HomeMy WebLinkAbout98-05990
I ~i
~
"
"
:r
'"
~
~
-{
~
~
,Q
-t:::
~
'"
'::.,
It
......
v1
(
~
~
-
-
, ..:1
~.J
,j
\';-
~
\c1
~
<.:>
.1;;)
-<
II'RI{Y I , S()I ..\,
1'1.1111111'1'
1:\1111: ('(J{ iln or C( ).\1.\10:\ 1'1.1 ',AS 01,
('I '.\1111, R I,\:'<; I ) cot ':\ I y, 1'1 :\"S YI\'A;, 1.\
\,
('1\'11 ,\< 'liON - IA I\'
:\() Q?'.:5990('I\'1I
NATI( ):\\\'lIl1' .\11 'II 'AI I:\SI K\:\( T
CO.\f1'M,Y,
1>CJC:lldallt.
: .IlIi{)' TRIAIIlI:.\I":\IlI:1l
NonCE
You have beell SUL'd in court. Iryou wish 10 derend againsl the claims set "nth inlhc
rollowing pages, you must lake aL'lion \\'ithilltwellty (20) days aller this Complainl alld Notice
are served, by elllerillg a \\'rillell appearanL'e personally or by allorney and Jiling in writing with
the courl your dclellses or objections to the claims selli,rth against you, You arc \\'arned thai ir
YOUlilillO do so, the case may proceed without )'OU alld ajudgmentmay he elllered against you
by the court wilhout 1l1rther nolice l'or allY money e1aimed illthc Complainl or lilr allY other
claim or relicl'requested by the Plaintil'ls, You may lose mOlley or propL'rty or other rights
important to you,
YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE, IF YOU DO
NOT HA VE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEI'IIOt\E THE
OFFICE SET FORTI-I BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELl':
Cumberland County Bar Association
2 Liberty A vcnue
Carlisle, I'cnnsylvania 17013
Telephone (717) 249-316(,
MARTSON DEARDORFF WIUJAMS & OTTO
.. }/1i/'
\__/. .r/.".
By /)' ( Ie (- f
GC'orgc:B. Faller, Jr" Esquire
,-
ID No, 49S13
Ten East High Slrcct
Carlisle, PAl 7013
(717) 243-3341
.
\
l\
~
:'~
, ,
Attorncys ror Plaintifr
Date: Oelober 19, 1995
.'
" '.
1111I"'I''I',I::!'" ",',j,
1"-",,,.\ ."
W,-,,,..!',,,, 111'\1
TU{/{)' I.. SOl A
Pldlnlllf
IN TIll; COURT OF CO~l~ION I'I.L..\S
OF ('II~lBl:RI.i\NIl ('Olfi\T),
v,
CIVIl. AClION - LA \\'
NATIONWII>E ;\HllI fAI. INSIIRANCI:
COMPi\i\Y,
NO, '/;' ','I'I{.'
CIVIL
Defendant.
JURY TRIAL DE1\lANDED
COi\.ll'LMNI
AND i\OW. comes Ihe I'laintin: Terry L. Sola, by and Ihrough his allol'l1eys, Manson,
Deardorn: Williams & Otto and hereby avers 'IS follo\\'s:
I. Plaintin: Tcrry L. Sola, is an adull individual wilh a rcsidenec at 1036 Dogwood
Lane, Enola, Cumberland County, Pennsylvania,
2, Dclendant, Nalionwidc Mutual Insurance Company, is a company with its home
office located in Columbus, Ohio and a braneh oflice locatcd at I 000 Nalionwide Drive, Harrisburg,
Pcnnsylvania, 17105.
3, At all times relevant hereto Derendant regularly conductcd busincss 111 thc
Commonwcallh or Pennsylvania,
4. AI all times rclcvant herclo Dercndant acted through its authorized agcnts and
employees,
5. In October of 1996, Plaintirrand Dcfendant werc parlies to an aulomobile insuranee
policy under which Dcfcndant was to providc insuranee coverage to Plainlirr.
6. At all times relcvanl hcrclo Plaintirfwas eovcrcd under an automobilc insurancc
poliey, number 5S 37 C 77020S, issued by thc Dcfcndant. A copy or the insuranec poliey
Dcclaration Shect ror the relevant timc pcriod is attaehcd hcreto and ineOllloratcd hercin as Exhibit
"'At!.
7, At all times rclcvant herelo Plaintiff was covered 1'01' and cntitled to lirst party
bcnefits, ineluding medical payments, undcr his automobile insuranee policy with Defendant.
S, At all times relevant hercto, Plaintirfwas in compliancc with all parts, requirements
and duties or the policy betwcen thc parties and had made all ncccssary payments to keep his policy
active,
'), 011 OL'lohL'r X, 1')')(" 1'1:lllltilf\\'as illv"lved ill a seriolls autolllohile aL'L'idelll whiL'h
oL'cllrred ill CUlllhL'r1alld COllllty,l'ennsyh':lIlia, As a res II It "rlhis aL'L'idenl, I'lallltilfsuUi.'red severL'
injuries to his righl kg :Illd wikle,
COUNT!
llllli,\,CILO l-'CONTll,,\'CT
10, Plainti 1'1' hereby incorporales by reference the averments or paragraphs I through 9
or this Complaillt.
II. As a result or the injuries snrfercd in the automobile accident or October S, 1996,
P/aimiffhas requirL'd treatment/rom several medical professionals.
12. At least three or these treating proressionals, Dr. Frank S, Bryan, Dr, Jobn Stephen
Snoke and Dr, Mark p, /Iolencik, have preseribcd Ihe use or an stair li/1 inclillator by the Plaintirr
in his recovcry rromthe medieally dctenllinable injuries whieh resulted rrom the aeeident or October
S, 1996, Copies orthe doctors' prescriptions arc attached hereto and incorporaled herein as Exhibil
"B",
13. On the advice and presenptions of his doctors, Plaintirfwould like to purehase a stair
li/1 inclinator and have same installed in his home. A eopy ora reasonable estimatc ror the purchase
and installation ora stair li/1 inclinator is attaehcd hereto and ineorporated herein as Exhibit "C",
14, Thc cost or purchasing and installing a stair li/1 inelinator is a reasonable and
neeessary medical expenditure which can be deternlincd with reasonable medieal probability to have
becomc necessary as a result of thc injuries or thc accident of October 8, 1996.
15. The cost or purchasing and installing a stair Ii /1 inclinator is a covered cxpenditure
under Plaintiffs first party medical bcnefits which are ineluded in his automobilc insuranee poliey
with Derendant.
16, Plaintirrhas rcpcatedly submitted his requests to Dcfendantthat they makc payment
on any reasonable and necessary bills ineurrcd in thc purehase and installation ora stair li/1 inelinator
in accordance with the lemlS or the automobile insuranee policy bctwccn the parties,
17, Derendant has repeatedly asserted that they will refuse to pay any bills ineurrcd in
the purchase and installation of a stair Ii /1 inclinator unless Plainti IT purchases samc on his own and
submits thc bill to Defendant.
IX. Ikkrllblll'~. I'l'fusallo pay I'billlllr~ Il';I...,Ollahk' ;!lId Ill'l'l'.....S;II~ I1ll'dll',1I hilI..... I.... III
derogation of till' \,i1ul ill'>L1rilllCl' policy hL'!\\L'l'lIllll' pilllll'S.
I'), IkIL-lId:IIII's rcrusal to P:I)' 1'l:1lllllfl's rL'as"'llIhlc IIlld IlL'L'L'SS;II: IIIL'dil'1I1 lulls
cOllslitutes II breal'h Or I Ill' eOlltral'l hel\\'eellthL' parlles,
WIII'REFORI:, I'l:1intirr demallds jndgml'ul ill the 1I1l1l1UIll or 5.1..1211 pillS pre and posl
juugmcllt intcn.:sl and rusts alld n:asonahlc i1l1onlcys fL'cs.
RespeL'lrully Suhmilled,
MARTSON ~E~I~~~RI')2'~~IA~IS & OTTO
Bv,<'" " /1 V !.
'.. --v_._,u~~J_--_.::7.:]-' ,....u_,,_
G~orge 13, Fllller, .II'" ES(!>'I7'
II) No. -1')813
Ten Eastlligh Slrect
Carlisle, I' A 17013
(717) 243-3341
,
i
'.
Date: Oetobcr 19, 1995
AlIorneys for I'llIintirr
I
.
.'
~
i
I'
I
I
"
"c
\'l:IUI'Il'AllO.\
I, Tnry I.. S"la, ""1111)' thallhL' /i.reg"ing ('''llIpl:1I1111S 1,,1,,'" up"n Inlill'nlali,," IIlnL'h has
been galhered by Ill)' L'(Iwl>L'lIIIIIic prqlarali"n "I' Ihe lallsllll, The langllage "I' Ihis ('''llIplainl is
thai or L'lIullscl and uollllY ""n, I hal'e rc'ad Ihe docullIent ,wd I" Ihe e,\lentthat the Complainl is
based upon inli>rJllalion IIhiL'h I hal'e gil'enlo my counscl, il is Il'lIe and correL'llo the hcsl ormy
knowledge, inll>rJnalioll and hL'lief'. To the e,\lenl Ihal the L'"ntenl of the Complaint is Ihat or
coullsel. I hal'e relied upon wnnsel in making this Veri/kalion,
This slatement and Verilicalion are made suhjeet lothe penalties of IS I'a, C.S. Seclion -1')0-1
rclaling 10 unsworn ralsiJjc;uion 10 ;lIIl1lOrilies, \\'hich prol'ides that if f make knowingly raIse
averments, I may be subjeclto criminal penalties,
~. ")
(.....-
~
Terry ~
c'J:_
F.xhibitA
, 11(II1. NATIONWIDE
U L~JiwM~~!i~;~
CENTURY \I AUTO POLICY
DECLARATIONS
Page 10f 2
These Declarallons are a part of the policy named above and Idenllfled by pOliCY number below, They
supersede any Declarallons Issued earlier, Your policy provides the coverages and limits shown In the
schedule of coverages, They apply to each Insured vehicle as Indicated, Your polley complies with the
motorists' financial responsibility laws of your stale only lor vehicles lor which Property Damage and Bodily
Injury Liability covarages are provided,
Polley Number:
58 37 C 770208
Issued:
MAY 23, 1996
Policyholder:
(Named Insured)
TERRY L & PATSY J
SOLA
1036 DOGWOOD LANE
ENOLA, PA 17025,2040
Policy Period From:
JUN 17, 1996 to DEC 17, 1996 but only If Ihe required premium for this period has been paid, and lor six
month renewal periods If renewal premiums are paid as required, Each period begins and ends at 12:01 A,M,
standard lime at the address of the policyholder.
.
<>
INSURED VEHICLE(S) & SCHEDULE OF COVERAGES
"'
~
1,
1994 OLDS CUTLASS
Coverages
~
<>
i::
<5
ill
~
'"
COMPREHENSIVE
COLLI S I ON
PROPERTY DAMAGE LIABILITY
BODILY INJURY LIABILITY
UNINSURED MOTORISTS-BODILY INJURY
UNDERINSURED MOTORISTS,BODILY INJURY
o
~
LOSS OF USE BROAD FORM
FIRST PARTY BENEF ITS
OPTION 1-MEDICAL BENEFIT
OPTION 2-INCOME LOSS BENEFIT
OPTION 3-ACCIDENTAL DEATH BENEFIT
OPTION 4-FUNEAAL BENEFIT
FULL TORT
LIENHOLDER-CHASE BANK OF
-
-
--
-
-
..
-
-
..
-
..
..
-
..
..
-
-
e=
-
-
-7100
10 #1G3WT35M5R0383096 Six Month
Limits 01 Liability Premium
ACTUAL CASH VALUE LESS $ 250 ~ 45.60
ACTUAL CASH VALUE LESS $ 500 132.00
$ 100,000 EACH OCCURRENCE $ 51.70
$ 100,000 EACH PERSON
$ 300,000 EACH OCCURRENCE $ 79.20
ENDORSEMENT 2359
$ 100,COO EACH PERSON
$ 300,000 EACH OCCURRENCE $ 12.30
ENDORSEMENT 2360
$ 100,000 EACH PERSON
$ 300,000 EACH OCCURRENCE $ 30.20
ENDORSEMENT 2311 $ 12.00
$ 25 PER DAY
$ 750 PER ACCIDENT
~ 50,000 $ 23.50
100,000 TOTAL
$ 5,000 MONTHLY $ 11.70
~ 10,000 ~ 1.40
1,500 .20
TOTAL $ 399,80
LIEN EXPIRES ON JUL 30, 1999
EXHIBIT "A"
Exhibit B
ARLINGTON
ORTHOPEDICS
Rtf A. H"b.~, 0.0.
M"l P Hal.."l, 0.0.
R,OM L. Gr..n, 0.0.
February 26, 1997
.,
J. Stephen Snoke, D.O.
1800 Carlisle Road
Camp Hill, FA 17011
RE: Terry Sola
Dear Dr. Snoke:
As you know Terry continues to recover from a comminuted pilon type
fracture-dislocation of the right ankle which was sustained in a
motor vehicle accident back in October of 1996. He is about four
and a half months out and was recently fitted with a patellar
tendon bearing orthosis with a hinged heel cup and this has
rendered him much more comfortable for daily living activities.
His radiographs demonstrate satisfactory restoration of the ankle
mortise with a fairly congruent joint but he does have some proud
hardware anteromedially and this causes some soft tissue
impingement with terminal dorsiflexion. He has withdrawal type
palpatory tenderness here and he may well come to plate removal
sometime this summer but I would wait 4-6 more months. One of the
screws has broken and this simply reflects stress transfer but I
have encouraged him to continue with physical therapy downstairs at
ORRA as this may be his only mobile or functional ankle in light of
the contralateral side being fused.
Terry occasionally wears bilateral short leg orthoses or patellar
tendon bearing orthoses and now that he no longer has a proverbial
"good leg to stand on" and has trouble ascending and descending
stairs in his home, I believe it is a reasonable consideration to
accommodate him with one of the incline style chair lifts that
attaches to a stairway. There are a variety of these devices out
there and I have encouraged him to investigate these as stair
climbing particularly with lost ankle motion bilaterally has been
very difficult for him. I would recommend this with a reasonable
degree of medical certainty and believe this need will be
permanent.
Referable to his right ankle he has reasonably good motion with
only minimal fusiform swelling and he will continue physical
therapy in the form of proprioceptive exercises and endurance
EXHIBIT "B"
80S Sir Thomas Coun J Harrisburg, PA 17109 ) (717) 652.9555 ~ Fal (7171652,2630
Fage 2
RE: Terry Sola
February 26, 1997
training for the next month or so and I will see him back and
comment on his progress. As always your confidence and support are
greatly appreciated.
r\xrf1t~
Mark P. Holencik, D.O.
MPH/dlc
Dictated but not read
cc: Nationwide Mutual Ins.
Richard Friedman, P.C.
'I
.
FRANK S. BRYAN, M.D.
DEA ~ AB7509714
CARWilE, PA 17013
PA L1C MD 026051.l
050 WALNUT BOTTOM ROAD (7\7) 243,9010
..;--
NAME _L~U _~ Sui 0-
ADDRESS _____
l~ f/ec...+r-D(l,'C C-~f (;++.
DATE
'5-ld.Ql
NO SUBSTIT4~-"'--=-~~"/?~ /J /
SUBSTlTUT N PERMISSIBLE ". M,D,
IN ORDER FOR A BRAND NAME PRODUCT TO BE DISPENSED, THE
PRESCRIBER MUST HANDWRITE 'BRAND NECESSARY' OR 'BRAND
MEDICAllY NECESSARY'IN THE SPACE BELOW,
.
il
I;
Exhibit C
:1
I
I,
f
,',
I'
'I
1,,1
I;
I'
,
I
I.
I'
,
I
i I
I,
I
,
I
I
l
~~
i:
I'
i,
'INCLINATOR
COMPANY OFV~MERICA
Onglna/ors and Manufaclurers 01 Lilts for over 70 Years
2200 Pax,on 51 . PO Bo. 1557 . Harnsburg. PJ 11105.155/ . Phone 717'2348065 . Cable InCOJ . Far No /1//234.0941
June 3, 1998
Mr. Terry L. Sola
1036 Dogwood Lane
Enola, PA 17025
Dear Mr. Sola:
Being guided by survey information obtained at the time of
my visit to your home, we have prepared and are enclosing our
proposal for Model SC chair lift equipment. Operating from first
to second floor.
When placing your order, please sign both copies of the
contract and return them to us along with your deposit in the
enclosed, self-addressed stamped envelope. Upon receipt of your
contract, we will place this unit in our shop production schedule
for prompt fabrication and we will also return the white copy of
the contract to you for your records.
Should you have any questions concerning our proposal,
please do not hesitate to contact us. I appreciate the
courtesies extended to me at the time of my visit and hope that
we may be favored with this order.
Sincerely,
INCLINATOR COMPANY OF AMERICA
'Et.r/--(f. -Mz~--a---
Robert A. Hanes
Sales/Engineering
RAH : tmm
Enclosure
EXHIBIT "e"
Residence Elevators (Drum or Hydraulic opera/Jonl . Stairway [,Its
Wheelcha" Lilts . Dumbwaiters
,
Il/dil/l'IIl'C')
Stair/,ll:!", ^,I1Ij,o{ SC
.\(/lII/./t rr'fl l\tvdl'l.'ll.
INU,IN'lllUII~
INCI./NATOIt COMI'ANY OF AMEHlCA
11.0. 110'( 1557,2200 l'altlulI Sllcrl, Ilarll\lllllf,. "^ 1110S U.SA.
'lclepJItJllc; (111) 2H-HOM Lilt:: (711) 2J4.lIl}41
Mr, Terry [.. SOla ____________
1036 Do9l>'JOd L~.~_________
Enola, FA 17025
1)"1. June ~,_199_8
1'10"" ell I., lilY Old., ror one___ ~tili:Li!.! Mo:!el_~______________ ,
Capacily 250 !,oullds, 1l0v,. 60hz,_,--~p!i., !>l_~__ _ CJJ6r.rUI, Iu h. i"'I"lIct/ ill
Mr, Terry L, SOla, 1036 Do9l>'JOd Lan':.,-~_ola. 1'1\ 11 L, ___
Oil or aboul--------------, alld I "cre. III P"Y llie,d"r S ___3" 320,O!l_" ~~~lIX~
including tile chargc fur installing, a dcposit of S h8DD.DD _ tu hc paid UpOIl Ihe .1l:ccplancc uf
this ordcr, ano the balalH:c whcn the installalioll has been llIaue.
'Iype _~d StajrLift M:xJel SC,~~_Ul}g_fran______
f;~t floor to second floor.
,s 3,320,00
Fillish of llldillcllc ur INCLlN-AlUR Car
(SlairLlFT car, rail, and molor houo rinished ill Brown only)
(Modcl SC car amI rail fillished in Bcige only)
Locking swivel seat, back & ann rest,
Spccial Allachmcllts
& seat belt.
Miscellancous
Pennsylvania Sales & Use Tax is included in the above
price,
TUlal, S
3,320,00
Installation complete is. includcd in the price except
that purchaser is to provide electrical oullct, as directed.
Deposit Paid,
Balance, S
In defauH of paying upon completion of installation. Selling Company shall havc full right and power. at its option!
to enter upon the premises, or wherever said above mentioned material may be found, wilhout process or law, and take
and remove said property, the title of said merchandise to be and remain in said Selling Company until paid ror in rull.
This order covers all agreements between the parties hereto relative to the transaction. and Selling Company shall
lIot be bound by any representation or promiscs made by any salesman relative to this transaction, which is not embodied
herein.
This order is laken subjecl 10 the approval or, and conlingencies beyolld Ihe conlrol of, Ihe Selling CompallY.
Limiled Warranty
Furnished wilh equipment or upon speela' reques'
Accepted this
Day or
,19_
INCLlNATon COMPANY OF AMEIUCA
Purchaser
By
'\
By
v
IIJ
-
a:
'>-.
n
-
~ ~
'.' Qr--
'J-
- \()
~ ~ c--.
\f) ~
VJ ....::J'
, :t
-::r- ~
{j Cle:
OH
Z
00";
..;:>
~..:I..:I
..:I><H
J>.OO:>
ZH
ZZU
O~
::;:J>.
::;:
o -
U><
...
r..Z
0::>
o
...U
I>:
::>0
OZO
U..;Z
..:I
~I>:
:I:~
...~
::;:
l~
"'~G
:: g
::.:: ;,.
~ G
~r.J.
Cl~-;.
Z.'~i'
7. g
~ :i
-<: :t
- ..
" -
"
;-
..J
..:1><
..;z
::>..;
...J>.
::>:s
::;:0
u
~
O~
HU
3:Z
Z..;
01>:
H::>
...00
.o:z
ZH
'"
..;
..:I
o
00
"
"
q
o '<l'
" '"
'"
.;.,
'<l'
N
...
Z
H
..;
..:I
J>.
:s
o
U
:i ~ ;:,~.'"
z ... ~
~ ~ ~ R
u ... Z
~ ~ rs b
J. :r::::... ~
~ !; w 9
~ wS ~ E:
r:: z:r: ~
< ~u <oj
.
..:I
><
I>:
I>:
~
...
,
>
.-
'iHIIB-O 1007
LA W OFFICES OF RlJUlNAn:, JACOIlS & SAIlA
214 Senate Avenue, Suite 503
Camp lIi11, PA 17011
Telephone Number: (717) 731-0988
Atlorne 5 for Defendant, Nationwide Mut. 1115.
TERRY L, SOLA,
PLAINTIFF
IN Tilt: COURT OF COMMON PLEAS
CUMIlt:RLAND COUNTY,Pt:NNSYLVANIA
VS,
No. 98-5990
NATIONWIDE MUTUAL INSURANCE
COMPANY ,
DEFENDANT
CIVIL ACTION - LAW
JURY TRIAL DEMANDED
CERTIFICATE OF SERVICE
W. Darren Powell, Esquire, hereby certifies that he is the attorney for the Defendant
herein, and that he caused a true and correct copy of Elltry of ADDe.arance to be served by
regular first class mail upon:
George B. Faller, Jr., Esquire
Martson, Deardorff, Williams & Otto
Ten East High Street
Carlisle, PA 17013
November 17.1998
Date
r~,\~_ n _l\
~arren pow~ EsqUIre
Attorney for Defendant
,;"
'(j
. I
"
.'
,.
...
':.i
. "}
'ili
',L
(
"
'.
f"
c,
I
C.)
,
-<:
'"
-<:
CIl
~'" -
" - ....
i:l Z = '"
~~ r--ggO\
U=~f"')"f'O'l~cr
!;:O<=a:; -
... U ~ If) I f'f'l
O<~~..r-I"'-
~~~t:=~r::'
< ..~~=--
~~cn =-~t
~ ~ _ t-- ..
L <"f'O'l oo'!;_iJ'.
ZM < .
_ U ~
'"
;>
cz::
<
,
,
,
/;'/
1/ '(./ -2' " ,
../ .0.
/
-,/~ .
. '. ~
, ~~ -.
/
.,-,-
t:t....
(JJ e,["L~
J.?
,? .r
C)V;'f-'- _ {, /ILdLl~., J...(fJ~
Office of the Sheriff
Mary Jano Snyclm
!iNI! I ~"ulu (JHn111y
Ralph G, McAllister
r:hld Dnpul)'
MtdlHi'1 W. RlneLart
r\~.,;i:.l/jnt Ch'l.l lh!rl,l'i
Willianl T Tully
~:;(;II':I! l)f
()uuphln C()llrly
! tilrrl.',b.Jrq. flUtlT''''1tVIHiUJ 1 11 01
(117) ?b~ 2600
J. R, Lotwick
Sher iff
,;OMMON'viEALTH o~ Pi>I~N;:; I LvAiUA
SOLA Tt:KRY L
vs
I NATIONWIDE MUTUAL INSURANCE COMPANY
COUNTY OF DAUPHIN
SHERIFF'S RETURN
No. 2135-T - - -1998
OTHER COUNTY NO. 98-5990
AND NOVI: October 22, 1998 at 1l:20AM served the within
Cor~PLAINT & NOTICE upon
NATIOlIIHDE MUTUAL mSURANCE COMPANY by personally handing to
AMY FATTON, ADM SEC 1 true attested copy(ies) of
the original COMPLAINT & NOTICE and making known to
him/her the contents thereof at 1000 NATIONlHDE DRIVE
HARRISBURG, PA 17l05-0000
Sworn and subscribed to
Pa,
before me this 22ND day of.OCTOBER, 1998
.'l! , '
.2Jfi{JIJ1ITL) (~_.. 1-f-J(:>,.;.fL,n~."
PRO~'HONOTARY
Dauphin County,
BY~~
DEPUTY SHERIFF
.......
,
Sheriff's Costs:
$25,50 FD 10/2l/1998
RCPT NO 116847
DT/ME
I
In The Court of Common PIcas of Cumherland County, Pen I1sylvania
Terry L. :;n!i1
\'S.
Nat ionwid(~ Ml1tUiJ I
I n~;ll rdfWl' ('nrnpdllY
~o. l)B_IJcJrJO ~iv)_..!.~________~______
Now,
llI20/')B
, I. SHERIFF (ll- ClI\1BERLAND CCl\;NTY, PA, do
, 19
hereby deputize the Sheriffof Dauphin
Counly to execute this Writ, this
deputation being made at the request and risk of the Plaintiff, . 'i.-';;:;:."
~~ ~.:P' ,:-' '.. .,'..>
._4. ~,',- . ~; . :-t,..:;..-v'.......
..-.--........ '-.,.~,,,...."'.~,_...-._ .,,,. .,r'-.-
...</~- ,:;",-fr.." I
t. .
----
Sh"riff of Cumberland Coumy, PA
Affidayit of Service
Now,
,19_,at
o'clock
M, served the
within
upon
at
by handing to
a
copy of the original
and made known to
the contents thereof
So answers,
Sheriff of
County, PA
Sworn and subscribed before
me this day of , 19
COSTS
SERVICE
MILEAGE
AFFlDA VIT
$
$
'JXIIll-OI01l7
LAW OFFICES OF RUlli NATE, ,JACOBS & SABA
214 Senate Avenue, Suite S03
Camp IIiII. PA 17011
Telephone Number: (717) 731-0988
Attorne s for Defendant, Nationwide Mul. Ins.
TERRY L. SOLA,
PLAINTIFF
IN 'I'm: COURT OF COMMON PLEAS
CUMBERLAND COUNTY. I'ENNSYLV ANIA
VS.
No. 98-S990
NATIONWIDE MUTUAL INSURANCE
COMPANY,
DEFENDANT
CIVIL ACTION - LAW
,JuRY TRIAL DEMANDED
NOTICE
YOU HAVE BEEN SUED IN COURT, If you wish to defend against the claims set forth
in the following pages, you must take action within twenty (20) days after this Answer with New
Matter of Defendant Nationwide Mutual Insurance Company to Plaintiff's Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the court without further notice for any money claimed in the Answer with New Matter of
Defendant Nationwide Mutual Insurance Company to Plaintiff s Complaint or for any other claim
or relief requested by the Plaintiff, You may lose money or property or other rights important
to you,
YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE mE
OFFICE SET FORm BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
Court Administrator
Fourth Floor
Cumberland County Courthouse
Carlisle, P A 17013
(717) 240-6200
9HHB~1I(X)7
LAW OFFICES OF ktJ/IINAn:, ,lAcons & SAIlA
214 Senate Avenue, Suite 503
Camp Hill, PA 17011
Telephone Number: (717) 731-0988
AlIorne s for Defendant, Nationwide Mut. Ins.
TERRY L. SOLA,
PLAINTIFF
IN Tilt: COURT Or COMMON PLEAS
CUMIIERLANI} COUNTY, PENNSYLVANIA
VS,
No. 98-5990
I'
NATIONWIDE MUTUAL INSURANCE
COMPANY,
DEFENDANT
CIVIL ACTION - LAW
JURY TRIAL DEMANDED
ANSWER WITH NEW MATTER OF DEFENDANT
NATIONWIDE MUTUAL INSURANCE COMPANY
TO PLAINTIFF'S COMPLAINT
AND NOW, comes the Defendant, Nationwide Mutual Insurance Company, by and
r
"
I
through it's attorney, W. Darren Powell, Esquire and in support of this Answer with New
"
Matter hereby avers as follows:
.
,
I. Denied. After reasonable investigation, the Defendant is without knowledge or
r'
infonnation sufficient to fornl an opinion as to the truth or falsity of this avennent. Strict
proof thereof, if relevant, is demanded.
2. Admitted,
3. Admitted.
4. Admitted.
5, Admitted, By way of further response, the coverage provided was through an
automobile insurance policy issued in accordance with the Pennsylvania Motor Vehicle
Financial Responsibility Law,
6, Admitted. By way of further response, 'he coverage provided under said
automobile insumnce policy was in accordance wilh the Pennsylvania Motor Vehicle Financial
Responsibility Law.
7, Denied as stated. By way of further response. Plaintiff carried and was entitled to
first party benefits as set forth in the automobile insurnnce policy and the Pennsylvania Motor
Vehicle Financial Responsibility Law and regulations promulgated thereunder,
8. Denied. After reasonable investigation. tile Defendant is without knowledge or
infonnation sufficielllto fonn an opinion as to the truth or falsity of this avennen!. Strict
proof thereof, if relevant, is demanded.
9. Denied. After reasonable investigation, the Defendant is without knowledge or
infonnation sufficient to fonn an opinion as to the truth or falsity of this avennen!. Strict
proof thereof, if relevant, is demanded.
COUNT I
Breach of Conlmct
10. Defendant hereby incorporates by reference the Answers contained in paragraphs
one (I) through nine (9) of this Answer.
II. Denied, After reasonable investigation, the Defendant is without knowledge or
infonnation sufficient to fonn an opinion as to the truth or falsity of this avennen!. Strict
proof thereof is demanded.
12, Denied, After reasonable investigation, the Defendant is without knowledge or
infonnation sufficient to fonn an opinion as to the truth or falsity of this avennen!. Strict
proof thereof is demanded.
I J Denied After reasonable investigation, the Defendant is without knowledge or
infomlation sufficient to fonn an opinion as to whether Plaintiff would like to purchase a stair
lift inclinator, By way of further response, it is denied that the document attached as Exhibit
"C" is a reasonable estimate for the purchase and installation of the stair lift inclinator, Said
Exhibit appears to be an un-exccuted contmctto purchase said stair lift inclinator,
14. Denied. After reasonable investigation, the Defendant is without knowledge or
infonnation sufficient to fonn an opinion as to the truth or falsity of this avennent. Strict
proof thereof is demanded.
15. Denied. By way of further response, it is specifically denied that the cost of
purchasing and installing a stair lift inclinator is a covered expenditure through Plaintiffs first
party benefits under the policy or the Pennsylvania Motor Vehicle Financial Responsibility
Law and regulations promulgated thereunder.
16. Denied as stated. By way of further response, Plaintiff has submitted no bills to
Defendant relative to the stair lift. Plaintiff has requested only that Defendant make advance
payment and/or enter into a contract to purchase and install the stair lift inclinator which is not
in accordance with the tenns of the automobile insurance policy, the Pennsylvania Motor
Vehicle Financial Responsibility Law or regulations,
17. Denied as stated. By way of further response, Defendant has not refused to pay
any bills incurred in the purchase and installation of a stair lift inclinator as no bills have been
submitted for the same. It is further denied that Defendant has averred that Plaintiff must
purchase the same on his own and submit the bill to Defendant.
18. Denied. TIle avennents constitute a conclusion of law requiring no responsive
pleading. To the extent it is judicially dctennined that a response is required. it is specifically
denied,
19, Denied. Said avennent constitutes a conclusion of law requiring no responsive
pleading, To the extent that a responsive pleading may be deemed required, it is specifically
denied that Defendant has refused to pay reasonable and necessary medical bills or that
Defendant's actions or conduct constitutes a breach of contract. By way of further denial, it is
averred that Defendant acted appropriately and in accordance with all applicable law.
NEW MATTER
20. Paragraphs one (I) through nineteen (19) are incorporated herein by reference, and
made a part hereof as if set forth in full.
21. Defendant has paid all benefits required under the applicable insurance policy and
applicable law.
22. Plaintiffs alleged damages are specifically limited to those remedies provided
under the Pennsylvania Motor Vehicle Financial Responsibility Law.
23. Plaintiff's claims are barred by the applicable statute of limitation.
24. Plaintiff has failed to state a cause of action upon which relief may be granted.
25, The Pennsylvania Motor Vehicle Financial Responsibility Law and the regulations
thereunder govern the payment of first party benefits under the Pennsylvania Motor Vehicle
Financial Responsibility Law.
9KHB~)I007
LAW OFFICES OF IHlIlINATE, ,IACOIlS & SAIlA
214 Senate Avenue, Snite ~03
Camp lIi11, PA 1701 I
Telephone Number: (717) 731-0988
Attorne 5 for Defendant, Nationwide Mut. Ins.
TERRY L. SOLA.
PLAINTIFF
IN TilE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
VS.
No. 98-5990
NATIONWIDE MUTUAL INSURANCE
COMPANY,
DEFENDANT
CIVIL ACTION - LAW
JURY TRIAL DEMANDED
CERTIFICATE OF SERVICE
W. Darren Powell, Esquire, hereby certifies that he is the attorney for the Defendant
herein, and that he caused a true and correct copy of Answer with New of Defendant
Nationwide Mutual Insurance Company to Plaintiffs Comp'laint to be served by regular first
class mail upon:
George B. Faller, Jf., Esquire
Martson, Deardorff, Williams & Otto
Ten East High Street
Carlisle, PA 17013
December 16. 1998
Date
/--j
~\~"~
Attorney for Defendant
>.
(r
...:
1It'.-
( I'
(j'\"
',1_ :
(, ,
,"
21 ~
It,'-
-, '
G.:I,'
1':
,~ >,
,..
('.j
-' ,
,C: .,
'"
'I
,,-
'.'
c~
I..
L.
n.,
~'.
"'.1
'Ii.
j
()
r-
<
'"
<
rI:J
o(:l~ -
- ...
:I: Z Q 00
w:~~ r--C1C="
u=>f'f")_ooo
~O<Q~g..l
tI.. u ~ II) I I'f;
0-< I- ~ ...- r--.
~~~!:~~r::-
< .."-l~:i:--
..Jt.i;l'" r--f'-o
r-- c..--
-<..,. _ to- ..
.... '--;'<
ZM .0( -<
_ U ~
'"
I ;:>
==
.]
.
_...........h. _. ._~.~..,;j,~lo',";',,,,,."V:..;...........,......,.,
......, '-/".,' '''~'.'~ .'~<'-"'i:,j,..~.i.'.....\r.l"..l:,, ",'. __, '"
.'..''i'--.'"
CEIUIl-Il'.\TL OF SE!{\ICL
I, '-lIn ..\. Su 1111 "'1. "" "ullllln/c'd ,1,'c'lIl 1<" \ 1;11 hllll I>C-:II dill II' \I' 1I1'UII" '" (lilli, IIlTl'i 'y
1,:l,.'1lil'y lhlll a ropy uribe l(lIqr(11l1~.1. Jll;lllltllr... Rl.:SPOlhL' III I klL'lllbll\'s "l,.'\\ \lattl,.T \\'~IS SL'r\'L'd this
dulc by dCPllSitillg sumc ill Ibc PlISt (Jllkc "I {'''rlisk. 1'..\, lir,t c1as, lI1ail. p",lagc prcpaid,
addrc'sscd as rllI Ill\\'S:
W, Darrcll Powcll. Esquirc
RUBINATE. JACOBS &: SABA
214 SCllalc A vcnuc, Suitc 51J3
Carllp I Ii II. 1'A 17011
MARTSON DEARDORFF WILLIAMS &: OTTO
By!i~~
Ten East High Street
Carlisle.PA 171J13
(717)243-3341
Dated: / / 6jft
u..- ~~
oZ ::<:
"'~ ::: 2
-t:'" "
:;JJ....J ~ ;.- "-l '- j
.J:>- -:: % '" ~ !~, ~ '"
,::l..!'!J> ::J -:: ~ ;:;
z~'" ~
::; t:' "- ~ !::; '"
oz-t: :::: ~ 0 '"
tU.J --, ~ ':'
- "- 0 -- ~ ~ ~ ~ ~ '"
--, ~ w
:::=.>=z.. 'f. '--' Z w " Z " z '"
~ '" '" i:: ~ ~ N
o!--O'. ~ ~ " 'f. ~D~ ~ ~ ;:;:
" ~.r. 0 Vl ~
U~L: ;.- :.., - u .,
~ Z = z D
:..:...~0 0< Z < c ;d !:2 ~
0 0 < ;.': -- <: w 6
~ ~ ~~1 ,. :1:", w
'- U ::: ~ :2 r- ~ ~ ~ ..; z
~ ::J '"', ?;; w 0
Cl 2: <: 'f. '.r, ~ t;! ,;j ~ ~
:J Z Z -:: c;: ~ ~ 0 ~ ~
0 -< U 7- .J ~ z ~
"-' of. ;t. .:::d w
U .J "- c:l ~ 3 -.: f-o
uJ '"
:r: uJ
f- C!l
~ ~
:J
~. .
1-_-
L:.,'
, ,
r-,
(:'.
1..-.
6'
, 'j
,
,
'oJ...
(":)
C,
'-'
. , ---
l)RIIB~I\ll()7
MARTSON, DEAR[)ORFF, WILLIAMS & OTTO
George B. Faller, Jr., Esquire
Ten East IIigh Street
Carlisle, PA 17013
Attorne ' for PlaintilT Terrv I.. Solll
TERRY L. SOLA,
PLAINTIFF
IN TilE COURT OF COMMON PLEAS
CUM8ERLAND COUNTY,PENNSYLVANIA
VS.
No. 98-5990
NATIONWIDE MIJTlJAL INSURANCE
COMPANY,
DEFENDANT
CIVIL ACTION - LAW
,luRY TRIAL DEMANDED
PRAECIPE
TO THE PROTHONOTARY:
Please mark the above-captioned case settled, satisfied and discontinued.
MARTSON, DEARDORFF, WlLUAMS
&OTIO
" ..
/ i \ (i
.,/\. )i, :;' I I
I t, I'I,:,
By: / <-, " "',! .' I
Geoige B, Faller, Jr., Esquj e
Ten East High Street !
Carlisle, P A 17013
Attorney for Plaintiff
Court No. L! CI S I -')