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Home My WebLink About98-06253 . 't 1 , t. \. ..0 ~ )1 ~ I :z I C i~ - c ~ 11 1 3 <!l (J l? GlL { ... ~ - . . ., ". d oC) lA) ~ ...3 . ()., <:T . ~' 5. The said lo;u! is in ddault as a r"lnlt of the failure to pay the lI10nthly installll1ents of $727.00 (Iue on Alml I. 1885 and on the lirst day of each month thereafter. 6. The 1l,IIowing is due on the loan: PRINCIPAL BALANCE $ 81,064.27 INTEREST (accrued thru 1011 'INS althe per diem rate of $18.0 I. Inlerelt after 1011 'INS shall a('nue at said per diem rate.) 23,580.47 LATE CHARGES (accrued thru 1011'11'18 ;11 the lI10nthly charges of $29.08. Late charges after 1011 '11'18 shall accrue at said monthly late fee) 1,250.44 ESCROW ADVANCES 2,804.61 75.00 -318.70 300.00 4.000.00 $ 112,756.09 FEES BILLED LESS FOIWEAHANCE BALANCE COSTS A'rrORNEY'S FEE TOTAL The allorney fees set forth above are in conformity with the mortgage doculllents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinSlated prior to Sale, reasonable allorney fees will be charged based on work actually performed. 7. In accordance with Section 403 of Act No.6 of 1974, no notice was required because the original principal amount of the loan was in excess of $50,000.00. 8. In accordance with Act 9 I of 1983, notice was sent to defendants and no response was made in the appropriate period of time. A copy of said notice is allached hereto as Exhibit liB". 9. Pursuant to the Fair Debt Collection Practices Act, 15 V.S.C. * 1692 et seq. (1977), Defendants may dispute the validity of the debt or any portion thereof. If Defendants do so in writing within thirty (30) days of rcceipt of this pleading, Counsel for Plaintiff will obtain and provide Defendants with written veritication thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendants the name and address of the original creditor if different from above. . . . NOTE FHA cu. No, 41-4491384-'03 MulUst.1e 28TH, 1992 IlJoIll 61 KENSINGTON DR. CAM~ HILL, ~ENNSVLVANIA 17011 IP"'f<"yA4J""1 AUGUST I.I'ARTIES -BorTGWU- means uch periOD .lJu1ol at the end or l.hls NoLc:, ano &he pusan', wccuson and &SSIJrL.~. -Lend:.t" means ~AINEWEBBER MORTGAGE FINANCE, INC. , A MARVLANO COR~ORATION and Its successors and as:dgns, Z.IIORROWER'S PROMISE TO 1'.1. y,INTEIlESl' III return {or . loan reoelved from Lender. &rrower proaili.es to ray the principal JruIIl of EIGHTV TWO THOUSAND SEVEN HUNDRED AND 00/100 Dollars (U.s. S .." eo" 82,700.00 ), plus Iolae$~ to the order ofunder.loterest will be charged on Wlpald principal, from !he date of disburscmenl of the 10&0 proc=l. by under, at the nte of EIGHT , pcrcenl (eo".. eo""""8 . 000%) pcr year WlIII!hcfull &mOunt ofpriDclpallw bun p&ld. 3. I'ROMISE TO PAY SECURED Borrower', promise In pay Is secured by a mongoge, deed of ll\ISt or simllu secuttty lnslnlment \hat Is dated the same date as this Not< and called the "Security Instnll11en~" Thai Security InslrUlnent prol<<ts the Lender from looses wbicb might resultlf Borrower defsulls undcr thls Note. 4. MANNER OF PAYMENT (A) Time Borrower sball make a payment of p1melpal and Inlel<SllO under on the fllS\ day of eacb month beginning on OCTOBER 01, 1992 .AnyprU,elpalandinterestr=alnm:onlhef1llitdayof SE~TEMBER 2022 ,will be due on that date, wbich is ealled the "MaturilyOate," (8) Place Paymenllihallbemadeat PAINEWEBBER MORTGAGE FINANCE,INC. , P.O. BOX 906, COLUMB lA, MARVLAND 21044-0906 or at such other place as under may designate in writing by DOUce to BorrowCl'. (C) Amounl Each monthly payment ofprlnc\pal and lnt.ercSt wlll be in the lUDounL of$ ........... -606.83. This amount will be part of a luger monthly payment required by the Security Instrument, that lihall be applied to principal,lDleleSl and nthcr items in the order described in the Security lnsuument. (0) AUon&e to Ibis Note ror paymeDla<\justmenls If an aUnnge providing for paymenladjuslments Is execuled by Borrower together with this Note, the covenants nf the aUonge shaU be incorporated inln and shall amend and supplemc.nl the covenants nf this Note as if the aUonge were a put of this Note. [Check applicable box] o Graduated PayrocDt AlI008e OGrowing EquilY Allonge o Other [specify] 5. nORROWER'S RIGHT TO PREPAY . Borrower has the righllO pay the debt evidenced by this Note, in whole or in pan.. without charge or penallY, on the flfSt day nf any month, 'KANOTEA FNMT P~lof2 08/27/92 7:27 ~M 0144871' PHA Mu)u.t..Lt FlJed.Ilatr. JoIole" 21'1 I PLAINTIFF'S EXHIBIT It . . 6. II OR ROWER'S FAILURE TO PAY (A) Llle C~lrle fo< Overdu. Poym.nu If Leader hu DOllO<dved tbo full D>OCllhly po)'D>CA1 r<<juln4 by tho ~urlty 1AsuwncA~ IS cIeocrlbt<l In Pon,rorb 4(C) or thl. No\e by lbt end or nrlUll colcndor do)'l llIu lbt poymca. Is due, Lenw may collOOl I I.te cIwl.1D lbt IIllOWII of FOUR pcroc.nt(...........4,OOO"> oC the onrdLle amount or eaeb poymeDL (8) D,flull If ll0n0wer der.ult5 by CIIIIDIIO poy ID Cull lOy moolhly po)'lIleD~ thca LeDW ID.IY, ox""pl IS limbed by regul.lIons or the ~rellry ID the CISG or poymCOl derluIL'. r<<juire Uumc4ilte po)'tnCDI ID full or tbo principII ,,"11ll"" remlinlDg due ond 011 OCQUed inter<&. LeDdClID.lY cIlOO6C 00110 cxuclse IhIs ",,1100 wlthou, walvinalt5 rlgbl5ln the eV'DI or illY lubscquen. der.u1L 10 lJWly elrcumsl.""'" relullllons Issued by the ~rellry will IImII LeDcIcr'l rllbu 10 :<quire lnunodi.te r")'lIl'DIID CullID lb. cose oC po)'lIlcol deC.ull.<. ThIs Nute dou DOl lulborlu a<uICl1ltioo Wb'D Dol permi.ted by HUD regullllons. '" wed In this Note, .~re"'y" moons Ibe Se<:rellry or Hawing ond Urboul D.velopmen' 01 hi> or her dc.\ignee. (C) Plym.nloCCosI.< ond Expcn... If LeDcIcr hu requln4 louocdJllb poynoeol in Cull, IS ck..crlbed obev., LeDd.. may require Bonowu 10 poy .".1.< Illd .xpenses IDcludlng .......nabl. and custonwy luorneys' Cees Co< emoreln, IhIs Note. Sueb reu and cosl5 sb.oll boot IDIClest rrom the dale or disburselIlCO'"1 the same hte IS Ole principal or Ih1s Note. 7. WAIVERS Borrower and any other pcl50n who b.u obligal1ons under this Note waive the rigbts of pre.sentmenl and notice of dishonor. "Prc.sentmeo(" meAl1S alt right UI requIre LcndulD demand paymenl Df amounts due.. "Noticz of disbooD1" means Ole righl to require Leoder La give notice to other persoD,S that &moun15 due have not been paid. S. GIVING OF NOTICES Unless .pplic:obl'.lw requlru . dirrereDt DlCthod. any DOUce thai mW! be Ilvca 10 Bonower und.. Ih1s Note will be given by dellverlog I. or hy mailing II by fU'S1 elL'" mail 10 Borrow.. allbe propeny oddross obev. or .1 . dirrereDt address ir Borrower bas gIV'D Lender I DOUce or Borrower'. diff.l<lll address. Any notice thalmusl be glveD 10 Lcoderunclcr IhIs Note will be livCll by first closs mall 10 Lcoderollbelddress Slaled in Paragraph 4(B) or at.. different ~ If Borrower is giveD" notice of lhat difTerenl a.ddress. 9. OBLIGATIONS OF PERSONS UNDER THIS NOTE Ir more than one persoD sisos Ih1s No\e, ucb penon is fully lOd persollllly obligated 10 leuI' III of l1e promises made In this Note,lneludlDslbe pro.clse 10 poy Ibe full amount DWc4. Any perron wbo Is I guanolOr. surety or eDdoo;eror IhIs Note Is llso obligated 10 do Ibese Ih1ngs. Any penon who tokes oVCllbose obliS.tioos,lncludiog Ibe obllg.uo... or . guanolOr,aurclY or endorser of this Note, is also obligated to keep all of the promises made in thls Note. J..eo.der may enforce its right! Wldtr this Note agll...tcach person IDdivldual1yor .gablSlall sISo.torleslogethu. A1Jy one P"'OD signing IhIs No.. moy be r<<julred 10 pay.1I of lb. DlDOunl.< owed und..1h1s Notc. BY SIGNING BELOW, Borrower a<upts o.nd .g....1O Ibe \enDS and covenants conlalood In IhIs Note. :;;;?:~, .::::::?' V.-'e ~ J RONALD L. WEBER a .~ .L/ ('(J.4.L" ~ ?-.4/;f."t~ , ATr. T>.I,r~ (Sc:ol) CAROL VN H. WEBER -Bom>wu (Seal) .Bonowu (Seal) .- (Seal) -Ilonowu IWlJI0Jl f:i.COUI<S:: PAY TO rH~ ORDfR Of !/ I '.~' ;.", :.-; ':;~:~::~;-;~'.-'---"- E~~~jj~ .'.Ttll;:'!-!{, \'/" ;'l"~"" ."....'T '")(.-t.l fHANOlU FNMT P~2ofZ 08/27/92 7:27 PM 01<148717 ~ \..0..----\ , I I I _..___._ _n _...~_J OCWEN Foderal B,;V\k f~ ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance Program may be able to help you. Read the attached notice to find out how the program works. If you need more information, call the Pennsylvania Housing Finance Agency at 1(800) 342-2397. LA NOTIFICAC10N ADJUNTO ES DE SUMA IMPORT ANClA, PUES AFECT A SU DERECHO A CONTlNUAR VlVlENDO EN SU CASA. SI NO COMPRENDE EL CONTENlDO DE ESTA N011FICACION OBTENGA tm'A TRADUCCION INMEDIA T AlvlENTE LL....\1.ANDO A EST A AGENCIA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENC10NADO .'\RRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SAL V AR SU CASA DE LA PERDlDA DEL DERECHO A REDlMIR SU HIPOTECA. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ TIllS NOTICE. YOU MAYBE ELIGffiLE FOR FINANCIAL ASSIST ANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS \ p\..AINTIFF'S EXHIBIT 13 . COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW RICHARD F. STERN, ESQ. STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 215-572-8111 l.D. #03315 OCWEN FEDERAL BANK FSB, The Forum, Ste. 402 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 VS. RONALD L. WEBER 51 Kensington Drive Camp Hill, PA 17011-7904 and CAROLYN H. WEBER 51 Kensington Drive Camp Hill, PA 17011-7904 9'\' :NO. U !v:JS3 (to}-;' L CIVIL ACTION - ACTION ON THE NOTE This 1s an attempt to collect a debt and any information obtained will be used for that purpose. NOTICE You have been sued in Court. If you wish to defend the claims set forth in the following pages, you must take action within twenty (20) days after this Civil Action and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defense or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Civil Action or for any other claim or relief requested by the plaintiff. You may lose money or property of other rights important to you. YOU SHOULD TAKE THIS PAPER TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA TRUE ("()PY FROM RECORD 1-800-990-9108 In TastIlOOlIY whereof, I oore unto Yfl. my hand ~:1d t 01 sai C un . t Car1i~13 1; 9 rh r'19~ -. COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW RICHARD F. STERN, ESQ. STERN AND STERCHO 410 The Pavilion Jenkintown, PA 190~6 215-572-8111 I.D. #03315 OCWEN FEDERAL BANK FSB, The Forum, Ste. 402 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 VS. RONALD L. WEBER 5 I Kensington Drive Camp Hill, PA 17011-7904 and CAROLYN H. WEBER 51 Kensington Drive Camp Hill, PA 17011-7904 :NO. CIVIL ACTION- ACTION ON THE NOTE 1. Plaintiff is Ocwen Federal Bank FSB (hereinafter "Ocwen"), a corporation with offices located at The Forum, Ste. 402, 1675 Palm Beach Lakes Blvd., West Palm Beach, FL 3340 I. 2. Defendants are Ronald L. Weber and Carolyn H. Weber, individuals with a 1ast- known address of 51 Kensington Drive, Camp Hill, PA 17011-7904. 3. On August 28, 1992, defendants made, executed and delivered a Promissory Note, inter alia, to Painewebber Mortgage Finance, Inc. for a loan made by it to them. Attached hereto as Exhibit "A" and made a part hereof is a true and correct copy of said Promissory Note. Said Promissory Note accompanies a Mortgage on premises 51 Kensington Drive, Camp Hill, PA 17011 dated August 28, 1992 and recorded September 2, 1992 in the Office for the Recording of Deeds in and for Cumberland County, Mortgage Book 1086, page 300. 4. Through a series of assignments the said note and mortgage was assigned to Ocwen Federal Bank FSB. by assignment recorded October 9, 1997 in the Office for the Recording of Deeds in and for Cumberland County. in Misc. Book 559, page 278. I' ,I ~ I [, r r, ~ 5. Thc said loan is in default as a rClul1 Ilf the failure 10 pay the monthly installmcnls 0($727.00 due on April I, 1885 and on Ihe flrsl day of cach monlh lherc<,fler. 6. The following is due on the loan: PRINCIPAL BALANCE $ 81.064.27 INTEREST (accrucd Ihru 10119/98 al the per diem rate of S18.01. Inleresl after 10/19/98 shall accrue at said per diem ralc.) 23,580.47 LATE CHARGES (accrued thru 10/19/98 al the monlhly charges of S29.08. Late charges after 10/19/98 shall accrue at said monlhly laic fee) 1,250.44 ATTORNEY'S FEE 2,804.61 75.00 -318.70 300.00 4.000.00 S 112,756.09 ESCROW ADVANCES FEES BILLED LESS FORBEARANCE BALANCE COSTS TOTAL The attorney fees set forth above are in conformity wilh the mortgage documents and Pennsylvania law, anJ wi)~ be collected in the event of a third party purchaser al Sheriff's Sale. If the mortgage is reinstated prior 10 Sale, reasonable attorney fees will be charged based on work act\lall y performed. 7. In accordance with Section 403 of Act No.6 of 1974, no notice was required because the original principal amount of the loan was in excess of S50,OOO.00. 8. In accordance with ACI 91 of 1983, notice was sent to defendants and no response was made in the appropriate period of lime. A copy of said notice is attached hereto as Exhibit liB". 9. Pursuant to the Fair Debt Collection Practices Act, IS U.S.C. !i 1692 et seg. (1977), Defendants may dispute the validity of the debt or any portion thereof. If Defendants do so in writing wilhin thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendants with written veritication thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within Ihirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendants the name and address of the original creditor if different from above. " I' \: '. , . . . NOTE t~c-- MuIU'I... 41-4491384-703 AUGUST 28TH. 1992 '-I 61 KENSINGTON DR. CAMP HILL. PENNSYLVANIA n011 (rl'tlf"M'Y Ad4INa} I.I'ARTIES -Bor.'Owu"' means e&ch penoD .IJn1nJ al U1t end of I.h1s Note, anti the penon', 5UCOC&.SOn &Dd ass1tru. .Len~:r" mun.s PAINEWE8BER MORTGAGE FINANCE. INC. , A MARYLAND CORPORATION and its suec.es.sors and a.s:siJn5, 2.1l0RROWER'S "ROMISE TO PAY;INTEIlE>J' In rtlwn far a 10&Jl received (rom Lc.nckr. Borrower prom1se.s to PlY \he principal sum of EIGHTY TWO THOUSAND SEVEN HUNDRED AND 00/100 Dollars (U.s. $ -.. - - - 82,700.00 ), ph>> InlUU~ to the onler of Leoder. Inle= will be cIa.r&ed 00 unpaid principal, from \he. date of disbursement of the 10000proceedl by Lender, at the talc of E I eHT pcreent(...........8. OOO~) per yut until the full amount orprinc~pa1 hu been pl.1d. 3. PROMlSE TO PAY SECURED Borrow,,', prombe to pay Is _ured by . mong.ge, deed of INSt or ,imllu securlty 1nstrumenl\ha, Is cIol<d the S&llle w'e as this Nole ODd coiled the 'Security InstzuoleoL" Thot Security IosIZUOle.llI ptole<:ls the Lender from losses wbieb might multI[ Borrower der.ulls under lhls NOle. ~. MANI\'ER OF PAYMENT (A) Time Borrower ohall molee . paymeol of ptinelpal ODd lnlcl'eSlto Leoder 00 the fllS! cloy of coeh mooth beginning on OCTOBER 01.1992 .Anyprinelpalondlnle:eslrem.alnicgootheflnldayor SEPTEMBER 2022 . will be due 00 tholclole. whieb is called the "MolurityD'le." . I' (H) PI.", P.ymeotohAU beowleol PA I NEWEBBER MORTGAGE F I NANCE. I NC. . P.O. BOX 906, COLUMB IA. MARYl.AND 21044-0906 or.' oucb other pl&te as Leoder moy designote In writing by DoLice to Borrower. (C) Amounl Eaeb monthly paymeolorprlnclprJlUld 1nlerc5l will be in the &mount ofS -......- -SOS .83. Thiumounl "ill be put or . luger moothly paymeollUluired by the Security Insln1mCll~ \ha, shall be .pplied l<> principal. 10.....' IIld other iluns In the order de&a1bcd In the Security IostnaneoL (0) AlIona:c to lhls Not.e for paJTDcnt adJustrpents If an Allongc providing for paymenladjustmcats is executed by Borrower together with this Note, the COVeMnts of the allonge &baIl be lncolpOraled Into ODd &hall &mead ODd oupplemenl the coverw>ls of this Nole as if the .1I00ge were. pari of this Note. (Cbeck ,wliwle box) o Graduoled P'ymeo' Alloose oGIO"1og Equity Allooge o Other (specify] S.BORROWER'S JUGHTTO PREPAY . Borrower h&s the right to pay the debt evidenced by this Note, in whole or in part. without char,ge or pen&lty, 00 the rust day of MY mooth. ~ . ,,,,,""... FNMl P~~ol2 08/27/92 7:27 PM 01448717 FlJA Muttklal& FbedbILHole-2.191 I PLAINTIFF'S EXHIBIT A ,- . . ,,110RROWER'S FAILlIIU: TO PA'V (AI Lilt CllIl'I' lor 0.,,'.' P')'DI<n1l It Leo6u IlU DOl r<<<Ivod \he lull moalhly po)'II'CA1 "'IuIr<<I by Ibo s-uity IAsUu:DcAI. IS ~r\bod In Pan,..pb C(C) 01 Ihl, Ncu by Ihe U>d 01 llllUll wUldaz ela)'lollu Ihe poymOlll1l d~,l.uIdu may ",II.... Ill< chaI" iD 1he_1 or FOUR perccot(...........4,OOO~) or Ibe ovud~ lIDOWlt or uc:b paymeoL (B) 0,1..11 It Bonuwu ll<1.ulu by Ialllnl \0 I"y iD lull lllY moolbly PO)'lll'.~ IbOll le.der may, uccl'l IS Iimlud hy ..,ullllol\l 01 Ib, S<<r<:WY III Ib, use 01 poymClll d,l.u'u, "'Iuin lmmedio\< poymc.l iD lull 01 lhc prIDcll'.1 \..olaJ'<< ......Ini.' du, ond t.ll acQUed I.\<-' Leoder...y ~ Dol 10 e.cn:i.s< \b1.& optioo wlthoUI woIvinJlu n,bU In th, ,VUlI 01 any 1.b0<4u'OI dtflulL 10 ....y eue\UllSl&DCU r<:,ulolloos Issued by th, Sc<relJ\1)' will IImII leDder', n,b" 10 requin Immcdil\< pl)'lllenllll lull iD Ib, .... 01 po)'lllOll' dellulu. ThU No\< dou DOl lulborize o=lCllllloo ",b,. DOl pennill<-d by HUD ..,ulllloos. Ar \l.\Cd Illthi> No\<, "SecrelaJy" mCUS the Sc<rewy 01 Housln, ond Urbo.o DeveloplIlClIl or hU 0' her dc&iCnec.. (C) Plynanl 01 CooU and Expcn.- If l..eoder IlU requlled lInmodi.... poynoent In lull, IS cl=ribod .bov" leDdcr moy require Bonowcr 10 poy ca", and "pense.l iD,iudln, ........bl' OD~ I;Il5IDIDIf)' .uomeys' 1= lor eoforcln, \b1.& No\<. Su,b IWI ODd OIlSU ,h.1I buz In\<,.... lrorD th, elate 01 disbwsemrot lithe...... ..I< 1S1l" prIDelpol 01 this No\<. 7, WAIVERS Borrower and any othet pcn;oD who bas obligalions under this NOLe waive. the rights of prcu.aUDenl a.nd notice of dishonor. "Prc.sentmeDt" means the rigbt La requirel...endet 1.0 demand paymc.nt or amou.n\5 due. "Notic:.c of dis-booor" me.&nS the: righllO require 1....eoder to glve nolicc.lo oilier persuns lhat amounts due ~ve nOl. been paid. 8. GIVING OF NOTICES Unless applicable law requlru , differeDt Dle1hod. any notice that mu.s.l be i1ven to Borrower undet this Note win be given by delivc:rinJlL or by mUtinl h by rust clL~ nail 10 Borrower lIthe property a.ddress above or all difrereDt &ddtess if Borrower bas given Lender. DOUce of Borrower'a different address. Any notice lhAt musl be ,lveD 10 Lendcrunder this No\< will be ,iVUl by fllSt closs m&1I1O lenderolthe>ddrtss S\.lted 10 panS"pb 4(B) 0.'" dill"'Dt oddreos II Bono"'", is siven I nolloe 01 lhAt dlffereotoddress. 9, ODLlGATIONS OF PERSONS UNDER THIS NOTE II more Ihoo Doe persoo .i,os this Note, eocb person is fully ODd personally obllS"l<-d \D keep .11 01 the promise.< mode In this Note, lncluding the pro:!:lise to pay the futl amount owed. Any persoo who is a guuanlOr.smety or endorsertti thh ~!~tc is llso obli,ll<-d 10 do Ibese tbio,s. ADy pelSOD who tUcs ovcr these obli,wollS, IllcIud\nS the obllS.tions 01 . 8lW'1DlO., SWelY 01 endorser of \his Note,is ~so obligated to keel' all of the promises mAde in thls Note. Lender may enforce il.s rigbl.s under this Note IS&\nsteoeh perso.lndivldu.t.lly or ISIIIlSlIll.I,..torie.lIOSelhcr. Any Doe person .18010S this No" may be "'Iuired 10 pay III of the amounts owed undcr Ibis Note. BY SIGNING BELOW, Bonower &C<CplS ond 'Sree5 \0 Ibe termS ODd OOVCD.Ul1S eooLllncd III this Note. ~.e.' -=:?' v./~L ~ RONALD L, WEBER (Seol) " Borro""~ a. r-,q ('(J_J?_. ~?.-.lV/&,.L~. .krr: T>.I,r~ (S~l) CAROL VN H. WEBER -Bono"" (Seal) -llonow<< (Seal) --.- Wlll!()Jr f:i.CllUI<S;: PA.Y ro TH~ ORDeR Of ,.;..' ~." ::.~: ':-;.-':::~--.-'-_P.- ES~i5/~ · '-THI~: ~~ r~ ,.,,',' \'I"~"" ",' .'.. 'T ~--'--I ft\AHOTU FNMT P~2042 08/27/92 7:27 PM 01448717 i.O.. . : i : I : i ___ ____.oJ OCWEN ~(l.vIIt,:e ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance Program may be able to help you. Read the attached notice to find out how the program works. If you need more information, call the Pennsylvania Housing Finance Agency at 1(800) 342-2397. LA NOTIFICAC10N ADJUNTO ES DE SUMA IMPORTANClA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. S1 NO COMPRENDE EL CONTENIDO DE EST A NOTIFICACION OBTENGA UNA TRADUCCION INMEDlA T AMENTE LLAMANDO A EST A AGENClA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENC10NADO ARRIB..... PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGR.AM..... LLAMADO 'HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM' EL CUAL PUEDE SALVAR SU CASA DE LA PERDIOA DEL DERECHO A REDIMIR SU HIPOTECA. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS , PLAINTIFF'S EXHIBIT jJJ .~ 5. The said Joan is in dcf.lult as a rcsuh of the failurc to pay thc monthly inst.1l1mcnlS of $727.00 duc on April I, 1885 and onthc first day of cach monlh thereaftcr. 6. Thc following is duc on the loan: PRINCIPAL BALANCE $ 81,064.27 INTEREST (accrucd thru 10/19/98 at the per diem rate of S18.01. Interest after 10/19/98 shall accruc al said per diem rale.) 23,580.47 LATE CHARGES (accrucd thm 10/19/98 at the monthly charges of $29.08. L..1tC charges after 10/19/98 shall accrue at said monthly late fee) 1.250.44 ESCROW ADVANCES 2,804.61 75.00 -318.70 300.00 4.000.00 S 112,756.09 FEES BILLED LESS FORBEARANCE BALANCE COSTS ATTORNEY'S FEE TOTAL The allorney fees set forth above arc in conformity with the mortgage documents and Pennsylvania law, and wiii .:e collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to Sale, reasonable attorney fees will be charged based on work actually performed. 7. In accordance with Section 403 of Act No.6 of 1974, no notice was required because the original principal amount of the loan was in excess of S50,OOO.00. 8. In accordance with Act 91 of 1983, notice was sent to defendants and no response was made in the appropriate period of time. A copy of said notice is attached hereto as Exhibit liB", 9. Pursuant to the Fair Debt Collection Practices Act, IS D.S.C. ~ 1692 et seq. (1977), Defendants may dispute the validity of the debt or any portion thereof. If Defendants do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendants with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendanls the name and address of the original creditor if differenl from above. WHEREFORE, Plaintiff demands judgment against the defendant in the sum of $81,064.~7 plus interest thereon of$~3,580.47 plus S18.01 per day fwm Octoher 19, 1998 until judgment is paid in full, laIc charges of S I ,~~ 1.36, plus laic charges of S29.08 per monlh from October 19, 1998 until judgmenl is paid in full, escrow advances of $2,804.61, eoSlS of $300.00, fees billed $75.00, less forbearance balance of S318.70, allorney's fee of $4,000.00 and record costs. STERN AND STERCIIO BY ;(b&?,/~ RIC ARD F. STERN, Allorney for Plaintiff . . . NOTE FHA c... No. Mulll.tat, 41-4491384-703 AUGUST 28TH, 1992 (DoW) 61 KENSINGTON DR. CAMP HILL, PENNSVLVANIA no 11 (J'ftlP""1AUr...) 1.I'ARTlES -BotTCwU- means uch penon .lattlnl It the eDd of lhb Nol.C, aDU Lhe penoo', ~ and &SSIJI\', .l..en~:r" muns PAINEWEBBER MORTGAGE FINANCE, INC. , A MARVLANO CORPORATION and lis suc:.ce.s.soB and assiJn.5. Z.1l0RROWER'S PROMISE TO 1',0. V, l/fI'EIlEST In relWU for ,Ioa.n received from l.roder. &rrower promhes to PlY the. principal5WD of EIGHTV TWO THOUSAND SEVEN HUNDRED AND 00/100 OoUazs (U.S. S ......82,700.00). 1'1'" intue.S~ 10 !he onlu of Lender.inl<=' will be cwSed.o unpold principol. from the date of disbu.rsemeot orlbc)oan proceecb by Lender," &he nLe of EIGHT pcrcenl(..". 00".. 008.000';) pcr Y'" unlllthefuU amounl of principal hL. beeD p~d. (Il) Place Paymcot6haUbemadeat PAINEWEBBER MORTGAGE FINANCE, INC. , P.O. BOX 906, COLUMB I A, MARVLAND 21044-0905 or al such olber place as LeDder ....y cle.<ignal< in writing by DOUce to Borrower. (C) Amount Each moothly paymcot of principal and inlc<<Sl will be in lbe amount of$ "."..""" "SOS. 83, This amount will be pan of a larger mODthly paymeDI ft<juired by lbe Securil)' lnsU\llnco~ that shall be applied to principal, lD1er<$1 and other items in lbe order d<scribed in lbe Seeuril)' InstrUIDeDC (0) Allone'lo Ibis Note for pa)'J11enl ocl)ustmenU If an allonge providing for paYIDenl adjustments is executed by Borrower together with this Nol.c,l.b.c covenants of the allonge ,ball be incorporated inUl and &hall ameod and supplemcot!he covenants of thl, Note as If !he ollonge wue a pan of this NOI<. [Cheelcappllcablebox) OOrarluated Paymen!AllooJe o Gro"ing EquilY A!looge OOlber lspecify) ~ t: 'I I I I , ~ ~ . 3. PROMISE TO PA V SECURED Borrower', promise Ul pay Is oe<:uzed by a mortgage, deed of INS! or similar securtl)' lmtrumeDt thaI Is dated lbe lIJlle dale as this Note and ",lied !he "Securil)' InsuunlCOC" That Security lnsU\llncot pro~ts \he Le.oder !rom 1= whlch might tuull if Borrower defaulLS under Ihls NOI<. 4,MANNEROFPAYMENT (A) Time Borrower &hall make. paymenl of ,"weipal and intereSt to Lender oa lbe flrSl day of eaeh mOD\h beglnnlng on OCTOBER 01,1992 ,Anyprillclpalandint=.<tremalni.o:on!her"'tdayof SEPTEMBER 2022 ,will be due OD \hat dal<, whieh is eAlled lbe "Maturity Dol<." s. nORROWER'S RIGHT TO PREPAV . BOfTow~ has Ihe right tD pay the debt evidenced by this Note. in wbole or in ~ without charse or peWIY, 00 lbe rust day of any moolb. I.w<lTU FNMT hQoe\of2 08/27/92 7:27 PM 01448717 FHA Ml.IhWale Pludbt.e.Nolc"1/91 I PLAINTIFF'S EXHIBIT /1 ~ . . . '.1I0RROWER'S .'AILURE TO PAY (A) Lalt Ckarltl~ Overdu, P.ymcnu II Ltndu has 001 r<<d,cd 0.. Iwlmoolhly plym<nl "'luln4 by lbo s....ril)' 1Asuumt4~ .. deacrlbcd In Pua,rapb 4(C) of lhla NOIt by lbt U>d of fir,"" UltDlW da)'l d\u lbt plymUllla due, Luldu ouy c:ollOCl a I... cIwlclD lbt amount of FOUR pcroeot(...........4 ,000") of I.be overdlJt. amounl or ueb paymeDL (D) Doraull II lIanow" dd.ult.> by faJllDa to pay ID lull lOy DlOOlhly pa)'1lleD~ thUl LcDdu nay. ..eepl .. Iiu~l<<l by ",ulllions of the Sec/tWy lo the use of pa)'mUlI debull.., "'lu;" Immedilll: payment ID lull of lhe priDelpll b,llOt< remalnlD, due and all w::rued IDIl:ruL LcDder ouy ellOOI5e Dol to ex<t<lsc lh!J optioo wilhout walvin, 111 rlahll In Ihe CVCDI of any lubwjueDI dcl.wL 10 nw>y elle\lllU1aJlct.S n:lullllOO5 wuc.d by th, Secn:Wy will lLmlI LcDder', rl,bll 10 "'lulrt Immedi.Il: p.ymcDtlD lulllo the cue 01 paymt.Dt def.ulll. Thls NUll: dou DOl .uthoriu aecclentloo wbeD Dol pennill<<l by HUD "Iul'lions. N wed lo this NOll:, "Secn:wy" m<&DS the S<C/tIIl)' of Housinl and Urboo Development or his or her dc&ignu. (C) P.ynltnl of Coo" tJld E"I"o_ tr Lulder has r<>quin:d lmmcdi.IO pa)'ll"'" in lwl, ... d=ribed lbove, Leod<< may r<>qulle Bonow<< 10 pay emU and uperLSe.s iDc1udlnJ rusonableand CUSlOtIW)' aUorneys" fees for enforcln& tlili NoLc. Such fe<.05 and costs wll bear inlefe.U from the date of disbunemc.nlll the w.me raLc as Ole principal of this NoLc. 7, WAIVERS Borrower a.nd any other penoD who hL.~ oblig..tion.s under this Note waive the rights of pre.se.n.tment IlId Doti~ of dishonor. -Presentment'" means the right La require I...c.ndulo demand (lIyment of amounts due. "'Notice of disbOb~ mc.an.s the right to require Lender to give. notice. to other persons that llDounts due. have not been paid, 8. GIVING OF NOTICES Unless applicable law requires .. different me.thod, any notice \hat lDUSL be given 10 Borrower under this Note will be Sivc.n by de.llvw& It or by maitiDa 11 by rust clL.~ mail to Borrower at the. property addres.s above. or It a differeot address if Borrower bas given Lender a DOtice or Bonowc;.r'a different address.. Any notice that must be given to 1..cnder unda this Note will be giveD by f11S1 class man to Lender at the addre.ss Slated io Paragraph 4(B) or at a different address if Borrowa i.s given a notice of thai dilTerent address. y, OBLIGATIONS OF PERSONS UNDER THIS NOTE If mon: than one persoD sigos this NOIC, cecll penon Is lully lOd pezsooaJly obligall:<l to keep ,n of the promises mille in this Nott, including the pro.wse to pay the fulll.mOunt owed. Any persoo who is a suannlor, surety or endorser of UUs Nc:~ is llso obligal<<llo do these tbJogs. Any penon who lAW nv<< these ohliaatioDS, including the obligltions of I glW1llltor,swely or endorser of this Nott, is also obligated 10 keep all of the promlse.s made in IhLs No~. Len.du may enforce iLs rights \Ul.dr::r Ibis Noll: Is"iostucl1 person individually or la'~lStallslg.."'ries Ioaeth<<, Any ODC persoD sianlng this Note may be "'luircd 10 pay III of the 1ID0UOll owed uod<< this NOIC. BY SIGNING BELOW, Bonow<< ICCCpll and ,sr=; 10 the IermS and covenants c:ootalncd In this NOIC. ~e,' ..::::::r-~""'.eL.. J RONALD L. WEBER at.. f- AI /a. ~ v ~ ?......v;w...L Arr: '%i.I ,r'~ (S<lI) CAROLYN H, WEBER .Donow" (Sui) .Bonowtl 1YI11i()~[ r:LCQUJ;S:: PAY TO TH~ ORDeR Of (Seal) .""","", (Seal) .- I ..,.,~..' ......~ .::::::.'~~:-.,-'-_P.- E~~~:J5/~ ~'.rtil;:-!-:r1...','\.I..~'...,........ ~ ~l[' FNMT P.tQ<t 2. 01 2 08/27/92 7:27 PM 01448717 Prepared by: Gene Kunz OFB LOIn Number: 2701548 leeF) HUD Control Number: 403687 ALLONGE BORROWERS: RONALD L WEBER CAROLYN H WEBER PRESENT OWNER AND HOLDER: SECRETARY OF HOUSING AND URBAN DEVELOPMENT ("HUD") NOTE EXECUTION DATE: 8/28/92 NOTE AMOUNT: $82,700.00 This allonge shall be annexed to the original Note referenced above for purposes of transferring same from the present Owner and Holder of the Note, HUD ("Transferor") as of the date set fonh below. As a result of said transfer, HUD has no further interest in the Note. Any changes in the payment obligations under the Note by virtue of any forbearance or assistance agreement, payment plan or modification agreement agreed to by HUD, whether or not in writing, is binding upon the Assignee/Payee, its successors and assigns. The Note andlhe Mortgage/Deed of Trust securing the Note may only be transferred and assigned to a person or entity that is either an FHA. Approved Servicer/Mortgagee/Beneficiary or who has entered into a contract for the servicing of the Note with an FHA-Approved Servicer. The Note and the Mortgage/Deed of Trust securing the Note shall be serviced in accordance with the servicing requirements set forth by HUD. These sales and servicing provisions shall continue co apply unless the Mortgage/Deed of Trust is modified, for consideration, with tnd consent of the MortgagorfTrustor, refinanced.. or satisfied of record. This assignment/endorsement is mlde and executed with all FHA insurance terminated. Dated: March 7,1997. Pay to the order of: OCWEN FEDERAL BANK FSB without recourse this 7th day of March, 1997. SECRETARY OF HOUSING AND URBAN DEVELOPMENT ("HUD"I By: ~~ Name: DONALD ST. JOHN Title: ATTORNEY. IN . FACT :.0.'.'-.'..\ : ' I I I I _~__,_,__-J OCWEN Nldonll Bonk "'" ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance Program may be able to help you. Read the attached notice to find out how the program works. If you need more information, call the Pennsylvania Housing Finance Agency at 1(800) 342-2397. LA NOTlFICACION ADjUNTO ES DE SUMA IMPORTANClA, PUES AFECTA SU DERECHO A CONTJNUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA lJNA TRADUCCION INMEDlA TAlvlENTE LLAMANDO A EST A AGENClA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGffiLE PARA UN PRESTAMO POR EL PROGR.AM.... LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM' EL CUAL PUEDE SALV AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. ACT91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU]viA Y BE ELIGIBLE FOR Fll'IANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS , PLAINTIFF'S EXHIBIT 13 o OCWEN h'l1~",'fl.lt'\"r'),ll ~5'~~b429 ~ VIA. C(nllicd M;ul (return recC'lpt fequC'ilcd) July :"1. 19Q9 CAROL ~ WEBER , ,WNAL[) WEDER 51 KENS(}iGTON DR CAMP HILL, P^ '7011.7o()., Re: Loan ~umber; Property Addrc~s: ~701~J3 ~ I KE:--S1NGTO:-J JR. CA~IP IIILL. P.\ 17011 FRO~f: Ocwen Feder.li Rmk FSD You JIe hereby notified Ulat this lener IS J1l ancmpt 10 collect a deb!. All inronnatlon obtained will be: used for thaI ?urpose, You m:J)' be eligible ror Ooanclal 3~si.st3nCe lhat will preveDt foreclosure on your mortgage if you l:omply with the provisions of (he lIomeownen' EmerJ;:C'ncy Mortg3Ce AsslSlnnce Act of 1983 (the "'Act"), You may be eligible for emergency t~mpora~' :Iuistance H your default has been caused by circumstllnce~ beyond your conlrol, you have 3 reasonable prospeCI of resuming your mon~age paymenu. and if ~ou meet other eligibility requirements tSlablisht:d by the Penns~'I\".!.ni:1 Housing Finanee Agency, Please read all of this Notice, 1t contains an t:I.planation of your righu. Undcr the Act, you :ue enlitled 10 :1 lemporary stJ)' of foreclosure on your mongage for thirty (30) d3.Ys from the date of lhis NOllC~, During that time you must 31r.1l1ge and ,mend a "face.[o~face" meetmg with .3 representative of this lender. or with a design:Jled consumer erc:dil counseil1lg ag':nc)', The purpose of this meeting is to anempt to work out a repayment plan. or 10 mhcr\vlse sertl:: your delinquency. This meeling must oc::ur In the "eXI thirty (30) days. If you ar:e:1d a face-to. face meetmg with this lender, c. WiLl; a consumer credit counseling agency identified in this nelle:, no further pr~el:ding in mongage foreclo~ure may take pl3.ce jar lhirry (3D) days after the date: of this meeting. The n3me, address and !e!ephor:e number of our representative is: Tony V:l!1 :--Jess Foreclosure CoordinJtor Ocwcn Federal Bank FSB P. C.l. Box :2~i3i, SUIte 5A Wcst Palm Be3ch, Florida 33~ 16....i37 Toll Free Tdephone Number: t.800-i4 OCWE~ eXl, 8771 The names and addr=~ses of designated consumer credit counseling agencies are shown on the attached sheet. It is onl~ neceSS:lry 10 schedl.:lo:: ono:: rJee-fO-(3ce m~~ftng. You should advise this lender immediately of your inlt~ntions, [, I Dare: July 3 1.1998 Loan~: ~701548 iO ..-. --,--,.,..._., OCWEN ~fJra' Bank r!".8 . Your monp~c: IS In default because you f:uled III pJY promptly mSliJJlmenlS of prmclpal JIld inlcrest. as required. for J period of ill ;eJ.S1 ~l\ry (60) days The lot~l ,uuoun! of the dt:linqucncy IS S::S.I:9 78. TIIJt !.um Includes [he fl>lluwlng' Pnnclpal and Inleresl..,.",..",.. ",..,..,..,.. Escre.....'...........,.""....,........ ...,_.,..",..... Currenl L.Jle Cha...-gc:s.....,.". _,. ............. 'w Prior Lale Charges..",.,.,.......,.. Non-sulTicu:"nt Funds Cha.rges Other Advances..,........ Interest Arrearage, Forb<arulce (CREDIT) S:.!4,"27Z,SU ~,91~,.1S 1,163 ~O 0.00 :500 75.00 0.00 }(g,i'O TOTAL DUE............"...... S~8.1~9.78 If you have tried and are unable to resolve this problem ilt or aftcJ your face-ta-face meeting. you have thl.': rig.hl \0 apply iar financial assisunce from the Homeo\loTlcrs' Emergency Mon!;a~e ASststuu:e FWld, In ord~r to do this. you muse fill out, sign and lile a completed Homeowners' Emergency Assistance Applic:nion with one of the designated consumer credit counsding agencies HSled on the att.:lchmenl. An :Jpplication for J.';sisunce may only be obratned from a consumer credit counseling agency. The consumer credit counseling agency wiJl assist you in filling out your applicarion and will submit your completed applicallon to Ihe Pennsylvania Housing Finance Ag~ncy, Y.1ur appli:::;mon must be: tile:d or postm:L"'"ked. withLn thirty (30) dJYs of your face-to-faee meeting, It is a:tr~mc~v importanl that you flit: your application promptly, If you do no, do so, 0,. if you do not follow the other time periods sel forth in this lencr,joreclosurt may proceed againsl your home immedia1t!Jy. Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibilIty cmt::~ia established by the Act. It is (:xc-emely imporunt thoU your applIcation is accurate and complete in every respect. The Pennsylvania Housing Fin:ance Agency has sbay (60) d:JYs 10 make a decision aft~r il n:ceives your applic3lion. During thiJC additional time, 110 foreclosure proceed~g:s .....m be pursued against you if you hJve met the time requirements set fonh above. You will be notified directly by that Agency ofi:s decision on your application. The Penns)'hl':mia Housln1, Fina.,ce Agency is loc:n:d at 210\ ~onh Front Street, POSt Office Box 8029, Harrisb'Jrg. Pennsylvania 1;105. Telephone ?-O;O, (717) i80-3800 or 1.800.34~.2397 (toll free number), Persons with impaired heJJing can c311 (717) 780.1869. In addition you may receIve another notice from this lender under Act 6 of 1974. That notice is ciJlled a "?'.:olice of IntentIon 10 Foreclose", You must rcad both nOliees. since Ihey b::Hh explain rights that you now have under Pennsylvania law. However. if ~ou choose to eXerc:s~ your ri~ts descnbed in this nOllee. you CiJIlnot he foreclosed upon while you are receIving that assistance. VCr)' Truly Yours, Performing Loan Dep3.rUTIent P:rfonmng Loans Specialist Toll Free Tdephone Number: !00-74-0CWEN encl: PA inionTIillion 'I , ;~ ~) , , i , .~ lFr '11 1!l98 111 'I'll!'; r:I/JI.''j' (d" ('()r~ll;(lt: f':,i-J\:~ ;:iH'~l'.f<i-:l./\::!) '()~JllT'I' , ; '; i!. /\ "'1' I " J~; - Lf\'tj' I< I CIiAldJ I,'. ::TI-:IW, 1-:::'.,') 11.1-: ::n:I,N "nd ::TI.:W:II() '11 0 Till' 1'r1v i I j fill (Jt'~lIk ill Lu,.;rl, I'A I (J(J"ll, (?I 'J) !,n-Ii I I I I.D. !I In II', OCWF:N n:m:I<AJ. BANr: 1.'::1< V~-; . RONALD L. WF.flF:R AND CAROLYN II. WEf3C:R :IJ(). 9H-f);JSl r:TVTIJ ORDER AND NOW, this j/.Jfday of .lkamAf/L upon 1998, consideration of OCWEN FEDEkAL BANK FSB Motion [or Special Order Directing Service of its original process By Posling and Certified Mail Pursuant to Pa. R.C. P. 430 (a), it is hereby ORDE;RED and DECRE;ED that defendant Carolyn H. Weber shall be served by posting a copy of Plaintiff's original process on premises 51 Kensington Drive, Camp Hill, PA 17011-7904 and by sending a copy of same to defendant and Carolyn H. Weber at her last known address being 51 . Kensington Drive, Camp Hill, PA .1701.1-7.904 by certif~d mail, _,,0 I~ _1M. ~ ... ~ ~ fL-.~.{Cv<V'" ~J. return receipt requested) r'/1 1S further ORDE;RE;D and DE;CRE;E;D thatD 4)0 all further notices in the above-captioned matter, requiring personal service, if any, shall be served upon defendunt Carolyn H. Weber in the same manner prescribed by this J. :', ~ II; ;llr., t.' "[,i'1~.j()rl !'I,I</\:: ''''>:i',i:!'i,/\~ll! ":jT;rJ'j"{ '! \/ J r, I\' ''1' [( :i; - [,/\',',' I~ lr'I/Al-'I: t". ::.n:;/:;, 1. ,'..,I', ,,', :;'n:l'.:1 ,,,,,I ;:n:I"'II', '11 () TIl.. I'd') i j l' .Ii ,11 ~fl J.: i !l' "'dll, j./\ I'll i ,; I ( ,) 1 I,) I, I.! _;. ! ! ~ 1.1J. IIIH' I I, O(;Wf:N n:IJI.;I'fII, HMW ,.;,1'. v;:. RONA!.D !.. vil';I,/.;!' I,ND CAROL YN ". vn-:m:p : n(). llH - (j,1 {j ~ r: r V r r, HOTIOIJ 1'"01'. :;I'I.;r:IAI, o IUJi':I{ DII{I':CT/I.!(; ;;/,:rwlr:r-: Ell' PO::TlNC; MiIJ (:EFT/I.'lIo/! r1AlL ,'UHSIIMIT TO /'A. F.C.!'. ~l()(a) TO IJI"'"I'~N/)ANT rAROl,YN II. l'II,:m:R to defcl1cJ.-Jnts securc)cj by d rnortCJdCjl? on thC'.lc r(~dl esLalc. 1. Plaint.iff is DeWEN f'F:DEI<AL HANf: FSB, dssignee> of a loan result of defendants' default on said mortgage, Plaintiff filed a Ci vii Action on November ~, 1998. 2. The whereabouts of defendant Carolyn H. Weber whose last known address according to Plaintitf's records is 51 Kensington Drive, Camp Hill, PA 17()11-790~, are unknown, and accordingly, an attempt to serve such d'Cfendant pursuant to the usual process prescribed by Pa, R.r.p. ~OO-405 would be futile. 3. Pursuant to Pa. R.C.p. ~30(a), an investigation has been made to determine the whereabouts or the defendants and the reasons As a why service cannot be made. is an affidavit stati.ng Attached hereto and made part hereof the nature and extent of that investigation. 4. Pursuant to Pa. R.C. P. ~30(a) and Pa, R.C.P. 4l0(c) (2) and (3), this Court may enter a special order directing that service be made by posting a copy of Plaintiff's original process and all further notices requiring personal service in the above- 1'<11'1 i(JII.,rj ;-" " , ., , ,A:, 'i , di I ~ ; , ! .. I ! : !" !d (,[J!' l I Y dIll! I,y (',. r . i . " j , : lo,' rl" ~ " AI; . , ~; : j ,.,...1, ,.1 Ir "",' ,.. ,',' '0'I1I1-:1.! :i' , :i.'F, j<J ri' ('(Jilt! I " , .r:! , "1 I " j. ., PU!;I.lrlll .. r', il i'/ I' I , ri! I I I . .' r:'.'fl:;itlql.IJtI [!l i 'i" , I :: ~ I ) !!i I I , f'i\ , , , " f~ , .. :. I i , , , , I , . ! t. i.' Il( 'IPJrdblc' !''/ I '" i... Ifl,'I,h. (IY "[ 1'1111-1! 1'1' ,',., , II j r I I I 'Il! 1 :;'.'~; :1 1 tC) d{df'nd,IlJl ('dlll]'lll Il. vll,lll'! d' ,!'i] 1-,'!1 'I 'I::-J 111' .;,':~.ll:l'; ,J rl()ticI~ II" ,I f (I! i '::, j i ,_I ,J j'_11 ";;:~ [1,/ (:i; r t i f i ed Til" (:rill:! )" Ill! t h"! ! '_'qlJ(~~;t.t~d to mai I, n~l!Jr fl ! i'l'.' i rll t ,.(!tll.::t.,(j, direct thdt. <Ill llll t h'-'!" rlut.l':I'." r"rlll! f",-j in the' ,!iH)'J'-'-cdptioned rndtt(~r, r'~(llJit illq p.~l::()rldl :)i~!vi':I', dl;'I, l)i~ :;t~r Vi~,j ort dl~f(-~njdnt Carolyn H. 1tl1ctH'r 111 t tl\' :;,Il11(> IlldfltH'I d. p\.rrnlttc'cJ tCI[ ::3('rVICC of Plainti.ffls ()!iqindl procc-'~:;s in this (:<1:,':, ,;n:IUJ AND ::TEI,CIiO "', y/ /, I ;-)'{, /'/ I I' / ';) j.': ( . . ~tr:I!Af\b r.~. :;;['r'11, Attorney [or Plaintiff ! il 'l'lli-', 1;"iJhT (J!.' 1:');";'V,lj I'Ll.'!,,: r:IJI'lIlU\Lf\tliJ r;OUI;'['"{ ,':'/~;, 1\(:Ti()~l - [.l\t.) IdCIIAIW I.'. ;In:I',I;, E:I')II 1 1-,,< ~;TI':HN dnd :;TEf-:r:HI) '11 () 'rhl' I'd'/ ill (.1 l .1(!nkinl()'~1tJ, l'!\ 11,f>'1() (:>1',) ',"/;'-in 11 I.D. II ():Jj 1', OCWI':N FI::IJEHAL BANK I,'Sll vs. RONALD L. WF.RF.R AND CAROLYN II. WI,I3I"R :NO. 98-625:J CIVIL AFFIDAVIT OF INVESTIGATION I, RICHARD F'. STERN, ESQUIRE, being duly SHorn according to laH, depose and say that I am counsel for Plaintiff, OCWEN FEDERAL BANK ,-SlJ in the foregoing action and tha t the foUoHing ef forts Here made by my office to serve the defendants, Ronald L. Weber and Carolyn H. Weber Hith Plaintiff's original process and to determine the present Hhereabouts of said defendants: 1. Service of Plaintiff's Civil Action Has attempted by the Sheriff of Cumberland County. Numerous attempts Here made. No service could be effected. Attached hereto is a copy of the Sheriff's return of service as Exhibit "An. 2. The United States Postal Service indicates that Defendant, Ronald H. Weber is deceased but mail is good as addressed to defendant, Carolyn H. Weber. See Exhibit "13" Hhich is attached hereto and made part hereof. 4. In addition, the Defendants are not listed in the Cumberland County telephone directory. 5. Furthermore, the Department of Voter Registration in Cumberland County indicates that Defendant Carolyn H. Weber is registered to vote. See Exhibit "C" Hhich is attached hereto and made a part hereof. ~ ~! ': ,I,'~! ~ ~: " ('"t';I;";""' I'., :~ !~;;lL :-..1'; -_.~'"'------ - -::. ". .'.. ~',:;' -, - - - ':"-:.:';':1:- :- . j: !l'~,:,:~~~__~:___.::_~_~'_~~_ :'; c' - _ :~~~.~1 f..:.._ , , '-' '~'~~:::;:r.. ,:/...~C:' '~~_L_;..:..._______._._. .,. ,.', ;:::- ., , -.--.'--- ...,::..-~-_.'-.:------:::. -_.~, - -- ---------. ----------- -- --- ,.~ ,-, "7' pi7" :;::: 3,1/ :~---=-:_'~.::...___, -- - --.------ -.- ---,--------- ~!s' ~~.,~, f..~ t.:. ;:. ';. ~f~~.~~:~:.- ':'1.: C" .~~-- .~. ,- ~.....- ~../ ~/-' C'~- ~:._:t~:~~/~-, :.',:-::1.. .:;..',,":';., -:;,.'.. -. ..:'.::::.....; .- :i ~l .,' " .....-. - --.-.- .i:.-~~-;:.::c:-~~':. -;~-~--::- I PLAINTIFF'S EXHIBIT Il ,,- . ~.. ~- .~ P~~!ll, PA 17Ull-7904 Cr:y, SIll., ZJP Coo. :>rI. I ue/90 R~qu~ :or Ch~n9C' o! A..:::e~ Dr B01.."'lold.r 'Infor.n.atlon ~~e-cocc lor ~~c.. 0: LtC..l p~: Pl~ 1um\S11 the ne-w :.dcr~ or lh-e i.:.;"e .rr:: :::.~: J:cr--= (d :. ~1:'lO'.::t r) 'c:' '.."\c loll~n-;: Ronald L. Weber and Carolyn Ii. Weber ~1 Kenslngton Drlve AOOr.==: Camp Hill. PA 17011-7904 NOi'E.: .ne r,:me ~nd la:, I...~O--:-, :rocr~ :~ ~ui~ lor :;-.a~,;~ c~ ;,0-::"";...:. 1i.7':.",:;'.Jon. pe~ e:-:l:.: ::>0::: ..CC~.....:::::; :.r:-e ~virec 10: bc)C'jol,.:c~ \i,:Oi.7,::-.::-" N:rnc: 7'hc: na:"':'\e. r: J...'1C~. 4r.::: \ \ I I I I , I I I Weber I . I ! i I I I , , I , ; i , ! Ihe'fcllc~nc in:or:-:-,:-".::n i.!. ::,rov,cc.-:::'i:--, .:"::::~~:".:":: WI....... J= ::=:=, :::,~~"'H~)(liJ, ':-he:e \s no :~ lo~ ~~ovi~ir.c tx);C"loIOer in:or::;:;;",\.Or" "i":":e lee :c~ ~""'t::::'l: ::.""'~:-.9~ c.: ;:.:::-:::: i;,:;;i.7,~..:or. ~ ......'1\"':= ir. a:..:::::>r:.;:-,c::.:' .......~~:;.t,:: :.rr:: 2S5,6(C)(',) :Jn~ (:::) :on.' C:H7::.:;..c:-,OI:"'.; A:::;";jin:~";;~l''': S..::;-::", ~,'.an;.;a; ::2..'....:..;: ;;;,n:: :; i. C:;.;~y o~ ~uc;',e: (e .!;.. ~i':':::::::~ s'=~~ ~. a::::"':it'y, :<::":)' ~:~e:.c,~.'..;ns hi"'''''' I:): A::'o':':le'\' 2, s\,,\,,"',: or r::;u\a~io:-, ',..'12: ~:;j?o""'e~ ml! \C s.e;y~ ?:-:::::e..:..:. ,:1~~ re:::Ulr~ ""'7\~;. ~~=~e:' i~ C;-' o:-,c:7:e)' or c ;:2.:":)' . . . ;=,n,;:r=:;e. ~:::=;;,. Q CO:-::-C~.IO:"', a=.ms p..c!ie ;":"I~S". :'-.e ~:;~=): ..., lh: r,ames or ;11 i.nCouo'i"i P2rJ~s to i......e 1:-.i9G~jOr.: Ocwen federal' Bank vs. Ronald & Carolyn 1.. The :;:n:i. in ...."t\i::i \:"1: ,-=s.e ..;;:5 ~~:-, 0:' will ~~ ne4~: CCP CUmber] and Ctv No. 98-bZ~j s. The eOcXe~ or c~he: ioe.i"i~)"ir.; ;;~:7::;:"::' r. on: r.2S bt":.:": i:;:.:O:-:::: 98-6253 l e. ~e CZ?2C.oy i:'l!",hi~ ....is in~i....i::h:ol is to b-: ~:ve-:: (e..;. oe1e:"'rCi!i.: or w-:-..."l~): . De::::enaant.s Y'.:..?...~:t~G T.t--::. SU5MISS:ON OF' r:;..~s~ U',;:OM.M;.. ":10"".0 OE":.:J" A.~:) US:. C~A~~ O~ J..::~p.:.~ n.::=oR.>JJ... i1=>H OP. eo;-.\.{:::-....:E.:~ lN~CR)J.:. 'Oot-: Fe;::, ;.......'Y ~U;:.?OSE CTr-iE.~ .";).J: Tn::' s:.~\ri'::. c:: ~~ ?RC:':!S-S rN C::Hil\E.':.-:10t-:.......":"";""K .....C"i\J},,~ ~ PROSi='=C-;i\;'~ 1,..j';'1c.:.j'IO~ cot..:~O R:.5tJ'.i I,,"' cr::.tiJ.lN,..:.:' P~'i'1:.S IN::....'JO!~.:u).. r,n:. O~ U? ,::. ~',Q.C'JO or:. VJ,?R:s.o:.:;...~::1'{";" OF. (2) 70 .:.vo:~ P;"":'>J.:Sl Or .....:-tE. F"!:. FO;::: C)J"':"r.:OE. OF ..r..nO?:;'SS \t-J;:OR.1-oJ"':" Ii:>'" OF t-::::7 ~?:. "r'';''S 5 -;:..)o.?,S. 0;:: 5C.r-\ (I........E '", S U .S.C'. S;.C'i"lO"- "I 00",). \ I "",;:i:Y!he; the 2~V: ic.:o:o.;.iior. is 'J'""" .nt "~.: \;1" "OC"'~ do"'-,2",ioc. \s ne-=<ie<: .no will ~;cs-.~ sol:ly lor \ SC,~;;;/~in ~nn~on wi~"4'I:U:~:' :r:~:~:. IrJ9~oc" . ~c- A:::C~ 6 "RICHARo F. STERN Je"kintol.'n. ?A 190L ?:-.:",.:e::j ~2j,')~ Ci:';', S'..:.e, 71? c..:x:e FO??CSi".Q;-:-l::: es=. ONLY _ ~~ :;:",:::n-;= 0: a~~ Or;:)e: on ril:. NE'o:'.' ;..DORSSS or BOx..~OLD=.?:S ?CSn.'..:....RK _ Nc:", k..."l(,t->"l :~ :ro~~ Qiven. NAt,,',S. an::: S"'i'?S.::7 ADJR.::SS _ ho'.ovc:-:::!, I:.:". no fOi'o'."'2.:oi:"l; ao.::-e=:5. No s'.:=..l., :..C=ra.s.s, Ifrpt/I/t-i) /5 jJ6:#Ilj'pV CII-!to?f't'J / J JT/tt, PLAINTIFF'S .. EX~IBIT' I-~. ,.~".. f" , " I " STERN AND STERCHO .,r. '..r I''''''''''', J(. ,~....t,~,.()W'~,,.... ruo"~ RIC"'~"O ,. S'I:U"" Oll. ~A w. ",' r lIe..O ,',', ','I' ",,' .... t.e. ,..,I>. I,'" ..C'...... December 8. 1998 RE: RONALD L. WEBER AND CAROLYN H. WEBER OUR CLIENT: OCWEN FEDERAL BANK FSB Voter Registration Department Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17103-3387 Dear Sir or Madam: Please provide me with the current address for the following individuals whose last-known address is indicated below: Ronald L. Weber 51 Kensington Drive Camp Hill, PA 17011-7904 Carolyn H. Weber 51 Kensington Drive Camp Hill, PA 17011-7904 Thank you in advance for your cooperation. Very truly yours, ~~t'a-,,- 4{dUI'tF. STERN RFS/jb Enclosure cc: Tony Van Ness 1/2701548 I PLAINTIFF'S EXHIBIT C C:\JOANNEIPOSTINGI WEBER. rR~ \ o '_ I.J 1-,(;(,c-....>I lei C ')r (_ tLf\""\ 1~)e,'-(~-i"C:i (; i JLt \2-iLJ -l[; <-:A.b"e.,<- ("'_YO lLjn _ , '. ~_ , ~. ... I . . i L I. --\- ,. ,- - f'----"'" r-~('J' ~-""'-""( "', \(') "' \....J__-t., .JC! ...- - ' -- \ \ L . \.,-- \:? ' l'.L, I , ~.- 1- I. I .... ,\ol,."\~:"', _ .,FCj'.-......~.rr,........ <;'''''_\..~ e-..e.O;.<;;;.....;>J lt~-:-\.:.Cl rl' .__":::..C..,.I... ,-. --....l .'-, '--~- \'?_ -.I:.4-~.P, COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF TRANSPORTATION BUREAU OF DRIVER LICENSING HAR~rSBURG, PA 17123 , 12/15/98 OLENA W STERCHO 410 THE PAVILION JENKINTOWN PA 19046 983496687147044 001 Dear Customer: Enclosed are the documents you requested from the Department of Transportation. If you have any questions concerning this transaction, please contact the Information Sales Unit at the address or telephone number listed below. Sincerely, ~~.~ Rebecca L. Bickley, Director Bureau of Driver Licensing ADDRESS CORRESPONDENCE TO: Department of Transportation Information Sales Unit POBox 68691 Harrisburg, PA 17106-8691 INFORMATION (7:00 IN STATE OUT-OF-STATE TOO IN STATE TOO OUT-OF-STATE AM to 9:00 PM) 1-800-932-4600 717-391-6190 1-800-228-0676 717-391-6191 I PLAINTIFF'S EXHIBIT 11 " :.. .' Nct;'..76594.7.6 .....f.',' " '. l' . 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'".,.' oi, }~6)'..tJfi'l'^i,I~.r ,iw.r~;~; ~!(l~'!r.f) .', trJ r'ftt:.;'C'I.Cl' ~J' f' NtJlMn "'.m ' .;\olt ::;'U;lC'iA'lr." 'j"lf'v.l' H,' '.I:;rr.t~ :'. ."i IItIll :;t.l.l,P11f 1\1.l!!ALf.I\\' "I' ", ,.J-.: ','i'. :,<-: " .; I..., ,'; " 'j \, ,';',l~:~ CU~l'':;.'''''I'' C.CttIclI HIIII /II ~ llIAl.IA.lITLI'AHO~ I" ''''''', " , ....... ,,,., ~..... .~IJWl14JWJiI&.~ . -.,... ,.- ... ....~_.~ ..".. ti.'1lTUNo _ ",.. I~ , }~I ,-=.' ~'5f ~i~ ;~I! . \:!i '\!I, -',I: ::1~ ;"q' '~~ .:~; .. . ,. }~ ~. il J ... .. ."1 . 'l 4'1,'" , - ~::-'"' .;1'~ , . .: " ' ,': ". e , . .....-, ,. ,_ '. " , . I ". . -. . . " . . 'I Pennsylvania I Financial Responsibility 'Identlllcatlon Card, AlIstale Insurance Company' 010e R.n.ld l W.b., 61 Ken.lncl.n SIIul C.,np Hili PA 17011.7911 'j Ii PJ!.''=l'IN.'Uln I O~66472'OIo.o9 I (fI(CflV[ ('IAI( I O4.QO."J1 ! ~nl VALlO MOA[ 1ttAN SLX ""001115 FROM UHCrIV(OM{ IJr,n.u~ 0....1( 10<""" o. " Allstate" " You...,..... hoNI.. 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'~r:,..~;t~i~~ ~ Transleror No Z .-j; .,' .'j;." r''''1"""",5~./,.A~''''''''''''c:.o..,,.... o....~,.,.., 0..1:;..,' 3.~>.~ Address. ..;E.. .~~ ;';:r~~~ s,.., ~ c., .... "b . '1:.::'),; T,ansl".. No I // ./..~.c:/ y't.u.~ a;-~ ,~ ::?V? i~~~~{~r~ ____ ,.....,...."~I\MI..........IIH"""'~.(..,...~ ~.,Cff'lN,."".., o..~.. .,.:.."!::.=,H Address ""'>:1_ E .A "....-,~ ;;f',,'.\..,'~: Sf", c", .... l /~ J7.r .!fS-.s-" o..r1LftlllHh- .... . AFFIDAVIT OF GIFTl Is any trlnlle,el related by blOOd or mIUlI9"o any Ifanll.ror? ts1 Vn ONo ? lransl".. NO.2 / ,.hM"""} V//), /, ,-<J .-- "..,.""""J:; $fn.f1Ui"'Ot A.MoIIM"'~"'" c.JIOI.-v Address ..:J'/ ':".(;.....'lJo'N9/".: '._"0< C,. 4,.u" '/"/,,, S,", C#t THIS FOR'" MAV AE REPRODUCED l'\ (, \,' (I' f;~, " (.1 r1 "