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HomeMy WebLinkAbout98-06083 . -.( ,~ ... ~ ! ~ J '" ~ ~ \, <;) ~ ~ ~ ~ v '-J ~ ... ~ ...... ..5 ~ ~ ~ () ~ , ~ ~ ~ Rf.~l (ST~TE S~\J No)'~ .'4 ' ~ this writ and by this ratsrence incorpo;aled herein, ~>1Yh-rrJ )., /11 'l By~L", ~. JAv/t ~dJ:~~-- [..-J c:v\J r=;:;:u = em cnnl \ ~ r J" ~ ~ .. ' Un ;rY)~ .t I '; '1 'j the she rill levied upon the defendant. Interest in the real property si:uated inb...t'L ilL -/dlAAA.d q cumoorland CG'j!i\Y, P~., known and nIJ:n~c:()~! as: fUaU~ ~_.'J,f '/Jf} "".' "'C" {,I'." "oc"f:\"o,-' nrl r.x\"th'" ..." t'ller. W'I'''' ~f~ (."" '",v"O dU; "vY~ ,v",J" L I vI<" v rn j i I I , , . '. ~ : ,f; :~ ~, WRIT OF EXECUTION and/or ATTACHMENT COMMONWE:AI. t Ii Of I'f:NNSYl VANIAI COUNTY OF CUM[JEHI.AND) NO '1;'_j,l)/j \ f:1VIl:1Q TI'lll' CIVil AC t ION t Alii TO THE SHERIFF or OUI;hpr l,u;d COLJNIY To satisfy the debl. Inlcr~st and co~,l~, dut' 5_~ry5E:~S___('oI1X)r.ilt ion ()OO() ^' r ilUl1 i'~olY from. BQl>ert f). SlIlith IInri ^llll ~.1. :'Jl!lll: H Willnllf I,dfl(' ("'11'1.1111 ~.:.. 'I' r..1olt....I... 1/)1Ti~'! Iv ~.ll( '.....1l .I:; IJIUI r'''ollq,lflf' ~.~!. I .111I1' I. ~:,J llHWI,l I'lAINTlFT(S) ____~C~!'E_lli]~, ul'A_ 170 II DEFENDANT (S) (1) You are directed to levy upon 1110 property 01 Ill!! delend;",'(,) ~nd 10 ~ell See 1egu] Description (2) You are a'so directed to allacllthe property o"he defendant(s) notlev'ed upon in the rossession 01 n_____ ,. GARNISHEE(S) as follows: and to notify ttle garnishee(s) Ihal: (a) an allaclllnenf h~s been Issued: (b) IIlC garniShee(s) is/arc enjoined from paying any debt to or for the account of the defendant(s) and from de live ling any property of the defendant(s) or otherwise disposing thereof; (3) If property of the defendant(s) not 'eviedupon an subject to allachment is found ,nthe possession of anyone other than a named garnishee, you are directed to notify hlm/herll,at he/she has been added as a g~rnishee and is enjoined as above stated, Amounl Due ____$JJl4..2..lL99_. from 2/25/99 to 6/9/99 ~ 8.5: $~-3,,'t;1-n-- _un L.l.. _,_$,5Q__ Due Prolhy ----$-L 00.---,-..-. Otller Costs 'nterest A"y's Comm My Paid P'aintilf Paid % $116,68 Date: March 2, 1999 OJrtis R, Long Prothonotary, Civil Division by: ./J, "-//J~~'i Deputy r ,Yr/r / )~ /Y.J~ REQUEST'NG PARTY: Comroe, Hing & Associates David B, Comme,-Esq, 1700 Market St., Sui~e ]400 Name Address: Philadelphia, PA 19103 Atlorney for: Plaintiff Telephone: ( 215) 568-0400 Supreme Court ID No, 25694 . . ) ", ~ " ComrO(~1 HinSJ &: A:,:Juci<lu~n By: David B. Coml'oe Id.~ntificdLi'Hl Nll. :;~IJi)')'i 1700 Mr1rk,~t ~)Ln~(~l, Suite 140() Phi ladelphia, PA 1'!103 2 1 ~) - ~ (j 8 . 011 (J 0 ^ltonv-'y Inr Pidillt iff c""dunt r~ortgag", formerly known as PHH Mortgage Services Corporation 6000 Atrium Way, Mt. Luurel, NJ 08054, IN TilE COURT or- COMMON PLEAS OF CU,~BERLAND COUNTY Plaintiff Term No. vs, q~' (ot' ,Y j (iI' t'~ L Robert D. Smith, 6 ilalnut Lane, Camp Hill, PA 17011 and Ann M. Smith, 8 Walnut Lane, Camp Hill, PA 17011, Defendants CIVIL ACTION: FORECLOSURE ................................................................ . ................................................................ . NOTICE You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Cumberland County Bar Association 2 Liberty Ave. Carlisle, PA (71 7) 249 - 316 6 .; -l':i ,\'HI 01 ~E!Sfl ,i<J 'nIM 3S"G 3NO,UN ~" ~i:l,\l\.lfk. '~OI.lVL',~>!.C~~:\1I 'I' \' L FIT!CC:- JJ. ~:: ;.lJIHi'(\ ..ic, , " ", i .;:,;,1.) )({,; '.J SJ SH-LL ^ ') I ,'; n LE !IAN DEMlINDADO :, I1STE)) EN LA CORTE. S! DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTAIl:I~;, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE ~O DIN; DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENIlERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REG ISTRE CON LA COHTE EN FUI<MA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OB,JECCION CONTRA LAS QUEJAS EN ESTA DEMlINDA, RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DEeIDI? A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTlINTES, LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300. Cumberland County Bar Association 2 Liberty Ave, Carlisle, PA (717) 249-3166 2 1. JIJ.I)I:' :t! J" ("'lld-Illl r~(nlq.tq." 1(11[:',":)';' 'or,L'Mll 01:; I'IIII MorlqdSle ~;..: Vl"I'~: 1'~lJ~)()1 olt lon, with it.!; pI itlci!J,IJ III j ll'I';: ,If 1,000 ^tri\~m W,l)', r.H. 1,,1\11.,1, ~;lJ OH(J').1. :~, l>t't"IllLUlt:: .11" Pr,lll"I I). .l~lt1ifl1 'l!Fl f-.tlll ;":. :;!~~~Lh, '..:iLh ~ln add reDS ilt] !Jet fort h abo'J". 3, On April 1~, 1996 Robert D. Smith Clnd MlJl r,1. Smit.h executed and delivered a Mortgage upon premises her" i 1101 ft"r dp""r i b"d to PHH Mortgage Services CorporaL ion, now known as Cendant Mortgage, which mortgage was recorded in the Department of Record at Cumberland County, Pennsylvania in Mortgage Book 1317, at pag" 819 on May 2, 1996 . 4, This mortgage has not been assigned. 5, The premises subject to said Mortgage are known as 8 Walnut Lane, Camp Hill, PA 17011 and are more palticularly described in Exhibit "A" attached hereto and incorporated herein by reference. 6. The Defendants are Robert D. Smith and Ann M. Smith the record and real owners of the said real estate subject to the Mortgage. 7. The said Mortgage is in default by reason of the fact that the monthly installments of principal, interest and escrow as due on April 1, 1998, and as due on the first day of each month thereafter are still due and owing and have not been paid; and by the terms of the said Mortgage, upon failure to make such payments when due, the whole of the principal balance and all interest due thereon, together with late charges and other recoverable sums and attorney's fee are now due and payable forthwith, 3 Ji':';~ r~: (. ~~~.... ri~7'''.'''':-- -".':1 H. Th.~ monthly in~;Ltllll\"lll. p,tyn:/'nl ('(,mf!():;l.d (Jf pJ-iflcipal, inL(.~rent and (:BCJ"OW dtH~ uIld'~l til.. t,.tln:; ()f :;.lid t-1oJ"tq<lqP and t~Ot-tgilgC Note for each "uch 11Ionth w,,,; j':Ji;!IT !IIJNDI<!-:D (JtJl-: DOLL^I<S AND ;~') CENTS ($80'..7.')), con,,;::1 ,n'] of ~'rx !I"NDFED NINETY ~E'!EN DULLt'.RS AND 79 CENTS ($697.79) for principal '"1(.1 intcrcnt, and ONE HUNDRED THREE DOLLARS AND 50 CENTS ($103.50) for ""crow. In ,lddition there arc escrow deficits due. 9, The following amounts are therefore due and owing on said Mortgage: (a) Principal Debt $ 89,418.48 (b) from Late Charges at $27.90 per month 4/ 1/98 to 10/16/98 195,30 $ (c) Interest from 3/ 1/98 through 10/16/98 at $21.11 per diem $ 4,834.19 (d) Total Escrow Deficit to date $ 1,426,98 (e) Reasonable Attorney's fees as in the above stated amount reflect third party sale only, If the Mortgagor reinstates the account, attorney's fees will be reasonable based upon work performed. $ 4,470.92 $ 335.00 $ 115.50 $ $ (f) Title Report (g) Court Filing Charge (h) Uncollected Late Chargers) (i) Escrow Credit TOTAL AMOUNT DUE $100,796,37 In addition, interest at the rate of $21.11 per day on the unpaid principal balance will continue to accrue until the default is resal ved, Any payments which are allowable under the mortgage 4 .. dO('\;ll1,'nl dIl,i ,II"; fll'CI':;~:,Jt'l t!J 1'1,.1.'('\ I'l.till: itf, II'l,lLinq to n.!al ,'::tdt(' taxI';; c.J'NI.d (JI whi(.lJ 1;.O(".:r:I' rilll' oil till' IJ\Ull(Jilqed prop'Jrty toqPt.Jv.'t- with fir..' ()l lv.):n.")'....ll..!~; l!l;;Ul"drv'" P:I'1111Umn Il(!CenSiJry to pnlLI.ct till' 111,liIlti! f I Ul .IIIY 1",1:;'111,11)11' ,'C);it~; li.l('f'~;ndlY to pt-otect the properLy [rom Wd~:;te or VdIHf,ll imn ~:;h<lll (1l~30 become due and owing by Dcfendcll1ts to Plaintiff Wh'''l expend..,d by Plaintiff. 10, Pursuant to the provir;ions of Act No. G of the Pennsylvania General Assenlbly dated January 30, 1974, as amended, a Notice of Intention to Foreclose rl,ortgage was mailed by Certified Mail, Return Receipt Requested to the Defendants at the aforesaid mortgaged premises. True and correct copies of said Notices are attached hereto and made a part hereof as Exhibit "8" and same are incorporated by reference herein as though here fully set forth at length, 11. Pursuant to the provisions of Act 91 of the Pennsylvania General Assembly dated December 13, 1983, "The Emergency Mortgage Relief Act," notices in accordance with the Homeowners' Emergency Assistance Act of 1983 were mailed by regular 1st class mail to the Defendants at the aforesaid mortgaged premises, WHEREFORE, Plaintiff prays judgment against Defendants in the sum of $100,796,37 plus interest and late charges at the contract 5 YlJUUCtillilt::1 JuJ~~(iitl1!l:bcr..-,:-'>:;i:;l;lllt F"red"sur~ S\lp~[\:.L:i'lI I,'r I'Ltimill. ha\'lng e~rre';s authorization to enter into 111i~ verification verifies the foregoing ('rllllplailll in :\.Illrtgage Foredosure and avers that the statements of ",etthercin contained arc made subject to the penalties of 1 SPa. C.S. Section 4904 rdating to uns\\'orn ""silication to authorities, and that same arc true upon the signer's personal knowledge or inlormation and helie/: -- l) A~tornoy'~ fee3 w~ll b dded to wh~tcver you owe us, ~ ~h tn.'ly '" l:'to 1 nel ude our rca:;onJ.ble CU3 t!J . r f you eu ro tho dof.1.u 1 t wilhl.n tho thl.rty d~y per,l.(..d, you W1.1l not be rr-qulred to p.1.V attorney. s fees. We may also suo you personally for the unpaid prlnc1.pal balance and all ~ther S~ under the mortgage. If you have not cured the default within the thirty day period and foreclosur~ proceedings hAve begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the ~hcriff's foreclosure sale. You may do so by paying the Total Amount of the unpaid monthly payments plus any late or other charges then due, AS well as the reasonable attorney's fees and costs connected with the foreclosure salo (and perform any other requirements under the mortgage). It is estimated that the earliest date that such a sheriff's sale could be held would be approximately six months from date of this letter. A notice of the date of the shoriff.s sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number 1-800-257-0460, This payment must be in cash, cashier's check, certified check, or money order and made payable to us at the address stated above. You should realize that a sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property. ~ou have the right to sell the property to obtain money to payoff the mortgage debt, or to borrow money from another lending institution to payoff this debt. You may have the right to sell or transfer the property subject to the mortgage to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale, (and that the other requirements under the mortgage are satisfied). Contact us to determine under what circumstances this right might exist. You have the right to have this default cured by any third party acting on your behalf. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your dezault more than three times in any calendar year. If you have any questions regarding yo~r account, please call us at 800-257-0460. Sincerely, The Collection Oepartn~nt XC202/Attachment 1'1111 \lllrtr:''1~t SrI,I"" (,I)!)O \1/101111"~ n \11 I....ure!. \i I !)'lll ~ , : ,'I ~ '! Il'j ~ ~..-' f J \' '/', I ~ ~ 1I.d ACT 91 NOTICE , . 'PHH TAKE ACTION TO SAVE YOUR HOME FP.OM FORECLOSURE IMPORTANT: NOTICE OF HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE] YOU HAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WIlICH CAN SAVE YOUR HOME mOM FORECLOSurn: AND HELP WU TO MAKE FUTURE MORTGAGE PAYMENTS. Date:June 04, 1998 Robert D Smi th Ann M Smi th 8 Walnu t Lane Camp Hill PA 17011 RE:.Mortgage Loan Number: 8395022 8 Walnut Lane Camp Hill PA 17011 The Commonwealth of Pennsylvania's II Homeowners Emergency Mortgage Aasistance Program" may be able to help you. Read the following notice to find out how the program works. If you need more information, call Pennsylvania Housing Finance Agency at (800) -342-2397. LA NOTIFIGACION EN ADJUNTO ES DE SOMA IMPORTANCIA, PlIES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU GASA, SI NO COMPRENDE EL COMPRENDE EL CON'rENIDO DE ESTA NOTIFIGACION OBTENGA UNA TRADUCCION IMMEDIATAMENTE L~O ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMBERO MENCIONALO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLlIMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE PROGRAM" AL CUAL PlIEDE SALVAR SU GASA DE LA PERDIDA DEL DERICHO A REDIMIR SU HIPOTECA, You may be eligible for financial assistance that will prevent your home from being foreclosed upon if you comply with the provisions of the "Homeowners Emergency Assistance Act of 198311. Temporary assistance may be offered if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read the enclosed notice as it contains an explanation of your rights. Under the Act of 1983, you are entitled to a temporary stay of fore- closure for thirty (30) days from the date of this notice. During that time you have the right to arrange a "Face-To-Face" meeting with a representative of this lender, or with a designated Consumer Credit Counseling Agency. The purpose of that meeting is to work out a repayment plan, or to otherwise settle your delinquency. That meeting must occur in the next thirty (30) days. 9999 9999999 XC203 8395022 Comroe, I-fillSJ [~ AS[jOC1<lLI:~; By: David B. Comroe, Ef;q., l\ttol'lley for Plaintiff Idelltificilcion No.: "~694 1700 Market Street, Suite 1400 Philadelphiil, PA 19103 215-568-0400 Cendant Mortgage, formerly known as PHH Mortgage Services Corporation 6000 Atrium Way, Mt. Laurel, NJ 08054, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW Plaintiff vs. :ACTION OF MORTGAGE FORECLOSURE Robert D. Smith, 8 Walnut Lane, Term Camp Hill, PA 17011 and Ann M. No. 98-6083 civil Smith, 8 Walnut Lane, Camp Hill, PA 17011, Defendants ................................................................ . ................................................................ . PRAECIPE FOR ENTRY OF JUDGMENT AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY, Enter Judgment in the amount of $104,211.99 in favor of the Plaintiff and against the Defendants for failure to file an Answer in the above action wi thin twenty (20) days from the date of service of the Complaint and assess Plaintiff's damages as follows: >c.,~, p ~- -.....j tv- o ""0 -.... l- "- '" ' ,-.....;.,J ^' ~ ~ S"'" ~ (~ c ,:( , , --t:::-'\ ~ '--'1 (~'":"\ """ ; '-J"-\ -' l'- ' "" rI "1 , '-\., 0- . - (a) I'l'illcipal Debt ,.. 89,-118,48 " ,. JOG.90 " ,.. 7,620.71 " $ 1,944,48 (b) Late Charges from 'II I In to at :;:27.90 per ll10ilch 2/25/99 (c) Inten'st from 1/ 1/98 through 2/25/99 at $21.11 per diem (d) Total Escrow Deficit to date (e) Reasonable Attorney's fees as in the above stated amount reflect third party sale only. If the Mortgagor reinstates the account, attorney's fees will be reasonable based upon work performed. $ 4,470.92 $ 335.00 $ 115.50 (f) Title Report (g) Court Filing Charges (h) Uncollected Late Chargers) $ $ (i) Escrow Credit TOTAL AMOUNT DUE $104,211.99 Respectfully submitted, C9:l)' Ring & Associates '\ \, J BY:,J ../ //;>~l David B. 'Comroe ___ Attorney for Plaintiff Damages assessed as above this day of Pro Prothonotary 2 C' I ' . ~ , ~ ~ 'i: ,- \. " r; .~. "~ C-.J ~ -.J " ., ~ '" " i.. ~ ':\l r, . .J 'I, V "- '\: ~. ~ 'J ~, 'J \'\ , ~ N' ~ ", "-f' ., I'IUd':CII'E FOH '/lInT OF EXECUTION COr,IWJI.II'IEld:I'lI OF COllnt,' of I'EII11SYLVlINIlI CUI'IBI-:RLMID Cendant Mortgage, formerly knO'<I1l as PHH Mortgage Services Corporation 6000 Atrium Way, Mt. Laurel, NJ 08054, COURT OF COMMON PLEAS Term No. 98-6083 civil Plaintiff vs. Robert D. Smith, 8 Walnut Lane, Camp Hill, PA 17011 and Ann M. Smith, 8 Walnut Lane, Camp Hill, PA 17011, Defendants PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: PREMISES: 8 Walnut Lane, Camp Hill, PA 17011 See Exhibit "An attached AMOUNT DUE $104,211.99 Interest from 2/25/99 to 6/9/99 @ 8.5% (Costs to be added) $ 2,523.92 $ /~ /17 ( .~. ) ~j/,/7/ '-- l-f // //1. David B, Comroe Attorney for Plaintiff '-... '- -...... c:--- v. '"' I " '" r:--., f'...... r-... ~, ~~ ('-'""" ~~' -" (' I' ~ ,,:: ""-. ~ ~ ......~.~ \" ~, . \ . f, f) ; -~ ".I'. \ 'r " r 'J-..J'- , '" , \ ., >.) r;-... V:\ '-" ..1', r-,,\ \-~ '\, .." ~ 0, ", '" '\~ ... {-... ~~ -'1-- '~ :\t-.' ~ " V' '\.;\ ...~. '\;\ " '\J 'v' DESCRJlYI'IOi\; ALL THAT CERTAIN house and lot of ground situate in the Township of Lower Allen, County of Curnberlaml and Commonwealth of Pennsylvania, bounded and descrihed as follows, to wit: BEGINNING at a point on the Northern line of Walnut Lane, (50 feet wide), at the dividing line between Lots Nos, 7 and 8, Block" F", on the hereinafter mentioned Plan of Lots; thence along Lot No.7, Block "F", on said plan, North 31 degrees 39 minutes \Vest, a distance of 85.00 feet to a point; thence North 48 degrees 15 minutes East, a distance of 72.27 feet to a point on the line of Walnut Circle; thence along Walnut Circle by a curve to the right having a radius of 30.3 feet, a distance of 35.87 feet to a point; thence by the same South 31 degrees 39 minutes East, a distance of 44.55 feet to a point of a curve; thence by a curve to the right having a radius of 25.0 ket, a distance of 39.27 feet to a point on the Northern line of Walnut Lane, 50 feet wide, aforesaid; thence by the same, South 58 degrees 21 minutes West, a distance of 65.00 feet to a point, the place of beginning. BEING Lot No.8, Block "F", on the Plan of Lots of Cumberland Park, which said Plan is recorded in the Cumberland County Recorder's Office in Plan Book No.5, at page 22, HA VING thereon erected a single family dwelling house knowll and numbered as 8 Walnut Lane, Camp Hill, Pennsylvania. BEING Tax Parcel Ii 13-24-797-41. NON MILITAf(LbFFIDAVIT STATE OF Nc'.1 Jersey S8 COUNTY OF BUl"lington RE: Robert (J, Smith nnd Ann H. Smith Judy Gallaahpr. Assistant Forpclosurp Supervispr , being first duly sworn on oath deposes and says: 1. That I am employed by the Plaintiff herein as servicer of the mortgage. 2. That the captioned individual(s) are the owners of the premises described in the mortgage or deed of trust. 3. That the collection procedures of the Plaintiff are designed to discover facts concerning the titleholder's occupations and military status. 4. That said procedures were followed in connection with the current delinquency. 5. That, on information and belief, that captioned titleholders are not incompetent or in any branch of the military service. / ( ,j I' !.:,] II I I JUDY ALLAGHER Assi tanct Foreclosure Sworn to and subscribed before me t is 18th ay f JUNE ~1998 " "Lrl I" , '\ I I I . I ! NOT Y PUBL C DANA M. 8ACIlMi\N I NOTAAYPU!llICOF'jEWJEHSF.Y MY COMMISSllm [XPlil!:; ~.I"HGII ,'~ :'!'J> ,-., r\. Comroe, HiIl(J lo A:;~.;ociatJ::; By: David B. Comroe, E:;q., ,\ttonH:Y Ju: Pldilltitf Identification No.: 25G9.1 1700 Market Street, Suit" ].100 Philadelphia, PA 19103 215-5G8-0400 Cendant t40rtgage, Eormerlj' kno"1ll as PHH Mortgage Services Corporation 6000 Atrium Way, Mt. Laurel, NJ 08054, HI TilE COURT OF C014r40N PLE1\S OF cm.1BERLAND COmiTY CIVIL ACTION - LAW Plaint if E vs. ,ACTION OF r~ORTGAGE FORECLOSURE Rober~ D. Smith, 8 Walnut Lane, Camp Hill, PA 17011 and Ann M. Smith, 8 Walnut Lane, Camp Hill, PA 17011, Term No. 98-6083 civil Defendants ............. . ............. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ............................................... . Certification oE Service David B. Comroe, Esq., being duly sworn according to law certifies that Notices oE Intention to Take Judgment, as set forth in PA R.C.P., 237.1, were mailed to DeEendant(s) on November 18, 1998. Attached hereto and made part hereof as Exhibit "A" is a true and correct copy of said Notice. (.-,.i~) X? ~ '__~L-:I " /)r' '------ David B. Comroe, Attorney for Plaintiff ~~ ~ : Sworn to and subscribed before me this 25th day of February, 1999. d~ ~c"~"/- NOTARY PUBLIC ._~._---~- --- o NO""I:~L C;f:Al -, ...lJr r.~,! 'I r . "'.. 0/' .' 1)(\:.11'-' ;"I~"'~ .~" /'I'II.!, _ .' ' . '.1'... i'.~'..com,~.. I '! " . '-""":\ I ..~_...._....,.. . j'; f' ,,' :. \.:'~ ~.:": .' ;:' \ :':- '":"'.'''~~''r''''''I.,( ',",":,,',.":"",' . ': ...... - ,'" , ." -"""'1.',. ~ , Comroe, Hing & ^sf;ocidl_f~~j By: Uavid H. CornrOfl Td"nti fil..',lt.trJ11 n). :.:I,{,'J'1 1700 MJ.rkeL Street, .';uit.._, 1AOO Philadelphia, PA 19103 215-568-0400 Attbrneys for Plaintiff - -.-...,--..-. ...- -_.._._----~-- Cendant Mortgage, Eke! P!!!! Mortgage Services Corporation ~' I IN THE CCJTJRT OF CO~'1~'10N PLE^~; Plaintiff OF ('U,~E1ERU\ND COUNTY vs, CIVIL ACTION - LMI Robert D. Smith and Ann M. Smith Defendants : ACT ION OF MORTGAGE FORECLOSURE . (1 TO, Robert D. Smith and Ann M.Smith Term : No, 98-6083 Civil ................................................................ . ................................................................ . " IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: " I Cumberland County Bar Association 2 Liberty Ave., Carisle, PA 717-249-3166 , !', , , , AVISO IMPORTfu~TE 'f , I r I I . \ i . ,j; :,1 ~, USTED ESTA EN REBELDIA PORQUE HA FALLADO EN TOMAR h~ ACCION EXIGIDA DE SU PARTE EN ESTE CASO. A MENOS DE QUE USTED ACTUE DENTRO DE DIEZ DIAS DE LA PECHA DE ESTE AVISO. SE PUEDE REGISTRAR UNA SEN- TENCIA CONTRA USTED, SIN EL BENEFICIO DE UNA AUDIENCIA Y PUEDE PERDER SU PROPIEQAD 0 OSTROS DERECHOS IMPORT ANTES . USTED DEBE LLEVAR ESTE AVISO A UN ABOGADO ENSEGUIDA. S1 USTED NO TIENE UN ABOGADO Y NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO. DEBE COMUNICARSE CON LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE OBTENER AYUDA LEGAL: Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA 717-249-3166 I ., \ DATE OF NOTICE/SERVICE: November 18, 1998 :lJauid 11 Comroe David B. Comroe BY, T~~'~' rs /\ ?~ JC::SS TI-IE 'PU~:rPQSB CF _ ~... ..,.... .,.- ',' '~.-" '~'~7' --,_.,-~ ,'.'-."", \~-:' " '. ,.' )~j:~~.:~'~~~\~.~~~~:1 fl~( i.~.':), . " :;~.\:. CUlIIfUe, Hil:,/ ';l r\;;;;.,,'i,d..;: By: David H. (\1111lr)l' td"llll! il',ll iflr\ N'). :::t,)I'J'.H 1700 M'1dv~L :;1 t"""L. :;:: i t..: I.H)(j ?hiladelphi." i'J\ 1'1]1)\ 215 - 568 -0-; 00 Attorncy~..: f.()!.' Pl,lin~_i:f Ccndant r~()rt:q;l'.l", f r:"1 r:lii! Mortgage S'~rvi.<:"~; Curpot'dLiun IN THE COURT ul-' ;'~'i~':l'hJ~; ULj-:j\~; OF CUr'lBEid,AUI) c\)lJ~IT,{ Plaintiff VB, CIVIL ACTIG:I - LAH Robert D, Smith and Ann M. Smith Defendants : ACTION OF r~ORTGAGE FORECLOSURE TO, Robert D. Smith and Ann M.Smith Term: No. 98-6083 Civil ................................................................ . ................................................................ . IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT HITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU HITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAHYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Ave" Carisle, PA 717-249-3166 , I AVISO IMPORTANTE US TED ESTA EN REBELDIA PORQUE HA FALLADO EN TOMPR LA ACCION EXIGIDA DE SU PARTE EN ESTE CASO. A MENOS DE QUE USTED ACTUE DENTRO DE DIEZ DIAS DE LA PECHA DE ESTE AVISO. SE PUEDE REGISTRAR UNA SEN- TENCIA CONTRA USTED. SIN EL BENEFICIO DE UNA AUDIENCIA Y PUEDE PERDER SU PROPIEQAD 0 OSTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE AVISO A UN ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO Y NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, DEBE COMUNICARSE CON LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE OBTENER AYUDA LEGAL: , i i ! Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA 717-249-3166 ',', i, f' I I DATE OF NOTICE/SERVICE: November 18, 1998 :bauicl B. Comroe David B, Comroe BY: ""-:.'~ T,S !\ nCCESS THE ['ImpOSE OF Y!: :". "; ,-,- -".~ C\.:....L~~CT /'. 8EBT AND ANY i.<:;-.. _ :. : ,C:-: 'J3'1'.'.;N2D FROM YOU OR ANYO;',,, t:._JS WiLL Bi:; USED TO THAT END. Com roe , Bing E~ r\::~;UC.l ,It":; By: David B. COlIllO". 1-:"'1,, ;,t torney tor Plaintift Identification Un. : :~I)IJ{)'l 1700 Market Str"et, Snit!' 1,100 Philadelphia, PA 19103 215-568-0400 C(~nd(ll1t Mort~W]',., [Ullll'..'I-lJ' ~:IlO,..111 as PHH r'lortgage Sf! t"/ i c(!~; Corporation 6000 Atrium Way, Mt. Laurel, NJ 08054, IN TilE COURT or COr~rl,orl PLE;,~; OF CUMBERLAND COUNTY CIVIL ACTION - LAW Plaintiff vs. :ACTION OF MORTGAGE FORECLOSURE Robert D. Smith, 8 \'lalnut Lane, Camp Hill, PA 17011 and ;.nn N. Smith, 8 Walnut Lane, Camp Hill, PA 17011, Term No. 98-6083 civil Defendants ................................................................ . ................................................................ . CERTIFICATION David B. Com roe , Esq., Attorney for Plaintiff in the above captioned matter, hereby certifies that the provisions of the Emergency Nortgage Relief Act, P.L. 1688 No. 621, as amended, December 23, 1983 have been met . '::-.~-."---~ ' ,'/ ., .'-~/c.,~~j/~ David B. Comroe Attorney for Plaintiff ~ Sworn to and subscribed before me this 25th day of February, 1999. L>~/,,;y- Notary Public .---'. - '---'''-'', NU' "" ~AL ~;;~"'; sur Fel; :;f f\JoLlry f",::,., i Citv ot Phtlild'1lpl"l1'1 ;"tlll~l r::o~"':").' I Commls~lcn exp.res J~\v ~00.2..J .;;1>, 'j (.\SF :/'-1: ] 'I il\ ".~ i' r.CI~ll'llJl-l ',1 (~,\ t. i'! 1 (I:' r;rll.!lITO( (.Ir I': 1('1 ":1. ';j'; ':;"'1". ";;, CEl!.~'!'JLT._I'!')JnGA(;': f:T':. '/~: . ~~i}.lTtLgg!.~t;!(~ :'1 " I .\' up.)n _SIIJ..I.tL.B.i:'PEP...:LL-____.__ - -- -_..- ----.._~-,-,-._. ._..-.---_._~---_.- ".h.? _t;1;1:ttlPtL9:::',C:FIU':___ . , ,r ~ ' c,:- :. t t __: i, '.. I J t ~ ,~) t CUt'IBERL^ND ("(lur:~_,/. r---:';lrl;~;i'!'I;ln~ I, ''':1'.' bo:'...(:,~: .jut;, ::;'0/<:'(11 'Ir'r:'Jr,jlrl'~1 tr.t 1 a w, ::.i']Y::::. ql':~' ff J. I: h lrl i_U)Il'_=-l~. -i\"T;~_.:_!'2tlE:[",-\.;_ttt__UL. '''<18 :-:;er'J~rl defendan t, 'J t: ____nJ~i...;~QD. H(iUR'~, ~'l'l 1,1,'_' ~~::..!..h 'J;_'l,/ ') f 1~':_.!:.__2~:_~.1':"'________~____. 1 ~'2.6_ a t __~_~.Al,tJ{!.!Llill.tU;;__h" --.---.-. . -------------.. ._-_._-~_..- .. -----.-..--.--------- ~:AI1P flIl.""-E!L.) 7.".L..L_.....,._ .,.. ._... ____._____ ____. ':-:'d. II BE Po L.~}:Ii~._..___. County, P.-~nn:3:"]'" 1::1"':1, ~:: i;:~nduVi I_" 1~~~~J~r;:_E;;_:i. ~_~JS:.2!o'.~__,~,,'.~,.L~:~u=P.~__.._____ u t r U':c" and ~ t t-=:~ t ~d ~:r.1 ~:):.. ':':: t: II';;> _J.t~IJX:..~S;..__L\.U,[:..__'~~1'1F'L...lillrL_l.li__.~_ t.oget.her ',i i. t_il t!i'2fI!~-^~f~.X.Qf.~'_~_I~J~I~!'~,:~!j;;.~_.H.. -' ~l!ld at th\? .:;:]:110':.-' 1.1;11,:' .j.lr:..:~.~.!_.!.n'~l H''::.L"_ "t.~.":O'ni:i."_~11 "J t~h+:." '.-;(Int_~nt:.::; I:h"?n:?Qf. I , Additlorl~l COm!,1~rlt3: DEFE1'-I[tANTS Ar,E S;'ILi.., :::S:;[[I[Nl.J H;o~EE. '3I,3';'EH f\CCEFTE[1 '.::EEVlCE, Sheriff's COS~3: (lock~,til1q Ser'/.i.ce" (Iff i,j::rJ J. f, Su n=hrlr'.;)"? .1 ~J. ';~lIZI ,:L -::,8 . f~I1Zl I:"" r;)(l :3" "n5Wc~ . r;~-C"SC11:::-~'" I I l , '{;.3~-.-b__::,;'::ONRCIE. HI~IC; '..- f\~;SOr:: r A-~E'~; llZ,/2.r!, 11 ':1';1,3 b '/ SW01-n and subscribed to 2?rl~i-e nil t h i~;; d::i,/ (~. f. 13 A. ["I. Fr,) t n'~lrl-r:' t.:. a 0-------- "r, , Comroe, iiilllJ !. 1\:;:;O('Jdl ,.:; By: David H. ('t)11l1()j', I-:::q., ;~tt()lllf'i' for Pldintift Identificdt ion No.; .~l;,(,q.i 1700 r.larket :;t %..,~t, :;11 it.. l.j ()() Philadelphi", 1':, l"10l 215-568-0,100 Cendllnt t'1ort gaqr', I UJIW' I 1 J' y"1l0'dIl as PHB t<1ortgagc' Sr~t"/iCt.!., Corporation 6000 Atrium vlay, I'lt. Lallrel, I/a 08054, J II TilE COUWI' OF cOr~r~ON PLEAS OF Cur~BERLAND COUNTY CIVIL ACTION - LAW Plaintd t r' vs. :ACTION OF MORTGAGE FORECLOSURE .' Robert D, Smith, 8 Walnut Lane, Camp Hill, PA 17011 and Ann r~. Smith, 8 I'lalnut Lane, Camp Hill, PA 17011, Term No. 98-6083 civil Defendants ~ ................................................................ . ................................................................ . , , .' AFFIDAVIT PURSUANT TO RULE 3129.1 f" Cendant Mortgage, formerly known as PHH Mortgage Services Corporation, Plaintiff in the above action, sets forth as of the date the praecipe for the Writ of Execution was filed, the following information concerning the real property located at 8 Walnut Lane, Camp Hill, PA 17011: " t . j , ! I 1. Name and address of Owners or Reputed Owners: Robert D. Smith 8 Walnut Lane Camp Hill, PA 17011 , \ ~ " 'J; :! t I Ann M. Smith 8 Walnut Lane Camp Hill, PA 17011 ':."'~ . .." . ) N(Hl\l:~ and addrr:'f;;; ol j)"!"li'i.llll;, j)j . :," J~ldIJ:1;"llt fl,ll,' ~,;.:t '''i('f;___('lli1J.~ Robert D. ..31l1i t Ii 8 \'lillllt1t Lilli" Camp Hi]I, l'/~ '!')11 1 ;."'...nn r.1. :';mi t Ii 8 vlalllllt Lilli" Camp Hill, Pi, ]'1011 3. Name and last known address of e'.'ery judgment creditor whose judgment is a record lien on the property to be sold: Date Service Code 4. Name and address of the last recorded holder of every mortgage of record: Date Service Code 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 2 'I'll., 1l1.111flt'f I, it ."l...}{...., 01:: llUL':d III tJH,' flldt(Jlll, 11tlli;~t'r; the foJ 1 ()wi nrJ {",Hi. ':;: 1. Pt': :;OlldJ S,:r'.'icp bj' t.lhj Shut-iff or III acconlallce "'lith Pt'IlIll;i'l'.',"tllid I~1I1i.: of Ci':il Proc.~~dtlre .100.1. .., ('I'l tit il..'d l1lail- u:t.llnl rf~c~~ipt dttClchcd 3. Fil~t CI~ns M~il-Certific~te 3817 I verify that tIle statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief, I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. ---.~ Date, February 25, 1999 ) -, )~) ;' ,/ ( , '- David B. Attorney , / ' / Comroe for Plaintiff 5 Comroc I Hing & Acnae iat.(~~; By: David B. Com roe [d',ntification No, :25694 1700 Market Street, SlIil0 1400 Philadelphia, PA 19103 215-568-0400 Attorney for Plaintiff Cendant r~ortgage, rUL ll\'eL ly kllU;1Il as PHH Mortgage Services Corporation 6000 Atrium Way, Mt. Laurel, NJ 08054, IN THE COURT OF cor~r'loN PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW Plaintif f VS. : ACTION OF MORTGAGE FORECLOSURE Robert D. Smith, 8 Walnut Lane, Term Camp Hill, PA 17011 and Ann M. No. 98-6083 civil Smith, 8 Walnut Lane, Camp Hill, PA 17011, Defendants .......................................................... ....... ................................................................ . NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO, Robert D. Smith and Ann M. Smith Your property at 8 Walnut Lane, Camp Hill, PA 17011 in Cumberland County, Pennsylvania is scheduled to be sold at Sheriff's Sale on June 9, 1999, at 10:00am, in the Office of the Sheriff of CUMBERLAND County, Cumberland County Courthouse, Carlisle, PA 17013, to enforce the Court Judgment of $104,211.99 obtained by Cendant Mortgage, formerly known as PHH Mortgage Services Corporation against you. ',~ 1. I i' llOJTCiLQLO\olNE.i< 'S R IGIIT.;, 'i!)IJ_J1[I'(_IU,-i\lJJ,!L~rO, PREVENT THIS SHERIFF'S SM,E To p%'f~'J('Ilt tlli:; ~jh(!t:if[ ':; Sale YOll must take JJ!!mediate {LCLLQ!! : 1. Tht~ ~;dlt..! \'./111 iJt-~ Cdll(..:~lled if you pay to L'omroe, Hing & Associi1tes, i1ttorneys for the Plaintiff, the back payments, late charges I costs and reasonable attorney's fees due. To find out how much you must pay call: 215-568-0400 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the greater chance you will have of stopping the sale. (See notice below to find out how to obtain an attorney) . YOU MAY STILL BE ABLE 1'0 SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling the Sheriff of Cumberland County at 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 2 . ,J,,:, ~~~~/ ~, ,'. - ,--, - ., ". , ._ .... "___mm._._ . , . .. ;'. .:',":! t: CCcr:..L_ t ',: ...'r~ 'I r; (:~j~/L,-:l: 7h(,"i:.l.~' i ,,-~r;' Cpnddlll ~"'l)t I qdlJl', 1:llflllf'I 11' kll"y,'ll <I'; 1'1111 Mill! 'ldq" ~;l'r \' J('I'~; ('/)1 TllHoIl 11111 - V ~; - Hol)(~rt 1>. ~;1Il111l rind Ann t..,. ~;fllll tJ I fl I !\I' ('(ill I t III ("(muonl\ I'l (OilS of ('llllll)('f 1,IIld ('(Iunty, Pf'n!l~~ylvilniil Nt I. 'nl - tdlH \ (' i \' j I I~. Th()lIld~; says I his wr- i t Kline, ~;tlt'rill WIll) lll'illq dIlly ~;"",'()t-Il dccordinq to is n~tl1rrled STAYI.:I). Law, Sheriff's Costs: [Jocke t i n'l Posting [JilLs Advert ising Law Library County Service certified Mail Levy postrone sale Surcharge Law Journal Patriot News Share of [Jills Poundage $ Advance costs Refund to atty Sworn and Subscribed To Gefore Me This - '" , - Day of.-. ;", '" , I . _ . 1999, 1\.0, .i"d. (, I)LU:ll~ "V.i'1 I J Prothonotary 10,110 F,.OO L r,. 00 .50 1. 00 8,06 2.07 lC"OO 20,00 24.00 162.')0 180,.88 22.50 10.03 511.54 \ $ 1000.00 488,46 5-28-99 , , 'i,. '( So ?~~~-A' , , ! R. Thomas Kline, Sheriff , ~ lIdt- By-/ii /~J Real Estate Deputy , , ! \.\i.I C/? 2,,-1 )'101-- f2<-u JIC;9J' I" 0( Conn.-oc!, fling ~~ l\:;:..;oc i.dl,,::; By: David B. Comrol', E::q., l\f.t(lIn,'.... I,. !;Lllntitr [(h~nti[iculion Nu. :::~il;9.1 1"100 r'lar.k(~t E;tr{~f>t:, ~;l1itJ! 1.1{}() Philadelphia, PA 1910:l 215-5GiJ-0400 ..----------.------ ~--_..._----_. . Ccndant rlJortgagc, torm,:-::rly knuwll aB PHH Mortgage Services Corporation 6000 Atrium \'lay, r'lt. Laurel, NJ 08054, 1 tl TilE CUURT OF CU!'!r,!OlJ l'LEi\S OF CUr'lBERLhND CUU!JTY CIVIL ACTION - LA';! PluintH f VB. :ACTION OF MORTGAGE FORECLOSURE Robert D. Smith, 8 Walnut Lane, Camp Hill, PA 17011 and Ann M. Smith, 8 Walnut Lane, Camp Hill, PA 17011, Term No. 98-6083 civil Defend~ts .............................................................. . ................................................................ . AFFIDAVIT PURSUANT TO RULE 3129.1 '" Cendant Mortgage, formerly knmvn as PHH Mortgage Services Corporation, Plaintiff in the above action, sets forth as of the date the praecipe for the Writ of Execution was filed, the following information concerning the real property located at 8 Walnut Lane, Camp Hill, PA 17011: 1. Name and address of Owners or Reputed Owners: Robert D. Smith 8 Walnut Lane Camp Hill, PA 17011 Ann ~1. Smith 8 Walnut Lane Camp Hill, PA 17011 i'Idtn.. dlld ddll:',':::; (J! il..: /ltlrLllll:: lIlt ti" )I:d'1n:.'nl Il.l!" ~;"r'li_(-=.('_ J:f)L~~~ IJoh!~lt ;l, :;l11i.l h B I'J,IIIl'" J"lll!' ('.'11I[' III J J, 1'/, I ./ Ii J I AnIl [,1, :~1I1i t h 8 tolalllUL Ltlllt' Cdlllpllill, Pi\ l'IOLl 1 3, Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: Date Service Code 4. Name and address of the last recorded holder of every mortgage of record: Date Service Code 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 2 Comroe, Hing f( l\f:::;ocidt~C';; Bl~: David B. COflll"()(~ Identificatio!l No. ::~fjG9.1 1'100 Market :;tr""t, Suite' HOO Philadelphia, I'll 1910 J 215-568-0400 Attorney for PLlintiu -_._--_..-.~._._~-_.__._--~~-_.._--- Cendant Mortgage, Lonnerly knQ;lIl as PHH Mortgage Services Corporation 6000 Atrium Way, Mt. Laurel, NJ 08054, IN THE COURT OF COr'lr10N PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW Plaintiff vs. Robert D. Smith, 8 Walnut Lane, Camp Hill, PA 17011 and Ann M, Smith, 8 Walnut Lane, Camp Hill, PA 17011, :ACTION OF MORTGAGE FORECLOSURE Term No. 98-6083 civil Defendants ................................................................ . ................................................................ . NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Robert D. Smith and Ann M. Smith Your property at 8 Walnut Lane, Camp Hill, PA 17011 in Cumberland County, Pennsylvania is scheduled to be sold at Sheriff's Sale on June 9, 1999, at 10:00am, in the Office of the Sheriff of CUMBERLAND County, Cumberland County Courthouse, CarliSle, PA 17013, to enforce the COurt Judgment of $104,211,99 obtained by Cendant Mortgage, formerly known as PHH Mortgage Services Corporation against you. n./:' I ('EJ1E.. ~(Xi;rJEP -'__~:;. !. I c.:!!,!,,'; Y.<2lU.l;,Y HE ;d'i .1'; ']'()i'PI':'"Er.I'J~J'/I 1.': ..;/lEI; II:'t.:...:~'c;, Si\I.!.l-; To prC"Jl'll! Ihi:: :;h':r'iff'~; !;dlf: i'oil IllU~.;t take immediate dC t~.LQV : 1 TIF' ~;'ll" '..,-ill L"..' C~l!l(:cll('d it /,uu pet:" tu Comroe, Hing !, i;s.sociate~, dtt(JrIll':'::~ Lor the Plaint iLl, the back payments, late charges, C:O:jUj dnd reasonable dttorn(~y' r~ fees due. To find out ho';/ 11\Ilcli i'oll must puy cull: 2l5-56R-O'100 " You muy be able to stop t:he sule by filing a petition asking the Court to strike or open the judgment, if the judgment was impropet-ly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an at: torney to assert your rights. The sooner you contact one, the greater chance you will have of stopping the sale. (See notice below to find out hml to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder, You may find out the bid price by calling the Sheriff of Cumberland County at 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale, To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 2 h. 'lo\! may hl~ "II! It If'd t () it ::11<11'1,' 01 f 11.. 1ll()IH_~y .....hich Welt; paid tor i'our IHJ\I::I'. i\ :;c}J,.dtll., of di::tliIHll i{lIl oL the money bid tOt- YOUt' hou:;" '..:i J J 10" I; l..d ilj' Ih" .';h"I; If '..:;thin thirty DOl da,'" ot the Sill.. d"I", '1'hi:; :;cl,,'cjul.. ','Ii 11 :;tate who will be recc i.... i 119 tlH__~ mOil. 'i' . Tilt, 1Il0fll'j' '1/ i 11 hi' pa id Oll t in accorclallcf' '.di t:h t hi:; :;('Ijl,dll]l' unl t .:::: .';,:c'mpt i ()Il:'; (reilf;OI1[; why the ptopo:;ed di:;{liilut iou i:: 'dl()U'Ji "n, t i I',d 'dilh the Sheriff within t--:ll (10) dai';: '-i: I"j 7, You ma~/ also ll,]'/f~ other right;; and df)f(~l1ses, or ways of getting your hou"" !Jack, i.t you act immediately after the sale. YOU SHOULD TAKE THIS PM'ER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR Cl,NNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET HELP. Cumberland County Bar Association 2 Liberty Ave. Carlisle, PA (717)249-3166 Legal Services, Inc. 7 N. Hanover St., Carlisle, pA 17013 717-243-9400 3 illi,'i<: I~U~IJ (2~ ALL TH:\ T CERTAIN house and lot of ground situale in the Tllwnship of Lower Allen, County of Cumberland and Commonwealth of l'el1nsylvania, hounded and descrihed as follows, tl) wit: BEGINNING at a point on the Northern line of Walnllt Lane, (50 feet wide). ;It the dividing lil1e between Lots Nos. 7 and 8, Block "F", on the hereinafter mentioned Plan of Lots; thence along Lot No.7, Block "F". on said plan, North 31 degrees 39 minutes West, a distance of 85.00 feet to a point; thence North 48 degrees 15 minutes East, a distance of 12.27 feet [0 a point on the line of Walnut Circle; thence along Walnut Circle by a curVe to the right having a radius of 30.3 feet, a distance of 35.87 feet to a poil1l; thence hy the same South 31 degrees 39 minutes East, a distance of 44.55 feet to a point of a curve; thel1ce by a curve to the right having a radius of 25.0 feet, a distance of 39.27 feet to a point on the Northern line of Walnut Lane. 50 feet wide, aforesaid; thence by the same, South 58 degrees 21 minutes \Vest, a distance of 65.00 feet to a poil1l, the place of beginning. BEING Lot No.8, Block "F", on the Plan of Lots of Cumherland Park, which said Plan is recorded in the Cumberland Coul1ly Recorder's Office in PI all Book No.5, at page n. HA VING thereon erected a single family dwelling house known and numbered as 8 Walnut Lane. Camp Hill, Pennsylvania. BEING Tax Parcel Ii 13-24-797-41. l~