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COUNTRYW I IlE HOr~E !.C1MlS,
INC, D/B/A AMERICA'S
WHOLES,\LE LENDER
PIClintift
IN '1'111,: (")1 WI' 'J!-' COMMON PLEAS
CU~HI':I!I.fI!lI' ,'( ,IJNTY. PENNSYLVANIA
vr;.
JOSEPH R, BAJ<RETT ANI)
tJMWAI~A '1', H^JmETT
Defenddnt~3
(' I V I L At ''I' IIiN LA\'i
1 N r+.\!(!'Cj/ViE F()F!,;C'[l)SlJRE
THIS LAW FIRM IS A DEBT COLLECTOI, AND WE ARE ATTEMPTING
TO COLLECT A DEBT OWED TO OUR CLIENT, ANY INFORMATION
OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF
COLLECTING THE DEBT,
IJ 0 T I (" E
'(ou have been sued in court. If you wish to defend agctinst the claims set
forth in the following pagcf;, you must tab~ action within tWf~nty (20) days after the
Complaint and notice are sc:."ved, byenteriurJ ,1 written <lppcarance personally or by
attorney and filing in writing with the COUl.t your defenses or objections to the
claims set forth against you, YOll are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the Court without
further notice for any money claimed in the Complair.t or for any other claim or
relief requested by the Plaintiff. You may lose money or property or other rights
important to you,
YOU SHOULD TAKE THIS PAPER TO YOUR LMIYER AT ONCE, IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
~1HERE YOU CAN GET LEGAL HELP.
Cumberlilnd County Bar Association
2 Liberty Ave" Carlisle, PA 17013
717-249-3166
Legal Services, Inc,
a Irvine RoW, Carlisle, PA 17013
717-243-9400
A V ISO
LE ~I DEMANDADO A USTED EN LA CORTE, SI DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS
DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO, PARA DEFENDERSE ES NECESSARIO QUE
USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE
USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA,
RECUERDE, SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL
PROCESO SIN SU PARTICIPACION, ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A
FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA
DEMANDA, POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO,
PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE,
SI NO CONOCE A UN ABOGADO. LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE
REFERENCIA DE ABOGADOS), 215-238-6300,
Cumberland County Bar Association
2 Liberty Ave., Carlisle, PA 17013
717-249-3166
Legal Services, Inc.
a Irvine Row, Carlisle, PA 17013
717-243-9400
COUNTR YW WE HOME LOAN,':,
INC, D/B/A AMERICA'S
WHOLESALE LENDER
Plaintiff
t N Till< (")1 n,''l' 'JI-' / '( )r~r~f )~J 1'I,E^S
!'ln~III':I!I.Mjl) "')~ItIT'I. l'I,:tJN::YLVANIA
N(),
VB.
JOSEPH R, BARRETT ANI)
BARBARA T, HAI!!!!,;TT
Dett'lId,lIlt ::
1'1 VII. ","I'II}N I.AI'I
lri r,1i>liT':^':I': }-'()I!i,:el,o,':IIIIE
THE FOLLOWING NOT I !'I'; I:: III':IN': 1'liIIVII)I-:J> I'IIJISUANT TO THE
FAIR DEBT COI.I.I':C"I'ION i'I!AI ''I' I ('I,::: AI'T, I', II. ,':, c, r, 16Ul:
The 1I1l(b~1 :li'Jlll'.j ,Ill l'III"',' j,'l ,II t t'llIpt iIlr; to collect a
debt oWI.d 1(1 Ill" l'lolinl ill, ..lid .lIlY information
Obt.iliJ1f'd wi 11 Ill' llHf'd 1,11 t lidl ptlrpose. The amount
of th" d,,1I1 i:l:;1 "I ,'d III III i:; 1"JlllpLlint, Plaintiff
in 1:])1' I'J..d i' f lJ 'I \ wllr 1!1\ 111.. d"hl j :~; owed. Unless
th" lJ"hl ''', willllll I hi II Y (\01 days after your
receipt (II t llill llfd il'l' diHpllt.I_~n the validity of the
a[orf.~lld id dl'ld III .IllY P(ltt iOll thereof owing to the
Plai.nt j,ll, t 11.. Ilfld"1 :liqlll.d dtt.Ol'Iley will assume
thai ::,lid d..1.1 1:1 v,1i id, II Ul'" Debtor notifies
the' llIl(h~nJiqlll'd <It t (l) 1l"Y in wl"iting within the said
thirty (\0) dolY 1"'1 j"d !.l1ilt the aforesaid debt, or
any portiun tlll'I'I.,J! I ili d.i.uputed, the undersigned
at torlll.'Y ::1101 I I 01)1 01 i II WI.' 1 L tell vel'if icat ion of the
sa.id d(!bt fp)l1I I-Ill' PlcdIlti[[ and mail same to
Debtol.', lIpoll WI j L 1.,," l'l~quest by Debtor to the
unden;lcJlled oItLol'n',y within said thirty (30) day
period, th" ullrI"l::j'Jlled attorney will provide
debtol.- with LI1,' 11,1111., dlld address of the original
creditor if different from the current creditor,
PURCELL, KRUG & HALLER
Leon p, Haller, Esquire
1719 North Front Street
Harrisburg, PA 17102-2392
(717)23Q-U78
Attorney 10 #15700
Attorney for Plaintiff
COUNTRYWIDE HOME LOANS,
INC, D/B/A AMERICA'S
WHOLESALE LENDER
Plilintiff
IN TilE ':c):;;n (JF COMMON PLEAS
Cllrl,BERLAND COUNTY, PENNSYI,vANIA
NO, ,) i' C. / 'iJ' ("cd '-;;; ,,-
VB.
JOSEPH R, BARRETT AND
BARBARA T, BARRF.TT
Defendants
CIVIL ACTION - LAW -
IN MOETGAGE FORECLOSl;RE
COM P L A I N 'I'
1, Plaintiff, COUNTRYWIDE HOME LOANS, INC. D/B/A AMERICA'S
WHOLESALE LENDER, is a corporation, with an address of 6400
Legacy Drive, PIano, Texas, 75024-3632,
2, Defendant, JOSEPH R, BARRETT, is an adult individual
whose last known address is 1654 HOLTZ ROAD, ENOLA, PENNSYLVANIA
17025, Defendant, BARBARA T, BARRETT, is an adult individual
whose last known address is 1654 HOLTZ ROAD, ENOLA, PENNSYLVANIA
17025,
3, On or about May 31, 1995, the said Defendants executed
and delivered a Mortgage Note in the sum of $56,950,00 payable to
AMERICA'S WHOLESALE LENDER, which Note is attached hereto and
marked Exhibit "A",
4, Contemporaneously with and at the time of the execution
of the aforesaid Mortgage Note, in order to secure payment of the
same, Defendants made, executed, and delivered to original
Mortgagee, a certain real estate Mortgage which is recorded in
the Recorder of Deeds Office of the within County and '
Commonwealth in Mortgage Book 1266, Page 41 on June 6, 1995
...
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conveying to original Mortgagee the subject premises, AMERICA'S
WHOLESALE LENDER is now doing business as COUNTRYWIDE HOME LOANS,
INC, Said Mortgage is incorporated herein by reference,
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'. 'I'll" l.ttl,j ::ld'I"'1 !" Ill" r"l'II!I"I(l" I:,: 1(,11'1 HOLTZ ROAD,
ENOI.^, I '1,:rm::'r'I,VMJ I II
1/11.'
,lIld I:; fllcq,. P,llt i('\lldrly dCGcribed in
Exhibit "H" ,II I II'tJ".j 1I"f'" ".
I" '1'11" :id 1,1 11"1 "lld,llll;: oil" t h,' ll'dl 'JWllP%'f; of the land
fllilljl'/'l II' 1/1" r.i"1 I '1"'1",
'/, 'J'IJI' r-1"11 'lolli" I:: J II 1j.'t.niLt dtlf" t () till' t.itet that
Mo!'lqd'I(llll IidV'> l.til..d Ic) IldY lh,' i.ll:;t,-dlllH-.!Ilt due on June 1,1998
dnd ..II :lIdl;;I'ljlll'llf ill:i' ,lllm"nt:, th'.:reoll, and the following
dlllO\lllt 1; .III' dIll' rill Iii,' r-1'Jl'lqd~P':
(01)
{JIlP.tid prill('ipdl b,11ance $
50,148,66
(hi
1111 "r""t oIt :;:J;~,(J7. per day
Irolll ',/I/'J!! to 11/1/98
Ih,.",,<I Oil cOllt,-act rate of 8,750%)
2,211.68
(c)
^r_'CUlIlU LJted Late Charges
15,00
(d)
1"lt" charges at $25,16
per month for 6 months
150.96
Ie)
Encl'ow Deficit
183,09
If)
5% Atto~ney's Commission
2,507,43
$ 55,216,82
'Together with interest at the per diem rate noted in (b) above
after November 1, 1998 and other charges and costs to date of
Sheriff's Sale,
The attorney's fees set forth above are in conformity with
the Mortgage documents and Pennsylvania law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale,
If the Mortgage is reinstated prior to the sale,
reasonable attorney's fees will be charged that are actually
incurred by Plaintiff,
8, No judgment has been entered upon said Mortgage in any
jurisdiction.
9. NotiC:t~ of inl!~ntion to [ol.~(.'l():;,' ,llld ,lcr_',.l"ld{" IIII'
loan balance pursudnt to PennsylvullLl ^ct No. ,) of l~'1lj il; !lot
required in that the original principal bCllanc'~, exc.""d,,
$50,000,00,
10. Defendants are not mernbp.t,!: of t hr. ^rfllP(! FrJ!'('('f; (d' !-I1.:'
United States of America, nor engaged in any way which would
bring them within the Soldiers and Sailors Relief Act of 1940, as
PURCELL, KRUG & HALLER
By ~O\ P }:!l.ctCL.''''--
Leon p, Haller
Attorney for Plaintiff
I,D, #15700
1719 N, Front Street
Harrisburg, Pa, 17102
(717) 234-4178
amended.
11. Plaintiff has complied with the procedures required by
Pennsylvania Act 91 of 1983 (Homeowners' Emergency Mortgage
Assistance Payments Program) and Defendants have either failed to
meet the time limitations as set forth therein or have been
determined by the Housing Finance Agency not to qualify for
assistance.
WHEREFORE, Plaintiff demands judgment in Mortgage
foreclosure "IN REM" for the aforementioned total amount due
together with interest at the rate of 8,750% ($12,02 per diem),
together with other charges and costs including escrow advances
incidental thereto to the date of Sheriff's Sale and for
foreclosure and sale of the property within described,
'-.
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lOA~ ,. 4373149', "
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11I1 31, 117~ ,lJ.NCASTER . PA ";"":'~,''l'' ,'", ,..
_I I 1071 ':,':' ~r:~<gi:' .";
US4 HOLTZ ROAO UCLA, PA 17OZS' ",,-, ""'-'l'!':~!;~~.~" ,ii'"
. I~"'''''I ',\ ::"'::'l./"l:~ ~';
,', UORllOWDl'S PllOMlSllTt'PAY " ::' :" .. !;; '!It"';'\'"
, 11I.-.. r...... "'" 1_ _>N.I pomioc "Il'7U.s.I~6,950.00 ~-II...;i,/:, ,
" "piodpII"),pIoo_..""'onIcrolll>cLcn<lcr,Thcln>da-1I " :,',' ': "Y>>Il:'S{c 1
. AMEIUCA"S WHOLESALE lEIIOU ", .,:,\" ,;:~l/,~.:'J..','! i
:'.__""'''''Lcn<lcr_....r''do....... The Lcn<lcr"..,..._hkcslhbNooobylnlUblll4....II_..'>,;:;, 'Ji
., rca:trcpl)'ft'l('Otl~tbdNc:lllCbcallcddv:..,.lIolder.. Ii,' :,' .~, '~'~':'it;
2.JNTERESJ' " , . ..j"
"""tsl..lIbo:thar&ul"'''''l*d~..til''''rull_oI~hIl_po;d.lwilIll'7_.'J<8l7_'''' ,:
8.750 "" "
The inkrtU rue roquired by thb Stttion 2 is the DlC: I wiD pay boCb bd'on= WId ara .,. detail dexribcd .. ScaIo. 6(8) ot
dois.....
3..A~
fA) n.t,.1Ht P'Iac't el P37"lmtl
I win ~ princiflallnd in-.::rest by makinS psymeTt~ cvtty month.
lrilmako:myrnonthtyplymcntsonthc FI__Sf dayn!tlthrnonth~in.OQ July 1 .
1995 . I will ma1e tho:pl)'TnCfltsevtr'J mmth until I h.1\"CpIlidaDotdv:prineioalar.din~1fId1ll7odlCt~~
below that I may owe WIder this Note. My monthly plyments wid be applied ., ln~ berm ptnci.pIL If. OD
June 1 .2015 .lwUowclmOUfltsundd'l'UsNoce..lwiIlplythoJcllDClUCtS.fWlCIIIbIl
-. which is c:aJkd the -Maturity DIre..
I wiD male my moo\h!y paymerti.S at
155 NORTH lAKE AYE, PASADENA. C'llfORNIA, 911D!
or lIIadirrerenl place d rcqu1n:d by l.hc Note Uolder.
tll) AfDOQal ol MOIl'.'" Pa11'*ttIIl1
My rnonlhly paymal;l mIl be in Ihc amount of U.s. S503. 27
.. BORROWER'S RJGHT TO rRF.PA Y
I ha\"C ~ richllD mate pI}'mCll1 of pcinci:-J II .y time bdor: they art due. A pI)1nCnl or principal ooJy b blowft a I
-1I".....J...c..L. When I mate. prepaymenL I willldl the Noo: Hokk:r ill writin& Ihat, n dcina: so.
1 may make . full prq:lIyment or partial prt"flaytne!ltl1lrl'i~ ~& ".1 ~ytne!ll =-rc. The Note Hol6t:r wiD 1I3lI .n cI
fII'1 ~ymcnb to reduce lhe ~t or principal thai I 01IrI'C under this Hole. tr I make. pGaI (1"CpIJmCDI. Ib:re wiD be no
chaJ.cts iD the due daLe or ll'l the nount of my monthly payment unk:s.11he Note Holdct ~ in writillllD Itmc aces.
So L01.N CHARGF.S
tr. n. \O'~ith applies ID this klan MIt.l which SCl'I muimum bn~ is rcnaUy in~ sothatlhciDtemlorocbc:rba
=-zes colka::d CC' ID be c:olJc:t1et:I in cmnecticn with this bin Cltced the permitted limits. Ibcn: (i) Uly StXh km charzc shaD be
rc:duccd by the tmCCmt nettSSII')' rJ reduce the dwze to the pcrmilXd Iirait: .,d (u) tiny sums .&tady coIJccted (rom mo ""Ida
oo=cded pcnniaai limits will be rtlundo:IlO me. The Note Holder may cfw:lo!lc to mKe this rcCund by rectucma:!be ~ I 0"ftI
ander this Ncce or by mWn& . dim:t t:*ytne!lt 10 me. If . refund rW..JCe1 principal. the rcducticn wiD be UtIICd as . ~
prepoym<nL
"BORROWER'S FAILURE TO PAY AS RF.QUIRF.D
(A) Lalt Cht.rv for OTrrdltt P.JfDtnls
IflhcNcte Holda' bas net received the (ulllffi(l(,lnlo( any monthly paymcntby the cndol FIFTEEN calcnlbr~ If\I::rthc
dale it is due, I will pay.lMc: cNrxe to the Note Holder. The ~tolthe charge will be 5.00 'IoCmy
0'fCtduc ~ or principal md inlC:rel1. I will ply t.\is We tharrc poolM but. only once on CICb l* paymcnL
(D) Dd'..1t
tr I do not ply the fuD amounl of each ncnthly pa~1 cn the.. it is due. I will be in default.
~:w--
NOTE
INt.nt""T1n'nu,T1IM)T1.I.....'.-.,.r__'_tao.Wl___
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emit .SR ft'"IG.o CFClO"""1 V\l~YO~lQ.A,o.(~O~IlI.I'GClUI.rnl
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1\11 "1"UI\'1' Clm,TI\IN tract or p<.lrccl of land oituatc in the Townohip
of Hampden, County of cumberland and commonwealth of pennsylvania,
more particularly bounded and described according to survey plan
of Hurtman and Associates, Inc., Engineers and Surveyors, dated
June 6, 1994.
BEGINNING at a point in the northern line of land now or
formerly of Lawrence T. Joyce at its intersection with the eastern
line of land now or formerly of Nora Ann Fraker; thence north 25
degrees 21 minutes 58 seconds east, along said line of Fraker
lands 190 feet to a point; thence south 7S degreeS 36 minutes 25
seconds east 441.38 feet to a point in the southwest portion of a
private road; thence south 13 degreeS 05 minutes 01 seconds east,
a distance of 185 feet to a pipe in the northern line of land now
or formerly of Daisy Z, Sampson; thence north 77 degreeS 38
minutes 31 seconds west, 424.10 feet to an iron pin in the eastern
line of land now or formerly of Lawrence T. Joyce aforesaid;
thence north 78 degreeS 38 minutes 03 seconds west, along said
line of Joyce lands 138,92 feet to a point, the place of BEGI~mING,
BEING THE SAME PREMISES which Clinton A, Orris, Executor of
the Last will and Testament of Warren C, Orris, late, by deed
dated September 7, 1994 and recorded in the Recorder of Deeds
Office in and for cumberland County, PA in Deed Book 111, page
726, granted and conveyed unto Joseph R. Barrett, his heirs and
assigns.
THIS IS A CONVEYANCE BETWEEN HUSBAND AND WIFE AND IS THEREFORE
EXEMPT FROM REALTY TRANSFER TAXES PER REGULATION NO, 1102,C,3,6,
~cG", 123 1.1[[ 193
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COUNTRYWIDE HOME LOANS,
iNC, D/B/A AMERICA'S
Wf!OLESALE LENDER
Plaintiff
IN THE Cnl)HT (~W C!>r-1r--l,')N !lLEI\S
CU~1BEHL^ND ('()UNTY, iJEtnj~;'{I,V^N r ^
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,~'JSEPH R, BARRETT ,L,ND
B,;RBARA T, BARRET!'
Defendants
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THIS LAW FIRM IS A !JEBT COLLECTOR Aim WE ARE ATTSI1P,'ING
TO COLLEe':' .'\ DEB', O~lED TO OUR CL~EN~, P,NY INFORMj" ~ON
OBTAINED "RO~l YOU WILL BE U2ED "'OR THe: !'ui'.?OSE OF
COLLECTING THE DEBT,
NOTICE
You have been sued in court. If you wish to defend against the claims set
forth in tl:e following pages, you must take action within twenty (20) days after the
Complaint and notice are served, by entering a written app~arance personally or by
attorney and filing in writing with the court your dcfenDe~ or objections to the
claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the Court without
further notice for any money claimed in the Complaint or for any other claim or
relief requested by the Plaintiff. Yeu m~y lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP,
Cumberland County Bar Association
2 Liberty Ave., Carlisle, PA 17013
717-219-3166
Legal Services, Inc.
a Irvine Row, Carlisle, PA 17013
717-243-9400
A V ISO
LE BAN DEMANDADO A USTED EN LA CORTE, SI DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS
DESPUES DE SER SERVIDO CON ESTA DE11ANDA Y AVISO, PARA DEFENDERSE ES NECESSARIO QUE
USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FOR}~ ESCRITA, EL PUNTO DE VISTA DE
USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA,
RECUERDE: SI USTED NO REPONDE A ESTh DEMANDA, SE PUEDE PROSEGUIR CON EL
PROCESO SIN SU PARTICIPACION, ENTONCES, h~ COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A
FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA
DEMANDh, POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO,
PROPIEDAD U OTROS DERECHOS IMPORTANTES,
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE,
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE
REFERENCIA DE ABOGADOS), 215-238-6300,
Cumberland County Bar Association
2 Liberty Ave., Carlisle, PA 17013
717-249-3166
Legal Services, Inc.
a Irvine Row, Carlisle, PA 17013
717-243-9400
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COM P IJ ^ j ~J..-J~
1, Plaintiff, COUNTRYVlIDE HOME 1.0 "-11 S , INC, D/B/A AMERICA'S
WHOLESALE LENDER, is a corporation, w,th an address of 6400
Legacy Drive, Plano, Texas, 75024-3632,
2, D"fendant, JOSEPH R, BARRETT, is an adult individual
whose last known address is 1654 HOLTZ ROAD, ENOLA, PENNSYLVANIA
17025, Defendant, BARBARAT, Bl'.RRETT, is an adult individual
whose last known address is 1654 HOLTZ ROAD, ENOLA, PENNSYLVANIA
17025,
3, On or about May 31, 1995, the said Defendants executed
and delivered a Mortgage Note in the sum of $56,950,00 payable to
AMERICA'S WHOLESALE LENDER, which Note is attached hereto and
marked Exhibit "A",
4, contemporaneously with and at the time of the execution
of the aforesaid Mortgage Note, in order to secure payment of the
same, Defendants made, executed, and delivered to original
Mortgagee, a certain real estate Mortgage which is recorded in
the Recorder of Deeds Office of the within County and
Commonwealth in Mortgage Book 1266, Page 41 on June 6, 1995
conveying to original Mortgagee the subject premises. AMERICA'S
WHOLESALE LENDER is now doing business as COUNTRYWIDE HOME LOANS,
INC, Said Mortgage is incorporated herein by reference.
t). The land flubjt~ct to the Mortgil~J'~ i:;: 1 ')5,1 HOLTZ HOAD,
ENOLA, PENNSYLVANIA 17025 and in more parti,:uL,rly d'-"Jcl'ibcd in
Exhibit "B" attached tlercto.
~. Tho:! .said D0fend,::ult.s <lr:e t}v~ r'-';'~.::ll :,J'N'!l':'l":; uf th.. lollld
nubject to the Mortgagn,
7, The Mortgage is in default due to the fact that
Mortgagors have failed to pay the installment due on June I, 1998
and all subsequent installments thereon, and the following
amounts are due on the Mortgage:
(a) Unpaid principal balance $
(b) Interest at $12,02 per day
from 5/1/98 to 11/1/98
(based on contract rate of 8,750%)
50,148,66
2,211.68
(c) Accumulated Late Charges
15.00
(d) Late charges at $25.16
per month for 6 months
150.96
(e) Escrow Deficit
(f) 5% Attorney's Commission
183.09
2,507,43
$ 55,216.82
*Together with interest at the per diem rate noted in (b) above
after November 1, 1998 and other charges and costs to date of
Sheriff's Sale.
The attorney's fees set forth above are in conformity with
the Mortgage documents and Pennsylvania law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale. If the Mortgage is reinstated prior to the sale,
reasonable attorney's fees will be charged that are actually
incurred by Plaintiff,
8, No judgment has been entered upon said Mortgage in any
jurisdiction,
9. rIutice of intention to [oreclone rUld ,lcct!lcrate ttv.!
loarl balarlce pursuant to Pennsylvania Act No, 6 of 1974 in not
required in that the original princip,:il baLUlr:o' .~xc.~,~~df]
$SG,ODO.OO.
10, Defendants are not members of the Armed Forces oE the
United States of America, nor engaged in any way which would
bring them within the Soldiers and Sailors Relief Act of 1940, as
amended,
11, Plaintiff has complied with the procedures required by
Pennsylvania Act 91 of 1983 (Homeowners' Emergency Mortgage
Assistance Payments Program) and Defendants have either failed to
meet the time limitations as set Eorth therein or have been
determined by the Housing Finance Agency not to qualify for
assistance,
WHEREFORE, Plaintiff demands judgment in Mortgage
foreclosure "IN REM" for the aforementioned total amount due
together with interest at the rate of 8,750% ($12.02 per diem),
together with other charges and costs including escrow advances
incidental thereto to the date of Sheriff's Sale and for
foreclosure and sale of the property within described.
PURCELL, KRUG & HALLER
By ~1J, /~
Leo P. Haller
Attorney for Plaintiff
1. D, #15700
1719 N. Front Street
Harrisburg, Pa, 17102
(717) 234-4178
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.: ..-.ro............._o<d.l........"P'7lU.llC,t50,OO (lIoIo_-.. ~-1 >J't,
to ~pIia'*ml.1D..ontcrolNLcn6cr.Thclnwbb '.....'1 ~~ i.~.
",,"UJCA'S \tMOlESAlE lUOU '.. ,....,/. ',,1. 'J~...0.
:. I ~ .. lbc l.eDdar .., nmfcr 6G tbc. The Lcncb ClI' ..,... wtlo tIl.ts INs Nola bJ hId'tr.. __ iI.w .l;.:~-: '.
I,' rocd'fep.,.,nCDCnrw:k:r dUI""bcaDcdltlc~ IbIder,' , :.o:,!-:,..; '.\'~':':
J.IHT1:REST '7.~.' :' ,,~,,"
", _...11 becl\orJaloa....,.;dpmQpolaoOlohcrull_dpriadpol""'bcalpa;i.I.;uP'7........JOOl7_Ot',
1.750"" ,
The 1n1Cftsl,. rcqa:ired by Iflis Scalcn 2 is !he .-.1-'11 pI'p I:JcG; hd'mJ "'" aI'a'., ddJa!tda::rD:01....so:da. 6(BJ~
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1.AYMENTS
(A) 'nM aed rt.n eI h,.nt31
I will ~ prh;ipIIlnd ~ by lNtin. paymt:n:J C"rttJ mondl,
11riDll'\.Ilcm,rnond\Iype)'mCfttlonl.hc FlqST 4rto.'CIldriraonth~inICII July 1 .
1"5 ,I will..... ohcoe paymentt...". """.. ..iii I """ paid III olohc,......, and -Nld"70c!"rc,-lCI_
below .... · ....., """ - llIis -- "'7 """.." po"""", ..;JI be _ " 10_ belen ptoc;poI. U. oa
June 1 , l015 .1 sliD O""C InlClIW\ts WIda l\isNcc.1 wiD ~ tbotclalCllmb. blc._
dIe...tUtb i:I taIkd the -M:laarifJ' DIre..
. wiD rr.ate my mrxaihly psym:rta lot
155 NORTH LA'E AVE. PASADENA. CALIFO'NIA, 91109
or. . dil1'crau pbce t! rtqWaI b)' the No4c 11oIdcr.
II) AIItOa_1 01 Moat..,. "',..ntl
Mr monlhly pI)'ml:Dt.;n be in d'le lIrnOW'Itol U.s. SSOJ. 27
4.IORROWER'S RleHT TO I'RF.PAY
I hrn: lbe ri&ht 10 tnU:c peymcntS 0( prizw:;;JII . Il'ly time bdor: Ifq 1ft, d>JC. A PIJmCDl 0( pri:ndpLI CIlIJ b ~ as I
"-.....,......A., .. When I make. prqlaymcnt.1 will tdllhc Note llolier '" ~ IbIIln doina m.
IIMJ' malc . full prq.ymcnt or JlII'ti,LI prt'pIymena wiIhout pIJ'WIl ..., ~ymcnc, eb-Je. The No.: Hol67 triIIac all 01
IIt7 P'tI*)'mcntJ 10 redur:c &he mlOUnl 0( prinrip&I th.tl: I CtWc under this Nc:<<.. If I make . ~ ..."1"',.......... ttlcnl WI be DO
m.a,a in the due da&e or m the Il'l'IOUI'\I of my ma'llNy PI)1TICnl unle:s:s the Hole Holda Itf'CCt in wrilinllo ttmc ~
S. LOI'.N CHARCFS
I'. taw. ,",':'iicb awlics lO this loin Jnd ...hich SICt1 muimurn ban ~ b rNDy inlO'prUCd JO IhM:tbc iob=CI'l':'Ccr_
chqa eoUcacd or lO be rolIccto:I in c:onne:ctiotl Trim lIIis ba tltt:cd l.hc pamiacd l.imia.lbea: (i) Ifty Sl:ldlI Ie-. charp stall be
.- br ... """""'I -....y " """"" die cluqe 10 ... _ me nl r')"'7 ..... aIn:ad7 _ _ ..._
cacceded pc:rmiaed limits WI be refunded 10 me. The NOlI: Holder mIJ' dlooJc b mate dUs rtf'\DJ by rtduc:ma lbo ~ I 0"Ie
IDk:r :his Nc:c or by makinl . dinxt pIIJmmt 10 me. I( I rd'uad I"tdIa:s ~ the reductioa wiD be Ift:-=d as I pn.a
",y 31. 1195
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IllC HOLTZ ROAD [NOLA, PA 1701l'
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6. BORROWER'S FAILURE TO PA Y AS REQUIRED
(A) Lal~ C1t:c'tt for Onrdllt PlJ1IlNts
u..._ -.......-""ohcr.n_Or.,7"""""_b7ohceodol FIFTEEN -""''''''ohc
..;, is due,. will pay.1aoc cluqe" ohc N.,.. Holda, The...... d die cluqe wiI1 be 5.00 1I ollll7
-_dprincipoland ........., wilIpo7 L'u. ....~~bet"'''onceoa_laocpaJ1llC'lt.
(11) Dda._
tr I do noI pIIJ' Ihc (all .-nounl or each nOl'ltNy pIIymCm 011 me _ it b doc. I wiJ1 be in ddlalt.
"""A" "1I't:).A" 110". t.....,..-,. '__...-. ..."""--....~
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q .SIII "'"1M CFC(OIlt4) 't'\l."OlllQ.\G('OfhII'IMOlUl.",'
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1\11 "f"A"f ceIlT"1" <race or parc"l oC land oituat" in the Township
oC Hampden, County of cumberland and commonwealth of pennsylvania,
more particularlY bounded and described according to survey pIan
of Hartman and Msoci"tes, InC" EngineerS and Surveyors, dated
June 6, 1994,
BEGINNING at a point in the northern line of land nOw or
formerly of Lawrence T, Joyce at its intersection with the eastern
line of land now or formerly of Nora Ann Fraker; thence north 25
degrees 21 minutes 58 seconds east, along said line of Fraker
lands 190 feet to a point; thence south 75 degrees 36 minutes 25
seconds east 441,38 feet to a point in the southwest portion of a,
private road; thence south 13 degrees 05 minutes 01 seconds east,
a distance of 185 feet to a pipe in the northern line of land nOW
or formerly of Daisy Z, SampSon, thence north 77 degrees 38
minutes 31 seconds west, 424,10 feet to an iron pin in the eastern
line of land nOW or formerly of Lawrence T. Joyce aforesaid,
thence north 78 degrees 38 minutes 03 secondS west, along said
line of Joyce lands 138,92 "eet to a point, the place of BEGINNING,
BEING THE SAME PREMISES which Clinton A, orris, Executor of
the Last wil1 and Testament of Warren C, orris, late, by deed
dated september 7, 1994 and recorded in the Recorder of Deeds
Office in and for cumberland County, PA in Deed Book Ill, page
726, granted and conveyed unto Joseph R, Barrett, his heirs and
assigns.
THIS IS A CONVEYANCE BETWEEN HUSBAND AND WIFE AND IS THEREFORE
EXEMPT FROM REALTY TRANSFER TAXES PER REGULATION NO, 1102,C,3,6,
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