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Home My WebLink About98-06104 ~ ~ \.' ~ ~ ~ ~ J ~ ~ ... " ~ . d ~H ~ Q...; I'~ u '-J .u - 4j ~ . \l ~!/) ( ~ ..... . .':l ~ ~ ';)-. ~ - ~ ~. FEDEHMAN Mm I'IIELMI By: fHAtIK FElJEHMAtI, E~;()IIIHE IDEIlTlfICATlotl NO, In,la TWO PENN CENT Ell I'LAZA, ~;I'ITI: I'HI LMJELI'IIIA , I'A 1'110;' ( 2.1 'j) . S () J - OJ (!i.~.L)n~___._____.._ 'JOO ,WTOIWEY FOil I'LAIrITIFF cOlnn ul' CUMI1UII PLEAS CIVIL DIVISIOlI GE CAPITAL MOHTGAGE SEHVICES, INC. 2000 WEST LOOP SOUTH SUITE 1300 HOUSTON, TX 77027 Plainti(f TEHI'I v. NO, 75, &'/OJ (!L ~~~,l RUBY L. HUNTER, A/K/A RUBY HUNTEH 40 WEST MAIN STREET PLAINFIELD, PA 17081 Defend<ll1t (s) CUMBEHLAND COUNTY CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. You have been sued in Court. If you wiSh to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff, You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 ;t i I, I 1. Plaintift IS GE CAPITAL 110HTGAGE ~;EHVICI:~;, II:!', 2000 \vEST LOOP SOllTH SUiTE 1'100 HOUSTON, TX 'non L tr f. 2. The name(s) and last l:no',m addn',;:;((,,;) of t1lf'I)('f.'neJ.\nt(,]) arc RUBY L, HUNTER, A/K/A RUBY HUNTER 40 \vEST MAIN STREET PLAINFIELD, PA 17081 . i . , I who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. , t 3. On 9/11/96 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1342, Page 157. 4. The premises subject to said mortgugc is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 4/16/98 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the> ~ntire principal balance and all interest due thereon are collectible forthwith, A copy of such notice is attached as Exhibit "A." I I " I , t :1 . ''. I,. Tile 1011 ow i IlCJ .Imount:. d f'f' dllf' on tilt. mortCJilCJc: 5 5 0 ___[l[j l { '. ~, ~' Princip,\l Bdldnc:p Intpreut '1/16/9B tllrOlllJh I Il/ l/'JH (Per Diem $;>4. 5'J) ^t torncy. G FC'cs ClJIll111dtivc Ldte ChdrCJ('t~ 9/11/96 to 10/1/98 Coot of Suit ~nd Title Soarell Sf) 1, 1 S 1 . ~) 1 4,870. ,1 8 4,SS7.{}() 7').71l Subtotal 101,208,69 Forbearance Credit Deficit 30.00 ()~it(J , . Subtotal i30.~ TOTAL $101,178.69 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. -' J 8. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000.00. , 9. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiff's written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit "B". .. , , ! I , . \ ~ ': 'J :5 ~, ;( I I ~, , IO. I'llr':~lldnt to the Fd i f' ()('ht Coll(~ct iOIl I'rdct iCI':~ ^ct, 1', 1l.::.C. '; l(lrJ~J f't :;I'q. (}f)"r/), D(.f('IHL\nt (~;) indY di:;put_c t'I<' V" I i<l i ty of tll<' dl'IJt or any port ion tlH.'I'l'of, It lll'f.'nlf,1l1t(::) <10 ';0 in ,......itinq within thi.'ty (Ill) "dye; of ,'.'ceipt oJ this ple"ding, counsel tor plaintitt will obtain and provide Defendant(s) with written verit ication thereof; otherwise, the debt will be assumed to be valid. Lil:ewise, if requested within thirty (30) days of receipt of this pleadinq, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. f ( I ! ImEREFORE, PLAINTI FF demands an i..n rr;>J1] Judgment aCja i nst the Detendant(s) in the sum ot $IUl,178.69, tOCjether with interest from 10/1/98 at the rate of $24.59 per diem to the date of Judgment, and other costs and charCjes collectible under the mortgage and for t.hE forec 1 osure and sa Ie of the mortgaged property. ;;~{~ /s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff I ! u I' I I b r I I I' , " " v. ~. i l , ~, DDDDEMQPf\t; DATE; JtUlf' tIneD 1 0:: 1'_",.'1 ~tC;T:I:E rlF :~JTn1T:Gtl TO FOfH'':CLC~;E W)R7r;;\(;E IJ'tlDEfJ :;ECT!ON .10J OF PA ,\C1' :10. .) OF 1 '17,~ . {READ BOTH P,'V--:!.::; 'JF 'I'!fr~~ U0TICE Ct\j~EFULLY.l RUBY HUNTER 10 ,I MAIN STREET PLAINFIELD, PA 17081 RE: GE LOAN # 0021471187 PROPERTY 10 W MAIN STREET PLAINFIELD, PA 17081 MORTGAGEE: G.E. CAPITAL MORTGAGE SERVICES We represent GE Capital Mortgage Service~, Inc. ("GECMSI" the holder of a mortgage on your property located at: -10 'r'I MAIN STREET, PLAINFIELD, PA which mortgage is in serious default because you have not made the monthly payments of $797.19 for 3 months and/or because N/A. Late charges (and other charges) have also accrued of $79.70. The total amount now required to cure this default, or in other words, get caught up in your payments as of the date of this letter, is ~2,411.27 You may cure this default within THIRTY (30) days of this letter by paying the above amount of $2,411.27, plus any additional monthly payments and late charges (and other charges) which may fall due during this period. Such payment mUst be made in the form of a cashier's check, certified check, or mon~i order, and sent to 2000 West Loop South, Suite 1300, Houston, TX 7'/0":'.7. If you do not cure the default within THIRTY (30) days, we intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original mortgage amount borrowed will be considered due immediately, and you may lose the chance to payoff the original mortgage in monthly ipstallments. If full payment of the amount of default is not made within THIRY{ (30) days, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgage property. If the mortgage is foreclosed, your mortgage property will be sold by the Sheriff to payoff the mortgage debt. If you cure the default before we begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually incurred up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the THIRTY(30) day period, you will not be required to pay attorney's fees. YOU HAVE THE RIGHT TO REINSTATE AFTER ACCELERATION AND THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NONEXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION AND FORECLOSURE. EXl=tt~lf f\ ',i.> m.t"/ I~:;<I :;\j.. ,/"1 P"I::(~Ij.Jll'l: II 'Il.~ IlllF'lt(IIJ!:Il"~!',li !"d,l:l':" Inl tlL ()t-h"r ';'_l~:: !::" .:,.J"I r i... Hur-t'}.l'r" 11 ,/'Hl II"..... n,lI ''It I ~l:.' 1,'Lllllt Wllhlll th.' tllll'.,. 1.1..... p"rl<)c1 ..nd !,n<"'lq::lll" p1f)I:""'111l'J: J.d':" b"'JlI:1 .,"Otl ~tlll hol"" th.,' rl'Jht to cun~ th.~ d..t.lldl. ;uld pr'~'."~nt: Ul': :;.11" ,It ,IUY tun.! up to on+~ hC)lU- b..tOt".! t.he Sht~t"1-[t ':; lorpclo~;Ul'" :..ll.~. '(OLI IndY do JO by paYing the tot,l! dUt_~, olD '....'!11 ,l~; the l'!,I!iOn<lbl+'! ,lttorn'>i'~i' t!-.:!,"~:. ,lnd CO:Jt:; incurr~d III COnrl'!ctlon 'Nith the fo[-(~clo:_;url} !hll~~ LInd p'!rtonn ,)ny other requIrement.::; undl'r the mortgagf_!) . It i:i estlmat-:d th,lt the earlier>t date th,lt ~;uch d Sh'H':..ff'!; S<ll(~ could b~ held 'Nould bt:! ilpproximdtely !Ji:< months from the ddt.~ 0f tll.:...::; letter. A naticr:! uf the dtlV~ ot the Sheriff's nale 'Nill bt:! sl!nt to you before the D~le. Of courne, the amount needed to Cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling un at he fOllowing number, 1 (800) 962-8399. Thin payment mUDt be in the form of cashier's check, certified check, or money order and made payable to UD at the address stated above. You should realize that a sheriff's Dale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the sheriff's sale, a lawsuit could be start.ed to evict you, You have additional rights to help protect your interest in the property. You have the right to sell the property to obtain money to payoff the mortgage debt, or borrow money from another lending institution to payoff this debt (you may have the right to sell or transfer the property subject to the mortgage to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges, attorney's fees and costs are paid prior to, or at the sale and that other requirements under the Mortgage are satisfied). Contact us to determine under what circumstances might exist, You have the right to hav~ this default cured by any third party acting on your behalf, If you Cure the default, the mortgage will be restored to the same position as if no default had occurred, However, you are entitled to this right to Cure your default no more than three (3) times in a calendar year. Very Truly Yours, 21471487 Don Lomax, Loan Counselor 1 (800) 962-8399 EXHIBIT A n!)j):'l':I+.~P,i.": rl( 'Uo II)., It' I: ::i ''1';I'!-: 'I'M/I-; N":':(~:J :'1) :;'\'JE '{I)(;jJ l/!;r-1E FP('j1 H)f"!':C:,O~;UHE 'l'Il,' Commonw""l:1l 0; ""nn"y 1'/,11I1" '" 110m.'0....n."'" Em"q"ncy 110rt'1"'I" ""'"~t,trIC" Pro'lr.,m m"y b.. "bl.. to h"lp y"'1. """d th., follo....,n'] notlc" to f lnd Cut ho..... thl.' prr)fJl',Ull .....cnk:i. It '(OU "eed 010:'" Inlor''''':10n. c,,]] iiI" P"nn.lyb"n,,, l1011nln'] F1n.'llc'! Ag'.'n","1 ,it 1.tjOO-3.1~.~J'J"J. La Notification en ~djunto C~ de Duma importancia, pues afcct~ au derucho a continuar vlviendo en su caDa. Si no compronde el conten1do do eota notificacion Obcenga un~ tr~duccion immediatamente llamando CDta agencia (Pennsylvania Houning Finance Agency) sin c~rgoD al numero monc10nado arriba. Puedes ser clegible para un prestamo por 01 programa l!am"do "Homeownero' Emergency Mortgage Assistance Program" al cual puede salvar BU caDa de la perdida del derecho a redimir au hipoteca. June 22, 1998 ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS RE: G.E. CAPITAL MORTGAGE SERVICES, INC. Property Addreos: 40 W MAIN STREET, PLAINFIELD PA 17081 Loan # 21471487 TO: RUBY HUNTER 40 W MAIN STREET PLAINFIELD. PA 17081 FROM: G.E. Capital Mortgage Services You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners. Emergency Mortgage Assistance Act of 1983 (the "ACT"). You may be eligible for emergency temporary assistance if you default has been caused by circumstances beyond your control. you have a reasonable prospect of resuming your mortgage payments. and if you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read all of this Notice. It contains an explanation of your rights. EXHIBIT 8 fInd,_' t' : ;;.' ., f ") II" "11' 1 r i "d " ,I '''I~'I'' I II . \', '! ,I .'( ..:1I " "II /'JllI mort ",I'", !'l! 'llll!'! (1)1 1.1',": tr''ill 11:.' Llf" " '1:;:1 ~I'! ;,... !illl ::1" ~h,H tun.> ,'HI 'llll::f II:dll'I"1I1:! .I! t,,'nd .1 "I II'" . ) ! ,...... ';1.,..r ::1" 'N:l.h ,I rf~pr'~:i'~rH.1t.I'/f' cd tlll:1 J"llrl"" ')[ '''''lth ,I .j":i:'J111~"'1 .11;:llII\ft[ ('!..<llt c:oun:Jto} In', "'J"Il", I'h,. pIUp'J:;'> 01 thJ:; II:....' Ill" I" Ift."mpt Iq '".cI)ll<: Oil!: ,. rcp"ymPflt pl,ln, or tlJ uUI"r..."I:;.' :lf~ttll' ,(JIll rl,'1 ;1l\f1;"Zl "l Till:: rnl'l~t IflfJ lnll!1t OCcur In Ull' !l'~xt t.lllrty (JO) d"y:;. If YOll (It!:'~lld .! LIC'.' to.f.l"" rn".," lllq .....;1 II ~,hl:l )"lI,I"I, 'l! '".cltll ,I '~Otl::llrn(!r cn~dIt COlllIDtdlW, ,j(J"ncy ld"ntlfled UI tlll:l ll,~t I"':, ::8 turthur IJluc.!.:dlng in rnortgagf~ lOl",'L'lo!l\JZ:f! IIIdY t:.lk.. pLICl' tor' tllll't/' (Wi ddYU attt!t' the date of thin meetlng. Th.! n,lm':!, 'lddr(!!HJ, and t.>1'Jpho1J1.! r1umb.!t. of our representative 19: G.B. Capital Mortgclgt~ Sel.vlC'.!~ ~OOO Wc~t Loop South, ~ulte 1300 Houston. Texan 77027 1 (AOO) ')(,;::-8399 The names and addres:JI.!s of denignat(;d connum'~r credit counneling agencien are shown on the attached nheet. It". in only necessary to nchedule one face-ta-face meetIng, You nhould advise thin lender Immediately of your intentions. Your mortgage is in default because you have failed to pay promptly installments of prinCipal and interest, an required for at least nixty (60) days. The total amount of the delinquency iu $2,411.27. That sum includes the following: payments due 04/16/98 through the date of this letter and late charges, Your mortgage is alzo in default for the following reason: Excessive Pernonal Use. If you have tried and are unable to resolve this problem at or after our face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency ASSistance Application with one of the designated consumer credit counseling agencies listed on the attachment, Ar. application for assistance may only be obtained from a co~sumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application to the Pennsylvania HOusing Finance Agency. Your application must be filed ur postmarked, within thirty (30) days of your face-tO-face meeting, It is extremely important that you file your application promptly. do not do so. or if you do not follow other time periods set forth letter, foreclosure may proceed ag3inst your home immediately. If Y0U in this EXHIBIT 8 i', Ii I :1 " :' i; t\'J,lll,lbl.' l\ltld:; !'/t "m,'f"[I"Il':,/ !nUI-t'!,l(," ,I.; l!.;I,H!"" .Il'" ',!"ri' llt1l!!..,,1 Th."/ '....111 t.,~ dl:.but:j,.,! b'/ Lll.' Aill'lll."/ llWlt'l th.' ,.11111)111',! "I~,.'tl1 ,,,:! Il'11':ll",1 bi' t h.' I\L"I'. It ln '~xt:r':?m'dy l.mport,lIll rh,lt 'lOll! oIppllColt.1..0fl l~; dCClIr,llY dlld C'll11pl..t.. In every rl!:1pl,~ct. Th,! pl!I1!WY! '/.lIl 1,1 HOll:J 1 nq F In,HIC... /'\9'!flCY IHD :J I xti' (ld)) dolY:J to make <1 dCCl~Jl:Jn ,\(ter It r'_'Ct!i'lf!~; your ,'ppl l.C<.1t ion. DUl"lI\1-J thdt additional time, no forf!clo:lure pr0cc('rJinq:J wtll b.~ pur:JU'~d "Cj~llll:;t you It you have met the time rf~quir~!m(!nts :Jet forth abovf!. You will b,! not.1LJ.I!d directly by thf_:- ^~v~ncy of It.,j declnioll on your ,\pplic,ltlotl. The Penn~yl'lc1tlla Hou~ing F'ln.:tnce ^gency i.:; locatt~ll dl ~~l01 NutLh FtullL Street, Pont Office Box 8029. Harrisburg, Pennnylvania 17105. Tel'!phone No. (717) 780-3800 or 1-800-342-2397 (toll free number), Pernon~J with impaired hearing can call 1-800-342-2397. Sincerely, 21471487 In addition, you may receive another notice from this lender under Act 6 of 1974. That notice is culled <l "Notice of Intention to Foreclose." '{ou must read both notices, since they both explain rights that you now have under Pennsylvania law, However, if you choooe to exercise your rights described in thi9 notice, you cannot foreclosed upon while you are receiving that assistance. Don Lomax, 1 (800) 962-8399, Collection Department The following disclosure is required by applicable federal and state law for certain loans that we service: This communication is from a debt collector and is an attempt to collect a debt; any information obtained will be used for that purpose, EXHIBIT 8 IIUD APPROVED C01HJ.'iF:f,rNG ;\UENCIE,S PENNSYLVANIA DELAWARE COUNTY H.O.P.E. PHILADELPHIA COUNCIL FOR COMMUNITY ADVANCEMENT 511 WELSH STREET CHESTER, PA 19013 (215) 872 3500 BAYFRONT NATO, INC. 312 CHESTNUT STREET ERIE, PA 16507 (814) 459-2761 COMMUNITY RESOURCES FOR I1lDEP. 2222 FILMORE AVENUE ERIE, PA 16506 (814) 838-7222 HARRISBURG FAIR HOUSING COUNCIL 1228 BAILEY STREET HARRISBURG, PA 17103 (717) 238-9540 INDIANA COUNTY COMMUNITY ACTION PROGRAM INC. 827 WATER STREET PO BOX 187 INDIANA, PA 15701 (412) 465-2657 TABOR COMMUNITY SERVICES 439 EAST KING STREET LANCASTER, PA 17602 (717) 397-5182 NORTHERN TIER COMMUNITY ACTION CORPORATION 135 WEST 4TH STREET EMPORIA, PA 15834 (814) 486-1161 BOOKER T. WASHINGTON CENTER 1720 HOLLAND STREET ERIE, PA 16503 (814) 453-5744 GREATER ERIE COMMTlNITY ACTION AGENCY ~8 WEST 9TH STREET ERIE, PA 16501 (814) 459-4581 URBAN LEAGUE 0 F METROPOLITAN HARRISBURG 25 NORTH FRONT STREET HARRISBURG, PA 17101 (717) 234-3253 \ ELK COUNTY HOUSING AUTHORITY 424 WATER STREET EXT. PO BOX 100 JOIINSONBURGH, PA 15845 (814) 965-2532 HOUSING OPPORTUNITIES, INC 133 SEVENTH AVENUE PO BOX 9 MCKEESPORT, PA 15132 (412) 664-1590 ASSOCIATED FAMILY SERVICES 213 CENTER STREET MEADVILLE, PA 16335 LAWRENCE COUNTY SOCIAL SERVICES,INC. 33-39 SOUTH JEFFERSON STREET (814) 337-8457 NEW CASTLE, PA ~6103 (412) 658-7258 NEW KENSINGTON C.D.C. 2513-15 FRANK FORD AVENUE PHILADELPHIA, PA 19125 (2~5) 427-0350 PHILADELPHIA COUNCIL FOR co~rITY ADVANCEMENT 100 NORTH 17TH STREET - SUITE 600 PHILADELPHIA, PA 19103 (215) 567-7803 ~XHIBIT B , , ,. , HUD APPROVED COlJN!;ELr::(; l\f:EtW IE:; I' CEHTEP [-'flit lfll.I-:I'LUl d-:nr 7110 PErm AVE:U11-: prTT~.;HlJtH;H, I'^ I '..'llH (,1 L:) \"II '11()() . 11 t .', :, . PEt<nlS'{LVMII,\((_.',IlI) TENANTS' ACTION GROUP OF PHILADELPHIA 21 SOUTH 12TH STREET - 12TH FLOOR PHILDELPHIA, PA ~9107 (215) 575-0700 TREHAD CENTER OF NE PENNSYLVANIA 7 LAKE AVENUE MONTROSE, PA ~880~ (717) 278-3338 NORTHWEST COUNSELING SERVICE 5001 NORTH BROAD STREET PHILADELPHIA, PA 19141 (215) 549-2344 URBAN LEAGUE OF PHILADELPHIA 4601 MARKET STREET PHILADELPHIA, PA 19139 (215) 476-4040 ELDER-ADO, INC 320 BROWNSVILLE ROAD PITTSBURGH, PA ~5210 (412) 381-6900 ECONOMIC OPPORTUNITY CABINET 118 EAST NORWEGIAN STREET POTTSVILLE, PA 17901-2921 (717) 622-1995 TABLELAND SERVICES, INC. 131 NORTH CENTER AVENUE PO BOX 756 SOMERSET, PA 15501 (814)445-9628 OR (81.1) '\'IS-01.\f! 1.1 'Il:JI; ::iI 1'(, liOtl~;ltl(; ^.'::;nl'll\TI,fj Irll."IJ/t'11\Tllitl PIJ()riIJM<1 1.11.1 ['IIE:iTtl!J'I' ~;TI/I':J':T ~;!J J TJ.: 'jqU Pll I LADELPII I ^, 1'/, I" I (j-J (;!l'd ',.)lI/,(lIO W)J?TI;N~()J1!; ',"lIJ:J:;);Ll:n l\'1' fil)f1 hU tJoU'I'1I Wl\Tl'~; ::TIIEET, I'll J I.l\IlELPII [^, \If\ 1 '1\ .~ I .' Pili I.t\I!ELPII rA 1I11!1:;llll; DEIJE!.(JI'MEtlT r't /111"111'1'(,'1' [(Ill l:~ 1,1 r'lM~KET :;TII!-:ET 10TH FLOOH 1'111 !.i\!JELPIII^, l'f, 1 'j 1 (," (:~l'~) -HII Ill"! uJ) L:l'l) .\<Ill.113=: ,.' , " r, CON~;UHEH CI<EDIT C()fHI~,;EI,INC: OF WE~iTElm PEtW:;'{L'lMl [A 10~ ~;r.t!TIIFrEl.lJ :;TPEET - ~~UITE ~ooo PI1"!'[;J\UIH,ill, PA l'j~;~;;~ (.II:;) .1"1-"'1)1101 III LL COMMUN IT'{ DEVELopr1ENT CORPORTATION :;OlS-;::OJ" CENTRE i\VENUE PITT~jBlJHC;II, PA 1S:;19 (.ll=:) 7(jlj - 1 320 MERCER COtJNT'{ COMMtJN I '1''1 ACT [ON AGENCY 30~J 01110 :iTREE'I' , \ I ~ . , SIIl\HCltl, P^ 1',1.\(; (,\ L;) I.L~' (,~~~~;: ':~ ; ! W!dWErl ",(mE!;'\' CCHJtj'!"{ E.O,C. 1 ;~Il'j PfWN!j'(l,'J^r^ AVENUE WEST 1'1) Ht);': 'i.I" vl^IlIJEtl, "A ! f, \(,fi ( Ii 1 ,I j , . ~ . i . ~ ,I () () rt EXHIBIT 8 HUD APPROVED COUUSELI~JG ,\GEHC:ES PErnlS"(LV,,\NIA (Cant) GARFIELD JUBLIEE ASSOCIATION, rNC. 5138 PENN AVENUE PITTSBURGH, PA 15224 (412) 665-5200 URBAlJ LEll.CUE OF PITTSBURGH ONE SMITHFIELD STREET PITTSBURGH, PA 15222 (.Jl21 261.1130 BERKS COMMUNITY ACTION AGENCY BUDGET COUNSELING CENTER 247 NORTH FIFTH STREET READING, PA 19601 (215) 375-7866 SHENANGO VALLEY URBAN LEAGUE 39 CHESTNUT STREET SHARON, PA 16146 (412) 981-5310 FAYETTE COUNTY COMMUNITY ACTION AGENCY 13 7 NORTH BEESON AVENUE UN IONTOWN, PA 15401 (412) 437-6050 TRI,COUNTY PARTNERSHIP FOR INDEPENDENT LIVING 69 EAST BEAU STREET WASHItlGTON, PA 15301 (412) 223-5115 WASHINGTON-GREENE COMMUNITY ACTION CORPORATION 315 EAST HALLAM AVENUE WASHINGTON, PA 15301 (4~2) 225-9550 CONsm~ER CREDIT COUNSELING SERVICE OF LEHIGH VALLEY 3671 CRESCENT COURT EAST WHITEHALL, PA 18052 (215) 821-4011 HOUSING COUNCIL OF YORK 1~6 NORTH GEORGE STREET YORK, PA 17401 (717) 854-1541 WASHINGTON-GREENE COMMUNITY ACTON CORPORATION 22 WEST HIGH STREET WAYNESBURG, PA 15370 (4121 852-2893 cor1MISSION OF ECONOMIC OPPORTUNITY OF LUZERNE COUNTY 122-213 SOUTH MAIN STREET WILKES-BARRE, PA ~8701 (717) 826-0510 EXHIBIT B ~. - '. . ALL 'l:1IA't C8I\T/LI1l trAct of la,,,' .ltulle In lhe Vile')" 01 vlft1ntl..l<1. M..t Penll.boro Town.hip, Cumbur land Count'l, P.1I11111 yen LA I }JuuIH1.d and d,"oribeda" tol10WI, to wit' IlIIGUll:lIIIIl at. a point in the annt.er Hnl ut I'onneylvanl a Rauto 641, t.hlnce by a cartain alloy Oouth 11 dlqran JO ..lnutal ~..t 161 hot t.c a nlll, t.hlneo by oaid alley Uouth 1 do~ne 15 ..1 nut.. Baat, 49.S !oet to . noill t.henco alun.) _ centu of _nuthlr alloy, llorth 88 degrees WOlt 127.. hot to a nal! 1 thono. by land nOli or formlrly'o! t.hl Rotorlllud Hennonlbt Church. llurth JO dgr,," HAlt, .6.1 het. to A pUltl thenel by the 10110, llorth 10 dl~rooo 30 ..unutol But, 210.9 hat t.o a puint In tho uenter line ot t.ho afore..ent.ion_. Vennoylvanio "uuto 6411 thenc. alon? laid olnter line South 71 deqree. 30 :unut.. ta.t, 9~.9 fl.t to A point, tho Plaol ot BSGI~Iua. "~. IIAVlllG TDSRllOn llRBCTSD 0 f r amO ond lit! ck uwolll n'I' 'if .~.. '" ....... lIIlIlIO 'l:11ll Sl\IUl PlUUUOllS whloh [,oster 1\, Arlllolt and connie 0, ArIIIolt., hil wifo, by do.d dltod Outubor lJ, 1770, and rauorded In tho Offiol of tho Recorder ot DOld, 11\ In<l for Cumberland County, Pannlylvl1ni", 1n oeed 00010. "C', Volume 29, Po']e B2, Ilrantod and conyayed unt.o norry C. Bol<rlch And Deryl J, H1l1or-Bokrloh, hie wife, SU,LLB1\ hat_in. RUU"l"t lIuut H hng 101nflll u a Gt~ntor hf\c,,"n aa QQ to conVE\'( to QrQott't' any 111tc>t""tlt 'Il ""hlc" he h('lr~l.f)fo['e 1100lJ~5:1t1,l1 In dubjltct ccoo,1. t1,tote. by victuf' of c(IIct"ln UI\Cf'''COL"l.JfoJ "rt\lJ\tI~ ot ^l)['t'rrnPllt d,jtt'lod Junf' 28. 1988 bfltwOGI\ lI.1nv C. ECkrlch, Jt', lU:c.l IlIH',/\ L. HtUl'Ir.r;cl\dch "'. 9('o1.1.oro and hlmat'llf and Ruby IIllllltlr, 00 IIUp:I,,\ijt~(:I. PREMIS~:S: t,O W"ST MAl N STlU-:I':T I'LAINFI1':Lfl, I'A I/OIlI Vf;J~U:Lc;NI'_~ o~ LAURA DUSTHIMER hereby states that she is ASSISTANT VICE- PRESIDENT of GE CAPITAL MORTGAGE SERVICES, INC., mortgage servicing agent for Plaintiff in this matter, that she is authorized to take this Verification, and that the statements made in the foregoing civil Action in Mortgage ForeClosure are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. .-/v LU),\U . 1\ i" <}j \ \ l\ \ \\ ',- J DATE: 10 - /6 -- c; J' \B.~ ~" ~ '.' '-' -...'. ""... .' '".. ",,' -, . . .."~,.-- : '_:,.\ , '. ..'.....',...'..' ""+"" " , ~ ~ ...:::s--'Y1.... ~"<:l~ , .I" "" r-t r\ ~ --.~ ;')>'~,: ;~":'J~:,~h1:ftl:f~~:;>jr .';,1,,' 'J ,"., /.~ l,'V,:J1 r,.z'~1-'\' ,,~'. . ,.'. '.- .. ._-~...- .._.u' , , . 'j~' .i. '"I.!" i(i!1 , ":"" ,''l];f,\l!ttj" "r , ,....,.,\,'...i!<.:.i. \' J'.,' 'tlr;~AJf":~, .';;: '1 "U. <'~':''''}1'l{~1~'''' , ...,' ':"'\::f~tt~1~~ " .... .,...___."..1'.;\1 , , ' ~: -.", ,'.- -- .'.'--/.':';;;,';0::~)7.?:.,~~ .,,, -"""-"~'~"'!il~"'1~* ',', '" ;,i_:"!':~g;,,'t'i~~*~;O" lrM: --... '::{M:t~~1W~f'" '.:' .~\ ";'';!~';'',~,(;dji~P.r:1t~ <,~~~l' , ~. ~'~:';:.Yi:.:';'B/,(~:~~:::~ ::' {" ., ';J " :3', f_: .;,.., ., l~i~~l ,e,. :~'1f'",c",:--", ',."l:I8'11~;~f ''''; -;'~'-;8'-,.,g...':Q~ .I,:.....,...:.<~,. :.1$ " 0: O1.o.'c~:,f'!o ;, '-'I.lJ ~ t','," cS'~i!:'( ,'~~f~ ;",:', ',,' ",; .>.: '," "',;' FEDERMAN AND PHELAN By: FRANK FEDERMAN Identitication No. 12240 Two Penn Canter Plaza - DuitQ 900 Philadelphia, PA 19102 (~ 15LJ_~3-7_0_0_0.u_ Attornoy for Plaintitt GE CAPITAL MORTGAGE SERVICES, INC. CUMBERLAND COUNTY 2000 WEST LOOP SUITE 1300 HOUSTON, TX SOUTH COURT OF COMMON PLEAS 77027 VB. RUBY L. HUNTER, A/K/A RUBY HUNTER CIVIL DIVISION 40 WEST MAIN STREET PLAINFIELD, PA 17081 NO. 98-6104 CIVIL PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ~SS~SSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter jUdgment in favor of the Plaintiff and against RUBY L. HUNTER. A/K/A RUBY HUNTER, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest - 10/1/90-1/7/99 TOTAL $101,178.69 2.434.41 $103,613.10 I hereby certify that (I) the addresses of the Plaintiff and Defendant(s) are as shown above, and (2) that notice has been given in accordance with Rule 237.1, copy attached. ~tv-~ll ,~)! U~ ~t~~ FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: /-/3 . 9,,' d /),,1;;; ~ ,.J<9~, y PRO PROTHY /,7':: " "'-. ~' . -...l ,.f, t( ~ ,'. ~ "", ">, '"i-- ~ rs ~ :~ ,~ '\ :;. 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FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 suite 900 Two Penn Center plaza Philadelphia, PA 19102 (215) 563-7000 ATTORNEY FOR PL~INTIFF GE CAPITAL MORTGAGE SERVICES, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION VB. RUBY L. HUNTER, A/KIA RUBY HUNTER ; NO. 98-6104 CIVIL VERIFICATION OF NON-MILITARY SERVICE FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he hus knowledge of the following facts, to wit: (a) that the defendunt(s) islare not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' civil Relief Act of congress of 1940, as amended. (b) that defendant over 18 years of age and PLAINFIELD, PA 17081. RUBY L. HUNTER, A/K/A RUBY HUNTER is resides at 40 WEST MAIN STREET, This statement is made subject to the penalties of 18 Pa. C.S. section 4904 relating to unsworn falsification to authorities. I . ~"v... ",jl \ !JJ J. ~Q(_ ~~G4~ FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff J I .. ' I ' \1 "\ 1 ., " .~ ,. '~ I' ~ ; I \ ' , l . i , , . \ ~ . . .. ~ , , . " GE CAPITAL MORTGAGE SERVICES, INC. CUMDERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION VB. RUDY L. HUNTER, A/K/A RUBY HUNTER NO. 98-6104 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 l~tU<i_a V i..LH.Q-,--U GE CAPITAL MORTGAGE SERVICES. INC. , Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution WuS filed the following information concerning the rCul property located at 40 WEST MAIN STREET. PLAINFIELD. PA 17081. 1. Name and address of Owner(s) or reputed Owner(s): NAMI:; LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) RUBY L. HUNTER. AIKIA RUBY HUNTER 40 WEST MAIN STREET PLAINFIELD. PA 17081 2. Name and address of Defendant(s) in the jUdgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, pleuse so indicate) SAME AS ABOVE 3. Name and address of every jUdgment creditor whose jUdgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN AODRESS (if address cannot be reasonably ascertained, please so indicate) STAR BANK. NA 205 WEST 4TH STREET CINCINNATI. OH 45202 . " " . Name iind ilddrf'~;f; of I'V(ll"y' othef" pl'r--:;on who lid:; <lilY l"{'cord 1 ion on the property: tiM'll'; LM;T KtlOWtl M)lJHE~;~; (i I dddrr,!;s Cdnnot be rCi1sotlo1b I y d:~cprtil i ned I pledse so indicilb') NOm; 6. Name and address ot every other person who hilS any record interest in the property ilnd whose interest may be affected by the sale: NAm; LAST KNOWN ADUHESS (it address cannot be reasonably ascertained, please so indicate) CUMBERLAND COUNTY DOMESTIC RELATIONS DEPARTMENT CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SOUARE CARLISLE, PA 17013 7. Name and address of every other person whom the plaintiff has knowledge who has ilny interest in the property which may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) TENANT/OCCUPANT 40 WEST MAIN STREET PLAINFIELD. PA 17081 Januarv 7. 1999 DATE I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of IS Pac c.S. Sec. 4904 relating to unsworn falsification to authorities. I ',. ~J\l"\vt\ 0 jI,LV.L \/~,v--- FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 ATTORNEY FOR PLAINTIFF GE CAPITAL MORTGAGE SERVICES, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION VB. RUBY L. HUNTER, A/K/A RUBY HUNTER NO. 98-6104 CIVIL CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: an FHA mortgage non-owner occupied vacant (xx) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. ~,\,{v\vL 0 YLltv)~- FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff GE CAPITAL MORTGAGE SERVICES, INC. CUMDERLAND COUNTY COURT OF COMMON PLE~G VB. CIVIL DIVISION RUBY L. HUNTER, A/K/A RUBY HUNTER NO. 98-6104 CIVIL NOTICE OF SHER~FF'~__~AL_~ OF REA~ PROPERTY January 7, 1999 TO: RUBY L. HUNTER, A/K/A RUBY HUNTER 40 WEST MAIN STREET PLAINFIELD, PA 17081 THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. Your house (real estate) at 40 WEST MAIN STREET. PLAINFIELD. PA 17081, is scheduled to be sold at the Sheriff's Sale on JUNE 9. 1999 at 10:00 u.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of ~,613.10 obtuined by GE CAPITAL MORTGAGE SERVICES. INC. (the mortgagee) against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (2151 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 1. be sold calling If the Sheriff's S~l0 to the highest bidder. (2151 563-7000. is not stopped, your property will You may tind out the price bid by I t " l ' [ ~: ,,\ ~ . You may need an i1ttOt'lll'Y to ,'''';f'l't your r iqhts. The sooner you contact one, the more d.MlC!' you will have of stopping the sale. (See notice on Pdq" two on how to obt,lin an attorney.) YOIL MA},' STILL I!E_1\BLE TO S~VE YOUR PROPERTY ullt!D_.._ YOU,_H~',/'E_OT~~!! RIGHTS EVEN IF THF; SH!:IUH'S SIILE" DOES .TIIKE,J'Ll\c:E,._ 2. sale if of your You muY be uble to petition the Court to set aside the the bid price was grossly inudequate compared to the value property. 3. The sule will qo throulJll only Sheriff the full umount due in ti,e s~le. happened, you may call (210,) 'jriJ-7000. it the buyer pays the To find out if this has 4. I f the amount due f rom the Buyer is not pu id to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff und the Sheriff gives a deed to the buyer. At that time, the buyer muY bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT IIFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CIIN GET LEGIIL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY IIVENUE Cumberland County courthouse CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 it " , .' DF.SCRWTlO:\' ALL THAT CERTAIN tract of land situate in the Village of Plaintield, West Penr.sc';ro TOI',nship, Cumberiand County. Pennsylvania. bounded and described as follows, to wit: BEGINNING at a point in the center line of Pennsylvania Route 641. thence by a ce""in alley South II degrees 30 minutes West 161 feet to a nail; thence by said alley South I de~:ee 15 minutes East. 49.5 feet to a nail; thence along a center of another alley; i\onh SOS degrees W~,( I27~ feet to a nail; thence bv land now or formerlv of he Reformed Mennonite Church, i\lJnh 3/) .lecrrees East. '. - 26,7 feet to a post; thence by the same, i\onh 18 degrees 30 minutes East, 216.S fee: [Q a plJint in rhe center line of the aforementioned Pennsylvania Route 641; thence along said cem,:: line S,)uth 71 degrees 30 minutes East, 95,S feet to a point. the place of BEGINi\Ii\G, HAVING THEREON ERECTED a frame and brick dwelling BEING Tax Parcel.# 46-18-1394-087, TITLE TO SAID PREMISES IS VESTED IN Ruby Hunter by Deed from Harry C, Eckrich. Jr. and Beryl J. 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I i('M~ ; ,.~ r -~, ,'. , ," ; t: '-~ f' Receipt for Certified Mail ,-;,)1 ::3. .r',I(>- II (/ (I \1) c ~ . u :'" .~ .~ ~" ~c 0:1 " . 0;: :2 .~ "" w~ <0 ~':: 'JlJ tj::i .w ~: "- :; ~ o " ~ SENDER . l~".! '"U .'.."" .,,1 ~~1"" . ,.,,..,, . "''',...r, It", I, ,.". ..~. "" I . "., "..'..... ',,' ".' -. .,. ,-'t' ", "., toll',,) ....,.,1\ ~'.) n'u',,,,' II", 101Inll""; ',"",lIet'.i 1"-'1 II' "'!!,II,..'l . '_'.~. to-. " _/,1 I "'0 ""','~ ''''..'' '..' .1'...1~"" Il.~.'.. ..." ~,....' ...'-" ".. .".... ..." ~. "'-<<"1 .,.! "". .,..... " ...~.-,I ," ," ' ..' " ...2f n,:~~trlUt.,1 o.'I,,~..r'I'............../ ~-_.,,/ . <:,)n<;l,~l pO:,lm.I';!'" 'nr I,.,. .Ia Arll!-:h' ~JWl1t)I'r '., ~..." . '.' '.. . . ~ ... i. .'~ ' . I .~.,.. I J 'Af1...~' ~)rll"'.,,"ll" ~l.!l'( ". II~~TU.. 11/,;,/1. kU81 IlUNTF.k 4J "':;~,/l' .~:A~:, sr":.~T 11_\1 :;Y; ", ',J. YlllllUU~1 P 970 626 3'lS , 1.11) ).., '''c.~ i,ll" . ! I . Ii C t\ " r ~ ,. ;~ i' I l . ...... r: f 7 f' ,. f '. ~ , I .. J . 1 .1- , " ,I ~ , , ''d, ~.., r') .....: ';, c_ , , , . y , I (" " ')-' ~;i " I" , " (). ~ <"'. ~ , (i!: ('apilal MOrlgage Sl'rviees. IlIe, .Vs- Ruhy L. lIullter III I Ill' ('olin or ('ommoll I'k'as or ('umherlalld ('oullly. I'ellllsy"allia :'\0, 'IX.!>! 0.1 ('i, il Term Richard I,:. Smith. Deputy Sheirlf. \\ho h,'illg dilly "'Olll aCI'ordillg to la\\. says 011 April I. 1')'1') al X:5X 0 'clock A.M. !:ST. he 1""'I'd a cOI'Y or real htate Wril1\:otil:e Posler alld Description in the ahove enlilled aelionupolI Ihe property or Ruhy Ilunler located at 40 West Main Street. Plain/ield. ('umherland Coullty. Pennsylvania. according 10 law David McKinney. Deputy Shcirn: who heing duly s\\orn according to '.1\\. says on January 27.19'19 at 1:26 o'c1oek P.M. !:ST. hc scrved a Irue copy ofre.ll hlate Wril Notice and Deseriplion in the ahove entitled aelionupon the wihtin named dclendant 10 wit: Ruhy L. Ilunler aka Ruhy Ilunter hy making known unto Ruhy Ilunter at 40 West Main Street. Plainficld. Cumberland County. Pennsylvania. its contents and at the same time handing to her personally the said true and attested copies of the same. Richard E. Smilh Depllly Sherin: who heing duly sworn according to law. says on April!. 1999 at 9:02 o'c1ock A.M.EST. he served a copy of Real Estate Poster in the above entitled action upon the within named dclendant to wit: Ruhy lIunler by makin gknown unto Ruhy Hunter at40 West Main Street. Plainfield. Cumberland County. Pennsylvania. its contents and at the same time handing to her personally the said truc and attested copies ofthc same. R. Thomas Kline. Sheriff. who bcing duly sworn according to law. says he scrved the above Real Estate Writ Notice Poster and Description in the 1'1110wing manner: The Sheriff mailed a notice of the pendency of the action by regular mail to the defendant Ruby L. Hunter to her last known address 40 West Main Street. Plainfield. Pennsylvania. This letter was mailed under the date of April 2. 1999 and never returned to the Sheriffs Office. R. Thomas Kline, Sherin: who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at Court House, Carlisle. Cumberland County, Pennsylvania, on June 9.1999 at 10:00 o'clock A.M.EDST, and sold the same Jar the sum of$ 1.00 to Attorney Daniel Schmeig for GE Capital Mortgage Services. Inc., its successors and assigns. It being the highest bid and best price received /01' the same GE Capital Mortgage Services. Inc, 2000 West Loop, South. Suite 1300. Houston TX 77027 being the buyer in this execution paid the sum 01'$ 729.59 it being Sheriffs Costs> Sheriffs Costs: Docketing Poundage Posting Bills Advertising Acknowledging Decd Auctioneer Law Library County Mileage 30,00 14,31 15.00 15.00 30.00 10.00 .50 1.00 7.44 j Certilied Mail Levy Surcharge Law Journal Patriot News Share of Bills Distribution of I'n>cccds Sheriffs Deed . ~)() 1:'1.1111 1(:.1111 211,2:'1 2 XI).1:1 22,<;11 2:'1,011 __.2(,,:'111 S 72').:'\') I'd by ,\lIy, (,_2').1)1) \ I " t< J,' I, , ~ . Sworn and Suhscrihed To BcI"re Me '1'1' c. [) . (' 1JS~ ay 01 .'~ r'''''--- 1999, A.D. pr~ld~170~~r/ 7h, U"" dr:/' ,: r' soa?~~-<, R, Thomas Klinc, Sheriff ; 1, i ..1/ BY-In -U'.~~/. '>-:"f(((:i~ Real Estate Deputy " ) i r,\ ~ , ~& , ! vJ ~1j)' vt \? Ie! q I )5 \ o.~ ,.Ju "c.\ (Or' : ! " I I I I ~ k 0'./". GE CAPITAL MORTGAGE SERVICES, INC. VB. CUMDERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION RUBY L. HUNTER, h/K/A RUBY HUNTER NO. 98-6104 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit ~9~!t GE CAPITAL MORTGAGE SERVICES. INC~, Pluintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution WuS filed the following information concerning the real property located at 40 WEST MAIN STREET. PLAINFIELD. PA 17081. 1. Name and address of OWner(s) or reputed OWner(s): NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) RUBY L. HUNTER. AIKIA RUBY HUNTER 40 WEST MAIN STREET PLAINFIELD. PA 17081 2. Name and address of Defendant(s) in the jUdgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonubly ascertained, please so indicate) SAME AS ABOVE 3. Name and address of every jUdgment creditor whose jUdgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOI'/N !\DDRESS (if address cannot be reasonably ascertained, please so indicate) STAR BANK. NA 205 WEST 4TH STREET CINCINNATI, OH 45202 5. Name and lIddrcsr; of every ottH'r per'son who hd:~ .tny rpconJ I ion on the property: tlli!1f; LAST KNOWN AOON~~~ (il ~ddress cnnnot be rcasorl~~ly ilsccrtaincd, please so indici,te) NONE 6. Name and address of every other person who h~s any record interest in the property and whose interest m~y be affected by the sale: NAME LAST KNOWN ADDRESS (if ~ddress cannot be reasonably ascertained, please so indicate) CUMBERLAND COUNTY ~QM~~~J~ RELATIONS DEPARTMENT CUMBER~AND COUNTY COURTHOUS~ ONE COURTHOUSE SOUAFE CARLISLE. PA 17013 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME LAST KNOWN ADDRESS (if uddress cannot be reasonably ascertained, please so indicate) TENANT/OCCUPANT 40 WEST MAIN STREET PLAINFIELD. PA 17081 Januarv 7. 1999 DATE I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that fulse statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities, I ".' ~J\(\"\vt\ 0i,LLC\/Wv-- FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff -- GE CAPITAL MORTGAGE SERVICES, INC. CUMDERLAND COUNTY COURT OF COMMON PLEAS VB. CIVIL DIVISION RUBY L. HUNTER, A/K/A RUBY HUNTER NO. 98-6104 CIVIL NOT I G.LQLSHf:n IF:,F,~.S.S~LE_QX,.R.EALJRQ!:ER TY January 7, 1999 TO: RUBY L. HUNTER, A/K/A RUBY HUNTER 40 WEST MAIN STREET PLAINFIELD, PA 17081 THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. Your house (reul estate) at 40 WEST MAIN STREET. PLAINFIELD. PA 17081, is scheduled to be sold at the Sheriff's Sale on JUNE 9. 1999 at 10:00 a.m. in the Cumberland County Courthouse, south Hanover street, Carlisle, PA 17013, to enforce the court judgment of $103.613.10 obtained by GE CAPITAL MORTGAGE SERVICES. INC. (the mortgagee) against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: ~) 563-7000. 2. You may be able to stop the sa le by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sule through other legal proceedings. ,. ." You may need an attorney to n~~ert your rights. The sooner you contact one, the more ch..nce YOll will have of stopping the sale. (See notice on pnqe two on how to obtain an attorney.) YOU MAY STILILJLLl\.IlJ.E._'I'.o_SAVE_YOUR..PRQ~ERT.Y_j\~P._y'Q_U__ltM'F; OTHF;R RIGHTS EVEN IF THE ..1lHERIEF:'S ,SALE,_DOEST_AKE"PLA_CF;.. l. be sold calling I f the Sher iff' ,; s.. Ie to the highest bidder. (215) 563-7000. is not RtoPpcd, your property will You muy find out the price bid by 2. sale if of your You may be able to petition the Court to set aside the the bid price was grossly inadequate compared to the value property. 3. The si)le will go throuqh only Sheriff the full amount due in the sale. happened, you may call (215) 563-7000. if the buyer pays the To find out if this has 4. If the amount due from the Buyer is not puid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the prOposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. You SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE Cumberland County Courthouse CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 ... DESCRIPTIO:\' ALL THAT CERTAIN tract of land situate in the Village of Plainfidd, W~st P~nr.si:',ro TIl'.lnship. Cumberland County. Pmnsylvania. bounded and described as follows. to wit: BEGINNING at a point in the center line of Pennsylvania Route 641, thence by a c~'.:Jin alky South II degre~s 30 minutes West 161 feet to a nail; thence by said alley South 1 de~:ee 15 minut~s East. 49.5 feet to a nail; thenc~ along a center of another alley; North 88 degre~s W:,t 127 ! feet ell a nail; thence by land now or fonner!y of he Refonned Mennonite Church, North 3r} ,Jegr~e; East. 26,7 feet to a post; thence by the same. North 18 degre~s 30 minutes East. 216,8 fe~( to a point in the center line of the aforementioned Pennsylvania Route 6..1; thence along said C~nt':: line S,)uth 71 degrees 30 minutes East, 95,8 feet to a point. the place of BEGINNING, i j'j " I, I , , " j'. , I , HA VING THEREON ERECTED a frame and brick dwelling, BEING Tax Parcel it 46-18.139...087. TITLE TO SAID PREMISES IS VESTED IN Ruby Hunter by Deed from Harry C. Eckrich. Ir, and Beryl I, Miller-Eckrich. his wife. and Raben Hunter dated 12/30/91, recorded 113/92. in Deed Book L-35. page 904, ~'i , i i,1 i i. f,''t WRIT OF EXECUTION and/or ATTACHMENT COMMONWEAL TH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO '111-(,111,1 CIVil 19:< '/'"nll CIVil AC liON, lAW TO THE SHERIFF OF <:ulIIL>crluil'J COUN r Y To sallsfy the debl, mleresl and COSls due (;1< ('dI"t.J! j'.1! tqdljf' ~;"rvi('('!;, T,J('. Irom,__!/tJbJ(, I..~ HUlIter, il/k/d I~Jl.y ",,"I,'r PI.AINTIFF(S) ---_._~.~-_." -- ..--...- ',.-...---- DEFENDANT(S) (1) You are direcfed 10 levy upon Ihe prope~y olthe delendJlIt(s) and 10 sell ,~-,See...lega.LdescripLion ot P.l.~oJ.^'.I.Ly .. --_.__..__.._-_._--~---_.- (2) You are also direcled 10 allach IIle prope~y ollhe dclcndanl(S) nollevied upon in the possession of _._ "---"--'~-"---'--'- .---------.---- -- ---..-----..--.. ---- ------...---- -----~~-._---- u_,__~___,~GARNISHEE(S) as lollows: .---...--_____..~m______ .___n__. and to notify the garnishee(s) that: (a) an allachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debito or for the account of the defendant(s) and from delivering any prope~y of the defendant(s) or otherwise disposing thereof; (3) Ilprope~yofthedefendant(s) nollevied upon an subJeclto allachment is found in Ihe possession of anyone other than a named garnishee, you are direcled to nolily him/herthal he/she has been added as a garnishee and is enjoined as above stated, Amount Due__$1.Q;l_L17!J."Jl.9_____________ _ L.L. _____.~,_5Q. Interest from ~S~~J~ sale @ $17.._0~,.r.""r_di9)ue Prothy-sl.OO__., Atly's Comm % Other Cosls ____ Atly Paid S99. 72 Plainlill Paid Date: January 13, 1999.___,___,~__,__ u._._. _c:~r.t.~"_E"lQr:!9.. Prothonolary, Civil Division REQUESTING PARTY: Federman and Phelan Fr']flk--FeQe"maJ1.~___ Two Penn Center Plaza - Suite 900 ? ' , J by: -~<L.L...!6dI!.:" Oeputy (}:j Name Address: Pbiladelphia, PA 19102 Attorney for: Plaintiff Telephone: ( 2l5) 563-7000 Supreme Court ID No. ,", I ~)~.~.. J ,..... ~'.,)r\l.-~'.. .\i~'.' j ,.....,..l- ':"'\..r' ~ I H_ ~'f' ._ ,'/ .'I Ii l'(// ,.,j . ." .' <, ;'1:' ;1::) =.._:;:~I .'-,,- .......'\: -.-.,. " ....... ",::~.... .~I :.. . ~: l: ;.... . ;C;'(/''i "tJ J'_/('..t~.(} /), . ,', :,;~ 'h If , " '.. / / /-,: ,I ,/. JI J '~/l)_ ,/ .'/>1"11~"~ ;:'~1-1<':!.k-t/ II. '/),I/'l.'/.'/' .._ ,!L, / " ..... 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