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HomeMy WebLinkAbout98-06139 I 1. ! ! I . ,) !~ I . I 11 , :s i~ I I I I~ ,} I~ I ~ It- i~ ~ <) ~ -l- ~ q: I~ t) ~ l'-J , r I~ l\~ I l:s l~' I . ; I I~ ...... . ~ \ ~. ""'i J ~i 1 1. Plaintif f is CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICES 6000 ATRIUM WAY MT. LAUREL, NJ 08054 2. The name(s) and last known addressees) of the Defendant(s) are TINA R. HAUS, A/K/A TINA WALTERS 36 EDGEWOOD DRIVE MECHANICSBURG, PA 17055 3. who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. On 2/23/96 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to MEMBERS 1ST FEDERAL CREDIT UNION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1305, Page 506. By Assignment of Mortgage dated 2/23/96 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book No. 514, Page 839. . " I~ i I I' '. , , 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 7/1/98 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A copy of such notice is attached as Exhibit "A." 6. The following amounts are due on the mortgage: Principal Balance Interest 6/1/98 through 10/1/98 (Per Diem $17.48) Attorney's Fees Cumulative Late Charges 2/23/96 to 10/1/98 Cost of Suit and Title Search $85,107.31 2,133.51 4,255.00 91.24 550.00 Subtotal 92,137.06 Escrow Credit Deficit 0.00 100.02 Subtotal 100.02 TOTAL $92,237.08 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000.00. 9. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiff's written Notice to Defend~nts, a true and correct copy of which is attached hereto as Exhibit "8". 10. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. S 1692 et seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof. If Defendant(s) do so in writing within thirty (3D) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendant(s) with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $92,237.08, together with interest from 10/1/98 at the rate of $17.48 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. r ~tA._/! }--'7d!<l~1A--Ic-<-- /s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff PIIII.\Ior1I:OIEt' st'f'\lru 6000 AllIum \\'J~ Mt.L..lutd.:-';J OIW5-$ 1".'1 ~1;I)J.J'l ~FI,7 I',l~ /l(J'1 t.,1 ~ \of 100 Z 082 323 100 us PostaJ ServICe Receipt for Certified Mall . No Insurance CO.....rage Provided. 00 not use lor Inl8mationlJ Mail SQ. reverse S.ntl' " . StrM'~ September 04, 1998 POl1 Ot1\cI, Stat., & liP Codt P- $ Tina Wal ters 36 Edqewood Drive Mechanicsburg, PA 17055 c...ftodFN NOTICE OF INTENTION TO FORECLOSE MORTGAGE Spodaj 00lN0<y F.. _olDel""fF.. ." 8l Rol1.mRoeeoPl5l'owr><J1l> - Whom & 0&1. DeIvef8d '2 P.eun~Sh:Nrn;tl'Mon, ~"",&_'l_ g TOTAL P""go HN' $ co M POS1J1\morOale E o u. Ul Q, , RE: Loan Number 7747041 36 Edgewood Drive Mechanicsburg PA 17055 Dear Member(s): The mo~tgage held by PHH Mortgage Services (hereinafter We us or ours) on your property located at 36 Edgewood Drive Mechanicsburg PA 17055 is in serious default because you have not made the monthly payment of $ 744.82 for last 3 montha. Late charges (and other charges) have also accrued to this date in the amount of $ 60.83. You may cure this default within thirty (30) days of the date of this letter by paying to us the amount of $ 2,310.59 plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and sent to 6000 Atrium Way, Mount Laurel, NJ 08054, If you do not cure the default within thirty (30) days, we intend to exercise our right to accelerate the mortgage payments. This means that whatever is outstanding on the original amount borrowed will be considered due immediately and you may losa the chance to payoff the original mortgage in monthly installments. If full payment of the amount of default is not made within thirty (30) days, we also intend to instruct OUr attorneys to start a lawsuit to foreclose your mortgaged property, If the mortgage is foreclosed, your mortgaged property will be sold by the sheriff to payoff the mortgage debt. If we refer your case to our attorneys and you CUre the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees incurred up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. . EXHIBIT A Attorney's fees w~ll be added whatever you owe us, wh~ch may also include our reasonable costs, If you cure the default within the thirty day period, you will not be required to pay attorney's fees, We may also sue you personally for the unpaid principal balance and all other s~ under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the sheriff's foreclosure sale, ~ou rr~y do so by paying the Total Amount of the unpaid monthly payments plus any late or other chargas then due, as well as the reasonable attorney's fce~ and cost# connected with the foreclosure sale (and perform any other requirements under the mortgage). It is estimated that the earliest date that such a sheriff's sale could be held would be approximately six months from date of this letter. A notice of the date of the sheriff's sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling Us at the following number 1-800-257-0460. This payment must be in cash, cashier's check, certified check or money order and made payable to us at the address s ta ted above. You should realize that a sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the sheriff's sale, a lawsuit could be started to evict you. ~ou have additional rights to help protect your interest in the property, You have the right to sell the property to obtain money to payoff the mortgage debt, or to borrow money from another lending institution to payoff this debt, You may have the right to sell or transfer the property subject to the mortgage to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale, (and that the other requirements under the mortgage are satiSfied). Contact us to determine under what circumstances this right might exist, You have the right to have this default cured by any third party acting on your behalf. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year, If you have any questions regarding your account, please call us at 800-257-0460 Ext. 3901. Sincerely, The Collection Department XC200/Attachment \ .EXHIBn A If you attend a face-to-face mcot~ng w~th th~s lender, or wlth a reprQ~on tative of the Consumer Cre~t C~unseling Agency, no further foreclosure proceeding may take place for thirty (30) daY3 after the date of that meeting. You may contact us at 1-800-257-0460 Ext. 3901 for the name of our representative. The names and addresses of designated Consumer Credit Counceling Agencies are shown on the attached sheet. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intention. Your mortgage is in default because you have failed to pay prompt installments of principal and interest, as required, for a period of at least sixty (60) days, The total amount of the delinquency is $ 2,310.59. If you have tried and are unable to resolve this problem at/or after your face-to-face meeting, you have the right to apply for financial Assistance under the Homeowners Emergency Assistance Act of 1983 with one of the designated Consumer Credit Counseling Agencies listed on the Attachment. An application for assistance may only be obtained from a Consumer Credit Counseling Agency. That Agency will will assist you in filling out your application and will submit the completed application to the Pennsylvania Housing Finance Agency, Your application must be filed or postmarked within thirty (30) days of your face-to-face meeting. It is very important that your application is accurate and complete. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will take place providing that you have met the time requirements set forth above, You will be notified directly by the agency of its decision, Available funds will be dispursed by the agency under the eligibility criteria established by the Act, You may receive another notice from this lender under ACT 6 of 1974. That notice is called a " NOTICE OF INTENTION TO FORECLOSE I'. You must read both notices as they explain your rights under Pennsylvania Law. The Pennsylvania Housing Finance Agency is located at: 2101 North Front street, PO Box 8029 Harrisburg, PA 17105 Phon~: (717) -780-3800 or (800) -342-2397 EXHIBIT "Bu, Sincerely, The Collection Department XC201/Attachment At:or:\ R<:)u.:s1n'J CO:'t'or"c~on B~6 nOt~h aro~d 3t~~~~ ~h~l~de~~h~~, ~A ~1~3Q (~:'Sl 765.1::H l.:llSI 765.1":7 (!J.:<) B'~ t: lc.:s . C h.. .:s ': .. :" . e.laware, Honcqc~e~/. Phi14d.elpbia At:tion Hou.1nq, Inc, NUmber T'oIo Ga.ce'lI/a,/ Cent.er 9t.h rloor Pit.tsburgh. P~ 15::: (40:':!l 39l.19S6 (412) 391-451:: (:.J;<l Allegheny. Beave:-. Butler, ray.t.te, Gr..n.. Washington. W.s~r.land. AM C:'edi t Inst.itute 175 St:'ilt: !ord ,\....~nue, Suite 1 Wa:r.1e, PA 1909,7 (610) 9-:':'::'0 {GtOI 681-7860 (fa.:<) 3'.1t:ics. Ches:.er, eelaware, Moncgomer/. Pbiladel.,hia C~unseli:1g American RoiiId C:'OS3- Hanover C~apc.:' 529 Carlisle Stre~t HanoYe:, PA 17331 (n7) 637-376a (7t7) 6J7.J294 (:J.:() Ad~. York. V:'anklin Bedlord-Vulton Hou~ing Sertices R.e, ~1, Box 364 Everet:. PA 15531 (at4J 623.9129 (al..) 623-7187 (!a:<) Bed!o:'d. Blair. Camb:'ia., Vulcon, Huntingdon. Somerset. Blair County Econ Opportunity Council 2100 6th A,'.renue A1.::oona, Pill., 1560:! (814.) 946 -3651 (814.) 946-5451 (fa:() Ad""", Booker T. Washington Center 1720 Holland St:eet Erie, PA 1<5503 (a14) 4S3-S7H {al"'l 453 - 57"'9 (::.1:<) Crawford. Erie, Wa:':'en Bucks Coun~y Hou3ing Group. Inc. 1.;0 g, Richa::d:;cl"'. A'.r~~ue Lar.gho:,:-:.e, ?A 1;'047 (215) 750 -43 10 (:!:'51 750 -4.3:3 (:.1;<;) Buck~ Budget Coun3eling Ca~:~:, 241 Nor:h Fifth S~=~~: Readlng, PA 196~: (610) 375.1866 (lil0) 376-6575 lfa;() Barks. Cheste::, Montgome~/, Schuylkill PEmlSTINA..'f!A HeOSING F!N.;ulCE AGEllC"l ltC:-mC'mrz~' S ~RGE:1C~ MCR':'GA.Gi:: A~3:.:J':';UrCE PRCGR.\..'! CONSUMER CREDIT COUlISELI~G "G~ICIES CCC~ o! W~St8~~ P8nosylv~nid. Ioe, J1: C~estnut St:~e~ ~''''::' ': ~ :::- ~eadv:.lle, ~A 16335 {8:.lJ 3J3-aS7Q LdW':""nce cccs o~ Wd~:~':"n Pe~3,/~vanl~. :~C, Senior ;"c::.~it1 C~n~er S50 ~ain St:'~e: Jo~~stown. PA 1590~ (91-4) 539-Ii~JS Camhrid. So=er,et CC:~ o~ ~IO=:~eastd~ P"c=sylviUlia 185 ~l~i:'a St:'~et ?O, 3e:< ::13 T:::v. P.~ 16347 (717) 297-2101 {7lil 291-2799 (Ea:<) B:,adfo:,d,Su11iv3n. Susquehanna. Tioga, way::e, WYOming CCCS o~ Yor:heaste:::. Pec::..syl'.rania Hu:r.3.n Se::-.rices 9ui~di::; 5.1 W,/cml::g ;"ve:1ue, 30;( 1'3'3 Sc:an:on. PA 13501 (7::) 3.l:~-1072 0= eOQ-9:::-9537 (717134.':'9040 (EJ.:<) Bradfo:,d. CJ.::bo::., Colu::bia. Lack...wa:-.::.a, Lu:erne, Lyco=ing. Monroe, Montou:" No:':.l::.u:nl::erlar.d, Pike, Sulli'.r;-m. Susquehanca. Tioga, Wayne, Wyo=ing CCCS o~ W~~~e:'~ P~cnsylvania, Inc. 1 :Ic:,:~ Gate Sc-..a=2 ~2 Ga=de~ ee~te~ D:iv~ G=e~~sbu:,:, PA 15501 (4:!.2) 833:1290 Fayette. Greene. India::<l. Somerset. Washingt~~. Wes::l.oreland eces of Delaware Valley 1515 ~a=ket St~ee': Suite 1325 Phi1adel:hia, PA 191~7 (2:'5) StiJ-5555 (21S) a6~.266~ (!ax) Bucks, C~ester. De1.lwar'!. Montgo. Philadel~hia cccs 0: W~st~~n P~nns'llvania. Inc, J09 S~i::h=iel~ s: Pi:::;tU=3h. ?.; l~""" (4 :21 ~7:'15a4. Allegheny cccs oE ~o=:teast'!:"~ Pen=:.syl..ra:1ia 17 e:J.E':on St=~~: W~:l~=e:o, ?A :6;~: (':': -) 7:.;. 3.:S: f7: 7) 72~ -S7a3 (!3:<J B:"ad!o:"d. Su:'~i'.ra::. SU3queh3.n~a, Tioga, Wa'(:le. WyccU.:!.g CCC~ 0: W~':4:-~ P~nn3ylv~i~. Inc, 500-0: )r~ A~~nue " 0 8c:c ~7'3 C~nc3nsvl::~, ~A 16535 (311) 696'3S~6' Ar~3::"onq, B~d~or1. B:~~=. C~~r~~, C~eron. Cotn::.:"!!. Cld,1.r~ie1d. HU:!.t:.ngdon. JU::~3:3. Mi~nb. Onion cccs of Nor:~east~rn P.,c.nsyl'.r<U1ia 31 W. Ma:,ket St:e~t Wilkes-8a:,:e, PA 13i02 (ilil !l:1-~B3i or sOO-n:-95J1 (717J 821.li85 (:.3:<1 Brad!o:'d. Ca:'bon, Columbia. ~ackawan:a. Lu:e:-ne, Lyco:tting, M~~roe, Montour, Nor:l:l.t1:1berland. Pike, Sullivan, Susquehanna, Ticga. Way:e, Wycmi::g CCCS of Nor:heaster~ P'!n:l.syl-.ra::iJ.. 9 South 7~h Stre'!!: St:oudsbu=3, ?A 13350 300-J~::-9537 (7:;'J ":0-398: (:.1:<: Brad~ord. CJ.r~on,Monroe. Pike. Way::e CCCS 0: Wester:: P~~~sylvania. Inc. ':;75 Che:=-/tree La~~ Ur.iontcwn. PA lS~Ol (H2) 439-3939 WeS::.:Loreland CCCS o~ W~stern P~nn~ylvani~. Inc. 5a E, C~e::'l A~e~ce Wazr.i~Stcn, ?~ 1530: (41:) 2::2-8::92 Wash.i::1gton CCCS 0: Nortbeaster::1 Penn~yl'.rania Ge:'~an Street: ?Q, Box 38~ Dl...:sr:.ore, PA 13'5' 1-; (717l 928.9668 (717) 928.3144 (fa:c) Bradford, Sullivan, Susquehanna, Tioga, Wayne, Wyoming CCCS oE Wes:ern ?~nnsylvania. Inc. '(~C.; aui:dina 339 N, Washing:on St:eet au~ler, PA 16001 (4.1:) 282 -781:: Butle:,. Cla:-ion. Je::erson. Me:'cer, 'lenango cccs 0: ~ehigh Val:ey 367: C~e5cen: Cou~: Ea5: ~hl:ehall. PA 13052 (610) 8:1-4011 or 800<!=0.2733 [717) or (31-;) on1'/ (6tO) 8::1-0137 (fax) (61Q) 8:!1-';010 (f.:1:<) Berk~. Buck~. Carbon, L.1ncaster, ~ebigh, North.ampton. Schuylkill EXHIBIT "8" Rev 1/: CCC:1 o! P~nn3ylv3A1a. Inc. ::000 ~i::1g1estcwn Road Har=:.~turq, P~ 1MIO: {7171 5-l.1 -1 i'57 (717) 7.31.95a9 (~']'X:I Ad~ms, C~~b~rl,],nd Oauph.1::l., !':'J.J1k;~.:.n. Per:""/ Snyder. York cccs of Wester Pennsylvanid, Inc. 971 T~i=d St:ect Ber.re:" PA 15009 (n::) 77-1..0798 Beaver cecs o! NO:'t~ea3ter: Pennsyl....a.nia 103 War:'en St=ee: ?Q, 80x 709 Tunk~a~~o\.~. PA 18657 (717) SJ6-6a40 (117) 835.633:: Bradtord, Sullivan, Su~que~a~=~. !iog~ Wayne, WYOm.i.ng C::CS of Nor:.l::.ea3ter:: Penn:lyl'.rania 931 :-fain St:'ee: Hor.escale. PA 13~31 (':"17) 25J -499: (n71 25j-~a17 (:3.:() Eradfo:'d. Sullivan, Susquehanna. Tioga. Wayne. Wyoming CCCS o! Wester:: Penn3ylvania, I::l.c, 91: SOUt~ George St=eet '[o:'k. P.r.. 17403 (711l846-4116 Fulton. Lane~~te:'. York Vranklin CCCS 0: We~ter::1 PennsYlvania, Inc, 1st Fede:al Pla:a Sui::e: .06 Uor:h :-fill St=ee: Ue.... Cas::le. PA 15101 (HZ) 63::-3074 Lawrence CcIr:Lission on Econol:l.ics Oppor:unity of ~u=erne County 163 Arrti:er La~e Wilkes .3a==~. P.; 13102 171i) 8:15.0511"J or 800.822.0351 (7171 829 lli~S call before Eaxi::.g (717) 455-.;994. IHa::eltanl (717J-I.55 5631 (taxI call before f3.xi:1g (717) 836-4090 {7unk~a::::.ockJ Ca:,bo~, Colu~bia. ~u=er::e, Mon~oe, Schuylkill, Wyoming Co=munity At:tion Commi~~ion of the Capital Region 151-1 Ce~:'l St:/;!:'!: Ha=:,is~u:~. ?A 17104 (7171 232 :9757 (717) 224.22=7 {:a:<l Cumberland. Oauph.in, ?ranklin. Perry, Snyder Com=u~~~y Ac:~on Oevelopm.tlne COlml iOl Oe~alb S~:e~~ ~or:is~own, ?A ~'~O~ ,.:;:.~\ ::---';]0;: 1610J 2";'7-:1.:1 (f.J.;(l Kot1t']omer"1 Community Development CQ~. at '~~nkto~~ C:ou~ Mi.niJt:"1 ~620 Griscom St::e~~ PhilacelphJ.J.. t'A U:.:~ 1:1.5; H4-::~91) t::':5) 74./,-::01:: (!.J.;<i Bucks. Chester, Oelaware Pb.ihd.lphia Commuaity Actio~ Sout.b.w.se 2: Wes~ High SCreet Waynes~urg, ~A 15370 (4t.:!) 85]-2B91 Allegheny, Fayette, Gre.ne, Wa~hi.~gton, Wese:norala.nd Community Hau3i~g C~\1rI,selor, Inc, P,O. Box 2H Ke~e~: S~~a:e, PA 19J43 t5:'OI H'/'-353:: (6101 H4-317S (ta.X) Berlc3, Chaster. Oelawar!l. r..anCaStlllr, Kontgocer"1 Economic Cabi::et ot County 225 N, Centre Str~~~ Pottsville. P~ 1790: ('n71 622-1995 (717) 6::2-0429 (faxI Berles, Carbon. Lebanon. Lehigh. Lu:erne. Northu:nb9r1a:l.d. Sc.!::.uylkill Oppor:'''.1:l.ity Sc.!::.uy1.k.:.1.:' Fayette Co Co~unit'l Action Agency, Inc. 137 Nor:h Beeson Avenue Gniontown. PA 15401 (4121 4J7-6050 or BOO-427~:;:N:O (4121 437-Hl8 ?ay~tte Finaccial Coun3~ling Ser"/ices of Franklin 31 Wese 3rd S~ree~ ~aynesboro. PA 1726a (7l7} 762-3295 Adams, CU~berland, .:oulton, Perry ?inancial Ser~ices Unli:ni:.ed 31 West 3rd Street ~aynesboro. PA 172~a t7171 762-1295 Franklin Greater Erie CO~~~1t'l .\Ct10n COl::l:U.ttee 13 ~est 9t~ Str~e~ Z':ie. PA 15:501. /3:.., 015 ~-4 sa: (3:'01; 4So-0~o:' (::.u:) Crawford. Erie, Venango. Warren Hi3p"n:.c A310C. o~ C~nt:"ac:or3/~n:.~r 3.3 ;'::'-:7 :Io:,,:~ 5:.... ~ ....... ",~1:l.:'.1ce:;Jn:..J., OIA. l~ ; 3 , ~, -: - ~ . ':""" [::':5) ~44':'J:'': 1:.1:(; Suc~~, C~e5:~r, =~:.J.~a:"~ C1b.:.ladel.,b..I..1. HOU3.1.:q 09?or:~n~:~e' ~~ gea'/!!:" Cou.'\:'l, :::::.c. :'50: 3:1 5t=~~1: 3e.l'I~=, ?;. 15,)O? ,..._,7:J.-;:: (4:'':) .;.;..-:5J'; (4:':) 7:3 -7:0:: (~.J.x; (4l::) %..-.]373 (~J.X) Beaver, Sutler, L"~ence Hou3~n9 a~por:~i:~~" Inc. 133 Se~~~:~ St=~~~ ?O. acx 9 ~cKee9~ar~. ?A 15:3: (4::) 60.. -15JO (4:::) 664.oJi373 (~ax~ Allegneny, Bea~~=, Butler. Wa'al~g:on. WO:l C-"'\O:e land HOU3.L::.g Council o~ Yo::,:: ::'::'5 ~le:::'1 Go!o::=;e S::~e': "{or~<, 01.\ 17401. (717) 954 -:.::..: (n7) 3.i5.79J4 /:J.x: York; 30U3i::.g '\.:J3ocia:::.= c~ ~~law~=~_:a::~:..~. .;100 ila...l.lt .....____ SU~:'e "iJ: ?h.:.lace:::h:..1, ?; :'J::: {:ll51 S4S -ojJ:a (2151 7%-9:,l.;! (::ax: Phi1.ade1.?hia Indiana cou::.:y C.::c:::.u::.ity Ac:100. ilrog::ac S:!7 ~a:er S~:~~:, Sex l37 :ndian,J., ilA 1570l (4l:!l 455.2557 (.n::) 4';5-5:1.3 (~a.x) Ar~3trOo.g, Ca~bria, Clear~ie1d, India::'3, ~ef!er~oo., We5~orela::.d Jor-=. ? Kennedy Ce::.:er, Io.e. :!O:: Ea~: 20:~ St:ee,: ::"..~.. il,; :55:'') (3HI 899'1)";00 (8141 898-1:'0 (:a;<: Crawford. Elk. ~rie, Jef!ersoo., Mck~a=, Venango KeY3tone Econo~i= Develo9men: Cot? 195.. ~a:: C~lce ~a~e ~ahns~o~n, ?,; 13301. (814) 5j5 -6556 (3:...1 5B-~53a I:a;<< Sedfo:-:!, B1a:.:", C.u:t::::ia. Clea=:ield, India::.a, Scme::3et.. We3~orela=.d Lycoming-Cl~nt=nCou::ie3 CO~~33:'on !or C=r.=~.:.:y ,\ct..:.on (S-;:;:?) 2:j8 Li~co1.n St=e~~ ?C. 3c:< U:g j./.:.l:'iar.'l:i:::o!:':. ?.:. L 7~"! (717) J:~ -o:a'7 t717l j:: -2::)'7 (:.J.;(, Cent.r~. Clinton, Lycoming. Union :i.J:'04 1..::.:I...,b1., ilou:lIe lO~ ~ ;,'c~3on 1t=~~: ~ed.:..1, ;>,\ ~)'l.;; (Ii:Jl S';S-'):J41i ~~~,~~~, O~:~w~:"~, Xont;omer"/, i'b1~ad.lpnl~ ~edi.1 '~llo"'sbl~ aou~. ':;Sd :ror:;, "dt:::J :it::e~t. '~':':.1~~:::n.:..1, ,^ :J:':: (::5, )-i-oJ::... (:: ~ S) 71l 5. '7;;:... (:,xl i'!:l.:':,Jdl!l?hi.~ Xon-'l,Jl:'ey On~=p1ay~d C'::.CI::11:t.ee 1:0 E. 9t.~ AvenUe Hcmestead. p~ 15:20 (,I:': I ...6:.J?6:: (...::l 46:-390;4 (~.1xl Al1.o?lqhlt:l.,/, Sea.'/iltr. Butler, ray!!tt.e. Greene. Washingt.on. W~S~ri!tland Nor:.::ter::!. Tidr C.::a:mlUity Act,:,oQ Co:,,?, P=:, 3c;( 3aJ 135 :.'es: 4t~ S::!l:oe!: :::::'l'co::~'':':!l, ilA 15dH (9~4 i 480 -1::'5:' (3:....J 486-01325 (~axJ C~e::on. ~::.~, MC~ean. flot.:'l!I::' ilhil.J.dl!ll;Jhi.J. C,Ju.::c1::' tor C==:~nit'l Ad~~ne~en': :')0 ~ro::,,:h 17::,:-: S::e~~ S''':~ ': 5JC ?h:':.J.d~:::h~.J., ?A ~J1.1~ (::::: 5057-7'303 (2:'::) 963.~H1. (:.1;<: C~~3':9r, D~1.J.wa:"9. Mon:;c=er"/, Phi::'~del?r.ia Shenanqo 'lall~y UrbcU1 League. :toe, ~J: r::'c~ar.a Ave=~~ ~arrell, i?A 1~:2::' (4::) ~Ja::'-5nQ C:.J.~~~::d, La~rence, Me::'cer Tableland Se~/i=9'. :nc. 1j: ~ro::,:h Cenc.e= t\'/o:!::....:."!: Scme::'Jet:, PA 15SJ: (3:...) H5.9629 (3:4) 4.;j .j690 (:.J.:<j Bed~ord, Ca~bria. ~.J.~ette. So~e::3et. We;Ul.Oro.;l:l.md Tabor Cc=unit'l Ser/ice3. I::c. 4;9 S. K~ng S:ree~ Lar.cast~r, PA 1'750: (7t7) ]~7-5:32 ~r 800-788-506': (H,O, or.l'/) (7:7) ]H~4:2i (:J.X) . Chester. La::.ca:ll:er. Lebanon The Trehab Ce::':'er of Nor:heast.e::':l. PA ";' Lake A~er.~e. 3cx 319 ~or.':rose, ?A 1331: (7:'7) 27a.jjJa 0: gea -no:! -';045 (7:7) 2":"3':339 l:ax: B::'J.dfo::,d, S~1.1:'~an. Su~quehJ.nna, Tioga. Wa'f'l.e. Wyom.:.ng Ur:J.l.Q Le.&<)ue ill.::sbu::'o::1h. Inc. 3u.:.::!.:.::.q for .e:qu... C~90 r~'.m1 :./ <:~." .;.~~:":~:~:~ ~':::'~'!': ;~~~Jcu:';n. 'A lS::~ (...:.:) ::":' -4i302 (....::l :!6:'-5:!07 (fax) '\:':"qheny Orb~n League 0 Met::,opo11t.3n Bar::1~burJ :::1 _ __'._ ':;::=e~:: H.J.:=~3~ur;, ?A 17::'01 (":':'i) ::H-5925 (71 i) ::H-94S~ (!axl C1"r=y Ur~an League 0 Metropolitan Harri3burg 21.07 ~. 6th S~reet Ha=ri:Jburg, PA 17101 (~:. ":') ::34.53::5 (':'17) 2H-94S3 Ca..~e:,,::'and. Dauphin ?:,,~~:':.::.. S::'y:!ar War::~a-?~r=es~ Coun~ie. EC::Jno:n:.:: Oppo::u.oi:: COu=1cil 2~~ ~~~e=:~ 3:=e~~ ?,J 3c;( 54~ ila==~:1. ?A 1-5165 (9:..) 7::5-2-1000 (3:..) ':':) .05:0 (~a:() ?~r~.s:. Wa==en Wea':~er~=a~iQn O:~ice 9:7 ~i=:~~n S:r~e~ Hu::::i::gdon. i?A 1505:5:: (3:.:.) 643 -23";) Bed!ord. Blair. Hu::.tio.gdoc., Mi!!l:i.n. Per=",/ PultoI:.. Juniata. "ide}. of Carlisle 30:' G S~reet. Car:~sl~, PA 17011 ('7:7} 2';'j~39:a (7:'7) i31.9Sa9 (::J.x) C~er1.a:d, F::anklin, ?er=",/ Rev 1/97 E'/' 11:-,\]- 11:"'):1 i-,HID I i.:.; :lAN NO. ] ] 4 ] 0 4 1 THIS SECURITY INSTRUMENT combines unnol!Tl covenants for national use and non.unnorm covenants w~h limited variations by Jurfsdlctlon to const~ute a unnorm security Instrument coverfng rnal property. UNIFORM COVENANTS. Borrower and Lander covenant and agree as IoIlows: 1. Plyment 01 PrinCipe: Ind Interest; Prepeyment Ind lite Chlrgel. Borrower shall promptly pay when due the principal 01 and Interest on the debt evidenced by the Note and any prepayment and late charges due under the NOle. 2. Fundi lor TlXel Ind InsunlOce. Subject to applicable law or to a written waiver by Lander, Borrower shall pay to Lander on the day monthly payments are due under the Note, until the Note Is paid In lull, a sum rFunds') tor: (a) yearfy taxes and assessments which mayallaln prfority over this Security Instrument as a lien on the Property; (b) yearfy leasehold payments or ground rents on the Property, n any; (c) yearly hazard or property Insurance premiums; (d) yearfy flood Insurance premiums, /I any; (e) yearfy mortgage Insurance premiums, n any; and (~ any sums payable by Borrower to Lander, In accordance w~h the provlslons of paragraph 8, In lieu 01 the payment 01 mortgage Insurance premiums. These Items are caJlad 'Escrow /lems.' Lander may, at any time, collect and hold Funds In an amount not to exceed !he maximum amount a lender lor a lederally related mortgage loan may require lor Borrower's escrow account under the lederal Real Estate Settlement Procedures Act 011974 as amended from time to time, 12 U.S.C. S 2601 at seq. rRESPA'), unless another law thlt applies to the Funds sets a lesser amount. II so, Lander may, at any time, collect and hold Funds In an amount not to exceed the lesser amount. Lander may esllmate the amount 01 Funds due on the basis 01 current data and reasonable estimates of expendllures ot future Escrow Items or otherwise In accordance with applicable law. The Funds shall be held In an Institution whose depos~s are Insured by a lederal agency, Instrumentality, or entity Qncludlng Lander, /I Lander Is such an Institution) or In any Federal Home Loan Bank. Lander shall apply the FUnds to pay the Escrow !tems. Lander may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow /lems, unless Lender pays Borrower Interesl on the Funds and applicable law permits Lander to make such a charge. However, Lender may require Borrower to pay a one-time charge lor an Independent real estate tax reporting service used by Lender In connection with this loan, unless applicable law provides otherwise. Unless an agreement Is made or applicable law requires Interest to be paid, Lender shall not be required to pay Borrower any Interest or earnings on the Funds. Borrower and Lender may agree In wrlling, however, that Interest shall be paid on the Funds. Lender shall give to Borrower, w~hout charge, an annual accounting ot the Funds, showing credits and debits to the Funds and the purpose lor which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. II the Funds held by Lender exceed the amounts permilled to be hold by applicable law, Lender shall account to Borrower lor the excess Funds In accordance with the requirements of applicable law. II the amount of the Funds held by Lendor at any time Is not su/IJcient to pay the Escrow lIems when due, Lender may so notify Borrower in writing, and. In such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency In no more than twelve monthly payments, at Lender's sole discretion. Upon payment In lull 01 all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lander. II, under paragraph 21, Lender shall acquire or soli the Property, Lender, prior to the acquisition or sale 01 the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application 01 Payments. Unless applicable law provides othorwlse, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to Interest due; lourth, to prinCipal due; and last, to any late charges due under the Note. 4. Charges; Uens. Borrower shall pay all taxes, assessments, charges, fines and Impositions allributable to the Property which may allaln priority over this Security Instrument, and leasehold payments or ground rents, /I any. Borrower shall pay these obligations In the rnanner provided In paragraph 2, or II not paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices 01 amounts to be paid under this paragraph. II Borrower makes these payments directly, Borrower shall promptly furnish to Lander receipts evidencing the payments. . . Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees In writing to the payment of the obligation secured by the lien In a manner acceptable to Lender; (b) contests In good faith the lien by, or detends against entorcement 01 the lien In, legal proceedings which In the Lender's opinion operate to prevent the enlorcement 01 the lien; or (c) secures Irom the holder 01 the lien an agreement satlslactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part 01 the Property Is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower a notice Identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above w~hin 10 days of the giving of notice. 5. Hazard or Property Insurance. Borrower shall keep the Improvements now existing or hereafter erected on the Property Insured against loss by fire, hazards included within the term 'extended coverage' and any other hazards, Including floods or flooding, lor which Lender requires Insurance. This Insurance shall be maintained In the amounts and lor the periods that Lender requires. The Insurance carrier providing the Insurance shall be chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights In the Property In accordance with paragraph 7. PENNSYLVANIA_SINGLE FAMILY-FNMA/FHLMC UNIFORM INSTRUMENT ISC/CMDTPA//OJ91/303919-90)_L PAGE 2 OF 6 FORM 3039 9/90 I, : I ')AN NO. I I . I 04 1 All Insur-.Jnce policies end renewals shall be ecceptable to lender end shalllncJude a standard mortgage clause. lender shall have the right to hold the policies and renewals. If lender requires, Borrower shall prompUy give to lender all receIpts of paJd premiums and relltlWal nolices. In the event of loss, Borrower shall give prompl notice 10 the Insurance carrior and lender. lender may make prool 01 loss W not made prompUy by Borrower. Unless lender and Borrower otherwise agree In wrltlng, Insurance prOCeeds shall be applied to restorallon or repair of the Property damaged, W the restorallon or repaIr Is economically leaslble and Lender's security Is not lessened. II the restOlllllori or repair Is not economically leaslble or lender's security would be lessened, the Insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, wllh any excess paid to Borrower. If Borrower abandons the Property, or does not answer wllhln 30 days a nollce Irom lender that the Insurance carrior has oIIered to settle a claim, then lender may collect the Insurance proceeds. lender may use the proceeds to repair or restore the Property or to pay sums secured by this Security Inslrument, whether or not then due. The 3O-day period wDI begin when the notice Is given. Unless lender and Borrower otherwise agree In wrltfng, any application 01 prOCeeds to principal shall not extend or postpone the due date or the monthly payments referred to In paragraphs 1 and 2 or change the amount of the payments. If under paragraph 21 the Property Is acquired by lender, Borrower's right to any Insurance policies and proceeds resulting !rom damage 10 the Property prior to the acqulslllon shall pass to Lender to the extent of the sums secured by this Securlty Instrument Immediately prior to the acqulslllon. 8. Occupancy, Prea&MlIon. Maintenance and Protection of the Property; Borrower'a Loan Appllcallon; Leaaehold.. Borrower shall occupy, establish, and use the Property as Borrower's principal residence wllhln sixty days after the execution or thIs Security Instrument and shall continuo to occupy the Property as Borrower's principal residence lor etleast one year aller the date of occupancy, unless Lender otherwise agrees In wrlllng, which consent shall not be unreasonably wllhheld, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or Impair the Property, allow the Property to deteriorate, or com mil wasle on the Property. Borrower shall be In default W any for/ellure action or proceeding, whelher civil or criminal, Is begun lhat In lender's good fallh judgment could result In lor/ellure of lhe Property or otherwise materially Impair the lien crealed by lhls Securlty Ins1rument or lender's security Interest. Borrower may cure such a delault and reinstate, as provided In paragraph 18, by causing the action or proceeding to be dismissed wllh a ruling thai, In Lender's good la~h determination, precludes for/ellure 01 the Borrower's Interest In the Property or olher material Impairment of the lien created by this Security Instrument or lender's security Interest. Borrower shall also be In delault W Borrower, during the loan application process, gave materially false or Inaccurate Inlormatlon or statements to Lender (or lalled to provide lender wllh any material Inlormation) In connection wllh the loan evidenced by the Nole, Including, but notllmlled to, representations concemlng Borrower's occupancy 01 the Property as a principal residence. If this Security Instrument Is on a leasehold, Borrower shall comply wllh all the provisions 01 the lease. If Borrower acquires lee tltie to the Property, the leasehold and the lee t/tJe shall nOI merge unless lender agrees to the merger In wrlling. 7. Protection of lender's Rights In the Property. If Borrower lalls to per/arm the covenants and agreements contained In this Security Instrument, or there Is a legal proceeding that may slgnificantiy affect lender's rights In the Property (such as a proceeding In bankruptcy, probate, for condemnation or for/ellure or to enforce laws or regulallons), then Lender may do and pay for whalever Is necessary to prolectthe value of the Property and Lender's rights In the Property. lender's actions may Include paying any sums secured by a lien which has priority over this Securlty Instrument, appearing In court, paying reasonable attorneys' fees and entering on the Property to make repairs. Although lender may take action under this paragraph 7, lender does not have to do so. . Any amounts disbursed by Lender under this paragraph 7 shall become add~ionai debt of Borrower secured by this Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear Interest from the date of dlsbursemenl at the Note rate and shall be payable, with Interest. upon notice from Lender to Borrower requesting payment. 8. Mortgage Insurance. If Lender required mortgage Insurance as a condition of making the loan Secured by this Security Instrument, Borrower shall pay the premiums required to maintain the mortgage Insurance In effect. If, for any reason, the mortgage Insurance coverage required by lender lapses or ceases to be In effect, Borrower shall pay the premiums required to obtain coverage substanllally equivalent to the mortgage Insurance previously in effect, at a cost substantially equivalent 10 the cost to Borrower of the mortgage Insurance previousiy In effect, from an alternate mortgage Insurer approved by Lender. If substantially equivalent mortgage Insurance coverage Is not available, Borrower shall pay to Lender each month a sum equal to one-twelfth of the yearly mortgage Insurance premium beIng paid by Borrower when the Insurance coverage lapsed or ceased to be In effect. Lender will accept, use and retain these payments as a loss reserve In lieu of mortgage Insurance. Loss reserve payments may no longer be required, at the opllon 01 lender, W mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an Insurer approved by Lender again becomes available and Is obtained. Borrower shall pay the premiums required to maintain mortgage Insurance In effect, or to provide a loss reserve, until the requirement for mortgage Insurance ends In accordance w~h any written agreement between Borrower and lender or applicable law. 9. Inspection. lender or lis agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an Inspection speCifying reasonable cause for the Inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, In connection with any COndemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. PENNSYLVANIA-SINGLE FAMILY-FNMA/FHLMC UNIFORM INSTRUMENT ISC/CMOTPA//0391/3039(9-90j.L PAGE 3 OF 6 FORM 3039 9/90 'JAN NO. 7 1 4 7 0 4 1 I~ the event of a total taking 01 the Property, the proceeds shall be applied 10 the sums sacured by this Securlty Instrument, whetl1tlr or not then due, wtth any excess paid to Borrower. In Ihe ovent of a partial taking ollila Property In which the lair market value 01 the Property Immediately belore the taking Is squalto or greater than the amount of the sums secured by this Securlty Instrument Immediately before the taking, unless Borrower and Lender otherwise agree In wrftlng, the sums secured by this Security Instrument shall be reduced by the amount 01 the proceeds multiplied by the IoIlowIng fraction: (a) the total amount of the sums secured Immediately belore Ihe taking, divided by (b) the lair market value 01 the Property Immediately before the taking. Any balance shall be paid to Borrower. In the event 01 a partial taking 01 the Property In which the lair market value 01 the Property Immediately belore tho taking Is less than Ihe amount of the sums secured Immediately belore Ihe taking, unless Borrower and Lender otherwise agree In wrlllng or unless applicable law otherwise provides, Ihe proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. ' If the Property Is abandoned by Borrower, or If, aller notice by Lender to Borrower that the condemnor oilers to make an award or settle a claim lor damages, Borrower lalls to respond to Lender wtthln 30 days aller the date the notice Is given, Lender Is authorized to collect and apply the proceeds, at tts option, etther to restoration or rapalr 01 the Property or to the sums secured by this Securlty Instrument, whether or not then due. Unless Lender and Borrower otherwise agree In writing, any application of proceeds to principal shall not extend or postpone the due date 01 the monthly payments referred 10 In paragraphs 1 and 2 or change the amount 01 such payments. ' 11. Borrower Not Released: Forbearance By Lender Not a Waiver. Extension of the time lor payment or modification 01 amortization of the sums secured by this Security Instrument granted by Lender to any successor In Interest 01 Borrower shall not operate to release the liability of the original Borrower or Borrrower's successors In Interest. Lender shall not ba required 10 commence proceedings against any successor In Interest or rei use to extend time lor payment or otherwise modify amortization 01 the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors In Interest. Any lorbearance by Lender In exercising any right or remedy shall not be a waiver of or preclude the exercise 01 any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co-signers. The covenants and agreements 01 this Security Instrument shall bind and benefrt the successors and assigns of Lender and Borrower, subject to the provisions 01 paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Securlty Instrument but does not execute the Note: (a) Is co-signing this Security Instrument only to mortgage, grant and convey that Borrower's Interest In the Property under the terms of this Security Instrument; (b) Is not personally obligated to pay the sums secured by this Securit'llnstrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations wtth regard to the terms of this Security Instrument or the Note wtthoutthat Borrower's consent. 13. Loan Charges. If the loan se~ured by this Security Instrument is subject to a law which sets maximum loan charges, and that law Is finally Interpreted so that the Interest or other loan charges collected or to be collected in connection wtth the loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected Irom Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payinentto Borrower., If a refund reduces principal, the reduction will be treated as a partial prepayment wtthout any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mall unless applicable law requires use of another method. The notice shall be directed to the Property i\ddress or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mall to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for In this Security Instrument shall be deemed to have been given to Borrower or Lender, when given as provided In this paragraph. 15. Governing Lew; Severability. This Security Instrument shall be governed by federal law and the law'of the Jurisdiction in which the Property Is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can'be given effect wllhoutthe conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument. 17. Transfer 01 the Property or s Beneliclallnterestln Borrower. If all or any part of the Property or any Interest In It Is sold or transferred (or n a beneficial Interest In Borrower Is sold or transferred and Borrower Is not a natural person) without Lender's prior written consent, Lender may, at its option, require Immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender n exercise is prohibned by lederallaw as of the date of this Securlly Instrument. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice Is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may Invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. PENNSYLVANIA-SINGLE FAMILY-FNMA/FHLMC UNIFORM INSTRUMENT ISC/CMOTPA//0391/3039(9.90).L PAGE 4 OF 6 FORM 3039 9/90 \' \ ! ~ l" If i'l , , -. ~ I'" I::! I. i ! ~,. I , I' I ,")AN NO.7; . 7 0 . 1 18. Booower'1 Right to Reln...te. If Borrower moots certain condUlons, Borrower shall have the rfghtto have enforcement of this Securfty Instrument diSCOntinUed at any lima prfor to the earfler of: (a) 5 days (or such other perfod as applicable law may IlpeCIfy for reinstatement) before sale of the Property pursuant to any power of sale contained In this Securfty Instrument; or Ib) entry of a Judgment enforcing this Securfty Instrument. Those condUlons are that Borrower: (a) peys Lander all sums which then would be due under this Securfty Instrument and the Note as If no acceleration had occurred; (b) cures any defauU of any other covenants or agreements; (c) pays all expenses Incurred In enforcing this Securfty Instrument, Including, but notllmUed to, reasonabl9 allomeys' fees; and (d) takes such action as Lander may relisonably require to assure that the lien of this Securfty Instrument, Lander's rfghts In the Property and Borrower's obIlgallon to pay the sums secured by this Security Instrument shall conllnue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as If no accelerallon had occurred. However, this rfght to reinstate shall not apply In the case of accelerallon under paragraph 17. 19. Sale of Note; Change of Loan Servlcer. The Note or a partial Interest In the Note (together wUh this Securfty Instrument) may be sold one or more times without prfor notice to Borrower. A sale may resuU In a change In the entity (known as the 'Loan Servlcor") that collects mont/'Jy payments due Uooer the Note aoo this Securfty Instrument. There also may be one or more changes of the Loan Servlcer unrelated to a sale of the Note. If there Is a change of the Loan Servlcer, Borrower wI/I be given wrfllen notice of the change In accordance wUh paragraph 14 above and applicable law. The nollce wllJ state the name and address of the new Loan Servlcer and the address to which payments should be made. The nollce wI/I also contain any other Informatloll reaulred bv applicable law. 20. Hazaraous SUbstances. 80rrowar shall nor cause or permU the presence, use, disposal, storage, or release of any Hazardous Substances on or In the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that Is In vlolallon of any Environmental Law. The preCeding two sentences shall not apply to the presence, usa, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender wrfllen notice of any Invesllgallon, claim, demand, lawsuU or other acllon by any govemmental or regulatory agency or Private party Involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower leams, or Is notlfled by any govemmental or regulatory authorfty, that any removal or other remediation of any Hazardous Substance affecting the Property Is necessary, Borrower shall promptly take all necessary remedial acllons In accordance wUh Environmental Law. As used In this paragraph 20; 'Hazardous Substances' are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesllcldes and herbicides, volalile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used In this paragraph 20, 'Environmental Law" means federal laws and laws of the jUrfsdlctlon where the Property Is located that relate to nealth, safety or environmental protecllon. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration fOllOWing Borrower's breach of any covenant or agreement In this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). Lender shall notify Borrower of, among other things: (a) the default; (b) the action required to cure the default; (c) when the default must be cured; and (d) that failure to cure the default as speclfled msy result In acceleration of the sums secured by this Security Instrument, foreclosure by Judicial proceeding and sale of the Property. Lender shall further Inform Borrower of the right to reinstate after acceleration and the right to assert In the foreclosure proceeding the non-existence of a default or any other defense of Borrower to acceleration and foreclosure. If the default Is not Cured as specified, Lender at Its Option may require Immediate payment In full of all aums aecured by this Security Instrument without further demand and may foreclose this Security Instrument by Judicial proceeding. Lender shalf be entitled to collect all expenses Incurred In pursuing the remedies provided In this paragraph 21, Including, but not limited to, altorneys' fees and costs of tll/e evidence to the extent permitted by applicable law. 22. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the eSlate conveyed shall terminate and become void. Alter such occurrence, Lender shall discharge and satisfy this Security Instrument wUhout charge to Borrower. Borrower shall pay any recordallon costs. 23. Waivers. Borrower, to the extent permilted by applicable law, waives and releases any error or defects in proceedings to enforce this Security Instrument, and hereby waives the benefit of any present or future laws providing for slay or execution, extension or time, exempt/on from allachment, levy and sale, and homestead exemption. PENNSYLVANIA-SINGLE FAMllY-FNMA/FHlMC UNIFORM INSTRUMENT ISC/CMDTPA//0391/3039(9-90).L PAGE 5 OF 6 FORM 3039 9/90 OAN NO. 1 7 . , 0 . I 24. RI~nNtlmlnt Perlod. Borrower's lime to reinstate provided In paragraph 18 shall extend 10 one hour prior to the commencement 01 blddlng at a sherif'" sale or other sole pu~uan! to this Security Inslrumonl 25. Purchll.. MonlY MCftgagl. II any 01 tho debt secured by this Security Instrument Is lontto Borrower to acqulrelJlle to the Property, thla Security Instrumont &hall be a purchase money mortgage. :ze. IntltHt Ratl AliII' Judgmlnt. Borrower agrees that the IntereSl rate payable after a Judgment Is entered on the Note or In an actJon 01 mortgage loreclosure shall be the rate payable !rom lime 10 lime under the Note. 27. Rid.,. to thl, 9acurtly Inltrument. " one or more riders are executed by Borrower and recorded together wtth this Security Instrument. the covenants and agreementa 01 each auch rider shall be Incorporated Into and shall amend and supplement the covenants and agreements 01 thla Security Instrument as II the rlder(s) were a part of this Security Instrument. [Check appllcabla box~~JUSlabIe Rate Rkler 0 Condominium Akler 01-4 Famny Rkler oGraduated Payment Rider o Planned Unit Dovolopment Alder oSlwoeldy Payment Rkler DBa/loon Akler ORate Improvement Alder oSecond Home Rkler oOther(s) [apeclfyJ BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained In this Security Instrument and In any rlder(s) executed by Borrower and recorded with It. WItnesses: (Seal) _. Social Security Number 1 9 4 - 5 2 - 6 2 4 1 (Seal) _. (Seal) _. Social Security Number Social Security Number (Seal) _. Social Security Number Certificate of Residence I, Mortgageels P.O. BOX 40. Wrtness my hand this (Space Below This Uno For AcknowledgmentJ , do hereby certify that the correct address 01 the within-named HECHANIC5BURG. PA 11055 day of . Agont I Mortoaooo County ss: e underSigned officer, personally appeared COMMONWEALTH OF PENNSYLVANIA, On this, the day of TINA R. HAU5 . known to me (or sallsfactorny proven) to be the person whose name subscribed to the within Instrument and acknowledged that h 0 / . h e executed the same for the purposes herein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. . \ \ ~ My Commission expires; Nolanal Sear -- Tille of Officer O,on. G. Radcliff. Notary Public. Camp HUI 8oro. 'Cumberland County My Cornmlulon Expires Jan. 11,2000 Memoer, Pllnnsylvama Association 01 Notanes PENNSYLVANIA-SINGLE FAMILY-FNMA/FHLMC UNIFORM INSTRUMENT ISC/CMDTPA//0391/3039(9-90j.L PAGE 6 OF 6 FORM 3039 9/90 BEGINNING 01 . point of lnter.toctlon of the .louthem line of Edg......-cod Ori..... end thtt IIno 01 adlolner between Lata, No., 8 end'g on the hor.ln.tter montlonod pi"" of lotn, thonc. by "old IIno of Ildlolnar South 10 d.-groo. 17 mInute. 30 .econds Wast a distanoe of '11,90 I.ot to a.polnt~.,t,,~ce South 79 deg~.~ 3'r, ml~ut85 Weat. dlstanco of 12.115 fIMt to Ii point; \hone. SOuth 15 dogr...!S8 mlnut85 25 seconds West I!l dlstanco of 47.31 foet to a poInt; thence South 79 door..e 42 mlnut.. 30 seconds Wesl " distance of 15,85 feol to 0 polnl; th.ne. Nor1h 10 degr... 17 mlnut.. 30 .econda w..t along thellno of adJoln.r b.twoen Lots No.. 7 ond 8 on said Plan a dlalanca of 115,00 fGet to B poInt on tho .outh.m line or Edgewood DrIVe; thenco along aa1d southem line of Edgewood Orivo, North 751 dogr... 42 mlnutaa 30 seconds Eoat, a dhitance of 75,0 feet to a polnl, the place o! BEGINNINO. r ~ . j l ': ,. l,". ~ ALL THAT CERTAIN tract of land sltuat. in tho Borough of Meehanlcaburg, Cumberland County. Ponnsvl".nla, mar. pal11cularly boundod end deecr1bod .. follows, 10 wI1, BeiNG Lot No.8. Block C, on the Anal Pllin of Pan of Blocks A, B, & C, W'ynne\NOOd Pane.. .a recorded In Plan Book 44, page 17. UNDER AND 6Ua.lECT. """_81.... to building Mll>ack IIn.., condlUona and r_trlctJona .. .hewn on said Plan and ot prlor (ecord. HAVINQ !hllt..,n .rected a dwelling. houo. known .. 311 Edgewood Drlvo, Mochanlcaburg. Penneylvanl.. BEINQ th. aam- premlama which 5ewaIt, Inc" a Pennsylvania CorporaUon. by Its. deed dated ..1un88.119815 and rect:Jrded In tho omo. 01 the Recorder of Oeeda In and for Cumborland c;ounty, Pennsy,vanla. In Book 1-31. pege 317, granted and con....oyed unto Gary A. Haus and T1ne. A. Hau.9. his wife. The aald Gory A, HaU8 by 12'11. conveyance wal....ea all right, Utlo and Interest In &aId premlaGa purauant to a Marriage Settloment Agreement dated ~.a...s,,-...' '...... ...qt.. , THIS 16 A CONVEYANCE BE'lWEEN HUSBAND AND WIFE AND IS THEREFORE TAX EXEMPT. AND the said Qre.ntor hereby covenants and agrees that they will warront specIally the property' hoteby conveyed, IN WITNESS WHEREOF, said Granlonil have hereunto sot nIBil' I"lands and 88818 the dBY and y_" flrat abovo writtQn. SEAL) .00" :i.35 'ACE 670 YER In CII.T_I9t! ,'[,\I<C ,I 1111;1\1.1-: hereby states that he/she is v!n: I'HI, IIII<,J of PHH MORTGIIGE SERVICES mortgage servicing agent for Plaintiff in this matter, that he/she is authorized to take this Verification, and that the statements made in the foregoing civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made sUbject to the penalties of 18 Pa. c.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: 10 - C~- Cf g SSOLt ~d 'DUnaS~IH~H~JH O~OU 3~ONIU~ '3 SLZS i.OINil--no:fU:l ~~H303.i ~BHIi-sli:filHaH (a:p~;) ~ pu ~ O~; .)~:t'd 1 d 'PiJUTt!".l..lVJ~;1-' ^lql'tlO~;l!a..l Jq '.lOUUI'.) DDD~ppP )11 SS3uaav NMONX ~SVI :mVfl :p~O::>D~ )0 DD"D:pow ^~"^" )0 ~i)Pl oq I'''TJ.lO;1,Ul'''' I d'n 10 ",;,1.1 ppl.' pup DWPN '~ 3NON (D~"::>IPUl os DSPDld 'paU!e~~D::>se ^lq"uos"D~ Dq ~ouu,,::> ssa~ppe )!} SS3uaav NMONX ~SV1 3WVN :PIOS aq o~ ^~~"do~d tPD~ "q~ uo Ua!l p~ooa~ e s! ~uawDpn~ asoqM ~O~!PD~::> ~uawDpn~ ^~D^D )0 SSD~PP" pue aweN 3^Oa'iC S'iC 3H'lS (a~e::>!pu! os aseald 'pau!e~~a::>se ^Iq"uosea~ aq ~ouu,,::> ssa~ppe )!} SS3uaav NMONX ~SV1 3WVN :~uawDpn~ a4~ U! (s)~uepua)aa )0 ssa~ppe pue aweN '~ SSOLt 'iCd 'DUnaS:lIN'iCH:l3W 3^IUO 00083903 9E SU3~~'iC8 'iCNI~ 'iC/X/'iC TSn'iCH 'u 'iCNI~ (a~e::>!pUT os aseald 'paUTe~~a::>se ^lqeuosea~ aq ~ouue::> ssa~ppe )!} SS3UaaV NMONX ~SV1 ::IWVN : (s}~auMO pa~nda~ ~o (s)~auMO )0 ssa~ppe pue aweN " 'SSOLt 'iCd 'DUnaS:lIN'iCH:l3W '3^IUO 00083D03 9E ~e pa~eool ^~~ado~d lea~ a4~ Du!u~a::>uoo uo!~ew~o)u! DU!MOIIO) aq~ palT) seM uOT~noax::I JO ~T~M a4~ .:rO) adToae~d a4~ a~ep aq~ )0 se 4~.:rO) s~as ' 'OS::I 'NVWU::Ia::Id XNVUd '^au~o~~e S~! hq' 'uo!~oe ahoqe a4~ U! JJT~uTeld , S3:lI^H3S 39'iC9~HOW HHd 'iC/X/d 'NOI~'iCHOdHO:l 39'iC9~HOW ~N'iCON3:l (1 'ON ~TA~PTJJ'iC) 6ZtE 3~nH O~ ~N'iCnSHnd ~I^'iCOldd'iC ~I^I:l 6Et9-96 'ON SH3~~'iC8 'iCNI~ 'iC/X/'iC 'smrn 'H 'iCNI~ 'SA NOISI^IO ~I^I:l S'iC3~d NORNO:l dO ~HnO:l X~NnO:l ON'iC~H~aWn:l S3:lI^H3S 39'iCD~HOH HHd 'iC/X/d 'NOI~VUOdHO:l 3D'iC9~HOH ~N'iCON3:l l \ I l- I, " ~I,; , " . ( ! i,.. (, f ~'\ I':' I ~ ! .' i i i ! I , \ , ~ '. ~ ) , ' CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICES CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION V9. TINA R. HAUS, A/K/A TINA WALTERS NO. 98-6139 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1l. CENDANT MORTGAGE CORPORATION. F/K/A PHH MORTGAGE SERVICES , Plaintiff in the above action,. by its attorney, FRANK FEDERMAN, ESQ. / sets forth as of the date the praecipe for the Writ of Execution was filed the following information concerning the real property located at 36 EDGEWOOD DRIVE, MECHANICSBURG, PA 17055. 1. Name and address of Owner(s) or reputed Owner(s): NAME LAST KIlOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) TINA R. HAUS, A/K/A TINA WALTERS 36 EDGEWOOD DRIVE MECHANICSBURG, PA 17055 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) MEMBERS FIRST FEDERAL CREDIT UNION 5275 E. TRINDLE ROAD MECHANICSBURG, PA 17055 5. Nilme and addr(lr;n 01 pvpr"y ottH'" fH'r':;on who han any record lion on the property: tlAMJ;; lAST KNOWN ADDRESS (if address C.lflflot b(~ rea~oni1bl Y ilscerta ined, pl(ld~;p no indic(lte) NONE 6. Name and addresn of eVery other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) CUMBERLAND COUNTY DOMESTIC RELATIONS DEPARTMENT CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SOUARE CARLISLE. PA 17013 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) TENANT/OCCUPANT 36 EDGEWOOD DRIVE MECHANICSBURG. PA 17055 Januarv 7. 1999 DATE I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. , ~),\~v''vll !DiUc v\~~ F~~NK FEDERMAN, ESQUIRE Attorney for Plaintiff , v IN THE COUfH OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICES PI<lintiff CIVIL DIVISION vs. No. 98-6139 CIVIL TINA R. HAUS, A1KJA TINA WALTERS Defendants AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA SS: CUMBERLAND COUNTY I, FRANK FEDERMAN, ESQ., attorney for CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICES, hereby verify that on MAY 10, 2000, true and correct copies of the Notice of Sheriff's Sale were served by certificate of mailing to the recorded lienholder(s), and any known interested party, see Exhibit "A" attached hereto, and the Notice of Sale was sent to defendant(s) on MAY 10, 2000 by first class mail and certified mail return receipt requested, see Exhibit "B" attached hereto. ~ ---:+ ~ / /1a.., -W17_~((r/~ / FRAN~E RMAN, ESQUIRE-- Attorney for Plaintiff I r. ~ ? Date: AUQust 10, 2000 _I ,. : , < '" I I -, I 'I ~ ! ',/" ,.1 ~ I , I " ~. ? ' '" '., " , , . , , . ,.1, I -:': l .R i\j'1 I I ,,-: ' i 0: ~I ~:Jlt:'" ::[1 - :; _I !""" :"': c;:; ,,;;(1 .. I ~'~ ::j :;. :..: r:o . ?I z " . r. :2, ;0 ~ r. , ~. tl "" >; CI ! I I I I 1 I I ! I I I ,.,-_! ,1....1...., :>: ~ 91 r-o':::: c;:;cr' ~~~ ~-- . _ Ii ;;>:;c -.,,:'T'l ::;or" 0..... - .-1 lM:'T'l- :>:0 r.r,2 -I<Jl :>:0 "'''' ~n c: :::: '" '" " t"' ;;. 2 " Ii o c: 2 -I 0<: ::: t...-4 ~ 0-. ~ t"l "'2 _ ,,;;. ;;<:'17. 7. "'-I ...; :;;-. Ii 00 'J: 0 Ii '" Ii COt:: " 0'" fl = ~ ... <:-1 ;;. '" ~ o 'J> 'J> 1~6 ~:~--:;..._) \~.=.r- /.~/' _(~~",,:;::";''F-.:i''=-:=---=' (:f HAYIO'Jj'~i:./~ U,S.POSTAGE ~ . _" 3; ;~ .. \ ' .... .. ..~.../""""'" '" 1.80::: oOoaj60 - : . . ~I..h*", ;; ..~ _ z n ~ ~ ~ =!"'I_ 0 >' == ;; 'Z ..; t"'l Co -::;::0:::0 c. Ii - 'J: a ~ ~:!: ~ c r-:::O ':,tI " '" ~ ~ C');::o 'TI ~ :, 0 '" ~ ;;.;;. 0 c. 0- ., - ." ~ ~ :>:- :;: > 0 fJl L' 3 t'\ ~ " ~ '" c. " a ::; . c 2 o :z ?; ;; ;; z c 3 a- ~>'l. .,. Co ~ t;' '- 3 a ~ n c. ~ .. ~ ." ::so c. I.' "'-1'" :::s:t"'l woO c....t'1 n n " ';;::1';1' :ra- ;' t'\ > . n:Z ~:J ,.," > n p;' -~.. \Cl."'O:C ;; Dr t"'l' ...t: t"'. . > (Jl2 5. ;; ", <> <> ~ ~ ~ n iF I , f' .7 ,. J l_____ 1....:..".:... .,.. .',',' ',l tlr lc' L._~'~..:~~:~.';{'_,;:,., ....'. . c ~ ~ ~ . ~ ... x ~ " or. ... ~ . il: -,-. lu~I!IliRi'OA ~A1( c . ~ !: z "' -. rr :r '" rr '1'..;" ", ',. J./- /,\ r~;.,\ J;J iY;,>t..." rj. "-." ',", Cl. ~'~C:~"."!(:.~t\i ~ .',", li;5~ o fv1 K. PS FORM :lRno IJS P')sfa] ServIce Receipt for Certified Mail .. z I! c ~ ~ . __._ 0- _, .~ .__ SENDER: ,'..; _Check boo; alr'l1'II''tOUrf'Q.J'r~'r~trlC!'''JDo~I'fflfY . Pr,nt ;'OIJI n.1mlI ar..! addre,,, on It't! "M~r5'J 01 In,, lorm '0 lh.11 _ c.:lfl MlJrn IhlS c.:ud '0"," . Atl,lCh lh" IQfm 10 thtl fronl 01 tho ",,),Ill""'tl, or 'Jf1 11>0, b.le. " SO<lCtJ (sees ('()1 porm,! . The Return Recl',pl "..,11 V><J... to whom llOe .11l1C1e was r1f>I...,'fl\J anr1lhtJ WIll ool~1'd .~ 3. Article Addressed 10 I also wish to receive the _ " following services (for an extra fee .p( Restricted Delivery c'on~Jt postmaster for fee, 4a. Article Number TJ.NA R. DAUS. ^/K/ A rIM WALTlII3 J6 r:JlGE'..:ooll Di41Vl': ~~C1JA~rCSn.rRC.. .'A J.i03j P 974 910 740 4b, Service Type ~ CERTIFIED 5 c,i.t~\~{\r-s 6 xn~(i;;r ~ A;~ms PSFORM~111 Dece"mber 1994 . M5B' !'((AE('I/'E 1'0(( W((IT OF EXJ.:(TTIO:-; - (:\IOIU'(;,\(;J.: FOIU:cI.OSI '((E) !'.ItCI'. ]IHlI-JIH.l ('l'III):1II1 :\lf1rICil~l' CllrpUrilllUlI, m,/al'lfll :\ll1rlCilCl' ~,'nil'l'\ l'I,lillli,r. C'ulllhnlillltl ('011111,\ \. .,"n,I)H.tdJI) Timl It IImJli. ii/kIll Thill Willll'n ().r.nd""I(\). TO TIll.: DIRI:CTOR OF Till.: OFl'ln: 01: TilE !'IWTIIOl\OTARY: Issue writ of cXl.'l:ution in the ahn\'l.: matter: Amount /)u~ $lJ}. '16 7.60 v Inter~st Irom 1/7/99 - 9/6/00 $9.393.60 and Co~ts (per diem- $15.45) $ I 03.361.20 TOTAL FRANK FED ,RM N. ESQUIRE TWO PENN CEN' 'ER PLAZA SUITE 900 !'HILADELPHIA.PA 19102 Allorney for Plaintiff Not~: Please allaeh d~seriptiOI1 of property. No. J~ tel 3-L(.l..) (Joc( (J1L dtll 11 { u; au f(J /Jr. p;j / tUjJ- f ('Cl1lhllll Murls.:lI~l' ('Orl'"nltwlI, Ok/II 1'1111 :\111rtl:"l:I.' ''''nlft'' ( 1'\IIlIUL'~1l (Ol'~ I \' 1'laIUliU. ( (II 'Ill OF (("1'1()~ I'I,F'" 'I \, ( 1\'11, IH\'I"O~ Tillillt 111111\. :I!~!a Tilla WlIlll'l\ :"iO,I'K.Cd,'" Ih'fl'IIlI;lllft", , " MTII>" VIT 1'1 'RSI it\NIIO Rl iLF :1 I ~l) (:\ nida,it No, I) Ccndllnll\lurll!lIl!c COrllllr:llion, f/l</lIl'lI11 :\1orll!lIl!c Serviccs. I'laintiff in th~ aho\~ action. hy its lIllorn~y. FRANK FFIlFRM:\N. 1':SI)IIIRI:. s~ls ">rIh as ofth~ dlll~ th~ I'ra~cip~ for th~ Writ of Execution was liled th~ ")lIowing inli>rluation col1c~rning th~ relll prop~rty lo~ated al36 Edl!ewuod Drive, I\1ceh'tnicshurl!, I'" 17()55. L Nam~ and addr~ss ofO\\'n~r(s) or reput~d O\\'n~r(s): NAMF LAST KNOWN ADDRESS (If address cannot he r~asol1ahly asc~rtail1~d. pl~lIse so indicate.) Tina R. IIl1us, a/k/a Tinll Waltcrs 3(, Ed~cwo()(J Drive l\1eehanicshur~, I'A 17055 , 2, Namc and address of Dclcndanl(s) in thc judgment: NAME l.AST KNOWN ADDRESS (If address cannot be reasonably ascertained. plcasc so indicatc,) Same as "bove 3, Name and address of cvery judgment crcditor whose judgment is a record lien on the real propcrty to be sold: NAME LAST KNOWN ADDRESS (Ifaddrcss cannot be rcasonably ascertained. please so indicate.) None 4, Samc aflll addrcss of till.' 1"...1 rL'I...'ordl...'d holdl.'l' of l.'\l.'ry lllorlg;l!-!l.' t If 11."L'tlrd' SA:>'!!'. ""\S I KS()\\'S '\IlIlR!'.SS tlf addl~'s calli"'! bc fl.'a:-.ullahl) a"'l'l.'rtallll.'d, plcasl.' SP IIH.li...:atl.',J l\1emhl'rs First hlll-ral Credill'niun :;27:; Eo Trillllll' Rnatl :\ledlankshlll'J:. 1''\ 1711:;:; 5. Nam~ and addr~ss of~\wy olh~r p~rson \\Illl has any r~cord li~non th~ prop~rty: NAME l.AST KNOWN ADDRESS (lraddr~ss ~annot h~ r~asonably asc~rtain~d, plcas~ so illtlkat~.) Nonc 6. Namc and address of cvery othcr pcrson who has any r~lOrd intercst in thc rrop~rty and whosc intcrcst may bc arfcctcd by thc salc: NAME LAST KNOWN ADDRESS (II' addrcss cannot be rcasonably asccrtaincd. plcasc so indicatc.) Nonc 7. Name and address or cvery other person whom the plaintilThas knowlcdgc who has any intcrcst in the property. which may bc afrccted by thc salc: NAME LAST KNOWN ADDRESS (If addrcss cannot be reasonably ascertaincd, please so indicatc.) Tcnant/Oecupant 36 Eugewood Drive Meehaniesburg. PA 17055 Domestic Relations of Cumberland County 13 North Hanover Strcct Carlisle, PA 17013 I verify that the statements made in this affidavit arc true and correct to the bcst of my pcrsonal knowledge or information and belief. I understand that false statements herein arc made subjcct to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Mav 9. 2000 DATE FEIlEW\IAN,"HII'IIE....':-i II)': FltANK FEIlEI(l\IA:'I; hlenlifiealiulI Nu. 122~H Suite 900 Twu Penn Cenler Plaza I'hil:Hlelphill, 1''\ 19102 (21~) %J-7000 ATTOn:-iEY FOI( I'LAI:-iTIFF (','nLlulIl Mnrl~lI~l' ('urpunlliun. Ok/a PIIIIl\1ort~ll~l' Sl'nkcli ClI'IIIEIlLMW (,OIl~TY COllin OF CO'I'10~ I'LEAS Plainlirr. v. ClVILIIIVISIO~ Tiua I{. lIau_". 1.I/k1u Tin.1 \\'i1ltc..'rs 1I:(l.9H.(.1.19 IIcrcndant(s). CERTIFICATION FRANK FEDERMAN. ESQUIRE. hereby verities that he is attorney Itlf the I'laintitTin the above-captioned matter. and that the premises arc not subject to the provisions or Act 91 because it is: () an FHA mortgage () non-owner occupied () vacant (X) Act 9 I procedures have been rultillcd This certification is made subject to the penalties of 18 I'a, C.S. Section 4904 relating to unsworn falsification to authorities, . - \ I- I ' .. - ~ - T ~:- )k If! . :' . . I , TO , i-' ~. " "') '1'1 [ , :-i , " ( :. .1 -..; ; ~ -- f 1 I ~ \' Yutll1lay Ill'cd.1I) allorlll'Y 10 asst.'rt your rj~hh. I he ~otllh,'r YOlll..'illll;u.:t olle, Ihl' 111tJr\..' L'i1;\1H.:L' you \\'ill ha\'c: of:oo.toppin!! thl.,' :'\ak, (Sl'l.' 11Olil.:L' 011 pa~l.' 1\\0 UIl ho\\ 10 uhtain:ln ,,!to file y, ) YOIIMA Y STILI. BE ABLE TO SA \'10: YOIIJ{ PIUWERT\' A~1l YOIIIIA \'10: OTlIEIl IUGlfTS EVEN IF TilE SIIFlUFF'S SALE Ilm:s TAKE I'LA(,F. !' I. Ifllw Sh~rin's Sak is 110t stopP,'d. yo 111' pl'''p~ny Ilill he' sold loth~ highest hidder. Youlllay find out the pl'k~ hid hy "tiling Lcl,'iL'i{>)-70ll!), ,,, I' " I. 'I ,. ~ 2, You may h~ ahl~ tOI"'litionth~ ('ourlto s~t asid~ the sak if th~ hid prk~ was gfllssly Inad~quale ,ompar~d 10 the valu~ of your pfllp~rty. ]. The sal~ will gOlhfllugh only if the huy~r pays the Sheriffth~ full amounl due in the sale. To tind out if this has happened. you may ,all (717) 240-(,]l)(). .. 4. Iflhe amount due ffllm the Buyer is nOI paid to Ih,' Sheriff. you will remain the oll'nerofthe property as if the sale newr happ~n~d. 5. You haw the right I" r~main in the property until the full amounl due is paid to thc Sheriff and thc Shcriff gives a de~d to th~ huyer. At thai time. the huy~r may hring I~gal procl'~dings to evict you. 6. You may he cntitled to a sharc ofthc mon~y whkh was paid for your house. A schcdule of distribution oflhe moncy bid for your house will hc tiled by th~ Sheriff within 30 days oflhc sale. This schcdule will statc who will be receiving that money. Thc money will b~ paid out in aecordancc with this schedule unless exceptions (reasons why the proposed distribution is wrong) are tiled with the Sheriff within ten (10) days alier the dislribution is tiled. ~1~ 7. You may also have other rights and defenses. or ways ofg~lting your home back. if you acl immediately aftcr the sale. i t I' 1 \ i I I . \ ~ . YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IFYOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE. PA 17013 (717) 249-3166 (800) 990-9108 :.1i t I " . . , I \ I' l r,' !., ';t.,'; , , ~,' I." !ti 'j , , , , T', , " ,,1..\ C, " " ,'j " " , '::; l~ I , c ) '\ i , , , .1 'I }' , ~ \ . . I i' I! /i i/; t~:"0:' I.... :'!:~ I' l) II' r:,/ I' Il" i.' l r ..., ~ '\~:\' i. UNITED STATES "ANKRUI'rCY COURT ~1Il)V1.E I>ISTRIl, Ot'.'ENNSYLVANIA Cn\,i4j)-i -; 7 Lj 7) L! ( INRE: WAL11'.RS. JOliN P. CASE NO. 99.02467KjW.1 CHAPTER 13 WALTERS. TINA R AKA HAUS. TINA R. De hi"'" , NOTICE TO CREDITORS AND OTHER PARTIES IN INTEREST Notice is hereby given that the Coun has entered an Order dated MARCH 14, 2000 DISMISSING the above-captioned case upon CERTIFICATE OF DEFAULT Iiled by the TRUSTEE. DATE: Man:h 14.2000 Clerk. U.S. Bankruptcy Court 228 WAL'iUT S1REET P.O. BOX 908 HARRISBURG. PA 17108-0908 VAN.87 021819 ~ \ , .. I I, l, I " j,\ 'I: ,. . r: ~ } ~ t ~ .' ~ , , ...-- .':1 " ., i ,,; ., ; l.'/ ~!J -< j I , , IS , i I I, ~! ." (I \IIlI',f(I.A'lJ \ \II \ I '\ ('I'NDANT \IOR I< iA< iL ('Of(I'OI("\ 110', F/K/A 1'1111 ,\HJI{i( iA(il' SI'f(\'1< 'IS \11,: ')S,r.I.1') ('1\'11. \'S. TINA It IIAI is, /\ K ,\ I INA \\'AI.I I'I{S S\lI'I'I.E:\IENTAI. AFFlllA \'1'1' I'URSLJ,\NT TO IWI.E .112') (.\flida\'il No.2) Plaintirf in thc aho\'c action. hy its attorncy. Frank Fcdcrman. Esquirc. scts forth as ofthc datc thc I'raccipc lilr thc Writ of Lsccution was tiled thc ti)llowing infilflllatinn conccrning the rcalpfl1pcrty locatcd at.1r. I'I)(iE\\'OOD DRIVE. I-IECIIANICSBlJRG.PA 17055: 3, Name and last known addrcss or c\'ery judgmcnt crcditor whosc judgmcnt is a rccord licn on thc real property to bc sold: Name Last Known Addrcss (i I' ",Idress cannot bc rcasonably ascertaincd, pleasc indicate) MONOGRAM CREDIT CARD BANK 36 EDGEWOOD DRIVE MECHANICSBURG. PA 17055 4, Namc and address of last recorded holder of c\'ery mortgage of record: Namc Last Known Address (if address cannot bc rcasonably asccrtaincd. pleasc indicate) n::\II,.\:\T ~IOItTl;\(;E ('0 It 1'0 It \110\. F,K/\ 1'111I ~lOln(;"\(;E SEll\I(TS CDIBEItL\:\1I ('OI\TY I'W III ilf. ('onn OF ('(nnlO:\ I'LEAS \'. ('/\'(1. 1l1\'ISJO\' '1'1:'\0,\ It. I I.\! 'So ,.\/KI"\ 11\'''\ W,\I.TEItS :'\00. ')H.61J1J ('1\'11. lIerellllanl( ,), AFFIDA \TII'L'RSL't\:\T TO RL'LE 312') (Affidavit :\0, I) CF.NDANT :\IORTGAGE CORI'OIUTIO:\. F/K/"\ 1'1111 :\IORTGAGE SF.RVICES. Plaintiffin the above action. by its attomcy. FRA:'\iK FEDER:VIA:'-:. ESQt.;IRE. scts forth as of the date tbe Praccipc for the Writ of Execution was tiled the 1i)l\owing infortnation conccming thc rcal property located at.36 EDGF.WOOD DRIVF.. :\IF.CIIANICSBt:RG. I'A 17055. I. Name and address ofOwncr(s) or reputed Owner(s): Namc Last Known Address (i I' addrcss cannot be rcasonably ascertained. pleasc indicate) TINA R. HAUS. ,\/KlA TI;';A WALTERS 36 EDGE\VOOD DRIVE i\1F.CHA;';ICSBURG. PA 17055 2. Name and address of Dcfendant(s) in thc judgment: TINA R. HAUS. A/KIA TINA WALTERS 36 EDGEWOOD DRIVE MECHANICSBURG. PA 17055 3. Name and last known address of every judgment creditor whosc judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably asccrtained. please indicate) None. I &. , j i' "', I I I r. 4. \';JI11l..' ,IIHI .Iddr L'...... ll( 1.\.'.1 r l.'l"lltkd III \ldl'l III' l'\ l'l ~ Oil 1I t!-',I!~I.' Ill' Il'l'tll d ~allll..' 1,1\1 KIlO\\11 :\lId/I.'''''' (If ,lddrl'......l';H1l101 hl.' rl.'.Ic,oll;lhly ;hl..'l'If,llr:I.'d, plc,l"'I.' rlldll"lh.') ME:\IIlE'{S I" FEUER\I. ('REUIT li:""O:'i S27S E. TRJ:\llf.E RO\l) :\IECII.\:\ICSIII'IH;, "" 1711SS S, ~,lIl1l' and ,Hldf'l..,...... 111'1.'\ l",\ tllhl'f Jh""'IIII \\ Ill! hd~j .1W, f'l'l'urd hl'1l1HllllL' pr'lpl.Tf:. Name Last Known :\ddress (J f addn'ss eanlwt bc rL'aslll1;lhly ;lsl'L'rlaIl1L'd, pleasL' illdil';Itl.') None. u. l\iamc and addrcss of clcry othcr pcrson II ho has any rcellrd inlerestnl the pruperty and whosc interest Illay be a/lcetcd by the salc. Name Last KlllllI n Address (if addrcss cannot be rcasonably aseertained. pleasc indieate) None. 7. Name and address of cvery othcr pcrson of whom thc plaintiff has knowlcdgc who has any interest in the property which may bc affeetcd by thc sale: Name Last Known Address (ifaddress cannot bc reasonably asccrtained. plcase indicate) Tenant/Occupant 36 EDGE\VOOD DRIVE ~IECHA:\ICsllrRG.I'A t7055 Domestic Relations of Cumberland County 13 Nortb Hanover Street Carlisle. PA 17013 Commonwealth of Pennsylvania Department of Welfare PO Box 2675 Harrisburg, PA 17105 [ vcrify that the statcments made in this affidavit arc truc and correct to the best of my personal knowledge or infornlation and belief. [understand that false statements herein are made subject to the penalties oflB Pa. C.S. Scc, 4904 rclating to unsworn falsification to authorities, December 5. 200 I DATE 1~v ~J---- FRANK FEDERMAN, ESQUIRE Attorney lor Plaintiff ~ \ I I ;' 'T~T.I = c- "=']" '~1.1~T ._-~:- -- -'. =-- .--' -~- ~_'_- I , , 1- - ''''--1"'- ---c-- . - -. - , - !. - . - ,. . 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(\'11.1;1111 ~llInr.'I'" ( "'I' I ~ .1 1'1111 ~llInl'af:" S"I\ "'''' VS '1II,a I( "all' a ~ a I ilia \\',111," III I h,' ("""1,,1'('1111I11I1111 I'ka, Ill' ('","h,',I;lIId ('IIII1'ly, I'clIlI'ylvallia Will ,\" I INS.I, 1.1') ('11I1 TCl'lll '/a"", V,"",I, Ikpllly ShnllL "hll h"III~' d,IIy "'''nl aceoru/llt: IIII;I\\', slaks Ilral IIl1lkcclllhcr 21.211111 al.1:5S 1I\1"t'~ I',III..I,ST, Ir,' sCl\cd a Irllc copy ofllrc \\'ilhill Rcal Estalc Wri!. Notic,' alld Iksniptlllll. illllrc ahm'c cntitled action, upon OIlC orthc \\'ithin nalllcd ddcnd;lnl', 10 \\'il: Tina R, 1I;II1S a k" Tina W;llIer. hy making kno\\'nllnto Tina lIaus person;"'y, at .1(, Edgc\\'ood Drivc, ~kchaniesburg. CUlllberland Counly, I'ennsylvani;l, ils contcnts and allhe salllc tillle handing 10 her personally the said true and atlesled eopy of thc sallie, Da\\'n Kell, Dcputy Shcrin: \\'hll heing duly s\\'orn accoruing 10 la\\', slales thai on January 07,2002 al II :00 o'c1oek A.M., E.s.T.. shc posted a true copy or the \\'ithin Real ESlate Writ, Notice, Posler and Deseriplion, in the above enlitled action, upon the propcrly of Tin., R IlilUS a/kia Tilla \'ialier loeated al .1(, Edge\\'ood Dri\'e, Mechanicsburg, Pennsylvania, according to la\\'. R. Thomas Klinc, SherifI', \\'ho being duly s\\'orn accoruing to la\\' says he servcu Ihc abovc Real Estate Writ. Notiee, Posler and Description ill the follo\\'ing manner: Tbe Shcrirrmaileu a noticc of the pendency of the aelion to onc or the within r,amcd derendants to wit: Tina R. lIaus a/kia Tina Waller. by regular mail to hcr last known address 01'36 Edgc\\'ood Drive. Mcchanicsburg. I'A 17055. This Ictler \\'as mailed under thc date or January 23,2002 and ne\'er rcturned to Ihe Shcrirfs Ortice. R. Thomas Klinc, Shcrin~ \\'ho being duly sworn according to law, says that aOer duc and legal notice had been givcn according to I a\\'. cxposed the within described prcmiscs at public vcnue or outcry at the Court House, Carlisle, Cumberland County. Pennsylvania, on Junc 5, 2002 at 10:00 o'clock A.M., EST. He sold thc same ror the sum orSI.OO to Atlorney Frank Fcdcrnlan ror Federal Home Loan Mortgagc Corproation. It being the highest bid and best pricc rcccivcd for thc same, Fedcral Home Loan Mortgage Corporation or Foreclosure Unit, Mail Stop 61, P.O. Box 5000, Vienna V A 22183-5000, being the buyer in this execution, paid SherirrR. Thomas Kline the sum ofS846.23, it being costs. Sherirfs Costs: Dockcting Poundagc Posting Bills Advertising Acknowledging Dced Auctioneer Law Library Prothonotary Milcage Ccrti ticd Mail S30.00 16.59 15.00 15,00 30.00 10.00 1.00 11.70 1.34 It'\\ '\tllll1,ll"l' Ptl''lll'tllll''\.Ik 1.1\\ .11111111.11 1',111101 ~l'\\'. ~h,lIl' ,Ii 11,11" I )I...lllhllllilll tit' Pltll'l'l"ll... Shl'"II"S l>Cl'd 111111 .':11111 :11.1111 .\: 1211 21>11.711 2,1211 2\1111 2').511 $S4hD paid hy allonley (I(, 11) 112 . .. I sllhscrihcd to l>el{JI'e Ille SWOIIl 4Ull. , So Answcr?; ~ ",;. --~~~ rtrerrrr~ r;. Thomas KII/lc. ~ l~ \' , I 1 , . ~ BY . jc'_~_~"t.L_~!i_~l~~~~_! I{~;;i Esta(c Deputy /' i lllis ..\~: day O"'/Il,,,~, '11112. A.D. k'I-L<.d~~Ll1Ll((<"" '-'f') - "Pfothonotary 0...A 1<- . )CJ. .~D.L\ '1 .:t:: - LC~l- I 1.Ctl n(tU . '~I .:'.IL j . ? u2<, )) {," \ CE:"Il,\:"T ,\Illltjl. \1.1 11llU'IlII\IIlI""I" \ 1'1111 :\101:n;,\(;r ~....(\ If T" ( I \1 1l....{L\" II ( 01':\1.\ "I.;1I1ill, (Olin or (O\1.\JO.'\ I'I.L\S ", ('1\11. 1l1\1~IO" '1'1"" Il. 1..\lS, ,\1"1.\ 11".\ \\ .\1.1 U{~ "0. 'IX.IILI'1 ('1\'11. 1ll'f"II,blllt 'I. ,.\1-1'11>:\ \'II I'lRSI .\\ I. I (J RI IE .112') L\fIid,,,it \tl.l) CE:-IDANT :\IORTGAGE CORI'OIUTlO:'i. F/h:/A 1'1111 'IORT<;AGE SERVICES, Plaintiffin thc abovc action, by its allomey, FR,.\\K FEDER",\\. ESQL'lRE. sets forth as of the datc the Praecipe for thc Writ of Execution was tilcd the 1l11l0\\ ing inllml1ation conccming thc rcal propcrty located at .36 F.DGEWOOD IHUn:. 'IEClL\:'ilCSIIl:IH;. 1'.\ 17055, I. Name and address "fOwner(s) or reputcd OWllCr(S): Name Last Known Address (i I' address cannot be reasonably ascertained, pleasc indicate) TINA R, HAUS. A/KIA TINA WALTERS 36 EDGEWOOD DRIVE i\IECHANICSBURG. PA 17055 2. Namc and addrcss of Defendant(s) in tbc judgment: TINA R, HAUS. AlK/A TI:-IA WALTERS 36 EDGE WOOD DRIVE MECHANICSBVRG. PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to bc sold: Name Last Known Addrcss (if address cannot be reasonably ascertained. please indicate) None. ~ \.l/lIV ,llId .Iddrl..':-.... .11' 1.1'11 rl..'l-'lId,'d II, .I.t.:~ . ,! . ,::', ;;i. 'I i ,: ,1:T III I ,'\'(q d ".llIIl' I ,hI KIIlI\\ 1I,\ddr\..':-,... (I t' ,lddIL':-''' L';lIl1hll hL' h.',l" lll,dl/.\ ,t"l'\..'ll,lllh:d, pk:'L'Il' In"h\"'.tll.' i :\IE,\IIlJ':ns I" I'E/)EI{,\I, ('JU:JlIT \':\'IO'i ~17~ F. T10:\'/lI.E ((O,\I) \I1'l'II\,\/CSllln(;. 1',\ 1711~~ , \;,III]L' ,Illd ,]dd""" "I' L'I er) lI]liL'1 PL'I'''" II Ii" 11,1" ,111\ 'I'L",d IIL'II IIIl tliL' prllpen): :\.11111..' ~I)nl" I ."1 "'I< 'II II ,\ddress I i I' .Iddress \,;1111101 bL' l'-'.J\llll,lhl:, ,1'II.'I.:rLlilli.:d. pk~lsl.' indi\"';J!l.') (), \;'"11e alld address of ever) O,liL'r persoll II lio lia, '"l) record IIIlL'fest ill tliL' pmperty alld whose inlcrest Illay lie affected by the ,,1Ie, ,\'ame Nonc. 1.."1 "Illll\ n ,-\ddress I if address eallnot be reasonabl, ascertained, please indicate) 7, Name and address of every oilier person ofwhol11 Ihe plail1liff has knowledge who has any imcrest in the property which may be affected by Ihe sale: Name Tenant/Occupant Last Known ,'\ddress (i f addrcss cannol be reasonably ascertained. please indicate) 36 EDGEWOOD DRIVE ,\IEClL\:\ICSBl'RG.I'.-\ 17055 Domestic Relations of Cumberland County 13 North Hanover Street Carlislc. PA 17013 Commonwealth of Pennsylvania Department or Welfare PO Box 2675 Harrishurg, 1'..\ 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledgc or information and belief, I understand that false statements herein arc made subject to the penalties ofl8 Pol, C,S, Sec, 4904 relating to unsworn falsification 10 authorities, December 5, 200 I DATE j V J l_____ FRANK FEDERJ AN, ESQUIRE Attorney for Plainti ff i' <' lIM,1'.>f'JWI ^I 11' ()i 1'1 ruJ',','! '/MJ,',i IJrJly ()/ CW.(1l1 HI MJr! WAIT OF EXECUTlON!ln(lor ^nACIfMENT ,. ~ ''J 'J8-6lJ') ',jf ',10 fill I :H ClIMIIEHJ.^NIl CIVil 19 C!'.'Ii M; liON I ^W Mort'lilqe ~ () '" I ! I ' . r ~ ",,' rl..r) r : ! " r t ,,;! . tf I. J " ' , t', 1, ' ' . . Services ('elld;Hll Morl'jiHjC Corp., f/k/" 1'1111 Ir..r" Tinll H. JlauD, d/k/il TilJd \'J,jII(~J'~j, .~ (I ":dqe\'lood Dr., "I^'NIIIIIS) r.leehunicsburg p^ 1705~. DEFEND^NTIS) ") "0" ,H" ""eUd I" I,'., lIpn" 1t,,, I""P"'I. ,! It". '1""'.'d,H"15) .Hld 10 <,ell Real es ta te loca ted at 36 Edgewood Dr., Mech~nicsburg P^ 17055. (See attached legal descript ion. ) :21 Yo" ,He "'SO ,J''''':I'"III) "!r.I!:11 It,,, pIOI"!!1, "~I ""." l!1."1.'lIcI,j(II(S) 1101 leVIed upon In 111" possesSion 01 and 10 nOllly Ihe garnlshee(s) Il1al la) an allachmenl has beefllssued. (b) Ihe garniShee(s) Is/are enjoined Irom paying any deb I 10 or lor Ihe accounl 01 Ihe delendanl(s) and Irom delovellng any property ollhe delendanl(s) or Olherwise disposing Ihereol, GARNISHEE(S) as lollows ...------------- (3) " property 01 Ihe delendanlls) nOllevled uponan Sublecllo allachmenlls lound In Ihe POssession of anyoneolher Ihan a named garnishee. you aredHeeled 10 nOTify Iltm/herthall1elSIJe has been added as a garnishee and is enjoined as above staled Amounl Due Inleresl 1/7/99 $93,967.60 to 3/6/02 $17,674.80 ($15.45 per diem) o. '0 II .$} 736.66 Due f'rOlhy Olller Costs $Loo --.--".----.----- Ally's Comm Ally Paid ------..----,--...- - .-.--.-----. ----.-.---- Plarnllfl Paid_ Dale December 7, 2001 .-----------.- CURTIS R. LONG flEOUESflNG PAnTY Name Frank Federman, Esq. Address 1617 JFK Blvd., Ste 1400 Philadelphia PA 19103 1814 Allorney lor Plaintiff Telephone _._L?1 ~ ~563 70.00 . . .... ___. Supreme Court 10 No. __...I~?!~.._________u _.. by Prorhonotary, CIVil DrviSion \ \ \ (l,U, . lJ J /. J-JC.\ LL,^Jj.~ _"___ _ _ ) , J Deputy -,---- ----- -"----._,- PROOF OF PlJUUC\TIO:\' OF :\'0'/'1('1-: I:\' (,{::\IIlI-:RL\:'iJ) LA \\' .JOIJR:\'AI. (Under Act :-';n, 5S7. appnl\'ed :\lay I ('. I ()~(J). p, 1..1 7S.J STATE OF PENNSYI.VAi'iIA : SS. COUNTY OF CUi\IBERI.AjI;J) : Roger 1\J.l\Jorgenthal. ES1luire. Editor of the Cumberland I.a\\' Journal. of the' Connty and State aforesaid. being duly sworn. according to la\\'. deposes and says that the Cumberland Law Journal. a legal periodical published in the Borougb of Carlisle in the County and State aforesaid, was establishcd January 2. 1952. and designatcd by the local couns as the official legal periodical for the publication of all legal notices. and has. since January 2, 1952. bcen regubrly issued weekly in the said County. and that the printed notice or publication anached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland La\\' Journal on the following dates. VIZ: JANUARY 25. FEBRUARY 1.8.2002 Affiant f1ll1her deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation. and that he is not interested in the subject matter of the aforesaid notice or advertisement. and that all allegations in the foregoing statements as to time. place and character of pub lie at ion arc true. REAL ESTATE SALE NO. 46 'Pt II , ' ~V~/L____ Roger M. Morgenthal, Editor Writ No, 1D98-u 1:19 Civil Cendant Mortgage Corp" f/k/a PHfI Mortgngc Sl'rvkcs vs. SWORN TO AND SUBSCRIBED before me this 8 day of FEBRUARY. 2002 Tina R. Hems a/k/a Tina W<lllcf Atty,: Frank F('deflllan DESCHlfYflON ALL llIAT CERTAIN Imet orland situate in the Borotlgh of Meehan. lcsburg, Cumberland County, Pellll- sylvania, morc particularly hounded aud dcscrlbt'd as 1()lIows. to wit: BEGINNING at a point of inter- section of the Southern line of Edgcwood Drive and Ihc Ihll' of adJolm'r between Lots Nos, 8 and U Dn the hereinafter nwntlorwd pl<m ~A~~N1~_~~~/-v , ::(n:,~,.q!;.\j.,.:-t,h.L TJ'" f '. '.... . , '~'! ~',;h:lr. t r'. ~':', . "',' r.,..;;:"~60 ~ i ;,:" ,",~,:;-;.;: ., . : '..H. I"'T ',~,._,n,." ~ L "I i, ".~ '. ~'.. :,.,..: -'...., ... \,.....011, I ", ;.'~:'"=1';'\L.fIIIII-=~=,'~'mo;l",,<r-~"'''''J''''.1__~J of lots; thence by said line ofad.lolner Soulh ]0 de$.!r{'{'s 17 IIIlnuks 311 \ t~: CORRECTION I, Previous Image i i ; { Refilmed to Correct (ii' i), : ft.' , lii'l; Possible Error t. , ;i,j' , ;~, :~' :;.'.", ')o'~"'-"', I'HOOF OF I'I;UI.IC\TIO:\' OF :'iOTICE I:\' nJ:\lJIEHI...\:'i1l L\\\' .JOl'I~:'iAI. (l 'ndn ACI ~o, 5H7. applmcd \fay II,. I')~t)). 1', 1..17H4 STATE OF l'E:'i:\'SYJ.\',\:\,J.\ (,OlJ:\'TY OF (,U:\lIIEHI.A;\i1l : ". I{Ul:I'r :\1. :\Iurl:I'IIIII:lI, b'llli..... hlilol 01'111,' ('lIl1lhcrlalld I ;1\' .Iolllllal.orlllc ("1111I1) and Stall..' afon:s;lId, hl'lIlg dilly S\\Of"ll, ;ll'l'onhllg to la\\. dL'jlOSL'S ,md says 111:11111..., ('lIl1lhcrl.lIld I a\\' .Iollfllal. a Iq~;d PCllodl"al p"hl""1'd IlIIIl,'1l01t1l1~h or( 'all,,'" 111111,' ('Olllll.\' ;lIul SI"Il' a'!II",aul '"'' ",I;lhh,hl'd .I;IIII1;lI')' ~. I tI5~. alld d"'I~lIall'd by 111,' local \'IlIlIls ;1' IIl,'olli"I.d k!~.d pCliodll'"IIiIl'IIlc pllhlicaliollOr;dl k~;d 11011'''''. alld has. ,illcc .I;lIll1alY~. 1')5~. hCl'lI IC~IILrrly issllcd \\'cddy illlhc ",id COIIIII)'. alld Ihaltllc plillkd lu'licc 01 pllhlic;llioll a!ladlcd Ilndo " l'xaclly IIll' 'allll';" \\';1' prillll'd illlhl' Il'glllal l'dillOIl' alld isslll" orlhc ,aid ('lIl11hl'rlalld /.;1\\ .Il1l1fllal olllhl' lilllo\\'illg dalc'. \'1/: .IM\IIARY ~5. FEIlRtJ,\RY I. H. ~(J(J~ Ai'lialll Illrlhcr deposes Ihal he is aUlllolizl'd 10 .\'l'ri ry lhis stalcmelll by Ihl' Cumberland I.a\\' .Iollfllal. a legal pl'riodic:d of gl'lIclalcilcul:tlioll. alld Ihal Ile is nol inlclcstl'd illllll' sllbjl'CI ma!lel oflllc alllrcsaid 1I0ticc or advcrtiscmclll. alld 111 at all allcgalions illlllc foregoing slalemenls as 10 limc. placc and cllaracter ofpllhlicatioll arc Irllc. REAL ESTATE SALE NO. 46 Writ No. PJ!JX Ii I:J!1 Civil C('lldalll Mortgagt' Corp., flk/a 1'1111 Morlgagl' Sn....ln's vs. Tllla H. Ilalls a/k/a Tilla Willtt'f Ally,: Frank F('dl'l"lI I. II I I>1';S(:H1IYrlC}N AI.I. "11 IATCEHTAIN Inll'f (Jf l.ul1l sUUillt' III tht' Borollgh of M('('hall Itshllr~, CllIlllll'rlarul C:(lIlllly, PC/HI sylv;lIIla, IIlllrt" parlkulady IKllUuk(1 and lkscrll>t'cf as lilllows, to wU: BE<iINNINf. al :l polnl of Inll'r S('(~t1on of t!ll' SOlll!J('1'1I Iilll' of Edgewood lJrl\'(' allel I tit' 1111(' of adJolncr betweell Lots Nos, H nnll ~J un thr- hen'ln<lfh~r IIll'llllofll'd plan oflols: thence by 8al(llIl1e of ad.lolnrr South 10 dl'gn'es 17 minutes :UJ S('<'olltls \Vesl it t1lstalH't' of II!,!}!) ft'e! 10 a (lollll: 111('111'1' SOlllh 70 Ik~nTs :~7 IIllunks \VI'sl a disti1llt'l' of 12,IU fl'I'! toa polut: Iht'IIlT SOIllh 75 d('~rt'I'S SH 1ll11l11tt'S 2;' sl'cOIl(ls Wt'st a dlstatH'(' of -17,:~ 1 ft-{'l 10 a 1"0\111: thcllee South 7H d{'~n.'I's -12 mlnutes:m s('('Otltls WI's! II dlsl:UIC'I' of In.us 1'1'('110 a point: th<'lIl'e North 10 degrees 17 mluutes =~() sl'comls \Vest along: the line of udjolncr bc- tW('CII Lois Nos, 7 and R on said Plan a distance of 115,00 fe{'( to a point 011 the Southern IIl1e of Edge- wood Drive: thence along said Southern line of Ed~cwood Drivc, North 79 degrees -12 minutes 30 seconds East a distance of 75,0 fed 10 a point. the place of BEGINNING. BEING 1.ot No, 8, Ulock C, Oll the Final Piau of Part of Blocks, A n, IV C, Wynrwwoml Park, :IS I'{'- t'unlt''' III 1'1<111 Ilook '1'1, P:I/..';t' 17, IINDE-H ^ND Sll\\.JECT, IH'\'\'r Ihdess, 10 buildIng s('lh:wk Iillt'S, (:()IItllllolls all<l rt'stl'lt'llolls <IS shown Oil saltl Pia II a III I of prior n'l'<ll'll. 'I^VIN(i ther('on en'eled a dwell In~ hUllst' kllOWIl as :Hi 1':dJ.';t'woo<l llrlVl', Ml'dl:lIlkslllll'g, 11t'11lIsylv:llllil. BEINU Tax Parcd ff IH21 ()2H7 0-12, TITLE TO S^ID PHEMISEH IH VESTED IN Tllla H. Haus by Ik't't1 frO! 11 Gary A Ilmls :Hltl'nn;l t{, Ilmls, his wife dat('d 2/1'1/!.Hi, recorded 3/l/!Hi. \11 Dl'C<l Hook l:U., pn~(' G69, 122 1,1 (, 'iVv '---____ ~- - ~-=---- Rogcr M. Morgenthal, Editor SWORN TO AND SUBSCRII3ED before me Ihis R day of FEBRUARY. ~(}()~ ~(~~~~~r;~:&~ /N :.....". "'!'.. " ::', ;'1 \.d>l:5 I . , , '_~'\'''':"J .':',~,;.""<I",,",.N__'''u''7''f''''..r..,;u\V\"1.II~ ..... '.co . ~"';' , ~;, " . ~. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No 587. Approvod May 16. 19~9 CommonwclIlth of Ponnsylvanltl, COlJnly of O,luptlJnj S5 Michael Morrow boing duly sworn accordmg to law, (leposes and says: That he is the Ass\. Controller of The Patnol News Co.. a corporalton organized and exisltng under the laws oflhe Commonweallh of Pennsylvania. wilh i1z principal office and place 01 business al 812 10 818 Market Slreel, in the Cily of Harrisburg. Counly of Dauphin, Stale of Pennsylvania. owner and publisher of The Palriot.News and.Ib.Q Sundav Patriol-News newspapers of general circulation. pnnled and published al 812 to B t B Market Slreel, in the City. County and Slate aforesaid: Ihat The Palriol.News and The Sunday Palnol.News were eslablished March 41h, 1854, and September 181h. 1949. respeclively. and all have been conltlluously publtshed ever since; That the prinled notice or publication which is securely allached herelo is exaclly as prinled and published in their regular daily and/or Sunday/ Metro edilions which appeared on the 291h day(s) 01 January and the 51h and 121h day(s) 01 February 2002. Thai neither he nor said Company is in/eresled in Ihe subiecl matter of said printed notice or advertising. and Ihat all of Ihe allegaltons of this slatemenl as 10 Ihe time. place and characler of publication are true; and That he has personal knowledge of Ihe facls aforesaid and is duly authorized and empowered 10 verify Ihis statement on behalf of The Patriot. News Co. aforesaid by virlue and pursuanl to a resolution unanimously passed and adopted severally by Ihe stockholders and board of directors 01 Ihe said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said Counly of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. '.J PUBLICATION .........................tLl.... /7.072..1................................ COpy S ALE #46 this 22nd d yof february 2002 A.D. Not_ri.1 5"1 ",-) ./ ) Tny L. RU~i1;etl. NattilY Publ , / /,// ./ Harrisburg, Dauphin Counlv " ,-:1" f>r:./ //~ - -~. (.-( C I E ~resJunll6 2002 ,r -. - My ommsslQO )I,..., NOTARY PUBLIC Member fJenn:l.ylVanta ASSOCiatIOn of N'larj~M .. . J 6 2002 . Y commISSion expires una , REAL ESTATE SALE No. 48 Wrft No. 11193-6139 CMITerm Ctndant Mortgage Corp.,fll<Jl PHH Mort_ 8erYICOI VI n.. R. Hluallill/I n"Wlltor Atty: Fronk Fedennon DESCRIPTION ALL THAT CERTAJ~ of land situate in the Borough of Mec icsbu1'i. Cumberl.md County" Pcnnsylvani, more particularly bound.:danddcscri follows. 10 wit: BEGINNING at a point of inttrsection of !he Southern line of Edgewood Drive and !he line ofadjolnctbetween Lots Nos. 8 and 900 !he hereinaftet mentioned plan of 100; !hence by sa!d line of adJoinet 5OU!h 10 degrees 17 mmutes 30 sCC'ouds West a distance of 111 90 feel to a point: thence Sou!h 79 d.:grees '37 mi~Ul" W"t . db..." of 12.16 rco' to . Publisher's Receipt for Advertising Cost paml; thence south 75 dcarees 58 minutes 2S ~ West II distance of 47.31 feet 10 a 0" publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general cl'icuriili15n~ 1\'r;';eoy<~EkM'O'wredge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. CUMBERLAND COUN1Y SHERIFFS OFFICE CUMBERLAND COUN1Y COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO.. Dr. For publishing the notice or publication attached hereio on the above stated dates Probating same Notary Fee(s) Tolal $ $ $ 259.20 1.50 260.70 By.................................................................... t FEDERMAN AND PHELAN By: FRANK FEDERMAN Identification No. 12248 Two Penn Center Plaza - Suite 900 Philadelphia, PA 19102 (215) 563-7000 Attorney for Plaintiff CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICES CUMBERLAND COUNTY 6000 ATRIUM WAY MT. LAUREL, NJ 00054 COURT OF COMMON PLEAB As set forth in Complaint Interest - 10/1/90-1/7/99 TOTAL $92,237.08 1.730.52 $93,967.60 VS. CIVIL DIVISION TINA R. RAUS, A/K/A TINA WALTERS 36 EDGEWOOD DRIVE MECHANICSBURG, PA 17055 NO. 98-6139 CIVIL PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against TINA R. RAUB. AIKIA TINA WALTERS, Defendant(s) for failure to file an Answer to Plaintiff I s Complaint wi thin 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiff's damages as follows: I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above, and (2) that notice has been given in accordance with Rule 237.1, copy attached. ~v~~~ it)J~'1W~ FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS DATE: Yl"'. /3 ;tJl)IJ INDICATED. /.j/ dwL ):.,;! /~ PRO PRO THY /;'2 t ~ '. I , ~ J \ " ,... , \' ,\ '" , :! . " ,. ( ':~ ~ ~ K ~ '" ~ ":'\ C { ~ \): >t, "- ) ~, " "' " '-.J ~ '" ll\ "^ ~' ~ <..1\ (,\ ~ (" ,~ "- ,,~ " r I : r ' I i j , ~ \ ~ , i ,~I I , ' : IT.. FEDERHMl MID I'III':!.MI Frank F"derm,.!n, E"'l"il'l' Identit iCiltion 110, L'/,:H TWO Penn Cent"l' 1'1,ll" suite 900 philadelphia, I'A I'Jlll/-I'I"" (215) 5G3-'/OOI! tdl'(J!UII." \,()I( \'!.Alll'I'IFI ('UIWI' (JI' l'UI,\WJII I'!.EA~; C END A N 'I' 1'1 (J !( 'I' C t, C I: CORPOHA'I'IOI1, F/f:/A 1'1111 1,\OI.''I'\;fI(;t: SERVICES l' I V 11. lJI V 1~; 1 on Plaintiff CUI.lBERLMID COUN'I'Y VS. NO, 98-Gl]9 CIVIL TINA R. HAUS, A/K/A TINA WALTERS Defendant TO: TINA R. HAUS, A/K/A TINA WALTERS 36 EDGEWOOD DRIVE MECHANICSBURG, PA 17055 DATE OF NOTICE: DECEMBj:lLll_J~8 THIS FIRM IS A DEBT COLLEC'I'OR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SEN'I' '1'0 yoU IN AN ATTEIWT TO COLLECT THE INDEBTEDNESS REFERRED TO IIEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR 'J'IIAT PUl<POSE. IMPORTANT NOTICE You are in default because you have failed enter a written appearance personally or by attorney and file in writing with the court your defenses or objection~ to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out wheee you can get legal help: CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 2~9-3166 \ \. \ J'-$, \v\' \ ~,,-'t WV'-/ Frank Federman, Esquire Attorney for plaintiff 12(,-200 \ PRAECIPE FOR WRIT OF EXECUTIO~-(;.IOHTG"\GE FORECLOSURE) P.R.C.P. 3150.3153 ..................................-.....-................................... 1:-< THE COURT OF CO~I~lON PLEAS OF CUMBERLAND COUNTY. PENNSYLYA~IA Ct:NDANT HORTGAGE CORPORAT JON F/K/A 1'11I1 HORTGAGf: Sf:RVICt:S ............-..............................-........---................ V! ~ 98-6139 CIVIl, . . o................,..,..,................................Tenn 19,...,.. \ .......................................................-..................... TINA R. HAUS, A/K/ A TINA WAI.Tt:RS - PRAECIPE FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) ......................................................._........~............ - To the Director or the Orrice or ~- Tssue Wl'!t of execution in the abo\'e matter: Amount Due , $"..?.?.!,?.~!.L~.~",... Intmst from 1/8/99 TO SALE S..,..,~.~,~I,~~,:~.~...... and CO!t!. @ $15.44 PER Dlf~ ......,........,'~y~~~\,~,..!fuh,..~1~~~ .............. .4ttOT7l;lI lor the Pll1intif/(s) Note: Please attach description of Property. , Q,. ci ci ,-<: Z .or. r<l ..: ..,; Oz 0 :~ - (~ : : cr.<: Eo< !,'::> ~ ! <:> ;:) , , t::-J Z U J:~ ci CO; C'> '. 0 en t::_ ' - " :'- ..... ..... ..... -,.. .... "-' :,s > :":r. Eo<U >< ... .. E E E zZ ~:;: t:: ; , '<l., '" ~il; v. .. .. .. cZ e:.. ~ ~ ... " 00:: -::J ~~ Ou r'1';;; c. -- ... ~' c 0 :- ... ::;.),.'" o . u"-' ga _ 0 '. :- U?" c:> :::t:.. ~t: .... "'< "-' , ," r ~z c:>c:> Eo< ... " -.- < !;; .~ ~ '" '- ~ 0;:) c:> en c::~ .->!-': '-0 !;!i! ... "':K ~' 0- , . , :::w ::> ,-', . " ... - . ;:)0 0 ::2:.1 ~.s 1 8~ :E:e .... ::;:-= ~~ . Eo< ::..~ '" U ~ "." ...:i <~ .. ~ ~ ~~ ::.: '" z"" .. " e:: tiI "-'- ....- <: '::l .. 0 0 0 c:> u,", Eo< < - ~ :g Z ::;: - z z z - ::> t;: <: u '" "" Ie ~, Gv ~y: ~ ..., ~ ~, (}:- ~ ~ ',,", ~ IJ ':\l, "-> -' \ ~ \:y "'. , 'n ~ " ~ ~ ~ j..J \:) ~ ~ \) " '-; - 0< ).; \'- ("-.. :J \ ~" ~ ., \ij \'" - , ~ " -, ,~) ': '-., t) ~ " "l\ r ; ::) :..! ~ ~ ~ - . ! I' I. I '. " t ' DESCRIPTIO~ ALL THAT CERTAIN tract of land situat~ in th~ Borough of Mechanicsburg, Cumberland Coumy, Pennsylvania, more particularly bounded and describ~d as follows, to wit: BEGINNING at a poim of im~rsection of th~ 50uth~rn lin~ of Edg~wood Driv~ and th~ line of adjoiner b~twe~n Lots Nos, 8 and 9 on th~ h~rdnafter memioned plan of lots; lh~nce by said line of adjoin~r South 10 d~gr~es 17 lTIinu(~s 30 sec()[[(]s West a distance of 111,90 feet to a point; thence South 79 degr~es 37 minutes W~st a distance of 12,16 feet 10 a point: thence South 75 degrees 58 minutes 25 seconds West a distance of 47,31 feet 10 a poim; thence South 79 d~gre~s 42 minuI~s 30 seconds West a distanc~ of 15,65 f~et to a point; th~nc~ North 10 d~gr~~s 17 minut~s 30 seconds W~st along the line of adjoiner between Lots Nos, 7 and 8 on said Plan a distanc~ of 115,00 f~et to a point on th~ SOllth~rn lin~ of Edg~wood Drive; th~nc~ along said South~rn lin~ of Edgewood Drive, North 79 d~gr~~s 42 minuI~s 30 s~conds East a distanc~ of 75,0 feet to a point, the plac~ of BEG[NNING, BE[NG Lot No, 8, Block C, on th~ Final Plan of Part of Blocks, A, B, &. C. Wynn~wood Park. as recorded in Plan Book 44, page [7, UNDER AND SUBJECT, ncvertheless, to building sctback lines, conditions and restrictions as shown on said Plan and of prior record, HAVING thereon erected a dwelling h.)use known as 39 Edgewood Drive, Mechanicsburg, Pennsylvania, BEING Tax Parc~lll 18-21-0287-042, TITLE TO ,SAI,D PREMISES [S VESTED.IN Tina R, Haus by Deed from Gary A, Haus and Tina R, Haus, hIS WIfe dated 2/14/96, recorded 3/1/96, in Deed Book 135, page 669 FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 ATTORNEY FOR PLAINTIFF CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICES CUMBERLAND COUNTY COURT OF COMMON PI,EAS CIVIL DIVISION vs. TINA R. RAUS, A/K/A TINA WALTERS NO. 98-6139 CIVIL CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned mrttter, and that the premises are not subject to the provisions of Act 91 because it is: ( ( an FHA mortgage non-owner occupied vacant (xx) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. ~ ;V'" ~\-V\ t[)ve,\1^-'\,Vv!V"'--- FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff You m.,y nC!ed .In "ttol'ney to .I":;el't your r'iqhtn, The ,;ooner you contact one, the !\lore chancC' you wi 11 h.lvI! o! "topping the sale. (See notice on P"CJP t'..o on how to obtain an attorney.) YOU MAY STILL BE ~~~~~9__~^~~ YOUR PROPE~T~A~P~0~~~VE_9_tHE~ RIGHTS EVEN IF THE E!!IERU,~!LS,~J,,~'U~9,EJL_TAKEJ_r.1\CE,., 1. be sold ca] ling If the S~erif!'D Sale to the highest bidder, 12151 563-70Q!l. You may be able to petition the Court to set aside the the bid price was grossly inadequate compared to the value property. is not stopped, your property will You may f im! out the price bid by 2. sale if of your 3. The sale will go through only Sheriff the full amount due in the sale, happened, you may call (215) 563-7000. if the buyer pa ys the To find out if this has 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE Cumberland County Courthouse CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 . .. - ' /_ ..~ r '-;':';'~':_". , '. ,.. ("/..- c', $reJ Irf(~ 71' <' ~c "".f.< '--- <?~ ~l.yu-- 0. ~, ~ OHERIFF'O RETURN OF SERVICE Plaintift (s) CENDAN'r MORTGAGE COIlI'0IIN1'1 OIl , F/K/A PIIII MOIlTGAGE ~a:HVICE:; CIVIL ACTION NUMDER SHERIFF'S NUMDER Detond"nt(lI) TINA R. IIAUS COST MILEAGE Serve At 36 EDGE WOOD DRIVE MECIIAtlICSDURG, I'A 1'I0~~ DISTRICT Summons Other _>;X_ Complaint Speci"l Instructions TYPE OF ACTION Mortgage Foreclosure TO DE COMPLETED DY SHERIFF Served and made known to , 19_, at , Defendant, on the _ day of o'clock, ____m., at , County of , Commonwealth of PennsylvanIa, in the manner deacribed below: Oefendant(a) personally served. Adult family memb~r with whom said Defendant(s) reside(s). Relationship is Adult in charge of Defendant's re~idence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s}. Agent or person in charge of Defendant's office or usual place of business. and officer of said Defendant company. _ Other: SHERIFF By: , Deputy Sheriff On the Defendant day of not found because: Moved ___ Unknown . 19 at O'clock, _.m., No Answer _Vacant ___Other SHERI FF By: , Deputy Sheriff DEPUTIZED SERVICE Now, this day of , 19 _' I, Pennsylvania do hereby deputize the Sheriff of and make return thereof and according to law. Sheriff of county, County to serve this Complaint SHERIFF By: , Deputy Sheriff ATTORNEY FOR PLAINTIFF: TO DE COMPLETED BY PROTHONOTARY Name Frank Federman. Esquire Id. No. 12248 Address Two Penn Center Plaza Suite 900 Philadelphia, PA 19102 ATTEST Pro Prothy Date " ~ CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICE8 CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION V9. TINA R. HAUS, A/K/A TINA WALTERS NO. 90-6139 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 j,Hf.i.d,avJtu No .,lJ CENDANT MORTGAGE CORPORATI9~~~LKl~~HH MORTGAGE SERVICES , Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following infor~ation concerning the real property located at 36 EDGEWOOD DRIVE. MECijANlCSnURG. PA 17055. 1. Name and address of Owner(s) or reputed Owner(s) : NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) TINA R. HAUS, AIKIA TINA WALTERS 36 EDGEWOOD DRIVE MECHANICSBURG, PA 17055 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and address of every jUdgment creditor whose jUdgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) MEMBERS FIRST FEDERAL CREDIT UNION 5275 E. TRINDLE ROAD MECHANICSBURG, PA 17055 5. Name and addrenc: of every othel- per:;on who hac: any record lien on the property: t!.ll.l1L LAST KtlOWtl ADDRESS (if .~ddress c,\nTlot be rp,-,:;on.\bl Y d:;cprta inod, p!(-'flr..;C ~;O intlicdte) HQ.HJ!; 6. Name and addresc: of every other perc:on who h,l!l any record interest in the property and whose interest may be affected by the sale: NAME LAST KtlOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) CUMBERLAND COUNTY DOMESTIC RELATIONS DEPARTMENT CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) TENANT/OCCUPANT 36 EDGEWOOD DRIVE MECHANICSBURG, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities." n Januarv 7, 1999 q), \lv',J,\. ~J6<:l. v\""~ DATE FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff You may need an attorney to il:;,,,'rt your r iqltt,;. The sooner you contact one, the 11l0re cl1"nce you wi 11 h,IVI' ot :otopping the sale. (See notice on pilge t'"'O on how to ollt,' "' "n "ttorney.) XOU M1\Y STILL DC l\!lJ,..IL.1!LSlI\1E_YOUR PRopeRTY AND YOU ,- lI1\~~_Q.'l'HE.B RIGHTS EVEN IF THE SIlERIFf '!l flll!'E:_DOES_'l',~KE,_P!.ACE. 1. be sold calling If the Sheriff's Sale to the highest bidder. (215) 563-7000. is not stopped, your property will You roilY rind out the price bid by 2. sale if of your You may be able to petition the Court to set aside the the bid price WilS grossly inildequate compilred to the value property. if the buyer pays the To rind out if this has 3. The sale will go through only Sheriff the full amount due in the Sil)e. happened, you may call (215) 563-7000, 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff ilnd the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. YoU may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons whY the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR cANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU cAN GET LEGAL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE cumberland county courthouse CARLISLE, PA 17013 (717) 249-3166 (BOO) 990-9108 PESCRIPTIO:-; ALL THAT CERTAI=" tract of laml situat~ in th~ Borough of ~kchanicsburg, Cumb~r1and County, PennsylvaniJ, more particubrly bound~d and describ~d as follows, to wir: '; BEGINNING at a point of intersection of th~ South~m lin~ of Edg~wood Drive and th~ lin~ of adjoiner betw~~n Lots Nos, 8 and 9 on th~ hereinaft~r m~ntion~d plan of 101s; Ih~nc~ by said lin~ of adjoin~r South 10 d~gre~s 17 minut~s 30 s~conds W ~st a distanc~ of 111. 90 ft:~t to a point: th~nc~ South 79 degr~es 37 minutes \V~st a distance of 12,16 f~et to a point: thence South 75 d~grc~s 58 minutes 25 seconds W~st a distance of 47,3 1 f~et to a point; th~nce South 79 degr~~s .12 minutcs 30 seconds West a distance of 15,65 fe~t to a point: th~nce North 10 degre~s 1 7 minut~s 30 scconds West along the line of adjoiner between Lots Nos, 7 and 8 on said Plan a distance of 115,00 feet to a point on the Southern line of Edgewood Drive: thenc~ along said Southern line of Edgewood Drive, North 79 degr~es 42 minutes 30 s~conds East a distanc~ of 75,0 f~et to a point, th~ place of BEGINNING, BEING Lot No, 8, Block C. on th~ Final Plan of Part of Blocks. A. B, &. C, Wynnewood Park. as recorded in Plan Book 44, page 17, UNDER AND SUBJECT, nevertheless, to building s~tback lin~" conditions and restrictions as shown on said Plan and of prior record, HA VING thereon erected a dwelling hous~ known as 39 Edgewood Dri';~, ;-"lechanicsburg, P~nnsylvania, BEING Tax Parc~1 .# 18-21-0287-042, TITLE TO SAID PREMISES IS VESTED IN Tina R, Haus bv Deed from Garv A, Haus and Tina R, Haus, his wife dated 2114/96, recorded 3/1/96, in Deed Bo~k 135, page 669' [ t ! , WRIT OF EXECUTION and/or ATTACHMENT COMMONW[AL TIt 01 P[NNSYL VANIA) COUNTY OF CUMnEflLAND) NO '!II-I, Ii') ~IVII. ~9 '/'"nll CIVIL ACTION, LAW TO TIlE StiEHI!T 01 CUlIilx.:rlilllU COUNTY To sahsly tho dobt, mleresl and COt,ls duo n'ndfJrd t-iJl t 'ld~(> ('olJll'lr,1t inll J /k/d f'I/H r....<'rJ~d~[' S('rvi('('~; trom PLAINTIFF(S) Tillll H. "illl~i d/khl!.Til1t1 I-/dltc'l:; (1) You are dirocted to levy upon Ihe property olthe dolondanl(S) and 10 soU see lcgu.L,dcscripUon of pnJ!JCrly, DEFENDANT(S) . -...---"------.- ---'------.-- --.------.--.------..------ ~-----_._----------.._------_.._---_._.- ------ (2) You are also directed 10 attach 1110 property of fhe dolondanl(s) nOlloviod upon in the poc.session 01 _,_ ---------- ----- ---.------------.------- ._._--'-_._--._-_.._-----_._---~--._-------_.__.,._--- .- - -.-----....---..-------..-------- __ ___n__.__ '. _0.,_. __.__ .._.__ . -- -----------..---------------- --.--------------- -----~--_._..._._--..- - -_..._--~..~-------------- -----_._-----~--_..-._~ .---.-..-.. ..----- - GARNISHEE(S) as follows: ---~~----- and to notify the garnishee(s) thaI: (a) an allachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the detendant(s) and from delivering any property of the defendanI(s) or otherwise disposing thereot; (3) If property of the defendant(s) nOllevied upon an subject to allachment is found in Ihe possession of anyone other than a named garniShee, you are directed to nOIily himlherthal helshe has been added as a garnishee and is enjoined as above slated, Amount Due $93.967.60 from 1/8/99 to sale @ $15.44 ~46.88 L.L. $.50 per diem Due ProIhy --$hG0 Other COSls Interest Ally's Comm Ally Paid Plaintiff Paid % $102.20 Date; ]t:'nll""",:r 11, lQQQ rllrti s; R r ong Prothonotary, Civil Division by: 1;;1'0' KJ&~. 9f Deputy REQUESTING PARTY: Federman and Phelan Name Pr~n~ ~~nQ~n Pc~ Address: --'Ii"", pgnn C"'>>ter pl Ma _ SlIiI-", qoo Philadelphia, PA 19102 AlIorney for: Plaintiff Telephone: ( 215) 563-7000 Supreme Court 10 No, ] 2248 FF.DEPMi\.'l ,'INi, PHELAN _ By: FTWIK F'l::Df:P.MAN, E:il.,I':i'i': IDENTIFICATION NO. 1224" TWO PENN CENTEk PLAZA, ;,:;;:'j',,: '1<)<) PHILADELPHIA, Pl\ 1~~1):: (215) 56:;-7000 ___'__~_H~ CEND~'JT :.h....~":'GL'\l..it: (<.':hi. \)b\:'; If ::,. 1:\ PHH MORTG,v;E 3ERVrr':E:; i'\':":'~jf/:Jr;'( F'()i~. f'Lj'd NT IFF : .;;:~.:' ;)F (:,:~:.;1-1CN P:..EA:.~ ';r'JIL DI'Jli:lON v. NU" f)8-tjl YJ TINA R. HAUS A/K/A TINA WALTERS ct::-mEP,:"".'\1;:. :;C\J~JT.J.. AFFIDAVIT GF ~)ER'lICE GF :~GT::(:2 ,~F SHE?IFr.;'I .:i SrtL.2 'pT}PSIJ~tr_.T2_.r__'_0 ~r; ,~r~.__,." _.tQi_(~_i.-!~t.~ ~ FRANK FEDERMAN, ESQUIRE, Attorney for PLnntiff, hereby certifies that service of the Notice of Sheriff's Sale was made by sending a true and correct copy by certified mail to Defendant, TINA R. HAUS AIKIA TINA WALTERS at 36 EDGEWOOD DRIVE MECHANICSBURG, PA 17055 which notice of Sheriff's Sale was received by Defendant, TINA R. HAUS A/K/."'- TINJI. 1'I,Zl.LTSRS on t1.n:, 13, 2(01) as evidenced by the attached return receipt, The undersigned understands that this statement is made subject to the penaj,ties of 18 PA falsification to authorities.'" f LS~;~'d"~.' 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" '",:',:."..",,,l,'fl:,,,, ..-~.!.c<\1::tfr"''f; " :.......: . .:.\.......: /:~~, " .r:.. '1.':'''-:'~1-'.r ,(.~~r;., . ~;...:. ..,~~ ,- ...... . . :,'.'~ ....,"" :"'l'"''':i.;~''' .' .. -.. .....:...',t.~\.'::'tvR"........",.JI,..;..- 'ft~- '1.._.._, ~.'~' :,,",~> ~,,:,-:,-,,,,,,,,;, ....,... --,'.. .-......':';.... ...... ..~.*:,-~...:.:.. . ',l'.. '. .~.;.:,. '.' .~:~;......:,::~~:{.:-~;r~~.. ..:,~.:-~<,..,:. :\~~X;~: ~~,:",;::- ':.,~ft.~~~,~; 5.::1:;~~,:~_'.,-:::,,? :/:~~~:~~~~;_: , I I r f:,:; -" ...... -....:,.... ;;~;:;',:.:~)k~;:;~i;}~t:}~~r . . ~:"'.. ~.'..' - .:' . "."r' :,>;~-:.:;~c:_~ . ....~. ';"~- -. '.'."' -' .: .<:';'" -, C,,! - , :: :~~'~;::j_7:,_:_;:.;:: "C';":~:'::_'~':.'<':~W:~~~;!~0#f'J.::_\:{~;t~'; .' ';.,.,. .".; -;J'~-::' '.". " .;,. " ...... CENDANT MORHiA(iE : CORPORATION. F/K/A 1'1111 MORTGMiE SERVICES. I'lainIiff IN Till,: CO! Iln OF COMMON I'I.EAS OF ClIMIII'RI,ANIll'I)lINTY,I'I:,NNSYI.VANIA v, CIVIl. ACTION I.A W TINA R, IIAUS, AlK/A TINA WALTERS, Defendant NO, 9R-6139 CIVIl. TERM ORDER OF Co{ JRT AND NOW, Ihis 1411. day of August, 2000, upon consideraIion of Plaintiffs Petition for ReassessmenI of Damages, a Rule is hereby issued upon Defendant to show cause why the relief requested should not be granted, RULE RETURNABLE within 20 days of service, BY THE COURT. i./( CI/{ , J, Lisa D, Blankenburg, Esq, Two Penn Center Plaza Suite 900 Philadelphia, PA 19102-1799 Attorney for Plaintiff {ll-f-'-IA ,/'j-[(. ~JI/,{ S ,Ii, CV Tina R, Haus 36 Edgewood Drive Meehaniesburg, P A 17055 Defendant, Pro Se "F' :re 't I~ I t I, I FEDERMAN AND PHELAN by: Lisa D. Blankenburg, Esquire Atty. I.D. No. 78020 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 ATTORNEY FOR PLAINTIFF CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICES CUMBERLAND COUNTY COURT OF COMMON PLEAS [ ! > , I , , va. TINA R. HAUS, A/K/A TINA WALTERS CIVIL DIVISION NO, 98-6139 RULE AND NOW, this day oE a Rule is entered upon TINA R, HAVS, A/K/A TINA ,IALTERS Defendant(s) to show cause why the attached Order for Reassessment of Damages should not be entered. RULE RETURNABLE the day oE BY THE COURT, , J, f I FEDERMAN AND PHELAN by: Liss D. Blankenburg, Esquire Atty. I.D. No. 78020 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102-1799 1215l 563-7000 ATTORNEY FOR PLAINTIFF CENDANT MORTGAGE CORPORATION, F/K/A PHH MORTGAGE SERVICES CUMBERLAND COUNTY COURT OF COMMON PLEAS VB. TINA R. HAUS, A/K/A TINA WALTERS CIVIL DIVISION NO, 98-6139 PLAINTIFF'S PETITION FOR REASSESSMENT OF DAMAGES Plaintiff, by its Attorney, Lisa D. BL:lnkenburg, E!:>quire, moves the Court to direct the Prothonotary to reassess the damages in this matter, and in support thereof aVers the following: 1. This is an action in Mortgage ForeClosure in which JUdgment was entered by default on J~VUARY 6, 1999 in the amount of $93,967.60. 2, A Sheri ff 's Sale of the mortgaged premises was postponed or stayed for the following reasons: The Defendant (s) filed a Chapter 13 Bankruptcy (#99-02467) on JUNE 7, 1999, The Bankruptcy '....as dismissed by order of Court dated MARCH 14, 2000, 2000. 3, The mortgaged p.'emises are listed for Sheriff's Sale on SEPTEMBER 6, 4. Additional sums have been incurTed or expended on Defendant (5) , behalf during the time the sale was postponed or m,ld" :;irwl' tIll" )ud'lrTlt'llt ::101"'1'11, ,Illd [',.r":I.!'1I1II::1 1:,1':1' L""1l '/1':"11 ('ft'dl! t,>! ,11,',' lid/I:"'[I':: II!..' Il..,/.. t'''''1l It .111/, 'Ill,. 01111111111' I" d...!;.,!,,:; ::/:<)11 ['I II' ".f.' f p,ld .a:: folio;.,':!: Pr incip,II H,ll d/1('I' Int('/'f'lit ^!I1(llllJI 3/1/<J" 111I'J"'311 'J/r;/o() Ldte Chd nJ(':; Legal [('PI; Cost oC Su i t ,1Ilcl T i Ilf. Sllcriffls Sale Costs Inspect ions/Ot l1"r Appraise)l Fces Escrow Credit Deficit :;:fH,.l O.~ . ~!h [1, .j'l S. 'JB J J.1 ,S2 '1,255.00 1,I'12,00 798,66 122,40 0,00 TOTAL 0,00 0,00 $99,530.82 of the figures set forth in paragraph fou,' in the amount of judgment against S. Under the terms of the mortgage, Plaintiff is entitled to inclusion the Defendant (s) , Order to the Prothonotary to reassess the damages as set forth above. ~IHEREFORE, Plaintiff respectfully t-equests this Honorable Court issue an '+ ~) fIr. L ~'j Lisa D. Blankenburg, ESQUIRE Attorney for Plaintiff -2 - FEDERMAN AND PHELAN by: Lisa D. Blankenburg, Esquire Atty. I.D. No. 78020 ~AO Penn Center Plaza, Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 ATTORNEY FOR PLAINTIFF CENDlUlT MORTGAGE CORPOMTION, F/K/A PHH MORTGAGE SERVICES CUMBERLAND COUNTY COURT OF COMMON PLEAS VB, TINA R, HAUS, A/K/A TINA WALTERS CIVIL DIVISION NO. 98-6139 BRIEF OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES 1. BACKGROUND OF CASE Plaintiff uod Defendant (~) cotel-cd into .:l Promissory Note and Mortgage Agreement, wherein Dcfend<1ot (.s) agreed to pay Plaintiff principal, interest, late charges, real e~Jtate taxes, hazard insurance premiums and mortgage insurance premi urns as sa i d monies became due. In turn, Plaintiff's Note was secured by a mortgage on the subject premises. The Mortgage Agreement indicates that in the event Defendant(s) defaults, Plaintiff may pay any necessary obligations in order to protect its collateral, the subject premises. In the case sub Judici.a, Defendant (s) failed to abide by the t40rtgage Agreement by fail ing to tender numerous, promised monthly mortgage payments. Accordingly, after Plaintiff determined that Defendant (5) were not going to cure the default and bring the loan current, Plaintiff commenced a Mortgage Foreclosure Action. Judgment was subsequent.ly entered by the Court, and the subject property is scheduled for Sheriff's Sale. Because of the excessive period of time between the ini t iat ion of the Mortgage Foreclosure Action, the entry of Judgment and the Sheriff's Sale date, damages as previously assessed by the Court are outdated and must be increased to include current interest, real estate taxes, insurance premiums, and other expenses which Plaintiff has been obligated to pay under the Mortgage Agreement in order to protect its interest. ~ ~ II. ARGUMENT FOR REASSESSMENT OF DAMAG~n Till' l't'rln:;,!l'/,lflld l)lIl,'~: of ('1":11 I'l,;r','dlll' .11" ::II,.[\! ,.I'!! f'.::I"'(": \'1 till' 1!l:Hlf' "I Pl',l:~:;":; ::n:"llf "I [l,\PI.II!":;; 11,,",,"'.:'./ PIll.' 10\,1 f"r:':l<j,':;, "tll" PruthOll()l,lI'f ::I1,tll .I:::;.':;:; d.lll1dq.,:; t'lI \ Ii" 01111"11:11 ",,111"1l 1'!.lllllIII I'. .'ll\ 11 le'l II it. in il llllTTl Cel"tdlll or ',dlicl1 {'<III IH' lllddt. ("'fldln bi' COlT11pllt.lt I'HI. III tile infltant cant., thf' ,l:nount to .....lIiel1 Pl.aintiff I" .'rllit:l~d i~: ff'<H1i1i' c,tlcuLlted by revie'N of thp MOl"UJ,lgL> f\~"JI"e(:n1('lJt, '....lIich i:; of '"ecord, UKI',thc', .....ith tile Complaint '....hich Gpecific.llly li:3t:; tlw iteln:; Chdl"qcable. CleClrly, if Rule 1037 9l'/L':'; the ProthonoLlI"{ the right to a:i!;e:;:-; d.lm.lgen for the amount to '....hich Plaintiff is entitled as set forth in the Complaint, the Court has similar power to reassess damages at a later date, In addition, Rule 1037{a) provides that the Court, on motion of a party, may enter an appropriate judgment against a party upon default or admission. If the Court has the power to enter judgment, it certainly has the power to do a lesser act, to wit, reassess damages. It is settled la'''' in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments Sec. 191. See also, ?~t_f?pheflP9n""'y_,_ B_utts, 187 Pa,Super 55, 59, 142 A.2d 319, 321 (1958); Chase Hq!!l~_~.N()}:-_~g<3.g~__c::o,rp?r~tion of th_e Sou~h,..,'est v. Good, 537 A.2d 22, 24 (Pa.Super 1980) , In ~"h_a3~__tl.9.!!1_l?~_~_<?r;:~g~~, the Court stated that where a judgment has been assessed following defendant's failure to file a responsive pleading in a mortgage foreclosure action, a mortgagee "... could properly move the court to amend the judgment to add addit ional sums due by vi rtue if the mortgage I 5 failure to comply with the terms of the mortgage agreement.. .!.9"~. at 24. Becduse a judgment in mortgage foreclosure is strictly tn. r"~_~, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property, See r'I~co__~~.~JitY_"C::9-TI)2AnL__v~.","",-'~~r.Q_~, 414 Pa, 495, 200 A.2d 335 (1971) , Plaintiff submits that if Plaintiff went to sale without reassessing damages, and if there was competitive bidding for the subject premises, Plaintiff v;ould suffer "irrepat"able harm in that it would not be able to recoup monies it paid to protect its interest, Conversely, a reassessment of damages will II"! I,,' d,.'! ITI:,'I\' .11 ',,1111 ::,,'....'.1 t r) [,.,.! "lld,,:,' I.' I;: I' 1"'I'\lf";; II" 11"1:;"/1,11 Thf' ::ul" "!ll" r"dll' ,,j 1"'llI):;'" l'.'dfll 0\ "lIn:'1 111 t Ii" 1.,111'1,1\1 I,": t "r n fl,.. rSolt I r : 11,lbl II t'l. PennGY!'/,lnltl Imn;t P'\,! eXIWrLra,':; for- thp [i1fi!)"lli' III <ndf'l to Plott'ct itn i.' L I' !i,lIi1.: C'd::" th.l! tIll' d,.j,l "",'d 1>11 d 1Ti'lItq,IJ" Cbdll':JCO:; dlnl ('<111 b.. .....p..ct..tJ [" Chdll(J" ft"'TI eLl.... t'J d,\,/. h,.r'dU:;,' Yj",.:JtPIr1 collater'<ll. .H~:i Pd. 117, ~82 ,.'\.~d 3V:i (l'Yll), !Jec,lll:a' d rnol-tg,lCjP I ier; i!; IlOt. extinguished unt i 1 the debt is paid. PLlintiff must protect it;; collatel-al IIp unt i I the d<lte of ;,,\1 (~. See BeCKfThlIl v. Al tOOlld Tnl:,t Co., 332 Pcl. S'15, 2 A.2d . I' I 826 (1939), Therefore, Plaintiff respectfully submit!": that if the enforcement of itn , ~ included in said judgment. As the Court indicated in FNM0 y.:..__Jeflersgn, an rights are delayed by legal proceeding5 and enforcement of its judgment, and such delaY5 require the mo.."tgagee to expend additional sums pursuant to the Mortgage, then said expenses become part of the mortgagee's lien and should be unreported case a copy of which is attached hereto, since the charges enumerated in Plaintiff's Motion for Rea5sesr;ment of Damages were incurred pursuant to the Mortgage Agreement, and the mortgage had not yet been paid, . i , said charges should be included in Plaintiff's judgment amount. May Term, 1986, No, 2359 (CCP PHILA, 19861, III. CONCLUSION Plaintiff respectfully reque5ts this Honorable Court grant its Petition to Reassess Damages. Plaintiff respectfully submits that it has acted in good faith in maintaining the property in accordance with the Mortgage, and in reliance on said instrument with the understanding that it would recover the monies it expended to protect its collateral. WHEREFORE, Plaintiff respectfully requests this Honorable Court to reassess the damages as set forth in the Petition to Reassess Damages. FEDERMAN AND PHELAN ~ \) ~ill ,', LISA D. BLANKENBURG, ESQUIRE . .....,;'-',~- ......- .1.C.?.....~~lH=1 ;....:.........';':':'~~~I 'r.:I_~,-,_.'_"'-~~ fJl.::". ......... --... .. . . . ~ ",. ' ,..~.,- :'~/~":;~~:~~::'~'>';':::' t ~ ~ "; ," .'"t ." .' .....-.:... _': '.' ...-.:.,. C:-Cil.-:' , , .....-.... .. ~u'~~ 'I'HC~~ A. ~~~T~, 3. '! , I " ., , ! " ..:' I ',~ '/ . I .' I I :'.7i,..~ .'-;.. ~.'" . ..~:.:?:...~- --::.~.". .' , I I " I I , I I I I I i I I , I ! , I " ,/ ,! P , Ii " 'JIW J Y J CA'fI Uti I. I ~;, I !J , II] III ~, 1, I "I J l. 1 ; ~ ' I" 1'1 , 1"" Ill! ~ : ! l' ' I); h" ,11! "111"/ f 1)/ Pl.lint i II III I Ill:: ,II'! I' 'II, ~: I' ;,' I! \' ~.' 'I 1 ..' 'd I It.'> 'h I.. 011 f J d,I': It, ,wel lhdt lt1f~ !;t.ll"ll~I'fll.. :1',1'1,' Jll 'I.,. ''I'' ';11'1 i'," I! ltlll lill I)l',l::!;f'::~;rl\f'tlt of U<lm.lqe!.J are true ,llld C(l/I"f.t t'l !;" j.,," "l h'l /,Ii' ..;J.d'I", Illfo/tlI,lt iUIl dlld kwlil'f. The undcrniCjllt'd lIlld,'! :;1.111<1:: 111 l! tIll:' ';',I"'I!:"n~ Iwn.'in I" m.ld,' ;]ubjvct to the pena 1 t iCG 01 I H 1'.1. C',::. ~;,l 'I().! 1" l.1t l rlCJ to UIE,'....orn fal:;ification to c1uthorities. DATE, AuguGt \, 2000 \ J ('\\, _:"'1-' lJ (' if\ \ \\ \, /I Lisil D. Blankenburg, Esquire Attorney for Plaintiff FEDERMAN AND PI/ELAN by: Lisa D. Blankenburg, Esquire Atty, I.D. No. 78020 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102-1799 (2151 563-7000 ATTORNEY FOR PLAI1ITIFF CEIIDA11T MORTGAGR COPPORhTIOlI, F/K/A PHH MORTGAGE SERVrCEG CUMIlERLAND comITY COURT OF COMMON PLEAG VB, TINA R. HAUS, A/K/A TINA WALTERS CIVIL DIVISIon NO, 98-6139 AFFIDAVIT OF SERVICE Lisa D, Blankenburg, Esquin" hereby certifies that a copy of Plaintiff's Petition for ReasscssmcIlt of Damages have been sent to the individuals indicated belo',,; on ~:\ll"SLt~~J__ L..__?9+Q.Q. TINA R. HAUS 36 EDGEWOOD DRIVE MECHANICSBURG, PA 17055 DATE: August I, 2000 (\ r ' \ ~J \\:) G/\r- ~t- Lisa D. Blankenburg, Esquire Attorney for Plaintiff i.:;: :".,' .; r-----'-' ."Ii :,'" ..j ,.;, H;>'::: FEDERMAN & PHELAN ATTORNEY ESCROW ACCOUNT TWO PENN CENTER PL, STE 900 1f~~IrPHIA, PA 19102 9,00 .1C;:l.'.~:_':'.!-~_I:Ol'.'.><.I,.., :.I""Ji...;..II~'.J::...i"l;J.L ."l.'~i' ~.'.":Il" ~\l'Tr:r-i:\i-:',::.f;":.~';;:::ii -FJ'....;,..-l;u................ FEDERMAN & PHELAN ATTORNEY ESCROW ACCOUNT TWO PENN CENTER PL, STE 900 PHILADELPHIA, PA 19102 COMMERCE BANK PHILADELPHIA, PA 19148 3.1821360 CHECK NO 093094 DEB 0101-.'000 NINE AND 00/100 DOLLARS DATE 8/1/2000 AMOUNT Pay ***********9.00 Void after 90 days To The Order Of Prothy of Cumberland County Cumberland County Courthouse One Courthouse Square CarliSle, DA 17013 :r~r~ "~D --ft'lfMft'~~li'i:r:-rft'1l;;Jl..-:iAli:::Jl.~<i!L:r1.:i~~!I~::r!'.!.::);t!:.lii1:.;!'_!'J.::LYi~!;!..'I..lJ:a:r.ol!~.'iLT:iJ~IU.-..:&.'i[f....5Iar._~~ 11'0[130<11,11' ':03bOOI.8081:3b Ob5738 loll' ('l'l1dant M()rtg<lgl' ('(lqH1r;tlillll l'Ala 1'1111 MOr!gagc SI'J'IIl'CS -\'s- Tina J{, Ilaus a/k/a Tina Walicrs Inl hc ( 'our! of ('Ollll11on Picas of ('ul11hcrland ('Otll)ly, Pcnnsyhania r-III,I ')')8.(,11') ('i\'il J{, Thlllllas Klinl', Shl'rilL \llllI hl'ing duly SIIIII'Il al'l'ording III la\\, says this I\'ril is rcluf'lll'd ST^ YEll, Shcrilrs ('osls: Ilol'kcting Poundagc ^dwrIising l'osIing Bills Law Library Coumy Milcage Certified Mail Levy 1'0sIpone Sale Surehargc Law Journal PaIriol Ncws Share of Bills .10,00 15,85 15,()() 15,()() I,()() 12,.j() 1.38 15,()() .j(),()() 2(),()() D9,80 27934 21.':;, $808,30 I'd by ^lly 12/08/00 Sworn and subscribed to before me ~~! P:~ ?~- ~....:J-~~ .",~___If;.~,....~~r' R, Thomas Klinc, Sheriff This ..il .4r day of JJJ.t."...b..... 2000, A.D, (tt...~ C /}l<..d<~, zM' ro honolary BY lii;.,- ~. Real Estate Deputy \,OU ,. jD73J I..f0 ~(.., /05',/!,( C~ndant MflrtClIJ:t' Corporation. r/kJa 1'1111 :\1nrtJ.::IJ,:l' St'niCl's (,lI~IIIUIL\~1I (OI','iTY PI:lintiff. ('O(i1lT OF (,O~l~lO~ I'U:,\S \. Tina It flaus. a/kla Tina \Valrcrs CI\'IL IIIVISIO:ll I)dcndanl(s). ;\O.I)H-(dJ4) AFFIDAVIT PURSUANT TO RIII.E J I~I) (Affidavit No, I) Ccndant Mort!!a!!c Corporation, f/k/a PHil Mort!!al!c Serviees.PlainIiff in the ahove aCIion. by its attorney. FRANK FEDERMAN. ESQUIRE. sets forth as of the date the Praecipe ",r the Writ of Execution was filed the following infom\ation concerning the real property located at ]6 Ed!!cwood Drivc, Mcchanicshurl!, I'A 17055. 1. Name and address Of0\\11er(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate,) Tina R. Haus, alk/a Tina Waltcrs 36 Edgewood Drivc Mechanicshurg,I'A 17055 2, Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained. please so indicate,) Samc as above 3, Name and address of every judgmenI creditor whose judgment is a record lien on Ihe real property to be sold: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained. please so indicale,) Nonc 4, Narn~ and addr~ss ofth~ last r~Cllrd~d hold~r lIr~\~", nhlrtgag~ ofr~~ord: NA:\lE LAST K:-';OW:-'; AIlJ>RI:SS (lfaddr~ss cannot b~ r~asllnably as.:atain.:d, pblS~ Sll indi~aI~,) Mcmhcrs First Fcdcral C'rcditl1nion 5275 E. Trinllll' I(o;ul :\h'chanicshnrl(, 1''\ 17lJ55 5, Nal1l~ and addr~ss of ~\'Cry oth~r p~rson who has any r~wrd li~n on th~ prop~rty: NAME LAST KNOW;o.J AIlDRESS (!f;lddr~ss ~annot b~ r~asonably as~~rtain~d, JlI~as~ so indi.:at~,) None 6, Nam~ and addr~ss of ~v~ry oth~r Jl~rson who has an)' r~cord int~r~st in th~ property and whose inI~rest may b~ aff~ct~d by Ihe sal~: NAME LAST KNOWN ADDRESS ([faddress cannot be r~asonably as~~rtain~d. JlI~ase so indicat~,) None 7, Name and address of every other person whom th~ plainIiff has knowledge who has any interest in the property. which may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate,) TenantrOecupant 36 Edgewood Drive Mechanicsburg, P A 17lJ55 Domestic Relations of Cumberland County 13 North Hanover Street Carlisle, PA 17013 I verifY that the statements made in this aftidavit arc tru~ and correct 10 the best of my p~rsonal knowledg~ or information and belief. [und~rsland that fals~ statem~nts herein are made subj~ct to the penalties of 18 Pa, C.S, Sec, 4904 relating to unsworn falsitication to authorities, Mav 9, 2000 DATE You may need an altomey to assert your rights, The sooner you <:untaet one, Ihe more chance you will have of slopping Ihe sale, (See notice on page two 011 how to obtain an altomey,) YOU MAY STILL liE AIILE TO SAVE YOI/R PIWPERTY ANI) YOlllIA VE OTHER RIGHTS EVEN IF TilE SHERIFF'S SALE I)OES TAKE PLACE. L IfIhe Sheriffs Sale is not stopped, your property will be sold to Ihe highest bidder. You may find out the price bid by calling (215) 563-7000, 2, You may be able 10 petition the Court to set aside Ihe sale if Ihe bid price was grossly inadequate compared to the value of your property, ), The sale will go through only if the buyer pays the SherilTthe full amount due in the sale, To find out if this has happened, you may call (717) 240-6390, 4, Iflhe amounI due from the Buyer is not paid to Ihe Sherif!: you will remain the owner of the property as if the sale never happened, 5, You have the right to remain in the property until Ihe full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer, At thaI time. the buyer may bring legal proceedings to evict you, 6, Yau may be entitled to a share of the money which was paid for your house, A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale, This schedule will state who will be receiving that money, The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed wilh Ihe Sheriff within ,en (10) days after the distribution is filed, 7, You may also have other rights and defenses. or ways of getting your home back, if you act immediately after the sale, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, pA 17013 (717) 249-3166 (800) 990-9108 . ' .. ;' ~ 1 ' \',; ~ , -, 1, " jl\ lit TO, .1 ) '\ ; , , t ' , i \ I i t ~ . . :.i: ~ , I' , t.-. , DESCRIPTION ALL THAT CERTAIN tract of land situate in the Borough of Mechanicsburg, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit; BEGINNING at a point of intersection of the Southern line of Edgewood Drive and the line of adjoiner between Lots Nos, 8 and 9 on the hereinafter mentioned plan of lots; thence by said line of adjoiner South 10 degrees 17 minutes 30 seconds West a distance of 111.90 feet to a point; thence South 79 degrees 37 minutes West a distance of 12,16 feet to a point; thence South 75 degrees 58 minutes 25 seconds West a distance of 47,31 feet to a point; thence South 79 degrees 42 minutes 30 seconds West a distance of 15,65 feet to a point; thence North 10 degrees 17 minutes 30 seconds West along the line of adjoiner between Lots Nos, 7 and 8 on said Plan a distance of 115,00 feet to a point on the Southern line of Edgewood Drive; thence along said Southern line of Edgewood Drive, North 79 degrees 42 minutes 30 seconds East a distance of 75,0 feet to a point. the place of BEGINNING, BEING Lot No, 8, Block C, on the Final Plan of Part of Blocks. A, B. & C. Wynnewood Park, as recorded in Plan Book 44, page 17, UNDER AND SUBJECT, nevertheless, to building setback lines, conditions and restrictions as shown on said Plan and of prior record, HA VING thereon erected a dwelling house known as 36 Edgewood Drive. Mechanicsburg, Pennsylvania, BEING Tax Parcel It 18-21-0287-042, TITLE TO SAID PREMISES IS VESTED IN Tina R, Haus by Deed from Gary A, Haus and Tina R. Haus. his wife dated 2/14/96, recorded 3r1!96. in Deed Book 135. page 669 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEAL IH Of PENNSYL.VANIA) COUNTY OF CUMBERLAND) NO '~B:('L~'J___ CIVIL 19 CIVIL ACTION. LAW TO THE SHERIFF OF Cumber 1 dnd . COUNTY Cenddnt ~rt9~e_CO!J~)rdtj()r'-.l.i..k!d 1'/1/1 To salisly the debt, mleresl and costs due .r-lort~dg"'.., ?t!I"li"es Irom . Tiru.LH.IJuus,d/k/d ,Tim \<i..uL='s ,_,__36 Edg~woodDr. Mt!,cl:1anic,stJlJrgL PA i70~5 - --- ~--,--_____,_PLAINTIFF(S) - ---..----. -- .- .__.._~._~---- ,___DEFENDANT(S) ----_.- - - -----~_._-~--- (1) You are directed 10 levy upon Ihe property of Ihe delendanl(S) and 10 sell leQ,,!_90'scr:iptjon .. --- -._----.,. see -~--,._---_..._--- ----.--------..----- --~-_._-. .---------.- (2) You are also directed 10 allach the property ollhe delendanI(s) nolleviod upon in the possession 01 _ 'n '._. ___..._____u______._________.__ -~- - -- --- - -- --- ---. ---------.--------- ---- GARNISHEE(S) as 10llowS: and to notify the garnishee(s) that: (a) an allachment has been issued; (b) the garnishee(s) islare enjoined from paying any debt to or for the account of the defendanI(s) and Irom delivering any property of the defendant(s) or otherwise disposing thereof; (3) If propertyotthe defendant(s) not levied upon an subject 10 allachmenI is found in the possession of anyoneoIher than a named garnishee, you are directed to noJily himiherrhat he/she has been added as a garnishee and is enjoined as above stated, AmountDue____~~.60 L.L, Interest from 1/7/99 - 9/6/00 ~2...J93_&O_ and costs % Due ProIhy Olher Costs 51. 00 Ally's Comm Ally Paid Plaintiff Paid $913.36 Date: May 11, 2000 Curtis R. Long Prothonotary, Civil Division REQUESTING PARTY; by -1l":~M r.!r/.k' W Deputy Name Pr;:mk f.'~i-3rm::m F'c::q.. Address: 7't.n P~nn r>'3nt->'3r-Elaza....Slli r>'3 Qnn Phi'lrlti>'3"phirl, PlI Iqln? Plaintiff Anorney for; Telephone: Supreme Court 10 No, (215)563-7000 12248 REAL ESTATE SALE No. 19 u,l /fl1 ~ I ~,~ the sherit1levied upon the delendalllu interest in the real property situated in ~"r 1'/Y'I1uL .u_~ Cumberland County, Pa" know!' and numbered as: ~UJ1"''''Aa.,. and more IUi:jiescribed on Exhibit "A" flied with this writ and by this reference Incorpurated herein. f)ate:f1\'1 ~ /,), h-r-o Bvffr;;;1~ --- e c:;;:;) r:;:;:u &::::::l @ [Ml 'I' 1 1....1 , '\'.'-,: " ) , l: " . 1 \ I i IHIIl "II III ~f,HI II f "1.;\1;>;1'11'1' ('I'\IIIIIU ,\:-;IJ ('01 XI'\' 0::\ II \\1' '1()IU t ;,\(;1-: l'()IlI'()It\T1():\. 1'/"/\ 1'1111 \UlI('('t;,\(;E Sf:Il\'JO:S :\\1, I)X.(dJ') ('1\'11, I>EFE;>;h;\;>;T(S) 1'1:\'\ R, 1I,\t'S, ,\/"/\ '1'1,\.\ 1\,\l.n:IlS ACCT, #1747041 SERVE T1;\,'\ II. 11.\ \'S. ,\/K/,\ 1'1:\'\ W,\l.n:RS ,\T 36 EI>GE\\'OOIl IlIU n: MECII,\:'iICSIIl'IH;. 1',\ 171lSS T~ I"' of ,\eIiUl) - :\nliee of Sh,'riW, Sale Sail' Ila"', ,\L\Hl'II II. 2()(12 Sfll\'EIl Served and madckllu" 11 In ..TIN A.....t...JA) /!LJJ:I?'5 . , ,_..' I kkndJnl, on llic ..,.. LS]/:L.. dJY \If _.l:> e: '- _, 200L at I: S'D , 0 'c1l1ck f.m. JI _3"__ E. D.qL..~{J{)t2,pg LVf.,....I:1Ef., H j\Ntc.s.8 tJ.r? Cr.. ,__,_, ('o",mOl1\\ ealth of Pc.:nnsylvania. illlhc lllJllllcr dl.:",(f1hl."d hL'ItI\\' Defendant persoll;)I!}' SC:TVL'd. )( Adult familymcmbt:r \\'1[11 whnn1 Ikl\:l1dJIlUsl n..'sHIl."!'i1 Rt:I.lIIl)Il'ihlp I.., ~_~~.4~P_L..J_~_tL~ WALTEIl:J) AduJr in charge of Dt:l~'nJ;HlI(~.)'j n:)ldt.'fil:r.: \\110 rt:flhl.:J 10 gl\'C n;Jlllt: nr rc.:lJllonshlP, rvlJnugc:r Ck'rk OfpIJL'C of lodg.ing in wlll.:11 Ikli:ndantlsJ rC'ildL'1 'i). Agent or person 111 charge {If Dctcudanu s)'s oftiCI" or usual placl" tlfhu'illll"'iS. all oflkl.'r nf said Dl.'tl.'ndant(s)'s ~()lllpany Other, Dl"scrip .on: , . ~ I Iclght!;) /0 Welghl /70 Race ~_ Sex M- Olhcr ,a compt..'(l"nt aduh, bl.'ing duly sworn Jc.:ording to law, dt..'posl" and sl~ . .hat r p::r::;nnal!y handed tlCl' ofShl'ritrs SaIl' in thl' mannl'r as Sl'l forth herein, isslled inlhl' captioned case on the date and at _Seal Sworn to and subscribed Calla M. HetIclr<ln. Ncmty N*: before me this I U do)' a..,benIbultl8cro, - Collnty ^ L ,-LJ-J My Q.,,,,.I88Ioo, EJq;roo Nc1i, 7, 2005 of Lj,dLNULi, 200, liu r-xJdb 0_ Notary' II J1 I II.. B t.UdXr.Pu.._~tn . , 1.,XVt-W..- m It ,,:err/aIL- y: PLEASE ATTEMPT SER\'ICE AT LEAST 3 TnIES,I:>DICATE DATES & TnJES OF SERVICE ATTL\IPED, :>0'1' SERVED On ,he doyor .' 200_, at o'clock m.. Defendant NOT FO!;ND because: Moved _ Unknown _ No Answt..'r Vacant Other: Sworn to and subscribed before me this _ day of , 200 Notary: By: Attorne\' for Plaintiff Frank Federman, Esquire - J.D. No, 12248 One Penn Center at Suburban Station 1617 John F, Kenned~' Boulevard. Suite 1400 Philadelphia. PA 19103-1814 (215) 563-7000 ,'1"6- 1'/(,uTII'E FO/( WRIT OF EXECUTIO:'i - (i\IOIHGAGE FORECI.OSURE) 1', R,('.I', 318ll-3183 n::'iIl,\:'iT i\101{T!;,\(;E ('OIU'OI{ATlO:'i. F/K/A 1'111I i\IORn;,\la: SEI{\,IO:S !'1..llIlifl'. \'. :'i...lJ8-IJIJ') ('1\'11, TINA H. HAllS. A1K1,\ T1:'iA WALTEHS II I, . Ilofl'lIdalll(s), Amount Due 593,%7,6ll TO THE DIRECTOR OF TilE OFFICE OF THE PROTHONOTARY: Issue writ of execution in Ihe ubove muller: InIerest from 1/7/99 10 3f6102 (per diem -15.45) 5 17,674.8ll und Costs TOTAL 51 J 1.642.40 ~~ ~~, FRAN FEDERMAN. ESQUIRE One Penn CenIer al Suburban SIation 1617 John F, Kennedy Boulevard, Suite 1400 Philadelphiu, PA 19103-1814 Allorney for Plaintiff NoIe: Please alluch description of property, No, ~ 1.---.'""'" ~ - ~) ':"') ',J-> , ," - I s--- -, 6' \~ ---....... ~ - " ~ "" ~ (~ '. ...r-- ~ ~ <::2 , <:.xl .,..., I -..J ~- '" d ~ ~ -- u. -1::-- -----~ "-<' U <.;;.." V,_\) C"-, c~ VI- I . . . \ j '->- r,-, )- <J- J ,y \' <';'- 0 I)n~:"l': 1~lr('I."'l'." (11..'1( ;l'>l,\'II(/' ," 1)~[I\l'd \1\JJhlllll:'"IH.l!\!'l" "I 1'.1~ll' I t If .., ~II~~ 11lJq I I BalJl{J'II,)fC~' DOc/H,t '{l'porl I IIII-fl3SS3 f 11:1 I'ri,hllq.:I n I i.." 'lillilbJ1"aCJ '/ '/ I7 c '-/ / \\,\l,TE/{S. ,1011:\ I' :1111/ \\ ,\ I.TEJ{S.II\ \ /{ 'Yo I I': L i,f(! --k - -. /)lIl'1,{., il{'IJI' {'III{'I'{'d h{'1 \\{'{'II 11111I J1/ ')3 J :1/111 111/2(,/21101 (LF () , - O;HI 1 FiliJl~ :\0. flo,",,"l Ell'/') /):lIe 0906 Oil I V<H.I'\L\HY PI.IJn()~ lllldl'l('h.lpkr I_~.\: .\l.ldn!'..! .\Llll"1\ II ()I}t"lllh 11l111((,1 (1) 06/)() , ,() 11(-/. of Inkru III dj"ll1i',,, l",hl' lIllk.... 1111""111;..' dp(.'UlIll'llh .Jt~' rill'd dil\.' hI 1)'1 ,~J 0(1 Ht' 1!I.'IIl:: I. /Coll1plinIIIUJ/)/lI) WIlli'] 1('(;/ (l1)'2X flO , Sdll'duk.." SI:lll'lI1t'I1l..." 1'101Jl1\: Sllllllll.JJ'", ,lI1d ,Ill lt1i..,~jlJ'..! dOl.:llll1t'l1h I(~' I!t'J:1 ".~ II "1"00, (0) /C.\/ 1/1/111/1/ ,I Lff{ f IF/( 'r\ IT "f .\l.ljJjll!! o( ;\'nIIC,: "f _~,ll .\kl'ril1~, llhil:l:lllllh lOIbl,' pLltl ;Irl' dllt: I ~ da..... alit:r IIICdill" I1e1d, 11,1)1) 10 100011' ',\ I II,OS 00 5 I~TRY (ll ..\ 1'1'1,:.\ R, \ ,'U, "rs, I" I \ /)1/ 111/(II''',I.SI,1I 1/(1. "I J,\ \I/S, S\I/I II, /)1 'I{"'N & l'O'~U,1 Y U,I' "n bcI1,df"r,,\II./II(S 1.Il,\'" I, ",\ /),\1 I'll" /lII'IISlI' Il,\'" .\~/) mUSTl'O,\I/'.\,'y Iro/) I I liS IIIIII/)/(I I "!04iOO (, .1,llll1ee"n~ held,lHJD '" 04,0111 /C.\j 1I1/ISiOl 7 ORDER C:onlirll1in~ 1'1111 IEOD 011 S II I/ISI'I OS/23/01 X ,\IOTlON Ill( relicI' "0111 Slay filed by CJ:ND.\N'I :lH>RT(i,\(;I', C()RI'O/(ATlON rl!a 1'/111 MO/(TGMiE SER Vlcrs, (I'd" $75,00, RCO'57111"')) //Ji'ro'ed)IFO/J 11523011 [SI') erlnlFICATE or NON,CONC{jRRJ:NCE IrOD 115"3'01 I ISI'/ f)5~3.tJl 'J OR!)EH that an<;\\t,,'r... ;lfl'dul: 011 O() I~. 0 I r~l.': Itl:11I :: S. I H)f) 05 ~3 () IIISPI 06 0,1.() I III CJ:RTIFICA IT or'cr\i,'c I{e: ItCII1" <), IUJiJ 0('0,1111/1"/1 06i1JIOI 1/ ANSWER by deblors Ik Item i, S,/rOD 061411/11JC/ 06i1SiOI I" t\10TION lor dl.:llnJlljudgml.'llt (.'\llornI.:Y lJotilil.'d, allSWer tiled) Rc: ItCII1" X, I/Jbposedl lEaD 06/1'JiOII/SP) This l.:ntry Jisposl.:S of motioll. Rio:: Ilt'rn :: I",IEOD 1161<)!01)/SI'/ 06/28.f01 13 CORRESPONDENCE from Movant rL'ljuesting matler be liswd IiII' a 1c.:ll'phonc conlcn:ncc, Rc: Item # X,IEOD 06l"X'011 /.I(il 06/29/01 14 CORRESI'ONDENCE SETTING 1'1 lONE C()NFERENCE "n OSllll)1 '11111: 15 P,M, al FED,IlLDG" IlKRPTCl' CTR:lI.(.1RD I'I.R,), nl/I(I) & \V.-\I.NIJ/Srs" II.\RRISIlUIW,I'.\, 1710S Re: Itell1ll 1.1,lrO!) Ol>/"<)Ol//SP/ OX/I/J,1I1 15 I'ROCEEDING ,\lr:lIO: rl10nc cOllkrellee 1101 held, To bc sell led by slipulalioll, Re: Itell1 # S, lEaD OS/IO/OI) IJG) OS/31iOI 16 STII'ULATlON by PARTIES selling Icrll1s and cOlldilions, Ik Item 1/ S,IEOD OS/J 1101] [CG] 09/01>/01 17 OR!)rR approvillg S1ipulalionlk Itelll" S,lro/)09,0{,/(1I1/CGI 09/07101 IS MOTION TO DISMISS Ill' TRIISTEE WITII NOTICE SETTING IIE.\RING 011 1011110 I '1102:00 P,M, '" FE/),IlI.D(;" IlKRPTCY CTR:lI.(3RD FI.R,), T/ I/RD & II'.\I.NIIT STS" IIt\1U(ISllIJI{(i.!'A, 171l1X I Disposcd/IEOD 0'),1I7'1I1//CG/ htlp:llpaccr, pam b, UScourls, go vie gi - bi nl toxweb, cxcl n paccr/nPaccr'? ExecThis=doc kcI& puid =t" 1 0/26/0 1 .1 )pl.ld Ipl ('.1-'1.," (,\,.'[( ',1-.1.':\"1 i 1)\..,II.l,pd \p.tlldllll ~!-.I)~II:I'I.'I 1 '.. .~' \.' .: II!' .: Jill 'j HI tq ~ ( I 1!~ I~ I .... p( )', 1)1 '.1 I r I'" II 1; II : :'. ~kl\l I:, II III ) 111.'- III i 1 11 i II<.' !tll'.' ',,, \r:'~',I~ 111,-,-' '.,~ ,1,_-1,. I' . '" ",' ,! '"" "_'! 1<,.. ~.::" III ~Il -.. 111<\III{ dl~llll'.'.lll'.' l.l '.. 1l1"'1l I IIl',I,'\.", \1"t!pI; ',.1 )/',1111',', I~l' 11.'111 i~: )111J 11,1 " II:! -, t.1 1'11111..d 1 n .~h II) I" ;" 'I, Tr:III\"cliu" ({cccipl I j ,. ..J f L I I II'..\CEI{ l.ul!ill: ll)c'l'ril'tiun: IUiJJ:lhlc P;II!l": I'ACEI{ Scrvicc CCUll'/' 10 ~(I 2001 17:3(<~(1 !lfpOO.';I) I!Clielll C'Odl': III )\ II.: k..'1 [!C;lw;\ulllhl'r: IL-.Jlc",,: i' r I , I III :()I)(),O :xx: 11"11 i , !' , .>=:' U,f. Eli- :\l'cd hl'II".' I'ry Ihc I' \1 '1'1{ I ',,'r' i (,,,ide :..J1';I\,:~.:r Sl'l'\ iL'l.: ('L'llkr h II r I I, , ' 1:\ I I :.! "~. ".;. hItp:1 Ipacer, pamb ,usco urts, gOY Ic gi -b i III t()X we b,cxel 11 pacer/n l'accr,?Excc Thi s=docket& puid=C" I 0/26/01 . , '. , .. I \ ' , I '., , '. 11\ :i . .. " r l ' 'I i I I ~ i d" I I_~:: : 1 ~ -:~ {/<l:.: " ';" Ii' ii"~ , .; r".",. ! 1::/::' I 'j,\, \j,;:, i' ': l:: ('EI'I)'\:"T ~lllIn(;,\l a: (,OUI'OIL\T10". 1'/"1 \ 1'1111 :\IOIU'(;,\(a: SEU\'IO:S ('\ \1IIF1U ,,\,>I) ('{ II '>1 \' l'lallllirr. ('onn OF (,()~D\O" I'I.L\S \', ('1\'11. llI\'ISIO" TII'A ({,IIAI'S. AlKlA TI'A WAl.n:IlS 'O,l)H.hIJ') CI \'1 I. 11<0("'\1(;'"1('), AFFIDAVIT I'URSlJA:--;l TO RULE 312') (Aflidal'iI :--;0, I) CENDANT I\IORTGAGE CORPORATION, F/KlA PIIIII\IORTGAGE SERVICES,l'lailltiffin thc abovc actioll. by its atIol11cy. FRANK FEDERMAN, ESQUIRE. scIs rorth as orthc dalc thc Praccipc ror thc Writ or ExccuIioll was filcd thc rollowing inr0l111aIion conccl11ing thc rcal propcrty locatcd at ,36 EDGEWOOD DRIVE,I\1ECIIANICSBURG, PA 17055, 1. Namc and addrcss orOwncr(s) or rcputcd Owncr(s): Namc Last Known Addrcss (ir address cannoI bc rcasonably asccrIaincd, plcasc indicatc) TINA R. JlAUS, A/KIA TINA WALTERS 36 EDGEWOOD DRIVE i\IECJlANICSBURG, PA 17055 2, Namc and addrcss or Dercndant(s) in the judgmcnt: TINA R. HAUS, A/KIA TINA WALTERS 36 EDGEWOOD DRIVE I\IECHANICSBURG. PA 17055 3, Namc and last known addrcss or cvcry judgmcnI crcditor whosc judgmcnt is a rccord licn on the real propcrty to bc sold: Namc LasI Known Addrcss (ir addrcss cannot be reasonably asccrtaincd, pI case indicaIe) None. 0.1. Nalll~ ~lIld ;uldrl'S'i of Itlsl !l'coldcd hllldl'l t1r l,'\ ny 1llll11gagl,' or !"l'Conl: Name last K"<l"" Addr~ss (Jraddr~ss ~allll<ll hl' rl""<lllahl)' as~~rlaill~", pleas~ illdkat~) I\IEl\IIIEHS I" FEIlJ.:I(AI. nU:1l1'1' UNION ~27~ J.:, T1mwu: IWAIl :\1J.:ClL\:-IICSlllll{(;, I'A 17()~~ 5, Nam~ alld addr~ss or ~v~r)' olh~r p~rS<l1l II ho has all)' r~cord li~n onlh~ prop~rI)': Name I.asl Known Addr~ss (i I' addr~ss ~annol b~ r~asollahl)' aS~~r1ain~d, please illdicale) None, (" Name and address or every olher persoll who has any record inleresl illlhe property alld whose inIeresI may he alTeeIed hy Ihe sale, Name LISI Kllowll Address (i I' address cannoI be reasollably ascertained. please indicaIe) None. 7, Name and address or every other persoll or whom the plainIirr has knowledge who has any interesI in the properly which may be arreeIed by Ihe sale: Name Last Known Address (ir address cannol be reasollably ascerIained, please indieale) Tenant/Occupant 36 EDGEWOOD DRIVE MECIIANICSIIURG.I'A 17055 Domestic Relations of Cumberland Counly 13 North Hanover Street Carlisle,PA 17013 Commonwealtb of Pennsylvania Department of Welfare PO Box 2675 Harrisburg,PA ]7105 I veri fy tbaI the SIaIel11ents made in this arlidavit arc true and correct to the best of illY personal knowledge or infomlalion and belier, I understand tbat false statements herein arc made subject to Ihe penalties 01'18 Pa, C.S, See, 4904 relating 10 unsworn ralsifieation to authorilies, December 5. 2()(J I DATE 1,,~v 4Al~ FRANK FEDERMAN. ESQUIRE AlIorney 1'01' Plainti 1'1' Ft:UEl~~JA;\; IIlId "IIEI..\;\; II~: F1Ul\'h: FEIlER"\;\; Jdmllnratlon ;,;", 122~H Snlll' J~fJlJ Olle I't'lIl1 Ct'Oh'f ul SUhUfhulI Slulino J'hlluddJlhlu, 1',\ I I) IfI.l (215) 56J.7fJlJlJ \ ITOJ~'n /( II~ 1'J..\I,\lIH n:,,"11,\ ST ~101(1l;,I(;t: (Olll'OII,\'IIIJ,,", Fih:/,\ 1'1111 ~IOllH;,\(a: St:lllllTS I'I..irllill. (1\1111',111.,\,"11 ( ors I \' (01 HI OJ-'( '0\1\10" 1'1.t:,\S \, I'I\II,III\'ISIOS T/:,\,\ Il. 11,\1 'S, ,\1"1'\ TJ,,",\ \\',\I.Tt:llS :'\O,'IH'(ol.lll('fI'II, Ul'fl'ltlJallf(\). CERTIFIc'\TIO;\; FRANK FEDERMAN. ESQUIRE. herehy \wilks Ihat he is allorney fOf the Plaintiffin Ihe ahove-eapIioned mailer. and Ihalthe premises are nol suhjeeI 10 the prol'isions of Aet 91 heeause iI is: () an FIlA lI1ortg'lge () non-owner occupied () vacant (X) Act 91 procedurcs have heen fullilled This cel1ilication is made suhjeet to Ihe penalties of 18 Pa, C.S, SccIion 4904 rclaIing 10 unsworn falsilicaIion 10 authorities, J~/ t.k FRANK FEDERMAN, ESQUIRE Allomcy for Plaintiff 11-.:>'ln:-'I,'IlIlII(;'(;J,(()I!I'()II\IIlI',II, \ 1'1111 \101(T1;,\(;I-: SUnllTs 1'1..llIlill'. (I '1II111I \'IH()t '\I \ ,", 'JH,hl.l') (')"1), ". '1'1;\0,\ It. II'\('S. ,\/Ki,\ '1'1;\0,\ "\1 '(Uts 11<'1'1,,,.1..,,1(,), December 5, ~I)III TO: TI:\A H. IL\I.:S. A/h:!,\ TJ:'i,\ \\ ,\I.TERS 36 EDGEWOOD DRIVE :\IECIL\:\ICSBI.:HC. I'A 171155 "/IllS /-'/R,\1 IS I /Jun ((}/,I,/TIOR I /IF,\II'rt.\Ii 10 ClJ/,UTI',1 /JEll I' , ISO ,ISI I,\FOR,\I,IIJOS OBTAISED 11'/1.1. BE CSE/J /-,()R /II. I /'/'{ RI'OSf.' II' WI II.II'E PRI,T/{){ SLr RunlEO ,'/ D/SC/I.,/RGE IS B,,!.VI\R('PTCI..!.\D /IllS DOlt II' IS VOI'RFIFI'IR,\/UJ /IllS IS ,IOI'!.I/) slim If) SOUlE COS,ITR(ED TO BE ..IN,lI71:',III'r1.0 ('(}{,/,f( 1',1 DUlr11l I'()I/.i 1,'IF()R('F,\IEII'OI' I UI,'I',IGII,ISTPROI'ERTl'" Your house (real estale) al. 36 EDGF.WOOO DHIVE. \IEClI.-\:\ICSBUHG. PA 17055. is scheduled to be sold at the Sheriffs Sale on \IARCH 6.2/)112 at 10:00 a,m, in the Cumberland CounIy Courthouse, South Hanover Slree\, Carlisle. PA 17013, to enforce the court judgment of)l3.967,60 obIained by CENDANT \IOHTGAGE CORPOHA TIO!\'. F/I~J.,\ PHil \IORTGAGE SEHVICES (the mortgagee) against you, If the SherifTs sale is posIponcd. the property will be relisted for the JUNE 5. 2002 Sheriffs Sale, NOTICE OF OW:'>IER'S RIGHTS YOU MA Y BE ABLE TO PREVE:-;T THIS SHERIFF'S SALE To prevent this Sheri ITs Sale. you must lake immediate action: 1. The sale will be cancelled i I' you pay to the mortgagee the back payments, late charges. costs and reasonable atiomey's fees due, To find out how much you must pay. you may call: (2 t 5) 563-7000. 2, You may be able to SlOP the sale by filing a petilion asking lhe Court to strike or open the judgment. ifIhejudgment was improperly entered, You may also ask the Court to postpone the sale for good cause, 3, You may also be able to stop the sale Ihrough other legal proceedings, You may need an atiomcy 10 assert your rights, The sooner you contact one. the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney,) YOl; :\,,\\ STili III \11/ L_t!'-S~\ I )OIIl)'JIII!':.LH f \ \\Il \ III II \\ F Illlll"{ RIGHTS E\'F:\ II, I '.!.L.,HUWI's S \I I IHII S l\hL!Urr I /llhl' Slil'ltll'..., "'''Ik I. lIlt! .IIIPI'I'd '.11111 1'1\11'\11'. HilI hI.' \dld III thl' 111:'111......1 hllhh:r Youlllay finu 0111 till' f1flll'IHd h\ \ ,dlllli' t,II', "'" t 'litH) ~ YIlU 111.1~ hl' .lllk III 1'1'llllllll 1111' ( 11\111 Ill'l'r .1'.Hk tIll' ....Ik lflhl' hid IHll'\..' was grossl: inadl..'ljll;lh,.' Ctlll:p.lfl.'d Ill,li" " ,1:'; .1' "I;! Pl"i'\ rl', ,1 lltl' "ill' \\,11"" 1111""..11 ,,"11 .1 Iii,' 1"'''''1 1"'"",'1,,' Sltcnlllltl' 1'1111 d'll''''lll dlle in lite sale, To finu oul I f thIS 11;1" h.IPlh:lll,'d. \011 111.1" l .tlll ....1 -.) ~.IH I, ~'jlJ -i. IfIll.... .11111111111 dill' llllllllill' 1111"\'1 I', 11111 p.IJd III Illl' Sl1l'f"llf. :011 \\111 n..'I1l.lin Ihe O\\ncr oflhe propeny as 1I'Iltl' ".k lI('\l'l 1t''I'I','n,'oI 5, Y"IIIt,lIl' lit,' II~'IIII" 1,'111,1111 III lit,' 1""l'l'll\ 1I111111lie I'ull al110llnl due is paid 10 the Sheriff and the Shcni'J'[!lIe, ,I ,kl'd '" lit,' IIII\l'l ,,\t 11"'lllIlIl',lhe IHlyer lIlay hring legal proceedings to evict you, 6, YIlU l11ay he enlllkd I"" ,hare ,,!'Ihe 1I1<)ncy W/lIell was paid !'or your house, A schedule of distribution o!'lhe 1I1<""l'Y h"llill' y"lII' hlluse \\ ill he lib! hy the Sheri!'fwiIhin 30 days oflhe sale, This schedule will slall' \\ho \\ III he rl'eell 'ng Ihalllllllley, The money will be paid oul in accordance with Ihis schedule unless e,\l'epll'"1S I 'l'a""I' \\ hy Ihe proposed distrihution is wrong) arc liled with the Sheriffwilhinlen lllli days alkr Ihl' ,lislnhuliolllS lib!. 7, You lI1ay als" ha, e "I her nghls alld defellsl's, or ways of gelling your home back, if you act immediaIcly alkr tlie sale, YOU SIIOLJLIJ TAKE TillS I',\I'EH TO YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE A LA WYEI{ O'{ CA:\'NOT AFFOIu) ONE. GO TO OR TELEplIONE THE OFFICE LISTED BELOW TO FINn OUT wm:,u: YOl) CAN GET LEGAL HELP. CU,\IIIEHLANI> COUNTY ATTORNEY REFERRAL ClJi\IIlEfU.ANn COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CL':\IIIEHL\ND COUNTY COURTHOUSE CARLISLE. pA 17013 (717) 2-19-3166 (SOO) 990-910S :1 I I \ ~ 1 l , , ;I:i:, !li,,( 1',\-> 'IJ t ! :',~~ I , , Ii I I' ; '~ " l,,' ".,_h ,-;..; (, ' L",~