HomeMy WebLinkAbout98-04736
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"i\", This MOrll:\\\l:\11 WIIH l'uCPI'\IUIIIIl tho Cll1l1\lUrllllld CIl\ll\Iy Ol1\ou I)f\lHlI~ucPI'\I\1l'oI'P\lu\IH I1Il
i\plil!). 1()!17I1\ ClllllllUl'llIll\l Cp\mly MPrllllllW \lPllk 1)7'111111:\0 1'12 \1\, sO'l', IlII orwhl\lh plllloH 111'\1
illolllpllrllled horull1 by rcl'urol1uP 1111111l1ll\1u II PII\l hurop\'. ~lIld MllItllngo WIIS \\HSllllWlllo IIII'H\ .'
Nlill11nnl Ill1l1k of COrlhll1l1 PH PI' 111111\11 Outphul' 10, I C)lJ7 l1y l\sHlllnIl1UI1\ I'UCIlI'\IUIIII1 Clllnlllll'llIml
hO\lltllllllll Il1l1do n 1'"1'\ huruoflls nxhlhlt "C", ^ trllu IIlld eorroct uopy ,,('\ho IIlhl'uHllld rl1eo1'llull
lliisllln11lell\ Iii IIlInol1ed 1101'0\0 IImI1l1\\do II plll'\ horuol'lIs Ilxhll1lt "\)",
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,(l, ))olbmllll1\s <\ol1l1ll\OIIIIlI\lul Iho torll1H IInd cOl1dlllpl1S Ill'tho Mortlllll:\Ollllcl Morlglll:\o
~Iot() by 1111111l!! 10 nlllko pnXll10nl pI' rUl1ll1ll1ln!! 1I1lpllld prlnelplI\ nlld Inlurus\ IhlO Ootohol' 4, I CJ97,
7, ))ulbndllllls nro \hu presullt rucord owners IIlId rU1I1 OWllers 111'\11\1 pl'Ol\1liieii du~ol'lhull
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ill Exhibit "A".
l\, Plllllllln~ by IIncllhrOIl!!h Its Iltlol'llOYs, survUllllolleu ortho PllIll1li1l'H Il1tollllol1 In
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FnreulOHo on thu rU1l1 esllllu ol'the \)ulbllllllnts desorlhc<\ II1l!xhlhlt "A" hy rcmlHtllrud IllIIII Oil or lIuOllt
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\l'IC\Jll1hul' 2], 1997 IIlId sorvud lIotlce,1l1' ))olblldllllls' rights lindeI' Acl IH 01' 191\3 (Ilol\1ol1wllors
I'tnorgellcy Ml1I'lgll!!O ^sSlstllllce 1..lIw) \lY selldlll!! Oil or IIholll Deuumhor 23, IlJC17 nollcu 1I1hh'oHRed
I" the Dolbndlllll!! Ivlth II Certll\elllo oI'Mnllllll:\'
(), Atlllchcd hul'otolll1d Il1l1lked liS I\xhlbltH "1\" IIlId "Ii" 111'0 11'110 IInd,eorreel COplOR of
1110 Notlco of Illtel\llon 10 FOIeclosc IInd Acl I) 1 nh\ll1llS provldud to Dulblldllntll.
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MORTGAGr.; NOT!:
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~8:2,000.OO OMIIslfJ,Pennsylvanlf.1
April 4, 1887
FOR VA~Ul=. Rf::Ot:\V!:P, MICHA!:~ A. \<AYPO, SR., emcl ~16A.M. \<AYPO, hili
wlffJ; (harEllnl'lflar Cl:1lled "\118 Unclersjgnecj") jolnllyt:\nd severl'lIIY promise \0 PI:1Y \0 the
oroer pf THl=. Ml~O CORPORATION, lIs S\.lcpessors end/pr e!sslgnll, In I awf\.l I mpney pf'
1l1e Unllao 6\I:1\all pf Amerlcl:ll.lhe sum of Ninely-\wo Tho\.lsam1 ano 00/100 pOllarll
($8:2,000,00) ancl any aodl\lonal monieS \pl'lnecj or I'IOVE1nped Py I'Iny Iloloer 11ereof all
Ilerelnaf\er proVlcleo, all folloWll: In\eres\ at.\he rElle of \welve paroent (1:2%) per Elnn\.lm'
llhl:111 pe o\.le ancl pElyaple pn ElII prlnplpElI ElclvElnqeo unclar a l3ullolng \'oEln A9rellment
eXfJo\.lleo' py \lle pl:1rlles her<ilp on 1l1e cla\e l18reof Elno shall pe clecluc\ecl from eElph.
S\.lpseq\.lenl advanoe ml'1oe \.In\11 all prlnQlpal'llaS peen aovl'1noecl PLlrlluanl \0 1ll'1lcl
Agreemen\, Commenplng \lllr\y (30) da\/s II'0m \118 dala oflll~ IlnElI EldVE\noe of
prlnolpal, monthly pl:1ymenlB In \1113 amo\.ln\ of Nine Hunclreo Twenly Elno 00/100 ppllars
(11I13:20,00) shall pe Ol.le ano PElYE\ple on account cf lnleres\ Ell the ra,le E\foresald, Elnd El
\1I~e SLIm shall be oue E\no paYE\ple thereafter Llnlll11lx (6) monlllS from \116 Ol'1\e of \hf.l
, flrsl E\clvanoe of prlnolpal. Any palance of prlnQlpE1l.and Inleresl remEllnlng unpEllo six
(6) monlllS from Ihe Ol'1\e of the IIfIll Eldvance of prlnolpal shEll1 pecome clue ElnO pElyaple
on SEllo dl'1le: ano In adol\lon \l16rolo, In Ihe evenl any payment provlcjed for herein shElII
pecome overO\.le, 11113 Unoerslgnecl Elgrees 10 pay 1I'Ile charge In 1'111 amount nol
exoeedlhg six perQen\ (6%) of any such overouepewment as QompenSE\\lon for \lle
Eldol\lonal service resulllng from the default: all paymen\IlIO pe maoe al 26 Copalano
AVenue, P.O, \3px 210",Hom81', New Yorl~, 13077, or elsewhel'e as shall be olreQ\eo py
any 110lcler hereof." .
This Note shl:1l1 evloenc:e and the MorlgElge given \0 aecurlill\s payment sllall
cover ano pe securlty.for any future loans or e\dvances \hl:1\ mElY pe mElde \0 or on
pehalf of the Unoerslgneo by E\I1Y. holder hereof at any \lme or times hereafter and
Intended Py \lle Undersigned. ~no the then holcler \0 be so evidenced end secured, I:1s'
well ElS IlnY sums pEjIO by any holder hereof pLlrsLlanl \0 the terms ofsalcl MQrtgage, '
and any IlLlOh loans, advanoes or payments shl'lll be added to al"d shall pel:1r In\erest Elt
the,lIame rale ElS the prlnolpal oebt.
, In caS8 ejefaLlll be made lor ilie space of thlrtv (30) davllln..ll.~ment of any
1n!ililIlment oi prlnoloal or Intel'est. or In tile perfol'manQe bv the Undersigned of anv,.Qf
1bl3 otller obllaatlon!L;f tii11S Note or of lIalo !Vlorlaao8. tile entire unpalo balance of the
RJ:lnQjpal debt, adClltl?,ns., lio~~~ or advances ano all other SWllS paid bv any holcW
hereof 10 or on bel1@lf 9! t.1e l,Jnderslgned OLlrllLlanl to the terms of this ~ole or lIald
Mortgaae. tonelller with LlhP!\l9JI)lel'esl thereon. shElII at the option of the bolder Elnd,.
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WlthoulJ1lttLoe beoorT]a IlT1medlat~lv qua ang oavaple, and ona or more exaoutlQOl!.JllID!
forthl,'(l,lh Issue onanv ludnmenl or ludgmE}nln oR\~areo(: ancj nofailur~
Qpjhe part of ~nv holger Ilareof toexeCQwumY-QtJlliulrlhls Ileraunder.h!Lllil
geema~ a walverof anv suoh rights or of <lnv dafaullll~raundar.' ,
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TH~ FQl-l-OWING PARAGRAPH 8~T8 FORTH A WARRANT OF AUTHORITY
FOR AN ATTORN~Y TO CONF~88 JUPGM~NT AGAINST Tl-Il~ UNPl:R8IGNt:P. IN
GRANTING 1'1118 WARRANT OF ATTORNI3Y TO CONF~S~ JUPGMl:NT AQAINl3T
THI: LJNP~RaIGN~p, TH~ UNPI3RSIGN~P HIERI3I3Y KNOWINGI. y,
INTI:NTIONAI"I. Y AND YOI.\JNTARII. y, ANP UNCONDITIONAl-I. Y WAIYf-S ANY AND
AI.l. RIGHTS Trll: UNDl:RSIGlNf-P HAS OR MAY HAYli TO PRIOR NQTIC~ AND AN
OPPORTUNITY FOI~ lif-ARING UNPI3R TI-I~ R~SP~CTIVI3 CONSTITUTIONS ANP
I.AWS OF THl: UNITf-D STATf-SANP TI-I~ COMMONWf-Al- 1'1-1 OF PENNSYLVANIA,
The Um:jerslgneclllel'epy empoWer l'ln~/ Elllorney of !lny cqUl't of r~corcj within tile
unltecl States of Amerloa or elsewhere to Elppeal' for tile Un~erslgnecj anLi, with or
without oomplEllnt flied, oonfessjucjgmant, or a aerlell of jucjgments, agalnllt the
, Underslgnacj In favor of any holder l16raof, as of any term, for the unpaid palanoe of the
principal cjflPI, acjcjlUonlillloans or acjVElnOeS ancl all otller SumflpE1lej Py tile h,oldar
hareof 10 or on \;>ehalfof tile Unclerslgned pursuE1nt to the terms of this Note or said
Mortgaga, togetl1l3r with unpaid Interest tll~reon, oosts of suit and an Elttornay's ,
OpmmlllSlon for oollaotlon of 10% Qf tile totE1llncjebtedness or $500.00, wtllohever III tl18
larger E1mount, on Wllloll jucjgment or Judgments one or more executions may Issue
" forthwith upon failure to oomply with any of tile terms ancj oondltlons of tills Note or said
Mortgage. ThE! Uncjerslgnecj .Ilerepy forever waives f.1nd raleasss all errors In said
prooeecl!ngs, waives atlilY of eXeoutlon, the right of Inquisition and extension of time of
payment, agrees to oondemnf.ltlon of any property levlecl upon Py virtue of any ~uoh
exeoutlon, encl Wlllves all examp\lons from levy end sale pf any property thf;l\ noW Is or
herel'lfter may pa.ex\'lmptecj by law.
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Tills obligation s/lall bind the Underslgnecj and tile Undersigned's heirs, "
Elxeou\ora, admlnlstmtorll and assigns, and the benefits l1ereof shall Inure to lIle payee
hereof ancllts suocessors and assigns. If this Note Is exaou\ed by more than one ,
person, tile uncjel1al~lngs and liability of eaoh sl1all be Joint and several.
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This Note IS'secured by a mOl'tgage of aven date herewith upon real estate
ejesorlber.l therein.
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1.'.'I.I:'Lill.!\,IID COlJIIT'(' f'^
, OP~N"I=NP MORTGAQ~ 'S? APll S A~S ,II).
THIS MORTGAGJ: SJ:QUR~S FUTURe APVANc~a
1'HIS IS' A PUROHASJ: MON~Y MORTGAGJ:
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, T111~ INPl;NTURi: mf1ctalllla /f"tf, ql'lY of Itlf/~.: , ",
1097, \:lelween MIOI1Ar:~ A, I<AYPO, SR.,l'lnct I.ISA M, I<AYPO, Ilia wlf13, of 46 Pine
Pl'lle ROf1ct, Of1rllsle, ,pennaYIV€lnlai 17013, (th13 "Mortoaoo,r") anct Mlho
CORPORATION, of 26 Oopelanct Ayenue, H9m13r, New Yorl~, 13077, (1I1e
"Mo!10aoet:l"), ' '
WI-U:Ri:AS, Ihe Morlgf1oor uncjer f1 'Morlga013 Nole peElrlng ayen cjl'lle herewith
(the "Nole"), Inoorporfllecj hare In Py refl;1renoe therelo f1nq mElcje fI p!ilrt hereof, Is
opllgflleq 10pflY unlo 1118 MOl'tQf.~gee on or pefore 1I1e 4th ql'lY of Optoper, 1097, Ille
prlnolpfll aum of Nlnety-Iwo TlloUal'lnct anct 00/100 PolIElra ($92,000.00) logether wllll
Inter!3i3llht:lreon, lawful mont:ly qf the Unltt:lct'Sll'Ilea of Amerlofl In tile manneI' provle!ect
In Ihe Note,l'Ind 10 perform all of the provlalqna of the Note l'Inct 1I1ls MorlOege, as
Ihl3~eln fine! herein ael forth. All peymenta reqelvect py MprtgagE!El ahall pa applleq flrsl
to lale ohemes qUE! under the Note, seoone! to any l'IdYenpes mElde pursuenl 10 Seotlon
!:leVEln of Ihls MorlOElge, Ihlrd 10 Interesl due <lnd IElst to prlnolpal.
NOW, TH~RgFORg, THIS lNPJ:NTURg WITN~SSETH, enq 10 seoure Ih!'!
peymenl thereof oonslderElllon oflhe prlnolPElllnqe\:lleqness, Elnd loseoure Ihe
p,aymenl thereof and ElII ,olher sUll1a que or to \:leoome que ~Inder Ihe Nole, Ihe !3ullqlng
~oen Agreement Elnd Ihls MorlgElge (the "Inqepleqneas") end the performanoe of. ell
other provllllons Ilereof Elncj of 1116 Nola 10 be performed by Ihe Mortgegor, intending 10
pe legEllly pound by thlilse prel'lents, qoes herElPY Ol'anl, bEll'galn, sl3l1, oonyey, relef1se,
'allen, Qonflrm Elnq ElSSIOl1l,mlo 1116 MortO<lgee, Its sucoeasors Elnq aaslgns, alllhElI
oerlElln peroel of IEmd fully and,aOo~lrateIY qesorlpeq on Exl,I\:llt A, atlaohed Ilereto and
IT\~de a pert hereof.
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TOc;3ETI-lI:R with all and singUlar tile buildings ano ImprovementsereolEld or to '
pe ereoted thel'eon, streets, alleys, pElssages, welYs, waters, WEltel'oourses, rights, ,
,liberties, privileges, l18redltament and appurtenanoeswhatsoever, thereunto belonging
or In anywise appertaining, and the reverslona and remainders and rents, Issues end
.' profits Ihereof, lnoludlng alllnoome Elrlalng thElrefrom end <llllnsurenoe prooeeds and
'~ prooeeds of ocmdemnatlon awards (oollectlvely, the "Premlses"), '
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. TO ~'AVl: AND TO HOLD Ihe Premises hereby granted orlnentlonod and
Intended so lobe unto the Mortgagee, Its sucoessors anq Eleslgns, to and for the only
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nood:3IN r^OE 142
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prpper UPI3 emcl pflllPof of the MorlgFlgee, ltEl supceSElPrs ancl aSlllgnEl forflver.
PROVIPf:!P, 110W!:V!:R, Illal If tI'1e Mpl'lgagor shall ancl clPflS pl'lY 10 1116
~prlgagefl Ihe InQflPleqneps \pgelller, with Inlerest 1I1l3repn flncl I:1ny olher sum~
pn;~perIY paYable uncleI' llle lerms of tile Nole I:1ncl \hls Mortgage, pn 11113 cl~t\'l flncl In 1116
manner prpvlclecl In 11113 Nple, the ~ull(:j1ng (.oem Agreemenl amI Ihls MorlgElge, Elno
l\flepS l'lll Ihe olhl3r covenElnls ano prollllses l16reln ancl \l18reln oontalneol Ihen ano
frpm IhE1noefprlll Ihls MorlgElge ano 11"16 ellll:1te 11erflPY creEltecl, grantee;!, trflnsferreq Elncl
alll'ilgnllQ ElhElIII;1e volcl, put o\llGfWlEle ~hl:1ll remf:lln In full [oroe emcl eff~ol,
ANPTHf:! MORTGAGOR Hf:!RgSY FURTHf:!R COV!:NANTaANPAGRgaaAa
FO\.,\.oWa: .
1, TilE! Mor\9~gor 11Elll 9000, VElllci anq marl\e\l'lple IIl1e 10 the PremlElBfl, TI16
MortgEl\Jpr has the righI, full power emcl I fOIwfu I f:1ulhorl\y 10 \JrElnl, pf:1r9f:lln ,Elell, conVfly,
aSlllgn, Inm!lfer, mortgf:lge, pleclge, selover ancl oonflrm tile same \0 1I1fl Morlgagee In
tile manner emcl form llereln oone. Tile Prl3mlses are free f:1ncl olear of I:1l1l1ensano
, enoumoremoell exoepl Ihosa of reoorcl whloll have \:leen prevlou!lly ollloloEleo In writing. "
g, The morlgagor wilt lmmeclll'ltely do or pause to pe clone from time to lime all
Ihlngsneoessal'Y 10 malnla.ln emd pr~eerve Its, rlgl1ls, franolllsee and privileges f:1nq will
quly opsel'Ve, oonform, opey emcl oomply Wltll or will oau8e.clua opsel'Vatlon
,oonformemoe, obecllenoe e1l10 oompllemoe wllll all requirements of any oourl or
govern menIal autl10rlty relallve,to 11113 Premises,
(a) The Mortgagor sllall cluly and punolually pay, or CaUflEl 10 pe palo, Il1e
. Inclebleclness, and at the lime emq times ancl In Il1e manner as provided In ancl by the
I3Llllcilng ~oan Agl'eement and tile Note, ancl sl1allperform all other agreements and
provlslonll hereof anq thereof, ano pay when clue all other opllgatlons~,nd debts l1erepy
seoureo, .,
(p) The Morlgagor will dulY and promplly pay anq cllscharge, as the same ,
shall beooma due and payaPle ancl before they becomE! qellnquent, all taxes, waleI' and
sewer rents, assessments and olller governmental cl1arges, levied or aBBeBsecl or
Impol!eo upon or against the property mOl'tgagecl hereby or upon Il1e rent\l, Issues,
Inoome and proflta therefrorri so as to prevent the same from beoomlng or being an
snforoeBPle lien or olalm against Ihe property mortgaged l16reby or the 1"lerest tile,
Mortgagor having a priority over the lien of thlB Mortgage or tile obligations of
Mortgagor to the Mortgagee undel' tile Note .01' the Building I..oan Agreement. Upon'
request, the Mortgagor will furnlsl1, or will cause to ba furnished to the Mortgagee, not
less tll.an fifteen (15) days prior to tlie date on wl1lch payment of illS same.would' \
beoome clellnquent, reoelpts or other evidence satlsfaotory to the Mortgagee of tile
payment of all such taxes, rl;1tes, assesslnents anq other governmental charges.
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\3. ThE! Morlgagor SllF1lll~eep 1'111 p\.lllolnga ano Imprpvemen\s now or l11'1reF1f1Elr '
erecleq \.Ipon the Praml~es Insureo for Itw pl'lriefll of llle MorlgEloee \.lnqer an F1IHlsl~
1111~F1rq ImlUrElnCe policy, In F1n l'lmounl not less \hl'ln the f\.llllnaurapla vl'llu\'l ()f Ihl'l
properW mqr\gl'\geo herepy fill oe\llrmlneo,upon req\.lElsI of Ihe Mprlgagee, npl more
'\Mn onoe l'lnnuF1l1y Py F1n appral8sr or ra\lng purSEl\.l sF1\lsfllctory to \l1e Mor\gElgeEj. The .'
McrlgElgee SllF111 pe Ilste~ as EI mor\gl'lgee on the policy In EI !lIEln!:laro mor\gl'lgee
ola\~sEl, .ThEl Mor\gagl'le sl1F111 raoelve copies pf ElII of sF1lg polloles upon Ihe eXElc\.lllon of '
\hlll MorlgF1~El anq \.Ipon eaoh renElwElI, expemslon.or modlflpallon \I1Elreof, Any
modlflcl'l\lon of suph Insuranoe policY musl pe Elpproveq py 1118 Mor\gl'lgee In wrlllng
prior \0 11113 effecllve qElIEl pf 8\.1011 moolfloEl\lon, Tlw Mor\gllgee may sellle all claims
\.Inqer ElII s\.loh polloll3s (excepl wprl~al"s cpmpenllE\llon] E\no may oElmano, reoelve anq
rElPEllpl fpr ElII mpneYll PElcomlng payElPle \I1ElreUnOElr, TllEl prooeeos unqElr l'lny polloy
8111'111 PEl palc! Py II1Ellnsurer 10 Ille Morl9fWleEl ElS 11lEl MorlgagEle'81nlerElsl may Elppear,
allq Ihe Mor\gF1gee In lIs olsorallon mF1Y apply llle l'lmOun\ 110 pOllacleq IowaI'd Ihe
paymeml of IhEllnoeplednElss or lowElrc1 tile l:'IllE!ra\lon, reoonslruo\lon, repl'llr or .
rElalorElllon of 1t1El oElmElgeo por\lon of IhEl Premlsea 01' l'lny porllon \l1ereof. The
.MorlgElgor SllElII prepelY Ihe premiums for,ElII SUCllII1I1UI'l'lnCe for l'll leaslone (1) yel'lr In
l'lQvanpe anct IhElrEll'lfler oellver 10 Ihe MorlgElgee evldenoe of pElymenl of all premiums '
que on such lnsuranoe Ipgelher wllh oer\lflcEllea of suoll1nsurElnpe l'll leElIlI tlllrly(30) "
Ql'lYs pefore pElyment Is oue, All of suol~ pollnles Sll(:lll contain provision for nollce to
Ihe Mor\gF1gee nol less \hElIl Ihlr\y (30) oaYllln ElovElnOe of any oanol3lll'l\lon of Suoll
polloy. The MOr\gagor shall also seoure suoh cerllfloates from p\.lpllo offlplals E\S lire
avallaplefor tile purpoaeor olhSlWlse demollslrale 10 \lle sall!,f!'1o\lon of 11113 MorlOl'lgee
\hF1t Ihe Premises Is nol looaleo wllhln em l'lrea 10Elnllfleo py FeoerElI ~mergenoy "
Managemenl,Agenoy ElS having "speolal flood ha~arqs," as SUcll IeI'm III useq In \lle
NEltlanal 141000 InsurElnCe Aotof 196B, as amendeo and supplfilmenteo py Tile Flcod
PlsalllerProleo\lon Act of 197\3, and In regLlIElllons, Inlel'pretallons l'lnd rulings
thereunoer or In Ii1 zoneo flood plain or flood IlaZl'lrO area as delerl'l1lneO Py 1001'11
flnqlngs, qelermlnallans, ordlnanoes, ragqlEltlons or rulings, and If localeo therein, Ihe
MortgElgor .~hElll seoure \118 amounl of flooct In8Urli1l'1Ce requlreq pyllle Morlgagee In Its
t;llsorellon and oemonslrale pElymElnt of E\1I premiums due Iher~for, Alllnauralloe
pollolesoasorlpect In Ihls Secllon 3 shall pe wrlllen by Insuranoe oompElnles lIoenseq 10
qO puslness wltllln the OommonweElllh of PennsylvanlEl E\nq sallsfaclory 10 Ihe '
Mortgagee, While IhlsMorlgage Is In effeol, Ihe Mortgagor ShE\lI also malnlE\ln properly
damage Insurance on Ihe. premises In amounts sa\lsfaolory to 1118 Morlgagee ano shall
deliver ooplfilsof such policies 10 \lle Mortgagee. .
, 4. The Morlgagor shalllleep the Premises and,all improvemenls Ihereon and all
equlpmellt appliances anqproperly Ihereon 1111'11 are 10 pe atlached 10 or may beoome a
flxlure Ihereto In good oondlllon and repair and sl1all nol remove, oemollsll or malel'll'lIlY
alter Ihe buildings or Improvemenls on Ih,e PriOlmlses or any equipment, appIlE\l'1oe~'ant;l
properly thereon Ihat Is to be allaohed to or may pecome a flxlure Iherelo [101' oommlt or
suffer Wasle wllh reapeol Ihereto', The Morlgagor sllall malnlaln Ihe Premises In
compllanoe wllll all applicable governmenlal requirements. In 1I1e event of damage to
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lhm Premlsel! pal-lseq py fire or ()lIwr casl-lally oJ conclfi)!llnellp.n, a\ Ille Mor\gagee's
op\lon I-lppnopol-lrrenpe of such clam\\1ge Unlellll IIwpertles olllfll'Wlse a\Jree In wri\lng,
InaumnceprOoeeql! sllf.1l1l)e appllecl to rell\ora\lon or repair of 1111') property Qf:1mageq, If
IIw res\ora\lon or rppf.llr Is eoonomlct:lIIY .feaslpie anq will npl lessen 1118 Mortgagee's
llaO~!rlly Interes\. If the restprallon 01' repair Is not economloallY faaalpll') or IIw "
Mprlgl'lgee's sflol-lrlly Inleresl w\1ulq pe leslleneq, 1118 lnllumnce prOcaeqS Sllf:111 I;le
applleq ICl the sLImS seol-lreq py Illls Mor\Ol'lge or 1118 Nole, Wl1alller or npl 1I1en q\-le,
wllh any excells Palq 10 Morlgagor, Tile prpqaeqS of any lIWl'lrq 9r olf:1lm for qf:1ma\Jell
f:1rllllng from llonqernnellon, or for clPnveyanoe in lIeLI ofoom:lemnl'lllon !'Ire IlBrepy " ..
asslgneq ane! IIhalll,e paid to M9rlgElgee, Tlw Morlgagor 11111'111 permll 1I1e Mortgagee's
aQ!mlll al anY reElspnaple lime, anq from lime tp \Ime, 10 enler upon Ihe Premises Emd
Ihe pl-lllcllngs f\ncl Improvemenlll oonstruolecl thereon fdr tile pl-lrpolle of InspElo\lng anq
l'lpprallllng 1I1e same. Wl11113 1I1e Mor\gage III oU\II\andlno flnq \~npald, nel\her 1118
Mor\t1l'1gor nor 1\11 suooessors shf\1I 11'I1~a or pElrml\ or In anY manner lmpf1lr\llB
Mor\\Jagal;l'1l s130urlly \.mqer \hlll Mor\\Jage, Inoluc.Hng p\-ll nol Ilmlle\1 10 Ihe creallon of
any aqqlllonal qepl aeouraq Py \he property mor\91'lgeq herepy !'mcl nor shall Ihey,
'wlthol-ll 1118 prior wrllten approvElI of Ihe Mor\gagee, oonvey, transfer, enoumper,
hypo\heca\e, lease or olherwlse C.HSPOllEl of Ihe properly mortgE\g\3d Ileirepy,
6. If Ihe Mor\gagee relalns Ihe lIervlces of oounselln order 10 o\-lre any qef~ul\
" unqer \hls MorlgE\ge or 1I1e,Nole, ema\\orney's fee amounllng \0 ten p'eroenl (10%) of
\118 prlnQlpl'lllndepleqnasS, pl-llln no evenlless Ihan Ihe sl.m\ of Five Hundred Dollars
($600,00), shE\II pe pE\yaple py,lhe Morlgagor 10 1110 Mortgagee anc.1 silall pe l1ecureq
herepy, The MorlQElgor sllall alllO pay all oosls In oonneo\lon Wl\ll 1118 s!'\,llllfElo\lon of
\Ilia MorlgaQ6 of reoord.
, 6, An event of qofElult hereunder shall pe eny of Il1e following :(1) 1118 ocourrenoe
of !'lny gvenl of Pefault unqer the l3ulldlng \:,oan Agreemanl, (II) f!'llluro 10 pay any ll11m
requlrElQ 10 pe paid Py the MORTGAGOr~ unqer Ihe Nole, the l3ulldlng \.oan Agreeml'lnt
or Ihls'Mor\9Me wllhln 1I11rty (30) clays after the SElme beoomesql.le and payable, (III)
fElllure pv the MorlgE\gor to perform any o\ller prOVisions hereof or of the Nole or the
13ullqln9 \.oan Agreemenl. Upon \118 ooourrenoe of E\ny suoh evenl of defaull, al Ihe
opllon of.\l16 Mor\gE\gee: (a) the enllre unpaid palanoe of tile Indebtedness sllall ,.
Paoome due and payaple Immediately, wllhoW. fUl'ther nolloe to 1116 Mortgagor, and
shEll1 be reooveraple by the Morlgagee lmmeqlately or al any time or times Ihereafter,
without slay of exeoutlon or oliler prOOeSll; (b) Ihe Mortgagee may lal<elmmedlate
possession of the Premlllf3s as prOVided hereunder: and (0) the Mortgagee maY
Immec.11l'llely exerolse any anq all other I'lghls anq remedies provldec.1ln this Mortgage
and In the Note, or Wl11011 may be avallaple to tl18 Mortgagee, and all such rlgl1ts and
remedies !1hall pe oumulatlve and oonourrent and may be pursued singly, suocesslvely
or logelher In th\'! Mortgagee's sola dlsoretlon, and mey be exerolsaq from lime 10 limE!
and as often as an occeslon, or ooooslons,lIlerefor shall occur unlllthe Indeb\edlless
hereby aeourer;lls paid In full. .
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7. An~ III f\-lrlllllr aorlleq anq Llnqarslpoq, Ihal In DElSe ql3fEl\-l11 ~le l11acte 1'\1 any
Ilm13 In Ihe pflymenl of 1I1e prlnolpEll qepI or Elny Inll\Clllmen\ of prlnolpl'\l qapl nr Inlaresl,
or I'\ny pElr\ \l1eraof, or of any IflXl3l1, l11\.Jnlolpal fllllleSSml3nlll, olwg\~a or preml\.ll11a of
lnll\.lmnoe ClforellEllq, fpr \I1lrly (3p)qeYll flfler Ihft Sal11l3 fEl1I1l qLle ElS <lforesalct, Iha wllpla
of \l1fl salct qepI Elnq In\erelll anct aqqlllpns Ihllrelo CIS I'\foresfllq sl1all, 11\ 111(:'1 opllon of
Ihll ol'lld MortOl'lgeel 1I1111elrtl, flxeoLl\orll, Elctmlnlll\riillol's or iilslllons, peOOm13 ct\-l~ Elnct
PI'IYflP,Ie fprlllwllh; Emq Il,ere,\.lpon iiln I'\pllon or m, 01'19,1'1913 foreolosLlre a, II now provlclecl py
, pennsYlvanll'\ Prpoeq\-lml R\.!I1311 1141 10,1148, poltllnoh,lSlve, or oltll3rflPproprll'lle
, prooaedlngll, now or 11ereafler presorlpecj PY Il'1w, may forlhwllll pe oOml11enOElq flnct
prollepl.lleq Ip jl.ldgl11enl,eX13o\-lllonflncl sale, for illS oolleollpn'pf Ihi3 wllple amo\-lnU)f
\Ile ~l:Ilcl r~epI I'Inct lnleresl r13malnlnOLlnpald, logelhel' wllh flll premli~l1111 of Ins~lrflnoa,
I'Inq all \aXell, m\-lnlolpal assellsmenls ~nd ohl'lrOes, flnQ all faas, 001110 and expenSell of
ll\-loh prooeeQlnOll, Inqludlng EI\\ornay's oommlsslon of flye peroenl of the prlnolpal sum.
AM all errorllln llEllq proceedings, tooe\her wllll ElII stElY of PI' axemp\lon from "
.' exaoullon,or exlenlllon of lime of payml3nl Wllloll ml'lY Pl3 glvan Py any Aol or Aolll pf .
Allllemply now In foroe, or whloh may pe enaotact IlSreElfler, arl3 herflPY foreyer WC:1lvect
l'Il1Q relealleq,
8. Tl'1I: FO~~OWING PAfW3RAPH Si:TS PORTH A WARRANT op
AUTHORITY POR AN ATTORN!:Y TO OONPI:SS JUPGMI:NT AGAINST THI:
MORTGAGOR. IN GRANTING THiel WARRANT OF ATTORNI::YTO CONPaa13
JUPGI::MaNT AGAINST THI: MORTGAGOR, THI: MORTOAGOR HaRI:13Y ,
I<NOWING~ y, INTaNTIONA~\.. y AND VO\..UNTARI~Y, AND UNCONDITIONA~I.. Y .
WAIVES ANY AND A~\.. RIGHTS THI: MORTGAGOR I-IASOR MAY HAVI::TO PRIOR
NOTIOI:: ANP AN OPPORTUNITY FOR 1-l!:1ARINGUNPI:R Trll:: Ri:SPgCTIVr=. '
CONSTITUTIONS AND \..AWS OF THE UNITI:P STATES ANP THE
COMMONWI:A\" TH OF PENNSYWANIA.
jn oalle of anv cjefaul1Jnanv orovl.!llon of I~s ijyllQlnlll..OElo...Ml'eemen\
dl1 Mortgage as set forlb therelW1erela then. and In eiiw suoh event. any attornev
of any oourt of reool'd gf Pennsvlvanla or elsewhere Is I~J2Y...&Ilhorlzed anq
empowerQd to ar.lI)sar for tbe Mortganor. and all per~onsol~lmlna LlIlder or throu~
Mortaaaor,anct as attornev for the Morlaaaol' anct,!ilILPersorls clall)1ll1ll under or throuah '
lhft..Mortaacior. t9, sign and aareement for entering an amJQwle aotlon of eleotment for
?~!~~sal()n of the Premises or arw pal't theraof and to oonfess ludamentthereln aaalnst
l.lliUllQrtgagor. In favor of the Mortgaaee. whereupon a writ for DOS session mall
~~~edIElt~!y_I~~.u.e fior the oossesslon of the emIDlses. wllhallt Elnv 01'101' oomplalnt. wrij
QLgrOQ!ielJll.l9..iYJ11l_SQe~er: and for so dolna this Mortllaoe. or a'oopv hereof verlflecLm!
glfldavlt, ij~S sl.lfflolent wal'rant, This power may be exerolsed ElS of\an as the
Mortgagee shall require anct, shall not be eXhausted by one or more uses thereof or by
any Imperfeot exerolse thereof. , .' '
If fOr any reason after suoh aollon has been oommenoed the same shall be
dlsoontlnued or possession of the Premises shall remain In or be restored 10 the
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Mor\g~gor, 1I1e Mortgflgee s\lallllave the rlgll\ for 11113 saml3 rMawlt or <lilY supseqwent
clllfm.llt to prln~one or more flmller aml.oal:>le aollon\l as aPOVI3 provlqeq \0 reoover
pOlllllls!llon of IIle Premises, Tile Mor\Qagee may pring S\.joll amloElPlfJ 1'10\lon In
ejeQ\ment pefpre or ElIlI3r jwclgement on Ihls Mar\gElge or on 111\3 Notl'l, or lifter a !lale of
tl19 Premlsell py thl3 S\lerlff. If Arler exeC\.ltlon Ilncl re\\.Jrn of 1I1e writ of posses!llon, \ll€!
Morlgl'lgpr sllall re-enter Into pa!lse!l!llon of \lle Premls138, \1113 ProlllOnoll'lry, upon
prl'l, llQlpe, Elncl affil:l!'lvlt setting farlh \h,e f!'lcts,' fIIecl wlth,ln 1I1ree yeElra Aller IhEl, return of
\1113 writ upon whloh eXl3c\.1l1on WElS cpmpletf3c1 ShAlIlsS\.lfl A new writ of ppssesslon.
, 9. Tile MortgAgpr WAives the rlgllt of lnq\.ll!llllon an Any properlY levlecl upon
uncleI' A j\.lclgment oPtAlnf3q In propel;1c11ngs to collect IIle lnclepteqness herepy sec~lreq
or In proQeecllngs on Ihls Mor\gage, I'1nQ f\.lrtller WAives ancl relet:lses any Elncl C111
peneflt!lthAt m!'lY "loarue to tile Mortgagor py vlrtwe of any law relating to
appralsements, stl'lY of execullan 01' llx(:lmptlan of 1118 Premlse!l from levy or SAle wncler
'Elxecullon, now or heml'lfler In faroe, A foraala!lure \lals sllall cona\l\wle a foreQlaEiure
,PAle of Ellleq\.llty WhEltsoever of the Mprt\Jagor In thfil Premises Elnq th,e Martml9EleshplI,
If It Is the purohaser at the !ll'lle, holcl IIle Premises ancl I'1I1Y part t118reof So purohaseq
free of t:lrlY equity of reqemptlon py reason of any olroum!ltances whatsoever and not ElS
oollateral for any opllgElllon, , ,
10, No exten!llan or Inclulgenoe gp:mteq 10 the Mortga~ar, elncl no Ellteratlon,
ohangl'l PI' macllflot:ltlon of the Note consentecl 91' Elgreecl \0 by the Mor\gagee, alicl no
other €lct or omleslon of the MortgElgee, Inolllcllng the tailing of t:lctqltlonal seourlty or the
release of any seourlty,. or IIle wl'llver by the Mortgagfile or failure py tile MortgAgee to
enforoe t:lny provllilon of this Mortgage, the Note or \1113 \3ullcllng Lqem Agreement or to
cleolare E\defa~lt with reepeoHhere\o, shall conlitltute a release. of the lien 13M
oplIgl'ltlon of Ihls Mortgage or be lnlerposect as a ctefense against tho enforoementof
this Mortgage, or operate as a WEllver of any supsequent defaults or aUlerwlse affeot
the rlg!l\ of tile MortgE\gee to exel'olae all rlgl1ts or remElclles stipulated herElln ~nd In the
Noteanct theaullcHng l.oan Agreement,exoept an aot .of the Mortgt:lgee which
oonsllt(Jtes an express, effeotlve written release Elncl saUsfE\oUon of the Nate,
, ,;
11. In the event of tile failure of the Martgagol' to p~y all taxes, water Elncl seWEll'
rents, ollarges,olalms, assessments, aesessments for publlo Improvements, liens ,PI'
enoumbranoes or to furnlsll anq pay far the InsUl'anOe requlrecl hereunder, or to I~eep
, : the Premises In goad concllllon t:lnd I'epalr, tlle'Martgagee may, at Its option, PC1y any or
all suoh Items together with penaltlee E1nct Intel'est thereon, and procure and pay for
such Insuranoe mnct repalrsl emct the Mortgagee mE\Y at any time ancl from time to time '
aclvanoe suoh actctlt10nal sum or sums as the Mortgagee In Its sole cI!80retlqn mE\{cleem
neoessary to protect the security of this Mortgage. All 8\.1011 sums so paid or aclv, anoed
by the Mortgagee shall Immediately and wltl10ut demand be seoured hereby ancl be '
repalct by the Mortgagor to the Mortgagee, togethel' with Intersst thereon at the rate of
fifteen peroent (15%) per annum, and shall be adcled to the prlri~lpalof the
Indebtedness and be seourecl Py thla Mortgage. The production of a recelptPy the
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MorlQ~gee 1111~1I pEl concll-lslya proof of EI pl:1yment or ~clyance Elulllorl~flP harflPY, I:1nd
1111'1 ~mounll:1nq Yalldlty II1ElrElof,
1~, All coyenElnt!i, allpull:1110n!i and agreemantll conlfllnl'lcl In Illla Morlgl:1gEl py or,
on pehl:1lf of Il1e Morlgl:1gor Sl11:111 pe IJlncjjng LJpon Ull successors In 1IIIe or Inleresl and
their l1elrs, supcessors I:1ncl ~sslgns, wl16thl'lr so Elxpr~s6ecl or nol.
1 (3. Thill Morlg~ge ml:1Y pe ~mendecl onlY wllll IIle wrl\\en consant of the
Mortgl:1gpr ~ncl the Morlgagel'l.
14. ' This la 1:1 PllrollaSf! Money Morlgl'lge.
15.. Nolloa 10 the Mor\gl'\gor llnqer the Note or this MortgE1ge sl1alt pe qaemEld
sl,.lfflolent If glvEln Py orcllnary mE1llto Mortgagor EIt 1116 adclrl'lSIl set forll, EIPoya.
16, Tile provlslons,Pf tIlls Mortgl:1ge I:1re llayerl:1ple. In the eyent of Ille
LlnElnforoeE1plllly or InvI:11lcllty of I:1ny one or more of 11113 terms, ooyenemls, oondlllona or
provl11lons of Ul1a Morlgage l.mdl'lrfaderElI, stElte or olher appllpl:1ple I~w, suoh
ullenforoe.aplIlty or InvElllcllty shEll1 not I'encler I:1ny ol11ar of the terms, oovenl:1nts,'
ooncllllona or provisions 11eraof LJnenforoaElPle or InvEllld. In U16 evenlany WEllvar Py
Morlgl:1gpr l1areunder la prohlPlled py Il:1w, Including pul nol IImlleclto tilt;! waiver of
exempllon from exeputlon SUOll wl:1lvar Slll:1l1 IJa deemed 10 pe cteleleg herefrom,
'. 17. Mor\gE\gor E191'l3l'lS nol to transfer \ltle, lagEll or eq\~IIElPle, unless
MllrtgElgeeconaents In wrlllng to suell tl'Elnafar. Tills provision la for praventlng
Agreemenls of SElie for pLjrpOSea other 1I1Eln pElSsln9 la91'11 \1\1 a wllIlln 180 clays of
,~lgnlnl;l aalct Agreement of Sl:1le. ' '
IN WITNI:SS WHaRIWF, 1116 Morlgagor has \3xeouled Ihls Mortgage on Ihe day
and year first above written. ,,'.. '
,
~!c{,
~"ri.,
~g~lJ.~~!-.. (BgA~1
~~S1rL .1(~DJ~_(8EAL)
LISA M. I<AYDO
7
nooY,i:374r^Of; U8
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l=XI-III3IT ''N'
A~~ THAT oarl~ln \r~ql of I~nrl sllu~la In \lw 13orouoll pf Mp~lnl '-lplly Springs,
C\.lmparl~nq Opunty, Pennsylv~nl~, pounded anQ Qesorlped In l'Iocordl'll1oe wllh a PI~n
prep~r~d P,y,' Wflller N. Heine Assoolales, Inc., dalacj peoeml)sr 8, 1989 ancj reoprrleq
In Pll'ln ,13001\ 64, P~Ofl 90, as follows:
,
I3t:GINNING €II ~ polnl In western dedlp~led rlglll of w~y line of Inqepenq~nQe Prlve 111
oprner of ~ol No. 2411henoe ~Iono ~ol No. 24, Soulh 70degreee 27 mlnulell 10
seoonds Wesl 1 OO.oP feel 10 ~ point: \llenoe ~Iong ~ol Nf). 18, North 19 degrl3es32
mlnulaa 29 !leqonQII Weill 75.59 feet \0 El polnl oommon \0 l.ole 18, 19, 22 ~ncl ;m;
Ihl3np13 alono ~ol No. 22, Norlll 70 degrees 27 minutes 10 seoonds r:l:1st 100.00 feel lp
~ polnl In weslern QE!elloaled right of way line of Indepenclenoe Prlve: \llenoe along sl1ld
, declloalecl rlghl of WilY line of lMepl3ndence Drive, 80ull,\19 degrees 32 minutes 28
seoonds t: 11 III 75,PO feet 10 apolnl, the Plaoe of 13I3GINNING.
CONT AINI,NG 0,1735 acre ancl deslg~alecl I'IS ~o\ No, ;13 on Plan of ~lperty Woods.
agiNG \1113 same premises Wlllcll ~1\:Jerty Assool~les, py deeet daled ~nd reooreleel even
datI'! herewl\ll, gr~n\ad allcl conveyed l~nto Mlcheel A. I<aydo, Sr., I1ncl l..lsa M. I<aydo,
.' Mprlgagors llerl'!ln, ",
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ASSlqNrr1I;N'f OF N\.QB.TGAG~
Preml~e~1 6 Inqep\'lm:jenoa Prlve, \..ot ~~ I-Ipe~y Woocls, MI, J\plly ~prlngs, I~A,
,
KNOW AI-I. M~NJ3Y Tl-I~S!: PRi=$~NTS, THAT,
WH{:RliAS, MIOHA~I- A, I<AYPO, SR., ~ncl \..ISA M, I<AYPO e~sP\.llecl, ~plmowllldged
Elnd qellverecl Inlo the Milo COrporEltlon (I'ereln~f\er "Milo") 11 ollrtl'lin morlgl'lye qf.lled April 4,
1997, In Ihe prlnolpElI s\.lm of NlnaIY"\wo Thous~ncl tlncl 00(100 poll/ilrs ($9~,OOO,OO), whloh
mor\gl\ge wMreoorcled In tilE! Offloe of lI,e Recorcl\3r of peeIJs In flnd for Q~lmp'erlll\nq Counly, '
Pennsylv~nlEl, In Mor\gElge 13oClI~ I!fli.., ~t P El9lll.1?::.....' ,
, NOW, THI=RI=FORI=, In cgnlllIJerellon of Ih\3 al.U11 of Qna llncj OO'100,DolI~'lrs ($1,00) <1f1IJ
ol~larVllll.ll'lple oonlllqemllon p<1lq 10 Mllopy!b.n Flr~t NlltloOlll BAnk ~t qll~1h'H1f\)oeIPI of
whloh III hereby I'lolmowledged, Milo l18reby grllnlll, b<1rg~ln~, sells, Elnd ~81lIgn!\, l'IlI of Milo'S
, rlol,I, tllle emq InlerEllllln, 10 <1nd l.lncter lI,e Elbova refElrllnoect mortgE\ge, 1116 nole, pond or .
00119l'lllon referrect 10 In the mor\g/ilge to Milo ~nct 13ullctlng \"O<1n Agreemenl, to '1'h.. Firat NAti6naJ "
!lAnl\ o~ Cortlllnc\ . This Elsslgnmenl lnoll.ldas lI,e penefll of Elny E\f1el ElII WElrrEln11l of Elttorney
oonlelnElq In the mOr\g~ge or II,e note, bonel Cll' oPllglltlon refarredlo In 1116 mortgage.
, . IN WITNI;SS WHI=Rl:OF,lhls Assignment hElIl beencl41y execl.lled 1I,ls the d dew of_
~~(j3c:!it-. ,./.9C; 7. ,'" '
., r. i";P'i?~\
ATTi=ST: MI\..O CORPORATION ":~\~'~'I\'~{,>;,~l.f.' .'
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~~ ~;R;~;;O:;R.SIP.~~~,';~W.~~~\'~~.1.';'~I,f)
, . . '}\:;'lffl 'l'!I\'~'\'" .'
I ,,""y ""t th' ,d,co" 0;' Th. Fi '" N. ".,,1 t..~ ''''', '''l<n,d ~' .~ll'",,: ",
Is ~4 Mlltn ~t~'allt,Oot.tlAnd~. NY 13045 a::;>U-VI'~r.:; Yw-..' " ~
Attorney for Milo Corpol'atlon ~;;
-"I,
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,: SS, H ," ",
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" I' ~ .:, ....: ~,'
13EFORE me this 2.-1/_ day of 1~p7iCNi3Ce..... 1 199.2, personally appeared Mllrl~
Berden, who Elcl<nowl~ctged himself 10 be the Vice President Of Milo Corporation, and thaI he aa
sLloh Vloe President, being authorl~ecl \0 do SOl execuled the foregoing Inslrl.llTlenl for the
purpose lhereln oonte\lfled by signing tI,e nEll11e of Milo Corporation, byl11111sslf as Vice'
Preelclenl,
STATE OF NEW YORI<
COUNTY OF C1re.rt-d,..;.4
IN WITNESS WHEREOr, I hereto sel my hElnd ancl offlolal seal,
MIOI,\E\. d AI\NO~P
flOIRlY PUIlI,,' ~Inlu ,)1 Nuw '/l>rk
Qu~IIIIOlJ ,n <:olllllno c,~. . 4867~B,~ ~....,
My Com'nlnlon B'n''''' ,Apr,~B~ Y
(Lc~lu:_. r:'
"
1~J(II1: iJ I'l' II D II .
BUOX ,'jDD f,I['E :~,"m
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Mlphl1ull\, \'lIy\lo, 51',
Plloulllhpl' 2.1, 11)\)7 h.lllPr
PIIl\U ~
tll Whl1111VUI' YOll O\\P :-\'lIlll Cpl'pol'l\tloll. which I\lIlY 1I1sp IIwl\lde Milo Cpl'pol'i1Ilol1'a l'el\SpnllP\1l
CIlsls. If )'1111 CIII'P Ihu Ih'I'II1111 wllhlllll1l1lhli'ly !lilY I1PI'IIIII. )'1l11 wlllllf1\ hu I'PQlllrullll1 pnr
1I11111'I1I')"~ r"l'~,' , ' ,
Mllp COl'Plll'1I111l1lllHIY I\ISll SIIU YOII pCl'solllllly Ihr thu IlnpIIIII prlnclplIl bl\llInoo' 1\11111\11
olhur slIlIls dllp \1111101' tho 1110rtUIIUU
. I'"
, II'YPII hll\'1I Il(lt cllru\ltl1o llulilldt whhln tl10 thirty llllY pOI'\PII i\mllbroolosllru prouoedlngs
hllVII bUIlIlI1, )'1111 111111111\'1' Ill\' I'lgl1llo CIII,'\' II1P IICrll II II 111111 I1I'P\'Pllllhp snip 1111111)' limo np
III 111111 1111111' 11\'1'i1l'11 lhu Shl'I'II'I's 1'11I'I'\'ItISIII'P slllp, YOll1l111y IIIl Sll 11)' !lnylllQ lho lllllll
111111111111111' 1111' 11111111111 III Il 11 1 hl)'llII)'l1l1'IIIS phi" 1111)' lI11u III' IIlhPI' phnl'\lus thPllltllO. lis wulllw
till' rPIlNllllllhh, IIlIllI'IIII)"8 1\'lls 111111 CIIsls pllllm'Plcll wllh Ih\l fUI'PclllslIl'o slIlo 11I111 !luriaI'm
1111)' IIlhl'I"'I'qllll'\'"lPllls 1111111'1'111\' 11I111'IQI1YP, Ills estllm1\ell Ihlllthu el\rllesnlnte 11101 sllch II
SIIIII'II1' S Blllu uOlllli bo holll \\'oldd l1u IIppl'oxll11l\toly /'>'Il1l'oh ,I, 1998, A 1101lcu 01' lhe (11I1u of the
Sl1orlll's BI11u will bc ,olltto ~'Oll l1ul'ol'o thu 8111u, 01'00111'511, 1110111110\ll\lnoedod 10.9111'e the dcthqll
wllllllorulIHIl thllllllllJCI' ~'Il\1 1\'1111. Ylllll11l1Y 111\\1 0\11 ill iH1Y limo uXI\Ully Whlll tho I'lltj\llred
I'I\YIIIOIIIWIII hI! 11~' ~i\IIIIlY \1110 Clll'pllrmllln i\lthu Ibllowll1!! 1111111UOI': 800-945.9400, 'I'hlli
1IIYII\Onll\1\IHt ho III ",~h, ci\shlol'" ehUllk, conil1ell 11li\1I 01' monoy ol'del' I\ntl Il1l1dupl\Yl\ule 10 Milo
Clll'pol'i\tllln I\ttho i\lldl'oSS nho\'O sllllol\" "
" YOll shollld l'ui\ll~o thllt i\ Shol'lll's slIlu will ond YOIII' oIVnol'shlp of tho mOI'\!!I\!!e\1 properly
I\lHI YOIII' I'lllli1lol'ul1lllin In It,ll'YPII uOllllnqoto 111'0 ill tho pl'\lpon'y 111\01' Iho Shcl'ltrli 8111e, II
11111'""11 oould hu lilnrtod 10 evict \'011.
, ,
YOll hllvo nddlllonlll riyh\s 10 help pl'OIOCl YO\ll' Il1tlll'Cslln the pl'opcrty. YOU ni\ VIr: '
'I'm: 111011'1' TO SI.:LI. T'''~ l'lml'l~HTY TO OIlT,.\IN MON!':Y TO I'r\ Y o IIii' THE
I\'\()H'I'GMH: I)tW'I'. OR TO 1l01~IWW MONEY FROI\'! MOTHER I.!':NDING
INSTI'I'lJ'I'JON TO 1',.\ Y OFF TillS IHWT, YOU 11,\ Vl~ TIlE HIGHT TO, 1M Vii: TUtS
l>I~[lA\JJ:1' CURI':I> IIY ..\NY TIIIlW l'I\In'Y .,\CT1NG ON YO!JR IlEIIt\l.F,
,. ;1
If' yn\l 1'111'1' I ho dol'lIl1l1. Iho 11l1l1'1!lIlUl' 11'111 hc 1,'oRIIII'ollllllho SlIflllllloslllQII liS If liD '
1I\.1)1I111 hllll (1('1'111'1'1'\1, HllWO\'UI'. )'lllllll'C nlltolllitlud 10 this I'lghtto 0\11'0 YOIII' dofllllll more Ihl\l1
thrul! limos III 11111' clllulldlll' 1'0111'
, .
O'\]RIEN, \]!\RIC ,\Nt) SCHERER
bwv~C: ~I
, Dllvld ,\. BlIl'lc, Esqllll'll
"
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\.1911 M. l<l\~(lq
pcocmllcr 23, 1997 1011\11'
pl\g\l2
10 Whl1loVol' YOll owe ivlllp COl'porl1tiol1. wl11eh I1lIlY IIlso II10hldu Milo Clll'p01'l1llon's rOI1~onl1plp
OoslS. 11')'011 11\11'0 Ihe 111\1'111111 wllhlnth\\ Ihh'IY \Iny 11111'\1111. )'(111 will nilI' h\lI'Ollll"'Olllnpl1r
nllpl'IWY'S 1'1'1%
, Milo Cprp(Jrl1\lon I11I1Y I1I~o SIIU ~'O\I pUl'sol1l1l1y lor \Iw \l11pl1l11 pl'lnulpl1l bl11llnou 111ll! 1111
o\lwl' SU\11S (1\le \111\ler Ihe l11ortgllye, '
It'YOII hllvu not e\Ire\1 \hu dU1I\\1I1 wltllln thl) 11111'\Y (IllY purlolll1l1llloI'Q(lloslll'o pl'ollolllllngs
hilI'\! bU!lIIl1, YOII 51111 hl1\'ollw I'lghltll ~\II'ctlw 11\lI'IIUI\ 111111111'0\'0111 IIw SIIII1II\ 1111)' 1111\11 lip
10 OllP hlllll' hl1rlll'c Ilw shcI'llrs rlll'c~lnal1l'C snip, )'111\ 1111l~ (III all hy IlIlylng HIP IOlIlI
nmollnt Ill' Ihl1 \Inpllllll11l1nlhl)' Pl1)'II'olllS pillS Il1\Y hllelll' 01h111' Ohlll'!loS lholl Ihl111 n~ \Veil liS
lhlll'1l1l50llllhlc I1Il0r1\cy's fl'!lS 111111 coalS cnnlloclellwllh Iho fOI'oolosIII'e snll1l1nll porform
IIny olher rOll1\"'omlljl1~ nlllllll' tho II11Il'I!lIl\!o, Ills OSIII1l11lod Ihllllhil elll'IIos1 dll\o thlll such 11
Shol'ltrs 51110 oOllld be IlUlll \"Olllll bu l\ppl'oxll11l1loly 1\'lnroh -l, 1998, I\nolluo orlho dlllo oflho
Shul'lt1's slllo will be sontlo YOII bolbl'u Ihu sl1lo, Ot' OO\lrSO, Iho 0"'Oln1t nllullod to 011l'1l Iho Qoti\1I11
11'111 Inorooso thlllol1gor yOlI Willi, YOllll1ny 111111 0111 nl nny tll110 OXl1olly wl1111 Il1ol'oqllll'ed
,pllYlllel1\ 11'111 bu b~' cnlll11l! Milo C'orpOl'l\tlol1 01 tho t'ollowln!lll\llllbllr: SOl)-945-9400. This' ,
pllyn1~l1llllllsl be 111 ol1sh, 005h101" 5 cl1eek, 001'l1l1uIII111\II 01' 1110l1UY ortlel' nlllll11illle plIYl1blo to Milo
COl'pol'l1tlol1' ill ll10 ndc\rcss nbo\'ll slilted, "
"
YO\I ShO\lltll'el1I1~lltI1l1\ 1\ Sl1urllFs sl\lu wlllol1d youI' ownorship of tho \11ol't!ll1god pl'oporlY
flml YO\lI' I'lghl 1\1.!'1l11111111111 It. Iryou eOIlIII\\IO 10 live 111 tho pl'opul'\y nileI' tl10 Shol'ltrs sl1le,l1 .
InIVs\l1t 0011111 bll stllnod \0 ovla\ 1'0\1.
'1"011 hnvo 1\I\I\Itlol1111 rlgi'l\s to help protoC\ yO\l1' II1\orosl 111 Ihe pr~porty. you lIA VI!:
Tm: HIGIH TO SI~',I, TIlI~ I'IH1I'ImT\"1'0 OIlT,.\IN MONEY TO I'A Y Ol'F Tnl!:
MORTGr\m: !>I>:UT. O!~ TO II()I~HOW MONI~Y I',WMI\NOTlnm 1.;\~NPING
INSTITUTION TO 1',oW 01'1' TillS 1>1\11"'. yoU 'II\VETIl\!: HIGHT TO IIA VI!: THIS
PEl1t\UI~T CUHIW IIY ,\NY TIIIHIl 1'i\lrI'V I\C'('ING ON VOUH 1l1!:1I,\LI',
Ifroll C\lI'O thc (lcrnlllt.lI\l' 1I1111'IYII!lO will 1113 1'139101'13(1 to Ihe 911mC position ilslf1\o
~efl\l1lllll\llllcC\lItl'od, 1'\ll\Vlwer, YO\lI\I'U l\oll.l1lltlod to this right to Ollrll youI' defnulllllOl'e Ihnl1
throo \ll11oS In III1Y cnlclldnl' yelll', ' ,
"
, o'\]Rll~N, 13A1\IC AND SCl-IEREI\
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DllvldA \]ilrloi \~Sllull'o
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,. ',. '\:',,~, '\)k',\!.:" ',)"\,~L, ,,:;,!~' "il~ ;~.. ~,~I':I" 'i";~I~, :,';', I),,'i ~J',,\~tW,~' ~\\,'l~,,:\\' ~,I',l:@I\",{:',;,/ldii"i""\':I' \fl;l,\~;\:.il"\',':'I.'y;.~.J,~'\"!,)\ilH;lt,'~;"iIQ\k6!i,i\:"il\I!\,'\;1::!11\i,\\i\,:'~i~i'\,~\d;i"','I~i~~~\\!~I~,~~il\~' ,~i\~,.r\,\
f \,'-rtlP'i;\,\~ - _ '~ll _ ~.n;-L~~riJl'lf\-\t-- "'\\L' "";,lj"'" " i'-'"',,, _,}V,fl,'_.JV,_..l::,;,r 'I" ,- "'I!",,\~~L.;t{~_f l)~;- ;~.\,j
,t" ~, ~ ~\:\~h:"'l\. 'y:; ,.;~~:'j\ ; ~ ,! (\~\I~';' 1~1,,\'!,: \',\:\'5 ",;i:.i, {'\~,"i . "'\ O,!, '~!i;(P\~I'il::,I:I\rl\~i;!;,,'i~,':ili\!'!;['Jjl)\:!i~}.\~~~Ifrl{tlt, "l~.I'.I~\~~:' ;:\
'\~;'-("Jlo'-" ~,\;/-,__':nlr-1:"\,, ";,:.'~:U>,:-,,<"l;"ifJ-;' lJ' ;-i', '-, ,'-',', 1/"'1_""','" ,'"".""! '",,','\\1' '1",,,,:~,,,,,",..l\,~,,.jl...,lt
M],\, 9\ NOTI\JIC
lI\'II'UWI't\N'l', N()TICIC 01" 1I0MJCOWNJCRS'
t:l\lICRm~NGY 1\'I00rrQM~I~ ,\SSIS'l'!\NCJC l'RO\.1RAM
yeW M,\Y IIIC 1~1.IQl1l1fl': 11PI~ flf'l,\NC1,\t.. Mlsls'f,\NCIi1'
WIIlGII C,\N S,\VI~ YOU I~ 110M Ie I"ROM 110IUWI;QS\.lRI!: i\NJl
. "'CI,I' yOU M,\I\I;: 11IJ'I'llHIC MOlnGMIE I'i\ YI\'If.NTS
"
PATI~:
PO\lull\!lor2;1, IOl)7
"Ii?;:,'"
TO: Mlohool t\, "I\yde, 51'.
mOM: Pl\vlll A. fll\rlo,13s0\lll'o
I :i;",yJ r,,', ':f!i\t',1,;,,~,~(\ililj~iJ;</;, \f't:,~'{,'/., :"!~I:\": } ,d'; \ '1,(.'," i:)(~.j.l\'l;:J: I ~q
" ' '.,,"'" '
, ,;':"">.,,,:,,:,,.'" '"~'J'''\VI\\'ll;~''' ,
, I". '~'II-':!I~~(\,,\\',(liii:',l!ri i.l~lr~,(,;\v't'111'~!\'~' '
Ro: tytprUlOllo of I\pl'l1 <I; 1997 "
Mertll@e Book Vo!.13?4, POll\l1<1~
MortllOllll Proporty: 6 Il1clepomlol\oe Prlve, MI, Holly
Sprlnlls, 1'1\
"
YOll IHn)' ho \1llglhll' 1'111' nnnllclnll\sslslllllQP !hlll wllllll'ovonl fOl'\l\lIQSlll'C Oil YOllr
~lo"IIIIHlc If yo II cOll1l1lr Wlllhl' provisions of Ihc 1I011l\10WIIOI'S' m"'c"!lonc~,MQrl!loIlO
t\sslslnllcc ,\clnf 19"3 (Iho "Acl"), Ynll 11111)' ho olllllhlo 1'01' o"'N'I!OnC)' 10"'\10('1111
IIs~lsIIIIIC\1lf YOllr dofllllll hns heon \lnll~NI hy clrclImslllllCoS \loyoIHI Yollr olllllrol, rou hRvll
II rOIl~ollnblo III'oSl1oOll)f I'CSllmhl!l YOII mOI'lgn!lo pllymeuls. IInd 11')'011 mcel olhe,;,'olllllblllty
rlllllllr~l11onls OSllIhl,Ishod h)' Iho l'c1l1lSr1vllnln 1101lsln!l FllIllnOC Allollcy. Pleo~e rood 1111 of
1I1ls Nolloc. ,II oQnlRIII~ nil O~IlIIlIlIlIl11n ofyonr 1'llIhIS, ' ,..
y 0\11' ll1or\llOllels In acrllllls delnlllt \lecOllse you hllVc fl\lIod to poy promptly tho prlnclpnl
ond IlIlorosllls I'equll'ed by Octnbor 4, I l)C)7. Tho tolol 011101ln! ot.'lho dollnqllcncy Is $94.491, l~,
Thnl sum Incl\ldos the 011101lnl 01'$8,500.00 prlnolpol.lntol'esl I1corlllnl! slnoo Iho diilo oflho Inst
odvonoo of JlIly 16, I C)Q7 In then1l101l11l 01' $'1,.19 I. 15 ond IlIto olWges or $5,\ 00.00,
. Undol' the .-\C!. YOll Ol'll onlltled 10 1\ 101111'0rl\lY stllY or l'oroolosul'o on ~o\ll' mortlllll!o for
Ihlrty (30) dn~s 11'0111 tho dnte of 1111s nolloo. P\I1'lnlllholtlme, YOll hovo tho right to phono or
IIrrnllYO 0 "tnce to Ince"ll1oetln!l with the dosl!!nnted OOllsllll1or orolllt OOlIIlSl1l1nllOl!onoy. Tho
pllrposo ot' thol moetlnyls to 01\(1111)\ 10 work ollt 1\ ropl\ymont pion 01' to olherwlse settle your
dollnouunoy. Thllt lllootlnlllllllst OCClIt ,In lhc nllxl thirty (30) dnys.
Ifyolllltlend II Inoe.to nlco moetlng Ivlth 1\ ColISlll11er crodlt cOUllsellng nl!onoy Idol111110d In
this nOIlCll, nor t\trtllor pl'oeolldlnys Inll1l1l'Illl\ge Ihl'oclosuromoy tokc plnce for thirty (30) dnys
Onlll' tho dOlO ol'Ihnt 1110otlng, "
gXIIIBi'l' "1"".
Mlllhool A, 1<0Yllo, sr,
P\lllom\1or 2~, 1907101101'
P"1l0 2
Tho 11I\1111l ol1d mllll'llss or n tlesllll1lHlltj C0l1S11111ll1' IlI'OIHI cO\I11Holll1ll nY\l\1uy ISI
YWCA 01' Clll'lIslo
;101 q. Slrool
cnl'1I8lu, [lel1l1sylvlll1lll 170 I~
(717) 24~-3aI8
,
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The 111\11108 nlllllllllll'ossos 01' tlesh.1I1I1\Il(1 00118\111101' ol'odl\ cOlll1sol1l11l nYlll1olos "re shown on I
, . I
Iho "\loohorl shollt. Ills ol1ly 110UUSSIHY 10 8uhutllllll 0110 l!1oll-lo-f)wo 111001111ll. YOII shollh:lnllvlso \
" my~lll(lo,hnnJelllnloly,~I)O\II'.lnlll1Hlons. .. . '" " ' ""',, " ."" '..' .,(,1", I (Nit ,',' ,;l'~'('1
,,,,Ij:\l!!.lr,'Ji)'il'f,L \;,I.\i'\!\ ,'-, \4.\: \ ~I!"'!!"{,.'(i',, l!,-'!\,Iil!-"~ 1:." I ,'; ;_~ 1-:'tYI,'I;r; 1,~\;.I',L'tl1,;ll\'I"t! I i'o', ,'C'r!d,'p \'ll' -I'! ""'J)hidhh~,-!~.P,I~~I'i!~j~
,', Ifyo\1 hove tried nl1l1nro 1II111ble to reBolVll \hls pl'o\1lol11"1 or 0001' YOllr l!111o,lo.f1wo ,,,.\
11100lhl!!, YOll hllVo lho rlylll to lIHply Ihl' 11111111(llolllsslst"I1UO fI'ol11lhu l'!0I1100Wl1uI'S' gl11el'll,~IIQY' 11
Mortgllllo'AsslslOI1CQ F\I11II. 111 01'C101' to do Ihls, YOlll11\1Sll1l1 0\11. sign lInll file II oomplolod \ )
l-IomllOWl\lll'S' gl1111rgllnoy AssIsIlII1CO f\ppllullllol1 wllh 0110 ofthellllslynllleQ 00l1s\ll110r orec.lll ,
oO\ll1sollnllllllllllOlus lIslell on lho n\loohlllllnl, f\n opplloOllol1 1'01' osslstnnoo mny only bo o\1lnlneQ
tram n oonsllln,cr crellll oO\lI1sulIl1Y lIIlOI1Q~. Thll 00nS\111101' orlldll cOIIl\sollnllnglllloy wlllnsslsl YOIl
111 t1l1lnll 0111 your oppllcollon llllll 11'111 811bmll )'O\I1'col11plotud lIPpllun\lolllO Iho PonnsylvlInlll'
HOllslny Flnonco f\\lency. YOllr nppllullllol1l11l1sl ,blll11ed 01' POSlIl1l1l'kod, whhll1lhll'1Y (;l0) c.lnyn
of your Inoll-to,tiwo t1lllolll1ll.
Ills \l:'(tr~nl~l;.', Impo!'lnnl Ihnl ~on 010 ~onr,nPI,II\onllollllromlltlY. ',t.,~ou do nol do
so, or If yo" 110 IIIlI follow tho Olh~!tllmo p~!'lolls sol forlh 'n lh s lollar, foroclosure 11111~
lwoooell IIllnlnsnlHIl' homo hn"'~llln'oly,
"
t\VlIllnble I1lI1ds thr olilCl'yonuy 1110rt!lIl!!0 nsslstni10e 111'0 very IImlled. Thoy will be
disbursed by Ihe A\lenoyundor tho eligibility ol'llerln estnbllshed by tho AOI,
, I
Ii Is extrel1wl~ IInportllnllhlll YO\lr oppllollllonls nllC\lrllto IInd oomplele In evory respelll.
Thol'unnsylvnl1lll \-IOllsln!! Flnllnco ,\gunoy hilS sixty (60) dnys to I11nka n doolslon nner It reoQlvos
your nppllonllon, Dmlnglhntllddltlolllll\lme, no 10roolos\l1'o pl'oueedlllllS will bo pursuod n!lnlnat
YOII If you hllVo I11IlI the tlmo roqlliron1ellls sOllonh obove. You will bo 11011110d dlreolly by IhM
AlIol10Y ot' Its doolslol1 on your IIppllell\lon.
Tho Penl1sylvllnlll HO\lslng 1'1I\lIl\co Ayel1cy Is loonlednt 2101 Norlh Frolll Street, Post
011100 Uox 8029. \-Inrrlsb\lrYi Ponnsylvllnln 17105. Telephone No. (717) 780.3800 or \.800'342.
2397 (loll troo nllmbor). l'el'SOIlS wllh h\\plIll'od honrlll!l onl\ 01111 (717) 780.1869. '.
r ',I
y\Vc.\ ol'Cnrllslo
.1iJ 1 (] Sll'oot
Cllrlislo. II0l1l1SylvlII1111 17iJ 1.1
(717) 2.13-.1HIH
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pooomhol' 2.1, 1997 IUltor
pllllU 2
Thlll1nl1l0 ;lI1d fllillros,s ()/' II dU811J1111tod ~0I1Sl11l1er erodll UOIIIlSulhllll\lIUI1IlY 18:
Thu 111111\US ;1Il\II\lldroS8ull 01' \lu8iYI1I\1u\1 001151111101' 01'01111 cOllllsolll111ll11ul1olus nl'O shoWI1 Qn
Ihu {llInchod shout, II Isol1ly l1uoe8811ry to sohu\hllu OI1U louu.to-tilcu muutlng. Yllll shollld IIdvlsu
illY 011100 Il1llllullllltuly 01' YOllr inl.o11110115,
II'YOII hllvo trlu,\1 nl1<1l11'U \1I111hlu to rU80lvu this I'I'0hlomllt 01' lilloI' YOIII' 1000,(0.1000
muullnll, YOII' hllvu Ihu righllo IIPpl~' Ibr 11111111eilll \\SSl811111CU t)'OIll tll\! HOllluownors' 1;l1lul'yunoy
iYlortyOyu t\sslsllIl1eu F\1I1d 111 {ll'dul' In"llo Ihls, YOlll1l1lSlllII Ollt, sllll1l1nd tllu i\ OOlllplOIOd
!-IomoOwl1ul'S' EI11Urgel1ey ,,\s8islllnou t\ppllOllllol1 wilh OI1U ol'thu doulunmed OonSlllllUr orollh
oOllnsulll111Il11Ulloius lisled 0111110 1Il\lIehmulll, "\l1l1ppllullllol1l'ol' IIss1810l1CU IllIlY only bu oblnll1cd
tram II OOI1S\II1\Or Cl'ucllt \'oll1lsulll111Il11Ul1uy, Thu OOI1Slllllur. ol'edlt oOIH16ullng nuul1uy wI110881s1 YO\l
In 11I11ny 0111 YOIII' IIppllelltloll ollll will Sllbmh YOlII' oomplulud IIPpllullllon (a Iho POlln8ylvonl0
l'Iol18lny Flnnl1ee "\lJul1e~', 'Yollr IIppllelltioll 111IIS1 bu 1l1ud Dr posIlllllrked. wit hill thirty (30) <lIIYS
ofyollr theu'lo.loeu muotln!J,
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so, 01' II' )'011 110 nol rolloI\' Ihe nlh\ll' limo pOl'lnds sel rnl'lh IlIlhls 101111", rnl'ccloSIlI'C mil)'
III'occcII nglllllsl )'0111' hlHlll! hlllllellfllll'I)', .
AVllllnblo I\lI1ds 1'01' olllol'gel1ey 11I1I1'I!Jllgll llsslstonue 111'0 vmy IIl11ltod, Thcy will bli
c1lsblll'su(1 by tho Agone)' \lIlcly,1' lile uliglhilily critorln oSlobllshod by Ihe ,\cl. '
Ills oxtl'cmely importllnt thol YOlll' oppllcntion Is lIeOllrlltc nnd cOlllploto In every I'cspcel,
Tho flonnsylvonln HO\lslnll Flnllneu 1\!Jcnc~'hlls slxlY ((iO) dllYs to mnkcll douislon nllcr 1II'I1oclv08
YOlll'rippllcllllon, Dlil'lll!J thllt nddi\lol1l1llll11o, 1)0 Ibroelosllru proeoedlngs \Ylllbc PlII'SlIClllllllllnsl
YOll il'Yl111 hllve II1L'1 lliu lil1111reqlllrol11Unls SUI Ibrtll IIhove, YOlI will blll10tlllcd dlroctly by Ihlll
,\yonuy 01' Its decision lll1 ~'ollr applielltlon,
Tllu Pennsyl\'lInill I-Iollslng 1'111111100 AgelWY is loontod al 2101 North Front Slroet, Post
Ol1lue [lox 8112l), HriiTlsbllr!!. Pel1nsylvllnlll 17105 Telopllonu No, (717) 780.J800 01' 1-800.J42..
2J\)7 (toll the nlllllbol'), flcrsllns with Implllrlld hCllring clln clIll (717) 780.1 56\),