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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
f ~"
Robert P Ziegler
I, ------------------------------- _________ _______ h __ ___ _ _h. ____ h _ _ _ _ _ _. h____ Recorder or
Deed. in and ror .aid Coun.y and Slale do'he",hy certify Iha. the SheriII'. Deed in which _h__h_________
Federal Nall Mlg Assoc ,
--------------------- -- ---- 0________.. --- -- --- --- - ---.. __.. __ ____.. _____ _ __ _.. ___.. _ _ _.. _ _.. u, the nranlce
the same having been .old to said grantee on the ---~~!~------------------------___h___________ day or
------------.J-'!~~--------_________.h_U A, D,,: O~_.__, under and by virtue or a wriL_____________
Execution , 13lh
-------------------------- ----- -- ---.. -........ -...... -- Is-liucd on the ____ __ _.. ___ __ __. __ ____ ____ __ ______ __..
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day or ------____0=____________ A, D" \>f.__, oul ol.he Court 01 Cornman l'lcas of said County as or
Civil 1998
----------------------- --- ----., -- --- -- --........ -- -- -- ----- --.. -- -- ---- ----- --- -- ---__ Tenn,
6140 , pNC Bank N A
Number ----------____, at the suit 01 --- -_______ ____ _ .----_.Uh___ ___u____________________________
Hichael L lIilliard & Hlchelle L
---------------------------- --.. -- -- against_ --...... -.. --.. -- --...... --.. --__ __ ________ __ __ ______~___ __ _ is
247 399
duly recorded in Sherirrs Deed Book No, ____________, Page ____________.
IN TESTIMONY WHEREOF, I have he",unto
set my hand and seal or said orlice this ____,?_~__ day
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Recorder of Deeds. Cumberl!nd County, Carlisle. PA
My Commission expires the first MondlY of Jan. 2002
'tj
PNC Bank, NA
In 1111..' ('PllIl of ('lllllllltlll fllL'as of
{.lllllh....,Lllld ('Pllllty. Pl'llIhyl\'allia
,;" 1'1'18,(,1,11I ('\Iii
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Michad L, I liliaI'd and ~ltdld,'1 ' Ilill.nd
Ila",I<.I.J, Wcary. I kpuly Sh,'rili'. ,,11<1 heillf' dilly "''''II ,,,',,,rdinl' I" "\I, ,ay s on .January ~, 2001 aI
2::1~ o'dock 1', ~1. I-S I, h,' "'\led a Iru,' "'py 01' Ikal hLII,' \\'1 il "olin' 1'0,1,'1' and Iksniplion in Ihc
ahol'e elllilled adioll upollolle 01' Ih,' "ilhin 1I'lIn,'d dekudallh 10 ",I: ~li,ha..11 , Iii liard hy makillg
known ulIIo Michde Ilillard "ik al I h I lill SIIWI, ~h Ilolly Sprill~", ('ulllhnland ('oullly,
Pennsylvania, its conIenIs alld at the same tilllc halldin~ to h,'r pe/'Sonally the' said Irue and allcsted
copies 01' Ihe sallle,
Ilarold J. Weary. Depoty SheirlT, who heillg duly Sllorn according to law. says on.January 5. 2001 at
2:35 o'c1oek P,M, EST. he sl'f\'ed a !rue wpy 01' Real EslaIe \\'rit1\oticc' Poster and Description in the
aoow entitled actionuponolle oI'lhe lIithinnallled deI'endallts 10 "iI: Michele I.. I liliaI'd. oy making
knownlllllo Michele I liliaI'd al 16 Ilill SIrccI. Mlllolly Springs, ('umherlalld ('ounly. Pennsylvania, its
contenIs and aI Ihe same lime hallding to her pcrsollally the said trlle and allcsted copics of Ihe same,
Ilarold J. Weary DepuIy Sherin: who oeing duly sllorn according to law. says on January 5. 2001 aI
2::15 o'clock P,M, EST lie posled a copy of Real Estatc Writ Notice Poster and Description on the
property of Michad L. Ilillard and Miehde L. I liliaI'd located at 16 Ilill Streel. Mt I lolly Springs,
Cumoerland County. Pennsylvania according to lall,
R, Thomas Kline SheirlT, who oeing duly sworn according 10 lall, says I,,: served the aool'e Real
Estate Writ Notice Posler and Description in the lilllowing manner: The Sheri IT mailed a noIice of the
pendency ofIhe acIion 10 one of the within named defendanIs to wit: Michael L, Ilillard by regular mail
to his last know address 16 Ilill Stred, MI I lolly Springs. Pennsylvania, This leller was mailed under the
date of .January S. 2001 and never relurned to the SheriI'!"s (mice,
R, Thomas Kline. Sherifr. who oeing duly sworn according 10 law says he served the above Real
EstaIe WriI Notice PosIer and DeseripIion in Ihe lilllowing manner: The Sheri 1'1' mailed a noIice of the
pendency of the aeIion to one of the within named defendants to wit: Michele L. Hillard by regular mail
to her lasI known address 16 Hill Street. Mt Holly Springs, Pennsylvania, This letter was mailed under
the date of January S. 2001 and never returned to the SheriI'!"s anice,
R, Thomas Kline. SherifI', who oeing duly sworn according to law, says Ihat aner due and legal
notice had oeen given according 10 law. exposed the wiIhin deserioed premises at puolic venue or outcry
aI the Court !-louse, Carlisle. CUl1loerland County, Pennsylvania. on June 6. 2001 at 10:00 o'c1ock A.M"
E.D,S,T.. and sold Ihe same for the sum 01'$1.00 to Allorney Dale ShugharI Ii" Fedcral National
Mortgage AssociaIion, It being highest bid and oesl price received for Ihe same. Federal NaIional
Mortgage AssoeiaIion. of 1900 Market SIreeI. Suile ROO. Philaddphia, P A 19103. oeing the buyer in this
execution paid SherifTR, Thomas Kline. the sum of$702,04 it oeing cosIs,
Sheriffs Costs:
Dockeling 30,00
Poundage 13,77
Posting Bills 15,00
Advertising 15,00
Acknowledging Deed 30,00
Auctioneer 10,00
County 1,00
Mileage 3,12
('cllilkd \lail
I.CI)
Suchal~c
Postponl'Sale
l.aw.lollrl"i1
Palrillt Nt.'\\'s
Shalc or lIills
Dislribuliouof Ploccl'ds
Shcritrs Dccd
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S711~,II~ paid by AllolllCI
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Sworn and subscribcd 10 bcl<lIc mc
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J{, Thomas Klinc. Shcrifr
This ~~ ~J~I}'orCk-__
2001. A,[), \~~t, C, ~t,--
I'n Ih lIlolary
By q~CLLJ'.5;ni-t~
11 puly Shcrirr
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Ur. 330,7
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P:-';C 11\:-';"':' :-.;..-\" PlainlilTlIl Ihe anml' acllun, Iw Its allumev, FR:\'''' FEDER\!..\', ESQI'IRE, sels
' ,
Illr1h as "I' the lble Ihe Praecipe fl)r Ihe \\'rilufl'\eeUliull was liled Ihe 1"II"wing 11llllJ'lllaliun
Clllll'eJ'lllng Ihe rl'al prl)perly lueated allh 1111.1. STREET. :\1'1, 1I0!.I.Y SPRI:'i(;S. P.-\ 1711h5.
I, 'ame and address "I' Ownerl S) "1' repuled (h nl'n s I:
':\\11'
L.\ST ""0\\" ADDRESS (Ifaddress ,annul h,
reasunahly as,erlained. please su indicate,)
'IICIJ..\EL L.
111 I. I. J..\RD
161111.1. STREET
Ur.1I0I.l,Y SPRI:'iGS. P,\ 171165
'IICHEI.I.E L.
111 1.1. J..\RD
161111.1. STREET
i\IT,1I01.1.Y SPRI:'iGS, P.-\ 171165
,
Name and address of Defendanl(S) inlhe judgment:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably aseerlained. please so indicate,)
Same as above
3, Name and address of every judgment credilor whose judgment is a record lien on the real
property to be sold:
!'iAME
LAST KNOWN ADDRESS (I I' address cannot be
reasonably ascertained, please so indicale,)
Commonwealth of P.-\
Bureau of Compliance
Dep!. 280946
Harrisburg. P.-\ 17128
4. Nail"': ilnd .IJdr.:ss \1I"thl..' ld:"lt n:l'ord.:d hllhkr \lfL'\L'ry rlHlrl7.1~L' llrlClUld
:\A:-VIE
LAST K:\O\\':\ AD[)R/:SS (If .Ilhlt~" ~.IlIIl(\1 h~
rL';aStlllahly aSl'ert;llllL'd. pleasL' \0 llld!l.:.tll..' J
NOlie
5. ~al11l..' anJ addrL'ss llrL'\'l..'r~. \Hhl..'r PLTSllll \-.IH) h.IS ,Ill: fl..'Cllld IIL'll (111111..... plup.....l1!
NA:-VIE
I.AST K:\O\\'\ ..\DDRI,SS (If .lddr~,s ~.lIlIl(\1 h~
rL'asonahl: ,ISCL'rt.lIl1l..'d. plc.ls..... su IIHII.....ItL' I
NOlie
:\A:-VIE
LAST K:\O\\'\ ADDRESS (If .lddr~" C.l1l1I1l1 hc
reasollably asc~nained. please so indical~,)
(>. Name and address of el'ery olher person who bas allY record illlerest ill the property and whose
illtereslmay be alTecJcd by the sale:
NOlie
7,
Name and address of every other person whomlhe plainliff has knowledge who has any interesI
ill the propeny. which may be affecled by the sale:
NA:VIE
LAST KNOWN ADDRESS ((I' address cannot be
reasonably ascertained. please so indicaJc,)
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Tenant/Occupant
161111.1. STREET
;\11'. HOLLY SPRI"GS, PA 17U65
Domestic Relatiolls of
Cumberland County
13 North Hallover Street
Carlisle, PA 17013
1 verify that the statemenls made in this affidavit are true alld correct to the best of my personal
knowledge or information and belief. I understand thai false stalements herein are made subject to the
penalties of IS Pa, C.S, See, 4904 relating to unsworn falsification 10 authorities,
December I? 2000
DATE
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FRANK FEDERMA:'-J, ESQUIRE
Attorney for Plaintiff
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('DIIIFHI.I,\I) 1'01' II
l'laillliff.
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1III'II,IFI.I..II11.I.I,II(I)
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December I C, clllll!
TO \lICIIAEI.I.,IIII.L1AIW
\lICIIELI.E 1.. IIILLL,\IW
16 HILI. STREET
\IT, HOLLY SPRI:";(iS. 1'..\ 17111>5
'.TIIIS I'IRIIIS ..I IJI:B I ('()I.I.H 'I ()j( XII L~II' 11:\( i 1 () ('(J1.1I1 '1..1 I>I:B 1.\:\1> ,,1:\1 I:\H )R~I.ITIU:\
UlllAI:\ED WILL BE t.'St:IJ FOR T1I.'IT I'I.'RI'OSI', IF YUI'II.\\'I: I'RE\'IOI'SI.I RECEIVED ,\ DISCIIARGE 1:\
UA:\KRt.'I'TCY A:\D TillS DEBT WAS :\OT RE..\ITIRIIEIJ, TillS IS :\0 I A:\D SIIUI.'U) :\OT BE CO:\STRL'ED
TO BE A:\ ..\'ITEIII'T ru CilJ.I.ECT..I DEBT, IlI'T O:\I.Y E:\FORCEIII::\T OF A L1E:\ A(;AI:\ST PROPERTY,"
Your hous~ (r~al estat~) al 1611I1.1. STREET, \IT, HOLLY SI'RI'lGS.I'A 17065. is
scheduled to b~ sold at the Sh~rin's Sal~ on MARCH 7, 2001 at I():OO a,l11, in Ihe Cumberland CounIy
Courthousc. South Hanowr Street. Carlisle. PA 17013, to cnforce th~ court judgment obtained by PNC
IlANK. :'\,A, (the mortgagee) against you, lfthe Sheriffs sale is posIponed. the property will be
rclisted l'or the JUNE 6, 20()J Sheriffs Sale,
NOTICE OF OWNER'S RIGHTS
YOU WlA Y BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent lhis Sheriffs Sale, youlllust lake immediate action:
L The sale will be cancelled if you pay 10 lhe mortgagee the back payments, late charges,
costs and reasonable atIomey's fees due, To tind out how much you musI pay, you may
call: (215) 563-7000.
2, You may be able to stop the sale by tiling a pelition asking the Court 10 strike or open the
judgmenl, iflhe judgment was improperly enlered, You may also ask the Court 10
postpone the sale for good cause,
3, You may also be ablc to slop the sale lhrough olher legal proceedings,
Y oUl11ay need an altomey to assert your rights, The sooner you contact one, the more chance
you will have of stopping lhc sale, (See noticc on page two on how to obtain an atIomey,)
nll: \I.\Y STI I. I. liE AIII.E TO S,\\'tJ'OIR I'ROI'E1nY ,\:-;1) Yot' 11,\\'1-: OTIIEI{
iW;JITS En::-; IFTIIE SIIERIFF'S SALE 1l0ES T\"E I'I,\(T,
I. Ifthc' Shcrlf!'s S,lIc IS nol sloppcd, ,'"1f propcrty "III bc ",id 10 thc hlghcst "Idller. Youlllay
liud out Ihc pnec bid by call1llg L21~) 'h,1:,7011l1
2. YOlllllay he ahk to pl,.'lltli..ll1 tilL' t\H1rt tp S~.:t ;ISld..: tile sale It' tlH.' hId prl\;e was grossly
II1.1,kquatc (lIIllP;In..'d tll thL: \ailil: {It' :~lllr prtlpL'r!:
3, I hc s.dc ,,111 gOlhrough onl\ iflhc buyer pa\s thc Shc'lllflhc full.uu"UI1l duc 11l1hc s.lIc, Tll
lind oul if Ihls has happcncd, you 11I.1, (;1111-1 -) 2-111," <')1)
-I, Iflhc 'Ul11HlIlt duc frollllhc Bu,cr IS Illlt p,ud 10 thc Shcrlff. you \\ dl rClllainlhc O'\1lcr oflhc
prop~rJy as if Ihc sak n~wr happ~ncd
~, Y.HI h.I\C Ihc righlto r~lllalll inlhc pwpcrly unl1llhc full .llllounl duc is paid to thc Shcriff
and th~ Sh~riff gi\cs a dc~d 10lLc buy~r. Althallilllc. Ih~ buycr Illay bring kgal pm~~cdings to ~\'i~1
YOII,
<>, You may be ~nlilled ll.l a share ofth~ mon~y whi~h \\'as paid I"r your house, A schedule of
distribuIion of the mon~y bid lar your house \\'ill b~ Ii led by the Sh~ri ff wiIhin 30 days of the sale, This
sch~dul~ will state who will b~ r~c~i\ing that money, The money will bc paid out in accordance with
this sch~dule unless exc~ptions (rcasons why Ih~ propos~d distribulion is wrong) arc filed with the
Sh~rilTwithin t~n (10) days an~r Ihe distribution is Ii led,
7, You may also have oth~r rights and defens~s. or ways of getting your home baek. if you act
imm~diately aft~r the sale,
YOU SHOULD TAKE THIS PAPER TO YOL:R LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CAN!,;OT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUi\IBERL\!,;D COUNTY A TTOR;\IEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCI.-\ nON
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE. PA 17013
(717) 2-19-3166
(800) 990-9108
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Jol ~ )s:~ ttleSheriffleviaduponthedatenoall!S
interest in the real prOllRr!V <;itll~tRrI iD--?1lI ~.J'~ ~A_ r J2.".,~
Cumberland County (, rj numbered as:/t I~ft/
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'c'c, JO Exhlbtt "A" tHed WIlll
mis Writ and by tnlS ((;1(::
;;jte:~4~
I ", pCfdled herein.
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CORRECTION i
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Refilmed to Correct :,i
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Possible Error /i
I'IWOF OF I'(:UI.IC\TIO:'; OF :,;oTln:
I:'; Cl!~IIIEIH,..\:';JI L\W ,101'1(:';,\1.
(l'lId~1 A(I ~II, 5~7, ;11'1'''1\''.1 \I;,y iI.. I')~')I, /" I ,17~4
STATE OF I'E!'>:,;SYJ.\'..\:,;I.\
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('Oll:';'I'\' OF ('DIIIEIH,..\:';1l :
HO:':l'r .\1. ;\lo"C~'lIlhal. J.:'lluin', hh"ll tllll1~' (ulllh\"rl,1I1d I .1\\ ,11111111.d. llf I ilL' ('Olllll)'
alld Stal.... ;11i11\.";lld.I1l'III,!! dilly ....\\11111. ,ll'l"\lldlll:' III 1.1\\, dqhl'I.'-" .1I1t! .....I~" Ih.ll 111...' ('Ullllh:r1alld
1.;1\\ JOllm.d.;1 h:ga1Ih.'riodical puhll.....IlL,d III 111\..' BOltlll:~h of< ',ull....k 1I11hL' ('Olllll) alld Slah:
ali.H\,'said. was l"I.ihh,hl'd .I.l/Illary 2.11):'2. alld (k"~:Il.lh,:d h~... Ih..: loct! COlllh as liB.: oUil'i,1I k~al
I'crilldk;l) lill' Ih~ I'uhlic;lllollof ;III Iq"i1'hlll(L", .11I.1 h;l', '"I(C .I"'IU;l' Y 2, 1 ')52, h,'clI r"gul;lrly
issu~d w~ckly illlh,' s;lid ('oullly, ;111.1 Ih,lIlhc 1'11I11".1 11111'(,' 01 I'uhb(;lI,oll ;l1I;I(hcd hcrch. is
~,xa"lly Ih,' S;lIllC;lS "", I'riIlIL'd inlhc IL'gnLn ~dll'"I1' "nd issu,'" oflh,' ,;lid ('ulllhcrland 1;1"
.10 U 1'11;1 1 011 Ih,' Itlllll"illg d,II,'S,
\'1/:
.lANI !:\RY 19.21" FEIlIWARY 2. 200)
AfIi;lnllilrthcr d~l'os~s Ihal bc is ;nllllOril~d III \wil)' Ibis sl;llclllclIl hy Ih~ CUlllhcrland
La\\' .lDumal. a Icgal I'criodi~al ofgcncral circulalilln, alld thai hc is 1101 illlcr~slcd inlhc subjccl
mallcr Oflhc '11(lrcsaid nolicc or ;J(h'l'rlis"Ill~IlI, alld Ibal all allegations in IIIC lillcgoing
sIatcmcnIs as 10 Iimc, pla(c alld charactcr Dfpuh)i~atioll arc Iru~,
REAL ESTATE SALE NO, 32
)tJ~'--.
"-'-~- ._-~----_._-_._._-_._----~
Writ No. I!J!lH.ljl,1O ('I\',J
I'j\;(' flallk. N.A.
Rogcr M, Morgcllthal. !'dilor
\'S.
MJdmd L.. IIJJ1lanl alld
Mlchelh- I.. I Hillard
SWORN TO AND SUBSCRIBED bclorc mc this
2 dayof FEBRLJ^,{Y.2001
Atty.: Fmllk Feclt'TllIilll
DESCfHfrrlON
ALL TJ IAT CERTAIN tract of lal HI
with IlIIpro\'cllu.'Jlts tlWl"l'DIl l'n'ch'd
sllllale HI the UoroLJ~h of Moullt
!lolly Springs. Cumberland CUlllll)'.
Penllsylvilnla. bOll I Hied <11\(1 111.'-
serlbed as [allows:
ON 01(' South by filii Str('ct: OIL
tile West by l<lud 1I0W or [Drlllerly
of Theodore t\. Tichy and AnnIe Lee
Tichy and AnnIe Lee TIchy. his Wife:
on Ihe North by an alley ami 011 till'
East by land 1l0W or forlllerly of
Archie Murrav and AIIIII' J\.lurra\',
11Is Wife: ha\'ln.E! a frontage of Fori)'
{401 ft'ct 011 11111 Stred ;lllt! (',>;11'[1<1
II\~ One lIulIdrl'd Flrty-ll1rec (I G:ij
feel In depth to tile alley Oll tilt,
North,
UEING all of Lot No. H of the
r\rlhur R Hupll'Y Plan uf Lots as
l'l'corded III tilt, Offtt'l' of till' HI"
corder of Deeds for Cumhl'rland
County III Iked Book "Z", V"llIlIIt'
5. page GOO.
IIAVING tht'reOllerccted ;1 Single
two slorv frame and alullIlllLnll
dwelling 'and said premIses IJt'lng
known and Iltllubercd as I fi J 1111
Street. MOllnt Ilolly Sprlll,!!;s, PCllll'
sv!vanla 170G5.
. TAX PA!{CEL li2~.32.2:i:~G-:\G3.
TITLE TO SAID PHEr-.lISES IS
VESTED IN l'vllcl1acl I.. IIl1l1ard ;Jlld
Michelle L. 1I1111ard, Ilushand aIld
wife hv Deed frolll l.lLclllda K.
I-loffma'n, single woman, dilll'd (i/
10/94, recorded 6/13/94. In Deed
Dook 106 page 955,
'.,'2::~-..L~ till iLC:.L/
'---------.NnT:Jrr --
HO..:,ll,\.,,:..\l
10;:.; ~_ ~N)""D~". ',-:"my Fv~
Corl:tl4.1 i'.oro. Cwr.Jl;_rlaq.j (<-unty. PA
My Commiu.oo f.,;pmu Moret. .~. 2001
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THE
THE PATRIOT NEWS
SUNDAY PATRIOT NEWS
Proof of publication
Under Act NI'). SU7, Approved May lG. 1921)
CUI1HllUllWll,llll1 01 Per\ll~,yl'Jimla, County (jl {lduplllllj .'.>
Michael Morrow l>eHl~1 duly swurn accoro1llq to 1<1'11. depo~es and ~;,IY:'
That he IS ttlO Ass!. ConllOller at The Patriot News Co.. a corporallon orY:H11led and eXisting under thO laws
at Iho Commonweallh of Pennsylva<l1a, w<lh ,Is prlnc<pal olllce and place 0luus11less at 812 to 818 Market SIIee\. III
Ihe C<ly at Harrisburg, County at Daupllln, Slate at Pennsylvania, owner and puutisher 01 The Patriol-News and.Illi!
S.undav Patriol,News newspapOlS at geneml circulalion, prlnled and published at 812 to 818 Markel Slree\. in the
City, County and Slate atoresaid; lllill The Patliol,News and The Sunday Palliol,News WOle established March 4th,
1854, and Seplember 18th, 1949, respectively, and all have been continuously puulisllOd ever since;
Tllal Ihe printed nolice or puulication which is securely allached herelo is exaclly as prinled and published in
Iheir regular daily and/or Sundayl Melro editions which appeared on the 30111 day IS) 01 January and Ihe 61h and
131h day(s) of February 2001. Thai neither he nor said Company is inleresled in 1I1e suulect mailer at said prinled
notice or advertising, and Ihal all 01 the allegations of Ihis statement as 10 Ihe time, place and character of
publication are true; and
Thai he has personal knowledge 01 the facls aforesaid and is duly aulhorized and empowered to verily this
slatemenl on behalf 01 The Patriot,News Co, aforesaid by virtue and pursuant 10 a resolulion unanimously passed and
adopted severally by the stockholders and boa<d of d'reclors ot the said Company and subsequently duly recorded in
'M ""''' ,. ,". eo"","" "' "00' '" "., '" ,,' "'n "' ,";"1; M'''''''''"'' ,... "M'
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cop y Sworn 10 and subscribe belo
5 ALE # 32
REAL ESTA11: SALE No, 32
Writ No,t99a.6t40
Ct,IIT,""
, PNC Bank, N.A,
"
II_I LHI1I\ard ,"d
1I1c1re1~LHlll\ard
Atty: FllnHed,"","
OESCRIP'l10N
ALL WAT (ERTAlN~' ct 0\ b.d .ith
"im nwesnenlsthemn e de<! siluilte in the
J"ugh of Mou.t Holly Sprin&" Cum~ri,"d
County. Pennsylv.tni.t, nded and descnbed as
, follows:
ON Ill. Soulll by Hill 5""\ on tho West by b.d
now or formerly olTheodofc A.lkhy and Annlc
Lee lichyand Annie Lee 1ichy, his wile; on lhe
North 1?'i an a\l~ and on thl! East by ul'ld now ~r
formerly 01 Archie Murrav a~d Ann! Murray, ~IIS
. ~fe; h3'o'i~g a.fro~uge....o'i f~~)' (~) ,fe,!~.o~,lliU
Nolarlal Seal
Torry L. Russell. Notary Public
Hamsburg. Oauphln Counly
My commission Expires June 6. 2002
A socat'lOn 01 Nolar,'., My commission expires June 6, 2002
Mcmbel, penns~Nanla s I
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA, 17013
Statement of Advertising Costs
To THE PATRIOT,NEWS CO.. Dr.
For publishing Ihe nolice or publication allached
hereto on Ihe above stated dales $
Probaling same Nolary Fee(s) $
~~ $
186,75
1,50
188,25
publisher's Receipt for Advertising Cost
The Patriot News Co.. publisher of The Pallial-NewS and The Sundav Palriot-News, newspapers of general
circulalion, hereby acknowledge receipt ot the aforesaid notice and publication coslS and certifies that the same have
been duly paid,
By"""""""""""",..",',...,',......,",....,"""..'"....
FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
(215) 563-7000
PNC BANK, N,A.
500 WEST JEFFERSON STREET
LOUIVILLE, KY 40202
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
v.
Plaintiff
TERM
NO. 1f ~/I..I()
(lJ-'(;L~~
MICHAEL L. HILLIARD
MICHELLE L. HILLIARD
16 HILL STREET
MT. HOLLY SPRINGS, PA
CUMBERLAND COUNTY
17065
Defendant(s)
CIVIL ACTION - LAW
MORTGAGE FORECLOSURE
NOTICE
~
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You have been sued in Court. If you wish to defend against the
Claims set forth in the following pages, you must take action
within tWenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by
attorney and filing in writing with the court your defenses or
objections to the Claims set forth against you. You are warned
that if you fail to do so the case may proceed without you and a
jUdgment may be entered aga~nst you by the court without further
notice for any money Claimed in the Complaint or for any other
Claim or relief requested by the Plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
p
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
II
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1. Plaintiff is
PNC BANK, N.A.
500 WEST JEFFERSON STREET
LOUIVILLE, KY 40202
2. The name(s) and last known address(es) of the Defendant(s)
are
MICHAEL L. HILLIARD
MICHELLE L. HILLIARD
16 HILL STREET
MT. HOLLY SPRINGS, PA
17065
who is/are the mortgagor(s) and real owner(s) of the
property hereinafter described.
3. On 6/10/94 mortgagor(s) made, executed and delivered a
mortgage upon the premises hereinafter described to AFFINITY
NATIONAL MORTGAGE which mortgage is recorded in the Office
of the Recorder of CUMBERLAND County, in Mortgage Book No.
1217, Page 1085. By Assignment of Mortgage dated 6/10/94
the mortgage was assigned to MIDCOAST MORTGAGE CORPORATION
which Assignment is recorded in Assignment of Mortgage Book
No. 475, Page 901. By Assignment of Mortgage recorded
9/14/98 the mortgage was assigned to PLAINTIFF which
Assignment is recorded in Assignment of Mortgage Book No.
588/ Page 246.
4. The premises subject to said mortgage is described as
attached.
5. The mortgage is in default because monthly payments of
principal and interest upon said mortgage due 7/1/98 and
each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such
payments after a date specified by written notice sent to
Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith. A copy of such notice is
attached as Exhibit "A."
6. The following amounts arc due on the mort'1il'1C':
Principal Balance
Interest
6/1/98 through 10/1/90
(Pcr Dicm $17.05)
Attorney's Fecs
Cumulative Late Charges
6/10/94 to 10/1/98
Cost of Suit and Title Search
$(jR,19G.12
2,000.10
3,409.00
285.70
550.00
Subtotal
74,520.92
Escrow
Credit
Deficit
0.00
237.27
Subtotal
,237.27
TOTAL
$74,758.J.9
7. The attorney's fees set forth above are in conformity with
the Mortgage documents and Pennsylvania Law, and will be
collected in the event of a third party purchaser at
Sheriff's Sale. If the Mortgage is reinstated prior to the
Sale, reasonable attorney's fees will be charged.
8. This action does not come under Act 6 of 1974 because the
original mortgage amount exceeds $50,000.00.
9. The Temporary Stay as provided by the Homeowner's
Emergency Mortgage Assistance Program, Act 91 of 1983,
has terminated because Defendant(s) have failed to meet
with the Plaintiff or an authorized Credit Counseling
Agency in accordance with Plaintiff's written Notice to
Defendant~, a true and correct copy of which is
attached hereto as Exhibit "B".
7.2117 .t
RS218-C2nd
September 07, 1998
r'
~
Michelle L Hilliard
16 Hill Street
Mt. Holly Springs, PA 17065-
..
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RE: Mortgage Company/Loan Services:PNC Mortgage Corp Of America
Loan Number: 0000935539
Property Location: 16 Hill Street
Mt. Holly Springs PA 17065
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
SENT BY CERTIFIED MAIL AND REGULAR MAIL
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, ,
Dear Mortgagor/Property Owner:
As of 09-03-98, the mortgage held or serviced by PNC Mortgage Corp
of America f/k/a Sears Mortgage Corporation (hereinafter "we", "us", or
"ours") on your property located at: 16 Hill Street,
Mt. Holly Springs PA 17065, IS IN SERIOUS DEFAULT because you have
not made the mortgage payments since, 07-01-98 through today. The total
amount required to bring your mortgage current is calculated below:
! J
* Payments of $ 672,94 per installment
due on the contract date of each installment
from 07-01-98 to 09-30-98 ",...,......,."".
2,018.82
*
Balance of accumulated late charges",....",
~
.
257.10
*
Returned check charges
.00
;.i
~ ,
*
Other charges due and payable ,
30,30
*
Total
2,306,22
........................ .
You may cure this default within THIRTY (30) DAYS of the date of
this letter by paying to us the above amount of:
$
2,306,22
EXHIBIT A
8S20.1 8S20S
B8207 BS20B
B8216 BS21B
~
PLl IS any additional month Iv payments and laIc chames which fall due durinC this period, Any
additional monthly payments and late charces will accrue at the amounts set forth ahove, Such
payment must be made eiIher hy cashier's check. certified check or money order and made 10'
PNC MORTGAGE CORP OF AMERICA
A1TN: COLLECTION DEPARTMENT
539 SOUTH FOURTH A VENUE
LOUISVILLE, KY 40202
TELEPHONE (800)736-9090
FACSIMILE (502)581-2570
If you do not cure the default within THIRTY (30) DAYS. we intend to exercise the
lender's right to accelerate the mortgage payments, This means that whatever is owing on the
original amount borrowed will be considered due immediately and you may lose the chance to
payoff the original mortgage in monthly installments,
[ffull payment of the amount of the default is not made within THIRTY (30) DAYS, the
lender also intends to instruct our attorney to start a lawsuit to foreclose your mortgaged
property, /f the mortgage is foreclosed. your mortgaged property will be sold by the Sheriff or
other similar official to pay off the mortgage debt, If you cure the default before we begin legal
proceedings against you, (but after the 30 day period given in this letter has expired), you will
still have to pay the reasonable attorney's fees actually incurred, up to $50,00, Any attorney's
fees will be added to whatever you owe the lender, which may also include our reasonable costs,
/fyou cure the default within the THIRTY (30) DA Y period, you will not be required to pay
attorneys fees,
The lender may also sue you personally for the unpaid principal balance and all other
sums due under the mortgage,
If you have not cured Ihe default within the THIRTY (30) DAY period and foreclosure
proceedings have begun, you still have the right to cllre the default and prevent the sale at any
time up 10 one (1) hour before the Sheriff's or other similar official foreclosure sale, You may do
so by paying the total amount of the unpaid momhly payments plus any late or other charges
then due, as well as the reasonable attorneys fees and costs connected with the foreclosure sale
and perform any other requirements under the mortgage, It is estimated that the earliest date
that such a Sheriffs or other similar official's sale could be held would be approximately seven
(7) months from today, A notice of the date of the Sheriffs or similar sale will be sent to you
before the sale,
Of course, the amount needed to cure the default will increase the longer you wait. You
may find out at any time exactly what the required payment will be by calling us at the following
number:
(800)736-9090
EXHIBIT A
H~;:-:O'l BS:!05
H:;.:07 BS:OO
B:';;: 1 ,) 85218
Thi. p~)RIrnl RIU,I IIr ra.hirr" rht't'k. rrrlilit'd rhrrk. or lIwnry urdu and pa)ahlt, 10 u. III
Ihr lIddrr.. ,11IIrdlll"",r.
You should realile lhal a She"Jt".; or (Ilhl'( ';il1lilar s;lIe will end your lIw"ership or the
mortg.lg<'d property and your ngllllo rel1l;un in II. If you continue to live in lhe property afier the
Sheriffs or olher similar omelal saJe. a Iaw:;UIl could he started 10 evict you.
You shall have the right 10 assert in Ihe J('reclosure proceedings the non-existence or a
defaull or any other defense thai you lIIay have to acceleration or foreclosure.
You have additional righl tll help protect your interest in lhe property:
YOU HAVE THE RIGHT TO SELL THE I'ROPERTY TO OBTAIN MONEY TO PAY
OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER
LENDING INSTITUTION TO I' A Y OFF THIS DEBT.
YOU MA Y HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT
TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE
MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS,
CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE
SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE
SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES
THIS RIGHT MIGHT EXIST.
YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY
ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will he restored to the same position as if no default had
occurred However. you are not entitled to this right to cure your default more than three times in
any calendar year.
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES
ACT, YOU ARE ADVISED THAT WE ARE DEEMED TO BE A
DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
By:
PNC Mortgage Corp of America
Collection Department
PA6
EXHIBIT A
It~.\o \ It',:or,
liS: III
APPEl'IDIX A
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOl\fE FROM
FORECLOSURE
Th~ Commonwealth of Pennsylvania's
Homeowner's Emergency Mortgage Assistance
Program
may be able to help you,
Read the attached notice to find out how the
program works.
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800)342-2397
LANOTIFICACION EN ADJUNTO ES DE SUMA IMPORT ANCIA. PUES
AFECTA SU DERECHO A CONTUNUAR VIVIENDO EN SU CASA. SI NO
COMPRENDE EL CONTENIDO DE EST A NOTIFlCACION OBTENGA UNA
TRADUCCION IMMEDIA T AMENTE LLNvlANDO EST A AGENCIA
(PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL
NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN
PREST AMO POR EL PROGRAMA LLAMANDO "HOMEOWNERS
EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE
SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
I-llPOTECA.
ACT91INSERT
PA9
EXHIBIT uB"
:~:~~ ~~!
ACT "I NUTICE H~;:: 11, ,:1 ,It:
IMpr)I<T/\NT: NOTtC!-: OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTru~CE PROGR~~
PLEASE RE,\D THIS NOTICE, YOU MAY BE ELIGIBLE F()f~
FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME "'ROM FORECLOSUI<E
AND HELP YOU MAKE ",UTURE MORTGAGE PAYMENTS
September 07, 1998
Michael I. Hilliard
16 Hill sereee
Me, Holly Springs PA 17065
RE: LOAN NUMBER: 00009F,S3"
PROPERTY ADDRESS: 16 Hill Street
Mt. Holly Springs PA
SENT BY CERTIFIED MAIL AND REGULAR MAIL
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT
FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"). YOU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTJU~CE IF YOUR DEFAULT HAS
BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUF CONTROL, YOU HAVE A REASONABLE
PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER
ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF
YOUR RIGHTS.
Under the act, you are entitled to a temporary stay of foreclosure
on your mortgage for thirty (30) days from the date of this notice. During
that time you must arrange and attend a "face-to-face" meeting with a
representative of this lender, or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out
a repayment plan, or to otherwise settle your delinquency. This meeting
must occur in the next (30) days.
If you attend a face-to-face meeting with this lender, or with a
Consumer credit counseling agency identified in this notice, no further
proceeding in mortgage foreclosure may take place for (30) Days after the
date of this meeting. The address and telephone number of your
representative is,
PNC Mortgage, 539 South Fourth Avenue, Louisville, KY 40202
Toll free (800)736-9090
The telephone number(s) for designated consumer credit counseling
agencies are shown on the attached sheet. It is only necessary to
schedule one face-to-face meeting. You should advise this lender
immediately of your intentions.
As of 09-03-98, your mortgage is in default because you have
you have failed to pay promptly, installments of principal and interest,
as required, for a period of at least sixty (60) days, The total
amount of the delinquency is $ 2,306.22. That sum includes the following:
* PAYMENT AMOUNT 672.94
* PAYMENTS NOW DUE 3
* LATE CHARGES 257.10
* RETURN CHECK CHARGE .00
* OTHER FEES 30 . 30 EXHIBIT B
* LESS UNAPPLIED FUNDS .00 - u ·
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ZZ11~
BS212-C2nd
:~r"':~'~',\~~':'. ..' (,:: ~-i'-:...ll~~l'-;rlNI'~i<.';'
F:",EH( ;E~J( "( ,~( ,),.;-, :/\: :1-: /\. ;.';: : ":'..'\N\ ';': PHCC;HA.V1
PLE^:;E HEA;) Til:;; ~;(jT: ~ 'r.;. 't')lJ ;-".l\'( BE ELIGIBLE FOH
F INNICI M. A:;:; ; STMICE (III:' '!{ "",1 :;:,;E '(I)IJH IiC~lE FROM FOHECLOSUHE
AND HELP yot) ~..;l\r:i': ;"';';'1:F!.: ;"1()!\':'':j/\GE PAYMENTS
.septl-!mbf~r 07. 1 ~98
Michdl" L 1I:11i.:>rd
If) Hi 11 !";trl~,~t
Mt, lIo11y Spl'ltlyu P^ l'Iu/,',
i~E: r.o^~1 NUMBER: 0000935539
i'fWi'EET,{ ,\DDHESS: 16 Hill Street
Mt. Holly Spring::; P^
SENT BY CERTIFIED MAIL AND HEGULAR MAIL
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT
FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"). YOU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS
BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE
PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER
ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF
YOUR RIGHTS,
Under the act, you are entitled to a temporary stay of foreclosure
on your mortgage for thirty (30) days from the date of this notice. During
that time you must arrange and attend a "face-to-face" meeting with a
representative of this lender, or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out
a repayment plan, or to otherwise settle your delinquency. This meeting
must occur in the next (30) days.
If you attend a face-to-face meeting with this lender, or with a
Consumer credit counseling agency identified in this notice, no further
proceeding in mortgage foreclosure may take place for (30) Days after the
date of this meeting. The address and telephone number of your
representative is:
PNC Mortgage, 539 South Fourth Avenue, Louisville, KY 40202
Toll free (800)736-9090
The telephone number(s) for
agencies are shown on the attached
schedule one face-to-face meeting,
immediately of your intentions.
designated consumer credit counseling
sheet. It is only necessary to
You should advise this lender
As of 09-03-98, your mortgage is in default because you have
you have failed to pay promptly, installments of principal and interest,
as required, for a period of at least sixty (60) days. The total
amount of the delinquency is $ 2,306,22. That sum includes the following:
* PAYMENT AMOUNT 672.94
* PAYMENTS NOW DUE 3
* LATE CHARGES 257.10 t::\I
* RETURN CHECK CHARGE .00 """'HIB/"r- nSVr
* OTHER FEES 30.30 I
* LESS UNAPPLIED FUNDS .00
IIS:01 IlS:Ot.
IIS~IO
If you havc tried and arc unable 10 re",I\'e this prohkrn ,Illlr ,Iticr your lace.to-lace
mecting. you have the right to apply lor rinanCJ;ll assistance from the !lomeowners' Emergcncy
Mortgage Assistancc Fund. In order to do this. you must till OUI. sign and tile a complcted
Homeowners' Emergency Assistancc Application wllh one of the designated wnsulI1er credit
counseling agcncics listcd on the attaehmenl. An application t<lr assistance llIav only oe obtained
from a consumcr credit counscling agcncy. Thc conSUlllcr credit counseling agency will assist
you in filling OUI your application and will submit your complcted applicalion to the
Pennsylvania Housing Financc Agency. Your application must oe tiled or postmarkcd. within
thirty (30) days of your face-to-face meeting,
It is extremely important that you file your applicalion promptly. If you do not do so, or if
you do not follow the other time periods set forth in this Ictter, forcclosure may be proceedcd
against your home immediately.
Available funds for emergency homcowner mortgage assistancc are very limited, They
will be disbursed by the agency undcr the eligibility criteria cstablished by the act.
It is extremely important that your application is accurate and complete in every respect.
The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after il
receives your application. During that additional time. no foreclosure proceedings will be
pursued against you if you have met the time requirements set forth above, You will be notified
directly by that Agency of its decision on your application.
The Pennsylvania Housing Finance Agency is located at 210 I North Front Street, Post
Office Box 8029, Harrisburg, Pennsylvania 17105. Telcphone No. 717-780-3800 or 1-800-342-
2397(toll free number). Persons with impaired hearing can call (717) 780-1869.
In addition you may receive another notice from this lender under Act 6 of 1974. That
notice is called a "Notice of/ntention to Foreclosure". You must read both notices. since they
both explain rights that you now have under Pennsylvania law. However. if you choose to
exercise your rights described in this notice. you cannot be foreclosed upon while you are
receiving that assistance.
Very truly yours.
PNC Mortgage Corp of America
Customer Service Department
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU
ARE ADVISED THAT WE ARE DEEMED TO BE A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
EXHIBIT ns"
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C,)rf)Oratlon
I.~ Nor~~ Jr~.l1 i~:~~~
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Del.aw.re. MOnt1=~.ry,
Pb1hde1ph1..
"t:t100 lIo~,Uu'l. Inc.
NUmber Two C~~e~~y
Cent II r
9t~ Ploor
P1t:~~ur3h, PA 15::.:
14:':1 l~Hol)So
(.:'21 191..5:',;: (!..l;('
Alleqb.ny, Be..v.r.
IUtler, r.yec:e. Cr.ene.
W..h1nqtoa, Wes~r.l~d
AM Credlt C~U~'e:lng
InSCit'Jte
175 Str~t'~ord A'Ienue,
Sui::e 1
ioI.'r.1e. flA l'J0i3':'
I&~O I 9'": 0;::=
(&101 6']':'.1860 (!J.x)
!'Je~,. Chester.
Oelawar.. Hont;c=erl,
PhUoldel;Jhia
Am.r1c~n Red Cr:)"s 0
R&nover C~apter
529 Carlisle Stre~:
Hanover, PA 173::.
(7:. 7) 6J7.376d
(717) 6J7.J::94 (t'J.:CJ
Ad~, York, Prankl~n
Bedt'ord.PUlton HOU3ing
Ser".f1ces
R,O. ~1, Bex J94
E'lerett. PA 155J7
(8141 6::).9129
(at.) 62J-71a7 (tax)
Bedt'ord, Blatr. C~~r~J..
FUlton. Huntingdon.
Scmerset
Blair County Econ
OppOrtunity Council
2100 6th A...enue
Al::oona., PA, 150'0';:
(a:'4) 94.6-3651
(a14) 946-545:' (ta:c)
Ad..."
Booker T. Wa3hing::on
C.;'lter
1720 Holldnd St=ee:
Erie, PA. HSOJ
(a:'4) .5J.57.;.;
{a:."" 453-574'] (:aXI
CraWford. Erie, War~en
Buck3 County HOU~ing
Croup, tnc.
1,,"0 E. R.icl1J.=d:;on M,'/e::''Je
Lar.ghorne. PA 1~O~7
(215) 750 -4)':'0
InSJ 750-4J:3 {:aXI
Buck.3
SU~get C~un3eling Cen:~r
247 Nor':h F~:::h St=ee:
Rea.d.:.ng, PA ':'96v:
(6'1.0) J75-7a6'5
(1)10) 376-1$575 (tax)
Berks. Chester,
Montgome~/. Sch~ylkill
P~m;.'r:.."~\:l:..\ IICU':;:N'G tr:-:I.U1CZ .\CEUC"'{
1{\:M'F.CWlTE::t, J nr::~~:-;:-IC'! ~CR':'r.;.\(:;Z A~3:;':'.\:IC::: i'nCCit.\.\i:
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~~; Ch~~t~u~ :;~:_~~
;.::,!, .;:;..
~"!'.J,j'/~':',:,,! flA :..~~:.
( 'J : ~ 1 ) J l - >to:; "
:'.u..:-..ot""
C:::; 0: iot..t':..,~~
~'H'~-1Y:"ln:J, ':;l...
:;"!':1':':Jr '\ctl"~':/ =~n:'!r
~SO ~41n !jtr"",:
";,;n:1Sl::lwn, O'A 1)~,)~
lfJ:'H 5J7oo)~H
CoUllJ::lri.a, SOlller::..t
C:::: o~ :1'::'':~eo13t.~
P.~sy1'/oC1':'.1.
1.95 i::l:!l.:.r.J. 5t=~'!,:
., O. Sex ~ 13
.=:: '.. , PA 16141
((17) 2:)7-';:::'0':'
Ii:'':') 29i.27H (~J:C;
Sr.adfo:d.Su11io,an.
Susquehanna. ~ioqJ..
""a:.r:::... wYODC.::g
C=CS o~ Nor~hease.r~
P"~3yl."J.!1i.l
Human Se:-t:.ce!J 8u.:. :d~:::;
S4::' ''':orn~:-.g A'/'!~ue. .
30:< l53
S~~3n::on, ~A l,S,~:
{i:~1 )~';:-lO-2 ~=
600-92:-9537
('';'': 1) 34: -,O..J (~.J;-::J
B~3d~o~d. C3~oo~.
Co1~ia. toJ.cicawan::a.
Lu:er~e, L?comi::g.
Mo::roe, Montour,
Hor':~t::lberl.:u:.d, Pi~e.
Sull,:,o/3J1, SUSq1.:ehan::.l..
Tioga. Wayne. Wyoming
cccs o~ W~3t~~n
PO)c.::3yl...ania.. Inc.
1 ~lcr:b Ca::~ Sq-..:.l:''!
it:: Garde:: Ce::::e= Cri.'/~
C:'~~nsbu=~, PA 155J:'
(ot::) 833=1290
?aY'!t':e. Creene. :ndia:::a,
Sc~er3et, Washing::o~,
Wes:=creland
CCCS of Delaware 'lal:ey
1515 Mar~et S~=e~:
Suite 13';:5
Phi:adel~hia. PA 1310i
(,:!::.5) S03 .56';~
(::::'5) 86..-266>) (faxI
Bucks, Cboester. De'::'J.wa:~.
Mon:go. P~ilacelrh~a
cccs o~ W~3tO)rn
P'!nnsylvania. Inc.
J09 Srni:htiel~ s:
Pi:=~bur~~. ?A 152~~
(.;:= J .7::. .75a.j
.\llegheny
cccs of ~Iot":tea:;ter:l.
P~n:::;.,.l-..aniJ.
17 C::3::an Sc:ee:
We:~sbc=o, PA lii~:
(7: -) 7:.; '~'-:5:
(7:1) 7~.. .S7d3 (:J.X!
Brad!ord. Su':'::'i...an.
SU3quenanna, Tioga.
Way:.e. Wyoming
C~C1 o~ w.~~.:n
P4'l."l:IY~".In~", rOlC,
SG1-1~ Jr~ A'l-::u'!
.. -; 3-::.( :.')
~'~~C.1n;o"~::1. "A :...;~:
lil:~, .,h.)S...;
Ar~~~:~n'7 9~'!~]r1.
~:..u:, t.:llr.Dt"~_I. C.l.:':otr:m.
C4n::'4, C:'Ql!"~l.lJ.
llun:~ngdon, Jun':'3:~.
Hl::11.3. Unlon
C:C::; of Nort':aast.::1
Per.nsy1'/lln14
)1 ~. Mar~e: S~=~'!~
i<ll':'kl!s.3~r=~. :i'A 1.3':'0';:
(~:~J ~::-1d). ~=
dOO. ?:;: -)5) '"
(7: 1) a::::. 01. ~3 5 (~.1:(:J
B="d~o:d. C.1rhan.
Calumbh. :'4ck.1.wu.::..1.,
LU:~r:1o. Lycoming,
Monroe. M~~:our,
Nor:hll:lb"r'::'and. P.:.ke.
Su~livan. SU~TJoh.1ll:J.1.
~.:.eg.1.. W.1.~e, Wyc~:g
CC:3 o~ Uor:l:l.ea3ter::.
O'~c.:::;yl'/a.n.i.1.
9 Scu:~ 7::t St=~~~
S::=::1,,;dJbu~;, flo\. UJ.5J
300. 9~':: - 95,j-
(7:'7) .20-3'3:' (f.J.x;
B:'.1.d!ord. C.J.rbcn,Mcnroe.
:i'.:.jce. Wa~e
cccs o~ W~~:ern
P~nnsyl...aniJ.. !nc_
575 Che=~/:=~~ tane
Union~own. PA 15401
(4:::i 439-a9B
Wp.s~oreland
CCCS o~ We3:ern
fl~n::;y1...a::.iJ.. Inc.
5a E. Che=='l A'l~nue
Washing~cn. ?~ 153~:
(H;!) Z::';:-~::9:
Washington
CCCS of Northeastern
Pennsyl...an.ia
Ge=::'lan S:::=ee~
iI.O. Box J89
Oustere. Po\. 13~::'~
(711) 928-9603
(717) 92a-al'H {:a:-::i
Bradford, Sulli...an.
Susquehao.oa. 1'ioga,
Waj":le. Wyct:ting
cccs o~ Wes':ern
P~~~sy1'lania. Inc.
'f:.1C'; Building
3)9 N. Washing~on S::=ee~
Butler, P.; 1500l
(112J 232-7812
But1~r, Clarion.
Jet'terson. Mercer.
'1~nango
CCCS ot Lehigh Valley
3~7: Crescent Court Eas::
~hl::ehall, PA 13052
(!il!)) a::104011 or
aOO-';:;!O-27JJ
(71 7) or (3::'4) onl:;
{610l 8::1.01)7 (faxJ
(610) 8';:1-401.0 (f.1X)
Berk3. Buck3. Car=on.
Lancaster, Lehigh,
Northampton, Schuylkill
EXHIBIT :/S"
X..v 1.
CCC::; 0:
P~nn~Y1.van16. Inc.
~OOI) Llnq:est~wn R06d
" )" -, ::I.... -J ~. ....) ~
,(~~:; 5;:.i..5: . . _
I::' ~ ,I "):.. ')5" ') l!.l.-.c 1
Aj~rn3. C~~h"=:~n'l
D.luph.&.:1, '=1::J::':'.:.~. iJ.r:-/
Snydltr. Yorlc
cccs 0:
Ponn_ylvant.., Inc,
771 Thlr1 Street
Bl!~~~r. PA 15001
("1;:) 7i~.07H
aeaver
CCC::; of nor:~e..:se.r'
Penn3yl'l&nia
1.0J ~a:=~n Str'!~~
P.O. 80x 107
TU~ha~.::.cck, PA 19?57
(i171 aJ505d40
171.7) a35-~3j~
Sr~d!orj. SUl'::'1v&n
SU:squeha.3n~. :ioq.J.
Wayne, WYCminq
C=CS of nor::.:.east.r,
Penn::Jylo"a.n~a
93: :-fai::. St:~e~
Har.escla~~. Po\. ::'3..3:.
(~l~) ;!5,j-Bl3':'
(7:7) 253.H:'7 (~.!:C)
S~adtord, SU:11va.3,
SUsquehanna. Tioga.
Wayne, Wyotl.i:g
cecS o~ Western
Pennsylvania. Inc,
912 Sou:h G~orge St=~e:
'{o r:< , PA 1740J
(7171 6..6.4175
Fulton. Lancaster. York
Pra.nklin
CCCS o~ Waste:n
PennsYlvania. Inc.
1st :ede=a~ Pla:a
Sui::e 406
Nor:.h Mill Stre'2:
New Castle. PA 1HO:
(oil':) 65';:-8074
Lawrence
COn:cis3:.on on EconccU.c3
Opportunity o! Lu:erne
Couney
15J ~e= Lane
Wilkes-3a=='2. P'; 18702
(717) 825.0511) or
aOO.822-0)53
{717} 829 1655 call
berore faxing
(n7) ~:5-B94 fHa::'21Conl
(717)455 5531 (t:ax) call
befor~ Ea:<ing
(717) 8J6..090
(Tunkha:::.-:ockl
Carbon, Columbia,
Lu:erne. Monroe.
Schuylkill, Wyoming
CO.ll1m~nity ACtion
CO~3sion of the
Capital Region
1514 De=='l Stre'2:
"a~~~s-c~- PA '7'04
(7i7; 232=9757 - .
{717l 2J4.2.:27 (fax)
Cumberland. Dauphin,
Franklin, Perry, Snyder
C:Q..IoII1~t'l ":~...l,"
Oevel.Jplaent ':,'nD
.~:. :.....~;.. ;, ;8..'
'fr.-f:'lJtJ'..n, t'-\ ~ I..
,;. . ';"
, Ii:'J I ~ ~.. , .::..:: :. :..,
KOftt70..r-/
Co.-u.nay eev.~'),men"
C~~, of 'r~n~~~r~
':rou~ !1.l:u.ltr',
~,:O Cr~.c~~ ;t~41~
,J1,:,:",C:.:;:hU, ,,, ~):'::l
'.::~ ;'~...: J H
,:: $ I 7..... ~a:..: I! l(
Buck.. Ch..ter. Oe:~~.r.
,tu.lad.lpAl...
COIl:a.ualty A~""'HI.
Sout~",..t
:: W.te H.l9h S~:at~
W.ynesDur1, P~ 15J.,
1.-:.:, S5:.Hl1
Al1.q~'QY. '.y.~t..
Cr..a.. W..bl~q~~Q.
W..t:ncrlloUlod
Commuaity Boulla7
C.:lW.l..lor. be.
Ii'.O. Sex 2H
Ke~e:: S~~a:e. PA llJ..a
15:'0) 4,u-J63:
(6:'01 H"'~):'71J (!"x,'
Berks. ell.s:.:
e.l...",.:-., .t....ce.1.I~':,
HOD.c;emu',,/
Economic
CUli::.et o!
COWlt'l
2~S N, C~n::~ St=~~~
'Ot:~'..:.lle. PA !. 790:
li17) &22.U95
(7171 &22-0"'29 (e'.JXJ
Serlu. C.1.rboa. Lebanon,
L'bigh. Lu:e:n.,
Norchu=berl..::.d
SCb.uy1JcUl
O;lpo:t..1:l.,j,:y
Sc~uy:'~.:.:':'
Fayect.e CQ C':::=U:1~:i"
AceioD. Agency. Inc.
137 Noreh Be~3cn Ave~ue
Unioneown. PA I5~0:
(412) 4037-&Q50 0:
800.427-;:::lFC
{412J 437-H13
il'ay'!t~e
Pit.lanci.l Coun3el:.::.g
Ser-,ice3 o! Prank~,j,n
H West Jrd St=!!e~
Waynesboro, PA 1725a
(717) 762~J235
Adams, CU~be:land,
Fulton. P9rr-/
Financial Se=vices
Onli:ni:.ed.
3!. Wesc Jrd Street
Waynesboro. PA 172~a
(717) 762~J29S
Franklin
Gr9ater Erie CO~~~i~y
Action CC~lttee
!.3 West 9t~ St=ee~
~=ie. PA 15301
1314; 015;)-';53:
(at4i 455-Q151 l:a:c:
C:aw!ord, Er,j,~. Venango.
Warren
:1. 'l,.n.
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.:.:.nt;...~,.'.~. 8'...'I;-;~_.._.
oj;. ;' 4.,1'
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"4..
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:..:.:: .;..~. 'I" l r: IA:'
a..v_r. a'jt:.r. L.wre~ce
"ou.~n'l Cr'P~l~'Jn~~~.I.
:oe,
:.)) ~~'.''!I''.::,,; ;: :.,.,:
P' 0 Dc:< 'J
~c.o(!!~'S~~r':. ,,, _~.._
1 ~ :..:: I 'Q..' ~:: )1)
:~:~; ~~~")~~l I:~~
A:~.'1:"!..ny, geol'I.:,
Butler. ~.Jh~~7~~:.
w.st..""'IO::'.':'.nj
HOUS,j,=:l1 C~u::.C~l o~ 't:::"'t
~~:~~~~~~:~:~~i" ~::!~~
( ':' 1 . ~ , 5 .,; . : ! ; :
1-: ", 3 ~ 'i . . '}:.. '! 1.:(
'lork
J'!ous~~o; A.aor:~,,::.-::: -:!
~.:'..w~:~ "":':'.1
:300 ~~:~ut ;::~~~
.3'~:,;~ 'i~:
~~:':~~e::h:.1., ?; :'}::.::
L~15; S-45-':;J:~
(::5l 770- J:..;! (::.I.X;
'~.:.~ad.1I1h~"
:~d,j,ana Cou:ti C;~u:~~y
Action ?:~g=3J:I.
9;:";,, fla':~r 5::=e~;. ac:< :'3.
:~di~~a. PA :'S;O:
(~:. 2 I 465 ~ ~ 5 57
(01:'2/ .;65-5::3 {~ax;
A:::!.3:':0~g, CJ,::\b:-:.J..
C:'ea:~ie1d, :~d:'3:J.,
J'!!l: ~er~cn, WU:=:o:e:'.l::~
Joh::. ? Ken::'f:dy C,,:t'J:".
I=:c.
2~::: E~~: 2~t~ St:~e:
'::'-... ?A. :55:1
(a:..) an-o..oo
(iH';) 898-1:..3 (~ax:
Crawe'orj, Eli<, !:-ie.
Je:!e:"::Jon. Mc:C~a.~,
Venango
Key:atone E=ono~~c
Develop::!.ent Co:,?
~9S~ Ma=: G:JCe L~~e
';annsc=~n. ?~ 15)0:
(al-l) 535-6556
(a:. oil 53 9 ~ 15 3 a (t' a;c
Sed!o=~, BIal:. C~~r:.~.
Clea:"~ield. !ndia::.a..
Scme::ae:, We3~o=eIa:d
LYComi::.g-Cl:.n:.onCou::.:ie::J
C;~':'33.:.on ~or Cc~~:.:.y
'\C1:.:.on 1ST!;;:?)
2:)d ~i~coln S:::ee:
? C:. 3c:( l~: 9
~:.L1:.arn3~or:. ?A 1':'~~1
(n71 )25-0:037
(717) J:::-2:n (Ea;c
C'3:1:'=e, Clin:o:J
Lycomi:1g. Onion
'(..1.... ,..~:..;;wuU... JI'''I.~
J ) . : 1,' <( I..)n i ~ ~ ....~
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i',:J .)", }1..,.
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!-(ont I'em_r/. PtU:'.tllel;H'll."
He1~~ '4~':'~Wlnl~ ~~~a.
.;jt ':Gr~"'~.:':J .:;~:",..~
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I :: ~ ." .. Ii 1 . ~oi : & (!lX I
~'l..~:,'r~"~~h...l
H':n"/I~~"y 1In"rnp~,)Y.'J
I-',!,:!:!':'~';:u
.~. ~ )t~ ~v~nue
Hc~.e'J':~J.d, il,\ lS~~rJ
(-t:';;': h'::")h.::
1-1:'::' 4, oi'::' . )"'4, (~..I;(.'
A::.7~.OY, a..v.r,
IlU::4r, raYII:::.. Gr..ne.
W...sb.l::''1:~n, .".St:lot"..l&.c.d
N'ot"':~er", ':':'.r C:=nunJ.e.y
"C':::'~n O::~r-;J.
il; JC;(]a}
lJS ~~~':: 4,:~ ~::=ee'::
E:':1ro:':.'.;~. i'A ~SdH
(9:..; ~ eoi -:.:.:;:.
13:-1; Hoi~Od::5
C.l..t\ft::':ln. !:;.;,
P'J::.er
( ~.Ix)
.'1cr.oidn.
P~i:'.IdQ:'~h:.~ C~U=:Ci: !~:
C~~uni~y Adv3r.c~en:
~ ~c ~:c:';::. l ~'::-:. S:=e~:
""c:: -; oi: ~
il::.:.:.Jc':!::::::,.l. ?~ lJ:):
r:: =' 5oi~. 7:!Q)
(2:.;;/ %~-J?...: (~J.:~;
Ch~s:er, D~:~~3:1,
MO~:;c~e~/. Ph~:.Idel~hiJ.
Shec.3r.go '/alley O=ban
Lotaque, I:1c.
&0: :~d:'.Ir.a Av~~'.;~
;ar:~!.!.. PA 16:.:::.
1":::J 93:'-53U
C:a'''!~:d. [,a.....::'~nce,
Me::c!!:
Tab:'e:'.Ind Se~ri=es, :nc.
13: :lcr-;h Ce~t.~= ;w~::'.:e
Scme:J~t.. PA 1550:.
(a:..) ....s - 905::3
la:..; H3~J630 (:3.:(!
Bedtord. Ca~b=ia.
p.lY~C:e, So=er3et,
We3:.=!.crelJ.:::!.d
Till:cr C.:::=u::.ie.y S~r-rices,
Inc.
~39 S" King S:=ee:
Lanc.ls::er, PA li~u2
(717) ]97-5:32 0:
aco.7sa-SQ6: (H.O. or.!..,)
(,,;,,:.n 31::1-01:::7 l:.lx) .
Che::J t.e=, L.J.::.ca::; t9=.
L~banon
The T::,ehab Cen:t1: of
N'or:heas:ern PA
7 Lai:.e '\'J'~::'.;e. 3c:< ) 1)
~on::~3e, ?A 1aa~:
(7~7) 27i:l-jjJa a=
301).98::....0...5
(7 ~ 7; 278 - :. a a:) (: .1;('
Bradford. Sulli./.J.n.
SU3quehanna, Tioga,
.fla'[.!.~. ;.{YC::1':'~g
EV' ":::!J- """
1\i!I!.J.1 r..;
=;:;..." :'..'I'~e
VI':~~~~~r-lh. :n,;,.
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;.{ea:~er,j,:a~~oc Office
9:~ ~~~~:~n S:=~e:
Hun:insc:n. ?A 10565;:
(3:..) 6;) ~ 13..)
Sed!ord, Slair.
Huoti:J9'do.c..
Mi.!~U::., Perry
r~
Pul:.oc.
Juniat;,J..
rfl~ o! Car~,j,31e
JO: G S::::'e-=~
C.l=:is:~. ~A !.70:J
(7:. 7J :..)-39:3
{7:;J 7j:~9S39 {:J.xl
C'.:-~e=1a=:d. P:anklin,
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161111.1. ST1U:ET, IlOROL'(i!l OF ~IOL~T lIuLL)' SI'I~I:--;(;S
CU~IlIERL\ND COUNTY
PENNSYL V ANI"
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..
ALL T!lA T CERT.\1 S tract of land wilh illlprovements thereon erected siluat~ in the Ilt)rou~h of
Moulll !lolly Springs, Cumberland County, I'ennsylvania, boundeu anu described as folll"":
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ON the South by lIill Stre~t; on the West hy land now or formerly of Theodllr<' A Tichy ;llId Annie
Lee Tichy and Annie Lee Tichy, his wife; on lhe North by an alley and Oil the Easl h1' Ialld now or
formerly of Archie :\Iurray anu Anne Murray, his wife; having a fronrage of Forty (40) feet on lIill
Street and extending One Hundred Fifty-three (153) feet in depth to the alley on lhe Nonh.
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BEING all of Lot No.8 of Ihe Arthur R. Rupley Plan of Lots as recorded in the Offil:e of the
Recorder of Deeus for Cumberland Counry in Deed Book "Z", Volume 5, page 000.
.'
IIA VING thereon erect~d a single two story fram~ and aluminum u\V~lIing and said premis~s b~ing
known and numbereu as 16 Hill Street, Moulll 1I0lly Springs, Pennsylvania 17065.
,.
TAX PARCEL #23-32-2336-353
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FEDERMAN AND PHELAN
.. Frank Federman, Esquire
Identification No. 12248
Two Penn Center plaza
suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
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PNC BANK, N.A.
COURT OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
VS.
CUMBERLAND COUNTY
MICHAEL L. HILLIARD
MICHELLE L. HILLIARD
NO. 98-6140-CIVIL
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Defendant
TO: MICHAEL L. HILLIARD
16 HILL STREET
MT. HOLLY SPRINGS, PA
17065
DATE OF NOTICE: JANUARY 8. 1999
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE.
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IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should
take this notice to a lawyer at once. If you do not have a lawyer
or cannot afford one, go to or telephone the following office to
find out where you can get legal help:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
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Frank Federman, Esquire
Attorney for Plaintiff
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FEDERMAN AND PHELAN
FranK Federman, Esquire
Identification No. 1~~4R
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
A'!"I'OlWEY FOil PLAINTI FF
PNC BANK, N.A.
COUIlT OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
vs.
CUMBERLAND COUNTY
MICHAEL L. HILLIARD
MICHELLE L. HILLIARD
NO. 98-6140-CIVIL
Defendant
TO: MICHELLE L. HILLIARD
16 }lILL STREET
NT. HOLLY SPRINGS, PA
17065
DATE OF NOTICE: JANUARY 8. 1999
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should
taKe this notice to a lawyer at once. If you do not have a lawyer
or cannot afford one, go to or telephone the following office to
find out where you can get legal help:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
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Frank Federman, Esquire
Attorney for Plaintiff
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DESCRIPTION
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ALL THAT CERTAIN tract of land wilh improvements thereon erected situate in lhe Borough of
Mount Holly Springs, Cumberland County, Pennsylvania, bounded and described as follows:
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ON the South by Hill Street; on the West by land now or fonnerly of Theodore A. Tichy and Annie
Lee Tichy and Annie Lee Tichy, his wife; on lhe North by an alley and on lhe East by land now or
fonnerly of Archie Murray and Anne Murray, his wife; having a frontage of Forty (40) feet on Hill
Street <I!ld extending One Hundred Fifty-three (153) feet in depth to the alley on lhe North,
BEING all of Lot No, 8 of the Arthur R, Rupley Plan of Lots as recorded in the Office of the
Recorder of Deeds for Cumberland County in Deed Book "Z", Volume 5, page 600.
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HA VING thereon erected a single two story frame and aluminum dwelling and said premises being
known and numbered as 16 Hill Street, Mount Holly Springs, Pennsylvania 17065,
TAX PARCEL #23-32-2336-353
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TITLE TO SAID PREMISES IS VESTED IN Michael L. Hilliard and Michelle L. Hilliard
husband and wife by Deed from Lucinda K. Hoffman. single woman. dated 6/ 10/94. record~d
6/13/94, in Deed Book 106 page 955.
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FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Buite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
ATTORNEY FOR PLAINTIFF
PNC BANK, N.A.
CUMBERLAND COUNTY
COURT OF COKKON PLEAS
CIVIL DIVISION
VS.
MICHAEL L. HILLIARD
MICHELLE L. HILLIARD
NO. 98-6140 CIVIL
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is
attorney for the Plaintiff in the above-captioned matter, and that
the premises are not subject to the provisions of Act 91
because it is:
an FHA mortgage
non-owner occupied
vacant
(xx) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of
18 Pa. C.S. section 4904 relating to unsworn falsification to
authorities.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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You may need an attorney to assert your rights. The sooner
you contact one, the more ch"nce you wi 11 h,1ve of ntopp InCJ the
sale. (Sec notice on P"CJC two on how to obtBln Bn attorney.)
YOU KAY ST.ll~Il]:: ABLE 'to SlIVE YOUR PROJ.>ERTY._lIND_YOUu_HIIVE_~'rIlJ';R
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE P~lICE~
1.
be sold
calling
If the Sheriff's Sale
to the highest bidder.
(215) 563-7000.
is not stopped, your property will
You may find out the price bid by
2.
sale if
of your
You may be able to petition the Court to set aside the
the bid price was grossly inadequate compared to the value
property.
3. The sale will go through only
Sheriff the full amount due in the sale.
happened, you may call (215) 563-7000.
if the buyer pays the
To find out if this has
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A schedule of distribution of the money bid for
your house will be filed by the Sheriff on This
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(r~asons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
Cumberland County Courthouse
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
QfSCRlITilll!
ALL THA T CERTAIN tract of land with improvements thereon erected situate in the Borough of
Mount Holly Springs, Cumberland County, Pennsylv:mia, bounded and described as follows:
y.
ON the So~th by Hill Street; on the West by land now or formerly of Theodore A. Tichy and Annie
Lee Tichy and Annie Lee Tichy, hiS wife; on the North by an alley and on the East by land now or
formerly of Archie Murray and Anne Murray, his wife: having a frontage of Forty (40) feet on Hill
Street apd extending One Hundred Fifty-three (153) feet in depth to the alley on the North.
BErNG all of Lot ~o, 8 of the Arthur R, Rupley Plan of Lots as recorded in the Office of the
Recorder of Deeds for Cumberland County in Deed Book "Z", Volume 5, page 600.
HA VING thereon erected a single rwo story fr:une and aluminum dwelling and said ptemises being
known and numbered as 16 Hill Street. Mount Holly Springs, Pennsylvania 17065,
TAX PARCEL #23-32-2336-353
TITLE TO SAID PREMISES rs VESTED IN Michael L. Hilliard and Michelle L. Hilliard
husband and wife by Deed from Lucinda K, Hoffman. single woman, dated 6/10/94, record~d
6/13/94. in Deed Book 106 page 955.
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1~IClIM:L L. 1IILLIM:fJ
MIClIELLE L. ilILL!MW
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AFFIDAVIT OF SEI!VICE PUI!SUANT TO IWLE ")1/.9
CO;~l~ON,IEALTH OF PENNSYLVi,Nl/\
CUMBERLAND COUNTY
SS:
I, FRANK FEDERMAN, ESQ., attorney for PNC BANK, N.A.,
hereby verify that on JUNE 30, 1999, true and correct copies of
the Notice of Sheriff's Sale were served by certificate of
mailing to the recorded lienholder(s), and any known interested
party, sea Exhibit "An attached hereto, and the Notice of Sale
was sent to defendant(s) on JUNE 30, 1999 by first class mail
and certified mail return receipt requested, see Exhibit "8"
attached hereto,
Date:
November 8, 1999
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I'R\I:C/I'I: J(lI( WHIT OF 1-::'\1-:<'1 T10:'\ - (\IOllT(;\c;1-: !'OIU:n,OSI'HI-:)
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TO TilE IlIRH'IOR 01. Till: OFFWE OF TIlE PROIIIO:'\OIAR Y:
Issuc writ of exccution in thc abovc mattcr:
Amount Due
S7'),1l71.S4
Intcrcst fromllh/IO,'JI) TO }i07/1l1
SS,24S.(,5 and Costs
(per dicm - SI2.')'))
S S7J20A') TOTAL
~a.d.~
FRANK FEDERMAN. ESQUIRE
ONE PENN CENTER at SUBURBAN STATION
SUITE 140IJ
PHILADELPHIA, PA I')IO}
Attorney ror Plainti fr
Note: Please attach description of property. No.
DESCRIPTION
ALL THAT CERTAI:-i tracc of land with improvements thereon erecced situate in the Borough of
"Mounc Holly Springs, Cumberland Councy, Pennsylvania, bounded Jnd described as follows:
ON the SO'lth by Hill Street; on the West by land now or formerly of Theodore A, Tichy and Annie
lee Tichy and AMie lee Tichy, his wife; on the ;-.10M by an alley and on the East by land now or
formerly of Archie ~Iurray and Anne Murray, his wife; having a frontage of Forty (40) feec on Hill
Street :i!ld excending One Hundred Fifty-three (153) feet in depth to the alley on the North,
BEING all of loc :\0. 8 of che Arthur R, Rupley Plan of Lots as tecorded in the Office of the
Recorder of Deeds for Cumberland County in Deed Book "Z", Volume 5, page 600,
HA V[NG thereon erected a single two story fr:une and aluminum d';;elling and said ptemises being
known and numbered as 16 Hill Street, Mounc Holly Springs. PeMsylvania 17065,
TAX PARCEL #23-32-2336-353
TITLE TO SAID PREMISES [S VESTED IN Michael L. Hilliard and Michelle L. Hilliard,
husband and wife by Deed from Lucinda K. Hoffman, single woman, daced 6/10/94, recorded
6/13/94, in Deed Book 106 page 955.
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COl'IlT OF nnl.\Io:" I'I.L\S
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AFFIDAVIT I'I:RSl::\:--';T TO RULI: 312'}
(Aflidavit :--';0.1)
I'NC HANK, N,A..PlaintilTin the abovc action, by its altomcy, FRANK FEDERMAN. ESQUIRE, sets
forth as orthc datc thc Praccipc Illr thc Writ or hccution was liblthc following inronnation
conccrning thc rcal propcrly locatcd at 1(, 1111.1. STREET.l\IT. 1I01.I.Y SPRINGS, 1':\ 17065.
I. Name and address orOwncr(s) or rcpulcd Owncr(s):
NAME
LAST K1'-:OWN ADDRESS (I f address cannot be
rcasonably asccrtaincd, pleasc so indicatc.)
MICHAEL L.
J1/LLI:\RD
J(, 11I1.1. STREET
l\1T.II01.I.Y SPRINGS, I'A /7065
MICIIELLE L.
J1/LUARD
161111.1. STREET
"IT. 1I0LLY SI'RINGS, 1''\ 17065
2. Name and addrcss or Derendant(s) in thc judgmcnt:
NAME
LAST KNOWN ADDRESS (If address cannot be
rcasonably asccrtaincd. plcase so indicatc.)
Same :15 above
3, Name and address or evcry judgmcnt crcditor whose judgmcnt is a rccord lien on the real
propcrty to bc sold:
NAME
LAST KNOWN ADDRESS (Iraddrcss cannot be
reasonably ascertained, please so indicatc,)
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Commonwealth of P A
Bureau of Compliance
Dep!. 280946
Harrisburg, I'A /7128
4, ~dl1lt.' dlld .hhllt.':-':-' orllll'I~I...llt.'l.'lln!t.'d Iluldn tlfe\t.T!'llhnlg;lgl' ofrL'l'ord'
:--;,\\11:
I.AST K~O\\':--; AIlI>RI:SS (/raddrl'ss cannot he
I'L';lsollahly aSCl..'l'laillL'd, pkasl." so indicate.)
NUIIl'
~, \'allIL' and ~lddll''''''' III'L'\l'r)' ollli.:r Ih:rSIJlI \\110 h;ls allY record lil'll 011 tht.' prllpcl'ty:
NA\II:
I.,\ST K:--;O\\'1\ AI>IlRI:SS (I I' ;,ddress cannot be
rt.',lsonahly asccrlailll.'d. pk'dSl' so illdiratc.)
NOlll'
(" Name and address or every other person who has any record inlerest in the property and whose
interest may be alTecled by the sale:
NAME
LAST KNOWN AnDRESS (/1' address cannot be
reasolwbly aseerlained, please so indicate.)
NOlie
7, Name and address Ore\'ery olher person whom the piaintilThas knowledge who has any interest
in thc propcrty. which may be afleeted by thc sale:
NAME
LAST KNOWN ADDRESS (I r address cannot be
reasonably asccrtuincd, plcase so indicatc,)
Tcnant/Oecupaut
16111LL STREET
i\IT, HOLLY SPRINGS, I'A 17065
Domcstic Rclations of
Cumbcrland County
13 North Hanovcr Strcct
Carlislc, PA 17013
I verily that thc statcments Illade in this afJidavit are truc and corrcctlo thc bcst of my pcrsonal
knowlcdgc or inronnation and bcliei: lundcrEtand that raise statcmcnts hercin arc madc suhjcctto the
penaltics or 18 Pa, C.S. Sec. 4904 relating to lInswom falsification to allthoritics.
Deccmber 12, 2000
DATE
~~
FRANK FEDERMAN. ESQUIRE
Attorney 1'01' Plaintirr
YOll :\1:\ Y STILI, liE :\III.E TO S,\ n: YO!'I{ "ROI'ERTY :\:'in YO!' 11:\ n: OTHER
RI(;IITS En::'i IF TilE SIIEnlFF'S SAI.E nOES T""E PUCE,
I. lrlh~ Sherif!'s Sale IS 11\11 stopped, your property will he sold to the highest hldlkr, You may
lind oUlth~ pric~ hid hy calliug L2L~J ~_I>J, 11J1IlJ
2. You may h~ ahle to pell\lOU the ('ourt to sel aSide lh~ sale Ifth~ hid pric~ was grossly
iuade'luale wmpared It) th~ 'alu~ of your propeny,
:1. The sale will go through onl, if the hu\er pa\s th~ Sheril't'th~ tilll,UllOUlil du~ inth~ sale, 'I'll
tind out irihis has happened, you may callt'17J 24\1.I,:;')(},
4. Irth~ amount du~ Irom th~ Iluy~r is not paid to th~ Slwril't', yuu will r~main th~ ll\\nerorlh~
propeny as i I' th~ sale n~\'~r happ~n~d,
5, You ha'~ lh~ right to remain in the pf()p~ny untillh~ tilll amount du~ IS paid toth~ SherifI'
and th~ Sh~ri I't' gi,~s a d~~d toth~ huyw. At thatlim~, th~ buy~r may hring legal proc~~dings to ~\'ict
you,
6. You may b~ ~ntitlcd to a shar~ orth~ mon~y which was paid lor your hous~. A scheduk or
distribution ofth~ moncy bid tor your housc will bc liled by th~ Shcrifrwithin30 days ofthc sal~. This
schedule will state who will bc rccciving that moncy, Thc mon~y will bc paid out in accordane~ with
this schcdule unlcss exc~ptions (reasons why th~ proposed distribution is wrong) arc filcd with th~
Sh~riffwithin tcn (10) days aft~r thc distribulion is tilcd,
7, You may also havc othcr rights and dcrcns~s, or ways of gctting your homc back, iryou act
immediatcly aftcr thc salc.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE TilE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUi\II3ERLAl'iD COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
DESCRIPTION
ALL THAT CERTAIN tract of land wim improvementS thereon erected situate in the Borough of
Moune Holly Springs, Cumberland County, Pennsylvania, bounded and described as follows:
"
ON the Soum by Hill Street; on the West by land now or formerly of Theodore A. Tichy and Annie
Lee Tichy and Annie Lee Tichy, his wife; on the North by an J.!ley and on the East by land now or
formerly of Archie Murray and Anne Murray. his wife; having a frontage of Forty (40) feet on Hill
Street a,nd extending One Hundred Fifty-three (153) feet in depth to the alley on the North,
BEING all of Lot No, 8 of the Arthur R. Rupley Plan of Lots as recorded in the Office of the
Recorder of Deeds for Cumberland County in Deed Book "Z", Volume 5, page 600,
HA VING thereon erected a single [WO story fr:une and aluminum dwelling and said premises being
known and numbered as 16 Hill Street, MOUn! Holly Springs, Pennsylvania 17065.
TAX PARCEL #23-32-2336-353
TITLE TO SAID PREMISES IS VESTED IN Michael L. Hilliard and Michelle L. Hilliard
husband and wife by Deed from Lucinda K, Hoffman. single woman, dated 6/ 10/94, record~
6/13/94, in Deed Book 106 page 955.
:
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,
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FEl>Eni\IAN and I'IIEI..-\:"
Hy: FRANK FEIJEIDI,\1'o
Idrnlilicalillll Nil. 122.UI
Suile I.jOO
Onc I'cnll Crnlcr al S:lhnrh:1II Slatiun
I'hiladclphia, I'A l'!IO.l
(215) 563.70110
,.\TJ'On:"EY FOI{ I'I.AI:"'I'IFF
1':"(' 11,\:"1'. :",,\,
I '(',\lIIEllL\:")) (,OI'~'1 \'
lOt III 01, ('o,\nIO~ I'I.E,\S
Plailllill.
",
('I\'II.IlI\'ISIO~
MICII,\EI. I.. II I 1.1.I,\11Il
MICIIEI.I.E L.1II1.1.I,\11Il
:"O,IIH.()I~1I
I>dl'lHl:anl(...),
CEnTIFIc,\TION
FRANK FEDERMAN. ESQUIRE. hereby veri lies Ihal he is altorney lor the PlainlilTin
the above-captioned malter, and that the premises arc not subjeelto the provisions of Act'!!
because it is:
() an FHA morlgage
() non-olVner occupiell
() vacanl
(X) Act'! I procedures have becn rullilled
This certilieation is madc subjcct to Ihe pcnaltics or 18 Pa, C.S, Scction 4904 relating to unsIVorn
falsilieation to authorities,
/f1(~~
FRANK FEDERMAN. ESQUIRE
Altorncy ror Plainti 1'1'
l.
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..\FFIIIA "IT OF SI:nnn:
1'1.,\1,",1'11'1'
I','it' II A:'> II:. :'>,,\.
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,'11('11,\1'1. I.. 1III.I.L\lW
m('IIFI.U: I.. 1I11,I.JAIW
TYPl' uf Al'tinll
- :\'ulino fir Sheriff', Sail'
SE/(n: ,\II('IIAEI.III1.f.I'\/(1I ,\'1'1611I1.1. STlnTI
,\IT,1I0f.l,\' SI'IU,"(;S,I'A 170bS
Sail' II"",: \'A/(('II 7,2001
SER\'EII
Sern'd alld Ilude kllo\\1l .0_lLc1~~_rllilf\.}~~__________, Defelld,llll. 011 ,he __~o__{,:___. day of J')o~ 1o',~o().Q,
a' J " · 5 ,o'doek ~IIl, a,-.Lfj-f;J/ 'Sf -'---r-#j-'--. !~!IL_'5(t<."r:,~ ____ ,('Olllll,oll\\ealth
of PClllIs}'lvallli.l, illlhl' 1lI<lIlIlCr d~sl.:rihl."d b..'low:
_ DL'lt-nd<l1l1 pcrsoll;.,dly sCr\'cd. ,
_X=Adlllt lalllily lIlelllber wi.h wbomDciclldallllsJ residers). RclaliullsbiplS -Yl' #. ~
Adult iu dlJrgc of l)c(clldalll(S) 's n:sidcllcc who n:Jllst:d 10 give !lallle or relations lip.
Manager/Clerk of place of lodging in \\hich Dclt:lldant(s) rcsiJI'(s).
Agcllt or person in charge ofDdi:ndant(s)'s of/ice or lIslIal plal:c ufbusi'h..'ss.
an officer of said DL.fl'IJ(!;JII((s)'s company.
. )J;c/"~!I{' /.... /.);)];..I1.t!.
Ollwr:
t Y ,~
Descrip.iun: Age ~ lIeiglll..f1':. Wcighl /50 Race ~ Sex L Olher
I. J=J~(l.~",." /-., (.,... \( ~~ a eOlllpeten' adull, being duly SWorn aeeordiog lu low, depose and state Ihall persunally handed
a tme and correct copy of the NOlice of Sheriff's Sale in the manner as set forth hcn:ill. issllt:d ill thl: captioned case on till' date and at
the address indicated above.
NolanaJ Seal
S t I m I Stacy L. Hac/ner, Norary PubliC
WOOl 0 an< su ~cq[ Cl Chambersburg Boro. Fmnklin COl;"'V
bcfJ.lfC me this '~r day My Commission ElfpirosAuQ ~,?no?
~~~f~(~/:,/o~ L 1,.u0 Memel~~~ennSY'Van"AS'" """'''''''''0;/
'~() 0' ~ NOT SERVED ~-I!
'---"
Or.lIIC
C:;p,,' of
,200_.il!
o'clock _,m., Defendant NOT FOUND bccausr.::
MCtl:cd
Unknown
No Answer
V<.lCJllI
Othcl:
Swom tu and ::;I!t~cribcd
before me this _ day
of ,200 ,
Notary: -
By:
Atlornc\' for Plaintiff
Frank Federman, Esquire - 1.1). No. 12248
One Penn Center Suburban Station, Suite 1400
Philadolphia. 1',\ 19103
(215) S63-7000
~. .
,--..".-~~/- ~(1, "'. '.,' ,..i~.., :::t::~.,.~.,,,~,,:...,,--,,,"::,~-,,,,, \~\,.-..'.~~ ."_ '~~~ ~.." ,"_,~~ '. . .,.... -;', ~~'.;' 1
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CI\IIH.UI..\,'U ('O( 'T\'
Plainllrr.
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CllI.11T OF (,O\l.\fO' I'l.E,\S
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\II(,IIEI.U: I.. II I J.J.L\IW
(.1\ II. UI\ISlll.'
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Udl'lIdJlIlt\l.
,",Ff'ID.\ \'II PlRSI...\:\T IU RI.LE 312')
tAnida'll :\". I)
1':"1(' IH:"I h:. :"I.A.. PlainlllT III the ahl)\ e aetj"n, by it, ;lIl11f11ey. FR,\:\K f'EDER.\I.\:\, ESQL'lRE, sels
lorth as or the date the Praecipe lor the Writ ,11' hecutt'H) \\ as Ii led the 1011,1\\ ing infonnalion
clllleeflllng the real property located ,11 II! 1111.1. STREET, .\IT. I!OI.I.Y SPRI:"ICS. P._\ 1701!5,
I. ;-;allle and address ofOwner(,) or reputed O\\ner(sl:
:\.\~IE
L\ST K:\OW:\ ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
:\IICH.-\EL L.
HILLIARD
16 HILL STREET
:\1'1', 1I0LLY SI'RI:-iCS. 1'.-\ 17065
MICHELLE L.
HILLIARD
16 HILL STREET
i\lT. HOLL Y SPRI:-iCS, PA 17065
, Name and address or Defendant(s) in the judgment:
(\;A.\[E
LAST KNO\VN ADDRESS (lfaddress cannot be
reasonably ascertained, please so indicate,)
SaRle as above
3, Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
NA.\lE
LAST K;\iO\V0i ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Commonwealth of P.\
Bureau of Compliance
Dept. 2809-16
Harrishurg. P.-\ 17[28
4 ;\Jlllt.: .Hid .a!dr:::.:, .If ::~..' L1.;: r;.:.....r,1.;,J lJ, .:.!.. j ,I( ~:\ \:: \ IIll 'I r .\1.'..: d( fl'l\ Ird
:"',\:'>11:
I..\S I K:",I)II'\. ,\ll/WI'SS II: "ddle:" ,.HHhll h,
n.\I'>iJfJ,lhl:, .1"I."~'P.lllh..'d. p!t....I..,. ,ll mdll.:;ltl. J
:\one
5
\".ll1h.'ll1d .lddl!"",,'. \lr......l".'r:. llth!"'.r PL'I ,(\1\ ',\1\111\,1, ,Ill', :..',', 'I.! :1'::: \11: tl:I.'jHll!ll.'l::-
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r.....I'III1.lhl:- .1'\.'_'I~,II!l....d. p:,.:.I,..' -,,) llh!H,:.Ill.: I
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6. ~aI11c.: and ~lddn:s:i 0(1".'\ I".'ry l)(lll..'r pL'r~llll '.\ !]I' h.h .111:- n:(,lrd Illt..T!""~[ III thL' prnpl...'rl;. ~1I1d \\ hUSl'
ilHcresl Illa:- be alle,led by thc salr
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LAST K\OI\\ ..\IlIlRLSS IIi' ,lddrcs.; ,al1lwt hc
rL'astlll;lhly .J.'i'.::..'r1;l111cd. p!l..'~LI.' ;d Jndii..\H~.1
Nonc
7.
Namc and addrcss oi'e\cry ulhcr pcrsun \\lwlIl thc pbllllli'i'h;is knl)\\lrd~c \\hu has any intcrcst
in thc propcrty, which may bc a!'lcctcd by the salr:
,
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NA.\IE
LAST 1\.\0\1'\ ADDRESS (li'addrcss cannut bc
rcasonably asccrtaincd, picas" su indicalc.)
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Tcnanl/Occllpalll
16 HILL STREET
:'>IT. HOLLY SI'RI:\CS. P.-\ 171165
:'
,
Domcslic Rclations of
Cumberland County
13 :\orth Hallo\'cr Strcet
Carlislc, P.-\ 17013
, .
I \'eriry that the statements made in this affidavit arc true and correct to the best of my personal
knowledge or information and belief I undersland that falsc stalements hercin arc made subject to the
penalties of IS Pa. C.S. Sec, 4904 relating to unsworn falsitication to authorities.
\
.
December 12, 20ll!)
DATE
~~
FR.-\:--iK FEDER.vIA:--r, ESQUIRE
Altorney 1'0' Plaintiff
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PNC Bank N,;\,
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-vs-
Miehael L lIilliard and Michclle L.
llilliard
In Ih<' ('OUr! of t'OIUIlI"n l'ka\ of
t'ullIherland ('ounty. 1'<'/lI"ylvania
~o, 'Ix.ltl ~o ('i\'il 'I <'11ll
R, Thomas Kline, Shcriff. who heing duly sworn according to law. says this wril is
rcturned ST;\ YED.
, ,
, ,
Sherirrs Costs:
.
,.
I
Dockcting
Poundage
Posting Bills
Advertising
Law Library
County
Mileage
Certified Mail
Levy
Postpone sale
Surcharge
Share of Bills
Law Journal
Patriot News
)0.00
12JO
15,00
15,00
.50
1.00
8,68
1.88
15.00
20,00
24.00
23.87
215.00
244.88
$ 627.11 I'd byally
12-09-99
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So answc~s:..&' " '"
_~(??~~-"-/ ,.t.::}?:.,._
l' Q~v" '-'~-' ~- -7 ,.....7'.
Sworn and Subscribed To Before Me R. Thomas Kline, Sheriff
This ,~~'" Dayof Ai'LRA~ By i2r-,-<.:.-JIh:tt-
/~). ~te Deputy
1999, A.D. L'I;z..... C~ Y1Lu'/"_, .uJ(~
PrOthonotary
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R<.v, S90 'J -: ~
PNC BANK, N.A.
CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
CIVIL DIVISION
V9.
MICHAEL L. HILLIARD
MICHELLE L. HILLIARD
NO. 98-6140 CIVIL
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.1)
PNC BANK. N.A. , Plaintiff in the above action, by it"
attorney, FRANK FEDERMAN, ESQ., sets forth as of the dilto tho
Praecipe for the writ of Execution was filed the followln'l
information concerning the real property located at J_6_-'Ur.L..STR.EET.
MT. HOLLY SPRINGS. PA 17065.
1. Name and address of Owner(s) or reputed Owner(s):
NAME
LAST KNOWN ADDRESS (if addrenlJ
cannot be reasonably ascertained,
please so indicate)
MICHAEL L. HILLIARD
16 HILL STREET
MT. HOLLY SPRINGS, PA 1706~
MICHELLE L. HILLIARD
16 HILL STREET
MT. HOLLY SPRINGS. PA 17065
2. Name and address of Defendant(s) in the judgment:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
SAME AS ABOVE
3. Name and address of every judgment creditor whose judgment Is
a record lien on the real property to be sold:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
COMMONWEALTH OF PA BUREAU
OF COMPLIANCE
DEPT. 280946
HARRISBURG. PA 17120
4. Name and address of the last recorded holder of every mortgage
of record:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
!'J. Name and ilddreB~; of ('vpr.y ottH'Z' pf.t-':;on who hll:; any rpcorrJ 1 ion
on the property:
tiM'll;
I.A!;,!, r:tlOlV1J ,\DlJln:s~; (i 1 ,,,ldn>,,,,
C,lnnot hf' rp,\~~onl\b 1 y ,\!;cprt.-, i nod,
pl",I:1" :;0 indiciltC')
I
I
NONE
6.
Name and addresn 01 evC'ry other pC'rson who has any record
interest in the property and whone interest may be affected by
the sale:
NAME
LAST KNOWN ADDHESS (if address
cannot be reasonably ascertained,
pleane so indicate)
CUMBERLAND COUNTY DOMESTIC
RELATIONS DEPARTMENT
CUMBERLAND COUNTY COURTHOUSE
ONE COURTHOUSE SOUARE
CARLISLE. PA 17013
7. Name and address of every other person whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
TENANT/OCCUPANT
16 HILL STREET
MT. HOLLY SPRINGS. PA 17065
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein
are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating
to unsworn falsification to authorities.
June 11. 1999
DATE
~N h ~ tQ~~l~~
FRANK FED ERMA , ESQUIRE
Attorney for Plaintiff
PNC DANK, N.lI.
CUMDERLlIND COUNTY
counT OF COMMON PLElIS
V~ .
CIVIL DIVISION
MICHAEL L. HILLIARD
MICHELLE L. HILLIARD
NO. 98-6140 CIVIL
NOT Ij::j:--ID'-.5H ~IUF~S~~~---9_f-B-E~L PROP ER TY
June 11, 1999
TO: MICHAEL L. HILLIARD
MICHELLE L. HILLIARD
16 HILL STREET
MT. HOLLY SPRINGS, PA 17065
THIS NOTICE IS SENT TO YOU IN AN lITTEMPT TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED FROM YOU WILL DE USED FOR THAT PURPOSE.
Your house (real estate) a~ 16 HILL STREET, MT. HOLLY SPRINGS,
PA 17065, is scheduled to be
sold at the Sheriff's Sale on DECEMBER 8 , 1999 at 10:00 a.m. in
the Cumberland County courthouse, South Hanover Street, Carlisle,
p~ 17013, to enforce the court judgment of $79,071.84 obtained by
PNC BANK, N.A. (the mortgagee) against you.
NOTICE OF OWNER'S RIGHTS
YCU fol.AY BE ABLE TO PREVENT THIS SHERIFf'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to the mortgagee
the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay,
you may call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered, You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may nl~('~(j .1:1 .1t'::..:;r:"",I..."i -:.,-') .l:..:;'~~'~ f'cur' r l(Jh~":" T~1j! sconer
you contact one, the :r:or0 ch.\:1C'(' f"")U ''''; 1 ~ 1 h,1"I{~ 0: s'::./"")pp inq the
sollee (See notlce or: P'}']":' t....".) en h(.J',..r t') r;k)t,1i:1 <..1:1 ,'t~ornl~'I.)
YOU HA.'!'_~_V...HL_DE.T\D.LI':.'I'O.. SIIVE. '{OURPROPERTY._IIND .YOU HIIVE OTHER
RIGHTS EVEN .U.5IlE.S.H.ERln:'S SIILE DOES TIIKE PLIICE.
l.
be sold
calling
If the Sheri~:'s S~~0
to the highest bidder,
( 2 1 5) S ~ J -700 I) ,
i~-; not ~;topp(-'d, your propl~rtf' '.,.;ill
You may rind out the price bid by
2.
5ale if
of your
'{ou may be able to petition the Court to set aside the
the bid price ~as grossly inadequate compared to the value
property.
J, The sale '"ill go through only
Sheriff the full amount due in the sale,
happened, you may call (215) 56]-7000.
if the buyer pays the
To find out if this has
4. If the amount due
Sheriff, you ~ill remain the
never happened.
f rom the Buyer is not pa id to the
owner of the property as if the sale
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A schedule of distributio of the money bid for
your house will be filed by the Sheriff on 'V This
schedule will state who will be receiving at money. The money
will be paid out in accordance with this schedule unless exceptions
(r~asons why the proposed distributicr_!s wrong) are filed with the
Sheriff within ten (10) days after V 1.;:; d"h) .
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
Cumberland county Courthouse
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
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THE PATRIOT NEWS
THE SUNDAY I>ATRIOT NEWS
Proof of PUblication
UM,r nct No. 587, nDDrDu,~ MaV 16. 1929
CommonweaUh of Pennsylvania, Counly of Oeuphln} ne
Mlchaol Morrow bClng duly 'worn according to low, dcpos~, and say~:
Thai ho is tho Aooiolanl Conlroller ot IHE PATRiOT,NEWS CO" a corporal Ion organized and oxisling undor tho laws
ot Ihe Commonwoallh 0' Pennsylvania, wllh lis p"ncipal olllce and placo ot buslnoss at 812 10 818 Market Slroot, in
tho Clly of Harrisburg. County 01 Dauphin, fltalo 01 Pennsylvania, OWnor and publishor 01 THE PATRIOT-NEWS and
THE SUNDAY PATRIOT-NEWS nowopapors ot goneral cllcuialion, prinled and publishod at 812 to 818 Markot Street,
in tho Cily, County and Slale aforosaid; Ihat THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS Woro established
March 4th. 1854, and Soptembor 18th, 1949, rospoclivoly, and all have boon continuously publishod evor sinco;
That tho printod nolice or publicalion which IS socurely allachod horelo is exaclly as prinled and publishod In
their rogular daily andlor Sunday and Moira odilionSlis"uos which appeared on the 261h day 01 October and Ihe 2nd
and 91h day(s) of November 1999. That nollhor he nor said Company is inlorested in the subject mailer of sai<i
prinled notice or edve~ising, end that all 01 Ihe allegalions 01 this slatement as to the time, place and characler of
publica lion are true: and
ThaI he has personal knowledge 01 the lacts aforesaid and is duly aUlhorized and empowered to verify Ihis
statement on behall of The Patriot-News Co, aloresaid by virlue and pursuant to a resolulion unanimously passed end
adopted severally by the stockholders and board 01 directors 01 the said Company and sUbsequenlly duiy rocorded in
the office for the Rocording 01 Deeds in and for said Counly of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317. I / !Jl /.
PUBLICATION 'L\;{,----wA--:ViAl/\
COpy
s ALE #2
~:.. REAL ESTATE SALE No, 2
"'" Wrft No, 98-6140
1.V Civil Term
PNC Bank, N.A.
[~~ ' Mfch..i~ Hilliard
r;v, Michelle L. Hilliard
r.t'. ..,,'i\tIy: Frank Fedennan
:"'''''Fi:: .,DESCRIPTION I
'l'ALi-'riW, _ AIN tract 0/ land with
~ ': '~row~ ~~~~ J
~mberland C nt, Ponnsylvan a,
andclesc ..fellows:
f~ ~!'IS'r:~~"l~
' - andM!lkl Lee and Annie Lee
.. 'hIa ~ on Iha N by ao allsy and
. 'EM! bY land _ or lonnerly 01
Ie Murray and Anna Murray, his wils;
i a hoolago of Forty (40) feel on HilI
, arid Bidendlng Ono Hundred Fllly- . h . f d " C t
: (ll1S)foellndoj>thfolhaalleyonllio J.S er's ReceJ.pt or A vertJ.sJ.ng os
.'-1'H~ PATRIOT-NEWS CO" publisher of THE PATRiOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers 01 genoral
circuiation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that !he same have
beon duly paid. THE PATRiOT-NEWS CO,
Swo
\ U ~,~ '".:I ,Ie ore m~ thi 18th d~y ~' Nov5'mber 1999 A,D,
T',r'ri L fl ~sell, NOlary ;~ubjY '/j / __ ~./__
H:mL urg,DduptuflCounrl/ / ~~ '- .."r-:C:d~..:~4-'" p
My rorm!l:5slon Expires Juno . _
- , , NOTARY PUBLIC
,. "'. I~cnn"'ylvilma AssOCIi1lion.Q.t r.8.0l/;I]S , .
"emuu. '-' . My commIssion expIres June 6, 2002
CUMBERlAND COUNlY SHERiFFS OFFiCE
COURll-OUSE
CARLISLE, PA. 17013
Statement of Adverlisino Costs
To THE PATRIOT-NEWS CO., Dr,
For publishing the notice or publication attached
herelo on Ihe above stated dates
Probating same Notary Fee(s)
Total
$
$
$
244,38
1.50
244.88
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I'ROOF OF I'lilll.lCAT\Oi'O OF ~OTI(,E
IN ('U;\\llEIU.,\i'01> LAW ,IOUR~AI.
(lJl1lkr Acl ;'\0, 5S7, appl\l\'ed ~lay II>, 1921)), 1', 1..1 7S-l
STATE OF l'I':i'O,,"SYI,\'A,,"L\ :
",
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('OUNTY OF ('l':\\IIEI~I.,\NJl :
Ru~rr :\\. :\lnrl:t'nlhal. E\Clnin', hlltor or tile' ('umherlaud la" J"Urlla1. "I' till' ('ilUllly
and State aforesaid. heing dilly S\\orll. .h:l:tlnlll\g III 101\\. deposes ;lIld says thatlll\." ('ul\llll.:r1alld
1.aw Journal, a kgal periodical puhhshc'd lulhe Borough ,,1'( 'arllsk illlhe t'oullly and Slate
arOreSail1. ",as estahlished Jalluary 2,11)52. alld desigualed hy the lilcal comb as the nnicial kgal
periodicalll1r the puh\icaliilll ill' all kgall\l'liees, ;1I11IIl,,,, SUlce Jalluary 2, 11)52, heeu regularly
issued wcekly in thc said ('oullly, ;1I11lthal (hc prilltcd lIiltiec or puhllcatloll allacllcd herd" is
cxactly the samc as waS prilltcd in the legular cditiollS and issues 01' thc ",id ('lIlllhcrlalld I.a'"
Journal on thc following datcs,
\'IZ:
OCTOBER 22. 29. NOVEMBER 5.191)1)
Amanl further dcposes Ihat hc is authorizcd to \'criry Ihis statcmcnt hy thc Cumhcrlalld
Law Journal, a legal pcriodical or gcncral circulation, and that he is 1I0t intercstcd in thc suhjcct
matter oCthe aforcsaid noticc or advertiscmcnt, and that all allegations in the roregoing
statcmenls as to time. place and charactcr or publication arc truc.
REAL ESTATE SALE NO.2
Wnt No. 98-6140 Civil
PNC Dank. N.A.
V5.
Michael L. 1IIII1ar<l and
Michelle L. BUllard
Atty.: Frank Federman
DESCRIPTION
ALL TIIJ\T CERTAIN tract of land
with Improvements thereon erected
situate in the Borou,Eth of l\lo11nt
Holly SpIin~s. Cumberland COUllt\',
Pennsylvania, bounded and dcscr1b~d
as follows:
ON the South by Hill Street: on the
West by land now or Cormerlv ofThc(1.
dore A. Tichy and Annie Lee Tichy
and Annie LceTfchy. his wife: on the
North by an alley and on the East by
land now or formerly of Archie Mur-
ray and Anne !\.1urray. his Mfe: hav-
Inga frontage ofForty (40) feet onllUI
SWORN TO AND SUBSCRIBED before l11e this
~dayor NOVEMBER,I999
R t t SEAL
lOt6 E. SNYDER, Not'Jry Public
(orl;.l. &orl), Cumbllrbnd Coumy PA
My COmmiHIQfl Expjr.., March 5, -;~YJl
---.--,.--...
Street and exlendlng One Hundred
Fifiy-th[(~\' (Hi31 (crt III d('plh tn Ill('
all\'y 01\ tile Nurth,
HEINe, ,,\I of 1.01 ~(l. H of Ill(' 1\\
tllur H. H\lpil'y I'lall or t,(ll~; ;I~ n'
conk'llll thl' Ofl'ic\' or Ill\' Ikconlt'r
of DCl'ds for CUll\berland CUllnlv ill
Dl'ed Book "Z", VOhlll\l~ ~), paj..!,\' (;00
llAVINCi Ilwrl'llll erected a ~llll.',k
Iwo slnr\' frallle :lIHI a\1lll1111ll111
dwl'lllll~ -and said prclIllSCS l)l'lll~
klltl\VII:llltllIl11l1Iwn.tl as Ilj 11111 Sln'l'l,
MotUlt Ilolly SIJrlllgs, 1'l'llll~ylv;\lIl;l
170fi5.
TAX I',\HC:EL 1I~:\-:i'2.-:l:t\lj.:\:J:t
TITl.E TO S^ID I'HEMISES IS
VEf'I"ED IN Mldlal'l I.. 1I111lard amI
Mlchellc I., Iltl1tanl. husband anti
wife hy DCl'd from 1.11("lm1<1 K, Ilorr
man. s1I1J.'.lc woman, dated li/IO/!J.l,
rcconlcd 0/1:1/0.1. In Deed BllOI< lOti
paJ.'.c 055.
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