HomeMy WebLinkAbout98-06199
~
"-
~
;~
~
-
"~
d
:2
~
"~ .(
l..L~
.It)
\J
~.r
~ .d
\) .
\I .,
III ~
,,~
~
l~
-
.5
~
\J
~
\')-.
..........
~
~
Ct-
.
~
), The land suhjeet to the mortgage is:
51 West Kellcr Street. ~leehanieshurg. "A 17055,
4. The derendant(s). Bonita J. Romito is the re.1I owner(s) "fthe land suhjeet to the
mortgagc al1<lthe Defendants' ."Idress is: 51 West Keller Strcct. Mechanieshurg.
PA 17055.
5. Thc Mortgagc is now in dcfault duc to thc failurc ofthc Dcfcndant(s) to makc
paymcnts as thcy hccomc due and owing. Thc following amounts arc duc:
Principall3alancc: $35.972.03
Intcrcst to 8/17/98 $ 2,476.68
Accum. laIc charges $ 244.60
Attomcy Fcc/costs $ 3.600.00
--------....-.
TOTAL: $42,293.30
plus intcrcst from 8/18/98 at $ 15.96 pcr day, costs of suit and attorncy fccs,
6. In accordancc with thc provisions ofthc Act of January 30. 1974, P.L. 13 No.6.
Scction 403 (41 P.S. 403), a Noticc of Intcntion to Forcclosc is rcquircd and was sent
Scptcmber 3,1998. A Noticc of Homcowncrs' Emcrgcncy Mortgagc Assistancc is
not applicable was scnt July 8, 1998. Thc Dcfendant(s) havc not curcd thc dcfault.
WHEREFORE, Plaintiffrcqucsts the court entcr judgment in Mortgage Foreclosurc
for the sale of the mortgaged property in Plaintiffs favor and against the
Defendant(s), in the sum of$42,293.30 together with the interest from 8/18/98 at
$15.96 per day. costs of suit and attorney fees.
I
.'
n.O.1V.O:
'/2' /gO 5:10PM;
.:>0 OHEO ~AV^'H>IN LAW O'TICI:; ,,-U- 0
JUL-21-9B rUE 02:14 PH
FAX NO.
P. 05
,-...
; ~:.';:..: I . I ..: !!~ .~ !. ~: :,:
..:: ~~F'.'):~:~ .jF D~~;DS
i;:.'H:,:. !1~".I~ (J CCl.jt~j ':'. ill.
,-.
..
Sk51'
-^, .~
'9'/ DEI.: 10 Pf'l12 05
td ~ 0 l5 ? Z- 9q 37
_'_ COI\H.1l110nr..Jth Dr tt'l1lUi)lr;wJ;a 5pl1cr Aboft Tbu Lwt Fur RrccudiDt O.,(j
OPEN.END MORTGAGE Applic');,","n 'e '07,f,'No.....l.
TIlls MOl1~age secures future allv.nee,
I 'I' December 8. 1997 ..
I. PATE AND PAATlF.S. TIle dale of th, MOrl,,,e (SecurI'y I1Strument) I' ...."......................................... anll ule
p;1flics. their addressc:i and t:.lX itlc:ncifkauon numbcB. if required, Ire as follows:
MORTGAGOR:
BONITA J ROMITO
o If checlced, rdcr 10 the 'nlcbed Adllcndum incorporatell berein. fur allditional MOll~aso~. their signatures and
il~know)eL.lgmenLS.
LENDER:
Green Tree Consumer Discount Company
3401 Hartzdale Drive Suite 132
Camp Hill, pennsylvania 17011
2. CONVEVANCE. For good and valu.~le considerotion. the leceip' alld Suffidency of which i, aeKllowledged, and 10 secure
rhe Secured Debl (defined below) and Mong.sor's per/ormanc.e und.r rbi, Security Ilb1rumenl. Mongagor grnnl:!. bargaill5.
. conveys and mOrlsago< 10 leDder the following described propeny:
See Exhibit A
The propony is Jooll.d in .......~~,~E~~!!~........................................... at ................................................
(CI)U01)')
. . . 17055
. ... ,., ......, .... .................... ........ .._ ...... ...... .............. 0" ........ 0_..... ..... .......... .... Pennsylvaroa ..............,... .,'!." .....
(^ddr~u) . (City) .(ZIP Code)
Togelher with all rightS. easemel\ts, appunc:uances. IOYill1.ies. mineral righfs. oil and gas rightS, all Willer and riparian righfS.
ditches. aM water slock ana all existing and furure impro'o'enlcnts. SUlll:ture5. fixtures. a.ud rcplacemems Ihat &Day now. or 211
any time in the future. be pan of the real.slOle described above (all r.ferred 10 as .PrOperry.).
3. MAXI!\oIUM OBLI!tt ~b9>1'b ~WT. 11,. 10..1 prindp.l.am,ou~, ,:"eured by rbi, Security I~I"'me~t at :1IIY one tinle shall nOI
exceed S .........................."........................ . TIus lunnauon of amount does not U\c;lud~ Intcte~1 and other fees and
. charges vaJidly made pursunm to this Security Ins1rulUe::ot. Also. this Hn\it3tion does not apply to advances made under the: I
wnns of this SCL:urity Instrument to protect L::nder's security and to perform any of the covenantS contAined in this Security
Instrument.
4. SECUREP DEBT ANT> nJTURE ADVANCES. The tenll .Securod Debt' is defioed as follows:
A, Debt incurred under tho lelTllS or all promissory no,.(s). con"ncl(s). uuaranty(s) or other evidellce of debt described
btlow am.! all their extensions, rc:newals, modificadons or subsdrurions. (lVhl!n ri!/erencing rhe d~bts below 11 is
suggcsud that you include iretlLV such as borrowers. numes, note amounts, interesl Taus. nurrur/ry data, etc.)
Note dated Oecember 8, 1991, between Green Tree consumer Discount Company and FRANK
M ROMITO JR. BONI~k.J'ROMITO. for $36,000.00, maturing December 12, 2022.
. \.1' . r I ~. ',.; '::. . ~ ..
P.ENNSVLVANIA . MORTOAO'f (NOT FOil PNMA. FHLMC. FHA. Oil. VA US!I
t!:lll,. e...._.,. S7.1....,.. ,"e.. SL eloucl. MH 1\.lJDD.:tI'-2:t"'1 r.,rI\F;,[.MTQ.PA 1ZJ,tU'"
FOr"lll 10 ::11.11.1" .
Rook:1.421PAGt 379
Aec<<t1ved:
7/~1/90 5: 10f'M;
_ -. O"EO ~AVARDIN LAW OFFICE; Pogo 0
JUL-21-98 rUE 02:14 PH
FAX NO.
P. 06
'. .
\
!
I
:, ,
r
:(:~j'
".
tf
I .
,---
-.
.' ,~
B. All future atlv3n'.:c5 from Lcrxler 19 Mong..cor'or other (urure obligOllions of Morlc.1gor 10 Lender under ~DY promissory
1101C. conlract. gu.lfan.y, or olber evillence of c.Jebl cxcculcd by MonCilgor In favor of Lenc.Jer C;(tCUlet! afler Ihis SccurilY
In!itJumem whelher or nOllhh Sc:turhy Insrrumem is spccirlcally rerercncctl. If morc man one pcrson :51J:ru thi::s Securhy
In.carume:nt. each Mortgtlgor a~n:es 'Ihac this SecurilY Inslrumcnl will secure an future acJvancts and fururc Qblia:.uioru
Ih~l ale J:iven 10 or incuned by anyone: ur morc Monlla,gor. or any olle or ",arc Mort~;J.sor and others. ^" future
.auv;lnCl:S tint! olhcr future obligllcions arc secured by t.his Sl."turity Instrument even thou~h all or pilrt may 1101 Yl;t bd
'advanced, All nllure advances and other nnure oblisation, arc secured as ir nlade on Ihe dare of thil Sc<:uriey Inmumcol.
Nothing in (his Security Instrument shall constlwtc a conlnlilJncnl to make ac.ldilioru.l or fulure loans or advanccs In any
anlOUIlI. Any such c;onuniullc:m must be lI.grecd 10 in a stpilr.ue wri1ill~. .
C. All nh1i:.!a.ti.Of\!i MottL!'acor owes to Lend:r, which may hller arise, to Iht.: ex~enl nor prohibill:d by law, including. bm not
limited to. lii1bilitic:s for overdf'i1fl$ relildng 10 any depo>>il account agreen\cnr between Mongagor and Lcmlc:r.
D. All addiliunal sums advanttd and expens.. incurred by LeOOcr ror insuring. prt:itrving or oeherwise prococling Ihe
Propeny and ilS value and any other ",ms advanced and expenses incurred by 1.<:ndcr undot the cenns of chis SecurilY
.. Instrument.
Thi~ Security Instrument will not secure any ather deb( if Lender bils 10 give any required nOlice of the ri11:111 of resc:issiou.
.-.......,.....-. - ---.- _.-
- -.- ""_..........--
s. fA YMENTS. Mongagor aJ:rees thai all pitymenrs ulUl"r th~ S~ured D~bt will be paid wh~;1 c.lue :\ml in ;u:corj:l.:;C': W;tl1 Ihe:
lenus or che Secured Debc and thi. S.curi,y Inmume""
6. WARRANTY OF TITLE. Mungagor w.rranlS thaI Mongagor j. or will be lawfully seized or ehe estace cODveyed by Ibis
Securily Insuun\cnt and has me rigbl EO gram, bargaiD, conv:y, sell. and mortgage lhe Propeny, Mongagor also WatTanlS lh.i1~
me: Property is unencuDlberecJ, exc~pt for cncumbriu..:es of record.
7. PRIOR SECURITY INTERESTS. With regard 10 any other moncogc. deed of crust, securilY agreement or other lien
document mat creared a priUf security in(~t~St or encumbrance on <<he Property, Mortgagor agrees:
A. Tu make all paynlOolS when due and 10 pcrrono or comply with all covenants.
B. To promptly deliver 10 Lender any noLices that Mongilgor receiy~ from Ihe holder.
C. Not 10 al10w any modification Or eXlenslon of. nor to request any future: advances und.;t any Dote or a.greemem secured
by lhe lien document without Lender's prior wrinclI consent.
8. CLAIMS AGAINST TITLE. Murtgagor will pay all taxes. ..,...,me.lS. liens, .ncumbrances. lease paymenlS. ground rcnl<.
utili,ies. aOO och.r charges relaling 10 the Propcny when due, Lender nl.y require Moresogor '0 pruvide '0 LeOOcr copies of all
..... . -Dotices-lh~t. ;suchrnlr.(Iunts..arc due .and-the- receipls-evidencing Mongagor~s 'payme:nt"..MorEgagor with. defend' tille to ~Ihe:
Propcny against any claims !hac woula impair the lien of chis Securicy InsuumeOl. Mortg~sor agrees 10 assign co LcntIer, as
requested by Lender. aJlY riShes. c1:>ims or derenses Mnncagot n..y have asainsl ponies wbo supply labor or malerials 10
nuimain or ilnprove me Propeny,
9. DUE ON SALE OR ENCUMBRANCE. Lender may. al il$ oplion, deelare 'Ille en,;re balance of the Secured Debl 10 be
immetliarely due: "ntl payable upon Ihe crcalion 0(. or contract fat the trcation of, any lien, encumbrance. lransf~r or sate of thr:
Prop.ny. This riChl is ,ubjecelo the rcs<rictions imposed by red.:rallaw (12 C.F,R. 591). as applicable. This COVenoll' shall
run with the Propeny and shall remain in effee, un,il "'e Secured Deb, i. paid in full and this Securicy InstrumCDt is released.
10. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. MOrlgasot will keep the Propeny in good condition ana
make all repairs that ilrc reasonably necessary. Mongagor sh311 not commit or :lllow any W3..~te. itnpi1imlenC, or dt!~erionuion of
the Property. Mongagor will keep Ole Property free or noxiuus weeds ana sr."es. MOrlgasot agrees WI the ""tu", cf Ihe
occupancy and use will not. subStantially ch3nge wiiliour Lcndc:r's prior weiu!:n conSent. Mongasor will no~ permit any chan:~
in any Hcen.sc, restrictive covenant or easement wilhout Lemler's prior written consent. Mongagor will notify Lemler or all
demands. proceedings. claims and Bccion.' agaillSt Mortgagor. and of aoy loss nr wllllago 10 the Propeny.
~oUKt421rAGF. 380
(pagl!l 2 of 61
Sll!ll). P,.,,~... Sy.I...... Inc.. ~L CI."d....N 11"1.10-'Ol.~1.\) '......IlE-MTO.jIo'" '2/111'"
r.'",
('..'. -;..j ..... .;.
:,.... .
Rece1ved:
'/~l/un b: lUI'M;
OllEO JAV^f\DIN LAW OFFICE i "nu..'
JUL-21-9B TUE 02:15 PM
FAX NO.
P. 07
, ,
"
r
,---.,
,-..
'.
LenlJcr or Lc'\tl~r'li lltCmli may. at [...c::N1er's C'lplioll, enter Ihe Pnll"cny at any reasOn1ble liOle for the purpose of impeclins tbe
Plop.ny. Len~" ",all give Mon~ar.o' "",;ce ., Ihe tin" of or before an in>-p<Clion specifying a reasoMbte rUIpO,e for the
Inspec,;on. AllY hupecliOll of !he Propo:ny sh.11 be cOIl rely for Len~cr's b<nefh an~ Mung.gor will in no way rely on
'Lendt.:r';i inspccdon.
-
i ~
11. AU1'HORIT'r' TO PERfORM. II Mong.sor fail, 10 perlonn any ~uty or .any of Ihe covenan,s cont.ined i.\ Ihls 50<''\"lIy
'11b"u",e",. Len~er rnay. wi!houI nolice. po:rlon\l or cause lhelll to be perromlCd. Mong.cor appoill" Lender lIS attorney in
facI 10 sign Ml'rtgaaOr'$ name or pay any WIIo"nt n""e...ry IIlI perform.nee. Lender', richl 10 perronll ror MonsaSOI .hall
nat create an oblig&tion '0 perronu. and LencJer'~ f1li1ure U,) ~rronu will om precludt lender from exercisiDC ilny of Lemler's
Dlher rights under Ihe law or d,i. Sl'CurilY In;!run,.nl. IhllY lO'''lrudoll Olllhe ProperlY is ~isconlillued or'nol curied on in a
reasonable manner, L<ndcr OI'y u.k. all SI"I" ,,,,,,-<ary 10 pm""' Lender'~ "","rilY in!eICSI in Ihe Plopcny. Includinll
complelion of the conslrucdon.
~,
; J
11. ASSIGNMENT Of LEASES AND RENTS. Mon~.gol irrevocably granlS. barsains. conveys 300 mongalles 10 Lender as
'addilional secority all !he riSIIt. rhle 3nd interesl in and to any and all e.isdng 01 future le.."'s, .ubleas... and any u!her wnnen
:01 verbal allreOlnenlS for tile ~e and occupancy 01 any pordon or the PlUpeny. indudi"g aoy "l.."iens, renc:~als.
; R\(ldificalions or subs,itutioM oC such agreements (all refcncd to as ~Leases.) ancJ lents, iSSUCi and profi~ (aU rereCTed (0 as
"Renls"). Mongagor will pronlp~Y provide Lend" wi!h tl\l" and correcl copies of all cxisdn~ and lulure Leoses. MonS"llor
OI^Y clllleel. receive, enjoy and use ~le Rents so long us MOllgasor is not iD der.ult udcr the ""US oi .:.Is SecurilY
Instrument.
I
t
I
Mon~a~or agrees .hat utis assiCM~c;:nt is immedhuely effective he\w~en the p:..nics to thi~ s~urlty Inslrumem tLIld cfrccdvc M
\0 thinI flJ~~i{':; on Iht recortliflg or this Security Inslrumeol. and this assignment will [(,;main e:rrectivc until the Ob1igalions are
satisfied. fvh.1fl:;i.I~or i\E(~t!l t~l.it LiCnc.lcr 15 emided (I) n~,tify Mortgagor or Mongagoc'S tenantS to make payments of Rc:nlS due
or m bccolI\C: c.llJ~ dir:ccl, to LentJt:c aC(er such rccortlin:;. bowe__'cr Lender agrc:es not to notify MOrl~agor', tenantS un\.il
r.Jllrt~agor c..IeC:l\lhs and l.i:nlJer notifies,Mongagor of the. dd;ault antJ den\aoc.1s th3.t MongilSor anlJ MonC3.J:or's lCnants pay aU
Rents tloe or 10 beeon.. due directly 10 Lender. On ICcdving nodce of dcf.ull, Mongagor will endOlSe and deliver 10 Lender
any payment of ReDtS in Mortgagor's posse~ion and wilt receive a.ny Rents in trUst for LencJcr and will not cornmi~lc the
Rents with any other fund~. Any amounts cottccted will be applied as provided in rhis Security lnstNO\cnl. Morc~agor warrants
Ihat no default existS uncJcr the Leases or any applicable la.nd1ordlle:nant law, Mortga.GOf also agrees to rnaint:.\in ancl require:
allY leMnllO comply with Ibe !elTTlS of d.. Leases and applicable law.
13. LEASEHOLDS; CONDOMlNIUM5; PLANNED UNIT DEVELOPMENTS. MOllgagor .~rees '0 comply with the
provisions of any le3se it this Sccurity (ru;uunu:nt is on a leasehold. If th~ Pfo.:opcrty includes a unh in 3. contJouunium or II.
planned unil development. Mon;r'sor will perl,'nn all of MonSagor's dUlies under the cl)VenanlS, by.laws, III rcsulation.s 01
th~ condominium ot p1anned unh de\r'e1opnu:nt.
14! DEFAULT. MOllsasol will b< in dcfaull II any pany obligated on the Secured Debl lails 10 make p3)'ll\en[ when due.
_ '-Mong.jioi will'o. in delault il a bieach occur< ui\der the terms or Ihis Securi,y'loslrumeol or anY'other documenl'executed 'fur
Ihe purpose of CIe.tinS. securins or guarantying the Secured Debt. A gOl>d I.,;lh bclief by Lender !hal Lender al aDY time Is
in:i~e,;urc: with tb-pc:ct to any pcrlion or entity ob1igated on me Sl:Curcd Debt "r mat me prospect of any payn\ent or the value of
ch~ Property is impaired shall 31so consdrulC: an event of der~\uh.
15. REl\-IEDIES ON DEfAULT. In some instanceS. lederal and stale law will require Lender to provide Mollgagor with nolice
ofihe risln 10 cure'" other nolices and may tStablish wne scbedules for forecl~ure actions. Subject 10 these Iimitalions. if
any. LcudCr may accc:\r:nue the Secured Debt aDd foreclose this Security IDSIrUn\ent in a mann~t" provided by law if MottpgOr
is in defaulr.
Al lbe oplion of l.cn~er. all or iny pan of the agleed I.es 'lIld cnargcs;accrocd interest and principal shall become immel1i31ely
I due an<.l'payabl~. after giving notice if requi(~d. by law, upon the occurn:m;c or a default or anytime thereaFter, In.addition.
Lender,shall be entitled 10 all Ibe lemedies provided by law. [he ICJ11lS of the Seeuled Deb,. this SecurilY In"ronleol aN.1 aoy
n!lattd documentS. AU remedi~ ue distinct, cwuulative and not excl~ive. and the Lender is entitled to aU rC:l1lcdies provide
.. law or equily. wherher or nOI expressly sel fOM. The acc.p..nce by Lender 01 any sun. in pa}'lllent or p.ttla' payment 0
the Secured Debt afle:r the balance is due or is :Acceler.ncd or after foreclosure proteedings are filed shall not constiru,c a. waive
or Lcnd:r's right to rt:;:.:ir:: l"t'mpletl:: cure o~ any existing default, By nO( ex.ercisint: any rcnledy on Mortgagor's default
Lemler dOl:~ nOt W'olivc l.;.en~~r's pgh~ 'o,late'r'co~ider the event a d~filUlt if it COJ1t\nu~S or harpens again.
,...,' .. (p.gtJ 3gfS
,. 110. a....... '1'1'1""'., ""'e., SL CIOY~, "/.11 11.IOO.'3~7.23,l1l (0.". RE'M':'O.P.a. 1:1/Hlll1"
aood.421rAGt. 391
fleCttlv,.(t:
,,;"I/un !o: lIJI'M,
~
.:- nllfO ,IAVAIIDJN lAW ClI '-lei:; PAY" II
JUL-21-98 rUE 02:15 PM
FAX NO. p, OB
,-..
.-
"
-
16. EXPENSES; ADVANCES ON COVEN.ANTS; ATTOItNEYS' f<:ESI COLLECTION COSTS. E,eepl w/..n prohlblred
by l.1w. MOII~agor al:le:s 10 pa)' AU of Lender's c:r:penlit:s if MOrlCJ!,:or brt~ches any (:ovC'~nt in this Securhy frufrumenl.
;Morreatnr will aha pl)' un \lc:m;and any amoum incurn:d by Lcntlc:r ror iruurlnc. inspecting. prC'scrvln~ or mbcrwi.ie '
prol~Clina: Ihe Properly anti Lemkr's sc:c.:urity iOlert'~e. These ek.rH:nsc~ will bta~ interest frum ehe d:.th: of ehe pilynlcnt until lli.ItJ r
in fun Olot the IIi~hesl inl~rej,t fale in cHeer ~5 provh.h.1l ill che tenlLS of !he Secured Debl. Mon'iI~OI isrees to pay all C~15 :md , '
C'Jtpcnses incurred by Lender In collectinl:. enforcing or prou:cdni: Lc:nd..:,'s righl$ amI remedies UDder this Security In)trunteru.
Thh: :unounllUit)' include, but ls nollimiu:d to. luoency,:' C~es, coure COSl<. and ollu:r Jegal cxpcnsei. This SecurilY In:urun1cnc
shall remain in effect unfit releasecJ. Monglsor agrees 10 pay for Olny reconlalion ~ts of tuch release.
17. ENVIRONMENTAL LAWS AiIl'D HAZARDOUS SUBSTANCES. As use~ in this seelloo, (I) Environn;enl.ll Law nleollS.
. wilhuut limhaliun, Ihe Comprehensive EnvlroMltmaJ Respnn,e. Compenulion an~ Li.bility Ael (CERCLA, 42 U.S.C. 9601 r.
ct seq.). and ,11 olh~r fetler..!, Sloue and Joe::al laws. reJ:uli\tion.~. ordinanCes. taun orders, auomey Benerat opinions or ~
inu.:rpretivc leuers concC'min~ lhe puhlic .health. .safelY. welrare, environmenl or a ru...urdous SUbSfJnCe; ancJ ('2) H.wlfdou$
Subslaol.:t: nlt:"'ns any to~h:, r:uliOI(:live or haz:udous D1ilterial, \li61.5fe. pollutant or conlaminant which.has characu:risdc:; which
ren~er Ihe sub.Wler dangerous or pOlemi.lly d.1ngerous 10 me public bealth. safely, welfan: or eoviroMlCOI. The lenn
includes, wh.houE limitation. any S\Ibsunces defined 35 .hazar~ou:i l1lace!lal. - :!9...~ic sub$~es,: -huar.dnus w~(e. or
'haziirdoussubmricc'ufu!cr any Enviroiullelllaj Law. '.
Mons;acor iepreSCl1ts. wanants ?ond ajlrec:a; mac:
A. E:tccpl as previously disclosed and acl:.nowleurcd in wridnc 10 Lender, no H:wudous Subsuw:e i~ or will he located.
scored or n:lcllScu on or in the Propcny. TIlis rl:~'tricrion does not ~pply (0 smcaJl quantities of Ha.urdou$ Suhstanc:C's thai
arc gcnerdlly rc:coJ:nized to be appropriate for the nonnal use ~nd maintenance of !he: PJ'openy.
B. Exee;n as previously diSclosed and acknowh~tJgetl in wtiring to lender, Mortgagor and every Cenanc have been, are, and
sball ..main in full cOlllpli~oce willl any applicable Envirorunenral Law.
C. Monsagor shall inunedillely llOlify Lender if a release or threatened relea~e of a.Hazardous Subs!allce oceur; On, under
or aboUl the Propeny or there is :I violacioD of any Environmental Law concerning the Property. In such an e.vent.
Mongagor shall cake all ntcessary remedial action in accordance: wilh any Environmental Law.
D. Monsagor.shaJl inunediale)y norify Lender in writing as soon as Mong-agor has reason (0 believe chere is:my pending or
chrea.hmed investil!ation. claim, or pruceeding rclaling fO the release or threatened release of any Ha.zanlous SubsWlC.e or
the vioJation of any Environmemzl Law.
18. COJl<l>EMNATION. Mongagar will give Len~er prompc no lice of any pending or mrtareoed action. by privale or public
enrities 10 purcha..;e or take any Or all of IJh~: Prupeny chrougb condemnation, CTuinem cJomain, or any olher means. MOrle-agar
authorius. l.e..wer 10 inlervene in Mongagor"s name in any of the a~vc described actions or claims. Mortgagor assigrw to
1.. LeJlllcr the'procec:w,of.any award or'claimr[ol.dan1agcs.connected wieh.a condelUt13tion or other taking of'all o('anY'part'oftbc.
Propeny. Such proceeds shall be considered paymems lU1~ will be appJje~ as provided io \his Security Inslrurnenl. This
lSsigrunem of proceeds is subject 10 lbe Icrms of any prior mongage. t1eed of [rust, security agr=em Or omer lien documem.
I
l
19. INSURANCE. Mong.gur shall keep Propeny insured against lass by fire, flood. Ihef! and other hazards U1d risks reasonably
associlled willl the Propeny due 10 its type and locatioD. Thi.~ insurance shall bo main<ained in the amounl~ and for me reriods
dial Leoder require.. The insurance carrier providinlllhe in.~nr.nce shall be chosen by Mongagor subject 10 Len~er's approval,
wJlic::h shaH not be unrca.ronably wirhheJd. If Mongagol fails. 10 mainrain the coverage de~cribcd above, Lender may. It
Lender's option, obrain covernge fO protect l..end~r's rights in the Property according 10 the terms of chis Security Instnunent.
>
,!
,
All insurance policies and renewals shall be acceptable to Lender aJl~ ,h.1I include a st.nd~rd "mons.go clause" and. where
applicable. -loss payee cla~" Morcga!:or shall immedjalcly nOllfy Lend~r of cancellation or tenninalion of the insurance.
Lender sh3.11 have !.he right 10 holeJ tl1e policies and renewal;;. If Lender requin:s. Monga~or shall immediately cive [0 Lender
all receipts of paid premiums and n:nt:-wa1 ncrices. Upon loss. MongilEor sh.aJI give inll1lediate notice to the insurance carrier
and Lender. Lender may make: proof of loss if nOI made inuntdiatcJy by MongagOT.
"
0"
.6ood.421rAGE 382
(paga 4 of 6)
!) It... 0....... :l.,.nml. '''r..~I~:'~IG~d, ~~ ll:a~~_1~':2'3.'1 ,.,,"m:.NITQ.~"" U"!)j!l"
-. . .
AeC.l'llttd:
7171/UII 5:20PM;
.> GREa ..JAVAROIN LAW OFFICE, Pogo g
JUL-21-98 TUE 02:16 PM
i'
r
I.
FAX NO.
p, 09
,--,
,-,
.,.
-
Unless olherwise .greed in writin,. allln.surance proceeds shall be applied 10 die reslOrarion orrep.lr oflbe Ptopeny or 10 rhe
S"ure<l Debl. whether or not Ihell due, al lcll~C'" o:'.ioll. Any applJc'liol\ or proceeds 10 prl""ipal shall nOI eXlen~ or
po~lpoue the due dlte of the Jcht:dul~d payment nor chdnt'c the a.moum of any p.ymcm. Any Uctn will be JlAicJ 10 Iht'
'Mnrr.'Jcor. If ,hI: Propcny is acquired by Lender, MOfl1:a.;:or's righl to any insurance pollcies <llId proceedlli rcsu1tinll (tom
d.ll1Iase 10 II,. I'r~pcrry befur. the aequi,ition sh,1I poss 10 Lender to Ihe e.(ent uf, ,he Se<:ured Debl illUUedialely before Ihe
.lIcquisilion. .
"
,
\,
"
,
.20. ESCROW fOR TAXES AND INSURANCE. Unless '>lherwise pro\'idM In a sop.",e a~reement, Mon~al:or will nOI be
rcquirC't.I Co pJY (Q lender fund:; for taxes and insuu,nce in escrow,
"
f
.
21. FINANCIAL REPORTS" :-<r) ADDITIONAL D(l~'UME.NTS. Mort~a~or will provi~e 10 lender upon ~quesl. any
tinallcial suuem~nt or information Lcnc..l:.:c may dccm reasonably m:c!!:s)ary_ ~10rtgagLu 8&rt:cs to si}:n, tl:Ii'/er. aod lile any
addilional documentS or cerrificatiolL-i rhat Leml~r may considl.:r nl."CCSSiJry to r,crft.'\:t, continue, ancJ preserve: Mon.:aJ:or's
oblig.tions ooder!his Securi,y InslOlmem and lender'. lien ,,"tUS on Ihe Propeny.
22. JoiNT AND INDlVmUAL L1ADO,ITYj CO.SIGNERS; SUCCESSORS ;U;D ASSIGNS 1l0UND. All dUlie. u""or this
;S.c~rity Inslrument are jOiol and individual. If Morrgasor sil:os !his S,-curilY IllSlruin.;;1 bUI do.. nOI si,n an evidence of debt,
MOrrgagor does so only 10 mortgage ~':":I,"~or's interesl in die Property 10 secure paymonl of the Secured Debt IIDlI
MOrlS.cor dO<:.< 001 agree 10 b. perso,",Uy li"ble on the Secured Dcbt. If litis SecurilY Instillment $Ccure, a suar.nlY between
Lender and Muugagor. Mon::aa:or agrcts co vlaivc any rights thac m~y prevenc Lemler horn brin&iug 3.ny action or claim
ag3in!:t Mortea~or or any patry indebted uDd!!:f the oblilJlrion. 11lesC rishts may include. bue are nOI limited to, lny
'anti.deficiency or one-action laws. Mortgagor ~grees thac Lender and ~ny pany to thj~ Security In"crument may eXlcnd, modify
or make any chau!;c in the t.;mt:5 of cbis SC:l.:uric)' lnsuumcnt or any evideu.::~ of debt without Mortgagor's consent. Such 01
change will 001 release Morrgagor from Ih. lermS of 11';5 Security Insl",",ent. The duries aDu beDefitS uf IIIis Security
.1n.o;IrUmCOI shall bind and benefil IIIe successors and assigns of Mortg.gol and lender,
,..)
~.
l '
1
i
)
23. APPLICABLE LAW; SEVERARU.ITY; INTERPRETATION. This SecurilY lostrUment is govemod by Uu: law> of the
:jurisdiction in which lender is localoo, except '0 the extent otherwi:ie requirtd hy the taws of the jurisdiction where the
Propeny Is loe..ed. This SecurilY Instrumenl is complete and fully jotegrared. This Security lnstlllmeDl may DOl be amended or
modified by oral agreemt:nl. Any stction in this Security Instrument, aU3chm~nts. or any agretment related 10 the Secured
Debllhar cODfilm wilh applicable law will nOI be effeclive, unless thaI law expressly or implietlly permits the voriatio"" by
wrincn ;!;1l'rccllleot. If any seelion of this Security Instrument cannor be en(orctd according to hs terms, that section Will be
severed and will nOI affeellbe enforceabiljlY of tho ren,ainder of !his SecurilY InsIOlll1e.t. WheneveT lL<cd. Uu: .ingular Shall
include the plurol and the plural rhe singular. TIle taplions aod headings of the sections of !his S,'CIlrity InsllUroent are for
,convenience only .and are DOt to be \ls~d co interpret or cJdin~ 1he l~rn1ii of chis Security Instrument. Time is of the essence in.
this Sr=curity Instrumenr.
24. 'NOTlCE. Unless olh.rwise ..quir.d by law, any Ilolice shan b. given hy delivering it or by mailing il b}' first class mail 10
....me-appropriate pany's address on page I of thi$.S~urity Instrumeur, or {O'any oth~r addrtss dr;:signated in writing. Notice to
'One: nlong-agor wilt b~ deemed to be nodce to all mong:\gors:,
.
\
~
25. WAIVERS. ExceptIo the e'le,,1 prohibited by law, Mongagor waives any right 10 appraiseDlen' relating 10 the Propcny.
. ,,\"~"I:"l''''',
~\''V. " to- I"
~,'\,)o" '.C ~f..:
,*,., '....~...-."t~.,. 'o.! '.~
~..., ...._~ ..C".... I. ~
~......./. ~ "'-I.'';.. ~~
~~,~-~ "'-.._-
~::"':'~" .e>> ~;" S
~~~~ ::: 5:E ~~
% ~\-~ ....':'/ ..;:~
~ :::;"........ 'I:~ 'i'";"-,, $
~ ":........ ..... -"~
Ii: ..-,............- '..' ~
'1",'" ....~.. *~
"", .........
"',~",,'",1'''''-
,.
, ,
,. I
.' 1
',. '
. .
"
1\ .
"
BouK1421 PAGF.. 383
..-"t"...., :,' :." '.
11..,.: ...,../ .
"' .. ......,. -. .
~, ')40_'.,. S,.".",.,ltIc., $1, CI......Io1N 11.&00.'111.23411 ~"", II.t-MTG-P" 1211"0.
(pogo 5 of 61
n.c_lvod:
7/21/U" ~:20PM;
.... OFE,a JAVAROIN LAW OFFICE; Pogo 10
JUL-21-98 rUE 02:16 PH
FAX NO.
P. 10
r--
-
"
...:,.
26. OTHER TeRMS. If checkeY. the Collowins Ire applicable to ,his Security Inscrument:
o Llno oC Credit. The Se<:ured o.bt inclu~e' . revolvins liDe oC O,,~il provision. Ahl1ou~h the Se<:ure~ ~ebl n...y be
re~uce~ to l zero bal.nce. ,his SecurilY lostrument will remain in effecl un,il reJc:asc~.
o Construction LO.1n. This StCurilY Inslrumenl Setures an obligation incurre,lCor the c:onslnJceinn ~C an improvemenl on
the Prup,ny. .
o F..tU{C FlUn,: Mon~agor gronts to Lentler a security inleresl in all goo~s that Mongagor owns riow or in ,he fulU'"
and II\lit arc or will become fi.\NI'C'~ relined to Ihe ProperlY. This Security Instll.ln)cnt suffic:e~ as a finnneinaz $11:Uc'II'Icnt
.n~ 3IIY carbon, photographic or other repro~uclion may be fil,d or re<:ord Cor purposes oC Anlele 9 or the UniCurnl
Commercial CO<Ie. .
o Purchase Money. This Security ln51rumcDt secures advances by Lender used in wboJc or in pan to acquire the:
Property. AcconJintly. dlis Securicy Insuunlem. and the lien hereunuer, is and shaH b= conslrued as a purch:'\~e money
D10nCige with all of the riehls. priorilies and ben~fiLs thereof undcr ,he laws of the Commonwea.Jlh of Pennsylvania.
o NOTICE TO BORROWER: THIS DOCUMENT CONTAINS PROVISIONS FOR A VARIABLE
INTEREST RATE.
D Riders. The covenants and asr..menL~ of each or the riders cJll,el:ed below arc iDcorporaletl ioto and supplement and
amend die lenns of thi. Sec9.r;i.lY tns\rumem. [Check all applicable bqxes] .
o Con~ominium Ri~er 0 Planned Unil Development Ri~er 0 Other ................................ ...................
o Additlonal rerms,
SIGNATURES: By siS"iUJ: below. Mung.sor. intending '0 be legally bountl hereby. agrees 10 thelmns lDlI covelWl'S eontallle~
in this Sentriey Instru:~~n! anlJ in any allachmenlS. Mortgagor also acknowledges receipt of:ll copy or lhis S~urity InstNn\em on
the cL1re .to!Cd on page I.
c2.. ~.1..i4..~~~.........!.-?.:.f..:17
".J;;~'31.~ ..,
...............::-...f~.....
............................................................................
(Si;IUIUrc)
(Dale)
(WilntuJ
..........................................................................,.
ACKNOWL~~~~~AL1H OF ...~::~.':'.~r.~:-:~.':'.~.ali............ COUrjIX OF ..q~~b.4t.':'(~.9......"......} ss.
(lMMowoaI) On this. the ..........~~.......... (Jay of ...!?~~.~.~..!':~.................J:11::J'.... before me .n.................................
the undersigned officer. personally appeared .........................:...!~~:.~~..~..~~~~................ ........................
........................................... ..............................., ............... known to me (or ..lisC,clority proven) 10 bo
the person(,) whose =e(.) is subscribe~ 10 the wilhin instrument, and acknowle<lge<l wat he/she eXmlled the same
for the' p~rroses therein contahu.-d.
,. -;':;----':-;'- ....~"....
. . #\ '" .
In witness whe',.of; 1 herewuO'scc my hand 2J1~ official seal.
. . .1:... ""'':'" : ..... .
My~~mmis5ion c;JI;pires;; ~. 4 .. ~. .
....;..;,1-::.I.I~..~'~/,J ~'..:., "~:"'-;-"~ f' .~"~:'
......;..~~ \,\,.,~, :..' .I~.\:...
.. ..f;. ..".\' 'lbtaiO'..ce.a,' -' . ,-.;;: "
. ~_' .....,,:..tu. ~~. ':":'.>J ..,.. -. ,
~-: ~~ATIIiEW A'j(Ijtorn!AfI:Nlj~'Publla" " ': '<; "
h ~~:.:\~~C~~=;-: .::;;~ l Tio;.;;o,;;;;;,.............................................................
h' ~~re' . ~. -. - 1-; 'th' d '. Green Tree: Cc,mllUtnet:' DiScount CO#1p::r.ny
]~o.i"::J{~~Z~l.e. ~'.;y~c' Jr...p HU1:r ~nn~ny~1", 15.17.oi1.......................................................................
. ...... ...~:l~ :;...~:~~~~?~ .S-'J...-..::.~~::b:;l:~:i.Jr. :.:............................. .............................. ........ .... ........... ..........,... ._. .....
.....'I! ;e.A""~,\ to-$..- '.f;.: _.:. .
.,,,, I~V ,,\\ ~ '.'
(~.. "".~.,r'''llll'.'.\ .~. · _ ....................................................,.......................
.'
~.@;(~~./.......:::::'...........
~. .
.; :'... :.!f.'
!.'.
10' !H14 0...10.... 5'.lol...... tnt.. Sf. Clwd. MH r,.oOo-:3t'.2:1.11 f..... RE'~'HO.p... 12I1e,...
,BouK142! PAGr. 384
(pags 6 of G)
Recelved:
,/21/un 5:21PM;
" OIIEO .JAVAIH>lN LAW Ol'f'Icr:j Pnuo '2
JUL-21-9B rUE 02:17 PH
FAX NO.
P. 12
r--,
"'-.J
.
NOTE
I'"'
.-...p # 9711125461
.... 1\ 00-1100124-6
.......... ...R~E~~~r,..~....J.~.~~.... .......... .~t;:.9.l}~nt~.~~~J;,g............ . ........... ....r.~~n-?x.~~~.':'.t~..... ..... ,
to".1 ICl\yl ($11,.1
.......................,...... .~.~..~, )9!~!-.~1!. .?r." .~;.9,~!m !.9.~!l~,~.'iI.....P.91)f!s.y.~ )!~nl.~... .l?q .~~.............,....,.....,......
lP'nlp."" Addfllll
1. BORROWER'S PROMISE TO PA Y
In letum fill a loan thai I ~ve Imived. I promi,elo pay U,S. S..~~.,.q.q~:.9.9...................... (thi, amount is
call~lI .prioc:ipa'.), plus intcrm. fO tbe order of the Lender. The Lender Is ...9r.~,..,~,~~.,..c:~!!~~~.-:.R;~.<!~~..~.~~YI...
.?1.o.t ,I:I~.Z:;.~~~.~~. .I?;-:~~.t!. ~';I.i.~~.. t.~~.'... .~!"~. ."~.~~,1.. ~~.. .~.~~.1.~... ......................... .................. ...................... ,.....
I understand !hal the Lender may 1l1ll,fer chis Note. The Lendel or anyone who wes Ibis NOle by narufel and wbo ;.
entidod 10 receive payments undel this Note is called the "NOle Holder."
1. INTEREST
Inll:reSl will be cb.;lIged on unpaid principal undl tile full amount of plinclpal bas been paid. I will ry interesl a. a
yearly ..Ie of .....H.:.9.q!L.... %.Intercst will be charsed beginnillll on ............I?~.q~I)!l?<;!...H.....~.n...................
The intele.~ rate required by Ibis Section 2 is Ibe ralc I will pay both before and al\cr l&IlY default describC<l in
Seclion 6(B) of this Nnte.
3. PAYMENTS
(A.) Scheduled P..ymuts
I will pay principal and illLelest by making payments wilen s<h<duled:
CJ I will make .......~,9,9..................... payments of $..~.~.~...i\9........................................ eacb 011 rbe
................J.~.t;h.......:......., ............', of each .....\19.'),t;I1...............,." .,.................,......,.. ..... ....
..... .................,.................. ....,............... beginning on ....9'.~9H~!X..~.?-.,.. ~~.?,~................. ........
o I will make paymews as follow>:
o III addition tu the payments described above. I will pay a 'balloon payment" of $ .......................... .........
on ......................................... . TIle Note Holder will deliver or mail to me notice prior 1CI malurity d..1
lI1e balloon paymenl is due. This nutice will state the balloon payment amount and the daIC Ibat ills due.
(B) Maturity Dute and Place of Payments
I will m<lIce !hcsc paymems as sclleduled until I have paid all of !he principal and inlerese and any other cbllt!:"
described bc:tuw dlat I may owe under Ihis Note. My .cheduled paymcnlS will be applied 10 inlelest before principal. If, On
.........P.~.9.~!'J!l,~.,.. );?"..~R?,~................................... I silll owe amounlS under Ibis NOlC, I will pay tbose amounts
in full on dm date, which is called Ibe 'maturity date. "
I will make my scheduled paymentS at .....q!.!'\~,<:>..:I:r.~,~.....n~.q..(l.:..~Y.1'.~n!'\..J1..<}....'...'!'.<;!'l!'.~.\..!!?;...~??~.~....
...... ,...."......... ,...,.......................,................................................................ .............. or at a different
place if .equired by d.. Note Holder.
4. BORROWER'S RIGHT TO PREPAY AND PREPAYMENT PENALTY
1 have Ibe rigbl 10 make payments of principal at any lime before lhcy at\O due. A payment of principal only is
known as a "pn:paymenl." When I nWcc a prepayment. 1 will tclllhe NOle Holder in writing eh.. I am doinS so. 0 I will
pay a pn'paylllelll penally of ............................................................... ,.,........................ ..............., ,.......
......................................................,...............................................................................................
.. .............................................. ...................... ..................... ........................ if I prepay Ibis Note ill full.
The Note Holder will use all of my prcpaymeQls to reduce the BIlloUUt of principal !hat I owe under lllis No..., 1f I
make a partial prepayment, tbere will be no cltans.. in the due dale 01 in !he amoU1ll of my moutilly payment WIles,; dle
NOle Holder al!l"OCS in wriling 10 those Cbanges.
5. LOAN CHARGES
If a law. which applies 10 this loallalld wbicb .Cl~ maximum loon charg.... Is finally interpreted .0 thai Ibe inler...
or oilier loau cbar~cs collcetcd 01 10 be collOClW in connection with Ibis 10all exceed the pennincd Jimill:. dlell: (i) any
>'Ooh loall cbarge sball be reduced by the 3lIIount necessary to reduce lbe chorge 10 !he permitted limi.; and (ii) any sums
already callceted from lIle which exceeded permitted limits will be refunded 10 me. The Note Holder may choose lu make
this refund by roducing che principal I owe under Ibis Note 01 by making a direel payment 10 me. If. refund rcduces
principal. the reduclion will be treated as a parcial prepayment.
6. BORROWER'S FAILURE TO PAY AS REQUIRED
(A) L:lte Charge ror Oyerdue Payments
If the Note Holder bas not received the full amount of any solleduled paymenl by Ibe eud nf ........;,~.........
calendar tby~ afler the date il "' dne. I will pay a la,e cllar~e to the No,e Holder. The ,,",OUnt of rbe charge will be
).9.,R~9.~.. % .. '. I will ll'lY this laIC charge Plomptly but ollly once 011 each
. . whfC":hAVQr i; areater.
n.C.1V.,rt:
71 ~'l Itln r.:;>l PM;
,
,
r
.. Gllra ..JAVAtlnJN LAW orr-JeI:; P'agl' 13
JUL-21-98 rUE 02:17 PM
FAX NO. P. 13
,-
.-
.
.
.
7.GfVING OF NOTICES
Ucle$S applicable law requires a differelll metilod. any noliee that must be given In me under this NOle will be slven
by deliverins il or by mailing il by filS' class willa me atlhe Propeny Addre.. above or at a diffm:nt address if I give
tllC No<e Holder I nOliee of my differem address.
Any nolice thll must be riven 10 the NOle IIolder un<ltr this No'" will be given by mailing il by first class mail co
tho Note Holdtr It the addless SlA",d In Section 3(B) on page I of !hi. No.. or a/ a different add,,,,,, if I am giveD a notic.
of thai differenl address.
a. OJlLIGATlONS OF PERSONS UNDER THIS NOTE
If more d"", ODC pelSOn si81" this No<e, each pe"",n is fully and persoN.Uy obllialea 10 kecp ,,]1 of th4l ~romi""s
made in this NOle, including the ~romlsc 10 pay the full amount OWl:d. Any person who is a ~uarutor. surcly or cndorn:r
of this No'" is also obli~aled 10 do lhese ching'. Any person who takes over these obll,ations, Includin!: the obli!:ations of
a ~nnt'''' ""cry or endon;cr of thi, Notc, is also oblillated 10 keep all of Ibe promises made in lili, NOle. The Note
Holder may cnforce Its righlS uoder this No'" agamsl ~eh person illllividually or again't all of US logether. This means thai
anyone of us may he required 10 pay an of the amounts owed under this NOle.
9. WAIVERS
1 and any om!;r pert.on who bas obligations uJ1Ller this NotC: waive die: righls of presentment JUKI nocice of dishonor.
'Prescnll11ent' means the risJlllO require the NOle Holder to demand paYOleor of alDounu due. "Notice 01 dishonor" means
tho righllo require lhc NOle Holder co L~ve notice In n~lcr person' dlal amounli due have nol heen P".id.
10. SECURED NOTE
In .lIw.lon to the ~rolectiollS given 10 the NOle Holder uoder this No'e. a MOllg.ge. Deed of Trusl or Security
Deed (the 'Securi'Y Instrument'), daled Ihe same date as this NOle. prol..ts tbe Note Holder from possible Josse:! which
might result if I do not keep the promises which I make in this Note. 1110' Securily InstrUment de:lCrihes how and umler
whol ton<litions I may be requin:lllO mw immedia'" payment in full of all amounts I owe uncler lhis Note. Some of 1I1ose
con<lirions arc Ucscribcd as follows:
Transfer of the Property or a Ilenef'lcial Inl.....lln Borrower. If all or any p"" of rhe Propeny or
any interest in it ig $ioJd or tr.wsfcrred (or if a beneficial incertst in Borrower j~ ."nhl or tran:..rc:m:.tl and
Borrower is 00' a natural person) withou, Lender's prior wriuen consent, Lender may, at its option. requite
immediate payment in full of all sums secured by !his Security Instrument. However, this option shall not be
exer.i.ell by Lender if exercise is prohibiled by federal law as of the dale of this Security In'trUment.
If Lender eaen:iscs ~lis option, Lender shall give Borrower nOliee of acceleration. TIle notice shall
provide a p<:riu<l of nOI less than 30 days from ~le date the "o'iee is deliveIl:d or mailed within which
Borrower musI pay all sums secured by this Security Instrument. If Borrower fails 10 pay these sums prior 10
rhe expiration of this period, Lender may invok.c any remedies pcnniued by this Security IIISlfumem without
further nocice or demand on Borrower.
11. BALLOON PAYMENT DISCLOSURE
[Compl..e the balloon payment JIOtice below if this No", provides lor a balloon payment.1 Section 3(A) on p.ge I
of chis NOle.]
, .
I,
~,
, I
, .
I
I
i
! J
I'
i
I
r
THIS LOAN IS PAYABLE IN FULL ............................................................................................
...................................................,.................................................................... I MUST REPAY TIlE
ENTIRE PRINCIPAL BALANCE OF THE LOAN AND llNPAlD INTEREST THEN DUE. WlIICR MAY BE A
LARGE PAYMENT. THE LENDER IS UNDER NO OBLIGATION TO REFINANCE THE LOAN AT THAT
TIME. I WILL, THEREFORE, BE REQUIRED TO MAKE PAYMENT OUT OF OTIIER ASSETS THAT I MAY
OWN, OR I WILL HAVE TO FIND A LENDER, WHICH MA Y BE TIlE LENDER I HAVE TInS LOAN WITH,
WILLING TO LEND ME THE MONEY. IF I REf1NANCE TIllS LOAN AT MA TURlTY, I MA Y HAVE TO PAY
SOME OR ALL OF THE CLOSING COSTS NORMALLY ASSOCIATED WITH A NEW LOAN EVEN IF I '
OBTAIN REf1NANCING FROM THE SAME LENDER. i!
WITNESS THI! HAND(S) AND SEAL(S) OF THE UNDERSIGNED.
L~Z~-do......,..,........(scaJ)
FRANK M ROMITO JR /J ......W..
<ofiofr~~W/J..~.........,..............,....:;!,~..:!!
.........,....................,.....,.................,................................(Selll)
.BarIllW.,
THE LA \V
Offices of
.14 Second Strcct Pikc
Suite 203
Southampton. P A 18966
GREGORY Jo\ V ARDlAN
Phone: (215) 942-9690
Fax: (215) 942,9695
Scnt Via Regular and
Ccrtificd Mail
l'I1ltadelphia Office
2021 Locust Strect
20d Floor Suitc
Philadelphia, P A 19103
Septcmbcr 3. I ()'IS
Frank M. Romito
Bonita], Romito
51 W, Kelkr Sln.:cl
Mcchanicsburg. PA 17055
Pleas!.! rep~l' /0
Southampton Office
THIRTY DAY NOTICE OF INTENTION TO FORECLOSURE MORTGAGE
AND ACCELERATE LOAN BALANCE UNDER ACT 6 OF 1974
Mortgage Property: 51 W, Keller Street
Mechanicsburg, PAl 7055
Lender: Green Tree Mortgage Services
To Whom It May Concern:
The MORTGAGE held by the Lender above named on your property located at the
above address, IS IN SERIOUS DEF AUL T, because you have not made the monthly
payments, late charges, and other charges as follows: Monthlv oavments of 4/12/98
through 8/12/98 at $489.20 oer month totaling $2.446.00. late charge $293.52. NSF
$0.00. Aooriasal Charge $250.00. and fees and costs $150.00 for a total due this date
being $3.139.52.
The total amount now required to cure this default, or in other words, get caught up in
your payments, as of the date of this letter is $3.139.52.
I
f
I'
r
I
,
Starting September 12, 1998, a monthly payment of $489.20 will be due and
owing on that date and the on the 12th day of every month thereafter. Additionally, a late
charge will be due and owing after the 30th day of each month thereafter.
You l11av curc Ihis dcfault within THIRTY (30) DAYS of the datc of this Icttcr.
by pavinu 10 thc undcrsigncd. the above amount of $3.139.52. bcfore Septcmbcr 12.
1998. or alicr ScPtember 12.1998. of $3.628.72. plus anv additional monthlv pavments
and late charces which mav fall due during this period as statcd in thc paragraph abovc,
Such payment must bc made either by cash, cashier's chcck, certified check or moncy
order.
If you do not cure the default within THIRTY (30) DAYS, the lender intends to
exercise its richts to accelerate the mortgage pavrnents. This means that whatever is
owed on thc original amount borrowed will be considered due immediately and you may
lose the chancc 10 pav off the original mortgage in monthly installments. If full payment
of the amount of the default is not made within THIRTY (30) DAYS, the lender also
intends to instruct its attornev to start a lawsuit to foreclose uPon vour mortgaged
orooertv. [f the mort cage is foreclosed Your mortgaged oroperty will be sold bv the
Sheriff to pav off the mortgage debt. If the lender refers your case to its attorney but you
cure the default before he begins legal proceedings against you, you will still have to pay
the reasonable attorney's fees, actually incurred, up to $50.00. However, if legal
proceedings arc slaned against you, you will have to pay the reasonable attorney's fee
even if they are o\'er S50.00. Any attorney's fees will be added to whatever you owe the
lender, which may also include the reasonable costs. If YOU cure the default within the
thirty dav period vou will not be required to oay attomev's fees above $50.00.
f
I
['
The lendcr may also sue you personally for the unpaid principal balance and all other
swns due under the mortgage Note. If you have not cured the default within the thirty day
period and forcclosure proceedings have begun, vou still have the right to cure the default
and orevent the sale at anv time UP to one hour before the Sheriffs foreclosure sale. You
mav do so bv paving the total amount of the unoaid monthlv oavrnents olus anv
late or other eharues then due. as well as the reasonable attornev's fees and costs
connected wilh the foreclosure sale and oerform any other reauirements under the
mortgage. It is estimated that the earliest date such a Sheriffs Sale could be held would
be approximately five (5) months from the date of this letter,
1
I.
r
h
:;
,
,
, ,
A Notice of the da'te of Sheriffs Sale will be sent to you before the sale. Of course,
the amoun t needed to cure the default will increase the longer you wait. You may find
out at any time cxaclly what the required payment will be by calling your representative
ROil Schupbach at (1-800-330-5183). This payment must be made in cash, cashier's
check, or money order and made payable to your mortgage company.
1
\
~
,
. You should realize that the Sheriffs Sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the
Sheriffs Sale. a lawsuit could be started to evict you.
a:
~ ,
r!
I'
I
You hale additional rights to help protect your inlercst in the propeny. YOU
HAVE THE RICillT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF
THIS DEBT. OR TO BORROW MONEY FROM ANOTHER LENDI~G
INSTITUTIO"IO I'A Y OFF THIS DEBT, YOU MA Y HA VE THE RIGHT TO SELL
OR TRA"SFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER
OR TRA"SITREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED
THAT ALL UUTSTANDING PAYMENTS. CHARGES AND ATTORNEY'S FEES
AND COSTS PAID PRIOR TO OR AT THE SALE, AND THE OTHER
REQUIREME:iTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO
DETERMI:iE U"DER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST.
YOU HA\'E THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD
PARTY ACTI:iG 0:---1 YOUR BEHALF.
If vou eurc Ihc default, thc mongage will he rcstored to the same Dosition as if no
default had occlIITed. However. you are not entitled to this right to curc your default
more than thrce limcs in any calendar year.
tjJV'ry <ru]yyo '.
, ~or Lender
. ,
I,
I,
".
I
I
I
~
,,/;';>/un I lOfll....;
. O"I.U ..JAVAJlOP. I.^W OI"'IC[:. "Rue 2'
JUL-22-9B WED 10:01 AN
FAX NO.
P. 02
Oa..: July 9, 1998
GRE~REE
MORTGAGE' SERVICES
A tJ.nlllMofC,.ft T,."!,rt,Ilda/SnKd,,, Co'JlO'ill.
ACT 91 NOTICE
IMPORTANT. NOTICE OF HOMEOWNERS'
EMERCENCY MORTGAGE ASSISTA.NCEACT OF 191J
PUASE READ nos NOTICE. YOU rotA Y BE ELIGIBLE FOR
FINANCIAL ASSISTANCE TOW ARB YOUR MORTCACE PAYMENTS
FRANK M. ROMITO
51 W. KELLER ST
MECHANICSBURO, PA 17055
/1
LOan No. 68003%9937
Date: July 9, 1998
Mortgaged Prom;'..:
51 W. K!LLER ST.
MECHANlCSBURG, PA 17055
Ccnified Mail #; Z 011% 9150 080
FROM: Oreen Trco COMumer Diseounl Company
YOUR MORTOAGE IS IN SERJOUS DEFAULT because you h.ve not paid promptly inswlments of principal and interesl and
=row, as required. for a period of.. least SIXTY (60) days. The total :unOunt of the delinquency is $1.663.%8 Th.t sum Includes the
following:
$489.%0 due 4112198, $489.%0 due 5/1%l98,llIld $489.20 due 6/12198, plus late charges of$195.158..
YOU MAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE TIlAT WILL PREVENT FORECLOSURE On your mOr1g:sge iCyou
comply Wilh the provisions oCtba HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT Of 1983 (the "Act"). You
may be eligible for emergency lCmpo~ assiSlance iCyo.r default has boencouscd by circumstances beyond your control, and if you
meellho eligibility r<quiremcnls oCthe Act as determined by the POll....ylvani. Housing Finance Agency. PLEASE READ ALL OF
TIllS NOTICE. IT com AINS AN EXPLANATION OF YOUR RIGHTS.
Under the Act, you are entilled 10 .tempol3l)l Stay of Coreclosure otI your mortgage for thirty (30) days tram the day oCthis NOlice.
During that time you have the right to arrange a ufac~t()of8ce" meeting with a representative of chis lender, or with a designalcd
consumer credit counseling agency, The purpose ofthol meeting is 10 .ncmpt to work out 0 ~ymenl plan, or to otherwise settle
your delinqueney. TIIA T MEETING MUST OCCUR IN THE NEXT TIlIRTY (30) DAYS.
]t you attend a face"to-face mccling with this lender, or with a consumer cn!dic c:ou.nselmg agency identified in Ibis noticc, no further
proceedings in mortgage foreclosure m.y talce pt.,e for thirty (30) days .fter!he date oCthat meetJng. The n:une, address Md
telephone- Dumber of OUf representative Is:
Ruth Hernandez
Green Tree Mongagc Serv[ces Division
7360 S Kyrene Road
Tempe, AZ 85283
(800) 603-1109
~
7360 S. Kyrcnc Rllad
Tempe, Ari:wna BSZB.:\
1.8I/ll.331l.5183. 1-8M8.316.8733 Fax
Ji!1
".c.'v.r11
fl..';JIUH 1 :OtIPMi
... OREO ..J^VArHJJ~ tAW or-Flec; ".g.:I
JUL-22-98 ~ED 10:02 AM
FAX NO.
P. 03
GRE~REE
MORTGAGE SERVICES
A DI,lIt()lf ole,"" 1m '1116",;'1 Srn1tt"l C07'O'tltfOll
The names and address.. or dOli~'led 'On,um.r ,..dil.ounselina a~en.ies lite On the 'DClo'cd 11<1. Ie;' only necesWll)/IO sch.dule
one fKC-lo.(ace metlin&. You sbouJd advise Ihi.) leader immcdi..ely of your intentions.
Iryou hlvo Iried 10 IJld lite unobrelo molvethil problem or 01 .ller yoUt r....lo-r.c. meeting. you have the righllo apply ror
financlllllllSWlee from Ih. Homeown.n;' Eme"",cy Assilllnce Fund. In order 10 do this, you muot fill OUI, sIgn and file a
complmd Homeowners' EmCfgency Aui,tan.e Applicatlon with lI1e PennsYlvania HOUIin& Finanee Agency. The consumer credit
counseling agency will.nisl you in filling OUI your .pplicotlon. IT MUST BE FILED, OR POSTMARKED, W1TI1lN TIiIRTY (30)
DAYS OF YOUR FACE-TO-FACE MEETING.
Vou mU'leither mail your appli<:lIIion to the Pennsylvania Housing Fin,nce Agency, Or you must melt at lbe omee or one orlbe
designaled eonlum.r .redil counsollnS agonci.. on th. enclosed IiIL
The Pennsylvania Housing Finance Agency;, loc'l.d at: 2101 North Front Srrcc~ P. O. Box 8029, Harrisbur:, PA 11105.
Telephone Number: (117) 1Bll-38DO or 1-800.342-2391 (toll free number). Pen""s with impaired beoring .an call (111) 180..1869.
An applicalion rOI w;.llInee may be obtained from this I.nder, from a consumer credil counsc1iog "Iency, or dirtctly. from lbe
. Penn.ylvania Housing Financ. Agency.
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPn V, IF YOU DO NOT DO SO, OR IF
YOU DO NOT FOLLOW TIlE OTHER TIME PERIODS SET FORTII IN THIS LEITER. FORECLOSURE MAY PROCEED
AGAINST YOUR HOME IMMEOlA TEL Y. .
Av.ilablelilnds ror emergency mortgage assi.!IIn'e ar. v.ry limile~. They will be di.!burscd by the Agency underlhe eligibility
critcri. ..l3blished by lbe Act.
ITlS EXTREMELY IMPORTANT ll{A T YOUR APPLICATION IS ACCUR.A TE AND COMPLETE IN EVERY RESPECT. The
coun.eling agency will help you to fill OUI Ihe appUootlon. The PeMsylvania Housing Finance Agency has sixty (60) days to malee a
decision after it m:eives your application. During that additional lime. no roreclosure proceedings wiU be pW'Sued again.st you tf)'ou
bave mel the lime requirements sel rorth above. You will be no.ified directly by that Agency or ii'S decision on your application.
In addition, you will re..ive another nolice from thi. lender under Acl 6 of 1974. Th.t notice is ..lied. "Nolice oflntention 10
For..lo..... You must read both notices since they both .xplain rights thaI you now have under PtrlnSylvania law. Howevcr. if you
choose to exercise your rights described in thi! notice, we cannot foreclo5e upon you during !hat time. Also, if)'ou receive financial
wistancc from the Pennsylvania Housing Finance AgenCYI your home cannOt be foreclosed upon while you are receiving ~istanc:e.
a;1~
Kelly Holdil\gÿMortgage Collections Supmti..r
Gtl."Cl1 Tree Mortgage Services Division
(800) 603.1109
Enclosure" Pennsylvania Con.umcr C~dit Counseling Agency liS!
~
.c: Cuslomcr File
7360 S. I\:yrc.:nc Road
Tempe, Ari7.on:a 8,")28.1
1'8()().J30-516.J. 1.8~8,316,8733 Fox
I '
.
\
(
t
f'
..
~,
1.\
~'-
, .
"
r
t"\
i
. ,
,
, ../,;,,;,"
~/"J ..,/.'P /~//. .
- ,~ .. ." ~ ,0 _ .'
.~. m~r.r2."";''''.!: ,/_...;_>_.,,,,..-:,.<:
~ '
~
r
I
~111, 1!a1zrb-
,
~
S''-'
7k.,,< ,,~i.,,-"
:-~
, I
, i
l
II
I
I
!
'i r
~ (2. 7lkU'-IIt€r:ij'
.~
)
(,.
~
'.
LAW OFFICES OF r;[/f.:coPY .J^VAlWIMl
BY: GREGORY J^V^RlJlflfl
Identificatioll tlo. ~~G~~
44 Second Street. Pike
Suite 203
Southampton, Pl\ 1 HfJ{,()
(2151 ~'L~ '11_,'10
/.. t t ()! rlf"/ f () r" PI d I tl t iff
Green Tree Financial Servicing
Corporat ion
COURT OF COMMON PLE^S
CUMBERLAND COUNTY
vs.
NO. 98-6199-CIVIL
Bonita J. Romito
PRAECIPE FOR JUDGMENr
TO THE PROTHONOTARY:
Enter judgment in the sum of $45,884.30 in favor of the plaintiff,
Green Tree Financial Servicing Corporation
and against
Bonita J. Romito
because of defendant's(s') failure to file an answer within twenty
(20) days of service of the Complaint, and assess damages as follows:
Amount claimed in complaint
Interest from 8/19/98-3/31/99 ~) $15. 96/day
REAL DEBT
$42,293.30
$ 3,591.00
$45,884.30
AND NOW,
above.
ASSESSMENT OF
. ~ f\ I ( ( 2-2-
, 1999, damages are assessed as
Green Tree Filldlu'j,ll :;,'r-vicinq
Corporalioll
('()\JPT ()F C'()r.jj"{)!J I'J,I.;t\,',
('In''HERLMJIJ ('(JIlin'!
VD.
..
..
'I;:' !,1 'lrf (' r '.' ; :,
Bonitu J. POl11ilo
AFFIDAVlT OF ~;FRVrCE
COMMONWEALTH OF" PENNSYLVANIA
:ss
COUNTY OF BUCKS
I, Gregory Javardian, Esquire, Attorney at Law, being duly sworn
according to law, upon my oath, depose and say:
1.
Notice under Rule 237.1 was mailed to all defendant(s)
place of residence by regular mail on November 30, 1998.
/:';" ,I
, I
" I
< '
Sworn and
before me
day of
subscribed
this 'r \\ .
l"~I', \ ,1999,
r \'
~j- \ i >
Notary Public
',~J\ \ / ')}__ I~\
r-- --..
! Ij'I,'
t.".
LAW OFF'(,f':~; flF (;PE(;OPY ,J/\V/d.'!)lid:
BY: GHE(;OP"l .Jr,VAPlilMJ
Identificdt ion No. ')I)()()(1
44 Second !;tn'pL f'ib>
Suite 20l
Southamptofl, Jll\ IH(J(jf)
(215) 9.1:: %'10
ht t I)! J\'''/ I (Jl I'ld i nt iff
Green Tree Pin~nci~l Servicing
Corporution
COURT OP COMW)N PLEAS
CUMBEPI.MJIJ COUNTY
VS.
Bonita J. Romito
NO, (J 8 C 1 'J () . C I V I L
V E R I !U.CA T !ON 0 F NON M I LIT AR"[..liF...IDLl.CE
The undersigned, GREGORY JAVARDIAN, ESQUIRE, attorney for Plaintiff,
hereby verifies that the averments herein are bused upon investigation made
and records maintained by Green Tree Financial Servi.cing Corporation, either
as Plaintiff or as servicing agent of the Plaintiff herein and that the above
defendant(s) are not in the Military or Naval Service of the United States of
America or its Allies as defined in the Soldiers and Sailors Civil Relief Act
of 1940, as amended and that the age of and last known residence and
employment of each defendant are as follows:
DEFENDANTS: Bonita J. Romito
AGE:
RESIDENCE:
Over 18
51 West Keller Street
Mechanicsburg, PA 17055
EMPLOYMENT: Unknown
I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to
authorities.
Dated: April 1, 1999 ;,
OI'I'ICE OF TIII< PllOTIIONOT^,IY
COllWl' 01' COMMON PLEA:;
CUMIIl<IUJlNIJ COUNTY COlJRTIIOW;I<. CAIII.I :;I,E. PA 1'/0 J"I
I,ilwrcncc 1-:' W(dkcr
Prothonot.i"r"y
TO: BONITA J, ROMITO
51 West Keller Street
Mechanicsburg, PA 17055
Green Tree Financiill Servicing
Corporation
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
vs.
NO. 98 G199-CIVIL
Bonita J. Romito
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a judgment has been entered against you in the above proceeding
as indicated below,
X Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession by Default
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
(215) 942-9690.
i
!
i
i:
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY: Gregory Javardian, ESQUIRE at this telephone number:
'-.{
~
.);
'v\
\-{J , "
",)
'-.... \~ '-..1....'
~ '~
J " ') J~
...)
'--'
,
,<
'" d \.J
"" --...
. ....... ~ \to .--1':
\...
.~ '""'\ ,Jl I
\T) "-- ~ \.-,. \zJ
.t ,0 . ,,'), ~
K
~ .,. .........
'^ '~
y ,....,., "J< ''<.-
""i-(, ',",
0 .-::J ~
....AlL THAT C;;;17AI:11I0l:.,o o::~ :'ot o~ 'C!"ou.":d :Huot" on th~ South i
ele of \lo~t Kollnr Stroot, lr. tho rlr~t ',lo1'd of tho Doro';~h of I
oban10~b1l:'~' County o~ C':,:orlaml n::d Stnto of F.n:1n7l'J~~la,' I
ad ~_d_q_o::~~b~~_" fo':lo",!_ to_;":::=-_. .__._.../.LI.I.!";(M...:'.;' :,~. II"'
nEQIIIllI!:O Qt .. point Qt cernor ot Lot no"..I or ror":or~:r of ,CI,o.rlos
Olenn an~ sa1d W"t J~ollcr Str~ct; thor.c", nlonn =,,,id Wo,~ J<ellor l
Stro.e In an 1l..t~.rd17 dir.oHon, a d10 tono. or t".nt7-..".n (27l 1\
root to a point In tho Hn. of Lot no" or fOI.",.rly or Ch.rl.. Eppl~y; ,
t~onoo along tho lino or !laid Lot no\l or rcrmor1:r of Charle~ Epplov, '
in a South~o.rdly ~lr.ction, . <ll,tone. or ana Iw.nJr.<l rOl'ty (140) .
fo.t, Mar. or leD., to . point In a public Alloy; thone. along .ald
Alloy in 0 Wo.t".rJly dir.etlon, a dl.ton.o of t".nty-.l~ (26) root
ti) B. pclnt in tho 11r.o of Lo: noW or ror~Tlorly o~ ChhrlotJ. Ol"nn,
lLrore..1dl tho nee .long tho line of .old Lot no" or formorly of
Cho.rlas CloM in a North"ard17 dlr.ction, a dl.tanee of dno hunl!ro<.
f.,rty (140) foot to .. point In .aid wo.t Kcll.r Stroet, aforooaid,
at the pelnt and plaCe at DEOI:mING.
H.\V!lIG theroon erectod a t."o ond one-half etory frenle dwelling,
k:to"n or.d nUJ!lbor.~ a' 51 \/o.t Keller Stroot, Mechanic.burg, ponnsyl-
vallia.
;
IlEIJ;C tho .Q:lIO preni.o: "hieh lIarold I, H11bur one! .Inez .11. \/11bur,
hi. wir., by thoir Doed dated I':o.reh 11., 1'159 a.nd rocore!ae! ;In the
C1.l.'!\borlor.d County Roeordor' s Office in Deed Book lIyll, Vol\lllle 18,
Pego 466. granted end convoyed unto Ru..cll L. Kipp, Jr. ;and
Mo.rllUl C. Kipp, hi. wit.. Th. DAie! Marla.r. C. Kipp diod on the hr
doy of f'~t3"'"I\"~ , 19fc ,,,horoupon .ole title in e ail! pr."i....
vo.hd in hor hu.b\nd, tr.D ..ld Ru..oll r... Ripp. Jr., b:r .ric)1.t or
"Jrv1vorehip, "ho.e E:>cecutor 1. the sra.ntor herein.
I
I
,
. i
'l'!I!S IS A NONTAX.\nr.:. T!lA!:S!'Ell, b1'.....~n th"t it i. n h-n".,"...,. b, II
t~o Executor to l:l'ontoe of her undivided on.-th1rd intore.t in the 11
'1.lbJeet pro!,erty under the d.eedent'. Hill, "ho 1. her l1/ltu:ral foth.r,
with the romalnlng two-third. 1ntero.t baing a d. facto rlLl1'J.lial II
tro..,~ter or s aie! intere.t from grlUlteel s l:rothers, IIho acquired .aid I
1nter..t under docedont'. \/111. No other parties or !lor.aridarl.. !
h<lve .., interc.t in ooid o.to te. I.
!:
"
.
1'__
~; ,
'- 'v
\ - '" .. ""
- ,'/ ",_ I" '", "f{ <; N
,.,--- 'oj
~ \J ........
T) "
'-'I
-l.J .. .y
~
(\~ ~
.::..J I ''.:; ...J
- ,
- b '-.J
G. NiHll'._~ dnd dddrer;r; of every oLl)l:-~r. p0n:oll who 11,,:; drl~.' !"('CCHTi
inten>::t in the proper"ty and ......hoDe iflt:e,-(~t.it llldY t'J(~ df.[(!Cl(~d by
the !]d 1(':
Name
^ddr(~[;r;
Tax Claim HUI"h.JU
C'urn!Jc,,-land Count y Court.Ii'il':;"
1 COllI"tllollse Squilre
C..,-j Lte. PA 17013
Department of Publ ic
Welfare
1100 Spring Garden Street
Philadelphia, PA 19130
Domestic Relations
Cun~erland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may
be affected by the sale:
Name Address
Occupant(s)
51 West Keller Street
Mechanicsburg, PA 17055
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject to
the penalties of 18 Pa. C.S. 14904 relating to unsworn falsification
to authorities.
Date: April 1, 1999
Green Tree Financial Servicing
Corporation
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
vs.
NO. 98-6199-CIVIL
Bonita J, Romito
NOTICE ~IERl.E.E...'...S SALE OF Rlffi1.L_EROPERTY
TO: Bonita J, Romito
51 West Keller Street
Mechanicsburg, PA 17055
Your house (Real Estate) at 51 West Keller Street. Mechanicsbura.
PA 17055, is scheduled to be sold at Sheriff's Sale on WEDNESDAY. SEPTEMBER
1. 1999, at 10:00 a.m., in the Commissioners's Hearing Room located on the
2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle,
Pennsylvania 17013, to enforce the court judgment of $45.884.30 obtained by
Green Tree Financial Servicing Corporation against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The sale will be cancelled if you pay back to Gregory Javardian,
Esquire the amount of the Judgment plus costs OR the back payments, late
charges, costs, and reasonable attorneys fees due. To find out how
much you must pay, you may call: (215) 942-9690.
2. You may be able to stop the sale by filing a petition asking the
Court to strike or open the judgment, if the judgment was improperly
entered. You may also ask the Court to postpone the sale for good
cause.
3. You may be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one,
the more chance you will have of stopping the sale. (See notice on page two
on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU
HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriff's Sale is not stopped, your property will be sold to
the highest bidder. You may find out the price bid by calling Gregory
Javardian, Law Offices at telephone (215) 942-9690.
2. You may be able to petition the court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
-vs-
non ita .J. Homi to
III t tl(~ Court of Common Picas of
CtllIIlJerJund C:ollnty, Pennsylvania
No. 1H-~199 Civi I
I~Cill Eslnl.c Sale
r
I
I
~ .
~'
f
, ,
Grecn Tree F i n;lo(" i ill Sf~ rv i (" i flq
Corporat ion
I~. Thomas Kline, Sheriff~, wtlO bring dtlly Hworn ac(~ordin9 to law,
says this wri t is returned ST^YEIl.
, '
Sheriff's Costs:
t-
I
Docketing
Law Library
County
Surcharge
Service
Levy
Postpone sale
Poundage
30.00
.50
J. DO
]~.OO
6.30
]5.00
20.00
851.07
S 939.87
pd. by at t y
5-3-99
So
answer~' . _ ./".
_~ . ,v,-:....
r ~~t~.-::f....(" 1"~-j~.; ._-~ .."'
R. Thomas Kline, Sheriff
Sworn and Subscribed To Before Me
By 4-j;;;M .Jt~;tt--
Real Estate Deputy
This 'I '!: Day of '-/JI' '/
/'- . /
]999, 1\.0. ,-J ,', (; 711,;'';'" 1l0':("
dthonotary ,
) )iJ
I'
c.k..- .lvo;,,/O
R.."., .'Il,nu
6, Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
Name
Address
Tax Claim Bureau
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Department of Public
Welfare
1400 Spring Garden Street
Philadelphia, PA 19130
[)
:i
II
f
I
Domestic Relations
Cunmerland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may
be affected by the sale:
Name Address
Occupant(s)
51 West Keller Street
Mechanicsburg, PA 17055
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject to
;
,.
,
the penalties of IS Pa. C.S. 54904 relating to unsworn falsification
to authorities.
Date: April 1, 1999
~
,
;..
~ ;
/1
"
Green Tree Financial Servicing
Corporation
COURT OF COMMON PLEAS
CUMBERLMlD COUNTY
vs.
NO, 98-6199,CIVIL
Bonita J. Romito
NOTICE OF SHERIff'S SALE OF REAL PROPERTY
TO: Bonita J. Romito
51 West Keller Street
Mechanicsburg, PA 17055
Your house (Real Estate) at 51 West Keller Street. Mechanicsbura.
PA 17055, is scheduled to be sold at Sheriff's Sale on WEDNESDAY. SEPTEMBER
1. 1999, at 10:00 a.m., in the Commissioners's Hearing Room located on the
2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle,
pennsylvania 17013, to enforce the court judgment of $45.884.30 obtained by
~reen Tree Financial Servicina Corooration against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The sale will be cancelled if you pay back to Gregory Javardian,
Esquire the amount of the Judgment plus costs OR the back payments, late
charges, costs, and reasonable attorneys fees due. To find out how
much you must pay, you may call: (215) 942-9690.
2. You may be able to stop the sale by filing a petition asking the
Court to strike or open the judgment, if the judgment was improperly
entered. You may also ask the Court to postpone the sale for good
cause.
3. You may be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one,
the more chance you will have of stopping the sale. (See notice on page two
on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU
HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriff's Sale is not stopped, your property will be sold to
the highest bidder. You may find out the price bid by calling Gregory
Javardian, Law Offices at telephone (215) 942-9690.
2. You may be able to petition the court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.