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Home My WebLink About98-04415 i i ~'j , . q;; I ,I ~I . \ , ~ j ~\ ;--1 ~\ Q \ ~" '\!'~, '~Iiv. c::J " ~ "'''. ,.\ H , \ ! I I / .1/ " ./ .~~ /~. , , i I (I '" \~ I _I ... ',j .~ j ~1 I I \,1 .....1 ~! ~ ~l ~j . being recorded in the Office of the Recorder of Deeds of Cumberland County on September 29,1997 in Mortgage Book Volume 1407, Page 547. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "B", attached hereto and made a part hereof. 5. Alternative assigned said Mortgage and Note to IMC Mortgage Company Mortgage Inc. pursuant to the terms of a written agreement. 7. Defendants are the record and real owners of the aforesaid mortgaged premises. 8. Defendants are in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest on said Note when due. Defendants are due for the October 18, 1997 payment. 9. On or about June 5, 1998, Defendants were mailed Notices of Homeowner's Emergency Mortgage Assistance Act of 1983, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983. True and correct copies of said Notices are marked Exhibit "CD, attached hereto and made a part hereof. 10. On or about June 5, 1998, Defendants were mailed Notices of Intention to Foreclose Mortgage in compliance with Act 6 of 1974, 41 P.S. ~101, et seq. True and correct copies of said Notices are marked Exhibit "D", attached hereto and made a part hereof. - ...-.~~ ~)..L ~ ~ r.~ - r . !If - . .1 l .H".", . , ~4""n.""" '. . .... ..... ,. ., ,., , I ',,. ,... . I;" t ~ ...., 'OJ . ~ /11 . .. ... .. , .JII 14 .. .. .. . f I. t' ~ " ..... -- .f" '~""... ".~.~~~~^,~A 1/0l~ 1. nnNRllM'll'. "R(l~m'J: TO r.w 11'1 ","""fno ..1"'''~~;:!~'.~.'''''H''. :Y'~cWp.&y U,.\,J ft~ .'LOO. 11ft "rrfnul'J''''. olin lnhorl'~ ,,. I......:.!:.~ ;t~~ :.....:_. .~ ~1Ud' U "ll~Il"'Jrfvr It....~.:~ :::~':".;"..;~ ,"unr, /...,. ..-....... ~ ."::.': i \WUfI..I.&&OLI LA,,' tbc LrndutNVUW~thh Nl'l'''' ,...,., .....1.":' .~ :;.;w_ ...:,...........w.ot .UIWDY u'DJft't Il1d wtlo I. .......:...: ." .....ue .....)'tllCW.llllodU uu.. Note i., c,,/lt'd Iht .N,.t~ Jr..'...... I . .. "'1'~fU'!n. .l.uu:snt ,ww ,bOtllUtced on unpaid pnncl:Jal'It'liI II,.. ,,",II ~_...::::: j.;:...:,..;:..... ;.....lly...U. a ~IH ray UUqnt,U a J.....J .......... ...0:11111 "AI. ;!..: :".:, ............. 'ajlUlClllJ1 uw oXalon211lbc nlc I WiU n:lY h,.I~ hoof..... ~...I ...",': -'J .:..:_:..;.......,..~ w ~U~ A."H.."""~:::.', 1.P4~ ,,,, "mr- :md l,.w" ..t rooi)/.I..Il.:.lJU r w!lt ,,:t). pdncip;l auJ Wlc(c~~ by wW~ pJ)'fTaIlfJ evqy UIIOnfh. IMllcukcnJ)'lMnlWY~YlUCl1lJjonlhc .&tltldwyofcllC:hml)ndI~in"(ln I'l,.t..".... ~ ~ : :~:I...u m.tk'r lhe.<e l"vrnNlls' ,-",'en' n1unth uutj} I luivc: paW aU 01 lbe pnnc:1p&1 aJ1d l.clCrat UK! aavnOlrr rblrJ:tJ dt1lTI1-t~ !J~lwio' that fmay t)....~uMcrthl~ N,,!e, M~'mon~)' Jl..}'Jw"ub will 011 o1{Ipht:d toDlb:ral: btfonopr1nclp.tJ. Ir. on <IIi _ r t p" h.. ~ (ute! . J:Al1I owe emountJ unlktrtlls Nott', r ~'!.1! p:ir:~.i''''rkI\.i.Ui) ill 1UlJ ualhal dA!~. ",b.jcll fJ c::aIlcd the '01/IIUritvd.lrr . IwUlm.1ktmymoruh.lYJl",,)11IC.l1(UL ~U~ HH SIREET . EtA" Cfl"!. ~I 407C8 orlll'adifftJt1llpllCciheqtllm:tb,l'thI,"X(.(GJMdcl. (11) Amllucl ue MU.c.ihJl r.JlDCllt:l My ~othl)' 1'J.j"Ull,:ul wilL bo.in flu: aIDOWltot U.S, $ 4. BORROWER'S RIGIlTTO Pll!.'PA Y l ~vCl"erlJ:btto1l1i1kepuvmenrs (l(prtmip;ij' Jt :IJ1Ytimc ~.::CQtli:~y.ucutJe. ^p.)11)QltQtpriPc:i~ootvb Icrtnwn ..II ~rlJ'~yn1lXl1'." Whr:ra Imlk'e"pf'l.'plVrnmt. r ~'i.lI feU ~ N~ll: U"(Ccc ill loIo.ritlugt44t1 IImdoing.o, It I mtb:. prC"pOyrTll:Uf whhfn tht' rim nVtl\'~ (l:!) mocdu. ...Cter I1u: ll.1.L.c ot' Uail NotiC, I will he requfrtd ro rr.a" a [lCcp;aymcnrpcrWlyequaJtD F ,.,e per- fen I (5 or )o[lLl.::lWUUnl.Jp,~y.lwiUnoI'ben:quUo1copaymv J.lCl.:polY'"eul p.'tWty lltertwelVlllUOllIhJ lifter the d"rt' O(I"J~ N'ClIP, The- N'(m~ IfCl:~r \lliU uu.ill u/Wl plcpA)'mdW 10 I =J:.l.''; t~c: ~UJ1l ot JlU~1&l OW I O\llC under !hi&: No~. Jf I uukr;l rllrrl;Jll'rer:!}~Il..t. WctC ~iU he: IiU Jwnga: in lbc: dill'" d~1l' or In I:'&: .lWt.IOlUI ul wy ~u1hJy poi)'mr:nl uuJCn me Note Holder J1.~r'I."Q ID Wnlll1t Tn those cb~C:i. 11'1 W)~r.;tl~~ ~ClU.1) vI i butl.~ll brooJ1nn':"i OcrdJtl" lit, 1991 1 ~n!.~t 0' S H~.':~2,.:J J.... \.I. $.;joIt~1 4l. 'lilt 5. I.OAN CDARGES If a IaIM. whith ~f'p1i(:, 10 thIs lu:I.D.atld wh.L.:4 ~fI, muimuw luatl dw'ges. JJ 1\nalJr Inltrpfded ~ th:n the U:1C'1e:r 0: otbCT Joan ch~:'S c:onectrd or to tit' collC'ctL:d 1n o.:vll.llU.tiuu whh th.b; ~ ~ceal the pcnnitttd "mitf, dlQ"l: en:say RJch Lourt ~ shall be ~,j bv ~ ltrTlOUllt nl'ce:s:uy to tc.:tlu...cl ~ dt.l.l,,~ LO lhe peonltftd limit: a:od (ill :any roms: iiJ,~y Q,lUmed from me whJc:b ~CtCdffi pmnloC'd lItnit~ ",111 bLl u;t\wJ.,:J \u we. '~H~Cll1oldcr InIY ClI00se 10 TU1ke 1!.l.I&:tUAdbyRdllCia, tho pri.Dcipl11 oweW1d<<ftlll f'ofntenrl1y ru::kin,:I &I.:':l p.1)"l.QI:WLulUL:. Lloiln;tuDc1mJuCeS ;.u;..:t&<o..l. Lbfo: (~0I1 will bel tm.r:cd ltl . partial prtplVme:o.f, 6. BORROWER'S FAlLlJRE TO I' AY A.~ IUiQliDLED (A) rllt. C1\aT2t fur Onrduc Pli)mc:.at:> Ifthco N'~ Hurdl.'" hJ5 :lol recelvcJ.lbc fuJllWOlUll o(my monJh1y p.ymeIIt by thec:nd of 1 5 C':\Jl'1ldu iL)'s ::(Ii:: lbe wtl: b is cfu~. r ...,11 p:1Y IS l~e th:1tJ:c ID lhe.: SOle.: Holda. 'Jl1.c amount ollhe cb.l.rJe will be 5, l) 0 0 !; nf roo,;r O'I'~~ll~' paYJ1')lC:C1ot'principRJ anti iotCTIC$l. l w{U ray this Ia:e di:u,e.: Plu:llfllly IXIl ODl)l oru::eoo each We pl)'IDO'\l. (Il,Default lfJ do nof P:IY the full .amoulltof~chllU)nlhly ll.;a}"tl1iCOlonlhc:lbt.it is due, I will beln debull. tCl NnduotDdault It J DD1m dcfaa1r, Ole Note H('Ifderm~ seed me '" wriut:.U nulic.cJ.clIi11& tDI: th1t jf I do lIOl paytbe Ov:rdllt :umlln' h)' . O::ftlUn dxe. the N~ Hold~ may rcqui~ In.," to pl)" inm.l.:Ji.i.llcJy llll~ lUll amoUlU at prineipaI wbkh hIS &lot bcm raid .w.1..!J We l1HC'ftU tbar I oweootbatlU'Ol"lunl.1lur d~fe must bt"3t le.utJO d.ij" .ulGllhc~tcoo whkb ~DOC.ia: iI: ..!.:l;..&:&o,J 'Il l1uahd CO l:Dl::. (D) Nu W",iYU By NOle Holder EVl11 if, ~ 01 tU..ac wltc:::o. J 1UU 10 debluJt. the Note Holder does DOl. rtqWre me CO p"'y launci.ll;uely ill. tu!I. ~ Uc.ulbW Ilhcwt'. '''~ NDI~ HoJlk.'r wll1 ~Lm /uvc: Lba Ciahl to do co if 1 tIItl U1 deFault ~. bIer tJ1TlIl!. (F.l 'f":t.mtfOf ot Nott lIoldct's CIUU OIIo.d E..p~Q' rrfbl:: ~ot'c f1(1lderh:1 required me to PlY ir(l.u..u::d4ldy bt lUlJ aJ cilsribedabove. the Noh: Rolckrwtll h:JYt' rhe- rl1:1u to be pafd bact by me ror,,11 or ils CNt) ::r.ad C.'pl.lI~~ in c.ntol\':.iu~ Uus .No~ 10 the QftU no( prohibited bv appfit.atJlr: ,.,.... JI1.oscr cxpcnac:r (Ddude, lbrcnmplf', re:UC'n:lt>I~ wo:::.:)'s' r~Coo. 7. r;[V(NG or l>OTlCES Unlo;li~pll~1&: bw telluU~ 1I UitwCOJ. roedlod.;\llY t1ott,C' 1h21 nmsr be :lYallo ~ undel tbh l:otc: will be: giycD. 'by deliYl.~rtog it orby m.:Ull.ag it by llt~l clbs. m;ill ~ rnl at lb. Propc..-ny A4drns above nr II iI dltTM"cnr .Irtdms it I ~\'e.: ILe Note Holder ~ Dnril"l.' or UlY diftcr=.al.udlC$S. Arri nohCC that must he given to tht' N"ole lJolJe, unJcc tllts Kille 'I.Iill be ~veu by millinz: it bV Um date nun In lhr Notl: Holder Ii tne'addm:1I' stilled to Scctinc 1(A) .wo\'e 0' ~ ol Ji((Clo"Ul;.WJ.iW jJ J aro &iven a QDtja. ot thAI dltrt:n.1if ..u.w-QII. MUL-n~"Al~ilUDJU.TlHon. . SI'NCLll'rA.'fII,\' nos IS Hot ^ SBCTION)Z POW LIU: .uUlItllTIo" PAOli I OF' ':;:!-';I..W"",H~loo'_ II' II' ill II II' C .. .. = ~ = = II II II ~ Il , iy':'" \ II..I ~{tj ... . t. t '\, , 4 , 4 ~ I ~ i - r 1 nI4M'~ - ..----v- ~;.'J!'>. ~... - _'lJi"''''\lU''' j{JU~.H'(1 'InTI' ~ '1""1"" "1'"l~'.~~W~ ~ ;:,..u......u.:..-lluJU!...!... , .....~.... '0' .. ~. . J , .. I "...., .... tl'II'" ".' f,., r.... .,.. ..',:.. ~""",_,"',"'u. lu.CJ.J!l(l1 wD.ll.it 'i .",h" I(\TV'"lo'l,...,.~ ,-,I, Q.- . .... .......... .....\.. ,...., ."'1. II \1' r,,.... ".::-::.;':" ,....,..., rillkl )'UlrDJ,thll ('nTlln PIT"""I(t,,",,' .... t." ", . ._. _....., .Nt.,.. fl' "dol. .. ,I.:. "rot ~ ",..:"':'. ~........ .-Al.III'IW.k,.' .~rcc lhM {hI' "Ifill ,1'1..11 to.. ....".. . .. , h)lIvwmr I,",...i.i""" ,.,.'.';,1....... I...; .., ,.......w._ ... we U'UIIIJY ...,ullmal iu uld NoIr~" ,.... &.-I... ':-. IUVdI 'IY HonntVtf I'rI (Nom.. 'I'''.I~_' ,f." ": ~ l' , I"I"~: !".'. \':.:::.. ,.,.;.. In": !: r.:j'.J.;... u ;..:.i "" u~WllOr rJlIlXll IUJ fnlt1. ~orr('l"'~ t"l"" '''':'') ,',~ :::!:.. ,.,........,.~. "~brr.. ,.(,.... I..... ::~.!:!;.. .._......;.; ......IIJW ~Ll Qwo,:, fHt! lI::NUi-R J~ 1I.'-71FTl ...n "qlrr.' ,;:~.; 7:: tteFtN....N("F TI-fF r n....' '., '~::"'.:-:';:,:i... "",,"uwU WlU ltlnCrnrehc rr4uirtd In m~l....~,.,...,~. . LtltlS horrowcr w' .,.,..,., MM,....... ':" -::.:: :"'._... ,;...... "Ic~t. wllu:O olaY bt the Ircdn """(lW'" 1,-,. UUJlIOM With. ....imtl~ 10 I'tlft 1)("1,..,-,....... tJ.:-::.:.;. ..; 1'............jJU.I"' ioAld, WilKO llIoty be rl'Jn~ldl"1h,l'V UJlCtla or lo~t Ulan me iuttrt11 r.Ur'C'I" ."1_'.._ I~\.; .-........~ .",~'-l Ulb IUUlOII DMtUnIV. tN'IrrowN w.., ,.",IIe II) pay somtI Of alJ clodnc-cmtt (lr1I"l""h' ,,,,,,,,'!-;'4 ~ .!::... ...... i"ooM, t..lo"\& U IX.1ULlwa nbf_InS ....:.._..~. ",.uuwc~lendQ", SOTlCnClr MAI'L1UIY .-\1: l~f Dlucty (90) but ~JOOre Ihanollt.batldtat twenty (I,m rf:lY., ['.IM ro lhe ~..\lo.til)' doll:e. LnIA..;1 ll'WIJI send 8UO-QWCl'" DuUl.c w1!.IclJ 5Wct memJRtnly ctM~ Ind the itmolJnl oflhr l:lfl,T /1.1.11<><.111 ~"'lu.l;:JJ1 whkh win IX' th.lc OJ! t!~ UWClIJit)' ~c luu1aWtall!lldu:dulod ~ruJ:u' I'TKlnfhlV {layrTlt'nl.'> t!1'~ hcl_...u.lh.. dlf~ tlrthe l)C'lliu ~Glll1t(' ~hultlT)'.u.ll: ...u:uw4c vQ IUDe). 1:4f?~IJl :. 1/11 ~ ^" ~",I'I rtA I}, w~~ ..1.~4_ ,-:,"~'.: -Jfl........ r. C'" _ ~, Ill... to r. ./ v It , I . Uo""w;;V;-~,~ (~. =~.I1 ~~ ...\ ~ ~ fl. -- ,. ,. ,. ~ ~ ~ iii If )II .. ill II " c ! III III III = -. .... N <If !II M ~ "'_ ,.1, ------- ------.-- tnA.N \:" n ro J..' THIS SECURITY IN:':11l'n.fll~.:-",~!:,.. :...:r_,., .u.'"..... lu, "uunil usee: IlDn'W1i1orm COVM"n" IV;". JUDlltd vnrJatioru tw illriJdictl('ln rn rflMI11.".. . ,._tr.",:::.. ''':::J ~'''''UU''''''I\ '-UVC::IUJ' 1C4J pJopc:ny. (NIFORlA rnV'F'" " ""'<'. !?..:~:..;...i .........:. :......uul.'... "'U'rc;:wJllll.Dl1_RrtI:e as tallows: 1. P:':)'lbl'ul u! P,'i.u,-iVtd lIWU J.olcr~C; h'cp"ynICllf and Let.. Cbllrft'J. B~"owrr (fl~11 :"w,,;,'!;' ~".j ....~..... ...:..,., rhl"' nnru"!,"I1 tlr 11'~~ :,:!,":~':: ';:, ::... .:..~. ":ti.J'U~\J oy LUt.: ~Ulc:aJ1d fUly pnp;yrru."I1t and IJtrch~",'.li"r ..."f..,.,I.., Nnr.. 1. FllJuts for Ta.\.~, ..ou lll.:.unwlAl., ~u~iCL:.I. lu llI'pht;D.ble law or'n 8 writTeu wliverhy r ,.,.",:,", B"'~"',,'~': ;,,!,..:: f'J f('l uori,.r "n tll,. ,f..). r.:o:'l!:~t-.~j F.lj'W.'ui. IUC. Jlollo Uluh:t Uu: l'tOlc. Ullllll.bc: Male is "aId Ut full. I Snro I.r:\l"~~.' r..., ~. VCOir1V f3.tn; ;IDc1l.'lill""li:rrlrn" IlIf,I,J, .... :~' ':':-:.::..:. ~::';'.:.J '''1..1, ~ll.:t ')~I1Y JD.SlrumenllJ aJieo on the Pmf'et1V. fhl V'-'''!'' l~asd1old paV1'TltfltS 01" nUlloel 1"tT1t~ (In tf". P.',:....~'. ~~ ...::.... \..; ....ok;.1 u.uoUu UL' PlcJl'l:lt)' 1n.~Ul;mc~ prcaUums: (,n y"uuy HOtllJ IIl5Ur-.lDL'l: premium!;. it any: (e) v~:1I1v t"""~''':';'' :''''~.'.::.~' r:..:,..;.....w. I, <toll). i.lUU \1) :.luy liWIU ~Ylt.bl~ bV :"""",,,,,,,,1,;1 IV .I.It'l.l~. W .ceutdance With me prnvlslnoS' (1(rt:1r.1"To1f\h It ;~ II.... ,.t' .J,~. ;.;j;,;...... .....H~"h... uww...u.....: ;"/::;;:~'" -:':........ iU;u..:lt411"':' ww\:u C.\~[\,IW Il~m." Lender IMV. ;Tt anv "I'DI"'. r,\lIC'\'1' .,,.A },nl.l r.....~: !;: .... _..._.. .......... """~,,,lll,.. .::.~. !.::-.:::.. _;,,,_,,,:,,, ;",,~oa hH oJ. IUJCl.s.llY Jc:l.lleU OJonp:all~ loot!! mav rratlirc (nr n,.,.,"\II.."....... ""'.. ' umlJ'r th,.lrrl,.,:,1 D,.,.I r:,.......~. ..:!.::....: r..,.....;""...,) ,-t.t.1l,fl t'.lN dJ rUll~dcd tTocnli~rnlime. f? 11 .r:: r "/olll. se:q. (IlRESPA ') lInl(,"';<: :lJ1",},.... h\11 'h~. ';'i":.., :. ::.. ~ ........:.. "...~.., ,,,,,,,,q 4IJJUUUI. it so, Lr.ndc:r may. :u:my I1mt' I"f'\'II"" tWc.1 buM rund, Ul:ut :ullOunr ncol tn rw'r,Tt ,h... '.,,,,... ........ .:. ~ .....:... ........J ....uu.wu.. u.c dW01&nt ul touuc:lt> duc aD We" 11.1t1;. UI c.:LiIrtDl aata amJ ~ona.bl~ <.oc:tinll't.S nf t'"C"t"n'..i".,.....<: ..r A._. : r..:. .. 1.-.-. U~ U~lh!~l,l.J.Ll.o.sJ,.I,.:O.l(1am.:z: wnlJ .,.t't':.-..~\o'oI"". 111<<: runds 9h.aU be held in an in~tnrinn whnt'- .I..~..:';~.: :~:,,, ~;...,.: t.) .. ;loJ~I~ oag...w.y. u~UlIlUt:DcaIJry. or C:Drirv ,.wloIUUW~ Lalc1l:r, 11 Lc:nder Is Mucb an in~tinl1j('lnl ",. h, .'1..,. -=....1........1 !! ':::; ~....... :........ ~tl :rJ1a.u OI.lJplY Ule rUDWi 10 ....) ~~'- ~uvw lLCIILS. Lc:uc.1a may UOl c:hiU'~e- Borrmver fnr b(l1tl'rTo~ ",r' ..:;,1:.~..:. 11;.: r......:~. --......~) lWoU)l.LIJg OJIl,l. .,,::. .... ............,.. ... rl.4uyw," Uac: b~luW lIcrDS, unlt.-:ts Lemler p,ws RormWt"P" i"'........,l.~ ,.... !"':::.~. _...: .....t';.....;.,.i.. hi'" :,,,..,,:... r -:~.!... :.: ~..=~... ....._;.." ~"'I~r.:. IJI,)W~Yt:J'. l.ewlcr m4JY require Bnm'lwer ro pow l' Ont.~tim" r1....1':' !:.': ::: illdl.:fJendcnr rei" t"~t..,t' 1:1:'; r::rm:bt; ::c... i"," WloJ tJ) LcaJcc LU l.:OUutcUUD wirJ1 rbi,: lOiW, unle,~~ aprlicilhll" JiI\\' provides Dl11e1W'i$e ('nle~ an ng'TC'C'fl't,f1! i!: ::l.a:!~ \.10 ...,.t':i.....LJ.ic: i.aw lc:qUUt:S lnten;,t 10 be p6lid. Lender Gh:alt nnl ht' .e:quircLllo pay Borrower anv Intert'St or r:tmit'lCo:: C'lfll!:~ F:t::J... BOil"''''''! .11I1J. ~ud.a m.lY agrcts Ul wnltD.l!. boweve"r. UuL ,uLcrC,StshalJ be: pAId on the Funds. u.'Uder ~haJI r.l\'c' Ie' BC':':\"'\'1::, .....ill."'.;. ..It.oll.p:. dJ.l.uUIW au:c:ounung ut rbe,6 l'u",~;). ~,.buwiog L1'&:Ult5 a.ocJ dohirs to the Funds ;nd (}1I: f\urpn~~ fl"lr which C':!c1~ d..:Lit to ~ r~J.> Wo1:I ntOllJe:. '1 Ill; r::;j~" .a-r.: pl~;:1:J.! ~ i.lddlUOual :J<<uril)' lOT "Jl S\ln]3 secured b.v rhls Secnriry ln~TmTm:'n(. 1/ tI,. ~'IUl<ls b.ld bV LeDder .,ceed tlte amollnl' prnnilled I" bo hold b)' ilppU,ablill.w. Lemler >h.1l1 accountlo liUU\l.....a fur lbe: cX~ funds in acconlance witb the rt"qUiT't"'In..'lll<: of :rrplic:tbh: }"'...... If Uu.: oW..Wuw. 01 ilic l-UWJ5 mid ~,j'l~":..d.w} li.nw LsJJOLJutrlcieollll pay lheF..scrow fteal.': wbetldlll~. frJlth'rnwy :;C1natlfy 13vnuwc.. w V.UUhl', :11I,1. j., l::td.: C;t;L' 301';0\\'.... :>>L,ill pay l.LJ lc:Dlh:.r UJe OlmOlllll nt'tcssary 10 Dt.:tke ITp the drficlrllC'l' ~"r:'tl~wr :.t~J :-U.I~ 1If) Ibt' (It1icirnt)' ic C:l :nl~rt: th~ :o.,I,;L:l',C UluUlWy p:.tyUlt:ot... a( (...:onder's sole dlicretion. LT(llJll P")WL:L11 iu. lull o.1li1ll suws :r'Cl.l1rcd. by Ibis ,sccoriry In.'nnlrnent. T.t,6oclror ~h;uJ rrnnl,rl.l' 1;,:1~r.,",:" D"'lh"'~"1 ~) 'Flmct-: ~,.lrllw T,C'llJ~'r. 1f. IUl,I<;1 P<lJ.olt,;l_(IL. .,'!.1. LcwlclltUaU acquIre or .sell tbt: Prnperry. (,t:ntfC'r prl'f '0' !1:~. :;..cpi..i:i...... or :sale: nflht: Prf'l'I'rty. sh:!ll :!1'ply ~j' punJ:.l'lolJ iJy L..ln.lt:'( ",,1I1~ time 01 otcqui6ition Of1iide 8.' a crt'dlr :1p,.,jnO:J Ill,. ~um::: seeun'd bV thi~ Semotv rO~1'nlTf1l"nr 3. Appllt:'ltlon nt}J;Jynt.eDt.~. UnlC's,) upplicablc lotW plovi!.ll:Z otbc:.tW1se. aU pl1vmeDfJ ~dv~iJ Ilv [.t"r1rh'rurltf'T pilnllO'spbs IIl3d 2 .!:h:l1J be :1.ppHe.od: fir.d, to .'TlJ' prcr::l}'lli~.al..[.at'j;c:~ due uurJc:c UII:; .Nate; IIctOOO. to amOllD1'5 Jl3V3hle IJl1th:r paJil~h 2: IhjnJ. to tnte'R'st due": ronnh, rn rrind;':tl d:.:t~, :r:;u l.u:. IVlw}' .tala:; Qw~~ due under the Note. 4. CbBl'trs; Lirns. Rnrrnwe-r sh:lll r:tj' :J!r tJXt..:.o. ~"oll.:~CUL":o. cl..tOLl&:es. l1nas and imposibnns anrihutable to r'ht" }'roVary which may altain ."riorlrv "'o'er .hl~ ~enlrl~.r lr.stnm:..:tLtl :J..IIJ 1~l.:holu PdYUKmlS or groUDd ~r5, it aDV. llunuwct )1JaI1 pay tbe::se obllwa:tloDS in the nl3Jlnerprnvided in r:JT'l,Craph:!. ~)1' jrlJO~ 'poilu i.u tllal. IUiW.Dt:l'. &rrOWtsT shaH p..j' 11.1,;;L& uti U~ wtlo":UY hJ lhe pen 'On owr.d pavmr-nl. B(\rrow~ ~h:lll Nnmprly furl:l~h to [.l.'u.!1:! ...u .uvtiloC::r. III .'f'tlI'!.l!I!S I~ 'he p;lid UUUCI. lei,): pa.L~lOlpta. lr Borrower tn.akes these '()nvmc:n.~ cilr('('rlv. 'RC'lrrlJl2,lcor ~-!t:ln prnU:iitlj [41hUU UJ r .enr1t'r rt;'('t'ipr-: e'vlden~inb the pJ}'Ull.:Ul.). 'B~'rN\\'r:.I :iballl'.(I,)Ulptly di:ic.bJaga my llt:n whic.h b~s priorirv over dus SI'C'urlry rn~tmml'lt uo.h::.:. RC.I!tulOtl.:l: lJ.I :1en'~ in writing In tb~ !\a~n1enl oflllc l)LJli~aJ.iunlicWTed by the Hen in a JDlnncr acctptnble tlJ f.endl"r; (h) rcmlc:;::; :.1 p,nod falU. the 11m hv I or cfl.ft.~ds :!.g:!.inst Co.l~ILt'U1L:11~ uf l11c lu:u ia.. J~a1 proceedings which in the l.t:nder'(: npinil"l11 opcl1'fe 10 prevent the ent()rC'c:menf (1f the liron; or (C') S::c:UL'.::.::. rllJUlllJ.1: lIuldc.a &)f lLe Ut:.D an llgreUl'lCJ1t s:niaf.rcrory to l..c:nd(t llulJonhlUlting the 11m to (flit Srr.urirv rnstnlmmt If 1 (ndl:r d~'Ll.:Hl1.iru;,) 111...1 ~'j JJULL ol1.h~ lJropcny is SUbjecT ro ..lit'll U,Wd,L nuy auaw pnanty over this Security w.smlJueat. r enlkrm,1Y gi\'~ Borlllwl.'r J IWli"c ,hh:wiiymg Ltu: ben. RMTu.....t.r ~rl;lU ol...li."IJ:y We lit.:Q ur tak:u one or more uftbe 3Ctinns set fnnh :loove within 10 d.a)'s of LILt: ,i\'iu~ OiJJ.l,llU;.t,;. ~. Ij~d or Property 1n.'U~.noe. Barro.",t' ,b:u1 keep rh,' ;mp"'''''mcDI' nuw .I<i>liuj: olliClCollIC[ ",wed on Ih~ Propmy lJl>;Ulcd ag.!Jnsllo.. by hr., bllZanls included witbln the '-no "..m'od,J C')\'''.~c. auJ oWy "dlee lu:Lo,d., !:~:'!:.:..HuJ; nVtJJ~ VI Jlwiliug, lor wuu:h L.c:ader requires wsurance. Thi:'l' fn~lUimc(" ,,>h:lll h,. m:lim~..:J UJ. Uti.: aJlJUWlb OWL! fOAAf ~n:t9 '/'in p.o\r:n: ~lIf(j r- III iii = III III II iii III , = ~ .. II = \II r ,'" . ~.. . .. 'I .._..."'...."':-....."'.-"".~...~...~~:..~.....\.-~..........."',:'I.-....r . . . . ..,. .........-'......~......_~............,....... . ~ , .. ~. ,."'....,..........-..-...~~....""""'.........._"'.......y,~...:...-- -....... ., ...,.. ....,... .'- ~ ~.' ..... ,,,. ... ...... . ...,~ . ....~, . .. ... .... ... .. ".," ~.. '.. _ ,r ... . ~ , ~,. -- ~ ~ 'j !l II !II i Ie II , i Ii II ~ i !l . . ~ _ ...._J._ - - .- -' ..- .'L to )II " " lit ill = II II ill \iI .. II iii \lI l/I = iii III ... \if . .._..................__.." ......__...__...M ,. ... .........'........'......II'N.I... IoJ -- ...;._.V...;-...:.'lo'....,r........-................. .. . __..IP...._J.~~ . .~...,..~~.-,..............__....._ ......._ ____W~__..._ .-.. . .. :........,........~.....,...lP__., ... - - ~ ~_00I:.llC.. __00 ...--........."'" .. - --- ~\J,u, .'V. Q III U '1 V 4 tJ h 1"'\ ",.., W rt'lf Ih.. ;..rl.,.I' :~:.;.:! ......:... ....l..U~.~1.: ul,$urLQCc:t.:unar provldlllV tbt' In'(llr."l"I' ~",II..." .,. :. ~ J :'........... .."U)l,o.l '('I I ""(Ieft-r'Il; .,~~,...,...l ,,'I.:..~ ::;..:: .......:.... uw"'~~UoUJl.,. W1UlnCld. II Horrowerf.il!' (n rn..itll,:.. r...,...r..::...,. ;~~..: ..:...... l.codM'mav. II' r ,...fif'Tt,. ...:':,... ...1... ::... ...,....... \.. .,t~.M...1 &..eI\UtIt Ii nltJlu lD lbe ~t1rm in .'I"f'''nt','....'I.I''- fliuill1llnb .,. "I' ,...~:~.~... t"::_~." ""'"'~ '"ocw''' bl.Ld.lJ Dc: .actcp(.abl~ to I rndM':mrt (',~lll"lrlo..I.. ."", I . . ..-..0.... .....~I.. r l'fl,fl"f" \:"",1, ~"..., .".. ":)..::, ~...:": .;,.. t'.....Il;ll"ol ~u Ic:lJcwau. U Lentltr n:C1l11r~t. Bnnn\lll'" ,.....11:-. ".'. .1;... '. :......... nH rt'l",ill'lt "r I"~lrl' "...,n,I....... ~.." ' '. . "'_: .....:_~.., :... """", \:H:hL Ull~, Uonowet stullll1ve nrl"lm"" ",,'i.... I.. Il,. ID),W2t1Ce c.urier Jlnet 1 C"nlkr ,-.,.....-... .... I. ;:. ~..: :....... at .......4 II.lM.\JC ~lUUlPUV bY &rroWt'r. 1'..1...... r .... I ~... ~ ~............, o.oU"'1 "~IO ".!i1cC 111 wnlm;:. inmJru~ nrOt'H'rtc t~,1t..... .,~.~'l~ . ".:......, .......u or flit' Prn"rarlY ,.t.............., :1',1, :' : .....:_...... ...t'<W I.,) l,,"'uUl,)uu~IIY ItsllSLulc Ind l C'T1d~r'" ."tnltih' Ir ....11....., / or :.. reS(QUII!no ('Ir r'eo:lir 1'1 nM ,....n..,......i,..~II:.' ,~I.I .. :......:... J ..1.,,"~Ul, waLl.hl Loe le:UCDed, rbe hUinrlltl{'(" ",,.,,../.,.,1.' .1. .11 IJC IlIppllCtJ 10 Ibe sums 'C'CU~ 1w thle ~"r"":':' r........ .:', :......:........ ...... \UI.J.\UUi:'. WIUI "uy ex.cess rllld f" HClrn"".'t" .. ..,v(.lu\4l.:1 4D...nduu~ the J'rupertV. or dot''! tlnt ~''l\W'''' ,. :.'.h. 'H' I ~. .... ,.;... ......... ~~LWq tadl Uw lu!ouranc~ ~'lLlTjr.... :.'N' ...:.....'" ,".l",UJI,; II t.1.1JD1. Incu l~rtdr.t' lnaV l'ollC'C\' Ihl.' ir";llnl""";O' ~,.....,I. I..... '''''J ...... ...... ..,l.........~LI~ ," JCp"lf .. .. . ; :'.. ;'. .'L.....J ...1 .v p",y.)UJ..U) ~urCL1 hy 1b1~ Securitv InitrunU""t W....I'......... ".' .1. . ..:... .:.:......'o! ....., jlCIIUU u.iI! h......:"I '1.,,,... ':": . ::_. :..,,:,...... :';W\..u &..cuw.:1 4W1 dOlrOWt::r tltberwtse aqret' _In wrifln?" 'n~' ..~~l:....!~.:. :: ;.;...._"'.;.. \.... 1/~u..IP;u b1ULl1 [lot t:~lend nr :. ::-:;..:.... :.:.... .:..~ ~ VI W",: W<JuUlly paymenfs Iclctl'r11 trI in Imril(tr"~l"~ I .,...4 ..... '~:'':'a. .:... ...........UlIoJI we n."'.,....".. !~ ;~..:.. t'-.....ooru..., we rlU~ny I~ IlCquued. by l.eotkr. OnTTltwrr',. ,;?h, I.. ...~' ;.~; ::_..._ r..~......J .....101 "r,'1("rTr1~ ,,,(111,,..: f'...._. .!..::~.......:.... 11"''''''"u,)' V1IVlll,) 1M ik:qulmlon ,hall p:1.~!llo Il'flffrol' If' Ih.. ..,.r..... .~..~.. '."_' SCC11nod hvthie ~M'''riry ""......-...., ::.::,::.. ~;"'.;J I'J~"'\' IV Ul~ iU:4.1Wj1UOf1,. (. n.:..""t,......J t r,,~~Val.WlIl J\1UmCenaJll:e and rrnttdtntt flf .lu1 'Prn!,"".~" 'R,..... ..'... '.. :...._ ,;,.....uUollum, r t'11(""""'" n :';.:'.... _:_:~ ........tll. t:,)Lol.UllJ.;l~. ;aw. Ust [ht: fl'ropt!rtY :tlIl:lorrower'~ nrinrir:-l :'':~!..J~.::~. -' ,;" :~~ "''''~l ......):- afTrr Ih~ rtf'C'llti,.,,, nf ,!~!. '~:':"';"'!~j' r:;..:&....I...W 1IiLI~:..h.tu cunUDUZ: to ocx.upy Ibe' Pcnpl!rtV.u 'fWrrfl.....er"1l: rI'L":~!~l:~~ R'S1deDC:e (or i'1' IClsf nnl" ,'C'1' ,r/I'T !h:- l!';:~:''' d ..':",llloUJ,,",) 1 uJJQS L&:ntld' olberwue Igret'! In writtrul. whlr~ C"n".:,.... ~n;JJi om: be ~asool1hlvwithhetd. nr llfllt"ll/ !'t~~::::;,;::::.,i:;. ..i:.........:u,.uu.r;:..:a, I.:lilb1 wlW:llI aru beyond Borrnwrr'~ C'ollfrol VvHlJWI:! UuUJ not ddlttOV, dnru2.A:t: or Impilir Ha' 'Prl"r,.rty. ::!h. .,': :1... rl""L'l.llj W Ji:h:..1iUlalt:. ur c:ocumit W~fe no Ill,. r"'lJl,;l,j. b~wJ"""l:C' sa.&J1 b\- in dctault if l\DY lorfdrurC' ;trril'lf) cor rTI'("l"~cl:::;. '.r~.IL.,,~ ..'....i.41JI \"I~. 1S begun thl' in ! t'cj_':',; ,bU\oIJ f.JLhjIJUgm.:nl could [esull1D tOrfdturc or lhe: Prnr~rtV N "the~i~I" :lUh:; i"Uj' ilftpcJl u.u: licaJ c:e.slC:U by ,hi<l: ~t""'II.;t.)' b':rumt...: u~ ~.:~ '~~~Ul1lY mtetc.'lt. Bom1wer mav tItre llurh 1I drf:t111! ilnd :l::n::tall.'. ,,;) }lhJ'wiJcu J,U ftilrilr""Th ))t. hy r.lu::i.cg rhl,; ~!.:ti..,u ~r pllJloCol1ng to be dj'lDUt$Cd with:ll rullD~ fhlll. fa t tndt'f'OI: :.,,"'! !~1fh dcfermlnmon. f1J"t'(:ludC'~ r..,rfel!1\!'t.'..,r tl:~ Dor\.u....cL.~ jUlt:lOi~ LD Un: i'roperty or olhe:r C11tcrf:d h"Tlllin't'lC'tlf ("It' t~t"r!~'!' cn:lled. by tbis St:CIuirv 'In.''irnmJl"nt or r It1ld<"r'.': :;C":;':..::i:}'lc..tl.lt:.\l. liulru'Wcl S4ill :l1m be m deID:ult ir BOrTOwt'r. dllTinr rh,' h....h ;,s.ppllClt[iun proCCiS. RBVC marerinllv f"hl" t't( i":;rrl~~:!~t.. !cl"..ll~.c.:...i' uL :r.lill.l:tuaJUlIU Lender (Of tailed. 10 provlM l..L:~1 wiUa my IDUtcria.l XlItonua.lion) in t:OMrCtlon wil'h 'lit' T('I;I!l C'\'it~l'll.'t'rl t:}. u.1.o ;o;ul..; .u.uJuUwI:' bw DOt JJtnlrO'J ta. ''::~:;':'''l:01C.Ltj>JlJ,.) ",..,)1I~1l11.4! t!orrowet'1 occupUlCy of the' Prl'pc'rty il'li n ['riltl'ir-" rc,o:idc:w,'..:. U tt.;.:r, SCl..UI it, L.bUUlUCUllJ1 ("II' ~ h':'';l'l'lul~. B"f{IJ......1 ;)LwJl ~WVI) wilh iill 'be provisil)Qs ot the lea....e:. If ~nrm"'l"r ;u;'quit~s rel: ::::1.: Iv :1.1.. huVCHy. rllt.' [e:tlld1(lld ::lIlt' Ihl" Ih.. {irk ~!~l.ofJl Lil.:rlSl: uul~ Lc:w1a.:r agrte~ (0 the tl)ef~T iD 'VTirJep. 7. rrllh..<.ILOU of Lmdt:r"s Ki~t.s III the Proprrty. If Rorrmwr f..,ns fI' rerfllrtu e:... Cl,)\'Q'tiZJJb amJ itgJ<<':c::ttICUu t'o"',1in~d iN: thls Sl:l..lll'ily w.:.UUDkJ.1l. or thctc: 15 I. 1t!lca1 proctedinc lbar m.,y 5j~lfiC::tnt1)' :orrC:'t I l.n:J~r') L4:,1.&l.Jo W lW: Prori"rtV (!t1)C'h i111:l PTUCCCWU-, 1u L,,\Ik.tu~lt;y. probalc. lu[ condemn:..ti(\n Dr frnfehure Of to t'lIrnn'C' b','.':I n~ r~tJ:ltioll$'). tbt'll l.e-l'lrl",fC1Y d('l:u1d r")' (OJ wl.1<Ue""1 is n\:.L:c:.):lUY (u protccll.hc vaJucofthc Proprrtv :1Od J ",llt-r'o; ngtH' ib the Prnpz:r1v. tcnder's .'\C'fi(ll'!..; In.1y faduJc p"i'ilJ~ allY :r.L1Wli ':1I:c.urcd by iihcn a1lic:.b bou: priority o\'t"r Ihjlli SQ;WlLy i.m1.rub1C1U. appcariag in coUrT. 'P<lyln.p: ~,,~nrt:lblc:' :1trur:.L'}:" fe).:) ,;uuJ CUILrUlf!: UII We- ~rapc:rr:y fO.mnke 'C.i'.lj':ll. ,AhhlJugb Lc:Q1Jcr may take:aClion Ullflct'this f'lilr:lp'I':Iph 7. lcr.dt'1 l!~L':> ..\II L:.a\lo: t\) l.J.lJ ,u. ' Any JIr1)OUDts dlsbW'l'ied hy t..endrr undrf this p:lfag,l'Olpb 7 sfl.l!l bc:wl11C lILIdl1iOAill debt of BorroWfT ~c:cllrC'd hy L1us So:ulicy Jnstn1mt:nt. LJnless Borrower ;l1d 1 ..oo't"r :I~ee In or.hC'r h.:nJ.u u( p4)'I~nL. lbesc :unOU.nIS shall beAT IM&.:u::o( UUUlllu: ~ uf thsbursemcDt at lhc Note ralr. nnci !'hnll hC' r:a....ahh:, ",'fr4 il\tlo:rlo::'~. l.lpLlU IWlkc frullt l..(Qu.1er to "1'rTt'U',,,! rl.:qul:.)tinJ:, p.I.)'nk:IJl. 1$. ModCR&:,_ rnSUl'1Ulce_ If ltDdcrTequirn11t\t"lrt~"&t.' illllUT':1nCe :u :t COl1l1ili~l1 of JJ:1.akinllbe Jom ~red bv I:hb SL"I.::UCUY 1~u:wP:nL,.l:Iorrj)wcr aball 'PaT the ('lremiun1.~ n:q\ll~d rn n'1;linrnl'lll,r. nJOltgiJ&:,1.: ~UllUJu.: iu c:H"I. U. lOr HIly n-~I"(1n. Ihe ml1lt~iI&C: ir.a.:;utdJ,li:1.; ~"'c:IlIg= cc:qwred by Lctll.h:r 1.Dp&c's or Ct'ases to ~ in rff't/.t. flnrruwc.:r :r..llaU (lay thu TH't~m;\ln\!= required I.L\ UtJt;lW, C01fI,:[Jgc ~u.bstaJ.lWll1.y cquinlcnr tu tbe: mort~a~~ i1J.suranct t'n"vlnl1l!rily in t'm.:cr, at ... .;lJ:r.L ~hJraatiaUy ~quiv31~nl rn the ('('l:<t fCl B.:.ltcowl.'r ~rtL.c:: ~tU.l~gc: WSllraUce: previoU3lv La effect. fTnm :In atfl"n'ilr~ ruongdge insurer approved hv t ,C'J\der. If :lUb~t:t1I\i:tll.Y l:qulVOl\.:.m wOU.giJ~ insU.UhCt coverage is DOt avo1ibbte. ~"uol""'C'r ~alI pay 10 Lender~h mnnth" SUm l"Q1131 TO lint' fwdftb at thi: yc:.w.l)' lUIJlltag.: i.n8unnc.c premium b;iDt poliJ. uz Bvuowq when the lusurance cavern1!\! lnpsM (IT rt-.1tcd tn hL' ln d1::.:(. L;cdcr Will"CJ,:c.fl. use a.o4 retain tbe3C l::ly'r....iJ.t:i a:. "" 10:0.:. Jc:.lC:rvU' m licuot lnOn1:ag~ lnsu.r2nee. [.a~.. n-St'tV~ r:1ynlt'nls nny no IlltlJ:cl tic; Lcqulll:.d. 0t11bt 'TriOr! ('If J~tldc.:r. II mortM.a!ll.: ~~C: ~ve~t: (m tM ltDlOuur and for t'hr periods Ih:u Lender re~uirca) plo.,itkU by IOIlM Jl)J!,I !lISfO .PA(j~30rG '.1-';;. . .._...w__ . !! " II ~ II II 'I ~ III " ~ I ~ i 11 . - . . ... .. ...... -. _.~-_...-_. ... ...... ---- ,,"1......., - - ,dt\ .,11 IJJ~U'~' anurnvrl1 tn" ,."1..... ".....","f!It'" 'w .. ...... ... ",...",".11"-"'. WlluWrr thall nav '''I' nrl",":""'~ w ..... I, 1~."ull4J.U lDOmUlIl' 1n.~lr:'lnrro I" rH....' ....-... ,~J n.. .... ......... .w"'" ......,llucmcfll'urmOnQ':H',.IIlfn,.""".. ....' '11 _l,I'~ *II.lIIU1V wnr!tm aPlTt"Tf'lI""r hoo...,........ n . '. .. ... .....,...........11.0 WW. fl. tDwpctfion. r ,..,rt..r ~h ;1" .. .......... :.. ........._.. ~I.H~ ~plJlI ilOU Inapccllnn.o; nt rhe PlM""'" r....' .. 1(1'Ie: 114.11 IlJwernollrt lit' rhro ti,"C""( tV ""I... I.. "., :, . ....~ -....)...6 I~u....wlt L'leU~C: lor (be Ins"c:ninn. III, f'ondrmnatf"" "M." :-..-! ....J ............. ~&.l.W hn L]au'M~d. d.recl orcnn,MtImli"J I.. .."'....,. IJ.. '.1 'W.,. ~.lJc1emtl^don ('Ir o'h~r '''11.:''''' tit' .... :-..... .,.' ~', '" ........... ..I. "VU'n}.LI.C4' In UN 01 cnndc:mnil""n :IU' "...,.~,. -...JYwu ot.OJJ "hzUI DC paid to J r:Tu1er In (beevtnr nJ";J mrnl I~\-I"~ "r ,~..,.. ::";'J, .:.. r....-~ bU.w. tit,; .lIppllcd (0 Ihr:swm !l:ecurM J,v rh;c -:r'.....;":'. UUlll.ULl.lI:nl, w~lhernrn." mt'n rille' ','itl. ..":. "':'.' .;, ~..: ;.. :;........""tOj,. ~ ,uc:cV&.:lU ultl pa.rti:iJ I~DlI'orrht' Pm,'''''''''''' nwl..U. UJ_lotU' mII1Cd. value: or tbe ProN'fTY iOlUl,.tH'I,..t~.I,..r .:" :~. .,,:.:,,~ u --'i"~ 11.1 u, ~IUlC{ l~ the 31tloUDI uf tht "'- ..~~..."..... U}' wu. .)(c;uruy IUSlnmlent immedi.tc:lv hl'ro~ ,t". ,..t.:",; ':::..:~.,_. ~........ ~, ..u1'<J ""t,:ouJC:l OLlJr:rwUI: ;tr,rer In .... ~.~:;.;. :~.. ....-..,. o1~..w.LU Uj UJJlI .;)~'uruy lDStnrmeUf sh:\ll "",. redlll'C'd lw ,.... ............. ~ ~ .~.. ,.... ~...~" Ullo&"lpLl&.(J uy Ll1r: 'f'l1nwit.... ~-'I: :: ~..; ::.... ,.....; ..w..Il...u~ uJ. Wt; ~UULS Nt'~'ltCtl mlltll'l\i;atC'lv htornr!" ,t-tC' ,..,....:.: ,\:. :~,.~ ~,1 ~:.: .:... ,.... U....j,..L' Vilrul'" of'tht" l'f":"''''''' i.........l::~_,!;,. ~,. ~..... ~I.. I~". ~'J o.l.I.Uu:a shall he pJillto DC'rTtl\l,.tr '"' ,.... ......,,' . ~ 'I ... ....: l..ian~ of till:' Pru[If'nv f1'l ",~.l,.{. .},.. ~'.:~ ;::;..:~..: ..~..~.... \"W: IIUpt:llY ,wmctllltel.Y hctClre the t:I\inl" 1c ),...... 'h',- .1... o&lflUutU ut the SIJrn.'l secur~ immMfhr..'v h.."..... I.!::' ::':.l..o. .....:~..... ...."'4hh..c.;L .uu. L.cMcr otbtrwt,~c lRl'C'e' In wrltlnl' M ,",WQ.:t i.t.ppucablC!' JIlW ofherwi~e pr(\yj~, rh~ ~r(l"""'{" ....,!~ ... .;, r::"'; .,j ~ ,'''IWi ~~ICU by uus :iea1nlY :...._...l_~ ",~l:Wel vi DOl U\e S\UmI me au:n dur', U (DC: l1'openy b ab:andollt'd hv nnrrtlwt"' ,.,.1". 'l~~':" ::. :;.~ :",1 ':"",uul.:.lIU UonuwCT 1111. (be: eundrnmornfft'f"" tu ...w.ir..l,;.&I1 ......w:a or i~uh: a thrim t....rd:rm;u!e~, Rnrrnw.... (..il.' I., ....;.. :,,: :" ~""'':''I ....iu..IIu.JU u..ay.1i "'1(1' rJ1tolJ,",,~ 1131: :.. ::.. :.. q;....I. i..LU\Jtll1> .IIUIDI)f1ZI.:u to collect ~d i1f'loIv the "m,.....,t.. .,1 :'" .'i ::":-'1 ..:;:..... .... ,wwl~ULI ul'CPWOI Ul~ 1'....:....;. : :.. ::... ............. oI':'-IU,e..I. oy WUi ~tal!JlY lns(nunenl. wherbcr nr ",.., f~,.u ,t.... l.J'U':ill:>> l.~tl and ttorrower oth(f'\\'fst u;ree in wririnz. ,1!lj' ;;ppli,;o;1:ioJD. ,,1' .,tu...cc:l.l:; (U PnocJpaJ sb.l.Il not ext41ld or i\:1'::pvc...: lL..: JlIc f1Llcot!.he wClI:uhly paymenrs reterrt'd to In !,3r.t!"rir~li t ,'!'It! ~ ,l: :h;i.tol. Lhc: llWUum uJ IUI:JJ r",V":"!:,::!.', 1l.lIurrD\tI~r Nolltcleusedj ForbrurnD<< Dr 1 .tndcr Not a Wuin:r. r.,\:..:u...ilJD. ul die: UuM: 'ur ~.ynJe.ct or moJlt1.:oIUuu ue WJWHii.illloD D. the 5UW sec:uR.d by tWs Sl"Curity TD~tmmt'Q[ gtaorcd b)' 1.a;.u..L,:% hJ ""I)' :aoUc.cc:&;ut In lnlr.rc.'st ','fB.'rr\w.c.:~' olohuH 1I.0% u(X:1alc 1.('1 rclcL\"t' we l12hiHry nf the- nrir.lnJl Rnrrnwt'r 0: BIJrruw\.' L'~ :a.UI,;~:ao~.I~ JJJ rnrc:re.C:I r ("lIeh.,- sluII noe b~ I~uifi:d Lu eoillUl.l::DCc ptoceedioCS a~inst any suC'cr.s~or In inlt"N'~t or :'t'ru-:;r.: 10 I..Mc.;wl time for payment en otbr'fWi'ie LUoclify .:u.&hJltluUc.n 01 tbt: bUUl:I secwal by tbiM Security Insfnamt'llf hy rt'3SQtl of J.ll)' detn:lnd made by the nri~nNI Rnrrnwt'T (lr B(ll'ru.....~.r.) ~U...l..:c.:.:i.)UHi i.l.I Ulh:m::,oL Any torb~c::e tTv t conder it! t"yn";'lJ!nr; iIlUY righL or remedy shull not he " waiver nf r,r rfr:t.tude rtH': .....\cccbl: uf #IIY Jlcw 01' .tcmt:dy. 12. SIl~tt :Jnd Assigns l~nuDd: .Julnt OlJ"J SC\'t:nd L~bility; (;O"~ners. The cnYrcanfs:'lTId n!:J1"cnlr'~f.<: l,t thh; S<<UIUY Innl'\m"lC!f1t !b~lI I'tll1rland hnwfjf tlw :W.:':t':4\lr:i a.iJJ d)~lt!oll:' uf 1.J.:0llcr and &rmwer. suhlecf to thr' . l-'I.I"'~,\W~ 01 pana,U3pb. 17, BorroWl:r',S C'nVenllnt~ .1011 ~cr('m~::DC~ .'oh.Jl tic.: juiw. tUlC..! M:Vcnl. Any borrower "'hD ~'" :,i."l.lo llib Sl,;4,;UIlLY JllStn.ll1lWl but doe. 'I1()t eXf"C1l1e th!" NNt'. (il) h: l'Il'.'ii:;uWb lhh SI..l,.luity WlruITld1! only to QJC": I';.~:('. gl:w.t .wJ tuu",l,;)lllwl BorroW<<'5 uucre.n in the PrOpel'TY llnd('r nil.' tertns or t!J:... $&;~l..Jil) ~UJ~; tbJ &$ Ollt rC'I,,<"n~ny nhHgJteJ t'-' p.J}' !.hI:: bl11l1~ >a:Ul~d by 1l1~ Security In!ilTUUlCnt: ;'Iud (c) :a~f'!i th:II lC'c~t:1 o&I:J.w) uthc.;. Bormwrr may ll.CJt't' to nrt'nd. UlndifYI (Ll,LI.;.,L Ul wJ.:c; ~y accoDllnodarioQ1 with rc:~ud In rhe rt"rm<: Cl(lh~:: S~'::~r~:,' WStnItDeJ.U: tlr the Nnte will10ur that A('lIT(1'."":':', r:.ln;'~'1l1. 1::1. l.oaa C1InrJ:t':'I, TrrJll~ 10.111 ~c.:l.:urcJ. by iliU ~O::Unty JWlIlJnW:t:1t;r so~iecr milia... whir'b li!:" lI::l1"jm:lt~ (,jJOJ ChOll"gt'II. Mdthor law i!i fin:tllv tnrrrrrercc1 :.;0 (11:11 Ual,.' i.nL...i.c::it ur umc:r loan cbtlr,e:es calleal:d m'ra be C(l"ff'~ h \.'4Itu.Il::c.t10Q WJth the IOIlD exteed tlJe rerDlillt;d timils. rh:-n: (:l) ;..Ii) olouch IUdLI &:blU'gc:.mOllI be rC!duced by the :lml'lllnt Uu..~.II'y to It:4.lUc&: the charge to Ihe permitted limb: :'no (11) ;In}' !.~Ht.:. ;.1.!':':.iJ,} l.utlo.-qc:Q ttoIIl bnrro~ wrll <"t;'c'q::]c:t! l,..uLl.h"uJ lliailii will be: refunded ((] BClrrOWL'r. I erHt~r t'/'l:1\' C'lIC'ln,'i1.." ~:I llIi1J..c t1:.i:. tdUl.u.i b) l~Ueia8. the: I'rinc:ll'~ll cl"'(,lluntlcr lIu: i'\....LL. llf lJy D.1.iIk.uJg: a diIctt pA)'mt"fll' to ROrraWL"T, 11:1 'I:'fllllci lC'dcl'r'~; p:iu..:iS'':'. ~ .lcaJUCUOU wHl ~ trc:.,red n~ ;'l' {l:wrti.:!! 1)1'''l':1}1I..C:;.~ .",.iWulIL dllY prc:pi1~nu::Ell cbozrgc under th~ Note 1.1 N,.littS. ."'oJ UOlh:~ lO ~lIuwc:r provided t'odQ dUs Se(urirv Tn!>1'nullt"llT :;b;wlJ bL: ~i\'l.:L1 b,r d~ivc:ll.u!S Jl UI by n).,ilinr it hv flrct rbSIl m.Ji.! u.c.:~'t;:i d!JpIICdlJlc: J.lW requires use of Mo'her merbCld. Tht" n('rjr"lih;~JJ to.:'" :JiJ:"_I~'.l ~.... tiJ\O Property Acfdr~~ or JT1Y IlIIII"'" :lddrt':;:~ U\l1'r.h\a u~i.:.aJl~" Lay uow:e to Lender. Any notict' 1(1 J ('OIl"" ~h:!H)."o: &h n. by ~l clRls mail to uDder'" nddn"O:~ :H:\tC"d herein ur :0..1.) oW":J uJ.all~ Lender daJs:naICS by notice tn RnrTfiwf"f' ":'lJ" Ll'JI.Il..&: provided (or Ul dli~ Security In.~tnnJ1rnl ~h'ilt ht' rt::-~"n:::.:! tC) Illlv,,: ~1I8J"'CU In Mortowcror Ltoder when ~,'t1l :..;. ~,....\i~1.1.l m LitLi paaugnph. l5. t.;O'ic:nrla.g I...aw: Sa'lTRhUlty. Thl,; $C'r:ority hl.~truulC:Il\. :JJ.a.li LlC: govcmcc.l by lederaI l.-w and rhe h1~ ofEbr juai.:,Jj,,;uuum wJ.ili:b cbe Propctt'y i510<::l11t-c1, Ia theevrn1 rh;w' i'1ny rN~'i::i".Q l.C ...lw.lI.)culll:ls ~cy Instru~Dr nrfhe- S!I:~' ~':Iunl~l!l. willi Otppiicable lawl .uch contliL't ~b:trr nC'l'f :lrrt'rr ('Ilhl'r rro','i::il.la... urtJ.i~ St-.culil)l tnbuumc:nl or rbe NC'le 'J,'toid, (':":: h: ci\'J:l~ en"...... WIU,wullhc:. coDlhctiug provision. Tn thl.o: I'nrf flu' rrnvjo;!:'In:: "f:w'i Su.ul!l) lo.:U.NIOe:.D1 MJ1d t11e N01~ :.rl" r1l"C'I;1rl"r! !co 11:: :i;.'~'I,:l..L:... . P..\(;IJ4-Oi.(, l"ORM~]9'1i?n '. ..,.. .'-~--'-'" . - -1n'-rr#rllJ ,,,~"J.'_' ...-......- ""-JIll" ___ - ...:....;--~~ ........:.. --,~_..-.. ~..IIII~ ----_\0_ ~_. If III M Il . . II . I . i . R . ~ - . i I .....-.. - "'-' ~ -- .....- .. - .. .....-....-- ,.---"........ . ~ rn,,~ '1"" . r.' . to. liurrulftr'. Cnpv. Bom'w~:." h_ ~';\'''''' ....... .::' .....~ """.1 ... ..;... .~v~e I.n LWS ,)ccunry Inlffl11ment. 11. Tr~l1c:rrt' n'th. f'tro..,;,,""':' ..:~......::..:...: ~lI""..)L"I.oUUUWcr. II au OrllllV part ofrhc." PrnN"tlv",,, \"',. r.......... UJ IllS .old nrrr:tn"rC"rTt"ci 1M U.. f,......I;..I... z':~.':.~. :.. :............ ... AolJlo,t UI u.t.GDlcnc:Q MI1d tsonuwcr i~ nof a n;ullr.,t PC:lSOdJ wt1t1nutl..r-ndC','s orlnr wrirt-n ,.....,t_"r r ....... :-';"J"": ;... ..r....U' h'1"U.~ /oI"UHJt."\J..LlUt: }l1I)'tn&'or LD run of III SlJR1C KC.WoJ uy UlIS ~ecunry lnstrllwenr. H.,wt"Vrr ,1,,11' .,,\.,.1..... ."'..11.. ". . :.....:.....:. :..1 :.....1..1....... '1 c..\L.I\.I)C J)lI,ruUJD1'C'd hy ."U..I-. ,...... '" olllle a.o.u.:,." tlll$ St'CtJrirv Cns'rnnx'Tl'. II Le.oder CXffCi~C'.' rhf."!: nnfirm 't"n,'"'' _'~.,1I .:::!..~. !!;~:.:..'... ..u,;.... \/. ......I".Il:....wn. U~ nonce .uu!1I prtlvldC' 3 pl."rind 01 uu, J"", than JU <<Jav.. t'rnm the dlft' tht Mlil'C' Ie (1,.1;........1 "; ~':" :, ! ..-:::.:.. ..;..:.... :..............cl ~l poly illlllUUU .~urt"tJ "1 ~ .W..'\.lJULY JOSU1.l1DCl1r.1r HUTTovrc:rt3U.ll ro tJ<1V rhNI' Cllll'" !"I";", r", II". "~.i.':':.:;~:...:- ~.t'''.''''~t ~ Uwv WVC.kt: '-J .......J.:~ J~&:4lU1UCIJ. uy U1lli ')"LlnIY JDSll1.1ment whhoUT tlnthtr u"'li('~ or f'i"..,...,,,,i.... n...;,. ....... UJ. UOrrOWfl"'H RJnht 10 Rclustl1te. If BorrnwC'T OI,....H ....~t.:.. ":::'!!'::'~~. ::....'oJ"_ .UhU"i, iu.,r..IUI: !IHln Iu ru,VC" "h':"~""UIC:U""H UlI), .':lCt:\1nry wsuumenrdi!lcontmurd ~r anY tfUH" nri,...r to I}._ -~.I;",. ~~ ~;.:; ~ ~"'J" ,... ......u UU,\W ,.n:.UUll .. ..;., ::....:.:. :..... lJ,J..J.) ~IJC:"'tJ.Y !Ul l~llUiUltt:.m.eUI) bctnre !Iale- or !he PrOOI'rfV "qro:".,,., 'n .....:. ~,... ..0 ." ",,:.. ......_:.-.... .... ,I.;.. "'........:'.. !;;....~_._.... .... ,;..;, w......' UL uJUUlLLUdJ.1 L."UlCJrclOg this Sccuritv lcstTUlnrcf. 'Tlln,t" ,..,.""Ii':...... ..... .T. ". Rorfn\V,..... (.., ....'..... r ..... I... ..1: ._.... ..:":.:. .:...U ....~IU vc l.lUC:liJ1Lh:r tillS ,sl."C.lIfJrv In..unUTlCnT and 'he- N/"lII' ,\0: 1f..... Mreh'lRrlnn h:ict ....r...'II"T.',. H.} .......... "":~' ~.::...::..; "".1 .....:...~ ..uvc.u.UIl,s ur aglt:c:tl1cnu; te) f\4Y5 all ('.'(~Ql;e~ inrllnl-rl In C'atOtc1nr, rhl!: St."C'lJrlrv 111(1'n'(T1I.,ft "11"'''';'':; ,...:.' ~;...:...': .... ...........""i...c .IUUIUl:)::t la:Jo; and Cd) 1..1c~ such ilC'r1on at> Lend&:( muy reasonahly ICQuirt." ,., :1':'~Ufl" "W 1h,. I:.,.. ..,.,,:.. (',...: "'~ ~:~,;............ :............... oJ 1~1:. .I1IUc rlufl!:t1y and ~...,uuw"a. )0 UO~U<<.lH 10 pny Ultmms sC'Glln"rt lJv lhic; S<<1lrirv Tn~,,""""""" ..s....n.. .~.:. .. '.....U'''..:. .........1O " :.- .......,....... ;." ;"'UUUW"::I. WJ~ ~n[)' lnlit1'UlDC1lt and Ihe nhrig:iIlfnn~ "''('I'lr~'" nl"""'V ."~,, ..".... ;. ,. ".... .~':......,.......... ..... ...... .l......~ '. ' ...~ .... _. ......:. : :.._....,....,. IJ/J. ugln lu lCllLnafC .sh~l nnr IIflJllv in !.he C~~I' "f ~.f"'I'I'II.t,"fj,..... ....~.... u:'!7""T;an" ''1 1" (,~.:!...:' :-:...:.., CU.u~..: UI LAJ..w .;)t:n'lccr. lhe NCJlc or i'1 partin I iefrr(":(( fn Itll' ?II",... (t'''''ofl...~ ...;.... ,'.' c:'. ..:...... rrUfTlU"_" ........\,.. ....! ~ ., ... _..._.:........... ''''UUiJ.IlJ'IU{ 1I0LlI:C: 10 tiurrowa. A salt' m.,v rt"llllt In =' rhll"l"";'" ,1,.. "'''':'' ILi10Wn M fht' .-, to.,,,, c:.........;..."...., ,1... II '.._ '-';':J t'..J.......u.,) \JU"; UUUCI lQc: NOIt' iUX1 Lbls Seruritv InsTnnnC'"r ,."...,,. nJso OlaV hto nne or mnre C'h:1nO'(~ ('If",.. f ~.... (>"-.-:::': ..:.." ..:_;~': .v .. ...u..: U~ LW; ,.,OU:. U UU:lC U D chaa,E'e ot tbt!' tOMl ~Vlcct. 1:Sorrower will bt" given wrilren ""Tit.,. ro.',.... -!!":~:::. :.-:;. ". ...:.......... ...~~ ..."".iGl.&pu I'" IIlUU'tc and aprJtGJblc law. ILiC D.UU~ WW alUlrc:: Ule 'haroe and Qddrl"S~ nrrhe new 1 O:ln ~"n';I'"'' ..~.f "::: ."'~!,. OM~" ..:.i":' t'.&.)~~~ :.IJ,UU,UJ Dc: .......:.... .~'i..1,..: UVI.l'-C 'WUJ .uso cunuun uny other lnfurm:stj{1Q rrnuircl1' lw :l!'!'fir-:l1,lt. I~,." .to. Hnzardous SubstRDa'S. BtJrrowcr .(h~11 flflr 1';'1"",.. I"!" r;':i':J:~.. ...;l...>W........ U..l... uJ:.pmOlJ. slura,Kc. or rc:h:ue 0' .wy HI\UllQUUS~ub:U.aDCes on or in the Propertv. Bnrrnwrr ~h:lll rN ,In. :!"'. :~p ..;",' :~) ..;... ..:..... i.., ..:.... dl..)'tUUJg "uccul1g ::... ;';"'t"'l,) w.u 1:1' W VlulilUon 01 uny fi,uyjronm.r:nt..J Law. Tbe 'PTl."cedlnp twp O:"'I""~"~' :~.:!! ~::: ..j....:j :.u IUI,; "IQCl.h.c, ""':. ~: ~.!;':';lb;:";ii 11.;.; "1\11~c1~) 1,11 :.waJl quanUllC':f oj HallIrdnm .~tlb.u:t!lC"1.'" ch.n Oft' ,."Il,....,'1;'-. .,.....:~~:..., : . ~.. I'l!)!"..'!!.rl:".. I... :-!.~..::~::: ::,:.:;":;,;.;.~W ~;.~ ..\IU lU WilLD.lc:n;,ncc: "' UIC: Pmpt.'TtV. III II' JIl \111 ~ . = II II II II .. !II I!I III III III III III III JtI '" ,. ,. .. !I!I . I n.}.:....h.~' sh.Jl !J!lJW}JLly ~IVC:: Lender wnnea nntice Or.llDY In''I:~Hrarf(1n t"~im dem;~rd. 1.11,l,':.::it c..: ...il..~i .,..UU.l U) "".\' C".....f"J.::L1l...:.t:1l~: ..:...gul~L.IC} i:1~I:LiG'y OJ. PllVUC fliUtY i.DvoJvln~ the Prnpcrtv anllaov J..{;17:trrtn1t< ...,lh."',,.....~. ~;: FDvjrnnn~"''''' f "W "r..:h..!:!:: !::;:::...",.;."", :,"'"' "",,loU.Ii UwWJ~IJ!Iot:. Jr'Hocruw~( learn$. or h oClrffiC"J hv :tIIV rf"l\'l",..,""t'n.".... u'.l!Ulnrnrv tlutborirv ,h." ;"IfW ~",,'n...::t t":" =:!;..: :.:......~hujlJ... "1 d1LY UcI:lcllQUU) :>l.lb:tLill1ce artt;1:ttD2lhc Pmprrtv i'i nec~$S3.ry. BntTQwet" shun T"rnm!"lIv T:1kr..11 "r"'I''"''.~:''j' :':'::::.:.ll.~ ....~~...,I..&.o ilt oIo.o.UL~ WIl!l b.uvLfumttcurm Law. As It.~I!d In 11\i1l; p:lr;lgr.lph :!O. ~U.1.U.I."':"'11L> S",L,)(dU(.t:)' euc: UIlJSC: !I~llUlces defined:l..' toxic orb:\ZS.Tdol1" mJbSTances hv Envlrnnm~nf:lll :IW 'I1'oilhc r.!!,....:;.,,; ..~...1.......~... S.I.'o.IilUC:, ~ru.s~, olher flammable or taxfc pc:uolt:UU'l produclJll. to~c fl'esr1cjda:~ ;mc1h'Thk1tlf"C'. '!r"!:!!i!:.: :::.::....1.:... l.twil,:'i.U~ .;uU,lttiniog Ci:ibo:1OS Ol rOrTDilJdehvde. ..uIU ''''''LI.I~t;,(LY..: nHlfenw. M u!itd in "tj.s: p~rilR1':mh?O "Fnvj!"""n~t:~l~:!l 1..:.,1.... ::u.:..~ f..Jl.:1~ 1.1"". dlILl ~OI.w:a; ull1tt:: j....;....;;"',j..lu 'WlJc'~ IJ!~ P.l.upt:rty 1& loclued tbltl relafe to he:Jlrh.li':tr~lv C'lr ellvirrw,wr.~:lllt:C':;,:..:i..c.. t"llJN-UNWORM COVENANTS. 'Borrower lInd I t'TJ.k., fllrTht.!, co\'cn:ua: .wJ Ol.ll:.l.: 01:) loUuw:.; 21. Acccler.nrton: RemMt~. r.elH1fr !'hnTr ,in' Qf)ljlo:~ (0 DUlluwa Vlior to IIcc~er.olion 'ttllowi.a~ b(l'ITowt7'~ lm::..u:b. 1It'lmy Covenant nr D~rt't:mcnt in tbi~ S't"l'"tTTffr Tn!litnu:rll'lIt (but uul ,lJtil,l, iu ~u.l..dctll.uuu u.ntJer paruuaph 17 uu.l~ alVpJh:wJit: law pro'tide::J nLbl:nnsa). Lentld'" ~llnH notJrv Oo",nw",.. of, :IOJIlIIJ,: ulLl:.l LlW..a~..: ,II} Ole fh'r:mllj (b) (h... U",l"l.lI~ J~lIOC:U.lo CUte tbedetawr; lc) wben the: der.lJult mn..;t hE' f"nrrd: :lnd Cd} lhat fail&"j(Io. h~ 1".,1..:: th.. ,lrr:mlt DS ~r.dficd nlol)' ruulJ. w accclcl.'uuon vI rhr swns ~ed by thls SrcurUv Jnrtrummt . r"n"t'In."un: by lorlicful prn('C'Ming and snit' or thC' rl'uJjlfCJ. LI.:uJc:( ~1llUJ turd.ltit' iatorm .uorrowcr or the rl~ht 'n rf'ino:rlltf" :lll,.,. Uccdet'UtfoD unrt the rlr'" tn :.~N'f io 1h(" rnrt'C'Jm;:ur..: pruu.:ctliu. the lWU..<<:.-.i:ituu:a 01 a default or an}' ntJlu rJct~e of llorrowN to 8<<,eleratinn antt fortrlnli'lIr'l" rr the t.lcf:1uJt i:; 11I~l L.W t:U Ob :'V<<:<<.:iUcd, J..-wd.er, at i(s nptioD. 1Uol.) l."'1uin: W1m.e.Wollt.. pAyment In tult nf RU !\Urrtli' !ot'rurt't' h.v th'~ ."'<<1lTir)' (n)'trwln.:lJl \lh.uuUL J"uctW' dClWLDd and JU.I) rurccl(J~J,: tlu.> oSa:urUy W:olrunlCDt by jnditl:al procC'efJine. T..l'nr!l:r ~llilJl ht' "ntitlL'd In t1l11l:ct :..11 I"\,....nli..... lhtl.ln"cd iLl lJunouWa; LL.c It:lJlcd.i~ proyu1ed W (bis pntUgrnpb. 21, fDl'ludinR. hilt n"t Iimih'd tn, nttnroe:t"$ tf'cl Rnd cntt$ orlitlc n'idLl1t:.C tu the ~1c;1l1lJI:ILllilt~ by appJ..icablc law. 2Z, ReI""".. UV"JI paYUJC/Ilof all SUllls secured by this S..urity InSllUrT1enr, 11,;. S!,(,llrlty u",'ruQJ<:Q, iIll~ th. c.,,,,,, ('('Inwyed ~h:tll rrnninare uud U~l.UICC void. After such OCCUretJL'C. L..ezhJt"r sh311 discll3.Tge ."Uld ~-iJli~fy 'hi~ St'C'luiry In!lOtl'Urtumt wilhom rhilrgc: fn 'Rnrrow(,"l". BClUvWcJ,':J.&Ul ~ i:11Iy cceordado!1 L.'OSt$. l'hC:E~OFCi FOlW m. 9/90 . _",':'" '_0&'---"-"'-.- .__.......1 ~ .. _4_._...I_..............'_~..."""-..._......,'.".. ._-_~.~.._...,....,.. ...... .~ ...:'.~....:.,.....-.................Y'.~......r...................-'.. -.... . ~ ........._..._....___.....a...-... ......._....~....- ......-- ,:,,,:-';-".' ..-..... ...-'" . ............._......_..'Io..h...__-..... ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS RE: Account No. 0000905414 $65,200,00 Note dated September 13, 1997 to Alternative Lending Mortgage Corp, TO: Brenda K. Killian 158 wyoming Avenue Enola, PA 17025 FROM: GRENEN & BIRSIC, P.C" ONE GATEWAY CENTER - NINE WEST PITTSBURGH, PENNSYLVANIA 15222 ATTORNEYS FOR IMC Mortgage Company successor in interest to Alternative Lending Mortgage Corp, DATE: June 5, 1998 You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"), You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments and if you meet the eligibility requirements of the Act as determined by the Pennsylvania Housing Finance Agency. Please read all of this Notice. It contains an explanation of your rights, Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice, During that time you must arrange and attend a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency, The purpose of this meeting is to attempt to work out a repa~nent plan, or to otherwise settle your delinquency, This meeting must occur in the next thirty (30) days. If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting. The name, address and telephone number of the lender's representative is: agency will assist you in filling out your application and will submit your completed application to the Pennsylvania Housing Finance Agency, Your application must be filed or postmarked, within thirty (30) days of your face-to-face meeting, It is e,xtremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. Avai lable funds for emergency mortgage limited. They will be disbursed by the eligibility criteria established by the Act. assistance are very Agency under the It is extremely important that your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by that Agency of its decision on your application. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, P,O. Box 8029, Harrisburg, PA 17105. Telephone No. (717) 780-3800 or 1-800-342-2397 (toll free number). Persons with impaired hearing can call 1-800-342-2397, In addition, you may receive another notice from the lender under Act 6 of 1974. That notice is called a "Notice of Intention to Foreclose". You must read both notices since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercise your rights described in this notice, you cannot be foreclosed upon while you are receiving that assistance, Very truly yours, ~~ /1~' Kimberly J, Hong KJHjyh FIRST CLASS MAIL, POSTAGE PREPAID THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ACT 91 NOT I CE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS RE: Account No. 0000905414 $65,200,00 Note dated September 13, 1997 to Alternative Lending Mortgage Corp, TO: Timothy F. Killian 158 Wyoming Avenue Enola, PA 17025 FROM: GRENEN & BIRSIC, p, C. , ONE GATEWAY CENTER - NINE WEST PITTSBURGH, PENNSYLVANIA 15222 ATTORNEYS FOR IMC Mortgage Company successor in interest to Alternative Lending Mortgage Corp, DATE: June 5, 1998 You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments and if you meet the eligibility requirements of the Act as determined by the Pennsylvania Housing Finance Agency, please read all of this Notice. It contains an explanation of your rights, under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of this meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency, This meeting must occur in the next thirty (30) days, If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosUl~e may take place for thirty (30) days after the date of this meeting, The name, address and telephone number of the lender 's representative is: agency will assist you in filling out your application and will submit your completed application to the Pennsylvania Housing Finance Agency, Your appl ication must be filed or postmarked, within thirty (30) days of your face-to-face meeting, It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. Available funds for emergency mortgage limited, They will be disbursed by the eligibility criteria established by the Act, assistance are very Agency under the It is extremely important that your application is accurate and complete in every respect, The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above, You will be notified directly by that Agency of its decision on your application, The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, P.O. Box 8029, Harrisburg, PA 17105, Telephone No. (717) 780-3BOO or 1-800-342-2397 (toll free number), Persons with impaired hearing can call 1-800-342-2397, In addition, you may receive another notice from the lender under Act 6 of 1974. That notice is called a "Notice of Intention to Foreclose", You must read both notices since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercise your rights described in this notice, you cannot be foreclosed upon while you are receiving that assistance. Very truly yours, d:"."j~ J"1hy Ki~~~'~. Hong KJH/yh FIRST CLASS MAIL, POSTAGE PREPAID THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, ~:- .. c P051I\\.S{R'I\C\_,._}':'Ct~'II,I"'" . ,. .;t.L.__"''''OR06i.<.S''C AhO ",,,"hi...:"" . MJo,'l' 8l LlSlO f O"'lMft,SH~ '"0,'0,,0" ..,sU"Ahe<' p , ...-..' ~lItelVlld flom . ___~~t<<Wd'--"'---- _-----OII1tYl~~--'-' ..... ~--_._.,... r (~~t' , -, C': '\ ~/~\ -- ~; \ . .. . '. ~ ,..... h,' \ i:~ ". \ 0"' p"" ot """",,, """ ,dd",,,d \0 ~--~ <.. ..-.. ". !;j'_:':,";" to;',. . .,,_~-'-"-"'l\" :;~ ~~ W~'.. (0 LJ' \\\. .~. I" ';\\~ ~---.:' ............ h.ft1....;::..-ch-... ' L?~,~o-.tt='-~_.. .. - =- ~ -:lQ...~_f8--1-1Qaf.-?---- pS fO,"' 3811, Mar. 1989 U.S. POSTAL MAY BE USE SER",CE CERTIF PRO",OE ,O~,~~~~~::c"STp'COANO INTE~~~;oEN OF MAILING _ STMASTER AL MAil R."",d '<om. . ODES NOT OREHEH & (!IE GATEW4~~1C, P,e. PITlSllURGH, P~R,l~ wm e 01 ordinar . V m,ul addressed to: , ~ II' -0:' ~) L.'l - ~O U1 ~ " III m PS Form 3817 M , ar. 1989 Emergency Mortgage Assistance Program, thp Lpnder may also instruct its attorneys to start a lawsuit to foreclose your mortgaged D;~perty, If the mortgage is foreclosed, your mortoaged property will be sold by the Sheriff to payoff the mnrtgage debt. You will have the right to assert in any foreclosure proceeding the non-existence of a default or any other defense that you may have to acceleration or foreclosure, If the Lender refers your case to its attorneys, but you cure the default before they begin legal proceedings, you will still have to pay the reasonable attorney's fees, actually incul-red, up to $50,00, in order to cure the default, However, if legal proceedings are started, in order to cure the default you will have to pay the reasonable attorney's fees, actually incurred, even if they are over $50,00, and you may also be required to pay the Lender's reasonable costs, If you cure the default within the thirty-day period, you will not be reQuired to ~ay attorney's fees. If you have not cured the default within the thirty-day period and foreclosure proceedings have begun, you still have the ~i~h~ ~~ ~~;: ;h: default and prevent the sale at any time up to n 0_ r h~ Sheriff's foreclosure sale, You may do so by ~i~~~~ t~~ ~~til ~m~~nt of overdue payments plus any late or other see well as the reasonable attornevs' fees and costs connected with the foreclosure sale, and performing any other requirements under the mortgage, It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately six months from the date of this notice, A notice of the date of the Sheriff's sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling the Lender at the following number: Rick Rioos, 1(800) 469-4144 Ext, 2292. This payment must be in cash, cashier's check, certified check or money order and must be made payable to the Lender at the Lender's address stated above, You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it, If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property, YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, CONTACT THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OF TRANSFEREE MAY BE ALLOWED TO ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU MAY ALSO HAVE ADDITIONA.L RIGHTS UNDER THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM IF YOU RECEIVE A SEPARATE NOTICE ABOUT THAT PROGRAM. If you cure the default, you will have the right to pay off the loan in monthlv installments as if no default had Emergency Mortgage Assistance Program, the !.pnder may also instruct its attorneys to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclospd, your mortgaged propprty will be sold by the Shpriff to payoff the mortgage debt, You will have the right to assert in any foreclosure proceeding the non-existence of a default, or any other defense that you may have to acceleration or foreclosure, If the Lender refers your case to its attorneys, but you cure the default before they begin legal proceedings, you will still have to pay the reasonable attorney's fees, actually incurred, up to $50.00, in order to cure the default. However, if legal proceedings are started, in order to cure the default you will have to pay the reasonable attorney's fees, actually incurred, even if they are over $50.00, and you may also be required to pay the Lender's reasonable costs. If you cure the dpfault within the thirty-day period. you will not be required to pay attorney's fees, If you have not cured the default within the thirty-day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's foreclosure sale, You may do so by paying the total amount of overdue oayments plus any late or other charges then due. as well as the reasonabl. attorneys' fees and costs connected with the foreclosure sale, and performing any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately six months from the date of this notice. A notice of the date of the Sheriff's sale will be sent to you before the sale, Of course, the amount needed to cure the default will increase the longer you wait, You may find out at any time exactly what the required payment will be by calling the Lender at the following number: Rick Riaas. 1(800) 469-4144 Ext, 2292. This payment must be in cash, cashier's check, certified check or money order and must be made payable to the Lender at the Lender's address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you, You have additional rights to help protect your interest in the property, YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, CONTACT THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OF TRANSFEREE MAY BE ALLOWED TO ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM IF YOU RECEIVE A SEPARATE NOTICE ABOUT THAT PROGRAM, If you cure the default. you will have the right to pay off the loan in monthly installments as if no default had 5. Recelvod By: (Print Name) following serwlce5 (lor an extr~ Ie!): ,,~ Addre...e', Addreu 2, 0 RestJ1cted Oellvory eonsull postmaster lor lee, 40. Atticle Number 5!:>G-O 4b. Service Type o Registered o Express Mall 0 Insured o Relum Receipt lor Mertllanclse 0 COO 7. DolO 01 OellVeryr, . , - B. Addresseo's Addr ss (Only II requested and I.. is paid) B<cortlfted . "" .(,.vmpl.,!u ,Iem. J. 406. .1111.1.&" i .Pnnt you' name.nd add"" on the ,.vertlollhlllorm 10 tNl we can '1Iumlhl. CoI,d to you lIlAnech!tli. form 101M hen oliN mIll~, Of on the b&dri If IP.~ dot. not po;mIt. _Wnt,OR-'um R~pI R~UNI<<1'on lhe mail~ btloW' lhIarUd. number, .z . The Altum A~ltIpt wiU ,how 10 whom 1M .nldl w.. d.ltv,ttd an.:S the dill g do"....ed, i.-a../.;/tJclo Addrossed tOt ' / ' .ii IlrYiL.~t1u,.~ '6 ,'.f')I.-LG..,i.J\ r 10"S (JJ1..0"'U1"() ChU'flLLL \...\.\ , \ "l..( Q.. (J.A I nu.?5 ~ 6. Signature: (AddrBSSBs o;!'~ ~ X ~ ,-- ~ .!! PS Fonn 3811, O.cember 1994 "\ I', 102S95.9/.60119 Domestic Return Receipt . postage certifledfee Special Qelil/er1 fee . eo! neUvaI\' fee 1\BS\lICI "" . \ShOYiln9\O d'l Re\Um p.eeel,O. Qeliveted d'l ..I\v\tI'l&.oa <rY'l'....:.,: .~\O~' "'1'e"",~"",.Nl<less 2: 0310,&'"" $ _ & fees g 101 ~~ pos\39" ~ floS\11lat\( Of Qate ~ lJI-)'.J{g <1\ Q. >- (") ',- a' c f;:-: '" .~ ~-~ '.-;:- ,,- ('~ (.) .. U.!~,~ .- ~-' <. ....... ::;--.:: _.~() u_ _.' L:.... ;:_1 '.'. i- 5\ In .J ~B 1-:-: --- U.JU_ C'", .:J C;"j -J l..' u: -~.: Il. :J .::t. "" ~;:-: LJ. m :::J 0 C'> (,) .... .-.. ~ ~"'- ~ \ L., -- \ .~ () '- ~ ~ t> ~ --.:::t- \ 'G ~j~::: \ '1 'V../,~ \ ~~~~ IN THE COURT OF COMMON PLEAS OF CUMHERLAND COUNTY, PENNSYLVANIA IMC MORTGAGE COMPANY, ) CIVIL DIVISION ) Plaintiff, ) NO, 11)9!1-04415 I' ) vs. ) ) TIMOTHY r, KILLIAN (md BRENDA K, ) KILLIAN, ) ) Defendants, ) PRAECIPE FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) TO: Prothonotary SIR/MADAM: Please issue a Writ of Execution, directed to the Sheriff of Cumberland County, against the Defendants, Timothy 1', Killian and Brenda K, Killian, as follows: Principal $ 65,200,00 Interest to 12/8/99 $ 23,234,10 Late Charges to 12/8/99 $ 999.35 Attorneys' fees $ 900,00 Title Search, Foreclosure and Execution Costs $ 1.500.00 TOTAL $ 91,833.45 By: GRENEN & BlRSIC, P,C, ~ /?#~? -- Attorneys for Plaintiff 8) >- l.r::; t:"': ,-. IJ' , ~? : ,'" - - ~ C';-;. , ' 1-;'"1 ! . C"J u: ~') ~ c<) D:l ~ ~ {'d)!l, }~ i ~~' i 11- J "'T- ,.- 3 li'~. ';:.: r. :J::r .~:-~~ . W ~,.!:Q :r :"J .f9 ~ i :,i. .-. '.. ~ -.- <<'-. C'J I Co- " v: .....: --OJ (j :7t G' ~ i () ~ "" C) ., '(j : : : = -0 . = . .J : , : o . " : (} ..J ro 0 0 61 C6 IJ 0 0- 0 0 (T 0 tJ'J ~ (I u riJ r- c;l ~ w t/!; .if) j d j <V ? ~ ::> d \;!6 0'0 5' 1: . ( <i () (). 7' _ 3 j o ~ LJ r',~ C'" - (J l;: i ,.. u " (:,~~ ! () , , f~: " -, -,' .:.: ::.~j , i;. .. ,~~ (.:1 l._J 1 V . , f:l !:'. , , i L.. , ,- u: ( (.:., ) () .'~'. ,) ,J' ; ~,. C' ) ,r (; .' tf~ i.: I.' ,'-'. .- ~- , . .' , ~....... - ~.,;: "j ;:j 'n.1 c,) . ,- ;1) I C /1 L\ , L.:_ ,. (.": u l":;' ~: ) ... .., C) >- ('" I ;~ {~ ' - , -, L' " " J ( ~~ () .. F": .. .' (l , ..-~ I , (::' I.: , , CL {J. , j U .... I :.i.. i C/: L:.. rn .. " C' c;"! (.J ",:.~ (' I I r 0~ l/: .- , .-:- r,-' .. f , I , I ., ( ) , .. : '- "- ,.~~ ;~,~~ (.1 I (':',1 I , " c', I.~ .' i C .' ~ ij , II ,! :.1- , U~ .. ~, . L'_ (';'1 :',J -- , ~.;.... U ?i C") ~ <' ...:J S ;;, ~:l< uJ~:' 0= 0." ()~-? __c' -- ~:t ;1": 0.- C) ::j ():':-, /./:::, pt: Cl ~;( f:L2 ('1 .1.,- "1" ",--;'" 2L\ ?>' ;-:JiJj U-~L ~:2. ,;-' n.. ..,..."; <-- W' a"l =.:> C) cr> U '." >- M f;; n:; ~ ~" .-= ,.. UJ~? C~ ~~~1i CJc", .,-- '-~'.'? u: ~,~~ ,~ ~J ::3 l.LIJ C.),.' :.:- >~ r.s r~.: 0 :_:i~g L~; ...... C"1 _.j' ~., CCZ --I' >~.!llJ Woo e:, ,!(~ .~ ..-:;;: ,'. 1J. c:' :-.1 0 c;"l U You may havc Icgal ri~hts to prcvcnt thc Shcrifl<S Salc and thc loss oryour propcrty. In ordcr to c.xcrcisc thosc rights. prompt m:tionon your part is ncccssary. You may havc thc right to prcvcntor dclay thc Shcrin's Salc by liling. bcl()rc thc salc occurs. a pctitiontn opcn or strikc thc jud~mcllt or a pL,titionto stay thc cxccution. Irthcjudgmcnt was cntcrcd bccausc you did notlilc with thc Court any dcrcnsc orobjcction, you might havc withintwcnty (20) days alicr scrvicc orthc Complaintll11' i"lOl't~agc Forcclosurc and Noticc to Dclcnd, you may havc the right to havc thcjudgmcntopcned iryou promptly tile a pctition with the Court alleging a valid dcrcnse and a rcasonable cxcuse lor nliling to filc thc derense on time. Iflhcjudgmcn! is open cd the Sheriffs Sale would ordinarily bc delayed pending a trial orthc issue or whcther thc plaintifT has a valid c!aimto Illrcc!ose thc mortgagc or judgment. You may also have the right to havc the judgment stricken if the Sheri IT has not made a valid return of service of the Complaint and Notice to Defend or irthejudgment was entered bclore twenty (20) days after servicc or in certain other cvents. To excreise this right you would have to liIe a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale if you can show a defect in the Writ of Execution ofserviee or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGl-IT TO HAVE THE SHERlrr'S SALE SET ASIDE Ir: THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIfF'S SALE. TO EXERCISE TI-lIS RlGl-IT, YOU SHOULD FILE A PETITION WITI-I THE COURT ArTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. TI-IE SHERIFF WILL DELIVER TI-IE DEED IF NO PETrTlON TO SET ASIDE TI-IE SALE [S FILED WITI-IlN TEN (10) DAYS FROM THE DATE Wl-IEN THE SCHEDULE OF DISTRIl3UTION IS FILED IN TI-IE OfFICE OF THE SHERIFF. By: G~ "&c, pc; Brian B. Dutton, Esquire Attorney for Plaintiff - IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IMC MORTGAGE COMPANY, CIVIL DIVISION Plaintiff: NO. 1998-04415 I' vs. TIMOTHY F. KILLIAN and BRENDA K. KILLIAN, Defendants. PRAECIPE FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) TO: Prothonotary SIR/MADAM: Please issue a Writ of Execution, directed to the Sheriff of Cumberland County, against the Defendants, Timothy F. Killian and Brenda K. Killian, as follows: Principal $ 65,200.00 Interest to 3/7/0 I $ 35,8 I 0.66 Late Charges to 3/7/0.1 $ 1,433.85 Escrow Deficiency $ 6,863.63 Attorneys' fees $ 900.00 Title Search, Foreclosure and Execution Costs $ 1.500.00 TOTAL $ 111,708.14 By: GRENEN & BIRSIC, P.C. ~e~ Attorneys for P aintiff >1:-;. ~ , '- ~ (.lQ '- '- ~ ~ '- '- '- ,- i-- ?= c:-: ~ .rj' C t ~ '- '- ."2: '- '- '- '- ,- '- ::. !'J ~ . ~ .::J....,.. ~ ~ ..... ("'. .'") ."', 0J '- ~ C'() ~-;.: !., ; :c '-' :? ~ 0.... :-J .:~ 0- '._.1<. ~.~;~ j J ~ ' ' I I , -', I ~ ~ ~~ .,' .J :2: ~ ~ () C"- O () ~ ~ -0 .., i...';'- {,.} ,'L:7 ..... l.lJ .';;~(U 0.. () ~ ~ 0 () .'(-' () ~ ~ CJ ...:;:~ . . <ri . -....: " f::> "- VJ "'l ~ (\. 0"- -.: ~ \._J (.:;) :::l I'\') t:J,. CJ 0 ....... -. (}-- -?' "'b, 0- t-- b9... ;;... , '"' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA IMC MORTGAGE COMPANY, CIVIL DIVISION Plaintin: NO. 1998-04415 P vs. TIMOTI-IY F. KILLIAN and BRENDA K. KILLIAN, Defendants. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY SS: IMC Mortgage Company, Plaintiffin the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of Timothy F. Killian and Brenda K. Killian, located at 158 Wyoming Avenue, Enola, PA 17025, and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF TIMOTHY F. KILLIAN AND BRENDA K. KILLIAN OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATE IN TOWNSHIP OF EAST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AND NUMBERED AS 158 WYOMING AVENUE, ENOLA PA 17025. DBV 165, PAGE 212, AND TAX I.D. NO. 09-14-0832-158. ~ You may havc legal rights to prevcntthe Sherifl's Sale and the loss oryour propcrty, In ordcr to exercisc those rights, prompt action on your part is neccssary, You may havc thc right to prcvent ordclay thc Sheriff's Salc by filing, bel(lrC the salc occurs, a pctitionto opcn or strikc thc judgmcnt or a pctition to stay thc cxecution. Ifthejudgmcnt was entercd becausc you did not tilc with thc Court any defense or objcction, you might havc within twenty (20) days after service of the Complaint for Mortgagc roreclosurc and Notice to Defend, you may have thc right to have the judgment opened if you promptly filc a petition with the Court alleging a valid defense and a reasonable excuse tor failing to tile thc defcnse on timc. Ifthc judgmcnt is opened thc Shcriff's Sale would ordinarily bc delayed pcnding a trial ofthc issue of whethcr the plaintiff has a valid claim to foreclose the mortgagc or judgmcnt. You may also have the right to have the judgment stricken ifthc Sheriff has not madc a valid return of service of the Complaint and Notice to Defend or ifthcjudgment was entered beforc twenty (20) days after service or in certain other events, To excrcise this right you would have to tile a petition to strike the judgment. You may also have thc right to petition the Court to stay or dclay the execution and the Sheriffs Sale if you can show a defect in the Writ of Exccution of service ordemonstratc any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERlFF'S SALE SET ASfDE IF THE PROPERTY IS SOLD FOR A GROSSL Y INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASfDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF D1STRlBUTION IS FILED IN THE OFFICE OF THE SHERIFF. /) (-uU Dated: /./ - GRENEN & B1RSIC, P.C. ~tf&~ By: Brian B. Dutton, Esquire Attorney [or Plaintiff 6a6~ 'J91'l 'Hac w'o~ Sd ............ )(O~,I 1IJ~ ~ ~ .'J <.(->j,"p f"j 1t'jQ~ k b , >r1nlO/ l. t . -' / :01 palSllJpplJ 1!IIW ,(JIIU!PlO 10 &:l9!d IIUO 'Il'i 1()(J'I5t ZZZg ~ Vd 'ijBmqSlI!d I^e" ~~"l ' 'I"'"'' [ _ ", v .. ,J uu" J\~I)I;;i~:) JDU ':Ji:l ':llSJ!9 ~ uaua,ill" P'^!"'" UUSVW1SOd-3oNVUnSNII:lO:l 3Cl^Ol;ld iON 5300 'll'fW llfNOllVNI:l31Nl QNV:JllS3WOO HO::! 03sn 38 AVW ElNI1I\fW ~o 3.l\fOI~I.ll:l3:> 30'^"" W1S0d 's'n ..........,.. 6a6L' I'l 'LLac WJO~ Sd , ( - f.., I +f .." V I IO'?og(' ./-J<(J - . "!CL ;\:1 .,1)[" T Jd"1rJ 1 <:''J~ rr'I\'frjf-Ylv,,)r~' d'1f'J"'J\()~ f lJ.iQ -vd :01 paSSOJppll 118WI..}.JIIU!PIO JO a:la!d QUO ['i. I I' JO(I-I'; ;ms L Vd 'ijiiJnqSlI!d , IIll'....ll... ....,_.... t; g '3d ':J!SJ!B 18 uau~~s, P'^!'''" 1:l31SVVUSOd-3::1NVl:lnSNll:IO:l 3QIAOlJd LON 5300 'lIVW lVNOllVNH31Nl ONV :lllS3WOO 1:10.::1 Q3sn 3S AVVII ElNI1I\f1/ll ~O 3.l\fOI~I.ll:f3:> 30,^"35 W1S0d 's'n III lU.J I'" ~ Vl o 0. 6a6L ',el'l 'LLaC WJO~ Sd ... .......... . r. 110 1.., I -",j d 'II' H _ Uw, YJ J /,rg x "8 . (i d ^lSI\!)f'I~11 c;!:JW()Ql :01 peS:S:9Jppe 118wQeulPJO ,0 9:)ald~ LL III J 'i!I' I -C ZlZ9~ 'ifd 'ljfimqSll!d M ;;~i!J ~"It1~:J !,alMlen DUO ':Jd '3!SJ!B ~ uauQ~~, P'^""" IBJ..SV~iSOd-3:JNVllnSNl \lQ:I 3CI^Ol:ld iON 5300 '1'VW lVNOI1VNlH1NI aNV :JliS3v.lOa l:lO:i 03Sn 38 AVW ElNI1I\fW ~O 3.l\fOI:lI.ll:f30 'O'^"35 ,.1S0d .s.n ... ClO ZZ -'" ...Jw _0 etO ::Ed u.~ 0-' ., UJZ ...g et~ ~~a:: II. ww -...... ... z'" -., a: 0:; UJ z... U.,'" uO -.. ..., ffi~ UJ ~z !::! o~ ~ ,::' ffi all] en u..~ -'@a:: t:cnfr '" "w o Wo .. "'- .>-~ ~ ",,0 ="::E:f r.: C,},#I S::u: ~C ,:: ~ . > '. u . 0: '. -,,-'-- ---.-l' A""",-- ..II ' . I~' ' ~ "" ';1 - 6 0 - , I: ....,:. :: .ii:Jii.\~' : iI~I""~H/I --~-~- "IH~/d u.f"'. .c, .N N <" Lf> ,... i5: .c "" - ~ J:J ~ 0: ~, - " (/'. W en '" en ~ :a :E ,.: ~ '" '" P E (; ... en .. .. , , IMC Mortgagc Company -vs- Timothy F. Killian and Brcl1lla K, Killian In the Coul'l of Common Picas or Cumberland CUlmly, Pcnnsylvania No, 1998-4415 Civil R. Thomas Klinc, Shcrin: who bcing duly sworn according 10 law, says he made diligcnt scarch and inquiry fiJr one ofthc within namcd delendants to wit: Timothy F, Killian, bul was unablc to locate him in his bailiwick. Hc thcreforc Dcputized thc Shcriff of Dauphin County, to scrvcd thc abovc Rcal Estatc Writ Notice Postcr and Description aeeording to law. Dauphin County Rcturn: AND NOW January 29,2001 at 12:32 PM served the within Noticc of Real cstatc Salc upon Timothy Killian by pcrsonally handing to him 1 truc nttcsted copy o/'thc original Noticc of Rcal Estatc Salc and making known to him the contents thcl'cofat 3120 Butlcr Strcet, Harrisburg.PA. So answcrs J R Lotwick Shcrif/' R. Thomas Kline, Sheriff, who bcing duly sworn according to law, says hc made diligent search and inquiry for onc ofthc within namcd defcndants t wit: Brenda K. Killian, but was unablc to loeate hcr in his bailiwick. He thereforc deputized the Shcriff of Dauphin County to served the above Rcal Estate Writ Notice Poster and Description according to law. Dauphin County Return: and now January 29, 2001 at 12:32 I'M servcd the Within Notice of Rcal Estatc upon Brenda K Killian by personally handing to Timothy Killian Itruc and attested eopy ofthc original Notice of Real Estate Sale and making known unto him thc eontents thereof. Michael E. Barrick, Deputy Sheriff who bcing duly sworn aeeording to law, says on January 5, 2001 at 1:59 o'elock P.M, EST, he posted a copy of Real Estate Writ Notice Poster and Deseription on the property of Timothy F. Killian and Brenda K. Killian located at 158 Wyoming Avenue, Enola, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn aecording to law says he served the above Real Estate Writ Notice Poster and Description in the following manner: The SherifTMailed a notice of the pendeney of the action to onc of the within named defendants to wit: Timothy P. Killian by regular mail to his last known address 2120 Butler Street, Harrisburg, Pennsylvania, This letter was mailed under the date of February 2, 2001 and never returned to the Shcrifrs Oflice. R, Thomas Kline, Sheriff, who being duly sworn according to law, says he servcd the above Real Estate Writ Notice Poster and Description in the above entitlcd action in thc following manner: The SheriITmailed a notice of the pcndeny or the action to one of the within namcd defendants to wit: Brenda K, Killian by regular mail to her last known address 2120 Butler Street, Harrisburg, Pennsylvania. This letter was mailed under the date of February 2, 2001 and never returned to the Sherifrs Office. R. Thomas Kline, Sheriff, who being dllly sworn aecording to law, says that after due and legal notice had been given according to law, exposed the above described premises at pub1ie venue or outcry at Court House, Carlisle, Cumberland County Pennsylvania on March 7, 2001 at 10:00 o'c1oek A,M. EST and sold the same for the sum of$ 1.00 to Attorney Steven Feinour for EMC Mortgage Company. EMC Mortgage Company of Two MacArthur Ridge 909 Hidden Ridge Drive Suite 200, Irving Texas . being the buyer in this exeeution paid to Sheriff R. Thomas Kline the sum of $ 789,65 it being costs. Sherirl's Costs: Dockcting Poundage Posting Bills Advertising Aeknowledging Deed 30.00 15.48 15.00 15.00 30.00 .,;' " You may havc Ie!;al rights to prcvent thc Shcriff's Salc and the loss of your propcrty. Inllrdcr to cxcrcisc those rights, prompt action on yom part is neccssary, You may havc thc right 10 prevcnt or delay thc Shcrin's Sale by filing, before the sale OCCllrs, a pctitionlo opcn or strike thc judgmcnt or a pctition to stay the execution, Ifthc judgment was cntcred becausc YOll did not tile with the Court any defense or objeetion, you might have within twcnty (20) days after service of the Complaint for Mortgage poreclosure and Notice to Detend, you may have the right to have thcjudgmentopened if you promptly liIea petition with the Comt alleging a valid defcnse and a reasonable cxeuse for failing to file the defense on time. If the judgment is opencd the Sheriffs S,llc would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to loreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriffhas not made a valid return ofservieeofthe Complaint and Notice to Defend or ifthejudgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to liIe a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HA VE THE RlGHT TO HAVE THE SHERlFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD r:GR A GROSSLY rNADEQUATE PRICE OR, IF THERE ARE DEFECTS rN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHrN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. II) (- (IV Dated: ./- GRENEN & BIRSIC, P.C. gt; !fd2~ By: Brian B. Dutton, Esquire Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA [MC MORTGAGE COMPANY, CIVIL DIVIS[ON Plaintift~ NO. 1998-04415 P ,j vs. TIMOTHY F. KILLIAN and BRENDA K. KILLIAN, Defendants. NOTICE OF SHERlFr:'S SALE OF REAL ESTATE TO: Brenda K. Killian [58 Wyoming Avenue Enola, PA [7025 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the Cumberland County Courthouse 2nd Floor, Commissioner's Hearing Room I Courthouse Square Carlisle PA 17013 on March 7,2001, at 10:00 A.M., the following described real estate of which Timothy F. Killiari and Brenda K. Killian are the owners or reputed owners: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF TIMOTHY F. KILLIAN AND BRENDA K. KILLIAN OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATE IN TOWNSHIP OF EAST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYL VANIA. HAVING ERECTED THEREON A DWELLING KNOWN AND NUMBERED AS 158 WYOMING AVENUE, ENOLA PA 17025. DBV 165, PAGE 212, AND TAX LD, NO. 09-14-0832-158. ,." . ,. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May lV, 1929 Conlll1onwoallh of Pennsylvania. Counly of Dnllphin) ss Michael Morrow boing duly sworn nccording to Inw, doposos nnd says: That he is the Ass!. Controller of The Patriot Nows Co.. a corporation organizod and oxisting undor Iho Jaws of tho Commonwoalth of Pennsylvania, with its principal offico and pia co of businoss at 812 10818 Markot Stroot. in the City of Harrisburg, COllnty 01 Dauphin, Stale of Pennsylvania, ownor and publisher of The Patriot.Nows and.Ilm SlIndav Palriot.Ne~ newspapers of general circulation, printed and publishod at 812 to 818 Markot SITOel, in Iho City, County and State aforesaid; that The Patriot.News and The Sunday Patriot.Nows woro eslablished March 41h, 1854. and September 18th, 1949, respectively, and alt have been continuously published ever since; That the printed notice or publication which Is securely allached hereto is exactiy as printed and publishod in their regular daily and/or Sunday/ Metro editions which appeared on the 30th day(s) of January and the 6th and 13th day(s) of February 2001, That neither he nor said Company is interested in tho subject malleI' of said printed notice or advertising, and that all of the aliegations of this statement as to Ihe time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot. News Co. aforesaid by virtue and pursuant to a resoiution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequentiy duly recorded in the office for the Recording of Deeds in and for said County of Da in in iscellaneous Book "M". Volume 14, Page 317. ~ PUBLICATION COPY SALE#24 ,.ii!iVf:REAl:ESTATESAlENo U' " i"::-:;'~f~~:f~i;':~,~~1~,1~~'~:c'?:::'~.,,";' f(:',ltf:::*r:fl;:'~~~'~~'~~~~,n~.;:,:..:. I:..,;f,::~..".i.:'i;:.,:'::' ti;,;oii,y'F. Klli~n and'.., -)"'.'r"';-i.,.BrendaK.K1I1~n" . .' ." ' ,;::~f~~~,:~~~:~i~~: Bllan' 9. Dutt~. :~,\';:_,(~: >'~'u.~ ".-,l; ,~""",t:,~i,b.~CRIF!TI()N'" ;~c~,,'t, .',,;',.,:../ ".~,~1,:Ea. :,~i....iII~..,. I~ortf~. "'nd.~.."O.~}:~'~~~~I~l..~',' ,occordlnSIO,,'U ,eyprep'red byGehil J, Bdz ::onAugustl1;-t ,asfolJows::',',,:':"'::' ; ,,'" .iBEG.I~NIN. G,'l' PO, 'iri,linlh"""t.iIvli"" of ..~!ngAv~nue,'\Vhich':pointis moo (eet ,measured nprthwardly ,I~ng slid AVlnu. hom ' .th. norlh",.*riyex~"'llly 01 the arc or cu"'. ,co. n.n.'u..~gth. ,.~?rth.. .!Iy. fin'prYotic S.lreel with th',.',!ltrlY h.n~pf"1ldV>Y9millg Amunnd' exlen~lng'lhen,ce,alon'g the C'.1slcily line 'olsJid' .~mmg, Ave~uw. NO, rth. lO,d. :egre.cs 20. minutes wes~ so 1,,1 '10 ,property "N'o:60 \\)uming 'Avenue;.' the~.ce..:.al.ong: Ifie/same,'North:79 i~Wd%'oPIli~';~~~~il1f~~g,~~~:~t~~: Publisher's Receipt for Advertising Cost 1'~~~i~'fho!",onth'lol'~olningOnlk'~o., publisher of The Patriot,News and The SlIndav Patriot-News, newspapers of general :fm,iII,.uI.esll3. sico~{I.Eh.:. ~\8m!1,,11~'f~~~"dge receipt of the aforesaid notice and publicalion costs and certifies that the same have (~.. :I52:.I!i'omln,;lAv.llu.,lh.nce. 'orongth., 1..sam',50Ut1i7,9.deg.11'~40m.lnUlisW.'.'.~207,534,',', ,leetloth.placeofBIjGINNING."",': ..' . ;,BEINq ,Ih. ~m.prop'l1y conveYed io Timolhy ;~ ~.;,Ki,lUiln ...a,n~ ',Brend~/ .,,; YJm:ui,- ,husband and j Wife, aSl~nan.1s ,by.~~ef~,nU~ti~I' bV;i1 Deed from ~:., rTlmolhji"I(:';'Kiifian' 'nd Bren,.' K,' Killian, :~h~l"'n. d. ,'nd. :.if.,. d.l.dS,pl.mber'13, 1997, 1. 'ni1 reconl~ Sepl.mber 29,1997, inlh,Ofli" of .th,' Reconler of Deeds 01 Cumh.ri.nd Counly In ',D,-.dB,,,,~~lum.l65, ".. 21~ '.,..,:, ',', Notarial Seal \ ' Terry L. Russell, Notary Public Harrisburg, Dauphin Coun My Commission Expires June 6. 2 , TARY PUBLIC b P nnsylvania Association 01 Notanes Mem er, e My commission expires June 6, 2002 ~:eh CUMBERLAND COUNTY SHERIFFS OFFiCE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT, NEWS CO" Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same Notary Fee(s) Total $ $ $ 205.44 1,50 206.94 By,."."."..,..".""""..,.,..,...,.."",."."",.,,.".".,...