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.Iudglll.'ut, th~ UlOrlgag,'d pl~lllis~s II 'IS sold 10 I'Luu11 I I .II th.' ('lII11hcrland ('ouuty ('ouuty
Sh~ritrs S;"~ hdd Sqlt~lllh~r I, 1')')<),
.1, lh~r~,i1kl. th~ Sh~riJr 01'( 'ulllh~rLuld ("'IUlly ('OUllty ~,\~cut~d a D~~d in !:l\'(l! of
I'laiutirrwhi~h Ik~d W;IS r~cord~d in th~ orlie.' ofth.' R~cold~rofD~~ds ofCulllh~rlaud County
County 011 Octoh~r 1 X. 1')1)1) in D~cd Book 2m, pag~ IOh2, A true and correct copy of the
Sheriffs Deed is atta~hcd her~to as hhihit A,
.;, lIow~\'Cr, Def~ndanl, Justine I.. i\lurlorJ'J'. libl a Clwpter 7 Bankruptcy Petition in
the Middle District of Pennsylvania 011 SeJ1t~lllh~r I. 11)')1). unhekllownst to Plaintiff.
5, As such, the Sheriffs Sale hdd on S~J1tcmh~r 1,11)<)1) and the Sheriffs Deed
recorded on Octoher 1 X, I <)<)1) was liled in viobtion oflhe Automatic Stay and should be
stricken,
(), Plaintiffwill be obtaining rdief from the Automatic Stay of Dcfcndant's
Bankruptcy by Order of the Bankruptcy, lIowever, as this Motion is lilcd to correct an
administrative error. it is llot in violation of the Bankruptcy automatic slay provisions. A true
and correct coy of the Bankruptcy Docket lor case numbcr 1)1)-03762 is attached hereto as
Exhibit B,
~ Plainliffwill suffer irreparable hann unless the requested relief is granted,
8. Plaintiff has no adcquate remedy at law,
WIIEREFOIU:. I'lall1llllll"llc'l'lIull\ Il'qlll"1> III.llllu, 11"""I.lhk ('ollrll'llkl all (hdl'r
dirl'l'lil1g I Ill' oml'l' or Ihl' Rl'l'''llkl or I kl'd, "I' ('II1I111l'11.1I1<1 ( '(11111)' ('011111)' I" Sir Ikl' IIIl'
Sheri Irs Deed Il'coldl'd 011 Ol'lohl'llS, II)')'), Il1lll'l'd Book 211'!. 1'.I!:l' 111112,
Rl'Sl'l'l'lrllll)' SlIhlllilll'd.
DATE: No\'clllher 30. IlJlJl)
FEIlERMAN AND I~'IIFL':N
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Shel'tal ,Shah.Jan,k, ~re
Allomey l'lT I'lainler _~7'
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R. TllOmuS Kline
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Mellon Mortqage ComparlY
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Know all Men by (hesc PrcsclHs
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I"hlT ty ':"\"!l J"!"HI';.IIl'!
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In lilt' III 11AJIlII'.;,I, .1., ..",I,y "'Ull 1/1<1 ("n~,.y 10
H"ll'dl ~1'1I' fJdll" ('ompdllY
nEAl ESTATE SALE No. 38
Wnt No. 98.6142
CIvil Torm
Mollon Mortgago ComJll1ny
vs
Oonzol E. Murton
Justine L Murto"
Ally: Frllnk Fodcnnnn
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Trn.!i TO SAm 1'"I~II.~ES IS
VIiSTEIlIN ()enJ.c1 E. Munulr and
JLhliIlC.'LMIII1"n.hll,halllfaroJlOo.le
hy Ilo:tJfflllll(;('urg('W.St;lIuilOO
JOUl('IM.l<:reidct'S.:IlU,hu\hanJan.1
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the same ha ~'ing been sold by me 10 Ihe said granlee on the
1st day of Septernber Anno Domini one
thousand nine hundred andNinetv Nin~'-"2.2..) arter due advertisement according to Jaw, under and
by virlue of a writ of Execulion
issued on Ihe
16th
day of
June
Anno Domini 19---22-oul of the Courl of Common
Pleas of Cumberl3nd Count}", Penmrh'ania, as of
nine hundred and Ninety EighM9~)
_____Mellon Mortgage Company
Civil
Tenn, one thousand
Number 6142
.011 Ihe suit of
again~t
Denzel E. Murtorff Justine L. Murtorff
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Jlrfure' 1I1e' un,II'UII:nrd,
Curtis H. LOtH]
l'roell(,n"I.uy
of Ih~ Court or r.O/ll/n,," ('JI'." (If Cumll!'rl,)nrl County Pl'flIl\)'I...."l1i.l, prll(IIl.lUy .lpp"Artd
Jr. Thomas Klln~
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Dtt'd 3rt" Inlr, and ell.le tll~ .I("~nnwlC'dg{'d lIlt" same ill ordt'r Ill.lt 5.lid del'd might he recorded.
Wirnru Illy tuntl ;lnd }r.tl of said Coun, Ihi}
18th
d.lY of October
Anno Domini Olle IhuuS.lnd nine hundr{'d .lurl ~Y-1LLnC( 19 ~)
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CNUI.E. Ct.UllEIUIIl CCUllY CXlUll HCI..IlE
Il'I ctWSSI<>l !XPflES J\HllW 7,'"
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, h~rcby certify thai Ihe ruidence and Pou Oftiee
addr~u 01 the within Gr.l11tee is
3100 Travis Street
Ilauston, TX 77006-3699
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Two Penn Center Plaza - suite 900
Philadelphia, PA 19102
(215) 563-]_0_O,O,___..._,__~__ ___'___...
Attorney for Plaintiff
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
3100 TRAVIS STREET
HOUSTON, TX 77006-3699
V9.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
151 OPOSSUM LAKE ROAD
LOWER FRANKFORD, PA 17013
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 98-6142 CIVIL
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against
DENZEL E. MURTORFF AND JUSTINE L. MURTORFF, Defendant(s) for
failure to file an Answer to Plaintiff's Complaint within 20 days
from service thereof and for ForeClosure and Sale of the mortgaged
premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest - 10/1/98-6/10/99
TOTAL
$78,450.12
3.994.87
$82,444.99
I hereby certify that (I) the addresses of the Plaintiff and
Defendant(s) are as shown above, and (2) that notice has been given
in accordance with Rule 237.1, copyattached.r n
JDt)V\i'l\ 0 M,~
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED.
DATE:
:?A"..,p 1(" ItJtJtf'
N /5lfk /' ,YG'JJY
PRO PROTHY /:e',!-
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FEDERMAN AND PHELAN
F~ank Federman, Esquire
Identification No. 122~8
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPANY
COURT OF COMMON PLEAS
Plaintiff
CIVI!, DIVISION
vs.
CUMBERLAND COUNTY
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
NO. 98 6142 CIVIL
Defendant(s)
TO: DENZEL E. MURTORFF
P.O. BOX 112
NEW KINGSTON, PA 17072-112
DATE OF NOTICE: DECEMBER 11. 1998
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should
take this notice to a lawyer at once. If you do not have a lawyer
or cannot afford one, go to or telephone the following office to
find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
en" "--.,,, 'FILE ,COpy
~~l'\4'\ ~
Frank Federman, Esquire
Attorney for Plaintiff
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FbDERMAN AND PHELAN
Frank Federman, Esquire
Identification No. 12248
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPANY
COURT OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
vs.
CUMBERLAND COUNTY
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
NO. 98 6142 CIVIL
Defendant(s)
TO: JUSTINE L. MURTORFF
33 PARSONAGE STREET
NEWVILLE, PA 17241
DATE OF NOTICE: DECEMBER 11. 1998
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should
take this notice to a lawyer at once. If you do not have a lawyer
or cannot afford one, go to or telephone the following office to
find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
~~~~S;~;_;~6~7013 fJLE COpy
~/"L,NI, (I) .eJ)~~~
Frank Federman, Esquire
Attorney for Plaintiff
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F1!DERMAN AND PHELAN
Frank Fede.man, Esquire
Identification No. 12248
Two Pcnn Centcr Plaza
Suite 900
Philadclphia, PA 19102-1799
(215) 563-7000
MELLON MORTGAGE COMPANY
ATTOllNEY FOil PI.J\INTIf'F
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff
CUMBERLAND COUNTY
vs.
NO. 98 6142 CIVIL
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
Defendant(s)
TO: DENZEL E. MURTORFF
57 W. MAIN STREET
NEW KINGSTON, PA 17072
DATE OF NOTICE: DECEMBER 11. 1998
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should
take this notice to a lawyer at once. If you do not have a lawyer
or cannot afford one, go to or telephone the following office to
find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
~~~:'i:;-~~,;"". H\.t. ROP~
~ Nv""~, 1D~'2i~~
Frank Federman, Esquire
Attorney for Plaintiff
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FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
CIVIL DIVISION
vs.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
NO. 98-6142 CIVIL
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is
attorney for the Plaintiff in the above-captioned matter, and that
on information and belief, he has knowledge of the following facts,
to wit:
(a) that the defendant(s) is/are not in the Military or
Naval Service of the United States or its Allies, or otherwise
within the provisions of the SoldIers' and Sailors' civil Relief
Act of Congress of 1940, as amended.
(b) that defendant DENZEL E. MURTORFF is over 18 years
of age and resides at 57 W. MAIN STREET, NEW KINGSTON, PA 17072.
(c) that defendant JUSTINE L. MURTORFF is over 18 years
of age, and resides at 33 PARSONAGE STREET, NEWVILLE, PA 17241.
This statement is made subject to the penalties of 18 Pa.
C.S. Section 4904 relating to unsworn falsification to authorities.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
'IS.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
NO. 98-6142 CIVIL
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is
attorney for the Plaintiff in the above-captioned matter, and that
the premises are not subject to the provisions of Act 91
because it is:
(XX) an FHA mortgage
non-owner occupied
vacant
Act 91 procedures have been fulfilled
This certification is made subject to the penalties of
18 Pa. C. S. Section 4904 relating to unsworn falsification to
authorities.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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You may need dn dttorney to assert your rights. The sooner
you contact one, tlH' mol'(' chance you wi 11 have of stopping the
sale. (See notice on pdge two on how to obtain an attorney.)
YOU KAY STILL BE AQ~~__T9~AY~ YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE ~HERI~F'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale
to the highest bidder.
(215) 563-7000.
is not stopped, your property will
You may find out the price bid by
2.
sale if
of your
You may be able to petition the Court to set aside the
the bid price was grossly inadequate compared to the value
property.
3. The sale wi 11 go through only
Sheriff the full amount due in the sale,
happened, you may call (215) 563-7000.
if the buyer pays the
To find out if this has
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A schedule of distribution of the money bid for
your house \vill be filed by the Sheriff on This
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
Cumberland County Courthouse
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
IN TilE CCJlJHT OF Cor1MOll PLEAS OF ClJMBEHI.Atm COlJllTY, PENtlSYLVMHA
MELLON MORTGAGE COMPANY
Plaintiff
CIVIL DIVISION
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No. 98-6142 CIVIL
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
Defendants
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMON~lEALTH OF PENNSYLVANIA
SS:
CUMBERLAND COUNTY
I, FRANK FEDERMAN, ESQ., attorney for MELLON MORTGAGE
COMPANY, hereby verify that on JUNE 16. 1999 , true and correct
copies of the Notice of Sheriff's Sale were served by certificate
of mailing to the recorded lienholder(s), and any known
interested party, see Exhibit "A" attached hereto, and the Notice
of Sale was sent to defendant(s) on JUNE 16. 1999 by first class
mail and certified mail return receipt requested, see Exhibit "B"
attached hereto.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
Date:
Auqust 6 , 1999
v S POSlAt Sf"'" J::ERTlFICAILQf1r1.1\l~lliY_
~A'f BE USED FOFt DOMESTIC AND l~TERNAflm"'L MAil OOlS ,,"aT
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ONE COURTHOUSE SQUARE
CARLISLE, PA 17013
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V,S, POSTAL SEAV'C' CERTIFICATE OF MAILING
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FEDERMAN AND PHELAN
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PHILADELPHIA, PA 19102
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One tA'"ce ( f ordinary mllil addressed to:
TENANT/OCCUPANT
151 v~U~~U~l ~t. KUau
LOWER FRANKFORD, PA 17013
c.,;
PS Form 3817. Mar. 1989
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MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
V9.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
NO. 98-6142 CIVIL
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AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. l~
MELLON MORTGAGE COMPANY, Plaintitf in the above action, by
its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the
praecipe for the Writ of Execution was filed the following
information concerning the real property located at 151 OPOSSUM
LAKE ROAD, LOWER FRANK FORD , PA 17013.
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
1. Name and address of Owner(s) or reputed Owner(s}:
DENZEL E. MURTORFF
57 W. MAIN STREET
NEW KINGSTON. PA 17072
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JUSTINE L. MURTORFF
33 PARSONAGE STREET
NEWVILLE. PA 17241
2. Name and address of Defendant(s) in the judgment:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
SAME AS ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
4.
Name and address of the last recorded holder of every mortgage
of record:
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NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
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5. Name and address of evcry other person who has any rccord licn
on the property:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained.
please so indicate)
CUMBERLAND COUNTY DOMESTIC
RELATIONS DEPARTMENT
CUMBERLAND COUNTY COUR~HOUSE
ONE COURTHOUSE SOUARE
CARLISLE, PA 17013
7. Name and address of every other person whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
TENANT/OCCUPANT
151 OPOSSUM LAKE ROAD
LOWER FRANKFORD, PA 17013
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein
are made subject to the penalties of 18 Pa. C.S. Sec. 4904 rela'ting
to unsworn falsification to authorities. \
6 bN~vl6 ~~vLV1~
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
June 15, 1999
DATE
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STATE OF PENNSYLVANIA.
COllNTY OF CUMBERLAND
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Ro~crt I' Ziegler
I, _____~________________._.._ _ __ __. ___ __ __~_ _ _" _ _ _ _. _ _ _ _ _ _ _ __ _______ __. _ __ __ _ __ __ Rrcordrr of
Deed, in and for said Count)' and State' du hefl"b)' ('(nifr thai tht' Shcr:U's DC'C'd in which _~__h____h.___
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n__u_~~':!!~_n_}l~l:._t;~__ U .___Uh U_h_UU.U _ _u_. u _ u _ __ _ _ _u _u_m uu _u_ _ _ i, the Kran'ee
..
Ihe same having heen sold 10 'laid granlC'C' 011 the __ __! ~_t_ __ _ ____ _u h _____ _ U_uU__h _h __ _h _h dOl" of
________~_~~~:_~~~~h________n_________ A. n., 19._YY_. _,undC'r and by virtue of a WriLh_Uh__h__
Exccution . 10th
_____________ --___ -__ ___ ____ ____ _ ___ _ _ _ _ _ _ _ _ _ _ _ _ .,,-'\uC'd on Ihe _ _ _ _ _ _ __ __
IN TESTIMONY WHEREOF, I have hereunto
set m)' hand and seal of said office this ----Ict:--- day
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day of ______-!Y!1_c_____U__h_h__ A. n., l!t92 __ _, out of the Court of Cornman P)C'as of said Count)' a'\ of
Civil 98
-------------------------- ----. - --- - -- - - - - _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __ _ _ _ _ __ __ _ _ _ _ __ _ Tern1, 19_ ______
Number _ooJ'-142..oooo_, at the sui. of hu__uMaLlol1_}ttg_.Go_h_ oo___oooo____h_u_Uooh____n_oo_
. Denzel E Murtorff & Justine L
-------- -------------------- ___ __ __ a~aln'it __ _ _ __ _ _ _ _ _ _ _ _ _ __ _ __ _ _ _ __ __ __ __ __ __ ____ _ _____ ____ ___ i'i
duly recorded in Sheriff's need Book No. n___ _ ?9J___, PaKe _u u ulQpL
of m_mmtJd___m_mn_ A. D., 19_2l..n
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Mellon Mortgage Company
~\'s-
Denzel E. MUrloff and Justine L
MurtofT
/n the ('ourt of ('ommon Pleas of
Cumherland Counly. Pennsylvania
No. 9X.(, I ~2 Civil Term
David E. 1vkKinncy. Deputy Sherin: echo heing duly sllorn at:wrding 10 lall. says on
July IS, Il)l)l) al X:.1X o'clock P.M.EDST. he posll'd a true wpy of Real !'slale Writ
Notit:e Poster and Description. in the ahove entitled action on the property of Denzel E.
Murtoff and Jusline L. Murtoff lot:ated al 15/ Opossum Lake Road. Carlisle. Cumherland
County, Pennsylvania. according to law.
Dawn L.Kcll. Deputy Sherin: who heing duly sworn according to law. says on July
12. 1999 at 8:20 o'eloek P.M. EDST, she served a true copy of Real Eslate Writ Notice
Poster and Deseriplion in the ahove entitled at:lion upon one of the wilhin named
defendants to wit: Denzel E. Murton: hy making known unto Denzel MurtoJT at A 306
Carl wynne Manor Apartments. Carlisle Cumher/and County. Pennsylvania, its contents
and at the same time handing to him personally the said true and attested copies of the
same.
David E. MeKinney, Deputy Sheirn~ who heing duly sworn according to law. says on
July IS, 1999 at 5:37 o'clock P.M. EDST, he served a truc copy of Real Estate Writ
Notice Poster and Description, in the ahove entitled action upon one of the within named
defendants to wit: Justine Murton: by making known unto Justine MurtolT at 157 Big
Spring Terrace, Ncwvillc, Cumberland County, Pennsylvania. its contents and at the
same time handing to her personally the said true and attested copies of the same
R. Thomas Kline, Sherif/~ who being duly sworn according to law, says hc served thc
above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the aetion to one of the within named
defendants to wit: Denzel E. Murtoff by regular mail to his last known address being A
306 Car/wynne Manor Apartments, Carlisle. Pennsylvania. This letter was mailed under
the date of Julyl6, 1999 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the
above Real Estate Writ Notice Poster and Description in the following Manner: The
Sheriffmailed a notice of the pendency of the action to one of the within named
defendants to wit: Justine Murtoffby regular mail to her last known address 157 Big
Spring Terrace, Newville, Pennsylvania. This Letter was mailed under the date of July
16, 1999 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheirff, who being duly sworn according to law, says that after due
and legal notice had been given according to law, exposed the within described premises
at public venue or outcry at the Court House, CarlIsle Cumberland Couonty,
Pennsylvania, on September I, 1999 at 10:00 o'clock AM. EDST, and sold the same for
the sum 01'$ 37,000.00 to Attorney Dale Shughart Jr. lor Mellon Mortgage Company. It
being the highest bid and best price received for the same Mcllon Mortgagc Company
being the buyer in this execution paid to SherifTR. Thomas Kline, the sum 01'$ 1,589.98
it being costs.
~
SheriWs Costs:
Docketing
Poundage
Advertising
Posting Ilills
Acknowledging Deed
Auctioneer
Law Li hrary
County
Mileage
Certilied Mail
Levy
Surcharge
Legal Search
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriffs Deed
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.10.01l
7.\0.01l
15.(11)
15.1JIl
.10.00
) (!.OO
50
I.IlIl
6.20
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15.01l
24.00
200.00
203.75
222.75
21.88
25.00
2650
$ 1.589.98 pd by ally
9-30.99
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R. Thomas Kline. Sheriff
BY~u Jiktt-
Real Estate Deputy
Sworn and Subscribed To Before Me
This .Jl' (t'Day of CO e.'&.t<.-'
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1999. A,D. ~ ,~"-~ ~. 11Wf,.....1fJnl'l
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Prothonotary
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SCII/-:DIILI': lJI- I>ISTlOIIIII/ON
SAL/-: II ,X
Dat~ lil~d S",'temher ,I), I ')')1)
Writ No.I)X.(,142 Civil
Mellon Mortgage Company
-vs-
Denzel E. Murtnl'/'. Justine I.. Murtn/'/'
151 Opnssum Lake Road
Carlisle. PAl 70 U
Sale Date: Septemher I. 1999
Bid Price: $ 37,000.00
Buyer: Dale Shughart, Jr for Mellon Mortgage Company
Real Debt
Interest 6/1 1/99 to sale @ $ 13.55 per diem
Ally Writ Costs
Total
$ R2.444.99
1.111.10
119.7R
$ 83.675.87
DISTRIBUTION
Total Collected
Sheriffs Costs
Legal Search
I.5R9.9R
1,389.98
200.00
$ 0.000.00
So an)J'5~ ~
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R. Thomas Kline. Sheriff
BY )~--.._1&tc
Real Estate Deputy
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TIlE I'RI:.\I/SES E,\i/JO!<SJ:/) II/OR/:! J.'\ .\I{/O SI 'WECT TO 1'11/0 H)/./.(JIV/.,\(;
/'IE\JS, IVIIICII IV/LI, Ill: /O'\CJ:/'TI:IJ /.'\ 1'11/0 I'OI./CY 1I.\iU:SS SA/'ISF:\CH JRY
E"I/JE1'\CE I'/OI<.\I/'1TI"\(; TI IU/{ /{I:.\I( ),,:\/. IS I'I{( J()I '( 'U).
TITLE I~EP()RT
SIIEIUFF SALE NO, JIl
Hcld \\'t,dllt',da~', St'Jllt'lIIhcl' I, 19')')
Dah': St'ph'mht", I, 1999
TAXES: Receipl', "'" "111,,xe.\ "'l llie years I')ll!> III I')IJS inclusive. T:LX".s 1'01 tlie l'(U'renl ye"r
11)1)').
WATER HENT:
SEWEH IU\NT
Clllnp"ny a"Uln,'S nil liahility fllr private supply of W"ler or sewer.
Reedpls to he prllduced if service.\ "re lienahle.
MECHANICS' AND Possihle ullfiled Mechanics Liells "nd MUllicipal Claims.
I\Il;NICIJ'AL CLADIS
MORTGAGES: Lisled Under Glher Exception.\ Below.
JUDGMENTS: Listed Under Ol/ler E.xceplillllS Be/ow.
INSTHUMENTS TO BE PHODVCED: Deed from Cumherl"nd CIlUIllV Sherifi' to
d"ted . 1'109, alld recolded
' 1999, in Cumberland Coullly Deed Book , P"ge
RECITAL: Being Ihe sallle premises which George W. Seoll and Janet M. Kreider-Scolt,
hllsh"nd and wife, hv Decd d"led AIIQUst28, 1992 "nd reeordcd AIIQIISt28, 1992 in Ihe Office of
the Rccorder of Deeds in and for Cllmberland COllnly at Carlisle, Pen~sylvania in Deed Book "V",
VOlllllle 35, Page 1061. granted and conveyed to Denzel E. Murtorff and and Justine L. Murtorff,
husband and wi fe
OTHER EXCEPTIONS:
I. The idemily and legal competency of panics althe closing of this Iille shollld be
established to the satisfaction of the closing allorney acting for Ihis Company.
, Rights or c1aim.s of panics in possession, if any, olher than the owner.
3. Unrecorded caselllents, discrepancies or conllicts in boundalY Jines, shonage in area
and encroachmenl.s which an accurate and complete sllrvey would disclose.
4. Payment of State and local Real Estate Transfer Taxes, if reqllired.
5. Public and private rights in the roadbed of Township Road '1'-459. known as Opossum
Lake Road.
6. Rights in privale road adjoining properly on Ihe Easl as disclosed in Legal description
for the subject prellliscs.
-
7, ~'ltnlJ.!a~l' III lite d1l1011l11 (II ~7fl.tl~IUI() ).!i\'L'1l h.\' Ikrll.l'l E. ~lt1rt()rll tllld JlI_,lille L.
~ll1n(lrlf. hI' will' 1011.111 \lolI).'d~!l' ('tlrp"l';ilillll dated ,'\u!!lIsI2X. 1l)()2 alld I'L'(.'onlcd
Allt!lI\1 :!S. It)\}2 III \Ior!t!agl' B(\\l~ 10S\ P;lgl' .1::\7. :\"i~IlL'd tn Till' 111I1lIillt!({1I1
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1')1)2 ill .\11,\"'L'iI.UIL'IIU", J{l'l..'lll'd BIHl~ .J:!), Pa!!L' Ill):'. :\...\i!!llL'd 10 ~Iell()n M(lrl1.!lI~!l'
('tllllp,1I1\ h~ ,'\""J~'1l1l11'111 ddled .lUlll' IX, 11)'itl ;lIld l'L'nlrd~'d July I. Il)t}() ill ......
.\11'.n'lI.lIll'llth I<~'l'(lrd nllll~ :'2.\, 1';lgl' 1135.
C'lIl1l'lallll III .\ IIIII~a~I' h '"'I'I"'IIIL' flbl OClllhcr ~x, IIJ'JX ill The Ollic" Ilf 111"
I'rolhlllllllary Ilf Clllllherlalld ('llullIy 10 :\0. ()X.(>I.I~ hy Mellllu ivlorlgag" COlllpallY as
I'lallllilf a~alll'l Dellte! E. ,\II1r111rllalld JU'lille L ,Vll1r111rlT. Defel1dal1h. Defaull
JUdglllelll"'lllerl'd JUIll' I h. /'JIJI).
X. Sali,faclory 1',id"I1Cl' I" hl'l'l'l.du"I'dliJ;Ul'rlll'er 1111licl' lIa' ~iVel1l'\ 11ll' iJulders of all
liel1' al1d ,'llcuI11hraI1Cl" illlcudcd 10 hI' divesl"d hy suhjecl Sheriff Sale.
9. Real eSlale laxe, accruil1g ou alld afler Jalluary I. ~()()() nul yel due alld payable.
It is 10 ht, noled Ihal no .'t'llrdl "I' D"llIestic Udal ions Records has heen made
to delermil1l' Supporl arrearagt'~; regarding House Bill 1-l12, Aet .58 of 1997, n"r
has any search heen made for environ menIal liens ill Federnl Distriet Court,
. (-", l'~--' 1/ -~
I , \ ~
V ~. ~. .' .
Ruhert G. Frey, Agenl ' I ()'
i\:ort:: This Title Hcport sl1all not he valid or hinding "
until L'OulllL'fsi~ncd by all authorized sign:uory.
"
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
V9.
DENZEL E, MURTORFF
JUSTINE L, MURTORFF
NO. 98-6142 CIVIL
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.1)
MELLON MORTGAGE COMPANY , Plaintiff in the above action, by
its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at 151 OPOSSUM
LAKE ROAD, LOWER FRANKFORD, PA 17013.
1. Name and address of Owner(s) or reputed Owner(s):
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
DENZEL E. MURTORFF
57 W. MAIN STREET
NEW KINGSTON, PA 17072
JUSTINE L. MURTORFF
33 PARSONAGE STREET
NEWVILLE, PA 17241
2, Name and address of Defendant(s) in the jUdgment:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
SAME AS ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
4. Name and address of the last recorded holder of every mortgage
of record:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
,
~
.
.
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
V9.
CIVIL DIVISION
DENZEL E. MURTORFF
JUSTINE L, MURTORFF
NO, 98-6142 CIVIL
NOTICE OF SH~RIJ'F'S SA~E OF RE~~ PROPERTY
June 15, 1999
TO: DENZEl. E, MURTORFF
57 W. MAIN STR~ET
NEW KINGSTON, PA 17072
JUSTINE L. MURTORFF
33 PARSONAGE STREET
NEWVILLE, PA 17241
DENZEL E. MURTORFF
P.O. BOX 112
NEW KINGSTON, PA 17072-112
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.
Your house (real estate) at 151 OPOSSUM LAKE ROAD, LOWER
FRANKFORD, PA 17013, is scheduled to be
sold at the Sheriff's Sale on SEPTEMBER 1, 1999
at 10:00 a,m, in the Cumberland County Courthouse, South Hanover
Street, Carlisle, PA 17013, to enforce the court jUdgment of
$82,444,99 obtained by MELLON MORTGAGE COMPANY (the mortgagee)
against you,
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to the mortgagee
the back payments, late charges, costs and reasonable
attorney's fees due, To find out how much you must pay,
you may call: (2151 563-7000,
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered, You may also ask the
Court to postpone the sale for good cause,
3. You may also be able to stop the sale through other legal
proceedings,
,
~.
\
~
You may need an attorney to assert your rights, The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney,)
I
,
'"
1
\ .
,.
YOU MAY STILL DE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S S~LE DOES TAKE PLACE.
,
\'
..
jl',
1:1
1.
be sold
calling
If the Sheriff's Sale
to the highest bidder.
(215) 563-7000,
is not stopped, your property will
You may find out the price bid by
.
2.
sale if
of your
You may be able to petition the Court to set aside the
the bid price was grossly inadequate compared to the value
property,
,
,.
3, The sale will go through only
Sheriff the full amount due in the sale,
happened, you may call (215) 563-7000,
if the buyer pays the
To find out if this has
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened,
5, You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house, A schedule of distribution of the money bid for
your house will be filed by the Sheriff on This
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(rsasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after
i.'
~,
. .
, I
I;
7. You may also have other rights and defensss, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
YOU DO NOT
THE OFFICE
!!..;
/F:
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
Cumberland County Courthouse
CARLISLE, PA 17013
(717) 249-3166
(BOO) 990-9108
, '~,
,
DESCRIPTION
ALL THAT CERTAI:<I tract of land situate in We Township of Lower Frankford, COUnty of
Cumberland and State of Pennsylvania, bounded and described as follows:
BEGINN(,':/G at a point in We public road known as Township Road T-459; Wence SOUW 70
. degrees 15 minutes Eas[ 118 feet [0 a point in said public road: [hence in a Northerly direction by a
,. private road 136 teet, [hence in a Westerly direction 118 feet to a point; thence in a SouWerly
"direction 154 teet [0 [he place of BEGI:"INI:"IG.
CONTAINING appro.~imateJy 3/8 acre and having thereon erected a 2-1/2 story frame dwelling
house, barn, detached 1-112 car garage, and other improvemems
BEING 151 Opo.ssum Lake Road.
BEING Tax Parcel ;I 1-1-05-0423-043
TITLE TO SAID PREMISES IS VESTED IN Denzel E. MUrlorff and Justine L. MUrlorff, .
husband and wife by Deed from George W. Scott and Jane[ M. Kreider-Scott, husband and Wife
dared 8/28/92. recorded 8/28/92. in Record Book V35, page 1061.
: .~~ .,
. ~_'I,.''-- _._~...
,
..
,
. I
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWFALTH OF PENNSYl VMm'l
COUNTY OF CUMBERLANDI
NO "11-1>1.1;' ._. __ CIVIUI& .TI':I~
CIVIL ACTION - LAW
TO THE SHERIFF OF
CUrll)f'I'),U1f1
COUNIY
1J0us ton , Tx 7700(i-Jf,9')
fo salisly Iho dob!. Hlleres! and CO'>I~ (ll'" M..I 1,," r-o"'l \1"\1" ('''''I'"lY 1I 00 Tr"v i H ~;Irr:':t, _ __..u___
Irom Denzel 1;;, NuL-LurE .lL~'LilJ" L. ~:1lI IlJl j I I~, 1 l~(J:;:II.11 1."",, HlkJd. CLllliDl", l'L1, _
17013
__ PLAINT IFF(S)
(1) You are direcled 10 levy upon 1I1e properly of Ihe delendanl(S) and 10 soli
Seeqttached desc~iption of property
DEFENDANT(S)
"-. _._--~.~- - ---.-----
.'. .-.. ~.._~-----~--
~_._--- --.. - -.--- ._~_._._- -
.------------. _..~------
(2) You are also direcled to attach the proporlY of the delendanl(s) not levied upon in the possession of _
..---.--.------
------.-.
._--. ._._n_..__ _____________
u______.__..____.
._-_._---,_.__.__.._--~.-
.
--------- GARNISHEE(S) as follows:
and to notify fhe garnishee(s) Ihal: (a) an attachmenl has been issued: (b) the garnishee(s} is/are enjoined from paying any
debt to or lor the account olfhe defendanl(s) and from delivering any properly ollhe defendant(s) or otherwise disposing
thereof;
- __u._________.
(3) If property ofthe defendant(s) not levied upon an subjecllo attachment is lound in the possession of anyone other
than a named garnishee. you are directed to notify him/herthaf he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due_S82.444 ..93____.___ _..._
From 6/11/99 to sale @Sl3.55 Per Diem
Interest 1,111.10 _______
LL ----______j;0.50
Any's Co 0101
Any Paid
Plaintiff Paid
%
Due Prolhy 1 00
Olher Costs
119.78
--~-_.-._-
Date:
June l6. 1999
'__ C\)rtis R. Lonq
Prothonotary I Civil Division
Name
REQUESTING PARTY:
Federman and Phelan
['ranl( FcdeBflan,-Esq-.
Two Penn Center Plaza Suite 900
Philadelphia. PA 19102
(1 , .
by -7~'~ C, ~
Deputy
Address:
A<<orney for:
Telephone:
Supreme Court ID No. _--U248.________.._
Plaintiff
(215) 5637000
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this '!I"~ ,;;<; :/: :'i;~ ~':."";;r';::~,; '~t'~'~'I':i~.I(:.l~C-'j lL:;;lj;i1.
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THE PATnIOT NE\VS
THE SUNDA Y PATRIOT NEWS
Proof of Publication
PUBLICATION
COpy
S ALE #38
REAL ESTATE SALE No. 38
Writ NO.lNHl142
Civil Term
Mellon Mortgage Company
ve
Denzel E. Murtoff
Jua1lne L. Murtoll
Ally: Frank Federman
DESCRIPTION
AU. THAT CERTAIN trael of land situate
.In the Township of Lower Frankfonl, County
of Cumberland and State of Pennsylvania,
. booMed and desctfbed as IoIlows: .
BEGINNINClat a poInlln 100 public road
known as Township Road T-459; thence
SouIh70degtees 15 minutes Easll18 'eet
to a' pofntln said public rOad: thence In a
NofthOrly d1mctlon by a private road 136
fe8~ t!l8nceln a Westerly direction) 18 feet
to .; poIn~ thence in a Soolherly direction
"54fe8tkilheplaceolBEGINNlNG. , ,
".CONTAI'llNCl.approxlmatoIY:llB acre l.sher's Receipt for Advertl.sing Cost
' and having thereon arected a 2.112 story
. fram6dwo/llng hOllse. barn, delached 1-1/2 Isher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS. newspapers of ganeral
.c;arre='I~1"~::"nfr:.~~~. ' receipt of the aloresald notice and publication costs and certifies tha~ the same have
"., BEING TaJC Parcel #14-05-0423,043. THE PATRIOT-NEWS ,,0.
.,,: TInE TO SAID PREMISES IS VESTED
IN Denzel E, MurtoH and JusHne L Murtol'.
husband and wile by Deed from Cleorge W.
Scott and Janet M. Kreider.Scott, husband
and Wife dated 8/28192, recorded 6128/92. in
RECOrd Book vas, Page 1061.
Underlie! ~o.S87. flODU~ml.2Z2
Commonwe.Uh 01 Pennsylvonlo, County of Dauphin) ss
Michaol Morrow being duly sworn oCcordlng to law, deposes and say,:
That ho 10 tho As.islant Conlrallur 01 THE i'A IflIOT.NEWS CO.. a ccrparatlon organllud and QXlsting undQr lI,e laws
of the Commonwoallh 01 Ponnsylvanla, wilh ii' pnnClpal olllco and piaco 01 buo,"oos al 3t2 :0 818 MarkOI Stroet. in
Ihe City of Harrisburg, County 01 Dauphin, Slalo of Ponnoylvar1la. cwnor and publdlOr 01 THE PATRIOT-NEWS and
THE SUNDAY PATRIOT-NEWS newspapors olgonoral CIrculation. pllntod and publishod at 812 to 818 Markel Street.
in the City, County and Slate aforosaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT.NEWS woro 'Jotablished
March 4th, 1854, and September 18th. 1949. rospoctlvoly, and all havo boen continuouoly publiohod ovor oince:
That the printed notice or publicalion which is securoly allachod horoto is exaclly as pllntod and pUblishGd in
Iheir regular daily andlor Sunday and Moira oditions/issuoo which appoarod on Ihe 27th day(s) of July and the 3rd
and 10th day(s) of August 1 999. That neithor ho nor said Company is interested in the subject mallor of said printed
notice or advertising, and Ihal all 01 the allegations of thiS slatemenl as 10 the lime. place and character of
publication are Irue; and
Thal he has personal knowledge of Iho lacts aforosaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. alorosaid by v'rtue and pursuant to a resolulion unanimously oassed and
adopted severally by the stockholders and board 01 diroctors of the said Company and subsequontly duly recorded in
the office lor Ihe Recording of Deeds in and for said County 01 Dauphin in Miscellaneous Book "M".
Volume 14, Page 317. '
SW[O anosu SCfI e I e ore me
f./1)I;waISo,J/ /j
-"'r', L rlU'i';IlII, NOlaryf'l,l'",,- /">
. ,'l'1'r",{HJtQ. Oauptllfl COW1": ~. ;/J.
1.1-, ('-';~;" '. <; '(.'" F tr)lf(~<; June.... .
---- -- NOTA Y PUBLIC
~A"rlll)+:!_ I'L'rln:>YIV.Jrll,l ASSOcJi)tlon ~My 'cort,mission expires June 6, 2002
CUMBERLAND COUNTY SHERIFFS OFRCE
COURTHOUSE
CARliSLE, PA. 17013
Statement of Advertisina Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication allached
herelo on the above stated dates
Probating same Notary Fee(s)
Total
S
$
S
221.25
1.50
222.75
By....................................................................
...
SHERIFF'S RETURN OF SERVICE
Plaintiff!s)
MELLON HORTGAGE COMPANY
CIVIL ACTION NUMBER
Dafendant!s)
DENZEL E, MURTORFF
SHERIFF'S NUMBER
COST
MILEAGE
Serva At
-Po O. 8011112
NEW-KINGSTON, PA 17072-112
DISTRICT
Speoial Instruotions
IF UNAULK TO SKRVE AT ABOVE ADDRESS, TYPE OF ACTION
PLEASE TRY SERVICE AT 1(' (, ( I,' ''') Mortgage Foreclosure
151 OPOSSUM LAKE ROAD, LOWER FRlffiKFORD, PA 17013.
/C'ltt/lI/J1'\ '/c.'n n/(I/:/;'t" (I'.. ""I.",",}' ,'I;I'~I
It..... . r. . 0 DE CO"PLETED BY SHERtFF
~O~.~t (,) l)t':}})4 lit l.\( /.II,U {"I. I, .J
Served and made known to , Defendant, on the _ day of
, 19_____, at o'clock, ___.m., at
, County of
Summons
Other
..JOL Complaint
f:
(;II
/
'I r 1,"/-'/
f..
of Pennsylvania, in the manner described below:
Detendant(s) personally served.
Adult family member with whom sa1d Defendant(s) res1de(s),
Relat10nship ls
Adult in charge of Defendant's residence who refused to give name or relationship.
Manager/Clerk of place of lodg1ng 1n wh1ch Defendant(s) res1de(s),
Agent or person in charge of Defendant's office or usual place of business.
and officer of said Defendant company.
, Commonwealth
Other:
..'
,
SHERIFF
Hy:
, Deputy Sheriff
r,
!
On the
Defendant
day of
not found because:
Moved Unknown
, 19
at
o'clock,
_.m.,
No Answer
_Vacant
_Other
SHERIFF
By:
, Deputy Sheriff
~.
1
\
I
/
.
,
~
Now, this
Pennsylvania do
and make return
DEPUTIZED SERVICE
day of , 19 _, I,
hereby deputize the ~h~riff of
thereof and according to law.
Sheriff of County,
County to serve this Complaint
SHERIFF
By:
, Deputy Sheriff
ATTORNEY FOR PLAINTIFF:
TO BE COMPLETED BY PROTHONOTARY
:.w
~ I
Name Frank
Id, No.
Address
Federman, Esquire
12248
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102
ATTEST
Pro Pro thy
Date
i.
':."'.
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";~f~';,;.'.;'i':>ti.',? ,< "",' ,-. :,:' ~- ,:" ".:-' ':,", .:'
~i!f;.\h~'{t,~;4~';.;:h1,~', ',t~~. . ,,' ,
'i'1.>,v.":I~"'''''' .
~'>'r:r- 'ij."hn:~~',}\- ~,:,'::
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1, P)~jntirr i~
MELLON MORTGAGE COMPANY
3100 TRAVIS STREET
HOUSTON, TX 7700G-1G09
;>. The n~me(s) ~nu ).,,;t .:nown ~ddres~.(e") at the De(end~nt(s)
ilrc
DENZEL E, MURTORff
JUSTINE L, MURTORfF
l51 OPOSSUM LAKE ROAD
LOWER FRANKFORD, PA 17013
who is/are the mortgagor(s} and re~l owner(s) of the
property hereinafter described,
3. On 8/28/92 mortgagor(s} made, executed and delivered a
mortgage upon the premises hereinafter described to HART
MORTGAGE CORP. which mortgage is recorded in the Office of
the Recorder of CUMBERLAND County, in Mortgage Book No,
1085, Page 457. By Assignment of Mortgage dated 8/28/92 the
mortgage was assigned to THE HUNTINGTON MORTGAGE COMPANY
which Assignment is recorded in Assignment of Mortgage Book
No. 425, Page 995, By Assignment of Mortgage dated 6/18/96
the mortgage was assigned to PLAINTIFF which Assignment is
recorded in Assignment of Mortgage Book No. 523, Page 1135.
4. The premises subject to said mortgage is described as
attached,
5. The mortgage is in default because monthly payments of
principal and interest upon said mortgage due 7/1/98 and
each month thereafter are due and unpaid, and by the terms
of said mortgage, upon default in such payments for a period
of one month, the entire principal balance and all interest
due thereon are collectible forthwith.
I" Tilt' t('lllJ'~.'ll1q .11'!(lll1lt:; ,I"" du,. Oil t-hp rlOrtqdCjP:
Prinl'ip,tIILlldll("f'
J Iltf'rf'!;t
(I/J/IJiI thruuqh 10/1/1)(1
("1'1" Di (':'1 ~ 1 'I, '1l))
/\th1rnl''1' I:; 1"".,:;
('llr:HII"t i VI' Lit" Chclr(J{-'~;
~:/~!:j/rJ~' to lO/l/tJB
Co~;t of :;uit dnd Title f;p,lrch
$.17., O',f). nn
] , () 7. r, . H J
J,(jO;?()()
:;] ,011
:;ubtot"l
~) S 0 ~_Jln
78,218,83
Escrow
Credit
{)(>ticit
0.00
231.2'.1
Subtotal
2J 1. 29
TOTAL
$78,450.12
7, The attorney's teen set forth above are in conformity with
the Mortgage documents and Pennsylvania Law, and will be
collected in the event of a third party purchaser at
Sheriff's Sale, It the Mortgage is reinstated prior to the
Sale, reasonable attorney's fees will be charged,
8, This action does not come under Act 6 of 1974 because the
original mortgage amount exceeds $50,000.00.
9, Pursuant to the Fair Debt COllection Practices Act, 15
U,S,C, !i 1692 et seq. (1977), Defendant(s) may dispute
the validity of the debt or any portion thereof, If
Defendant(s} do so in writing within thirty (3D) days
of receipt of this pleading, Counsel for Plaintiff will
obtain and provide Defendant(s} with written
verification thereof; otherwise, the debt will be
assumed to be Valid, Likewise, if requested within
thirty (30) days of receipt of this pleading, counsel
for Plaintiff will send Defendant(s} the name and
address of the original creditor if different from
above.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the
Defendant(s} in the sum of $78,450.12, together with interest
from 10/1/98 at the rate of $15,79 per diem to the date of
JUdgment, and other costs and charges collectible under the
mortgage and for the foreclosure and sale of the mortgaged
property,
~~4._
Is/ Frank Federman
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
VERIF1~ATJ~1!
DEBORAH E. SPRITZER hereby states that she is ~SSISTANT VICE
PRESIDENT of MELLON MORTGAGE COMPANY, mortgage servicing agent
for Plaintiff in this matter, that she is authorized to take this
Verification, and that the statements made in the foregoing civil
Action in Mortgage Foreclosure are true and correct to the best of
her knowledge, information and belief, The undersigned understands
that this statement is made subject to the penalties of 1B Pa. C.S,
Sec. 4904 relating to unsworn authorities.
DATE:
jo-/'1-1r
"..
"
..,;...
MU ION MORT! i^( iL
("( >MI'^NY.
IN IIII'. COl IRl or COMMON I'U'^S or
('l IMIII:RI^NI) ('( >I INlY. I'I:NNSYI. V ^NI^
v,
(WIIM'lION I^W
IlI'N/I'1 1'., MllRlORl1
allll JlISTINJ: I..
MlIIUOIU'F
NO, I)X-hI4~ CIVIIII,RM
IN RE: I'I.AINTlrr'S MOTION TO STRIKE SIIERlrr'S DJ:ED
IIITORE III,SS and OI.ER. JJ.
_H.
AND NOW. thisZ-1 day ol'January. ~()OO. upon consideration of I'laintilrs Motion
PRDER OF COl lRT
To Strikc Sheriffs Deed. I(lllowing oral argument held on January 5. ~OOO. and based
upon a bankruptcy filing. and no opposition to the motion having been presented to the
court. it is hereby
ORDERED and DECREED thatl'laintiffs Motion is granted; and
ORDERED and DECREED that the Oflice of the Record of Deeds of Cumberland
County shall strike the Sheriffs Deed recorded on October 18, 1999, at Deed Book 209.
page 1062,
BY T1-IE COURT.
'. ".
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Sheelal R. Shan-.Iani, !:sq.
F"I>"RMAN ANI> 1'111'.1 AN
Two Penn Center PlaIa
Suite l)OO
Philadelphia,PA II) IO~
Altorney I(lr Plaintiff
Denzel E. MurtorlT
57 West Main Street
New Kingston,l'A 17072
Defendant, Pro Se
Justine L. MurtortT
33 Parsonage Street
Newville.I'A 17241
Delendant. Pro Se
:re
Robert L. O'Brien. Esq.
17 West South Street
Carlisle. PA 17013
(Courtesy Copy)
.....--- r"orm DIS.70(0flIclal Form 1 B)
(9197)
In Rs:
MURTORFF. JUSTINE L
UNITED STATES BANKRUPTCY COURT
MIDDLE DISTRICT OF PENNSYLVANIA
)
)
)
) Case Number: 99-03762RJW-l
) /' . I ., , /7
~ l/5 ~(l/.A (fC.Ll"---,
)
) Chapter. 7
)
)
)
Debtor )
)
)
)
)
)
)
157 BIG SPRING TERRACE
NEWVillE, PA 17241
Social Security No(s).:
Debtor: 205-52-5862
DISCHARGE OF DEBTOR
It appearing that the debtor is entitled to a discharge,
IT IS ORDERED:
The debtor is granted a discharge under section 727 of title 11, United States
Code, (the Bankruptcy Code).
Dated: December 21, 1999
SEE BACK sloe OF THIS ORDER FOR IMPORTANT INFORMATION
000669
ROBERT L. 0' flRI EN LEON 1', IIAI.I.EH
17 WEST SOUTH STREET 1719 NORTII FRONT STREET
CARLISLE, PA 17013 HARRISBURG, PA 17102
--------------------------------------+---------------------------------------
341 MEETING: 10/07/99 @ 10:00 A,M, 50 ICONF HEARING: N/A
------------------------------------------------------------------------------
CLAIMS DEADLINE: N/A jORIGINALLY FILED: 09/01/99 I DISCHARGED: 12/21/99
COMPLAINTS DATE: 12/06/99 ORIGINAL CHAPTER: 7 DATE CLOSED: 12/23/99
+------------------------------------------------------------------------------+
(A}dversaries, (D}ocket, (O)thers (aka/dba), (M)tg1'/hrgs, a(R}chive info
(P)rint, (C}laims, Mailing (L)ist, (N}ext case, Pre(v}ious case, (Q)uit
Alt-z FOR HELp. ANSI . FDX . 19200 N81 . LOG CLOSED . PRINT OFF . ON-LINE
+---------------------------------------------------------Time OnLine: 0: 0:36+
OFC-YR-DOCKET NO. IDATE FILED/CHAPTER/TYPE OF CASE /BUSINESS? No I
1-99-03762 RJW 09/01/99 7 Voluntary ASSETS ? No PAID? Yes
------------------------------------------------------------------------------
NAME AND ADDRESS OF DEBTOR NAME AND ADDRESS OF JOINT DEBTOR
MURTORFF, JUSTINE L
157 BIG SPRING TERRACE
NEWVILLE, PA 17241
--------------------------------------+---------------------------------------
DEBTOR SSAN OR TAX ID /JOINT DEBTOR SSAN OR TAX ID
205-52-5B62
--------------------------------------+---------------------------------------
ATTORNEY FOR DEBTOR 717-249-6873 TRUSTEE ASSIGNED 717-234-4178
ROBERT L. O'BRIEN LeON p, HALLER
17 WEST SOUTH STREE'f 1719 NORTH FRONT STREET
CARLISLE, PA 17013 HARRISBURG, PA 17102
--------------------------------------+------------------------------.---------
341 MEETING: 10/07/99 @ 10:00 A,M. 50 ICONF HEARING: N/A
------------------------------------------------------------------------------
CLAIMS DEADLINE: N/A /ORIGINALLY FILED: 09/01/99 /DISCHARGED: 12/21/99
COMPLAINTS DATE: 12/06/99 ORIGINAL CHAPTER: 7 DATE CLOSED: 12/23/99
+------------------------------------------------------------------------------+
(A)dversaries, (D}ocket, (O}thers (aka/dba), (M}tgs/hrgs, a(R}chive info
(P}rint, (C)laims, Mailing (L}ist, (N)ext case, Pre(V}ious case, (Q)uit
Alt-Z FOR HELp. ANSI . FDX . 19200 N81 . LOG CLOSED 0 PRINT OFF 0 ON-LINE
99-03762 MURTORFF, JUSTINE L
Entry Date No. Entry
+------------------------------------------------------------------------------+
09/01/99 1 VOLUNTARY PETITION under Chapter 7, Matrix and all
SchedUles/Statements [EOD 09/01/99] [eA]
2 CERTIFICATE OF MAILING of notice of 341 meeting, [EOD
09/14/99] [KZ]
10/06/99 3 ENTRY OF APPEARANCE of LESLIE E. PUIDA ESQ, OF FEDERMAN AND
PHELAN on behalf of MELLON MORTGAGE COMPANY [EOD
10/06/99] [SM]
10/08/99 4 341 meeting held, [EOD 10/08/99] [KZ]
\0/08/99 5 FINAL REPORT of Trustee in No Asset Case [EOD 10/08/99] [KZ]
2/27/99 6 DISCHARGE of Debtor(s), Certificate of Mailing. [EOD
, 12/28/99] [BW]
\1</28/99 7 FINAL Decree, Certificate of Service, [EOD 12/28/99] [DS]
.,----------------------------------------------------------------------------+
Time OnLine: 0: 1:21
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PRAECIPE Flm WRIT OF EXI,:CVJ'/O:'-< - (l\IORr<;ACa: FOIU:CI.OSI'REJ
1'.Rc'P, JIIlIl-JIIlJ
Mclloll f\1orl~:I~c ('ulllllall)'
Plilinlirr.
('Ulllhl'rlillld ('f1llllt)
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()enzel E. l\1Ul'lul'rr
.Justine L. Murtorff
l'ill. t'H-(d42 Ch il
llc[clldalll(sJ.
TO TilE DIRECTOR OF TilE OFFICE OF TIlE PROTIIONOTARY:
Issuc wrilof cxccution in thc aoovc mattcr:
Amount Duc
$H2A44.1)<)
Interest Irol11 6/10/99 - 617100
$4,9IH.65 and Costs
(per diem - $13.55)
$H7J63.64 TOTAL
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AN. ESQUIRE
TER PLAZA
Note: Please attaeh description of property. No.
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MELLON MORTGAGE
COMPANY,
IN Till: ('( JURT OF COMMON PLEAS OF
CUMIIERLAND COUNTY,PENNSYLVANIA
v.
CIVIl. ACTION - LA \V
DENZEL E. MURTORFF
and JUSTINE L.
MURTORFF
NO. 9~-61.\2 CIVIL TER.'-'I
IN RE: PLAINTlITS MOTION TO STRIKE SHERIFF'S DEED
BEFORE HESS and OlER J.L
ORDER OF COl JRT
_tL
AND NOW, thisZ,) day of January, 2000, upon consideration of Plaintiffs Motion
To Strike Sheriffs Deed. following oral argument held on January 5, 2000, and based
upon a bankruptcy filing, and no opposition to the motion having been presented to the
court, it is herebv
ORDERED and DECREED that Plaintiffs Motion is granted; and
ORDERED and DECREED that the Office of the Record of Deeds of Cumberland
County shall strike the Sheriffs Deed recorded on October 18, 1999, at Deed Book 209,
page 1062.
BY THE COURT,
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Mcllon Morl~a~l' ('omlJanv, Plaillli 1'1' in the abo,e action. by its allorn,'Y. FRANK ITDERiV!AN.
ESQUIRE. sets linth as or the date the Praecipe li'r the Writ or bCClllion was lilcd the fllllowing
in/ormation concerning the real property located at 151 O/lIJssum Lakc Road, Lowcr Frankford, I'A
17013,
I. Name and address oI'Owner(s) or reputed Owner(s):
NAME
LAST KNOWN ADDRESS (II' address cannot be
reasonably ascertained. please so indicate.)
Dcnzcl E. J\I u rtorff
A 306 Carlwynnc M'lIlOr Apartmcnts
Ca.-lislc,l'A 17013
.Justinc L. Murtorff
157 Ilig Spring Tcrracc
Ncwvillc,!'A 1724/
2. Namc and address or Dclcndant(s} in the judgment:
NAME
LAST KNOWN ADDRESS (fl' address cannot he
reasonahly ascertained. please so indicate.)
Samc as abovc
3. Name and address Orewry judgment creditor whose judgment is a record lien on the real
prOperly to be sold:
NAME
LAST KNOWN ADDRESS (fraddress cannot he
reasonably ascertained. please so indicate.)
Nonc
Mellun l\1urls.:ll~l' ('UlIIl'lIlI)'
Pl,lil'lirr,
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l>cnl.l'l E. Murlflrrr
,'u~tilll' I.. l\lurturrr
Ih'll'IIIIUIII(\).
1'~I"uary ~.1. ~OOO
TO: Ikn/d 1:.1-1111111,11
A .lOr. ('a,I\\~nu,' ~"'nlll ^I',lIlnl\'i1h
('"r1isk, 1',\ 171111
.Iuslill~ L MUrlllrll
157 lIig Spring T~rr"~~
;,\~\\\'ill~. I'^ 1724 I
57 \\' I-"UII S"",'I
N~\\ Killg,IIIII, 1',\ 17117.'
33 Parsonage Street
N~\\\'ill~.I'A 1724 I
.. 1 illS III<~II' ,I III III '"I II ( 11.1(.1 I II III' liNt; III COLLECT A DEBT AND ANY INFORMATION
OBIAINU) \\'11 I III I "I I I I"l( II LI I 1'I'IO'''SI II \'01111.1 VI' I'REVIOUSLY RECEIVED A DISCIIARGE IN
BANKIWI' WI' ,INll 1111, I II III IV,,", NI" 1(1 .\1 I II<MEiJ. II liS IS NOT AND SIIOULD NOT BE CONSTRUED
TO BL ,IN A II I Mi'l Il I (,"J.1 I "1 ,I 111111. 111'1 ONLY I':NFORCEMENT OF A LIEN AGAINST I'ROI'ERTY."
Your hllus~ (I""ll',I""') "11~1 Olllls.,ulIIl.al,e Road, Lower Frankford,l'A 17013, is
s~h~dubllll h~ sold al Ih~ Sh"rill's Sal~ '''I ,'une 7, 2lHIlI aIIO:OO a.m. in the Cumberland COllnty
Courhlouse , Soulh Ilanllver Slr"el, ('arlisk. 1''' 17013,10 enlorce the court judgment obtained by
Mellem Mort!!'I!!e ('OlllllUlII' (Ih~ nlongag~l') agaillsl YOll. If the Sherilfs sale is postponed. the
prop~rty will h~ rl'Ij,;I~d Ii,,' Ih~ __ .~_~_~ Sh~ritrs Sale.
NOTICE OF OWNER'S RIGHTS
YOI! M^ Y 1I1~-1\IlJJ:~Ll)J'!~EVI:NT TillS SIII:RIFF'S SALE
To prevellllhis Sherin's Sak. youlIIllsllak~ illlmediate action:
I.
Th~ sa!~ will h~ ~an~elbl if YOlI pay lolhe mortgagee the back payments. late charges.
~("Is alld reasollahl~ atlorn~y's Ii:~s due. To lind Ollt how mll~h YOllmllst pay. YOll may
~all: (21~) 5ItJ-7111111.
2.
Youlllay he ahk to slop Ih~ sal~ hy liling a petition asking th~ Court to strik~ or open the
judglll~nl. if th~ judglll~1I1 W'IS illlproperly enl~r~d. You may also ask the COllrt to
)10S1polll..' tJIl' sak' I,ll' good calise.
3. Youlllay alsll h~ ahl~ 10 slop th~ sak through other legal proceedings.
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You may n~~d an attorn~y to ass~rl your rights. Th~ soon~r you Cllnta~l on~. th~ lJlor~ chanc~
you will hav~ of stopping th~ sak. (S~~ notic~ on pag~ two on how to obtain an atlorn~y.)
YOU MA V STILL HE ABLE TO SAVE YOUR PROPEIHV ANn YOlllIA VE (HilER
JUGHTS EVEN IF THE SHERIFF'S SALE nOES TAKE PLACE.
1. Ifth~ Sh~rilTs Sal~ is not stopp~d. your prop~rty will b~ sold to th~ high~st bidd~r. You may
tind out th~ pri~~ bid by ~alling (215) 563-7000.
2. You may be able to p~tition th~ Court to set asid~ the sal~ iflh~ bid pri~~ was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays thc Sheriff the full amount duc in the salc. To
tind out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is nol paid to the Sheriff, you will remain the owner of the
propcrty as ifthc sale ncver happencd.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be tiled by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in aceordar.ee with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are tiled with the
Sheriff within ten (10) days after the distribution is tiled.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWVER AT ONCE, IF YOU DO NOT HAVE
A LAWVER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, pA 17013
(717) 249-3166
(800) 990-9108
;\
FEDERMl'J'1 AND PHELi\11
By: HU\NK FE DEHJ1}\J'l , E~;';>1J::':':
IDENTInCATION NO, 122'Jf!
TWO PENN CENTE? PL':,;:;" S'J:'l'i-: 9')1)
PHILADELPHIA, PA l'lU':'
(215) 563-7000 _ _______~__
/1ELLON HORTGAGE C(jt1f'Mrt
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DENZEL E. MUHTORFF
JUSTINE L.HURTORFF
CUi'lBEf.',Li"..:iij COUNT'{
AFfiDAVIT OF SERVICE OF' NOTICE OF SHERI FT' S SAI.E
PURSUF~T TO P,R,C,P., 404(2)/403
FRAi'lK FE DE RHJll'i ,
ESQUIRE, Attorney for Plaintiff,
hereby
certifies that service of the Notice of Sheriff's Sale was made by
sending a true and correct copy by certified mail to Defendant,
DENZEL E. HURTORFF at 57 W, MAIN STREET NEW KINGSTON, PA 17072
which notice of Sheriff's Sale was received by Defendant,DENZEL E.
HURTORFF on FEBRUARY 28, 2000 as evidenced by the attached return
receipt.
The undersigned understands that this statement is made
subject to the penalties of l8 PA C.S. s 4904 relating to unsworn
falsification to authorities.
(
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!.A}fK F'E DE Rl1Jl_N ,
/~GP(v- ~
SQUIRE "J. >~
/
Date: MARCH 6, 2000
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~ CERTIFIED I
-----...--.-..
DomCSiiCRetill,;- Receipt
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-FEDER/1AN !'lID PIIEIJ\~1
By: FRANK n:DF:F:.!lUl, E~;(YJIrE
IDEN'I'IFIC;\TI(:~J Ni). 1:,~:"1r~
TWO PENN cr:~ITEi'. l'IJ\Zl\, ;;1) I n:
PHlLADELPHli\t F/; i~llG~~
(2l5) 563-7000
MELLON MORTGAGE: COHPANY
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CIVIL LJIV!SIO~l
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NO, 98-G142 CIVIL
DENZEL E. MURTORFF
JUSTINE L, :1URTORFF
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CUt1BE:RLAND COUNTY
~
FRANK FE DE R/1Jl.N ,
ESQUIRE, Attorney for Plaintiff, hereby
AFFIDAVIT OF SERVICE OF NOTICE: OF SHE:RIFF'S S~LE
PURSUANT TO P,R.C,P" 404(21/403
certifies that service of the Notice of Sheriff's Sale was made by
sending a true and correct copy by certified mail to Defendant,
The undersigned understands that this statement is made
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JUSTINE L, MURTORFF at 33 PARSONAGE: STRE:E:T NEWVILLE:, PA 1724l
which notice of Sheriff's Sale was received by Defendant, JUSTINE L.
MURTORFF oru1ARCH 2, 2000 as evidenced by the attached return
receipt.
subject to the penalties of 18 PA C,S, s 4904 relating to unsworn
falsification to authorities.
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,l(L,/'--fC_ ~d.Vv,y--=____
FRANK FEDE~~N, ESQUIRE
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Date: ~~CH 9, 2000
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1[J~NTlfICATION NO, 122~H
TI'IO PENN CEtl'rr:l' PLlIZA, ::U! TI': "II!!
PII1LAIJ!-:LPIIJA, PA j"]O:'
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Hf:LLON HOHTGAGE COHP[ltn
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no.: 9B-614? CIVIL
DENZEL E. HURTORFF
JUSTINE L. HURTOHFF
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AFFIDAVIT OF SERVICE OF NOTICE OF SHERIFF'S SALE
PURSUANT TO P.R,C,P., 404(2)/403
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FRANK FEDERHAN, ESQUIRE, Attorney for Plaintiff, hereby
certifies that service of the Notice of Sheriff's Sale was made by
sending a true and correct copy by certified mail to Defendant,
DENZEL E, MURTORFF at A 306 CARLWYNNE MANOR APARTMENTS, CARLISLE,
FA 17013, which notice of Sheriff's Sale was received by
Defendant, DENZEL E. MURTORFF on FEBRUARY 25, 2000 as evidenced by
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the attached return receipt.
The undersigned understands that this statement is made
subject to the penalties of 18 PA C,S. s 4904 relating to unsworn
falsification to authorities.
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FRAN FEDERHAN, ESQUIRE
Att rney for Pliintiff
Date: MAY 3, 2000
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I also wish 10 receivo tho
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111 RC5triclr,d Delivery
Consul! postmastor for too.
4,). Articlo Number
DmlUL E. lWnORft'
A 306 CARUIYIIlR1! KANOrt APAIlTnEJl. .b
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Domestic Return Receipt
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SENDER:
. Ct<<Jt 00.. at 'l{J1'" J'GU fOQt.'ifl) RoslflClvd Dellvcly.
. Pnnl )QJr Mnle and addres.'! on the roYt!rse 01 thiS form so IMI ~IIJ C.l11 return th,,, C.lrrl
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. Atl.Y.h th,s form to the IranI of lhe ma,lpiecl.!, or on lhe back of SP<1('t1 doe" not perm,l
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I also wish to receive' ..
following services (for an extra fee
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onsult postm<.lster for fee.
4a. Article Number
. The Relurn Receipl WIll "how 10 whom lho arl;cle WJ,5 OOIM!f~ and lhe dale delM.'rnd
3. Aria Addressed 10:
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JUSTUlE L. MlllmlIlFP
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. Atlach ;hiS lorm to lhe fronl of lhe ma,lplece, or on lhe back If 5p.:lCO does nol perm,l
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FEDERMAN AND PHELAN
by: Lisa D, Blankenburg, Esquire
Atty, I.D. No, 7B020
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
VB.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
CIVIL DIVISION
NO, 98-6142
PRAECIPE FOR RULE TO SHOW CAUSE
TO THE PROTHONOTARY:
Kindly enter a Rule upon DENZEL E. NURTORFF & JUSTINE L. NURTORFF,
Defendant (s) to show cause why the attached Order for Reassessment of Damages
should not be entered.
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Lisa D. Blankenburg, Esquire
Attorney for Plaintiff
FEDERMAN AND PHELAN
by: Lina D. Blankenburg, Enquire
Atty, I,D, No, 78020
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
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ATTORNEY FOR PLAINTIFF
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MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT O~ COMMON PLEAD
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VB.
DENZEL E, HURTORFF
JUSTINE L, HURTORFF
CIVIL DIVISION
NO, 9B-6142
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RULE
AND NOW, this
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ZOO() , a Rule in
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entered upon DENZEL E. MURTORFF & JUSTINE L. !1URTOR F'F, Defendant (lij to uhuw
cause why the attached Order for Reassessment of Damages should not be entered.
Lo =:tt1l ') 2. <=>
RULE RETURNABLE th" ,-by nf
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BY THE COURT,
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FEDERMAN AND PHELAN
by: Lisa D, Blankenburg, Esquire
Atty, I,D, No, 78020
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102-1799
(215) 563 -7000
ATTORNEY FOR PLAINTIFF
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MELLON MORTGAGE COMPA/IY
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
vs,
DEllZEL E. H11RTORFF
JUSTINE L, H11RTORFF
CIVIL DIVISIOll
NO. 98-6142
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ORDER
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AND NO;', ," i "
del,! of
. the
Prothonotary i~, Ot{DERED to r('.:u:;neD~3 the (Llm<lq(-[j in this cane as follows:
Principal Balance
Interest Amount
6/1/98 through 6/7/00
Late Charges
Legal fees
Cost of Suit and Title
Sheriff's Sale Costs
Inspections/Other
Appraisal Fees
Escrow
Credit
Deficit
$72,059.00
11,625.42
626.56
3,602,00
1,520.98
1,000.00
477.85
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1,800.19
TOTAL
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$92,712.00
Plus interest per diem from 6/7/00 through Date of Sale at six (6%) percent.
NOTE: THE ABOVE FIGURE IS NOT A PAY OFF - SHERIFF'S SALE COSTS
AND COMMISSION ARE NOT INCLUDED IN THE ABOVE FIGURES.
BY THE COURT:
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FEDERMAN AND PHELAN
by: Lisa D, Blankenburg, Esquire
Atty. I.D, No, 7B020
Two Penn Center Plaza, Suite 900
Philadelphia. PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
C1JHBERLAND COUNTY
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MELLON MORTGAGE COMPANY
COURT OF COMMON PLEAS
VB,
DENZEL E. HURTORFF
JUSTINE L. HURTORFF
CIVIL DIVISION
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NO, 98-6112
PLAINTIFF'S PETITION FOR REASSESSMENT OF DAMAGES
Plaintiff, by its Attorney, Lisa D. Blankenburg, Esquire, moves the Court
to direct the Prothonotary to reassess the damages in this matter, and in
support thereof avers the following:
1. This is an action in Mortgage Foreclosure in which Judgment was
entered by default on JUNE 16, 1999 in the amount of $82,444.99.
2. A Sheriff's Sale of the mortgaged premises was postponed or stayed
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for the followi.ng reasons: The Defendant{s) filed a Chapter 7 Bankruptcy (#99-
03762) on SEPTEMBER 1, 1999. The Bankruptcy was discharged by order of court
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dated DECEMBER 21. 1999.
3. The mortgaged premises are listed for Sheriff's Sale on JUNE 7, 2000.
4. Additional sums have been incurred or expended on Defendant (s) I
behalf during the time the sale was postponed or
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m<HJ{~ :.: i nCt. tilL' j ud(Jn\t'nt
if dll,'.
TIH' ,11t\()lll1t (J! d,IllLI(l"~: :;h(Juld flO'.... l'e,ld elf;
follow!;:
P1' i Ill' 1 P,I 1 He! LUle('
Interest ^mount
6/1/98 through 6/7/00
Late CI1'H'<Jes
Legal fees
Cost of Suit and Title
Sheriff's Sale Costs
Inspections/Other
Appraisal Fees
Escrow
Credit
Deficit
$n,OS0.00
11,625.42
626.56
3,602.00
1,520.98
1,000.00
477.85
0.00
0.00
1,800.19
TOTAL
$92,712,00
5. Under the terms of the mortgage, Plaintiff is entitled to inclusion
of the figures set forth in paragraph four in the amount of judgment against
the Defendant!s).
vlHEREFORE, Plaint i ff respectfully requests this Honorable Court issue an
Order to the Prothonotary to
reassess t,h e damageS\lsei f,orth above.
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Lisa D. Blankenburg, ESQUIRE
Attorney for Plaintiff
-2 -
FEDERMAN AND PHELAN
by. Lisa D, Blankenburg, Esquire
Atty, I.D. No, 78020
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPA!IV
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
VB.
DENZEL g, MURTORFF
JUSTINE L, MURTORFF
CIVIL DIVISION
NO. 98-6142
BRIEF OF LAW IN SUPPORT OF
PLAINTIFF'S MOTION TO REASSESS DAMAGES
I, BACKGROUND OF CASE
Plaintiff dud Def~(l(ldflt (H~ ellten:d iCltv d Pr0miosory {Jote and Mortgage
Agreement, wherein Defendant {nl agreed to prJY Plaintiff principal, interest,
late charges. real estate taxes, haZdt"d insurance premiums and mortgage
insurance premiums as said monies became due.
In tUl-n, Plaintiff's Note was
secured by a mortgage on the subject premises.
The Mortgage Agreement
indicates that in the event Defendant (8) defaults, Plaintiff may pay any
necessary obligations in order to protect its collateral, the subject premises.
In the case ~l1b jUcli~Ja, Defendant (6) failed to abide by the Mortgage
Agreement by failing to tender numerous, promised monthly mcrtgage payments.
Accordingly, after Plaintiff determined that Defendant (s) were not going to
cure the default and bring the loan current, Plaintiff commenced a Mortgage
Foreclosure Action.
Judgment was subsequently entered by the Court, and the subj ect property
is scheduled for Sheriffts Sale.
Because of the excessive period of ti.me between the initiation of the
Mortgage Foreclosure Action, the entry of Judgment and the Sheriff's Sale date,
damages as previously assessed by the Court are outdated and must be increased
to include current interest, real estate taxes, insurance premiums, and other
expenses which Plaintiff has been obligated to pay under the Mortgage Agreement
in order to protect its interest.
II. ARGUMENT FOR REASSESSMENT OF DAMAGES
The Pennsylvania Rules of Civil Procedure are silent with respect to the
issue
however, Rule
1037 provides,
lithe
of Reassessment of
Damagesi
Prothonotary shall assess damages for the amount which Plaintiff is entitled if
it 1:1 ,I 1IIIfll r"'r! .\111 I'; ,,11 Jl h l'.lIl l,,' I".j,t., "'I! tit: J,'/ ,', ill'II\l! ,11 J "II
1/1 !tl"
in::td/lt l'ot::'.. tllf' ,t1Tl!)llll' "I ,';!IJ('1l "I.llll! II! J.: ":;1 Jf I,'d I" !I.ddl!....
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by ,..'1 i 1"...' ,If lh.. r'1\lrtq,l\1" /..qfl','rn"t1!, 1.111"11 I:: ..I !.'r'old, toql'llwl ',,'db 11)1'
Compl.lint '~;IlI('1i l;Pf'('lfir',lll'/ li:,I:: tll~' 11,'r'I': l'IlI/,,',III]",
('I!'dll'l, If 1)llll' lu\) qi'.'I'l: It\!' l'I'dll<>II".,ll.... 111,. Il'lht 1\1 ,In::.';i:; d,lllI.I'Il'::
fa! the dlllollnt t(J 'I,bich l'ldlfll iff \" "nllll,.'j .1:; ;1(" l(llth ill tIll" C'lll'pLll/lt,
the COHn h,I:; nimiL1I pn'I"!:"I to n'd!l:l(~n:; d'llndql':: .It d Lltel' d,H!.'.
In addlt lOll, Rlll(~ ]03'7 (,,) pl'ovidf'1j tl1dt til" C'),lI t, em mot Ion of .., IJ.lf"ly,
may enter an appropri'lte Judgment dCj,lil1!it ,1 p,nt./ upon default O~ adrni::r;ion.
If the Coun tlcHJ the pO'''''(~I- to enter judqmt'llt it ("~ni1illl'l hel!:! tlH' pm..'C'!< to do
a leaDer act, to wit, reclDGeDD damages.
It io settled 1 a''''' in Penm:'II'Jania thelt the Court may exet"Ci!::e itr:
equitable pm./cnj to control the enforcement of d judgment and to gr<lnt clny
relief until that judgmellt iD satisfied, 20 P.L.E., Judgments Sec. 191, See
also, ~tephensqn_y.._..I3I.:!~.ts, 187 Pa.Super 55, 59, 142 A.2d 319, 321 (1958) i Chase
!!Ql]!~_J1qr.tg.:lge J:ql:ppr:.".lJi.91"! ,9.f.__tb_!?~ _?(?uthwest '1!.G.ood, 537 A.2d 22, 24 (Pa.Super
19881 .
In ~h,~.El~__!:!9..t1l~._~or~~g~, the Court stated that where a judgment has been
assessed following defendant's failure to file a reDponsive pleading in a
mortgage foreclosure action, a mortgagee".. .could properly move the court to
amend the judgment to add additional sums due b'l virtue if the mortgage's
failure to comply with the terms of the mortgage agreement,., (( 1t;L. at 24.
Because a judgment in mortgage foreclosure is strictly in rem, it is critical
that the judgment reflect those amounts expended by the Plaintiff in protecting
the property. See Meco Reali9'__~QXTI2~_!:!'y"-~,_Burll~, 414 Pa. 495, 200 A.2d 335
(1971) .
Plaintiff submits that if Plaintiff went to sale without reassessing
damages, and if there was competitive bidding for the subject premises,
Plaintiff would suffer irreparable harm in that it would not be able to recoup
monies it paid to protect its interest. Conversely, a reassessment of damages
will not be detrimental whatsoever to Defendant (5) as it imputes no personal
liability.
The Supreme Court of Pennsylvania found in the Landau v, Western Pa. Nat.
Bank case that the debt owed on a mortgage
Ch,1I1qf'~1 df,,1 (',In Il,' ";':I"'("! ,'<I !'
(-II H:'P' I riJ111 dd'" I" ,1,1',-, 1,"(',111:',,. h".!;t,'rn
Pt'IUlll'lI':,1111 d '1111::\
fid',' 1';':f!l'fl!;I':; !"l
! !I" pI' If'''1 t.,. I fl "I d", !', f'r (It /'f'!.
Itl:
col Lilt'! ,Il
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B,'r'''u~;" ,I 1T1:l/fq,I'l" I i"n in not
('xt i !lfJlll :;I1"d IJlll I
I Ill' (If,t,! 1~1 r"ll'!. l'lllll! Iff nlll:;! PI,'If'('! 11): (',d!.tlf'!,,1 up
lint i I till' d,l! I' cd );,111',
R:!C II (H'lI
Thf'n'foJ'f', Pldinl iff l('!;p,'ctlu[ 1'/ ~:tlbll1itn Ih,ll il tile ('n/-)I('('fTIt'l1t of itn
right!! ,Hf' dl'LI'led by leg<ll proce('dillq~; dlld enfof'CL'lI1t'/ll of it!; judgment, and
nuch de L1'l!> I (''ll! i f'C the rTlcntgaqef' t (J ":<pPlld <1(ld i t i ()n,ll fiurnr; PU!'f>ll,lIlt to the
Mortgage, th"ll Daid expcn!len becoml' P,ll-t of the mnrtrJ<lqt:"~'fl I il'fl and .should be
included in Gdid judgment. An the CUUll indicated in FlHo1A 'I. Jefferson, an
unreported ctlr.e a copy of w}jjch i,;; <1ttached 1Il!H.:tu, ~JillC:C the charges
enumera ted in P la i nt iff's Mot ion for Reassessment of Damages we re incurred
pursuant to the Mortgage Agreement, and the mortgage had not yet been paid,
said charges should be included in Plaintiff's jUdgment amount. May Term, 1986,
;:1'1' H,'('km ill
,\If("qld Tfll~,l ('"" iI;' I'd. 1"\1,, .~ A.:~d
No. 2359 ICCP PHILA. 1986).
IU, CONCLUSION
Plaintiff respectfully requests this Honorable Court grant its petition to
Reassess Damages. Plaintiff respectfully submits that it has acted in good
faith in maintaining the property in accordance with the Mortgage, and in
reliance on said instrument
with the understanding that it would recover the monies it expended to protect
its collateral.
WHEREFORE, Plaintiff respectfully requests this Honorable Court to
reassess the damages as set forth in the Petition to Reassess Damages,
F;~~~
LISA D. BLANKENBURG. ESQUIRE
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VERIFICATIOfI
Lithl D.
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'Ill~ .It tOIIlf''1 for
underniglll'd lllld(>f r:f,llIt!:i I hdt
aloe tnle ,llle! ('r)f"n..'ct tlJ t/1.- 1H':;t 1)1 !ler kIlO'....I('dqt., illl'llrtld! inn <11)(1 belief. The
that thp :H".dtt'IIlI.'rJt:; Jtlddl' III thl' frl/t'qOlflq h.t itioll lor P",l:;:lt':;!;rm~nt of Darn,lqeD
Plainti ff III thi!; ,WI 1'111, f h,lt ;jh,- I" dlllll"ll;"'d I (I I ,d'," till:; ,1f ficJavit, ,md
penalties
of
18
I hi:; nLltplTlf'1l1 ht'n'in i:; rtl,Hk. !;ubjeC't to the
P,l.
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to
un:;wor-n
Llluificcltion
to
authori t iCI;.
DAn;,
May 31, 2000
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Li.sa D. Bl':'lrlkenbut"g, Esquire
Attorney for" Plaintiff
i
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FEDERMAN AND PHELAN
by. Lioa D, Blankenburg, Esquire
Atty, I,D, No. 78020
Two Penn Contor Plaza, Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTOHNEY FOR PLAINTIFF
'.
ClIMDERLAlID COUNTY
COURT OF COMMON PLEAS
(
I
MI!:LLON 110RTGAGI!: CQl.lPANY
va,
DENZEL E. MURTORFF
JUSTINE L, MURTORFF
CIVIL DIVISION
NO, 98-6142
"
AFFIDAVIT OF SERVICE
.
individuals indicated belO'o'I on Viay .31..2000.
Lisa D. Blankenburg, Esquire, hereby c~~rlij i~...:-; that a copy of
Plaintiff's Petition for Reassessment of DdlrlclC1CS have been sent to the
DENZEL E, MURTORFF
A 306 CARLWYNNE MANOR APARTMENTS
CARLISLE, PA 17013
JUSTINE L. MURTORFF
157 BIG SPRING TERRACE
NEWVILLE, PA 17241
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57 W. MAIN STREET
NEW KINGSTON, PA 17072
33 PARSONAGE STREET
NEWVILLE, PA 17241
DATE: May 31, 2000
~ \D ~\l1r)
Lisa D. Blankenburg, Esquire
Attorney for Plaintiff
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/)cn/d Murlorlfand JIIslill" \lllllorJf
Inthc ('01111 or ('OIll1l1011 Plc'as or
('ulIlhcrland ('oIlIlIY, Pcnlls)" ;lI1ia
:-':0. J ')l)X.I,) ,l~ ('ivil
It Thollla' KlinL', Shcrirr, 1\ ho hcillf! duly '\\orn acwrdillg 10 !a 1\ , say' thi, wril
is rclurncd STA YI'/).
Shcrilrs ('osl':
Dockcting
Poundagc
Advcrtising
Posting Bills
County
Milcage
Certified Mail
Lcvy
Postponc Salc
Surehargc
Law Journal
Patriot News
Share of Bills
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15,1111
15.00
1.00
1-1.26
1.97
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20.00
.10.00
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2-1.XO
$ (l.1S.64pd by Ally
6/13/100
Sworn and subscribed to before mc
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This P r!- day of (2,5'
I
2000, A.D. ~"U 0~ )hd;~~ "-~.
P oti'ionolary .
It Thomas Kline, Sheriff
BY g-t..... Jl7i;
Real Estate Deputy
1,<10 c.k.~ln)'
!1.- ,9 $"/3?
~1rllon .\1urll:a~l' ("UlIlp.lllY
Plaintiff.
C,[;;\IIlEIlLA:'W C()(;:-;n'
covin OF (O;\l;\IO:-; I'LL\S
\,
CIVIL 1l1\'ISIO:"
Drlllcl E. .\1urlUrrr
.Juslilll'l.. i\lurlurH
:\0. '}H.(,l.&:! Ci\"il
l>crClldanl(~).
:\FFIDA VIT Pl'RSL':\NT TO Rel.1: 3129
(.\ftidavit No. I)
Mcllon :\Iort!!a!!c Com pan\'. Plaintiff in th~ abu,e a~tioll. by its allurney. FRAJ',;K FEDER:YIAN,
ESQUIRE. sets t"rth as of th~ date the Pra~dp~ t"r th~ Writ of Ex~~1I1iun was til~d th~ lolluwing
infomlatiun cuncerning the real property locat~d at 15 J Opossum Llkc Road. Lowcr Frankford. PA
17013,
I. Name and address ofOwner(s) or r~pllted Owner(s}:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably asccrtain~d. please so indicat~.)
Dcnzcl E, Murtorff
A 306 Carlwynnc M:lnor Apartmcnts
Curlislc. PA 17013
Justinc L. Murtorff
157 Big Spring Tcrracc
Ncw\'illc. PA 172-11
2. Numc and address of Dcfendant(s) in the judgment:
NAME
LAST KNOWN ADDRESS (lfaddress cannot be
reasonably ascertained. please so indicate.)
Sumc us ubovc
3. Name and address of ~very judgment creditor whose judgment is a record lien on the real
property to be sold:
NAME
LAST KNO\VN ADDRESS (If address cannot be
reasonably ascertained. please so indicate.)
1
None
,
,
#
Mellon \1ort!,:aJ,:c COIIIIHIn)'
Plainliff.
I 1'.\1Il Ell L\:'i U ('()(,:'in'
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.'0. I)S.hl.a2 Ch,i1
nCll/cI Eo 7\-lurltJrff
JU\lilll'1.. .\lur1nrff
l)l'(Clld:lIlt('i).
I'ehlll;ll: c;. cOOO
TO: Denzel E. Murtolff
A 30(, C;lrlwynne Manor Apartments
Carlisle. [>A 17013
JlIstllle I.. :-'lllrltlrff
157 Ilig Spring Terrace
:\C\\\ilk PA 17:-11
57 W. :-'Iain Street
l\'ew Kingsttln. PA 17072
.., 3 Parsnl1agt..' Strec[
:\e\\ _ilk P.\ 172-1 I
"TillS FJH~IIS ,\ DEBT COLLECTOII A fTDIPT/;\'<; 10 COI.Ll:C I A fJUl I A.'if) ANY INFOH~IATI()N
OIlTAINED WILL BE USED FOR TIlA T PURPOSE. IF Yot: 11,1 VI. PRLVIOLSl.Y RECEIVED ,\ DISCHARGE IN
BANKRUPTCY AND TillS DEBT WAS NOT REAFFIIC\IFD. lilts IS NOT AND SHOULD NOT IlE CONSTRUED
TO BE AN ATTEMPT TO COLLECT A DUll'. m:T ONL Y ENFORCE.\IENT OF A L1L:-.i AGAINST PROPERTY."
Your hOllse (real estate) at 151 Onossum Lallc Road, Lowcr Frankford, PA 17013, is
scheduled to be sold at the Sheriffs Sale on .Junc 7, 2111111 at 10:00 a.m. in the Cumberland County
Courhtouse. South Hanover Street. Carlisle. PA 17013.to enforce the court judgment obtained by
Mellon Mortgage Comnanv (the mortgagee) against you. If the Sheriffs sale is postponed. the
property will be relisled for the Sheriffs Sale.
NOTICE OF OWNER'S RICHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale. you must lUke immediate action:
I. The sale will be cancelled if you pay to the mortgagee the back payments. late charges,
costs and reasonable attorney's fees due. To tind out how much you must pay. you may
call: (215) 563-7000.
, You may be able to stop the sale by tiling a petition asking the Court to strike or open the
judgment. if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
,
'I' ou ma: Il~~d all allom~y to ass~rt your rights. Th~ soon~r )'ou COlllact one. the more chance
you will haw ofstoppillg tll<' s,t1~. (S~~ Ilotice 011 page tllO Oil how to obtain an allome)'.)
YOl' :\I A Y STILL liE AIII.E TO SA VE YO!'/{ PROPERTY A,\J> YO(' IIA VE OTIIER
RIGIITS EVE:\' IF TilE SIIEIHFF'S SAI.E DOES TAKE PL\CE.
I. If th~ Sh~rifl\ Sa'~ is Ilot slorp~d. your rrop~rty will be sold to the /lighest bidder. Youma)'
Jind out th~ pric~ bid hy ~'lllillg L~ 15) 56.1-7/)01).
~. You may be ahle 10 petition the COUrt to s~t aside the sale if the bid priee was grossly
inadequate compared to the value of your prop~rt)'.
3. The sale will go through only if the buyer pays the Sheriff the 1i.1I1 amount due ill the sale. To
lindout if this has happ~ned. you may ~all (717) 2-10-6390.
-I. If th~ amoullt du~ Irom the l3uyer is not paid /0 lh~ Sheri 11: you will r~main th~ oWn~r of the
prop~rty as ifche sale never happened.
5. You have the right to remain in the property untilth~ 1i.11I amount due is paid to the Sheriff
and the Sheriff gives a dced to the buyer. At that time. the buyer may bring legal proceedings to evict
you.
6. You may be cntitled 10 a share of the money which was paid tor your house. A schedulc of
distribution of the money bid lor your house will be tiled by the Sheriff within 30 days of the sale. This
schedule will state who will be recciving Ihat money. Thc money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filcd with the
Sheriff within tcn (10) days atier the distribution is tilcd.
7. You may also havc other rights and del~nses. or ways of getting YOur home back. if you act
immediately atier the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE
A LA WYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERR-I.L
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY A VENUE
CUMBERLAND COUNTY COURTHOUSE
CARLlSLE,pA 17013
(717) 249-3166
(800) 990-9108
, .
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DESCRlP'TIO'i
ALL TH.-\ T CERT.\I:-; trJct of land ;irua[~ in [h~ Township of Low~r FrJnkiord. (.JUm:; of
Cumb~r!Jnd Jnd StJt~ of P~nnsylvJr.ia. buund~d and d~scrib~d as folluws:
BEG[:-;;-';I:-iG at a puim in [h~ public road k;lOwn as T<Jwnship Ruad T..\59: [h~nc~ S<Ju[h 70
d~gr~~s 15 minu[~s EJs[ 11 ~ f~::[ [0 J pOIn[ in said public road: [h~nc~ in J :-iorth~rl: direction by a
pnva[~ road 13b k~L [h::nc~ In a W~s[~rly dlr::ctlOn 118 f~::[ [0 J pUlnt: [h~nc:: in J South~rly
dir::ctlun 15.\ f~~[ !O [h~ plac:: of BEGI:'i:-<I'iG.
COC'iT.\I'iI'iG appru.~ima[dy ], S acr~ and having [h~r~un ~rectd J 2-1 2 stor:; frJm~ dw~lling
hous~, barn. d~[ach~d I.I. 2 car gJrJg~. Jnd .)th~r improv~m~ms.
BEI:'-iG \51 Opussum LJk~ Road
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BEI'iG Tu PJrc::1 .'i 1-1-05-0.\23-0..3
TITLE TO SAID PRE~lISES [5 VESTED 1:<1 Denzel E. ~Iurtorff Jnd Justine L. ~[urlorff,
husband Jnd wif~ by De~d from G~orge W. SCOEl Jnd hn~[ ~L Kreid~r-ScoEl. husband Jnd wife
dated 8/28i92, record~d 8/28/92. in Recurd Book V35. page 106l.
,.
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEAL TH OF PENNSYLVANIA)
COUNTY OF CUMBERLANC)
TO THE SHERIFF OF
CUlIlberldnd
NO 'JB-,~!~-,-~?____ CIVIL ffj<T"nll
CIVIL ACTION. LAW
COUNTY
To satisfy the debl, interesl and cosls due Mr" Ion M()r'-qd~)e OA"'f~uIY
from_Den.?~J E. Mur~(?rft .111](1 .Justine L." MIJrlnrff
u_ __PLAINTlFF(S)
-"'..- --.._--- -.--------..---..-- "----.-
u__ -- - -____.__________ OEFENDANT(S)
(1) You are directed 10 levy upon Ihe prope~y 01 the delendant(s) and 10 sell_~~_1,~escription
--_._~-----.._-_.- -----~._-_._-
---------_._-._--~ ------'-- ---~._-_._._-------
(2) You are also directed 10 allach Ihe prope~y Ol/he detendant(s) nOllevied upon in the possession of _
----.---.-----.---
- --------.--.-----..-----------.-
------..
-+-------_.~------ -.-._---
-. -.' ---.------------ ---
..------------- -----------
GARNISHEE(S) as follows:
and 10 notify the garnishee(s) that: (a) an allachmenl has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any prope~y of the defendant(s) or olherwise disposing
thereof;
-------..-----------.-----.------. --------------
(3) II prope~y of the defendant(s) not levied upon an subject 10 allachment is 10uM in the possession 01 anyone olher
than a named garnishee, you are directed to nOtify him/her that he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due_$82,j44. 9L____ .----_n
Interest from 6/10/99 to 6/7 /00_~4~l_8_,~.5___
LL
- _..__.._---~._---.-
~-----
Due Prothy $1. 00
Olher Costs
Ally's Comm
Ally Paid $1, 722 . 26
Plaintiff Paid__ _
%
-------------
Date:
Februa~28, 2000
----..----- .-
Curtis H. Long
Prothonotary, Civil Division
REQUESTING PARTY:
Name Frank Federman, Esq.
Address; Two Penn Center Plaza, Suite 900
Philadelphia, PA 19l02
Morney for: Plaintiff
Telephone: 215-563-7000 __________
Supreme Cou~ ID No. -ill'liL___________
by: __
J\ \....JL;
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Deputy
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,,,: /f'Il~/, d-.rrO the ~;il[;riii I?vied upon the defendants
interes1 in the real property situz!cd i~)..U_~;0~
Curr:bDr1ancl County, Pa., known and ntnloerad 2.s:~5/ ~~ rl-.t.
G./fL L :Jna IT\Gfe iul!)1 dOSC;;;)DlI en E:!/iiiJi! "f\" filod willi
this writ and by tilis r(,fefGnce jncor~ofa,ed 1lemin.
nat~VA ,L /. ;)..r-,V By,
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PROOF OF PUIlUCATIO:'> OF NOTICE
IN C1J:\/IlERL\ND LA \\' ,JOrRNAL
(llnder Act :-':0. 5S7, appro\'cd \lay II>, 11)2')), 1'. I.. I 7S4
STATE OF PE:'>:'>S\'I.\'..\:'>L\ :
,....
(,OF"T\' OF CDIIlEJU .\:'>11 :
Rnger :\1. !\lnrgl'lIlhal, El'lllin', Edilor of Ih,. Cumherland LI\\ Journal. 0 flhe ('ounly
and Stale af(>resaid, heing dilly S\lorn, accordiug 10 lall, depose's and says Ihat Ihc Cumherland
Lall Journal, a legal periodical puhhshed inlhe llol0Uf:h of Carlisle iUlhe ('ounty alld Stale
aforesaid, lias estahlished Januar\' 2. 11)52. alld deSl~naled 1>\ the local courts as the of'li,'iallc~al
. .. ....
periodical for the puhlicalion of allleg::lllolices, ;n1l1 has. siut." Jauuary 2. 11)52, heen regularly
issued lIeekly in the said ('ouuty. and Ihatthe prinled notic,' or puhlicalion attachcd hercto is
exactly the same as lias printed inlhe re~ular cditions aud i"IIL'S oflh,' said ('umhcrland Lall
Joumal on the follolling dales,
\'iz:
APRIL 28. MA Y 5, 12. 2000
Affiant further deposes that he is authorized to \'erify this statement by the Cumberland
Law Journal, a legal periodical of general circulation. and Ihat he is not inlerestcd in thc subject
matter of the aforesaid noticc or ad\'cltisement. and that all allegations in the foregoing
statements as to time, place and charactcr of publication arc truc.
REAL ESTATE SALE NO. 29
J
Writ No. 98-6142 Clvll
Mellon Mortgage CompallY
vs.
Denzel E. Murtorff and
,Justlnc L. Murtorfr
Atty.: Frank I:cdcfmilll
DESCRII'r10N
ALL THAT CERTAIN tract of lillld
situate In the Township of Lower
Frankford. County of Cumherland
and State of Pennsylvania. lJOllllclcd
and described as follows:
l3t:GINNIlNG at a point In the
publ1c road known as Township Road
T-459; thence South 70 de~recs 15
minutes East 118 feet to a point In
said public road: thence In a Nort}l-
erly direction by a prtvate road 136
feel' lhclH..'c In a Westerly direcllon
IIS'fect toa point: thencc In a Solltll-.
crly c!Jrccllon 154 feet to the place 01
BEGINNING.
CONTAINING approximately 3/8
acre and havln~ thereon erected a
2-1/2 stOI)' frame dwelllnA house.
barn. detached 1-1/2 car p;arap;e.
Clnd other Improvements.
BEING 151 Opossum Lake Road.
BEING Tax Parcel # 14.05.0.123.
043.
TITLE TO SAID PlmMISES IS
VESf.I.<;D IN Denzel E. Murtorff amI
Jusl1ne L. Murtorff. husband and
w1fe by Deed from Geor~e W. Scoll
and Janet M. Krelder-Scolt. hus-
band and wIfe daled 8/28/92. re-
corded 8/28/92. In Record Book
V35, page 1061.
~I/)//i./'---
Roger . Morgenthal, Editor
.....
SWORt"l TO AND SUBSCRIBED before me this
11 day of MAY. 2000
~A;-' L xfn4tdf~
. ", . Not;;"'.-- -. . -',
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I: d',.. ....'.. .,0;. 'h:-<\r,' ;>'.'bll( 1
I (ud.tI. horn C...;;-.b':,-;.anJ COllntt", PA
L.~~~::~~:;o l:''(P'f;'t~,1~(1r(h j, ZOOl j
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof
of
Publication
Undc[n[U'_oc~el.JlJ!D[llllCJLM~U 1[,. 1929
Commonwoallh 0' Pennsylvania. County of Dauphin} ss
Mlchnel Morrow Ill' 1 rl~J dul Y ,>wo,'n (lcco,'d 1 'ICI to low. deposes (Ind ~)(lY~:
Tl1al hI' I~j the ASSI51allt Controllor of THE PATRIOT.NEWS CO., a corporntlon orgnnllod and Qxisting undor tho laws
ollllP. Commonwoalth of Ponnsylvania, wilh lis prmclpnl offico and plaeo 01 bu&inoss at 812 to 818 Markot Slroot. in
Iho Clly 01 Harllsburg. Counly of Dauphin, Slalo 01 Ponnsylvania. ownor and publlshor of THE PATRIOT.NEWS and
THE SUNDAY PATRIOT-NEWS nowspapors of gonoral circulation. pllnlod and publlshod at 812 to 818 Markot Slroet.
In Iho Clly. Counly and SIalo aforesaid: Ihal THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS wero osfablished
M,HCh -lth. 1854. <Iud Soptolllbor 18th. 194n, rospectivoly, and all havo boon continuously published evm since;
fhal Iho printed notico or publication which is socurely allachod horoto is oxactly as printed and published in
111011 roqular dally and/or Sunday and Molro oditions/issuos which appoared or, Iho 2nd. 9th and 16th day(s) of May
2000. That neilhor he nor said Company is inlereslod in the subject mallor of said printed notice or adverlising. and
Ihal all of the allogations of Ihis slalomenl as 10 Ihe timo. place and character of publicalion are true: and
Tllal 110 lias personal knowledge 01 fho facts aforesaid and is duly aulhorizod and empowered to verify this
slalomont on bohall of The Patriol-Nows Co. aloresaid by virlue and pursuanl to a rosolution unanimously passed and
adoptod severally by the slockholders and board of direclors of Ihe said Company and subsequenlly duly recorded in
tho of lice for tho Rocordlng 01 Deods In and lor said County of DlliU hin In Miscellaneous Book "M".
Volumo 14. Page 317.
{ (\ (j,
PUBLICATION ______n_____ ----:.:- .
COpy Sworn 10 and subscri
S ALE #29 Nolarial Seal
Terry L Russell. Nolary Public
Harrisburg. DAuphin County
My COI1l11llSsion E xlwes Juno 6, 2002 NO
" Ivanla ASSOCiatIOn 01 Notarie6l1y commission
Member, rcnnsy
o A.D.
/fdL^---
RV PUBLIC
expires June 6. 2002
REAL ESTATE SALE No. 29
Writ No. 98'l142
ClvilT.rm
Mlilon Mortgtgt COmpllny
vs
OJ""t E. Murtortf
Jus1Int L Murtortf
AIty:tnkFtcltrmtll
DE CRIPTlON
All THAt ( TAlN trxl ofl.nd situ.t,
in the TOYo'mhlp tower frankford. Coun,!)'
of Cumberl.lnd nd ,St.1te of Pennsylvania,
bounded.1Id described" foilows:
BEGINNING .t. pllinl in the pubUc lOJd
known as Town'.ihip ROad T459; thence So~th
70 des,rees 15 minutes ~t 118 feet to a point
in s.ud public road;, thence in a NortherlY
direction by a private 1'0..111136 feet; thence In
a W~'Ster~(tirection 118ftel to a point; thence
.._r_.., "c'''-'-''_.''''''''''.'P'lJ::l)lisher' s Receipt for Advertising Cost
THE PATRIOT-NEWS CO.. publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS. newspapers of general
circulation. hereby acknowledge receipl of Ihe aforesaid no lice and publication costs and certifies that the same have
been duly paid. THE PATRIOT.NEWS CO.
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURn-IOUSE
CARLISLE. PA. 17013
Statement of Advertisina Costs
To THE PATRIOT-NEWS CO.. Dr.
For publishing the notice or publication attached
hereto on the above slated dates
Probaling same Notary Fee(s)
Total
$
$
$
206.14
1.50
207.64
By....................................................................
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Plainlirr,
ClIMIlEIU.ANIJ COllNTY
COllin OF CO~IMON PLEAS
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CIVIL IJIVISION
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AFFIDA VIT I'I'RSUANT TO RULE 3129
(MlidavitNo, I)
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Mellon Mortl!al!e Compan\'. Plaintiff in the above action. by ils attorney. FRANK FEDERMAN.
ESQUIRE. sels forth as of the dale the Praecipe lilr the Writ of Execution was Iiled the following
information concerning the real properly located al 151 Ollossurn Lake Road. Lower Frankford.I'A
17013.
,
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NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained. please so indicate.)
I. Name and address ofOwner(s) or reputed Owner(s):
Denzel E. Murtorff
A 306 Carh,')'nne Manor Apartments
Carlisle, I' A 17013
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Justine L. Murtorff
33 I'arsonage Street
Newville, I'A 17241
2.
Name and addrcss of Defendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably asccrtained. please so indicate.)
Same as above
3.
Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained. please so indicate,)
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.1. Nal1l~ and addr~" or thl' la'tl~lord~d holdll or ~\ ~ry Inllrf;:a;:~ or r~l\lrd:
NA~ll'.
L:\S I KNO\\':--J AIJlJI(ISS (iraddr~" lannllt h~
rl';p,onahly a;-.\:....r1aillcd. please Sll indicate.)
:'IilllH'
5, Nal1l~ and addrlss or~vllY olh~r I'~r,"n \\11l> has allY r~l\lrd li~n on thll'rop~rty:
N,\~lI:
LAST KNOWN ADDRESS (if addr~ss ~ann(ll h~
r~asonahly aSl~rtain~d. plcas~ so indilat~,)
NOl1l'
6. Nal1l~ and addr~ss of ~v~ry ollwr p~rs"n who has any r~lord int~r~st in th~ prop~rly and wh",~
int~r~stl1lay h~ an\:et~d hy the salc:
NAME
LAST KNOWN ADDRESS (Iraddr~ss ~ann(ll h~
r~asonahly aSl~rtain~d. plcas~ so indi~at~,)
Nonc
7. Namc and address of ~v~ry oth~r p~rson whom th~ pl.linlilT has knowl~dg~ who has any int~rest
in thc property which may he an\:~t~d hy th~ sal~:
NAME
LAST KNOWN ADDRESS (If address cannot he
r~asonahly ascertained. please so indicate.)
Tenant/Occupant
151 Opossum Lake Road
Lowcr Frankford, I'A 17013
J)omestie Relations of
Cumberland County
13 North Hanover Street
Carlisle, PA 17013
J)omestie Relations of
Bucks County
30 East Court Street
J)oylestown, PA 18901
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S, Sec. 4904 relating to unsworn falsification to authorities,
September 6. 2000
DATE
~/?~cJf ~g~~
F KFEDER AN,ESQUIRE
Attorney for Plaintiff
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FEUEHI\IAN nlld I'IIELA:'>
By: mANK FEUEn:\IA:'>
Idclltificntioll No, 122-111
Suitc 90ll
Two I'CIIII Ccntcr I'lnzn
I'hilndclphin.I'A 191U2
(215) s(tJ.7000
ATTOHNEY FOR I'LAINTlFF
(\1L'UUII MurlJ,(llJ.:l' CUlIIl'illl)
P"linlirr.
ClI.\lIlEIILAND COUNTY
COVllT OF COM MON PLEAS
\.
DOllzel E. Murlnrff
.Justine L. l\1urlorrr
CIVIL III VISION
NO, 'JH.("~2 Chil
D.rolldlllll(s).
CEHTIFICATION
FRANK FEDERMAN. ESQUIRE. hereby verifies that he is attorney for the Plaintiff in
the above-captioned maller. and that the premises arc not subject 10 the provisions of Act 9 J
because it is:
(X) an FilA mortgage
() non-owner occupied
() vacalll
() Act 91 procedures have been fulJillcd
This certilication is made subject to the penalties of 18 I'a, C,S, Section 4904 relating to unsworn
falsification to authorities,
---:r/\OA~~. .I..M
FR"l1\il<. FEDER~r4AN.-ESQUIRE "}
Attorney for Plaintiff
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S~pl~mb~, 6. 2(J()(J
TO: O~nz~1 E. Murto,lT
^ 306 Carlw)'nn~ Manor ^partm~nls
Carlisle. I' A 17013
Juslin~ 1., I-Iurtorff
3) Parsonage Strl.:l.:t
Newville.I'A 17241
57 W, Main Stre~t
New Kingston. 1'1\ 17072
157 Big Spring Terrace
New\'ille.I'A 17241
"TillS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE_ IF YOU HAVE PREVIOUSLY RECEIVED A DISCIIARGE IN
BANKRUPTCY AND TillS DEBT WAS NOT REAFFIRMED, TillS IS NOT AND SIIOULD NOT BE CONSTRUED
TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY,"
Your house (reul eslate) at 151 Onnssum Lake Road, Lower Fr:mkford,I'A 17013, is
scheduled to be sold at the Sherin's Sale on I>ecemher 6, 2000 at 10:00 a,m, in the Cumberland Count)'
Courthouse, South Hanover Street, Carlisle. I'A 17013. to enforce the court judgment obtained by
Mclinn Morteaee Comnan\' (the mortgagee) against you. If the Sheritrs sale is postponed. the
property will be relisted lor the March 7. 200 I Sheriff's Sale,
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, youmllst take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payments. late charges.
costs and reasonable attorney's fees due, To find out how much you must pay. you may
call: (215) 563-7000.
2. You may be able to stop the sale by liling a petition asking the Court to strike or open the
judgment. if the judgment was improperly entered, Y oumay also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings,
YOlllllay necd an attorney to assert ~ollr ril-'hts. lhe soollcr YOlll:ontal:( ull\.'. the l11or\.' ....h;uH.:c
you will have of sloppin[! the sak. (See nolic'e on pa[!e two on how to ohtain an attorney.)
YOU MAY STILL liE AIILE TO SAVE VOIlI~ I'IWI'EIHV ANIl VOIlIIA VE OTIIEI(
RICalTS EVEN IF TIlE SIIEIUFF'S SALE nOES TAKE I'I.A(,E.
I, If the Sheriff's Sale is not stt,pped. your property will hc' sold 10 fhe hi[!hesl hidder. Youlllay
lind out the price bid by eallin[! GJ 5) 5(,,-7000,
2, You may be able to petition the Court to set aside the sale if the hid priee was [!rossly
inadequate eompared to the value of your pmperty,
3, The sale will [!O tlm'lI[!h only if the huyer pays the SherilTthe lilil amount due in the sale, To
lind out if this has happened. you may eall (717) 240-63<)0,
4. If the amount due Irolll the Buyer is not paid to the Sherin: you will remain the owner of the
properly as iflhe sale never happened,
5, You have the right to remain in the property until the lilll amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time. the buyer may hring legal proccedings to cvict
you.
6, You may bc entitled to a share of the Illoncy which was paid for your housc. A schcdule of
distribution of the money bid for your house will be tiled by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that moncy, Thc money will he paid out in accordance with
this schedule unless exceptions (reasons why the proposcd distribution is wrong) arc filed with the
Sherin'within ten (10) days alier the distribution is tiled.
7, You may also have other rights and defcnses. or ways of getting your homc back, if you act
immediately after the sale,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IFYOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEI'HONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTIO'"
ALL THAT CERT.-\IN Ira<:t of lanJ ,ilua[~ in th~ Township of Low~r FrankforJ, ClJUnty of
Cumb~rlanJ and S[al~ of P~nnsylvania. bllunJ~J and J~scribeJ as follows:
BEGI:'oINING at a point in lh~ publi<: road known as Township Road T--I59; th~n<:~ Soulh 70
de~re~s 15 minutes East II 8 k~[ [0 J p,'int in said public road: thenc~ in a Northerly direction by a
prt-\al~ road 136 feet: [hen<:~ in a \\esterl:. dlre<:tJon liS f.:~{ to a point: Ih~nc~ 111 a South.:rly
dire<:tion 15-1 f~~t [Q th~ pla<:~ of BEGINNING.
CONTAINING approximately 3, S a<:re and having [h~reon er':cl~d a 2-12 swry fram~ dwelling
hous~. barn. d~[a<:hed t- L 2 <:ar gJrJg~. and olher improv~m.:nts.
BEING 151 Opossum Lak.: Road.
BEING Tax Parcel:; IJ-05-0-l23-0-l3
TITLE TO SAID PRE:-"lISES [S VESTED IN Denzel E. MUrlorff and Justine L. MUrlorff.
husband and wife by De~d from George W. SWll and Janet :vI, Kreider-Scott. husband and wife
dated 8/28,92. recorded 8/28/92. in Rewrd Book V35. page 1061.
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FEDEHMf.u'J ,\.'JD iJH1'.:Jd:
By: FRANK FE;);':j'::'"\:J, j-:: :1.:': ;, ;'.
IDENTIFICATION N,j, L';',;.'
TWO PE:m CENTER PIA:A. :'.:'::;';}
PHIl.ADELPHIA, l't\ :~:';;:
.l2X'i)__ 553 . -,. 0 0 0
MELLON MORTfj/\I-;f.; ('j ;t.~i't\~;':'
A':":' ;.'::;.:'{ FCH jJ:J\r~r:': FF
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DENZEL E. MURTORFF
JUSTINE L. I~URTORFF
CC:_":'~':"{
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AFFIDAVIT OF SER'I:CE OF r';OTICE OF ,';:;';;'::;:F'5 SALE
_PURSUANT TO P. R . C__.t:.,.L_:!.Q:l :, /., I] ]
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FRANK FEDERMAN,
he~eby
ESQUIRE,
Attorney
?laint:fE,
certifies that service of the Notice of Sh".,-:::'s Sale 'Nas made by
sending a tn:e and correct copy by certiLoeci mail to Defendant,
JUSTINE L. MURTORFF at 33 PARSONAGE STREE7 ;.IE;'IVILLE, PA 17241 ON
SEPTEMBER 14, 2000 Which Notice of Sheriff's Snle 'Nas received by
Defendant,JUSTINE L. MURTORF;: as evidenced by the attached return
receipt.
The undersigned understands that this statement is made
subject to the penalties of 18 PA C,S. s 400~ relating to unS'Norn
falsification to authorities.
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OCTOBER 30, 2000
,\ FFIIl\\H OF SEll \ In.
PL\I:-iTIH
.\ll'llulI .\1urll:;Il:l' ('()III(lall~
IlHENIlANT(S)
II<"I/rl E. "urlnrll
Cum her land Cuunl~
~lJ.C}H.(JI"'2 Ch'il
SERVE AT
r\ 3lJlJ C:lrl\\o)'nnc .'Jallor Al'arrllll'lIl\
Carli\ll', P/\ 171)13
")J1l' or .-\cliulI
. Notil'c uf ShL'rirr, Sail'
IF lJ:-iAJlLE TO Sf:R\'!-: AT AJlOVE AI>I>IlESS, PU .\SF ..\ rTDlpT:
~7 \\'. :\1:Jin Street
;\'cw h':irl~\jI(JI1. P.-\ 171)i~
SaIL' Dall': f)l'cl'lIIhcr (t, ~1I0l)
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Srrvrd "nJ Ill~Jr k'h>'_ln ,,, .-Dc.:N ~'~b:--,_ t\.V"<:~'--''-J;:\ikf"nJ,"'', '"' ,hr --.!1!!,-_ d,,~ uf LJ,l<. b~,l. cOOE
at 8'....,~, "'<I",,. --':! Ill.. at -~ (, ("",l"'':''f.''l_l1.X Iv.. 'L."'-':':'_l"--4)rL~:'",-,--~., -' \...'L, (""11lllulI""ahh
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ofPcnnsyl\lania. in lht: m~lI1nC'r described below:
'/
~ Ocl"t:ndJnt personally served.
Adult family mClllbcr with wholl1 DCle:ndanl{s) rC'sidc(s). Relationship is
Adult in charge of Dcfcndanl(sfs rcsi<.h:ncc who n:fuscd to give name or rdationship.
Manager/Clerk of plac~ of lodging in \\"hich [)~li:ndant(s) r~siJt.:(sl.
Agent or pt.:rson in charge of Dctcndant(s)'s oUiee or usual place of busint.:ss.
an onicer of said Dt.:Ii:ndanl(s)'s company.
Olh"r:
Description:
Age ;, .)
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I. C. \'1'.."" ~~, ("t 1 JI'-, , a "omp"tenr aduh. bring duly sworn according to law, depose and state that I personally handed
a true and correct copy ohhe Notice of Sheriff's Sale in tht: manner as St.:t forth hert.:in, issued in Ihe cap[ion~d case on the date and at
the address indicated above.
Sworn to and subSJtbed
bef< e e Ihis liD dav
f ". Cj-'
~olary: ~j,i - /~\L0
Moved
Nolana1 Seal
Stacy L. Heelner. ~~UEIIC
Cl .L.ef5bul9 1'1,,,,,, ~...&qlatv
"'''. s 2002
My CommiSSion E ~Ires Aug. .
. ~Ial ~~"?' r'\.jo'ane~
By: (jiltC( I Qrl),
SERVED ];e~J
011 1r,c dav 0
o'c1oc. __mo. Dctcndanr NOT FOUND because:
V Jeant
Olher:
Sworn to and subs~ribed
before me Ihis _ day
of . 200 _'
NOIary:
By:
Attornev ror Plaintirr
Frank Fedrrman, Esquire - l.D. No. 122~8
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19/02
(215) 563-7000
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MELLON MORTGAGE COMPANY
Plaintiff
CIVIL DIVISION
No, 98-6142 CIVIL
vs,
DENZEL E, MURTORFF
JUSTINE L. MURTORFF
Defendants
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMONWEALTH OF PENNSYLVANIA
SS:
CUMBERLAND COUNTY
I. FRANK FEDERMAN, ESQ,. attorney for MELLON MORTGAGE
COMPANY, hereby verify that on SEPTEMBER 15. 2000 and NOVEMBER 3, 2000,
true and correct copies of the Notice of Sheriffs Sale were served by certificate of
mailing to the recorded lienholder(s). and any known interested party. see Exhibit "A"
attached hereto. and the Notice of Sale was sent to defendant(s) on SEPTEMBER 15,
2000 by first class mail and certified mail return receipt requested. see Exhibit "B"
attached hereto,
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//(V"-~. ~9-<",J&<-y-..~..JL-
! FRANK FED RMAN, ESQUIRE
Attorney for Plaintiff
Date: November 6, 2000
4. :\',11111..' ,lIld ,Hldll,...,..... tlltlll' I.hlli..'t'tll\kd lloltklllll'\l'I.\ IIllllt~',il~'.I..' t1l"rl..'l'tud
NA\II'
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11..'.1...lll1ilhl! il"'l'I,.'Il,UIIl'd, pk'il:"'1..' so indlrall'.)
:'i 11I1 l'
5. Naill!: and addrl'ss oll'\'I,.'I)" olhl'/' pl'r....oll \\ Ihl II".. ;IIIY I'l'l"onlliL'1I tllllhL' pl'Oj1nty:
"'A:\IE
lAST KNO\\N ADDRESS (If,uldress cannlll hl'
rl\lsonahly ascerlallll'd. pkase so indicate,)
NOlIl'
(), Name and address of elcry olher per,:on II ho has any record inleresl in Ihe property and whose
interesf lI1ay he aneeled hy Ihe sail':
NAME
LAST K:,\()WN ADDRESS (If address eannol he
reasonahly aseerlained. pkase so indicale,)
NOllc
7, i\ame and address ofel'ery other Pl'rsun whulI1the plaintilThas knowledge who has any inlerest
in the properly which may he al'ti:clcd by Ihe sale:
NAiI'IE
LAST KNOWN ADDRESS (If address can no I be
reasonahly ascertained. please so indicale,)
Tcnant/Occupant
151 Opossum Lakc RO:ld
Lowcr FnlUkford, I'A 17013
Domcstic Rchltions of
CumhcrhlUd County
13 North Hanovcr Strcct
Carlislc,l'A 17013
Domcstic Rclations of
Bucks Count)'
30 East Court Strcct
Doylcstown, I'A 18901
I vcrify Ihatthc statcmcnts made in this affidal'it arc truc and correct to the best of my personal
knowledgc or information and belicf, I understand that falsc statemcnts herein arc madc subjcct to the
pcnaltics oriS Pa, C,S. Scc, 4904 relating to unsworn falsilication 10 authorities,
Novcmber 6. 2000
DATE
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I'Ri\NK FEDERMAN. ESQUIRE
Attorncy for Plaintiff
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FEDERMAN AND PHELAN
by. Daniel G. Schmieg, Esquire
Atty. 1.0. No. 62205
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102-1799
(215) 563 -7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT OF CO~~ION PLEAS
VB.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
CIVIL DIVISION
NO. 98-6142
I..
PRAECIPE FOR RULE TO SHOW CAUSE
TO THE PROTHONOTARY,
Kindly enter a Rule upon DENZEL E. MURTORFF & JUSTINE L. MURTORFF,
Defendant (s) to show cause why the attached Order for Reassessment of Damages
should not be entered.
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Attorney for Plaintiff
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CUMBERLAND COUNTY
COURT OF COMMON PLEAS
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FEDERMAN AND PHELAN
by: Daniel G. Schmieg, Enquire
Atty. I.D. No. 62205
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
VB.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
CIVIL DIVISION
NO, 98-6142
..
RULE
. ,.
AND NO;I, this ,20 fl, day of Nov, -.l,u
2000 , a Rule is
entered upon DENZEL E. MURTORFF & JUSTINE L, 1'IUPTORFF, Defendant (sJ to show
cause why the attached Order for Reassessment of D<JtTlages shouJd not be entered.
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RULE RETURNABLE tl,c fl,:' sf
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BY THE COURT,
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FEDERMAN AND PI/ELAN
by: Daniel G, Schmieg, Esquire
Atty, 1.0, No. 62205
Two Penn Cantor Plaza, Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAI~rIFF
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT OF COMMON PLEhS
VS.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
CIVIL DIVISION
NO. 98-6142
PLAINTIFF'S PETITION FOR REASSESSMENT OF DAMAGES
Plaintiff, by its Attorney, Daniel G. Schmieg, Esquire, moveD the Court
to direct the Prothonotary to reassess the damages in this matter, and in
support thereof avers the following:
1. This is an action in Mortgage Foreclosure in '....hich Judgment waD
entered by default on JUNE 16, 1999 in the amount of $82,444.99.
2. A Sheriff I s Sale of the mortgaged premises was postponed or stayed
for the following reasons: The Defendant (s) filed a Chapter 7 Bankruptcy (#00-
1903RJW) filed on APRIL 28, 2000. Plaintiff obtained relief from the automatic
stay by Order of Court dated JULY 26, 2000.
3. The mortgaged premises are listed for Sheriff I S Sale on DECEMBER 6,
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2000.
4. Additional sums have been incurred or expended on Defendant (5) I
behalf during the time the sale was postponed or
Dtayed, ar.ct DefencLlllt (~;) h,l':I~ been rJl'Jen c:cclit tOl ...If.'! pd'irnellU, that h<l"'t~ bet~lI
made oince the judgment, j f cln,!.
The amount of ddmagcr3 r;hould no'.... read a~;
toIIO'o"o:
Princip~l B~lance
Interest Amount
G/l/98 through 12/G/00
Late Cllilrges
Legal fees
Cost of Suit and Title
Sheriff's Sale Costs
Inspections/Other
Appraisal Fees
Escrow
Credi t
Def iei t
$'72,059,00
14,.190.r)~
681, (',1
3,602,00
l, 9Sl5, ~nl
(dH ,().}
3,GO'l,:~(,
0,00
0,00
J, 1 'J.1 . :~ ()
TOTAL
$100,249,33
5. Under the terms of the mortgage, Plaintiff is entitled to incluUIOIl
of the figures set forth in paragraph four in the amount of judgment agil i nnt
the Defendant(s),
WHEREFORE, Plaint i ff respect full y requests thi s Honorable Court i DfHle .:HI
Order to the Prothonotary to reassess the damages as set forth above,
(e,f)
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Daniel G, Schmieg, ESQUIRE
Attorney for Plaintiff
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FEDERMAN AND PHELAN
by: Daniel G. Schmieg, Esquire
Atty. 1.0, No. 62205
Two Penn Center Plaza, Suite 900
Philadelphia, FA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPANY
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
VB.
DENZEL E. MUP.TORFF
JUSTINE L. MURTORFF
CIVIL DIVISION
NO. 98-6142
I. BACKGROUND OF CASE
BRIEF OF LAW IN SUPPORT OF
PLAINTIFF'S MOTION TO REASSESS DAMAGES
Agreement, whet-ein Defendant Is) agreed to pay Plaintiff principal, interest,
Plaint i if and Defendant (e) entereu into a Promissory Note and l10rtgage
insurance premiums as sa id monies became due.
late charges, real e"tate taxes, hazard insurance premiums and mortgage
secured by a mortgage on the subject premises.
In turn, Plaintiff's Note was
necessary obligations in order to protect its collateral, the subject premises.
indicates that in the event Defendant (s) defaults, Plaintiff may pay any
The Mortgage Agreement
Agreement by failing to tender numerous, promised monthly mortgage payments.
In the case ,,"-I:> j.L1dicJe, Defendant Is) failed to abide by the l10rtgage
Accordingly, after Plaintiff determined that Defendant Is) were not going to
cure the default and bring the loan current, Plaintiff commenced a l10rtgage
ForeClosure Action.
Judgment was subsequently entered by the Court, and the subject property
is scheduled for Sheriff's Sale.
110rtgage Foreclosure Action, the entry of JUdgment and the Sheriff's Sale date,
Because of the excessive period of time between the initiation of the
damages as previously assessed by the Court are outdated and must be increased
to include current interest, real estate taxes, insurance premiums, and other
in order to protect its interest.
expenses which Plaintiff has been Obligated to pay under the Mortgage Agreement
II. ARGUMENT FOR REASSESSMENT OF DAMAGES
issue of Reassessment of Damages; however,
The Pennsylvania Rules of Civil Procedure are silent with respect to the
Prothonotary shall assess damages for the amount which Plaintiff is entitled if
Rule 1037 provides,
lIthe
it is (1 .sum certain or- '.....hich call bl~ m,lde C(~ILlin bi' C(IIT:IJll!.1l 1'1,
,I; 'I..
instant cane, the ilmount to which Plaintiff is ('Ilt It I,'d l" I"",l, j_,
.1. Ljj,41",1
by review of the Mortgage Agreement, .....l1iel1 I!.) 01 Il'{""d, t"'I"II'1 ".,Ii. 'I"
Complaint '....hich npecifiC,lll,/ J iut:; tilt. item:. Chdlqt'dllll"
Cleadf', if Rule l0j'l g1'/C8 the ProthonoLllj' ttw I iq/:! t" d ;1;'
,1.1">.1' I'"
for the amount to which Plaintiff ir; entitled ,1:: fi...t f('111l III IIp'
OI",I.IIIl!
the Court has similar r-o!,o,'er to reasseDS damagcrj dt <l l.ltt'1 d,ll.'
In addition, Rule 1037 (],) pro'/ideD that the' COUll, '1/1 ni' I I, J;
I' I I ~ I '
may enter an appropriate judgment ag,linGt d p<lJtj' upun d"lollll'
II"
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If the Court has the pO'tler to enter judgment, 1t. C('! f .,11:\]'/ t;,1
tl,'
"I t. d
a lesser act, to wit, reassess damageD.
It is settled law in Pennsylvania that tilt~ ('(Jtlll
HI.I~' I' ,',' ' r , . 1 : I" 1 t : i
equitable powers to control the enforcement of a judqrW'1l1 oInd 1'1 'J! dill .I1lj-'
relief until that jUdgment is satisfied.
20 P. L. E., Judqmc'llf~; :;"(>
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also, Stephenson v. Butt~, 187 Pa.Super 55,59, 1.12 IL~d 31~1, L:I (I'PdQ; ('11.11]('
Home Mortqaqe Corporation of th_~_S2utJ~~!~~j:_ v._. Good,
53'1
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(I'd . ~;lJpl' f"
1988) ,
In Chase Home Mortqaqe, the Court stated that where ,l jlld~II1l(<lIt hdll been
assessed following defendant's failure to file a rCGpon:livc plf-'oldin'j ill .1
mortgage foreclosure action, a mortgagee ".. ,could pl"ope'"ly mOVe tllt~ COlll.t to
amend the judgment to add additional sums due by v i nUl! i f t111~ fIl01.t~JilgC' U
failure to comply with the terms of the mortguge "-ISjn:Clllenl.
I d. at 2.1.
Because a judgment in mortgage foree losure is Dt ri ct I i' i 11 n~tll, i L i!J C ri ti Cd 1
that the judgment reflect those amounts c;..:pended by Lht~ PI dint i t till protect il1g
the property.
See Meeo Reality.-59.!!1.P.~-'JY_.Y__'_ Blll'lW, .11,1 Pd, .1')5, 200 A.2d 335
(1971) ,
Plaintiff submits that if Plaintiff went to (lulc wi thollt reuooeooing
damages, and if there was competitive bidding (or" the fJubject premioes,
Plaintiff would suffer irreparable harm in that it WOlJ lei not be able to recoup
monies it paid to protect its interest.
Conver'uely, a rcaoueooment of damageD
will not be detrimental whatsoever to Defendant {oj il!J it imputeo no peroonal
liability.
The Supreme Court of PennGyJvani<l found in tll,~ !,.lIld.lll v, Wr~ntern Pel.. __N.g,..t::....!.
Bank case that the debt owed on a 1lI0n:gdCJt'
chan~J(.':; and can 1)(' {'Xp,'clt'd tu CIUn'jf' I " , d.li' ,,, ,1.1'/, !;-"('dlJ:;f' '~:,.:;! 1'1 r:
Pcnnuylvania mu:lt P,I'/ eXpell!;l'~; lor , hI' P' ('!i' J , III III :1.'/ :'J IJlut"! j'"
'"
co! l':lteral ,I.; S P.l. 1 P :?8:; 1\, :~d 1.1', , : ,'II , 1\", .IU:;" " JI!'I,1 P' I 1 (~ II 1" not
('xtin9ui:,hed ulltil lip' d...bt i!; p.lli!, I'l":l/!:l! ::11::1 lJ!')~!"
!:: ';,J J.d,'/ ,il lll;
lJllt.! till: ddtl: uf :;dJ,',
;:,,': lll'('kl~'.lll ,. /-1: L ")11,1 ';. I II ':1
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t\. :d
82G (1939).
Therefor"e, Plaintiff respectfully submits ttlat if the l'ufol'Cernent of it~j
rights are delayed by legal proceeding.n and enforcement of it.n judgment, .:tnd
Duch delays require the mortgagee to expend additional sums pursuant to the
Mortgage, then Delid expensclJ become purt of the mortgagee's] ien and should be
included in said judgment.
As the Court indicated in f:W'1A__v. .Je:.Et~"rso.n, an
unreported case d copy of which is attached her-eta, since the charges
enumerated in Plaintiff's Motion for Reassessment of Damages .....ere incurred
pursuant to the Mortgage Agreement, and the mortgage had not yet been paid,
said charges should be included in Plaintiff's judgment amount. May Term, 1986,
No. 2359 (CCP PHILA. 1986).
III. CONCLUSION
Plaintiff respectfully requests this Honorable Court grant its Petition to
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Reassess Damages.
Plaintiff respectfully submits that it has acted in good
faith in maintaining the property in accordance with the Mortgage, and in
reliance on said instrument
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with the understanding that it would recover the monies it expended to protect
its collateral.
WHEREFORE,
Plaintiff
respectfully requests
this Honorable Court
to
reassess the damages as set forth in the Petition to Reassess Damages.
FEDERMAN AND PHELAN
(t=~-f) ~ 61-_,
)
DANIEL G. SCHMIEG, ESQUIRE
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FEDERMAN AmJ PHELAN
by: Danio1 G. Schrniog, Eoquiro
Atty. 1.0. No. 62205
Two Ponn Contor Plaza, Suito 900
Phi1ado1phia, PA 19102.1799
(215) 563-7000
MELLON MORTGAGE COMPANY
VD.
DENZEL E. MURTORFF
JUSTINE L. MURTORFF
ATTOIUl,;Y ,'OR PLAINTH','
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CUMBERLAND COUNTY
COUl<'l' OF COMMON PLEAS
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CIVIL DIVISION
NO. 98-6142
AFFIDAVIT OF SERVICg
Daniel G. Schmieg, Esqui.re, hereLI' certif i('~j that Cl copy of
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Plaintiff IS Petition [or Rc.:wnesmnent of DallhlgC!1 helve been sent: to the
individuals indicated below on Nq'~f2_~TllJ_".:'l', 131 20.00.
DENZEL E. MURTORFF
A 306 CARLWYNNE MANOR APARTMENTS
CARLISLE, PA 17013
57 W. MAIN STREET
NEW KINGSTON, PA 17072
DATE: November 13, 2000
JUSTINE L, MURTORFF
33 PARSONAGE STREET
NEWVILLE, PA 17241
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157 BIG SPRING TERRACE
NEWVILLE, PA 17241
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Daniel G. Schm~eg, Esqllire
Attorney for plaintiff
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FEDERMAN & PHELAN
ATTORNEY ESCROW ACCOUNT
TWO PENN CENTER PL. STE 900
-Il'_- PHIA,PA 19102
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FEDERMAN & PHELAN
ATTORNEY ESCROW ACCOUNT
TWO PENN CENTER PL. STE 900
PHILAOELPHIA, PA 19102
cor.H.!ERCE BANK
P~!llIIOElPHI,\, PA 19146
3.1801360
CHECK NO
107757
C~J"I 11-1..<'000
DATE
11/14/2000
AMOUNT
Pay
NInE ldlD C~)/;GCj DOLLt\RS
***********9.00
VOid afler90 days
To The
Order
Of
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11'100775711' 1:03bOOIoBOBI:3b Ob573B loll'
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('lIl1lh...'1 Lind ('tlllllt~. Pl.IIII....: Ivania
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(i~rald WOrfhingfoll I kl'ul) Shnif I. II ho hl'lIlf' dul) "'olll ''''~ordillg 10 1;11', says ou (kloh~r Il,
~()()() al .1 :-'~ 0 '~Iol'k 1'.~1. 1'1 IS I h.' '<'" I'd a flll~ ..01') 01 Ih'all' sfall' Wril ;\;olil'l' I'osl~r aud
Il~sniplion in I Ill' ah,IIl'l'lIlilkd .ll'I.onul'on Olll' orlh,' IIlIhinn;rnll'd ddl:nd;rnls 10 lIil: Ikn/d 1:,
Mllrlorlr hy m;rking kllo"lIUUlo I kn/d \Iurforll al ;\ .HlfJ ( ',111\\ Yllll~ \1;rnol". (';rdisk, ('umh~r1and
Connly, l'~lInsylvania, ils l'onl~nls ;nld allhl' sarnl' firnl' handing 10 him p~rsonally fh~ said Iru~ and
alt~sl~d wpi~s or Ihl' sarn~,
K~nn~lh (ioss~rt I kpuly sh~rirr II ho h~ing duly ""'1Il ;rl'""rding 10 la\\. says on No\'Crnb~r 6. :WOO
;rt X: I () o'do~k I',M. liST, h~ s~r\'Cd a Irul' wry or R~all':slal~ Writ Nolil'~ I'ost~r and D~sl'firtion in th~
abow ~ntitl~d a~liDnuponDn~ Drlh~ lIilhin n:unl'd ,kklllbnls In lIit: Justin~ I.. 1\1urlorlThy rn;rking
knD\\'nuntn Juslin~ MurtDrrr Kl'nn~dy al ~ l:i W~sl I'inl' Sl,wl. ~ It IIDlly Springs. Cumb~rland County
I'~nnsylv;rnia, its l'Onl~nls and allh~ sarn~ lim~ handing In h~r p"rsDnally th" said Inl" and alt"sl"d
wpi~s Dr th~ sam".
(j"rald WorthingtDnlkpuly sh~rirr, IIhD h"ing dnly "'Dill al'''Drding lDI.IIV, sa)'s on Oclob"r 13.
2000 af 2:l0 D'c1Dl'k I',M. I])ST, h~ pDskd a l'OPY Dr R~al !:sIal" W,il Noli,,~ I'osl"r and lksl'riplion on
th" prop~rl)' Dr D~nz~1 1:. MurlorJr and Justin~ I.. I\lurtorlT 10l'at"d at 1:i I Opossum tak" Road. Carlisle,
Cumb~dand Counl)', I'"nnsylvania al'wrding 10 la\\'.
R, Thomas Klin~. Sh~rill\\'hD b~ing duly S\\'DIIl al'l'ording to la\\', sa)'s h" s~rv"d th" abo\'C Real
Estat~ Wril Notil'~ I'osl~r and IksnipliDn in Ih~ tilllo\\'ing ma'1I1"r: Th~ Sh~riITmail"d a nOlic" of the
p"ndcncy orlh" aclion upon on~ orth" \\'ilhin nam~d ddl:nda'lIs to \\'it: Dcnzd E. MUrlorfrby regular
mail 10 A 306 Carl\\'ynne Manor. Carlisl~. I'ennsylvania. This kller was mail"d under the date of
Octob~r 16.2000 and n~ver r~turned 10 Ihe Sh~rilrs Omce,
R. Thomas Kline, Sh~rin: who being duly SWOIll according to la\\'. says he s~rved the above Real
Estate Wril Notice I'osl~r and D~scriplion in the ti,lIo\\'ing manner: The Sheri IT mailed a nolice of the
pendency oflhe action to on~ oflh~ withinnam~d ddl:ndants In wil: Jusline I.. MurtorlTby r"gular mail
to 151 Opossum tak~ Road, Carlisi". I'~nnsylvania, This lelt"r was mail~d und~r the date or November
6. 2000 and never returned 10 the Sheri 1'1' s Onic~,
R, Thomas Klin~. Sh~rill who being duly sworn according to la\\' says Ihal aner due and legal notice
had b~en given according to law, ~xposed the above described premises at public venue or outcry at
Courl House. Carlisle, Cumbcrland ('ounly. I'"nnsylvania on Decembcr 6.2000 at 10:000 'clock A,M,
EST and sold Ihc same to Altorncy Dale Shughart .Ir, riJr Chase Mortgagc Company West F/K/A Mellon
Morlgagc Company l'or Ihe sum of $ J .00. It being Ihe highcst bid and bcst price quoted for the same
Chase Mortgage Company Wcsl F/K/ A Mellon Morlgage Company Dr 31 00 Travis Street. Houston, TX
bcing the buyer in this cxecution paid 10 sheri 1'1' R. Thomas Kline the sum or $ 605,13 it being ~osls.
Sheriffs Cosls:
Docketing
Poundagc
Posting 13i1ls
Advertising
Acknowledging Decd
Auctioneer
County
30.00
II.X7
15,00
IS.OO
30,00
10.00
1,00
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,hl\lllh'L 'tlllturn
Ih'(l'IItLIIIl(,),
September 6, 21)1)1)
TO: Denlel I:. I-.lurtorlT
A 306 Carl wynne I-.lanor Apartments
Carlisk.I'A 17013
Justine L, Murtnrff
33 Parsonage.: Street
r-;ewville,I'A 172-11
57 \\" Main Streel
New Kingston. I'A 17012
157 Ilig Spring Terrace
r-;ewville. I'A 112-11
"TIllS FIRM IS A DEll I COLLECTOR ATIL~lI' rJ~G IU COl.LECT A DEIlT AND ANY tNFORMATION
OBTAINED WILL BE USED FOR TIIAT PURPOSE. IF YOl! IIA VE PREVIOUSLY RECEIVED A DISCHARGE 1;-';
BANKRUPTCY AND TillS DEBT WAS NOT REAFFIR~IED, TillS IS NOT AND SIIOULD NOT BE CONSTRUED
TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at \5\ OnosslIm LlIke ROlld. Lower Fr:mkford, PA \7013, is
scheduled to be sold at the Sheri ITs Sale on Deeemher 6. 2000 at 10:00 a,m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle. P A 17013, to enforce the court judgment obtained by
Mellon Mortgllge Coml1l1nv (the mortgagee) against you. If the Sheriffs sale is postponed, the
property will be rclistcd for the March 7, 2001 Sherin's Salc.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevcntthis Sheriffs Sale, you must take immediate action:
I. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due, To find out how much you must pay. you may
call: (215) 563-7000.
2, You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered, You may also ask the Court to
postpone the sale for good cause,
3, You may also be able to stop the sale through other legal proceedings,
,
'''"1111,1.' IIl'~d ,III a111111ll'.' III a""'1I )'"lr li~h". ., h~ '"oll~r Y'lll ~ollla~t oll~, th~ m(}l~ ~hall~~
~OUII ill ha'~ of sfoppill~ Ihl' sale. (Sl'~ lIolic~ Oil pa~~ 1110 Oll/WW 10 obtai II all allorney_)
YOI' MAY STILI. liE AIIU: TO SAVE YOI;I{ I"WI'EIHY AN/) YOU IIAVE OTIIEfl
,waITs En:;'\; IF TilE SIIE'UFF'S SAI.E /)OES TAKE I'I.ACE.
I. 'fth~ Shl'rift's Sal~ is llt,t 'topp~d, Y,lI.r properly II ill he sold 10 Ihe hi~h~sl bidckl". You may
liud "Ullhe price hid by ~allilrg l~L'iL'i('.1-.z(!!l!!,
2. Y"umay be able to p~titioll th~ Court to ~et aside the sale if the bid price was grossly
inadequale l'ompared to Ihe I'alue of your property_
3, The sale lIill go through olrly if the buyer pays the Sheriff the full amount due in the sale. To
lind OUI if this has happened, )'lll.may call (717) 2-10-63'iO,
-1. If the amount due Iromthe Buyer is not paid to the Sheriff: you will remain the owner of the
property as if the sale nel'er happened.
5. You hal'e the right 10 remain in the property until the full umount due is puid to the Sheriff
und the Sheriff gil'es a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you,
6, You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale, This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons IIhy the proposed distribution is IITong) are filed with the
Sheriff within ten (10) days after the distribution is filed,
7. You may also hal'e other rights and defenses. or ways of getting your home back, if you act
immediately after the sale,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIA nON
2 LIBERTY A VENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYI VANIA)
COUNTY OF CUM BEll LAND)
TO THE SHERIFF OF ClUnherJand COUNTY
To satisfy Ihe debf, Inferesl and cosfs due ~le I Jon r.~)rt'lil'lO Col11f"ny__________
NO
'11l-f,141. l'ivi I 'J'enn
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CIVIL ACTION - LAW
. __ __ PLAINTlFF(S)
trom Dqn7,91 E, ~ll1rtorrr, ^ JO(, Carlwyne,' ~11n()r
_XLl'aEson~lge Strcet,__Newville, P^ 17241
l\l'-lrtnlC'nt,;,"n<I,JlI_SUI1"-.'-'.'. ~1l1r.t-,-,rrr, _
________. .DEFENDANT(S)
(1) You are direcfed to levy upon Ihe property 01 fhe delendant(s) and to sell See IJ2qal Description
~------------_.__.~_ _._ _n 'U.~~__"_______"__'_
(2) You are also directed 10 allach Ihe property ollhe delendant(s) not levied upon in Ihe possession of
""---r----- ______n.__~_.
GARNISHEE(S) as 'ollows:
..----.-.. -.--------.- .------- -_. '-'-'-
and to notify fhe garnishee(s) that: (a) an allachmenl has been issued: (b) the garnishee(s) is/are enjoined 'rom paying any
debt to or tor the account of fhe defendanf(s) and tram delivering any property of the defendanl(s) or otherwise disposing
thereof;
(3) If property 01 the defendanl(s) nof levied upon an subjecl to attachmenl is found in the possession of anyone other
than a named garnishee, you are directed to notify him/herthal he/she has been added as a garnishee and is enjoined as above
staled_
Amount Due s.aL 4AA.3.2
from 6110799 ':'-12/6/0~-$"7--;3B'4-=-75
(nferest -----!pPr n; pm --Sl3 SS) _____
Ally's Comm %
L.L.
Due Prolhy
Olher Costs
51.00
Atty Paid
Plainlifl Paid
52.405.90
Oafe:
September 11, 2000
Curtis R. Long
Prothonotary, Civil Division
REQUESTING PARTY:
Name Frank Federman, Esq.
Address: Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102
Attorney for: Plaintiff
Telephone: 215-563-7000
Supreme Court ID No_ 12248
~(h-> (/ , [} 7?67-"~...}
Deputy
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inter%! IJl the real proop-rlv SiIIJ~te(j In,/.-q.. J.h ;;;'4.L/~
CumDerland County, P:I . :. ;,' ," ~llmbered as:/S/o/J_~'-_Jtt...f..L
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this writ ana by this reference Incorporated heraln,
'1';jte....jpd;~do{, f!.() 2.n-o By: dZh_ d'd.?L
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I'ROOF OF I'IJllI.ICATlON OF NOTICE
IN CUi\lIlEIU.ANI> LAW .JOURNAI.
t tinder Act No_ 5X7, appro\'ed May I (J, 11)211). 1'. L.17X-I
STATE OF I'ENNSYI.\',\:,\I.\ :
ss.
COUNTY OF ('U~JIIEIH.,\N() :
Rogcr ~J. Morgcnthal. ESlJuirc, Editor of Ihe ('umherlaud I_aw Journal. of Ihe ('ounl\'
aud Stale allJresaid, heing duly sworn, according 10 law, deposes and says Ihatlh.' Cumberl:IIHI
Law Journal. a legal periodical published iUlhe Borollgh ol"Carlisle in the ('ounly and Slate
a"\resaid, Wi'" established Jauuary 2, 1952, and designakd by Ihe local eouns as Ih.' oi'lieial legal
periodical Illr the publiealioll "I' all kgalnoliees. and has, since January 2, 11)52_ been regularly
issued weekly in the said County, and Ihallhe printed notice or publiealion attached herdo is
exadly the same as was printed in the regular editions and issues of Ihe said Cumberlallll Law
Journal on the Illllowing dates.
v\z:
OCTOBER 27, NOVEMBER 3.10,2000
Amant lilrther deposes that hc is authorized to \'cril'y this statemcnt by thc Cumberland
Law Journal, a legal pcriodical of general circulation, allllthat hc is not intcreslcd in the subject
matter ofthc aforesaid noticc or ad\'ertiscmcnt, and that all allegations in the forcgoing
statemcnts as 10 timc. place and charactcr of publication arc truc,
REAL ESTATE SALE NO, 45
lt3wvl
~
Rogcr M. Morgenthal. Editor
Writ No. 1998-6142 Civil
Mellon l\o1ort~agc Company
VS.
Denzel E. Murtorfr and
Justine L. Murtorfr
Ally: Frank Fcdennan
DESCRIPTION
ALL THAT CERTAIN tract of land
slluatc In the Township of Lower
Frankford, County of Cumberland
and State of Pcnn!:iylv<lnla. bounded
and described as follows:
BEGINNING at a point in the
public road known as Township
Road T -459: thence South 70 de.
grees 15 minutes East liS fcet to a
point In said public road: thence In
a Northcrly direction by a private
road l3G feel: thence in a Wcsterly
dln'l'llllll I I f1 kt'! 10 <I pnllll: 11 !t'lIet:
III a SOlltlll'rJv (ltredloll 154 feel Lo
lIw pl.wt' ur IIECilNNING,
CONTAINING approxImately 3/
S acre and haVing thereon ere~tcd
a 2-1/2 story fmme dwc1l1n~ hOllse
barn, detached 1-1/2 '
I II car garage
ane 0 lcr Improvemcnts '
BEING P: I 0 '
Road. ~ pOSsllm Lake
04~EING Tax Parcel # 14-05-042~3-
VE~TLE TO SAID PHEMISES IS
J ED IN Denzel E, MurlortT and
u~stlnc L, Murtorff, husband ~ncl
Wi e by Decd from George W, S~Otl
~nd Janet M, Kreldcr.Scott, hus-
and and Wife dated 8/28/92
~o3r5ded 8/28/92. In Record Bo~C~
, page 106 '-
SWORN TO AND SUBSCRIBED bcl'ore mc this
10 day of NOVEMBER. 2000
~~~~~_N~ri.~-if.JriP/' /
1 t:'j.ol,~~;\l ~f;,\l
I lC:.; t :;~!'r;)~:i<, ."~);':lr1 Pl,b~k
, L-'.,-;,-I'~i.\. 1!..:':), C,."I,b.H10nd CO",,!)', PA
\ "'i Cr,,,''''',,;,,,)'' [..,p.r';... Morch~, 1001
t.___.__~.___~__..,~_~_.____
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THE
THE PATRIOT NEWS
SVNDA Y PATRIOT NEWS
Proof of Publication
Undor Act No, !;87, Approved May 11;, 1 ~J;J~
COfllllloflweilllll 01 Penn~ylvilllla, COlJllly 01 [)dupllll1} _,..
James L. Clark tJulrlq (July 5'11001 acct1rcJlng 10 law. cJDpO~;OS anu ~;ays'
That he is tho Acounl5 nocolvablo Managor of Tho Patriot News Co" [I corporation organizod and existing
undor 1110 laws 01 Iho ComrnonvloCllltl 01 PonnsyJvnnia, wiltl its principal ollieD and pineo 01 businoss at 812 10 818
Markot Stroot, in tho City of Harrisburg, County of Dauphin, Slale of Ponnsylvania, ownor and publish or of I.l1...Q
E.s.1triot.Nows and Tho Sundny Pnlriol-Nows newspapers of goneral circulalion. printed nnd published al 812 10 818
Markot Slroot, in tho City, County and State aforesaid; Ihal The Patriot.News and Tho Sunday Patriot. News were
oslablishod March 41h, 1854, and Soplombor 181h, 1949, respoclivoly, and all havo been conlinuously publishod
Dvor slIleo;
Thai tho prinlod nollce or publication which is securoly allachod horolo is exacliy as prinled and publishod in
Ihoir reguiar daiiy and/or Sunday/ Moira odilions which appoarod on tho 31s1 day 01 Oclobor and the 71h and 14th
day(s) 01 Novomber 2000, Thai noilher ho nor said Company is interosled in Ihe subjecl mRllor 01 said printod
nollce or adverlising, and Ihal all 01 Ihe allogalions of Ihis staloment as 10 Iho lime, place and character of
publication are true; and
Thai he has personal knowledgo 01 Ihe tacls atoresaid and is duiy authorized and empowered 10 verify this
slalemonl on behalf 01 Tho Palriol-News Co. aforesaid by virlue and pursuanl 10 a rosolulion unanimousiy passed and
adopted severally by the slockholdors and board of directors of Ihe said Company and subsequenliy duly rocorded in
Ihe olfico for Iho Recording at Doods in and tor said Counly 01 DauPhin/i.,/iscellaneous Book "M",
Volume 14, Page 317, ~. ~.
PU B L1CA TION .... ..,.... ....",..,.,..,.... ..",...,6,,-.. ._... ....., _'.."'_.."..,..,."......."...,._.
COpy Sworn 10 and subscribed b~lore m:JIj lsl day at cemb 2000 A,D,
S ALE #45 NOlaria' Sa" , /[ / /
Tcrryl.AusSSIl,NolaryPUbUC ". (,.6. ~ ~~
REALESTATE ALeNo Han1sburg,OaUPhi'lCounly "'-
WrltNo.1~142'~ My CommISSion Expires June 6, 2002 NO AAY PUBLIC
,. ClvHT.rm fA8rHOor, Pennsytliarlla ,l\SSoclalion of NOlflries My commission expires June 6. 2002
IIIU..lIortgage Company
VI
DInzII E.llurtarf1l1ldJusllIll L.1kntor1I
, .AtIy:_FtcIonnon
IlESCllJPlIOH
ALL THAT CERTI of boo situ.,. in
IIie TownsI11p' of Frmkf,rd, Counly of
Camberl.oo and 5 Ie of .hnll.lYMnlo, 'N
boonded and dosaI .. foI!ows: J
BEGINNING .1 . nlln Ill. I>UbU, IO.1d 8
-..TownshipRoldT-459;IIlen<eSOUlh .
70 degrees 15 minutes ""1118 fed 10 . point )
ia..fd l'."blic 1O.1d; ",,"'" in. .Norih.rly ,
di!edion.b):' p,mt. IO.1d 116 feef; lhen" in
a Westerly itirection 118 feet to ;II poln!; Uience
In a Soutb~Jy direction 154 ket 10 the place
of BEGINNING, . . . ,
"..- --.;.:-.,..... 1M acre ~nd
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing Ihe notice or publicalion allached
hereto on Ihe above staled dates
Probating same Notary Fee(s)
Total
$
$
$
143,40
1,50
144.90
Publisher's Receipt for Advertising Cost
The Palriol Nows Co., pubiisher at The Patriol-News_and The Sundav Patriot-News, newspapers of general
circulalion, hereby acknowledge receipl of Ihe aforesaid nolice and pubiicalion costs and certifies Ihat the same have
been duly paid,
By.,_...."...."",...""...,.."",_"....,.,..,.".....",..",."