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i: IN TH E COU RT OF COM MON PLEAS !t
:r. OFCUMBEHLANDCOUNTY .:.
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f: STATE OF .~;~~,', PENNA j~
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.rOSEI'II ANTIIONY STOUFFEI!,
Geff!ndant
DECREE IN
DIVORCE
AND NOW.
~'7---_J-.!.~---- . ?-A~. IT IS ORDERED AND
Jennifer Stouffer
DECREED THAT
__________, PLAINTIFF,
AND
Joseph Anthony Stouffer
. DEFENDANT,
.
,
ARE DIVORCED FROM THE BONDS OF MATRIMONY,
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THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS WHICH HAVE
BEEN RAISED OF RECORD IN THIS ACTION FOR WHICH A FINAL ORDER HAS NOT
YET BEEN ENTERED;
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;VON!
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PROTHONOTARY
BYTHE COUR; "-
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. . FEN8TERMACHER ANDASSOClAnS,P'C: ....
THUONAS IM'P t_ " ,. .,
, alia EAST tRINDUlllOAD '. _'_. _.. _.._:.,.'
~_"-.II'I6..C.:-: .
JENNI FEH I.. STOUFFEH,
I'] d i Ill. iff
IN THE COUHT OF COMMON PLEAS or'
CUM13EHLAND COUNTY, f'r:NNSYLVANIA
V::.
NO. 98 - 674& CIVIL
,IO::I':I'!! MJTIIONY :.:'!'OlWF/o:H,
li(.fendant
IN lJl VOHcr:
OHDEH OF COUH'!'
AND NOW, this
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day of ,;!( }l(,.J
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entered into an
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2001, the parties and counsel having
agreement and stipulation resolving the economic issues on
January 16, 2001, the date set for a Master I shearing,
the agreement and stipulation having been transcribed, and
subsequently signed by the parties and counsel, the
appointment of the Master is vacated, and counsel can
conclude the proceedings by the filing of a praecipe to
transmit the record with the affidavits of consent of the
parties so that a final decree in divorce can be entered.
BY THE COURT,
cc:
John R. Fenstermacher
Attorney for Plaintiff
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Diane G. Radcliff
Attorney for Defendant
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The pdrtle:; were filiJfried on May 14, 1988, and separated
NovomlJer 1, l'l'lB. Tlwy are the natural paronu; of two children.
The Haster has been advised that after negotiations
thi", mornlll'l, l!,,' parties have roachc>d il settlomC>llt with respect to
the outst<tlldillg ecollomic issues. An agreement is 'Joing to be placed
on the record in the presence of the parties, The agreement as placed
on the record will be considered the substantive agreement of the
parties, not subject to any changes or modifications, except for
change of typographical errors, which may be made at the time of
transcription.
After the agreement has been placed on the record,
counsel and the parties are to return later today to review the draft
for typographical errors, making corrections as required, and affix
signatures affirming terms of settlement as placed on the record.
Upon receipt of the agreement, the Haster will prepare
an order vacating his appointment. Counsel will then be able to file
a preacipe transmitting the record to the Court requesting a final
decree in divorce.
MS. RADCLIFF: With respect to the parties' respective
claims for equitable distribution, they agree as follows:
1. The parties agree that they shall distribute their assets in
accordance with the document that has been marked as Defendant's
Proposed Schedule of Distribution, with the properties being described
under the column designated as "description of property or liability"
being distributed to the party who is listed in the far two right-hand
columns to either husband and wife.
2. Husband at the next custodial exchange shall provide wife with the
camcorder.
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JENNIFER STOUFFER,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYLVANIA
v,
NO. 98.6746 Civil Term
JOSEPH ANTHONY STOUFFER,
Defendant
Civil Action - In Divorce
PRAECIPE TO TRANSMIT RECORD
To the Prothonofary:
Transmif the record. fogether with the following information. to the Court for
entry of a Divorce Decree:
1. Ground for divorce is irrefrievable breakdown under ~ 3301(c) of the
Divorce Code,
2. The Divorce Complaint was served and accepted by Defendant on
December 4, 1998.
3. Dafe of execution of fhe Affidavif of Consenf required by ~ 3301 (c) of
the Divorce Code: by Plainfiff January 16. 2001; by Defendant January 16, 2001.
4. Related claims pending: All economic claims have been settled by
an agreement and stipulafion dated January 16, 2001, executed at the Master's Hearing
of that dafe.
5. a. Dafe of Plaintiffs Waiver of Notice in
~ 3301(c) of the Divorce Code was filed with the Prothonofary: January 16, 2001; and
b. Date of Defendant's Waiver of Notice in
~ 3301(c) of the Divorce Code was filed with the Prothonotary: January 16,2001.
John R. Fenstermacher
Attorney for Plaintiff
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,JOi:iEPl! ANTlIOIJY ,;'f(JI) FFF:f\,
Detf-'fHl,UH
r:i1,lil !F"tinn - In Ui'lorce
COMPLAINT
residing at 380 Walton Street, Lemoyne, Pennsylvania.
1. Plaintiff ,J,ennifer L. St.ouffer, ie; an adult individual
COUNT I - Divorce 23 Pa,C.S.A. ~3301(c)
2.
Defendant
Joseph Anthony
Stout" fer I
is
an
adult
individual residing ~t 380 Walton Street, Lemoyne, Pennsylvania.
3. Plaintiff and Defendant have been bona fide residents
period in excess of six (6) months immediately previous to the
of the Commonwealth of Pennsylvania and have resided therein for a
filing of this Complaint.
in Carlisle, Cumberland County, Pennsylvania.
4. Plaintiff and Defendant were married on May 14, 1988,
Taylor, born January 31, 1994; and Jaclyn McKenzie, born June 26,
5. The marriage produced two minor daughters, Jenelle
1996.
parties in this or any other juriSdiction.
6. There have been no prior actions of divorce between the
the United States of America.
7. The Defendant is not a member of the Armed Services of
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PldintiLf Idck:~ :.ill! tj\:i(~nl pn.1fi"! "/ druJ/
j 11':UIIl(' to
provide for her r(~asonable n\~c'ds.
16.
PlaintiU
[('qui re:i
rl~dsundbl(= d 1 imollY <1(k'qL1dt(~
to
maintain herself ill accordance with the slandarel established
during the marriage.
17.
Defendant
is financially able to provide
for the
reasonable needs of the Plaintiff.
WHEREFORE, Plaintiff respectfully requests that this
reasonable alimony to Plaintiff, and any further relief this Court
Honorable Court enter an Order directing the Defendant to pay
deems just and equitable.
COUNT IV - C1airn for A1imony Pendente Lite, Counse1 Fees, and
Expenses Pursuant to 23 Pa. C.S.A. ~3702
18.
The
averments
of
paragraphs
1
through
17
are
incorporared by reference as if set forth more fully herein.
19. Plaintiff does not have sufficient funds to support
herself and pay the counsel fees and expenses incidental to this
action.
divorce action.
pendente lite, counsel fees and expenses incidental to this
20. Defendant is fully able to pay Plaintiff alimony
3
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~'JHr:P.Er-()!':!~;, j' 1..1 lnT.l t: rr~:)r)f'r.t ~ lll; '/ fl'qUt':;t:i Lihll Lhls
Honordblc' COUIt f'nt(~r. .In Urd('l directinq L"'!.,ndant to pay dlimony
pendente lite,
n::~ascnable cuunsfd t t.!es 'llvi (~xp;:::nses to this
divorce dCt.l()I1, d~, ',.;(~l.l <IS d:l'/ ftlr.th':l :..; it'!" trli:, Court deems
jtJst dnd cqtlit~ble.
COUNT V - Claim for Custody of the Minor Children
21. The averments of paragraphs through 20 are
incorporated by reference as if set forth nmre fully herein.
22. The Plaintiff and Defendant are the parents of two
minor children, Jenelle Taylor, born January 31, 1994; and Jaclyn
McKenzie, born June 26, 1996.
23. Neither child was born out of wedlock.
24. No outstanding order of custody currently exists.
25. The parents currently share physical custody of the
children.
26. The mother of the minor children is Jennifer L.
Stouffer and the father of the minor children is Joseph Anthony
Stouffer; and there are no other parties in interest in this
custody action.
27. Since their birth, the minor children have resided with
both mother and father at 380 Walton Street, Lemoyne,
Pennsylvania.
28. The Plaintiff/Mother asks for custody of the minor
children, Jenelle and Jaclyn, in the belief that she is the party
4
l)l",:t did,. 1(\ ,'d}" !r,t '!~l' 1l1:!I! -!" j,ll'1i i: I 'i, I'
',."',ll;IJ Jll' irl
the LH::;l intl'l'r'::il (I: Ill" t:lli Llll'!I.
29. To the bl~~.;t (d l'ldi:llj~:t
ktl ...' ',J'l" I:" "fll'! dCt. ion
tOl custody, support ,ll vi:_:iLltiuL !j,);; h.>,,:. :: 11.(i .",,:.:; r hi::; or any
other Court: at the 1,"-,rrl:TICJ1li"/(~dlth It'qdtdillq trl" mini!! ';Ii,ldn:n.
WHEREFORE, Plainti [f r'.";p.!ctt Lll : 'i ro:qLl"'" .'; t.hdt this
Honorable Court. ent.C'r ell1 "",ard of tc:::por.Jl/ ,'"study' n her until a
final hearing on tho matter is held and, lhereatt:(:'l, to enter a
final order for custody in ltF: flame of the PL~dnti ~'t.
ReS!J0ctflllly :;ubmitt~d,
rENSTERt1ACHEP, AND ASSOCIATES, P.C.
~?
ohn R. Fenstermacher
Supreme Court I. D. #29940
Mark K. Emery
Supreme Court 1.0. #72787
David A. Jones, II
Supreme Court 1.0. #82153
5115 East Trindle Road
Mechanicsburg, PA 17055
(717) 691-5400
Attorney for Plaintiff
DATED: NovemberJO, 1998
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IN TilE COURT OF C011MON PLEAS OF
CUMBEPLANlJ COUNTY, PENNSYLVANIA
JENNIFEI! L, STOUFFER,
Pluint:itf
NO. 98-6746 CIVIL TERM
V.
JOSEPH ANTHONY STOUFFER,
Defendant:
CIVIL ACTION - LAW
IN DIVORCE
AFFIDAVIT OF CONSENT
1. A Complaint in Divorce under Section 3301(c) of the Divorce
Code was filed on December 4, 1998.
2. The marriage of Plaintiff and Defendant is irretrievably
broken and ninety (90) days have elapsed from the date of
filing and service of the Complaint.
3. I consent to the entry of a final Decree in Divorce after
service of notice of intention to request entry of the decree.
I verify that the statements made in this Affidavit are true
and correct.
I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to
unsworn falsification to authorities.
Dated:J-lv-O r
ST
.
...1
JENNIFER L. STOUFFER,
Plaint if f
NO. 98-6716 CIVIL TERM
CIVIL ACTION - LAW
IN DIVORCE
IN '1'111,; ('(JIlin (lfo' ('or~MON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
V.
JOSEPH ANTHONY STOUFFER,
Defendant
WAIVER OF NOTICE OF INTENTION TO REOUEST
~~!~y OF A DIVORCE DECREE UNDER
SECT.LUN jjU.L (C) U1<' 'I'M,!!; lJ.J:VUl<C.!!; CODE
1. I consent to the entry of a final decree in divorce without
notice.
2. I understand that I may lose rights concerning al imony,
division of property, lawyer's fees or expenses if I do not \
.
claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce
decree is entered by the Court and that a copy of the decree
will be sent to me immediately after it is filed with the
Prothonotary.
I verify that the statements made in this Waiver are true and
correct.
I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to
unsworn falsification to authorities.
,
r
Dated,J-1 U. D \
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DIANE G, RADCLIFF
30148 TRINOLE ROAD
CAMPllILL. PA 17011
(717)737.()IOO
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IN TilE CUUI\'!' OF COMMON PLEAS OF
CUMHEIi r.,\NIJ COUNTY. I 'ENNSYLVAN I A
JENNIFER L. STOUFFER,
Plaintiff
V.
NO. 98-6746 CIVIL TERM
CIVIL ACTION - LAW
IN DIVORCE
JOSEPH ANTHONY STOUFFER,
Defendant
AFFIDAVIT OF CONSENT
1. A Complaint in Divorce under Section 3301 (c) of the Divorce
Code was filed on December 4, 1998.
2. The marriage of Plaintiff and Defendant is irretrievably
broken and ninety (90) days have elapsed from the date of
filing and service of the Complaint.
3, I consent to the entry of a final Decree in Divorce after
service of notice of intention to request entry of the decree.
I verify that the statements made in this Affidavit are true
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to
unsworn falsification to authorities.
Dated:~
Ci ~;tfeJ.~
IFER ST
IN THE COUET OF COWJ.ON PLl';,\~; 01'
CUMBEl<L,\ND COUNTY, I'ENNSYLVAN J ^
JENNIFEl< L. STOUFFER,
Plaintiff
NO. 98-674G CIVIL TEl<M
V.
JOSEPH ANTHONY STOUFFER,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
NOTICE OF
c
1. I consent to the entry of a final decree in divorce without
notice.
2. I understand that I may lose rights concerning alimony,
division of property, lawyer's fees or expenses if I do not
claim them before a divorce is granted.
3,
I understand that I ~,ill not be divorced until a divorce
decree is entered by the Court and that a copy of the decree
will be sent to me immediately after it is filed with the
Prothonotary.
I verify that the statements made in this Waiver are true and
correct.
I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to
unsworn falsification to authorities.
Dated:--.!.lllflol
DIANE G, RADCLIFF
3448 TRINDLE ROAD
CAMI'IIILL. PA 17011
(717) 737.0100
t;
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JOSS?:; .;N,HO~: S70UFFSR,
:Je:e:lda:::
INCOME AND EXPENSE STATEME~7 OF JOSEPH A. STOUFFE~
DATED: April 11, 2000
...
PART I.
INCOME
A. EMPLOYMENT INFORMATION:
E:-1PLOYE?.:
Reyno:ds :Q~s:~~=::::. Mana~e~e~:.
"--
A:lDP.ESS:
Harrisbur~, ?~ :~:::
POSITION:
?roje== :~crd~na::r
?AYROLL NUMBER:
:'70-6::-8';06
PAY PEP.IOD:
BI-iiEEKLY
B. EMPLOYMENT INCOME:
GROSS PAY PER PAY PERIOD
;~~~ir},{.;~' 4.~ .::'::,:~':::.:.?'i
1,121.35'
ITEMIZED DEDUCTIONS
'.;.;;~, r",.:.';\\",: "_,' "".:,:,:. :':'v.':~':Ah.."..,~..,:~..,.\.:
;""/' '," .,. H:, .-, '. "f";"'" li:!l,.t""""'~I."''''~:: "'~;'
"-";", ,.-,"- ',"",~;~,::,';:;7.:.-'~~:\'~:':
!'rCA (6.20.1
66.40
~}~Ji}SIf.~,:;;~'~;,:r~~
~~)';.~~~'* '-;,~::,&;.;;;<'(
.-;j f';.+7:..7t ;.-.".' ::-~w~~
)/;"......,> ",lc".,yi;.,
MEDICARE (1. 45%)
:5.53
FEDERAL T;.Jt:
123.43
;~';7~T~:W'~.
.,.."-:,-i.~_'"....,,,~..~
__,~'~o..,~, _''''~~'-' -,;;:c,r..
'F!1.~~~~';.,. r,/{..(:
. ~"'.''''~'--,,"I' ,.~....),
:i:i,~~:"''f;;:.;r..''f;li,:
~r!};\"""ei:~~~~5f.a..~
,.lj.(;"~;\,':"'''''-':''~'\'I''' r.
jhrP~~t:1(;..'""'l , ~
.' ..".;f,';?....,<(.;;./. _ ~...~..~
-,,:"~r::'.~::;'..~)~";;:
~:, >1i'~~ l~~f~ ::;";, ~MI;';:~,
STATE TAX (2.8 %)
::!9.9S
LOCAL TAX (1%)
11.2C
MANDATORY RETIREMENT
VOLUNTARY RETIREMENT
uc/sur
; ~,:'~J,.;~.::"'~ "'\"ftl'1.i.1,'.
, .:;r""'!,:,".;-~,';l.]tg;:.I;.
. ,,,',':..:',:;\:r>~:.'.:;}c~:"'':;;:'
MEDICAL INSUPJlliCE
27.00
;:-,;r~L;~,t~~?;;J~5
,i".';.V:'!!;}::-:--_f~ii-:rr.t
MISCELLANEOUS INSURANCE L:fe :~s~=a~:e
:'.38
;'?Y~.i:""r1,,:t~. .
.~.'" l-f..r',Oo!";-. .....;J
,,-~.. '",,", ,'.' ..,j
'J..f;:'-!.J.~'" ;1~~"'r#it.
:...~'!t' ,'-"..f,.
r.v.flt~J1'
~~~~}J,lh:" .
MISCSLLANEOUS DEDUCTIONS.S?SCI!'Y
child support is $323.50 per pay
TOTAL DEDUCTIONS
274.89
(274.89)
NET PAY PER PAY PERIOD
$1,834.08
846.50
NET PAY PER MONTH
" 1 -
".
a. OTHER II/COlIEr
DI:JCR:PT:ON I MON'l'HLY YEARLY
:::-:I::~E~7
:::'/;:1:::::8 I
flr:::S:0tn I
Amr..::-::r:S
SO::A:' SC:::;R:7Y I
REIl':S I
RO"lk~,::';ES I
E);REIISE ACC'O:.n::-
O:r:-S
~1:EMP!.OYME:-I':' :Of-lPE::Sh:-lO:; I
WORI:!o'.AlI' S COMPENS;,::-:ON
:IICOME -'V REFUNDS
.~.
SUPPORT OR .r.:.:MOIl, I
COMM!SS:ONS
TIRS
OTHER (SPECFY)
TOTAL OTHER INCOIIE $0.00 $0,00
PART !I.
EXPENSES
DESCRIPT!ON
MON'l'HL Y AMOtlNT
r. "~"~';';,;,,':1;'.1At~.' ,.~. 'g,,~. ,~~l@.h.'; '!Jf.;,i
. _,::":'~::'~':Y~:'J~~~F.rf.io, r"~~~~~!1~\~~~~;5
',HOME' ExPENSES: C.'
'. . .
<.,,z.:..-.
" '
RENT
FIRST MORTGAGE
325.00
SECOND MORTGAGE OR HOME EQU:TY LOAN
MAINTENANCE ~m REPAIRS
ELECTRIC
GAS
OIL
TELEPHONE
25.00
WATER
- :/ -
-
-
:J1t:JCX:PT:ON I HOII'l'HLY AKOml'l'
Z1:f.'CP I
":f<:;";H I
C':"HEP t:'':'';:.:~.t:: ;?E:': F';' I
EMPLOmi:N'r
pun:..:c iRAW~:<P;;~':'; :r: I
:..~mC'Ht:" : oe ,3 J
C':'HER EMP:..:Yr~E::: E.':?E::SE: ':?E::F'"!
TAXBS. '"
REA:" ES':'ATE ':"A.'\ES ,
Pi:RSONAL PROPER':',' ...~ ..--
.~.:;,.~
IIICOME ,:,-.xES N::l':' K::-HHE:": I
Pi:R CAPI7A/O::::?A':':O:: :"^x;:s 36.6~
.. " .' , -
INSuiwlcp: ::- ,! ' .
0.. .. "
HOMEOWNERS :NS~JP.A1:CE
AL'TOMOB:LE :!IStJ?.AI1CE -is.ao
L--- !NSURANCE I
ACCIDENT !t:SU?ANCE
HEAL':'H :l1Sm:.AI1CE (DE:JUC7E:J F?OH ~r.~ , 's :OJR
Di:PElIDAN7SJ
DENTAL INSUP..ANCE (Ds:m:':'ED F?:N ?o.,) IS :OOR
DEPElIDANTS J
. AU'tOMOBJ:LEO lWoENSES ::. . " , ,. "
"; - "
. , " , "
PAYMi:NTS .64.80
FUEL 80.00
MA!NTEN~.l1CE A.iW ?EP.r..:R 25.00
LICENSE AND REG!STP~.'!ION
, " " ..
MEDICAL EXPENSES NOT REIMBURSED BY INSURANCE: ,
, ,
DOCTOR
OPTICAL
DENTAL
ORTHODONTIC
HOSPITAL
MEDICINE .0.00
- 3 -
DESCRIPTIO!I MONTHLY AMOUN'l'
SPECIAL flEE:JS I':'HEPJ,P\' E-- :0 00
EDUCATIONAL EXPli:NSES: '.'
, . .
?R:::VhTE SC;100L
PAROCHI;'L SCHOO:'
COLLEGE/VOCA::OUA:"
RELIGIOUS TRAINING lEDUC;'':' I::lll
BOOKS / FEES M:J SUPPL:ES
OTHER EDUCATIONAL EXPENSES
". ""',..' .,"'-..': ~I,':~:'::~ ~.;~(..', - ..'J0:-~ .. '. ,
PElisONA1;;;<ExPENSES ,. .' .. ,.:d;' '.....~.~ll .' "
,-, "'I....";.. , . .....-,.. . ~- .; :",:.- "':'.~" :. '~~'-" .:::.~: ., 'f, "
. , ,j'"'" .
C!..OTHING 75 .00
FOOD 250. 00
BARBER AND HAIR DRESSER 20. 00
CREDIT CARDS 350. 00
MEMBERSHIPS
OTHER PERSONAL EXPENSES!SPEC:FY
"":",,,-';"'.~~'"'.\,,\t'>'''';'f':''''!{;!:W'. :._~ifci~::'~:~;~fr~~ . -<,;.:.'r- - .';:,;1,. ~'f1:'~!lJ€~?{10~~b ~',~~~j'~~{~;~1 :~~&;:gr,
o'":LOANSr . ' il ~~l";;\~':'J"::/~;:;"\;":;;'\;7J.!o"'':' "~';:'.~ :
.' ,:~.~,<I#" .J-~' ....,.,.....~.,. '", _.1' ,.
1 None
.....,...,.--..,.....,...~','....'.r-"..'._ ,.' ""_ 'iF. ... ~;tf~i~;;/:.~:;~f~F::~~~ :-; ,) "l~"'!'~~'?,' ',....'i~. '$,\..
~MiScEI;ii1mousr. '.. ENSES~-:~'" :':1:,. .:.j...;; ';~..: 'j.. ...C?:?: ."'~\oI..~.~j.~,....... 71 1'1I:'}o'
.,.....'"'.,.. ...:I.".'...:.....'"(.".,.~. .. ,.':'';:Jr::':c.~~'~..'"..::..~.-:..~,'. :"'~:"..~7.: .!,..",,;;-::~.::~ ~'l~.~;,;o!"':~
HOUSEHOLD HELP
CHILD CARE
NEWSPAPERS/MAGAZINES/BOOKS 10.00
ENTERTAINMENT 50.00
PAY TV 30.00
VACATIONS 100.00
GIFTS 50.00
LEGAL FEES 200.00
CHARITABLE CONTRIBUTIONS
OTHER CHILD SUPPORT
OTHER SPOUSAL SUPPORT/ALIMONY
TOTAL EXPENSES '$2,074'.80
- 4 -
JII'<.,
~
PART III. PROPERTY OWNED
PROPERTY OWNED
OWNERSHIP
7YPE:
~ESCE':P::~!:
10.' to:-
'I"'I...,>J_
w
CHE:~::llC
r>1Ef-lDEP , S
, .~
ro......u...'"
w;"....h..l""
":';;:E5
;.:
NEMBEP'S
~ ~7"
CRE:J:':' tmIon
'/AF.:ES
;.:
S':'OC':5/ BOIIDS
REAL ESTA':'E
fI.Al.DEf-Wl ;... VE
13,000.00
x
OTHER
BEACH PROPER':'''
6.700.00
r:INsp7W1cz::
PART IV. INSURANCE
.1>", 'I'.
.. '.
C
, :';!:'}~';,'.:
1'....L:.~ -,
~ ." ;', ,.
.~' .
. ',\ '.,'
COVERAGE','.
TYPE
COMPANY
" ~,
H
w
HOSPITAL
Health Assurance
Coordinated Care ?PO
I G:-oup: :O~01000C:
:D, :70-6:-8406_0:
I C;l:"OUP, :020:0000:
:D, :70-6:-8406_0:
I
I
I ::;l:"OUP, 0000BO:4
I
x
x
x
MEDICAL
Health Assu=ance
Coordinated Ca=e ??o
x
x
HEALTII ACCIDENT
DISAB!LITY
INCOME
DENTAL
Protective L.i=e
Insu=ance Company
x
VISION
OTHER-SPEC!FY
PRESR!PTIONS
Health Assurance
EXPRESS SCRIPTS
Group: 1020100001
:D: 170-62-8406-01
X
x
*H=Husbandi W=Wifei J=Jointi C=Ch:ld
THE FOLLOW!NG !S THE BREAK DOWN !N COST FOP. INSURANCE
DESCRIPTION
HUSBAND AMOUN':'
TOTAL AMOUNT
DEPENDANT AMOUNT
HEALTH/PRESCRIPTION
27.00
\ ;
- 5 -
"',.,
. -
PART V.
[Xl
SUPPLEMENTAL INCOME STATEMENT
CHECK HERE IF NOT APPLICABLE
(al 7!':;,s f~rm .:.s ':~ be :.:.::ed out ::'y a ;:H!~:rS:li.:
,:'l Who operate!> ,1 DUG.:.ness ::r p=a:':::e~ il i':,,:-:oenn::Jr., or
r::J Who lS a membe: of a par::1ers::.:.p c:- :0':':1: ven':1,;,l'e, or
(3) Who ~s a shareholder .:.:. and ':'5 sa:ar.:.ed by a ~:osed
corpo=a~;,on or s.:.m.:.:a: e:.t;,,:y.
(bl Attach:~ th.ls statement a =opy 0: :he :::llow:ng documents relating :0
the par:nersh:p, jOlnt vent~:-e, ~us:ness. professior., corporation:lr
slmilar entity (che~k block to ::.~.:.=ate the document :s a::ached!
(l) The most recent Federal :n=o~e 7ax ~eturn.
(2) The mos~ recenc Profit anc :~ss S:a:emen:.
attached
ac:ached
(c) Name 0: Business:
Business Add=ess:
Business Telephone:
(d) Nature of Business (check or.e)
[ ] l. Sole P:roprie,:ors::.i?
2. ?ar~ne::rshi?
3. Joint Ven:u::re
, . P::rofessional
5. Corporation
6. Other
(e) Name of ac=o~ntant. con::rcller 0=
othe:r person in charge of- :::1anc:.al
=ecords:
(f) Business Income:
:1. Annual income from bus:':less:
2. How often is income received:
3. Gross income per pay pe=io~
4. Net i:1come per pay period
5. Specify deductions, if any:
- 6 -
v-e:-::v '::1a:
:::.e
:ac:s
-~.
'>-.
~ _ yo......
:~e
:::~e?,c:':1?,
:~c:>m-= a::::
Ex~e~ses
::cr:n,
::1::'.;.~::.:.n3 a__
~::::l::::m-e:::s
.......~......:....""
-"_" _ 'W"" I
a~~
:~'J~
a:1d
c:J~r~c':
':~ :he b':2st
-"
my i-:~'Jv::',=dS'::,
:~::~~a::=:: a~= ~E::~:.
unde~s:and t~a: :a.;.se s:a:eme~:s ~e~~::: a~~ mace subje=t to the
penal:~es 0: :5 ?a. C.S. 490~ ~=~a::~g :~ ~:1SWO~~ :~ls:::ca:.:o~ =0
, ,.
autnor1.:..:.es.
DATE :4-II~ Db
~bffj~tr
,
Page 10 of 10
MHR'-:;:oI-OH ""!l.14";' r-M JO'I:'."Hll~Il';o
.. &/,- ~n '\~O ~
P. I ~
NJIlOl.D. e:OII'T!\UC'l'IOIl IWWlElClllT. IIle:.
)JOO 1I0ftTll T1111lD ITRU'I'
JWlIUSlt11tO, PIHHI;VI,VA.N:A 1-':':'0
,
OIUCT
OIPOII'I'
INFOIlMA'I'IOM
OUOI%'I' DATI:,
"H-2000
'AT
to 'I'IIll
O~&Il OF
JO..ph A 'touftar
)81' Ce4ar Avenue
C&mp Kill. PA 1'011
lilT ,AY
"',S4
OIftlCT DEPOSIT NOTIFICATION
Direc: cep
21818l492U4
4n,,,
'ay Period Ql'o,. .ar '1'.... Deduotlor\a II." Pay
3'05-~OOO 1.121.38 246.50 )15.34 499.54
3-19'2000
Thl1 Y..r to Thu 1'..~ to 'l'hh t..a:' to
'"y hl:J.od Date Ta.es Period Cat. C1.duct1on. ..l:1od ~.~.
Reaular 1.I~O.OO 6,7~O.OO Fed WH 123.4J 740.58 Dom Relat10na 323.50 1,941.00
1 In. 1.38 8.28 Medieare 15.53 9J .1' Health In, 27,00 U2.00
Sce See 66.39 398.38 Lite Ins 1.31 '.2'
State ~9. 9S 1". '0 VolOed-PreTax 23,46 140.76
~Qcal 11.~0 67.20
OPT 10.00
',;
,
-~- "---'- -
-....- ',,- ,.- .'.__.,~-.
J," ~
MAR-::4-00 03:.16 PM P~'tfOLDS
-
.. i;:n~~o~
P.ll
RlTNOLDS CONSTRUCTION NAN~~NT, INC.
1300 NORTH THIRD 8TRI;:HT
,r~R%8.URO. P2NNSY~VAHrA l'llO
Dllt.lCT
DEPOIIT
INro..w.TIOII
DEPOSIT DAn:
)-10-;000
'AY
TO'l'lll
OMIR OF
Je'.ph A ateu!!.:
381~ cedar Avenue
CAmp JIlII, 'A POll
llJ:T 'AY
4"."
DIRZCT DI'OSIT NOTIFICATION
Direct Oep ~18183.'~'.4
4". ~)
.4_ _.. ._
Pay l'.r1oc1 Qro.. Pay Tax.. Deduction. !lee .ey
2'H'2000 1,1~1.J8 246.51 375,)4 499.53
)'05-2000
1'hh t..zo to 'l'hh T.ar to Thh 1"..1' to
.ay h1'1cd Oat. Tax.. Pe1'1od. Cat. D.duc~ion8 ....10<1 Date
Ilar 1,120.00 5,600.00 Fed WH 123.43 611.15 Porn Relation. 323.50 1.617.50
1.1.&..1:8 In. 1.38 5.510 Medicare 15.53 7'.6t Health Inti 27.00 135.00
Soc See 66.40 331.99 Lite Ina 1.36 6.90
Seilte 29.515 149.75 Voloed-PreTax 23.46 111.30
Local ll.20 56,00
OPT 10.00
..-
REYNOLDS CONSTRUCTION KANAOL r, tNC,
))00 NOR~H TH:RD S~R~~
HAJlR.:SDt.."RG. PENN.:i1LVNltA. 1 ~ 1 ~,)
DIRECT
DnOS IT
INFOIlMATION
DEPOSIT CATE;
2-:25..2000
PAt
TO THZ
ORDEII OF
Joseph A Stout~~r
)d12 Cedar Av~nu~
c.:unp Hil~. PA 110~:'
NET PAY
499.5.
DIRECT DEPOSIT NOTIFICATION
Direct Dep
2181834926""
499.54
Pay P.ri.od Gross Pay Taxes Oeductions Net Pay
~'07-~000 1,1~1.38 :46.50 375. J4 499.54
~'~O'~OOO
'I'hi.s Tear to This Year to Thb Year to
Pay HOURS Period Date Taxes Period Date Deductions Peri.od Data
Regular 80.00 1,1~0.00 4,480.00 Fed WI! 123.43 493.72 Dom Relations 323.50 1,294.00
T. -., Ins l. 38 5.52 Medicare 15.52 62.11 Health Ins 27.00 108.00
Soe See 66.40 265.59 Life Ins 1.38 5..52
State 29.95 119.80 VoIDed-PreTax 23.46 93.8'
Local 11.20 44.80
OPT 10.00
Direct Deposit
-
REYNOLDS CONSTllUCll0N MANAOEMENT, INC.
HARRISBURG, P!HNSYLYANIA 17110
1-B to
2-06-00
PlY PtrtOd
1.1~O.ao
Regular Gross Wage.
~
Deductfon. This P,rtOd
FWH 123.43
DDep2 499,53
Medic
DomRel
D.ductlons ThIS Period
15.53 SOC 66.40
32J.50 In3. :7.00
Stace
LIFE::l
+
This .ectlon show s
Taxable Fringe
Benents
DeductIons This Period
29.95 ~ocal 11.20
l,380thln3 23.46
TOUI Pay
1121.38
TOWI
D.ductlon,
621.85
Employ.. InformaUon
Joeeph A Stouffer
170-62-8406 JAS
Vu,.TOoO.la TOClI.
GROSS
FWH
3364.UFICA
370.29SWH
24S.78LOCAL
89,85NET
33.60
.00
NltP.y
.00
~YNOlDS
REYNOLDS CONSTRUCTION MANAGEMENT, INC.
3300 NORTH THIRD STREET
HARRISBURG. PENNSYLVANIA 17110
PAYROLL
DtRECT DEPOStT
INFOR."lA TION
DDep2
218183492644
499.53
Oat. 2/11/00
Amount
499.53
499.53
.00
AY
TO THE
ORDER
OF
Joseph A Stouffer
3812 Cedar Avenue
Camp Hill, PA 17011
Dirp-~r.: np-nnR; r. !=;t':llh I I
DIRECT DEPOSIT NOTIFiCA rlON
D1rect Depodt
-
RIYNOLDS CONSTRUCTlON MANAOEMENT, INC.
HARRISBURO, PENNSYl.VANIA 17110
2-27 to
1-09-00
PlY Perfod
1l~0.00
OVIRTlME PAY
This section repre..nt.
Regula, Groll Wages
~
Dedur;donl This PeriOd
FWH 123,43 Medic
OPT 10.00 DDep2
OehIn. 23,46
DeduC'donl Thl, Period
15.53 SOC 66,40
489.53 DomRel 323.50
State
+
This section show.
Taxable Fringe
Benent.
Deductfons This PtriOd
29,95 Local 11.20
27.00 LIFE IN 1. 38
Total Pay
1121.3
:013.
Total
DICfUctfon,
631.8
Bmptoyeolntonnodon
Joseph A Stouffer
170-62-8406 JAS
GROSS
FWlI
v..,.rO-Oate Totals
1121,38FICA 81. 93 LOCAL
123.43SWH 29.95NET
11.20
.00
NI' Pay
.0'
ilJ,VNOLDS
REVNOLDS CONSTRUCTION MANAGEMENT, INC.
JJOO NORTH THIRD STREET
HARRISBURG. PENNSYLVANIA 17110
PAYROLL
DIRECT DEPOSIT
INFORMATION
DDep2
218183492644
489.53
Date
1/14/00
Amount
489.53
489.53
.00
AY
TO THE
ORDER
OF
Joseph A Stouffer
3812 Cedar Avenue
Camp Hill, PA 17011
n; "'Ar"t- n""pncd t" C:t-1Il"l I I
DIRECT DEPOSIT NOTIFICATION
~
~
.~
DEFENDANT'S EXHIBIT 4
DEFENDANT'S EXHIBIT 5
fit I A A SAL ,",H. .p".n
~",",,'MlOWrHR?- _ ~lYS(Atf"'-f.~ SIIl.(JE 1.~ t.~~
~...LQ!~~;:.. 'pr t!.El! rAR.~!!I'Q_~~_____,_____.__, _~_&U!\S()(__.,___>_...__
,~!!!!lLNt...1!I1!'!.IC4l..!14__~-,-~I.~.9.~!!.r;:.l;.l ,.,0 _--"11_. ~a) Rl h..,. "OO"'-~~'JJY..'"
a..-1'OUff(A.l~...A/Jo..p;.A ~.9!-~~A"'E.. _ ,...~~r-_.Gl~_=O_'_~__LJv_~
,~~ l;!,",- 111..'!!2!..J____!'_.,.,.'J.._..0.~_____Q~1!.M>'I'!!!'!L_!!'?~L____.,......
!~_.h~~!.~~_~~.!.Pltl~'!!-__________.___._~~~~ ')A. Ie ~1~_~9.~J'}._,__,_
~.,:!-",.'HJA ~u,~ ~'''J,~!#..A__".~,_"_ .__c.~''!'!~!~~''''~'''~_!..~12~ WI. ____~ .___ _
1~~~~~'~~~l~H!Y"(.R_- ~- -- ..::;; ~~~C~3z:,~~~~~~~zr~;:O~~211W1 -.--." w.___.._. '.~
1... ~ s..t...1I-. Jq,.a) ~"''''Hl'", [1IfI'1.'amltr'hOUII"" ,.,....".tan..,..% Llndu..ch.".'
W.... 0....".. 2SU", lMd..,S.. o:c"""I:, :::if ~:.f OMf,,,,, ~ ~hue......, []l....
c......,... ~ Sl.~ Slooo fj,lo.... ._.~fllow _Q ,..t,.,.." ~ 011I,.....
......."., ........ St,th t..rt......, I 11.,..", .__..!~_'~----.?2~ l,U~, ~ 10 _.________
O....~..., ~... ~tIIWq 0...,,,., Ci'l \'....106'..') ---.!'!'TN-- ~aaI _0"4. ___.___.."~ _.0._.
~~l!l!'lt~_ J~J""!!'_ .!!~ _~"!...ImJ" ._Q!.'!!t"'!!'~_ __~__ 1!>___ Y!<CNLL t~ ___.___0_
h.,. "'eI '"'fh. ,.tl.1 eo"',o.1110" of 11'" n.lghbo'''ood.,. "ol.pp,.I..II,(IIII,
'-'.11........ ..,,,,,,...,., tllll.d....llt. ~QgL PARK IS A MAJIUFA,C1UREO UOME COMMUNI1'Y ON lHE outSKIRTS or ClCEAt4
YIEW NiUlfS U~~!..IS INFlUENCED 8l' THE HEARDl' A!LAtnlc OC~"" RESORl OF OETHAJ"" DEACH
f.ti..lul.ff,d''-I _k,l...., .1111' ,.,,'11... ..Ih. lI.tghbol'hoodl"OI"",, 10 ......,~ 'lId 1I'M1ll1t.. .~,_III.I,bUf, 'pp"'I. _..I."t I
mE Uo\R~~tICH INClU('ES A IDMILE RADIUS rROM BElHAliY' BEACt, IS INFlY-ENCED 8Y THE SUMMER, SEASONAl
.. M-"!!.!~'UOO Of THAT ...1LA,mc OCEA" flEACH RESORl "fERE 1$ A MIX or "RIMARY AND SECOND tiOMES. ruE HOMES
RAfmr IN IHYlllROM OlD SMALL VACATtON COTTAGES TO flEW l!-RGE COtUEUPORARYWA1ERFRONT PRIMARY' HOJJES TtlE
tJY.~-!CC''t; SUHUt\l1stOt' CUt'SISTS MAlNlv or UEW TO ;1OVEAR 0U!,J400 SQUAI1E rOOT MANurAClUREOUOMES
U"~II tOfl4'_, ..Ih. -..!btltt ".,hbOfhood (lIIdud",; .uppolt IOf Ih. .bow. tOlltlUlioll, III.l.er 10 lilt If'nd 01 rwOJ>lll, wlllln d.nl'llhuP~r,.1Id lfIIflI.hll; llfll
...uth.."I..IICO"f."".JlfoJl.I1I1.,Ol'UI.,lllh.II.'ghborllOlldd..tllplttlIIOllh'PIIUI.IIC.oIUI..'lIdfln.llcillgcolluniolll"lt)
~ARKtT APPEARS STABLE AS INOI~ATEO Bv nlE SUSSEX COUNT)' ASSOCIAJlON or REAL TORS MLS WHICH INDICATES,."
AVERAOE SElllNO PRICE BEING OS.'" OF THE LISTING PRICE sPRttIQ IS THE BUvlflQ SEASON WIT II DAvs ON MARKET BHOW6
UOtllHS r"'Af~CING IS AVAllA8LE FOR SECOrlD HOMES WITH JO vEAR FIXED RATES RAI4GING FROM 7.5-85% Wlltt 0-3 pOlms
SIMIlAR J'ROPERTliS ARE LISTED FROM S~50000
. ProJ.ttlnlo,,,,.Uo" fo, PUO.{lf .pplltlbl.).. 1,111. du.I'plflb\l'd" III tOlllla/of lh. Horn. OWII"" Anocl.ltfln (IiCAll U YES W NO
"",,olrrel,lorll..lPII... oIUllilllIIltl.llIbj.ei prOI.ei 4t6 ApprlUnw!.lol.ll1lU1I'bIt olunh lor ..I. WI Ih. .ubJ.d fli'OJ.d
Dller" ~ ".""11I. ,"d lIerlllioll.r I.d,", ROADS AND OPEtf AREAS
o.r.f\IIIIIIl 73X 137 x 111 X IJ9 lOf>O\l'.phf FLAT/AVERAGE
5..... 12'696 SF .,. CorIItflol txJ hi U No S~. .29 AC/AVERAGE
Spettle 10fWllt d""IC,llOfI "Rd dUCllplioll GR. RESIDENTIAL S~pI RECTANGUlAR/AVG
10lWl9~ (lJllgaf l.~(~hndUMI-OlI~" UNoIOl'l~ 0.'''.;, ADEaUATE
~sl&b..tUM..irr'lIfO'f1d x P1,"",u..-Fl"~t>elu"/u '1'11 V.." NEIGHBORHOOOJAVa
UUltu.. Putk OIh" Ot1.III.lmp,onm.ntl TJPf PublIC P,,,.I. I..tncbcapr,g AVERAGE
[ltdraJ X Str..t TAR & CHIP ~ [hllI1VlY Sl1I'1.CI STONE/AVERAGE
Gn LP TANK Cu,bI~llll flONE ,I,pplf.IIl'II'~1I11 STANOARDUTILlT)'
Will' Well Sll,waIli: flONE fEMAS~rJoodlwlfdN" U l'1I lKJ No
5111'''''_ SEPTIC SIrllllighll TYPICAL FEM.A.ZOII. C M.pO.l.61t6/95
5111I"1...... tWNE I-J. NONE I FEI.tA.M."No lOOO5C0515F
COlllllllnll('PPII.III.dll.ft. ....""nh. .lIuOIchtnlllh. .p,ciaIISIIUlnlnh,lhd. ""I, lI'g.1 or I.gal fIOneOlllormrng IOllillg, lolli, .Ie.) NO ADVERSE
EFFECT FROM BEING ON A SEPTIC WELL OR PRIVATE ROAD IT IS COMMON FOR THE AREA: HOA FEES/$75/YR.1 COVER COMMON
AREA MAINTENANCE. FlOOD INFORMATION IS ElElIEVED ACCURATE BUT NOT GUARANTEED
CEtlt:RA.l DESCRIPTION EXTERIOR OESCRIPlION FOUtlC,I,llON BASEMEm
tlo oHIft" 1 foundation PIERS 51.11 NO Nfl Sq FI N/A
No olSllIIi.. 1 Ert"iaW.b FRAME Cn....tSpD 'YES ',HniGhld NIA
l,p.{o.ll,l,l:I) DETACHED Roc15uri.CI METAL B.ltlnlnl NO C,lng N/A
0.'911 (SI)1.) RANCH Gultlf'&C1wn,pt, NONE SuI!ll~NO WI" NlA
E.illl'Ig!Pr09OlId EXISTING WJldollllTJP' METAL O'l!lln'lt WAS UNABLE nOOl NIA
A.;.(l'n) UNKUOWN SlomYSa..ns yES 5.mtlntlll TO GAIN lNIsi:MEnIfv filA
ElIldill.""" Vn' 25 ManuladulldHouIl 'YES Inf"t.,ion ACCESS
ROOMS FOIIII LiII Owl., Kiehn OIn r.m! Rrn RIC. Rm B.dlocrm 'Balhs
.......
ll1t11
. ltlltl2
1P15WlION
RooI ~
C.lng~
Walt CONC
FIolII .2.Q!!L
tlo",
.....
l"
01..
N'oS
"
o
703
COMBO
,
Finilhld..".bDVI d.conlainl
INTERIOR M.I"qlll'Cond~lOn
Flocxs INW CARPET/AVG
. Walls PANELLED/AVG
1rilrifin"h WOOD/AVG
B,'h flOC! VlNVUAVERAGE
B.lh Vi.inscol FIBERBOARD/AVG
00011 HOLLOW COREIAVe
5 Roofltl. 2 Btdrooll 1 Bathl1 703 S ,"f"loIGrouLwin Nil
HEAliNG KITCIIEtlEOlJ1P. ATTIC AMEtllTlES CAASlORAGE:
Typ. FWAlBB R.fligllalor X lion. Fr.p1ac:e(IJ' _ NOllt 0
Full G~~ Rang,IO",," SI.u Palio O'fPg.
Cmd'OnAVG Otspolll o.opSlu Deck BXI1.5 X At1adltd _
COOLING OlItllWllh" Salmi PClfdl SCREENED C.lldI.d
C'"1111 YES F.Mlood FIoof F.1lCI Bult-tn
Olhlr NONE M.aOYm' H,.I.d POfII c.lpOfl
CondliJnA AVG Wuh,,~.. finilh.d 01'1'1I'''''_ 2
Add.ionaIlulurn(lptcial.lllrgy .ffie.."1 iI.lnS, .tc) FAMILY ROOM HAS T.l11INTERIOR WAllS AND UNFINISHED FLOOR COVERINGS.
o
. 01 a,.
Condition ot Ih. improumlnts, d'p'tcialion (phYlical, funtliollal. .nd ..llInp!/. upar. n..d.d, qualily 01 ,,"sltudion "modtring/.dditionl, .Ie. NO ADVERSE
EFFECT FROM BEING OF MANUFACTURED HOME. IT HAS SIMILAR DESIRABILITy TO STrCK CONSTRUCTION IN THIS MARKET. HOME IS
IN AVERAGE CONDITION WITH NORMAL WEAR AND TEAR
1,_w.c1...1O..1
Adlle/II .nvronmlnl.1 conditiOll1 (sueh u, but ntlllimil8d 10, haurdous Willi.., lo.ic .uhlnc." .It.) p,...nlln Ih.lmproum,nh, on th. .it., or In Ih.
imm,di.le riclllllJ ollh. subj.cl prop.rly: NO AOVERSE ENVIRONMENTAL CONDITIONS WERE NOTED DURING THE INSPECTION OR ARE
KNOWN TO THE APPRAISER THAT WOULO HAVE A NEGATIVE IMPACT ON THE SUBJECT'S MARKETABILITY.
PAGE IOF2
1I......_.._....A(l~~._.__ltll7l
,...."...,...!CIf)l ~I:I
CO"'Pllll Af'f'HI.I:.A4 IUMUM' Mlf'Ofot.
V" ,,,,. "..".. UNIFORM RESIDENTIAL APPRAISAL REPORT ,.. N' ,-
tSTUlATtDSlTt VAltlf ...."'".. , s ~ J',KO t.-",lIlt.. Cut A" . 't"tflll, ...,." ,I UII ..""'.1.
UTWoATtDRlrAOOUChOHC'O'J1H1' .~liI(N1' ... ,.. ............ .... .., "I "Vb. ,A.d '...HA. ,...
~ 70''''. D'~.~J!l "____31.&3' .,,""*..1...._..1.........'11."...,.'1
SAI'I O'__'!J . ~.____-----9 tQ~! l','.IM.AJ~t~~_l!!l!.f!!.~~!!!!!'~~J!.!I_-..,..-"-
sen PORett OEtK . ..______1..~ ..."....~t~1.~JI~~.!_Rt.llQ.{!ll~Q}!Jt.-A.!~_~L-
~ _ 50Il fl 01_______ . _________ tO~...t~~.t){~,.,Qf_v,,'~~IQ!'_'I.!'~~_~~l~~~!fJHtt~(L
. '....hlrNIHc..o.t.... -, ,,311-O&l~ ~.ut,tr!~l_fV{~O.V\...LMl!.LfQ{J___.___.._._
lu' 4S rlty't...lfVlld"""~FJt...U f;;;-..;;:;.el~.l"]o -,~ .-.. .._.....-._-_.__...._--"_."-~~,.._-
. OIptQllllrl 55"" 0 0 __ . '_._J..!).~? _..- -..-.--...-.-....-- -. ..-.-------.......----
DtprKllltdV..... 01 ""'01""" ., ____..._1.!,3M ._.'_._. .-----..-- ".~ --.--------.-.--.-----
'"..'.....01 s.. l"""",,"h SeWERM'MERI[)OIVE' I . tun
IHD1CAlfD YALU! BY coal A"PROACt! . . -- --ij.iii1 ---. .-.-~..- ~ -------------- --..---
liEU SUll1lct r.OtH'lIlt-!l[_!~ I ..___..... .~m C~~.AJt"'tl.'~J.1_.._ __ Cm,lPAR~lrIlO 1.----
8 WILLOW STREEt 1"CEO.AJI "'lR:fE' 11 UI"'OIA Inuu f fl OAK SIREEl {xl
"-nl OC~~EW DE OCEAJLVlE~J P~J~YI!.~-,-O:~._.__._ f)Cf.ANVlEW pE
PfOlml1MSubltd H" MILE DOum 11!.~1~~ WESt "" MILE SOUIH
S...."u HlA 1-3.!...GOO _ . '90c0 I 420CX)
PmQoIILtrh.. I 000 In I ~038 0 1~41 ~ __ I ~51"
n.!.1/IdIor M~169OOMSU~'-- ML;'m1"M5~-- MLSi'iiG28iMSUAl --
........011 Source. INSPECtED ASSESSMEtlT ASSESSfotENl ASSESSMENT
YAUI:~ [)(SCRlPlIOH DESCRlP110!!.--!~~ prSC!!"l~ ;:.~.~!I~ DUCRlPlIOH
S..IO.rlMl'Ol9 N'^ tlONE KNOWN - r'Mt rURUISHEO: .t,(XXl rURNISHEO
CoIIc.It.1OM N/A CONVIOOM.ro CONVIOOM.S, comft>OM.644
o,l.oIS...1T~ NlA 101'/99 - 12J....w-- -- ,- 1Of14199
loc.al"n SHAUYOELL PARI SHADY DELL PAR" S~IA()'t' OELl rAR" SHADY DnL PARI'
~.. FEE FEE ~-EE FEE:
Sh 12696SF.', 112]5SF./. ,,5505(./.: 1050D5F./.:
v_ NEIGttBOR/AVG NEIGHBOR/AVG tlEIGHBOR/AVG NEIGHBOR/AVG
o;;:;;;.,,;&.;.... RANCH/AVG RANCH/AVO RANCH/AVO RA1lCHlAYG
()JaIydCcn*.d~ MANUFACTfAVO MANUFACT/AVO MANUFA~lIAVO : MANUFACTIAVG :
Aot 25E YEARS ~E VEARS 13E "1'EARS -5000 20E YEARS
CoMb)n AVERAGE AVERAGE AIlERAOe AVERAGE:
Abov.c".d. 1........ _ '....M... .... : ...'-' - -'-' - :
RoomCouIll 1 5: 2: 1.00 5: 2: 150' .1.500 5: t 200: -3.000": 2: 100'
Ciros.L,..~lIN" 703SIIn 612s..n 500 91Z~'fl; .2500 784!..f1:
. ~ &F'"NMd CRAWU CRAWU CRAWU CRAWU
ROOII'II Below Gild. AVERAGE AVERAGE AVERAGE AVERAGE
FundlMll tnU AVERAGE AVERAGE: AVERAGE: AVERAGE
H..! od FWIVBB/CAC r-WA/lNINQOW: 2500 HPICAC : FWANIINDOW :
.1~EfrilnllltrnJ TYPICAL TYPICAL TYPICAL TYPICAL
G';''',IC. ON SitE ON SITE : ON SITE ON SITE
POfth,P.lio,o.u, OECK NO DECK 500 SUPER DECK -1.000 NO DECK
F..n1~~_.\.It. NONE NONE WOODSTOVE.1 000 NONE
FIlICe Pool .Ie: SCR PORCtl SCR PORCIl: NO SCR PORCH 2500 ENCL PORCH :
FOUNDATION SKIRTING SKIRTING: SKIRtiNG: SKIRTING
NltAd,lol.nxl.1 'I 2000 t'rxT.'1 11.000. xl. 'S
AdpJIItcI 5-. Pra Gto:u: 13% Qou' 33" Gml: 21%
otr........"'abl. N,t. 5% 1 "1900 N.I:.22% S 38000 Nt!: .7% S 390CX)
Commlnb on 5.1.. Comp.rison (indudlnglh. .ubJ.e1 flfoP,rt,', tOl\1lalibld, 10 Ihl n''I1hbofhood. 'It) COMPARABLES ARE THE MOST SIMIlAR
NEARBY, RECENTLY SETTLED SALES. IT IS NOTED THAt AlL COMPS ARE FROM THE SHADY DELL SUBDIVISION. IT IS FELT THAT
SALES FROM WITHIN THE SUBDMSION ARE A BETTER INDICATION OF VALUE THAN THOSE FROM OUTSIDE THE SUBDMSION CaMPS
'2 &:3 WERE ADJUSTED FOR BEING NEWER HOMES WHILE.I &:3 HAVE SUPERIOR BATH COUNTS. CaMPS VARY SLIGHTlY IN
SQUARE FOOTAGE WITH .2 & 3 BEING LARGER CaMPS II & 3 LACK CENTRAL AIR CONDITIONING COMPARABlES SELECTED ARE
CONSIDERED THE BEST THAT RESEARCH COULD PRODUCE
ITEM SUBJECT COMPARABLE NO I
Oat., P,~ and Dala NOT SOLD IN NOT SOLD IN LAST YEAR
So.rtebp1:IfIa11'l THE LAST YEAR IARlS-TAX)
wlhil'l-.olaou B:I ARIS.TAX
Malysis ol.n,cunlnt ';T..~nlof..I..ophon,Oflisting ollh'lllbjld proptrl, 'l\d'l\a1ysill ot.nypi:t"'dalbpldand~wt~.nOt'll,...clIMdII'dappaisal:
SUBJECT IS NOT UNDER CONTRACT NOR LISTED FOR SALE. IT HAS NOT SOLO WITHIN THE lAST YEAR. MARKET HAS RECENTLY
APPRECIATED SLIGHTLY.
INDICATEO VALUE 8"1' SALES COMPARISON APPROACH S
.INOICATEDVALUEBYINCOMEAPPROACHnl.l.....Jcat:4I' bl~i.d'M.;k'IR~~I'i ... N;A - Me; ~~~Wi.;,.,:,;". .N;~ .;S
TIlr.,ap,ur.,alisnl.1dl ~ 'alis' 0 SlJbjedlollll~.f1;.~n1Ilns.mpK!lml;lcr;nfhllllfllltdbtbrt _ .~_..t;tdlo~ixlI*JUnI'ndspdDllions.
CorodillnsolAwa~ ESTIMATE DOES NOT CONSIDER FURNISHINGS COMPS.2 &:3 WERE ADJUSTED TO REFLECT THAT THEY WERE
SOLO WITH SOME FURNISHINGS. NO STRUCTURAL MECHANICAL OR ELECTRICAl WARRANTY IS EXPRESSED OR IMPlIEO.
FilaIRltond~lion: THE SALES COMPARISON APPROACH IS CONSIDEP.ED THE BEST INDICATION OF MARKET VALUE AND IS SUPPORTED
BY THE COST APPROACH. INSUFFICIENT RENTAL DATA WAS AVAILABLE TO USE THE INCOME APPROACH. THE UTILITIES WERE OFF
. AT THE TIME OF INSPECTION
Till purpou of Ihis appl.isal it to "lfNlt.lhl m;JJhl falu. oflh,,"1 pOpll!1lh.I illh. subj.d oflhill flport, bas'" on II.. .bat. tondliont anclthlll*llalbn.oonli1gln!
and Iinililg ccncldionl, .nd mlrk.1 valu. dlrlfl~ion lhat In slated nlhtlllachtclfrt&feMaeFcrm(J9Ifamie Mal Fcrm I(lG(B(RwiMd 6/93 ~
IIW'E) ESTIMATE THEMA~R~KET VAl~UE.AS DEFINED. OF THE REAL PROPERTY THAT 19THESUBJECT OfTHlSREPORT,MOF FEB. 10 2000
. [WHICHI~THED OFINSPE ON AND THE EfF IVEDATEOFTHISREPORT)TOBE$ 39000 .
APPRAISER; r - -.;;,: SUPERvtSORY APPRAISER lONL.Y IF REQUIRED):
S"IIIllIr. -// SiQnalulI ODid OOicSNol
Na~ BILL ODONNELL Na~ In1ptet P,Of*ly
0111. R.POJI SiQlI.d FEB. II 2000 oal. R. S'!lId
Slal.CIf\(c.alion' Sl,dl Slal.CIltif'lCIlioll'
OJ SIal. Lan.. . X:3-OQOOO27 SIal. DE OJ SIal. Lan.. ·
"_lolooc'....l~ Ul E.X,p 1013112001
l--!ill~
-1.!IOO
.2500
-1000
2500
500
-1000
3000
COMPARABLE NO 2
NOT SOLD IN lAST YEAR
IARIS-TAX)
COIdPARABLE NO. J
NOT SOLO IN LAST YEAR
(ARIS-TAX)
39,000
IA
PAGE20F2
,..._...._....O:Joo_~...._~I..rlr
SI.I.
SI.tl
'_....._IOlM.."
OC Real Estate Services lnc
,.... 4~
,
DEFINITION OF MARt "ALUE: thl ""OIl plDblblt pun whtt't1 I plOfl"'" thou, ,no In I romptllll't' .nd Ortn III"'"
und".n rondlltOfll "qUllttl 10 "'11' ..Ie, thl bu,.,.~ "'ilt. larh tCllnO prud.ntl)', 'no....dO..bt' ",d .uum,"" tM puel" rtot
.fI.et.d by undue IhrnulU1 ImplICit tra Ihlt d.'tr.4llon ,. 1J\e ron'Vf'M'latlOll 01. .... II 0" Ipet"lIcl d.,. .ncllhe ~IIIn9 ofl,le "om
"II., 10 buy.r undtl condlllonl .h.llby f 1) b\I,,, tnd ..tiel If' t,ptt.ltr motlval.d, (1) bolh ""lies .... ...wor1'N4 01 .... .dnNd,
tnd .lth .cflng In whtl h. con.Id." ht. 0"" ....t """"'.()) '''nonIbtt 111M iI.bond 101' IlJIONI '" I.... 09tn "......1, (4) Pt}'ffttnf
.. m.dl In fllml ot c'lh In U S doll"IOf '" 111"'1 of INIlCtatllrartOelNnf. CornJ*'.btt Ihtrllo, and (~)11\t plitt rIP.,anlllht nortMI
con,td.,.hon IOf Ii'll plop.,I" .o6d unl"IM.d I1r l~lI! 0' cutl". fIntnong Dl IMI coneeUIMI. V'M.If"" -"J'Of'II' ntclCWat.cl wfh ''''
....
.Ad,ultmlnh 10 Ii'll comp.rtblll mUll h. "uld. 101' IrlCIII ()I nultvl "".nclno 01 IIItI tOI\CltlllOtll No .djUllPMnlllll n.eeu., lor
thou co.11 whrch"e norm.lly p,ld by ""III If . 'nu" 01 "ldlllM 011.. In. mll..,....lht.. cOlli .1 ,..d~y ld.nhfllblellnCllht
SIlllor pltYi!llhei!lo c~t, In YlJlually D~ lOIn Irarw:llon. ~o.: or aullv' ~llClfIO adjfJll"..hl. eMIt.. In_ 10 Ihe c.on,p<<.w. p1op.ttr
by comp.u.anllo rlnlnemg I"maoflllld by' ttlld parly 1'llllulon&lltndtt' Ih.lts not .Ir..d, tnvotved tn IhI poptrt, Cf Itanllefton An,
.d,utlm.nl Ihould nol b. caleulalld on I "'.eh.nlell donI' 101 doll., eOll alii'll 'In.ntlng or tOncenlon bullhl dollar .rnovnl of I"y
tdl'Jllrntnt shoIJd 'PJlounal.ltwl rutel I ".td1On 10 'ht fNnc:ngo CXlI'lOItUlOI1t bntdon IhI "<<r."....~
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: Thl Iprlll!'.'''' celllrleahon Ihal appealS Inlhe 'rp'lIultlpOlllS lubled 10 lh.
loIIowrngconcllhOIl$
.
:'
I lhe eppreillll will nol bl responsible 101 mlllltl of Illg.1 n.h...,lllalaNedellhe, Ih. ptoPIfI,being Ippr.lS.d Ot Ih. 'Ill. lod The
'ppralSer .ssumes lhallhe lill.1S Oood .nd malt.l.bI. .nd, III.,llot., Will nolllnde' 8n, oplnrons.bout Ihe Iltle Th. rroptlly IS IPJlatStd
on'he bamoll being undet '8spcxwbj&~sJlIlJ
2 The appraiser has p,ovlded a stelch In In. 'PP"IUlltportlo show app,oximale dimenSion, 0111'1' Implovemenls .nd Ine stelch IS
IOduded only 10 assisllhe leader of 1M llpat n 'Muat:zng lhe p-operty and under$lilndmg 1M 'Walser's dellunlnlhon of III sal
3 The app,aise, has examined Ihe avail.ble flood m.ps Ih.11I1 provided by Ihe rederal Eme/geney M.nagemlnl Agency (Ot olhll data
sou,ces) .nd has noled In Ihe apptaisal reporl wh.ther I". subleet sit. IS Jocated In an idenllfied Speaal Flood lla18ld Area aecallSe 'h.
appl'arser ii!I not a s1lYeyu, he 01 she makes no guarantees, ..pessa impIJed.regal'l1ing lhii!ldelerminahon,
... 1 he appraiser will nol glveteslimony 01 appear in cour' betause he Of she made an appraisal ollhe prOP"'" In question, unless specifIC
anangements 10 do so have been made belOfeh.and
5. The appraise' has esllmated Ihe value ollhe land In Ihe cost approach 01 its highest and besl use and lh. Improvemenli!l allhelr
conlrlbutory yalue. Thei!le i!lepllale valuations oflheland and improvement! musl nol be used in conjunctlonwrlh any other appraisal and
are invalid If Ihey are so used.
6. The appraiser has noled In Ihe appraisal reporlany adverse condlltons (sueh as, needed lepairs. dept.etalion, Ihe presence 01 hazardous
wastes, loxic substances. etc. ) obselved during Ihe inspecllon 01 Ine i!lubJect ptopelly or Ihat he or she became aware of during Ihe normal
research involved in performing the appraisal Unless olherwise slaled in Iho appraisal reporl,lhe appraiser has no knowledge of any hJdden
or unapparenl conditions 01 the properly or adverse envlronmenlal condilions (including Iha pruence of ha:ardous wasles, loxic
sUbslancei!l, elc. ) Ihal would make the property more or less valuable. and has (tsi!lumad Ihallhere are no such conditions and makes no
guarentees or warranties, express or implied. regarding 11'1' condihon of Ihe property The appraiser will nol be fesponsibfe for any such
conditions Ihal do exlsl or fo/ any engineering Dr lesllng thai might be required 10 discover whether such conditions exist. Bacause the
appraiser 1$ nol en experl in Iheliald of environmenlal hazards. the appraisal reporl musl not ba considered as an environmental lSi!lessmenl
ollhaproperty.
-I
.;.,'
7. The appraiser obtained tha inlormation. estimales, and opinions that were expressed In Ihe appraisal report !rom sources Ihat he or she
considers 10 be rollable and believes Ihem to be Irue and COUtlct. The approiser does not assume responslb~ity for the accuracy 01 i!lUch
items thaI WtIre lunished by olher parlin
~~;
8. The appraiser will not disclose 11'10 conlents 0111'10 appraii!lal report except as proYldad 10' in Ihe Uniform Standards of Profesi!lional
AppraisalPradice
9. The appraiser has based his or hel appraisalleporl and valuahon conclu$lon lor an appraIsal Ihalls i!lubJacllo aaUsfactory complellon.
repars. or a"cralions on lhe assumption thaI completion ollhe imlJ"ovements wrlI be porfamed in a WOfkmanlike manner,
10. The appraiser musl provide his or her prior wrillen eensenl before the lender/cllenl specified in lhe appraisal reporl csn dlslribUlalhe
appraisal repoll (including conclusions about Ihe properly value. the appraiser's idenlily end professional deslgnaUoni!l, and relerences 10
any plofessional apprsii!lal organizations 01 Ihe firm with which Ihe appraiser is associated) to anyone olher Ihan the bolt ower; Ihe
moflgagee or lis succeSi!lors and assigns; Ihe morlgage fnsurer; consultanls; professional appralsel organlzellons; any atale or federally
approved linancial Institulion; or any deparlmenl, agency, Dr Inslrumentality 0' Ihlt Uniled Slates 01 any slale or the Oji!llrict ofColumbfa;
excepl 'hallhe lendatfclient may dislrlbule the properly descr/plion secllon ollhe raport only 10 dala cotleclion or reportIng serYlce(i!I)
without haYing to oblain the oppraiser's prior wrlllen consan!. The appraiser's 'Mltlan consent and approval mUi!lt also be obtained belore
the appraisal can be convoyed by anyone to Ihe public Ihrough advertising. public ralalions. naws, sales, or olher media,
FreddIe Mac Form-t396.93
Page 10'2
Fannie Mae Form 10046 6.93
A~~IW:I"; "RTI
'1."4~
,hOff' Tt.""'....f.,.~".,~"'ftloaf
I I tI.... ,...tlNt.d.ht .lIbttrl I'Iafh' ."1h4 N1r1 Itlld.l1. ~ of 'lV,. flC.nt ..... of pr~... mo.t ",""" IftO ,.OIJl'l\M,
ttll~ I\ItlfI<1 fWClfIef'r tor <<wMlO4IrltflOtlllPlt~ "Ie, rOl"lJl'''IOI'l'~rtrI Mcf"." mq. doll., ~/1II1'"'nl.he" 'pporwll"'O,.f\td tilt
"'tf~.' 'Urf..,." Ut.ot. ..."'. of """'it_lint ,tr"'tQft tI, ,~"' II,," In. tOfftpM'bIe JIl'operrr It 'upellOt' 10. cr mar. ""''''~.
'hi 'vI>f.d P'Ofltl'tr, 1".1>'41 th." . ...,...... .<t'Il,JII'If", 10 ,.(fur",.. .If"""<f &lit. prlC, Of I~ ~..bft .nd,'" IIQMttlf'll1 ..'" ~.
tf\MJI","1f "'opt,t,... fnl.,tOl to, 0' ..u f'fOl"bl, tI'l'l'Ilht 'ub,.t1 Poper1r. I haw, tftIl:!.. PO""v, ,1:1"",,,,.,,, 10 ~.... ftlt N,IUIl.d
......Dd....~_
Z I "'..'1..." Into ron'td"tt.Of! 1M r'tl"'lln,' h... In .mp.ct on uru. 'II tny d.w"opm.n' 01 'h, '.lIm". or I'll"'" ""ut '" IhI
'rrw,'ull"IIH' I h.,. nollrmwtngt, wllhh,ld ,n, ,lonl',r.nllnlOfm,hDn "1'1'" lh. ."pI...., "rOl'I Jnd I b.lI,w',lo 'h, b..t 01 m,
IMMIi., fNil.. ....Mlenl. """.1tUIt1l'ln I'llhlt 'f"pMflllPOI., true ttld rtnfi:t
, t t:flf.d In Ih. 'HoI.ihl I.P(Jf' ont, my o..n ~'OII.I, untuU'd. 'hel poln,Ion,' .fl.l"". opIntOh', .nd ConclUSIOnS, Which.. .ub,.c1
Of~IClI'1I rore'pl! n WnI~~lOrtIlPKftdll'llhli ICYm
, I h.w. !to pl....... or I!fo.perr.w. ""1f"'lrllh. prOPfr1r 1~llIlht .ub/.d 10 IhIt "potl,'f'Wf' hlw. no pII.N 01 prOlped",. perlONl
"""'" Of bI,. ...,. f.'Pld 10 ,... Patlt('lp.nts In Ih. II.n"cllon I did nol bit., "Ih" PIIII.II, or compf.I.Iy, mt' .ntI'rsis I"CIIO/lhe
..,,,,,.1. 0' "'''hi "tv. III the .W...., ffpOlI on Ih. t.u, COlot, '.IIIJIOIl, Stl. h'ndIC~p, ""'''''' ,I.'us, CI' nallon.1 Oupln 01.11"" lhe
PO'lIfft," o..net. or OCtup.ltt. of the ,ub,.c' plOp.flr 01 ollh. pt...nt ownll. Of occup.nl. 0' Ih. pt'OPtlhll in Ih. "'c/nllr ollh.
tubrtd P''''*'r
5 I h.u no ,1I'..nl 01 cont.mpl.,.d IUlure In','ut In lh. ,ub,'cl Plopetlr, .nd nellhet mr cUlI.nl or luluf' .mplorm.nl nOl m,.
ttItI'lptnatI.on lor l*kltlTtlng IhlIIpfrMII. t:onllnpent on IFIfI'W"Sld value o"he paperlr
e I..n not "qulI.d to "POIt . P,.d"""'ln.d Wllu. 01 drrect.on In valu. Ih.,l,woulh. uu" 01 Ih. clllnl Of In,. ,a',I.d PilI,.,
lh. .moun' 01 the Wllu. ""ma'., Ih. .tI,lnm.", 01. ,p'cirlc re.ult, 01 Ih. OCCUll'nc. 01. ,ub..qu.nl ,v.nlln Old.. to IIc.lve my
comp'nlllion '"elI", .mptoy",.nl 'or ""fOlming Ihe 'f)Jlflll'" , r1Jd not ba.. Ih. ,ppra".' ftpot1 on . "quesled minimum vatulhon, .
f/iIdc .....,IOft, (I' fht nHd 10 ,",1M '1peaI'1C mcrtglpfloan
7 I p"'OIm.cllhll .ppr'lulln tonlo,mily wllh Ih. Unilorm Sllnd.rd, 01 Prolesslon.' Appralsel P'.ehc. Ih.1 wlr. edopl'd .nd
~omulp~l.d br Ih, Appt'llIl St.ndatd, Soatd of Thl APPlisal Foundation and Ihal w",aln p1ace.s 0' Ihe .If.dlv. d,'e oflhls .pptalsa'.
with Ih. 'Iuplion 01 lh, d.parh..,. prOWISlon or IhOI. Sfandards, which does /'lOt applr, Ildno'NIedge Ihat.n es!itntl. 01. IIlSonatlf.
11m. 101 ..paSUt. In 'h. op.n mlf...tls . eondilion in Ihe dlrtnillon of mark.1 valulI and Ih, eshmal.1 dlveloped b consistent ft1Ih Ih.
m.k.trlg 1m. notld WI lhe ntlQ1lbcrhood IIchon ollrns llport, unless I have otl1etwlse "aled ifllhe "conc:rllhon sedion.
II. I h..,. p.rson'lIy Inspect.d IhI Inlttior and exlenor "11I. 01 Ih, subJect properly .nd Ihl exl,,/of 01 an plope'''es H.led as comPllt.b1es
In Ih, 'pptaisa. "pott 'linlh" t.rlllr thai I have noled any appatenl or known adverSlI conditions In Ih. subJlct Imptovlmenls, on Ih.
'ub..cl III., Ol on .ny IiI. wilhin lh. 'mm.dllle \'icinily or Ihll.ub/ecl ptoperty 01 which lam aWatelnd hive made .dju"m.n', lot Ihe..
.elv.,.. condilionlln mr .n"y.i. of the properly value 10 Ihe Ixlenllhall had markel evidence 10 support lhem. I hay, also commenled
.tJo\lt lhe .lftd of lhe 8dvlt.. eooddiont on the marketabillly o/Ihll 'vbI'd JJ'opetl,
9 I pII.onllly prepared .n conc'",Slon, and opinIons aboullhe real eslale Ihal were sellorlh In the appraisal "port. '" r.hed on
IIgnlflcanl POI.Slion.1 assisl.nce Irom any individual or indIviduals in Ihe perlotmance or Iha eppralSal Of Ihe ptepatalion of the appr.lsa/
"porl, I have n.m.d such IndiYldu'l(s) and disclo.ed Ihe specific lasks perlormed by them in the reconcilialion s'efion oflhis 'Ppr.i::a/
"port I cerllly Ihal any individual so named is qualtlied to perfOlm Ihe lasks / have nol aulhOllzed anyone to make a change 10 an,. ~em In
lna leporl; thetefae, it.n tnauthollllld change is mad. 10 the awaisar repotf, 'will lake no rlSpom.;bi~I,.'alt,
SUPERVISORY APPRAISER'S CERTIFICATION: II a supervisory appraiser sfgnedlhe appraisalrepOll, he 01 she clllilies
and agrees Ihal. I di,ectly supe'vise Ihe appraiser who prepared Ihe appraisal repo,l, have reviewed Ihe appref3e/ repOlt, agr88 wllh lhe
slalemenl, and conclusion' orlhe appraiser, agree 10 be bound by lheappralser's certificalions numbered" through 7 above, and 8m laking
!un 'esponsibifrty for lhe appraisa/8nd lhe epJJ'aisal lepl'll!
ADDRESS OF PROPERTY APPRAISED: Il WILLOW STREET OCEAN VIEW, DE 19945
APPRAISER:
S.",I~, ~~~4
Name: Bill ODONNell
Oal. Srgned FEe 11 2000
Stale Cerlific:alion II:
or Sla!elkense': ~'OOOOO27
Slale DE
ExplfafJonOale 01 Cerlirrc:ation 01' license 10/3112001
SUPERVISORY APPRAISER (only If requIred)
Signature'
Name;
Dale Signed
Slate CertiflCalion tI
orSlalellc:ense'.
Slale'
Explalion Dale or Certificalion or license:
lIC./tX3'OOOOO27 EXP 10131101
Freddie Mac FOIm 4J96.9J
o Did 0 Did Nollnspec:l Property
Page2of2
Fannie Mae Fotm 100<lB tJ.D3
... ""II
OC REAL ESTATE SI..~VJCES, INC.
"!SO"T AP...,SAlS & CONSut TIN3
:~!JO' COASTAL ~tG~WAY
OCt.", CIT't', MARYLAND Z184;:
('1012~0.1'90
'0 (AIO> =~0'1'91
EDUCATION
RELATED
SEMINARS
WORK
EXPERIENCE
RELATED
EXPERIENCE
ASSOCIATIONS
QUALIFICATIONS OF APPRAISER
BILL O'::lONNE:":"
LICENSE~ APPRAISER
MARYLAND-#02-1536 ::lELAWARE-#X3-0000027
University of Maryl~~d, College Park, MD,
Bachelor of Arts ::legree. May, 1978.
American Institute c~ Real Estate Appraisers,
(AIREA), Chicago, IL.
Course 8-1, Real Estate Appraisal Principles,
september, 1985.
Course 8-2, Resident:al Valuation, September, 1985.
Course SPP, Standards of Professional Practices
and Ethics. October, 1989.
Ed Smith Real Estate School, Ocean City, MD.
Principles of Appraising. May, 1985.
2-4 Family Valuation, Henry Harrison (Instructor)
Gaithersburg, MD, April, 1989
Cost Approach Analysis, Maryland Chapter #26 (AIREA)
Baltimore, MD, March, 1988.
Appraisal Reporting of Complex Residential Properties,
Delaware Chapter (Appraisal Institute), New Castle, DE
December, 1992
Understanding & Reporting Limited Appraisals, Appraisal
Institute, Gaithersburg, MD, June, 1994
Various half-day seminars to satisfy continuing
education requirements for licensing.
FEE APPRAISER/OWNER, OC Real Estate Services, Inc.
Ocean City, MO. March, 1986 to present, Valuation of
land single-family homes (existing and per plans &
specifications), 2-4 family properties and
condominiums in the counties of Worcester and
Wicomico, MD and Sussex, DE.
FEE APPRAISER, Ocean City, MD. March, 1984 to March,
1986. Independent fee appraiser speCialiZing in the
valuation of Ocean City condominiums.
EXPERT WITNESS, Qualified by the District Court of
Maryland and the Maryland Real Estate Commission.
Coastal Association of REALTORS
Automated Regional Information System (ARIS)
Sussex County Association of REALTORS MLS
OC REAL ESTATE ~c.RVICES, INC.
'(SORT APPRAISALS' CONSULnN(;
; HOl COASTAL MI(;MWAY
C:t." C:!"'f'. MAR"'~"'NO 218":
I':l.j; 2~O 1.90
::'1. r::'jl2S0.1491
STATE OF DELAWARE
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THE' SrAn: 0' C!LAWMt. -.
OlvlSJan ot Prg'.uJonll R.;ulIUOA
c.w-cn BIel.... s.... 101 581 SOl.... We Ill..:.
Ooo,."O.I.1.......lgSOC
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l.ICENSE. AECISTRA.TION, OR CERTIFICAnON
".\Hk'; S. CI.F:SDr..~,~c ~hte ,.,/
I~:~~! C,,,.mu, DEPARTMENT OF LAB6:, LICENSING AND REGULATION'
" ~ CO,~i'I!ssrOH
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~~ret3ry
!!A!'rL~~G ~~AL ~SrAr~ APr~A!~ERS
IS AN AUTH,OR'ZEO
L i C:.\/5:':'
1 I E~PIAAT~~ CAre
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eF~Ecrlve o"r.~
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OC REAL ESTATE "ERVICES, INC.
RESORT A~.RAISALS , CONSUL ~NC
USC5 COASTAL ~ICHWAY
OCt4N CITY. MARI'lJoNO 21842
(410) 2SC.!4go
'1oJ. (410) 250,1491
EDUCAT!ON
RELATED
SEMINARS
WORK
EXPERIENCE
RELATED
EXPERIENCE
ASSOCIATIONS
Q~~!F:CA~!ONS OF APPRA:SER
S!L~ OI=ONNEL~
L!C~~SED APPRAISER
MARYT~-#02-1536 ~E~WARE-#X3-0000027
university of Maryl~'d, College Park, MD,
Bachelor of ~s Degree. May, 1978.
American I~sti:u:e o~ Real Es:ate Appraisers,
(AIREA) , C.'licago, !L, _
Course 8-1, Real. Estate Appraisal principles,
September, 1985.
Course 8-2, Residential Valuation. September, 1985.
Course SPP, St~,dards of Professional Practices
and Ethics. October, 1989.
Ed Smith Real Estate School, Ocean City, MD.
Principles of Appraising. May, 1985.
2-4 Family Valuation, Henry Harrison (Instructor)
Gaithersburg, MD, April, 1989
Cost Approach A.,alysis, Maryland Chapter #25 (AIREA)
Baltimore, MD, March, 1988.
Appraisal Repo~ing of Complex Residential Properties,
Delaware Chapter (Appraisal Institute), New Castle, DE
December, 1992
Underst~'ding & Reporting Limited Appraisals, Appraisal
Institute, GaitherSburg, MD, June, 1994
Various half-day seminars to satisfy continuing
education requirements for licensing.
FEE APPRAISER/OWNER, OC Real Estate Services, Inc.
Ocean City, MD. March, 1985 to present. Valuation of
land single-family homes (existing and per plans &
specifications), 2-4 family prope~ies and
condominiums in the counties of Worcester and
Wicomico, MD ~,d Sussex, DE.
FEE APPP~!SE?, Oce~' City, MD. March, 1984 to
, 98 - -. d - -. . ,. .
- o. ~naepen enc :ee app=a~ser spec~a_~z~ng
valuation of Oce~' City condominiums.
March,
in the
EXPERT WITNESS, Qualified by the District Court of
Maryland and the Maryland Real Estate Commission.
Coastal Association of REALTORS
Automated Regional Information System (ARIS)
SUssex County Association of REALTORS MLS
"""'
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BEACHPROPERTYPURCHASEPRlCE
SETTLEMENT SHEET
..
.. .-. '-~
D. STEPHEN PA -SONS, P.A :
.
--- .
Roule ~. A Wel' Avenue ,. Iy,... or IO^N
P.O. 80. 480 'I I filA "1"'''-11, JIIC(lfIVllNWfS
Ocean VIew, DE 19870 .IIVA !.lltOtlVlN!".
l flU Nl.NIWR I 'IWV.'Il.......Il
Phone: (302) 539.2220 FIX: (302) 539.4130 11027
ill -"0"' fN!i CA5{ NO
C NOIE '''lIfOl'm 1"Ul"'Ihtld Itl O!~. ytIU. I..IIM'....' rot 1Ilr.IIJI' u"~,,,...t ,",.. ^,"'IlJl'" ~",,(f "llt'lfl hv "'11I ..lllltrfll"'.llIIlJ.....III.1I .,If'....,. ""'"' 1'It..~.rt
'fD 0 C ,......,. paid outtodllh, Clo.",; "'"V .'. 'hI,... ".'.101 onlnrm"onn.r f,,"pn,.. IlId .'. nOI '"Cludl" "lit,,, lollil"
o NAl,fr AND AOOREII 0' nonnoW[n I '4""" "'NOAIl()nf~!lL'" BHun , 1lAUt: AN{) AlJ{~lf.M fir" 'lt~1I
Therasa A. Stouefer frank A, Eft', Jr, Frank A. , ~1r . & Margaret
Joseph A. Stoueeer Harqsret A. Eel Eee
J812 Cedar Avenue r.o, Dox 990 r.o. Dox 990
Camp lIill, PA 17011 Ocean View, DE 19970 Ocean View OE 19970
o PROPfRJY LOCATION lot srmr..,.,,., A(UN? 7~~
Lot 8, Block J Sec.t. Stech.n
4, Parcel B Shady ;>e11 D. Parsons r.A, 06/18/94/
Ocean View F't,AC[ 0' !t[nL[J,If,.,l
SUSSEX County , DIt P,Q. Box 480 OecDn View DE 19970 ~(("I?f'
T.H. 1-34'16-470
J, IIU.......R' OF BORROWER'II UIAH''''CTlON' k, SUM""'RY OF SELLER'S TR...NSAcTION: -.:
1110 OAOSS .....OUNT DUE FROM 10AAOWER 400 DADS' "'MOUNT DUE TO SELLER
101 ConlrlC1l1le1prlC' LAND 4/11 Ctlfllrftct ~nto'I"ICtl LAnD J (J,(Jo
fClll'."OfI.lproperly MOBIL! I ,uuu, uu 4e1 Person.I ,,'Opellll HOBILE
103 S.memenl chlrgellO bnlrow.111..... 1400, I .u,.. 1/ '"
'" , ".
'" '"
AdN.lm.nl.lo, Iltm. Plld by ..n., In 'dv.nc. Ad/\Jslmenls 10' items p;;.id by sen.r In IdYlnc.
lot ClrynOWllIa. " 40l1CIlYnOWIII,. "
10' CounlYlI.. " 40' Ce>un11 I.. "
ICtIA....I~...I. " 4Ct1A...um.n'l "
... S.... " 4a9S..,.r "
'" " '" "
'" '"
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110 DROSS AMOUNT DUE FROM BORROWER 34598.37 410 DROSS AMOUNT DUE TO SELLER 32500.00
100 AMOUNTS PAlO BY OR IN BEHALF OF BORROWER see REDUCTlON9 IN AMOUNT OUE TO SELLER
0'01 OIPosll or 8.rnesl money I "'uO.UU SOl cll:Ces5dep05illseeinslruclions) "'UU.UU
0'01 PnnC:ipal amounl 01 nll'lloln(5) I sa.. Seltlemem ChllgOS 10 sener (hne 1400)
103 Elr5l1ng loan/51 laken sub/ocllo I Sa]/:JiSllngloanl5)lakensub,ecl10
'" 604 Payo" 01 FUSI Morlg8go loan
'" 505 Para" 01 Second Morl\1og8 Loan
'os 'os
"01. PurCnase Money nort:gage 'UOuo.UO !>Of .t>urcnase .Money l1ort:gage .uu
,os ,os
'" so.
Adjustmenls lor Uoms unpaId by ;eller Adluslmonls 10' ilems unpaId by teUer
110 Cllynownla.. " !I10CUllfIoWIIlu "
"11.CounlylU " ~J. ,. 511.CaUnI1t.u 0 IOUO, 13.72
'".Au,um,nl. 10 !I12AuDum,nll "
'" 10 .., "
'" ..,
'" '"
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,.. '"
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....a TOTAL PAlO BY/FOR BORROWER 21513.72 5'0 TOTAL REDUCTION AMOUNT DUE SELLER 21513 , 72
3-,0 CA9H AT SETTLEMENT FROM OR TO BORROWER 1100 CASH AT SETTLEMENT TO OR FROM SELLER
301 Gross amOUnl dUI Itom borrower (hne 120) Jq ,,". 601 Gross Dmounl due 10 seller (litle 420) _..~UU.uu
,a.. Loss amounl paid by/lor borlowor I1me 220) 21"J 0/ 2 6O...less roduchon amounl due sollor (lina 5201 "",,,, Il.
JO] CASH (00 FROM) II ITa) BORROWER 13084.65 ~03 CASH ((XI TO) H J FROM) SElLER 10986.28
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101) TIlU CNA"a!!
101 Stlllemenl or CIoIIl'lO 1..10
102 Abllr.CI or III" ".ren 10
10J TItI'lxMlIl"l.lIon 10
104 Tm, nlUrl1let bride' 10
105 OocurTitnIDrep.tllfQf'/ 10
loe Not.ryl... 10
101. A1lom.....'... 10
(,"elud.. lboY'lIlm, NO:J
10!. TIII.lnlut,nc. Ie
(mcludes aboY'lIems No :1
log Lend.", COY"_"t'
110 Own." cavll'lgI' 30,500
Ill, H H Tax DIV~Slon of
112. M.H Tl e 0 V1Slon 0
113, A mln. Fee D. Ste en
200. OOVERNMENT RECORDINO AND TRANSFER CHAROES
ZOI,Allctlrdinglellil'DeedS 21.00 MOfI080.S 61.00 Mise: S
202 CflY/::ovnIYllUJSltmps' DeedS 305.00Morlg9geS
1103 Sl8lllleltlillempil: UeedS 610.00Mottgego$
'20<
'20'
t3oo. ADDIT/ONAt. SETTLEMENT CHAROES
301, Survey 10
302 PllSllnlpeclion 10
303. Taxes
30C.
'os
400 TOT At. SETTLEMENT CHAROES (OrllO' on !tnOI 103 and 502. Sections J and KI
... ....
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to
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o.
Ste
en I'arsons, P.A.
100.00
0,
Ste hen Parsons,
P.A.
350.00
0,
Ste
en Parsons
I',A.
325.00
A
antIC tl
e & A strac
Mot r VehIc
Motor Ve leI
Parsons, P.A.
82.00
305.00
610.00
I
Treasur
DIVISIon
102.87
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HUD CERTIFICATION OF aUYERS AND SELLERS
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IIUO.I tll. 5/~~
~-
June 18, 1994
NOTE
Lot 8, Block J, Sect. 4
Ocean View
[G.y)
Delaware
IS'afol
1. BORROWER'S PROMISE TO PAY
In '8lum 'or sloan lha! I have receIved, I prom,se ~o :lay us
'PMelDa", plus rnrereSI, 10 lhe order 01 lhe :"onder rne _Or1Cs' IS
Parcel B Shady Dell, ocean View, DE
iPrODerty ACerbss]
I understana
Ina' 'no Lona., "'.y "an,fo' 'no No'. Tn. _.na., O' '"vOCe wno :..., In"~ '~Ol. Oy lIan,'.. ana wno" anl'''.a 10 r.o.,v. Daym.m. unD..
111'5 NOle 1$ callea tns '~Ole HOlde- .
(th,S amounr IS caUed
FranK A., Jr. & Margaret Eff
2. INTEREST
Im.r.., w,1I b. cnarg.a on unpa'd pnnc,pal un:" 'no 'ul: a"'ount 01 DnnC'Dal na, b..n Da'd I will pay 'nt.r.., at a y.arly ral. ot
8 ""
Tn. ,m.r..t ral. '.qu".d by tn,s S.C"on 2 ,. rn. 'ale 'w,1I oay Po:n oe'o'e ana alte' any dela"" aeSoribed In S.o',on 6(9) DI In I. NDle
3. PAYMENTS
(A) Tim. Ind PIleI 01 Plymlntl
I will Day PMelDal and 'mores! by making Daymen:s every rnon:r1
I will make my mOmnly payments on rne 18th oayo'eaonmDntnbeg,nn,ngon JUly, 1994
I will make tne.e paymem. every mDntn unlill nave pa,c ai, o. :no DMc,pa, and 'nte'es: ana any orno, cnarge. ae,cnb.a below Ina, I may
Dwe under In,. No'e. My mcntnly payment. wi" be aPD!:ec:D ,mere" belor. Dnnc'Dalll. on June 18 r 1999
' ,.,,11 OWe amcunr. under tnl. NDre, I will pay Inc.e amo"nt. 'n lull on 'na. aare, wnicn is oalled Ine 'malullly dare..
I will make mymOnrnly payments al P.O. Box 990, Ocean View, DE 19970
Of a: a dlfferem place i! reQuired Oy the Nore HOlder
(B) Amount 01 Monthly Plymentl
MvmonthlypaymentwiIlbetnrneamOuntofU.SS 242.66
4. BORROWER'S RIGHT TO PREPA Y
I nave Ine "gn, ro make paymems 01 p"nClcal al any "me belo-elney a'e aue A caymem o. onnclPal only IS known as a 'p'epaymen:.'
Wnen I make a oreoaymenr. I Will rell'ne Nore Holder In WIII,ng 'na: I am ao,ng so
I may make a tull prepaymem or par',al prepayments wltnou: pay,ng any preoaymen' cnarge The NOle Holder will use all of my
prepayments 10 reduce tne amount 01 onncloal rnal I oWe unaer 'n" No,e If I make a oarlial oreoaymenl, tnere Will be no cnanges 10 tne
due dale or In rhe amoum of my montnly payment unless :ne NOle hOlaer ag.ees 'n Willing '0 rnose cnanges
5. LOAN CHARGES
If a law, whicn applies 10 tnlS loan ana wnicn sels max'mum loan cnarges, IS Ilnally 'merpreled so lna: Ihe inler.st or olner loan cnarges
COllecred or ro be colfected in connection wlln rhlS loan eXceed 'ne permilled I,mlls, rh.n (I) any sucn loan charge shall be reduced by rhe
amoum necessary ro .educelne cnarge 10 rhe permilfeo "m,: ano (u) any sums alreaay COllecled trom m. whicn exce.d.d permifled lim"s
will be relunoed ro me Tne No.. Holaer may cnoose '0 ma'e ,n" reluna oy reduolng rhe pnnc,oal I owe unaer Inis NOle or by maktng a
dllecr paymem ro me If a refund reduces pnnClpal, lhe reouc"on wll be rrear.d as a partial prepaymen,
6. BORROWER'S FAILURE TO PAY AS REQUIRED
(A) Llts Chl'gl 10' Overdue Payments
If Ine NOle HOlder nas not received rnelulf amoum 01 any mOntnly paymen' by rne end 01
is due. I wilf oay a lale cnarge ro rne Nor. Holder, The amount ollne cnarge Will be 5
Imerest, I will pay rhis lale cnarge prOmplly bu' only once on eacn lare payment
(B) Dlllult
If I do nor pay 'he lUll amounr of each mOnrnly paymenl On rne oa'e " IS due, I w,1I be In oefaull
15 calendar days after the date it
% at my overdue oayment of principal and
(C) NOllee 01 Delault
If I am 'n detaulr, Ihe Nore HOlder may send me a W"flen no' Ice lelllng me 'ha, if J do nor pay Ihe Overdue amount by a certain dare, rhe
Nore Holder may require m. 10 pay Immedlalely Ine full amOUnt 01 onnciDal wnich has no, been paid and all rhe Inlerestlnar I oWe on lna,
amount ThaI dare must be alleasr 30 days alter the dale on wn,cn 'ne nO"ce IS delivered or mallec 10 me
MUL TlSTATE FIXED RATE NOTE. Single Family_ FNMA'FHLMC UNIFORM INSTRUMENT
Form 3200 12/83
-.
--
(OJ No W.lver By NOli Holdlr
Evon I' I! a limo W1.n I "'" ,f1 dvldull HIt< 1\01., "OiO(>' coo!. 'IO! 'oQulrO mtllc '1.1.,.
I"lOldtt' Will Sl:!] h.1vO :"e "U~: 10 00 SO:! I ...... ," ~p-f"IJ'~ a: a ,)'11" ~'~e
"."moC,JIOIY 11'1 !ojl' as OOSC',tHtd 4DOv, me NOI.
lEI P.ymlnlof NOli Holdlr'. COlli .nd EXplnUI
If tr.. Notl HQial' nas 'la..I',a me 10 Day ~/T'''\ttd.JIEr'y ,r !..L a~ CeserlOua aDo....' l~tf ~ole HOld.' will tldlve tn., rtgl'll fa De Card DaCk by
m. '0' aU of Irs COSls ana '.00"'" In ."'forClI''lg tnls, ~o!e 10 :he oxlonl nOf prOr'\jOi!'d by appl.cable law 1n058 8.11p.nStS IncIUeI.. for
1.,mDII, '...onaoll allorn.ys lee!;
7. GIVING OF NOTICES
Unl,,, lophcabl. law '"QUHttt., R dl"nrol'1' rTletnOd ar1y '10I,:tt !rI.l! "Ius: bE' (11\10" 10 "ll1iJr"do' thiS Note Witt De gl\l'un by ClohvfHlng It or
bv mllllnQ II bV 'm.l class mild It:'! m., PI' n.t' D.OPO~:'I ^~C'U:;:; JO~...~;,)' a! i.l c,lImon: aOOr!:t$!> III give Itle NOltt 1'10108' 1I r.OIlCtt 01 my dlfloronl
.adr."
My nOllC8 fna: must De ijlive" 10 Inti NOle ""'!QJOtH unne' ~rtlS I\jC!~ Will Oft give" Oy "".)'~''''C I! oy h~SI cla~~ "".,,' ~c lr-e .....O!e Holder 01: :I"e
loor,ss staled In Section 3lA) anave a. al a :;I,llaren: aCO~ess ~ , a-, grV6r'l a nO~ICO 01 !na: d.!lo.ont adaress
8, OBLIGATIONS OF PERSONS UNDER THIS NOTe
If more than one person SIgns thiS NOle, eac!'1 Dorson I~ fl,jl:y and perSOnally oOligalod to "'oep all a! tne oromlSos made In thiS NOlI,
InCludIng the promise 10 pay Ino lull amounl owed Any person wno IS a guarantor, surety or encorse~ of Ihls NOle IS also oDhgaled 10 do
tneS8 tt-lIngs Any pe'son who lakes over tnese OOligallon~ :"1C)udl~g lnEt obligallons 01 a guarantor, surely or endorser 01 thiS Note. IS also
Obligated to keep aU of tne premises made In tnls Note ~~le Nore ~oJcer may enlorce ItS flgnts under Inls NOle against eacn person
IndIVidually or against all of us together ThiS means lOa: anyone o! us may be reQUlred:o Day a:l 01 tns amOunts owed under 1I'1IS NOle.
9. WAIVERS
I and any other person who has obligatIons unoer tn,s NOle waive :ne rlgm of presentmen! and nollce 01 dlsnonor 'Presenlment. means
me right to reqUIre the Note HolCler to demand paymMt 04 amoun:s due 'NotIce 01 dlsnonor' means the flghllo reQuire tne Note Holder to
gIVe notice 10 other persons that amounts due nave not ceen oalc
10, UNIFORM SeCURED NOTe
This Note is a uniform Instrument Wltn limited variat:or.s In some JurrSd'ClIOns In aedlllOn [0 the oroteCf1ons given to tne Note Holder
under 1t'lls Note, a Mortgage. Deed of Trust or Se::urity Deed (lne 'Secunty Instrument'), dated the same date as InlS Note, protects the Nole
Holder from possible losses whlcn might result if I do not keep the promIses whlc;' I make In IhlS NOle. Tha! Secur:ty Instrument describes
how and under what condillons J may be reQurred to make Immediate payment'" full of all amounts I owe under tn,s Nole Some 01 Ihose
conditions are described as followS
Tran,'.r of the Property or a Beneficial Interest In Borrower. If all or any oart 01 tne Property or any mleres! in
It is sold or transferred (or if a benefiCial Interesl in Sorrower IS sold or transferred and Borrower IS not a natural person)
wllhau! Lender's prror wrl!len consent. Lender may, a: lIS oollon. reqUire Immediate paymenlln lull of all sums secured by thiS
Securily Instrument Howeve~. thiS option snat! nOf De exerCised oy (..ender if exerCise IS proniolled by feoeral law as of tne
dale of thiS Secunty Insrrument
If Lender exerCIses this option, Lender shall give Borrower notice of acceleration The nOlice shall orovide a period of not
less than 30 days tram the dale the nolice IS dehverea or mailed within whicn Borrower must pay all SUMS secured by thIS
Security Instrument. If Borrower fails 10 pay rhese sums pflor te the excitation o! thIS period. Lender may Invoke any remedies
permitted by Ihis Securlly InSlrumenl without further notice or demand on Borrower
WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED.
Theresa A. Stouffer
(Seal)
-Borrower
Joseph A. Stouffer
(Seal)
.Borrower
(Seal)
-Borrower
(Seal)
.Sorrower
[Sign OrigInal Only)
'-~..__.'. ,~
~IT 8~I:lTI!:'-e ""-"501.'
717'520"~8~
".8f,
3e25394131l .!.
~.~.~S ~2:~3"~
:reZ7~1l4..
stollffer to Eft
BEGINNING LoAN !ALANCE:
IMalIR Of PERIOD' I
PERIOD TYPE I
AHNt1.u. INTEREST RATE PAlO
PAYMENT AXOtnlTI
HVMZlER 01" PI:JUODS UNTIL B.\LLOoN
$Zo,ooo.oo
120
Xonthly
1.000
. .'242. Illl
. 59 .
PAYMENT PRINCIPAL nrrERZST TOToU. 1.OAN
DATE PAID PAID PAYMENT IAUNCE
JUt. J9 U-#. ~109.33 $133.33 $242 .IltS $19,8l10.57
lUG 19 94' eJ $110.011 '132.110 nu.u $n, ?eo.u
IEP 11194. ('J '110.79 5131.17 t:l42 . illS '111, 'n. B:I
OCT 1994,r~ $111':13 $131. 13 $a42 .1l6 I1t,558.28
MOV ltt".!;, $112,27 $130.311 824:2.6' 81l1,446.02
DEC U94X..-l 8113,02 un. 54 8242. '6 $19,333.00
--------------- --------------- --------------- ----------.----
SUB '1'0'1' $667.00 $788.U $1,455.96 81l1,333.00
CUK'1'OT $467.00 $788.1I6 81,455.96 fU,333.00
J'" 199!l'i' $113.77 $128.811 $242.66 8U,21l1.23
! 15IlI5' ~ $114.53 $128.13 $242.6' $19,104.70
XAR 1915.(.,1 $115.30 $127.36 $242.66 81',lI89,40
APR 15195'.(.1 $116,06 $l2ll..0 U42.U 8U, 873."
,"
KAY 199!Ht. $1111.84 '125. &:iI $242.611 UI,7!l1l.!l0
JUN 1ll5l5.'f. $117. 6:Z $125.04 $242.66 $1',638.88
.rot. 1995..(~ ., < $118.40 $124.26 U42.66 818,5:10.48
lUG 1995'~' ,~""1' ~'\~ '119.19 $123.47 $242.611 UI, 401. 29
a!p 1995~rJ PI' \~ $119.98 $122.1l8 8242.66 $18,281.31
OCT 1995.t~ :.f'v" - ,t.. $120.78 $121.88 U42.66 .U,160.SJ
MOV .1PU- . '17 $121.551 8121.07 $242.66 818,038.94
DEe 19l15.rC. 11'(" $122.40 81:10.26 ea42.66 U7,llU.!l4
... -.....-------- ..-- --------------- --.....----.-..--..... ...-....-....------.....
st1B 1'0'1' $1,416.46 $1,4515.46 $.,'11.92 817,'15.54
C'UK 'rOT $:1,083.46 $2,284.42 '4,367.ea ':1.7,916.5.'
M~~-24-00 03:4~ PM PCYt~OLlIS
-...
... 7!'t;.lt!.~O:'+
.~
stourr.r to r:rr
\YMENT PRINCIPAL INTEREST TorAt. LOAN
DATE PAID PAID PAYHJ:NT BALANCE
.:TAN 1996 $123.22 8119,44 S:142.66 U7,7t3.32
rEs 1996 U24.04 $118.62 $242.66 $17,lIU.2S
KAR 1996 8124.86 $117,80 8242.66 U 7,544 ,42
API!. lU6 U25,70 8U6,96 8242.66 817,418.72
KAY 1996 $126.54 $116.12 U42,llll 817,292,18
Jt.'N 1996 $127.38 $115.28 $242,66 $17,164..0
Jt1L 1996 '128.23 $114.43 8242.66 $17,0311.57
AUG 1996 $129,08 $113.58 $242.66 816,907.49
SEP 1996 $129.94 $U2.7:2 8242.a6 $16,177,$5
ocr 1996 $130.81 81U.8!l $242,66 81a,au.?4
!lOV 1996 $131,68 $110.98 UU .66 'U,!l1!5.06
OEC 1996 $132.S0 $110.10 1$242,66 SU,382.50
--------------- ----------........- ------.........----- --......---........-....
SUB TOT 81,534.04 81,377 .88 U,911,U 'U.312.!l0
ctlK TOT $3,117.50 93.662.30 '7,279,80 816,382.50
JAN 19117 $133, U $109.22 824:1.66 816,2411.06
rES 1997 8134.33 0108,33 U42.U '16,114,73
IWl 1997 $135.23 $101.43 $242.66 $15,9711,50
APJl 1997 $136.13 S1011.!l3 U42 , 156 US,.43.37
KAY 19117 $137.04 $105.62 $242.66 '15,706.33
Jl1N 111117 $137,95 $104.71 $242.66 $15,568.38
:r lU7 $131 d17 $103.711 '242. U 81!l,4211.n
A\.v 11197 $139.10 0102,86 U42.1Ul U!l,2U.71
BEl' 1997 $140.73 $101.1I3 8242.66 8U,l48.98
OCT 1997 $141.67 0100.99 $242.66 S1!l, 007.31
II0V 1997 $142.61 $100.0::5 "42.66 814,'''.70
DEC 1997 $143.156 Ull,10 0242.66 S14, 721. 14
--------------- --------------- --------------- ---------------
SUB TOT $1.661.36 $1,250.56 $2,911.512 $14,721.14
COM '1'0'1' $5,278.86 $4,912.86 $10,191.72 $14,721.14
JA.N 1998 $144.52 $98. 14 $242.66 $14,516.62
ro 11198 S145.48 $lI7.18 8242.615 $14,431..1.4
KAR 151118 $l4CS. 4!l $\16,21 $243.66 $14,2U.611
APR USl8 $147.43 $95.23 $242. " U4,l~7.2'
Jl.\y 1998 $148.41 $94,25 $242.156 813,5188.8!
.TON 1998 $1451.40 $93.26 $2420116 $13,8351.45
JtlL 1998 $1.50.40 $92.26 8242.66 813,6U.OS
AUG 199B $1111.40 $91,26 $242.1515 813, !l37.'5
BEJ> 1998 $l.S2 . 4:- Ho.2!! $242.66 $13,385.24
OCt 1998 $153.43 SBiL 23 $242.156 $13,231.81
Nov 15198 $llS4.48 $88.21 $242.1515 $13,077.36
DEe 15IS1B $U5.48 U7.18 $242.615 $101, lIU. es
--------------- --..----------.- --------------- ---------------
SlJ! TOT $1,799.26 Sl,112.615 $2,911.92 $12,921.88
CUM '1'0'1' $7,078.12 $6, 0211. 52 $13,103.64 912,921..88
p.D7
PC YN(lL 1I~.
71 7!,:-,,!,I~HI::'
P.OB
stoutfer to Ett
PAYMENT PRINCIPAL INTEREST TOTAL LOAN
DATE PAID PAID PA~EHT BALANCE
JAN 1999 $l!56. '1 $86, l' U42,66 $12,765.37
FE! 19911 U,7.!l6 $8!5.10 '2U.66 $12,607.81
MAR lUll $1580111 $84.05 '342.66 512,4".20
1J'R 1999 $1!S9.67 $82.99 U42.66 $12,2IIll,53
KAY lU9 8160,73 S81.U un.66 .u,ue.80
JW 1999 $12,128.80 $80,86 $12,209,66 '0.00
-----------..--- -----------..--.. --------.-----.. ----.......---..
SUI TOT $12,921.118 $501.08 $13,422. III $0,00
CUI{ TOT $20,000.00 $6,!S26.60 $26,!S26.60 $0.00
.'
TAX MAP:
PREPARED BY:
1-34-16-470
D. Stephen Parsons, P,A.
P,O, Box 480
Ocean View, DE 19970
ISpac. Atlove ""S Lln.'or R.cordlng 0.1.,
MORTGAGE
THIS MORTGAGE ('Security lowumen:') 's g'ven 00 June IS, 1994
The mortgagor's
Theresa A. StOUffer and Joseph A. Stouffer
The Security Instrument is given to
Frank A, Eff, Jr. & Margaret A. Eff
('Borrower'),
which is organized and eXisting under the laws of N / A
. and whose address IS
P.O. Box 990, Ocean View,
Borrower owes lender the principal sum of
DE 19970
Twenty Thousand Dollars
('lenoer').
(u.S. $20,000.00 ). This oebt IS eVidenced by Borrower's note dated the same date as this
Security Instrument ('Note'). which provides for monthly payments, with the full debt. If not paid earlier. due and payable on
June 18, 1999 This Security Instrument secures to lender: (a) the repayment of the debt
evidenced by the Note. with interest. and all renewals. extensions and modifications of the Note; (b) the payment of all
othe; sums, With Interest, advanced under paragraoh 7 to protect the security of thrs Security Instrument; and (c) the
performance of Borrower's covenants and agreements under this Security Instrument and the Note. For thiS purpose.
Sorrower does hereby mortgage, grant and convey to lender the following described property located in
SUSSEX County, Delaware:
See Schedule A Attached.
which has the address of Lot 8, Block J, Shady Dell Park, Ocean View, Delaware
('Property Address');
TOGETHER WITH all the improvements now or hereafter erected on the properly. and all easements, acourtenances,
and fixtures now or hereafter a part of the prooerty. All replacements and additions shall also be covered by this Security
Instrument. All of the foregoing is referred to in this Security Instrument as the 'Property'.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the rlghtlo mortgage,
grant and convey the Property and that the Proceny is unencumbered. except for encumbrances of racord, Borrowor
warrants and will defend generally the tlUe to the Property against all claims and demands, suoleCI to any encumoronco. of
record.
DELAW ARE. Single Family - Fannie "'''/Fr.ddlo Mac UNIFORM INSTRUMENT
(page 1 or 6 pagos)
Form 100. .110
Am.nd.d I,.,
THIS SECURITY INSTRUME" I comOlncc unttorm covenants lor national uso ana non'unlform covenanls Wllh limlled
varIations by /utlad'C(lOn to constItute a unIform secu'lty tnstrument covermg real otooer:y.
UNIFORM COVENANTS, Borrower end lenaer covenanl and agree as tollows:
1. Paym.nt 01 Principal and (nt"lOt: Pr.plym.nrlnd Lat. Charg.a. Borrower shall promptly pay when due Ihe
PrinCiPal ot and Inleresl on Ihe debt eVlaencea Py Ihe No:e ana any precaymenl ana lale cnarges due under the NOle.
2. Fundi lor Tax.a and Insursnce. SUPjec: :0 acc"caCie law 0' :0 a w'!llon waiver cy lencer. Borrower snail cay 10
lonaor on lOe day monthly paymenls are aue unaer lhe Note, until the NOle IS cald In tull, a sum ('Funas') for: (a) yearly
laxes and assessments Which may allaln CrlOrtty OVor IhlS Securtty Inslrument as a "on on Ihe Proceny; (b) yearly leasehold
cayments or ground rents on the Propeny, II any, (C) yeerly hazard 0' procerly Insurance premiums; (d) yearly flood
Insurance premIums, " any; (e) yearly morlgage Insurance premiums. It any; and (t) any sums payable by Borrower 10
lender, In accordance WIth Ine provIsions of caragracn e. In lieu ot Ihe cayment of morlgage Insurance premiums, These
Ilems are called 'Escrow Items" Lender may, at any :Ime, collec: and hOld Funds In an amount not to exceed the maximum
amount a lender for a federally related mortgage ioaro may reaulre fo~ Borrower's escrow acCount under the feOeral ReaJ
Es:ale SeWemen: Procecures Ac: of 1974 as ameneec fro", :,me 10 :"-"e. 12 US,C seosecllon 2601 el sec, ('RESPA').
unless 8notne!" law that aooues to tne Funes se:s a 'Bsse!" amount. It so. Lenoer may, a: any tIme, collec: and hold Funds In
a~ amou~t ~o: to exceed the lesser amoun:. Le~oe~ ~ay eS:I~a:e :~e amo;.j~: of Funes a:.;e on the oas:s of current data and
reasonacle eSllmales of expenditures of future Escrow Items or otherWise In accordance wltn applIcable law.
The Funds shall be held In an InstltUllon Whose cecoslls are Insured by a federal agency. Inslrumentalily, or entity
(inCluding Lender. if lender IS such an Instllullon) or '" any Feaeral Home Loan Bank, lender shall acply the Funds to pay
tne Escrow IIams, lender may nOI charge Borrower for hOlding and ap:>Jymg :he Funds, annually analYZing the escrow
account or verifYing Ine Escrow lIems. unless Lenaor pays Borrower IntereSI on Ihe Funds and appilcable law permils
lend or to make such a charge. However, lender may reourre Borrower 10 cay a one-lime charge for an independenl real
est ale lax reconing service used by lender In connecllon Wltn Ihls loan, unless apclicable law provides olherwise. Unless
an agreement IS made or applicable law reqUIres Interest to be paid, Lender Shall not be required to pay Borrower any
Interest or earnings on the Funds. Borrower and Lender may agree In Writing, however, that interest shall be paid on the
Funds, Lender shall give 10 Borrower, WllhoUI charge. an annual accounllng ot Ihe Funds shOWing credils and debils 10 the
Funcs and the purpose for which each deblllo Ihe Funos was maae. The funds are pledged as additional security for the
sums secured by this Securily Instrument.
If the Funds held by Lender exceed the amounts cermllled 10 be neld by applicable law, Lender shall account 10
Borrower for Ihe excess Funds in accordance WI:h tne reoUlrements ot appilcacle law. If Ihe amount of Ihe Funds held by
Lender is not sufficient to pay Ihe Escrow lIems when due. lender may so nOlify Borrower in writing and in such case
Borrower shall pay 10 Lender the amount necessary 10 make up Ihe aeflciency. Borrower shall make up Ihe deficiency in no
more Ihaltwelve monlhly payments, allender's soie dlscrellon,
Upon payment In full of all sums secured by Ihis Security Instrument. lender shall promplly retund to Borrower any
Funds held by Lender. If under paragraph 21, Lender snail acqUire or selllhe Properly, lender, prior 10 Ihe acquisition or
sale of the Propeny, shall apply any Funds held by Lencer a: Ine lime of aCOUlSlllon or sale as a credit againsl the sums
secured by this Securlly Instrument.
3. Application of Payments. Unless applicable law prOVides olnerwlse, all payments received by Lender under
paragraphs 1 and 2 shall be appiled: firsl. to any crecayment charges cue under Ihe NOle; second, to amounts payable
under paragraph 2; Ihird, to interesl due; fourlh, 10 prlnclcal due; and lasl. 10 any lale charges due under the NOle.
4. Charges; l181'18. Borrower shall pay all taxes, assessments, charges, fines and impOSitions attributable to the
Procerty which may allaln priority over this Securily Inslrument. and leasehold payments or ground rents. it any. Borrower
Shall pay these Obligations in the manner provided in caragraph 2, or if not paid In that manner, Borrower shall pay them on
tIme directly to the person owed payment. Borrower snail oromptly furnish to Lender all notices of amounts to be paid under
thIS paragraph. If Borrower makes these payments cirec:ly. Borrower shall oromptly furnish to Lender receipts evidencing
lhe payments,
Borrower shall promptly discharge any jien which has priority over thIS Security Instrument unless Borrower: (a) agrees
in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) Contests in good faith
the lien by, or defends against enforcement of the lien tn. legal proceedings which in the Lender's opinion operate to
prevenl the enforcement of the lien; or (c) secures irom Ihe holder of Ihe lien an agreement salisiactory to Lender
subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien
which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower
snail salisty Ihe lien or lake one or more oi Ihe aClions sel torlh above wllh,n 10 days of Ihe giving of notice.
5. Hazard or Property Insurance. Borrower shaJl keep the Improvements now existing or hereafter erected on the
Property insured against loss by fire, hazards included WIthIn me term 'extended coverage' and any other hazards,
InClUding floods or floOdlOg, for Which Lender requires Insurance. This insurance shall be maintained in
(pagll2016pagosl
Form 3008 9/90
the amounts and tor the penoo. ,,'at Lenoer reQuites The Insurance camo, providing Ihe Insurance Shall De choaen by
Borrower Sub,ect to Lender's approval WIllcn snail no: De unreasonably WIthheld, It Borrower f8llS 10 malnta'n coveraoe
descnbed above, Lenoer may, al LenQer's OPI'on, OO:a,n coverage 10 prOtecI Lenoer's ngms In tne Property ,n accoreance
Wlln paragrapn 7,
All Insurance eOloc'es and renewals shall be acceo:able 10 Lender and Shall Incluee a slancard mo'IQag. claua.
Lenoer Shall have tne ngh: to nOld Ihe OOI,c,es and renewals. It Lenoer reou"es, Borrower shall p'Omplly g'v. 10 lencer 411
rece'Pls ot 08ld premiums and renewal nO:lces In Ine event of ioss. BorrOwer Shall g,ve Crompl no:'ce 10 Ine ,nau'anee
camer and Lender. lender may make proof of loss It not made cromptly oy Borrower.
Unless Lender ana Borrower otherWIse agree ,n W"ltng, Insurance croceeos Shall be accll80 to rentoror'on or rop." 01
Ihe Property damageo, It tne restorallon 0' 'ecalt 's oconomlcally toaslcle and Lenoer's secunty 's nol I...oneo II lhe
reslorallon or repSJr IS not econOm'caHy teaslble or Lender's securlly woulo be lesseneo, Ihe Insurance Croceeol Ihall De
acploed to the sums secureo by Ihls Securlly Instrumenl, whether or not Ihen due, WIth any excelS ca,o to Borrower It
Borrower abandons lhe Property, or does nOI answer WIthin 30 days a notice Irom Lenoer thaI Ihe ,nsuranc. ea,n.. hU
oftered to sellle a clSlm, then Lender may collect tne Lnsuranee proceecs. Lenoer may use tne croceocs to reoa" or r.llor.
the Properly or to pay sums secured by th,s Sec",,:y Inslrumen:, whe:ne' O' nOI Incn C.e rr-e 3C'cay CO' 00 ",iI Oog,n
wne,~ notIce IS grven.
Unless Lender and Borrower otherWIse agree ,n W"',ng, any applicallon of croceecs 10 oronc,pal snail no: ex'.nd or
POSloone Ine cue date of the monthly payments reterree to In caragracns 1 ana 2 or cnange Ine amount ollne cayments It
under paragraph 21 the Property is aCQUIred cy Lenaer. Borrower's nght to any Insurance COloc'e. ana Croceecl relultlno
from damage to the Property pnor to the acquIsition snail cass to Lender to the extent 01 the sums secured Dy thiS Secunry
Instrument Immediately prior to the acquisition.
6. Occupancy, Preservallan, MolntenanCll and Protection at the Property: Borrower's Laan ApPlication: Lea..hald..
Borrower shall occupy, establish, and use the Procerty as Borrower's PFlnCIPal reSidence Wllh," alXty days after the
..ecution of this Security Instrument and shall Continue to occupy Ihe Property as BOrlower's cFlnclpal realdence tor It
least one year after Ihe date ot OCcupancy. unless Lender OtherWIse agrees In writing, WhiCh consont sh411 not De
unreasonably wilhheld. or unless extenuating Circumstances eXist which are beyond Borrower's COntrol, Borrower anall not
destroy, damage or impair the Procerty, allow the Property to deteriorate, or comml: waste on Ihe Property Borrower Shall
be In detault it any fort""ure action or proceeding, whetner Civil or cFlm,"aI. IS begun that tn Lender's good I8Ith Juogment
could result in torfeiture of the Property or otherWise matenally imCSlr the lien Created by thiS Securtty Instrument or
Lender's security In!erest. Borrower may cure Sucn a default and reinstate, as prOVided In oaragraph 18, by caustnO tne
action or proceeding to be dismissed with a ruling tnat, In Lender's good fSlth determination, preClUdes tortellure ot Ihe
Borrower's Interest in the Property or other mateFlall",cairment of the lien crealed by thiS Secunty Instrumen! or Lender'a
secunty interest. Borrower shall also be in detault if Borrower, dunng the loan application process, gave matenally 141se or
inaccurate Information or statements to Lender (or talied to prOVide Lender with any matenallntormallOn) In connecllan WIth
the loan evidenced by the Note, including, but no: limited 10, reoresenlations concerning Borrower's occupancy ot the
Property as a prinCipal residence. If this Security Instrument IS on a leasenold, Borrower snail comcly Wllh all the oravlalons
of the lease. If Borrower acquires fee tille to the Prooerty, the leasenola and the fee tllle snail not merge unluss Lender
agrees to the merger in Writing.
7. Pratsellon of lender's Rights In the Property. If Borrower fails to perform the covenants and agreements
Contained In thiS Secumy InslrUment, or there IS a legal oroceedlng tnat may slgh/tlcanlly altect Lender's lights In the
Property (such as a proceeding in bankruptcy, probate, tor conoemnatlon or torfeHure or to enlorce laws or regulations),
then Lender may do and pay for whatever is necessary to prOlect Ihe value of the Property and Lender's Flghta in the
Property. Lender's actions may include paying any sums secured by a lien which has priomy over thiS Securtly Instrument,
appearing in Court, paYing reasonable attorneys' fees and entetlng on the Property 10 make repairs, Although Lender may
take action under this paragraph 7, Lender does not have to do so,
Any amounts disbursed by Lender unoer thiS caragrach 7 shall become addlliOnal cebt of Borrower seculed by this
Security Instrument, Unless Borrower and Lender agree to other terms of payment, these amounts shall bear Interest from
the dale of disbursement at the NOle rate and snail be payable, wHn Interest, upon nOllce trom Lenoer to Borrower
requesllng payment.
8. Mortgage Insurance. It Lender reqUired mortgage insurance as a condition 01 maktng the loan secured by this
Security Inslrumen!, Borrower shall pay the premiums required to maintain the mortgage Insurance," el'ecl. II, tor any
reason, the mortgage insurance Coverage reOUlred oy Lender lacses or ceases 10 de in eltect, Borrower shall pay the
premiums required to obtain Coverage subSlantlally eaulvalent to the mortgage Insurance prevIously .n effect, at a COSt
substantially equivalent to Ihe cost to Borrower of tne mortgage Insurance previously In eltect, from an alternate mortgage
insurer acoroved by Lender. If SUbstantially eOUlvalen: mortgage Insurance coverage is not available, Borrower shall oay 10
Lender each month a sum equal to one-twellth of the yearly mortgage insurance premium being paid by Borrower when Ihe
insurance coverage lapsed or ceased to be In eltecl. Lender Will accepl. use and retBln Ihese caymenlS as a loss reserve '"
lieu 01 mortgage tnsurance, Loss reserve payments .'nay no longer be reqUired, at the OOtlon ot Lenaer, If mortgago
insurance coverage
CpageJorSPAgeSI
Form 3001 11110
(In the amount and lnr the p., .d that Lender reaulres) provided by an In~urer approved by Lenaer again becomes
available and 16 obtS/ned, Borrower shall pay the premiums reaulred to mS/ntS/n mortgage Insurance In ellect, or to provide'
s lOSS reserve. unttl the reQuIrement for mortgage Insurance ends In accordance W1lt'l any written agreement ::latween
Borrower and Lender or applicable law.
B.ln.p.ctlon, Lender or Its agent may maKe reasonable entlles upon and inspections of tno Property Lenaer shall
gIve Borrower notice at the time of or ~:mor to an Inscectlon sceclfYlng reasonable cause for tno Inscectlon
10. Condemn.llon. The proceeds of any awaro or claim lor damages. direct or consequentIal, ." conne.:tlon 'Mth any
condemnatIon or other taking of any paft of the Prooerty, or lor conveyance In lieu of conoomnatlon. are naracy assigned
ana Shall be paid to Lender
In the event of a tOlal taking 01 the Property. !ne proceeds shall be aoplled 10 the sums secured by Ihls Security
Instrument. whether or not then due, WIth any excess paid to Borrower. In the event 01 a partial taking 01 the Property In
which the f8Jr market value of the Property Immediately before the taking IS equal to or greater than the amount of the sums
secured by thiS Secunty Instrument immediately before the taKing, unless Borrower and Lender otherWIse agree In writing,
the sums secured by thiS Security Instrument snail be reouced by the amount of the proceeds multiplied by me following
fraction: (a) the total amount at tne sums secured ~mmedlately cefore the taking, dlvloed by (0) tne fair marKet value of the
ProDe~IY Immediately before tne :aklng. Any calance snail be oald to Borrower. In tne event of a oartlai taking of me
Property In which the fatr market value of the Property Immediately before tne taking IS less than the amoun: of the sums
secured ImmedIately before the taking, unless Borrower and Lenoer otherWise agree In wntmg or unless apphcable law
otherWise prOVides, the proceeds shall be applied to the sums secured by thiS Secullty Instrument wnether or not the sums
are then due,
II the Property IS abandoned by Borrower, or If, after nolice by Lender to Borrowe, that the condemnor olfers to make
an award or settle a clS/m lor damages, Borrower falls to respond to Lender within 30 days atter the date the notice is given,
Lender is authOrized to collect and apply the proceeds, at its option, either to restoration or repatr ot the Property or to the
sums secured by this Security Instrument, whether or not then due,
Unless Lender and Borrower otherWise agree in writing, any application ot proceeds to prlncical shall not extend or
postpone the due date 01 the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments,
11. Borrower Not Releaoed; Forbearance By Lender Not a Welver. ExtenSion of the time for payment or modification
of amortization of the sums secured by this Security Instrument granted by Lender to any successor In Interest of Borrower
shall not operate to release the liability of the original Borrower or Borrower's successors in Interes\. Lender shall not be
required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise
modify amortization ot the sums secured by thiS Secullty Instrument by reason of any demand made by the original
Borrower or Borrower's successors in interest. Any forbearance by Lender In exerCising any right or remedy shall not be a
waiver of or preclude the exercise of any right or remedy,
12. SUCC8880rs and Aaalgne Bound; Joint and Several Liability; Co-signers. The covenants and agreements of this
Security Instrument shall bind and benelit the successors and assigns of Lender and Borrower, subject to the prOVisions of
paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security
Instrument but does not execute the Note: (a) IS co-signing this Security Instrument only to mortgage, grant and convey that
Borrower's Interest in the Property under the terms of thiS Security Instrument; (b) IS not personally oollgated to pay the
sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify,
forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that
Borrower's consent,
13. Loan Chargee. If the loan secured by this Security Instrument is subject to a law which sets maximum loan
charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in
connection with the loan exceed the permitted limits, then: (a) any such loan charge shaJJ be reduced by the amount
necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded
permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under
the Note or by making a direct payment to Borrower, If a refund reduces principal, the reduction wiJJ be treated as a partial
prepayment Without any prepayment charge under the Note.
14. Notices. Any notice to Borrower prOVided for in thiS Security Instrument shall be given by delivering it or by
mailing it by tirst class mail unless applicable law requires use of another method, The notice shall be directed to the
Property Address or any other address Borrower oeslgnates by notice to Lender, Any notice to Lender shall be given by
first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice
provided lor in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided
In this paragraph,
15. Governing Law; Severability. This Security Instrument shaJJ be governed by federal law and the law of the
jurisdiction in which the Property is located. In the event tnat any provision or clause of this Security Instrument or the Note
conflicts WIth applicable law, sucn conflict shall not affect other orovislons of this Security Instrument or the Note which can
be given effect without conflicting provISIon. To this end the provisions of thiS Security Instrument and the Note are
declared to be severacle,
(paqo4ot6PBgoS)
Form 3008 9/80
18, Borrower'. Copy. Borr",.or snail DO glVon Ono eonlormod CODY 01 lno f'lulO ond 01 Ihl, Soeutlly In&1rumon!
17, Trln,'.r 01 the Prop.rty or. Blnl'lellllntlrlltln Borro_r. It all or any porI 01 IhO Proporty or any InlOrO.I'n III.'
SOla 0" ~"arlstorrod (0' ,~ II bafHi'.c,a: In10ro!>: ,r. Oorr(,,\o',~ &0:0 or :ran&fArtOO and Borrower t: no~ n natura! ocr~on) WHhout
Lenoo's prior wrltton con~onl, Lonoor may, at 1m OCtIOI1, reQUire Immediate paymont In lull of all sums socured by thIS
SecurIty Insuumont Howover, It'ltS oPtion shali no: oe oxerCI$o" by Lenaor If exerCise tS cronrOltod by fooora! law as of the
aale 0' tn'l Security tt"strulT.ont
If Lsr'tcor exerC:IO& thiS OPtion, Lenoor srali give Borrower notice 01 acceleration The notlCO snail provloe a period of
not leu tMan 30 cay. trom the dato me notlCO is oellvered or maIled wunln wnlcn Borrower must pay all sums secured by
1t'1I1 Securlt'/Instrumen: If Borrower taIls 10 pay trlese sums prIor to tno eXClratlon at 11"115 penoo, Lenoer may Invoke any
remedies perml!loa by thIS Security Instrument Wllnou~ furtner notice or demand on Borrower.
la. Borrowor'. RighI to Rllnlllll, II Borrowor "'eets cortaln condl1tons. Borrower Sholl hove the right 10 havo
enforcement 01 thiS Security Instrumanl discontinueD at any lime prior to the earlier of: (0) 5 days (or suen other pertod as
aophcaDlo law may sPoclfy for relnstatomont) colore S810 of the Property pursuanl to any power of sale contained 10 this
Secuf11y Instrument; or (b) entry 01 a ludgmont onlOfcmg thiS Security Instrument. Those condItions are tnat Borrower: (a)
oays Lencer all sums wnlch Inen WOuld De c;,;e \.jncef :nrs SecurIty Instrument anO the Note as If no acceleration had
occurred; (b) cures any delault 01 any ptner covenants or agreements; (c) pays oil expensos Incurred in enlorc,"g this
Secuflty lns:rumon:. InCluding. but nOl IImltec to. reasonaDle attorneys' fees; and (d) takes suen action as Lender may
reasonaoly reOUlre to assure that tne lien of tnlS Security Instrument, Lender's rlgnls In the Property and Borrower's
OCligatlon to pay the sums secured by thiS Secu1ily Instrument shall continue unchanged. Upon relnstalement by Borrower,
thiS Secu1ily Instrumenl and Ihe obligations socured hereby shall romain lully effeotlve as if no acceleration hed occurred,
However, Ih,. light to reinstate sholl nol apply In tho case 01 acceleration under paragraphs 17.
19. Sail ot Notl: Chlnge 01 Lo.n Sarvlcer. The Note or 0 partial Interost In the Note (togelher With this Security
Instrument) may be sold one or more limes Without prior notice to Borrower, A sele may result In a change in Ihe elltity
(known as the 'Loon Servlcer') that collects monthly payments due und.r Ihe Note and !his Security Instrument. There also
may be one or more chong os ollhe Loan Servlcer unrolated to 0 sale of the NOlO. II there is a change 01 the Loan Servicer,
Borrower Will be gIVen Wlmen nollce of the change In accordanco Wllh paragraph 14 above and applicable law, The notice
Will stole Ihe name and address 01 the new Loan Servlcer and the address to which payments should be made, The notice
Will also contain any other informatIon reQuired by aocllcable law.
20. HlUlrdous Substances. Borrower snail not cause or permit the presence, use, disposal, storage, or release of any
Hazardous Substances on or In Ihe Property. Borrower shall not do, nor allow anyone else to do, anything affecting the
Property thaI is in violation of any EnVllonmental Law, The precodlng two sentences shall not apply 10 the presence, use, or
storage on the Property 01 small Quantilies of Hazardous Substances that ore generally recpgnlzed to be appropriate to
normal residential uses and to maintenance of the Procerty.
Borrower shall promptly give Lender written notice 01 any investigation. claim, demand, lawsuit or olher action by any
governmental or regulatory agency or private party ,"volvlng the Property and any Hazardous Substance or Environmental
Low of which Borrower has actual knowledge, II Borrower learns. or is nOlified by any govornmental or regulatory authority,
that any removal or other remediallon 01 any Hazardous Substance affecttng the Property is necessary, Borrower shall
promotly take all necessary remedial actions In accoroance WIth Envltonmentai Law.
As used in thiS paragraph 20, 'Hazardous Suostances' are those subslances defined as toxic or hazardous subslances
by Environmenlal Low and tho following subslances: gasoline, kerosene, other flammable or toxic petroleum products, toxic
pesticides and herbicides, volatile solvents, materials contaming asbestos or formaldehyde, and radioactive materials. As
used in this paragraph 20, 'Environmental Law' means lederal laws and laws of lhe jurisdiction where the Property is
located thaI relate 10 health, safely or environmental oroteclion,
NON-UNIFORM COVENANTS. Borrower and Lender lurther covenant and agree as lollows:
21. Acceleration; Remedies. Lender shsll glv. notlco to Borrow.r prior to accoleratlon IDllowlng Borrower's bre.ch
01 any covenont or agreement In this Security Instrument (but not prior to occoler.llon under paragraph 17 unless
appllcobla I.w provldeo otherwise). The notlco sholl speolfy: (a) the delault; (b) the .ctlon requIred to cure the detault;
(c) a dote, not less than 30 day. from the nDtlco Is given to Borrower, by whIch the delault must be cured; and (d) that
follure 10 euro the delault on Dr b.'Dre the date specified In the notlco may result In ecceleratlDn 01 the sums secured by
this Security Instrument, foreclo.ure by Judicial prDceedlng and solo 01 the PrDperty. The nDllco shell further InlDrm
Borrower 01 the right to relnst.to after accoler.tlDn and the right to assert In the foreclDsure procoedlng the
nDn...xlstenco DI 0 deloult or ony other delense DI BDrrower tD .ccolersllon snd loreclosuro. If the default Is not cured
on or belore the date specified In the notice, Lender, at 110 option, m.y requfre Immediate payment In full 01 all sums
secured by this Security Instrumont without further demond and moy IDreclose this Security Instrument by judlcfal
prDceedlng. Lender sholl be entitled to collect all expenses Incurred In pursuing the remedies prDvlded In this
paragrsph 21, InCluding but not limited to, allornays' leos DI 5 % 01 the amount decreod lor principal
and Interest (which leos shall be allDwed and paid.. pari of the decree DI Judgmenl) and cosls DI title evldenco.
(oageSol6Dagesl
Form 3008 9/90
,
22. S11111tactlon, Upon Pay,..~nl 01 IllI lums I8cured by Ihtl Secuflly Inaltument, lenaer ahall ceu.e Ine .nrry 01
salle/acllon 10 be maae upOn Ihe recoras of In,s Secuflly InSlrument WllhoUI cnllge 10 Borrower Borrowe' .nlll PlY Ill'
COSts and fees for entering the satlstactlon UOon Ino recordS of t"IS Socurlty InSlrumon:
23. Rlderl to Ihl. Securlly Inl1rumanL II one 0' more "ders are e.ecutoa by Borrower ana recordea 'OOOlh., Wlln
Ihls Securlly Inallumenl, lhe covenants and ag'eemeols of eacn SUCh r'der snail be Inco,poralod ,nIP ana snail amena and
supplement Ihe covenants and agreements of In,s SeCu"ly Instrumenl as " !he "pe'(s) we'e a pa'l of In,s Secu"ty
Inslrumenl [Check apPltcaple Ooxlesl)
o Ad,uslable Aalo Alaor
o G,aduarod Paymenl R'der
o Balloon Aide,
o VA Alder
.~
Conaom,nlum Rldor
P1anncc UnJ: Ce'tlEtlopmont RIOOf
Rare Improvement Rldor
Other(s) rSoeclly!
I
! i
-
1.4 Family A'M'
-- BlwOflldy Payment Aldo,
Second Home Alaer
[j
......
, ,
BY SIGNING BELOW, Borrower accepls and agrees to the terms and covenants conlalned In thiS Secullty Insrrument
and in any rider(s) axeculed by Borrower and recoroed Wllh II.
Signed, sealed and delivered in the presence 01:
Theresa A. Stouffer
(Seal)
.Borrower
Joseph A. StOUffer
(Seal)
-Borrower
(Seal I
-Borrower
STATE OF DELAWARE, Sussex Counly 88:
BE IT REMEMBERED that on this 18th day 01 June, 1994
personally came before me.
Theresa A. StOuffer and Joseph A. Stouffer
/Spec" Below ThIS L.lne/o, ACknOWledgment/
(Seal)
-Borrower
parties
be their
10 this Mortgage personally known to me 10 be such, and severally acknowledged Ihis Mortgage to
act and deed,
Given under my Hand and Seal of Office, the day and year aforesaid,
My Commission expires:
NOl8ryPUbl1C
Ipaga6ol6PlIges)
Form 3008 9/90
I
-
[[Its 3BcCft, mttftc HIts
TAX HAl' 1-'-16-410
11th day of ,1uno in th~ year of
0111' LORD one thousand lIine hllnrlred and ninety fOil/'
IIETWEEN, rllANR II, !Fr, JR. end IlAROARET II. Err, hlo 'dHe, or
1>,0. Box 990. Oeoen VI"w, DE 19970, portio. or tho rlrot port,
- AND -
T!ERESII II. SToUrrER end JOSEP! II. STourrER. or 3S12
Cedar Avenue. Camp 11111. PA 17011. portlco oC the oecond port, os
Tenants in Common
ml/nE88d~, That the said panics of the /irst part, for and in cOllsidel'alion of Ihe
sum of ONE DOLLAR and OOf/OO laKfll1 nUl/le.l' of Ihe United Stale,l of America, IIIe
receipt whereof is hereh)' ackllowledged, herehy grant and convey IInto Ihe said
parties of the second pan.
ALL that certain lot, piece or parcel of land,
situete, lying and being in SIlADY DELL PJlRK, Baltimore I/undred,
Sussex County, Delaware, known and designated as LOT HUMBER 8, BLOCK
J, SECTION FOUR, PARCEL D, as shown on the plot of the aforesaid
Shady Dell Park as filed in the OCCice oC the Recorder oC Deeds,
at Georgetown, Delaware in Plot Book 8, Page 948.
BEING the same lands as cOnveyed Frank A. Eff, Jr. and Margaret
A. Eft, his wife, by Deed of RiChard F. Detaria, Sr. and RiChard
F. Detorie, Jr., .dated June 5, 19B3 and Ciled for record in the Office
of the Recorder of Deeds, at Georgetown, Delaware in Deed Book 11S2,
Page 112.
SUBJECT TO all restrictions filed for Shady Dell Park as recorded
'dith the Deed filed in Deed Book 1182, Page 112.
PAEPAAEDRY
l..Olllu
D "T~"""NrUn"t'l.... ".
,"1'111'R= J9'00 It'.~;'''' '~~:.\.:.m.:"!.;.MSIO~ll" :~C TJ ?~. 'I~
.....
...f"i .l~\l.;"; I
rN~~lr~NT~~J~qACD~~MTNT
nns AQ~, made lhi.~ '1 dAy of Man:h, 1997, by IDd ~ JoMph A.
SlDulfer ancI.lellruter r. SroWra, (lD.rdw the .s.Ucr'), IlId A.a8ola A.1CalJy. (llIe "BUYa").
VI J T S 'E: S S I! T J..l:
WHEltEAS, s.u.. is lIM 0_ of Cla1alllll1lCtotaroUDd~. 422 JJ~I.c-." AvtllW,
!I:.w C\lIlIb<<!aIId, PClIDI)'lYMiI 11010 (tile "Propeny"l; IIld
WHEREAs, lbc Jll'Opo:n)' illUbjOC1Io . molt...e u of tile "'(-,.;_ of tIIiI Iutal'-r
SalCl A~ m:I
WHEREAs. Buy. d8Wws ID pun:buc \he Property 1iom lIM s.u.r. fD which lbc ScJ10r is
aarceable.8JJ IIIlder &lid jl\ImIIAt to the lCl'IIIIlDd lXlIldiliOl1S -ina&r ace fanh.
NOW TI!ERfFORE. in considcmion of these ~ cd lhc mlllllal co'-u bcrcin
<:al1w.ned, the panics berelo. each inreDdina to be Icpll)' bouud. do IltlW cow.wu mol aar= at
follows;
I. The Sl:lIcrCOVen&l1tsand asr=s to $CU aod the Buycrcovuamand lljlJee ro purchue,
under lll\d subjec:110 tbc: lcrms I1ld ",editions "-ina&r $C:; fi:Isth. all of tile s.Ilc's right, title and
intcn:st ill, to &lid otlhe Property,
2. The ~ !'ri1:Cl for !be Propelty sIlaIl be EiiInY Eiabz Iho\IUIld NiDc Himdrcd
DoUm (S88,900.00IOlc:rcafterrefmed ID lIS the "PwchascPriCO").1o be psid by Buyet as follows:
(4) \he aDIOWlt of SCVCIl Thollillld Five HuIldred Dollan ($7.500.00) OQ tile IiiDi.Di
orlbb 1IiI'=""'ll; and
APlif~.J9_'OQ.;.1.:.~:.:.r~ ~;'"""~...~.n:Hr!.;rr..i!:t)~~.. ;~, ro, '-III
..., .....c:;
~,....',-,")J.'Q I I
~
(hI IbI ~ 0( lIM ~ price or Ei&bIy ODI ~ I'ow HlUIlbI
DoIlIl'S ($Ii ,400.(0) lolctbcr with itIlcrcft thcrooo At tile tale ofEiallt cxI. Hall JlQ'CClIt
('.5~) per &IlllUlll, payll>l. ill equa!=llIly ;.-11_. of~ple aQd iawcIt of Sill
HWldred rwCIl)' Five DoIIIn wi 901100 ($625.901 CIIch, to.edIcr wltb 0lM ~ of tb:
~llmllllUClwI Iw3nI ~ cons for !be Jlt'Op..t) olOrlA JIuadred 0lIll Do11an wi
15/100($101. ")for . lOCal pa)'lllC:Dt of Seven Htmdnd TWClIt)' Snal 00IIan ..t 6$1100
(5721,65) per tIWlIh, lhe IIrst i=a1lmcol bc:iD, due and payahj,a QQ M.y I, 1997 IIld
;.v.ftnn;.. OQ the firsl (I II) day of adl mooth th=a&r. witha beIIooo pe)'lllalt of Scvl:al)'
Eisht ThollWld Th= HIIIIdrcd Fifty Fi~e Dollats wi 0 III 00 (S11,:JS5.0 I) due 011 April I,
2002, in =dmc.e with the amonization "''''''''''od ......bed h=loand ~b:rciII
as Exhibit "B", lk Buyer sha11 have the rishtlD )lI'1IJl&y, withouz peaalty, the priucipal
ball1l1Ce ill full II any time. !fan)' monthly in.mUmcnt is DOC paid within 1i1t.ccu (15) da)'.
a1lcr it has bcc:omc due ADd p&yablt, Buyer shall pel' 10 Seller . late c:Jwoa. o{five JlCCIIIt
(5~) of SUCh IItIOIlIIL
3, PcueuiOD of alld to the Propeny shall be A-'lled aiVl!IIl to Buylll' pun1l8llt to tliis
~..ofMay 1.1997.
4. AU ~'<i"'iDa p1wnbiGi. beating, &it ~tiOtWla wi I;af'ri"i fixnIros ADd .)'St::IlIS
llpPllllellan1 thereto aad formiDi . pan tbcrcof and any pmollal pi llpw1t J~ ill sai4 uuit, CItId
otbcr pelllWlem fixtum are included in the JlUtl:l:asc CItId sale IlDder this ~t. All slldl
PIOPmY i$ being COllvcycd llIld lICCCplOd "M Is" with no WIImIlltiCl wb.taoovcr.
5. Real ~ taxes, watcralld sewer char,es, I.lIlIIlIY other lleaable charges of a similar
1W1ae. shIiIl bO apponio!led ill of May I, 1991, and sbalJ ~ be- th.c lC$pOtISibility of tbc:
-2.
"I"111"fP J':l 'OQ l.'.l~ S/' "''''J;E_lol.!l-l~MSIO''Q~ I..: ~o 1"'" l~
rP"li.lSe.....all
.
BuyCl'. iDdudula all)' bIsle1l1 ._-. Illd olbc 1iaah1.1 ilea '"'poeed &IIinIl tho P/'opIny.
AAer May 1, 1997 u.. Bllyer shall PAY wilen ICclu due a111UcS, claIIps, ..--....lS, Itldotber
IDIllWIti cIua or bccn-1ftll d>oll: ID ICY ,0vcmmcntaJ IIIlbonticulld all water, lIMa lIDd o\b.er lIliIity
mats, <:Jwacs lAd cxpema lIpOIl or wilh rcIpIll:llD!be ProJlCltY. Buyet sIIaU plI)' Soller molltb.1)'.
OllC twcIftbofll:e llIJla, c!wllcs. us ~lSlticlolher 1tD0\II\Is em. to IIlIY aov_,.lllIlboritios
as oatliud in ~ 2(b). /n the cvw IbI ImOIIIll collected docs DOt pay ill iiIIIlhIl _..
o:haIics, _IlIC111lS acd otbc &lIIOIIDts cluc ID ICy aO\'CIDlIlCDla1I111l1lomy,Bli)'cr qn:cIlO pey tile
sbIm faJllO Seller within dve (S) days of IlOlice l<l Buy... 60al Sdlc:c of ~ 1bortfaU.
5. A1lcr Mayl, 1997,and durinathc tcnn of this Ag:teCI\lCIll. Bu)'ClZ'sIW1 be t'MpOllIible
for lDd shal! pay for all utilitiC'S used ill COftMCuon wid! the Pmpat)'.
7, A1t.er ~y I, t 997. &ad durina \be lam ofthiJ ~ellt.1ho Buyet IbaII obQiD (a)
fire IlId exlClldcd ~vCl'lie insw-aDce for lIIIlImOunl not ~ thaa the purchuc price UId alberwuo
in form alIll CQII1al! aa:cplCd ID Sdkr. aIld (b) =lRbcmivc a==aI public liability iDslam:c in
the amount ofal lcaal 0Ill: MlUlon ($1.000,000.00) Oollan, All suchwlII'UK'll coWlrlllc ahaII be
issued by oQC or 1Illm: rcplll4ble iIuuraD<:c compacics duly qualified 10 do busincsa in I'ctwyIVlllia,
wi shall pnlvida tb.t.uch eoveraso sIlall DOl be canceled without iivina the SeI.Ic: 111_ thUty
(30) cia)'$' advm;: writlell DQliu tJm.of iIIId that if the Buyer sba11 fail fD bep such ins1IraDl:c in
eifc:ct or give noticeoiit3l1O\l.rcucwaJ.the issuer;mm"<l; ".ly,bdluolify s.u.llu:reaf. The Buyer
sbaIl deliver to the Seller ~ copy of each ='1 i_ policy, CI:Ili1lcI%e of insurRDCC or otltcr
proof Jatisfac:uxy1O the Selle::showiq IlW 1lll: lnsllrilllCC coVC1'9 hMby requlrcd is in Coree Itld
d!'CC;1 Funher. Seller sball be lWllCd as "Loss Payee' on any policy iaauccl pIII1UIIl1lO lhl5
Agreement.
.3-
....q I1=P Jo: '00 lJ !4;):l1 l~l;P-,_..Il.:.:"'MS1 ONA" I N~ TO 7"-' 'I ~
PP.l~'1.;es...o: I
So A1lcrMay 1.1997.llIddllriAlllbctcrmO(llIiIApanCltl"dc:IlnIccionOforda...~V
co &II)' bu.1JdlllCor any otbc:rimproWClllc:DlIlOWor bcnaftu~OD tIlcPro....,t). wbabcrfrDm fin>
or au)' otbc:rQUle, sball DOt rdeue tile Buyer from Ill)' of hiJ ob1iPliOtl& lIlldet thiI Ail.........!; it
bei.ll8 expmsly UIIdenrood Uuu 1bc Bu)'er boars 4lI rWc of loa to, or dam., of tbe J>r...- t)'
CQmm"lle1tla U o(May I, 1991, Ally prllQIIds RCeivQ!~ the Buyer or Seller fnlm floocI. Un: IDd
cxtCIIdcd COY'" m.w.-, U pro\'id8d ill p.npph 1 abo.... W1I tint be ~ied ID~. ,^oloot..
con of rcpala With In)' rem~;ftlftl iIlIIInnce proc.dJ I/xu ~Ic 10 tile Sdlc 1OWu'dI tbe
Pu:cIwe Price and &II)' belIIlcc tbmlof 10 the Bu)".
9. Tbeze WU be two (2) c:loriap 011 rlIl.s lI'IDMclioQ. The 1inl shall be bald on or befonl
May I, 1991, 11 which time . SC1tI_1 sbcct ahaIl bo prepared Pftl1'lIl:iDa InY aid aU taxes, _
IIId SC'WQ'~&Dd""'''''''"';";IItD......~UIU of~ 1.1997. The 1iaa1 cloaiDaaba11 be held
on or bcfoR: April I, 2002, It a time lIIIC! pl- mutUally acrccabJc between !he !*ties or 11& later
dare U ."'~ in ~tiIla by all panics bema. Al aid cloGna Sellu shaU eucur.t a spec:laI
WUlallry dead 1nIIaf..na, said property 10 Buyer.
10. If Buyer disc:hqcs his obliaatioas hr:muJder, S8JIao sllall cOtlvey looc1 aDd
markelab1e fee simple tide ro the Property to Buyer by spcciaI wmamy da:d.1ice 4lld clear of aU
1icns auJ 1D01tilies, bUI UDder and subject 10 any and all CDCUmllraaccs (otbcr tbao IDOftpgcs or
1icm), ~1SCIllCIIIS. covCllaIIl$, rcstric:tiollS,conditiollS 8lId other mattas of r:cord u of the dare of this
Aircc~ Title ID !be JlIOP<Uyto be imurablc by any r<:putahle ti!I4I ~ c:ompcy listed ID
I'
I;
iJ
I',
I. .~. ....
I .
i
, ,
do busiaessin the CotIlDIODwea!tbofPCIIIIIylVlDiaat rej\llar_ All rcdtyll1lllSfertaxcs i~
thereon by what3ocv... jurildic:tion shaI1 be paid by Bllycr and ScUcr in equal sbaru. Provided,
4-
Aj:)rt ~ 39.. ,'Qq .. .11~'Zt=4'1.~ '~j:'?_~ ..:..,j.IhL:~: .:...Al. : hr Tn"-' I?
pe,~l~.'~atJ'''': i
llowev<<,l!lIl ~Ue(S sbaR of Mid tIIAS1'crlU sballlllll ex.c.i ElP HUDdrcr1 Ei&btY Ni!III DoIIan
(S"9.oo).
II. DurilIa lllc ICr1II oflhis A.lP=DI. Buyer tIlaI1 DOt pam1t 1lJ'IlM"l.nni".. Iieo or
claim ID to. -*' IpIIIA or aaach \I) aile ID tlle Pnl!*IY. M.....o_, Buyer IIIaI1 cawc ID bave
a stipulalicD aaainst I.iclIS ti1cd in lb& approprialc offtce prior \I) lbc co...-"",...t or IlJY
~-aoDgr iIIlplOy~reqllinDa ~!Q tha SclkrIllldc:rPllllpph 21 bmol. Scl1CI'slIaIl
DOl enCUlllbor till title fD the property by tile exocll:lon or rocordaDOIl of lIIIY mortPic, j\'''r-I,
lien or otbcr charie of m)' IlItlItC wiWlceVer io lllIWIl :J( I!ll: amollllS of Fifty 'I'IlOl1~"" DoIIan
($50,000.00). Noti.:cofthe czItIY ofany moncllCc.j~t, Iiecor odtcr_~at'f..:Wlc
tillc:1Otbc:propertY=cvcdby Sclletlhall be givClID B\lycrwilbiD tcQ (10)da)'S oflhc reconIiDc
tbInof. hi the cvCIl1l1AY mort&lIIc,j'~t, IiCll or aIher ~dectiDi 1i11e u..r... "'"
is recorded and ckfauh in same is made II; Selle:. then Buyer IbalI have tbll rialn ro pay OIl &lid
oblipti011 and r-=vc =<lit aaaWst any ;"...,Jlm~l paymeou due baelmder without p:2IlIhy. hi
tht CVCllI Bu)'C"! paymCllU equal all accrued Wlpaid chorscs IIlId 1bc ~prU>cipal price due
under Ibis AgreCmeIlI, Buyer tnlIY compel deli .ery of the Deed for tbll p.-o~,
12. P.ymem by the Buyer of alllllODies ".....,m"l: dua benuDdcr and the pedormarx:e
of all covtll&l1U IIIld cow:liuOlIS of thU Agreement 10 be kept IlIld pc:rl"ormcd b)' tbll BII)'Cf arc
conditillll5 )',0; I ~'IIIt \I) tha pcrio~ by tile Seller IIllliertllis AplIIIlCIt. !Iuddition to the olha'
cVClllS of clcfault .pc:cificd unGer thU Agreement, the occ:umocc of G:1 ~ dle tollowina aha11
coDSlitulC lID 'EvCl:l1 or Ociault" by dle Buyer:
(a) F allure ID pay any monlhIy insullr-' or other SWD of J1IODeY within fii\cal
(l5) days after same bu bl=1IlC due and payable; and
-5-
k~Joi ~~ J9_ '00 ~e ~;,):.t'l SP;f "...,:~~.3. ~J~L.:..!.:4'1S )I''''ttL. : ~':: -0 ~-.,_. 19
flP.~~.::)~,..01 :
r
t
(b) Failln ID ptdonD III)' olbcr pn>visiDa ofthiJ ~..._
11. Scll.t:r shall ba~e tbcfoUowlDelCalCl1lcsIfBII)'CI'cammitIllE_of~,,111 ThclIc
llID*I1es&l1l DOt cxc:IuaiVll; they III1l c:IIIIlll1&tive Iltld In addlllClD ID ~ ~ ~~ QOW or Wcr
.
p
lilowecl by law Of cqllil)':
(a) Sellerill&)' declare tb.is Agreemt:Dt .......;...,...1 &ad all nihu Iltld ob1ipliolll
of BIlYCl' IIIldar this ~t sha11 ce&IC lad tenIIlIWe, &Dd all ~ts 1II&d8 by till!
auym dlaIl be lClai.aed by s.ucr u liquidated damiacs fot the ute oftbe Propelf)' m1 tIQt
,-
'f
r.
u a peaall)l;
(b) S.u.. ru.y cure III)' default by Buyer, &Dd IllIY SUItI.I expeDded 10 CIl1'e 1M
rI<!findt,lDllctbc:rwilb iIlrcrea at tile rar. of 0Ilt perceIlI (1%) per tZIOIIIb oe 1bcl1OA 1Iloareot:
sbM1l be due &llll pIl)'able immediately Ilpon dIlII&IId lAd MCurad by thiJ Asmmca1;
(c) SeJlao lll&Y pracccd to l'C:K'luUelllc Prqx."t)' by tilini III aaion ill llIOClpge
foroclollU'C in whi<:h eaR iluyC>' ahall be rapoDaible fer all aMl:I aIId lealI^ft."Lt ..u..'_r
"l
,
.\
,
fees; or
(d) Seller may procecd by actioaofcj...'ftnM>tOD this ~fortberecovsy
of lite Property md tile Bll)'er sutborize lIDd etIlpower any allOnley of any COUlt of record to
appea: for tbem ill III amic:able aalOtl in ejCCllDClll for the Proporty, 10 be CDtIrCCI by the
~i
ProIIlQlIOlaTj'. in which tile SeUllI' shall be !be plaltllitf'aDd tbc Duya'. tbc dcfcadlmt, and
cOllfC$S jll'1iJ""'l1 for poSlelSiOll ofthc Propcny alld. to alIlhori:ze tbe I'".....r!l.t~ i!Slling of
a writ of posseulOIl with co3l:l1lDd Il:lualaaomey's fees i=m:aL
14. Should ~1Icr default 011 tilt tilllllld timely pe:formance of any of it! obligatiQD5
-6-
N
[:;,
r....
I
under !be terms of tha Agra:mcm for IlllY lCUOD, BllYer may brUIg SlIit tOr clIma&cs lIDdIor opecific
,
i'i
""Ilt~~9..'~_;.1!..;I~,'~;O h....f.:....'~~JJ\J-~~'?r:H~..~ :"'C ..'" -- 19
.~l.;.:.).:;~,." I I
psn'c:nIIIIZll:II of tbia AfreaDcm in addItiOIl ID &II)' oclIl:r npta COIIfImd ID bitII UDder tIIU
~L
I 5. AI1l1O~ 01' ocboor conunlllll~ol\1 pIlI1\IaIlI_cto ID IU)' piny Ibal1 be :II ~tiDC
oIIId IIlII1 be dec:me4lliveo whaulcllvcmJpcnonal!yor ~;,~ ill Ihc UDilodSlMamaiJ.JlQO~'
p~nr'oInl_p1 requalod. addrusad 10 \he panis . liIl: IIddrc:ua set out bdow, or arllKll
olblr Iddn:sa u IIlII1 be desipqcl by . notice c:omplriDi with lhia puapph;
Itto s.u.:
JOMpb A..t. JeDni(er I.. SIno'''.,.
310 Walton Slhel
Lemoyac, PA 17043
ADaalaA. x.uy
"22 Halc1etlllll AVtllllC
NcrwClIIIIbcIad, PA 11070
If to BIIYtr.
16. Buyer aball iDdcmDity Seller aDd save lbcm ~ from 11I4 apiDJt aD,)' and all
claims, adiolll, clAtaa&cs,liabiliticsUld expeIlSC$ ill CGmleClIODwithany lOll ofUCe, pmonal iDjury
wlIordamage ID propc:zty arisi.ae from or 011I of AllY oc:cum=xe ill, upoo M abollllbc Plua-IY, OS'
\be OQCupaD:)' OS' use by the Buyer of the Prcpeny or llIl)' p-n tIlcfeot; c:aused or ~Ionecl wboIIy
or ill pm by any act or omiuiODOftbc Buyer,l1is iiem:I, ~lZaelon, invitcc:l or Iic-'-- lA c.uc
the Sell~ shall be JJllIdc a pany ro llllY litisil1ioncom'lleDCed by 01' IiailISt the Buyer, then 1be Buyer
shall protect and hold the Seller lwmk:.s5. =nd shal1 prilY all C<JSU, CXpclllCSand actUal 1ltOnIcya' fees
inclIm:d or paid by the Seller in coll1lCCtion with such Iiliption.
Ii. IfdllliDa lba Ulml oflllis J\a!=mCllI, the whole or any part ortbc Property 1baI1 be
c.ondanncd, or ~Ilired ill lieu of corrl"",....;on, for auy public or qwui-public purpo$C, any such
seulement award or awards resultiDg from such condcrmlatiOll sha1I fim be IIppI.ied agaimt the
-7-
~p~ t'~ )9 '00 U!.1):lM S... "'~E:~ 1. .-Hw..:A."~ t O,..OL., ,....: ., --.,. J ~
r'P,,\; J:'9-" " : J
,.....I.I~lIlndcbcodlleNdIIc 1Ile ScUer bereuDdet. T!III bIWII:c ot die &WII'd. IC III)', IIIaI1 bcIoaa to
1Ile Buyer. The Buyer abaI1llave 1\1!1 rigbuN aWlonty ill !be "-111"1 atmy IUda r""""""'m..~
.ctioll; .x........1! bowc:var, llW sbould rucb cotldcztnatloa IaIIlt bJ III o1fcr oCJ.. COIll~?II
wllicb III 1_ in ~1IO tIIm lbe V"^'JlII ofllDpllcllnl8rUllllld priDdpaI &Dd Dtbc JlItDoI du. ID ScIJcr
b1Jeuadcr, III) IIICII .....'-, JhaIl be colldudcd wilhouc !be wnllal __r of lobi ScJJc:r.
18. The Buyer sha1l comply willi all valid laws, ordlnm:a and n!C',I.....ft. of duly
CQlISlitutedpubJlcbodlelllowor~iD lIlIIIDer&ttec:dns tile Propcny, tb. adj~l sldcwalb
or any lmprOVelDlllll3 Cll1 the P'''jo'Wtj or IDe use dlC:rClO~ and Iba11 be r"'pQq.IJ./A fer any &Dd.u
lZIlIlIicipalllr~~tI implsed upoa the l'roperty, The BuyCl'sbaU bav. the riah1 to COlltCStthe
vaIilIity of IUI)' laws, crI;""""e$ or rqj\lladons aQvenely ,fI'''"1iDl his UIC oCtile Propc:ny and shaI1
hold tIk! S&!Jcr hannlcsa ~ vioIatioDs by lhc Buyer of any JUl:h law, orrl;"'~ or reauJatIoa.
19. The Sella'ortboirdo5i~&ielll shaUhavethc rilbE to IIlIb iDapceUoD(s) oCllIe
Pt"P'll'Y duri.a& _nable bollllS or al .uch 0Iba- times u tbe Bayer AIld 1M s.u.r _y mlllllal1y
&mille,
20. UFOD posoxuiOD aIId tbaealler dwiDa:he term oilhis Al*mcm. tile Buyer WI!
keep and mainlain the: Propcny and aU improvcmenu Ih=oa in III 800d repair IIld cotlditiOll,
ordinary wear and tear excepted. Any lIDlil:e, ordiDancc or olber mItlC:r ftIcd sub4leqllellt to the date
ofthi. Agxccmcntby my sClVClDine body "'aardiDc Ih= Propc:lt)' Ib&I.l be timlJly ~~ied willi by
llIld at the eJCpCllISC of the Buyer,
.1.1. Tbc Buyer may. at his sole CXpc:llSC. make pbysic:.d oItc:nd:ion.s aDd improvementllD
!be Pr~pezt)'. NotvooithsumdiJlg 1hc prCl;A'llns :sentcn<:c, lbc Buyc:r IIlWlt obcain tile priM written
COnsenl oCtllc Sell<< for allY &itentio1l5 UlIi imptOvaDaltS as in SdIcrs sole cIbc:miolL
-8-
AP~ ~ ;)9.:oq.l V..~.I>'ol'.~ ~ .R',~ .~l\.';"':~ I 0..... I ~C · Q ." ,-' '. '.I
pP..c::;:; ~/a\ 1
IN wm-"!SS WHEREOf ,llIe panica ~aeco. MdI ir,-m~, to be:.eplly bollllll baleb)',
baYC baw:IlD 1M tbcir haDda alld ..-lJ 1b& dIsy, alOIIl1llod Y. fina aye wntla1.
SELLER:
WlT'N'ESS:
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BUYER:
MnlESS:
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Addendum to InsraUment
Sales Agreement
..
Thl~ Atltlcndum 10 lruilallmcm Sallllj "grcement IS madc Ihl< ..J..:.L. d~y of SCplllmbc:r,
1997. hy and bclWt:en Joscph A. Stouffer and Jenrufcr L Stouffer, (lo\lclhcr thc "Seller"), ~nd
Angela A Kelly. (The "Buyer"),
WITNESS
WHEREAS. the Buyer and Sellcr entered into an Installment Sales ^llre:meru (tbc
"Original Agreement") for a property known B! 422 Ibldeman Avcnue. New Cumberland,
Pennsylvania 17070 (the 'Property") on March 21. 1997; and
"
I'
.,
WHEREAS. Buyer has failed In adhere 10 the terms and eondillolU of the Original
Agreement: and
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WHEREAS. Seller his declared a default under the Orillinal Agreement and has requested
thaI Buyer voluntarily vacale the Propeny before Seller exercised their rillhts under tbc Original
Agreement; and
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WHEREAS. the Buyer desires lO cure her default and has requested that Seller rescind
their det;laration of a default under the Original Ag~ment; and
WHEREAS. Scllcr has agreed 10 allow Buycr to cure her default and 10 rescind Sellcr's
dcclar.uion of a defaull under th" Original Agreell1ClU proYided an amendment to certain
provisions of the Original Allreement are agrced to oy Buyer: and
1
,
WHEREAS. Buyer voluntarily agrces to amend the Original Agreemcnt by her execution
of thi., Addendum to Installment Sales Agreement (hereil13ftcr "Addendum").
~OW THEREFORE. lite parties in'ending to be Ie2ally bound hereby agree lIS follows:
1, Recit,.I., The Recitals above are incorporated h~rein by reference ~s if set cut in
full herein.
2. HIlYer'. ('lire or n..rault, Buyer agrees to pay Seller the amount of 5769,03 in
cash or certified funds. upon ~xecution of lhis Addcndum, Said payment shall be used to cure lhc
default of Buyer for her failure 10 pay the August 1997 ilLltallment under the terms aod conditions
of the Original Agreement.
3. MMliw.atinn or Orieinal Air@@ment.
A, The last s~nu:nce of paragraph 2(b) of the Original Agreement. "If any
monthly inslJlllmeDt is not paid within fifteen (15) days after it has become due and
~ J9 '00 :: l.ll)'<M;;.,' E1> 1. llil.l..l"-MS
C.ol 1!
payahle, Buyer sli.IJl pay co Seller a laIc chuRe of/he (5") percent of such amount' i.
hereby amended ID rca<l a.~ follows, 'J/' any monthly Ul.ll.11lment is nOI paid within nve (S)
day~ afler it has become due and payable. D..yer \hall ilay 10 Seller a late chuge of n~e
,5%) percent of such Alllount."
B. A par~graph known as paraaraph !(C) shaU be added to the Oriainal
Allree~ent which shsll re..<l as follows, "The paYment' required by Plllagraph 2(bl abo~e
,hall be made hy Buyer to Seller in c:.1sh, CllrtiflCd fwuh, !:Ashier's check ur mouey oroer
only. Personal clu:ck.~ Ilf lbc Buyer shall not be accepled by Seller," Buyer acknoWledges
thaI berore this MrJendum, ~he had presented penollo1l chcclcs 10 Seller in fulflllment of
her obligations under Ihe Original ^Ilrcement which did not clear BUyer's bank, Thus.
paymenu in funherance uf Buyer's obligation uncler the: Original Agreement and
Addendum shall be only made as staled herein. The intent of thIS paragraph ~ddilion j,\
thaI Buyer shall present goorJ and collected funds to Seller for her obligarions under
paragraph 2(b) in the Origmal Agreement
C, Peragrap/112(a) is stricken an<l rcplaced 'Nitb the follOwing. . Failure 10 pay
any moruhly ilUullment or olher 5um in cash, cenjfied fllnds or by money order within
fi~e (5) daY5 after Ihe same has become due and payable; and.
O. Paragraph t3(dl is StriCken and replaced with the fullowing, "BUyer
authorizes and empowers any PrOlhODOlary Or any attorney of any COUll of record to
appear as attorney for Buyer. as well as for all pcnons claiming by, through or under
Buyer. and 10 sign an Agn::meDt for entering in any cumpclent COUrt an amicable action
in ejeclll1ent agaillSl Buyer and all persons claiming by, through or under Buyer and
confess judgment for recovery by Seller of Poss:ssion of the premises. for which this
Installme 01 Sales Agn:oomenl and Addendum shall be a suhicicnr Warrant: if Seller so
desires, an appropriate wrirc of posseSSion may be issued withour any prior writ or
Proceeding wltatsoevcr against Buyer. and if for any reaslJn after an action is commenced.
it is delCnnillCd that possession of the premises remain in or be restored to Buyer. Seller
shall have the right for the same default and upon any subst:quent default or defaults, Or
upon the lermination of this Installment Sales Agtccment or Buyer's right of POssession,
10 bring one or more amicable action or actiOlL~ 10 recover Possession of the Premises and
confess judgement fur the recover of possession of the premises, This remedy is
cumulative with the remedies listed in paragraph 13(el and (t), .
E. A paragrapb known as paragraph 13(e) shall be added to the Original
Agreement which shall read as follows, "Buyer authorized and etllpowel'$ any
ProlhoDOlary or allumey of any COUrt of record [0 appear for Buyer in all actions which
may be hrought for all amounts owed under the Installment Sales Agrecmcm and
Addendum and/or other sums and/or sign for Buyer an Agreement for entering in any
competent coun an amicable action or actions for the recovery of said amounts and/or
other sums; and, in such suits or in such amicable action or aClions, to confess judgement
againsr Buyer for all or any part of the said amounts and/or other SUm5, iocluding, but DOl
limited [0 lhe aJ!1ount of money due from Buyer tu Seller, and fur inrerest at a rare of ten
I':
~ J9'00 t: :.l~.:.r-t $H' ',(SOl :. LHu..!.:ttS
a.~.l-r
(IC~) pcn:cnr pcr year olJId ~O~" COStS. logether witll ~lIcr'l aawl ~llorney.' fees (or
collection, Such lulborily )hllIllOl be CWl;llCd by one: clerci)C by Scller bl:l judgment
may be eonl'csscd from timo: to lime IS often i1.\ lbe 'lid "'10' andlor mhcr sums sr.all (all
lIue Ihl~ remedy IS cumullllil-c With the r::ncdies Ii)(cllm ?~ragllph 13(d) and (t),'
F A paragraph kIIown as paragraph HI.!) shall be odded co the orilinal
Agreement whidl .hall realolll follows, .Scller mllY record the Quit Cfaim Deed from
Buyer to Sellcr which shall tennlnalc the loslaJlment SaICI Agreemenl and Buyer i1wll
beculDe a lCnam II sufterance in the I'ropcl'T)' with no equillhle intc:resl in the propeny,
All monies advanced under the IIlstaJlment Salel AlIrl:emcnt shall be coumed as reo! for
(he period o( time Buyer wu in puncssiun o( the prcptny at the time o( default and shall
not be refundable 10 Buyer, Thi, reme1y i~ cumuJQlive With the remedics lilted in
paragraph 13(d) md (c).'
4. AdditJnnAI ~umftd in be Sl~ fly B.U):tr Conrul"I'flntlv with TItle ArIIIP"dllm
Buyer lball cxecU/.C a quit claim deed referenced ill 3(F) herein and a Disclosure for
Confession o( Judgment attached herelo 3S F..\ltibit A and B respect/I'el"
S. R~1..2tfllmpnr 2nd InroJ'poralfnn or Orfifnal 4Vemt~1
All provisions of lh~ OrIginal Aen:~mc:nt not amended herein arc n:aflinnetJ and reslated
hQrein as if SCl out in full.
In wimcss whereo( the parties hereby ~el their hand.< and seals the day and year first
writtcn above,
WITT' : '. _.~ }
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ANGii:!.A A, KEL:'Y
BEGINNING BALANC~ S 8:'.40U.JO
Ill'1'~IltST RA':'E: 8,5000 ,
I' A YM'I' I'AYH'l' PAYJ(ill'l' APP:'IEll ':'0 APPL:r.O ':'0 BALANCE
NO. OUE lIMOtrn'l' INTeREST l'RINCIPAL
:. Hay 1, 1997 625.90 576.59 ,.. , '" 49.3~ 81,350.69
2 JI111 , .997 625.90 S76.2~ 49.66 81,301.03
-,
3 Jul 1, 1997 625.90 575.89 50.01 8:',251.02
4 !lug 1, 1997 625.90 575.53 50.37 81,200.65
5 Sep 1, :'997 625.90 575.18 50.72 81,149.93
6 Oct 1, 1997 625.90 574.62 51.08 81,098.85
7 NOv 1, 1997 625.90 :574.46 51.44 81,047.41 '
8 Pee: 1, 1997 625.90 574.09 51.81 60,995,60
'I'O't'kLS FOR 1997 5,007.20 4,602.BO 404.40
9 Jan 1, 1998 625.90 573.72 52.18 BO,943.42
10 Feb 1, 1998 625.90 573.35 52.55 80,890.87
11 Mar 1, 1998 625.90 572.98 52.92 80,837.95
12 Apr 1, 1998 625.90 572.61 53.29 80,784.66
13 Kay 1, 1998 625.90 572.23 53.67 BO,730.99
14 Jun 1, 199B 625.90 571. B5 54.05 80,676.94
15 Jul 1, 1998 625.90 571.47 54.43 80,622.51
16 Aug 1, 199B 625.90 571,08 54.82 80,567,69
17 Sel? 1, 1998 625.90 570.69 55.21 80.512.48 .
\
18 OCt 1, 1998 625.90 570.30 55.60 80,456,88 .
19 No', , 1998 625.90 569,91 55.99 80,400.89 ,
-,
20 Pee .... 1998 625.90 569.51 56.39 80,344.50
TO'l'ALS FOR 1998 7,510,80 6,859,70 651.:'0
2l Jan 1, 1999 625.90 569.11 56.79 80,287.71
22 Feb 1, 1999 625,90 568,71 57.19 BO,230.52
23 Mar 1, 1999 625.90 568.30 57.60 BO,172.92
24 Apr 1. 1999 625,90 567.90 58.00 80, 114 .92
25 May 1, 1999 525.90 567,49 58,41 80,056.51
26 Jl1n I, 1999 625.90 567.07 58.83 79,997.68
27 Ju1 1, 1999 525.90 566.66 59,24 79,938,44
28 A"9 1, 1999 625,90 566.24 59,66 79,878,7~
29 Sep 1, 1999 625.90 565.81 60.09 79,818,69
30 Oet 1, 1999 625,90 565.39 60.51 79,758.18
31 !olov 1, 1999 625.90 564.96 60.94 79,697.24
32 Dee 1, 1999 625.90 564.53 61.37 79.635.87
TOTALS FOR 1999 7,510.80 6,802,17 708,63
33 Jan 1, 2000 625.90 5H,09 61.81 79,;74.06
34 Feb 1, 2000 625.90 563.65 62,25 79,511.81
35 l!:ar I, 2000 625.90 563,21 62,69 79,449.12
L~W urrrcr.s OF
~THO~Y J. FOSCH:
3425 SIMPSON FERRY ROAD
C~~ HILL. PA 1701:'
, '~!
W-IO-IC CI:1U1I '1IOII-'AIAlICf COI~IAT I ell -T'Tlmll. T-m POll:. '-u:
PAGE 2
PA\1l'L' l'A~H'l' PA~HENT APPL!E:J TO APPLIED TO BAU..HCO:
NO. DUE AMOUNT :~TERES~ PR:NCIPA:'
36 Apr I, :>000 625,90 562.77 63,1) 79,38S.99
37 Hay . 2QOO 625.90 562.32 63.~8 79,322.41
. ,
38 Jun 1, 2000 625,90 561. 67 64.03 79,258.38
39 Jul 1, 2000 625,90 561. 42 64,4a 79,193.90
40 .lug I, 2000 62~,90 560.96 64.94 79,128.96
41 Sop l. 2000 625.90 560.50 65.10 79,063,56
42 OCl: 1, 2000 625,90 560.04 65.86 78,997.70
43 Nov 1, 2000 625.90 559.57 66.33 ?a,93:.37
H Dec 1, 2000 625.90 559.10 66.80 78,664,57
TOTALS FOR 20CO 7,510.80 6,739.50 771. 30
45 J'an 1, :<001 625.90 5~8,63 67.27 78,797.30
46 "lOb , 2001 625.90 558.15 67.75 78,729.55
- ,
47 Mar 1, 2001 625.90 557.67 68,23 78,661. 32
48 Apr I, 2001 625.90 557.19 68.71 78,592.61
49 Kay 1, 2001 625.90 556.70 69,20 78,523.41
50 Jun 1, 2001 625.90 556.21 69.69 76,433.72
51 Jul 1, 2001 625.90 555,72 70.18 78,383.54
52 Auq 1, 2001 625.90 555,22 70.68 78,312.86
53 Sep 1, 2001 625.90 =54.72 7!. :8 78,24l.68
54 OC1: 1, 2001 625.90 554,22 71. 68 78,170.00
55 Nev 1, 2001 625.90 553,71 72 .19 78,097.81
56 Dec: 1, 2001 625.90 553.20 72.70 78,025.11
TOTAtS POR 20 0 1 7,510.80 6,67:,301 839.46
57 .Ian 1, 2002 625.90 552.68 73.22 77,951. 89
58 Fob 1, 2002 625,90 552.16 73.74 77,878.15
59 Mar 1, 2002 625.90 551. 64 74,26 77,803.89
60 Apr I, 2002 78,355,01 551.12 77,803.89 ,00
TOTALS FOR 2002 80,232.71 2,207.60 78,025,11
DEFENDANT'S EXHIBIT
7
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Kelley Blue Book Usetll'~ V:1Ill\:s
Page I 01':2
~
. ~~e;:J~~~e::/~
USEO CAR -'ALUES
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"C" ."'"
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Click on the image above to visit this advertiser
Blue Book Trade-In Report
Pennsylvania' January 4, 2000
1997 Mercury Sable GS Sedan 4D
Engine: V6 3,0 Liter
Trans: Automatic Trans.
Drive: Front Wheel Drive
Mileage: 37,335
Loc~1 Dealer Price. Used Car
Now <:.1r Price Quote
List Your Clr For Sale Online
Online Financin(1 Quote
Online Insurance Quote
Another RODort
Equipment
Air Conditioning
Power Steering
Power Windows
Power Door Locks
Tilt Wheel
Cruise Control
AM/FM Stereo
Cassette
Dual Air Bags
Power Seat
Consumer Rated
Condition:
"Fair" condition means that the vehicle probably has some
mechanical or cosmetic defects, but is still in safe running
condition. The paint, body and/or interior need work to be
performed by a professional in order to be sold, The tires need
to be replaced, There may be some repairable rust damage, The
value of cars in this category may vary widely, A clean title
history is assumed, Even after significant reconditioning this
vehicle may not qualify for the Blue Book Suggested Retail
value.
Fair
Trade-In Value
$6,340
Trade-in value represents what you might expect to receive from
a dealer for this consumer owned vehicle. Keep in mind that the
dealer must then absorb the cost of making the vehicle ready for
~:::IIA ~r1vp.rti~inn ~~Ip.s r:nmmi~~inn~ ;::jrr~nninn fin::anr:inn ::mrl
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01/04/2000
Kelley Blue Book Used~r Values Page 2 of 2
...-..... ..........'...."'f". ............- "'" -..'-".., -"-"::J"':J ""...".."'~ ..."...
insurance and standing bohlnd tho vehicle (or any mechanical or
safety problems
Copynght ~ 2000 by Kelley Blue BOOk Co . All Rights Reserved. Jan,Feb
2000 Edlllon. Tho Infnrmatlon In ttllS repOrl was pnnted from the Kelley Blue
Book Web Silo (www kbD com) and 's ,ntended for the personal use of the
customer only and may I10t be SOlO or Iransmllled to another parly We
assume no responSlb,',ly for errors or omiSSions.
.-----~~....--...-_.- -
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01/04/2000
Kelley Blue Book Use~lr Values
--
~
. Kelley Blue Book
, .. . ..' "., -0' . ..' .,1"
". . . ~ob'~cn. -!.I.il....,,':, .l10C.l, .."L~t;,
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MOTORCYCU:S
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Blue Book Trade-In Report
Pennsylvania' January 4, 2000
1997 Mercury Sable GS Sedan 40
Engine: V6 3,0 Liler
Trans: Automatic Trans,
Drive: Front Wheel Drive
Mileage: 37,335
lac:!' 00nl01 PrieD. U&sd C:Jr
New <:.1r Price Quote
list Your <:&Ir For Sale Online
Online Financin(t Quote
Online Insurance Quote
Another RODOn
Equipment
Air Conditioning
Power Steering
Power Windows
Power Door Locks
Tilt Wheel
Cruise Control
AM/FM Stereo
Cassette
Dual Air Bags
Power Seat
Consumer Rated
Condition:
"Good" condition means that the vehicle is free of any major
defects. The paint, body and interior have only minor (if any)
blemishes, and there are no major mechanical problems, In
states where rust is a problem, this should be very minimal, and
a deduction should be made to correct it. The tires match and
have substantial tread wear left, A clean title history is assumed,
A "good" vehicle will need some reconditioning to be sold at
retail; however major reconditioning should be deducted from
the value. Most recent model cars owned by consumers fall into
this category.
Good
Trade-In Value
$7.300
Trade-in value represents what you might expect to receive from
a dealer for this consumer owned vehicle, Keep in mind that the
riR"IRr mll~t thRn "h~nrh thR r:n~t nf m"kinn thR vRhidR rR"riv fnr
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Kelley Blue Book Used c-- \ Valul:s
I'agl: I 111'1
~
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4,,"'.... tll
Co"'" C'
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,- 'If 10. !Fj ~~.. '{o,/Ir'ln~r ~l
USEO CAR VALUES
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Save 50.70% on Term Life Insurance =-~:J'JJI ')Ijowltl
Covera e State TObacco Use B"thdate(rnm~ Gender
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Blue Book Trade-In Report
Pennsylvania' January 4, 2000
1993 Ford Aerostar Cargo Van
Engine: V6 3,0 Liter
Trans: Automatic Trans.
Drive: Rear Wheel Drive
Mileage: 45,000
loc~1 OQ~ller Pdcn e Used COlt
New Car Price Quote
List Your Car For SaId Onlino
Online FinancinQ Quo Ie
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Anothnr Rooort
Equipment
Air Conditioning
Power Steering
Power Windows
Power Door Locks
Tilt Wheel
Cruise Control
AM/FM Stereo
Cassette
Roof Rack
Privacy Glass
Running Boards
Custom Bumper
Consumer Rated
Condition:
"Good" condition means that the vehicle is free of any major
defects, The paint, body and interior have only minor (if any)
blemishes, and there are no major mechanical problems. In
states where rust is a problem, this should be very minimal, and
a deduction should be made to correct it. The tires match and
have substantial tread wear left, A clean title history is assumed,
A "good" vehicle will need some reconditioning to be sold at
retail; however major reconditioning should be deducted from
the value, Most recent model cars owned by consumers fall into
this category.
Good
Trade-In Value
$4,525
Trade-in value represents what you might expect to receive from
" rip'"Ip.r Inr thi" ~nn,,"mp.r nwnp.ri vp.hidp. Kp.p.n in minri th"t thp.
http://www.kbb.com/kb/ki.dll/kw .kc, ur?kbb; 93 88 97 &;t&3 9&8 ;FT;A l
01/04/2000
L
!
i
1
K.:lley Blue Book Used--' Values
P:lge 2 of 2
- ........,... '.., ...... "'.......-....... .....,,-.. . .....-.-.. ...-,.. ",. ......- ."-. ...-
dealer musllhen absorb the cosl of making the vehicle ready for
sale, advertising, sales commissions, arranging financing and
insurance and standing behind the vehicle for any mechanical or
safety problems.
.-----,---.- -.'. _____"'_H'
COPYrlghl I!;) 2000 by KIllloy Bluo BOOK Co . All Rlghls Reserved. Jan,Feb
2000 Edition. Tho .nformallon In thiS roporl WdS prlnled Irom the Kelley Blue
Oook Wob Slto IWWW kbbcomJ and IS Inlended lor Ihe personal use of Ihe
Cuslomer only and may not be sold or Iransmllled 10 another party. We
assume no responsibility for errors or omissions.
-'--'-- ---... .---.-- - -_._-.._.._._._-----_._~----_..._-~
Save 50-70% on Term Ufe Insurance =-~~'1J1 Quote III
Coverage. Slat.e TObacco Use Birthdale(m~ Gender
ISelect ~; /AL~. ISelecl ., III 1M:,:;
1\
I!
J
I I
http://www.kbb.cOm/kb/ki.dI I1kw, kc. ur?kbb; 938897&; t&3 9&8 ;FT;A I
01/04/2000
Kl:llcy BllIl;' Bonk I ;~cd " Valucs
Page 101'1
~
. ~,I!tt~!' J~.~'~t' Boo",. ", ,~
<H,I... ....v. :.'~ .,.." 'J " , .., ",' .....'
..
USED CAR VALUES
NEW CAR PRlCINO
MOTORCYCU!S
BUY A CAR
SEll. YOUR CAR
GET FINANCING
GET INSURANCE
REVIEWS
HOT 50 CARS
LEMON CHECK
BUY THe BOOK
ABOUT US
CONTACT US
FAQ
NOME
~... '."0'1,
4,'" t'
L ('\
q - ..
III(' .,....a=, ~
_..~,
I' In, t{) 'Ol.. .Nlnri~t'l
CliCk on the Image alJOVQ !O VISit thIS advertiser
Blue Book Trade-In Report
Pennsylvania' January 4, 2000
1993 Ford Aerostar Cargo Van
Engine: V6 3,0 Liter
Trans: Automatic Trans.
Drive: Rear Wheel Drive
Mileage: 45,000
loc:.1 Deal or P~ico .. U~ed Cilr
New COIr Pnco Quote
List Your Car For Sale Online
Online Financiml Quota
Online Insurance Quote
AnothfJr Raoort
Equipment
Air Conditioning
Power Steering
Power Windows
Power Door Locks
Tilt Wheel
Cruise Control
AM/FM Stereo
Cassette
Roof Rack
Privacy Glass
Running Boards
Custom Bumper
Consumer Rated
Condition:
"Fair" condition means that the vehicle probably has some
mechanical or cosmetic defects, but is still in safe running
condition, The paint, body and/or interior need work to be
performed by a professional in order to be sold, The tires need
to be replaced, There may be some repairable rust damage, The
value of cars in this category may vary widely, A clean title
history is assumed. Even after significant reconditioning this
vehicle may not qualify for the Blue Book Suggested Retail
value,
Fair
Trade-In Value
$3,840
Trade-in value represents what you might expect to receive from
a dealer for this consumer owned vehicle. Keep in mind that the
rlA",IAr m""t thAn ",h.nrh thA r.n.t nf m",kinn thA vAhir.lA rA",rlv fnr
http://www.kbb.com/kb/ki ,dll/kw ,kc, ur?kbb; 93 8897 &;t&3 9&8 ;FT;A 1
Premium Plan Accou
p:-Ie lJ..nk, Crnll,,1 P,\
.
'0' tho perIod 1111211... to 1211111...
P"mary account number: 50.0090.5243
P"oe I of 1
o
JOSEPH A STOUFFER
JENNlFER L STOUFFER
380 WALTON Sf
LEHOVNE PA 17043-Z0Z6
Number 0' 8"clolu,.," 0
tr For 24.hou, CUslome, leNl1>> or
current rares: C"III.8oo.762.3581
C2] Wrue 10; Cuslom., S'Nlc.
PO Bo, 609
Pill'burgh PA 15230,9738
8. Warch 'or our new E.Mail address
Visit us ac WVww.pncbank,com
~ TOO lorminal: 1,800.53101648
f." h~:I'lJllf If"p.1I'toll dlnl'J <JIll..
Premium Plan
Interest Checking Account Summary
Aceounl number. 50.0096.5243
JosepH A Stouffer
Jennifer l Stou""
Balance Summary
aeOj"nlng
b.'.nCI
:?:?5.:t!
Please see (he Activity Detai' section for
additional information.
D'DOSlls and
ot"" .lddl!lons
Hl~.II~
Chick, .lnd other
deouCflons
19:1.+1
Ending
Ooll.nee
225.92
A\(l!!r':I!~' mOnthly
balance
85.3~
Chaf'9u
and rees
.110
l,ansaction SUmmary
Cheeks paldl Bank c'1'4/POS Account Informalton Teller
WIthdrawals transactIons 3sslslancecalls tr;]Macllons
11 I) II
TOlal ATM PNC BanI( MAC other MAC A TM OlherATM
transactIons ATMlr3nsOJctrons transactions tr;]n'3ctlons
I) I) I) I)
Ineerest SUmmary
Annual Percenlage Number 0' days Average collected IntenlS! Eolrned
YIeld Earned (APYEl In interes! period bollanc!! ror APYE this period
0.(127. 2Y 82.09 .(J.l
As of 12111. a total at $6.57 in interest was
earned this year.
Activity Detail
Deposits and Other Additions
Dale Amounl Descrlplion
l~,'()i HI.too D('posit Rdereu((' No. O:!i:J28.t.j I
12/11 .()., huerest P.lrmellt
There Were 2 Deposits and Other Additions
totaling $194.04.
Other Deductions
Dale
11:1';
Amounl
19:1..).1
Oescrtplion
lo;'\u Pa~'lI1enr
There was 1 Other Deduction totaling
$193.44.
.1011 I f)1I811119~()3:191
Daily Balance Delail
0"'... Balance
:l :!:!5.3:!
Date
II/t,;
8<11olnce
3l.88
Dale
I:!, 'Oi
Balance
2:!5.38
Date
12/11
Balance
2:!5.!)~
I"""
"""
L
DEFENDANT'S EXHIBIT 10
- --'X " C~E:K!~G
~...:",~;.. ;..;.
BEGINNING BALANCE 464,25
DEPOS ITS 3919,48
DRAFTS 3486,92 TOTAL NUMBER DRAFTS. CLEARED 34
DEBITS/FEES ,00
MAINT/SERVICE CHGS ,00 YOUR AVG DAILY BALANCE WAS 102B.27.
ENDING BALANCE 896.81 YOUR LOW MONTH BALANCE WAS 238.28
.110298SHARE DRAFT # 2505 0306005297. ...~31,.91. ..432..34
110298SHARE DRAFT # 2500 0306003050 - 51. 80 380,54
110398SHARE DEPOS IT 200,00. . .. ... .580 ,.54.
110398SHARE DRAFT # 2513 0307007475 -105,00 475,54
110498SHARE DRAFT # 2514 0308018599 -26,50 449,04
110498SHARE DRAFT # 2512 0308001110 -30,00 419.04
110598SHARE DRAFT # 2516 0309001120 -20,00 ....399,04. .
110598SHARE DRAFT # 2517 0309002319 -30,00 369,04
110598SHARE DRAFT # 2498 0309004685 -40.00 329,04.
110598SHARE DRAFT # 2515 0309020360 -66,00 263,04
110698SHARE DRAFT # 2518 0310002060 -24,76. .238.28..
110798TAKE DEPOSIT 850,00 1088,28
.1l1098TAKE DEPOS IT .1427,65.. 2515,.93
111098SHARE DRAFT # 2520 0314002581 -33.18 2482,75
111098SHARE DRAFT # 2519 0314006179 -105,00. 2377 ,.75.
111298SHARE DRAFT # 2521 0316000689 -25,08 2352,67
111298SHARE DRAFT # 2528 0316025673 -66,00. 2286,67
111298SHARE DRAFT # 2508 0316000672 -190,00 2096,67
111398TAKE DEPOSIT 130,00. ...2226,67 "i
111398SHARE DRAFT # 2526 0317009955 -27.49 2199,18 ;~
~':;'
'!i~
STATEMENT
u...: ::lE:'" ',:. ~ ~.i ..:
~------.<>..---
ACt 't"
THROUC~ I
---~--------~-~
o;oc neURIN '<0.
rll(
-.-----.-.,.--.__~_..'''._'~_H. ,_,.~_.. __'..___,_
111.. ..0
- ".-- ----- .' ---_. -
170-62-8406
11-01-,8 11-30-98
..-.'."..----..--.-
>ACE I O' 2
M~w.Q~r~ljI
PO ElQ' .0
l,jlQCI"l.nIC'lIDUf9,~. '10U
'KWW.tfI,,,,o.,,, .!. OI'~
....In SwtlC:"'OC,,'C
C~1l.2":
0'1'."01..0011':
~o.tn COII!!'"
r..oll',,"c";
reo
"'.I~;.."?' ;/'~:CI~~J.=}:!J
. ., OJ ii" ..oJ.: ~/ e :Cl ~~J,,' ).:
'. .'. .i!..;:n ;r ::.;1 ":J.~ j!:
. 4 :t~:r~~;: :~~~: ~i!:~~;i ~.' ::4:
MEMBERS 1ST F,C,U, IS DFFERINO A
SPECIAL BALANCE TRANSFER RATE ON
OUR VISA CREDIT CARD, PAY ONLY
6.49% APR ON BALANCE TRANSFERS
FOR A LIMITED TtME,
CALL 795-6032 OR 1-800-283-2328
EXT,6032 FOR MORE INFORMATION,
., ".. ..,'" .',
;1.:'0".' Jrl'"c"
"'o'~;a;. ~'CI
. .. ~ j'.q',: :. :3:':l:Jl.;1':,! it: ;J'':
. . .~~.~:!: ;"~~dIJ':';'J::1
..,., o,::..,G~ :1 ..J:;CI :~j.~]~~ ~t' -:'::-:
JOSEPH A STOUFFER
380 WALTON ST
LEMOVNE PA 17043-2026
1.,.111,..111....1..1.,11...1.111..".1,1,11..1,,1.11..,1,.,11
OKAH UR:CT!
WClCAl" \C C,I,"fP!
CESCRJPTIOH OF' TRANSACTION
I
AL40UNT NEW IIA1.ANC! I
J21. 77.
1106205533 -21. 00 100,77
1107104945 - 51. 00 49,77
1112202836 -11,00. 38.77
1112202929 -11. 00 27,77
l7,65
. SUFPiX:Oa SAVINGS.
JI07110698ATM WITHDRAWAL
. . . HIGHLAND PARK LEMOVNE PA
1I0798ATM WITHDRAWAL
. . . H IOHLAND PARK LEMOVNE PA
11129BATM WITHDRAWAL
. HIGHLAND PARK LEMOYNE PA
111298ATM WITHDRAWAL
HIGHLAND PARK LEMOVNE PA
JOINT OWNERS: JENNIFER L STOUFFER
REPORTING SSN:170-62-8406 Y-T-D DIVIDENDS:
TRUTH IN SAVINGS INFORMATION
ANNUAL PERCENTAGE VIELD
/ 3.15%
----------------------------------------------------------------------------------
I
..,...................
1
l'
<
t'
............, -
I ~
, I
ACC
..
SOC SECUR'TV"",
170-62-8406
_,. _._..__._..___ _"'4"W'~
....
T~AOuOH
11-3.o..9~.,._;~C!..._2.Jl:._L
1
.,~,-
;\I!'nlt'.:....l.
-,_._-
11.. JO
-~._-_._. -
1l-01-.8
.;.:.~~ ~f--'- ....-.--.- - -.' .~E~~;;ION ~; ~~~~~.T;; .-". " ...~~:;. -l~- NIW ...~;":
--TrmgsmE DRAH _ .252'9-..--'---.---.-..--03'2'00022'Tl---;;-3'0700 -m47T6
111696SHARE DRAFT _ 2522 0320026931 -52,10 2117,08
1l1696SHARE DRAFT _ 2523 0320025004 -173,09 1943,99
111696SHARE DRAFT _ 2525 0320020620 -917,50 1026,49
111796TAKE DEPOSIT 161.63 1166,32
111796SHARE DRAFT II 2533 0321007234 -20.13 1166,19
111796SHARE DRAFT II 2531 0321007507 -105,00 1063,19
111896SHARE DRAFT II 2534 0322020023 -8,27 1054,92
111898SHARE DRAFT II 2532 0322001422 -13,79 1041,13
111896SHARE DRAFT _ 2535 0322020403 -66.00 975,13
111696SHARE DRAFT II 2524 0322017467 -727,65 247,48
112096TAKE DEPOSIT 750,00 997,48
112096SHARE DRAFT II 2527 0324021375 -114.27 863,21
112396SHARE DRAFT II 2536 0327012690 -16,94 666.27
112496SHARE DRAFT II 2538 0328003601 -76,26 790,01
Il2498SHARE DRAFT II 2537 0328005263 -105,00 665,01
112596TAKE DEPOSIT 200.00 685,01
112796SHARE DRAFT II 2541 0331013443 -5,50 879,51
112796SHARE DRAFT II 2540 0331013421 -66.00 813,51
113096SHARE DEPOSIT 200,00 1013,51
113096SHARE DRAFT II 2552 0334024558 -Il,70 1001,'81
,1I3098SHARE DRAFT II 2542 0334004573 -105.00. 896,81
.... ........ ._...,t" .., ................. ...
NO, AMOUNT NO, AMOUNT NO, AMOUNT NO. AMOUNT
2498 40,00 2517 30,00 2526 27,49 2535 66.00
'2500 51.80 2518 24.76 2527 114,27 2536 16,,94
'2505 31.91 2519 105.00 2528 66,00 2537 105,00
'2508 190,00 2520 33.18 2529 30,00 2538 76,26
'2512 30.00 2521 25.08 '2531 105,00 '2540 66,00
2513 105.00 2522 52,10 2532 13,79 2541 5,50
2514 26.50 2523 173,09 2533 20.13 2542 105,00
2515 66.00 2524 727,65 2534 8,27 '2552 11,70
2516 ' 20,00 2525 917,50 TOTA~: 3486.92
JOINT OHNERS: JENNIFER L STOUFFER
REPORTING SSN:170-62-8406 Y-T-D DIVIDENDS: 4,04
TRUTH IN SAVINGS INFORMATION
ANNUA~ PEROENTAGE YIE~D / 2,02%
-----------------------------------------------------------------------------..----
FOR 1998
REPORTING ' IRA YTD . OTHER YTD . TOTA~ YTD . TOTA~' YTO . TOT,\~ YTD ·
SSN DIVIDENDS DIVIDENDS DIVIDENOS HITHHO~DING FORFEITURES
170-62-8406 ,00 21. 69 21. 69 ,00 ,00
..........".0..'. ......
, ,
.., i
.
-...
i
,
I
i
,
,
,
.j
,
DEFENDANT'S EXHIBIT 11
STArEMENT
H"':: .2::- ',:."~:'~
...~!..,.,
liOC. JECUAI T'Y ..0.
'0< 'TWROUCiH
11-01-,6 11-30-98
.... . .~'_.H~
~4Ci!
,
'-
0' 2
lh Ii}
--_.~.~ "-'-'-~"'-~"-
-~,J 70"o.;:}"~~~.__.,
MEMBERS 1ST F,C,U, IS OFFERING A
S~ECIAL BALANCE TRANSFER RATE ON
OUR VISA CREOIT CARD, PAY ONLY
6,49~ APR ON BALANCE TRANSFERS
FOR A LIMITED TIME,
CAL~ 795-6032 OR 1-800-2B3-2328
EXT,6032 FOR MORE INFORMATION,
AMOUNT NEW 8ALAHCE I
.121. 77 .,-j
1106205533 -21.00 100.77
.. , . 49:77
1107104945 -5!. 00
-11,Off 38.77 .,
1112202836
1112202929 -11,00 27,77
17,65
----------------------------------------------------------------------------------
M b l' .~,]q."i)
em ers~' "'.'.n,,,oo,,,,, "cO!
r~nr~,\1 ,':t "fd;- I....., , ............"'.""0.'.'''.0'';1
"'II" S...mc."oe..r-:: ~;.. ~ ;. ~:!;l':1j.~ ::!
C,AlI.Z4: 'i;.... j': :' ::: i ~., :....:.:
:..I......~..,... .,!.~ :!; :' ;:;1 .:,..;.;~:
.C.I'l-:."!." '':'.~:~~:, ':~:=n.:':. 4" ~:...
':"...d'anc.'" .;!.~ ...~ "' ::.:, :,.._:~:=
'..
-, '. ....... .-
::I.~,o"'., }";"e~-'
'w40r;at;. :..C:
':.' ,;'': :' ~:; i ;~ J.:';" ". :;' ~
".:.~:~;;, ~~.~;.......:.::..,
'j:.-:,::~ ;' ';~Cl ~:n<;.:~ ,.' ~::~
JOSEPH A STOUFFER
380 ~ALTON ST
LEMOYNE PA 17043-2026
1,11111.,,111....1,.1..1111.1.111....,1.1,11.,1..1,11...1...11
'~N ~c
~..AY"'::CA" '11'
OESCRIPTION OF' TRANSAC-::CN
.. . SUP~:X:00 SAV:NGS
1l07110698ATM HITHDRAHAL
, " . HIGHLAND PARK L=,~OYNE PA
1l0798ATM HITHORAHAL
. . HIGHLAND PARK LEMOYNE PA
111298ATM ~ITHDRAHAL
. HIGHLAND PARK . LEMOVNE PA
111298ATM ~ITHDRAHAL
HIGHLAND PARK LEMOYNE PA
JOINT OHNERS: JENNIFER L STOUFFER
REPORTING SSN:170-62-8406 Y-T-O OIVIDENDS:
TRUTH IN SAVINGS INFORMATION
ANNUAL PERCENTAGE YIELD / 3,15%
. -- "( " :~E::<:'~G
~.~.-~~. :..
BEGINNING BALANCE 464,25
DEPOS ITS 3919,48
DRAFTS 3486,92 TOTAL NUMBER DRAFTS CLEARED 34.
DEBITS/FEES ,00
MAINT/SERVICE CHGS ,00 ,(OUR AVG DAILY BALANCE HAS 1028,27
ENDING BALANCE 896,81 YOUR LOH MONTH BALANCE HAS 238,28
110298SHARE DRAFT " 2505 0306005297 ....~31,9L ,432,34
110298SHARE DRAFT " 2500 0306003050 -51.80' 380,54
1l0398SHARE DEPOS IT 200.00,. ,,,.. 580, 54
1l0398SHARE DRAFT " 2513 0307007475 -105,QQ 475,54
110498SHARE DRAFT " 2514 0308018599 . - 26,50 449,04
1l0498SHARE DRAFT " 2512 0308001110 -30,00 419,04
110598SHARE DRAFT " 2516 0309001120 -20,00 399,04
110598SHARE DRAFT " 2517 0309002319 -30.00 369,04
110598SHARE ORAFT " 2498 0309004685 -40,00 329,04
110598SHARE DRAFT " 2515 0309020360 -66,00 263,04'
110698SHARE DRAFT" 2518 0310002060 -24,76 238,28
110798TAKE DEPOSIT 850 , 00 1088,28
.1l1098TAKE DEPOS IT 1427,65.. 2515,93
111098SHARE DRAFT" 2520 0314002581 -33,18 2482,75
111098SHARE ORAFT " 2519 0314006179 -105,00. 2377,75
111298SHARE ORAFT " 2521 0316000689 - 2 5, 08 2352,67
111298SHARE DRAFT" 2528 0316025673 -66,00 2286,67
111298SHARE DRAFT" 2508 0316000672 -190,00 2096,67
111398TAKE OEPOSIT 130,00 2226,67
111398SHARE DRAFT" 2526 0317009955 -27,49 2199,18
1I1",.'......"liIliI.<*J
.........................,.....................
,
............j:
, I
~.,,,,,,;
.r"
ft~}~,f$~7-;-:: ";'
,....,
DEFENDANT'S EXHIBIT 12
FEi3W '';J"J lbl';-4t-k't.t.'LU"1ULMhHlll.NH.. 1'....1 ;, ':.:.:u IU o;.~,,~".
I\iU\l ....... Manqe, --"\
~I"" Con6deNla.
............-....
1141 ~ 0al_1 D,
Cdumlll& "'0 lI0.602U~
FinAncial Statement P"i.dllomOcI.lMt 1,1991.0......., 31,1991
COWMlIA NAnONAl, INC.
JEkNlFER L STDUFFER
350 WALTON STREET
LE~YNE PA 170~3
YOIlt ""-I Sun.1II"f
~.. '....-"...(.I..:N:"........).".'.,'..::.'...'.....
. .. -.-a. "'.~..f~~~1.~ ~;:'.::.:.:::.~IMJ'I~J:~
Chango . P.rlod 51,569.54
n=;,;. ....."""".. ". """"n"'.""'DIIIli,;.~,.;:....d:S"'lO""i
~_~tJ.-J:~...,~n'.1.lt!'li,,'~. ~1"'1I.To _.~~".
Cunlft,V.rod Iolc.co 53,917.32
Y.., PDl1lal1o Conopo.11loa
BY INVlSTMlNT TYPE
o Capil;IrrDllmlfonO%
iii ~.... 0'Y0
. IimIIIIl_ O~.
[J]J GlowII1 1000/,
Yoa, Fvte,.lo.es'...nl Sod""" I.. .112/31/19981
(0..,.0 cardY EMPlOY&:
'/5 IMtOf I'll TAl
lOa" 100% 100%
100" 100% 100%
O.oo.~ 100,00% 100,00%
RD ~owm OPP
Tolal
"""0' v......
Your AdIw~y Svatmary
=:
y.", PI.. Coalriborti.. Su_...,
Yo.. C..1ributlons
EURnAX
5ublClloI
C.mpany CnlribDlI01lI
(0 PIORT SHARE
COMPANY MATOl
Subl.tal
"". lal~":I.~c"l./.'I.")' ".co,':,:,..,':".;, <.'.C' ",...'.......'l...;';.~ ..' ':5'\'.,.".,
MI ~\Q-IJJ. U.iJI. ,.,,,q ~.,r.;",,:,,:.~.,./,....._... 1"....;::;:'_"",:~...,.;..;r!oJlla..: ",," ,',~,'~... ;/~I"
,
,
\
.
.......
..~
WIO..........
ItOllAcmIllrt
Tlnd.,
ftlllll/lCll.ClNllf
daRI""
v...
0..;..
lelll"
CO PROfiT 5HARE
FIDGROWlH 0" 5654,50 5134,03 5788.61
COMPANY MATOI
RDGtowrn 0" 51.300,31 5267.89 51,576.20
EEl'RETAX
RD GIlOWlH OPP 51,173,50 S836,16 5331.46 $2,341,12
Zr~~:~~"41~.~ii}~:~;~~Th~;~~@1~'s;f.~&g~im.!~:~~~'~??:1~t~~;.~/::ti~;;~~~$Q~;;;~:;~:d:;;~?~}~:~~~.;~;~;.:~;~~~::'f~$~'~:;'.;i1~Xi~:j~.:$t1Q~'3
~
, ~
;;
: i "
I Q '"
1 a
J "
j
II
CIGNA Retlrcmcllll:<
fnvcstInCnl Service."
rhilllotomenl moy nO! ,efled your ''''nllro=dions. PI,as. vorify this inlolnlDlion and
notify y.o, flun Adminlstrolor or ,oil CIGNA's AnsworUn,. ~ you ho.e any que"tlo""
.. CIGNA's Ansu_Unll'll c:::t CIGNA Webgile
. Z-8(}()..;lS3-2287 .JIIIL. bll[hI/f,f1WUJ,cJgna,com/rutlreruunl
u
I,
t.'
I
I
I
*:1( TOTAL P~GE. 82 *:+:
t'1
......',
"""\
ff
,\;
DEFENDANT'S EXHIBIT 13
-
-.
PROPERTY IN TilE POSSESSION OF WIFE
J>ESClUl'T10:\'
,,",\WE
50.0lJ
25,00
25,00
35,00
75,00
50.00
75,00
40,00
45.00
50,00
40,00
50,00
75.00
50,00
50,00
35,00
30,00
40,00
75,00
915.00
ELECTRIC VACUL'M CLEANER
SINGLE MATTRESS (McKDiZIE'S)
EVER Y DAY SIL VER WARE
POTS AND PANS
SHAKER SOFA TABLE
SHAKER STYLE JELL Y CABI:-IET
2 END TABLES (MATCH LIVING ROOM SUITE)
COFFEE TABLE
END TABLE LAJvlPS
SEWING MACHINE
4 WOODEN KITCHEN STOOLS
HEAD BOARD TO BEDROOM SUITE
QUEEN MATTRESS SET (TONY'S MOTHER PURCHASED)
WASHER (IN POSSESSION OF FOR:vlER NEIGHBOR)
PFAL TZGRAF DISHES (EXCEPT FOR COFFEE SAUCERS)
BAKING DISHES
TOWELS AND LINENS
BED CLOTHES
CHILD'S CRIB AND MATTRESS
TOTAL
l
~
Mt:4P-:4-",., 05 :4~ PM flC.OtlJI..U'j
Dilllle.
"'~., ""d;':
The following i~ 4liSl of Household bills that I hu\'e pAId lJl full since Jennifer and 1
vacntcd the marital property, They do not !IlllountlO very much when dh'ided in half. but
at this point, I need all the help I can lIet. If ,ou need nctulll check nwnbm. 1 CM
provide them to you, Please note that these bills were paid directly out of my personal
checking account.
Date
1999
4-20
4-30
4.30
5.20
6.2
6-3
6.9
6-22
6.23
7.14
8.2
8.26
9.23
9-23
10-13
II-I
11-20
11-20
11-20
12-3
12.3
12.15
12-15
12-28
1-24-00
Totals:
Amount
UtilitvCo.
p. .,q
.
0'
j
,.
"
l
1
~
Please nOle that a REFUND bas been issued on January 24, 2000 in the lIDlounl ofS57,12 from Motorists
MUluallnsurance Company for our Dwelling Propeny Policy whicb was held on the 380 Walton Street
borne, Tbis io,urance is listed in both names and the check was 'eot to Jennifer. She has never informed
me of rcceivin~ this refund, I am as,uming this check bas ,ince been deposited inlO her account,
66,01
40,44
91,65
32.40
35,82
28,03
59,39
38.50
11.41
22,65
9,61
50,31
15,03
50.42
22,74
9,67
10.12
70,35
47,61
76,00
25,00
10.03
33,22
9,67
57,12
VGI
PAWC
Bell Atlantic
VOl
PAWC
VGI
Bell Atlantic
Bell Atlantic
PAWC
UGI
PAWC
PAWC
PAWC
VG1
UOI
PAWC
PAWC
PPL
Bell Atlantic
Furnace repair (Mike's One Stop)
Jim Novesal (furnace repair)
UGl
Bell Atlantic
PAWC
Motorists Mutual Insurance Co, (rct\llld cbeck JcnnUcr ",ceived)
S929,20
~
.~
DEFENDANT'S EXHIBIT 15
""'\
..
!'
::: :~~ ::r:~7 __ ::M~C~r
:'~':':~ ~::.:...'':..:'::
',--. .....;......,
~ ~'~.'. . ,
:: '7",ro,..:.:; .... ..~.~. ...
. -~..j... ._'._j...~"'"
JE:-.rN:FE? :.. 5:-:t:F?S?,
~:a::",::::
,.- ~: - -:'74.s
,/,
.::.;::. AC7:SN - :A~
::.; ::~"':?C=::
f
DEFENDANT'S EXHIBIT 15
HUSBAND'S PROPOSED EQUITABLE DISTRIBUTION SCHEDULE
JOSE?H .~~;7~CN~;" S':'8CF?::::.,
Sefer:.da:-.:
~., ':, DESCRIPTION: OF PROPERTY ,OR
"!!-TEK.; 0 VALuE PROPOSED ,PROPOSED
~'NO ,';' ;: ::::LrABILITY " DISTRIBUTION: , DISTRIBUTION: TO
t 't:;~::,.' ;: ~r "
:;c"",. ";~:,' " TO'HUSBAND ,!WIFE'
Ji!:., " '0' , ,
1. REAL ESTATE AND REAL ESTATE I I
MORTGAGES
A,~ Stac.y Dell ?a.::-k .::eac::. . =:0. JO
-. ,
pr-cpe.::-cy aver-age c..............Q,..,t'"
-- - -..-
va:ue $39,000
(f:.cu.::-e co r-:.gnc -- 50%)
A.2 Shady Dell ?a.::-k :::e=.ch (6,=~:,6a)
pr-ope.::-cy Mo::::-~gage
separac:.or: dace va.:ue
13,077,36
(fioure c::> r-::.ghc :s 50%)
,'.. 3 Shady Dell Pa.::-k ::eac~ (:'.:5,2=,J.00)
pr-oper-cy
2.994 pu::::-chase Dr-:.ce =
$32,5000
( f ieurs t::> r-ighc is 50%)
A.4 Shady Dell Park beach :'O,COO.OO
prc!?e="~y or:g:.:!a..:.. more gage
balance
( ::.eure to r1gm: is 50%)
p...S Shady Dell Pa::::-k 3eac~ 6,/:'1..32 6,711.32
Pr-opercy Net Mar-:.:al Value
B 380 Walton Sc::::-eec. ~,51-!,77 3,614,77
Lemoyne, P,,,"- 17043 ,
net proceeds upon sale
"
,
~
::~ 7:~::: .::!::=.:
.~':~<:'~I::: .- .~';'.'
-."' ,,- -... . ,,-
, ..' ;;;;.' _r'6j.~
"...............
" .'.. j . ~ ,
:: ::::::::: "::"'/::.;; :.~.
t,
,
?::i:~::'::
".
,"...
2--:: ..-:....;,;
J-'~'----
1:...'4:''<1...: =.:".
:7SL"F:::F. .
'I,
::./::.. .:..:-:: :~r
_r./1
::: ::'./"::="':2
'.
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JOSE?E ;'...."J7HCN'! sTeT.:?:::?..,
De::nda:::
DEFENDANT'S EXHIBIT 15
HUSBAND'S PROPOSED EOUITABLE DISTRIBUTION SCHEDULE
t:'];Tm:; ~., DESCRI:l!'IION: OF PROPERTY OR VALUE PROPOSED PROPOSED.
~\NO:J:',~~' ;.: .>.:, >;;~r.IABIr.I= . "
DISTRIB1ITION DISTRIBUTION'TO
f;.,::,\.:;~,,;,~ ''',.__'_'. ..,.<,." .'.1" ~_ ", "
;;"..- "". ,,' , . TO,. HUSBAND" : WIFE;.
~r~::",,;:~,~ .' '-",,"'. .., ..-~.., '," , .
, ~ '.. ,.. '.. ' < - .. - .... . . .
1. REAL ESTATE AND REAL ESTATE I I I
MORTGAGES
.~.1 Shady De~l ?3.1:'k ::eac:: ::,=:O.~C
prope:'!::! average C"..l:::renc
./al ue 539,000
(::cure to r:gh:: :'3 50% )
i'.. 2 Shady Del: Park ::e,a.::t ,. - ~ ~ ,. "",
\-::,=':::.-:;C.
proper::: Mortgage
sepa~at.ion date ~ra:'ue
13,077.36
(::.gure to r:.gh~ :s 50% )
A,3 Shady Dell Park ::eac~ (:5,2='J.00)
property
1994 pu,,"chase nr:..ce .
532,5000
( figure to righ~ :3 50% )
,'..4 Shady Dell Park .:::eac;: _ J, JOO .00
propercy . . ,
orlgl:-'..a.:. mc:::.;age
balance
(figure to rlgnt is 50% )
A,S Shady Dell Park 3each 6,7:1.32 6,711.32
Property Net Ma:-ita2. Value
B 380 Walton Stree:: :',5:4 .77 3,614,77
Lemoyne, PA 17043
net proceeds upon sale .
.~I
..',
I
,.,
,~
""'"
ITE.'i DESCRIPTION OF PROPERTY OR VALtJE PROPOSED PROPOSED
NO. LIABILITY DISTRIBUTION DISTRIBUTION TO
TO HUSBA.ND WIFE
C ';"''' Haldeman A'/e :,:0 :..:. 'I:' de e?a'::, d:,vJ.de eq1.:al1y
New C:.lmber:and, t=.; :7070 s'.:bJect t: c3:Jh subJect: to t:-.e
4.:.02 sal~s agr~-=~e~c adjustment :Jet: cash adjus::ne::t
ballccr.. ca:3:1Ce - - forth l::elcw se,: forch ::el=w
$78,355.01 :ess 4.:.0:2
?:cst Mor:gage ba:3.r..ce of
:SD (565,10:,7:: 3/30/00
balar..ce)
2, MOTOR VEH:C~ES:
A Husband's :397 Ne:-:::1:'j' -:, ::) . :1; -5.32'J. ')0
Sable
a'J-9:.:-age of geed :"300) a::.d
:30':'':- \ 6340) c::r..c:.:.::.::;r:
:.4,00
S i:auoh.:.z: Ce:9osi: pay at: (3, :== .3=.' (3,aS3.3S;
balance on loan :::r Tor..y I s
ca=
12,20,99
C il:.:e's 1993 Ford .';sc.:-o Van .; ,: 3: . :: ,J ";,122.::0
a"le,;::-age of go cd (4525 ) a~c:.
:31.:=" (3840) cor-c.: c .:or-)
1.4.00
3, CHECKING ACCOUNTS AND CASH I
A Membe1:"'s pt -'" checking 3?6.3: 896'SII
u_ ,
account #116830
S ?NC .JT. i.nce:::.-es i: cl"leck:.ng use':' :~ pay
account u 50-0096-5243 hcrr:e -::'::"U':' :./
n-
11.13.98 loa::.
4, SAVINGS ACCOUNTS, MONEY
MARKET, AND SAVINGS
CERTIFICATES
j\ Membe~ls 1" SaVings p.ccollnr:. ....... ...... 27,77
,,1.11
#116830
11,30,98
ITEM DESCRIPTION OF PROPERTY OR VALUE PROPOSED PROPOSED
NO. LIABILITY DISTRIBUTION DISTRIBUTION TO
! TO HllSBAND WIFE
C 01"" Hald.eman ;we 73D d~'nde equa:l, d~:llde e:uall'l \
--
Ne'lI Cumbe::-:a:-.d, ;;.. :7Q"7C subJect t'~ c3.sh 9UCJ ec:. ..0 t:".e
4.:'.0: sales agr-e-:r:te:".t: 3.d] us erne:--..\: :3et cash adJ'J.sc:ne:-.c
... .. balance of forti'. ;;e10'N se:. for:h below
_a..:..;.oor.
578,355.01- 1-:95 4.1..0:
Flee,: Morcgage balar:.ce ~;
v_
TED {$os,:!.Ol.72 3/30/00
ba!.3.r.ce)
2, MOTOR VEH:CLES: I 1
A Husband's ~ aa- ~1e:::'.,;.r'/ oS I ::': ') . ~.J '5,3:C.JG
_.... I
,
Sable
ave:::'3.ge of go cd (~300) a.:'..c.
fa:.::- (634:0 }. cor..d:. s:. 'cr'.
1.4.00
;; :)auphi~ weposi:. '9a~l cf:: '\3,:==.3::i (8,855.851
balance on loar: ';,-.y 7.ony'3
.--
car
1;:,20,99
C Wife's 1993 :or~ )..3t:.:."O 'far: . ..... -. 4,182.50
-:,_=...:1.1
average of gooe. (4525) a;1c
fa:.:::- (3840 ) cocc.:..::icni
1,4,00
3. CHECKING ACCOUNTS A.Nll c.>.SH
A Member's 1':: -'" cr...ecking ;; ,6,81 896,81
'-'..
account #116830
3 !?NC -'" interest:. checking lJ,se'i :;ay
'-'.. --
account " 50-0096-::243 :.c:r.e e~u:,,':!
"
11.13 ,98 ~oar,-
4, SAVINGS ACCOUNTS, MONEY
MARKET, AND SAVINGS
CERTIFICATES
l'. Member's 1 lit. Savings p-.cccunr.. 27.77 27,77
#1.16830
11,30,98
-.,
ITEM DESCRIPTION OF PROPERTY OR VlILlJE PROPOSED PROPOSED
" NO. LIABILITY DISTRIBUTION DISTRIBUTION TO
TO HUSBAND WIFE
5. RETIREMENT PLANS AND IRA
ACCOUNTS
A W:.:e's C:>lumt:a Nati.Crl.a: -,"I;:: :.-: . -~ =: :'1
., ,,:, ,,J........-
40~-K Plan
1",31.98
6. HOUSEHOLD GOODS AND
FURNISHINGS
;., Husbanc.'s .. . ~. Gccds I ::') . J C 720.0C I
::.ouser..c ..:.,.::,
S tl:.fe's Hcuseho:d. Geocs I :-:= . J.) I I 915,N
7. CREDIT CARDS I I
... N:.:e's :;O~__...- Un.:..::n C::ed:.r. (::, :.:.-!: . Ge! (11,11,1.00)
.. --.::I....
Ca=':i u 2905-~020-a122-696a
"
11.30.98
S ~life's Cl.cl.:Jank V:.sa (7 , :'~-1: . 33) (7,18~,38)
.;ccounc u 4128-0021-4843-
"
6540
12.3,98
8. I OTHER DEBTS I I
,"- Horne Equicy !Joan ?aymenc. (:?4:. 00) (194,00)
for May, 1999
5.99
9 I Post Sapa~ation Ut:.licy (929.2~) I (929,20)
Charges For Real Estate
~~~~::~ti:~';\i ~T(#~'S;)~:~~1U.:,:'Y~\i';i .'. ,. \';";{';'.'-;'.' ". ::> . . ';:', ;'';:.::' ;;Y .....:.:,.. .' If';":}"'; :
.', .' ,- '.
- -
316,67 4,466.27 I (4,149.60)
I 50% of total assets I 158.34 I 158.34 158.34
Cash Adjustment t:> Sa Paid (4,307.94) 4,307.94
to Wife from Husband's 50%
5ha~e of the Haldeman
Avenue Proper''CY ?~oceeds
upon Macurity or the Sales
l'.greement on 4/01/02
,
.
JI::NNI FER I.. STOUFFf:I<,
PI iJ i n t iff
I N TilE COUWl' OF CO:-'J~ON PLEAS OF
(:U:~l\E!<L^NI! COUNT'{, PENNSYLVANIA
V'.
0.
~O. 98 - G./~L CIV!!~
.JOSEPIl ANTIlONY STOlJ!oTI':i<,
De f C'lldilfl t
I U III VO!<':E
RE:
Pre-Hearinq Corlfe'rence f.1emorilnduIn
DATE:
MondiJY, August 28, 2000
Present for the PliJintiff, Jennifer L. Stouffer,
is attorney John M, Fenstermacher, and present for the
Defendant Joseph Anthony Stouffer, is attorney Diane G.
Radcli ff .
A divorce complaint was [lIed au December 1, 1998
(the stamp on the complaint shows November 31, 1998) raising
grounds for divorce of irretrievable breakdown of the
marriage. Counsel have indicated that the parties will sign
and file affidavits of consent and waivers of notice of
intention to request entry of divorce decree so that the
divorce can be concluded under Section 3301(c) of the Domestic
Relations Code. The complaint also raised the economic claims
of equitable distribution, alimony, alimony pendente lite, and
counsel fees and expenses. Mr. Fenstermacher has indicated
that with respect to the alimony claim, his client may
ultimately withdraw that claim.
On December 23, 1998, the Defendant husband
filed a counterclaim for equitable distribution. On May 12,
1999, husband filed a petition for alimony pendente lite and
counsel fees.
The parties were married on May 14, 1988 and
separated November 1, 1998. They are the natural parents of
two children, Jenelle, born January 31, 1994, and Jaclyn, born
May 26, 1996. Both children reside with wife.
Wife is 32 years of age and resides at 1719
Barbara Street, New Cumberland, Pennsylvania. She has two
years of college and is an operations manager for Market
Street Mortgage in Lemoyne, Pennsylvania, Her net monthly
income is $2,622.10, Wife has not raised any health issues.
She is currently receiving $500.00 per month from husband for
child support, Husband's claim for alimony pendente lite has
been offset to reduce the amount of child support he is
currently paying, When his claim for alimony pendente lite is
terminated, it is likely that his child support obligation may
-
.
i nCrea:H!.
If\~:;tidlld 1:, .i? YPdr~; of dCJP dod rp:ilde:; iJt
2420 Dickin:jotl AVf'flllt., (~d;:ip Hi 11, I)(~nll:;ylvdllid, whf'rf' hI' IlV(~:)
with il mille frlPfJd. 1l1l:;fhlf::J lid:. cull(~qe Cr(~dlt:i dnd 1:; (J
project. coordinllt.1)T for 1~(!'IlllJld:; Construction r'!'lfldq'_'!!tent, lnc.
HL,; nut m0liLlily incnrr.e 1:) ~1,831J.()H. lIe hdS nut rdi~jed any
health issues.
The p"rties sold the marital residellce at 380
Wal tall Street, LemoYlle, l'ellll:;yl vania, and the proceed:; are
currently held in escrow. The accoullt has a balance ot around
$3,614.00. The parties also OWll all investment property at 422
Haldeman Avenue, New Cumberland, Pennsylvania, which is being
sold on a sales agreement. The monthly installment payments
are being used to pay the parties' mortgage payments. On
April 1, 2002, tlte parties will be entitled to a balloon
payment of around $16,000.00.
Husband received title to a half interest in
a property at Shady Dell Park, in Delaware from his mother.
According to wife's computation, the property was a gift to
both of the parties although wife's name has not appeared on
the deed. She claims that her interest in the property for
marital purposes should be around $13,000.00. Husband, on
the other hand, believes that we should be looking only at an
increase in value for the property relating to his one half
interest. He believes that value net is $6,711,00.
The parties had two vehicles at separation
but since that time both vehicles were traded and counsel are
going to see if they can determine the trade in values which
we can use for the value of the vehicles in the equitable
distribution computation. There is a possibility that the
vehicle of husband, the 1997 Mercury Sable, had a lien against
it which was more than the value of the vehicle.
The parties had a Member's 1st checking and
savings account and the parties continued to live together
after they were separated. The issue between the parties is
whether or not the monies that wife received in the Member's
1st checking account were used to pay household debt for the
benefit of the parties or whether that money should be
assigned to wife as part of her share of equitable
distribution. The savings account had a small balance of
$27.77.
Wife has a 401(k) with Columbia National and
the balance on the pretrial statement shows a value of
$4,705.93.
Thu prut i(~:; .Ill' ll~ dl:;p~lt(.' r1'q{Jfdlll(J Ul(>
viJltH~ of t.he hou:iehuld trl:lqJidl' pl'r:;(I:;"il prupp!!.'1 dnd db:;t'llt.
the prop(!rty beillq iIPPldl:;j-'d, tLI' ~';d:;'.l'r hd:; :;:HjIJP:;t(!d t.hdt Wf'
have d prlvdtf! dtlctilJl\ dlld Il.f "d(':' p'irt'! :;',lqqP:;t d vdllH~ ilnd
then i1110vJ thl' pdrty :;uqqc':;t.illll till' h:qlll'r Vd!Uf' to tdb' UH'
property It.eIll rd. tildt VdltH',
The re 1" C n'cJ it ",or d debt 0 f iJfOUI:d
$18,000.00 with First Union Crr,dit (:,,1'<] dl,,1 Clly Bank Vi:;a.
There also has been pdyment of joint obi iqdtions by edch of
the parties subsequent to separdtion. llusbiHld cldims d
$900.00 credit for payment of jOint obliqations; wife claims a
$4,000.00 crc,dit for payment of joint obi iCJations.
According to wife, husband needs to assume
payment for a portion of the maritdl debt in order to resolve
the economic claims which may amount to d sum in excess of
$6,000.00. Husband, on the other hand, is claiming that he
does not have any funds to contribute toward payment of the
marital debt. Husband's proposal is that wife assume the
marital debt and that she retain the proceeds from the
Haldeman Avenue property and the escrow fund. Wife, on the
other hand, wants to retain the escrow fund and the Haldeman
property proceeds and split the marital debt with husband.
Any splitting of the debt should, however, take into account
any credits which either of the parties may be entitled to on
account of payment of post-separation debt.
A hearing is scheduled for Tuesday, January
16, 2001 at 9:00 a.m. Notices will be sent to counsel and
the parties.
E. Robert Elicker, II
Divorce Master
cc: John M. Fenstermacher
Attorney for Plaintiff
Diane G. Radcliff
Attorney for Defendant
-
}4VlY\l~ ~,~Jf~
u - Afi~l1ff
~ ~~~~ !J,wf~
CIVIL M:TION - J.^~I
NO'19"~1(L/~ CIVIL 1'1
IN IlIVOI<('J-:
IN TilE COlJl<T (>I' COMMON Pl,/.;^S OF
CIJMIlI-:I<J.^NI> COUNTY, PENNSYf,V^N I ^
S'I'NJ'US :;111-:1-;'1'
lJNJ'E: ^C'I'I V I 'I' II':S:
.. . . ~1Lh'~f~<<t M. .h~i.l:J.;J:~t~. ~.I(",j-fK)1
if ,00 (\, /\1 /
--~----- -.., ;:~7;,u;:.,:,~ ":';'-'~;":~';'7~---;-{:/;;:;-. 'r J41r,-:-;:~(!' 'I~(\,,,I.lll>.f"
II/'~/>",- 'V-tIl",..,)ii:;"'I':,..,. (/1,r,~/'" /'/.t"'~./\fq.f~!-~'''!I_'...,., i'f,r~/'~'-
--'---------------. '.:"j..' c. '-""~_-'--L.", '-::'.!'---C-'.:.!!t:..'. r~~l_____~:'-", "~~:;:,..::.~.,,.,,(/ ~"'" ('
'- h.",!..,." 't",,,{,,'~"<'''f':.,..'(,..,l,,.,,, ',Vr/",, 'b~.,
---.. ) -( 'II', . t I. ~ (, <.1 ~I I,.., I ! ,(/. '/".f " ,I I"
&:.?~.., -, ,~., ",. " .'. ~
-. --~_m_.u_~____ .-- _._~__=~,'-/.'_'_ "_'_'_.. ~,." t. ";' f .." ,(6 (_.._',,-,_./ _. ----.---~--.._.~_~m_.__.___
- -----------..-------.
--..-.. .. ____'___n .___...-.___.__._________._
---_.._--_.~-~_..-
-"'--"'-- .-.-...- -.. --.-......-
.-----------.---...-
. - -.- -"-'---'---'--,--.,-
-_. -..------...
.._.__u_.___ ___._____
,
,JENNIFEH L. STOUFFEI<,
Plainti [[
I r,; THE (~O:Ji<T OF CO:-:!-1UN j'I.E!\;; OF
Cl ;i-!BE!<LJ\Nl ~ C()1J:-J'l'Y, !'!-';NN:;Yl.VAN: A
V:i.
NO. (Hi - t,'l,~t, (~:lV! L
.10::/0:1'11 ANTHONY :;T()!Jf;FI<I<,
!l(' f ('IHL:UI t
!:; :: J \!..)]u'i<
~
TO: John H. Fenstermacher
Attorney for Plalntiff
Diane G, Hadel i ff
./
Attorney for Defendant v
DATE:
Friday, April 7, 2000
CERTI FICATION
I certify that discovery is complete as to the claims
for which the Master has been appointed.
"
,
\
,
OR IF DISCOVERY IS NOT COMPLETE:
(a) Outline what information is required that is not
complete in order to prepare the case for trial
and indicate whether there are any outstanding
interrogatories or discovery motions.
;
,
-/
'*
OFFICE OF DIVORCE MASTER
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
9 NOr1h Hanover Slreel
Carlisle, PA 17013
(717) 240'6535
E. Robert Elicker, II
Divorce Master
Tr.cl .10 COlyer
Office ManageriR,por1"
West Shore
697,0371 Ex!. 6535
I
t
'.
~.
April 14.2000
John R, Fenstermacher, Esquire
FENSTERMACHEI~ & ASSOCIATES, P,C,
5115 East Trindle Road
Mechanicsburg, PA 17055
Diane G, Radcliff
Attorney at Law
3448 Trindle Road
Camp Hill. PA 170 II
RE: Jennifer L, Stouffer vs, Joseph Anthony Stouffer
No, 98 - 6746 Civil
In Divorce
Dear Mr. Fenstermacher and Ms, Radcliff:
Having received certification from both counsel that discovery is
complete, I am prepared to issue a directive for the filing of pretrial
statements,
I
I'
,1
$j
~ I
:1
"
\
,
A divorce complaint was filed on November 31, 1998, raising
grounds for divorce of irretrievable breakdown of the marriage and the
economic claims of equitable distribution. alimony, alimony pendente
lite, and counsel fees and expenses, The motion for appointment of
Master indicates the only issues for consideration by the Master are
grounds for divorce and equitable distribution, However. other economic
issues, as noted, have been raised in the complaint.
I assume that there are no issues with respect to grounds for
divorce and that the parties will either sign affidavits of consent or have
been separated for a period in excess of two years,
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In accordance with P,R.C.P, 1920,33(b) I am directing each counsel
to file a pretrial statement on or before Friday, May 19, 2000. Upon
receipt of the pretrial statements, I wiII immediately schedule a pre-
Very truly yours,
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Mr. Fenstermacher and Ms. Radcliff, Attorneys at Law
14 April 2000
Pal!:e2
hearing conference with counsel to discuss the issues and. if necessary.
schedule a hearing,
E, Robert Elicker, II
Divorce Master
.
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NOTE:
Sanctions for failure to file pretrial statements arc set
forth in subdivision (e) and (d) of Rule 1920,33.
.
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THE ORIGINAL PRETRIAL STATEMENT SHOULD BE
FILED IN THE MASTER'S OFFICE AND A COPY SENT
DIRECTLY TO OPPOSING COUNSEL,
FAILURE TO FILE PRETRIAL STATEMENTS AS DIRECTED
BY THE MASTER MAY RESULT IN THE MASTER'S
APPOINTMENT BEING VACATED,
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JENNlJo'El< L. :;TOUFTEH,
Plainliff
IN TilE COUHT OF C0l1110N PLEAS OF
ClJt111EHLAN!J COUNTY, PENNSYLVANIA
vs.
CIVIL I\CTlON - Ll,W
.JOSEPH ANTIlONY STOUFTEI(,
Defendant
NO. 96 - fi11b CIvil
IN DIVORCE
NOTICE OF PRE-HEARING CONFERENCE
TO: John H. Fenstermacher
, Attorney for Plaintiff
Diane G. Radcliff
, Attorney for Defendant
Office of the Divorce Master, 9 North Hanover Street,
A pre-hearing conference has been scheduled at the
Carlisle, Pennsylvania, on the 28th day of August 2000, at
9:30 a.m., at which time we will review the pre-trial
statements previously filed by counsel, define issues,
identify witnesses, explore the possibility of settlement
and, if necessary, schedule a hearing.
Very truly yours,
Date of Notice: 6/6/00
E. Robert Elicker, II
Divorce Master
IN TilE COURT OF COMMON PLEAS OF CUt'.BI':IiLMIll COUNTY, Pr::JIISYI.vl\NIA
JENNIFER L, STOUFFER,
PI,"ntl!!
r:o. 9fJ ~ f;".lG
V.
( , 1 V 1 L AC''I'l ON . LAW
IN lJIVURcr:
JOSEPII ANTHONY STOUFFER,
De!endant
STIPULATION OF PARTIES AND COUNSEL
A. PLAINTIFF:
Name Jennifer L, Stouffer
Address , New Cumberland, PA 17070
Age 32
Occupation Mortgage Broker
DEFENDANT:
Name Joseph Anthony Stouffer
Address 540 Reno Street, New Cumberland, PA 17070 Ap C
Age 32
Occupation Project Coordinator
B.
SERVICE: When the method of service
been by registered (certified) mail:
return receipt card is the sionature
of the complaint has
The sionature on the
of the Defendant,
C. DATE AND PLACE OF MARRIAGE:
Date
May 14, 1988
Place
Carlisle, PA
F. GI'OUlldll! 01' d I VOl ",':
I COnfJenL 1I0,1..llJIL nOJ (e)
We', Pdrt.it.:; ..lfld COllJlW.j ill tit(. 'dJOve"C'dptiuJlt'd divorce
pnJc""Jill<j1J huve re,:ld the otau:flIcmtn "'iL (orLh above ,:llld agree
that the informatioll pl'ovided herein in true anc correct, and we
stipulate that said fact8 call be made part of the record as if
specifically testified to under oath at a hearing in these
proceedings.
PLAINTI FF DATE COUNSEL FOR
PLAINTIFF
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DEFENDANT DATE COUNSEL FOR
(' k~~ l:-'lc ~ 0 DEFEy {/
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.JENN r rEH I., :;'I'OU FloE;',
1'1 d I nt.111
IN 'I'm: r;OUH'I' r!F C(;:~110N I'LEII:; OF
CtJMIlEHLAfJl> COill;TY, l'r:1o:N::YLVAN It.
vs.
NO. 9,{ - t,'Jllt, ('lVIL
.}O:;Ei'!l r\~J':'Il():,r( :;'1'1:1 'Ffo'!<ll,
!)('l ('ndiI.Ill
: N J.IJ VUli,'~1<
TO: .John R. Fenstermacher
l\ttorIley for Plaintiff
Didfle G. RdJL; J [1
I\t~:)n'.c'/ t:';:: r)pf(~r:dant
DATE: Friday, Apri 1 7, 2000
CERTI FICA'I'ION
I certify that discovery is complete as to the claims
for which the Master has been appointed.
OR IF DISCOVERY IS NOT COMPLETE:
(a) Outline what information is required that is not
complete in order to prepare the case for trial
and indicate whether there are any outstanding
interrogatories or discovery motions.
(b) l'tOVldl' di;ptl;Xl:::d!(' ddt.4' Wh.'fl 'J,:;(",:,vpry wi 11 t)i~
L'()ll:pll'tl' dnd llid!(',ltl' wL,Jt. rJcllOn 1;; LPltHJ tdk('Zl
to ('(~n:pJf't 4' lil:;('(J'J4~r'l.
}oJ ( A-
~-1~oo__.______
DATE
NOTE:
PRETRIAL DIRECTIVES WILL NOT BE ISSUED FOR THE
FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE
CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE
AT THE MASTER'S DISCRETION.
AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL
OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY
COUNSEL, INDICATING THAT DISCOVERY IS NOT
COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL
STATEMENTS WILL BE ISSUED AT THE MASTER'S
DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A
PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY
IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL
STATEMENTS WILL BE ISSUED IMMEDIATELY.
THE CERTIFICATION DOCUMENT SHOULD BE RETURNED
TO THE MASTER'S OFFICE WITHIN TWO (2) WEEKS OF
THE DATE SHOWN ON THE DOCUMENT.
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JENNJI'EU J.. STOtJFr'EU,
l'lillnt j 11
IN TilE COURT OF COMMON PLEAS Of'
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 'JB - (,746
VB.
JOSEI'll ANTIlONY STOllFFEU,
llolendallt
CIVIL ACTION - LAW
IN DIVORCE
ORDER AND NOTICE SETTING HEARING
TO:
Jennifer L. Stouffer
John M. Fenstermacher
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Plaintiff
Counsel for Plaintiff
Joseph Anthony Stouffer
Didne G. Radcliff
, Defendant
, Counsel for Defendant
You are directed to appear for a hearing to take
testimony on the outstanding issues in the above captioned
divorce proceedings at the Office of the Divorce Master, 9 North
Hanover Street, Carlisle, Pennsylvania on the 16th day
of January , 2001 at 9:00 a.m., at which
place and time you will be given the opportunity to present
witnesses and exhibits in support of your case.
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President Judge
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Date of Order and
Notice: 8/28/00
By:
rcet(~t [du-iA~~
Divorce Master
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IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 170]]
TELEPHONE (717) 249-3166
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IN TilE COUPT OF COMMON PLEAS OF
CUMBEI<LANIJ COUNTY, PENNSYLVANIA
JENNIFEP L, STOUFFER
PIa int 11 I
v,
NO, 98-6746
CIVIL ACTION - LMl
DIVORCE
JOSEPH ANTHONY STOUFFER,
Defendant
NOTICE
YOU HAVE BEEN SUED IN COURT, If you wish to defend against the
claims set forth in the following page3, you must take prompt
action, You are warned that if you fail to do so, the case may
proceed without you and a decree of divorce or annulment may be
entered against you by the court, A judgment may also be entered
against you for any other claim or relief requested in these papers
by the Plaintiff. You may lose money or property or other rights
important to you, including custody or visitation of your children.
When the ground for divorce is indignities or irretrievable
breakdown of the marriage, you may request marriage counseling, A
list of marriage counselors is available in the Office of the
Prothonotary at the Cumberland County Courthouse, Carlisle,
Pennsylvania,
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY,
COUNSEL FEES OR EXPENSES BEFORE THE FINAL DECREE OF DIVORCE OR
ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, pA 17013
(717) 249-3166
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JENNIFER L, STOUFFER,
Plaint i ff
NO, 9R-h74h
V.
JOSEPH ANTHONY STOUFFER,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
DEFENDANT'S ANSWER AND COUNTERCLAIM TO
PLAINTIFF'S COMPLAINT IN DIVORCE
AND NOW, this
day of
1998, comes the Defendant, JOSEPH ANTHONY STOUFFER, by his
attorney, Diane G, Radcliff, Esquire, and files this Answer and
Counterclaim to Plaintiff's Complaint in Divorce.
COUNT I
ANSWER TO DIVORCE COMPLAINT
23 Pa. C.S.A. S3301(cl
1.
Admitted.
It is admitted that the Plaintiff Jennifer L.
Stouffer is an adult individual who currently resides at 380
Walton Street, Cumberland County, Lemoyne, Pennsylvania,
2. Admitted. It is admitted that the Defendant is Joseph Anthony
Stouffer, an adult individual who currently resides at 380
Walton Street, Cumberland County, Lemoyne, Pennsylvania.
3,
Admitted.
It is admitted that the Plaintiff and Defendant
have been a bona fide residents of the Commonwealth of
Pennsylvania for a period in excess of six months immediately
prior to the filing of the Plaintiff's Complaint,
4.
Admitted,
It is admitted that the Plaintiff and Defendant
were married on May 14, 1998 in Carlisle, Cumberland County,
Pennsylvania.
5. Admj,tted, It is admitted that the marriage produced two minor
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL. PA 1701 1
PHONE 17171737.0100
FAX {7171975.0697
ID # 32112
- 2-
daughters, Janelle Tilylol-, bonl January 31, 1994 and Jaclyn
NcKenzie, born June! 2(" l~~(,.
6.
Admitted.
It iu ,,,Illllllt'd t1hll l here have been no prior
actions of divorce or annulment between the parties.
7, Admitted. It is admitted that the Defendant is not a member
of the Armed Services of the United States or any of its
all ies .
It is further averred that the Plaintiff is not a
member of the Armed Services of the United States or any of
its allies,
8. Admitted. It is admitted that the plaintiff has been advised
of the availability of counseling and that the Plaintiff may
have a right to request that the Court require the parties
participate in said counseling,
It is further averred that
the Defendant has been advised of the availability of
counseling and that the Defendant may have a right to request
that the Court require the parties participate in said
counseling,
9,
Denied,
The Defendant is without knowledge or information
sufficient to form a belief as to the truth or falsity of the
averment set forth in Paragraph 9 of Plaintiff's complaint and
said averment is therefore denied.
The Defendant demands
proof thereof at the trial of this case, if relevant.
WHEREFORE, the Defendant respectfully requests this Honorable
Court to dismiss Plaintiff's request for Decree in Divorce.
COUNT II
EQUITABLE DISTRIBUTION, DISTRIBUTION AND ASSIGNMENT
OF MARITAL PROPERTY PURSUANT TO 23 Pa. C.S.A. ~3501 et. seq.
10, The Defendant incorporates by reference his Answers to the
averments of Paragraphs 1-9 of Plaintiff's Complaint the same
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
PHONE (7171737.0100
FAX (717) 975,0697
10 # 32112
- 3 -
DIANE G.IlAllCLIII
3440 TIIINDLE 1I0AD
CAMI'llIl.I., PA \101\
PIIONE (1111 /3/.0100
FAX (l17jUlb.OllOI
10'371\2
111 Df't fon.h 1lI0l"(' flllly h"I','llI,
II, Admitted. II 1" ddllllU,'d thdl till.' pal'tieD are owners are
Vdl'iollfl It"llIfl 01 bulh I"(,'dl and personal property which qualify
an llloll'lldl 1"01",.1 Y dn d"fined ilS ~3501 of the Divorce Code.
12, Admitted, 1\ I" d.,illllttf'd that pursuant to 23 Pa. C.S.A. ~3501
f'I, """I. 1 hd! :ldld IlIdlltdl p,'ope,.ty is subject to equitable
dlvlnlun, dlnl.lllilltioll and assign it by the Court upon the
entl-Y of ,.", n"('I"f!L' ill Divorce.
WHEREFORE, t h.,' Defendilnt agrees that the Plaintiff is entitled
havl' t h" COll.1 ""I" i tilbl Y divide, distribute and assign all marital
pl'Op..ny 01 the pal'l:i..l.1 lIpon the entry of a Decree in Divorce,
COUNT III
ALIMONY AND SUPPORT PURSUANT TO
23 Pa. C.S.A. ~3701 et. seg.
13, The Defendant incorporates by reference the Answers to
PilragrapIw 1-12 of Plaintiff's Complaint, the same as set
fOI.th more fully herein.
14, Denied.
It is specifically denied that the Plaintiff is
unable to support herself through appropriate employment. On
the cont rary. it is averred that the plaintiff earns
apprJxilll.'ltely
$30,000.00
which
is
per
year,
amount
apPl.'oximately the same amount of income earned by the
Defendiln\:,
15, Denied, 1 \: is denied that the Plaintiff lacks sufficient
p,'oper\:y and/or income to provide for her reasonable needs.
16, Denied. It is denied that the Plaintiff requires reasonable
alimony adequate to maintain herself in accordance with the
llt:andard of living for the reasons set forth in Paragraph 14
-4-
herein, incorporaced by reference hereco,
17. Denied. It is denied that the Defendant is financially able
to provide che reasonable needs of the Plaintiff for reasons
set fOl-tll in Pdragraph 14 herein, incorporated by reference
hereto.
WHEREFORE, Defendant respectfully requests this Honorable
Court to deny the Plaintiff's request that the Defendant pay
reasonable alimony to the Plaintiff and any such further relief
that the Court may deem just and equitable.
COUNT IV
CLAIM FOR ALIMONY PENDENTE LITE, COUNSEL FEES
COSTS AND EXPENSES PURSUANT TO 23 Pa. C.S.A. ~3702
18. The Defendant incorporates by reference his Answers to the
averments in Paragraphs 1-17 of Plaintiff's Complaint as if
more fully set forth herein,
19, Denied. It is specifically denied that the Plaintiff does not
have sufficient funds to support herself and to pay counsel
fees and expenses incidental to this employment.
On the
contrary, it is averred that the Plaintiff earns approximately
$30,000.00 per year which sum is approximately equal to the
income earned by the Defendant.
20. Denied. It is denied that the Defendant is fully able to pay
the Plaintiff alimony pendente lite, counsel fees and expenses
incidental to this divorce action for the reasons set forth in
Paragraph 19 herein,
WHEREFORE, Defendant requests this Honorable Court to deny the
Plaintiff's request that the Defendant pay alimony pendente lite,
reasonable counsel fees and expenses in this divorce action as well
as any further relief as the Court may deem just and equitable.
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
PHONE 17171 737.0100
FAX 17171 975.0697
ID # 32112
- 5 -
COUNT V
CLAIM FOR CUSTODY OF THE MINOR CHILDREN
;~1, 'I'll" 1)"1,,",1.'"1 illcOq)())"dtf'" by rc,f(,rence herein the answers to
i'.lId'.fldpllll'7.0 01 PI"intiff'n Complaint set forth above the
1I,IIIll' ,'" 1 1 11('1. forth more fully herein,
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n. Admitted. It III ddmitted that tile Plaintiff and Defendant are ~'
1.11,' P''''('llt" 01 two minor children, Janelle Taylor Stouffer
borll January 31, 1994 and Jaclyn McKenzie Stouffer born May
2G, 1996.
7.], Admitted. It is admit-ted that neither child was born out of
wedlock.
24, Admitted. It is admitted that no outstanding order for custody
currently exists,
25, Admitted. It is admitted that the Plaintiff's currently share
physical custody of the children as they continue to reside in
the marital residence together,
26, Admitted. It is admitted that the mother of the minor children 1
is Jennifer L, Stouffer and the father is Joseph Anthony
Stouffer and that there are no other parties in interest in
this custody action,
27, Denied. It is denied that since the birth of the minor
children have resided with both the mother and father at 380
Walton Street, Lemoyne, PA. On the contrary, it is averred
that the children have resided with the parties at 380 Walton
Street, Lemoyne, PA since 1997.
Prior to that date, the
children resided with the parties at 422 Haldeman Avenue, New
Cumberland, PA,
28, Denied. It is denied that the mother is the party best able
to care for the minor children and would be in the best
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL. PA 17011
PHONE 17171737,0100
FAX 17171975.0697
ID#32112 -6-
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interest of the children primary custody be granted to her.
On the contrary, the Defendant believes and therefore avers
that he has been the primary nurturing parent ot the children,
he is better to able to meet their emotional, physical,
educ.,tional and religious needs and it would be in their best
interest for the Defendant to be granted primary custody of
the children,
29. Admitted. It is admitted that there are no other actions for
custody, support or visitation that have been filed in this or
any ot.her court in the Commonwealth regarding the minor
children.
WHEREFORE, the Defendant respectfully requests this Honorable
Court to deny Plaintiff's request for an award of temporary custody
until a final hearing in this matter can be held and then to enter
a final order of custody in the name of the Defendant,
COUNTERCLAIM
COUNT I
CLAIM FOR EQUITABLE DISTRIBUTION OF MARITAL PROPERTY
30, The Defendant incorporates by reference hereto the answer set
forth in Paragraphs 1 through 12 above, the same as if more
fully set forth herein.
WHEREFORE, the Plaintiff respectfully requests this Honorable
Court to equitably divide, distribute and assign all marital
property of the parties upon entry of a Decree in Divorce between
them,
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL. PA 17011
PHONE (7171737.0100
FAJ<(717J975.0697
ID#32112 -7-
COUNT II
CLAIM FOR CUSTODY OF THE MINOR CHILDREN
31, The Defendant incorporates by reference hereLO the answers set
forth in Paragraphs 21 through 29 set forth above the same as
if fully set forth herein.
32, The Defendant believes that the best interest of the minor
children would be served by awarding him primary custody
subject to partial custody rights for the Plaintiff,
WHEREFORE, the Defendant respectfully requests this Honorable
Court to enter an award of temporary custody to the Defendant until
a final hearing on this matter is held and thereafter to enter a
final order for custody in the name of the Defendant.
Tri dIe Roa
Hi ,PA 17011
Court 1D #32112
Phone: (717) 737-0100
Fax: (717) 975-0697
Attorney for Defendant
DIANE G, RADCLIFF
3448 TRINDlE ROAD
CAMP Hill, PA 17011
PHONE (717) 737.0100
FAX (717) 975.0697
ID#32112
- 8 -
CERTIFICATE OF SERVICE
AND Nml, tili"
day (>f
, 1998, I, DIANE
G. RADCLIFF, ESQU11<r,;, here:by cenify thut I have this duy nerved
a copy of the within ANSWER AND COUNTERCLAIM TO THE DIVORCE
COMPLAINT upon the Plaintiff's attorney, by mailing same by first
class mail, postage prepaid, addressed as follows:
, ESQUIRE
Road
A 17011
: (717) 737-0100
Fax: (717) 975-0695
Supreme Court ID # 32112
Attorney for Defendant
John R. Fenstermacher, Esquire
5115 East Trindle Road
Mechanicsburg, PA 17055
Respectfully
~ .
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DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(7171737.0100
- 10-
VERIFICATION
JOSEPH ANTHONY STOUFFER, Defendant verifies that the
statements made in tlus Answer ar.d Counterclaim to Divorce
Complaint are true and correct, Defendant understands that false
statements herein are made subject to the penalties of 18 Pa,C.S.
Section 4904, relating to unsworn falsification to authorities,
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA [70] I
PHONE (717) 737,0100
FAX (717) 975,0697
10# 32112
-9-
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Plaintiff
: IN TIlE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY.
: PENNSYLVANIA
v,
. )'~J~"f"~(*\r".....\\, \'1 -j\'\"~\'
: CIVIL ACTION LAW
:'NO. '~lL\l, CIVIL 19 (I,;
: CUSTODY VISITATION
Der~nd'lIll
ORDER OF COllRT
And now. this "--;.h~\'n. u~on consi,dcration oflhe allached complainl, il is herebp direc,tcd
that t~e above pa~~es and Ihe,!}eSpe~II\'ec.~~~I~el llppear before, H,\ Iy, (" \ l . , f"\'IC),
EsqUIre, the conclhalor, alj-.i~ _'>. I" y\,. ((\ "\ \ \, 1\ ,'.
Pennsylvania, on the ;:)Ll, day of ,\ \"<:,, . 1999, at I I. DC:. @/ P,M"
for a Pre-hearing Custody Conference, At such conference. an effort will be made 10 resolve Ihe
issues in dispule; or if this cannot be accomplished, to define and narrow the issues to be heard
by the court, and to enter into a temporary order, All children age five or older may be present at
the conference, Failure to appear at the conference may provide grounds for the enlry of a
temporary or pemlanenl order,
FOR THE COURT:
By: 1111CY.ruJ2c:J: .f'D~,~.
Cuslody Conciliator I, \ ~ \
YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE, IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
THE CUMBERLAND COUNTY BAR ASSOCIA nON
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
1-800-990-9108
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I N TilE COUP'!' OF COI~I"ON PLEAS OF
CUI"HEl,LANIJ COUNTY. PENNSYLVAN I A
JENN I FE!! L, S'l\lIIFFI';I'
I'Llllll!11
v,
NO, OIH -G"'lG
JOSEPH ANTHONY STOUFFER,
DetendOlnl
CIVIL ACTION - LMI
DIVORCE/CUSTODY
ORDER_OLCOURT
AND NOvl, THIS __________.______ d~y of ~______ .__, 1997, upon
consideration of the attached Complaint, IT IS HEREBY DIRECTED that
the parties and their respective legal counsel shall appear before
, the conciliator, at
on the
_ day of ___.__, 1999, at , for a
Prehearing Custody Conference, At such conference an effort will
be made to resolve the issue in dispute: or if this cannot be
accomplished, to define and narrow the issues to be heard by the
Court, and to enter into a temporary order, Either party may bring
the Child or Children who are the subject of this custody action to
the conference, but the Children's attendance is not mandatory.
Failure to appear at the conference may provide grounds for entry
of a temporary or permanent order,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 I,IBERTY AVENUE
CARLISLE^ PA 17013
(717) ~49-3166
AMERICANS WITH-OISABILITIES ACT OF 1990
The Court of Common Pleas of Cumberland County is required by law
to comply with the American with Disabilities Act of 1990. For
information about accessible facilities and reasonable
accommodations available to disabled individuals having business
before the court, please contact our office, All arrangements must
be made at least 72 hours prior to any hearing or business before
the Court, You must attend the scheduled conference or hearing.
FOR THE COURT:
CUSTODY ~ONCILIATOR
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(717) 737.0100
JENNIFER
IN TIlE COURT OF COMMON PLEAS OF
CUMBERLAND COUtJTY, PENNSYLVANIA
1" STOUl;FFR
PLllnt 1 rt
v,
JOSEPH ANTHONY STOUFFER,
Defendant
NO. 98-6746
CIVIL ACTION - LMI
DIVORCE7CUSTODY
I2E'llT.IONJ:OIL.C.US1'OD.Y
1. The Petitioner/Defendant is JOSEPH A. STOUFFER, residing at
380 Walton Street, Lemoyne, Cumberland County, PA 17043 and is
the Defendant in the above captioned divorce action,
2. The Respondent/Plaintiff is JENNIFER L, STOUFFER, residing at
719 Barbara Street, New Cumberland, PA 17070 and is the
Plaintiff in the above captioned divorce action,
3. Petitioner/Defendant seeks custody of the following children:
NAME PLACE OF RESIDENCE AGE DOB
Jenelle Taylor Stouffer 719 Barbara Street 5 1/31/94
New Cumberland, PA
17070
Jaclyn McKenzie 719 Barbara Street 2 5/26/96
Stouffer New Cumberland, PA
17070
4, The children were not born out of wedlock.
5, The children are presently in the custody of the Jennifer L,
Stouffer who resides at 719 Barbara Street, New Cumberland, PA
17070.
6, During the past five years, the children have resided with the
following persons and at the following addresses:
PERSONS ADDRESSES DATES
Joseph A. Stouffer and 422 Haldeman Avenue 1993-
Jennifer L, Stouffer new Cumberland, PA 17070 1997
DIANE G. RADCLIFF
3448 TRINDlE ROAD
CAMP Hill, PA 17011
17171737.0100
Page 2 of 6
DIANE G. RADCLIFF
3448 TRINDLE RDAD
CAMP HILL, PA 17011
(717) 737.0100
proceeding concen1ing the children pending in a COUt-t of this
Commonweillth other than the within divol:ce proce(.dtngn in
which divorce action both parties have heretotore flIed a
claim for custody of the children, No conference or hearing
has previously been held on those claims,
12. Petitioner/Defendant does not know of a person not a party to
the proceedings who has physical custody of the children or
claims to have custody or visitation rights with respect to
the children.
13, The best interest and permanent welfare of the children will
be served by granting the relief requested because:
a. The children are very closely bonded to the father;
b, The father has been an active and !:lore than equal
participant in the children's lives and has been a
greater care giver and more of the primary nurturing
parent of the children than has the mother;
c, The father can better provide for the well being of the
children;
d, The mother has taken the children away from their home
without warning to the father and has refused to permit
him to see or have custody of them;
e, The mother refused to permit and joint discussions with
the
children
about
the
marital
separation
and
unilaterally removed the children from the marital home
and the care and custody of the father without informing
them jointly of this impending move.
f, Contrary to the father's request that if a separation
Page 4 of 6
VERIFICATION
.JOSEPH ^. STOUFFER verifies that th,. fltaternents rn.ld,' III this
compl~i:lt ~rc true ~:ld correct.
JOSEPH ^, STOUFFER ulldc!"~Lllld:.:
that false statements herein ilre rnade subJect to the penillties of
18 Pa, C,S, 4904 reliltillg to
unsworn fillsificiltion to iluthorities.
cJ
Date ~_L~_e99I_
JOSEP ^, STOUFFER,
Petitioner/Defendant
.
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DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL. PA 17011
(717) 737.0100
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Page 6 of 6
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ORUER OF COI I If/'
AND NO\V.lhis UI(hda~ or~1a~. Jt)l}l). upon cOII~idcratloll Oflhc;III;U:hcd Petition for AllIIIOII.\
Pendente Ule an(l/or l:UIIIIScI fees. illS I1crcb~ direcled th:lIlhc parllc' and lheir n:spccli,-c cOllll-IId iJppC:lr
befOle ItL~'''Jd!l:!l oll1Jme..2.H.JJJ'1 "L!!U.!'-~M for a cOllferellee, al 1.1 N I/aomer SI.. Carlisle, P A
17l11.1, aOersllllch Ihc cOllferellCC omcer lIIa~ recollllllelld Iha1 all Order for AlilllOIlY PClldellle Lile be
elllered
YOU arc fllnher ordered 10 brillg 10 Ihe eOllference:
(I) a Ime cop~' ofyonr 11I051 recelll Federallllcollle Ta, RClllm, illclnding \v.l's as filcd
(2) ~'ollr pa." slubs for thc preceding si.\ C(,) 1II0lllhs
(.1) Ihe IIICOlllC and E.'pcllse Slalclllenl allached 10 Ihis ordcr, cOlllpletcd as reqnired b,\ Rnle
I 'Jill. 1 Jo'
(~) I'erilicalioll of child carc "penses
(S) proofofmcdical corerage which ~'ollllJay hare. or 11l:i~' hare mailable to you
IF YOII f:lillo .Ippear for Ihe conference or bring thc requircd doclIlllcllls. lhc COllrt may issllc a
Wilrralll for )'our :Irrcst.
cc: Pelilion'cr.----- .-.._. ". _.,
Responderll . }S.<\O~<..- ,.I
DIanc Rildchff. Esq. N....u.u
John Fenstermacher. Esq. 5) 2. e I'l'"
Dale of Order; MaS' 26, 1999
BY TilE COURT.
George E. Hoffer. PrcsidclII Judgc
Ie] .. . ;JLu('r
R. J Shadday, ConferCllCC Officer J
YOU HAVE THE RIGHT TO A LAWYER. WHO MA Y ATTEND THE CONFERENCE AND
REPRESENT YOU. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU MAY GET
LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVE.
CARLISLE, PENNSYLVANIA 171)13
(717) 2~9,]J 6r.
...
.
IN Till" ",,:;1-';' ';F ('u:t.:.;ON PLEAS OF
CUMHI'~i~1,AUj) ('('iIJNT'l, PENNSYLVANIA
JEtlN I FER l., STOUFFER,
1)1 a InL 1 j !
NO, ~8.r,?'Ir,
v,
JOSEI'll M!TlIO:JY :;TOUFFEI;,
De(endalll
(' I V! I. M'T! ON
IN lJ!VUI,CE
I.^~I
RE: ..PETITION FOR ALIMONY PENDENTE LITE..
AND_INTERIM COUNSEL. FEESAND..COSTS
TO T!lE !lONORABLE, T!lE .lUDGES OF SAID COURT:
AND NOW, this --.!.:~'.::_ day of May, 1999, comes the Petitioner,
JOSEPH ANTHONY STOUFFER, who files the this petition for Alimony
Pendent Lite and Interim Counsel Fees and Costs and respectfully
represents that:
1.
The Petitioner, Joseph Anthony Stouffer,
is an adult
individual residing at 3812 Cedar Ave, Camp Hill, PA 17011.
2, The Respondent, Jennifer L. Stouffer, is an adult individual
residing at 719 Barbara Street, New Cumberland, PA 17070,
3, The Petitioner and Respondent Were married on May 14, 1988, at
Carlisle, PA and separated on May 7, 1999.
4. The Respondent has not sufficiently provided support for the
Petitioner,
5, The Petitioner is not on a financial par with the Respondent
in prosecuting and/or defending this Divorce action and is
unable to support himself in accordance with the standard of
living established during the marriage and to pay his
anticipated reasonable attorney's fees and costs incurred or
to be incurred in the within divorce action.
6, The within action was instituted by the filing of a Divorce
Complaint by the Respondent on December 4, 1998,
DIANE G. f{,\[)CLlFF
3448 TRINf)LE ROAD
C^MPIIILL,PA1701[
(717)737.0100
. 3 .
, .
'.
7. This Petition 1'("pI'eBentB the P(~titionL'r'fJ claim:) for IdlfTlOny
Pendente Lite, Intel"im COllIW(,j Fees and Cant",
8,
A bLlckground infonn,lt ion sheet p0rtaining to thp[;(! cl~uf\icl IldH
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DIANE G. RADCLIFF
3448 TRINDlE ROAD
CAMP Hill. PA 1701 I
(717) 737.0100
or will be filed 'o'Jith The Domestic RelatiOllB OfUce as
required by Local Rules of Court,
9. The amount asked by the Petitioner for Alimony Pendente Lite
is the maximum amount provided for under the guidel ines,
10, The amount of Interim Counsel Fees and Costs requested by the
petitioner is $2,000.00,
WHEREFORE, Petitioner prays that the Court enter an Order,
1. Requiring the Respondent to pay the Petitioner Alimony
Pendente Lite in the maximum amount provided for by law under
the state support guidelines;
2. Requiring the Respondent to provide medical support for the
Petitioner;
3. Requiring the Respondent to pay a reasonable amount towards
the Petitioner's Interim Counsel Fees and Costs,
Respectfully sUbmi~
.~
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VERIFICATION
I Verity th,ll I hI' pt,iltern('nts mJae in this PetilLol1 rut: Alimony
PC'ndent Lite and Interim Counsel Fees and Costs are true and
correct.
I llndf'l'stand that false statements herein are made
subject to the penalties of Ie Pa.C.S. Section 4904, relating to
unsworn falsiUc.ltion to authorities.
\. hvllt~, ,.l;L
-JOS~ Anthony Stou r
DIANE G. RADCLIFF
3448 TRINDlE ROAD
CAMP Hill. PA 17011
{717j737.0100
- 5 -
In the COllrt of COlllmoll I'leas of l'lJ~ItIERt.'\:"i1l COllnty. l'ennsylVllnln
IlmlESTll' R.:I.o\TIO:"iS SEI'TIO:"i
JF:NN I FI':R I.. STlIIIFFER. ) l>o~kL'1 NlIlIlh,,'r 98-(,746 CIVIL
I'lailllill 1 Rt'!ip,tllflt'lll )
YS, ) I',\CSES Cast: Num"", 086101097/028627
.lOSEI'll ^. STOIIFFI':R. )
Dofol1~allll Pl't Illdl1(lr ) 01110' Slale II> Num"",
Order
AND NOW to wit. this
JUNE 28, 1999
it is hereby Ordered
that:
THE REQUEST FOR ALIMONY PENDENTE LITE IS DISMISSED, WITHDUT PREJUDICE, PURSUANT
TO THE CALCULATED AMOUNT OF APL WAS USED TO OFFSET THE HUSBAND'S OBLIGATION
FOR CHILD SUPPORT ORDER UNDER DOCKET NUMBER 00204 S 1999 IC#06701008481.
BY THE COURT:
DRO:
~c:
RJ Shadday
pet it iuner-
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respundent \..~r~~";"I'"
D. Radcllff. Esq, 'I"
J. Fensterm3cher, Rsq
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{./i . JUDGE
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Ke,v Ln A. Hess
Fo,m DE-OO I
Worke, III 21005
Service Type M
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IN THE COURT O~' COMMON Pl.~:AS OF CUH8E,R,LAND COIlNl'Y. ~ENNSYLVANIA
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DOKESTIC RELATIONS SECTION
<
.JENNIFEH L. STOUFFER
rLAINTl FF / HESI'ONIJI~ r
v,
JOSEPH A. STOUFFER
DEFENDANT/I'ETITIONEH
I DKl'. NO. 9B-6746
.
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APPEAL OF COURT ORDER
DATE OF ORDER
June 2B, 1999
AMOUNT OF ORDER $24B. 00
FOR ALHlONY PENDENTE I.ITE
which is to be offset against a child support order previously entered,
DATE OF APPEAL July 14, 1999
REASON FOR APPEAl. Petitioner has not demonstrated a need for an order of
alimony pendente lite and simply because one party earns more than the
"
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I
other does not automatically entitle the petitioning spouse to APL,
Petitioner must show that APL is needed to adequately defend 'his rights
in the principle litigation. A difference in net incomes of $620.00 per
t
1
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t
month does not give Respondent an unfair economic advantage in this divorce
action, which APL is designed to negate.
,
NAME OF OBLIGOR/OBLIGEE REQUESTING APPEAL
Jennifer L. Stouffer
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SIGNATURE OF ATTORNEY OR DBLICOR/OBLIGEE
V~A.~.-;r
0497
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IN THE COURT OF COMMON PLEAS OF (,::1~3ERLMJD COUNTY, PENNSY:NANI!'
DOMESTIC RELA,'I01IS SEC7ION
Plaintiff's Name:
Defendant's Name:
Support Docket Number:
Support PACSES Number:
JENNIFER L. S70UFFER
COSE~H A. S70CFFER
0020.1 S :'99::;
670:008.;a/:23~21
Plaintiff's Name:
Defendant's Name:
Divorce Docket Number:
Divorce PACSES Number:
JENNIFER L. S70UFFER
JOSEPH A. S70UFFER
98-6746 CIVI:" TERM
08r,lOl097/~286727
A~EAL_O.r_CO.IIRL.ORDER
CHILD SUPPORT ORDER:
1. Date of Order: June 2e, 1999
2. Amount of Child Support Order: $774.82 per month ($647.00
for current order and $127.82 for arrears of $224.92)
3, Support For: 2 Children
APL ORDER:
4. Date of Order: June 28, :999
5. Amount of APL Order: None. The APL claim was dismissed
and the amount offset against the child support amount.
6. Support For: Spouse (Joseph J, Stouffer)
DATE OF APPEAL: July 15, 1999
PERSON FILING APPEAL: Joseph J. Stouffer
REASONS FOR APPEAL: the Domestic Relations Office incorrectly
calculated the support amount under
SIGNATURE OF ATTORNEY/APPELLANT:
,
ESQUIRE
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,JENNII''F:H I.. ;:TOIII'Tf:I.,
l'l.li," ill
vs.
Iii ':'IIf: COUHT 01,' C01-l110N PLf:!\:,
nF '.~IJ!'!HEHLf\t:r} :Xn)HT'{,
PUHl,;YL'I1Iti 1 A
JOSEPH ANTIIONY STOlJI-TEI\,
Defendant
NO. rj€l-6-/46 CIVIL Tf:RM
CIVIL ACTION - LAW
CUSTODY/VISITATION
ORDER
AND NOW, this l.J ~
-----..-----
day of
----1'-'4
1999,
upon review of the Conci I iator' s Report, it appearing that the
parties have agreed to the terms and provisions of this Interim
Order which was dictated in their pres"!nce and approved by them and
their counsel, it is hereby ordered and directed as follows:
I, The parties have agreed to participate in an evaluation
to be performed by Reigler & Sheinvold Associates. Both
parties will Cooperate in ensuring that the evaluation is
completed in a timely manner,
The cost of said
evaluation shall be shared,
Mother will pay 55% and
father shall pay 45%,
Reigler & Sheinvold Associates
shall provide each counsel with a copy of the report upon
completion of the evaluation and any other backup
information requested by counsel.
2. The parties shall reconvene for another custody
conciliation before Michael L, Bangs, Esquire, on
September 2
, 1999, at
9:00
a
.m,
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d.n.b, M~y 26, lqqb.
4. Physic~l Custody will be ~s tellows:
A, r"ather shall have c:tlildrell on aJtc,rnatinq we(?kends
from Friday at 5:30 p,m, untIl Monday morning, at
which time he sha II drop t he chi ldren 0[[ back at
daycare;
8, On Wednesday, at which time he stlall pick up the
children at daycare, and return the children back
on Thursday morning with the daycare provider;
C. On the Tuesday even ing preceding Father's weekend
visitation, from 5:30 p.m, until 8:30 p,m,; and
D. On the Thursday following Father's weekend
viSitation, from 5:30 p,m, until 8:30 p,m,
5. Mother shall have all other times,
6, Each party can have up to two (2) weeks of vacation with
the children over the summer months, They must provide
each other with fifteen (IS) days advance notice, Father
has already picked August 20'" to August 24th.
7, In the event that either party is going to be out of town
or otherwise unavailable to exercise their periods of
partial custody and visitation, they shall notify the
,'hol'p 1"'1,,1 "Il:;'" J',' "I ! to" I";,,,,, ,'Idldn'f<, ,]I'I",1j"
<:touIJer, <1,0.1>. ,r''':lJ~r\, i;, 1"'101 dl,d ,Ja,:I\'11 ;;touf['lr,
f~
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other p,lrty ij(~cC)(ilinql'l -::1nd t.h(~ ottlf.?r party stJdll b0
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provi J':d HI'::? Opp\HtUlli t.y t \) bl~ [)f'()vidf?d t.tJO::H: pf~ri()d.'"-l of
partial custody and visitdtion.
8. Ttlis Inl<"rim Order in no ,lay prejudices either party [rom
asserting any rights concerninq the appropriate custodial
arrangements between the parties in any Court proceeding.
BY THE COURT,
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John Fenstermacher, Esquire r. n>,-<,,-('<(
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D~ane Radc iff, Esquire 'U
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Pan:'ntn ~dldll ,at: Lt~::;pt
:l':ll:'; ;;i:,'ll1 br. :Jhtde by tl:f--' I\ln:llt
bIll. tu till,' ";o'.Lc'nL pO:~Dibl(', tlw
to f~Uk(.' ~Hlcii rul('~; dnd tollo.....' such
c'i:.ll lit ,.::':: d,l,/ ,1.1'/
schC'dule,; i1" ""ould provlde the Children with continuity
regul'dlcBB o[ the then eXl~JLin9 cUf3lcdiJ.l PJreIlt.,
3 . Env~r(J'.::nc'/ Dr.::cisic.\I~~: Eme rsv.ncy clc.c i u i on::~ t'egJ.!:d ing the
Childrcn shall 0(: made by the P~ll-(:nt then having physicul
custody, bllt that Parent shall communicate to the other
Parent the natllre and extent of the emergency and shall
provide that other Parent ~Iith all information pertaining
to the treatment so that the other ?arent may be involved
in the decision making process at the earliest possible
time.
4, CQpie5-Q1-llQCLUUen~s: Upon receipt by a Parent, copies of
the Children's school schedules, special events
notifications, report cards and the like shall be
provided to the other Parent. Each Parent shall share
with the other Parent any other information and
documentation, or copies thereof, that each Parent
possesses regarding the Children within such reasonable
time as to make the records and information of reasonable
use to the other Parent.
5. N.o.r....i.ce of Ad i vi r i as: Each Parent shall provide the
other Parent with at least 48 hours advance notice of
school or other activities whenever possible.
6. No Deroga~QI~__CQIDm~JU:s: Neither Parent shall make any
derogatory comments about the other Parent in the
presence of the Children and to the extent possible shall
prevent third parties from making any such comments ln
- 2 -
thf' pn'~;c'ncC' of t::.. Chlldre::l,
'I. :".' L'~;,;'_',,;,;;,;~,.;:: ::,,;:1;"1 i',ll"::: :dl']] ',ll.l]L'" t.h,' ('ill]dn'n
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p'_'lTdl:;;L~J tu '_L.. Ch1.1dr(:n to the' atilt,!" 1'.Jl"'_':lt. Neither
Pdrt.'llt
nha 11 d i HCllBS any aBpC'ct of th(~ custodial
sltuat.:.on with the Children unless those discussions are
init.iated by t.he Children aft.er t.he Cl1ildl'en are of a
reasonably matLll'e Clge and t.hen only to the extent
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neC(..~DSCU:Y to ans\..'cr- their questions wi thout rl ispa~..:lgernent
of t.he ot.her Pal'ent.
8, Appointments: Each Parent shall notify the other Parent
of any medical,
dental, optical and psychological
appointments
and/or
for
t.reatment
the
Children
sufficiently in advance thereof so that the other Parent
can attend.
1
9.
c.ar.e,_,E.r:oY.iders:
Each Parent shall provide the ocher
Parent "ii th the name, address and phone number of any
babysitter or other daycare providers that regularly
watch the Children for that Parent,
10 . TelephQne........Co.n.L :
Both Parents shall be afforded
reasonable telephone contact with the Children while in
the other Parent's custody.
Each Parent shall provide
the other Parent with phone numbers where the Children
can be reached so that reasonable phone contact can be
maintained.
11. Tem~orary Abaencp from ComwonwPRlth:
If either Parent
intends on ren:oving the Children from the Commonwealth of
Pennsylvania for a period in excess of forty-eight (4e)
hours that Parent shall provide the other Parent with the
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~lddre,:Jfl <,.1nd P!:'.j::P ::i.:d;f'r ...:It(:n::. the Chi ldren (:'iln be
reacl:('d dllrlllrJ :1:1' Iii': li_,j ,:,t ,-d)t:f'ZlCC',
12. H.~loc~tion: Nflltll":. I'd!r':~L nh''llJ r~'rnC'\'0 Lh'~ Ch:Jdrcn [rom
the JurisdlCl10ll of tl,," Coul't of: COlllmon Pleas of
Cumberland County, PI~JH~t3ylvaniu on u peun.lr1ent basis
without providinc.l the other Parent with at lC'ast ninety
(90) days advance- not ice thel'eof:. Said ninety (90) day
time period is desiglll:d to allow the Pal'ents to negotiate
a modi ticat ion of tIll s 51: ipulated Agreement and in
absence thereof La be. able" to Petition the Court for a
modificatiol1 if t:le same is appropriate under the
circumstances,
B. PHYSI.CAIL-CUST.QD.Y:
The following shall apply regarding physical custody of the
Children:
1. PLirnar.y_..cust.ody: Mother shall have primary physical
custody of the Children in accordance with the following
set forth schedule.
2, Ear.t.i.al C1istorly: Father shall have rights of partial
custody of the Children in accordance with the following
set forth schedule.
3.
Alt.e=a.Uns.-VLeekends :
The Parents shall alternate
custody on alternating ~Ieekends from Friday at 5 :30 p.m,
until Sunday at 8:30 p,m.
4. Monda.~nd-Nednesda~~eek Ppriorl: Father shall have
custody on Monday and Wednesday evenings preceding his
alternating weekend, each evening to be from 5:30 p,m.
until 8:30 p.m.
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~;. Tu/.:~\.LlJ' ..:.u~u Thl..U::.;rj.lJ' :':.ll.l.~'l,;:~k f'.;:.:.-iod: F<Jt!:','I" ::11d11 have
CU~Jtody on TtH'[J(Ll,/ d!ld Till.lr~~d,tY c've!lUl~J:J [ullu......lIlq his
,1It('llldllll',! ~':I'I'k"'lld, 1'_I('t: f"/I'lllZli} tu 1)1_' fl'CJ!1l IJ:30 p.m,
;;lIL i; n :;-,'J P ,:::,
I), Holidr.\'/~: TiI(. ;\Ir('!:t~; :dLll! altJ::'rndtr. ('u~:t()dy all thE.>
follO'o'/lng rTklJor hollli,IY" und....,. the- terms und ,u; ,;,.t fOl'th
belo.....:
Cl. E.1st<;;l:: From Satul'day before Easter at 5:30 p.m.
throllgh Sunday at 8: 30 p.m.;
b. M~n:0.:.-i.:ll !':\1,': Plorn Fl'iday before rl,ernol'ial Day at
5:30 p,rn, through Monday at 8:30 p.m.;
c, Independence_oilY: From July 3" at 5:30 p.m. until
July 5" at 8:30 p.m.;
d, Labol:._Day: From Friday before Labor Day at 5:30
p.m. throllgh Labor Day Monday at 8:30 p.m,;
e. Thanksgi~ing: From the Wednesday before
Thanksgiving Day at 5:30 p.m. through Thanksgiving
Day at 8:30 p.m.
f. Chl:is,tma"'-Eve Chtis_tmas-.MQrning: From December
24'" at 9:00 a.m. (or after work if Decemb",r 24'" is
a work day) until December 25'h at 2:00 p.m.)
g. ChristJnaJ'LAf.t.e.rnO,QIl - ne.=mber ~h'h: From December
25'" at 2: 00 p.m. until December 26th at e :30 p.m,
h. Holida.Y_5..che..dLlle.: The following schedule shall
apply to the above referenced holidays:
- 5 -
HOLIDAY
EASTEH
()~)D ,(El\f~S
EVEN YEARS
I
I.
1.'-
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,
,\
two (2) consecutive weekends.
Parent hi.ls custody of the Children for more than :-<
4 uninterrupted
weeks of custodial time with the
! elf il"J
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j.~Ej.jORI;~L DA'I'
mot.tH.'!"
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INDEPENDENCE DAY
LABOR DAY
THANKSGIVING DAY
CHRISTMAS EVE-CHRISTMAS
MORNING
CHRISTMAS AFTERNOON-
DECEMBER 26TH
1 at h.." I'
mother
mothl~r
father
fathL't"
lllotiwr
mot.h~"t.
father
father
mother
i. SpeciaL__Provisionsn,Reg<<rding ",~leeken~.s,\'liJ;,ching:
The foregoing llotwithstandi ng, if the Memorial Day
and Labor Day holiday weekend periods herein
provided result in a parent having custody for more
than two (2) consecutive
weekends, the
party
switch
entitled to the holiday
weekend shall
weekends with the other Parent so that neither
5.
~h~-Da~: Mother shall have custody each Mother's
Day from 5:30 p.m. the evening before Mother's Day until
8:30 p.m. on Mother's Day.
Eath~r's Day: Father shall custody of the Children each
Father's Day from 5:30 p.m. the evening before Father's
Day through 8:30 p.m. on Father's Day.
7. &urnme~catiDn-Time: Each Parent shall be entitled to
6.
Chi ldren under and subj ect to the following terms and
conditions:
a. The weeks are to be exercised in 4 non-consecutive
()::,. (~~ ',,,','c'r: r"!"liJ(i:l,
b.
'1'", t ll,. I';':ll'!l!
pCi;~:: 1 j) 1 f' t hI 'nt' ,...,(.t.t:!l uh,111 bc'
:;C"rF"Hl1{'rj t() ',,'llCOlllpd::n tilt: Hc']t.'ctitl(J Po.rcnt's
n'iJlll dt" d ll~c'nl~lt: l:lg 'N(!c'kend,
c. If ",liLl >Jchc:dullllg "0t forth ill :1Ubpal'ilgrapll b
~bov~ IS fl0t pOsflible or pro.ctico.l, tlle:l ttle Parent
>Jl!ll!ctin'l
tll.,:
Cll:1l,od '" 1
t i!lle
pc r i ad
encompasses the othel.' Parent's regular alternating
~'}[,c'ke:ld s!l.Jll .s~' i tell ~"t:ek~!1c.1s '.':i th the other Parent
so that neither Parent has custody of the Children
for more than 2 consecutive weekends,
d. Each Parent must provide the other Parent with at
least fifteen (15) days advance not ice of his or
her intention to exercise each of these custodial
weeks.
e. Should conflict arise between the selection of said
8.
weeks the first Parent to notify the other Parent
of his or her selection shall have the right to
exercise custody on the weeks selected and the
other party shall select other- cill,es for his or her
weeks so as to avoid any conflicts.
~p~cliia~es: Mother shall have custody for any
other times not herein provided,
c.
MI~CELLANEO~S-CUS~QQY-TERM~~
1.
Tr:.anS~n :
The transportation necessary for the
custodial exchanges herein set forth shall be shared by
the Parents with the Parent receivin9 custody providing
the transportation at the beginning of each of his or her
that
I
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j : : : :; ': ' ' ; :: :; I ' : : ..;: ~ J j .
;~, l"~I.:':I....;.,k:;~r::'...: ':'1..' L >: ;<j'li' :ich',~'dul.. ::/:.I;! t...~:o, !;J'~'c;L'd('nct.'
1"":"I,IIl'/ :);"/ (':',:PI,'i!;d. Pl't',\>l n"! 11)1!!; ill'n'lll, Tilt'
III Ill'!'
::~: :;~:L'l ! ,l:;'-"~;iJ~j
\.:U:"'iLod1,11
;.'I-'llC)dtl
"hid 1
take
precpdenc,' O'l'~r thE! regular al tel'lwt ing wC'C'kend and
midweek cllDtodial pEriods set forth herE!in.
3. lJllavaildbil.l.ty:::: ~l1e event ei tlwr Parent i D going to be
out of town Ol' is otherwise 1I1lavai lablC' to exercise his
or her cU'3todial periods, they shall notify the other
Parent accordingly And the other Parellt Shill I be provided
with the opportunity to have custody for the period of
una'/ai labi Ii t y.
4. Modification: The Parents shall be at liberty to modify
the custodial periods herein provided to Accommodate
their respective schedules and special events, subJect,
nonetheless in all respects to the mutual agreement of
the Parents for any such modifications.
BY THE
COURA L
~~
J-I'/'OO
RKS
J.
Distribution to:
John R. Fenstermacher, Esquire
5115 East Trindle Road
Mechanicsburg, PA 17055
Attorney for Plaintiff
Diane G. Radcliff, Esquire
3448 Trindle Roa~
Camp Hill, PA 17011
Attorney for Defendant
- 8 -
.'
FEa ] 5 rOOO
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\
JENNIFER I.. STOIIFFER.
Plaillliff
vs.
)
)
)
)
)
)
)
I:>JIIIE COllRT OF COMMON PLEAS
()F ('( JMBERI.AND COUNTY,
PENNSYL VANIA
JOSEI'll ANTIIONY STOllFFER.
Delcndalll
NO. l)ll-6746 CIVIL TERM
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,'.
(
CIVIL ACTION - CUSTODY
OIWER
AND NOW this /(/';' day of /;;6::\ 'e_,
, 2000. it being reported to the
U
Conciliator that thc parties havc reached an agreemclll which makes further proceedings
unnecessary, the undersigned Conciliator hereby relinquishes jurisdiction and rcturns the matter
to the COllrt Administrator. If either of lhe parties wishes further proceedings in this action, they
should petition the COllrt anew.
FOR TilE COURT,
cc: John R. Fenstermacher, Esquire
Diane G, Radcliff, Esquire
FENSTERMACHER AND ASSOCIATES. P.C.
ATTOfINEYS AND COUNSn1>IlS 1\1 lAW
,
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III[ JONA! rUfP #IOU"
JOliN Il n:NSTI:J(MACIIIJI, (-'<JUIIU,
UIHLCT {llAl. 17171 t.'Jl ~.4~tJ
'.'U."\IlI_NI'I,"\Y1\.\\1\ .\...11
\f"'JIII\tYII\1I
May 17. 2000
E. Robert Elicker. II. Esquire
Cumberland County Divorce Master's Office
9 North Hanover Street
Carlisle, PA 17013
,
i
~
I
RE: Stouffer v. Stouffer
Dear Mr. Elicker:
Enclosed please find our original Pre-Trial Statement with respect to the above
mailer. A copy has been mailed to opposing counsel this date. together with our
Inventory and Income and Expense Statement. Thank you,
Very truly yours.
FENSTERMACHER AND ASSOCIATES. P.C,
By
~-
John R. Fenstermacher
crs
Enclosure
HARRISBURG OFFICE
108 LINCOLN STRE.ET
HARRISBURG, PA 17112
(717) 545.8610
THE JONAS RUPP HOUSE
5115 EAST TRINOLE ROAD
MECHANICSBURG. PENNSYLVANIA 17055
(717) 691,5400
FAX 17171691,5441
OCEAN CITY OFFICE
26 BAY AVENUE
OCEAN CllY, NJ 08226
(609) 391-9461
, /<:.. ''''
DIAl\'E G. l<i\J)(,LlFF, ESQUIHE
:\t10fllCY Oil f ,Oil\'
.IHS Trilldl" Ro"d
C.UIlI' I lill. I'l'llll\ykllli"
I'holll': (717) 7.17,0100
F.ll',il1lil(': (717) (J75.CI,'J7
-----....---.------------.-....
.."-, _.....~_.._..._-----_.
(.1,iy
I J, ;~ 0 () U
E. Robert Elicker, II, Esquire
Cumberland COllnty Divorce Master
9 North Hanover Street
Carlisle, PA 17013
Re: Stollffer v. Stouffer
No. 98-6746
Dear Master Elicker:
I am enclosing with this letter the Defendant's Pre-Trial
Statement to be filed with your office pursuant to your Pre-Trial
Directive.
Very
~
(
D
DGR/dr
Enclosure:
Pre-Trial Statement
cc: John Fenstermacher, Esquire
Tony Stouffer
JOSEI'll ^. STOUFFEH,
PI,lintl [f
I N TilE ('()UHT OF COMMON PLE^S OF
ClJr~IlEHLM.:D COUNTY, PENNSYLVANIA
V,
CIVIL M'TlON ' L^~I
JENN lI-'lffi I., STOUFFER,
Defendant
~8-6746 CIVIL TERM
IN RE: ^LIMONY PENDENTE LITE
ORDER OF COURT
AND NOW, this 1st day of June, 2000, the
parties having reached a comprehensive settlement of the
issues involving A.P.L. and child support, the Plaintiff's
claim for A.P.L, is deemed withdrawn.
By the Court,
Edward E, Guido, J.
Diane G, Radcliff, Esquire
For Joseph A. Stouffer
John R. Fenstermacher, Esquire
For Jennifer L. Stouffer
DRO
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B. OTHER INCOME.
DESCRIPTION
IIITEREST
OIVIDENDS
MOIITIILY
YEARLY
prmSfOtl!;
NItJUlTlE~
SOCIAL SECURiTY
RENTS
ROYALTIES
EXPENSE ACCOUNT
GIFTS
UNEMPLOYMENT COMPENSATION
WORKMAN'S COMPENSATION
INCOME TAX REFUNDS
SUPPORT OR ALIMONY
COMHISSIONS
TIPS
OTHER ISPECIFY)
TOTAL OTHER INCOME
$0.00
$0,00
PART II. EXPENSES
DESCRIPTION MONTHLY AMOUNT
HOME EXPENSES I
RENT 325.00
FIRST MORTGAGE
SECOND MORTGAGE OR HOME EQU1TY LOAN
MAINTENANCE AND REPAIRS
ELECTRIC
GAS
OIL 25.00
TELEPHONE
WATER
- 2 -
DESCRIPTIOIl MOIlTIfLY AMOUNT
Gl-:WEU
THASH
OTHER U1' f I.IT I ED/SPEC I FY
EMPLOYMENT
PUBLIC TRAlISPORTAT IOII
LUNCHES 108.33
OTHER EMPLOYHENT EXPENSES/SPECIFY
TAXIlS.
REAL ESTATE TAXES
PERSONAL PROPERTY TAXES
INCOME TAXES NOT WITHHELD
PER CAPITA/OCCUPATION TAXES 36.67
..'
INSl1RANCE:
HOHEOWNERS INSURANCE
AUTOMOBILE INSURAlJCE 45.00
LIFE INSURANCE
ACCIDENT INSURANCE
HEALTH INSURANCE (DEDUCTED FROH PAY) ($ FOR
DEPENDANTS)
DENTAL INSURANCE (DEDUCTED FROH PAY) ($ FOR
DEPENDANTS)
AUTOMOBILE EXPENSES: '., ">
:... ~' , . .... ,.....
PAYHENTS 264.80
FUEL 80.00
HAINTENANCE AND REPAIR 25.00
LICENSE AND REGISTRATION
MEDICAL EXPENSES Nor REIMBURSED BY INSURANCE: , .,.'.',.,.\'".......!
"- "-
DOCTOR
o PTI CAL
DENTAL
ORTHODONTIC
HOSPITAL
HEDICINE 20.00
- 3 -
DESCRIPTION MONTHLY AMOUNT
SPECIAL NEEDS/THERAPY ETC. 10.00
EDUCATIONAL EXPENSES:
PR 1 VATE SCHOOL
PAROCHIAL SCHOOL
COLI,EGE/VOCAT!ONAL
RELIGIOUS TRAINING/EDUCATION
BOOKS/FEES AND SUPPLIES
OTHER EDUCATIONAL EXPENSES
PERSONAL EXPENSES:
CLOT/II UG 75.00
FOOD 250.00
BARBER AND HAIR DRESSER 20.00
CREDIT CARDS 350,00
MEMBERSHIPS
OTHER PERSONAL EXPENSES/SPECIFY
LOANS:
l. None
.' '
MISCELLANEOUS EXPENSES. :
HOUSEHOLD HELP
CH I LD CARE
NEWSPAPERS/MAGAZINES/BOOKS 10.00
ENTERTAINMENT 50.00
PAY TV 30.00
VACATIONS 100.00
GIFTS 50.00
LEGAL FEES 200.00
CHARITABLE CONTRIBUTIONS
OTHER CHILD SUPPORT
OTHER SPOUSAL SUPPORT / ALHIONY
TOTAL EXPENSES $2,074'80
- 4 -
PART V.
[X]
SUPPLEMENTAL INCOME STATEMENT
CHECK HERE IF NOT APPLICABLE
la) Thiu fa 1m 111 to tJe filled out b'l <l P{~t'r:Oll:
(11 Who (JJH'J~HeH .1 blllJilll'lHl or ,n,lcticeu .t prof"D:ri')f1, ur
(2) Who if; ~1 member' of a partnernhip 01' joint '/(,'ntun..'I or
(]) Who io a shareholder in and io nalal"lcd by a clo~ed
corporation or similar entity.
(b) Attach to thin atatement a copy of the fol lowing documefltn relating to
the p,ll~tnen:ih.ip. joint venture, buoinef.iG, profcfwion, corpol"ation or
similar entity (check block to indicate the document is attached) :
(l J The mont recent Federa 1 Income Tax RetU1'll.
(2) TIle moot recent Profit and Loss Statement.
.:tttached
attached
(e) Name of Business:
Business Address:
Business Telephone:
(d) Nature of Business (check one)
[ )
l. Sole Proprietorship
2. Partnership
3. Joint Venture
4. Professional
5. Corporation
6. Other
[ ]
[ J
[ )
[ ]
(e) Name of accountant, controller or
other person in charge of financial
records:
(f) Business Income:
1. Annual income from business:
2. How often is income received:
3. Gross income per pay period
4 . Net income per pay period
5. Specify deductions, if any:
- 6 -
I vel'! fy tl1.lt t!l" [<let" "L.t torth in the foregoing Income and
ExpeIHH~H FOUIl, Inc.ludlllq ,11! ,1t:tdChlT1(~l1t~J thereto, are true and
correct to the be-l1t of my knowledge-, information and belief, I
understand that false statements herein are made subject to the
penalties of 18 Pd. C,S. 4904 relating to unsworn falsification to
authorities.
DATE :1-11- D()
Page 10 of 10
IN TilE c:ouwr OF COM:'.CJN I'LEAS OF ('Ui.1HEJ<I.AND C:OUN.'Y, !'!.:N1\SYLVANIA
JENNI FER L. STOUFFER,
i'1 .. j lit 11 I
NO. ~H"CI.i(1
V.
CIVIl. ACTJOIJ
IN DIVOHCE
LMI
JOSEPH ANTIIONY STOUFFER,
Defendallt
DEFENDANT'S PRE-TRIAL STATEMENT
JOSEPH ANTHONY STOUFFER, Defendant, by his attorney, Diane G. Radcliff, Esquire
files this Pre-Trial Statement.
TABLE OF CONTENTS
SECTION DESCRIPTION PAGE
I. BACKGROUND INFORMATION 2
II. LISTING OF MARITAL ASSETS AND DEBTS 5
III. LISTING OF PERSONAL PROPERTY 8
IV. LISTING OF MARITAL DEBTS 10
V. PENSIONS 10
VI. LISTING OF NON-MARITAL ASSETS AND DEBTS 10
VII. INCOMES AND EXPENSES 11
VIII. COUNSEL FEES AND COSTS 11
IX. EXPERT WITNESSES 12
X. OTHER WITNESSES 12
XI. PROPOSED RESOLUTION 13
XII. PROPOSED EXHIBITS 13
DATED:
49
Jou
I
. F, ESQUIRE
T 'ndle Road
Hi] , PA 17011
Phone: 717) 737-0100
Fax: (717) 975-0697
Supreme Court ID # 32112
Attorney for Defendant
Page 1
I. BAC_KGRQ.!lND :tNFQ.FM!l..rJQN
A. PARTIES:
HUSBAND
NAME Joseph Anthony Stouf ["r
ADDRESS 2'120 Di ckinson Avenue
Camp Hill, PA 17011
AGE 32
DATE OF BIRTH 3/28/68
PLACE OF BIRTH Harrisburg, PA
SOCIAL SECURITY NUMBER 170 - 62 - 8.J 06
HEALTH Good
EMPLOYER Reynolds Construction
OCCUPATION Project Coordinator
LENGTH OF RESIDENCY IN PA 29 years
EDUCATIONAL BACKGROUND High School Graduate; HACC and
Community College of the Air Force
NAME
ADDRESS
WIFE
Jennifer L. Stouffer
719 Barbara Street
New Cumberland, PA
AGE
DATE OF BIRTH
PLACE OF BIRTH
SOCIAL SECURITY NUMBER
HEALTH
EMPLOYER
OCCUPATION
LENGTH OF RESIDENCY IN PA
EDUCATIONAL BACKGROUND
32
5/2e/68
Harrisburg, PA
176-54-4508
Good
Market Street Mortgage
TBD
29 years
High school graduate; 2 years of
college
Page 2
II. MARITAL ASSETS AND DEBTS:
The fOllowing in.. 111'(.111'1 "I tit., l"olllt..1 ..,,,,,..1.,, i1IlU dd)t" 01 thc. partie".:
,ITEM DESCRIPTION OF .[ IF DATE OF VALUE PROPOSED PROPOSED
:<'NO; PROPERTY OR PART VALUE DISTRIBUTION DISTRIBUTION
-:'1.1. LIABILITY NON TO HUSBAND TO WIFE
' ";,,'
,", MARITAL
1. REAL ESTATE AND
REAL ESTATE
MORTGAGES
A.I Shady Dell Park 19,500.00
beach property
average current
value $39.00D
( figure to right
is 50%)
A.2 Shady Dell Park (6,538,68)
beach property
Mortgage
separation date
value
13,077.36
(figure to right
is 50%)
A.3 Shady Dell Park (16,250.00)
beach property
1994 purchase
price = $32,5000
(figure to right
is 50%)
A.4 Shady Dell Park 10,000.00
beach property
original
mortgage balance
(figure to right
is 50%)
A.5 Shady Dell Park 6,711.32 6,711.32
Beach Property
Net Marital
Value
B 380 vial ton 3,614.77 3,614.77
Street
Lemoyne, PA
17043
net proceeds
upon sale
Page 5
ITEM DESCRIPTION OF .f IF DATE OF VALUE PROPOSED PROPOSED
NO. PROPERTY OR PART VALUE DISTRIBUTION DISTRIBUTION
I", ..." LIABILITY NON TO HUSBAND TO WIFE
MARITAL
C 422 Haldeman Ave .1. 1. 02 THO THO 1'8D
New Cumberland,
PA 17070
4,1. 02 sales
agreement
balloon balance
of $78,355.01
less 4,1.02
Fleet Mortgage
balance of 1'80
($65,101. 72
3/30/00 balance)
2, MOTOR VEHICLES:
A Husband's 1997 1. 4.99 6,820.00 6,820.00
Mercury Sable
average of good
(7300) and fair
(6340) condition
8 Dauphin Deposit 12,20.99 (8,855.85) (8,855.85)
payoff balance
on loan for
Tony's car
C Wife's 1993 Ford 1. 4.00 4,182.50 4,182.50
Astro Van
average of good
(4525) and fair
(3840)
condition)
3. CHECKING
ACCOUNTS AND
CASH
A Member's lot JT. 11.30.98 896.81 896.81
checking account
#116830
8 PNC JT. interest 11.13.98 used to pay
checking account home equity
# 50-0096-5243 loan
4. SAVINGS
ACCOUNTS, MONEY
MARKET, AND .
SAVINGS
CERTIFICATES
A Member's 1st 11.30.98 27.77 27,77
Savings Account
#116830
Page 6
ITEH DBSCRIPTION OF .f IF DATB OF VALUE PROPOSED PROPOSED
"NO. PROPBRTY OR PART VALUB DISTRIBtlTION DISTRIBtlTION
I LIABILITY NON TO KUSBAN!) TO WIFB
MARITAL
5. RETIREMENT
PLANS AND IRA
ACCOUNTS
A Wife's Columbia I2.3l.~8 4.70'.). Sl3 4,705,93
National 401-K
Plan
6. HOUSEHOLD GOODS
AND FURNISHINGS
A Husband's Current 720.00 720.00
Household Goods
EO Wife's Household Current 915.00 915.00
Goods
7. CREDIT CARDS
A Wife's First 11.30.98 (11,114.001 (11, 114 . 001
Union Credit
Card # 2905-
4020-0122-6968
B Wife's Citibank 12.3.98 17,184,381 (7,184.38)
Visa Account #
4128-0021-4843-
6640
8. OTHER DEBTS
A Home Equity Loan 5.99 (194.00) (194.00)
Payment for May,
1999
B Post Separation Post (929.20) (929.20)
Utility Charges 5.99
For Real Estate
B2P ,,'. 'l'O,TALS -" "
316.67 4,466.27 (4,149.60)
Page 7
III.
LISTIN~_Qf PERSONAL-YR~~~~r~
The following in a listing of the pel'flOnal propeny of t.lrt. !,dltH""
DESCRIPTION
Washer
Dryer
Refrigerator
Taylor's Single Bed
2 Children's Dressers
(From Nursery Tony's
Mother Purchased)
27" Color Tv
Couch
Love Seat
1 Dresser from Master
Bedroom
Wooden Rocking Chair
Kitchen Chairs (4)
A Few Country Nick
Nacks
Camcorder
Personal Clothing
Total
PROPERTY IN THE POSSESSION OF HUSBAND
VALUE BASIS FOR
EXCLUSION IF
CLAIMED TO BE
NON MARITAL
50.00 N/A
50.00 N/A
200.00 N/A
25.00 N/A
50.00 N/A
METHOD OF EVIDENCE TO BE
VALUATION SUBMITTED IN
SUPPORT OF
VALUATION
Estimate None
Est imate None
Estimate None
Estimate None
Estimate None
Estimate None
Estimate None
Estimate None
Estimate None
Estimate None
Estimate None
Estimate None
Estimate None
Estimate None
50.00 N/A
40.00 N/A
40.00 N/A
30.00 N/A
50.00 N/A
25.00 N/A
10.00 N/A
100.00 N/A
0.00 N/A
720,00
Page e
PROPERTY IN THE POSSESSION OF WIFE
DESCRIPTION METHOD OF EVIDENCE TO BE VALUE BASIS FOR
VALUATION SUBMITTED IN EXCLUSION IF
SUPPORT OF CLAIMED TO BE
VALUATION NON MARITAL
Electric Vacuum Cleaner EDt im..lte None 50.00 N/A
Single Mattress Estimate NOl1t~ 25.00 N/A
(Mckenzie's 1
Every Day Silverware Estimate None 25.00 N/A
Pot sand Pans Estimate Nose 35.00 N/A
Shaker' Sofa Table Estimate None 75.00 N/A
Shaker Style Jelly Estimate None 50.00 N/A
Cabinet
2 End Tables (Match Estimate None 75,00 N/A
Living Room Suite)
Coffee Table Estimate None 40.0D N/A
End Table Lamps Estimate None 45.00 N/A
Sewing Machine Estimate None 50.00 N/A
4 Wooden Kitchen Stools Estimate None 40.00 N/A
Head Board to Bedroom Estimate None 50.00 N/A
Suite
Queen Mattress Set Estimate None 75.00 N/A
(Tony'S Mother
Purchased)
Washer (In Possession Estimate None 50.00 N/A
of Former Neighbor)
Pfaltzgraf Dishes Estimate None 50.00 N/A
(Except for Coffee
Saucers)
Baking Dishes Estimate None 35.00 N/A
Towels and Linens Estimate None 30.00 N/A
Bed Clothes Estimate None 40.00 NIA
Child's Crib and Estimate None 75.00 NIA
Mattress
Total 915,00
Page 9
, ,
IV. MARITAL DEBTS
The followlIICI ifl illlollll,tt.10Il 1"'lt.tllll"'j to thp p"lt;'.,,' m:Il'Jt.tl (J<.btn:
I ::'~~~~CRIPTION PURPOSB DATB INITIAL SBPARATION PAYMBNTS SUPPORTI
INCURRBD DEBT DATE SINCB NO
I: AMOUNT AMOUNT SEPARATION EVIDENCE
Wife' 0 Fi rot credl t cdnJ variou!t varied 11,lJ.l.00 unknown TBD
Union Credit
Card # 2905-
4020-0122-6968
(11/30/981
Wife's Citibank cl'edit cIlrd variouB varied ",1801 . 38 unknown TBD
Visa Account #
4128-0021-4843-
6640
(12/3/98)
Home Equity home equity 5/99 194.00 1901.00 194.00 TBD
Loan Payment Ioan
for May, 1999
Post Separation utilities 5/99 to 929.20 929.20 929.20 Bills
Utility Charges date of and
For Real Estate sale receipts
;.t;:,;'.\,,;:.p"" ,','
.~:~,i.";!:.,t, lutTY;',
;W{~;!;;:)::'~Y';" "
DESCRIPTION
VALUE SUPPORTING EVIDENCE TO
BE SUBMITTED
o N/A
4,705,93 Statement: See
Exhibit Section
V. PENSIONS AND RETIREMENT BENEFITS
The following is a listing of the pensions and retirement plans of the parties:
HUSBAND:
WIFE:
None
Wife's Columbia National 401-K
Plan
VI. NON-MARITAL ASSETS AND DEBTS
None except property
acquired post
separation
N/A
DATE OF
VALUATION
N/A
VALUE
BASIS FOR
EXCLUSION
The following is a listing of the non-marital assets and debts of the parties:
DESCRIPTION
OWNER
N/A
Post
Separation
Page 10
IX. EXP~RT WITNESSE~
The- followill(l "" it 1 un 111"1 u! I j". .11111"11',11.,01 "XI"'II" who ''''11] bc' (',dIed to
testify in tltln (""IC':
NAME
SUBJECT OF TESTIMONY
REPORT ATTACHED
REPORT TO BE
SUPPLIED
None Known at This Time
To Be Dl!termined
None Available
at This Time
To Be
Supplied as
Soon as
Available
Report to describe witness qualificdtion.G and f.'xperience .::lnd state the Dubotance of
the facts and opinions to which the expert is expected to testify and a summary of
the grounds of each opinion.
Additional experts who may be called to testify are not known at this time,
There is a reservation of the right to call additional expert witnesses upon
proper notification to the other party once those expert witnesses are identified
and retained,
X. OTHER WITNESSES
The following is a listin~ of the anticipated witnesses other than experts
who will be called to testify 1n this case:
NAME
SUBJECT OF TESTIMONY
Joseph Anthony Stouffer History of the marriage; Identification and valuation of
marital assets and debts; Other relevant testimony
relating to the factors set forth in the divorce code
Additional witnesses who may be called to testify are not known at this time,
There is a reservation of the right to call additional witnesses upon proper
notification to the other party once those witnesses are identified and agree to
testify,
Page 12
XI. PROPOSE~g~QM~~AQN
A. EOUITABLE DISTRIBUT~:
The parties' mClrltal Clssets and debu: :Jhould lot, (l1vided and distribllted in
accordance w1th the schedule Clttacht'd 111 tl1(: <oxhibit section.
B. COUNSEL FEES AND COSTS:
Wife to pay all of hllsband's counse-l (e<os.
XII. PROPOSED EXHIBITS
The following pages (or a supplement to this Pre-Trial Statement) contain a
listing and copies of the available proposed exhibits to be submitted at the
hearing in this case. There is a reservation of the right to submit additional
exhibits upon proper notification to the other party,
, NO. DESCRIPTION ATTACHED TO BE
" , SUPPLIED
1 Husband's Income and Expense Statement X
2 Husband's Pay Stubs x
3 Husband's 1999 Federal and State Income Tax Returns x
(cannot be completed at this time due to prior tax
return error)
4 Husband's Counsel Fees Bills x
5 Beach Property Documents X
6 Haledeman Ave Property Documents X
7 Husband's Vehicle Valuation x
8 Wife's Vehicle Valuation x
9 PNC Checking Account Statement X
10 Member's 1" Checking Account X
11 Member's 1" Savings Account Statement X
12 Wife's 401K Plan Documents X
13 Husband's Listing and Valuation of Personal X
Property
14 Listing of Post Separation Bills Paid by Husband x
15 Husbands's Proposed Equitable Distribution Schedule x
ij '11,D(~1 ,
JENNIFER STOUFFER,
Plainhff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYLVANIA
v,
NO. 98-6746 Civil Term
JOSEPH ANTHONY STOUFFER,
Defendant
Civil Action - In Divorce
PLAINTIFF JENNIFER STOUFFER'S PRE-TRIAL STATEMENT
PURSUANT TO PA. R.C.P. 1920.33(b)
'.
"
I
.
..
AND NOW comes the Plaintiff, Jennifer Stouffer, by and through her attorneys,
the Offices of Fenstermacher and Associates, P.C., and files this Pre-Trial Statement,
as follows:
1.
List of Assets:
Inventory of Jennifer Stouffer, attached as Exhibit "A" hereto.
h
I. I'
2.
Experts:
It is not anticipated that experts will be required for the hearing.
Plaintiff reserves the right to present an expert appraisal of the Delaware vacation
"
home. While Plaintiff does not expect to call an expert regarding the tangible personal
property of the individuals, Plaintiff reserves that right.
3, Non-expert Witnesses: Jennifer Stouffer; Laurel Stiles, 382 Walton Street,
Lemoyne, to testify as to the location and condition of personal property.
4. Exhibits:
I
,
r. ,
I ~,'
"
VI...;\)
I,'.
,.j~
'rl)
if
A. Income tax returns of Plaintiff and Defendant
B. Appraisal of marital home
C. Installment Sale Agreement of investment property
D, Pay stubs of Plaintiff and Dofendant
E. Receipts for various personal property
Plaintiff reserves the right to timely supplement this response upon receipt of relevant
information from the Defendant or upon discovery of additional information.
5. Plaintiff's Income: See Plaintiffs Income and Expense Statement is attached
hereto as Exhibit "B".
6.
Pension Value:
Presently Plaintiff has a pension value as set forth on the
List of Assets.
7. Counsel Fees: Plaintiff requests payment of counsel fees in the amount of
$5,000.00.
8. Disputed Value of Property: The parties have been unable to agree as to the
location or value of the personal property involved in this transaction. Accordingly, all
items listed on the Inventory of Plaintiff are in dispute at the present time.
9. Marital Debts:
See Inventory of Jennifer Stouffer.
10. Proposed Resolution: Defendant shall refinance 1997 Mercury Sable,
removing Plaintiff's name from loan, title and insurance or, in the alternative, sell the
vehicle and equally divide the proceeds between the parties, Defendant shall execute
a title conveying the 1993 Ford Aerostar Van to Plaintiff. Defendant shall pay in full
one-half of the outstanding balances on all credit cards. Plaintiff shall assume
2
remaining balances, Marital personal property would remain in the possession of the
party having possession of such items. The Delaware home would be retained solely
by Defendant and the investment property, Haldeman Avenue, would be retained solely
by Plaintiff. The net proceeds from the marital home would be given to Plaintiff.
Defendant shall pay to Plaintiff's counsel $5,000 in attorney's fees.
Respectfully submitted,
FENSTERMACHER AND ASSOCIATES, P.C,
~~'"'t'm"h"
Supreme Court I.D, #29940
5115 East Trindle Road
Mechanicsburg, PA 17055
(717) 691-5400
Attorney for Plaintiff
DATED: May 18, 2000
3
JENNIFER STOUFFER,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
: NO. 98-6746 Civil Term
JOSEPH ANTHONY STOUFFER,
Defendant
: Civil Action - In Divorce
INVENTORY OF JENNIFER STOUFFER
Plaintiff files the following inventory of all property owned or possessed by either
party at the time this action was commenced and all property transferred within the
preceding three years.
Plaintiff verifies that the statements made in this inventory are true and correct.
Plaintiff understands that false statements herein are made subject to the penalties of
18 Pa.C.S. Section 4904 relatin9 to unsworn falsification to authorities.
FENSTERMACHER AND ASSOCIATES, P.C,
DATED:
o n R. Fenstermacher
upreme Court J.D. #29940
5115 East Trindle Road
Mechanicsburg, PA 17055
(717) 691-5400
Attorney for Plaintiff
(X)
(X)
( )
( )
(X)
(X)
()
( )
()
()
( )
( )
( )
(X)
( )
( )
( )
(X)
( )
( )
( )
( )
( )
(X)
(X)
(X)
(X)
(X)
(X)
Assots and Llabllitios of Parties
Plaintiff marks on the list below those items applicable to the case at bar and
Itemizes the assets and debts on the following pages.
1. Real property and Real Estate Mortgages.
2. Motor Vehicles and Vehicle Liens
3. Stocks, bonds, securities and options
4. Certificates of Deposit
5. Checking accounts, cash
6. Savings accounts, money market and savings certificates
7. Contents of safe deposit boxes
8. Trusts
9. Ufe Insurance POlicies (indicate face value, cash surrender value and
current beneficiaries)
10. Annuities
11, Gifts
12. Inheritances
13. Patents, copyrights, inventions, royalties
14, Personal property outside the home
15. Business (list all owners, including percentage of ownership, and
officer/director positions held by a party with company)
16. Employment termination benefits - severance pay, worker's
compensation claim/award
17, Profit sharing plans
18. Pension Plans (indicate employee contribution and date plan vests)
19. Retirement plans, Individual Retirement Accounts
20. Disability payments
21. Litigation claims (matured and unmatured)
22. MilltaryNA benefits
23, Education benefits
24, Debts due, including loans, mortgages held
25. Household furnishings and personalty (include as a total category
and attach itemized list if distribution is in dispute)
26. Other assets
27, Loans
28. Credit Cards
29. Other debts
I. MARITAL PROPERTY AND MARITAL LIABILITIES
Plaintiff lists all marital property in which either or both spouses have a legal or
equitable interest, individually or with any other person as of the date of separation and,
all marital liabilities owed by either or both spouses, individually or with any other person
as ofthe date of separation:
A.1
A.2
A.3
B
C,1
C,2
DESCRIPTION OF
PROPERTY OR LIABILITY
VALUE
VALUE TO VALUE TO
HUSBAND WIFE
;, ,.,... '.~\>.',..~...rL. :'1';' ,~,'
Shady Dell Park beach
property average current
value $39,000 (figure to right
is 50%
Shady Dell Park beach
property Mortgage
separation date value
$13,077.36 (figure to right is
50%
Shady Dell Park Beach
ro e Net Marital Value
380 Walton Street, Lemoyne,
PA 17043 Net proceeds
u on sale
422 Haldeman Ave., New
Cumberland, PA 17070
($78,355.01 sales
agreement balloon balance
4/1/2002
Fleet Mortgage Group
(Haldeman Ave. $65,101,72
3/30/00 balance
19,500.00
(6,538.68)
12,961,32
3,614,77
12,961,32
3,614.77
Projected
proceeds
approximately
$14,000.00
7,000,00
7 000.00
II. LISTING OF HOUSEHOLD GOODS AND CONTENTS VALUED IN
SECTION I.. ITEM NO. 25. ABOVE
Plaintiff lists all household goods and contents in which either or both spouses
have a legal or equitable interest, individually or with any other person as of the date of
separation, the total value of which is specified in Section I" Item No. 25, above:
PROPERTY IN THE POSSESSION OF HUSBAND
Washer
D er
Refri erator
Taylor's single
bed
2 Childrens'
dressers
27' color t.v.
Couch
Love Seat
Dresser from
Master Bedroom
Wooden glider
rOcking chair and
solid oak rocking
chair-birth gift to
Ta lor
Kitchen chairs-4
Country knick-
knacks
Personal clothin
Dining room
table and chairs
Patio table,
chairs and
cushions
Gas rill
Microwave
Ridin mower
2 ush mowers
50.00
50.00
200,00
25.00
50.00
50.00
200.00
200.00
30.00
100.00
25.00
100.00
0.00
400.00
50.00
40.00
20.00
150.00
100.00
II. LISTING OF HOUSEHOLD GOODS AND CONTENTS VALUED IN
SECTION I.. ITEM NO. 25. ABOVE
Plaintiff lists all household goods and contents in which either or both spouses
have a legal or equitable interest, individually or with any other person as of the date of
separation, the total value of which is specified in Section I., Item No. 25, above:
PROPERTY IN THE POSSESSION OF HUSBAND
Washer 50.00
D er 50.00
Refri eralor 200.00
Taylor's single
bed 25,00
2 Childrens'
dressers 50.00
27" color t.v. 50.00
Couch 200.00
Love Seat 200.00
Dresser from
Masler Bedroom 30.00
Wooden glider
rocking chair and
solid oak rocking
chair-birth gift to
Ta lor 100.00
Kitchen chairs-4 25.00
Country knick-
knacks 100.00
Personal clothin 0.00
Dining room
table and chairs 400.00
Patio table,
chairs and
cushions 50.00
Gas rill 40.00
Microwave 20.00
Ridin mower 150.00
2 ush mowers 100.00
Electric vacuum
cleaner 50.00
McKenzie's
sin Ie mattress 25,00
Everyday
silverware 25,00
Pots and ans 35,00
Shaker sofa
table 75.00
Shaker style
'ell cabinet 50.00
2 End tables
(match living
room suite 75,00
Coffee table 40,00
End table
lam s 45,00
Sewing
machine 50.00
4 wooden
kitchen stools 40,00
Headboard to
bedroom suite 50.00
Queen
mattress set 75.00
Pfaltzgraf
dishes (except
for coffee
Saucers 50.00
Bakin dishes 35.00
Towels and
linens
Bedclothes
Treadmill
H ht~~~tt~~ S ~~ 1Q .- - ~.,._,-
~ 11
,1
rt 'J ?: " :'-.. ~.
[~i~~~f~~ --.- -" ".
", , ~ "
~"to~t :II 8 ~.' ,.' .:-.
1'-
o~e~~ Wtt " , ';) ,,-
~ ; T;! - m ), .-
" -. '\
'. " ') " .. -
[ ~ ,~mlm~ - --'-. J, " \..- .J t.;- >.;..
<0\ " "
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If~ "'~ ma ~~ ::;.
-c;i c;8tll~ II i ~, "
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i8 . ~ ::,~ .. ~ -:\-1
glic;R~'n.! e: ,...~'"
...1' V, ,
Ili.1 ii ~f! ...,.
.::--
b: ~"O"" 8&li '\
. S;:1.:I .,
a'!Cl g c;!lJ
~:: !~:!j gc.~ j~ ...
~:g,~ ~g~.~iz . g U N
-;:;:~Sji;'''-3"O~ ... . ,
0 '...
~ ~g'i~!5'~ :ll ~
cn~::J '<cr~ i J
?o g: "< n - g'< 0 CD' 0 ,
~c.~ ~ ClS~ i~ ~ ,:.\
. 0'&>"0.. 0 -
!l ~ s. ~ cdl lU ; ! (
- ~.. :T--m 3i
g D1 Cii CD -. C>>
. ::r en... 0 < 0
.i;fr;r!!tOc.O'?", ~ z
OUlm C::~(p '< \
.?.,d)CDCiI:1o
m"380'C.Cil ~, ~
2 r:) ...
~ co~ cne.~_. \', ~,
I!!. -. 9.:" Q <: ijl =i "
~ ...iila:m.m3e[ .. ~
m~~~~~~ :ll
0 ~
OJ 3 c.. . m
0. g~ is".. ::> 0 J~i
2- . ijl '" m ? '-I .",*- ".
- m" Ul
a..-(/). ... a. ~
O~i!a ~.S "-] t;
-. mEro . J~
"O~ Cl <: Ul
III .. Ill'ii' 0 Ul
-:1(0 C'.=r W
g.~5Z~~ ... -~:II
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Q)r+...C::: 51 ,
0" -''6.
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DJ s. CD i ~
" ...-
o uP mPl ~
lJ: -~ ""
!D' 0> ~~'
;;:: 0> N
;;:: .
~ z ~ p f;!
if CD ::'-oDJ
0 CD C CD -me
-l c ,. ;;:: -l fil ~
m 0 ~ 0 0 ~
:n 'TI m ii n
;:: ~ Z "1l I~o
en 0 0 r- III ~
m (fj /I) z
;:: =l "'" "J> 0 =-0
m tn co ~;~ m
~ 0 N -a
* ..
co co m
Q ~iRJn .a:.
~ "'" w~ en -I
CI'
.. r- ~ . . . . . . . .
0 ~~~~~ig~
':, d
~ E!n!llo ~o
..... , , fi a~;a-~~~ffl I-'-
.,
,~ -:--, ':;' c! ~Z~~~i..Q <Xl ~
<, /" m" ~ n <Xl
~ (; "~ ~ 0
d ~ gm ~!!l -,J m
~ CO) z ~ ol=>o
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...
C. Other Income:
DESCRIPTION
Interest
Dividends
Pensions
Annuities
Social Securit
Rents
Ro allies
Ex ense Account
Gifts
Unem 10 ment Com ensatlon
Workman's Com ensatlon
Income Tax Refunds
Su ort or Allmon
Commissions
TI s
Other Self
TOTAL OTHER INCOME
MONTHL Y_ __
YEARLY
647.00
647.00
PARTII. EXPENSES
MONTHLY AMOUNT
. i ~ ~. .~i;~:S. ,,1r.:j'ij.~~i~\1-:~~KiijJ~~;:~~'i~j:~\;,.V0-$r,i/~~ :~i,f}S{j,:~'!>~.~~/'ti:l~W~it!::ft'Yt.}:
300.00
Loan
100.00
30.00
120.00
26.00
38.00
100.00
2
DESCRIPTION
'fAXES:,
Real Estate Taxes
Personal Property_Taxes
Income Taxes Not Withheld
Per Ca italOccu alion Taxes
MONTHLY AMOUNT
", ,.:,~
40.00
65,00
80.00
506.00
80.00
"OI.'S" 'I;' il,,"N E>:'US'E.XDE"'SES"t,: ,',,\,~:\.~,,: \'.l',,'Ci',f',',' :"i' """''''','',''!;'
oUt. ,~~,~.. ,...1 . Ji. ,.... .':><~'.':""""';;..J,'''''"~Ul+..''~."~',<.t''''''''):''~lfi,(-<--.,:~:.,'.i'
Household Hel
t'
t~
3
_ --'_'_"_..__'~'_'_ "0_____.0'_'. .". .,,,__, ~ .._,.~.,_.. .'__,._ ....___".... ,_
.---.-----,------ ----
10.00
. -70.00
100.00
50.00
300.00
. ~.,".
,:.$730;00, .
. ',",',-'
PART III. PROPERTY OWNED
TYPE
Checkin
Savin s
Credit Union
Stocks/Bonds
Real Estate
Other
E 'SHIR~!
H W JT
X
X
DESCRIPTION
Members 1
Members 1
VALUE
Varies
Varies
Haldeman Avenue
13000.00
X
PART IV. INSURANCE
. SUM C.E.~.i.1!:i;f,:f'l'J,'l'{ff:~';i~":,:,:(~~;;;:/~:~;, '.,<~ :~',:~:w,;');r"i~~;~;~'\~~;f~h ,;.
TYPE COMPANY POLICY NO,
Hospital Great West 053763 17654-4508
Medical Great West 053763 17654-4508
Health Accident
Disability Income
Dental Ci na 176544508 C
Vision Great West 053763 17654-4508 C
Other-Specify
Prescri tions Great West 053763 17654-4508 C
*H=Husband; W=Wife; J=Joint; C-Child
THE FOllOWING IS THE BREAK DOWN IN COST FOR INSURANCE
DESCRIPTION HUSBAND AMOUNT DEPENDANT AMOUNT TOTAL AMOUNT
Health/Prescription
4
PART V. SUPPLEMENTAL INCOME STATEMENT
[X] CHECK HERE IF NOT APPLICABLE
(0) This form is to be filled out by a person:
(1) Who operates a business or practices a profession, or
(2) Who is a member of a partnership or joint venture, or
(3) Who is a shareholder in and is salaried by a closed corporation or similar entity.
(b) Allach to this statement a copy of the following documents relating to the partnership,
joint venture, business, profession, corporation or similar entity (check block to indicate
the document is allached):
(1)
(2)
The most recent Federal Income Tax Return,
The most recent Profit and Loss Statement
[ ] attached
[ ] attached
(c) Name of Business:
Business Address:
Business Phone:
(d) Nature of Business (check one)
[ ] 1. Sole Proprietorship
[ ] 2. Partnership
[ ] 3. Joint Venture
[ ] 4. Professional
[ ] 5. Corporation
[ ] 6. Other
(e) Name of accountant, controller or
other person in charge of financial
records:
5
(f) Business income:
1, Annual Income from business:
2, How often is income received:
3. Gross Income per pay period:
4. Net income per pay period:
5. Specify deductions, if any:
I verify that the facts set forth in the foregoing Income and Expenses
Form, including all attachments thereto, are true and correct to the best of my
knowledge, information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. e.s. 4904 relating to unsworn falsification to
authorities.
DATE:~~ \'1\00
()lliJL 0w~t
6
,,,,,,,,,~, "",:>",'P roo " .. ," ."',"', -, 'o. ,,'.'".," c,", "o.
"'~"''*''':Ii':}.f.';;, fr~/i:cm.'%."""''''''''~'''''~''"\''' ..'s.,..;.,~ "'.' .,..,' "", " .. ,"', " ....'~ ;,. ,'",.;:. ~",..' .f..'.n.. '> .'" '^~:J"" I'~"':"""""'}w,:..".i<;~",~'.~i
;C::~?1~~;~~~::''::;l'':.,' ,:c:_,.~ =;--, "'--:C"'_:~'_:_~ ~;L:_"C~~,:~_~;;~:;, ," .' -;'o.::"
:" -",:;c;::,--:FENSTERMACHER AND-ASSOCIATES.-P,C;,..
o.' . .. ' M_IUP_ ".. ''- 'o.
.UU"II'~I!Oo'D, ..
MlaWiCf"IRO,.~'l~
;'~;,>'t;;. ::' ~-:"':,~<it :,~f
.r
I) / 1\[1' oole"
JENNIFER STOUFFER,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
J
v.
NO, 98.6746 Civil Term
~
'.
t
JOSEPH ANTHONY STOUFFER,
Defendant
Civil Action - In Divorce
PLAINTIFF JENNIFER STOUFFER'S PRE-TRIAL STATEMENT
PURSUANT TO PA. R.C.P. 1920.33(b)
Inventory of Jennifer Stouffer, attached as Exhibit "A" hereto,
AND NOW comes the Plaintiff. Jennifer Stouffer, by and through her attorneys.
the Offices of Fenstermacher and Associates, P,C., and files this Pre-Trial Statement.
as follows:
1. List of Assets:
2.
EXDerts:
It is not anticipated that experts will be required for the hearing,
.""
':'"
Plaintiff reserves the right to present an expert appraisal of the Delaware vacation
.t
3,
Non-exDert Witnesses: Jennifer Stouffer; Laurel Stiles, 382 Walton Street,
.';:
fi;
"
.i~'
-,'
';>1
}
,~
"f
home. While Plaintiff does not expect to call an expert regarding the tangible personal
property of the individuals, Plaintiff reserves that righ..
A, Income tax returns of Plaintiff and Defendant
Lemoyne, to testify as to the location and condition of persDnal property.
4, Exhibits:
B,
Appraisal of marital home
J;,
;~?
.,-
C. Installment Sale Agreement of investment property
"r
t
,
"
i'
D. Pay stubs of Plaintiff and Defendant
E. Receipts for various personal property
Plaintiff reserves the right to timely supplement this response upon receipt of relevant
i
~,
information from the Defendant or upon discovery of additional information.
5. Plaintiff's Income: See Plaintiffs Income and Expense Statement is attached
hereto as Exhibit "B".
6.
Plaintiff's EXDenses:
See Plaintiff's Income and Expense Statement,
attached hereto as Exhibit "C".
7.
Pension Value:
Presently Plaintiff has a pension value as set forth on the
List of Assets.
<
I
8.
Counsel Fees:
Plaintiff requests payment of counsel fees in the amount of
$5,000.00.
i
"I
9. DisDuted Value of ProDertv: The parties have been unable to agree as to the
location or value of the personal property involved in this transaction, Accordingly, all
items listed on the Inventory of Plaintiff are in dispute at the present time.
10. Marital Debts:
See Inventory of Jennifer Stouffer.
11, ProDosed Resolution: Defendant shall refinance 1997 Mercury Sable,
removing Plaintiff's name from loan, title and insurance or, in the alternative, sell the
vehicle and equally divide the proceeds between the parties. Defendant shall execute a
2
"
Assets and Liabilities of Parties
Plaintiff marks on the list below those items applicable to the case at bar and
itemizes the assets and debts on the following pages.
(X) 1.
(X) 2.
( ) 3,
( ) 4.
(X) 5.
(X) 6.
( ) 7.
( ) 8.
( ) 9.
( ) 10.
( ) 11.
( ) 12.
( ) 13.
(X) 14.
( ) 15.
( ) 16,
( ) 17.
(X) 18,
( ) 19.
( ) 20.
( ) 21,
( ) 22.
( ) 23.
(X) 24.
(X) 25,
(X) 26.
(X) 27.
(X) 28,
(X) 29,
Real property and Real Estate Mortgages.
Motor Vehicles and Vehicle Liens
Stocks, bonds, securities and options
Certificates of Deposit
Checking accounts, cash
Savings accounts, money market and savings certificates
Contents of safe deposit boxes
Trusts
Life Insurance policies (indicate face value, cash surrender value and
current beneficiaries)
Annuities
Gifts
Inheritances
Patents, copyrights, inventions, royalties
Personal property outside the home
Business (list all owners, including percentage of ownership, and
officer/director positions held by a party with company)
Employment termination benefits - severance pay, worker's
compensation claim/award
Profit sharing plans
Pension Plans (indicate employee contribution and date plan vests)
Retirement plans, Individual Retirement Accounts
Disability payments
Litigation claims (matured and unmatured)
MilitaryN.A. benefits
Education benefits
Debts due, including loans, mortgages held
Household furnishings and personalty (include as a total category
and attach itemized list if distribution is in dispute)
Other assets
Loans
Credit Cards
Other debts
I. MARITAL PROPERTY AND MARITAL LIABILITIES
Plaintiff lists all marital property in which either or both spouses have a legal or
equitable interest, individually or with any other person as of the date of separation and,
all marital liabilities owed by either or both spouses. individually or with any other person
as of the date of separation:
ITEM DESCRIPTION OF VALUE VALUE TO VALUE TO
NO. PROPERTY OR LIABILITY HUSBAND WIFE
1. REAL ESTATE:
A.1 Shady Dell Park beach 19,500,00
property average current
value $39,000 (figure to right
is 50%)
A.2 Shady Dell Park beach (6,538,68)
property Mortgage
separation date value
$13,077.36 (figure to right is
50%)
A.3 Shady Dell Park Beach 12,961.32 12,961.32
I propertv Net Marital Value
B 380 Walton Street, Lemoyne, 3,614.77 3,614.77
PA 17043 Net proceeds
upon sale
C.1 422 Haldeman Ave., New Projected
Cumberland, PA 17070 proceeds
($78,355,01 sales approximately
agreement balloon balance $14,000.00
4/1/2002) 7,000.00 7,000.00
C.2 Fleet Mortgage Group
(Haldeman Ave. $65,101,72
3/30100 balance)
y-------- -----'--~-'-:--
ITEM DESCRIPTION OF VALUE VALUE TO VALUE TO
NO. PROPERTY OR LIABILITY HUSBAND WIFE
2. MOTOR VEHICLES: -
A Husband's 1997 Mercury 9,825,00 9,825,00
Sable
1/4/99 average of good
(7300) and fair (6340)
condition
B Dauphin Deposit payoff (8,855,85) (8,855,85)
balance on loan for Tony's
car 12/20/99 balance
C Wife's 1993 Ford Astro Van 3.500,00 3,500.00
1/4/00 average of good
(4525) and fair (3840)
condition
5, CHECKING ACCOUNTS
AND CASH:
A Members 1" Joint Checking Used to pay
Account #116830 ioint debts
B PNC Joint Checking Account Used to pay
#50-0096-5243 home equity
$225.92 111/13/98) loan
6. SAVINGS ACCOUNTS,
MONEY MARKET, AND
SAVINGS CERTIFICATES:
A Members 1st Savings 27,77 27.77
Account #116830
$27.77 (11/30/98)
19. RETIREMENT PLANS AND
IRA ACCOUNTS: ,
A Wife's Columbia National 4,705.93 4,705.93
401 K Plan 12/31/96
B Husband's Retirement Plans None 0.00
25. HOUSEHOLD GOODS AND
FURNISHINGS (ATTACHED
LIST IF IN DISPUTE):
A Husband's Household 4,238,00 4,238.00
Goods (See attached list)
B Wife's Household Goods 1,090.00 1,090,00
(See attached list)
DESCRIPTION OF-----T -VAu.iE- ---- ---.--.-----
ITEM VALUE TO VALUE TO
NO. PROPERTY OR LIABILITY HUSBAND WIFE
CREDIT CARDS." ..'., ..
28.
-~.- -.-.-+-
A Joint First Union Credit Card (11,114.00) (11,114,00)
#2905-4020-0122-6968
(11/30/98\
B Joint Citibank Visa Account (7,184,38) (7,184.38)
#4128-0021-4843-6640
(12/3/68\
29, OTHER DEBTS
Home Equity Loan Payment (194.00) (194.00)
for Mav, 1999
Post Separation Utility (929.20) (929.20)
charaes for Real Estate
Payments on Joint Charges (1,930.50) (1,930.50)
made bv Wife
Payments on Joint (2,194.90) (2,194.90)
Obliaations made bv Wife
TOTALS
Total Marital Prooertv 21,559.96 24,267,04 (2,707.08
II. LISTING OF HOUSEHOLD GOODS AND CONTENTS VALUED IN
SECTION I.. ITEM NO. 25, ABOVE
Plaintiff lists all household goods and contents in which either or both spouses
have a legal or equitable interest, individually or with any other person as of the date of
separation, the total value of which is specified in Section I., Item No. 25, above:
PROPERTY IN THE POSSESSION OF HUSBAND
DESCRIPTION METHOD EVIDENCE TO VALUE BASIS FOR
OF BE SUBMITTED EXCLUSION IF
VALUATION IN SUPPORT CLAIMED TO BE
OF VALUATION NON MARITAL
Washer 50.00
Drver 50,00
Refriaerator 200,00
Taylor's single
bed 25,00
2 Childrens'
dressers 50,00
27" color t. v, 50,00
Couch 200,00
Love Seat 200,00
Dresser from
Master Bedroom 30.00
Wooden glider
rocking chair and
solid oak rocking
chair-birth gift to
Tavlor 100.00
Kitchen chairs-4 25,00
Country knick-
knacks 100,00
Personal clothina 0,00
Dining room
table and chairs 400,00
Patio table,
chairs and
cushions 50.00
Gas crill 40,00
Microwave 20,00
Ridinc mower 150,00
2 oush mowers 100,00
-
~-
Cases of
linoleum and
ceramic kitchen 600 00
and bath tile
Indoor/outdoor 73,00
carpet
Camcorder
(receipt 500,00
attached) 100,00
Camera
4 Window AC 200.00
Units
Day bed and 120,00
trundle 100,00
Mountain bike 100,00
Power washer 50.00
Blower 50,00
Weed wacker 75,00
Craftsman drill 100,00
Blue recliner
Berber carpet 200,00
from livino room 100,00
Curtains
Hanging front 30.00
porch swinQ 4238,00
-, ,--,---------_...---",._'-" .,.,..,-,..--_..-----------'- ....,-,_..,.-,---
PROPERTY IN THE POSSESSION OF WIFE
DESCRIPTION METHOD EVIDENCE TO VALUE BASIS FOR
OF BE SUBMITTED EXCLUSION IF
VALUATION IN SUPPORT CLAIMED TO BE
OF VALUATION NON MARITAL
Electric vacuum
cleaner 50.00
McKenzie's -
sinale mattress 25.00
Everyday
silverware 25.00
PDtS and Dans 35.00
Shaker sofa
table 75.00
Shaker style
iellv cabinet 50.00
2 End tables
(match living
room suite" 75.00
Coffee table 40.00
End table
lamDs 45.00
Sewing
machine 50.00
4 wDoden
kitchen stools 40.00
Headboard to
bedroom suite 50.00
Queen
mattress set 75.00
Pfaltzgraf
dishes (except
for coffee
saucers' 50.00
Bakina dishes 35.00
Towels and
linens 30.00
BedclDthes 40.00
Treadmill 300.00
1090.00 -,.,,,
fj---'----' "-, ,-
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CERTIFICATE OF SERVICE
L'
\.
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AND NOW, on this
f-
Ivl day of May, 2000, I, John R. Fenstermacher,
1,
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,t{
,
Esquire, hereby certify that I have served the foregoing Inventory by mailing a true and
.
l'
correct copy by United States first class mail, addressed as follows:
,
)
Diane Radcliff, Esquire
3448 Trindle Road
Camp Hill, PA 17011
i '\
,
1
ohn R. Fenstermacher
!
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1
! ;
I:.
II'"
,.
FENSTERMACHER AND ASSOCIATES, P.C,
~"
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__~'_'..~__'~.~_H.' .
JENNIFER L STOUFFER,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 98-6746
v.
JOSEPH ANTHONY STOUFFER.
Defendant
Civil Action - In Divorce
INCOME AND EXPENSE STATEMENT OF JENNIFER L. STOUFFER
DATED: May 17, 2000
PART I. INCOME
A. Em 10 ment Information:
Employer: _ Market ~Jreet Mortg~ge
Address: 645 tJorth 1.?th Street. Lem..QY.ne. PA 17043
Position: 0 erations Manager
Payroll Number: \.176-54-4508
Pay Period: .. Biweekly
B. Em 10 ment Income:
GROSS PAY PER PAY PERIOD
ITEMIZED DEDUCTIONS
FICA (6.20%)
Medicare (1.45%)
Federal Tax
State Tax (2.8%)
Local Tax (1%)
Mandatory Retirement
VOluntary Retirement
UC/SUI
Medical Insurance
Miscellaneous Insurance. Life Insurance
Miscellaneous Deductions-Specify
child su ort is $
TOTAL DEDUCTIONS
NET PAY PER PAY PERIOD
NET PAY PER MONTH
1730.77
100.75
23.57
238.82
45.37
68.09
43.97
1210.20
2622.10
C. Other Income:
-DESCR1Pt[Q~___'
Interest
Dividends
Pensions
Annuities _____ ___ _ ...
Social SecuritY..__.______ ____ ___
Rents
Ro alties
Ex ense Account
Gifts
Unem 10 ment Com ensation
Workman's Com ensation
Income Tax Refunds
Su ort or Alimon
Commissions
Ti s
Other S ecif
TOTAL OTHER INCOME
MONTHLY:
1
YEARLY I
I
r
1
I
1
!
j
.-.------- ----------.."._._......__._.._._.~._ ___._m__. __
--'-"'-'--",-,-"-.,-,-,--,,,-.---,-, '~"-'--'-'-'--_._-'-
--~---~----- ----- _M_ - ~ --J' -- .-----
__~~~ ::~~~ ::. .04' 00 .__
647.00
--- -------
PART II. EXPENSES
DESCRIPTION
MONTHLY AMOUNT
300.00
Loan
100.00
30.00
120.00
26.00
38.00
29.00
100.00
2
- .--. -..--...--- --tlESCR'IPTioN'
-----_._--_.__._-_._._~.__.._..
- --------~----,..
u' . 'I_'~ ~~~~=_.Ii.~Y.~M9UNL-
TAXES: ____..._.u 'h.
I--___Reall;state Taxes ._.._. __ .......
Personal Propert)' Taxes ...._________...___..
Income Taxes Not Withheld
Per Capita/Occupation Taxes
INSURANCE:
Homeowners Insurance
Automobile Insurance
Life Insurance
Accident Insurance
Health Insurance (Deducted From
Pavl $ For Dependents
Dental Insurance (Deducted From
Pavl $ For Dependents
AUTOMOBILE EXPENSES:
Pavments
Fuel
Maintenance and Repair
License and Reoistration
MEDICAL EXPENSES NOT REIMBURSED BY INSURANCE:
Doctor
Optical
Dental
Orthodontic
Hosoital
Medicine
Special NeedslTheraov etc.
EDUCATIONAL EXPENSES:
Private School
Parochial School
ColleoeNocational
Other Educational Exoenses
PERSONAL EXPENSES:
Clothino
Food
Sarber and Hair Dresser
Credit Cards
Membershios
Other Personal Exoenses: Kids' soccer/avmnastics
LOANS:
I.
40.00
___~ __m_.___~ _____._. _ '____.__ _
~,QQ.
506.00
80.00
80.00
775.00
25.00
150.00
200.00
40.00
426.00
70.00
MISCELLANEOUS EXPENSES:
Household HelD
3
, '~"U___'___.o..,..."._.
Child Care . ____._...___.. '..
~~~=~=!.ii,-w~~Eers/M_"gaz..iI:l.~~/B()()~s.... .
Entertainment ___n......._ ____..____...
::--~:=]~a.y TV ___._.
. . Va.~a.li()'ls_ n ._____..._
GIftS _._.._ ___...._.__..
===---Legal Fees.._.......__.
Charitable Contributions
Other Child Support
Other S ousal Su ort.lAlimon
TOTAL EXPENSES:
1000
. _._._.._~_..-
70..00
- ~ '.".----.-.-.-.--
-----...____.__.___0_.
100.00
50.00
h._._
300.00
...._-...- _. ..- -.---..----.---
---.-..-----._._._..__n_
-"--"- ~-----_.._._-
-.---.....----..-.--
--.----.---.-- -----.----.--
3730.00
PROPERTY OWNED
TYPE
Check in
Savin s
Credit Union
Stocks/Bonds
Real Estate
Other
PART 11/. PROPERTY OWNED
'--'--
VALUE
Varies
Varies
OWNERSHIP
H W JT
X
X
DESCRIPTION
Members l'
Members l'
Haldeman Avenue
13.000.00
X
INSURANCE
TYPE
Hospital
Medical
Health Accident
Disability Income
Dental
Vision
Other-Specify
Prescri tions Great West
'H=Husband; W=Wife; J=Joint; C-Child
COMPANY
Great West
Great West
PART IV. INSURANCE
POLICY NO.
053763 17654-4508
053763 17654-4508
COVERAGE
H W JT
C
C
Ci na
Great West
176544508
053763 17654-4508
053763 17654-4508
C
C
C
THE FOLLOWING IS THE BREAK DOWN IN COST FOR INSURANCE
DESCRIPTION HUSBAND AMOUNT DEPENDANT AMOUNT TOTAL AMOUNT
Health/Prescription
4
PART V. SUPPLEMENTAL INCOME STATEMENT
[X] CHECK HERE IF NOT APPLICABLE
(a) This form is to be filled out by a person
(1) Who operates a business or practices a profession, or
(2) Who is a member of a partnership or joint venture, or
(3) Who is a shareholder in and is salaried by a closed corporation or similar entity.
(b) Attach to this statement a copy of the following documents relating to the partnership,
joint venture, business, profession, corporation or similar entity (check block to indicate
the document is attached):
(1)
(2)
The most recent Federal Income Tax Return.
The most recent Profit and Loss Statement
[ ] attached
[ ] attached
(c) Name of Business:
Business Address:
----------------
Business Phone:
(d) Nature of Business (check one)
[ ] 1. Sole Proprietorship
[ ] 2. Partnership
[ ] 3. Joint Venture
[ ] 4. Professional
[ ] 5. Corporation
[ ] 6. Other
(e) Name of accountant, controller or
other person in charge of financial
records:
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IN THE COUP'!' OF cOr~MON PLEAS OF CUMBERLAND COUNTY, PI':NNSYI,VANIA
JENNIFER L. STOUFFER,
Plaintiff
NO. 98 -- 67.16
V.
CIVIL ACTION . LAW
IN DIVORCE
JOSEPH ANTHONY STOUFFER,
Defendant
INVENTORY OF JOSEPH ANTHONY STOUFFER
Defendant files the following ~nventory of all property owned or possessed by
either party at the time this action was commenced and all property transferred
within the preceding three years.
Defendant verifies that the statements made in this inventory are true and
correct. Defendant understands that false statements herein are made subject to
the penalties of 18 Pa. C. S. Section 4904 relating to unsworn falsification to
authorities.
J
~~F' JJ..
(3448 Trin~le Road
~, pA 17011
phone: (717) 737-0100
Fax: (717) 975-0695
Supreme Court 10 # 32112
DATED: 3.=:J 1-0 c)
Page 1
As"SJ:_T.LAIDLL_iI\I!ILU'I ELQLfABJ:.:U:S
Defendant marks on tll" 11"t b(,lml tllo"", iu,ms "pplic,lbl" to tile Ciwe at bar
and itemizes the ,1ssets and df'l,"" on tile. followin'l !"".W'"
(Xl l.
(Xl 2.
( l 3.
( ) 4 .
(X) 5.
(X) 6.
( ) 7.
( ) 8.
( ) 9.
( 10.
( 11.
( 12.
( 13.
( 14.
( 15.
16.
) 17.
( ) 18.
(X) 19.
( ) 20.
( ) 2l.
( ) 22.
( ) 23.
( ) 24.
(X) 25.
( l 26.
( ) 27.
(X) 28.
( ) 29.
Real property and Heal Estate Mortgages
Motor vehicles and Vehicle Liens
Stocks, bonds, securities and options
Certificates of Deposit
Checking accounts, casll
Savings accounts, money market and savings certificates
Contents of safe deposit boxes
Trusts
Life Insurance policies (indicate face value, cash surrender value and
current beneficiaries)
Annuities
Gifts
Inheritances
Patents, copyrights, inventions, royalties
Personal property outside the home
Business (list all cwners, including percentage of ownership, and
officer/director positions held by a party with company)
Employment termination benefits. severance pay, worker's compensation
claim/award
Profit sharing plans
Pension Plans (indicate employee contribution and date plan vests)
Retirement plans, Individual Retirement Accounts
Disability payments
Litigation claims (matured and unmatured)
Military/V.A. benefits
Education benefits
Debts due, including loans, mortgages held
Household furnishings and personalty (include as a total category and
attach itemized list if distribution is in dispute)
Other assets
Loans
Credit Cards
Other debts
Page 2
I. MARITAL PROPERTY AND MARITAL LIABILITIES
Defendant lint" i'l11 f1,,-u'il,d !,I'UI,,_.,.ty ill which (,jt.lH'" 0" both npow"',, h",',,! il
legal or "quililbl'~ interest, lndlvldually or with any other penJOn ,w of the d"te
of separation and, all mal'iti'll Ilabilitics o'Ncd by cithcl' or both '-'pounell,
individually or with any other pernon as of the date of separation:
ITEM DESCRIPTION OF PROPERTY VALUE VALUE TO VALUE TO
NO. OR LIABILITY HUSBAND WIFE
: REAL ESTATE:
:1-
A.I Shady Dell Park beach 19,500.00
property average current
value $39,000
(figure to right is 50%)
A.2 Shady Dell Park beach (6,538.69)
property Mortgage
separation date value
13,077.36
(figure to right is 50%)
A.3 Shady Dell Park beach (16,250.00)
property
1994 purchase price =
$32,5000
(figure to right is 50%)
A.4 Shady Dell Park beach 10,000.00
property original
mortgage balance
(figure to right is 50%)
A.5 Shady Dell Park Beach 6,711.32 6,711.32
Property Net Marital
Value
B 380 Walton Street 3,614.77 3,614.77
Lemoyne, PA 17043
net proceeds upon sale
C.1 422 Haldeman Ave
New Cumberland, PA 17070
($78,355.01 sales
Page 3
J:
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ITEM
NO.
DESCRIPTION OF PROPERTY
OR LIABILITY
VALUE
VALUE TO
HUSBAND
VALUE TO
WIFE
agreement balloon b,tldllCC'
4/1/2002 )
C.2 Fleet Mortgage Group
(Haldeman Ave. $65101.72
3/30/00 balance)
2. MOTOR VEHICLES:
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A
A
Husband's 1997 Mercury
Sable
1/4/99 average of good
(7300) and fair (6340)
condition
6,820.00
6,820.00
B
Dauphin Deposit payoff
balance on loan for
Tony'S car 12/20/99
balance
(8,855.85)
(8,855.85)
C
Wife's 1993 Ford Astro
Van
1/4/00 average of good
(4525) and fair (3840)
condition)
. .'
.CHECKINGACCOUNTS AND
~Sll:",.. .'
Member's 1"' jt. checking
account #116830
$896.81 (11/30/98)
4,182.50
4,182.50
.
A
896.81
. .
896.81
B
PNC JT. interest checking
account # 50-0096-5243
$225.92 (11/13/98)
used to pay
home equity
loan
.,:,\'>",,",'.':_','.. -"'"
,SAWNGSACCOUNTS, MONEY
MARKib.' 'AND SA.VINGS
eE:~TIF:tC:ATES: . .
. . .-
Member's 1" Savings
Account #116830
27.77
. .
27.77
Page 4
....
ITEM DESCRIPTION OF PROPERTY VALUE VALUE TO VALUE TO
NO. OR LIABILITY HUSBAND WIFE
$7.7.'J7 (11j:lO/9Bi
19. RETIREMENT PLANS AND IRA
. ACCOUNTS:
"
A Wife's Columbia National '1,705.93 4,705.93
401-K Plan
12/31/96
B Husband's Retit'ement None 0.00
Plans
\,25; HOUSEHOLD GOODS AND
FURNISHINGS (ATTACHED
;,;. IJIST IF IN DISPUTE) :
.'.' ;
A Husband's Household Goods 720.00 720.00
B Wife's Household Goods 915.00 915.00
.28. CREDIT CARDS
A Wife's First Union Credit (11,114.00) (11,114.00)
Card # 2905-4020-0122-
6968
(11/30/98)
B I'life's Citibank Visa (7,184.38) (7,184.38)
Account # 4128-0021-4843-
6640
(12/3/98)
"",",,,.., . ~". -- --
:1:r~:~;~~t:',-:: 9THER DEBTS
..
Home Equity Loan Payment (194.00) (194.00)
for May, 1999
Post Separation Utility (929.20) (929.20)
Charges For Real Estate
:;', TOTALS '. .
.
Total Marital Property 316.67 4,466.27 (4,149.60)
Page 5
II.
LISTING OF HOUSEHOLD
VALUED IN SECTION I.
GOODS Am'
I_~M NO.
CONTENTS
2 S-L-ABOVE
,
~
I
J
Defendant lists all household good<J and content" in which eith"l' or both spouses
have a legal or equitable interest, ind1v1dually 01' with any other person as of the
date of separation, the total value of which in <Jpecified 1n Section I. Item No.
25. above:
.:' c PROPERTY IN THE POSSESSION OF HUSBAND
DESCRIPTION METHOD OF EVIDENCE TO BE VALUE BASIS FOR
VALUATION SUBMITTED IN EXCLUSION IF
SUPPORT OF CLAIMED TO BE
VALUATION NON MARITAL
Washer Estimate None 50.00 N/A
Dryer Estimate None 50.00 N/A
Refrigerator Estimate None 200.00 N/A
Taylor's Single Bed Estimate None 25.00 N/A
2 Children's Dressers Estimate None 50.00 N/A
(From Nursery Tony's
Mother Purchased)
27" Color Tv Estimate None 50.00 N/A
Couch Estimate None 40.00 N/A
Love Seat Estimate None 40.00 N/A
1 Dresser from Master Estimate None 30.00 N/A
Bedroom
Wooden Rocking Chair Estimate None 50.00 N/A
Kitchen Chairs (4 ) Estimate None 25.00 N/A
A Few Country Nick Estimate None 10.00 N/A
Nacks
Camcorder Estimate None 100.00 N/A
Personal Clothing Estimate None 0.00 N/A
Total 720.00
, .
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Page 6
PROPERTY IN THE POSSESSION OF WIFE
DESCRIPTION METHOD OF EVIDENCE TO BE VALUE BASIS FOR
VALUATION SUBMITTED IN EXCLUSION IF
SUPPORT OF CLAIMED TO
VALUATION BE NON
MARITAL
Electric Vacuum Estimate None 50.00 N/A
Cleaner
Single Mattress Estimate None 25.00 N/A
(Mckenzie's)
Every Day Silverware Estimate None 25.00 N/A
Pots and Pans Estimate None 35.00 N/A
Shaker Sofa Table Estimate None 75.00 N/A
Shaker Style Jelly Estimate None 50.00 N/A
Cabinet
2 End Tables (Match Estimate None 75.00 N/A
Living Room Suite)
Coffee Table Estimate None 40.00 N/A
End Table Lamps Estimate None 45.00 N/A
Sewing Machine Estimate None 50.00 N/A
4 Wooden Kitchen Estimate None 40.00 N/A
Stools
Head Board to Bedroom Estimate None 50.00 N/A
Suite
Queen Mattress Set Estimate None 75.00 N/A
(Tony's Mother
Purchased)
Washer (In Possession Estimate None 50.00 N/A
of Former Neighbor)
Page 7
PCaltzgl'.l{ DinlH':J Ent 1111dt (. NOll/' I,!). (Jr.) N/II
(Except (aI' Co! I"~,.
Saucern)
Baking Dishen Ent irn~1te None .J '0.00 N/A
Towels and Linens Estimate None 30.00 N/A
Bed Clothes Estimate None .10.00 N/A
Child's Crib and Estimate None 75.00 N/A
Mattress
Total 915.00
III.
NON-MARITAL PROPERTY AND LIABILITIES
Defendant lists all property and/or debts in which a spouse had a legal or
equitable interest or owed as of the date of separation which is claimed to be
excluded from marital property or debts by virtue of it being acquired before
marriage, after separation or by way of gift or inheritance (for gifts also
specify person giving gift) :
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g;:\(:;,",";
VALUE
- '., "", ',,', -:''''''~',:, . '-:",,<,':'."'f
:BASISF9:Rll,
:EXCLusioN!~
" .;,.{,/ ,j'"
DESCRIPTION
OWNER
DATE OF
VALUATION
I.A.5. Shady Dell Beach
Property
Husband
and his
Mother
Entire Value Gift and
Except Half
$6,711.32 as Inter.est
Calculated of Mother
in Section I
above
Page 8
CERTIF:tCA'rJ1:_0F S_ERVIC~
AND Nml, tillS
delY of
, 2000, f, DIANE G. RADCLIFF,
ESQUIRE, hereby certify thelt I helve LLh: day served d copy of Lhe within
mail, postage prepaid, addressed as follows:
INVENTORY, upon the following set forth person, by TIleliling same by first class
John R. Fenstermacher, Esquire
5115 East Trindle Road
Mechanicsburg, PA 17055
Respectfully submitted,
r-~ C-~ '\'\
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DIANE .Q.~DCWI'F , ESQUIRE
~~g-Trind e Road
amp Hill P A 17011
P olle: 17 ) 737 - 0100
Fax: (717) 975-0695
Supreme Court ID # 32112
Page 10