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Home My WebLink About98-06473 i ~ ~ ~ ~' - \.. It, ~ "Jri :{..,", ~ "';1',. .r ,^ 11 .. Ol \! a I~ I I ! i (I ~I I I -' :2j ~I I'()i ~; ::r-I -,,5' , I 0./ ~I COURT or COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Ienkintown, PA 19046 (215) 572-8111 l.D. #33591 , OCWEN FEDERAL BANK FSB, The Forum, Ste. 402 1675 Palm Beach Lakes Blvd, West Palm Beach, FL 33401 VS. NO, 9P - {./I"/J (;01' ( '/i;;u'1 I. ROBERT BOCK and CECILIA M. BOCK 1342 Kiner Blvd. Carlisle, PA 17013 CIVIL ACTlON_ ACTION ON THE NOTE This is an attemDt to collect a debt and any information ~bt;in~d will be used for that Dumo . NOTICE You have been sued in Court. If you wish to defend the claims set forth in the following pages. you must lake action within twenty (20) days after this Civil Action and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defense or objections to the claims set forth against you, You are warned that if you fail to do so the case may proceed without you and a jUdgment may be entered against you by the Court without further notice for any money claimed in the Civil C:IDfANEICOMPLAIN\BOCK. DOC COURT or COMMON PLEAS or CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W, STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D, #33591 OCWEN FEDERAL BANK FSB, The Forum, Sle. 402 1675 Palm Beach Lakes Blvd, West Palm Beach, FL 33401 VS. NO, 'I f. C 17,;' t:.u..r:( Duo. J. ROBERT BOCK and CECILIA M. BOCK 1342 Kiner Blvd, Carlisle, PA 17013 CIVIL ACTION- ACTION ON THE NOTE 1. Plaintiff is Ocwen Federal Bank FSB (hereinafter "Ocwen"), a corporation with registered offices located at The Forum, Ste. 402, 1675 Palm Beach Lakes Blvd., West Palm Beach, FL 33401. 2. Defendants are J, Robert Bock and Cecilia M. Bock, adult individuals with a last-known address of 1342 Kiner Blvd" Carlisle, PA 17013, C,IDlANEICOMPLAINIBOCK. DOC 3. On February 5, 1990. defendanls made. execuled and delivered a Promissory Note, inter alia, 10 Commonweallh Mortgage Company of America, L.P, for a loan made by illo Ihem. Attached hereto as Exhibit. A. and made a part hereof is a true and correct copy of said Promissory Note, Said Promissory Note accompanies a Mortgage on premises 1342 Kiner Blvd" Carli~le, PA dated February~, 1990 and recorded February 7. 1990 in the Office for the Recording of Deeds in and for Cumberland County, Mortgage Book No, 966, page 97. 4. Through a series of Assignments, all of which are of record, and all of which are incorporated herein by reference, the aforesaid loan was ullimately assigned 10 Berkeley Federal Bank & Trust FSB, now known as Ocwen Federal Bank FSB, the within Plaintiff by Assignment recorded February 19. 1997 in Book 540, P. 1086. 5. The said loan is in defaull as a resull of the failure to pay the monthly installments of $932.52 due on January I. 1994 and on the first day of each month thereafter. 6. The following is due on the loan: PRINCIPAL BALANCE $ 74,825.07 2,468.96 INTEREST (accrued thru 10/31/98 of $2,468.96. Interest after 10/31/98 shall accrue at the per diem rate of $19,75,) LATE CHARGES (accrued thru 10/98 of $179.35. Late charges after 10/98 shall accrue at the monthly rate of $35,87,) 179.35 DEFERRED LATE CHARGES 341.09 DEFERRED INTEREST 31,118.26 25.00 DEFERRED NON-SUFFICIENT FUNDS FEE ESCROW ADVANCES 2,712.48 FEES BILLED 375.00 C,IDIANEICOMPLAINIBOCK.DOC ;';' :~; COSTS 300,00 ATTORNEY'S FEE 3.700,00 $ 116.045.21 TOTAL The attorney fees set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sherifrs Sale. Ir the mortgage is reinstated prior to Sale, reasonable attorney fees will be charged based on work actually performed. 7. In accordance with Section 403 of Act No, 6 of 1974, no notice was required because the original principal amount of the loan was in excess of $50,000.00. 8, In accordance with Act 91 of 1983, notice was sent to defendants and no response was made in the appropriate period of time, A copy of said notice is attached hereto as Exhibit "B". 9. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C, ~ 1692 et seq. (1977), Defendants rnay dispute the validity of the debt or any portion thereof. If Defendants do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendants with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendants the name and address of the original creditor if different from above, WHEREFORE, Plaintiff demands judgment against the defendants in the sum of $74,825.07 plus interest thereon of $2,468.96 plus $19.75 per day from October 31, 1998 until judgment is paid in full, late charges of $179.35, plus late charges of $35.87 per month frorn October, 1998 until judgment is paid in full, deferred late charges of $341.09, deferred interest of $31,118.26, deferred non-sufficient funds fee of $25.00, escrow advances of $2,712.48, fees billed of $375.00, costs of $300.00, attorney's fee of $3,700.00 and record costs, STERN AND STERCHO BY: O~W,!~-4 OLENA W, STERCHO, Attorney for Plaintiff C,IDIANE\COMPLAIN\BOCK. DOC I'Rtl',ARED IY, TlMA F"'.' ~t.'e 0,' PennlylVlnl. . . NOTE "'" '""CA&lIfO - . s..... 7~ .91 S..OO 4414070873' 20)/,70 Ft:;aR~ARY :iT".. I YYU. CAHP HI LL , PlInn.yl...nl' FOR VALUHRF.CEIVF.o,lhe'Undenign<d. J. ROI!RT IOCJl: AND CECILIA K. 80CK . HARRIED plIlml...lo PlY 10 COHHONIlEALTlI HORTGAGE COHPANY AVENUE IIEST WESTFIELD. NEil JERSEY 07091 . hereinafter called the Miler, joinll,)' Ind ~ycrilllly OF AHERICA, L.p. 600 SOUTH organilcd ,nd CAb,lin, under Ihe J.... nr THE STATE OF DELAIIARE or order, h.n:inln.r d..lgolled ulhe l'ilyu. Ihe prin.lpll .um 01 SEVENTY SIX THOUSAND NINE HUNORED FIFTEEN AND 00/100 11011...($ ....76 915.00 l...ilhinl.resllron\dlleallh.ral.ol NINE ANO ONE-HALF pe,,:nlum ( 9 . 500 "I. perannum on the unp.id bal.n.. unlil paid. Th. said prineipaland inl.",.I shall be pa)'llbl. .llh. orr.<c: of COHHONWEALTH HORTGAGE COHpANY OF. AHERICA, L.P.600 SOUTH AVENUE WEST . in WESTfIELD, NEil JERSEY 07091, .0r.lsu.holh.rpl....S1h,holderm.yd..ign.l. inwrlling,lomonlhlyinslallm<nlsor SIX HUNDRED FORTY SIX AND 75/100 Doll... ($ ......646.75 ), .omm.nring on lbe firsl day orAPRIL 19 90 . .nd nn Ih. 0..1 day of...h monlh Ih.reon.runtil!he principal.nd inr.mlan: fully paid. e"".pllhillh. fifUl' Ply"",ol o(lh. elllire indebfedness evidenced hereby. if not sO()fIcr pajd. ~h.1I be due and payable on lhe firsl day of HARC H t 2020 ! I Privilege is reserved to pay the debl. in whole or i~ pin. on any jnstallmcnt duc date. Simullancously with Iheexeculion Oflhis Note the Maker has executed and delivered to the P.yee I Mongage secured uponcenain rn:Mli~~ situaled in the county of C UIHBE R LA ND . Commonwcalrh of Pennsylvanil. mon: particularly de- !iC'rihcd in the Mortgage. All of the terms, covenants, provi,ions. conditions, stipulations and agreements contained in said Mortgage to be k.pl .nd perronned by lhe: Maker on: h.reby nlode. PI'I or Ibis NOI. 10 Ih. sam. oxlenl.nd wilh Ihe sam. ror<c: and .rreel os illh.y wcre Cully set (orth herein, and the Maker covenants and agrees to perform the same, or cause the same to be kep~ and performed. !tricrly in accordance with the lerms and provbions thereof. I The whole ortheprincipallum or any pan thereof, and o(any other sums of money secured by the Mortgage given to secure thi~ NOlc. ~haJJ. tonhwith, lithe option of the Payee or any su~sequent holder hereof, become due and payable immediately, without nociee or demand, irde(aull be made in Iny payment underlhis Note, and iCthe deCault is not made good prior 10 the due dale of the neAt iuch in~18l1M1enl: or upon the happening of any default which, bylthe tcrrnsoflhe Mongage given to secure this Notet Ihall cnlillc Ihe P'..ycc or any .ubs.qu.nt hold.r h.reor. 10 de<:1.n: Ih. Slm.. or .nr PI" th.reor. to be due .nd Plyabl.. The agrumentsherein contained shall bind, and fhe benefits and adwmages shall inure fO, the respective successor~and a.!asign.~ or the pa"i.s h.r.ro. Wher.,.rused.lh. singular number shoji includ'lh. plural,lh. plurallhc singular. ond th. use orany g.nd.r shall be applicable to all genders. ; IN WITNESS WHEREOF. the Maker has caused fhcse prcsenfs 10 be executed under seal tbe day Bnd year fir~1 above wriucn. I IIIIIII...IIIU .000000'" ~~~- CECILIA H. BOCK PROPERTY ADDRESS: 1342 KINER BOULEVARD CARLISLE, PENNSYLVANIA 17013 FPAN , rtM6rm ~d In eonnettlon with mortgagea Inlured undDf lhe one. to four.r.mlly provlllon. O'lhe N.Uon.1 HOUllng Act. CMCA. L.P. 781~ f4l88) HUO-99171N EXHIBIT "A" .... P,.p.'ed by: Gene Kurt' O~B Loon Numblr: 2525897 IBLACKROCKI HUD ConllOI Nume.r: 314748 ALLONGE BORROW~RS: J. ROBERT BOCK CECILIA M. BOCK PRESENT OWN~R AND HOLDER: U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT '"HUD"' NOTE EXECUTION DATE: 2/5/90 NOTE AMOUNT: $76.916.00 This allonge shall be annexed to the original Note referenced above for purposes of transfarring seme from the present Owner and Holder of the Note, HUO I"Transferor") as of the date set forth below. As a result o{ soid transfer. HUD has no fun her interest in the Note. Any changes in the payment obligations under the Note by vinue of any {orbearance or assistance agreement, payment plan or modification agreement agreed to by HUD. whether or not in writing, is binding upon the Asslgnee/Payee, its successors and assigns. The Note and the Mortgage/Deed of Trust securing the Note may only be transferred and assigned to a person or entity that is either an FHA- Approved Servicer/Mongagee/Beneficiary or who has entered into a contract for the servicing of the Note with an FHA.Approved Servicer. The Note and the Mongage/Oeed of Trust securing the Note shall be serviced In accordance with the servicing requirements set forth by HUO, These sales and servicing provisions shall continue to apply unless the Mortgage/Deed of Trust Is modified, for consideration, with the consent of the Mongagorrrrustor, refinanced, or satisfied of record. This assignment/endorsement Is made end executed with all FHA insurance terminated. Dated: September 4, 1996. Pay to the order of: BERKELEY FEDERAL BANK & TRUST FSB without recourse this 4th day of September, 1996. U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT ("HUO") By: ~&K Name: DONALD ST. JOHN Title: ATTORNEY - IN - FACT ';0" -'''! , . . i L_.... ..-....J OCWEN Fecle,., a.w. '10 Ct'llll!('.1 Arlil I" flllllillPI P ..75 ....3 3611 July 16, 199. ~,IIWl ff~ h' (0111) J, BOCI\ . CECILIA flOCl\ 1342 KINER ULVD CARLISLE. PA 17013 VIII Fi", Clau Mill VIA C.nifi.d Malllr.,um r.celPI ,""u..,.d) Re: Loan Number: Propeny Addr.\l' H25197 13,12 KINER BLVD, CIIRI.ISLE. PA 17013 FROM: Ocwen F.d.,,1 Bank FSB Vou arc h.r.by notified lh.. thi'l.n.r i. an ""empIIO coll.cl a debt All infonnalion obllin.d will b. usrd forthat purpo.e. Vou mlY be oliglbl. lor finln.ill auinlnc. ,h., wm p,n.nl 10lfc/o.ur. on your mo"g.g. II you .olllply ..lIh Ihe proYlslons o( Ihe 1I0mrownon' [mergen.y Morlg.g. AUi"an.. A.I or 1983 (Ih. "Ael"). Vou mlY b. eligible lor emer&.n.y lrmporar)' aulnanco il your d.'lull hIS b..n ..u.ed by rlr.umnane.. b.yond your control. you hOY. a r.asonlbl. pro.p.c' or muming your 110"&agc Plymon... ond Ir you lllrel Olher .lIglbllily rtquir.mtn.. established by Ihe Pennsylvania lIousrng Finane. Agon.y. Ploa.. r.ad a/l or Ihi. Nollee, Ir ."o'ainun ..pla.IUon 01 your rl&hls. Undor Iho Act, you arc emilled to a lemporary ",y ollorcclo.ur. on your mongage for Ihirry (JO) days fro", lbe dare of,hi. NOlie., During thaltime you muSl arrange and anend a "fac..to.face" mceling wjth a r.p..sen"live of this lender, Or ..ilh · designared consumer credh eounsoling agency. The purpose of Ihi. mo. ling is 10 ..emptto work OUI a ropaymenl plan, or to olherwi.e senle your delinquency. This m..lIng muSl OCCUT in ,hc ne." lhiny (30) days. If you a.end a face'l<>-face m..ling with ,hi. I.nder. or with a consumer credi. couns.line agency identified in this notice. no fun her proceeding in mongage lor.closure may ,.ke place (0' <hiny (jO) days ati.r Ihe date of this meeting, The name. address and lefephone number of OUr represeOlillivt' IS: Th. names and addresses or dcsignal.d consumer credil counseling agencie, are shown on Ihe a""ched shee.. I. is only necessary to schcdul. on. foee"D-face meeling. Vou 'hould adv;se Ihis lender immcdiarely Of)'our in'enrions. Tony Van Ness Foreclosure Coordinator Ocwen F.deral B.nk FSB P.O, Box 24737. Suile SA WeSl Palm Beach. Florida 33416-4737 Toll Free Telephon. Numb.r: 1.800.74 OCWEN .x:. 8771 EXHIBIT "B" D.le: July 16. 1998 Lo.n _: 2525&97 10'.'..; . . I i i._..._....~........." . OCWEN """.ra1 Banll,..... Your mong.g. is in def.uh bec.use you f.il.d 10 p,y promptly onll.llm.nu of Prlnclp.' and inl.rest. as required. for a period ofallml siMy (60) d.ys. The 101.1 amounl oflh. delinquency "S34,996.~ I, Th.t sum includes the following: Prineip.1 and Inl...sl..................................... Escrow....................................................... .. CUITent L.le Chalges..................................... Prior Lal. Charges......................................... Non-sufficient Funds Charges....................... Other Advances............................................. Interest Arrearage.......................................... Forbearance (CREDID................................. SI,293.50 499.80 35.87 341.09 25.00 375,00 31,118.26 456.77 ~. i,~' I TOTAL DUE.................... SJJ.2J'.75 If you have tried and arc unable to resolve lhis problem at or after your face-Ia.face meeting. you have the: right 10 apply for financial assistance from the Homeowners' Emergenc:y Mongage Assisranct Fund. In order 10 do this. you must fill out. sign and file a completed Homeowners' Emergency Assislance Application with one of the designated consumer credit counseling agencies listed on che attachmena. An application for assistance may only be obulined from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application to the Pennsylvania Housing Finance Agency. Your application must be filed cr postmarktd. within Ihirty (30) days of your f.ce-to-fa.. meeting. * II I. "'''tmely Imponanllhal J'OU flit your appllcalion promplly. If you do nOI do '0. Dr If )'OU do nOlloflowlllt oth~r time periods setfonh in this Itner,jorecloJure may proceed against your home Imm~d;alel}'. Available funds for emtrgency mortgage assistance are very limited. They will be disbu"ied by the Agency under Ihe eligibility criteria established by the ACI. It is e:urernely important Ihat your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that additional time. no foreclosure proceedings will be pursued against you if you have met the time requirements set fonh above. You will be notified direclly by that Agency of its decision on your application. The Pennsylvani. Housing Fin.nce Agency is loealed al 210 I North Front Stree~ Post omce Box 8029. Harrisburg. Pennsylvani. 17105. relephone No. (717) 780-3800 or 1-800.342-2397 (loll f..e number). Persons with impaired hearing can call (717) 780-1869, In addition you may rccei...e anolher notice from this lender under Act 6 of 1974. That notice is called a "Notice of Intention to ForecIose". You must read both notices. since Ihey both explain rights that you now have under Pennsylvania law. However. ir)ou choose to exercise your rights described in lhis oOlice. you cannol be foreclosed upon while you are receiving that assistance. " :.z )~ Very Truly Yours. MICHAEL LOWELL Performing Loans Specialist Toll Free Telephone Number: 800-242- 7531 . . ACT' 91 NOTICE TAKE ACTION TO .SA VE YOUR' HOME FROM . FORECLOSURE The Commonwealth of Penn~ylvania's Homeown'er's Emergency Mortgage Assistance . . . . '. Program ..... may' be able to help you. . Read the attached notice to find out how the program works. . : If yo~ need more information, call the Pennsylvania . Housing Finance Agency at 1(890) 342-239!. .' .' ~.. . ., LA.NOJ1FICACION ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VMENDO EN SU CASA, 51 NO COMPRENDE EL CONTENIDO DE E5TA NQTIFICACION OBTENGA YNA TRADUC;CION . INMEDIA TAMENTE LLAMANDO A ESTA AGENCIA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AI; NUMERO MENCIONADO ARRIBA. PUEDES SER . ELEGIBLE'PARA UN PREST AMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SAr. V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IV (J ~ (:t. r; ~ F< or ~ ~ 6 ~ 'i9.. ~f g B \ , (-., , .'" T~ 1 , "( ) i 9 ~d -" , .. , -< ...J ~r ~ '---..( . \ .. . "/ ( '- - .---- " ~~-.J rCDlDrc.c~mc OfT/II ~t-r:r-- CUNUr.V..,~ C.~~:n, ~,\ "!O fEI J An I ~l : C,')oI/.IClllWtAllN O~~.......... ... D~..urMCHr 0' 1l~*,,;C-- ... ~ ~;;z./'--~o\!l;\~i.~ ~. "I' '.".r"~f1a9.0_:::JIO:~ . .M"",,, .. ~~. :..; -,...- GJi. IWlI ... f)!i.., " .. ... .,.. - .......nInoty C IltOl - r-...y I I I i rHDMII. ,.... ..., (ArGue. I. r...., ItI.I .u_ 11 "'C~iUk",. CM",.", c.....,. ,..ItS,lv&llll. ,.,.... ,f t~ fl,,, ,.", ",.a",n,,. "f",.. ,. at tM-llAANfatl - J. aOMI' .ocr M" ClCIUA II, IOCr, lia .If, If t.h' HU1, 0.,..,1..., eIIU",. '....'lvMU, 14'"'' ,f ,.. lteOft, 'lI,.t ""'.utt,.. "f,,.r.' to II '1M IftAHTEEI wtmdMld" n.t II .. 1 "RVIIIlT-EUm" 'DD.BMD lfDII JIHItID >>11 em,IOO.OO) OO/,~ II....JON.......... _ ~....,........ . .. ....... _ . . ......, _ ..-.......-.. ALL THAT CUTIIN Jot " ,hel .f ,,_d, tot.t~1'r ..Uti ,... a"'OVHlllt, tfll"'" "ICt.,. IUu.tltf 'ft. 'N 1___,.., .f PiOn,.... Count, Of Cum..,l,i'UI Aft' Itat. If 'H"')'lv."'., MwI'H .., ...ur..... al f.U... IDld', . I€IIU'd'ta ., .. ,01.., ... tN Nartb 'tdl of . "... "'lII, .hU" "la' i. Oft ,lie....,..... lilll. of . '.....',..,1..,. (IS) foot 'i''''...of....,lt.....~ .1ont flU 'i.,.,..t...,. No"" Of II..'.... '0 ei'Ult.. We". 200.00 tMt t. I "iA'1 tMIIU NIl". 7J "....... 21 .in,,". eil', .131.00 1"t ,. .. ,.i.'. '.....e. a.uth at ........ SO '.I._g. r.st. 100.00 teet.. . ,.1'" _ tn ....t" ..4. .f ".. 'N', ,....c. .._. ttle ",.t" ri.. .f "'ill ... ...... ,soun n '..n.. 21 ."'u,.. ....,. IU.OO tM' ,0' I MIA'. '1M placo of KGDlUNI. . HAVINJ THOION PIICTI. .. .t",l. lI'e ",-, 1,.... ","clI"")'" _..111ft.. '"'''''' ..it. klU'-,,, '" fOr'. ~ . lCu. t~ .... ,"I'", ..flic" L..H. ft. J,u, .., II., 11"-' 111."-' Autlll' 16. ,nl. ..., ...c.,.... in U.. Offtco of the "co~.' of tn,. U an' 10' c.......l... Cout,. DHtI 'oole N, V01UN ~. 'I,. 163, ........," ..., U..,.,H te T..... I. TI'\I", Tilt taif ThHal I. T.....p fl.. Unc. ..",.. ~'''''''n. I. Trua, ..~ J.Su '" '''''I III" " convey 1Il7' ...., .U 1.t.....' .... .., ....... In 'flit ,ro"",. " ., I "~ I I ,;r\ I i; ~. . 80D11<3t f.l!f . 73 ......"'.,-........ , 1.-, '..'. n;'\I'\p<".! ~,. ~. 'J I T_h.,:' ., ~'t ~.I..i:_. t~- i1!.~::~J ~~.~ r~'.I~_,_--,_ '::;h~.:': .1:-.-' 'I '" ." - ..;/~./<,' /~~~~ 1/ C--'-""-'-7~,/Y/;7. >'"' ~. //'~.. (' '. r... (. ."ro' . .....,. . ,_. '. -, . ':,.-, .~.. ~ f..: .:':; .::~ 'J ~-' ',: fi SW()!-;-, :;i;-' .,. t '--J-161;<.....1).-<-.- thle_~L~_ lCJ___Un -.o.ll-<-C; '~"'~' 4_f..= '(:1 '''. 1:'.lr;:,:, b i.J' '';.j, t L ,~, ~i; ~'!0"! ~F~.~:~ F\..TI~ '-, .._....._.._____._n___._... ::;ho:: r 11-:' . . !>:"::::l'>O?'.l;: .3<:.> :. ')1 '.";~ i\ f .::.:'~ ,i'" :3'_; r ~':; .:,; .. ,-. " -~..::,:,., ..;;/--;/ //~ ~/ /!1::~'~~~~_., . S'w(,rn :-,n,:.' :Co' U'l"'_LL= :! ". .,'11"'-'<.,,,~ 1::i9_~__.__ i;. n Ii, . _~/t<..- c....,~Jv,.;;z;;' Action or for any othcr claim or relief requested by the plaintiff. You may lose money or propcny of other rights important 10 you. YOU SHOULD TAKE THIS PAPER TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FL., CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 C:IDlANEICOMPLAINIBOCK.DOC COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION.LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Ienkintown, PA 19046 (215) 572-81/1 I.D. #33591 OCWEN FEDERAL BANK FSB, The Forum, Ste. 402 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 VS. NO. I. ROBERT BOCK and CECILIA M. BOCK 1342 Kiner Blvd. Carlisle, PA 17013 CIVIL ACTlON- ACTION ON TIlE NOTE 1. Plaintiff is Ocwen Federal Bank FSB (hereinafter "Ocwen"), a corporation with registered offices located at The Forum, Ste. 402, 1675 Palm Beach Lakes Blvd., West Palm Beach, FL 33401. 2. Defendants are I. Robert Bock and Cecilia M. Bock, adult individuals with a last-known address of 1342 Kiner Blvd" Carlisle, PA 17013. C:IDIANEICOMPLAINIBOCK.DOC COSTS 300,00 ATrORNEY'S FEE 3.700,00 $ 116,045.21 TOTAL The attorney fees set forth above are in conformity with the mortgage documents and Pennsylvania '~w, and will bc collected in the: evcnt of a third party purchaser at Sherifrs Sale. If the mortgage is reinstated prior to Sale, reasonable altorney fecs will be charged based on work actually performed, 7. In accordance with Section 403 of Act No.6 of 1974. no noticc was required because the original principal amount of the loan was in excess of $50,000.00. 8. In accordance with Act 91 of 1983, notice was sent to defendants and no response was made in the appropriate period of ti me, A copy of said notice is attached hereto as Exhibit "B". 9, Pursuant to the Fair Debt Colleetion Practices Act, 15 U.S,C. ~ 1692 et seq. (1977), Defendants may dispute the validity of thc debt or any portion thereof. If Defendants do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendants with written verification thereof; otherwise, the debt will be assumed to be valid, Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendants the name and address of the original creditor if different from above. WHEREFORE, Plaintiff demands judgment against the defendants in the sum of $74,825,07 plus interest thereon of$2,468.96 plus $19.75 per day from October 31,1998 until judgment is paid in full, late charges of $179.35, plus late charges of $35.87 per month from October, 1998 until jUdgment is paid in full, deferred late charges of $341.09, deferred interest of $31,118.26, deferred non-sufficient funds fee of $25.00, escrow advances of $2,712.48, fees billed of $375.00, costs of $300.00, attorney's fee of $3,700.00 and record costs. STERN AND STERCHO BY: O~w,/~~~ OLENA W. STERCHO, Attorney for Plaintiff C:\DlANE\COMPLAINIBOCK. DOC ,PREP~RED IY. TINA F^'WS ~t,te 01 Pennaylvanla t. .. NOTE ~ I '.....CAIIIfQ 4414070873' 20)/.70 - . , S..... 7~, 915.. 00 F&BRUARY )TH. I!I'JU CAHP HILL ,Pcnn.yl..ni. FOR VALUP.RECEIVED, Iheunde"ianed, J. ROlERT BOCJI: AND CECILIA H. lOCK. HARRIED . herelndlcr called the Mike" joinll)' and scycrlllly PI"";", In I"y 10 COHHONIlEALTH HORTGAGE COHPANY OF AHERI GA, L. P. 600 SOUTH AVENUE IlEST IlESTFIELD. NEil JERSEY 07091 I orc.nized and Cl.lslin, under the Ilw, "r THE STATE OF DELAWARE I or order, hen:inoller de';analCd II Ihe Plyee, 'he principal .um of SEVENTY SIX THOUSAND NINE HUNDRED rIFTEEN AND 00/100 llollmlS ....76 915.00 ),wilhlnlerCltfro",dllellthel1lleof NINE AND ONE-HALF pere;ntum ( 9.500 %), per Innum on Ihe unpaid balln.. unlil paid, The Slid prindpaland inleros' .hlll be ",y.bl. IIlhe offi.e Dr COHHONIIEALTH HORTGAGE COHPANY 01': AHERICA, L.I'.600 SOUTH AVENUE IIEST . in WESTfIELD, NEil JERSEY 07091 ,orl"ueholherplaeelsth.holdermlydcsignale inwrilins,inmonlhlyinslallm.nlSor SIX RUNDRED rORTY SIX AND 75/100 DoIII" (S .. .... 64 6.75 ), commencing on the firSl day of APRI L , 19 90 . and an the first day oreac:h month lhcrcaficrun~il the principal and inlcrcsllre fully paid. C.lCcpc that the final payment or.he (,n/ire indebtedness evidenced hcrcb)'. i(not sooner pajd. ~h811 be due and pa)'lblc on lhe first day or HARCH. 2020 I I Privilege is reserved Co pay the debt, in whole' or i~ part, on any installment due dale. Simultaneously with Ihcex~ulion of this Notc the M,kcr has ex.e.culCd and delivered to the Payee. Mortgage secured uponcenain rrcmi\cssitu8lcd in the county of CUMBERLAND ,Commonwealth of PennsyJvania. mon: parlicularly dc. !icrihc:d in the Mortgage. All orthe terms, covenants, prtJ\'isions. conc:Utions. stipulations and agreements contained in said Mortgage to be kepi and perfonned by the Maker arc hereby made I pa~ of this Note 10 the same exlent and wilh the same force and effect as irlhey wcrt' rully sel forth herein, and Ihe Maker covenants and agrees to perform the same. or cause the same to be kept and performed, 5tricrly in accordance with the terms and provisions thereof. 'I The whole of the principal sum or any pan thereof. ~d of any othcr sums of money secured by the Mongagc givcn 10 secure thj~ NOIC, wll. forthwith. at the option of the Payee or any sub'scqucnt holder hereof, become due and payable immediately, without Rocke orrlemand, ifdefauh be made in any payment undcrthis Note, and if the default is not made good prior to i.he duc dale orthe nc~t such in!.lallmcnl: or upon the happening of any default which. byJ~c tcnnsofthc Mongage givcl) 10 secure this Note. shall en1ille the P'.dycC' or any .ubscquenl holder hereof, 10 deelan: the Slme, Dr anr pan Ihen:or, 10 be due Ind I"yable. The agreements hercincontained shall bind. and the tienefi15 and advantages shaJJ inure to, the respective sueccsso~ and a~sign!: of ,h. panics herelo. Wherever used. ,he singular number shajl intlude the plural, Ihe plural the singular, Ind the use of any gender shall be apfllicablc In all genders. ! IN WITNESS WHEREOF. Ihe Maker has caused these presents 10 be execuLed undcr seallhe day and year fir~1 above wriuC'n. ! ; PROPERTY ADDRESS: 1342 KINER BOULEVARD CARLISLE, PENNSYLVANIA 17013 ~~ .:?ROBERT BOCK 4 C/~....L- 771, -z..# CECILIA M. BOCK - InWII..IlIllU "000000. FPAN I ~6nb~d In connection with mortglgea lnaured under the one- '0 lour.famlly proyblona of tho NaUon.ll Houalng Act. CMCA. L.P. 7816214188) HUD.P9171N EXHIBIT "A" P,.pared by: aene Kurtz OPB LOin Numbttt: 2525897 IBLACKROCKI .\ HUO Conl/ol Numbor: 314748 ALLONGE BORROWERS: J. ROBERT BOCK CECILIA M. BOCK PRESENT OWNER AND HOLDER: U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT ("HUo", NOTE EXECUTION DATE: 2/5/90 NOTE AMOUNT: ~76.9' 5.00 This allonge shall be annexed to the original Note referenced above for purposes of transferring same Irom the present Owner and HOlder of the Note. HUD '"Transferor") as of the date set forth below. As B result of said transfer. HUD has no further interest in the Note. Any changes in the payment obligations under the Note by virtue of any forbearance or assistance agreement, payment plan or modification agreement agreed to by HUD, whether or not in writing, is binding upon the Asslgnee/Payee. its successors and assigns. The Note and the MortgagelDeed of Trust securing the Note may only be transferred and assigned to a person or entitY that Is either 80 FHA. Approved Servicer/Mortgagee/8eneficiary or who has entered into a contract for the servicing of the Note with an FHA-Approved Servicer. The Note and the Mortgage/Deed of Trust securing the Note shall be serviced in accordance with the servicing requirements set forth by HUo, These sales and servicing provisions shall continue to apply unless the Mortgage/Deed of Trust is modified, for consideration, with the consent of the Mortgagorrrrustor, refinanced. or satisfied of record. This assignment/endorsement is made and executed with all FHA insurance terminated. Dated: September 4, 1996, Pay to the order of: BERKELEY FEDERAL BANK & TRUST FSB without recourse this 4th day of September, 1996, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT C"HUD") By: ~~ Name: DONALD ST. JOHN Title: ATTORNEY - IN - FACT 1-.....--, 101 l_ . '_"_' .J OCWEN Ft<Je,.., ~'A , 1 C~'llllcd Arlll;le tfullIh,., P 'I? 5 ....3 348 . Sf rw( RS H~ ClJllU .... \~ . I, 0., ,. . ~. " Vou n1.,. be eligible (or rin.neial assistance that wJII pre"ent rortclosure on your mortgage it you comply with Ihe prov"lons of Ihe Homeowner>' Emergency MOrlgage ASSistance ACI or 1983 (Ihe "ACI"), You m.y be eligible for emeTErn,,)' trmporar')' assistance ir your ddault has been caused by circumstances beyond your control. you have a reasonable prospect of resuming your 1I1orlgagc payments. and if you meet other eligibility rt'quirtlDfnts estIblishtd by (he Pennsylvania Housing Finance Agency. Plean read all of this Noller. 11 contains an explaDalion oryaur rights. Under Ihe ACl. )'ou are c:nliltcd 10 a temporary stay of foreclosure on your mongagc- for thiny PO) days trom die dare oflhis Notice. During that time you must arrange and .mend a "face.to.fac:e" merling with a repl1':sentative of this lender. or with a designated consumer credil counseling agency. The purpose of Ihis meeling is 10 attempt ro work OUI a rcpaymcnl plan. or to otherwise senle your delinquency. This meering must occur in the ne:<l Ih;ny (30) days. Tony Van Ness Foreclosure Coordinator Ocwcn Fcderal Bank FSB P. O. Box 24737. Suite 5A Wesl Palm Beach. Florida 3341~737 Toll Free Telephone Number: 1-800.74 OCWEN eX!, 877 I The names and addresses of designated consumer credit counseting agencies are shown on the attached sheet:. It;s only necessary to schedule one face.ro.race meeting. You should advise Ihis lender immediately of your intentions. EXHIBIT "B" ,-Ii If )'ou anend a face.ro--face meeling wilh Ihis lender. or with a consumer credit counseling agency idenlified in Ihis nOlice. no funhcr proceeding in mongage roreclosure may lake placc for thirty (;0) days atier Ihe dalc ofthis meeling. The name. address and lelephone number of our represenlalj...C' is: _ July 16, 1998 VIA Firs, Class Mail VIA Cenified Maillre,um rcceip' reques'ed) J. BOCK. CECILIA BOCK 1342 KINER BL VD CARLISLE. PA 17013 Re: Loan Number: Propeny Address: 2525897 1342 KINER BLVD, CARLISLE. PA 17013 FROM: Ocwen Fedcral Bank FSB You are hereby notified thai this lener is an anempt 10 collecl a debt. All inrormation obtained will be used for that purpose. Dale: July 16, 1991 Loan': 2525197 [0'----'-' : I I , , I 1._.__..... ~ ....._.~ . OCWEN Feel.... Bono. .... , Your mon~age is in defaulr because you failed 10 pay promplly ,nnallments ofprmc,p"lnd inr",ell.1S required. for a period ofa"e'SlsiMy (60) days. ThelOlal amounl oflhe delinquency,s 1J4,996.ZI. ThaI lum includes Ihe following: Principal and 'nre..sl..................................... Escrow................................... .............,...... '" Currenr Llle Chargcs..................................... Prior Lale Charges......................................... Non-luflicienr Funds Charg!:'s....................... Olher Advances....................... ........ .............. 'nJereSI Arrearage....................................... .., Forbearance (CREDID................................. 11,293,50 499.80 J5.87 J41.09 25.00 J75,OO JI,111.26 456.77 TOTAL DUE.................... 533,231.75 If you h..e lried and are unable 10 resolve Ihis problem al or afier your face-Io.face meeling, you have Ihe righllo apply for financial assiSlance from Ihe Homeowners' Emergency Mongage Assislance Fund. In order 10 do Ihis, you musI fill out. sign and file a compleled Homeowne,,' Emergency AssiSlance Applieation wilh one of Ihe designlled consumer c..dit counseling agencies liSled on Ihe a!lachmenl. An applic"ion for assis..nce may only be oblained from a conSUmer credil counseling ageney, The consumer credil counseling ageney will assisl you in filling out your applicalion and will submil your COmpleled application to Ihe Pennsy"'ani. Housing Finance Agency. Vour application must be filed or pOSlmarked, wilhin Ihiny (JO) days of your face-ta-face meeling. Ills t.tlrtme/y impOrTant Ihal J'ou /lIe your applicalion prompr/}, If you riD nOI do SO. 0' if )'OU da nOI/ollo"llre olher rime periods selfalTh in IMs letter,fort,losu'e maJ' proceerl ogainst your home immedialel}'. Av,;lable funds for emersency monsage assiSlance are very limiled. They will be disbursed by the Agency under Iho oligibiliry'criteria eSlablished by the AC1. It is ex"emely imponanlthal your applicalion is a<<urale and complere in e;~ry respeCI. The Pennsylvania Housing Finance Agency has lixry (60) days 10 make a decision afier il receives your application. During thar addirionalrime. no foreclosure proceedingl will be pu"ued asainst you if you have mel lhe lime requirements sel fonh aba_e. Vou will be nOli lied directly by Ihat Agency or its decision On your application. Tho Pennsylvania Housing Finance Agency is located al2101 Nonh Front Slree~ Post Omce Box 8029. HarriSburg. Pennsylvania 17105. Telephone No. (717) 780-3800 or 1-800.342-2J97 (loll free number). Pe"ons with impaired hearing can call (717) 780-1869, In addhion you may receive anolher nalice from Ihis lender under Acl 6 of 1974. That nOlice is called a "Nolice of Inlention 10 Foreclose". Vou must read bOlh nOlices. since lhey barh explain rights thaI you now have under Pennsylvania law, However. if you choose 10 e..ercise your rights dcscubed in this nOlice. you cannot be foreclosed Upon while you are receiving that assisrance. Very Truly Yours. MICHAEL LOWELL PCrfonning Loans Specialist Toll F",e Telephone Number: 800.242.7531 . -<:~:~"..", .' :.. - ACT 91 NOTICE TAKE ACTION TO .SA VE '. . YOUR' HOME FROM '. .FORECLOSU}{E The Commonwealth of Penn~ylvania's lfomeown'er's Emergency Mortgage Assistance . . . , ." Program .".' may, be able to help you. . Read the attached notice to find out how the program works. _. : If yo:u need more information, call the Pennsylvania , Housing Finance Agency at 1(8~O) 342-239!. .' .' LA.NOJlFICACION ADJUNTO ES DE SUMA IMPORT ANCIA, PUES AFECTA SU DERJ:;CHO A CON)INUAR VMEl'.'DO EN SU CASA, SLNO COMPRENDE EL CONTENIDO DE ESTA NQTIFICACION OBTENGA UNA TRADUCCION . INMEDIA TAMENTE LLAMANDO A EST A AGENCIA (pENNSYLVANIA 'HOUSING .. FINANCE AGENCY) SIN CARGOS AI, NUMERO MENCIONADO ARRIBA. PUEDES SER - . ELEGIBLE'P ARA UN PREST AMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S .' EMERGENCY MORTGAGE ASSlST ANCE PROGRAM" EL CUAL PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HlPOTECA. .' ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW . ".:'y,-,v F::lm.~ !=1ECOr.n .. ,:." ::, . ; ..,; I' '.' '::,',d OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Ienkintown, PA 19046 (215) 572-8111 I.D. #33591 OCWEN FEDERAL BANK FSB, The Forum, Sle. 402 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 VS. NO. 9J? - Is:. 1.;7-3 C' '-- ,'-' ( ( kJ2J'7 I. ROBERT BOCK and CECILIA M. BOCK 1342 Kiner Blvd. Carlisle, PA 17013 CIVIL ACTION- ACTION ON THE NOTE This is an attemot to collect a debt and anv infonnation obtained will be used for that ournose. NOTICE You have been sued in Court. If you wish to defend the claims set forth in the following pages, you must take action within twenty (20) days afler this Civil Action and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defense or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Civil C:IDlANEICOMPLAINIBOCK.DOC Action or for any other claim or relief requested by the plaintiff. You may lose money or property of olher rights important to you. YOU SHOULD TAKE THIS PAPER TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FL., CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 C:\DlANE\COMPLAINIBOCK.DOC COSTS 300.00 ATTORNEY'S FEE 3.700.00 TOTAL $ 116,045,21 The attorney fecs set fonh above are in conformity with the mongage documents and Pennsylvania law, and will be collected in the event of a third pany purchaser at Sherifrs Sale. If the mongage is reinstated prior to Sale, reasonable attorney fees will be charged based on work actually performed. 7. In accordance with Section 403 of Act No.6 of 1974, no notice was required because the original principal amount of the Joan was in excess of $50,000.00. 8. In accordance with ACl 91 of 1983, notice was sent to defendants and no response was made in the appropriate period of time. A copy of said notice is attached hereto as Exhibit "B". 9. Pursuant to the Fair Debt Collection Practices Act, IS U.S.C. ~ 1692 et seq. (1977), Defendants may dispute the validity of the debt or any ponion thereof. If Defendants do so in writing within thiny (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendants with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thiny (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendants the name and address of the original creditor if different from above. WHEREFORE, Plaintiff demands judgment against the defendants in the, sum of $74,825.07 plus interest thereon of $2,468.96 plus $19.75 per day from October 31,1998 until judgment is paid in full, late charges of $179.35, plus late charges of $35.87 per month from October, 1998 until judgment is paid in full, deferred late charges of $341.09, deferred interest of $31, 118.26, deferred non-sufficient funds fee of $25.00, escrow advances of $2,712.48, fees billed of $375.00, costs of $300.00, attorney's fee of $3,700.00 and record costs. STERN AND STERCHO BY: O~W' 1~..-4 OLENA W. STERCHO, Attorney for Plaintiff C:\DIANEICOMPLAINIBOCK.DOC VERIFICA TION GREGORY D. WHITWORTH is the Senior Manager, Default Servicing of OCWEN FEDERAL BANK FSB and is authorized to sig.. this Verification on behalf of same, and states that he verifies the foregoing Civil Action against J, Robert and Cecilia Bock and avers the statements of fact therein contained are made subject to the penalties of 18 P A C.S. Section 4904 relating to the unsworn falsification to authorities, and that same are true upon the signer's personal knowledge or information DATE: 11/6/98 GREGORY D. WHITWORTH COUNSEL Senior Manager. Default Servicing . patP,ARED ay, TINA ''''w' $t,te 01 Pennaylvanl. , : NOTE "'" I ''''CAUtIO 4414070873' 20)/.70 - . So.... 7~ ,9U..00 , F~aRUAKY )TH. I~~O CAMP HILL ,I'1:n.'yhon.. FOR VALUF.RECEIVEO. 'he'undeni,ned, J. ROBERT BOCI( AND CECILIA ". BOCK. HARRIED , hereln.lIer ..lied the M.ker, joinlly Ind ....,.lIy r'lln,i...ln ray 10 COHHONIIEALTH HORTGAGE COHPANY OF AHER 1 CA, L. P. 600 SOUTH AVENUE IIEST WESTFIELD, NEil JERSEY 07091 I organized and cdslinJ, under the law. nr THE STATE OF DELAIIARE I or order, he~in.rler de.iJnated I..he p.~, the rrin<ip.l.um of SEVENTY SIX THOUSAND NINE HUNDRED FIPTEEN AND 00/100 110111,. ($ .... 7 6.915.00 I, with Inlere'l from dlle .1 the rile of NINE AND ONE-HALF pereenlum ( 9 . 50 0 ~), per InAum on Ihe ur.paid ballnee unlil paid. The uid prin<ipaland inloreslthall b<: J'I)'Ihle at Ihe ornoe of ' COHHONIIEALTH HORTGAGE COHPANY OP: AHERICA, L.P.600 SOUTH AVENUE IIEST IIESTFIELD, NEil JERSEY 07091, . orl..uoholherpl.oc IS the holder maydo.ign"o inwrilins.inmonlhlyinslallmenl.or SIX RUNDRED FORTY SIX AND 75/100 Dolllrs ($ .........646.75 ), eommenoing on the lirst dlY of APRIL , 19 90 .and on the first day of Clch month thereafter unt~J the principal and intercst arc (uHy paid. e;cctpt thal.he tinal paymenr o{thc: ('ncife' ;ndcbledness evidenced hereb)', if not sooner paid, fhatt be due and payable on the first day or HA RoC H t 2020 I I Privilege is reserved 10 pay the debl. in wholc'or j9 part. on any installment due date. SinlUhancously with the execution of this Note the M,kerhas executed and delivered to theP.ilyce a Mongage secured uponcenain rn:n1i~ situated in the COUnty of Cu'HBERLAND . Commonwealth or PcnnsyJvania. more par1icularly de. scrihl:d in the MO. "gage. All ortbc ICrms. covenants, pl"DYi;ions. condhions. stipulations and agreements con1ain~ in said Mongage 10 be: kept and pcrronncd by the Maker arc hereby made. patforthis Note to the sarneexlent and with the same forte and efrecl as iClhcy wen: fully set fOrlh herein. and the Maker CavenanlS and agreC$to perform the lame. or cause the same to be kept and performed. striclly in acC'ordance with Ihe terms and provisions thereof. I The wholeorthe principal sum or any pan lhereof'.ando(any other sums of money secured by the Mongagcgiven toseeurc thi~ Note. wll. forthwith. al the option ortbc Payee or any su~sequent holder hereof, become due and payable immediatcly. without nocic:c: ordeman~. irdcCauh be made in any payment under this Note. and if the default is not made good prior lOthc dut Jalt oflhe ne~t such in~tall",ent: or upon the happening or any dcfault which. byj~e Icrmsofthe Mongage givell to secure lhis Notc. shall entille (he p....ycc or Iny .ubscquenl holder herror, 10 declare Ihe same, or Inr part thorcor, 10 b<: due and pa)'lbJe. The agreements herein contained shall bind. and the benefits and advantages shall inure to, the respective SUCCCSSOt) and a~sign.l; or the panics horelo, Wherever used, Ihe singularnumbershajl inolude the plural,lhe plurallho singular, and the use orany gonder shall b<: applicabJe In all gcnders. ~ , , IN WITNESS WHEREOF, lhe Maker hao eau'ed '~'" presents to b<: executed under seal the day and year Iir.1 lbove Wrlllon. i . in PROPERTY ADDRESS: 1342 KINER BOULEVARD CARLISLE, PENNSYLVANIA 17013 ~~ .:?ROBERT BOCK 4 '" <-..1'1.... -b.-&o 771, ~' IDIllII..III1lU "*000000'" CECILIA M. BOCK EXHIBIT "A" ~ ~'.7 . "-.-.,.-- .........::.: . -~-.. ~ -........-. . ", ~.-_..'.,._.!.~~_.~~._. - .:.~.:.~:.-;. . \ P"p..ed by: Gene Kurt. o~a Loan Number: 2525897 IBLACKROCKI HUO COntrol Number: 31 4748 , ALLONGE -;!( BORROweRS: J. ROBERT BOCK CECILIA M. BOCK PRESENT OWNER AND HOLDER: U,S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT ("HUD"' NOTE EXECUTION DATE: 2/5/90 ." NOTE AMOUNT: $76.915.00 !' This allonge shall be annexed to the original Note referenced above for purposes of transferring sama from the present Owner and Holder of the Note. HUD l"Transferor") 8S of the date set forth below. As a result of said transfer, HUD has no further interest in the Note. Any changes in the payment obligations under the Note by virtue ot any forbearance or assistance agreement, payment plan or modification agreement agreed to by HUD, whether or not In writing, is bindio9 upon the Asslgll8e/Payee, its successors and assigns. The Note end the Mortgage/Deed of Trust securing the Note may only be transferred and assigned to a person or entity that Is either an FHA. Approved Servicer/Mortgagee/Beneficiary or who has entered into a contract for the servicin9 of the Note with an FHA-Approved Servicer. The Note and the Mortgage/Deed of Trust securing the Note shall be serviced In accordance with the servicing reQuirements set forth by HUD, These sales and servicing provisions shall continue to apply unless the Mortgage/Deed of Trust is modified. for consideration, with the consent of the Mortgagorrrrustor, refinanced, or satisfied of record. This assignmentlendorsemeot Is made eod executed with all FHA Insurance tem,inated. Dated: September 4, 1996. Pay to the order of: BERKELEY FEDERAL BANK & TRUST FSB without recourse this 4th day of September, 1996. U.S. OEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HHUD") By: ~~ Name: DONALD ST. JOHN Title: ATTORNEY - IN - FACT ~.'''I':II'' n: rOllltr.r PAY 10 W" ORo[n OF: . "'...,, 'I.......~r \.,NPt.';\'or lllfam~~(con', :.. " . I!. ,;';'HuJ'.t! ~:~'.:i.{,.';''(I:>r~'lr ,\t,~[RICA. ~I~~~~~ ~90 ~.. ~':. . ',.. ..' ." Wllhollt recourse. pay to lhe order 01 By Fi~:f';::~,~i' :.~j:'l:':~P: 9U1J' ~tt/ //A.../ isl.Jnl S~'el.ll1 . I 'All. RKlHT. TITIUJ.':lINTERESTOFTIE lMlERSlGNm TO THE YllTICN cnmr I alSlRlPlfNT IS HE~BY l.SSiGl/EDTOTllE SECR:TARYOF If.lUSlhI3NlO lJIl!N/ DCVEL()PldfJ,'T.WASttl TOt/, O,C./t'SSUCCfSSORSNlDASSIGNS. ' . , . '. . . . . ACT 91 NOTICE TAKE ACTION TO .SA VE , . YOUR HOME FROM . FORECLOSURE .' - .' ., The Commonwealth of Penn~ylvania's Homeowner's Emergency Mortgage Assistance . . . .- Program ..... may: be able to help you. Read the attached notice to find out how the program works. _. : If yo~ need more information, call the Pennsylvania . Housing Finance Agency at 1(890) 342-239!. .' .' LA.NOJ1FICACION ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DE~CHO A CONJ1NUAR VIVlENDO EN SU CASA, SLNO COMPRENDE EL CONTENIDO DE ESTA NQTIFICACION OBTENGA UNA TRADUCCION - INMEDIA TAMENTE LLAMANDO A EST A AGENCIA (pENNSYLVANIA 'HOUSING F.lNANCE AGENCY) SIN CARGOS AI; NUMERO MENCIONADO ARRIBA. PUEDES SER - . ELEGffiLE'P ARA UN PREST AMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S .' EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SAr. V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. .' ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W, STERCHO. ESQUIRE STERN AND STERCHO 410 The Pavilion 1enkintown. PA 19046 (2IS) S72-BIII I,D, #33591 OCWEN FEDERAL BANK FSB VS. 1, ROBERT BOCK and CECILIA M. BOCK NO. 98-6473 AFFIDA VIT OF INVESTIGATION I, OLENA W. STERCHO, being duly sworn according to law, depose and say that I am counsel for Plaintiff, Ocwen Federal Bank FSB in the foregoing action and that the following efforts were made by my office to serve the defendant, Cecilia M, Bock with Plaintiff's Civil Action and to determine the present whereabouts of said defendant: I. Service of Plaintiff's Civil Action was attempted by the Sheriff of Cumberland County. However, the Sheriff advises that Cecilia M. Bock no longer resides at the address. Attached hereto and made a part hereof as Exhibit "B" is a true and correct copy of the Sheriff's Return of Service form. 2. Plaintiff checked with the U ,S. Postal Service to see if they could provide an address for defendant, but the Post Office had no forwarding order on record. Attached hereto and made a part hereof as Exhibit "c" is a true and correct copy of letter received from the Post Office, 3. In addition, according to the records maintained by the Department of Voter C:IDlANEIMOTIONSIBOCK.DOC Registration in Cumberland County, defendant is listed at 1342 Kiner Blvd., Carlisle, PA. See Exhibit "0" which is attached hereto and made a part hereof. 4, Further, the PA, Bureau of Motor Vehicles had no records on file for the defendanl. See Exhibit "E" which is attached hereto and made a part hereof. This information is true and correct to the best of my knowledge, information and belief. STERN AND STERCHO BY: ()~ Lu. C~ OLENA W. STERCHO, Allorney for Plaintiff Sworn to and sU~f~ribed before me this' i day of Mc.~ Ie h ,1999. d, ~~ A. ::;7-: . (J NOTARIAL SEAl,. DIANE J. TURANO. NOlary Pulio Jenldnlown Boro. Montgomery County M COl'T1mislion E.llptfOS October 31. 2002 C:IDIANEIMOTIONSIBOCK,DOC ,-;: ~,;H::' )' '--:'~~!:'!;Ji!'/li=:I"~' .. ,i:: (:.:~'}:~~':' ..- ;"'~': c~ :._'.~_~~. ~.! :"... :; I:";. :.' __~...'::. ~~~.:_~ -.-. H_U ... -J' -..-.... ':.;~.'~ . _"H.__ :_~-.:-_.~..:-- --='=:-- ----...- ---.....--- .. -' - .;.-,;;~-;..-:...":_.':"_:.~-~;....:.~_.-:..:-."'_-::.:... !~'":._, .. . ~;;.... , H J" ': t:~,.,.? :- " .',;; ,:. 'J-' OJ.. '. .. -,.:-. --"I~::~.. - ~:i r:.:-:- , - . '~ .. ":'-. ~l',\.:. :::S.~.~:..: ~_L___. !='~,.J [:!-; . .~:..;_~_.__...i_:: ._:..~.:.~.;~~._.._ .- -..:':'__::-=._~.."'.' ',~l\.:::- :~ '=.<f!.;-';: ~~ A.:::-::::,'. . :3'.; ~-::.~; ~ :.-:'.::: :-,,":,\ : '., C5;~" ;j;?~ j ~' //:~~ ~ / -:f,-~4~;p~t?:-1'~;"-'"7'_ . :".. . 1'_ .,,, ~ ,_. __, -, """ _... -";".:,..: -;...-: :.~. ., ') 'i.',: '.'---..;-: .-----:.j :' , .:.. "- S';!,:,., ,-, .J ,'):; ~. -":, " , ~ t. :'" :. '2 . ~ ::. 1.'2 -. ... -.....-----.. - -. .. .. -. -....----.-..--. . - - , " . :.' ~ -' " , 'i: " (, ~--' .. -. -- - .~.~A 17013 ell)', SIll., ZJp Coo. :n.. 1/29/99 Rtt;ue.::: :or Cl'-..2.nge' of A...:~r-e..= or BOUloldtr "Infor."':"'..ation Nc-c:ded for SC"f'V1c.. of Lto.aJ Pro<.u::: PI~ lumisn Ine n..... oocr..:: o':rw. ""''1, ~n: ::=: .co:-:..=: [II , :>:>.:=1010.,) lor ~~e 101le-wi.-.;: N;me: Cecelia M. Bock 1342 Kliner Blvd., AOdr=: "107:.: The n.m. .nc I=. i..~~ ,""or= .~ n-<;uiroc lor :-,ar'!le 0: '::":,,""- i=:-::-.ouon. po:: c::ic.: :>ox: IdOtt:.= ;~ l"r:Qui~ :0:' X:c"1ok:c::- Info:m:~::'l. Carlisle, PA 170lJ "j'ne name. (, r..,"1Qw:'l. a:-:.:: . ". --'- ;. '- .------. '.. '= ~== ,.,.. , '-. ....- Th: lollo....,n~ .n,O....."~n.. c.ov,c~ I.. '-'~',,_ w.__"_ _. .. ---.",::)(E)(.i). ;'he" IS no .~ lor ..0'0".,,,. ~>:'Iolc.r inlO~.:ion. 7':\e lee 10: :-aVIOln. """,n.. 01 "co'== i",::,."..." or, ~ ......i,.." in '=~;n~ ""'Ir,;. :~ 2SS.6(G)(~) on: (2) Onc ""'''':S~ncino AO,,",ini:...:iv: Scc;-or. 1.'.an""I.S::'."-" ane C. i. C.;:.;=:-:y of r"e-quc.=:e:- (e.;.. ;:r::::::.::..:. s::'"V::. a:~~~(lY. ::.::a~' .--e::tc!se;'j:i:"'\S n;....~JI): A::o:-nt.... ::',' SI..l;: or ~Ul.:lo,n ~',.: en'lOowe:-:; n'le 10 "":ve c~-!..:: (no: recuir,,<: ....,.,C". =u:=;"' is "", ';;c"'e)' or 2 C",,\, ;:i:"l~ ~:;-:. c:::==~. :; ==~~IC:; a::.:n; ;>'-0 .:~ i.1:.:S: :.:".e ~~~:): .... Ih: names of :11 ~nr;..w~ ~a.-J~s Ie ~e Ihigc:tion: Ocwen Federal Bank FSB .(. The :;)1.:=- in \o'":'Ii::'\ t:'l~ :.::s~ ~;s ~~:~ 0: will ~e ne...;:;: CCP CUMERLAND CTY NO. 98-6473 I .5. The: co:i:.e: or cthe:- io:n:.H'yi:;; :;~m:--:: if 0:'"1: h2S b~:; i::s~~: I _ I 6, The C2?a:.-:y in.""hi:;:-> ",is in:ivi:;:.:.1 is:o :>: s.e:v~ (e,:. ceren-can: or I w:-.."'\~): . .De_enQants . ' CCP Cumberland Cty No. 98-b473 ;.HE S:!SMIs,s:ON 0; i''''~s. "'i'0~w.. "0" 70 Oa7.:..1" A.N:> ~SE O".....N::;.: 01' :'::OP.ESS INi'epJoU.';)ON OP. 20>:''<0'-='!:-" 'Ni'O'W':;;::>N i'0~ J..''Y PUr...OS!: 0,,;E.'l """";,,;E SER'.':OE Ci' ~:;..;" ?ROCESS '" 0:>N"E::';10N 1'0"", "'C7\)"" CR P~OSP:O"""'E 1.o"'Q.:,710N COU~O R:SU~7 IN ::R....I""-, P:J.:.:.:.71!:S INO~:.!O'''~ 10. "NE:>' UP 70 $lC,:x:lO 0;:; O.1,P~'SOr.o.'E'" OR (2) .0 ':''0'0:0 P':'':'>I.E,., 0; ';HE i'E: FOP. OH.:.>lOE 0" ~Or.Es.; IN'O".......';10N 0; N::. lo+:>RE ..~.:.,,:: ""'~RS. OR ao;-,.; (To:-...; .,S U.S,C: SEenON .,OO~). W:""O_'\'lt':G I ""roily l!":.. the at>ove in:o""",ion is :r"e "nc ~~.: "'e ..::c:""ss ;nro:-::-'<1;on i.s ne-::-::ie:: an:: will ~: :.:s-.-:: SOlely tc; s.e:vi:.: of i=-;al ;:~=-~ in :.::nne-::1on .....;:..~ Z=:.JQ! 0; p:'cs:>e:::::jo..,~ IrJgcnior:. . {)u..~ w. / ~G 410 The Pavilion Si-;ntiiun: OLENA W. STERCHO A::::;::~ Jenkin:o~~, PA 19046 ?n:;~f::::j N2rn~ '. 30~OLD::.:=:'S ?;:)Si1.I..A..~K - NC': ~"'\"'w:"'l =\ ~er-~ ~iv~n. - MOVed. I::", no fo/"'-"'Z:tiin; 2~:~::::s. _ No s~:.'"; ;..:ic~. t-J.2'."" A!)DR~SS 0:" -" - ..- "'0 C7508710 2MVOB702 VEHICLE INQUIRY PROMP~ BY OWNER NAME NO RECORDS IN RANGE Name : BOCK,CECELIA M Name Code : City Make CARLISLE . . 17-LIST 24-RESET lS-RETURN to .", I;', ';~.;' \,0 I." i , 'j. i'lt;c l' i!~:;:,' ',.I't'.',.,,;,'~".', i " ' ,~", ii1 'I ;! ! () U> 0 C ,p " " :0: ..--4 ~tj.-' .~ ,"" ..en fTi\, ~ -='" ;\\~ z:;" W \?t3 ..', ~.J u~;, - ~C: .. . '':1 :J, 1;0.:..1 -U :.'.3i ~() -" 9-~ :':Ll tf! ~~ ~~; S! N ~ (.Tl ;': i~ .... CUMBERLAND LAW JOURNAL NOTICE In the Court of Common Pleas of Cumberland County, PennsyJVilnJa Civil AcUon-Law No, 98-6473 NOTICE: OF ACTION IN MORTGAGE: FORECLOSURE OCWEN FE:DE:RAL BANK FSB, PUUN'l1FF v.. J, ROBE:RT BOCK and CE:CILIA M. BOCK, DE:FE:NDANI'S TO: CE:CILIA M. BOCK. Defendant. whose last known address is 1342 Kiner Blvd.. CarlJsJe. PA 17013: You are hereby nOUfled that Plain- mf, OCWE:N FE:DE:RAL BANK FSB, has fUed a Mortgage Foreclosure CompIaJnt endorsed wtth a NoUce to Defend. against you In the Court of Common Pleas of CUmberland County, docketed to No. 9S-6473. wherein PJaJnUfI seeks to foreclose Its :;;ortgage seCUred on your property located. 1342 KIner Blvd., Carlisle. Pennsylvania 17013. whereupon your property would be sold by the Sheriff of Cumberland County. NOTICE: You have been sued In court. If you wish to defend against thecJaJms set forth In the above. you must take acUon WithJn twenty (20) days after this complaint and notice are selVed. by entering a wrfUen appearance per. sonally Dr by attorney and flllng In wr1Ung WIth the court your defenses or obJecUons to the cl81ms set forth agaJnst you. You are warned that If you fa1J to do so the case may proceed Without you and a Judgment may be entered against you by the COurt wHhrJUt further nOUce for any money claJmed In the complaint or for ttny other cJaJm or relief requested bl; the plalnUff. You may Jose money 01' property Dr other r1ghts Important to you. YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYERAT ONCE:. IF YOU DO NOT HAVE A LAwYER OR CAN. NOT AFFORD ONE, GOTO ORlELE. PHONE TIlE OFFICE SET FORTH BE:LQW TO FIND Otlr WHE:RE YOU CAN GET LEGAL HELP. COURTADMmJ~TOR 4th Floor Cumberland County Courthouse Carlisle, PA 17013 17I7) 240-6200 OLE:NA W, STERCHO Attorney for PlaJnt1ff Stem and Stercho 410 The Pav:Ufon Jenklntown. PA 19046 (215) 572-8111 Apr. 23 3 '. DEFERRED LATE CHARGES 341. 09 31,118.26 25.00 2,712,48 375.00 300.00 3.700.00 $ 120,285.80 DEFERRED INTEREST DEFERRED NON-SUFFICIENT FUNDS FEE ESCROW ADVANCES FEES BILLED COSTS ATTORNEY'S FEE TOTAL STERN AND STERCHO BY: 06..-- u.J ./ ~ OLENA W. STERCHO, Attorney for Plaintiff C:\DIANEISALESIBOCK.DOC ,', .' " " , :-~ I . ~ .; :\ ::~ ~ .~l .~! -. ~ COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkinlown. PA 19046 (215) 572-8111 I.D. # 33591 OCWEN FEDERAL BANK FSB YS. NO. 98-6473 I. ROBERT BOCK and CECILIA M. BOCK CERTIFICATION UNDER RULE 237.1 I, the undersigned, attorney on the writ and attorney for plaintiff, hereby certify that a ten day notice of intention to enter jUdgment by default was sent to defendant in accordance with Pa, R.C.P. 237.1. A true and correct copy of said notice is attached hereto. STERN AND STERCHO BY; {)0-.. w- ( ~ OLENA W. STERCHO, Attorney for Plaintiff C:IDIANEISALESIBOCK.DOC '1'1 '\i ,\1 < f '! >.. :' f ~ " , , l :~ , , ,~ .'. . ..' ~ .!::) --... ~ r.: ~ \. ....\1 r\..J \ V .,. ~ r-.J , . ~ ~ ~~~ ~~ ~ ;;- r- 0/" r~ Q)>.i ~ V ~ ., \0 '"""--- ~ 0' c :) .,-. - , t PRAECIPE FOR WRIT OF EXECCTIO=-: - (~10NE\' JUDC~tE=-:TSl P:L. R.C.P. 3101 10 31~9 ................................................................................... Ocwen Federal Bank FSB In the Court of Common Pleas of CtlMBERL/l.ND County I Pennsylvania. .............................................................:..................... us N i~', ( i) '1-" o. ....1../.......;... .. .................... .........................:......................................................... J. ROBERT BOCK /l.ND CECiLIA M. BOCK ................................................................................... PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDG;\IENTl To the Prothonotary: ISSUE WRIT OF EXECUTION IN THE ABOVE MATTER, (1) Directed to the Sheriff of ...........C\ll\1OOrJaod........................Countr, Penn".: (2) against ......................................................................................................u....................................................... ............... .... .CECILIA..l:t....6OCK...........................,.................. Defendant (s) : (3) an~XXlfXl\llli;X ........................................... ................................................................................ ~xlclfll(~; (4), and index this .writ & . l.. -<[Ii ,) ~v .f-c-f'.L~k."Vo...L <-OIl(ft.na.{:z-.yJ - (al against .......................................... .......:........~.:~~...~~.~.~::.......~.~.~...:.l\!.5............................. ..... .'1.. ..CECILIA..MA..llOCK...................................... Defendant (s) and ~..............................................................:.............................:............:....:.................................... JqzKllIUllOOI~. : ............................................... ........................................................................ as a lis pendens against the real property of the defendants (s) limdt<<K (Specifically describe property per attached property description) : (5) Amount due SEE ATrACHE~ LE:.~.~?~;;~;;:! Interest from the date judgment f,.-I-r,q .......................... is entered at the per diem rate of $19.75 Total . .......................... Plus costs. Dated .......J.:!.?;.~/..X..r................... , ~OTE Uncle,:" pa.r:lIrr:1on 111 .....hen the WTit is directed to thl: snenrt of :.notht:T count\. :15 ::1uthon:l"lci hv r..ul~ ::to:I' h\. che count.... shouicl be innic:::eri. .. unde:- Ruil! 31031C:I a. ....'Tlt issul:!d un a t:'':1nsie:-red judgment m:1': be uirec:ted oniy to the sht:riff oi the C:C1J~::-- in which issued. . Paragraph (3) abo...e should be completed ont~. if a named gar::ishee is to be included in the wTit. P:uagr:l.ph (4) (a.) should be complet.ed onlr if indexing of :he e:-.:ecution in the c:ount~. oi issuance. is desired as authoriud by Rule 3104 (a). When the .....rit issues to another c:ount)" inde:dn$;' is reC'luired :IS of course in that count)' by the prothonotary. See Rule 3104(bl. . P:J.:":J..F;t":1ph (-II 'bl should be completed onl)" if re:J.1 p:-opH~r::-: :hl!' n:J.mt of a ~arnisht'e is :1t~:1ched and inde:dng::l.' a. lis penoens is oesired. See Rule 310-\(c). 98-6473 . No.................,.,......................... In the Court of Cornman Pleas of CUMBERLAND County, Pennsylvania. _..._._.9<=W2.!Lf~~ral_~..ESb........._..._.......... . . .........................-......-................................................... V3 J. Robert Bock and Cecilia M. Bock ; PRAECIPE FOR WRIT OF EXECUTION (Money Judgments) Pa. R.C.P. 3101 to 3149 etc:.. ,,-' '.,1 Premises: 1342 Kiner Blvd., Carlisle, PA 17013 , . , , , - .-" .1' ,..-\', , ) ~'f"; ~.: '- .'. . O(t,-.-.--(AJ" ,/ ~Qf-~ OLENi\ W. STERCHO, A ''"'=V forPlD.,';..,i(f(.} Address: The Eavi~ion Suite 410 Jenkintown, FA 19046 Where paper:! may be served;, l' 1 " ==============~=============================~~~ LEGAL DESCRIPl'ION ALL THAT CaT AlN lot or piece of ground, logether with the improvements thereon erected, situated in the Township of Monroe, County of Cumberland and State of Pennsylvania, bounded and described as follows to wil: BEGINNING at a point on the North side of a new road, which point is on the eastern side of a twenty- five (25) foot right-of-way, thence along said right-of-way, North 09 degrees SO minutes West, 200.00 feet to a point; thence North 71 degrees 28 minutes East, 183.00 feet to a point; thence South 09 degrees SO minules East, 200.00 feet to a point on the North side of new road; thence along the North side of said new road, South 71 degrees 28 minutes Wesl, 183.00 feet to a point, the place of BEGINNING. HAVING THEREON ERECTED a single brick and frame ranch-type dwelling, together with built-in car port. PARCEL NO. 22-24-0771-005 TITLE 10 said premises is vested in J R b Thomas E. Trump and Catherine . 0 ert Bock and Cecilia M. Bock his wife b Cumberland County Deed Book K-~4 ~;:nl3. his wife dated 2/5/90 ~d record~d D;/;~:~o: '" ." .... COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkinlown, PA 19046 (215) 572-8111 1.0. # 33591 OCWEN FEDERAL BANK FSB VS. NO. 98-6473 J. ROBERT BOCK and CECILIA M. BOCK AFFIDAVIT PURSUANT TO RULE 3129.1 OLENA W. STERCHO, attorney for Plaintiff in the above caption, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 1342 KINER BLVD., CARLISLE, PA 218 GARFIELD STREET, SHIPPENSBURG, PA. 1. Name and address of Owner(s) or Reputed Owner(s): Cecilia M. Bock 1342 Kiner Blvd. Carlisle, PA 2. Name and address of Defendant(s) in the judgment: Cecilia M. Bock 1342 Kiner Blvd. Carlisle, PA 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: N/A C:\DIANE\SALES\BOCK.DOC r ,,- 4. Name and address of the last recorded holder of every mortgage of record: N/A S. Name and address of every olher person who has any record lien on the property: Internal Revenue Service Special Procedures Staff P.O. Box 12051 Philadelphia, PA 19106 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: N/A 7. Name and address of every other person of whom the plainliff has knowledge who has any interest in the property which may be affected by the sale: Commonweallh of Pa. Inheritance Tax Division 1400 Spring Garden Street Phila., PA I verify that the statements made in this affidavit are true and correct to Ihe best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: 5120/99 STERN AND STERCHO OUv---W'!~ BY: OLENA W. STERCHO, Attorney for Plaintiff C:\DIANEISALESIBOCK.DOC 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assen your righls, The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sherifrs Sale is not stopped, your propeny will be sold to the highest bidder. You may find out the price bid by calling Stem and Stercho, telephone (215) 572-8111. 2. You may be able to petition the Coun to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call Stem and Stercho, telephone (215) 572-8111. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by tile Sheriff on a date specified by the Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. You should check with the Sheriff's Office by calling (717) 240-6390 to determine the actual date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERENCE SERVICE COURT ADMINISTRATION CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 ,- C:\DIANE\SALESIBOCK.DOC COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTlON.LA W OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion lenkintown, PA 19046 (215) 572-8111 1.0. # 33591 OCWEN FEDERAL BANK FSB VS. NO. 98-6473 1. ROBERT BOCK and CECILIA M. BOCK RE: Possible inheritance tax due (estate of J. Robert Bock, dee' d.) PREMISES: 1342 KINER BLVD.. CARLISLE. PA Commonwealth of Pa. Inheritance Tax Division 1400 Spring Garden Street Phila., PA Dear Sir: Please be advised that I represent the above creditor which has a judgment against the above defendant. As a result of a default, the above referenced premises, also described on the attached sheet, will be sold by the Sheriff of Cumberland County on SEPTEMBER I, 1999 at 10:00 A.M. in the Cumberland County Courthouse, Carlisle, PA. The sale is being conducted pursuant to the judgment in the amount of $120,285.80 plus interest thereon entered in the above matter in favor of plaintiff against the above-named defendant(s) who are also the real owner(s) of said premises. I have discovered that you may have a lien and/or interest in the premises to be sold. This notice is given so that you can proteet your interest, if any, in the lien you have on the premises. A Schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date and the distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10) days thereafter. 5/20/99 STERN AND STERCHO BY: C)~ - uJ./~ OLENA W. STERCHO, Attorney for Plaintiff ,- C:\DlANE\SALESIBOCK.DOC -., (, .... '-'" ============================================-~~ LEGAL DESCRIPTION ALL THAT CERTAIN lot or piece of ground, together with the improvements thereon erected, situated in the Township of Monroe, County of Cumberland and State of Pennsylvania, bounded and described as follows to wit: BEGINNING at a point on the North side of a new road, which point is on the eastern side of a twenty- five (25) foot right-of-way, thence along said right-of-way, North 09 degrees SO minutes West, 200.00 feet to a point; thence North 71 degrees 28 minutes East, 183.00 feet to a point; thence South 09 degrees SO minutes East, 200.00 feet to a point on the North side of new road; thence along the North side of said new road, South 71 degrees 28 minutes West, 183.00 feet to a point, the place of BEGINNING. HAVING TIlEREON ERECTED a single brick and frame ranch-type dweUing, together with built-in car port. PARCEL NO. 22-24-0771-005 TITLE to said premises is vested. J R Thomas E. Trum and C . In . obert Bock and Cecilia M Bock . . Cumberland cou!ty Deed ~~~~n~_~4 P~:n!i. his wife dated 2is/90 ~~s r;~~::~d D~;~:~o: ." I.'" OCWEN Federal Bank FSB -vs- Cecelia M. Bock In the Court of Common Pleas of ClImber land Coun ty, pennsy Ivan lIS NO. YH-6~1 Civil l.'t1.3 R. Thomas Kline. Sheriff who being auly sworn according to law. says thlS writ 18 returned STAYED. Sheriff's Costs: Docketing Law Library County MIleage Levy Postpone sale Surcharge Share ot Bills Poundage 30.00 .50 1. UO 6.2U 15.00 20.00 16.00 21. BB '2.. 22 $ lll.BO Advance costs Sheriff's Costs 10UU.00 112.BU :; lJB7.2U Refuna to Atty ,-9-99 Sworn and Subscribed To Before Me This /.2 ~ Day ofLf} , 4"7 1999, A.D. (1\..0.", () h,,/'I,. ,q.~~~ p~t~onoary . sor~/~ R. Thomas Kline. Sheritt By-J-};;;;U ~ Real Estate Deputy -0 I.) C/v}!{J7S' ~r:lO..l.3 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION. LA W OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion 1enkintown, PA 19046 (215) 572-8111 I.D. # 33591 OCWEN FEDERAL BANK FSB . . VS. NO. 98-6473 1. ROBERT BOCK and CECILIA M. BOCK AFFIDAVIT PURSUANT TO RULE 3129.1 OLENA W. STERCHO, attorney for Plaintiff in the above caption, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 1342 KINER BLVD., CARLISLE, PA 218 GARFIELD STREET, SHIPPENSBURG, PA. 1. Name and address of Owner(s) or Reputed Owner(s): Cecilia M. Bock 1342 Kiner Blvd. Carlisle, P A 2. Name and address of Defendant(s) in the judgment: Cecilia M. Bock 1342 Kiner Blvd. Carlisle, PA 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: N/A C:\DlANEISALESIBOCK.DOC '" - 3. You may also be able to SlOP the sale through other legal proceedings. You may need an attorney to assen your righls. The sooner you contact one, \he more chance you will have of stopping \he sale. (See notice on page two on how to obtain an allomey.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If\he Sherifrs Sale is not stopped, your property will be sold to \he highest bidder. You may find out the price bid by calling Stern and Stercho, telephone (215) 572-8111. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to \he value of your property. 3. The sale will go through only if the buyer pays the Sheriff \he full amount due in \he sale. To find out if \his has happened you may call Stem and Stercho, telephone (215) 572-8111. 4. If \he amount due from \he buyer is not paid to the Sheriff, you will remain the owner of \he property as if \he sale never happened. 5. You have a right to remain in the property until the full amount due is paid to \he Sheriff and the Sheriff gives a deed to the buyer. At \hat time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of \he money which was paid for your house. A Schedule of distribution of \he money bid for your house will be filed by the Sheriff on a date specified by the Sheriff no later \han 30 days after the sale date. This Schedule will state who will be receiving \hat money. The money will be paid out in accordance with this schedule unless exceptions (reasons why \he proposed distribution is wrong) are filed with the Sheriff within ten (10) days after \he date of filing of said schedule. You should check with the Sherifrs Office by calling (717) 240-6390 to determine \he actual date of filing of said schedule. 7. You may also have o\her rights and defenses, or ways of getting your house back, if you act immediately after the sale. 1; ~ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERENCE SERVICE COURT ADMINISTRATION CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 .' C:\DIANEISALESIBOCK.DOC COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION.LA W OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkinlown, PA 19046 (2IS) S72.8111 1.0. # 33S91 OCWEN FEDERAL BANK FSB VS. NO. 98.6473 J. ROBERT BOCK and CECILIA M. BOCK RE: Federal Lien #6445.FfL filed 8/24/92 $3,166.99 AND POSSIBLE ESTATE TAX DUE (estate of J. Robert Bock, dec'd.) PREMISES: 1342 KINER BLVD.. CARLISLE. PA Internal Revenue Service Special Procedures Staff P.O. Box 12051 Philadelphia, PA 19106 Dear Sir: Please be advised that I represent the above creditor which has a judgment against the above defendant. As a result of a default, the above referenced premises, also described on the attached sheet, will be sold by the Sheriff of Cumberland County on SEPTEMBER 1, 1999 at 10:00 A.M. in the Cumberland County Courthouse, Carlisle, P A. The sale is being conducted pursuant to the judgment in the amount of $120,285.80 plus interest thereon entered in the above matter in favor of plaintiff against the above-named defendant(s) who are also the real owner(s) of said premises. I have discovered that you may have a lien and/or interest in the premises to be sold. This notice is given so that you can protect your interest, if any, in the lien you have on the premises. A Schedule of distribution wiIl be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date and the distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10) days thereafter. 5120/99 STERN AND STERCHO BY: 06......- uJ I ~ OLENA W. STERCHO, AttorneY-for Plaintiff C:\DIANE\SALES\BOCK.DOC J. You may also be able to stop the sale through other legal proceedings. You may need an allomey 10 assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an allomey.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. I. If the Sherifrs Sale is nOI stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Stern and Stercho, telephone (215) 572-8111. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your properly. J. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call Stern and Stercho, telephone (215) 572-8111. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house wiII be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date. This Schedule will state who wiII be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. You should check with the Sheriff's Office by calling (717) 240-6390 to determine the actual date of filing of said schedule. 7. You may also have other rights and defenses, or ways of gelling your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERENCE SERVICE COURT ADMINISTRATION CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 C:\DIANE\SALESIBOCK.DOC . '. I j i I ==========================~=================~-- I LEGAL DESCRIPTION ALL THA T CERTAIN lot or piece of ground, together with the improvements thereon erected, situated in the Township of Monroe, County of Cumberland and State of Pennsylvania, bounded and described as follows to wit: BEGINNING at a point on the North side of a new road, which point is on the eastern side of a twenty- five (25) foot right-of-way, thence along said right-of-way, North 09 degrees 50 minutes West, 200.00 feet to a point; thence North 71 degrees 28 minutes East, 183.00 feet to a point; thence South 09 degrees 50 minutes East, 200.00 feet to a point on the North side of new road; thence along the North side of said new road, South 71 degrees 28 minutes West, 183.00 feet to a point, the place of BEGINNING. HAVING TIIEREON ERECTED a single brick and frame ranch-type dwelling, together with built-in car pon. PARCEL NO. 22-24-0771-005 TITLE to said premises is vested in J R b Thomas E. Trump and Cather' . 0 ert Bock and Cecilia M. Bock his w'ti CUmberland County Deed Boo~~_f.i p~~'ji. his wife dated 2/5/90 ~nd re~o::~ ~~~~:~o: ." ", lf4,- ~ ~M~ i 7 l!l~~O COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION. LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572.8111 I.D. #33591 OCWEN FEDERAL BANK FSB VS. NO. 98-6473 J. ROBERT BOCK and CECILIA M. BOCK ORDER AND NOW, this / fJ t:A day of InflfLc.J, , 1999, upon consideration of Plaintiff's Motion for Special Order Directing Service of its Civil Action By Posting and Certified Mail Pursuant to Pa. R.C.P. 430(a)~ it is hereby ORDERED AND DECREED that defendant Cecilia M. Bock shall be served by posting a copy of Plaintiff's original process on premises 1342 Kiner Blvd., Carlisle, PA 17013 and by sending a copy of same to defendant at her last known addre~s be' g 1 42 Kiner !l~;;.. ~pli~~e, ~ .JlOIJ by certified maikJetum receipt requested,'""" ~ . ~ y.... !,.c..P. Cf 30\Zll). It IS urther ORDERED AND DECREED that all further notices requiring personal service in the above-captioned maller, shall be served upon defendant in the manner prescribed by this Order. 1. C:\DIANEIMOTlONSIBOCK.DOC TRUE COPY FROM RECORD 111 TG:3'iim0uy wharm1:f. t ;iere tmto S'~t mv hiind ',n'j " " If' , r . '.1 j~ !n'~ :-;f;;1 ~'; ;;.,:uo ",(."lift Jt C<"'lb4::, r'~(., Tl1j~J{.~,jqi' of 7'h<c..J~: 'iid 9' <- I, 'M, (, 'h1,~,1, . ~.Qp;j' I I I Prothonotary WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO,_98-6473 CIVIL 19 CIVIL ACTION. LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy fhe debt, interest and costs due OCWEN F<<d<<ra I Bank FSB lrom C<<cilia M. Bock, 1342 Kin<<r Blvd., Carlisl<< PA 170l3. PLAINTIFF(S) DEFENDANT(S) (1) You are directed to levy upon the properly of the defendant(s) and 10 sell R<<al <<stat<< locat<<d a~l342 Kin<<r Blvd., Carlisl<< PA 17013 (S<<<< attach<<d l<<gal d<<scription)(. (2) You are also directed to allach the properly of the defendant(s) not levied upon in the possession of _ GARNISHEE(S) as follows: and to notny the garnishee(s) that: (a) an allachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and trom delivering any property of the defendant(s) or otherwise disposing thereof; (3) If properly of the defendant(s) not levied upon an subject to allachmenl is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated, AmountDue $120,285.80 Interest fran 6/1/99 @ $19.75 Ally's Comm % Ally Paid $140.82 Plaintiff Paid L.L. $.50 $1.00 per diem Due Prothy Other Costs June I, 1999 Curtis R. Long uate: by: Deputy REQUESTING PARTY; Nam~lena W. Stercho, Esq. Address: The Pavilion, Ste. 410 Jenkintown PA 19046 Allorney for: Plaintiff Telephone: ( 215) 572- 8 111 SupremeCourlJDNo. 33591 t- ~,~. t~ "c, -,., f' Jf;.. ~ .., E: I I I I , ; ,~ ~