HomeMy WebLinkAbout03-1492MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Deutsche Bank Trust Company
Americas formerly known as
Banker's Trust Company, as
Trustee and Custodian by:
Saxon Mortgage Services, Inc.
f/k/a Meritech Mortgage
Services, Inc. as its
attorney-in-fact
1270 Northland Drive
Suite 200
Mendota Heights, MN 55120
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
Wilbert Pless, Jr.
Juanita I. Pless, Mortgagor
36 Hope Terrace
Carlisle, PA 17013
United States of America
228 Walnut Street
PO Box 11754
Harrisburg, PA 17108
Defendant (s)
03- Iqgl.
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance Dersonall or by attorney and
filing in writing with the Court your defense~ or objeCtions to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero o sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UNABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
/s/Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant(s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
The following amounts are due on the said Mortgage as of
o
03/28/03:
Principal of debt due
ynpaid Interest at 12.75%
rom 10/16/02 to 03/28/03
the per diem ~nterest accruing on
this debt is $22.95 and that sum
shQul~ be added each day after
03/28/03)
Title Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
Escrow Overdraft/(Balanc~)
~The monthly escrow on this account
is $146.33 and that sum should
be added on the first of each
month after 03/28/03)
Late Charqes
(monthly Iate charge of $35.75
should be added on the fifteenth of
each month after 03/28/03)
Breach Letter
BPO's/Property Inspections
Pir Inspections
Attornevs Fees (anticipated and actual
to 5% o~ principal)
TOTAL
$65,691.71
3,774.74
250.00
280.00
(1,024.35)
.143.00
100.00
64.00
31.80
3,284.59
$72,595.49
1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: Homeowners Loan Corp.
Assignments of Record to: Deutsche Bank Trust Company Americas
formerly known as Banker's Trust Company, as Trustee and Custodian
by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services,
Inc. as its attorney-in-fact
Recording Date: LODGED FOR RECORDING
2. Defendant(s), Wilbert Pless, Jr. and Juanita I. Pless,
Mortgagor are the individual(s) designated as such on the caption,
whose last known address is as set forth in the caption, and unless
designated otherwise, are the real owner(s) and mortgagor(s) of the
premises being foreclosed. Defendant, The United States of America
is a Defendant by virtue of a judgment, lien, or other interest in
the mortgaged property. Evidence of the USA's interest is attached
hereto.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant(s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness. Said Mortgage is incorporated herein by
reference in accordance with PA.R.C.P. 1019
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 34 North East Street
MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Carlisle
COUNTY: Cumberland
DATE EXECUTED: 04/15/02
DATE RECORDED: 04/24/02 BOOK: 1756 PAGE: 2162
The legal description of the mortgaged premises is attached hereto
and made part hereof.
7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, in
accordance with the requirements of those acts, on the date
appearing on the copy attached hereto as Exhibit "A", and made part
hereof, and defendant(s) have ~ailed to proceed within the time
limits, or have been determined ineligible, or Plaintiff has not
been notified in a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $72,595.49, plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
Mark J. Udren, Esquire, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
J 04:$bm From-PREt41ER ABSTRACT +243 33g0
49.,~ T-228 P.002/002 F-083
Department of ~he Treasu~ - internal Revenue Service
.~/o~ 668 (Y)(c) ~
.. · g to ~ t~ a ~ W and dgh, to
addmona] penaidff. Int.,a,. ~ Yet_ f~ the ~ounr of thee .
........ t, ~d cos, ~at may ac~e. ~--, and ~ ~ ~.
Name of Tnxpayer ~ ~ .~
Residence 36 ~O~E TER ~.'~' ~ :;
..('~
unmss notice of the lien is refllBd b ........ ~ ass~sment Jist~ ~ >' ~'~ ' ~::~ ::) 5~
on The day followi~ such ---- v me gem gwen in column ~e) ~r .... ,_ [o~, ~ r~
iff IRC 6325fa) ........ -ku uf release a. defined
T~ Ped~ Date of ~c Day for Un~d ~ce
~d of Tax En~g ldenfi~g Numar ~s~ment Refi~g
1 o 4 o of ~S~enc
1040 /199~ 169-32-1936 08/2~/1999 09/22/2009 29. ~5
10~0 1~/31/199~ 169-32-193~ 03/25/2002 04/2~/2012 18329.14
Place of Filing
PrOthonotary
Cumberland County
Carlisle, PA 17013
Total
19950.12
This notice was prepared and signed at ___ PITT$2URGH, PA
, , on this,
the~ 03~d day of October 2002
for L L~~ '~~/~~___~.~. ~ I~ '
(NO?E~~__ ~ 829-3903 23'00-0008
[aorizea o law
Rev · 971 . 2 C.a. ~~edgmont~ .... ---_.
· Rul. 71~88 1 Y to take
Pan I . Kept By ~cordln~ O~ce Form 66'8(Y)(c) (Rcv. I0-00;
CAT. NO 800~X
· ~ n~, ~ nor~hwee~ 'co,er of North
Mulbe~ Av~, =h~Ce in a ~es=erlv
I/ne of '~lbe~ Av~ue et-hr -' -
~in= ~ tae ~reS~= f .... ~.Y-~ave (86). feec
. . in '~ e,ascerl~ ~: ..... ncy-Cnree [23) ~ , lon~
=hence
wesce~ lime of NotCh ~as~ Street, twohy. Cwo (22) feec co a PO~t or
~VI~ ~~ ~C~D a ;~le =wo ~d one-half sto~ brick .dWellin;
~o~ as No. 34 North ~as~
~arcel ID No. ()2-21-D318-275
January 24, 2003
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME'FROM
FORECLOSURE
This is an official notice that the mortEa_oe on your home is in defanlt, and the lende,
intends to foreclose. Specific information about the nature of the default is nrovided in th,~
The HOMI~OWN-F,R'S MORTGAGE ASSI,~TANCE PRO~RAM IH EMAP) maybe able;
To nee ifHEMAP can help: yon mast MEET WITH A CONSUMER CREDI"I'
COUNSEIJNG AGENCY WITH IN .30 DAYS OF TH E DATE OF TH IS NOTICE. Taki~
The name: addre.~n and phone number of Consumer Credit ConnselinE A~encies aervin,,
your County. are listed at the end of thin Notice. If vou have anv unestions, you mav call
Pennavivania Honnino ginance A oencv toll free at'l-gOO-342.~N9}. ~ern~da ~th ~mnaired
This Notice contains important legal information. If you have any questions,
representatives at the Consumer Credit Counseling Agency may be able to help explain it.
You may also want to contact an attorney in your area. The local bar association may be able
to help you find a lawyer.
LA NOTIFICACION EN AD JUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE.EL
CONTENDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCIOIN
INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES
SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMAD0
UItOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SALyAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SI~
HIPOTECA.
Page 1 of 6
EXHIBITA
HOMEOWNER,S NAME(S):
PROPERTY ADDRESS:
LOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDER:
Wilbert Pless Jr.
Juanita I. Pless
34 N. East St.
Carlisle PA 17013
11471009
Hom_e_o~wners Loa_._n. Corp.
Saxon Mo~ga_g.e.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE FJJGIBI,E FOR FINANCIAl, A,q,ql,qTANCE
H'FJ,P YOU MAKE FUTURE MORTGAGF, PAVMFNT,q
IF YOU COMPLY WITH THE PROVISIONS OF ~ HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE 'ACT"), YOU MAY BE
ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL, ,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARV ,qTAV OF FORECI,O,qliRE _ Under the Act, you are entitled to a temporary
stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that
time you must arrange and attend a face-to-face meeting with one of the consumer credit
counseling agencies listed at the end of this Notice. THI,~ MF, ETING MlkqT OCCUR WITHIN
THE NEXT (~0) DAY,q. IF ¥CJll DO NOT APPI,Y FOR ~M~RC,~NC,¥ MORTGAC~
A,q,qLqTANCE. ¥OT I MT kqT RRING 'VOl IR MORTCrAG~ IIP TO DATR TI-IF~ PART OF THLq
CON,qIIM-F.R CREDIT COIIN,qEI,1NG AGENCj E,';: -- If you meet with one of the consumer
credit counseling agencies listed at the end of this notice, the lender may NOT take action against
you for thirty (30) days after th6'date of this meeting. ~
· ' . It is only necessary to schedule one face-to-face meeting.
Advise your lender immadiat~ of your intentions.
APPI,ICATION FOR MORTGAGE A~q,ql,qTAN¢:~; _ Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about the nature
of your default.) If you have tried and are unable to resolve this problem with the lender, you have
the right to apply for financial assistance fi:om the Homeowner's Emergency Mortgage Assistance
Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency
Assistance Program Application with one of the designated consumer credit counseling agencies
listed at the end of this Notice. Only consumer credit counseling agencies have applications for the
program and they will assist you in submitting a complete application to the Pennsylvania Housing
Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your
Page 2 of 6
face- to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLy. IF YOU FAlL TO DO SO OR IF YOU
DO NOT FOLLOW ~ OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY AC. TION -- Available funds for emergency inortgage assistance are very limited. They will
be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing
Finance Agency has sixty (60) days to make a decision after it receives your application. During that time,
nO foreclosure proceedings will be pursued against you if you have met the time requirements set forth
above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your
application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO
COLLECT THE DEBT.
(If you have fried bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO C, IIRE ¥OlrR MORTGAGE DEFAIJIJT (Brine it n? to date'~
NATIIRF, OF THE DEiVAIII,T _ The MORTGAGE debt held by the above lender on your property
located at:
34 N.'East St.
Carlisle PA 17013
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the
following mounts are now past due:
...... Monthly a ~ ~~l~[~O/~h~!~8 for November 16 2002 through January 16. 2003 = $2584.14
M°nthl3~ Late~s of $35.75 fo~ November 16, 2002 through December 16, 2002 = $71.50
Other charges (explain/itemiTe): ~100.00
...... TOTAL AMOUNT PAST_.DUE..
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do nnt uqe if not applleahle): N/A
[IOW TO C. IIRE ~ I~FICAIII.T _ You may cure the default within THIRTY (30) DAYS of the date of
this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO TFIF. LENDER, WHICH IS ~ PLUS
ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30)
DAY PERIOD. Pa?nent~ mu~t he made. either hv ca~h_ ca~hier'.q check certified check or money order made navahh:
Mark J. lldren & A.qsnclateo
1040 N. Kin_oa Hi_ohway..
Ch~r~. Hill: NJ
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of
this letter: (Do not n.~e ifnnt applicable ): N/A
IF ¥O11 BO NOT C. IIR1,. TgYF~ IM*,I*AIII,T ._ If you do not cure the default within THIRTY (30) DAYS
of the date of this Notice, · · · .
This
Page 3 of 6
means that the entire outstanding balance of this debt will be considered due immediately and you may lose
the chance to pay the mortgage in monthly installments. If full payment of the total mount past due is not
made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to
foreclose upon your mortgaged property..
IF THE MORTGAGE IS FORECI,OSED uPON - The mortgaged property will be sold by the Sheriff
to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency
before the lender begins legal proceedings against you, you will still be required to pay the reasonable
attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against
you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed
$50.'00. Any attorney's fees will be added to the amount you owe the lender, which may also include other
reasonable costs. · · . .
required to pay attorney'n fee,~
OTHER I,ENDER REMEDIE~ .. The lender may also sue you personally for the unpaid principal
balance and all other sums due under the mortgage. If your debt has been discharged in bankruptcy without
your having reaffirmed it, then lender cannot pursue this remedy.
RIGHT TO CURE THE DEFAIII,T PRIOR TO SHERIFF'S NAi,E - If you have not cured the default
within the THIRTY (30) DAY period and foreclosure proceedings have begun, you .qtill have the rioht to
cure the defanlt and nrevent the .qale at any time un tn one hour before the Sheriff'.q Sale_ You may dn~o hv
navino the total amount then na~t due_ nllm any late or other char~e.q then ~llt~ rea.qnnahle attnrnev',q fee,q anti
cn.qt,q connected with the fnrecln.qure ~qale and any other co.qts connected witl~ the Sheriff',q Sate a.q ~pecifie~l
in writing by the lemter and hy perforii~ing any other rea2firemenm under the mortgag~' Curing your
default in the manner set forth in this notice ~ restore your mortgage to the same position as if you
had never defaulted.
EARIJEST PO~,'qlRI,E SHERIFF,S SAI,E DATI?~ -- It is estimated that the earliest date that such a
Sheriff's Sale of the mortgaged property could be held would be approximately 6 months from
the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale.
Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any
time exactly what the required payment or action will be by contacting the lender.
HOW TO CONTACT THE I,ENT}ER ,
Name of Lender/Servicer:
Address:
Phone Number:
Fax Number:
Contact Person:
Saxo~c_e__s.., Inc.
P.O. Box 161489
_Fort Worth TX 76161-1489
~ 874-9516
N/A
Cu_s..gomer Service
EFFECT OF ~I-IFRIFI*,S SAI~E _ You should realize that a Sheriff's Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's
Sale, a lawsuit to remove you and your furnishings and' other belongings could be started by the lender at
any time.
AS~qlIMPTION OF MORTGAGE .. You may not transfer your home to a buyer or transferee who will
assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs
are paid prior to or at the sale and that the other requirements of the mortgage are satisfied.
Page 4 of 6
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, Upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. uDREN
/s/Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
Page 5 of 6
YOU MAY Al,SO HAVE THF. RIC~HT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS
DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT
HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE
THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMEs IN ANY
CALENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS,
TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION
BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRLTPTCY LAW.
CON~qITNIER CRF, F}IT COIIN~qEI,IN~ AC~ENC. IE~ ,~ERVIN~ YOUR COUNTY
CCCS of Westem Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
FAX (717) 541-4670
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
Community Action Corem of the Capital Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
FAX (717) 234-2227
CIIM'~ERI,ANI) Cf}lINTY
Financial Counseling Services of Franklin
31 West 3rd Street
Waynesboro, PA 17268
(717) 762-3285
FAX n/a
YWCA of Carlisle
301 G Street
Carlisle, PA 17013
(717) 243-3818
FAX (717) 731-9589
Adams County Housing Authority
139-143 Carlisle St.
Gettysburg, PA 17325
(717) 334-1518
FAX (717) 334-8326
Page 6 of 6
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VERIFICATION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904' '~relating to unsworn falsification to
authorities.
Mark J. Udren, Esquire, ESQUIRE
MARK J. UDREN & ASSOCIATES
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-01492 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DEUTSCHE BANK TRUST COMPANY
VS
PLESS WILBERT JR ET AL
KENNETH GOSSERT , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
PLESS WILBERT JR the
DEFENDANT , at 2000:00 HOURS, on the 3rd day of April , 2003
at 36 HOPE TERRACE
CARLISLE, PA 17013
by handing to
WILBERT PLESS JR
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18 00
3 45
00
10 00
00
31 45
Sworn and Subscribed to before
me this 2i~ day of
~ ~h33 A.D.
So Answers:
R. Thomas Kline
04/14/2003
NARK UDREN
By:
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-01492 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DEUTSCHE BANK TRUST COMPANY
VS
PLESS WILBERT JR ET AL
KENNETH GOSSERT , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
PLESS JUANITA I the
DEFENDANT
, at 2000:00 HOURS, on the 3rd day of April , 2003
at 36 HOPE TERRACE
CARLISLE, PA 17013
WILBERT PLESS JR, HUSBAND
a true and attested copy of COMPLAINT
by handing to
MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this ~l~- day of
V P~othonotary
So Answers:
R. Thomas Kline
04/14/2003
MARK UDREN
By:
SHERIFF'S RETURN
CASE NO: 2003-01492 p
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DEUTSCHE BANK TRUST COMPANY
VS
PLESS WILBERT JR ET AL
REGULAR
KENNETH GOSSERT , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
PLESS JUANITA Ithe
DEFENDANT
, at 2000:00 HOURS, on the
at 36 HOPE TERP~ACE
3rd day of April
, 2003
CARLISLE, PA 17013
WILBERT PLESS JR, HUSBAND
by handing to
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Additional Comments
DEFENDANTS DO NOT LIVE AT EITHER
31 OR 34 NORTH EAST ST CARLISLE.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this ~/~- day of
lorn3 A.D.
So Answers:
R. Thomas Kline
04/14/2003
MARK UDREN
By:
~ SHERIFF'S RETURN - REGULAR
CASE NO: 2003-01492 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DEUTSCHE BANK TRUST COMPANY
VS
PLESS WILBERT JR ET AL
KENNETH GOSSERT , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
PLESS JR WILBERT the
DEFENDANT
, at 20])0:00 HOURS, on the 3rd day of April
at 36 HOPE TERRACE
CARLISLE, PA 17013
by handing to
WILBERT PLESS JR
a true and attested copy of COMPLAINT - MORT FORE
together with
, 2003
and at the same time directing His a~tention to the contents thereof.
Additional Comments
THE'DEFENDANTS DO NOT LIVE AT EITHER
31 OR 34 NORTH EAST STREET CARLISLE.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this . ~1~3~ day of
0~ ~ A.D.
I ~rot~notary
So Answers:
R. Thomas Kline
04/14/2003
MARK UDREN
By:
~uty~ Sh~rI~t
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2003-01492 P
COMMONWEALTH OF PENNSYLVA/qIA:
COUNTY OF CUMBERLAND
DEUTSCHE BANK TRUST COMPANY
VS
PLESS WILBERT JR ET AL
R. Thomas Kline , Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT , to wit:
UNITED STATE OF AMERICA
but was unable to locate Them
deputized the sheriff of DAUPHIN
in his bailiwick. He therefore
County, Pennsylvania, to
serve the within COMPLAINT - MORT FORE
On April
14th , 2003 , this office was in receipt of the
attached return from DAUPHIN
Sheriff's Costs:
Docketing
Out of County
Surcharge
Dep Dauphin Co
6.00
9.00
10.00
25.50
.00
50.50
04/14/2003
MARK UDREN
So ans~~~~-~'~
Sheriff of Cumberland County
Sworn and subscribed to before me
this ~l~ day of ~
A.D.
Prothonotary
In The Court of Common Pleas of Cumberland County, Pennsylvania
Deutsche Bank Trust Company Americas
VS.
Wilbert Pless Jr. et al
SERVE: United States of America
No. 03-1492 civil
NOW, April 2, 2003 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do
hereby deputize the Sheriff of Dauphin
County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.~
Sheriff of Cumberland County, PA
Affidavit of Service
Now, ,20 ...., at o'clock ~ M. served the
within
upon
by handing to
a
and made known to
copy of the original
So answers,
the contents thereof.
Sworn and subscribed before
me this ~ day of
,20
Sheriff of
COSTS
SERVICE
MILEAGE
AFFIDAVIT
County, PA
NIH ~:Jll ".,' C
Mary Jane Snyder
Real Estate Deputy
William T. Tully
Solicitor
Dauphin County
Harrisburg, Pennsylvania 17101
ph: (717) 255-2660 fax: (717) 255-2889
Jack Lotwick
Sheriff
J. Daniel Basile
Chief Deputy
Michael W. Rinehart
Assistant Chief Deputy
Commonwealth of Pennsylvania
County of Dauphin
: DEUTSCHE BANK TRUST COMPANy AMERICAS
us
: UNITED STATES OF AMERICA
Sheriff's Return
No. 0787-T - - -2003
OTHER COUNTY NO. 03 1492
AND NOW:April 4, 2003 at
COMPLAINT IN MORTGAGE FORECLOSURE
UNITED STATES OF AMERICA
to DENNIS PHANNENFSCHMIDT (CIVIL CHEIF)
8:10AMserved the within
upon
by personally handing
1 true attested copy(ies)
of the original COMPLAINT IN MORTGAGE FORECLOSURE and making known
to him/her the contents thereof at 228 WALNUT STREET
HARRISBURG, PA 17108-0000
Sworn and subscribed to
before me this 4TH d?~ of APRIL,
PROTHONOTARY
2003
So Answers,
Sheriff of Dauphin County, Pa.
Deput ~hA--iff
Sheriff's Costs: $25.50 PD 04/04/2003
RCPT NO 177330
DB