
than 30 days after the sale date and the distribution will be made in accordance with the schedule
unless exceptions are filed thereto within ten (10) days thereafter.
3TERN AND STERCHO
10/15/98
BY: ()Clh<L/ W, I~
OLENA W. STERCHO,
Attorney for Plaintiff
C:IDIANEISALESIKOZIAR,DOC
3, You may also be able to stop the sale through other legal proceedings,
You may need an allorncy to assert your rights, The sooner you contact one, the more chance
you will have of stopping the sale, (See notice on page two on how to obtain an attorney,)
YOU MAY STILL BE ABLE TO SA VE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE,
I. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You
may find out the price bid by calling Stern and Stercho, tclephone (215) 572-8111.
2, You may be able to petition thc Court to sct aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3, The sale will go through only if the buyer pays the Sheriff the full amount due in the sale,
To find out if this has happened you may call Stern and Stercho, telephone (215) 572-81 I I.
4, If the amount due from the buycr is not paid to the Shcriff, you will remain the owner of
the property as if the sale never happened,
5, You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings
to evict you,
6, You may be entitled to a share of the money whieh was paid for your house, A Sehedule
of distribution of the money bid for your house will be filed by the Sheriff on a date specified
by the Sheriff no later than 30 days after the sale date, This Schedule will state who will be
receiving that money, The money will be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after the date of filing of said schedule. You should check with the Sheriffs Offiee
by calling (717) 240-6390 to determine the actual date of filing of said schedule,
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET
LEGAL HELP.
LA WYER REFERENCE SERVICE
COURT ADMINISTRATION
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(7 I 7) 240-6200
C:IDlANEISALESIKOZIAR, DOC
(::
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.................-....--.....
OCWEN
FodornJ Bank FSll
, C~;Io"eU A,liclc"Nuinhcr'
, .
P "171. "0"1 585
April IS, 1998
. . 0 \ " '.\.'
VIA First Class Mail
VIA Ccrtified Mail (return receipt requested)
Ref, Codc: 9S5
SHIRLEY KOZIAR
218 GARFIELD ST
SHIPPENSBURG. PA 17257
Re: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Loan Number: 2954337
Mongage On: 218 GARFIELD ST, SHIPPENSBURG Soo PA 17257
Dear Borrower(s):
You are hereby norified thaI this letter is an attempr to colleer a debr. All infonnation obtained will be used for that purpose,
The Mortgage held by Ocwen Federal Bank FSB (Ocwen Fedcral) on the property refcrenced above IS IN SERlOUS
DEFAULT because you have not paid monthly payments of principal, interes~ and escrow of $17,383,16 from May I, 1995
to prcsent,
Ocwen Federal has advanced $824,6910 your escrow account, and $0,00 has been advanced for Other Advances. You have a
cotal of$250,OO credit in forbearance,
The t01ll1 amount now required to cure this default. or in other words, get caught up in your payments, as of the date of this
lener, is 517, 133,16,
You may cure this default within TIlIRTY (30) DAYS of the date of this lellCT, by paying to Ocwen Federal the above amount
of 517, I 33,16 plus any additional monthly payments and late charges which may fall due during this period. Paymenr must be
made either by cash. cashiers check. certified check, or money order, and made payable to:
Ocwen Federal Bank FSB
P,O, Box 220297
Greal Neck. NY 11022-981 J
If you make partial paymenes 00 account of the delinquencies, we may accept them and apply them 10 the delinquencies,
However, partial payments will not cure your default or reinstate your loan unless we receive the entire arnounl required to
cure the defaules,
If you dc not cure the default within TIlIRTY (30) DAYS, we intend to exercise our right 10 accelerate the mortgage
payments, This mcans thaI whatever is owing 00 the original amount borrowed will be coosidered due immediately and you
may lose the chance 10 payoff the original mortgage in monthly installmencs, If full payment of the amount of default is not
made within THIRTY (30) DAYS, we also intend to instrUct our a!lomeys 10 start a lawsuit 10 foreclose your mortgaged
property. If the mortgage is foreclosed, your mortgaged property will be sold by thc Sheriff 10 pay off the mortgage debt,
You have lhe right to assert in any foreclosure proceeding or other lawsuit Lnstituted WIder the mortgage documents, the
nonexisJence of the default or any ocher defense you believe you may have to such action.
If we refer your case to our allorn~js, but you cure the default before they begin legal proceedings against you, you will have
10 pay l!1e reasonable anorney's fees, aetually incum:d, up to $50,00, However, if legal proceedings are started against you,
EXHIBIT "B"
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowner's Emergency Mortgage Assistance
Program
may be able to help you.
Read the attached notice to find out how the
program works.
If you need more information, call the Pennsylvania
Housing Finance Agency at 1(800) 342-2397.
LA NOTIFICACION ADJUNTO ES DE SUMA IMPORTANC1A, PUES AFECTA SU
DERECHO A CONTlNUAR VIVIENDO EN SU CASA. S1 NO COMPRENDE EL
CONTENIDO DE EST A NOTIFICAC10N OBTENGA UNA TRADUCCION
INMEDIA T AMENTE LLAMANDO A EST A AGENClA (pENNSYL V ANlA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER
ELEGIBLE PARA UN PRESTAMO paR EL PROGRAMA LLAMADO "HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE PROGRfuW EL CUAL PUEDE SAL V AR SU
CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
ACT 91 NOTICE
IMPORT ANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE,
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
iii
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3, You may also be able to stop the sale through other legal proceedings,
You may need an attorney to assert your rights, The sooner you contact one, the more chance
you will have of stopping the sale, (See notice on page two on how to obtain an attorney,)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE,
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder, You
may find out the price bid by calling Stern and Stercho, telephone (215) 572-8111.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3, The sale will go through only if the buyer pays the Sheriff the full amount due in the sale.
To find out if this has happened you may call Stern and Stercho, telephone (215) 572-8111.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of
the property as if the sale never happened,
5, You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer, At that time, the buyer may bring legal proceedings
to evict you.
6, You may be entitled to a share of the money which was paid for your house, A Schedule
of distribution of the money bid for your house will be filed by the Sheriff on a date specified
by the Sheriff no later than 30 days after the sale date. This Schedule will state who will be
receiving that money, The money will be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after the date of filing of said schedule, You should check with the Sheriffs Office
by calling (717) 240-6390 to determine the actual date of filing of said schedule,
7, You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET
LEGAL HELP,
LAWYER REFERENCE SERVICE
COURT ADMINISTRATION
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(7 I 7) 240-6200
C:IDIANEISALESIKOZIAR, DOC
",;~~;;'.;':;;;~7_.."......,,_.,,_
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3, You may also be able to stop the sale through other legal proceedings,
You may need an attorney to assert your rights, The sooner you contact one, the more chance
you will have of stopping the sale, (See notice on page two on how to obtain an attorney,)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGl1TS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE,
1. If the Shcri ff s Sale is not stopped, your property will be sold to the highest bidder, You
may find out the price bid by calling Stern and Stercho, telephone (215) 572-8111.
2, You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property,
3, The sale will go through only if the buyer pays the Sheriff the full amount due in thc sale,
To find out if this has happened you may call Stern and Stercho, telephone (215) 572-8111,
4, If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of
the property as if the sale never happened,
5, You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings
to evict you,
6. You may be entitled to a share of the money which was paid for your house, A Schedule
of distribution of the money bid for your house will be filed by the Sheriff on a date specified
by the Sheriff no later than 30 days after the sale date, This Schedule will state who will be
receiving that money, The money will be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after the date of filing of said schedule. You should check with the Sheriffs Office
by calling (717) 240-6390 to determine the actual date of filing of said schedule,
7 . You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET
LEGAL HELP.
LAWYER REFERENCE SERVICE
COURT ADMINISTRATION
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
C:IDIANEISALES\KOZIAR,DOC
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PROOF OF PUBLICATION OF NOTICE
IN CUi\IBERL,\NI> LAW ,JOURNAL
(Under Act No, 587, approved May 16, 1929), p, L,1784
STATE OF PENNSYLVANIA :
COUNTY OF CUMBERLAND :
5S.
Rogcr M, Morgcllthal, Esquirc, Editor of thc Cumberland Law Journal, of the County
and State aforcsaid, being duly sworn, according to law, deposes and says that (he Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in thc regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
JANUARY 29. FEBRUARY 5,12,1999
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true,
REAL ESTATE SALE NO.4
Writ No, 98-4325 CIvil
Ocwen Federal Bank FSB
vs,
Shirley A, Kozlar
Alty,: Olena Stercho
LEGAL DESCRIPTION
ALL THAT CERTAIN tract 01 land
with Improvements thereon erected,
situate In the Borough or Shlppens.
burg, Cumberland County, pennsyl.
vania, bounded and described as
follows:
ON the North by Garfield Street,
on the East by Lot No, 11: on the
South by an alley: and on the West
by Lot No, 6, Said lots being deslg.
nated as Lots Nos. 9 and 10, and
i each containing Thlrty~Two (32) feel
on Garfield Street and extending at
\ an even width One-Hundred Sixty.
One (161) leet to said alley,
1 . TITLE to said premises Is vested
1 In ShJrley A., Kozlar by Deed from
Robert B" Kozlar and Shirley A, Koz.
lar, husband and wile, dated 6/21/
95 and recorded 6/28/95 In Cum.
berland County Deed Book 124 page
224;
(')7yYlA--,,-_
Roger M, Morgenthal, Editor
SWORN TO AND SUBSCRIBED before me this
12 dayof FEBRUARY, 1999
NOTARlAt SEAl
LOIS E, SNYOER. Notary Public
Corlitle Boro, Cumberland Coumy. PA
My CommlMion Ex.,.," IoIarch ~, 2001
~ .'"..,
. ,
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under net No,587, 800rDued May 16, 192~
Commonwealth of Pennaylvanla, County of Dauphin) 88
Mlchae/Mo"ow bei.ng duly sworn accordi.ng to low, deposes and says:
That he Is the Assistant Controller 01 THE PATRIOT.NEWS CO" a COlporatlon organized and existing under the laws
01 the Commonwealth 01 Pennsylvania, with Its principal olllce and place 01 business at 812 to 818 Market Slreet, In
the City 01 Harrisburg, County 01 Dauphin, Stale 01 Pennsylvania, owner and publisher of THE PATRIOT.NEWS and
THE SUNDAY PATRIOT-NEWS newspapers 01 general circulation, prlnled and published at 812 to 818 Markel Streel,
In the City, County and State aforesaid; thaI THE PATRIOT.NEWS and THE SUNDAY PATRIOT-NEWS were eSlabllshed
March 4th, 1854, and Seplember 18th, t 949, respectively, and all have been continuously published ever slnoe;
That the printed notice or publication which Is securely attached herelo Is exactly as printed and published In
their regular dally and/or Sunday and MellO editions/Issues whloh appeared on the 26th day 01 January and the 2nd
and 9th day(s) 01 February 1999, ThaI nellher he nor said Company Is Interesled In the subject matter 01 said
printed notice or advertising, and that all 01 the allegations of this statement as to Ihe time, place and charaoter of
publication are true; and
That he has personal knowledge 01 the lacts aloresald and Is duly authorized and empowered 10 verily this
slatemenl on behalf 01 The Patrlot.News Co, aloresald by virtue and pursuanllo a resolution unanimously passed and
adopted severally by the stockholders and board 01 directors of the said Company and subsequently duly recorded In
Ihe offloe for Ihe Recording of Deeds In and lor said Counly of DauPhlzn, f Iscell neous Book "M",
Volume 14, Page 317, '( Cl, ' .
PUBLICATION L~ . 'fl1i2/l,
COpy Sworn to and subscribed belore!ne t 's 10lh d!lv"Of);ebru
SA L E iI4' ,;//.///. ~
:lIAlt llALE No 4/' ' NOlorinlS,nl - NOTAR PUBLIC
c~'~W":J, ,~L'~98'4325CIvIl ierm ' , Terry l, Rmell, NO.1'" Pub'
~... ,. ,,,,c., ~1I,..".9.;.., .,', lB' k'FSB':".;':~:' Harrisburg, DalJptuo County
O~~~", ,~!~",l!ra"",.,.e?, .;', .,..",':, My Commission E'e"" Jun ,2002
,,.If..,,c,,7,,.yI,.'<c,,,''e.',,,,,. sian expires June 6, 2002
hl"eV;~j,Ko~or ?)' 'i ," Member, Pennsylvania ASSOCiatIOn 01 Nol'Hles
'(Oleno SlerchO...:"",, ;,
'c '~OESCRlfmON ict;"":,,,,, ,,'"
:~~,,""I.\J iCERTAINlrocl,Of,lond 'WIth!,
'liriprovementflliereon erected, snuale"
1;.bQ~tt1 rl~,ir. d, ~o,~-.'Ml.:,oh. 60n'I, ~,.:"I?",..~~~s~~,y,r,~~'~~,lm,a,' :.....",.,','
fbOundf3d'ond'dsscllced as follows: " :;.;;
~~;?"ON:thEI',.Nortt1'by,~rlfetd Streel;on: :
'th9',EaSI bitlorNo'i.11;0nthe South by,
-,"dn'OlleYi:'cirid'on,~'WeSl'by,[Ol.NO, 6-:,:
:SOldJofsbelnirclesil:lDalf3dosLOfs Nos,
,:9ano',10,:ona:eocrtconlalntng ,Thirty,:,:
:.Two?(32rif~'i,on\C;;orlfetd: street' and,
':'extendlng ;;al,;,on.'even!. wld\h..One-i
:';tiu11 nclr\l?,:j~xJv;8ni'~' ';(1.~1)2r~~t;t?;:~:ld, '
:i,?,,~~ttE'fgfdTd'Pi~;;;ts\l~'is'v~si~d in Shli,t '
,.',,'evIA,R,K02lo, r;bYi,oeecl,rrom:,R,O,berl.B, ..',.
',Kozlar' ond,Sht~ey' M' Ko~or~: ~usbond;,
',:,'and:Wlte.r-,d..i:ltf3d, 6/21i95,a, nc!,,'t,corod.e,dd"lher' s Receipt for Advertising Cost
i'6/2B/95:ln',cumbe~ond,coun"..: ,ee .'
'B90k'\1~4I'l<Jge224if<"!i!:t~'J.:..._;:~r 01 THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers 01 general
clrculiillon,'herebYacknowledge receipt of Ihe aloresaid notice and publication coslG and certilies thatlhe same have
been duly paid, THE PATRIOT-NEWS CO,
CUMBERLAND COUNTY SHERIFFS OFRCE
COORTHOUSE
CARLISLE, PA, 17013
Statement of Advertisina Costs
To THE PATRIOT.NEWS CO" Dr.
For publishing the nolice or publication attached
hereto on the above stated dates
Probating same Notary Fee(s)
Total
$
$
$
177,00
1.50
178.50
By......,..,....................,.....~;..".':;,..,",................