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Home My WebLink About98-07049 l~ I~ I . I,," IQ ~ I~ I '" " ~ I i I I ~ I , <<: I~ , i '4- i -. '\.. . i~d I ~ . I ~ cJ \ 11 !-~ i <1 I '_ ~ i tJ \J ! ~ ~ ! ~ ~ : () 0 1ucJ i i ~ .... i \ ~ . - - . - ..::l ... <:::J <!l'- :,.. ~ ~ \3'- . ~ u,..::.;;.,'"eVICI' CERTIFICATE OF MAILlN.G_ MAY-BtiJ'SI:O' r.:oR DOMI':S-TI(; ANolN-ir-f1NA t-I{)-NAI t.1AIl. U('l~) NUT PHQV!D[ f'O.~ lNSURANCr --I'OS T MAS llll ."-----------_.._~.---. f.~m;lJl..f"j From: --'--------.---t...,-.....:.------~---...r-- '--1 \ . j / ) oj - .,{'.( . - . -.-------7---,-------;------:;-"'-- -- - :_/'" \ 1'/ 1_.1 /.f! Drill plueo o! ordinllry muil lld(ll~l~sl.ld to MELLON BANK, successor to , _COMMONWEALTH_NATIONAL BANK l 10 South Market Square /-Harrisburg,-PA ~_=1-7 l_~ 1 - PS Form 3817, Mar. 1989 _"- POSTAL SERVICE !:JJlTlFIl.:,8ILOJ_MALLJRG__ M Y BE USED FOR DOMESTIC AND INHRNA llONAl MAIL DOES NOl PI ~VIDE rOA INSURANCE-- POS1MAS1ER -----_._-~--_.--,_.__.- --.------.--. RecPlved rfom: ""'--~-"'---.-----'---- / "), I . ') .I } / .T~-:T---~'--- I.. .; ~ 1., .. .. I ;' .> I ---'-'- One ~Illce 01 Ordinary moil udrlrtl!;sed to MELLON BANK, N.Ao LegiITflfTIiTi'sl}e parcment---- nn_1iarkt--5_t!:,eJ"J:____,_______~_ tn. O. Box 7899 IPhH-a~e-lPh-ia-,-PA-.----l.9-H).1_i_B~9-- PS Form 38i7, Mar. 1989 . ,CERTlfW~I~_()EMAIUr~9 _J ~_i..Ql!Jf-L"iL~Y-.:.<.:rMfSilcr;_-r~D-\NllRt,;AlI0!~AL Mil.Il. DQ[S 1\;01 M,YBIUSWIOFIDO ',_ snR pJ<ovmr lOR jI\SU!~ANcr I'O~~~~.:_....__."._____.___ .... -_..._-~------ ,-----_._-----_._~._-~ R,!U"~'l'd ....orn. __ __ -.1-- __ ----- - - - ',/ 'J:' 0,11' PU"'I' <,' O!fj't\IIIV In"''! 1l(j(j"'~M,,1 III 1'1 SILVER SPRING !O\~N~IIIP"UTll~~- '6-475--CarTfsTc -I'1KC J 7055 HcchanlcsbUrg,- FA. .- ......-.. PS I .Im 38' 7, M,'ll 1 gr.'J " .r" " '" L") I 1 (l ,I. 1__ (1' VI _ J to :'/~ '~\"::16;';; ~.; 1lOH'ln -Ill'" , ,n 1- I I . -. :) ) C:J'i' I 1"""'\0> """"'111 .('J c:::J ft'; '-"'>" 1;;1-1 c! u ..' I :" ~ ~I :.', :.~ (j. <-' :" ") ~ l , . J " (// -n 0 :3 w CD ", ." (:J r " 0< C)';' .."" ,- m VI 1 ".. , LOCll ~ Dr:..;....p) ." "' U '-'vJC!<::>:"') oW TI.CJM:J c:::ltn '" .n..r:- ,- co t ., f;F) l~"") m -. " <":1 '" - " " , C 0 ~ " ~~ " ~ 0 in . < " . 6 , <" ~ " 11'1" 0 ,12 . ~ "T\~ ~ t>1 ~. " Om> ;; ~O ~ ..., 0 , ;;"Ul O:lt:" H ;; ~O m ~ C" > 0:'- 0 ~O ~ XZ 70 m 0 ::<:l ~ ri:!: mm W t'l - ,'" "'0 ~ t:" . b~ ~ On 00 >' ~ ~ " C'. ~I "'> 0 c:: ..., ~7 m Z H " '-' ~.~ '0 :n 0-'3 0 ~ t:;z -f ><: ~: ~ , .,~ - " ~ mm" >~ - n 20 \f.~ >:t- 0 6"" c:: I~ .. "-l zm :<l v ~o 0-'3 ::I: H ~" 0 0 F~ c:: z ,~~ 0> tIl "'v- 0- t'1 \"0 mr- ",- - _2 0(,") ~ 1"1' I , : 'I ~I) ~~/ *1l U.S. PQSTHGE PtilD w L !1HHSK H . Pt, I ,', , 0' J:!, J8931 .. JUl. 30. '93 .-J ell ~ ~'c.'!. ~'~_l, :!.'.'.I. HMClLH~1 ~-~IT;':~~' .l~.. In ".""""'''' 00' (. '-l~'~i:~.;~t-? ~1i1 $0,60 .. -C."1-- ), (;f)- n OQur ,.d Tj '"S" u co , --, 00055859-01 I~~.\.:.. '.] :.oj" " "\' ' .. , :1' >- a \ r0 0: .. <" I'~ - , .. ,(~) , r "j' e ~''--l C; , ! lJ. I.;.. _"' . , u.:. I , .' - , , ""..... lL ~ "(o\ C) .:.;' (..) MARKOWITZ , MARKCWITZ By: Andrew L. Markowitz, Esq. ID . 28009 PO Box 373 Lahaska, PA. 18931 215-297-0411 Attorney for plaintiff COMMERCIAL CREDIT PLAN CONSUMER DISOCUNT COMPANY 7467 New Ridge Road, Suite 200 .'Hanover, MD 21076 VB. KEITH A. HANFORD 430 East Main Street Dal1astown, PA. 17315 -and- RIlONDA L. SOLOMON HANFORD a/Kia RIlONDA L. HI'.NFORD 202 llogestownRoad Mechanicsburg, PA. 17055 IN THE COURT OF COMMON PLEAS OF CUMBERLAND . COUNTY 7(- DIVISION 70 4-1 (l~~~GL TER~. No. IN MORTGAGE FORECLOSURE CIVIL ACTION NOTICE AVIS 0 You bave been lucd In court. If you wish 10 defend La ban demandado a ustcd en la corte. SI u.ted against the claims let forth In the following pages, you qule", defenderse de est.ts demandas expuestas en las musttake action wIthin Iwenty (20) daYI after this com- p:lglnas .lguJemes. uSled l1ene ve1nte (20) dlas de plazo plaint and notice are lelVed, by entering . wrlnen a! partir de la fe<:ha de la demanda , !a notlficacl6n. appearance personally or by anomey and filing In wrlt- Hace falta 3Sentar una comparenda e-.crlt.t 0 en penon a Ing with the court your defenses or objectionl to the 0 con un aoogado , entngar a la corte en forma e.crlta claims set forth against you. You are warned that If you 'IiUS dcfensas 0 IUS obJeclones a las demandal en contra fall 10 do 50 the case may proceed without you and a de IU persona. Sea avisado que sJ usted no sa deficnde. judgment may be emered agaln.t you by the court with, fa corte tamar:! medidas J pucde continuar I. demanda oul further nouce for any money claimed in the com- en contra luya Iln pre\1o .\150 0 notificacl6n. Adem:ls. plalnl or for any other claim or relief n<juested by the la corte puede decldlr . favor dcl demandante , requfere plaintiff. You may lose money or property or other rights que usted cumpla con lodal I"" provlslones de "sta important 10 you. demanda. Usted puede perder dln"ro 0 IUS propledades YOU SHOULD TAKE THIS PAPER TO YOUR u otros derechos Import:uJtes para usted. LAWYER AT ONCE. IF YOU DO NOT HAVE A LAW. LLEVE ESTA DEMANDA A IJN ABOCADO YER OR CANNOT AFFORD ONE, GO TO OR TELE. IMMEDlATAMENTE. 51 NO TIENE ABOGADO 0 51 PHONE mE OFFICE SET FORni BELOW TO FIND NO TIENE EL DlNERO SUFlCIENTE DE PAGAR OUT WHERE YOU CAN GET LEGAL HELP. TAL SERVICIO. VAYA EN PERSONA 0 LLAME POR _ -- TEUFONO A LA OFlcmx" CUY A DlRECCl6N SI:: LAWYER REFERENCE SERVICE ENCUENTRA ESCRlfA ABA,JO PARA AVERlGUAR CUMnERI~AN6. COUNTY 'BAR ASSOCI lIT I OtPONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. 2 LIBERTY AVENUE CARLISLE, Pi\. 17013 TEL: 717-249-3166 1-800-990-9]08 SERVICIO DE REFER.!::"<CIA LECAL 2. Defendants. KEITH A HANFORD and RHONDA L SOLOMON-HANFORD. a/k/a RIIONDA L. IIANFORD. arc the real owners and mortgagors and grantees in the last deed of record to the hereinaller described real estate located at 202 1 Iogestown Road. Silver Spring Township. Meehaniesburg.PA 17055. Tax Parcel #38-21-0289-012. Detendant KEITH A. HANFORD resides at 430 East Main Street. Dallastown. PA 17315. Dctendant R110NDA L. SOLOMON-IIANFORD alk/a RHONDA L. HANFORD resides at 202 Ilogestown Road. Mechanieshurg. I' A. 17055. 3. On December 7.1995. detendants executed and delivered to plaintitl'a mortgage upon the premises hereinaller described as security f(lr the payment by delendants of certain sums due and owing by them under a promissory note executed by them on the same date in consideration for a loan made to them by plainlifl Said mortgage is recorded in the Otlice of the Recorder of Deeds in and t(lr Cumberland County in Mortgage Book Vol. 1295. page 398. and is incorporated herein by refercnee by virtue ofPa. R.C.P. 1019(g). 4. The aforesaid mortgage has not been assigned. 5. The premises subject to the at(lresaid mortgage is described in Exhibit "A". which is attached hereto and incorporated herein by reference. The address of the mortgaged premiscs is 202 I10gestown Road. Silver Spring Township. 'Mechanicsburg. PA 17055. Tax Parcel #38-21-0289-012. 6. The ai(lfCsaid mortgage is in detault because the required monthly payments due under the terms of the alilresaid note and mllrtgage have nnt been made iilr the months of June. 1998 thr<lugh the present date. By the terms nfthe said ml1rtgage. upnn breach and f:lilure to cure said breach aller notice. all sums secured by said m0l1gagl' shall be immediately due and owing. -:> ACI' 91 !'lOTlU: l'AKI<: ACTION 1'0 SAn: YOlm 1I0MI~ "1l0M "OIlECI,OSmlE The Commonwealth of Pennsylvania's Homeowners' Emergency Mortgage Assistance Program may be able to help you. Read the following notice to find out how the program works. If you need more information, call the Pennsylvania Housing Finance Agency at 1-600-342-2397. La notificacion en adjunto es de suma importancia, pues afecta su derecho a continuar viviendo en su casa. 8i no comprende el contenido de esta notificacion obtentga una traduccion immediatamente lIamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionado arriba. Puedes ser elegible para un prestamo por el programa lIamado "Homeowners' Emergency Mortgage Assistance program" el cual puede salvar su cas a de la perdida del derecho a redimir su hipoteca. A(~T 91 NOTICE IMPOIlTAN1': 1'101'10: OF 1I0MlmWNlmS' EMERGENCY MOU1'(;A(;J<: ASSISTANCE I"UOGUAM PI,EASE In:A)) TillS N01'1(:J~. YOlII\1A Y BE f:JJGIBU: I,on I'INANCIAI. ASSISTANCE wlllcn CAN SA Vf: YOllU IIOME FROM FOnECI,OSIIUE AND IIEU" YOlI MAKE FUnJUE MOIlT(;,\GI<: I"A YMf:NTS. Re: Account Name: KEITH A. HANFORD Date: November 9,1998 RHONDA L. SOLOMON-HANFORD Address: 202 Hogestown Road Mechanicsburg, PA 17055 Account No. 4411306 TO: FROM: KEITH A. HANFORD and RHONDA L. SOLOMON-HANFORD TRAVELERS BANK & TRUST, fsb, d/b/a COMMERCIAL CREDIT PLAN CONSUMER DISCOUNT COMPANY You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control. you have, a reasonable prospect of resuming your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read all of Ihis Notice It contains an explanalion of your rights. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of this meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. This meeting must occur in the next thirty (30) days. If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceedings in mortgage foreclosure may take place for thirty (30) days after the date of this meeting. The name, address and telephone number of our representative is: Andrew L .Markowitz, Esquire Attorney for Travelers/Commercial Credit Suite 200 Commons Corporate Center 7467 New Ridge Road Hanover, MD 21076 Telephone number: 215-297-0411 The names and addresses of the designated consumer credit counseling agencies are shown on the attached sheet. It is only necessary to schedule one (1) face-to-face meeting. You should advise this lender immediately of your intentions. Your mortgage is in default because you have failed to pay promptly installments of principal and interest, as required, for a period of at least sixty (60) days. The 10lal amount of this delinquency is $4,409.22. That sum includes the following: Regular payments for Ihe months of July through October, 1998, in the amount of $883.14 per month, plus a partial payment for the month of June, 1998 in the amount of $286.79, plus late charges in the amount of $329.87, and plus title search and appraisal fees in the amount of $260.00, Your mortgage is also in default for the following reasons: . (use this paragraph only if applicable) If you have tried and are unable to resolve Ihis problem at or after your face-to-face meeting, you have the right to apply for financial assistance form Ihe Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill oul, sign and file a completed Homeowners' Emergency Assistance Application wilh one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application to the Pennsylvania Housing Finance Agency. Your application must be filed or postmarked within thirty (30) days of your face-to-face meeting. It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. Available funds for emergency mortgage assistance are very limited. It is extremely important that your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Agency of its decision on your application. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street. Post Office Box 8029, Harrisburg. Pennsylvania 17105. Telephone No. (717) 780-3800 or 1-800-342-2397 (toll free number). Persons with impaired hearing can call 1-800-342-2397. In addition, you may receive another nolice from this lender under Act 6 of 1974. That notice is called a "Notice of Intention to Foreclose". You must read both notices, since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercise your rights described in this notice, you cannot be foreclosed upon while you are receiving that assistance. Very truly yours, TRAVELERS BANK & TRUST. fsb, d/b/a COMMERCIAL CREDIT PLAN CDC By: Andrew L. Markowitz, Esquire Title' Attorney Enclosure: List of Consumer Credit Counseling Agencies NOTE: pursuant to the Fair Debt Collection Practices Act, if you dispute, in writing, this debt or any portion thereof, we will obtain and mail to you verification of same and the name and address of the original creditor, if different. If you do not dispute this debt within thirty (30) days after receipt of this letter, it will be assumed to be valid. This communication is an attempt to collect a debt. Any information obtained hereby will be used for that purpose. C()LlI~lIl1" ('0 II NT\' \ \ eees of Northeastern Penn,'"I\'ania Hum.,n Sel'\'iees Building 5~1 Wyoming A\'enue. 1'.0 Bo, Ii,X S<;r.u1Lon. PA IM5111 (7171 ).12-11172 OR I_XIIII_'ln-')S,7 FAX # (717) H2-M1I411 '\ I \V :\1arkl..'t Slrc~: Wilkes-Il;lIre.I''\ IXill2 1717\ MII.IIX17 OR I_XIIII_'J22_'IS17 FA); # 17171 XII-17MS \.. '.' " , I . I Commission on Economics Opponlll1l1y of LlIlcrnc County 16) Amber Lane Wilkcs-Barrc. PA IX7112 (717) M2(,~15111 OR I_MIIII-M22-II'S'1 FAX # (7171 M2'J-I(,(.S--CALL BEFORE FAXING (7\1)455-1'1'14 HAZELTON FAX # (7\7) 455-51,11..CALL BEFORE FAXING (717l M)(,-4I1'111 TUNKHANNOCK CHAWFOIUl ('O\I'1TY Booker T Washington Cenler 17211 Holland SlIeel Erie.PA 165111 (XI~1 ~"-57~~ FAX # IMI~\ 45'-574'1 Greater Eric roml\lt1nlt~ ActIon COlllmiltcc I X West '!TH SIr""t Ene. I'A 1,,"11 tX14) 45')-45X\ FAX:; ,:-H-l1 '~:'(l-o'()l John F. Kennedy Cenler. Inc 2021 E:"t 2111h Slreet Erie.PA 11,5111 (X141 X'IX~141111 FAX # tXI41 X'/X-1241 ShCllaJll!O Valky Urball Lc;q!lIc. I1\C hili lndi:lll:I :\\Clllll.': F:HTdL PA 11.\:\ t-l t~~ t.l~I_.qltl nl"IlFHL\~1I ('OIINTY eecs of Western PennS\ l,am,1. Inc 2tllXI Linglesto"n Road H:1msburg. PA 171112 (717) 541-1757 Filtam.:wl Counseling. SCfYU.:CS of Franklin 11 \\'l.'~1 Ird Streel W:l\nc~horn. PA 17~ClX n Ii) ';'112. ;~X~ Urn:1Il Lc;lple of ~'"lropoltl"nll"n "blll~ N. Mil Street H;trnshurg. PA 1-:\~ll (7\7) 214- "125 FAX ~ (717) 2'1-'I~"1 YWCA of C:1I Itslc illl G SltcCI CJlh~lc. p:\ lillll {illl :~\.;XIX FAX;4 (...\...) 7il~II~X'~ COtl\lt\lInu\" A":1Ion rllllH1l1~SIOn (II th(' 1,....\pl\:11 H~~I\)lI 1514 Dc", SltCCI HalT"bllr~ PA 1-\111 litil~J2.'I7~i f k"\#lill,~,~.2~~i 111\: "..'II11"" 1\ :1ll1:1 ji,'u;;;iiii' : ::~:::~...;:: .\~~:l'..'. '. '\11 h; : ~.llo II~:J n l\ liRE f. .:1 , ' ' ~ . 1":' ,VOTIl-T OJ'IN'J'Jo,'N'I10!V ]'0 HJJIECUJ81l J7IOII'/'(;,U;E TO: KEITH A. HANFORD and IHlONDA L. SOLOMON-HANFORD ACCOUNT #4411306 DATE: Novemher 9, 1998 The MORTGAGE held by T1U VELERS BANK & TRlIST, fsb, d/h/a COMMERCIAL CREDIT PLAN CONSUMER DISCOUNT COMPANY (hereinafter "we", "us", or "ours") on your property located at 202 Hogestown Road, Meehanieshurg, PA 17055, IS IN SERIOUS DEFAUL T because YOII IIave not made tile molltll{v paymel/lS ill tile amO/lllt of $883.14 eacllfor tile nwntlls of July tllrougll October, 1998, pills a partial paymel/l ill tile (mlllullt of $286.79 for tile nwntll of June, 1998. Late charges in the amount ofS329.87 and litle sean~h and appraisal fees in Ibeamount of$260.00 have also accrued to Ihis dale. The lolal amounl now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter, is $4,409.22. You may cure tllis defalllt witllill THIRTY (30) DA YS of tile date aftllis letter, hy payillg to us tire above amoullt of $4,409.22, pillS allY additiollalmol/lll{l' paymellts alllllate cllarges wllicll m{~l' fall due durillg this period. Such payment must be made either by cash, cashier '.I' clleck, certified dteck or mOlley order and ll13de at Suite 200 Commons Corporate Center. 7467 New Ridge Road. Hanover, MD 21076. !fyou do not cure the delimit within THIRTY (30) DAYS, we illtelld to exercise ollr rigllt to accelerate the mortgage paYlllI!llts. This means that whatever is owing on the original amount borrowed will be considcred due immediately and YOllmay lose the chance to pay otfthe original mortgage in monthly installments. Iffull payment of the amount of default is not made within THIRTY (30) DA YS. we also intend to instruct our attorneys to start a lawsuit to f(lreclosc your mortgaged property. If the mortgage is foreclosed. your mortgaged property will be sold by the Sherijfto pay otfthe mortgage debt. Ifwe refcr your case to our attorncys. but you cure your dduult befllre they begin legal proceedings against you. you I~ill still have to pay the reasonable attorney's fces. actually incurred. up It) S50.0n. However, iflegal proceedings are started against you. you will have to pay the reasonable attorney's Ices. even if they are over $50.00. Any atton1ey's fces will be added to whatever you owe us. which may also iru:lude cur re;lSonllb!e costs. lfj'lJu cure the default wi;fIill thc tllirty (3a) day pcriod, YOII It'ilI /lot be required to pay attorney 's fee~~ We may also sue you p'~Tsonally t'lr the unpaid principal halance and all other slims due under the mortgage. (fyou have not cured the default within the thirty (30) day period and t(lreclosure proceedings bale begun. you still hal'e the rigllt to cure the default alld prel'ellt the sale at allY tifl/e up ol/e (1) hour llefore tile Sheriff'sforeclosure sale. }'au may do so by payiflg thl! total allloullt of tile IIlIpaid /flOllthly payments plus any lafe fee.s or other charges thell due, as well as thl! rea.\'(Jl/I/b!e aUo",ey \- fus and costs cOllllected witll the forecfoIllre ~'ale alld perforlll allY other reqlliremell!S uflder the IrIOrtgage. It is estimated that the earliest date that such a Shel'iJrs S:Jle could be held ,,"ould he approximately April I. J999, A notice o(the date of the Sherin's Sak II ill be sellt \0 ynu helllre Ihe sale. Of course. the exact amount needed tn cure lhe defuult will inercase tl1l' longer you wail. You ml~ lind out al any time IIhat the reLjuired payment II ill he by callin~ Andre\\' I. .~larko\lilz. Esyuir,' allhe following number: 2 J 5-297-0411. This pa~ mel1l must he in ctJ.\Ir. Ctl.\Irh'r\ ch,'cli. cert((i,'d cl1ecli 0' moll/!yorder. :Jnd made pa~ahk 1<) liS at the addres:i stat,-d ahole. ;:J ~ u') ~ ~~~ ~ Ll? ~ M u~Q ='...~ ~<::') (").__1 - 0;~ - ",'" ,)...;1: 0- -~ ~ 'K' ~J""" 0 .,~ s: .::r ~,..tn * i ':':1' ')Z N'\ "-m - ~t.' W i~JL !'\> O::'J" r- F LLJ [go... 0 .'" "<) 'L- eo ::J V" Ip 0 0" U r\ @ ~ €)r- ~\~ I ^~VJ.-()~~HJ.mld .................... 1~~tit.~6J. bb 6l'...........~J":i)T.;.<pJ...- . . , . .... i \0 ~ N c;, 5..... r O~ '''i ~ (,) ~;~ ~ ~ o~ ., ~ \0 -:~(f) ill~ L'U CP fE I.Ll ...... . u. 0- S 0 en . , .. , , In The Court of Common I'll-as of ('ulllhulalld ('01l1l1\', Pennsylvania . . . .. "' . Commercial Credit: Plan, ,,\., ,11. "..J "S. Rhonda L. Solomon 11;1I1fonl, ;I(k/" HI""".!" J.. 11'lIllonl :-;". 'J'~:'()~'J _~ i v~_] 19_ Now, 2 (16( rfi Dauphin ' _ 19__, I SIlFlUFF OF Cl.:~lHEHLA~1l C()\J~TY, I'A d" hereby .lepllli/.e Ihc Shcriffof Coonl)' 1tI .'wcul.' thi' Writ. Ihi, depuHlliou hciu~ l11'UIc;l1 the I'equest ,md risk of the Plaintiff. ..~ /!.f /~(:.f ..... (:.. t - ~., .4' /oV ~.;;"" tf"'\....~ (",..; ,..... i,' ,-,...,' ~"""~'" .../ ~ ~.."'r-'" - ... ."-' ,~ .... ! SheriffurCumherland County. Pu. :\ f1idayit of Service 1<) .at o'clock :\1. sel'"ed the No\\',,___...... within_..------ upon at ...._..m......"._.. ~ ..--...-.---- a true and and m:tde known to -_."_.,-"...- --..--...-.-...., by h3ndin~ to _'_'" attested copy nf thi' (iri~in;ll d .. I Ill' rnlltl'lIl~ tlll'n'llf'. .._~_.__._._--- '-"'~"-'-'---"-- ~n :1 n~;\' en", :--hl'riff of County. (la. ( (lSrS "I"ll n ,lllIt \11"'11 t1.. " h 1.11 \' sl 1l\'I([ ___' S \111.1'\(;[ 1111' III I ~ ,1.1\ "I I" \ITlll,\\'l'r s ;. ~ ~~\'1'~1X~. ~ ~,~~ I, ...._~-"'~ ' :!<"".~. OFFICE OF THE PROTHONOTAR Y COURT OF COMMON PLEAS :q;o l1OC:\:iIJ(X"".'tl{:~X;.(:~)il!.'UK~)(.Xllx.:{MX* COURTHOUSE, CARLISLE, PA. 17013 JO)I K)Ql{ X l1J(1XlX XIX. PROTl.10NOTA.RY . KEITH A. HANFORD 430 East Main Street Dal1astown, PA. 17315 . COMMERCIAL CREDIT PLAN CONSUMER DISCOUNT COMPANY VI:., KEITH A. HANFORD and RHONDA L. SOLOMON-HANFORD a/k/aRHONDA L. HANFORD . i);]~" rlr' :Jrll.ir~r': MARCH 18, 1999 C'enit'ied \J..lil 010. coun OF (,O\I\ION I'LLIS (j(}{t{IXr1r.{OO}4}{ COI:nt'.) CUMBERLAND '1\;) I'm. t ~1 ~(). 98-CV-7049 IMPORTANT NOTICE NOTICE, RULE 2:17.1 You flt'C in (~Qf:~IJ/l bl:l';111,-':t) ""011 !;:iVl' j'uill'd to tak\~ ;lct:on ~'(lqlJit'(~d oj' ~.'r)l) in ~j;j..: ":!:-:('. Unless YOll ,)l't '.vi1Ilin t/~n (] I)) r~;l'.-': i':'()rrl till' date or IJlis notk(" ,1 jlH:!.2:nh:nt :11:1V ~(.' \.'nt(,!'pd against ~~OLJ 'Nit!lOllI :j hl~:lJ'in~~' :l!l(l \'1)11 Illil\' lose VOLlI' ;)!'OD{:!":; or' (11hl?" il1!iJnl't:~nl !'j~'!:L~'. You .-;/lOlJld Like thi:.; nqlkl' 1i);1 ];l',V$'!' ;11 once. If ~'()ll do not huvC' :1 l;j"\'\('!' ,)1' 1';lfll1l)l affol'd one. 2:0 10 Qt. td(?phl;I)\: l,!W :$ll~)I\'- ing of!'k() to find 1)111 ',\'lh~!'(' I.,'()I: (';In _:-r~1 h'~:':l! 11elp. NOTICE: This law ~ir~ is a de~'t collector and is atte~pti~g ~~ ~ ...... " +- l' +- ~ .:.:;' ~ ~..(::> ~ ~ ] i COi~ec... a ceo,- en p a~n....___ ~ .... ........... ?nv :.nfo.r:natiar: obtai:1~d 'will ::\~ '.lse':.::. .. L,:',\", ('I' 1{<I!\'!'fl!1I'\' ~('r'Vl('\' NOTIFIC,\CION IMI'ORTANTE t; ~1('~1 ":1' 1_'Il('11\'nt t','! 1;11 (;'Ll(~O de :'~~b/~Ie~i;\ 001' nl) l1;lt1e!' L()nl;ll'lO ];! :p'~'jf)l) l'r?ql1il'ieju c~e .-;11 D<I:'tl> "Il 1:"'1 t' !'.'I:-I). \1 no tornal' lu ;ll~('ion <!pbi(i;] I~ent:.() r:,: lin :,)!':ni/ll) (jc: (jj~'z (Ill) dia:~ I~(' (~~l,'J nolirj(,:I(~iC)I1, 1'1 li'ibllnil pod!'.'!. ~'in net:e...;j- '~nd ;_~(' i'ijJi1pill':!r'_'~'{'I' ~1;-.;lt.:d 1.:11 t'OI't~-; n 1?;-;(:lJCI1,JI' ;))'I;IJt):l ')l!_~'lll1~j, dj":;J!' "{'>nh~lwiil l;11 ,"11 contra. Il:~tl?d j)11Plje ;Jel'r~(l:' bi(:ni.?:-: ot1'0,";: r~el'(_lt~!1o~: : m!)l)!'\:lI11C'''. !)c'b(> l1(~v;"!l' ~;~L) notifk:lcion 1m :!!)<)!~"'Il:O irnm,',:i;lt"lnwnl+.' ..;:j u'.:;ied nQ li~-'nt~ <'lh()~.:::H;(), <) ..;j nl) tifl!W dine:'o":llrjl~i(~nll? D;i!':j ~;ll 't'l'','jl'jl), ',';1\:1 "Tl Dj?!'~~()n;J I) 11a111(,' ~)l.'!' ~ l'I\'I'.:nl) 'l ]" .)I';,':n;). ,'~J\:I l:il'(",'r'il)n..;e ';f'1I"i('nt!"'j ''>'~1'~'1~ ,j ,~~):IJ(\ :;;:i)':1 :l\'l)!'~'S'i;i:I' ':O!1r](:l ;,' ~IH)'~+" "',n":I<'1,1:' '.I-il:'!1I'i,,: lC'_~';lL ::.......... s1;ch pl.:rpcs2. :-;\~~'VI":I) U., j{'.-'!"'!'C.'nl'!:l Ltl:.:::.r] 'XXJOll(K:;;lll~.Wl;~:\;l(."X>l,:~:1~;';':". C urq lJERL;\N D CO lJNTy:n,x..'MX:DJmHMXSX:~ii;.;;x:~)\,. , ~!!!!,~:{~)(X:j;IllK:;};X:BK B;"R ;\SSO( IATION >:~~:tx:tXC=Sl;~"':t ""Xx=~'){x.~'l>:};~;(.x;<'J<:;W''''''''''~.- x-",- .." ~ 1\:-;.:..00..... ~~.. ~ .... ~ ... .' ~ ..... "- ,'"I\.\~..u."'io.{:.; :: LIBERTY /\\lE ';-::xx:o(~O{x.;':...)Jx:s:i. '); . '0.. ~ ~,..'. )~:~:<:r.H:1j ('1'115'" ')' )-')J1 :.:~:i:01~~;1l1 J\ ~\ oJ. ....'l~, J ,.... . /" ,..) TEL: 71.~-::49-3166 O!:- 1-80U-(]90-~~108 ": I -I: I: \ '.' \. \, ': i_ ,;' ":';( i',....: ! l\ I :\ '. ", I.: ", .:--: ',I" :-:j \.~' ' i : :":..::~:':" ,_c ",' :.... ',1, ,. '-' "," ..._~ " ,.. ::. ~:: '.: ';"'; .:. .:. ' ' ., . ., .~,! :: " .;'.., '-- ,..., '<,(,'r:' .. , \ I \ i I I I , ! ! \ I \ \ \ i ~ UlQ N (.) c.~ :c .~e;iE a... o Ln .,' R: I "'a:~ ~. ~ ~ f?; "'- '~:)<j Cj~ C):i' CJ~ ".ft; ffi~ met ,. -< a ~ '\ ~ ~ . '. ~ ~ ~ ~ ~~ IV) ~\ " ~ ~ ~ .. .. .. >- C{) ~ ~ - \-- .. ,.- UJs2 - ~)...(' ( ).'. L)::, ~-U (.): (' .J..,.' :.:.=C .l.,'.l. r:;j~:~ C'~'"~' S" -or.. . en '..,'(/"J JI.". .:\r~ [(: ~,' Sj 10. -J 1_1__ ,~, ,',. t.:) :'J c" U ~ 1i. 9 il .- sf} Jf-B 1~ ~ J: .to~o ,~~) ~ <3 0 . 11- 11- 1l-1;l\. 'asS.cJ ~ o () rjf@ ~~~ tD (() 0 ..' -:r"- . 0 a:t-:t ci) ~ (j 3.3 Ctl ~ _' ~ -f4 ~ 1 u . o. YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE TO PREVENT THIS Sheriff's sale you must take immediate action: 1. the amount of you must pay, 215-297-0411. The sale will be cancelled if you pay to the judgment plus costs. To find out how you may call Andrew L. Markowitz, Esq. at plaintiff much 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. YOU MAY. NEED an attorney to assert your rights. The sooner you contact one, the more chance you will have of. stopping the sale. SEE NOTICE below on how to obtain an attorney. YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling the Sheriff's office at 717- 240-6390 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if that has happened you may call the Sheriff's office at 717- 240-6390 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money that was paid for your property. A schedule of distribution of the _m~ bid for your property will be fi~y the Sheriff within thirty (30) days of the sale. This schedule will state 1<Iho will be receiving that money. The money U') tJ' U') rn 0 ~ <- U') U') r-i '" U') N 'Cl . ..., r-i CO <- rtloO: ..... M N r-i 011< ~ 0\ :>< 0 0 CO 0:: 0 co rn a- Z 0:: , .><: r-i < ~ 00: 0 0' N i:: t1> !-1M t1l If ZI1< ~ c:: r-i :3 !-I ctl<- .r-i ....l :H5 Z 0 r-i o ~ ::;::MoO:r-i t:l. . 'Cl00: +>.0 11<'" l- .... I1<U I=:~ .... Vl Vl Vl V} V} V} Ul rn . X 0 Z rtl I 8 QJ U ....10 ' I E-<E-< Z 0'..... ~ctl<- 0 HZ 00 Q) o i:: ~ '><:0\ ::;: 0::> 0::::;:: >< :I: rtl Q) .rnN ::;: ~o 00 .<:: !-IOctl I 0 O::U ~...:I ~ N U 'Cl .<::U') U UUl ~ ZO OQ) <:: . ctlr-i H ~ oO:Ul ..... 0\ N::;:: 00:11<...1N ex. 0\ ....10 :I: 0 0\ :>- 0 '" ::So:: ---- >- :I: 0 ....:1 .... 0\ 0:: !- Ul >< <- UW 00: .... '. 0 QJ Q) E-< I 0::::;:: .0: ... '" >- '" 0 0:: Ul <:: ~ !- ~ :> ~::> :I: 0 8 :I: '" ~ p.. 'M !-I ::> U ~~ E-<Z l- I- 52 w e 0 0 I HO Ol !- <( 0 w <( ::> QJ ..., U co 00 ~:I: c.u v; 0- 0:: :I: I- 0 l-I ..., 0\ uu :';0:: 0 W 0- Vl Vl '" 00: 0:: V) Vl ....l W E l- f-- <( f-- 0 U', Vl .; W ~~ 0 0 '" 0:: l) U Commercial Credit Plan Consumer Discount Company -vs- Keith A. Hanford and Rhonda I.. Solomon-Hanford In the Court of Common Pleas of Cumberland County. Pennsylvania No. 98-7049 Civil Robert L. Fink, Deputy Sheriff who being duly sworn according to law, says on July 7,1999 at 8:50 o'clock 1'. M. EDST, he posted a copy of Real Estate Writ Notice Poster and Description in the above entitled aetion upon the property of Keith A. Hanford and Rhonda L. Solomon-Hanford located at 202 Ilogeslown Road, Mechaniesburg, Cumberland County, Pennsylvania. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description. in the above entitled action upon one oflhe within named defendants to wit: Keith A. Hanford, by Certified Mail Return Reeeipt Requested, Restrieted Delivery, Deliver To Addressee Only to his last known address 430 East Main Street, Dallastown. Pennsylvania. This letter was mailed under the date of July 7, 1999 and received by Keith A. I lanlord on July 17, 1999 the return reeeipt card signed by Keith Hanford. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Rhonda L. Soloman-Hanford, by Certified Mail Return Receipt Requested, Restricted Delivery, Deliver To Addressee Only to her last known address 6640 Ckarfield Stred, Ilarrisburg, Pennsylvania. This letter was mailed under the date of July 7, 1999 and received by Rhonda L. Hanford on July J 0, J 999 the return receipt card signed by Rhonda L. Hanford. R. Thomas Kline, Sheriff who being duly sworn according to law, says he made diligent search and inquiry for one of the within named defcndants to wit: Rhonda L. Solomon-Hanford, but was unable to locate her in his bailiwick. He therefore deputized the SherilT 0 Dauphin County, to serve the within Real Estate Writ Notice Poster and Description according to law. Dauphin County Return: and now .luly 8.1999 at 5:20pm served the within Notice of Real Estate Sale uJllln Rhonda Solomon-Haniord by personally handing to the dell a true and attested copy of the original Notice ofJ~eal Estate Sale and making known to her the contents thereof at 6640 Clearfield Street, Harrisburg, I'A. So answers: J.R. Lotwick. Sherin: R. Thomas Kline. Sheriff, who being duly sworn according to law. says he made diligent search and inquiry for one of the within named defendants to wit: Keith A. Hanford. but was unable to locate him in his bailiwick. I Ie therefore deputized the Sheriff of York County to serve the within Real estale Writ Notice Poster and Description according 10 law. York County Return: served Real estate Wril Notice Poster and Description on July 2 I. 1999 al 2:35 P.M. Upon Keith Ilanford by handing to Marianne Hanf(Jrd. Wife at 430 Estate l'vlain Street. Dallastowll. 1'1\. So answers: William M. Hose. Sheriff. R. Thomas Kline. Sheirfl'. who being dnly sworn ael'llrding to law. says hl' served the above Real Estate \Vrit Notice Poster and Description in the j(Jllowing manner: The Sheriff mailed a notice of the pendency oflhe aetionnJlon one of the wihtin named deli:ndants 10 wit: Keith A.llanford. by rl'gnlar mail 10 his last known address 430 East ~. ~ame and au dce~s of ~eg< othec pec~oD of u:hom the P'laintiff ha~ knou:ledge who has any interest in the property which may be affectt'tl by the sale: ,i Name: DOMESTIC RELATIONS SECTION COURT OF COMMON PLEAS Address: I If address cannor be reasonably ascertained. please 50 indicate) Courthouse Carlisle, PA. 17013 (Anach separate sheet if more space is needed'l I verify that the statements made in this aID davit are true and COl7ect to the best of my personal knowledge or information and beli<:r llillderstand that talse SL:!h::mems herein made are subject to the penalties of IS P,.l.. c.s. section ~904 relatmg to unsworn falsirication to authorities. MAY 12, 1999 Date Plainnff Andrew L. Markowitz, Esq. ... XOU MAY BE ABLE TO PREVENT 'I'HIS SHERIFF'S SALE TO PREVENT THIS Sheriff's sale you must take immediate action: l. the amount. of you must pay, 215-297-0411. The sale will be cancelled if you pay to plaintiff the judgment plus costs. To find out how much you may call Andrew L. Markowitz, Esq. at 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. YOU MAY NEED an attorney to assert your rights. The sooner you contact one, the more chance you will have of. stopping the sale. SEE NOTICE below on how to obtain an attorney. YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling the Sheriff's office at 717- 240-6390 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if thilt has happened you may call the Sheriff's office at 717- 240-6390 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the ow~er of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money that was paid for your property. A schedule of distribution of the _m~ bid for your property will be fi~y the Sheriff within thirty (30) days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with that schedule unless exceptions(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERENCE SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PII. 17013 TEL: 717- 249-3J.66 1-800-990-9108 -"" --