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Home My WebLink About98-06078 'J' f~ \.- \l ).." I~ . "I ~ ,~ .~ ,~ ~ ~ '" .t' ... .:> ~ < \. ~ I '" I~ ! , I I I I ( , I I ! t i ~ i I Q) ~ \-... - . .:::. - CJ ~ t:'- ~ " . (:"" Ct- ~ SpL'ar'" 1/011(11.111. I' A BY: Richalll ,'\1 ;\'Chllll. I \'11111" AtlOflll:Y I f) No 72:-ifl'J 11JJ4 I.allrd Oak R",ltl. .\1111" I Voorhees, New Jersey flSO I, (W~J 7S.I-S2211 Altomey for I'l;tilllill Spssr & HOffmlJn "A Attorney File CopY . EASTERN SA VIN(;S IIA,"J.;. ISH I'I.AINlll-I-. Ci II . ~r I, ('(JI!ln 01, ('O,\I~ION 1'1.1:.\\ ('II~IIlI:I{J .."Nt) COliNTY vs. DAVID GEYER ANIl JII.I. (iIHI{ IJLFI'NIlANIS IJO( 'J.;I'11\0 'is-(,f)7X.CI\'11. ..\ITIIJ..\\'IT 1'1I1{SliANllO IWI.E 312'!.1 .. r .' EASTERN SA VI1\GS IIANJ.;. "SB. I'laimd'f illlhL' ah"',',, aCl;"". II)' ils allornc)'. Rlchald ..\1. '\l'/"'". ESQUIRE sc[s forth, as or IIl\'" d:I!L' tile Pr:IL'..:ipl' for lilL' \Vril of E:XCCllliIJII was likd. 11ll' hll!O\\'ill~' inl'ormalion wllL'crnillg 11tL' lL'a1 1'''''1','11)' IO"alL'd al 212.1 RITNER II/(;I/WA Y CARLISLE. PA 17013: .' I. Name <Ind addre:-;s llfOWIK'r/S) or Repulcd OWller(s): DA VID GEYER ANIJ JILl. (iEYER 2124 RITNER 1I1<;II\\',\Y CARLiSLE.I'A 171113 ~ F J f, 2. Name and address or DcfL'nlLint(s) ill the jlldgmem: DA VID GEYER AND JILl. (;EYER 2124 RITNER IIIGIIWA Y CARLISLE, I'A 171113 ~ I I ;. \ ~ 3. Name and last knowll addrt.'ss of every judgmcnt creditor whose; judgment is a record lien UIl the real properly 10 be sold: PENNSYLVANIA POWER AND LIGHT COMPANY 1801 BROOKWOOKWOOD STREET HARRISBURG, 1'1\ 170lS 4. Name and addre~~ of lhe lasl recorded holder of cvery lllortg~Jge or record: , j.&, ~ , i DAUPHIN DEPOSIT BANK AND TRliST COMPANY 3607 DERRY STREET HARRISBURG, I'A 17111 i' 1,1 i 5. Namc and addn:ss of L'\'ery IltllL'f pL'r~()1l who has any record liL'1l Oil tile propeny: NONE !', " !';;tllll' ,Iud ;ltld'l"\', Ii! ('\"J\ "111'"[ 1"'J'''IJ \,11,,11.1" 0111\ 1\'\ In.] II!!I'[,"'I [II tll;' 111"1""11'. ,!lId ~,Il"'(' lI11l'[l'\lIll;IY hl' ;dll'(ll'd II, 11ll" . .d" IJO/>II;STJ<' 101 .\ IIO\S 1'.0. BOX 3211 ('AI<USI L. 1'\ 1:<11; COM/>ION\\'LAI.III 01 1'1 \.'\S\"I \'.\.'.;1.-\ D!'I'ARTMI:NT 01' 1<1-\'1-\' 'I. LIEN IlARRISBll/W, 17_'111 TAX CLAIM BURL.\I: I COURTIIOUSE CARLISLE. I'A 171113 CAROLYN MCClIJII.UE\ T..\X COLLECTOR 1044 PINE ROAn CARLISLE. I'A 171113 7. Name and address of cycry olller person of whollllhe plaintiff has knowledge \\.'ho has any illleres[ in the properly which lIla)' he affected by the sale: TENANT/OCCUPANT 2124 RITNEI< IIIGII"';\ Y CARLISLE, PA 171113 I verify that the statelllellls lIlade in this aftida\'it arc true and correct to the hest of illY personal knowledge. information and belief. I underslanJ that false statements lH:rein arc llIade subjecl to the pcnallics of 18 Pa.C.S. s4904 relalillg tl) Ullsworn falsili.:ation 10 authorities. SPEAR & 1I0rFMAN, P.A. ~ ~ . .:::.:::~::;. ,- ,r />~JIl~-ESQUIRE Attorne)' for Plaillliff , I . I f,' L. ", r; '. . , ; . ,. WRIT OF EXECUTION and/or A IT ACHMENT COMMONWEAl. I H OF PENNSYl. VAf'/IAJ COUNTY OF CUMBEnl.AND) NO.I)B-=ic07H___ CIVil );ll:__Tmn CIVil ACTION. lAW TO THE SHEF1lfT OF. -l:wnb'J/'J.1nrl COUNTY J 0 satl!ify the dob!, Interest and costs due I'~v;t_ l.'rn Sa\' i nCE~ l':.lnk -.._---~-_._------- Irom /),wid ('-'Y"/, and ,Ii II Cl'y,'r, )1l,1 Iii t ",'/' "i~h",.lY, ('''1'1 i sic', I'A ~7QL~_.____ _m________ __PlAINTlFF(S) ------ _.~._--~--_._- ---~---_._--_.- --'--' - - . (1) You are direcled 10 levy upon Ihe property 01 the delendanl(S) and to sell R"" 1 "stat" ] Dented nt 212LRitn=-IIighway.Cat:lisl~, l'AD.oILJ S'-",,-l\..'(JuL -.d~sc..tipJ;JQn) -- "-------------- ------~- DEFENDANT(S) (2) You are also directed to attach the property ollhe delendant(s) not levied upon in th~ possession 01 _ - ---.-- ---~-----_._-----_.._-- ._---~--~--~- .----------------- ---~----- --._------. --. ...--- ~--'-_.._~------_.- -.'.-.-. --_.. ----- -----. ----------------- -- -.- ---------.. ---- _____._GARNISHEE(S) a, follows: and to nolily the garnishee(s) that: (a) an attachmenl has been issued; (b) the garnishee(s) is/are enjoined Irom paying any debt to or lor Ihe account 01 the delendanl(s) and from delivering any property 01 the delendant(s) or otharwise disposing Ihereol; ---~--- --------~-._-_._-------~.._.._.,-------------_..__._------ . ---~--_.._._-- . ---- (3) II property 01 the delendanl{S) nollevied upon an subject to attachmenl is lound in the possession of anY0ne olher thana named garnishee, you aredirecteeto notify him/herthal he/she has been added as a garniShee and is enioined as above staled. Amount Due __--ill~4. 95 Interest L.L. $.50 $1. 00 Alty'S Comm __ ;,lty Paid __ Plainliff Paid % Due Prolhy Other Cosls ___~ _ ____. $112.34 Date: December 16, 1998 Curtis R. wng Prothonotary, Civil Division ~u-_p c -"') 7- 7 / ~..!r?N'<-<'- 7 Deputy REQUESTING PARTY; Name Richard M. Nelson, Esq. 1018 T<1l1rp] Oi'lk Road \l('y)rh~~o:::.. N.T OR041 Attorney for; P1~; nri 1=f Telephone; hnq-7~J_~??n Supreme CourtlD No. 7?~hq Address: r~:),1,\':: 'GC';~iY F8C:~ RECORD I,) r~-:I'~:J:C.~::,:' "li::C;~~\:)i, : (}~re unto ~i my hano :~~;~I"'JZJ}\G~::~Q~p~a; Ca~~~. ~~ . -'-:?"}, C ;77"e. _.? 'I ' Pr honotary ~ ~- en~ It. Irr?x the s:lerif! le'/ied upon the d',:'lnCaC;$ I . hI" 'd' 11'11 . / 1 / n!or'.lSt 111 t e rea prc:~er:y SI~;I~l8 In ~ ://'J<L"~-~ CU1T'b"I' ",, ('''''''''/ '." "r"') --'I''\' ,'" ,..., 0" 1/''111 ,) _L-- I/,.Jl~ : !1L JII.~ VI,I..:i"J ,;',..,!, :l\"~, '.1:..( 1:,:;11',;";1-':1'.. (.i), ~_u-Z~ ~~- {/ (l iL Ii - " . . . . . (!., ~..J __,....', .. ',' . . ~ _. ('"..,1--\ .J . I . I. ~I", jo A ,L :U.,. (,,,>> .I". .l"'"' ,~C" on Exhilllt A filed \'".: (-l -' ~ c::u::u = G-~ lli:i'il this w;.;t and by lids reierencc incorporated herein. )i I/) -1/- B~~ "~.,, ~J~ --1~ cti4J~:j rdtfJ')C~'L_L/t, 1'iC;X , .. '1 ' , .J !:?:,---o/ ~ I .....;:"z:;.~~< 7- ~ ~_ lJtz:1 f) r~.tj / J:bfJt~ i ,/ i i II , I ,- r. (l (t I - , , ll{,'1..(.(.~i.L- t......<---- 9 P (~'>-</ '-<- Q 7";[,,.{..(0,,, ; I..lp'C.,. : , : I I, Spear & II II ""L111 , I'.k BY: RICIIARD ~1. Ni:I.S0N. hqlllle Allorney 1.1>. No. 72X(,') 10.14 Laurel Oak Ro"d. SUlIe I VoorhL'L's, NL'\I,.' ,k!",....y OS(I-P (609) 7H4.X220 AIIOIneys IlIr I'lail1lill. Loan No . 11120;\77;\.\ I EASTERN SA VIN<iS BANK. I'SI! I'I.AINTII'I'. ('OIfRT 01' CO~I~ION I'I./',\S l'lIMBERI.AND COIINTV VS. DAVID GEYER AND JILL GlOVER DEf'ENDANT NO. 9X-(,()7X.CIVII. PRAECIPE TO SlIlJSTITlITE VERIFICATION OF COMPLAINT IN MORTGAGE I'ORECLOSlIRE TO TilE PROTIIONOTARY: Kindly suhstitule Ihe allached \'eriticalilln tll the COlllplainl in MOrlgage f'mecIlIsure Oil the ahllve- captioncd matter. SPEAR AND HOFI'MAN. P.A. ~~--- ..c----~' -._ =-=-- RICHARD M. NELSON. ESQUIRE , \ ~ j~ (, i- ii . I' . " :1 ;. .1 L :: : i ~ \..~'.. .' .". ~~ :jl ,. , '. "'I' " Vl'lWICj Ilrlli Th(~ L1lldl.'J':-.i~l.m:d IH.'rchy :-.t:IIC' thai ht<:-.I1..' II., all autllllll/,:d plr]l.l'!, l'l'plt,;~\:llt,lli\'c III .1!~\:lItltll PI..!irlliff III tills actIOn ;1fld that IH:I\lu: is ilutluHizt.'d tOIlI:t1,l.: 1111.. Vl'1l1 Ii.:al hIll 111\ hdlJllllfl'I:Ulltifl. allLI 11I"t tJIt: f:l..:ts ~.~t f{)rlh in th\: fllIcgt'lIlg CllmplJult arc t;.tkt~1l fnllll n:cc1lds 11li\ll'l.l;UllI:J hy pl,'P'llll:-> ',Ilpcr\ I..t.:d \'\' th~ url~1crsigllcd \vho mamtaill IhC' hllsines... rCl'onls of tilt.: ~1ortt'a~t.' held bv PblHliff III tltt.: llldill.1I \' ....1:.111....... ot bW;jll~S.s JlHl rhat [!Jo)C' f;ll:tS ;lfC t1'111.: awl ~.fln.t.L.( 10 lh(~ bc.~t Ill' hi...t1u.:r ~Iluwkdgc, IHfOnll:itinll and bdid'. TilE UNDERSIGNED UNDERSTANDS TIIAT r'AI.SE ST:\l D.\f:STS IIERI:lN ARE MADE SUBJECT TO TIlE PENALTIES OF IS PAC.S \14Y04 RELA nSri TO l;:--;SWORN F:\I.SIl'ICAl'lnN TO AUTHORITIES, Date: \:) ,Il."'~ , \ \ .../ . \ \ -- -. -------.-:.:.-=-=--- ---...,:;......,.'.~--~.:..._: NaIlH~:' "- \." ~ .} :;..': ,I ! Company: ~ ('\ TItle: 1\". , ''" \ I\, \(\'0 , . , " 0 " 1- " 1\,.-\ \ '. , fl. " " "- <' , I' II n , " , " ~ I 'I " , s 'p.',ll .\ 1l1dtlll.IIl I' \ BY 1(I~il,lId \1 \vJ',PII. I '1tl~~\' ,\lhIIIlC\ J I> .\tl '~~ShlJ 111.'1 I ,Hill'! (),Ik 1(11,111. \Illh' I \'oollllT", \l'\\ Jl'l\l'.\ 11:-\111; (hOt)) iSI :.C~O ,\lhlllll': Illl J'l.lI1lIJlI 1,\SIII{~ ,S,I\ IS(,S II IS" I SIi 1\1l'l'1I\1 1'1,1/,\, II J5(1 .\W< 'OI{.\IW" IU >. SI III ,(1(1 11l'~1 \',\lIIY.,\II>,I(I\1 I'I.\I~ 1111. ((III~1 01 ('(I\I\IlI' I'II\S ('I',\lIiIIU ,\~I)('(>1 SlY IH)(,"II SO S" 'IX,(,(liX('I\'1I " 1),\\'11) (;J..)'LI{ A,\I> JIJ I (;J..)"I{ 212,1 RITNI',I{ 1111 iIIII'A Y L\RIISl.I:.I',\ 171)1.1 l>JTI:~)J,\,\ J S I'IC\EClI'E FOR .ll'))(;.\IEsT FOR F,\IU'RE 'IQX\~\\'ER ,IN)) '\SSESS.\IE:\T OF IJ'\"'\(;I':;; TO '1'111: I'ROTIIONOTARY EIl[L'r JUdglllL'11l 1:'\ H..L.,~ ill tilL' ;lIlhlllIJt Ur) 7(J.(l()~,.L5 ill l'a\"or of IhL' Plaintirf allll again..,t tilL' dL'fL'l\dallt(~), jointly and :-'L'\'l.'r;lIly. ftlr failure [1.1 Ilk~ all allSWC:f to Plailltilf"s Complaint ill t\lortgage hm:doslIre within 20 days ([,(lIil sL'r\"i...:e thereof and a~st:ss Plain[iff's d:1I11:tgL's as fullows alld cakulatcd as stated ill tile ('l)lllpl:lillt: Principal of lIIoftgagL' Lh:bt due anti unpaid Imeres( at 1-1..18';; fr"lII M,\RCII 12, 1~~8 . 1~~8 (" lJI;(,E~IBER 1(,. I~n (281) days ![j. S2.1. ~-I per dielll) Late charges (1'01' certain IllUlllhs prior 10 dL'l:llIlt ami every lllonth afler at a rate of S3h,57 per month) Escrow Advance (As stalc:d ill Complaint) Ocher fees AttorlH:Ys h:es (As st:ltL'd ill Clllllplaint) S5lJ,S,D,5X 56.70.1.20 S21 ~ .~2 S-I62,58 S120,00 S2.~76,17 TOTAL AMOUNT DUE S70.00~. ~5 """ ThJ~. :e1S::~;;RE Attorncy for Plaintirf \\1> .'\()\\, lud~llll'J1II' l'lIll'll'd III Ll\\ll III ,Ill' l'l.llllltll ;11111 .1~',tllJ'.[ [ilL' IklL'lld,IIIII"I.tlld d,tlll.l~l" ,Ill' .l"'l''''l'd d" ;dhl\ l' III flil' "tllll (II ~71 1,11111 Ij" D~c 11.- IV") , / I l' ), / j..J/l," v_ 1,- '/LJ"~ 'I'(WI'IWIIIY /" ! R .! " I (, f. (:J 0 ~ , ~ b- i\ (":- ~., ) '. -0 -, -.. 8- (\ " -, I', 1\ ..... "'l ...... \'_J ,- , f . , , (. -....... '- ..( '-I , (\ """,,,., ... " ",' ':' -<. I ,...... ,-;1 :.... Cv -t,.J ~ '[ ... (' ~ . " ~ ",0 f'\ r~ OJ ...1\ 0- ,... l:, " -----. "f) L c -I- ( -L-., -......z " 9'l 0- .,z-. ~ "'-!. P -<0. ::::- ...... ...... f' ....... R> ~ ...0 V) jV "v 0-, - k k '-1 0 c- O v.., 0 G-. () " Cv r! .., 0 G \. (' C' .z:. C .. '- ~ "'" , \, -, -..) ( ..z:- , ~ ?--.. '1 ., 0 ~ ., I\' -<: G ., .~ '/J D J' ~ - ~ :'~ , - ....... C r- - '- L - - -- , - -. J ,; (;::, ~ "" - ?;v +- .. -(..... 1::' -t- "-- -,) -', --<. . :r...:.. Spl';lr & lIoITIlI;lII. P.". BY RlCh"rd ~I Nelson. hqlllle Allo"'ey LD. No. 72X(,') 11IIX L,,"rel O"k Ro"d. SIIIle I VoorhL'l:s. New kr~l:Y OXD.n ((,lIl)) 7X.I.X2211 "lIoll1ey for PI"illlill EASTEHN SAVINGS BANK. I;SIl PLAINTIFF. C{)l'RT OF COMMON PLEAS CUMIlERIAND COllNTY \'s. D" VII> GEYER AND JilL GEYER DEFENDANTS (J{)CKET NO. I)X.('()7H . CIVIL n:IU'IFICATJON OF MAIUNG NOTICE PURSUANT TO RlILE 237.1 The lIndersipted hereoy cenifies Ih"t" Wrillen Notice of Inlenlionto file" Pmeeipe for the Elllry of Del<lUlt Judglllelll w"s 1ll"i1ed 10 IklCnd"nt(s) "mlw his. her or II,e;r allorney of record. if any, after the default occurred and atleaSllen (Ill) d"ys prior to the date of the filing of the Praecipe for the Entry of Judgment. ^ Irue and correcl copy of each Notice is attadJed hereto. senl as slated. SPEAR & HOFFMAN, P.A. r Dated: /(-;;0-95 BY: ) "~-:-~.>- RICHARD M. NELSON, ESQUIRE Allorney for Plaillliff SPEAR AND 1I0/'HvlAN. p.A. I3Y: RICHARD M. NELSON, ESQUII{I, ATTORNEY I.D. NO. 72869 1018 LAUREL OAK ROAD. sur/'l: I VOORHEES, NEW JERSEY 080~3 (609) 784-8220 ATTORNEY FOR PLAINTIFF, I."a" No. t1120577531 EASTERN SA VINGS BANK, FSB COURT OF COMMON PLEAS PLAINTIFF. CUMBERLAND COUNTY "s. DA VID GEYER AND JILL GEYER DEFENDANT(S) DOCKET NO.98-6078 - CIVIL NOTICE To: DA VID GEYER 2124 RITNER HIGHWAY CARLISLE, pA 17013 Dale of Notice: 1/-:50-'1'6 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MA Y BE ENTERED AGAII\'ST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HA VE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE FOI,.LOWING OFFICE TO FIND OUT WHERE YOU CAN GET HELP: Cumberland Coumy Bar Association 2 Liberty A venue Carlisle, PA 17103 (717) 249-3166 ~.... --~-'-_. Richard M. Nelson, Esquire Attorney for Plaintiff THIS LAW FIRM MAY BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT COLLECTION PRACTICES ACT. ANY AND ALL INFORMATION OBTAINED DURING THE PROSECUTION OF THIS LAWSUIT MAYBE USED FOR THE PURPOSE OF COLLECTING THE DEBT. \ SPEAR AND 1/0I'/'MAN. P.A. BY: RICI/Alm M. NELSON. EW)llIRE A'/TORNEY II). NO. 72;;(}I) 10lX LAlJ/lEL OAK ROAD. SIIITE 1 VOORI/EES. NJ,W JEI~SEY OXO.jJ (609) 7X4-xno ATf'ORNEY FOR PLAINT".". Loa" No. .01211577531 EASTERN SA VINGS BANK. FSB COURT OF COMMON PLEAS PLAINTIFF. CUMBERLAND COUNTY vs. DA VI/) GEYER AND JII.I. GEYER DEI'ENllANT(S) /JOCKET NO.9X-607X - CIVIL NOTICE To: JILL GE\'ER 2124 RITNER HIGIIWA Y CARLISLE. PA 17013 Dale of NOliee: /(-so -'1~ IMPORTANT NOTICE YOU ARE IN DEPAULT BECAUSE YOU HAVE PAlLED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE. A JUDGMENT MA Y BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HA VE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WIIERE YOU CAN GET HELP: Cumberland County Bar Associalion 2 Liberty A venae Carlisle.PA 17103 (717) 249-3166 ~ ~,. Richard M. Nelson. Esqui re Allorney for Plainliff THIS LAW FIRM MAY BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT COLLECTION PRACTICES ACT. ANY AND ALL INFORMATION OnT AINED DURING THE PROSECUTION OF THIS LAWSUIT I\1A Y BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. ,"I/ll"II.\ 1'11/1111,111 I' \ BY HIIII,lld \1 \l'I'IIJl / "111111\' ,\ 1l11l1Il'\ I I> ~'lll'.' ,~;r,\ J llH I r ,1l11l'! (J,lt. HlI,ld \ljl[~' \"l1lllll'l"-. \l'\\ k".,'\ 11,'$1 Ii ((11)$, "'s I S.',!fl ;\nOlllt'\ 1111 111.lllllll! .1\111<.\ \.11 I.\(,S Ii I.....". I Sir 1'1 "" III . 's CO/'KIOI ('().\I.\I()."" I'll IS CIIIIIJII'I.\I()."" ('I'\IIl/:I<I..I,,/) ('(W,"" 1 Y 1),\\'11) (;1\'11< .I.\I).IIJ 1 (i1HI< IJI I 1.\1).\."" IS t\O. "".')X.(,II7X( '11'11. ('EIITLtlC\TE OF S.EIi\'/('!'; \\'L'. SPt'i11' ;lIld IJO/{llI;lIJ, P.;\ . "([onley IIII' tile PlailllilT. hel'ehy L'L'ni(\' lil;H \\L' h:l\L' '''l'n'cd hy 11"1 c1"" (lI"il. 1''''(''_"'' pr"p,,(d. Irlle alld COffeel copies "f Il<e """,lted I"'I"T' "1''''' Ille (i,II,," i,,~ fH.:rSOIl(s, or their ;tllilf'/IL'y of rL'L'on!: D.I 1'11) (;/-)'1:1< .IND JILL (iLYLR 212.11<11:\1:1< II/(;II\\'1\Y <..II<IISII'. 1'..\ 171/13 /)"Ie lIl"iled: 4.pJ/ SI'E1\R 8: IIOn:ill.l:sI. /'...\. 13Y: .~-~:'___~ ~""-=~"-'--=,-':C"='~~ Rich"rd M. Nclsll". ESQUIRE SP\.'.II.\. IIdlllll.lll. I' .\ BY Hllll,lld \1 :"l'hllll. I 'qllllt' ;\lltllllq II) :'\0 7.~XfJ'J 1113-1 LlllH'1 ().II-. 1{II.nl. Slllll' I \'uorltt,.'t,.'\, :,\t,.'\\ 1L'1't,.'~ lJ:'-i1l1i Ihll'iJ 78182211 :\Il11rrlt..'y IHI" PLlillliH EASlI:I(~ SA \'I~(;S 1i,'I;'; " , '''II I'I.,\I~ III,',. ('(lI'l(l ()I' ('O\I\II)N 1'1.1,\\ ('('\II1I-1U,\NI> ('OIINlY \'\ 1)()('''I:l NO, N<<')8-1>1178 ('1\'11. 1),\ \'ID (;):\TR A~I) Jll.1. (il,HR 1>1 TU.;JJ,\;';TS t:C(DJ('IJ)LSIIIJDLL~~~\.'-L<1UU'A I, 1'1<1 )I'I'Rjl 10: JlI.I. (;E\TR 212~ l~rr.\;U~ /I/(;//\\'A), ('..\I(I.ISI.E. 1'..\ 1711J.1 Your hOllse (real estate) at: 212.1 RITNER 111(;11\\'..\ Y CAIU.ISI.E.I'A 171113 is scheduled 1<< he s<<ld al Sheri II's Sale Oil ~IARCII 3. 1 'NY al: CU,\IBI'R!.AND COUNTY COURTlIOUSE 2'" I'!.OOR. COM~IISSIONI'RS IIEARIN(i ROOM I COURTIIOUSE SQUARE (,ARI.IS!.I', I'A 1711/3-3387 al 1O:0ll :1.111, to el1loree Ihe eounjudglllelll of S7ll.llll-l,Y5 ohlailled hy EASTERN SA VINGS BANK. FSO against you, NOTICE 01' O\\'NER'S RIGIITS YOU MA), IlE ,\Ill.E TO PREVENT TillS SHERIFF'S SALE To prevcllt this Sheriff's Sale ~/ou l1lust takc imlllediate :iclion: I, The sale will he cancded if you pay to EASTERN SA VINGS BANK. FSB the allloulll of the judgment plus costs or tlie back payments, late charges. costs and reasonable attorney's fees due. To lind OUI how Illuch you lI1uSI pay. youlllay call: (fillY) 78-l-R22ll. 2. You Illay be able to stnp the sale by tiling a petition asking the Coun to strike or opcn the judgment, if the judgment was improperly elltered. You Illay alsu ask the Cuurt tll postpone the salc for good cause. i' 3. YOlllllay he ahle [0 stop the sale through other legal proceedings. YOLllllay need:lll attorn!.:)' to assert your rights. The souner you contact Olle, thL' !llore challcc f il , ." ) " -, ,;1 '_1 /, : fi" :.!t ~, SpL'ar l\: 1!1l1flll.lIl, I' :\ BY Rh.'i1i1ld ,\1 :'\l'j'llJl, 1',qUll,' :\lltHlll'Y I f) ~ll 72Sfll) 111.1.1 I ;i11 Il' I (l.i. 1<",<<1. Silll,' I Vomhl'l's, ;";l'W kl~l'~ (lXIII., 11>1I'1) 7X,I-X2211 t\IlII!"IIL'Y Ill!" I'LlllllIl1 L\SITI<N S,\\'I:\(;S 11,\:\1\, 1\11 1'1.,\1:\ I 11,1, ('(JI'IU (II 1'il.\I\JiI:\ I'll IS ('11\1111.1<1.,\:\1> ('01':\ I \ \'S, I>Ol'KLI :\O,:\",'IX(,IJ7;, 1'1\11, U':RTIIJ,LUH1,~S 'J'(LTIJI:~SAI.E OF REAL I'IWI'ERTY DA\'ID (;!:YLJ{ ,\:\Il JII,I IdHI( I>I-.I'L:>I>,\:\ IS f herehy cl.'rtil~' th;ttl allllhl' .-\llul"IIl'Y III l"l'(onl for I Ill' PI:lilllift inlhis "(Iinll a~;lillst Hl',d ProperlY and furthl'r cl'rtil~' this propL'rly is: FIIt\ - Tl'Il;1l1l O.:ellpil'd Of Vaealll ('{JlllIllercial As a result of a Complain I in Assumpsit I r I Thatlhe I'lainliff has eO(llplied in all respeels \lith Section ~1I3 01. the 1\'lorlgage bssistance ACI including hut IhH lilllilt:d 10: (a) Sen'ice of lIoliel.' on Ddt:mlanl(s) (h) Expiration or 3() days sinct.: the sef\'ice of [Hllice (c) DelclldalH(s) failure to rt.:quesl Of appt.:ar at meeting. wilh 1\long.agl.'L' or ConslImer Credit ClltlllSding. Agency (d) Dr.:/cllllallt(s) failurc 10 Iilc application with Homcowncrs ElIll'rgcllcy Assistam:c.: P[(Jgralll. I "I I I further agree 10 indemnify and hold harmless the Sheriff of CUMBERLAND COllnty Illf any falsc statcmcnt givL'n hc.:rcin. -..----.--- ~ ' :=..- --'-' ~i~l. Nelson, ESQUIRE A!lorney for Plaintiff !/ j I, I \ SP\.'.ll,\. II,dlll1.ln, I' \ BY 1~1\:1l,lld \1 \l'hPJI, '''qUill' :\Uorlle) II> \,p 72S(I'l IOJ-t 1.;110\.'1 ().Ih l<o.ld, \1Il1l' I \.Olllh....l.", \'l'\\ kl'....: IISIJL' (hOt)1 7X-1 :\221) Alltl!fll': Itl/ I'l.lllilllJ L\STlIC\ S.\\I\I ,S B\\". I:SII 1'1.,\1\ 111'1'. COI'RI III 1.1i\1\1l1\ I'll \" (T\lIIl.IU.\\I) (.111. \ I)' " j)()('f\L 1 \11 I}" 111l7S-('I\'11. )),\\'1)) (;I.),LR .\\)) JII.I, Id,)'LR IJI'.I'L\)),\NIS ,\1'1'1)).-\ \'11 I'URSUANI 10 RIII.L .112'). I EASIERN S,\ \'1\1 is B.-\N". I:SIl. I'lainliff in Ihe al1<)\'e aOlion. hy its anonley. I(ie/lald \1. \eb"n. ESQUIl~E :-<..'l.<'; {uffII. as (If 111<..' dale lht.' Pr.:l<..'C'ipc: f(lr llit: \Vrj( of E.\L'L:(Jciorl \\'<lS tilL'd. llll' tillltl\\jll~ information wnoerning the roal property looalet! at 2124 RITNER 111(;1 I\\'.-\ )' CARLISLE. PA 1711 L1: I. NaIll.... alld address or OWII....rlS) or Reputed OWller(s): ))A VID GUTR ,\ND JILL GEYER 2124 RITNER III(ill\\',-\)' CARLISLE. 1'.-\ 17111.1 1. Name ami addrL'ss of Dell:lldallt(s) ill the judgmellt: DA VID GE),ER AND JILL (iEYER 2124 RITNER IIIGII\\'A), CARLlSI.I'. PA 1711 13 3. Nallle ami last knowlI atldress uf every judgment creditor whose judgment is OJ record lielloll the real property to he solt!: PENNSYLVANIA POWER AND L1GIIT COMPANY 18111 BROOKWOO"WOOD STREET IIARRISBURCi,PA 171115 4. Name alld address or tile lasl r....corded bolder of every Illongage or record: DAUPIIIN DEPOSIT BAN" AND IRUST COMPANY 3G07 DERR), STREET IIARRISBURG, PA 17111 5. Name anu adun:ss or evcry uther person who has any rccord licn Oil the property: NONE . ' t. ;-'~.lIlh' dllll.nldl."', ,oj V'd"l\ ,qll,' Jl~'I'qll1 \\lio h.I" ;111\ Il\PlIlllJl\'I,'\1 lilith' 111111,,'11\ .111l1 \\11'1',,' IIlll'/l',[ 1l1.1~ Ill' ;dk,ll'd !1\ ll:i' .iI, 1)().\11 Sill' IU I.\IIII\S 1'0 Ill)\ .\211 ('AHIISII,I',\ 1.;((1\ ('0.\1.\10,\\\ HI 1111)1 1'1 \\SYI\,\\L\ 1lI'I',\I(1.\II\ I III IU \ I \1 I 1.11:\ IL\HIUSllI'll(;, 17~11: L\:\ ('1..11.\1 HI'llHI. I (,OI!HTIIOI'SI C..\IU,ISI!'. 1',\ 171113 CAHOIYN .\1I'(jl'llI I 1.:\ L\:\ ('OLI.I,('TOH I(J-j-II'INE ROAD CARI.ISLE.I'A 171113 7. Nault: ami addn:,"'~ (If t:\".'r~ 11[111...'[ perStlll or wholll the plaintiff lidS "'Iltl\\'h:d~t: \\11l1 has ;1I]~ illh:resl illllw property wlii..:!] 111;1:- hI.,.' ;lfkl.:ted hy the salt:: TENANT/OC('I; 1'..1:\1 212-1 RITNI:J{ 111(;11\\.,\ Y CARLISLE. 1'..1 1711 13 I \'t:rify that [hL' "tatelllL'lIlS III;tde in this arndavil an.: true alld corfC!.:! [II the llL'st of Ill)' person:t1 knowledge. inforJllatioll alld hL"lil'J'. I t1IH.It..'rstaIllJ that t:i1sc statements IH..'rL'in an: IIwlk suhject 10 tile pellahics of 18 Jla.C.S. ~-lt)O.1 relatillg 10 ullsworn falsilicatioIl to :lllllloritil:s. SPEAR & 1I0r-FMAN. P,A, ~ -~ c-;. ,.;;~il. E~{E Allorney Illl' PlaiBlit't' .~ .! ,; i i I .~- SpL\1I l\ II Pill 11.1 II , P ..\ IIY Hh:hdld \1 :\L'I-,III1. I "qIIIIL' :\[ltlIIlL'~ I () :\0. 72SI1I) II)JI l..nllL'l {),d, 1<i1.ld, .'\UIll' I \'UIIIIII.'I.'''', :\,,,'\\ .kl "I.'~ lIS0 l.~ ((Jilt)) 7:-;.1 :--12211 :\ltorJlL'\ 11I1 I'LIIlIIIII I, \SII:I(:\ S.\\'I.'\(;.S 11.\:\". I.SII 1'1..\1.'\1111. ('OIIKI 01 ('0\1\10.'\ I'll .\S YOR" ('OI::\IY " IJ{)(,"ET is'ol)S-1>II7S-(,I\'11. I>A\'IIJ (ii:)T/( ..\"IJ 111.1. (i!,YU( 1J1T1:i\IJ.\.'\ IS LEIU'IFI('AT(():\ RI(,IIARIJ 1>1. NEI.S{)". I:S()\lml:. Iier,'hy verijies Ih;JI he is Ihe "lIorney Ii" 111,' I'bilHiff;(j thL' ahove...' Cap[iOIlL:d Ina[lcr. alld IIl;![ 11IL' IHL:llli...;....... afL' Hol suhjL'cI [0 thL' (lro\.isiolls of :\t.:t l) I hL'ClllSL' it IS: all H 1:\ lIlortgag'" tHIII-()\\.lIe!' Ih':CllpiL'd vacanl (K) ACl91 prucL'durL's lIa,.L' ht.:L'lJ fultillL'd This cL'rtificatioll is made sllh.iL'Ct to thL' penaltiL's of IH Pa.C.S. sL'ctioll -ft)().~ 1"L'latillg [II Ullsworn falsiticatioll 10 authoriliL's. ~- .,.-::::.- > Rb~;-~ELSON, ESQUIRE Allorney Illf Plainliff 0...... For Accountable Mall .~ 1 --' \./' .. I - I u' ., I'" :: I 0 I ~ i ~ ~ , {,,: " " " L .' , ;. .-,IT , ,\ i: -- " - 3 " s..---':, " - 00 '::u C]~ 00 0' ~ :: , "" " ~ " l- >.-', ~,~-- 2- ~ r - - l. Z F \-: ~ ) "1- \ ..... r. ..J \ "I __ ...-'-I~) - - ,.....'-1 '-r r-:} -- '_F " ,.. " ~ r--I , -, '.J ... o 3 '" o ~ C' . r: o 3 '0 , ;; 0. C' ~ ... '< ':i ~, ~ ~ \ "C o ~ 3' ~ ~ ~ -ri ....,- ~ " r ,0 , ~ " .J-. .-J " " " -' C' , -, ? l' o ~-I ,,' r "C ~ Z ~ ~ ?. 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'. ., " , ,', . ~ ST.\TE OF I'I::'\,\;S' 1\\'\,'1\. (:()l'i\TY OF ('1\11\11(1,\';1) ". I, H(lIH" t l' Z J t'>~ I (' r J{nordnllf Ik,'I!, III ;lI1d for ';lid (:OU"I~ :111./ ~Lt1I' d.. L. ll'h~ 1'I'1lif) thaf till' "'ilwrifl\ Ikl'c! ill hhi('h FAmi 1)' Nl)', Sl'rvice COIl' ;, ,hi' grantt.(, th,' '~ITllI' h:l.\ illg InTH ,old '0 ,aid ~:r;l!lln' ('11 Iht, Jrd __ _ __ day nf _ _ Naxsh ,\ I),. I!I <)9 . ulIdrr anti h~ \ irtul' of a wril_ _. Execul ion i"w'd on 111(' lbth da)' DC ___!J_c.:~:n~ll~.r. Civil :\. I ,., II) 98 . mil ollh C"'Jr1 of (;ollllllall PIca... o( said Counl)' a.. of .. 98 . _ Icrm. 19_______ Number _P.P}_~____. ,allhl'\llillif Ea_s_ter.t~_~ayi~~!:) .B,,!!*_ . agaiu", David Geyer & Jill - - --- --.-------..---- -________.___.__ is 196 dul)' recorded in Shcriff\ IlI'c'd Book ~o. Page _ 214 I!\' TES rI\IO:>iY WHEREOF, 1 have hereunto !'>et illY ll:tlId aild 'f"al of !'laid uffice Ihis __~_'}:::r.( day - - _Z/!-S"-Jcc:;{_________.A. D., 19.??... ,..- . I 0 -If - /_J .-'''-:1.(:0. (, ~ (~-,...-::t-."-- --------------~-------------~------- v,, '-Vv:/> Ree6rder 01 Deeds (If __ Record" or Ilee<ls. Cumbert.nd County, Clrtisle, PA My Comm""OIl E'pileS lhe First Mond.y 01 Jon. 2002 Eastern SavinI" lIan~. I'SII ~\'s~ David <ieyer and Jill (ieyer Illlhl' ('0111"1 11ft '01111111111 1'h.',I" pI ('lIl1lhl...'r1alld ('olllll~. I'l'11IP.;: "tllllil ~" 'IX-II07X ('i, ill erlll Ilrianllarrie~ 1 kpuly Slieri!!. \\lill Ill'in~ dnlv S\\IIrn acellnlin~ III law. "1\' IIn Jannary 12. 1999 aI2:52u'l'ille~ P.~1. L.S.I..lie pllsted a ellpy IIfRe:d hlale Writ ~IIlil"'Pllsler and Description in tlie ahove enlitled aelion IIn llie prllperiy 01' Da,id (ieyer and Jill (ieyer loealed at 2124 Ritner Ilighway. ('adisle. ('ulllherland ('ounty.Pennsylvania aeeonlin~ 10 law. Wesley Cook Depuly Slieriff \\ 1111 being dnly sworn aeeurding to law. say' on January 20. 1999 at 7: 51 0 'doek P.M. I:. S. T.. lie served a tru,' copy of real Eslate Writ :"oliee Posh:r and Deseription, in the abo\'C enlitled action upon one of Ihe within named dekndants 10 wit: David Geyer by making know unto Jill Geyer. wife at 2124 Ritner Iligliway. Carlisle. Cumberland County, Pennsylvania. its contents and at the same time handing to her personally the said true and allested copies of the same. Wesley Cook, Deputy Sherin~ who being duly sworn according to law. says on January 20. 1999 at7:51 o'doek P.M. E. S. T.. he ser\'Cd a true copy of real Estate \Vril Notice Poster and Deseriplion in the abo\'C entitled action upon one of the within named defendants to wit: Jill Geyer, by making known unto Jill Geyer at 2124 Ritner Ilighway. Carlisle Cumberland County. Pennsylvania. its contents and at the same time handing to her personally the said true and allested copies of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law. says he served the within Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: David Geyer by regular mail to his last known address 2124 Ritner Highway. Carlisle, Pennsylvania. This leller was mailed under the date of January 21, 1999 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff. who being duly sworn according to law. says he served the within Real estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Jill Geyer by regular mail to her last known address 2124 Ritner Highway, Carlisle, Pennsylvania. This leller was mailed under the date of January 21, 1999 and never relurned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that afier due and legal notice had been given according 10 law, exposed the within described premises at public venue or outcry at the Court I-louse, Carlisle, Cumberland County, Pennsylvania on march 3, 1999 at 10:00 o'clock A.M. EST, and sold the same for thc sum of $ 1.00 to Attorney James Kayer for Family Mortgage Service Corp 1/19, its successor and assigns, 11350 McCormick Road, Suite 200, Hunt Valley MD. It being the highest bid and best price received for the same Family Mortgage Service Corp 1/ 19 being the buyer in this Execution paid to R. Thomas Kline the sum 01'$ 555.47 it being Sheriffs Costs. Sheriffs Costs: Docketing Poundage Posting Bills Advertising Acknowledging Deed 30.00 10.90 15.DO IS.OO 30.DO IIC i,\ II lIS(i{II' 110\ AU. '1'11..\'1' (TKL\I\ 1111 III glt'lIlId 11I,,,I,d IIllli'~III'"1l 1II\\II,hip. ('lIlllhL'II"lld ('lIl1llly. l'ellllsyl\'''llia, hlllllllkd '(lId dL"C11h,d 'IS 1'1111(1\\" BHilNNIN(j al a pllilll III 111l: ,L'llln III' the Rillln Iliglllla) II' ,S, 1~lllllL' Nil II) at lillL' III' lilt No.5 illlhe hereill"ftn IIIL'lltilllled I'lall of Lots; IllelleL' hy Ihe 'allle. Nllrth (>3 highway. t\orth 65 degrces 12 lIlilllltes La,1 IlIlI Icel; Ihellcc hy Ihe sallle. t\lIrth (>3 degrcc',. 3(, lIlillutes Lasl II lCetto line of Lot 1103 Oil ,aid I'lall; thellce hy said 1",I-IIlCllli"lled I.ot. S"lllh 2(, degrees 24 llIiCllH<:., East 51)1;,5 kell" IhL' Jille ,,/, Iallds "I' Johll \\" I.dllllall: thellce h.\ "dd lallli>. S"uti, (,(, degrees 10 millutes \\'esl 11(,,7 lCello Ihe l"lle "I' 1."1 \" 5 Oil said I'lall: IhellCC hy said 1."1. North 24 degrees 41; Illillllles \\'L'sI5%.2 lCelto Ihe pla,e "I' IlECilNNIN(j, AND BEINCi I"t N", 4 "11 the 1''''11 "I' 1."ls "I' C'h"rks ~I, N"llelllaker. rL'c"rded illlhe Office of the Rccordn of Dceds "I' ('ulllhnlalld ('''limy. l'ellllsyl\'''Il;'' (Ill Octohn 21i. 11)4(,. in 1'1,,11 BOl1k 3, Page III Exhibit "A" . j.' , \ '" "', '''I'-/IlrI.'....uhlullllrd I" ,,,,,,.,f. I ",,, 'I " '" I "01, .f "" 1'""", III ,,,,,r r ",. I 1..111'" I. I! 1,,,.\, I" ':1 JI"'ll;''!) I',IV 10,/1('11 du(' .\ 'd 1.,1: "", ~IHp'\ d'll' Whit', rIll' Noll' 11'1:', it "\ ,'," r !'\ I nl<kr, /l.1rtllwq ~hJII I', ',.'''1',,,',,' /0.:1, a \illll ('TUl1d\") fllf- I.. 1I:......'''n,'III!I!./'r''r\'lI).;(!'J){"oHIY " , , . I I i!'l~ \ '""Jlllh" /'rl"mlllnl\: (dJ )'=~lIly I'll, .1':1 (lJ ,II'\, \'HII\ 1'1\'.1'''(' hy 1I<1r/n....Tr : 1\ 'I,,: 1I1"lIf'I:" IrI\III.III'I" pft'mlll"" '/Iw\,' ~ J, . I': Jil. 'llll ".., 1<1 nU'nllht' mnirnum :"i"':' L r /I'll" 'l't\ 1',),,'.\ .lq'''liIl11llIlln l/Il~ CcdnJIItl'JI II"~I L,~:,' I" 111::',1.' l'Sf'l::j:r,or "(1"'1 ("lll~SI'^"),unlc" "',: J: ", ll'l:.!,:~ I:' 1\, ,)1 .U1.~ lilllt', ",'!It'll Jlld hold I'llnth in an t'I!:,' II:' "1:11 "f lllll<h d'll" "II Hll' r',I\i, of CUrtl.'nl dara and ',\ 11<1:" "f "':"'I""L' ill ,1;\'lrd,l~kl' willi Jpplkahll.' law. '"'' I~(' '::"IIL',I I,y .1 k.ln,d ;1).:l'II,')', i!1\rruml.'lII,llil)', l1t I.'nlilY I "f 'II 'II', 1,\I'r.I~ II ';'1,,' r"I:1 Hltl~. IOhlrr ~Ii,dl apply I/IC FlJlIlh 10 If II,' ,r r 1:,:.lI:~" ,I",! ,1;;'1\,'".: I),,' lllll"\, ,l:1I111_dly ,1fl.llY/ill/o: rhe C.~cruw I" ',: l' \', II. '~:' ""q :I!~['r,"! "i1 rJ.,' 1"111101, :IIILI .11'/,1i"lloJe 1.11\' p"rmjl~ l.cntler i',t.' II U,".ln r" 1'1) .1 "I,['-limt' dlMJ:l' (lit JII jndrpendl.'nt rcal CM:J/e '. "', ,1,11,1',1'111.1111:,'\\ .li';'i;,_I"k I,IW r'IL1~'i.It'~()lhl'rwi~('. Unlr~_~all 3grl.'l.'ml.'Ill 'I, I 'T.!,,~ '11,dl ;:"1 h' ft'LjlJif,'d 10 r.ly Illlrfllwcr ,my irlll'rC~lllr C3rning~ q:' ::;" I:"'.\nn, 0'.11 1I:'t'[l'\r ~I:,dl be p:lid lllll/IC "und~, l.t'llder shJIl ""1: ,'! 11," I'\II)'!'. '/I",,'i1;,: u<'.!il\ .Ifldtld'il\ rol/ll' l'urllh 3/h.l the pllrpmc "',J "j':t".!.'I'<l.1\ ,I"'~II:L;ll.d 'rl"llrily (()r all.~ltllH \l'rllfl.'d hy lhi~ SeCurily "~,I r.."I" "of/.. '. ". " 1\" I. I. r, I, , " " 1(, I, <1\:,; 'I'. "I' " 11.,.1. I" ~ " '" !,.",!., I" ",' I" . I ' l'h:r,JI'(';:' " I II " II ""," '.' :1'. ',' 1< '" II ''-,'1 "".:' ,., I"" '. "'.' . "'i'."" "'.1,<> I" hd" "y .'rrl;".'''k ,",w.I'''de''h,1I '''''''''liollo"ower ,,,' '''.' ,.,. '" ,,,.,,,,, ; "." "", ',"",,,,,,,,, ,,, "I'I'Ii,.,'.',. I.,,,. fI II". '''''''''''' "I ,/" ,,,", held hy I<oder" "".' "",,' i, "", "'''',,, ,,' ,,, "" ,', I", "."" ;"." ",,,,. I,'''''''' "'." 'II ""'iI" 1I,,,,,,w,, ill W,il;"" ond, io '",h CO" II"".",., "~"~Ii I'" ,,. I""., ". ., '''''"" ,,, ",.,1.,. "I' "" "di,i,'"", II,,,,,,,,,., 'h.,,, "'.,ke "P 'he defide",y ill II<>r:Io'I"111,'1: I\\.-IIT r:l,'"I!,)I'I',IIII' ','\ .1: I ""'lc-f"',',j,.di'dl'li"ll. 'I"" I":.""", '" I"" ,,' .,,, .""" """,." 10, ,',,' S"""i" """""""", ,,,,,,,, 'h,'" P"'mp'ly "r'md ", 1I0"ower .my ,,,,,,,, 1,,.,,, I,y I ,,,,',., II. "",!" I'" ":r."", CI. I ..."J,., ,h,1I ''''I"i" 'or "'11 II" I""p,oy, I<<IIlor, prio, 10 'he ocq"isili,," '" '.,Ie- ,,( "" 1""1""" ,!"" "1'1'" "".' I,,,,,!, I".,,, "y I """" '" II,,' 'i"". ,,' ""I"i';I;"" '",,/,''' '"d;1 "';0." 'he som.' ~l'l'llrrd Ii... n:i, Sl"-tlrjl~. 11l'lltllli\'1I1 .I. -I""li""'i,,,, ,,' I'",,,,,.,,,,. """",, "I'I";"""Ie- 'm ,,""'i",., o""""i". ," I"'ym,,,,, "";"d hy l<oder "odor 1"""""1"" I ,""', ",.",,,, "1'I'li...1 I,,,,. ,,, ,,,,y I"q"'lm"", """II'''h" """" Ih, No'" "...."nd, I" 'm""",., p'y'hle oodor 1""'II','rh" '1"",. ,,, i""""" ",,,,. """,1,. ,,, 1"''''';1'''' """ "''''1,,,,, '" ""y I.", """"""h" "'"""he Nolc. 4. 0""",.,, I.ko,. II""".."., "...11 ('.I, .," ,,,...,, '''''''n",,,... """'''. Ir"e, 'lid rmpllsili,,", ""rhlllahle 10 Ihe 1''''1''''' wh;,h m.,y "".,;" I"'"i" ,."., 'hi, S"'''''' Ii"""m"", '""II""'d''''d P"ymelll., '" g"'und reor" if '"y. 1I0,rower ,".,'II'.'y """ ""Ii"";",,, ;" II,,' m."""., 1',,,,,,,,,,.,, ;" P',',"'I'" 2. "';1 ""'1''';'' ;" '"'" 01'''''", 11"",,,,,, sh," I"y Ihem '''' ,;"', "i'"I/,' '0 II" 1',',,,,,, ""'''I'.'''''"" II"""."., '"""I"""I"ly '''''';'Ii '" I"",or 'II "IIIkes "f 'mou",s 10 be p,rd """,,1/,;, 1"""""'I'Ii. II "'"'''''''' ,,,.,l.," """ I'" """"'d;"''''y.II",,,,,,.,, ",,'" l''''ml''ly 1""';""'''l~'''lor "";PlScvrdeodog lilt: rol}'fJl~IlI.\. """""" ",,'" 1''''''1'''." '"'' "'"'''' ."" Ii,'" ...11'1'1, I,." I',r",;,y 0",', IIIi, S"""';ly 1""'"0''''' oole.,.< 1I0rrower: (,) ",,,.,, r" '''ilr"., ,,, II". 1""""'''' "r "". ""Ii."."i"" ''''',,'.1 hy ,/" Ii,,, i"" n",,,,,,., ""P"'''1e 10 I<"d", (0) 'oolcsr., ro good 1,,;," "". Ii,,, ",. '" "",.,,,,, ";:.,;"" ,.",,,,,,.,,"',,, ,,' "". Ii,'" ill. "g", p",,,,,,,,,,,,, "I,kli ;" IIIe I<r:der'., "pro roo opor,,, 10 1'''''''' 1/" ,.",,,,,,,"',,, ,,( 1/". ",'" '" ('I ".,,,,,., 1,0", ,/" 11"1.1,, "r II" I;,,, ", "",,,,,,,, .'''isr,,,o,y 10 I..:nder suhor_ d;",,,,," ,/" Ii", I" '"i, s,,,,,;,, I,,'"'''''''''' If I,.""" d",,,,,;,,,., ,h" 'Illy 1'''' "I ,/" ""'p'''y is ",hjeer 10' lieo whkh m" ,,,,,ill I"i"'i', "'or ,";, S''''''il. """,,,,,,,,,'. I.,'''''''' ""'y g;"" """""'" "",;" rd""ly;"g Ih, lieo. Borrower sh," "";'1, '/" Ii,,, '" ",k,. 'II'"~ '" "'"" ,,( "". '''''i"", '" 1",," ",""., "i'";" /IJ d,y' "I III, g;";"g 01 "0';". <. /I",,,,,, '" """1""" 10"",,,,,,.. "",,""""",,,, k",'1' 1/" rml''''''o""" ""w e.,I.";"g 0, her"ller erceled 00 ,/" ""'P'''y ;""",,, "",;"" ,,," ", I;,,'. I""."", r",Ii,"", W;I/I;" 1/" Ie,,,, ",."""1,,, ""er'ge" ",d 'oy olher h''''d." ;",",";"" Ih,d, '" "",,,,;,,!:. (,,, "Iii", I ""fer ""1";'" ;""",,,,,,. ""1., r""",,,.... .,/,,'1 lie m';III,r"d ro Ihe 'mounls '001 .~T,q/ll',\r,_::;t:\\' I'GO"1.'371 rAG, 481 f'orrtl JOJP O/IlO (P'9'2oflp,g..) I : I : . ! ' "I !, ~ : \ " I' , " , ' , 1. 11 .",,: I" \ ",,: 1 I" It, >, I " II> \'I \ It h J r l'l I L I ,," .... I: II "1"""'1 I.,:'. 1"1"1"""'I""""f",','\,ll....,!Jh<l\I',I.('lltln ", '. ,', "1'1 '\ H! ,1,,' 1'1, ;','11\ III ., "',d.HI'I' ....llh "."I.:tJrh 7. ',I,' I" 1,,,.1,, I;"f ,1":11",1,,,1",1 '!,I/"!."d rtH'rI':J.:rll.ll1'l' Inllkr I: I" ' , " 'I'"r'" It,'rr,,'.\, "I, 11I1"""T'I~ .'''t' I., r flnkr ~It 'fl'rirt\ 11'11""'0 '.f1.l11 1'1\(' l'I,'r":'!II"'hl' ".tl,t'lrI\IIlJlllCl'J,ril'r In,' I""": 'I'. t.\ 11"11"'.10'/ " 1'1 "I II J , ' .', II ~ ", r .1' "I' I ,'" , \" I, \ I; ,I ~ I I, \' .. r 1': I ,-, I ,,' I r '.!, " ~ I II 'II . I r I r p.1 j r "I;\!',., "::'"iI:,!c,t\"<",'rI.llfl;!"I"""'1III\I\tI"l!r\\rllfd HlIll' t'rI!,' \ \l, :11'\ \\"1:1.1 h. 1\"\"'ll'.I. II.\' irl\llr,\fj,.c rl.ll'rnh \~IJII be ',,!,'J I "II '111,(:1 dill', ",\1:1, ,!'I"" .'\\ P,lL'! I,! 1!,IHI'....q H 1I'lrrnwl'l :'1 "'1'> 'I' '." ('., '11"'10 1!,illl, illll'Ul:ll' lH,i"t hl' "ffernl III ,;, , ,', iI" I'll, "','11,,, J'1"'''l',h I' ll'l'lil ", /('\I<I/l' Ihl' I'tllprrly ".1" 'I" I "l I,': 11.,11 ,!':<' II'" 111 .1,1\ rdi.'.! \\111 t'\'i;in Wla'1I1hr lllllic!: h',:",,,,,, ' '. 'il,' ," ',I r,'".,'. ,'II, "I';'~"'.111"'1 d )'1", "".1, h, pllll il',ll \h,dl U"l l'''C'nd \ ' ,',' 'r.!,n, ,I I" 1'1 1',iI,lrf'I/" I ,111.1 :. Ilf \~I,tlll;l' 1/,,' M1HIIHllllf llit, r,I)1llC'1I1', . ''', In !n, 1I"ll"\\"I\ "/:1;1 I" ,HI\, ill\1U.lII, I: !,,'!i"Il'\ :md l'f''LTt',J\ 'l'\llllil1~ ":'dlj""I"I'-n'!l'll"I!wnl"ll!"llhl'''lfll\\(''_I/n'o1t'yrhi\>i('l:Ulily :I"",)"",,"I,'I,,'!', ""';'! r" Illlllp.lIl1.\. 1'll"'\dl,"'t,\t,lillllll,lIl\\ ,llId 1""lnriuJ\ rlr tit(, "/II/,frl}; Ittllnl1u'r', '-"11111 l\pl'liruliun; 1,.,,,,,,,,,,, " ''''''''.' ". ," ' " """, ,,,' ".,. "". ",,,,,,.,,,,, """"."" 1";''''1'''' ,,,,;.1,,,,, w;lh;/1 ,;>Iy .lay' ,1!1"r 11:t: ('\,',,,11<':1 "! 1/1" ",," I'll", 1,1"lllll ,l'l .,:,,1 '.1,,111 \"'lllin,w 10' "(rill'\' 1)1l' I'n'l't'rly a\ /I'lr/IIWl't" pri/lcipal tl'"idcnce r", ,Ii !to.I'! "Il\" \t',,: ,>1','11)" ':.1'" "~ ",,'I;'orl'.I. 'I'lk\\ Inl"n 1'111l'f\\i\l' :11:n'['\ ill wrili,II:, which n>n\l'nl ~11.llt 110[ hc 1I'lIr.I"'II"I'1\ \\111,1:<,1,.1, .'~ !nk'", "'T~lill"I" ,r,"lf11"l,'lI,n 1'~i',1 \11>idl :Ir,' 11\'Y"lIl! /l,'rrllw{'('\ l'lIl1ttol. lIottrlwer ,hall nol dC'lr,,\', '!,':l~:'I:" ,', ilnl'''' It". I'r,;, "~. "!I,,,,, 1/", 1""I'l'llr III ,klni"1.II('. "r r"lllrnil 11',1\11' "Illhr J'rl'l'l'll}'. lJlJfTmn:f ,dl,lll h' III lid,I'dl i! ,IlII 1",1,"'''('' " 'I '" ," i" 'J,lin/"" 1".I,er 'I\il '" l'IlnlllI;ll, h t>q',11II th,11 ill J l'nl!n'\ l:nOtl Llilh jud.:mr'nl U ''lId rl"."ll "ll, '1!l'I!i1lt' ,,) II". I'r, ,;,..~,\,.,. "'", f'.' I',,' 1'1."nl,i1II' iflll'.li, I Ill' li"n l'Il':IIl'd h}' 1I1i~ Seruriry Ill\trllnll'1111lr r .endcr's ~"'!Jtl!\ irll('I"'1 H ''''''.'''1 i",", ,"~, "".11 ,I dd,,,t11 ,,,,,11"111\1,11\', ,1\ I'fll,ided ill P:l1ill:/,'/,11 II~, l.y I.'JU~illg lhe: aClinn or 1'1",("(",1\11,: L. h' d"l1l1",,'" ",\11:, .1/,,11~11~ 11i,'I. III II'IIL~('I\ J~nl'd failh lklnmin:llioll, prcl'lli(k~ forfl'iture of lhe Borrower's IlIll'fI'" ill Iil(" PrIT\'II}' "r "I",", 1~11','r.11 illl;',llrllll'llllIf 1/". lil'Ill't(';lll'd I.y IlIi\ Sl'l:lIrilY Ill\lrllml'lllll: l.t'ndt:r's ,ccurilY jllln,"l 11"11"\\ t:f \11.111 ;\1" I h' HI (!l'~ ,11.11 il II, 'n"I\ l'I, dlllillg OIl' 1,1;111 af'plk;jli<ll1l'rlll:C~~d:a,e m~I('ria)Jy raIse or inaccurale j,:f"fm,lli"!1 ('I \I,I'('r:1<'lIl, 1"1 \'11,"'[ ("[ f,lik,IILll'r,'vidl' 1,('IlIll'r wilh any m:lIeriaJ inform.llillll) in COlHleclion wirh lhe Joan nidl'Ill'l,.t hv 1!lr ~'''Il', i':\:~IL~il:,., I,,,! 1;,'1 IHI;lrl'd In, r"f'leS('nr,lIi(lll~ (Ol1,'crlling IJOfflll\'('t'S OCcupallCY lIf Ihe I'wperly a,~ ;1 f'rill,'ir.rlr('\i,kll("", If II,i, S""nl II, 11I'11l1I1l"11l i': "11 :1 Il':I~dl()td. 1l1lr!"weT ~h:JlI rornply wilh ,111 Ihe ptllvhill115 of the le;1.~e, tr n"Ir"lln ;1'1/'111\', 11',' rilk III I!I(' l'I''i'':rr\', till' k:I'l'llIr!d :lJld 111(' lel' lille ~h:llt IInl !lrl'lgc lIt1)('_~S Lt:lldcr ~grec.\ Ie) lhe: PI"q:n III '\11111)): 7, 1''''lnli''lI"rr~'lld(T''Hi':llr\inllll'I'rllpl'fI~, II Ilnr/!1wl'r Liih III r\'ffllrm llic (()Vcn:l111~ ~Ild agrcemefll~ "'11!.IIITl'd II) Ihl' S""nri: \' IWd!'H!,,'rof,"1 I",'fl" i';1 kl~:tll'l'IC('l'difl,: III at nu,' ~il:njfil';1Il11y afft'ct 1.t:lHkr',~ rights in the I'roperly ("Id, ,1\ ,I ['r,', ",',Iill,: Ii: 1',IIl',fl'I'I, \ I'r"l""", I"f !,"lll.h-IlII1:lIi"1l 'n f'lffl'illllC 'l{ 10 l'Ufllrrc laws or rcglll:tljoll.~). thcn Lemler 11).l}' ,1.1 ;llId I"'~ r"r ,\!,,,r"'n i\ 1:"CL';',tIY '" )'I"'er! 11l1' \,:1111\' 'If llil' J'rllperly ;llld 1J..'llucr'~ right., in Ihe Property, Lender's .!,'li"I!' r.Ll~ ill.:llI,k r,I.\ illl: ;'11' \lin:, """'11,'.1 hy :1 lil'll w!Jid: li:l~ pril'rily ,)\"er rhis Security InslnJmelll, JprcJrin~ in court, p:lyin!: 1(':I'''ILI),lt' ;111.'1IH,'\,' kn ;'1:.1 \'l\lnill.I', 011 Ihe l'r"l'l'f1Y 10 m:lkc rL'l'ajr.~, ^lIhollgh Lellucr m:ly lake aClion under rl;i'r:IDp,lph 7, r,"llLlnd""\I:.d L,I'" I.,d"", I\ny Mll:'llllls dl'hH\(',II'y I,'ndn U1~i!L'f lhi, 1';If:'gr;lpll 7 ,hall hl'COrl1C ~ddilil1nal delll of Borrowcr secured hy lhis Serll,ilY In\lrlHIlCfll. Ullk~, H'IIlOllr! :llld r ~'!I('n J!:rl.',' 1<1 lIlllcr rfrrllS lIf p:J)'rnent, Ihese am(Junl.~ shall beat imere.'l from 'Ii, d,,,, ,,[ d"I''''''ffi'''' ," II" ~"" '"'' ''''.1'11"11',, I'''phk, w;'h '"""", "p"n nn,icc rmffi l~ndcrln llo"owcr"qllc"ing paym,'nl. H. ,\llIrI~:lJ:C ln~llranl'c. If 11.-'lIIkr rL'llldr\'d I11nrlgage illSurance as a condition of making lhe loan secured by Ihis ~""';Ir 'o"",m,,,,, """""", ,""III'''y II" 1'''01;1101< "'I";"" In ma''''''i" II" "wrrg"gc ;",,,,,,,,, in dfce!. If, fnr any te~~on. Ihe mlHrgagc in~lIr:rll(,c l'llWr;lgL' 'CqUi'l'd h)' r .cndcr larsc,~ or cca~es 10 hc in rrrecl, Borrower shall pay Ihe premiums rcquirl'll 10 Ohl.lin ('l1\'('fagc sllll\l:lllli:llly rqlliv:dcll! to Ihe mortgage il1sur:lllcc previously in er(rel, .11 a CUSlsubslantially fquiv:lknl !o the Cll\! III IIl1rrm\'L'r llf 111(' I11llrlgagc imur,lIlcc preViously in effcct, from an :JJlcrn:lte morlgage insurer approved hy l.t:l1llcr, If .~llh~lal1ti"Hy {'llllivaklll nlllflf,::lt:c ill.~\lral1l:c cnvcragc is rlOl :lvaiJahlc, lIorrower ,~h:l1J pay 10 Lender eaeh monlh a Slim C1ll1.1110 olle.lwe1(lh of Ihe ;.t':rrly mOllg.ll:e ill\lIr<ltl,'C prcmium I1cing paid hy Ilorrnwcrwhen lhe insurance coverage lar.~eu or cc.l\ed 10 he in crfecl. I ~'Jhkr will accepl, II.~C ;Illd relain Ihcsc p:J}'mclll.~ as a IOH re,\erve in lieu of mortgage insllr;lllre. I~.ss rcserve p,1ymcl1l,s may nIl IlIngcr he rcqllirctl, al Ihe opliol1 of Lender, if morlgage insurance coverage (in tile ~mIlUJ11 and for Ihe period 111:11 I.cnder H'lluires) provided by :In ir1.~lIrcr approved hy Lender ag:lin becomes availahle Sl'.tIJlI'N,..lNI:W &C;u':1371PAGf 482 Ftlrm :1039 OfQO tpag.:/cf7pag.,) 1'1,1,\,,1'1,1'1'; Ii \,r" I'J:I,!I"I,I'rt.lf""\'ldc.)]'l\\ "" 11 ,1,'.!"':!.'Il! h,i,\rI'IlIl",tll....n 'II. ;, III'J1\I""" I,' , II", '.! Jll ""!1ol"HIl,I'''''' '''\ '1' !.' f I!,!, l'I"l"'!I~ I "II.ln ~!IJtl [":!.l'j';'l'l',I..'1I ""i'I<'II'I': ',1 I "nIl... 11"11 ""llh ': ~1':1~""1 "I, JI<' h'rl'~'Y ,lHit:nl'\1 . ,. <c.!" ,:: I" I' .. \ '" 'I:"'! r,~ :1,1\ SrllJlll)' 111\llIlll1fnr, .,!.' I":! ':' "II 'I d'I.",:,.[I!h'I'If'l'l'flyii'....,l;i,hthr :lI:!' I!'(~ \ I: I': r ,': :1:: I:, I: ',' JUlllW\1 of llil' ~lJn1\ (fCUrCII ""''''','''! 'I. It ,,' 'I, ','r,il'I\\I\(',li:rn'iIlWrilil1.:,lh=~ljm~ '.,"11 ! ',\ I!" "" ',:' \ I f I ", I" I': If';;'b'll h,' lIit' rnrrllwin,l: rr~,ljoll' '.',,: "1,,1 'I" ' " " I, ,. ~,,: ' . ("/ I:.. L,., 1Il,lI.r1 ..,.illl' ..r rllt' j'r"pt'IlY III:!!:' ,f, ,"eI; 1,,-: 'I.' I f I,~ ,"j " " " ,;[ I I ' II " I i I' ", ,'!'! "I ,. 1',I/1i,11 1.1~ il1l: or llil" ('rort'IIy in ',dll,'1i III,' f.1I1 1t:"I...,! ,.,:"" "I I" iI. I' It', I. ,'- :', l. : 'f.'. ',' .', :'''" 1),,';1 I!,,' ,1111<"1111 !If lhl' ~Irnl~ ~I'(Ulrd im. med',II"!,. h'I,.." ,!;" 1"'.11"', 1:1' n.'II' '," I 01]'1/"'1;1'[' ,!" 1"1" .,......,. HI """""~ ,'r IIllk~'. .lr'I>fll,IHI'l.1w llll!<'rwht' rro. vd,-,. I !i.' ['JI"""'.1\ ',!,.dll,,' "I'; ! ,,' II:.' "I:::" 'I'<'II",! I., I: ','\.', '.I;". In"r"!:'<,:,! \<!I<'I):('r "111"1 rllr ~Ilm\ art' lht'1l due, 1111,.' I'rl '1','(1 I' I' .11>,'11,.1.", tH, lI-'fl"','O'f, .If ii, ,din 1 ",.,' 101- In',T'.'f In U""""_l'r Ih,lllht' l:I1IHJemnor nrren In m;l~l' .111 :1I~"r,I')f '('If!,' ,I \11:n ~"! ,I.II~I'.",." 11"rl"',~,'r r,II!' I" ~t'<;"'::'~ I' Il'::'~r! \\i:l:ill 1rJ (1.1p ;lrl\'llhl' d,lll' lhr n111ice i~ !',i\('II, 1 <'IHkr i~ ;10111:"1111'.1 I,' ("i:\, I ,lIld ,liTI> till' f'I"'l'\.',~' ,II I" "j ':":1, :i~:l'11n In"'r:llion III r\'r,lit of Ihe I'tI1ft'IIY I'r IlIlht' '1111\\ '\'t !IInj hI Ilrl~ '\': '11"\ I! "r'IT"~II, "'~;,'I).',: .'~: ':~,:;I .!',' \lnk~\ r l'II,ln ,III,! Il"rr"\','r L"!,'!'.\i,,' .Irr,'l' III \\lIlln~', ,111\ ,IIT::",I!: !I ,,~ l'l\"'l'l'd\ 10 prilll:ir.ll ~hall not etlend Ilr rll~ll'olll' I lit' dllt, (l:I:l' l.f 11r(' I:', 'lll!d \ )'1\ 1l:('I::~ Idl'fll',III' III f' ll;'l'I.I;'!;' ] ,Iii'! .' Ilr d:,Ill,~e the ,1It1ount of ~lJch raymenL\, II. JlurrulIl'r ,.....01 Ht'h'awll; 1-'1Ir11l';1rilnll' II)' Il'lHII'r ~1l111 \\'lIi\t'r, h,'I'II'ILlfl IIf thl' lime for payment or llHlllifit';lIillll pr ;J/11"lli/;lIi"'1 "I I)", ""Il1~ ~('(lIr,..1 h,' II'L'. "n'HII\' 111\II'III~I~I! i',LI!II,',I!.)' Il'lhkr III any ~\l(:CCH(1r in inlelc~1 I>f II"rrllwL'/ 'lI:dln,oI ")'<'1 II,' (, I 1,'1.-.1'" II". li,II'iill\' "I T!", <"."'1:11 1l"lr,'"l'r "f 1t"rlIl\~n'_~ 'II('Ct'''<1'' in intert'~r. l.emlt'r \11;111 11<'1 h' ,,'qnilr.11l1 '''!!IT''''ll, 1;l)i'" .Ii' "! ..:;\ \,',',"'I,{ ," IlIr"fnJ 1>1 Idll',t' In t','eIHlliml' for p,lyml'nlor (1lhnwi~,' r~Ir"lil v ,IIP'lIli/,II;"!lI': I!", ""II' ~", '11,:,1 h Ihi, "". "II'\' IIIQIlIl:I,'nl h" f<,.I\I'1I1'[ ;Illydt'illlnd m,lelt' l,y Ihe ori.:inal 1I.'II<>Wl'l "f 11'"1"\\":" '"l('I'~'."l' '" lI'kl."! ,\,,' [,'rh',11 '~l,.' h\ I l'n;:d ;!: n,'r.i\il1,: ;1I1y li/-:lllor remedy ~h~ll f1()1 he ,I Wai\Tr ,,11'1 rfrdllLk 1[,(' ncr. I','.' .,1 ,lIl\' 11.:[,1 "1 ll'rn,',i',- 12, SU<'l'l'''on allll ,\"i~n\ 1l"lInd; Juilll alld Sl'\l,-;tlli..llllil,\; ('o"iJ.:l1t'l", I!'l' rllVl'lllnl' and aj:rccmcrll_~ or Illi,,'ic\luill 111\llIlIlh'lll '!r,dll>lIl,1 .,",j 1""':11'1,: Ib,' \':'\~''''r\ ,1:;,1 ;,~\irll" ": In:.!\.'[ alld 1l;llll1.....cr. ~llhjectl(J llie pruvi~ion~ "fi',I:'Ii~r.lr'h I i 1t"r:"'\l'I"l"\"II,I~lh ,,,d ;'pn'ITI\'III\ \!I,I:J h' i"ill! ;11:'! ~t"~r.d."l\v 11<1~r(jwer who CO.~j':IlS llli~ SccurilY 11\\II'HI1L'1)1 1'111 dd,:, 11,,1 nl'\ 1I:t' II.,' .\;, ':\" (,q i, r"'\L,',I;in;; 1:1:\ '<;\',:lIr;' y ]1I~'llJr:,l'I:1 ullly hI lT1l1rll:01I:C. ~ro1nl and convey Ihal ll"fIl"'\TI'~ ill!<,rnl ill Ib,"' l'rll)"':I\' 11I:.lu II,,: Inlll" ,'f tfrl' Srv,rLIY 11l"1~1iIn"lJT; (1)) i~ llot pcr,onJlly ()hlig~led 10 pay the \111:1\ ~C~'!lll't1 by Ihi\ SecurilY 1!l~IIIII:I"I1I', :'IILI fl-) .Ipl'l'~ '1r~ll I ,'II,:l'I :1I1.! ;dl:" olllcr ILllrower m~y :lgrec In c:t:lcnd. modify. f(lrl'l':tf . 'f tn,li,t, ;1:1\' ;ll-l"rnlllll:~;lIi, 'II~ \l LI:I Iq:;Hd III I Ill' 1('Ull' ('f II;i~ SecufilY 11I\I/lll11l'lIt IH lhc Noll.' Wilholll thaI Ilolfower's L'l11l\l'I\I. 1.1, I.lI;1n Chaq.:n, If Ihl' hill ~','l':Il~d Ill' Ihi~ S,'cllrilY rn~tfIHt:l'lll j~ _~lIhjl'ct 10 :J I:Jw which scl.~ matimun ]oan dl,lfgl'\, amllh~tl L1W i\ filLllly illll'lrrcll'd,1l11i:I' Ibe il\lcre\l or u!hcf 10;111 Ch.1f):l'\ (1l11ccIl'd or rn he cnllCClcd in l;'onucclion wilh Ihe iO;IIl(',HTl'd !lIt' rt'rmiIIL',lliJllil~, l!ll'lI; (a) :I1lY ,~IH.:h II1,ll] c1LHge ~!::JlIl'e reuucctl hy the ~mounl neees~ary 10 reduce I hI' l'h:HI:t' 10 Ik rcrmilll'd lil11il; alld (hj :IllY ~tllm :JIll'ady l'ul1cl:lc(j frllm Il:lrrower which e:t:cet'dcd pelmilll'd Iimil~ will ht' rdllndl'd III H,'rIIIW,'r, Il'lIdn l11:ty l'IlIlI>\t'!O m:IKr If,i.~ rdlllld hy rl'(!ucin,: Iht' princip:lI IlWCllllllllcr Ihe NOlenrhy mnking ;1 dilel'l r~lym~tll III ll'lrrllll'l'r. If :1 Idutlt! rl'dlJCCS pr;lIt:ipa!, lilt' r['(lucli.ln will!lc !reatl'd as a p,Hti~1 prepay me III wilhlllll allY prt'payrnml l'Il:Jfgc 1Indt'r Iht' Nlllt'. 14. NUlkl'~, AllY '1lltice 10 Ilmr(lw\:r [1rovide.! for in Ihi~ Secllri1}' IW,lrtln1CIlI shall he given oy delivering il or hy mailing it by fir~t t:I;\.~~ mai] tlnbs applical'lc 1.11\' ft'quire,~ 11.~C of :H\olhcr n1elhOlL The IlUliee shall he direcled Iu Ihe l'ropcny ^ddrc~~ or ;my ellier :lddrc~~ Borrower designatcs hy nOlicc In h'nt!t'r, Any Olllkc 10 Lender shall be given by Er.'l class mail In I.~lldl:r'_~ addrc,~ 'I:\ll'llllt'fein (If :lIly uthcr addrt'~s I.endt'r dt'signJte~ hy notice lO Borrower, Any nolice rrllVilkd for ill 1)li~ SeCl:rily IIL~lr\ln1l'ltl \ho1l1 hc derml'd III h:l\'c I'l't'n giwrl In ll11uo\\'cr or I.ender when given a,~,prnvidrd in thi~ p;mgr;ll,h, IS, C;II\'l'rning Law: Sl'\'l'f11hilil~', Tlii, Sl'curity IIlQl\mWnl ,~h,lll I,l' gllVl'fl1t'd hy frdcra] law ;In (I till.: l.1w of Ihe jllri~(!il:lil1ll ill wl:ich 11ll: I'r.lpcrlY i, 1","111.',1. lnlhl' t'W1\! t1l:11 :iny 1'1Ovbil'll or CLIII~C of lhis St'curity In~lrumelll or I Ill: Nole l'<11lflil'ls wilh af'r']iClI'k I;IW,','ldl l'''lifli,1 ~b;,!1 ""1 :Ir[\'(l ('Ih':f pf(l\'i~,jl1l1\ of Ihi~ :-i,'l:l:lilY IJl\lrurncnl or lhl: NOlI' which elll bl' gi\'l'rI df,',-I WiTf"'(lt Il:l' l'1'lilli,'lilll: prll\'i,il>ll. Tulhh l'lId the rl(l\'i~illl1,~ ur 111i~ S"l;'IHilY In,~lrlJmenl and lhc Norc ;HC dCl'LtI,'d III he ~t'\'\'f;iI'k, 1(" !lur-rlml'/"'\ ('III'~', 1l1':!"\\<'I ~Ii,ill 1>\, ,l:iwl\ llll~' ['<lIlI(\rl11cd l'1l1''' of tile ~ll!C ;lI1d of llli_~ Security InslrUmClll. "l.q~r',\I,l:;rw ,:,o1:3711AG[ 483 FOfm JIJJ9 9/00 (p~ge4o"p~gu) '" j'''l't'f..rrr" 1"'1"11'''' "n'''''''',lllIt'f'<lldl:.,.,,,,,,, " "," I. 'I j'''' "I Ii " l'I"j'nl~ 111 Jny t'lll "IOI'.!.l1l.! 'I,'U,'""n i\rUlI2f1J!UUr I" ;-"~,, 1""::<,111'(' r'J\I!lrfir In full pf ,1I.5unu ! I,~ ".,1,-, If ('1f',,,,' i, rr"~lIl>ilfll ~y f.drul I: I:" , ""n':."" , (111"'1\"'1 'tOL!,I"I' " I' ".,t,li.." Ih' III\li,(' \h,11l rlll\'j,I('" ~ri()d '.\ '," '.,~". T, !l-':r"\.l.rr nIll\! rJY all lum~ '("cured .". r'::r,PJ' 'I "f Ihi'rniH..r, l.rn,lrr nuy invoke .~: 1"1. :1 II 'U"l'.n It,rr''''',-r \li"lllllll'lIir ri/o:ht t,'hJvr " ,I:,,! ,,11.1/ 'i 11.1\\ (nf \lIel1 olher reriod ". . I ,:;1 ..I ..n, """'\'1 of ~11C' CIIIIIJilli:d In Ihj, " .,',p', /':':r'II'I('1l1 11",\\, ["llolilj"l1\ .Ht" 1/,.11 lIorrower: I', \ I "f'I':TLI.IIl' rill' N"Il' Hif '''.1rrdrution Ilad 'j" (, , I' ",', .':1 ("1"'11""\ ilIUlfll',II'lrnf,'rt'iui:lIli'SccuriIY I" I f,I, I ,ll\ ~'I,h :Itli"fl ;1\ J.l:rHkr mJy ,cJ,nnahly I" . f:,' .: I~;" l'I:T\'!I\' ,H:d "OIH1'\~cr'\ ohli/o:llion hI P3Y ! 'j' ';1 fl': ;',I,I"'t':'~'.'Il! ~'Y /ttltrll\~cr, t~li, St'CUrilY In. ,I," If l ',\dO,llill:l !i;lllt'rrllllrll. J!llIH'vcr, Ihi., "[I:,", ,\" .', ~'.. I ~'" \. , ': '\ J 1.11 ",,' ""'1'1 :\1\':"':"""0"':"'" !I 1'1 11"""".,,\ UI1,10I I.. 1/1111'1,.", ["1':1:,., I',,,', .. II ., ., ''''', .. , " 'or, " , , ., . .. 1 ~ I " ' It I !: "":, ',. , , r"T"L'!' ,II'", ",,' ", !: ~';'" ',:," I' I' " , ,,,':'.:::,'::,1'1 "[" ',,': II,'!;I!"I":I!",.' ,'I:,' "'I". ',' 1'/, ",Ill-"r '\"'l'; (11.1111'" ", I ".111 ",,'(lli(I'r. I' or' d '''''1:',1 inl!:l' '-';..1(' (11l).:t'lhcr wilh Ihi, Srt:1Hiry 11I"r,,:"":',:) I:, 'I ! ' I ':' I'f]' , . ! . /l 'rl ',n, ,\ ';'~l' m:IY r~\lIh in J l:h:Hlf.:l.' ill rhe emiry nll"'.\1I ,t'. 11.,. r, \. ~'. I! I~ ":',~\ 1'\:' ":1', ,~,; : ~'r II;,.' ,",'''1,' :1l1,llhj~ Sn:urilY Ill~ll11mel1l, There ..1,,, 1l:,ly Ioc. ,'r:,' "f 1:1 ",. l~ ''','t'', ,,' !~.' I" 1:1 \l:11 '.'r' ':r,'I,I":'!!<l ;1 ":l..' "f I!;t' ~:.'f~'. If rllere i, J rhJn~e of Ihe I.oao S"lvlc'n, n.'rl""\L'r 1'1:: I,. j ,.... ., "II I' "oc, "I II,,',!, 'I!;'" "I ."\ ":,~ 1 :,t' I~ilh 1','f.1~:r;lrh 1,1 .lhnvc :lml arrlj~.Jhle law, rho 11 ,'i.,' '."Ii 'I ,:'.' !~,' 1','1'1" ,'rI,! ,I !!l"', L'i I),,' II\'W /" "I """~'. ," .;.' I.'.~' ,I..'.!t'"" III wliidl r.1yml'l1t~ ,~h(1lJl" he made, I ~,I' r: ,'j:,;' II I!.' .,,, '" , , ,,; , .." \II \ " ) '.' r I: I:, r 1:1 ": 'II 1'-'1'11 r L J I. \' ;; r;':: l' .1 L, ~~, I., '.' 211, 1J;II,lrd"", SlIhQ,lllln. I\.'rr' ',"'1 '.1,,011 lI"l ....1':'". "I r':rr:\jl I~'l' prt'\ClIl'l.', lJ~C, disposal, slora/{c, or rclea~e of ;m} 1I,1/;lIdilll~ SI;i1q~iI\'l'~ I':) ':r ill 11:,.' I'r'Tl'rt~ ""rl.'I' l'I 'Ld:II~"! d" l1"r ;Il!ul\' JI1)"I1J1C cl~e 10 dtl, anylhing affccling [lie J'rL'rCtly III:,! i, ill ~'i"I,lli,'!\ "j ,'Ii V 1'::l\jr''I~:!ll'rll,,! I ;j'.~. Il.'." j'rl'c'~d:'fll: IWll \l'Jlll'nCt'~ ~11.111 nOl apply 10 IIIC prc.'cnce, II'C. or ~Inr:!)',L' ('1l1l:'.' l'f";'l'ri~' (.; '::l.i:II[,:.tlltili,', pf /I,I/;';,!":I' Snl.\::I!v\', I!I,II ::rl.' g~rtl.'rally r~cogni/l'lll{) be appropriale In CI:~m;,! rl',id~':l1i:r! 11"." ;111.1 I'. 1Tl.liflIL':I:IIICl' "[ t.1~ PfLT":::- Illim'\\'~'r '!laIl 1'[('r:II':I;.- /',iVl' I J:lh!n '.\Iill'-'l1 llL'!j'.'l' of ,lIly im,~,:j/:;11j:I:l, d:Jim, dl.'mand, lawsuil or Olher aClion by al1~' P'\'l'llIrlIl'l1LII or rq:III;IlPty ;'!':,'n;'y ,'r l'riv:I!~ pHI\' illVuhinl', Il:l' I'/'ire;!}' ;lIld any IIJlOl/d(ju~ SuhMancc or I:llvir\'I1T:\l'!II:d I :IW "f \'~liL'lI H"IIII\'.<:r 1::1', ;1,.-111,11 kIlLl\\:,:di:\'. rf IIlllt'lw('{ !coHn.., Of j<; ~1Il1jricll hy any governmcnlal or rq:11LJI!lr.\' ;1f11111'lily,rll:lI :111:> '''1:1LL\',d .,/ "111l'1 r\'llIc'l!i,Hil'lIl'f :lI1y I LlI,lfdllll , Sld)~1.1!1~'C ;If[cClil1g rhl.' J'rupCrly i.5 nel:e.5~ary, lIorrllwn \I:;I!I rfllll\l'rJy I:dll' :111 11'.',",-:'., In' 1.-lll1'dj;1I ;1~li"n~ in ;IL'(lltd:lI1l:l.' wjl!J Ellvimnmel1lal L:Jw, ^" ll~<:d illlhi~ 1';]1;1):1:11'11 ,'ii, .!l,I/.nd''!I' SlIhr;I:IL'l'(' ,lte- !hl~(' .~::hl.l;IU'<; ddill\'d a, loxic or lianrdoll<; ,~lIhslaI1CC~ 11Y El1vinlll:t1l'III:III.aw ;1I:d Ihe' [,,:1,,'.\ i:I~: \rJl"I;llln'~ I:,I",Iirl<.', ..c:ml'l:l', olher n.lmmahll.' or rll:dc pc1tlllcllffi rroducl.~,lmde rl'\!icidt'<; af!d ],nl,id,k" \'"r;llik '"oIV":ih, IlL;IOi.lh \"'il:;ijni:II: a'''('~:(], I'f [1lI1:1;lld~hplc and fJdioaclive marerial.., A.. 11~l'd if] Ihi~ p,If;lgr:lih ~(), TII\:rl'IIt11l'1I!,i1l ;IW I:ll';jll, fl'I'n.ll Liw~ ,lIlil I:iW\ of Ihl.' jtJti~dil.'li()l1 where lhl.' Propcny i.. located Ill:l! rd;rIl'I<lht',illh,':lkr:"'lt"IlI'il"III!ll'!:!,d l'r"!t"'!:1l11 NII~. t!~;IIIIH,'.l ('I !\"I 'i,l..'i J '; Jl, 'I r, '\\l'r d:d I <:lld"l 1111:1:l'l L'LI\'l"rt,1l11 alll! ;Igrl..'l.' 3~ [lll)ow<;; 21, :\n-dt'raliun; Ih'IlH'lli('~, 1.\'lldtT 'hilI! ~ill' 11111in: In Illlrnmt'r priur tllllCt:c1cruliun fOllllwinJ,: IJorrower', hr('ath of an~' tll\'Cnanl lIr a~rl'('1l1('f11 in llli, Sl'l'llril) In\lrur1ll'f11 (I111t nul prior IUlItnlcrlltino under porol:roph 17 Ilnlt,~~ llpplirallll' lilw prmidn IlrlI!Tllill'), I.t'nrkr 'h,i1111Otif~' Illlrnml.'r of, 11f110111: IIlh('r Ihinl:~: (n) Ihe detoullj (ll) Ihl' arliun rl'lJuirl'lllu tlln' thl' Ih,r;llJlt; frJ \I/il'n 111(' Ildalllt IIIml he ('unrl; and (II) Ihat tuilure III clIrt' the detuull a~~pl'riJjl'll mOl) rnull in i1l'n'kratil!llllflh~' ~1l11l\ ~l'rltfl'cI II) thi~ Sl'rurit}, IrHlrulJlcnl, turdmurehyjlldicial proceedinJ: ilnrl ~;lk of !Ill' l'rllj1lTl\', I.l'IHkr 'hall f,,("HIlT inform Ilnrnml'f ut the right I" n'in,~tl1tc liner ncccJcrlllilln unfllhc righllu m'l'rt ill 1 lit, fnrt':"mllrt'l'rolT('diug Illl'IIrIU,n illl'lln: uf 11 dd;lllllor .1Il) 1I1hl'rdetemc lltllnrrn\ler IIlDcc'elerlllion lInd furerln\llrl', If Ihe c1dulIll i~ nult'nfl'lI a~ ,'pnjfjt'rl, I.enlkr III il<; lIption may refluirc inllllCdillle poymenl in rull IItllll,~UlIl~ ,~l.'nrrnl II)' thi\ Sl'ruril)' hl'lfllll1l'1l1 \\illlnUI tllrlhl'l.lh'mllllllunl!IlII1Y fnrcdn~~ (hh SecurilY In~lrllmt'nt "l judicial prlln'tllinl!' 1.l.'lllll'r ,hall ht, t'nlilll'lllu tnlh'l'lIl!J C'l;p('n~c.~ inrllrnd in pllnuinl: lhe remedies provided in thi~ l'arll~raflh 21, jnduding, bill l10t Iilllikd Ill, llItHnlC)'.~' fl'l:.~ IInll [ml~ lit Hill' c\'idencc llllhe ex lent permllled hy applirahlc 101\1, ';1' <;J,~r III'N, ~ NIW ";o~iJ74m[ 484 Form :JOJ~ !l100 (pfg.5aI7pfgu) u Hdl.l" " " '\ l'IIII'n:'!'ld Jl1d n.!' 1'\1,,1' ! , ,'"I \ ,).'\ '\!" 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"J"""', ;; .....::~~~~aB:... ~ -:/ 7!dU-<fk Jlc:::lfC(f- /'i'l1.'Q'~;~ "~~a;~~ ( '7, Z !JW' "...". '" ." '~'..v':'~ "J ~ i :y" "'"'~~~_I' L (J{&JjL -L~lL.t TWI., ~9~<If~~~ 0- t,lI. 01 Of/ic., ::~~.,-;.. .~'~~ i..':)/;:.t~~F'" ~~.. ~,)~ r.~ ~.ll:l" ,.;.j,'~i;':"," ":;...<rfi ""1~~' ''''ir.~.;." 'WJ,~;~~~~~,.,~' ~ ~ . ,\I~' C'''mmi\\il'lI c~pirt'\' NOlr,lllr I. "f-.:,I. Mr:!.I""'" ^ ", v. '., ".., .',,,,,,,; """.,1, " MV C~'''''''' "." ... ,,,' ".1-/,'" MU""~" I...'.."."...."."" ,'. ,,' "('1.' B'JGt1371PA'E 485 \ S'IL~IJ~ I'N..7 tn,w Form 303\1 \1/00 , ,.if ~ ! I. (P,g.7of7p,g..) I '. i ,r. ';' .ltl~U\n\1I .\() II. 'l'Ull ",1'/'/" \1"'1",,,,1,,111' I" \\"i\I."V.;(,\ :1:.11111 \1 II l/\\ , 1'. \. ,,~ ,1,1,1. ,', ,\\'\\'1 \',\\1,\ 17111.\ "1'(',,1.. J. Illlll/W\\/II'"''IIf1\Il''' "11'\\ r:, r , " ,~" I " , ;'1" ;'1 I ::1'.11,\1"1,, . 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(/I)I\ruUlIlIlof.\tlll1lhl.\, l'a.Hl1l'lIh ....,}.fflll;lIhIYf1:IY1J1t'1II\Will IIC ill IIll':III1"IIIlI11f 11,<; 7.\1..1.l, 4, 1l0H!WW/':WS IIIC;(rl' To I'/{l-:I',\ r I ,,'" "'" ,;"/,, ,,, m"" 1"'''''''''''' ,,' /"',,,;,,.d '" "'" ,;"". kf.." lion "" 01,,,. A 1.''')'''''''' o( 1',;",,1'." ",,/y I' ""wn " , "rrt'I',lYlllt'nr." Wt:t'lI 11l1:lkL':1 pfl~p:lrll;('III, r will k!llla' :'>.'11!(' lli1h'n ill wririlll: Ih,lI 1 :Hll dlljll~; .\0, / m"y """, "1"0,,,,1''')'''''''' '" "''';.d ""I"''''''"" """"", f"";"" ""y f''''''''}'",,,,, """",. 'n" N"" II","" w;O ".10 'II o[ "'y r"I"')m",,, ,,, '''''''' ,'" '''''''''''' ,,' 1";''''1'''1 ,",,' I....". "'''''' 'h', ~"". II I ",,,,,. " 1'."';" r"r"ym,,,. Ih", will h, '0 ""',,",,;,, ,'" 01,,, 01"" ,,,;,, "". ,,,,,....,,,.., "" "'''''''d, 1'."""'" ",,'''' ,'" .~"" If"',,,., ""."";" W';I;,," 10 Ih"IO ,h,,,,,.,. S, I.OAN ClIt\IH:J':S II, hw. wh;,,, "1'1'11" ,,, ,,,;, ,,,"" ,"", w";,,, "." "'''';'''''"' ,,"'" "''''''''''. ;, fi"",,)' ;'''''1'",,,1 .'" ,,,.,, Ih, 1,,,,,,, 0' olher I",,,, """",, 00"""01 '" ,,, ,.. ",dre""." ;" ,,,,,,,,,'i,,,, w;,,, ''';' '''.", "mol 0" p'm,;",,/ IIm;I<. 0",,: (i) a,y ,",h /0," ,h"S' '1,," b, ,,,1.,,,,1 hy "" ,'m""", "n'",,,, ,,, """"', II" ",,,,,,, I" "" 1'''''';''''111",;" ,,,01 (II) OIly .'''m.' "'''dy ,ofl",," (10m m, wllk/, "'"'d,,, 1'"",;",,/ IIm;l., ""I ,,, "f''''d,'' ,,, "". "" N,,,, II""" ""y "',,'" "' m", 1/';, "fuod hy "d",;ns Ih, r,;"dpa// nw, "",/" 'III' N"" '" h" m"kI"g, ,11,,,, r")'m"" '" m,. rr, "[,,,,01 ,,,1.,,,,/ pd'dr". 1/" "'''''Ho" will h, """d as a ranial prepayment. 6, IJOIWOWJ,:IPS l'i\II.UHE TO 1'1\ Y AS HEC}lilHEU (A) Laic Charge for (hcrdlll: l'a.l'lIll'nl.~ ,( II" No" II"/d" I", "01 ",,;v,,/ ''', f,," "mo"", 01 a,,}' m"'''hly 1")'","0 hy Ih, ""J ,,[ 15 "IOIId" days a[lor Ih, dol' il is do,. I w;1I p'y, /", ,h"S' ", 1/" N"" 11"111,,. Th, 'm""", ,,[ Ih, cr""g' w;1I h, .1% of my ovo,d,,, p'ym,", 01 p,i"ip,' 'lid intcrc,~1. I will pay rhi.~ laIc ch.1rgc rrnmplly, hul ollly tJn~'c on c,lch blc paymen!. (II) Urflllllt Ir I dn 1101 pay the full JmllUJH or each mOlllhJy payment on the dale il is due, I wjJJ he in dcf:IUll, (C) Nnliccllrnl'fulIlI /f I ,'" I" "d,,,",. ,'" N"" 11"/01,, "'''y .,,,,,1 "" , ,,,;,,,,, ""'k, "'II"g m, II", i( I do "01 P'y Ih, nVOld" amou", by . ",rain d",. II" No" 1I0/d" m"y "'I";" "" ,,, r'y ;m""";",,y II" f"fI 'm",,,,, o( P';""p,1 whk/, has "01 b"" paid 'lid 'fllh, I"""" II", / "w, "" ,I." "'''''''''. .,.",,, II"" ""'" ,,, .11 ,,," )1/ ,hy, ,[", II" "", "" ""lch 0" o"H" i, d,lIvOIOd or mal/,d 10 me. (0) Nu Wnhw llJ Note JIll/tilT "V", ;f. "'" ,;"" "'",,, I ,,'" ;" ,"'1,,,11'. '''' ,~"". 11"'01",01,,,, "''' ",,"I" "" I" r.'y ;""o"",,,/y ill ("II as """ib," 'hove. Ih, NOle Illlrder will sliff 11:11'(' IlIe right III d(l.~" if I ,lIn ill dC(;llill;l1 .11;lIe( limt', (10:) "U.I'lIIl'nlo( Null' lJulrlt-r's l'I"h anrl E.\IH'nW,~ If ,h, N"" "","" /.." ,,,,";"'01 'I'"~ ,,, 1"')' ;""",d;"",y III '''fI '" '''-'''1",01 ","'V,, ,'', N"" "o'd" will h,v, II" dShl 10 b, I''''d h"" hy m, f", "fI ,,[ ;1.' ,."", "',,' "'1""'" I" ",1"".;"" ''';' N,,,, 10 "" '",''' m" pmhihi"d hy 'ppll"b/, /,w. ll1o" "1""".' """"". [", '''''''1'''. ",,,"',,,,,,,. """,,,,,,,. fm. I<''''',,,,,/,re """""y'., fm ,"'''fI ;,,,,,,,/, (00.. "r,od,d io ba"kn,ploY (lrocccdil1g.~ fikd 1111 h,'h:ilrllroral::1ill,\1 Hie. (I') NSF l'hllrgl',~ I.,,,,rer "'''y d""g' " fee "1115.1/1/1/,, '''''''''''''';''''1 II}' "" /""",,,,,, I' d"ho",,,,,1 "" 0" ""","1 p".IC"'mOll/. ESIJ l\fuJrisl:UC Fllrm .1200 fJ7/'),~ 1ST. 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II:.: f';'il~ltilla of Ihi~ pctilllr, I t'n,!n nM}' invukc .my !l'I:ll'.t,n ['nl::II'l',] 1,,\ I!:i" \',.':";,V 1""!lI:rn':il wi:)',"',' I'HIL\'( r:'lIi.-r '" ,k:l\.llll! l1ullnH"Wer. . ! b II. ;\1'1'1.1(',\11I.1-:1.-\\\ Ihi, N"1L' ,!..i11 1>,' ~:"'l'II:l'd II\' I),~' 1':','..i,i'lIl\ "I S'lhlil", III 1,I,\rli...k 12 Ilf 1)le ("'mnH'ld~rJ 1;lw ^"kll' Ilf Illc Annotated ("~k tof .\I.lfl'hlld, '", ,11ll,'rld"d Ir,'m l;uH.' r" liall', dlld hy kllt'l,d hI\' "?"''') 11I1I7'\~ lI(S) ;'\1) SI',\I/$ O! '}!"'il.,_~?Jtj't...>. ..~t;~_. .,-; J , t' jCh "~I, 'J"_' I. ,,' . i'''. 111/: IINIJI:IlSII,NI I) ( , /;i (/) I '", ,,,. / 'OA\'1lI 1J. (;(.;n:n I " (/ I.lj.~ / I , Il,." v\) (-_, v-'d~ ."\,LU,I,I'" 1-.1{ (Scal) -lIofrllwcr II (Se31) -Borrowcr (Scal) -lllltfowcr , \ ~ , (Seal) .Bnrrower :~ ~ ! {Si}:.1l Original On'}'1 I' I i ! I~Slll>lllhi,I,jI(' hnm ,lJ)() lIi,'I~ 1ST, ,\1<lrlg;lg~ ,'illll' .:/2 mulrU,1,pcl (09,IMSjSIOOZS.f.IZ Sp"'" ,,< !Iolh",,", I'.A BY: I(IC'!IAIU> M. NI:LSON. LSt)lIIRL Alltll"")' 1.1l. No. 7~Xht) IOlll.aurd OA Road, SUlll' I Vtllllll\:~~. Nc\\.' Jl:rst.:y mm.l~ (609) 7X4-X~~O, AtlOrn")' lor I'I;IIUIIII, Lo,," Nll. . III ~11)77)J1 EASTERN SAVINGS BANK, FSB EXECUTIVE PLAZA ~ IU50 MCCORMICK RD. SUITE ~OO HUNT VALLEY, MD ~1ll31 PLAINTlFI;. COURT OF COMMON PLEAS CUMBERLAND COUNTY (1'( (I C DOCKET NO. (/ S ~.('l/J) vs. DA VI[) GEYER AND JILL GEYER 21~4 RITNER IIIGIIWAY CARLISLE, PA 17013 DEFENDANTS COMPLAINT - CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action withir.twenty (20) days after this complaint and notice are served, by entering a written appearance personally or hy attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You arc warned that if you fail to do so the case may proceed without you and a judgment may be eutered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, pA 17103 (717) 249-3166 '\\JSO Lc han uClIlandado a listed l'll Ia l:tlllt: SI t1\lcd quicrc dcfclldcr~c de CS!;IS lklllanda\ CXJllIcslas ell tis paginas siguicl1lcs. listed ticnc \'cilllL' t.'!{)) tlt;t, de pl:I/() a parlir ue la fCl.:ha LIe la uClIl:lnda y Ia lltllifil.:;U':lllll, Ifacc raha ascnlar ulIa l:OmpafCllcia e\erila 11 l'lI pn",olla 0 COlllln ahogauo y clHrc~ar a fa corle ell forllla cscrila sus dcfcnsas {} sus ohjcL:iollc\;t Iii, dl'lll:IIHl;tdas ell cOllfra de su persona. St';! a\'lsado que si USll'd no sc l.h:ficnuc, I" corle {olllara Illcdid;l'" Y plll.:dc l'ollfillUar 1<1 lklllanda CIll.:onlra su)'a sin prcvio ;!\'is{) 0 notifH.:at.:ion. Adcmas. Ia ,one pLH:dt: dL'L:idlr a la\'Uf lie! dClIlanualu Y I'l:quicrc qlll: tJstl.:d L'umpla COil lOuas las provisiollcs de csl~1 ut:l1IalHla. Uslcd puetlc: peTtier uilll:ro 0 SlIS propied.II.h:s 0 olros dcrcl.:hcs importantes para listed. LLEVE ESTA DEMANDA A UN ABOGAIJO INMEDIATAMENTE, SI NO TlloNE ABOGADO 0 51 NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VA Y A EN PERSONA 0 LLAME paR TELEFONO A LA OFlCINA CU\' A DIRECCION 5E ENCUENTRA ESCRITA AIlAJO PARA A VERIGUAR DONDE SE PUEDE CON5EGUIR ASISTENCIAL LEGAL. CWlIher/alld COllmy Bar Association 2 Liherty A venue Carlisle, PA 17103 (717) 249-3166 I i' , 1- Spear & Hoffman. 1'. A. BY: RICHARD M. NELSON. ESC)IIIRE AllOrJ1ey LD. No. nS69 1034 Laurel Oak Road. Suite I Voorhees. New Jersey OS(~lJ (60<)) 7S4.X220, AllOrJ1ey lor I'laintllf. Loan No. : 01205775JI EASTERN SAVINGS BANK. I'SII EXECUTIVE PLAZA 2 11350 MCCORMICK RD. SUITE 21X) HUNT VALLEY. MD 21031 PLAINTIFF. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 'J j _ (.. 0 ') j' ew:.t '(..~ VS. DAVID GEYER AND JILL GEYER 2124 RITNER HIGHWAY CARLISLE, PA 17013 DEFENDANTS COMPLAINT IN MORTGAGE FORECLOSURE I. Plaintiff is EASTERN SA VINGS BANK, FSB, with its principal place of business located at EXECUTIVE PLAZA 2, 11350 MCCORMICK RD. SUITE 200, HUNT VALLEY, MD 21031. 2. The names and last known addresses of the Defendants are: DAVID GEYER AND JILL GEYER, 2124 RITNER HIGHWAY. CARLISLE, PA 17013. 3. The interest of each individual Defendant is as mortgagor, real owner of the real property subject to the mortgage described below, or both. 4. On or about APRIL 7, 1997, Mortgagors made, executed and delivered a Mortgage upon the premises hereinafter described to EASTERN SAVINGS BANK, FSB, which Mortgage is recorded as follows: Office of the Recorder of Deeds in and for CUMBERLAND COUNTY DATE OF MORTGAGE: APRIL 7, 1997 DATE RECORDED: APRIL la, 1997 BOOK: 1374 PAGE: 480 , \ ~ . , :'~ , , : ' , , The MOrl~al!e I" ;IIILllll" nll'lIhlll': Tl.'lllrd ;tlld ,.. IIlltllpol.lted herein ;\'. pro\'llkd by 1',1 He P. IOI()(g). A true alld (':ofleLll'tlpy III ..;l1d ~1tlllf.lre I" ;tILKIll.'l1 hl."leto a.. Exhihit "A" ;11I\1 1I1l'\lIfHH;lled hercin hy rL'fl.'rl.'IKc. 5. Oil \11' ;dlilll! I\PHII. 7. 1l)1)7. III Ltlll..ldl.'r;lllllll t111hL'lr IlIlkhtl.dIlL..... III 1':ASTERN SAVINGS BANK, I:SII, 1),\ \'II)(;I,\'ER ANIl 111.1. (iErER 1I1:1l1e, execuled alld dehvered III EASTERN SAVINGS BANK, FSlllheir plllll"""ry NIlte ill the Ilflgll1alpflllelpal all11lunt 01 $5'!,X()().()(). A copy of l-iaid Notc is allachei.l herelo a.. Exhihit "B" and ill(l1'lh1r;iled herein hy rderence 6. Plailltill i, the IegalllOlller olthe MIlngage alld NIlte hy virtue 01 heillg eilher Ihe original f\.1orlgagec. rIll: Icg:J1.\ul.'ce~~or in iJllCfcSlto Ihe original Mtlrlgagec, or tIll.: present holder of the Mortgage by virtue of the following assignments: ASSIGNOR: NONE ASSIGNEE: NONE DATE OF ASSIGNMENT: RECORDING DATE: BOOK: NONE NONE NONE PAGE: NONE 7, The Mortgage is secured hy property localed al 2124 RITNER HIGHW A Y, CARLISLE, PA 17013, which is lllore particularly descrihed illlhe legal descriplion attached herelo as Exhibit "C" and incorporaled hereill by reference. 8. The Mortgage is in default hecause Ihe monlhly inslallmenls of principal and interest and olher charges stated below, all as aUlhorized by Ihe Morlgage. due APRIL II, 1998 and monthly thereafter are due and have not been paid. whereby the whole balance of principal and all inlerest due thereon have become immediately due and payable forthwith togelher with late charges, escrow deficit (if any), and costs of colleclion includiog title search fees and reasonable attorney's fees. 2 (). Thl' follllwillg alllollllh ;lfI.: dilL' (Ill thL' ~forl~a~L' ;1I1d NolL' Pril\l,.'ip;tllblalll.:L' SS<).5~3S8 144M'.: illlere'i Ir<llll MAlH'1I I~. 1111181<1 ()(,,(,()/lI:R IS, 1')'JX;l1 "2.11),11'''' ";lY SS,~18.<)2 LaIc Cllargcs of SJ(J.57 pl'r IIltllllh for () IlHHHh... S~I<)4~ Escrow AlIv;llIce, lIIalle hy PI;lilltiff S46~. S8 (Jlher Fcc, $1 ~O.(xJ AlIoflle)", Fcc, $~.<)76.17 TOTAL AMOUNT DUE $6R,5~ 1.17 IlIlere,t contillue, I<> ;lecrue al the pcr lIielll r;lte of $~3.<)4 fur ew. y lIay afler OCTOBER 16, 1998 thai the lIcbl remaills ullpaill. 10. The original prillcipal halallee of thc MOrlgage i, in excess of $50,000.00 anll therefore, Noticc of Intentiolll<> Forcclose MOrlgage, pursuant I<> ACI 6, 41 P.S. *403 is not applicable, 11. Pursuant to the nOlke provisions of Act 91. 35 P.S. * 1680.403(c), notice was selll to Oefenllants, lIatell OCTOBER 16, 1998. Copies of the lIotices I<> the lIefenllants arc allachell as Exhibit "0". Oefenllants have failcll to tneet with the plaintiff or any of the COIlSUlller crellit counseling agencies listell in the 1I0tice anlllor have fUrlher failell to meet the time limitations specifiell in the notice andlor have been deniell assistance from the Pennsylvania Housing Finance Agency, 12. NOliee pursuant to the Fair Debt Collection Practkes Act is allached as Exhibit "E". 3 \'UUl~lC"U( IN The ulllh:r~~i!!lH:d lu:rchy qatl:S 11:;11 IH:.',hL' i... an ;llllhilfj/L'd 01111.1..'1, 1l:llIl.'WIlI,ltj, c: III ;Igcnl for Plainlill inlhis aelion alllllhal he/she is aUlhoriled 10 Illake Ihis Verilieallon on hehalf 01 Plaintiff. and thaI Ihe fal.:IS set fOrlll il11l1c foregoing Complaint arc taken from rccorJs lIlailllailH:J hy pcr~{)ns .'mpcfviscd hy the 1I1Hlcrsigncd \\'IHlI11aintain the huslllt:ss n.~c(lrds {If Ihe rvttlTlgagc ht:ld hy Plailllill in the (lrdinary C(HlfSC of husiness and thallhose "IClS arc Irue and eorreel 10 Ihe hesl 01 his/her knowledge. inlormalion and helief. TilE UNDERSIGNED UNDERSTANDS TIIAT FALSE STATEMENTS IIEREIN ARE MADE SUBJECT TO TilE PENALTIES OF IX PA.C.S. *4Y1l4 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. Dale: ( c/~ { ( ( 'c _ .I(<~. Name: It (( Company? rf \ Tille: / t(fr:z'!..--' \-{ l- [f. (0--",-__ (L.( f-:C'7? _ ?f'S 7c';/ 1/ S ,.. c/-ev () f .,; f/\jJc:f~ 5 Exhibit "C" ,,;" '1" f,i.i. ;1" ! :' ""1 ,,; J' '10';"] 1 ",,"'01'l)' "'1" 1'''1 Llll.1 ('''lllllY. l'..". ,t.. .". J, "'.'. I' 1 ; r ~ ' '.. . , . 'i "-' ,'.., 1'1,.. .1../"...., "I' II I'll.""... II) P,,,,,.. 11', III .11. l1r;~ .' "":.r I. 01 ". I I.....,.. I,,' 1 I,.' ""I.t"r O( nn ~ ",,' . 1"." " 1.'. 'I ". ".1"'''. tJ'l' tile; J II " ' 'I 1 1'1"11. tJ"'IP"'! 1,,' n.,td . '<11 " I....' I" 111" 1 ill" or Innd/J ; ""I 1'.1 ',I. 'I, '" i !I'I' "~I W"[lL 11!j.'1 l eel '1 ".'. ,i.' II"'''' , . l " 'i! :." ~;,'!!h :,1 ,t"'I"''''''1 .In mln\l'~~ .,r L ' 101'11,_,., I I.. 'J," ,'I, t...,.... J'"'' I,.,' 'I'.. ",', I, .1,,1"" !I'" I. 1" "f '..' .].J ! I , !, . ~ t; 'To"" 11"1, r '''''',d..d ill Lhl"! 1''':1'1 ,:.'t... llli.l. '-'11 (l':lobryr 29, " '. .' '"i.:":~';:'\"",':".; .....d.~ILI,.,;\.."~.. ';~'.'" ,. ."'.... .""'. -. -.. '-,J;::i'.'J~*"""~~;;J! .~.~t,1 ~ ;.....~,.~,,,~ " ~ . \" ... .... , .,II...,.?'....x. ',.~ <~~,..1~J.1.-.;~~~_)",. .~~-..'."........,.1<.........~I..i :.;.~.:~~.iJ~j~~*..(~f.~.,~.~ .~-+.~.~ .,: ~.~it Vr::.~:-.~.. '~;', ..........~.,.r;..../.!....~A,..'.~.... .I.," .....t~ :.I'~ ....,": ." 1 ,~;';1" .....,;;..-N....;/t:'.;~'{:~~..,..,.,,p~,,i.:.,"Q-";;./,i . .~~i1H.L.. ,.......~.~":"'..I...._? ..XJ'.~... -,It.......,.. " .:.~'"~..J.V'.:;.'.~~kfa.<')if 'j.', ,.~~.'o<.;,..)r.....~.'i...,'\., '.'\;",'AJf~"'~~:~";,.. :~~.:.: :;':'~~:,{,'i1~~~fR', .:.~ '. :\.-:., ~.'~~.:- '..... .( .d'r"l!il 1 55 I~ P~III~;;~i;':;; ..-'.;;2..,.~_ / ~ '.' _ /<:..... He~rd(j/? "0'!~ 1374 PAGE 487 Exhibit "D" t~ ~~~!~~ I ""..j Ii, II., \'1"'''''' 1."",,,.1':,,,: _~_m_[51i1hh5hf!cJ 1!IO~ II"" '.II'fl,,,.!:.,,).I,\"""."'" II '\". ~.!,,\In,l :111\\ 1\ lll, l,~', .. :I~I (SENT CI.HflllLD AND HLGULAH MAIL) ,\1: I '.1 IJI I 11i:1 I AI<I 1\1: III II J I'.} : ./,'/1 ,',)\ JI~ Illll.!1 11.:( Jr,'I IJi\! U U:;IIl.;1. Till, COMMUNWl.id III I II i'l IJlJ:;YI Vfll-Jli,':; IICiMUNJrJl i(:; EM[f,GJ:NCY MOI\ I <;1\<;1 1\:;: ;1:; I MII:I I 'i.;1 II ;I~N.' I.l;\\, III 1\1l11: TO 111'11' YOlJ i~I:A[) TilE FOLI.UWIN(; I.I(JIII:! II.} 11I'1I1 OIJI IIIJI.'I 1111 l'i~U(;I\AM WOI\I<:; II' YOU N[[:lJ 1<101\1: INfOI\I,';\ liON. eNIIII[ I'ENN:;YLVANIA HOUSING FINANCl: AGl:NCY AT 1 (i$IiJ) :',.;:':':\:',' LA NOTIFICI\CION UJ ;\D.J1JNlO ES IJE SLJM!\ Ilvlf'OI<TANCIA. I'UES IIFECTA SI! DFI,I:CIIO i\ 1~()NTII"IIi\f, VIVi"NI'JO IN ,;IJ C/ISA ;'1 NO COMPRENDE 1,1. CON ITNII)$ 1)1 I:S1/1 NOIII:ICfI(~IOU 08TENGA UNA TRADUCCION IMlvli:DIAIN,:EN IT LI!\M;\UDA [ST;\ ;\C;Er-JCIA (Pi:UNSYLVANIA I.IOUSING FII-JA~JCE AGENCY) SIN C.\I,GOS I,L 1.IlIMLi,O 1.1J:NCIONADO AI\f\fE3A PUEDES SJ:f\ EU,GlIlIT l'idU, III" l'I.:r::;1N')() 1'01, 1:1. l'I\OGf\AMA LL!II')ADO 'HOM[:OWNJ:f\:; [JvH:r,GI:NCY 1,1()I,~ I C;!IC;[C A:;:;I:; ri\N(T I'f\OCf\i\M" EL CurlL PUi:DE SALVA" SIJ C/,c;;\ IJI l.A I'J:I\DID!I IkL Dr:r:~r:CIIO !, f\EDIMIR SU HIf'OTECA ilCT ~ 1 NOTICE IMI'orn^,-JT NOTICr: OF HOMEOWNms i:Mml~i:NCY MORTGAGi: ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Date: ~nEU2...1illlli RE: NAME: PROPERTY ADDRESS: ACCOUNT NUMBER David H. Geyer 2124 Ritner Hwy Carlisle, PA 17013 120577531 " Z 077 204 539 PlkCl\'llIt(.IJO).\S(d~22!. 1;l\<\"n(11012'J(,.1\I~l' l'ull\II"I1(I\OI(.(oI \\I!. N\\' 1I.dlllllorr (.1 1111 \~S.\SSI . .\I.~J." /-Ph .= EASTEuN Iiir SAVINGS nANi{~", t"i..:..,jl".li"",.!,. ''''"',,,'1":...,: "-.------------. " ;.'11,.", ;1'.,..l,'.,,,,,,:,'I; J {"'d Y;" '~!JI)IJ' I .'111\ I ( 11111 ',~', .','1 ~( I L~t.It>II.~tH'd 1'10', Your fllurfq.J!lf.' l~i ;1::,:) 11\ dd;Jtilt 101 the toJloW!nlj re:l:;rHl 11/.-1 If yoo II"v" I""d ;I/Ili <I,,' 011;,111,' 10 resolve 1I11S prul)I"", "I or ..11[" I""'c-I,,-I"ee IlJedln!J, 'lUll IldVL' till! flUIl! to dpply for fJllllllcrdl "ssr~,lilIlCC frO/lllhc '/ollle(J'.'IIl~:r:;' EIlH.'ruency Mort(Flr]e A,.slstanee Fund. In order to do IhIS, you musl 1111 oul. ';I~ln <I"U file ;t COll1pleted Iloll1cowncrs' [lner!Jeney ASslst;1Ilee 1\1'pllc..llon Wllh 1I1e f'tlllnsylv..nIC' Ilousln!) Fm;1Ilee A'.Ieney. The consumer credit counsclmg "'.Iency 1'1111 "S5ISI you 'n filling oul your appllcClllon. .11 musl be IlIed or 1'oslmar,;ccJ, Wllhlllllll'ty (301 CI,lY:; of your f;lCC~lo.f;lCl~ IllCOlllla I!ls.cxtrCD.'clyjll1porICln! Ilwlyou file. your appllcillloll.llfomplly..1f YOL/clo not cia so, or If you do not fOllov'IJhcLOlhr.lrJJJl1e.peflOcJssC(JortILinJills leller, foreclosure may proceed agillostyrnlf.llOfnelmmc(Jialely". Available funds for emergency mortgilge assislance ale very lilllllecJ. They \'1111 be disbursed by the Agency under tile eligibility cfllerra eslablished by the Act. I.UHlxtLemelyjmp.aJ:ta.DLttlatY9J1L<lPPlicatio.QJS.<KC!![aLe_QOd._C.DJDpIQlej[Le'LeLY.LQspgr;l The counseling ilgency will help you to fill out the application. The Pennsylvilnla Housing Finilnce Agency has sixly (GO) days 10 milke a decision illler il receives your appliciltion. DUling that ilcJdlllonalllme, no foreclosure proceedings 1'1111 be pursued ilgilinst you if YOll have met the lime reqllrremenls sel forth above You will be notified directly by that Agency of its cJecislon on your ilppliciltlOfl. The Pennsylvilnia Housing Finilnce Agency is located al: 2101 North Front Street, P. O. Box 8029, Harrisburg, PA 17105. Telephone number (717) 780-3800 or 1 (800) 342-2397 (toll free number). (Enclosed also is) (you have illready received) (in addition you will receive) another notice from this lender under ActG of 1974. That nolice is called a "Notice of Intention to Foreciose". You must read both notices, since they both explain ri9hts that you now have under Pennsylvania Housing Finance Agency, YOllr home cannot be foreclosed upon while you are receiving thai assislance. (Use this paragraph oniy if applicable.) ---- Sin\erelY, I '\~~~~~ F. A"'le?\v1tz__ ) Collection Officer Acl91 . 1',lm"'<llIoH.%.<!!,. "'"''',,'"OI2'JI,'\I'O. 1"""''''''"''''''''1"'. N\\' ",,,,,,,,,,,,'1,111,, 1\.<.1.", . 11..,"1.",.1''''''''''"''12'.1(,''. rr'''''"C''rI111l1992_'IOO .\I,~J,. rfll( ~ .:. EASTEUN Iiiir SAVINGS BANK~". . ~=__~=':-=~=~_5!;;hhsJ!f~d 1 !IO~ ("'1""1.11(1,1.'111'" l,""."" I'; I.' : I \ ,'J ~1 f ,;f,'''' ~ 1:",..1, "".:. ' 11..",\".11,\..\1",1,.,.1 :111\1 111111 :_~\ .' ,\ ,I Mail To: I J.lVld 'I (;<:y<:1 ;l 1,),: I\lffll:r II\'/y ( :, If II' ,I.., I lr\ '-,'1) 1"~ Ilwr.l ;- /, /'.'I\','lt;: Ld~,:!'1I1 ~;;11J1I1D':; ILH1k, htJ Youlllay be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the" ACT"). You may be eligible for the emergency temporary assistance if your default has been caused by circumstances beyond your control, yuu hnvc i1 rCilsol1<lblc prospect of rcsuminu your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read all of this notice. It contains an explanation of your rights Under the Acl, you arc enllll"d to .I tcnlporary stay of foreclosure on your mortgage for thirty (30) days from Ihe dale of this nollce Durrng that tlllle, you musl arrange and attend a "face 10 facc" meetln,) with a reprcscntative of tillS lender, or with a designated consumer credil counsellrl[l a[lency. The purpose of lilis meeting IS to attempt to work oul a repayment plan, or to otherwise settle your delinquency. TillS meeting must occur ill the nexl thllty (30) clays. If you atlend a face to face meetin[l with this lender, or with a consumer credit counseling agency idenlifloocl in tillS notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after tile date of this meeting. The name, address and telephone number of our representative IS: F A. 2.erwi.t2: .I;ASIERN SAVING.S_BANK FSB. EP-II. SUITE 200 11350 McCormick RD. !iIJli.T VALLEY MQ2.1Q.:J1 L(aQ.QJ...:.Bl~8187 The names and addresses of designated consumer credit counseling agencies are shown on the attached sheet. It is only necessary to sci1edule one face to face meeting. You should advise the lender immediately of your intentions. Your mortaaae is in serious defaJ.!!l because you have failed to pay pro,mptly installments of prinCipal and interest, as required, for a period of at least sixty (60) days. The total amount of the delinquency is $_~:t27.16. That sum Includes the following: Threel3l rea.ular pi!YmentlLill 731.34 for the months of 04/11/98 through 07/10/98, late charges of $.LU4 for th~..1!,-o_nths of 04/11/98 . through 06/10/98 ,escrow balanceU.L~!.eficiencY-9..u OO.OQ. and other fees ( aJll;!raisal) of $ 00.00. PI~l'I\t1lr( 11l1l.ISt,S.'.'.' . -';"'\01\ (1101.")(,1 qHI . lullmon! l!ll) (,f" ..Ill.' . ,~; \\~l.llt'III"Il'HIO) ,',s. \!{SI . 11,.dd,m,lruwJl (.110) 121,Vln I ElIlwtl Clf}' (4llJ)1)I)2.H~OO ,11,".,r.,.II)/! @ (l.,'::7;'I I" " " iI I I " , , I I' , I I ,I ,~ j Ii.' . f',11 ('IAlnON (,OIINT\' COII,\lIl1lt'r CH'Jit C1Ilno;;c1ill;: Sl'l\'llt' III \\'["',1('111 1't:IlJl.\yl\'dlli;t, Ill. Y~I('A IIlJildll',: 3.\9 Norrh W,Ic.;lllll/;loll .\rl~el fllllb. PA 11,(1(11 (.112) 2S2.1S12 CI.I'ARHEI.D COUNTY hcYS(t1nc EI.:Plhll11il: J)(.'\'L'hljllIlClIl ('Ull'lll,ltiPII 1'}54 .\I.IIY (,r.lce I.:rlle John.\lOwn. I'A 1.'~OI (S 1,1) 535.(;:;5(, FAX II (.,141 'i3~IM;S Iniliana COllnly CUlllIllllllily /\(1((>11 1', 1'11'1.1111 827 Water Slreet. LJox IS7 Indiana. 1''\ 157Ul (412) 4651.6)'1 r,\X !I (412) 465.5118 COIISUlllcr Cledil COllllscling Service ur Western PellllsylVtUlia. InL'. 5UO-02 Third A \'~nu~ Post omee LJo.~ 278 DUrJcalls\'illc. PA (814) 696-3546 CLINTON COUNTY LyeolIling-Clinlon COllnties Cummission for Conununity AClion (STEP) 2138 Lincoln Slreet P.O. Box 1328 Williamsport, PA 17703 (717) 326-0587 FAX # (717) 322.2197 Conswner Credil Coul1.geling Service of Northeaslern Pennsylvania Hwnan Services Building 541 Wyoming Avenue Box 168 Scranlon, l' A 1850 I (717) 342-1072 or 1(800) 922-9537 ',I" .1 .i 1 \\ ('\/ ~l.I1 ~L't ,\IIL'~'L \\'il~l',.I:.llh'. f':\ 1,'7{)~ (11/) \.~J'lh\'; III 1(,0..;1!11) lI22.1_1537 1",\.\ .': 1""1-,'. .\.\ 1- J ";:. ' C'l!1I11:1L',,'oII111 '1Jl L~"l;"illh'::; Uppllltlllllt)' ~Il l.U,':l'nl~' C\'U:lly ~ll.~J-, S(IUiil ~Lllll ,')(Icd Wdk, B.III'", f'A IS7uI 1717) S2h-O.'1 II PI' II SI)I)) 822 OJ5~ FAX t Iil71 s2~- 1(,1,5 .. c;ill od(JI'L' tax!!l!, /7!'i) "1~5.,I~l(J"1 JLw.:it',1(1 I'.t\ 1./ (iI7, .i55.5(131 - (all h:fon,: r<l.v.i/J~: (-; 171 ,\1(). hI'J:) lUllkl1;lIlIl(l":k C'I:..\\\TC)[W COl!NTY Jj,,,,ker T. W"_'liltlgl"tI Cctller 172111lull.rllu ~lrccl 1.:l'Ie. 1'.'\ 1h:'lIJ (,::14) .t')J-j'i-l-t F:\.'\ II (81-l) 4)3 :,1..$)1 C;n.\llc.:r Erie Cl.l/lllllllllil..... Actioll COlIIHlittcc IS Wesl ~1111" Slieel Erie, I'A J(,50 I ISI.I) ,15Y..15S1 FAX II (SI4) 4)(, 0161 John F. Kennedy CClller, Inc, 2021 Easl 2Ulh Slrcet Eric. I'A 10510 (81'1) 898-0100 F,\X II 18H) 898-1243 .SI1cnaIlgo Valley Urban Lcague, Inc. 601 Indiana Avcnue Farrell, PA 16121 (412) 981-5310 CUM13ERLANP COUNTY , Consulller Ct edil Counseling Service of W~slern PelUlsylvaIlia, Inc. 200U LingleslOwlI Road Harrisourg, PA 17102 (71"/) 541-1757 l~ ~~~J~K~ r " "11"":',"11" 1..".",;'1,., ' ...._-~.~=-[9Iat'II.'Vl"(11!J()~ i".I.("",.!, '"".,.,'." ! I " ~ \, . ,q" d ",.J .' III \ I 1111\)!.",',.':I,'I (~;LN I CL H 11111.1) AND IH <;UI AH rMIL) /" ,I ~ /1 1'11) II! :, I/d\l !\(:'rr)r~ [1):,/\\jf '1'\lIJi':flI1t.1I !J':(J:.1f()I\rCI():;lIl~l. IIIL cur."ul lNV/! /\1 II! I I) JI1 ;:r~:, '1'[ '//,t.;L.\':; i It ;,',11 ()\NNLI\~_; I:Mr=I\GUJCY 1,101'1, ;1\(;1 iI: :::1:; 1:.1)1.1 1'1.:, Ii ;I.::,U r.::,',' Ii' ;"11 "1 ('J 111'11' YOU I\b\D TilE I:OLLowrr.jl ; r II )j 11:1 I I ) I II 1I ) I JI. J I II, I',': III' /'1.:, l! ;1.'.-\1,1 'i/OW,;; IF YOU NI:I:D 1vIUI~L rr"1 OWM\IION CI\II 1111. 1'1 i'Ji'J:.; YL '/i\ I" IA /I0USIi'JG FIN,\NCr: !\G[NCY All (111111) :\.1:' :':1'" L,\ NOTII'ICACION UJ /\Il.J1Jr.J 10 I <; 1)1 :;UM!I Ir,1POln/\i'JCI!\. PUlOS AFECT/\ SU DEf,r:CHO A corn 11'11)/11< VIV'-U[)() f2N ,;11 Ci,S!1 SI NO COMPRE,'JDr: EL CON1IUIDO Dl: [ST/\ U, JIIFICI\CION OOTENG/, UNA Tf,ADUCCION IMMEDJA TN,1I:NT/: LU,I,lMJD/, i:{, (,\ /\(;[:NCI;\ (Pr:NNSYL V;\NIA HOUSING FINANCE AGr:NCY) SIN C!ll~r;O~; IlL NU,'.IU\O r>1I:NCIONADO ARRIB/I PUEDES SER [lEGIBLE Pili\!\ UN PI\l:STAr,IO PUf, L:L I'f\OGI\;\MA I.LAMADO "HO,\1EOWNms EMERGI:NCY r',101,TGAG[ /\SSIST/'.NCr: PI<OGr,AM" [L CUAL PUI:DE Si\LV/IR SU CM,/\ DE Lf, PI:I\OID!, DI'L [)EI\r:CIIO A REDIMII< SU HIPOTECil ACT DI NOTICE IMPORTA~JT NOTICE Of' HOMEOWNERS EMERGENCY MORTGAGI: ASSIST/INCE PROGRAM PLEASE I<EAD Ti-IIS NOTICE YOU MAY BE I:L1GIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Date: June P 1991;1 RE: NAME: PROPERTY ADDRESS ACCOUNT NUMBER Jill D. Geyer 2124 Ritner Hwy Carlisle, PA 17013 120577531 ; ~ 1'1~("\I"dlrr,iHJ)t~(,..~.':: o 1''''\,'111 I 111l.''1{,.l\llfl . 1,,11.-11""1111I1(.(,1111.'. ,~\\'lt,oI!IIT1"rr(jlO)\\S\SSI ,IT,,,,I,,II)/I Z 077 204 541 us Postal Service Receipt for Certified Mail No Insurance Coveraya-P~t'lvided. Do not use for Inlemali al Mail 500 reverso Senllo d= EASTERN ..... SAYINGS RANK l. '" 11'1,.r.:, H""I'I,,"rq, I ..,,,r,,, l'IH.'.' I : \ , I ~L ( , !I'". ~ 1\",,,1. '>"'fO' .'1:'1 [~..lab_~I~,_h_r!dl !'O~J.. II.,,' ';,1: \. '\\lfl'!.,,,1 ,'111\1 '11111111\.'.'(11) Your rnortuage 15 <11~;o III def.H111 for tile fol:O\.'JUl~J rt!;l~,{jll fl/.! If you havl! trll~cl ;Hld ;lIt~ llll;II)lc' 10 re~;()lvp t111~; ploIJ1(~rl1 ,II or ;lftPf fllC\~-lo-fdCl~ 1l1~~r.'IIIl~1. 'lOll il;lVt! tile rl~ltlt tel ;If)pt,' tor flll;lf1CI~IJ ;l~;~;I~;I~Hlce frOlll tilt.' I lorlleOWllcr5' LrnerUCflCJ' rJ1oll~Floe /\55151;1I1C" FII/1d 1/1 ordello do I/II~;, YOIl 11111:;11111 oul. ~;I~/1 "/1d file" cornpleled Hornco','lIwl< 1~/1""~j("'cy l\ssl~;la/1ce l,pplli;"llo/1 wII/Jll1e l'e/1l1sylv"/1I" IlolJsmg FInance l\gency IIHJ consumer credit COllll~;ullrl~J ,Juency will ZlSSlst 'lOll III Illlmo oul your "ppllcJtlo/1 1II11l1s1 be filed or pOf,lrn",kcd, vlIll1ll1 tl1illy (30) d"ys of youl facc:to-f<1ce lllcctlllg 111S_exlrell1elYlmportallUllal you Ille your "ppIIC"lioll promptly If you do nol_do so, or If you ~doI10UQllo\'iJlleotllCr~ tli11opel/oelsscl lortl1 11'1 111", lellcr, lor,>closure lIlilY proceed ZI gal n s ly_ou.[IJQlll e_'I11 111ed '" I e Iy, AVZlilable funds for emergency mortoaoe Zlsslslallce ale very IJlnllcd. Tiley Will be disbursed by tile Agel1cy under Ihe ellglbillly crilel/a eslablished by tile Act. IUs_eX\r_eillQly Jlllp_OLtall Lltl ZIt ypu r_ap pi LC" lipn ~ i s_a_cCura 1 e_ a ncl co III pi 0 I e j!lCYillY -Lc_s Pi'!.cl The counseling agency \VIII flOlp you to fill oullho applicalion. The Pennsylvallla Housing Finance Aoency has sixly (60) d"ys 10 make" deCision after it receives your appllcZllion. Durino Ih,,' "ddllionallime, no foreclosure proceedmgs Will be pursued Zlgainst you if you Ilave melll1e lime reqlllrements sel forth abovo. You will be nolifled direclly by thai Agency of ils decision 0/1 your applicallon. The Pennsylvania Housing Finance Agency is located al: 2101 North Front Streel, P. o Box 8029, Harrrsburg, PA 17105. Telephone number (717) 780-3800 or 1 (800) 342-2397 (loll free number) (Enclosed also is) (you Ilave already received) (in addition you will receive) another notice from this lender under Acl 6 of 1974. That notice is called a "Nolice of Intenlion to Foreclose". You must read both notices, since they bolh explain rights that you now have under Pennsylvania Housing Finance Agency, your hOl11e cannol be foreclosed upon while you are receiving that assistance. (Use this paragraph only if applicable.) Si~rely, ~, 'r'---~- ::f~~- <~ F. A.-ZerWi~_~ Collection Officer Act 91 ~ r'~.(mll( (.1I1J) 'lS(,.H.'22 I 1;)11'\01' (.llOl.'<}(,,,l'(~1 . lull(/IOI\ I I Ill! (.(,1-'1 \1.' . N \\' JI..!IIIII"tt' (110) ISH \S.~[ . IJI~ld.lll,h"""11 (.\10) 117.161' . EIII(0I1 (11\' (11m ')I).'.H500 ,~..=_.~_. ,\f1",I."l/ll1 -t..::.! ~:: EASTEuN .... SAVINGS RANK~h' {"'I"l.III'Il,."j'I,,'II'11 1..,..,,,,1'11/,.' I I \', II .'-l, I ',III",,, II II ,j_ 1. ~'" or f .','" 11'1'.1 \'011,\. .\IH\llP.! .'1'1\1 (\llIl'Ii',.'.'I,', .~~-.~~~~ [~Jri1il~~.lP{j I~J()~I M~il To: .111111 (;l,y"r :' 1:',1 1<,ln", Ilwy <;,III",I".I'(,1/01:l mOI,1 I' 1\ ler\'lIlz [:,,,,I,,,n S:lVll1US ll;lI1k, (,;iJ You m~y be eliuible for fin~nci~1 ~ssistance th~t will prevent foreclosure on your mortu~ue if you comply with the provisions of the Homeowners' Emergency Mortg~ge Assist~nce Act of 1983 (Ihe " ACT"). You m~y be eligible for the emergency lempor~ry ~,,,;i51~ncc if your def~ult h~s been caused by circumsl~nces beyond your conlrol, you h~vc ~ re~sonable prospect of resuming your morlg~ge p~yments. and if you meet other eligibility requirements established hy the Pennsylvani~ Housing Finance Agency. Please read all of this notice. It contains an expl~n~tion of your rights. Under :110 IICI. you ;lIe entitled to " lemporary slay of foreclosure on your mortgage for 111IIty j30) dais frol11 Ihe date of this nolice. During Ihallll11e, you must arrange zlI1d attend a "f'lce to f<lee" meeting with a representative of thiS lender, or with il deslgnaled consumer credit counseling agency. The purpose of Ihls meeting is 10 attel11pl to work out a repaYl11enl plan. or 10 olherwlse settle your delinquency. This meellng must occur III the nextlllllty (30) days. If you ullenel a face to bee meellng wllh this lender, or willI a consumer credll counseling agency identified In Ihls notice, no further proceeding in mortgage foreclosure may take place for 111IIIy (30) days after the dale of Ihls meeting. The name, address and lelephone nUlllber of our represenlative is: ~r::lLZ~rwilz EASTERN SAVINGS BANK FSB. EE.:lLS.Jl!lE_2.QQ 11320_Mc~ormick RI1. !::LUNT VALJ.J=Y MD 21031 L~(lID..o.L1BLJt1ll2 The names and addresses of designated consumer credit counseling agencies are shown on the attached slleel. It is only necessary to schedule one face to face meeting. You should advise the lender immediately of your intentions. Your mortaaae is in s"IiQ.l,L:>J!eJa_ult because you have failed to pay prC(mptly installments of principal and interest, as required, for a period of at least sixty (60) days. The total amount of the delinquency is $_4-3_27.16. That sum Includes the follOWing: Threef3l reaular Ravment!Lill 731.34 for the months of 04/11/98 through 07/10/98. laJJLcha1'ge-Loil 73.14 for the months of 04/11/98 . throl!gh 06/10/98 . escrow b_<lL'!.!KGUL<Leficlency...Q1ji OO.O~O, and other fees--Li!QRraisall of $ 00.00, ~ r'~rwillr /olIO! ,1S(,.S~~.: . T""IL'11111Ilj .:')(,._} \I'{) . I nlll'tf,,1O (i 11111',(01 .1112 . N \\' lI.dlllll"f{' (liP) \~S.I.~.~ I . 111~hI.IIBh<l"n (11111 \27. I(,! \ . !l1'll'll tllf f.IIO! ')')2.S~(l(1 ,llp.d"./PIc @ :~,;,i-i;.;; [II ,t' II,: "" , ' !. tll' ' l:inam;i.i1 SCrvh:ci UlIllIlIll('d 117 Wesl Third SlIerl Wa)'lIesb"ro, 1'1\ 1'/.'1.0 (717) 7(,2,3285 Hl'.>P;IIlIl: ,'\'"O':J.!tlllll nl Culltr.LLt\ll, ..\:. FlIrr.:lpliw'" ,11).'1 ,II' r\\'lllh Ftllh Srlcer ~ 11111.Ilkl,dIJ,I, 1':\ I I) 1.1.1 (2 t5)t2(J.~;()2:=; I~/\.\ 1.1 (,115) ~L~(, ;~O~i 1Jrhan Lt:~lglH: uf i\trIIPI'1I1Ir;1/1 I 1.11 I i:,h\llt: :.:, Nllltll f'101I1 SII~~I Harrisburg.I'A 171Ul (717) 234<WJ.:; f'AX II (717) 232-.1%5 1..1 ea;;.1 l>d 1'1Id\l<\ Sl~ \\'t'.\1 B;llrlllllllG I'ih: r'CIlIIO!t SqlLllo, I'A II)}IX (~15) ~..j,\..\i:; I F.'\X .11215! ~,;I-.lI7S YWCA of Carlisle 301 G Slr~~t Carlisle. PA 17013 (717) 2,13-3818 FAX fi (717) 243.31)-18 i\1c,li,\ Fdll"lW;,liip Ilotls~~ HI.? S..ll11h Ja..:blll1 S:rc'.!( ~leJia. P.'\ 1<>0(,3 12151 5(>51)0~(' DAUPHIN COUNTY COllswner Credit CUlIl\."diJlg St.:I\'ic.:c of Wcstcrn PCIIIl.l)'lvallia, Illc. 2000 LillsleslOwll Road Harrisburg, PA 17102 (717) 541-1757 PlliL,doll'hia Cuullcil i'lll C<Jllununit)' :\uvalll..:L'ltll'lll IOU ;.l<'rtlt 17111 Stl<'<'I, SlIll~ 600 I'llildddl'llId. 1'1\ 1~I03 (215) 5677003 FAX Ii 12151 %3,I)~i.l1 U,ban LcagLJ~ of Mctropolildn IIarrisburg 25 North From Sueel Harrisburg,I'A 17101 (717) 234.5925 FAX II (717) 232.4985 t',I.K COUNTY DELAWARE COUNTY JIlhn F. K~nll\:dy Center, Inc. 2021 Ea.<i 2011i Sll~~t En~, 1'1\ 1651U (814) 8980-100 h\X II (814) 898-1243 Acorn Housing Corporation 846 North Broad Street Philadelphia. PA 19130 (215) 763-2333 FAX II (215) 765-1427 Norrhern Tier (\1mmunity A~lion Corp. 135 WeSI FOlll'lli Str~cl ElllJlllriulll, I'A 15834 (81'1) 4~6.1161 FAX /I (814) 486-3370 AM Credit Couru;eling Institute 144 East DeKalb Pike, Suile 100 King of Prussia, PA 19406 (215) 354.9922 Booker T. Washington Cemer 1720 Holland Street Eric, I'A 16503 (814) 453.5744 fAX II (814) 453-5749 " \ Consumer Credit Counscling Servic~ of Delaware Valley 121 I Chesll1ut Street, Suite 400 Philadelphia, PA 19107 (215) 563-5665 PAX /I (215) 864-2666 Greater Eric CUlIlIIlunity AClion Conunittee 18 West Nintli St,cct Ene, I'A 16501 (8 1,1) '159~1581 FAX II (814) -156.0161 II' ;1", <.'1 ,\I~I(Jt\ nil it\T\' Comllilln C'1l'dil (\\1I11\dlfl,~' SI..'I\'li..'e \1/ \\'i''.II'/III\'llIl.\yh".lIlJ.I, Ill. \'~lCi\ nllildlll~ 3JY NIJrfh \,f;Ic.,JIJIl!~(i\n :-'11:::'( Bllllel, f'A 111011/ j.112) 282-781.' CI.EAR/:II:i.)) CUlI!,;T\' J\CYSh)ll~ EClHlumit: DC\"l'lt1fJlJll'!1t ('urpul..i1inll I ~54 Idary Grac~ loa/Ie JOh/15lo\\'n, PA 15~1I1 (314) 535-6556 FAX /1 (SJ4)'iJ9!6i>:, Indiana CoulIIY COIIIIIIUIlIt:.. ..\,1/011 I'r<'Jfllllll 827 Wal~r Slreel. lJo.>; 1,7 Indiana,I'A 15701 (412) 465-26:>'/ FAX 1/ (412) 465-5118 COIlSUIIIcr Cledil Counseling Servi"e of Weslen! PCIIIL,ylvania. Ine. 500-02 Third A\'cnu~ POS[ omce lJo.~ 278 Duncansvil1e. 1'/\ (814) 696.3546 CLINTON COUNTY LycoJlling-Clinlon Counties COllUllissioll for C{lllununity Action (STEP) 2138 Lincoln Strcel P.O. Box 1328 Willi,lIllSPOrt, PA 17703 (717) 326-0587 FAX # (717) 322-2197 Consumer Credit Counseling Servicc of Norlheastcrn PennsylvalJia Human Services l3uilding 541 WYoming Avenue Box 163 Scranton, PA 1850/ (717) 342-1072 Or 1(800) 922-9537 '. I" ii, :iJ \\nl .\1:lI/..d ~IIL'L'1 Wilh",.Ii.Irt,'. 1':\ /.~702 (/Ii) ,~:.~J.(J.'il7 III IU\t)o) IJ22_11:~...: IA\" (1/',') :'~i.I;,;.. C'lI11lllli;,,\jollllll LCl'lIPlllics ('PI','11Ulllty 1'1 I.lll.L'lllC' CUUllly ~ I I-e I., .';,'tIIb ~I"ill SII""I W"he,~fI:IIIC, f'A 1,;701 (717) S21,-iJ5111 or l(mU) .'I.'.' iJ.'5'i FAX II (717/ .'12'1-1065. eall beL',,: "'-cHiL' (717) '155..I')~'1 J/alcllulI Fax II (717) .155.5(131 ~ "all kl"le 1;1.\1l1!: /7171 8.1(,.I(}'IO TlIlIkll:lllll<.J:k C'I~i\ WI:nrw eOl I!\TY Ilol!ker T. Wa.,hillgloll Celller Inti J/ullalld 81reel l:'c II.:. J>!\ J6:i()3 1,:]4) 45J574~ FJ\X II (814) 45J~5'/49 Gn:alcr Eric C()t11111l1l1ily Ac[ioll CUlllllliltct: I R West Nilllll Slll~el Fric.I'A 165()1 (.'11,/) '/5').'15,1 FAX /1 (8I~) 4.:J(J-OI61 ,! John I'. Kel1n~dy Cenler, Inc. 2021 eas! 20th Slrccl Eric. J>A 16510 (814) 898.lF100 FAX II (814) 898-1243 Shcllango Valley Urban Lcaguc, Inc. 601 Indiana Avcnll~ FarrclI. PA 16121 (412) 981-5310 ,.Ii ~ I , " CUMBERLAND COUNTY . ! ; I i. I. . COllsumer Crcdit Counseling Serviee of Western PelU15ylvania, Inc. 2000 LinglcSlOwlI l(oad Harrisbllrg, PA l'/102 (71'/) 54(.1757 I I i ~ ~. b