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Green Trec Mortgage Scrvices Assignce
Of American Mortgage Reduction, Inc.
-vs-
John L. Miner and Vickic S. Miner
In thc Court of Co mill on Pleas of
Cumbcrland County. Pennsylvania
No. 98-7055 Civil
Richard E. Smith Deputy Sherift~ who bcing duly sworn according to law. says on
January 10,2000 a19:25 o'clock A.M. EDST, hc postcd a copy of Real Estatc Writ
Notice Poster and Deseriplion in the above enlitled action on the property of John L.
Miner and Vickie S. Miner located at 274 Whitmer Road, Shippensburg, Cumberland
County, Pennsylvania according to law.
R. Thomas Kline, Sherift~ who bcing duly sworn according to law, says Ihat after due and
legal notice had been given according 10 law, exposed Ihe above described premises at
public venue or oulcry at Courthouse, Carlisle, Cumberland Counly, Pennsylvania on
March 1,2000 at 10:00 o'clock A.M. EST and sold the same to Attorney Jill Winkea for
Conseco Financial Services, Corp., s/i/ilt Green Tree Consumer Services for $ 1.00. It
being the highest bid and best price quoted for Ihe same Conseco Financial Services,
Corp, s/i/i1t GreenTree Consumer Scrvices of 7369 South Kyrenc Street, Tempe, AZ
being Ihe buyer in this excculion paid to SheriffR. Thomas Klinc Ihc sum of$ 820.99 it
being costs.
Sheri ft' s Costs:
Docketing
Poundagc
Posting Bills
Advertising
Acknowledging Decd
Auclioneer
Law Library
Counly
Mileage
Certificd Mail
Lt.vy
Surcharge
Law Joumal
Patriot Ncws
Share of Bills
Distribulion of I'roeeeds
Shcriff's Dced
Sworn and Suhscribed To Bef(Jre Me
This___ Day of:..,___.____
200tl. A.D.
l'nllholHllary
30.00
16.10
15.00
15.00
30.00
10.00
.50
1.00
12.40
1.42
15.00
24.00
330.50
243.49
25.08
25.00
26.50
$ 820.99 I'd By Ally
03/20/00
soans\\'crC:~.~...('
R. Thom.1S Klinc. Sheriff
BY&:'.~~:"'_
Real Estatc Deputy
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You may have legal rigllts to prevent Ihe Shel'lff's Sale and the loss of your property. In order 10
exercise those rights, prompt aclion on your part is necessary.
You may have the right to prevent or delay tile Sheriff's Sale by filing, before the sale occurs, a
petition to open or strike IIle judgment or a petition to stay Ihe execution
If tile Judgment was entered becallse you did not file with the Court any defense or obleclion
within twenty (20) rJays after service of IIle Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened if you promptly file a petition with the cOllrt alleging
a valid defense and a reasonable excuse for failing 10 file the defense on time. If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff
has a valid claim to foreclose the morlgage or JlIdgIT1enl.
YOll may also have the right to have the judgment stricken if the Sheriff has not made a valid
return of service of the Complaint and Notice to Defend or If the judgment was entered before twenty (20)
days after service or in certain other events. To exercise this right you would have to file a petition to
strike the judgment.
You may also have the right (0 petition the COUI'( to stay or delay the execution and the Sheriff's
Sale If you can show a defect in tile Writ of Execution of service or demonstrate any other legal or
equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE
PROPERTY IS SOLD FOR A GROSSLY II~ADEOUATE PRICE OR, IF THERE ARE DEFECTS IN THE
SHERIFF'S SALE. TO EXERCISE THIS RIGHT. YOU SHOULD FILE A PETITION WITH THE COURT
AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY.
THE SHERIFF WILL DELIVER THE DEED IF NO PETITIOtJ TO SET ASIDE THE SALE IS FILED
WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN
THE OFFICE OF THE SHERIFF.
WELTMAN. WEII'JBERG & REIS, CO , LPA
)'~\J.V,-""N\. '-\C ,\ I L,
Jail A. lv1cl<ecllnie, EsqUire
Attorneys for Plaintiff
2601 I<oppers Building
~ 36 Seventh Avenue
Pil1sburgh, Pennsylvaniz,15219
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
You may have legal rigllts to prevent the Sheriff's Sale ,md the loss of your property. In order to
exercise those rights, prompt action on your part is necessary.
You may have the right to prevent or delay 1I1e Sheriff's Sale by filing, before the sale occurs, a
petition to open or strike the judgment or :3 petition to stay the execution.
If the judgment was entered becilUse you did not file with the Court any defense or objection
within twenty (20) days after service of the Compiaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened if you promplly file a petition with the court alleging
a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a Irial of the issue of whether the Plaintiff
has a valid claim to foreclose the morlgage or Judgment.
You may also have the right to have the judgment stricken if the Sheriff has not made a valid
return of service of the Complaint and Notice to Defend or if the judgmenl was entered before twenty (20)
days after service or in certain other events. To exercise tllis right you would have to fll e a pelilion to
strike the judgment.
You Illay also have the righl to petition the Court 10 stay or delay the execution and the Sheriff's
Sale if you can show a defect in the Writ Df Execution of service or demDnstrate any other legal or
equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE
PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE
SHERIFF'S S.A.LE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT
AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY.
THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED
WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN
THE OFFICE OF THE SHERIFF.
VVEL TMAN, WEINBERG & REIS. CO., LPA
'\\N'::'(\J\'-\\,,, 1_.
J(\n A. Md':ecllnie. Esquire
.l\ttorneys for Pla:nliff
2G01 I<oppers Building
436 Seventh '\Venue
Pi1tsburgh. Pennsylvanla1521 9
~
,
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
""
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Ret No.581. Rooroued Ma~ 16. 1929
Commonwealth 01 P.nnllylvenl., County 01 Dauphin} es
Frank J. Eplor being duly sworn according to law, deposes and says:
That he Is the Controller of THE PATRIOT.NEWS CO., a corporation organized and existing under the laws of tho
Commonwoalth of Pennsylvonla, with Its principal office and place of business at 812 to 818 Market Street, In the
City of Harrisburg, County of Dauphin, Slate of Pennsylvania, owner and publisher of THE PATRIOT.NEWS and THE
SUNDAY PATRIOT.NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, In
the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established
March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which Is securely attached hereto Is exactly as printed and published In
tholr rogular dally and/or Sunday and Metro edillonsfissues Which appeared on the 25th day of January and the 1 at
and 8th day(s) of February 2000. That neither he nor said Company is interested In the subJoct matter of said
printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforessld and Is duly authorized and empowered to verify Inls
statement on behalf of The Patriot. News Co. aforesaid by virtue and pursuant to a resolulion unanimously passed and
adopted severally by the stockholders and board of directors of the sold Company and subsequently duly recorded In
the office for Ihe Rocordlng of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
S ALE 1144
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Sworn t~'and sUb~crlbod before me this 25)1) da'i,Py):e uila: 0 A.D.
( ;;., C;/.A~- _// /.dLLr
NOII""l Senr I '--
T."Y "" n"'oll. NOla,\! Public NOT RY PUBLIC
H3n1sburg, DauphIn County
My COmruiS:'iIQrJ E Kplfl'S June
isslon expires June 6. 2002
Menlbet, Pennsylvania ASSOCiation 01 Notanes
(.
CUM3ERLAND COUNlY SHERIFFS OFRCE
COJR1l-OJSE
CARLISLE, PA. 17013
Statement of Advertisina Cost!!
To THE PATRIOT-NEWS CO.. Dr.
For publishing the notice or publication allachad
hereto on the above stated datos $
Probating same Notary Foe(s) $
Total $
241.99
1.50
243.49
Publisher' B Receipt for Advertising Cost
THE PATRIOT-NEWS CO., publisher of THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS. newspapors of general
circulation, hereby acknowledgo receipt 01 tho aforesaid notice and publication costs and cenifies that tho same have
been duly paid. THE PATRIOT. NEWS CO.
By".."...""""."...""......",.""......"."."..",....,..,...."........
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
GREEN TREE MORTGAGE SERVICES,
Assignee of AMERICAN MORTGAGE
REDUCTION, INC,
Plainlitf,
NO 88.7055 Civil
vs,
JOHN L. MINER and
VICKIE S. MINER,
PRAECIPE FOR WRIT OF EXECUTION
Defendants
Filed on Behall of
Plalntift
Counselor RecOId for this Partl'
,Ion A McKecllfllc
PA I D 113G:'68
VVeltlllan, Weinberg &. Rels Co , L PA
2G01 Koppers BuildllH]
,136 7'" Avenue
Pittsburgh, PA 15218
WWR 1101294729
. ~
You may have legal rights to prevent the Sheriff's S<1le emll IIle loss of your properly. In order to
exercise those rights, prompt action on your p3rt IS necessary,
You may have the right to prevent or delay the Sheriff's Sale by fillf1g, before the safe occurs, a
petition to open or strike tile judgment or a petition to stay tile excwlion.
If tile judgm<:nt was entered bccewse you did not file with the Court any defense or objection
within twenty (20) days after service of tile Complaint for Mortgage Foreclosure and Nolice to Defend,
you may have the rigllt to Ilave tile judgment opened if you promptly lile a peWion with tile court alleging
a valid defense and a reasonable excuse for failinp to file the defense on lime. If the judgment IS
opened, tile Sheriff's Sale would ordinarily be delayed pendil19 a lilal of tile issue of wlletller the Plaintiff
has a valid claim to foreclose the mortg<Jge or JUdgml?l11.
You may also Ilave the riglll to have tile juejgment stncken if the Sheriff Ilas not made a valid
return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20)
days after service or in certain other events. To exercise this right you would have to file a petition to
strike the judgmenl.
You may also have the rigllt to petition the Court to slay or delay the execution and tile Slleriff's
Sale if you can sllow a defect in the Writ of Execution of service or demonstrate any otller legal or
equitable riglll.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE
PROPERTY IS SOLD FOR A GROSSL Y INADEQUATE PRICE OR. IF THERE ARE DEFECTS IN THE
SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT
AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY.
THE SHERIFF WILL DELIVER THE DEED IF NO PETITt ON TO SET ASIDE THE SALE IS FILED
WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN
THE OFFtCE OF THE SHERIFF.
WEL TM/-\N, WEINBERG & REIS, CO, LPA.
''\ 'N'\ \I\.'- \(,,~ 1__
Jbn A Mcl<ecllnle, Esquire
Attorneys for Plaintilf
~GO 1 I<oppers 8uilding
436 Seventh Avenue
Pltt"\)IJlqll. Pennsylvanie115219
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE,
You may have legal ngllts to prevent the Slleriff's Sale ~lI1d Ihe loss of your property. In order to
exercise Ihose rights, prompt action on your p~lI't is necessary,
You may Ilave tile rigllt to prevent or del3Y tile Shenff's Sale by filing. IJefore tile sale occurs, a
petition to open or strike the Judgmenl or a petition 10 slay Ihe execution.
II the judgment WilS entered IJecause you did not IIle with the Court any defense or objection
wilhin twenty (20) days after service 01 tile Complaint fOl Mortgage Foreclosure and Notice to Defend.
you may have the right to Ilave the Judgment opened If YOLl promplly fll,,, a petition Wltll the court alleging
3 valid defense and a re3sonable excuse lor f<Jllrn~J \0 file IIle delense on time. If tile Judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of Ihe issue 01 wllether tile Plaintifl
tlas a valid claim to lore close the mortgage or judgment.
You may also have the right to have tile judgment stricken il Ihe Shenff Ilas not made a valid
return 01 service 01 the Complaint and Notice to Delend or if the judgment was entered before twenty (20)
days alter service or in certain other events. To exercise this rigllt you would have to file a petition to
strike the judgment.
You may also have the rigllt to petition tile Court to stay or delay the execution and tile Sherilf's
Sale il you can show il defect in tile Writ 01 Execution of service or demonstrate any otller legal or
equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE
PROPERTY IS SOLD FOR A GROSSLY INADEOUATE PRICE OR, IF THERE ARE DEFECTS IN THE
SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT
AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY
THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED
WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN
THE OFFICE OF THE SHERIFF
VVEL TMAN. WEINBI::RG & REIS. CO, LPA
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Jon A. McKechnie. EsqUire
AlIorneys for Plaintiff
2601 Koppels Building
436 Seventh Avenue
Plltsbulgll. Pennsylv3nl<115219
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
S P STA' ';[RVD~ CERTIFICATE OF MAILING
MAY aE USED fOR OMESTlC AND INTERNATIONAL MAil. DOES NOT
PROVIDE FOR INSURANCE -POSTw'ASTER
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IN THE COURT OF COMMON Pl.EAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVil DIVISION
GREEN TREE MORTGAGE SERVICES,
Assignee of AMERICAN MORTGAGE
REDUCTION, INC.,
No: 98-7055 Civil
Plaintiff
vs.
JOHN l. MINER and
VICKIE S. MINER,
Defendants
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
I<indly enter Judgment against tile Defendants, John L. Miner and Vickie S. Miner, above named,
in the default of an Answer, in the amount of $86,125.21 computed as follows:
Principal $ 69,87259
Interest thru 5/31/99
at the legal interest rate of $21.14 per diem $ 14,653.32
Late Charges thru 5/31/99 $ 699.30
Attorneys fee $ 400.00
Title report S 250.00
Appraisal Fee $ 250.00
TOTAL $ 86,125.21
1 hereby certify thaI appropriate Notices of Default, as attached have been mailed in accordance
with PA R.C.P. 237.1 on the dates indicated on the Notices.
WELTMAN, WEINBERG & REIS CO., LPA
BY~""",:"\2.J~' \S, ,,--,,-l=::.:"___
JON A, McKECHNIE
Weltm'll1, Weinberg & Reis Co.. L.P,A.
2GD1 Koppers Building
4:367'" Avenue
Pittsburgh. PA 1521 g
(412, ,134,7955
...
-8 aCompletllt;mt 1 anGlOI' 2 or acldltlontal MMcfiI,
.. _Complel.lt,ml 3. .,, and 4b.
I .Print your nbm8 and .ddres. on thtl l'twr.. ollhle form 10 en.t wt can retum thl,
card to you.
-Attach thl. form to tht froot 01 the mallpleot, or on \hi back It 'PIce doe. not
permit.
It _Write-Retum R.c./pt RBquutld-oo lhe mallpioce bek>w tM ,nidt number,
-5 _The Relum Receipt wllllhow 10 whom the II1ldt we. dtlivwed and lhl dlle
c delivered.
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3. Artlcla Addras.1ld 10:
Vickie S. Miner
1020 Country Road J8J
New Albany, MS 386~?
5. ROC11~1ld By: (Print N8m?)
\((.t\'T~ '"II
!; .6. Slg t a: (AddrassClll or Agent)
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PS Fonn3811, DiiCainbar 1994
rn.v
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John L. MIner
1020 Country Road J81
New Albany, MS ]86~2
'5YllC<'IV~ By: I{'ri~t Nems, ) .,'
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!l .6. Signa!' ra: (Add...s..e 0( ,,:gonl)
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- PS Fonn 3811, Decamber 11lS.
,,\\i,L
I OlEO wish 10 rec.lv. Ih.
following s.rvlc.. (lor .n
.xtra I..): !l
1. 0 Add'....... Addr.s. ~
2. 0 R..lrictlld D.llv.ry ~
Consult postmaster for fOB. t
48. Al1IcI. Numb.r Ii
o 3, .330 ~
4b, S.Nlc. Typ. i!
o Raplsl.rDd M Certlfled ~
o Expr.s. M.II 6~ In.ur.d ~
o A.lum Ascelpt 10' Merehandiso 0 COD ~
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10259597,B@' Domestic Return Receipt
81.
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Domestic Return Recelpl
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10;>~",j~, 117 ,H.()l7'-I
DEC-03~97 WED 10:38 AM
GREENTREE QUAL! TV ASSURA
FAX NO, 18888108733
P. 13
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NOTE
January 22nd/ 1997
StIlPPENSBURG,
[Cilyl
PA
IStalol
211\ WHllMEH ROAD, SIiIPPENSBURG, PA 11257
\propo/ly Add/oss)
1. BORROWER'S PROMISE TO PAY
In rolurn for 0 loon Ihotl havo locolvod, I promlso to pay U,S. $70,000.00 (lhlG amount I. callod "princlpftl'), plus
Inlorosl. 10 Iho o,dor ollho Londo'. Tho Landor 15 AMERICAN MORTGAGE REDUCTION, INC" t undorslond
11101 1110 Londor moy lronslor lhls Nolo. Tho Londor or onyono who lokos Ihls Nola by uanslor ond who Is onllllod 10
rocolvo poymonls undo, lhls NOlO is collod Iho "Noto Holdor'.
2. INTEREST
InlOrast will bo chorgod on unpold principal unlil Iho full omounl 01 prlnclpol hos boon pold. I will poy Inlor051 01 a
yoarly rolo 01 , 0.99%.
Tho inlOrost rolo roqu..d by Ihls Socllon 2 is Iho rolo I will poy bOlh bolo,o and ollor ony dof.ull doscllbod In Soclion
6(6) 01 lhls Nolo.
3. PAYMENTS
(A) Time and Place of paymenta
. I will poy prlnclpol ond Inloro.1 by moklng poymonls ovory monlh.
'1 I will moko my monlhly p.ymonls on Iho 27th doy 01 o.ch month bog Inning on February 271h. 1997. I will
makg Ihgsa pA)'mnnl$ ovory month unlH I havo paid 0.11 or thu prlnclpnl and lntoroSI and any othor chDrgos dQscrlbod
bolow 'hat I moy owo undar Ihl. Nolo. My O1onlhly poymonts will bo .ppllod 10 Into,osl beloro p'incip.1. II. on Janupry
27th, 2027, I 51111 owo amounts undor this Nolo, I will pay lIloso amounls In lull on lha' dolO, which is collod lho
"mnlurlty dais",
I will moko my monthly poymonls 0' '0902 REISTERSTOWN RD, STE 104, OWINGS MILLS, MD
21117 or 01 a dllloronl ploCO il roqui'od by Iho Nolo Holdor.
(B) Amount of Monthly Payments
My monlhly poym."t will bo In Iho amount 01 U.S. $ GGG.l0.
4. BORROWER'S RIGHT TO PREPAY
1 hovo tho right to mOko poymonls 01 p'inclpal al ony 11010 boloro thoy oro duo. A paymont 01 prlnclpa' only I. known
os a .propoymonl". whon I m.ko 0 p,opoymonl, I will toll IhO Noto Holdor In WIlling Ihot I om doing so.
I may moko a lull propaymonl or ponial p'opoymonls wilhoul paying ony propoymonl ChMpO. Tho Nola Holdor wlll uso
all of my propnymr.nls 10 raducQ thD nmClI,mt of princIpal that I own Lll'ldor thIs Nolo. III make .0. panlal proPQ)'rnonl. lhoro
wlU bo no chllngos In tho duo doto or In tho amount of my monthly pG)'mGnt unloss ~ho NOlO Holdor ogroos In writing te
Ihoso chongos.
5. LOAN CHARGES
If 11 law, which eppllos: to thIs Icon and which sels mOklmum lOQn chorgos. \r; finlllly ~1,,:prDI6d 50 ~hol tho inlQrOSl or
Olhor loan chargGs colloel(>1d or to btl COllGChld In connocllon wall this loan m:coad thlJ pormlttod Ilmlt~. them: (I) 8n~ t.uCh
IDan cha.rgo collected )hftll bo reducod by tho nmount nDco~sellY to. reducD lhe chnrgo to tho pormillod limil; and (ii) anv
sums Q~oody colloCIOd (,om rno which o"oodod pormlllod 11m liS will bo mfundod 10 mo. Tho Nol. 11oldor moy chooso 10
mako this rolund by reducino lho principal I owo uno"r lhi, Noto or by mnkin'J e diract pBym\'.lnt to mG. II e. rotund
IO(jUCUS principal, tho fGducticn will bo troatod A!. 0 partinl prnpB)'INtnl.
6. BORROWER'S FAILURE TO PAY AS REQUIBED
(A) Late Charge for Overdue poymcnlG
II a Nola tioldl$' ho," not 'vcwlo/&d \ho '",11 .moun1 or any mor,lh'y p.ll)'nlOf1t by U\9 ond of Fifteen c610ndllr dOY' .Cl1I~,
tho dato it is dun, I wIll pay II lale charGo 10 tho Noto Holdor. Th~ imount of tho chBrge will bo 5% of my OVQrchH~
paymant of principallr,d Intoro~1. I will poy this. u:la chafgo promptly but onll onC6 en (;IDch l&tg pl~mllnl.
(B) Delftult
If I do riot pay tho fulllmounl 01 o3ch monlhl)' p~ymont on thO dalO Ills due, I will bu L, dwlGul1.
(C) Notice of Default
If I om In dOIQUII. tho NOlO Holdar m'l send mo 0 willIon nel!:o lelli':'A~. Ihot ~ I da nol poy tho ovO'duO amounl by
:r,~~o~~~h~I~~~;~:: ~::~ i~~~.~~~~"r:~::~r.~o11~~.ro~~t .t.h~.7~~,~~~: ~;I::I~t~~P:~I:h~Cnh :~i~;~t~:~:~i:":~
DEC-03-97 WED 10:39 AM
GREENTREE QUALITY ASSURA
FAX NO, 18888108733
p, 14
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8. OBLIGATIONS OF PERSONS UNDEH THIS NOTE
IImoro thall ono purson sians lhls Noto, oaeh portion i~ fully and pOHionollv obligatod (0 koop Ill! of tho proml,o,
mndo In Ihls Nolo, includu,o Iho promiso 10 pny Iho lull omounl owod. Any porson who Is n gunrantor, surely or ondorsor
01 Ihis Nolo Is olSo obUg.lod 10 do Iheso Ihlnos. Any parson who lokos oyor lhasa obllonllcns, Including Iho cblionllons
0' a. guarantor, suroly or ondon;or of this Nolo. Ir. ulso obliQlltod 10 ~OGp 011 01 thl) proml~ns mado In lhis NOlO. Tho NolO
Holdor moy onforco il. r1llhl> undor III1s NOlO nonlrlsl oach po"on Indivlduolly or ogolnst 011 of us looolho,. Thl. moons
11101 ony ono 01 us moy bo roqu~od to pny oil 0' Iho nmounls owod undor Ihls Nolo.
9. WAIVERS
I ond nny olhor porson who hns obllaolion, undor Ihls Nola woivo Iho rlohlO of pro'onlmonl ond nolico 01 dishonor.
"PrQsonlmonl- moans tho right to roqulro th9 N!Jlo Holdar to demand ptl)'mont of tho omounls duo. "Nalleo or dh.honor"
means tho right \0 roqulm Hlt1 NOlO Holdar to glvo notico 10 other parsons thOI amounts duo 1111VO not boon paId.
10. UNIFORM SECURED NOTE
This NOlO Is . uoilorm Inslrumanl wllh limilod vnrlnllons \n somo Jurlsdlclions. In oddlilon 10 Iho proloctlons Olyon 10
tho Ngtu Holdor UndQf this Nolo, a MortgaGe, D~od of Trust Of Socurity Dood (the "Securily Instrumonl"), de.tod (hQ so.mo
dalo as Ihls Nolo, prolocls Iho NOlO Holde, Irom p05Siblo lossos which mlghl rosull II I do nol keep Iho promlsos which I
mnko In this Nota, Thai Socurlly InSlrumonl c10seribes how ond undor wflal eondilions 1 may bo roqulroo 10 mnko
ImmodlolO paymonlln full 01 oil omounls I owo undar Ihls NOlO. Soma ollho.. condllions aro do.crlbod .5 lollows:
Trllnliler 01 the Property or n Beneficial (ntereal In Borrower. II nil or ony part of Iho
ProporlY or ony \nlo'osl In II I, sold or Ironsl.rrod (or if 0 bonoficlallnla,ast In Borrowor 's Gold or lron,'orrod ond
Borrowor is nOI a nalural porson) wilhoul Londor', prior wrillon consonl, Londor may. 01 Its option, roqul,o
Immo<1lalo paymonl In lull 01 all sums .oeurod by Ihls Socurlly Inslrumocl. Ho....yor, Ihis opllon shall nol bo
OImrclsod by lendor if ox.orciso i!J prohibilod by foderQllaw as of tho dale 01 thIs Security InstNmonl.
If Londor oxorcisos Ihis oplion, Londor shall givo Borrowor nolieo 01 oecolorolion. Tho nolleo sholl prOYldo
o porlod 01 nol less Ihon 30 c1nys Irom Iho dalD Iho nolleo I. dollyu'od or mallod wilhln which BorroVlor mUSI poy
oil sums soeurod by IhiG Soeurliy In.lru'non!. "Borrowor fail. 10 pay Iho.. .ums prior 10 tho oxplralion 01 Ihls
pDrlod, LendQr mgy Invokg any rgmodies pDfmittod by Ihis Socurlly Instrumont wilhout fUflhor notlco or dRmnna on
Borrowor.
WITNESS THE HAND(S) ANO SEAO~?E;:;n::
rJl~if~t('
\\ l;:; \G, ...~\'l'YU.'Jl\,lll'- 1-::2..'1~'77
\)5 {1\VICKIi'S. M!NER
-/ -ifd- PI 7 (5001)
.Borrowor
(Sonl)
.Borrower
(Sonl)
..Borrower
(S..I)
.BOITowor
(Sign Original Only)
WilnoH
Wllnoss
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FAX NO, 18888108733
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P. 15
DEC-03-97 WED 10:40 AM GREENTREE QUALITY ASSURA
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TUIS ASSIGNMEN'r OF DEED OF TRUS'r, t-\udc thio 22nd day of
January in tho year 1997, by AMERICAN MORTGAGE REDUCTION, INC.
of OWINGS MILLS, MARYLAND.
WITNESSETlI, that in' conoideration
of the aum of FIVE DOLLARS ($ 5.00), the aaid AMERICAN MORTGAGE
REDUCTION, INC. doth hereby grant und aaDign untol
GREEN TREE FINANCIAL SERVICES
332 MINNESOTA STREET, SUITE 610
ST. PAUL, MINNESOTA 55101
'i
all of ito right, title and interest in n cortain Deed of Truot
made to AMERICAN MORTGAGE REDUCTION, INC. by JOHN I.. MINER and
VICKI s. MINER, UUSBAND & WIFE and dated the 22nd day of
January, 1997 and recorded among the Lllnd Recorda of CUMBERLAND
COUNTY in Libar folio
on the property known aD
--
274 WHITMER ROAD, SlIIPPENSBURG, l?A 17257.
written.
AS WITNESS the hand /lnd Doal tho day and year fir fb'~i!l~t"6~0'~
.' ~ "" "K.'I~h!J.i'I:'1:"
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\iITN~SS I AMERICAN MOlrrG1\GE REDUCTlON, 'IN~"'::!;;\''':Q'''~~ 't",i.~'~\':-Y~':?~~\
rm ~ l~'t""l"'~ .,..~\.,~..ra.Ll.' .
, I. ___ Dy I r_ .:i,)l;:'\,' :'~I~<\,' ,.j\'~NL'1.\:\. '.S
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1i1\HRY S. KOROTKI, TRUSTEE \;~'~~~~~~:~~:J.\~!\:-\~{~ I'!
S'fATE OF MARllIJ\ND, COUNTY OF BALTIMORE, to wit'; \....: "".'~:'\~I~' '/~~','\,'{:~ '\
'. "'\~", \' Il~
."I~."!I:, .
.
I HEREBY CER'J.'IFY, that on thio 22nd duy o( January I 1997
buforo me, the oubDcribcr, a Notary Public, of the .State of
Maryland, in and for the County of Ualtimorc nforcoaid,
....."'....h............' 1.. _..............'.._n.. u""i',;..-...-:: ~~'n~,,!,VT ~...nQ"p", nf 7\MF:'RTC1\H
DEC-03-97 WED 10:33 AM
GREENTREE QUALITY ASSURA
FAX NO, 18888108733
000000 lhttpt 1/10 . '1 .195 . ;!~J Iwl.~ppo/doc:n/:;l 0 Oo:! 5.11) 'l.)~ 1000 0 00 . c i El
"
.1.Ibporu~r.ph (~ 0' tl'llol ~Ilt\llln;
(F) A:l r~h11l th.ll.lI Ill.VII h VlIt 11I"0 WflCh ~ tI ,,,. at/,a" or (00.1, h 'Tlml or, or nQJt1 10, 1118 f'I,~peny dqlCTlbod 1.1
lubPIlrtlgmph (A) of ;ni& slotlon;
(0) All rr..lul" lhlll &lrlil now Clr In lho MUll '#I'IU b. on Ihl!l I"lCpOny dnerlJ:l.a t1 IUbpl1l00rAPns (A.) arlll (D) or 11115
'Ot'tlon: .~nQ' whh bur not Rm~Dd 10 SIOY", n!"~eral()('. WlonO"1 dIyCn, t1lsl1W1tk, ovor1:5, air condltlon!ng unk.;
(11) All 01 1M light. &rid propelt( d'OKib\J4 h JubPllff.Ortphl (D) l1uwWh (G) or 11111$ Leol/on nUt' I acqulro h HIli lub.Jm;
(II AI teplaclIm'nll of, Qr Iddklons 10, Iha Property dl!llcrbCd ., Il,ltlplIJ.grupns (D) Ihrough (H' ollh!! :llIctloni and
(J) All ollh. amour-Ill that I ply 10 land.... unClar Plt1lQrapn 2. bolllw.
BORROWER'S RIGHT TO MORTGAGE TIlE PROPERTY AND BORROWI::R'S
OBUGATION TO DEFEND OWNERSHIP OF THE PROPERTY
I promJ&" 11111: (A) 11lwflJlty own lhe PropetTyj (8) I t1a.IIC) tho tig!illo mortgogll, g~l l:ltl t:OrMl'r Iha I"ropflrty to ~nder, and (C)
lhur, Ire no Ol.lls:tandl/'\g olt.rnl ar charon og""l:llhe PropClt)'.
I givt. I1WItf.1 .lfTan~ of 1~1. 10 '.end.... Thll mll.n. that I wTll be Pvlll' t'lt'pon'!illi For ....t ~UB.l *hiot. t.ond.-r &uff.~ ~e.uu
'omlun. olhor lhlll mYIllW hu lem. or Iha ("'hll bl lh, p(OportJ' which' prornlle 11111 I hav.., I promlu Ihal I Will dofond 1t1~
o'Wn~hlp Of Ihe Prop,r1y Q;rll,t olnV r:Wn. of tiuch rlghtt.
PLAIN LANGUAGE SECURITY INSTRUMENT
Thl, I8CUrtry .,a;lrvrrmt conl&lns unronn promlllllll1C1 Mgrtome.r.,. Lhlt &111 !.Illld ., rut propony lecurlly ""t..ments All over tho
country. II contain. ncn.tJnllonn promt.r.a: 'lnO llgrlllflTlOnts !h.ll.' V.'Y to . tlnll1\d plant, ., dUrar.nt plnl or 11\1 COl,inby. M,/
promhllt llIId IOftKIl'nAnII IJ1Iltated in. 'pLlin I.nou~llo.' I
I prgmu ud lOrN ~!.h lender.. IDIID~:
I, IlORROWl3l'S PROMISE TO PAY ,
,
,
I wlD ~y 10 lande,_ gt'J Itnt', pllnctlllo! tJld ilmro~l dua ufl~r ItJO Nola and Illy PI1l~M! and tit; Cf\argM cluo \mdtr Un'! NolQ"
2, MONTHLY PAYMENTS FOR TAXES ANO INSURAHCIO I
(^) OorrctrQ(, Obl~.~on=
I wil.! PIt 10 ltIndr.. AmOloItlll nllCl",u,y 10 pay lar Ukl,. lIu.'''TI.nr., Iet!Jthgl~ P'YIMl'lW or urOUt'" fal\1. (/1 4R'r), QI1d h~rd
~tlJrcnt'o gll 'hili Pt1IpCJ"b' Rnd mort'OllSlI In~UlVltl (If any). I win pi)' those e.mtluntfl 10, Londer ~Iou Lt.nd., LIllI lTV, .... wrllltlO.
thllt I do not ha.... ~ do Ig, or lW'l1fl" lhl la.w raqulr.. Olh(lrwb.. I wID ma". thou paymM~' on V,, ....~Il ~y t'\"t f:':)' t:".er.U\I,
P~Jrr..lla 0' pnnclplll an" nlel9al &'" dlolo Ul\dlOt thr NQI'o. .r.",e.h of my plrmonlll,und.r lhl'l rarlor.ph 2 wQI be 11\1" .um oflhG
foUowtlg:
,
(Q OnHwllnl'l of tho "llmA~CI )'0lt1y t&JGn mild oua:um.n'5 on ,'the f'roperly Which unl:lflr rh6 low tT14y bo
ClJp.tIor 10 Ihl. s.-w-Ify ifllUrl.lIJWlti pI.,;
(VI On.rv...~i~ Olll'll ~.ltn&l~ tWII' I....hold paymontl or oroun~ lints en il'1e Property, It anYi plIs
(\II) Orll~.tlIl'llf\h or Ih, OltlmQtod Ylllo!ly pr'lJrn~m for f\autd klllnntlll}CovarlnlJ th. rrop,"",y (II r.qulrtld); pue
(h-') L1t\.to.'.lI\~ 01 0\0 Ut~taoJ yea-Iy pr"llum tgr morlQaQU ttalll1lrtl (J .tiny); f1kJs
(vI On.hn:1I'Ih 01 thl Rlllrna\ad furlr prllmLm 'or IlOoeS l.'l,ulW1on.(r rwqlllt'tld) ,
In ltClorcSol'\OO wM ~plQ..bl. \tw, llnd... will 1IIIm'll trom 11m, 10 lima rrtt )'Olrlr !.DiM', ""'umlnta, ....~holcf p.)'m.n.h: C~
grOUr\C rlmhl ~"d 1n'\,I~nC".o prtmuml. Llnd.,...1lI Uti .id&t~g '''Inmonlt Incf billo ..,cf ~uon.bll ""rnltl~_cf 'uturo
Cl,J;,.IUTlllnla a.,d bJlil. lendlf m.y, II My ~ma. colact and hold a.m.. undat r.~h Z 11 111 l~grJl:ll" Iml)unt f'lot lo Ote'-d
11'1. ~nu", .mOunl ttll' may t:. t9qlJn.d for Iloonowltl J\i:loo\Jnt wr'ldor Iht Rnl [:f;lltl ~UiU~6tll Prou.4ut.. A1it c:;f~ nl74, 't
U(j:C 3:01 6' Hq.. Ind ~~''''Q f9g\,1kttfona, :... em "'." :.l&iOO, .. ahl, m"y IN l!I'IC"1d11d from t;ml Iii) 1SoM. ~~A"), "'~l
Ihat I ",In pll)" Ur10t1r I" aoO:,lloo&l &l.IrIlllq\,llllo Cl\1J .)(th tI' ,he '~rll~ltII amount o11'Nftt p.ymw,ta ..n"et thll P"lfJlaph Z or .
lna.lQt amount" ,..ql.rlr.a by I(IpllCt,b. ,,"w. This lilt'l'I I, ~,t'lQ""':1 a. th, ""u......- or "o~.hlol'l.," .nd II ".tmln.lS by nr(JIA '~r
L"'l.nClI.l~'I", d!lIJ~"'''~nl.l or dl,burIMlMI. bu1oro m, paymlJnl. '1' IVlila.bl.l h rtlt- lecount. . )l1'" emQloInl1 Ihll I ply to
lll"dtIr'lK "'1~' to",. undu. hllor."", Z wit flt carod 11l~ "fu;1~." Th..~. fUr\(!) tnSy be eommn~bd wt" lhl fWlld'\ ol.!f\a unC:..,.
unl.,., the! .." r"Qv~f'a O',"-Iwk.. ,Unlltn In &QfItII'T'II'1Il: ""flda Of ,lLf'pt~.. kw rllqur." "t,.!'tlt tv 11. ~.Io:S. 4nd.,. .h~-'I not tI.
nC;u\n:l:! to Pl... (JOIT"",''',P'l:y Inllmll (If nmlno, (III t~o hma:. tlndlr rNy f1IQllife, 60mlwttt 10 p'r l onotlm. darU- fOl '"
~agpandllllt (ilJ U(a.lI LIU' Illfl'orth; UtV~ ur.od ty Ulndlll' h CO:\r1oclJc;, ...~\ Ihl \cln. ",nlctc C,(l;..bbla law provl1o; Oli-lorw:...
(I!Jl..riWIlQ../yatll1l'l1
Lll.,dlf yr~J lOtI th. ~'ldli w PIt' \t111 ~t'~ r~U)d' ltll.1't~, undGt Vrtll ~lyl(l Iq mI, 'I\~hOIJt eta!;.. l'l1i.'\nulllteOuntb'lg or &h, f\,Ind,.
111. aeco,,"\.ltI# II'1UlllltlOW' II 'OJ~l(m. Co 'nd dr:;1Jtl:on, '(Clm the fl,lfldl ..,d 1~IO "'",on lor Me" CtlSll:t!o",
CC'J"'41.1.~1t
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r,~od365rAC[ 839
p, 04
.y.'Jgc: 5 or 17
DEC-03-97 WED 10:33 AM
FAX NO, 18888108733
GREENTREE QUALITY ASSURA
000000 (In.: 1.:,[1 I / / to.:1. .1~S. ~~.1/WC~IPP(J/doc~f;:!oO,.~.\';i7.):!/OoOOOv. tH J
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I' I.oIHfQr~ t!){lnilluo. (1m 100 hIgh or iI 1.1Y..:I3 :Ind ~l:OUfCl11CU ro.lu:J 'II dOIA,'{l, lho ruI\OI,:n\; Ihl1t I Poly undor Iht! Plllllornph 2 will bo
100 lat\olfl. If Ihl:lIHappcnli at allml! .....!lUl' I om knnplnl) ull of ml' OJom!,o3 and ol1'comcn\.:i rMdc irllhl:l G..'Cudty ImilrlJllllml, I \\1111
hdVO lho ,ljllrl In IU'Ive Iha I));=t'll~ DlllolllII oilhor plC.lnf-Ut fl'JpllllJ Lo mo l!) . e1itccl lolund or cf\ldilotl to mt' tuluto 11'0nll\I1'
PDllllont) Cll fllnl13. "htrc: ....ill 1I1J l1":lJ~'J o1f\lOul'll!i ir. n, on, li'fl~. Ih{,l :lum III (ij 1I1~ UIIIl;lUllb r;l liJlld:. \\111ch t.on.:Jor I: haldlr,D or
IIOllp!>t1'J, pltl) (Ii) 1M ~:tlO;.ml ellhc mOOlhty poym~l\llt or rlU1do whIch I ~lm 111\l~t flllY !Jell'toen 11>01 tLmJ unu Ihe dut dl1leli of the,o
llnm:; I~ or!l.llrt lhlln IMo nlllQlm' noel.l~~flry IQ p/i't tM OI1'I:'\'O liS I""" ~om:; wholl Illey lIrl: dllo. 1I1ho FUll"':; c:.'coud lit" IlmC'UI11:;
(It!rmit1l1li ItJ tJll ho!d by AA6PA. \".:-1.<1.)r -:;Imll thml \\'ltl1 \It;l;l,....~ 1~1"Id~, u ('Qqu~cd by Rl:SPjL
I', WhM pl&1r11tnh 01 111MB ll(,nl~ ", duo. 1.t.l/'lClo.\r ho.~ l'Inl rncnived Ilntfl.llJh ..'unlla 10 mllltll ,1,1l',)Q pa.ynltllllll, I ''1m pa.'f lu 1.JJn.t1vr
\vhlllovor od.1~';onnl ~mouI11l:i noeo;~nry IIJ p:l.y tho;o r~m:; ~ full I m.l:.1 pl111hnl oddl.IOI1l\l Ulnour,t h on~ cr mOlD Pllymont~ tl~
L('ll\dor r1\:Jy rcqulr~, 811d pllr/NUr.d bt r:lCSPA.
3. APPLICATION Or- 1l0RROWIZR'S PAYMIZNTS
U"Jnn 1f1u tillV' r~Qlolirtl:.l othOfWi:.O, lOfll:ltt( will ~')pl)' 0uctl of illY pll.ym~'llIlO Ul1dIJf U'O NoLi lmd undot P.uI'lQlaph' 1 3nd :! llhOVD Ifl
ttl~ fgllow\.11J order :lIIId for U'\o rDI\;l,v~19 IIWPO:lO!l:
Fi\:1, \0 pD~ Mt pl'll'p.3),mlnl thQrgu:; dun unOOr t/'lD NClv:
NCL\t. 10 pllY /'Ille ,tlJl,!le:o undnr IIHJ NoW;
N,''I'l:l. 10 pltV tho amounl:l LIllO to 1.4ndAf undlll PAfllQfl1ph :z lIhovu or ol~ lLfv]nc~:
NOIII. 10 ,,"y Interocl duo: Dnd
llI:1f. 10 pay Pf"Vicipnl tllle.
4, nORROWIZR'S OnUGATIOtl TO PAY CHARGES, ASSESSMENTS AllO CLAIMS
I will PQr' nlll(l)l,fl/), a;~('l::rvlOlll'.l, cllluoall, IlnM llnd ~n~lg~,!lron, nllIibullllllo fa 1110 rroP~I\, 1lI1(.l \h., 1ll1lY' b" Lllporlor lu IhL;
~o.;oruy "l;lrfrmOO1, 1 ~IU l.l'-O mMo p;l}'me>n1o chlQ 'Il"',h' II11Y "11I1''' If 1 nm II 10001\I\t QI1 Iho prgp/)fry urlll I w\:l IIDy ground rgnl::l (II
MY) duo Or'! lho rrcpun~', I .....IU ('10 lhl:i (>~hDl' ~y m~"hg Ill..' ,,'IIrn100lli trI i.J'ndtl( Ih;lt nru dll~trlbuJ In rClrol';Jwph. 2 abovo or, 1I1
:1m nol fOQ,UlrL1d 10 IT\Illllllwymt'rIIo llndcr ?.llta~r,ph 2. by rTlIllllrl'l ,h/l p:\ymor'!l; on ILlID to the PtrGon ow~d. 1''1011\, (Ill Ihl.. .socurlly
IntVumcll''Il, tho word .pt'rscna lI1CM~ on)' ror')O", oJ'l)l1nlmUOn, oov'lrn'oonL'l.l.l1Ulhorilr or other porlj'.) II 1 IT'I<Jllo diract pO)'r.\lml~.
thon prOlllJ.lllr nller making AllY ClI L!ltJ:i1l p1l1m~lil5, I wlfi 1I1n~ L.Mdct '" tllCo1fll !fllll"h IJllOwt Ih:11 I ho.\'o dona 1:0. II I rr.t\~o
p:lrlTl'!tlI:i 10 J..r.nl1r.l U,"I<lllr FWM;VllPh ;!, 1 II:;!! ,glvl\ ~1:C1"r o,Q 1I0\O::C3 Of bill;; 111M I rtccJvo rDr lMo IlmOlmb UuB lJl'ldC,V' Ihi3 PClrM/r,:ph
..
My cl;l.;m, dOlllllfld or cl'lAtQiI IhDt ;; nmiJo COII;OI,L 11m Propoltjl t"'C"'"~(t Cr.n ob~I1:illotl IIU:O nOlllcr,n flllrm"'lJ tc. i':nown 0.:; 1I "lI01',. I
will pr~mctlt pror or Ilulb!r 0111 JI:;IO~ lIgail'l4; lhl.l F'IOPClly lhl.lll'll:ll' bOi ,~porl~, I.., Lillo S~CLll;!Y Ll1tlrumttr.I, 110""",",or, lill~ s",curilr
ImOirumulI1 IJOU;; nul foq...l~ nllJ IQ l'lCil:ly OIl tilIIW/10( lIQn if: (")1 ~rml. h ~,Tlt[Jl~'. 10 Plly the obllijlI;O/'J \...h~h tiaya 11:.;(1 tu thu
,"vporlor lien, .tin(11.1:rodl;lr nr,pro'JO:o tlllJ wav il'I w!linh Illijru\! II:! p;.Iy lhot (Ibl.o'l~tlOn; (lr (131 ... ~Inccl 1.1[111, I ~r'lY1) c:r u.."onC O~IlII1:.t
Ilia ~Urf)(ltIt 1i<M11n '" Iavlcuil :ltl 1\\:\1. ~urlt\g tho l;l....rt.uil. UID ltuptlrlor tiM rMr not tG 01\lorer>l:J 1:H'Il:J no pGlt 1.:1111.0 Proporl1 n\uCI bo
!llv~1l1 IIp; tlr (C) I S,IlCur/l Ire", t"ll holtlor or \h:.! olhnr I:.]t\ nil GlJl'l'Iun'lon,. ;lPProvOl:J itl wrilin[1 bY' Lorll:Cr. lh~t 1"0 lli.ln 01 U\l~
SC~U'il~ hH,lrl.lmMt 1: 'upor:Ot 10 \htllQ,ln tlollS by U'\:II por;on. II ,"(JII~Jr "~:llrn\'"\l!l Itul MY pnrt cl tho I'IClPI),ly I; ~UbJQC\ \0 .
1"'IUtllor lo.xl. lCJt1(lcr n1Gy !l1...,) 'CUl'I'Ul'WOf" I nl)Iico IdnnlilrinJ Ihil MJ:)..'/rJOC' Iw. UUllll\VOt" :ohliH pay or u\I;~r)' Ill!) 'lIpor;.)( Ubi' o( 1111(<)
OWj or 11I011' 0' Il\c ncticn: tot 10:1.11 ItbelT) wllhitL 10 t!.1~'!f IrO:n tlllj QWb"I;) (IlllOliOQ.
G, nOllROWtll'S OBLIGATION TO MAINTAIN IllIZ/lnD INSUnANCl!
I ",ill ,'I;1\llil\ 111l.~.c.rtj "\:ur4oln~o 10 UI~~ c.V t;lildirlqJ I'll'ld tilt'll,!, ~pr(Mlf!lOnh tM'" (ire now, ot In Urn tJIUID wl~ bv JpC;:l.lod: en tho
PropclI11. Trg ~'::IlJr.o.l'\ct: nlut\" c~vtlr lo~') or dtm1L\ge ,o.\I:'c" by 11rn, t,lUllrds 11011Mt11 to\'crt'd by "o~1crl(J('d t;,,\'(mLOQ" b3.t.:v'd
imllr",uCC pl.1l1dus. tlnd oll'cf hUr~Ild~, il1ohlJirrO tloo~s or ll~odiI10, lor ""Md. !('lIH,..r ~t :.t",IQ or 1(1(:$a.l~1 co\'ornmllnt Nl.IV!rU;
tov,.r"~e, 1""0 1n~1I1fjf1U) 1111,:'1 bCl 1rI 1M'=' IlI"IWflt:1 Md lnr 11.u p'll"lud~ c.I t~1111 '~qiJv('d t..y l..ondnr t.r Ol)v(o(onmnl t1;;ltoncl'. 1 mll.y
,hDC'o5.11lh. 1r.IUI.nt, COITl!:'nny, WI my thclCIl b wbJOCI It' l~nC:ot". ~pro"'al. le"~t1r ml~' nQI n!llol::ltll \0 ltf'prOvr my d'\oleo
unt(!l~t Ihlt tofuul It) l'1'I.IiCiOl'lC<1I1a. II I do not f11tJ,InIBI" r.ov~alJ' 00 tlMC'J'illeCl Ilbov'il. l(jndo~ In.,>,. f\t le<1dor'.. C'pWm, obla,,,
CCI,'C:.,.,()l' \0 l-'ttlll.:..:.llonw'. tl~tll~ 11'\ Dt(Crdllllt;O ~.ttillhl~ fl{\(lIo)lIP~ 1\"" rllr~""ph 7. It 111" f;TCpL'rtr b llolr'll1Iinod II; to IfJC'1l1od'
~1 a f1l.'OCl rDlID 111at rr~ulrg;; nco,:: hs,j,m.noe, till UC&;/;,Illl1lrO l'V 111. '~'~Illlmp.ro~t\cr Mfl.t1!1r;etntnt "ClC'ucy or C\t'IOlhr;I r"el'!e-r Ihilt
~;)., It:Q au\horal' la mll.k('l 'uth C11'I~rt:l~~liQl\. 1 ....IU ('Itt..'lll"l 1100<1 kllll:1!10U Ctl\'I:r:!;p lor Iho PI'l'pMy.
AI; olll1!:; 1f'Ir.,,'onco rlQltt:ll'" anD l~rj.wn!3 ef llie:.o POliC1H mun In,llI~n ....n~ I) kno~rt\ ll' ~ "~j'.l'Hlf.lr~ MCII~o.g~V. CI:I~I'O 10
Plc',",01ltot\dllr. Thn fonll t>1 MU PCllltkJ~ tvld 1l)110....1\1::. /TI~1 b. Aocrplal'ltJ 10 t.rmlll'r. ltlflClor \\"Wl Mil:) 11:. r'lQhl ,-' h')ld Ihil rClUtloe
o.no rUl'\u....lll~. IIlt.ndrr 1\Jt{lI!TO:l,1 wl~ prl;lmfJll1 g""'- lJiIn'jol Con f'\'eflipl5 tl il1:O: prflrnlllm31 IIr'1d lliM"'fl.J flNicOIi lh.1 11Deoil"tl. 1I
tho'lrl i~ U l[)~. l)( th\lll.~ 10 I~, rro~'t.. I wl! ptOl'npl'r nLL~f Ul. lr.:':Vlunc. CUIIlI.ICUlV CIllO, L"r'l.;lor. H I C.:i r,t~1 pH'm~liy prtl'lo. to
tI,,, tnhUlll',\;;" l:UI>oj.)<lll\f 'll~llhll 1i>~1 I.lr Cl\tll"tIt\ t'l:~"!t('(J. 11,,~,\ tvn:jt'! ,"ny ill' ;'0,
lilt' art'lJunl '1;J,:d toy PHI :nt.lII~nc~ CtHn;::/iny 1~ t:nll(ld ~;:/N:"'''CJ''' I CJ"'t"lI;lo) lj,,, l.4.'ndtlf 10 ~c(j1Q (lOr ,1.11.11\. ilnd collrotllto.fl
~'CiC""'Ut. cm nil" tJlOh.&lf "'ld UJ,I'I ~III'm 10 ,1IIJ..cr ltlll h'"0ufJ11 t..""" to t ,.,..dN lIf\~t'r ~hl' No;:lU lind t'nC:t'f It,i':. :OCl~I'llt \:'atl\lmar.,
(""lll'U)'" or ntl "'1-'''~~ "Ulll h,rn I1'VIO" by I~o\l, ,;r L.uno..! ""Uj' 1,,11l~~U l!,e p'cttJ<l;; 10 rriO IjJr ll~n I.' (!I'll n."!"1l1r Of fo~l{ln,;km 01
Vir; dnm:lQll,d P;:PDr'tr'.
III ut'III,l.lO'lI!.t l'irpt"tr, cr , I ,,0 nN t,1ll.""UI. \lllrll'> :I;) CJ.p, a nc'IIClJ Iltm u-.'ICOr :("II~.G l!-,ul t"" 1-,..Ulllr.t. cOl1"lp""r tin
"'\""~tJ ,,, L.III~ . d..,'II. l-"r1vw "1Il1' j'ullt..1 lJ,l'I "nK,....J:\. to'lllde: I1ll'r !,ILl! lhn ~""c-"..d~ I" tul.olr <I' l~ol torll t"~ l'u.,,<J!1Y (If ';:II
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p, 05
,P.....'jC 6 or 17
DEC-03-97 WED 10:34 AM
GREEN TREE QUALITY ASSURA
FAX NO, 18888108733
000000 IIlL Lp '/110 ,1,195 , 2.1] IW(JIlIl.!docul< 0 O~ 9.157 J~ 100 00 00. L H J
"
"
lI1111y PIOl:\lUut IfTI uSo.)d 10 mp~cg Iho amount 01 ~1lIncl(J<11 whlr:lI I OWLJ 10 lY~d'olr l/lId'lr l!IU NNu, WILl U:OU w\'I11 not tlull'V thll duu
(11110 Of chnngo ltle nm.:)unl 0' G.ny cor r.Jf Mlll\hly pllyml1nl.:.o unCJor 1100 NtJltl ~nd unO'Jr ,..Vlt:;rrupll:' 1 ClIId P. lIt.-\,lllot, lllHVlIVQt,
Lont'lor alIa I /TillY ~IlHle r~ wrklllQ 10 IhQ~O r;;."lIit!> l'lr ctl.lnUlllO.
II L~nd!!( IcqulrO:i tho f'rOIIOlW under Parl\~Jltlpt. 02$ belgw, 1111 L'I Ill/, (1~llIS In Illb DI~Ufl\.m::B POll:.;1tl1i \\'l1Ilit'lcng 10 l)lllllut. ^I~o, illI
01 my r~IlL:lllll!.ny prOCl!otJl whIch nra pal:! bO<:.1u~iJ of C<lIlI.:liJO lhnl UCf."\JII'llll bolol' 11il.~ 1"OIllIftV b 1l,('QuirctJ bJ L'Jl\dM l')r !.Qkl
will bolong to lllnO'o.t, H\)l'l'ovor. l.M~(l!"1 rlOIIl' ~ Iho!:-O P"'t:Cl(\1S2 wUI nOl bO ljfcll\Qf Ihnn (hI) :;umo ~ocul't'd ~Tlln~l\l(l'r b:t!OlO tho.
Propr..r1y l~. :lcqu~ed by ll!nd~r or ~tJld.
li1 l110 I!Vt'JtJt 11I.1J OOr1u'~r f;lll.1: 10 mulmllin n.uJIc1ln!OUIMCO 01 !'Ioo:'; !l1tl.lt;lIlCo 1:) cullillOJ ;., lhi~ filr"'i;JlulJh " or hil:l tho pollvy
r:<lnr.IJUmJ, Ihen t.Nd ~l (hOl 'W~l\t. lr.lc.lOr m,l)' ClIJI"ln Iho rllfCIO::~~'ry .lsUr.1nctl. Uorruwor wll\ pny lo Lr,;~dlJt 11 CClf\':Co frll no lo:;ll
Ihlll\ Wry doIL'r. ($~O,OOllo covar Itlll COli\:i ~ng ":llOini;\lr.Ill:l11 <:If cn~ i/'I~lJr.tlnl:I), -'nd wi!1 hI) r.-ll-pOn~~1O lor 1M pnyn1,mt tlr lhor.n
ro:,.!l. bOlt.! nil Jl(f'omillrll~ tin c;)id Io:lUltHlea,
a, eOflRO\\'ER'S OIlI.IGATION TO MAINTAIN T/iI; PROPERTY ANO 1"0 FULFILL ANY LliASE
OBLlCATIONS
I .....~II,e~p 1\1l) Pro/lnr1r h ,,~od r;-plllr. I It:ill Mt dl1!:.lfoy, dBmtQG t:lr "UD~ltlflJi311/ '-11.111:,10 Iho PrLlpDr1r. Jnd , wi!J IIlt,l AlloIII tlu~
I'IOPM)' 'Q d(ltorlorn~. ill do nol (lwn bul nrn ~ t':lnllllt 01\ \1'10 prOpill'lt, I Nm f.Jlr,q iii)' ClJuQ:\Uons urnJI.'r l\ny 1D.\~3, 'll!:ig ":)fOQ
th~l. If I ~r:t'juiro lho h:(I ti1lnlo lh~ propnr1t. my 1(;11110 ~\tl!ro:;.1 god Um rj\~ lalll II.'UI nor motO"1 Ufl'U~S, Landin l13fOO; IQ thb mr.fllor
In wfllms.
7. LEllDCR'S RIGHT TO PROTECT ITS RIGHTS IN TliE PROPERlY; MORTGAGE INSURANCe
II: 1A.) I do'J /'let kOIJP l!'Il Pl'onl~()::& 41'ltf tlprcornunt, 1':\'\0'1) V1 1I1a SacloIf;!y lm\rUIf'IOi'1t, (!f lC) :;om,l:JI1(I, i1cludlll{] mo. b.lilln,~ .ll lO!;jnl
prtlt'ooa;ng 111.,\lllIDY :;It;nUICQl'lIlt 0.1[(\1';11 VmrJOf, fiJhl:; /1) U1Q Proporly (~\I~h III: a Ir9,'1 pfOC'GllC~D l/'l lJ.:IlktuP1Ct. In ptobJ.le. lOf
COItd'!lllf1nllon Ot ~ll,In/Qrcl!i law, tlf ,,)gl,/ll1.ti~tl:I). WndOf "Luy do ~d "lly Inr tlll:ll",\'l" b noc;o~lIMY La prol..c:t IhQ "'()I~(,l ollho
PfttpDny and lcw1lJ17I1; ,rghl~ 111 IhT) PrClpclfly. Lll1'll.!lk'll ~:llonlJ mllY lnc;.kJdl," "ppBal~,g 111 court, pD)'lng feUlltlllbkl .\lomay', 111M
ltlld onlorltl!J ~m lhn pro~ol\Y II) 1l\,1I'-'l 'o/)~;n;. lMQQf nll.l~l ONQ 0110'1 nol~ b(l~/) L(mdQr f'1\.1y t:lko :lilY (if thl'l~O nc{lone. Althougn
t.Mdt'f" ITlRY Itlko 11I.:1100 undor \I1i1J PCUlllltllPh 7, Uor,ti"r d~(l:; nOI hll.vo 1~ UIl ~O. ;." ' .
I wIll pny 10 UflClllr Qny 'rTlUl:rl\C, wltll InIOI""', wl1ich l611dt'f 'Ptnt!ll lind" l!Ii~ Pllfll;lr1lph 7, r will pll)' Ihl,)~(I LlII1OI,In\:S 10 l.t.~na(lr
Whl!ll I.(r.'ldor r.al'1a.. nUll ~ tlOllcl' ltlt'lllCl:\linu In.:u I do 00, I w~1 al;n P31 rnlGrlJ';.1 \,In IhO!;lI IIJll01ln'~ hi 111(\ !>Ie-Ill Into. II\IUl'o~l 01'\
,~\C:ll "moun1 will b(lO~' on 1110 dnlo lllt.t thll tUTl[,U!lt II. 'P.!'!nt by LonOOf, Ilowevor, L8I\drr LInd I mtly ~rC:1 'L., wrltirlg It;l 1'lr01C of
1"':I"rlll;n1 tMt :sid ClillQr'tl1'l1 ftO~ thOSQ "'" UIlll pll.rnoraptl. ihls Sot'uritt IIIlurum3fll \ViII prol('t't L'~ndllr In cn.~o I da not ~.l,IllP l~:~,
t'Htlllli"S() 10 p:i.y 1110:1'1 nmoufI:; with ~ltorll.1,
1/ landor roqulrod mOrlgllo;JB [n:;llrQnCIl IJlt II. tOnlllUon 01 t1"rIl.lo.b~ Iho Ie"," Vlt11 I prCrn13tl '-0 PD.,. undur 1M New. I will (:o.y tho
(l1'C1Tlillm:;: fnt \hAt tIlMQn.Qll iMur.,nr:o. I wUt fl"Y Ill!! promlunu ulltll 1M ~Q;,III!\I\(l!'\t fot morl\)(1110 ~ullrnoc:o oml: ccttl~'li:l IQ my
WlilU!rl (lOrlo/_nlt.:nl .....IU, l~NI'Jf 01 .Ct.Crtflllp 10 11\.... LcnClel moy fllQ'I__11 1110 \0 rov lho prC'YliLirTo!l h tho f"MJnIlC'l cl:'~erlb()d In
P_~UI'lJpl'l 2 &boL/$.
8, LGIIDER'S RIGllT TO INSPECT TIm PROPGnTY
le:;:;:,,~. ..n': t,~~..,. M";:I':"-~'~ tli U.,-,c.:OI, jf,lI} ""It4.1 on l/.ne ~"~f't;i. thu rllJprli~. iihJY l1Iu.( t.i,1 ('0 l'l . IDlll.l;Illu!J.ioJ mQl\nOf and 41
rUI'onroblu Un~.:;. f1o!orc or nllhe Uml:' ':IIF "1~p"'lielJ 1:1 ItmCG1. umc.!l-r mLl:1 \;htC roo noll("o .1~!~'1" a ,,~:\..':()r.llb'Q PUfpO/~ fOf.l.hC ,
1,,~,pl)C't;on.
9, AGREEMENTS ADOUT C:ONDEMNATiOll OF TIlE PROPERlY
^ ~ll.l"\.I "I prop""r tit' ItrIY tlavcrl1flI(.\l\I~IIHllr.orll~ by c.."lll'\~tnl dvm3~l Is hnoWf\ or. .'M,j"Ifl,MII':lil: I {jIVD to :"ullunr (l')' rf,)ht: (1\1
to P.tlC'l('-'td~ of nn ~"'';1I''~ or CL'ClIIl (C/f dom.10n, r(Jr.I'lIb~ (rem COl'ld'l/TlnPUO/l or oUlllr tl(w~rnmOl'll1l1 Illl(J:1~ cllt;1 prOpMy; and Ill)
t') PloCt~Cld.1 from A nil: or Iho P~Ptny thr.t is f1\u;,!Cllo evaid cl.l....C1Mlnnh:!\. M t..'1t-.rJ~Q pror.:~'}d3 \~iY lIo lla1d It! wnOv!.
It All or the PloPo!'\y Ii; 1(lIo:"n. ,he ~rtlcuotl: \0-1111;0 \ttt!;f to tlllh.c:o l~~ Dutflll :';J1:UICld. IIIi~V ollho "tvt"l~d>> roml.l.:" I,llnt lhQ
QItlOlln! thAt I O'fo'V Il,ll~dor hflS b"Xlfl Pllld 1:\ Iu~. UIQ 1ll!'l"\1.l1r1~ procol'ld, wW tll) J1:du 10 rMt. (J1'l1~!', l..t'n>ln lV'oj II']M ollwtVll:.e
h "'rilil!'t. II only l p:ul 01 l!JO rrcpt'f1~ I, l(l!~cn, lM I1m:llJnl ltlat I owo '0 uno"., \tlllllo toduco<3 (l1l'Y toy Ihll "'1c>ur\t 01 IJrocood~
fTlUhlpl!od. h IhQ ro\lowh~ 11"0<.:110"': (Al llltl 'to\ol 1l1TlOUrl! ollho t'U'\\~ lIccufod IIJ'lmcdLi.lt1l 1.Iu1..1\1 tIle lo!,inO, dt.'ldl!'d by ~GI \ha '<11,
rTW"'ol \llIllJLJ or ''''J ProP"I)' j,UlIILldl"H# bt"orlJ IlI\llnlo;~I~. TtlO rtlT"kl"'~r Qr IIJU ~'~l:puu:; ....1lIl>" puld to "'lO,
III ~Lllf'Idc.n Iho r((.pody, or IF I do not OfltWlll, \V:It,h :30 d~:.. (j I'lotir~ frorn thu Lt'nC.." 1.1,:11J'l) 1h.ut n :/OYDlflr1,M!111 tI\lll1rn;lf '"il!;
oU,rm.!1a ft1A~S .. pU)'ID<:.nl Of 10 tt'tlla a clnim lor Cl:HI'I.'~I)~. LOilO"OI 11111 Ino tl.Ull'lO(l;y 10 coll(-ct tho prO(.c~IH. t(lMJ.lf fIl:l( tt,(." '.
u..t1 IhU r,loD,'n.::l, \I} rOl'illt o.r rtt.,tCJ1) Ihl) Pt('P"1'tr or 10 l',lthrCIJ !~, t;;vm:o l.t'ClJrgt:!, Tho 30~r.)' J.1r:~\od wm .ht'!:n ".-I'M 11'l, noll. It
(I\./)~.
lI:.;I'lt l>fotoft;ls altl \.ll>~a 10 r~(j"C\llhCllll't.IOUl\1 01 r(t,\':~I"""hl~l, I Cll'lllh,; I'N.lC'r \lndrlf Ill' N~,W. l~l\.Ili\llll"'lil~f..~1 d.".,. lilY dvCl.
rtt~'" Of" t:J\.ol."Qo th(\ .2.'1I0U,11 cr ,Qny t1F nlf rtlOll:1l1y ~'il.lllt1"t1 tll\d.sr' 1t10 filet. '..Ii U<IJ~r roJ'll:Y'j),.."'~ 1 io~11 ; nbl1l"-, 1'''''''''>'C.I. 1110
lJtfldor And I nlo!l.y :llJrClill .... b'1111<l;l 10 thO:;" Ct'..1.lyc ell [!I;.r1gc;s.
10. CON11IWhTION OF tlORRCWIJl'~ ODLIGATIOIIS AND Or- LUm~II'S lliGlnS
I^J OOIroIl'Il'f'" Cto~J:I(.ar":
lt~/n
r,d3G5ric[ 841"
p, 06
y...\UC '/ CJC' 1.7
DEC-03-97 WED 10:35 AM
GREENTREE QUAL! TY ASSURA
FAX NO, 18888108m
p, UI
000000 lhttPII/l0.1.l9~.24)/\I(~pp!j/doca/200:S4S7J2/000000.tif)
...Page C oe 17
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Ll'ltU:1r.r Oll~Y Ilnaw 11 p.,t:;O" \",.0 t.'!;(1~ O'>'oi rllf ('Jh\~ .,...tJ CJlJt~tl!10IlC fo d~ltlr Ct lo chnnoa tho amOunt of tho nl01lIM,' p.Wr.\Gnl::t or
plltlcip." nnl1 klll~n:~1 dL'D lmder Ih" NlJlv uf lJflOur lllif. StJCIHlly Jll:;;II~IJ1/.'/.I. [VI!I1 U U.,1dllf dou::' Ill):>, l~.w"~~Uf' /1,01 !:al;i~n li.id ,
w.l b(llh :.Im bo ,.,111 Obl;Ollfud t.:nao,' tho Nolo l111d undor \hl:; SrJtlJdty In:.lI\lIllOllt. tPlldor n'll~ 11llow lhc!'Q ool:lyc or ChQll!)01 tor Q
pl.l~nn who I:I~,CI~ O'o1lr In)' rltllllll orHI obl('Jnllon:;, avo" K Lcncl1r i~ UC'l"l"'..;'~'1.IIlOll;t d~ llO. lr.nl1l.;r will OOf b(l 10011Jito;S to bring n
Il'.wl1u1f &;I.llfl!ll ~ueh lL pC:1Gtlr'l tor nol '~nillflO' tho obll~lnlon of Iho NON I.lr tho ~ocutilY IMtrurncnl.
(U) Lend,-"'=: F119h~
(\if;'! ~ Lond,;r OO'ell no: f:lInfcl,o or cnlolto QIIY riQhl III LtHldcr un~h\r '111~ Sl<anlly Inl,I'UnI(lnf ~.r ufldur ,I~~ ?W, LOlld~~111 ..Un
h4ve llU ollhc:JC rll1htl GIld mllY Ollo/eeo WId onrOIt:1iI lImm k1 tho fu\ul'l:l, Ex\(ll't,lon or {lnll,) lur parmo.nl or IIlOlJlIll:ll11c1l1 or
r,HII:.rtWtfinl'l Qr 1M !lLJITU ::IDI.11!l]d by th1:i COl;lJrhy In:>Il\I/'llo;l(lt granlolllJy ltiuuQ( 10 un)' :;l1CCIl:o~or h inll;rll~t 01 OClTOWcT :;hull nOI
up~r.ll. 10 IGk'~1) lM 1i.1llni1r 01 UIO orj~~1.:tI Borrowor 01 BtJlTowrJl"a SUCCO,lICr.ii In ~110r.U.t. NlY (orb&.1ranr.a b'( ll)odl'T iii [l.,.1fell.~'O
en)' rluhl or ""mody s.111111'10llJo "" .,.:\1vt/f or l.lr prctlLldn LIlLI CllfClrclCr) olwlY rlfJhl Of IClTlDdy. I!von if L!lncf~r Gb,llllf1C ~i'!.uranco,
plly~ IIO:O!., 01 pay' olllllr cl.tims, ch:"fCIJ: or U.,n~ OIg;)!n~' 'hl'J Pttoponv, LondtJf wtll ha'I" tlul fl(J1lt !,lodct P:I.I:\OfJ.ph 1!J bolow 10
dlllr'Nmd 11I,ll' , mako Irnmtldlnlp pnY/TWnl n fvl! 0' lho hml.'ullf ,h~1 J cwo IO l'r'ld(,', urrlJ,'f 1111' NOh' "ld Ihlt; SC(urily Irt~lr1Jml.llll.
11. OIlLIGATIONS Or- OORROWf;.1'I AND Or- PERSONS TAKING OVER BORROWER'S RIGHTS OF
OOLJGATIONS
MY por!lcn who 1111:..8:1 O\ll)r my rlUhl;;; c.r obUQ:lllcns uhdc( \I.l", SOCII'~i' Inc:trvl'l1l:'.ot will tlllll'D :l.n of my n~i1 all" wi:! to cbl~':::l.tod 10
k~lIjJ :\:1 01 my promltn Gl1d aQr9emll1l:i ll'Io1do 11'1 Ih~ S(oclIt~y ['Itlrumfll'll, Si'IlJ.:illy, My ptl~:lII who UI.!I/):; Ullur l(lt\dllr':.I..ri'lll\~ or
cbl'~nllcn, und()( Ihlll &lclJrl/)' IMlrumanl will hllvo nil 01 ~ndo:'3 rlUtJla :lnCl ",.1Il bo oblllfi\lod 10 k.c>::Y,) 1111 01 Lendor':; nOI1It.lmont::
wnd. in t"~ Sllc\/ri1l In~l11J~pn\.
1/ CllQt<.l lhlln Dnlt person sians Ii'll!. SecLlr.li' 'M:rument fl." Uorrcw.r. e3ch of ua 15 fUlly obllJoIItl!ld to I..t!~p _II or BOfTOW1,'l') proml:lc~
1:1l1d Oblij,jllllani!l Col'lli'lilllld In ~hi~ Srx:ur1tf h'\!IIn,l1l1ont, lOflClor m,lY (ll\lorllO Lllnd(!r"s '~llla Llrrdor lll.: $,.,"o(1Jrity lnslrtJOlt:lll aOllirl':ll
0/1,0/1 Dr L':O !ndMdl,J:&lli tlt lltl",Lncr r.n 01 1.1: lotc.:lI.at. m n\h~ /fIoan~ \h:\l MY ~no 01 u, ma.y tJa roqulr.:td \g pn)' 11.11 "Ulll,' .t:~curoa~
"1(.>1Y0~. << Clll) of us dOl~':: 1101 .:;~n l1u: Nola: (A) 111.'1 pet~(ll/ 1~ Jol0nina \l1;~ Irlt.lrVrr.e',! "!'Tly /0 Qi...e tf:at ~CI'r~,'n'll ril11,lj I" Ih~
Pfcpony I..:. lQl'lfjuf undi!'r Ltlo tom'!' or Ihb Soc:urllY lflttrumol'l; (mtJ (~) thot poroon 1:1 not PO(:iont\ny obllop.(oll 10 pny Ihu ::um::l
fo'D!;Ullldi Dnd (Cllh^1 pnr.lun c:!rtc/:'I i1v,l lGlldcr fMV tIOIClO. willi Iho alMf r.CIl"Clvl)r, 10 dolJ.)" [t~l/otci;'lg My of (,ct"ldcr't, l1ghu or'
cO' modify Dr Ir'II1lo.", IIn)' t\f:etllllltlOlSjltion~ wiLli rC:Ql\ld I.... ,hit INm~ 01 mID r,Xl,J(lIt 11l,lruln~nt Of "ho l>J'-'11I wll1lou( the (Jur:ooo" ,
!:llfl':;l:I,t,
, 2. LOAN CIlARGES
II 11'10 1000n ~celJrud by (hl~ S~';;"rltr li'lt.nmll)lll I: !!ul.lJtI'llo !l, lal\' ""M;1l !lM~ m:l"hnurn 103f'l Ch:.l1g0:J, u.trt1 l]:nt l.,ll'i i:o 1iIl.\lIt
1r\l.lrpn;.lod ..0 thai Itlll Inl~n,' or Cllhnr k:l;.o chRrD.~ coll'lclol.l or 10 h. eolIllCll'ld In conrll~c:lon wAf1 VI. loa., oxc",d f1","mll\llId
I:rhr.t;~ tA.) i1ny c\Jcll lUll" cl1l,1,l0" ~h;)n llo) rodllcoo \Iv till) omoul\\ nocP~:'llry \0 rul.lUCIJ l.hCt Cltlol.lUU 10 111.. poiinlll11d nml~ 1.1\'11.1 (U)
Qlly ';,I.t1'J (jlr'cncly ~ot,c:ol",d from t3Q1fO....llr W111::11 llllClll:oJ(ltJ p\lfmiUod limitfj wlU 110 rolvl'ldoc \0 []OrlQwGr. l-lJ1dllr mD~ l'1hCQ~O to
"\:(1:0 LtliJ rol:.mlo1 bf 1'\1dllCl,,[) Ino "lltlc;p~l o!.\.cd undnr lho Nelo gr~)' In:l.klmJ a dtrocl f:a)'/'llroi. 10" ~eOcTo'YQi: If a rufund mdue':l~
P,1'l;;~~', l~(tr rodllctlUf! wjll tit W:ltod tll 4; par1luJ prL'p,cVMOt'lf wi/haul.:!'l' P'l:?,Qyrtl(.",1 r;1.:1r"3o ~I'l(.I...r 11Il' NW,l.
n. I.EGISl.ATlON Ar-~~CTlNG LENDER'S RIGIHS
If :I Ch:l.no' h Ilpp.CflblIJ hw woula mnl~ Iln)' prcvl:':lln ot 1110 Nota Dr Ihro ~GtlMr.f hu;lruml:<nl un(lr,lorc~o..'bh:', LonO.tor m!lY rO:;lIlrll
IrnmoCli:M p.1yrnllM ~ full 01 ILll !.L1m~ :,;{Icurt>d by lhlt StoCllTV h'ItrumclII nt; Iho.l phm:;u I: tkI11nod h rnruDfuph 19 bulow. II
l.~"ur NQi,llm~ treniJI,/I"Vt Pllymo.;"II."1 ~~ UIlO/.'f Ih.; 1'1ltUQ';lph 1:1.lQr'ld"lo' win IlI,k" Inn ,,\lip/:. Sllld m:ty .;let r,:a :lpt',;iri.~c! 1rII'.Qr"[Jl1l"ph
1'J bQ(c...... ". .
14. NOnCF.S REOUIRl'O UNDER TIllS SECURlrY INSTRUMENT
N1'/ notb,', UlO\ ""11:;( ~o Oivm Ii:! mo vndur thr. SC:'IJIII\' In:,wlIlcnl ",1U Le gf.'cll by de~cri"ll It Of by mlllltl~ it tJr (if:1 ,U.s; flt&.11
unk!..~ ,,<,rll;llltJlp loI..... rt'quir..:; U;il or f1nalllor ""tlllod, 'l"c flMi,u wlli ba oddrengcf to ""oI.l oJ1cs cddro$; ::;tnlod In Ltlo '-Gctlon _I
ebovn IIlkd "'OCl::mlptlOtl pt ItlO PfCt't"I'ty," ~ Nol"'g wJ1l be- piv/I'n 10 mil 111/1 Ciillafcnl DddlU~:S If I g~J1ll[lndvr tI r,cij~o CJt m;
dIUtl'..."t :&ddmu. I'll'! noUco thel Im.'\;l bo ,;l.'tlrl to LG-lIdl.lf uncfor Ihil ~r.udly Int.lrl..rUMl ~iJI b3 Q~vt.l'l I:Iy mol""" ~ ta LAndt(o
Idofl'lt.' tlAllld h p:U60raph te, o( Iho socll~n ll.bo\lQ l;lJQ,J .W"ld' UI,\O(S OfIM In Thl~ Ooeurf",{JflL. A. r.otl~u wia bo ftl:ll1to(.llo
~f>1"dj;r ,,\ ~ (];U~Cil' r,.1cJrm:;:l ill(.~\!I(1/' otv,,:I. III() 11 nolit'o of (hili elitlll.....nl :Ida.o~~, A IIfJllc.o roqu:lud by Iill, S.r;u,ll)' In;c""mOl'll I:;
gi\o.tl~ whr.J1 Ii b NI(Gd or "hen II ~ dtllvor~d llccolding to Iho 1lKl1.I1:omolll:;; 01 \111,. Purnlfllll.ph ,.c or c.f npplJcob~ Cf\\',
15. LAW TllAT GOVERNS TIllS SECURITY ltlSmUMENT
Th:C $.rCur',IY llotif\jI'JJ.n( I, O':l~'1Ii..d ~i' fmJor.:a lJ.w .!I!ld Ih('ll:JWll Of t!1(\ lurlulicllon w'!mrg CIIR prororl:f b lo,cc4!Dl1
ThO l.iuiTl:'wN I;.)roby CO'l~O'I!o M~ l\11(~ IhlllhL' dl'tt hCl1'tlV ~6C\;IM, or Any PI!.I'\ 111(":'11:'01. ('11:1" b!) f.:on{..'i>'o;J tt t~t,~nd(ld buyc.ntt
""lImit, n otilY'l IJ' nltly bo or.~t{1t1 tlr n~!...'anW'1 bCI'f.'lltn IhO C1co1lOr lUld any ~ubtQ(jllont tl'lM" of ",12 prep;r!)', D'ld 'H1 ~lJch
1"(itll...'I.\1 (lr 6\tom.tt.n I,,.,nlll~ Of1Y \':101' at:rct Ihl bonOlllor'n fD~r::on:.iLil"\r. .....hOll'lurfl~ :,ulClly tr dltorw;~I). '1110 borto..Dt "ud toll)'
(,litJo:tf iln"r "~:url\i'lu 1~llll!llr rl{liT'tll'ldilr t,.,.t:b; CUMlOnl Md n~(f'JO Ihl'l1 If 111. "rop~rty CCI1Wi)'Cld florcb~ ot . ,'Ula.t':ltli.Jn.1 f(lrll:>o'l
[t,e!l'cl I; 1rlofl:'!clTf'd 10 eny t;vb:"C'oV(ln1 I;'.,."er, llr1d ttle cfcl.lllor ~o:ti~c: Ih" rlOhllO I1Cttlcrlll~ O~:>(:; ::.cclJflJd heMby, '!'IO Uedllor
milt Acec-;.l tj"y dt\:.lqlJ.llf1t pg~"l\(.)r; (J( toll"", r:\lll' or d.l'.3.\l\t a1v1.10 {I:.. Lo '!;JC:I, llC'eolor!lioO I1M1 lho 1hl'n oW'l(( t.f tha ptCF-tl-:ty or
(.1\1' oll-mr pt>fSO., find '11l...t\~I.CI t!'!1l1"a.IlJ1::.dr10:" h OW~"Ol'dM.O Wi\., \111'1 ~th(ldllit ,c.1 "",1.1\/,111, u ~t IhO tjn~ ,.of .:.ctoLcrtlllvll.or ...pOt\
i<<i~ """",,. " '''''' "" ",,,,., · """.1 ., "",,,IOn ... ,~".;" p"'"'''' .11' n, ...", ",~",,',"","l .", ~ "'Y ."
DEC-03-97 WED 10:35 AM
GREENTREE QUALiTY ASSURA
FAX NO, 18888108733
OOoOO~ (JlCtlJI//10.1.1,~.24J/~fC~PD~/daco/~002~~57J~/OOOOOO.tICI
"
l!!cel the ".bIIHr 01 ,ul1h 1J!"or J.'.t\l~l ....t\f1hN &II Iwol, N nHwwl....
" ..n)' ItIm1 ar Ill" :;.ourllr Inltn/frKlllt or or tfl' Noh' oonlUete wllh tt\' 11\11, .11 OlhllJ' t4rm. 01 cn.r.. ljl!f;'Urlly In,'fr\ll1ltnt .~.d ot th,
N~ll) "'II ,till nmatl ~ .tf1011f they con bo W~1IIl .uIQ\ wllhout lhl confllcllnG '!'tnt!. lhl. mOM' thl' illY ianni or Ihll 010\,1111..
k1tlrumlnl Al\d Cll I'" Nolll v.hli;h CII)llrllo1~ ..lIh If'l' ..W can b. lep4ll'lled trom the ffW11,,;"hg 1.-m:1111d th, fWfMl\nklllllrm,'wlll 01111
tit .nforn~. . . . , .:~ , ,:_
10, DORnOWl:tl'S COI'V
I \till bB gMin OnlllQlllll(tn.d oopy ur 1'111 Now DR" ollhb S~"~ 1111t'\l/1Wl1 "nd tlo..tltly aclv1r:"'IG(I~ t1'lOlIolpl Ihll,eo'.
17, TRANSA:R OF THE PROPERTY OR A BENEFICIAL INTEI\EST IN BOIUlOWIffi
II at Of all)' part 01 Ul' P(Opltrtr or 11'1 ~tarls.' 1~'I'n III c.old or lr.,,_!orre.d t'1v Hulte....' (or If D bMIOC!.I Inl.8r'" k'l 801/0""";' 15
'Dk! or lrQt'laf.!TIld .nd OOfrnWflr b flol . r,.\lllll! roO~Cl" or J1ftt'InPg b1,t 1\ . t.orpl)tulln". J'llI'\"'N1hl.l", Ir.._, M nthllir I$QnJ Mltty) ..
w_IIoVr lMtd.fr#. pOOr wrlttOtl con;onl. ~llld~ C^11t'tt (rol(.lon er" /Iot1 or MCtVrt'\l)rtJltlt ,utt~"'h.ttl 10 If'\Is sjl(Iurlly ItllfnJment
which don not Illite to .. w,n&M or ~t,lG g1 O~CVPll\rlo)' hi"" prt1pCJrty; (D) tho CllMlb" 01 '" f1!.1rctl.lU Mon.y telCUr1ty rt!lIrotl lor
houUh,U!d .ppI\&MfIl: (C) a If.ndar by d.vln, dll;ew"l or tit the QP.~Ul;lrr 01 Ill. L1~on lha dnth 01 CI JolnllClt'lAn1i "t (0) lito
Qrant 01 .ny ....1'1011 tltwlll of I1lrw )'e&I'l or"If. nol C""nru~"'il .n optlliJO 10 pulQha.;o, ltwlw mart t;1lltndar', opllon, doolllro
aD ll'le tUN Uellrlld by ~hlll Socurlly Irr.lrument I" bo tnmlldll;\o!r due IlInd P.yabIa.. .
II LwndAt I'IlKtIlws iuoh op\k3n 10 Ic:C"lliJr'lI, 1.Gndw ,h,ll maU OlHlOWW nolll:8 01 &J:c,lllrLUon In &Cl:ordanc. wl~h P'1I.~rlDh '4
1I..ruo', and lAnd<< ml(, ., &tcardlllc, w\lh P'Ml.,.~.nll. "w, hvo.... Iny AmId.. plrmlrtl'd by r.~h :.4 h.,.h, -
LMdflr m.y cement IQ. .." Dr b""ll.t 11') Bl:lrrowor ~1I11'" IQ lJQ ..ubmiUtld 11:1 L~ndar ;,loflTll>UQI1 ll>quln1d ~f !!.ndo: 10" /'
.....akJ.tII the b'arllrlllM I.lIo il . now le.n W~ beIng made to U.. It"Il\lf..-M; l~ Lender rMJOt'olbty dllwml"l" lhat !..InQ.,.', "'ourllr
\Nil Mol bo inpUtd ond lh.t Iho rl~1r. 01 .. bftw:h or any C1ClVl!ll\lUll or lI~tfM\M1 ~ \hIs GIor.urlly tni\rumflOl ts aee;pLahI~: ~) Interest
w~1 tl. p6yllblll on 121' .LmI: ..t'\Jrod by Ihl&. s.,urly 1,,~It\li1l.n\ Rt . rl~ IOOoVopta.lllt to Utldltfj (4) Ohlnlllll h Ulll l'Onl or 'p,a .
Nolll '1"10' ,,,'" oS"I'U1~r Instrumllnf R1qvt-.d' by l.Iw1d'r <<n mad., lnotJdlng, for ....mplt. plCflodlc '~LJ'tment h Ihe L1btflllt n.la, .
Clit!.ronl "'1:\1 parmll1l dA\_ 'or ltID k)In, InlS D6lt~lon 01 unrll~jd "l.llr~t to f1r1nolpQlj arid; (bl tho 1nn..f,ltoO slgnl It! IItumpllon
llglll.,uml thai" llDoapl.at.1le tit Wi\lGl' Ilrld '!-cpo' obllQlItI:. tho \t&I'I.~ to "III' allhl protfll;;~ DIllS IQf6DmOt'lb rnaDeln Lh, Nol.
lnd ., Ihlt SoCl~rtty InWUrfllltll, tie rooclrlcd :1 reQulrea by \.tinder. To 01, e"len\ ~M't\II\lId b)' IIlipllcablo law., lal'ldur ll,O IT\It
cl1arg. _ ,.....or,&b. I.. U . cI:Il'ldllVrt \0 l""W. ten.....t ,'" ""1 ...111 v' ""^.,,,,r,
DOl1'uworl wi. aunllntJlllo be cblig~a.d und.r U'I. No1t .!\d Ihlt ~\lr.t)' In'lnlrflfll'l~ !.I"':''' LIIlr.'ll1....III.u.......Ilomrwlll'.... ""~1l~~.
18, BORROWER'S WARRANTIES REGAJlDIHG FORFEITURl!
D~m'li/wor datu Ih.t tI. w~1 nol vt" and wW not plllrm~ lUt)' \hlord rMfr 10 vu 1h. PropMi Or MY pOl'\ion \lIlIrool or Vl\,,.U lhaf1lil'l
'.n any pvrpou U'lIL .w~ 1:'1,1'1 Ihl property \1;1 bu Lub]ect 10 10r1.1I'w"', DttltOwt( f\.Ir'\htl" 'I&IU 11\0.1 \h. Pf'operl.1l'1... Mitt 1.1"111'1
&:)L1Jlrad wllb lho pllIC.tdi tr<lm ""r tmInctJan Of ACllvif)' IhlJ woVl..1lh1l1ebr t.lJ,use ~I\ ProPMr 10 be .uhjed tfI lc~~r.,
10, L.ENDElI'S RIGHT 'TO REaUmE IMMEDLATE PAYMENT IN fUll.
tll faR 10 u.p L'IY promlUI ct J.glWmonta mid. k1 t~ Nolo or t\ lhi, Soour1ty In~lNm.nl, holudl!'lli "I' pl'omlu. to p'Y 'Ahon
,tit due ,moun\a t OWl \0 Land.r, I ~'"l b. n d.!r.t.Il. II 1111, OtOLJf,. tll. Lanc.r ma, ,.quk. ltII.l t p'Y lmm.cll&l.tr lhQ! ~l"l!l
AtnlXlnl lhaI\ ~1fIQ' unp,U W'tl:!1t lPI. NtJI. .M on.dllt' l,t\1t :>6r:Utk'y 1".trufl,,"lL- L..-ndar m., do Inls "llhoul ma.kll\Q Mitt tIonti.r
domend tor p'rm~L. 'nllr reQ',JJ~.lt wIll bt c.llad "I!l"llT'llo(tl'. P'}'lT\C';'l1 h rll11- 11'..m In 0.1'\1. for."y ""01\. )'oJ h.w tha
110M \0 d6rNnd p.ym.nl of 'h. .n.tI.. ,tnCUf\' low. yeu. If Lend.,. requ.... Jll)'fNlOt n '..lor In \1111 ~l!lnl or .. ICIKIo,l,jlo .cllon.
Il1gl.. to pl.r lltUonlble lneS pllr'lTllfl.b\e "'0.11...., (o.lt: and dltburnm.nl". a110wl1\~' an.:1 aJjdldon..1 &lIowanoe. ':' fTMlr b,
Ilw...t!lIlS tly .ny Jl/dam."1 01 tl'lt1lclclUlIIlnd ea. ..d~ 'Milo, IW'Id ..,...1 .uth Inl.! ....gunl .h.1l h. raid ilt ma -.1lh 1,....,...1, n
~p1lClftIId L, pil~h 25, up 10 Ih. "..,t you .CIlll~1 fW'(:1Il""- auct, r'~ll, ~M .rw IolrJOSl.IIl1 LL:(.ur,. - . ,
In .ny """"l.l' fer u... lNlt\er wl~ fla.-yO !.h. I~hllc (i) CQIIJ~l .. ('1:111. _now.1i by law; (Ii) Mve Jilt PtJ:lf\'I'lY .old .. on. pve.l;
~,j (Wij f1^W) .. 1....."'I7YtO:' IWch'tod to, l!ll Cwr1 w~hOUt tht gtvtlg nort. 10 nlG W1r1 ..thO'ut fftgwd ,,, Ill. \WI oIlt.. P~.
UPOr1 aoc.....t,k)n, O",",.,at ~"'.Il hl't'" no 'liJhl to ~l'1..lal" Ml'\tlhLl. An.d I1nIlldin prcwl.:hd h. W' ~(Ity b"IL~1 If' d11i~cl
Wid cumulu~ Uti,,"}' olllel fl~h1 Of fltnI;r undor Ihl. 5<<:Ullry trllVllmMnI Dr l&"orC.cr bt' 1..1" Of equity. Wid mu b. t-..rrl..a
t10."I:'follTOl'Itl(. hdcf'llMltlill)' or ,...ot'.,.~'1. -, .
20, U:NDCII'S RIGHTS TO nr.NTAL PAYMeNTS AND TO TAKE PDSSt2SION OF lllE PROPlRlY
1I1Mntw rw.quhtf 1~1I1. 1~'r'~1 ","ull, o( II' 11ll,r.""t,I" 1100 P1CflCrTy. 1:h{)!'1I..JIIII~r, p.rt:Lin.. lWI.horbG by IMlW, Cll a rKIIW
.ppOhl...s 1.., I'M tour\ ti' l....o.!". '.QI,Iut n'~'i l"i cow, \tI. ~u.l ,...~""antl. ~~ lW'IIrdv' "''''11III r"~rnv."., d~"""ty- flom Ihll
Ia"tr,...~; (fl.) 1IIn~ IIl'l .,.4 la~1I rOU"S~n tf \h' Prnr>e'f)'; ~C) rTlk/'llP' (tw f"top..-ry; ,,,d (QJ .i~rll Uf'lOol and c.r'llIQII Iw..... 11
(""dot n~CfI'.' ,.,. 11I'I1I'l1', LaM'" hleO It,. l!glll to ntect ""I~ ~')"'*t'Il1i 10 tH.6ar ""hf\tIOJt N..tlO '0 .-11. wTwlr.IhIt , 'life! \b ...."
my pl,;pmtl.... and _gr",'h."ta undlll' '''II S.curtt, Ir.51rvmML It \fI~. II . J",agrolc,,:t 1\')1 '--'llWf ., A .",..t\. for lor.tkl'lJfl I!'\C
"'11, , wG1 P.Y to LlI'I"'f "'Drlalla ,." r.t'rIl rfW Ckl. l~.O J;.IogJ'ti,ll( ~ Q'llor'CIa br U t;)r,; " 1 OQCIIP' 1!'Io ~tp.r1,. fioW'fVDt,
ttl'I "011 foIlt ,..... rna l~ t'QM to OtLVp, tht Pl~!'tr. .
....r. ~T!tIIr Pfof"*l11 ('or-.o,,;;I l'r ll"l~ or t, . ~. Vl.t~t '".'ll''' ntl1ll"~ tot rn. Uf1Clt'f IIlII; "a:ap'1f'J'l 1'9. "'\1 tt lIud ft:..C
n: ~::tllf rolf. t:f rulttl(!thQ ,.....,1&1 rtrr.'dIt'IU "lo.'Uf 1'NI!'lot,~"" It" ,.,~. If ."r J:'&1 Ill' 'h' ....,w Plr""'rttl ten.....,. :n.. ~r..
mtr.... f).,,~."Cl;;-:;:;;. 0.'"
L/\.J ~pl~ ..."'........uvU'r.l,lt n.~
p, 08
Y'li'Jt;l 10 or 1"
"
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I
DEC-03-97 WED 10:36 AM
GREENTREE QUALITY ASSURA
FAX NO, 188B810B733
000000 (hlCl" III 0 .1.1~S, ~.IJ /W~'llvOI,lc'"n/200~5.l57j~/OOooOO. cit I
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~o~1 of tiN t\uco,~vl bond', londer n!'lff Ill'" '(lI:"'~lOl' wlUIIO obLQl\lod 10 U';lIuun\ cn~( :O~ It.o:'1IICl1t.,1 Nylt,nnl:> 111.1: III~~" lu:\uolly
rfl~\)"'(\.
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yp\) or to nny rocut,vr (I Ill\/' chllt9C lcr Iho u~p ot 1110 flropolty th",11 c~curY. I: I ~ MlJI Pili V,'3 Mlr OhilJOO, ~ou Of 1M rue8;v>>r
may cv.) 10 r:;olhol i\ Of \0 eewo"" mO, Of both" I ..,al flOI celloct mort'! thon (mg (\) month'a IIlfll In Dll~'.\nr"lto from tJn1 !Mlnr Dr.
occupant \,\,'l1houl )'our wr~IOl'l con!lMI.
21, LENDER'S OBLIGATION TO OISCHARGE THIS SECURlTI \NSTRUMErn
Whorl \.I)r.~w( na~ boGl'\ paId .all D.rtl0lmlli duo Ulldlft' \hlJ Nolllllnd vndN' thhi SocVl111' 1t'\l;\l\JrtlPflt lhlJ Ultld"r willl'\)!oo1.l) thl~ Sllcur1IY
l/l:{l1.ull'cnl, mid tl'.J\'!vor II cMificulIl !l1l1\IIlQ thts t.lIDlltlly In\lI\Jlmnl h:m llllon p31d n lull. \..etrldur wl~ Ihc;n C\)~IW n clll1l11.:ulo t.1:l.\li"lQ
Ihl\l 'hi:: 6l)tU~r In:l\I\.lIl'lMl htlo bcea $:\llt.t>>d. I will pny "'" r.o:ol.:l of ft'COW;nrf th~ nD~':t~[) In Ill!! proper olrd!11 rL~CI)ld:i.
22, ADDITIONAl- CHAnGES
I 110111U 10 pay t1nfl,.l(\~.l)nt.\bIC Churgll'S h1 lOOf1l"lCUllVIl Vdfh \hu ~tlNlclo~ \If 1h1:; leM. InollldinQ but 'I(.I~ I~n\lcd (0 ~ll\~lnlI'\O tI\T.
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'.3. HAZARDOUS SUBSTANCES
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started, in order to cure the default you will have to pay the reasonable attorney's fees, actually
incurred, even if they are over $50.00, and you may also be required to pay the Lender's
reasonable costs. If you cure the default within the thirtv-dav period. vou will not be required 10 ImY
attornev's fees,
If you have not cured the default within the thirty-day period and foreclosure proceedings
have begun, au still have the ri htto cure the default and revent the sale at an lime u to one
hour before the Sheriffs foreclosure sale. You mav do so bv pavino the total amount then due, as
well as the reasonable attorney's fees and costs connected with the foreclosure sale. It is
estimated that the earliest date that such a Sheriffs sale could be held would be approximately
February, 1999, A notice of the date of the Sheriffs sale will be sent to you before the sale, Of
course, the amount needed to cure the default may increase the longer you wail. You may find out
at any time exactly what the required payment will be by calling the Lender at the following
number: 888-315-8733 x36249, This payment must be in cash, cashier's check, certified check or
money order and be made payable to the Lender at the Lender's address stated above,
You should realize that a Sheriffs sale will end your ownership of the mortgaged property
and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit
could be started to evict you,
You have additional rights to help protect your interest in the property, yOU HAVE THE
RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION, TO PAY OFF THIS DEBT, YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, YOU MAY
ALSO HAVE ADDITIONAL RIGHTS UNDER THE HOMEOWNERS' EMERGENCY MORTGAGE
ASSISTANCE PROGRAM, IF A SEPARATE NOTICE ABOUT THAT PROGRAM IS ENCLOSED
WITH THIS NOTICE.
Very truly yours,
WELTMAN, WEINBERG & REIS, CO., L.P.A
By-H!:h
Alto~~~~ l~rm~~i~~iff'
cc: Ms. Lori Reyer
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY
MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL
ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
Date: September 11, 1998
Re: Account No,: 6700191403; MOIigage in the original principal amount of $70,000.00
dated January 22, 1997, in favor of Green Tree Financial SelVicing Corporation
Assignee of American Mortgage Reduction
To: John L. Minor
1020 Country Road 181
New Albany, MS 38652
From: Weltman, Weinberg & Reis, Co., L.P.A.
2601 Koppers Building, 436 Seventh Avenue
Pittsburgh, PA 15219
Attorneys for Green Tree Financial SelVicing Corporation
You may be eligible for financial assistance that will prevent foreclosure on your
mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance
Act of 1983 (the "Act"), You may be eligible for emergency temporary assistance if your default
has been caused by circumstances beyond your control, you have a reasonable prospect of
resuming your mortgage payments, and if you meet other eligibility requirements established by
the Pennsylvania Housing Finance Agency. Please read all of this Notice, It contains an
explanation of your rights.
Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage
for thirty (30) days from the date of this Notice. During that time you must arrange and attend a
"face.to.face" meeting with a representative of this lender, or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out a repayment plan, or to
othelWise settle your delinquency. This meeting must occur in the next thirty (30) days.
If you attend a face.to.lace meeting with this lender, or with a consumer credit
counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take
place for thirty (30) days alter the date of this meeting. The name, address and telephone number
of our representative is:
Lori Reyer
Green Tree Financial Servicing Corporation
7360 South Kyrene
Tempe, Arizona 85283
Telephone Number: 1-888-315-8733 x36249
The names and addresses of designated consumer credit counseling agencies are
shown on the attached sheet. It is only necessary to schedule one face-to-face meeting. You
should advise this lender immediately of your intentions.
Your mortgage is in default because you have failed to pay promptly installments of
principal and interest, as required, for a period of at least sixty (60) days. The total amount of the
delinquency is $8,476.10. That sum includes the following: Monthly payments of $666,10 each for
the months of August 1997 through August, 1998; late charges in the amount of $432.90 and
additional charges in the amount of $50.00. The interest per annum is 10.99% as of September
11, 1998.
If you have tried and are unable to resolve this problem at or after your face-to-face
meeting, you have the right to apply for financial assistance from the Homeowners' Emergency
Mortgage Assistance Fund. In order to do this, you must fi!I out, sign and file a completed
Homeowners' Emergency Assistance Application with one of the designated consumer credit
counseling agencies listed on the attachment. An application for assistance may only be obtained
from a consumer credit counseling agency, The consumer credit counseling agency will assist you
in filling out your application and will submit your completed application to the Pennsylvania
Housing Finance Agency. Your application must be filed or postmarked, within thirty (30) days of
your face-to-face meeting.
It is extremely important that you file your application promptly. If you do not do so,
or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against
your home immediately.
Available funds for emergency mortgage assistance are very limited, They will be
disbursed by the Agency under the eligibility criteria established by the Act.
It is extremely important that your application is accurate and complete in every
respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it
receives your application. During that additional time, no foreclosure proceedings will be pursued
against you if YOll have met the time requirements set forth above. You will be notified directly by
that Agency of its decision on your 3pplication.
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY
MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL
ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
Date: September 11, 1998
Re: Account No,: 6700191403; Mortgage in the original principal amount of $70,000,00
dated January 22, 1997, in favor of Green Tree Financial Servicing Corporation
Assignee of American Mortgage Reduction
To: Vickie S, Minor
1020 Country Road 181
New Albany, MS 38652
From: Weltman, Weinberg & Reis, Co" L.P.A.
2601 Koppers Building, 436 Seventh Avenue
Pittfburgh, PA 15219
Attorneys for Green Tree Financial Servicing Corporation
You may be eligible for financial assistance that will prevent foreclosure on your
mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance
Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default
has been caused by circumstances beyond your control, you have a reasonable prospect of
resuming your mortgage payments, and if you meet other eligibility requirements established by
the Pennsylvania Housing Finance Agency. Please read all of this Notice. It contains an
explanation 01 your rights.
Under the Act, you arc entitled to a temporary stay of foreclosure on your mortgage
for thirty (30) days from tile date of Ihis Notice. During that time you musl arrange and attend a
"face-to-face" meeting with a representative of this lender, or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out a repayment plan, or to
otherwise settle your delinquency. This meeting must occur in the next thirty (30) days,
If you attend a face-to-face meeting with this lender, or with a consumer credit
counseling agency identified in Ihis nOlice, no furtller proceeding in mortgage foreclosure may lake
place lor Ihir1y (30) days after the date of this meeting. The name, address and telephone number
of our representative is:
Lori Reyer
Green Tree Financial Servicing Corporation
7360 South Kyrene
Tempe, Arizona 85283
Telephone Number: 1-888-315-8733 x36249
The names and addresses of designated consumer credit counseling agencies are
shown on the attached sheet. It is only necessary to schedule one face-to-face meeting, You
should advise this lender immediately of your intentions.
Your mortgage is in default because you have failed to pay promptly installments of
principal and interest, as required, for a period of at least sixty (60) days, The total amount of the
delinquency is $8.476,10, That sum includes the following: Monthly payments of $666,10 each for
the months of August 1997 throu9h August, 1998; late charges in the amount of $432.90 and
additional charges in the amount of $50.00. The interest per annum is 10.99% as of September
11, 1998.
If you have tried and are unable to resolve this problem at or after your face-to-face
meeting, you have the right to apply for financial assistance from the Homeowners' Emergency
Mortgage Assistance Fund. hi order to do this, you must fill out, sign and file a completed
Homeowners' Em<:!rgency Assistance Application with one of the designated consumer credit
counseling agencies listed on the atlachment. An application for assistance may only be obtained
from a consumer credit counseling agency, The consumer credit counseling agency will assist YOll
in filling out your application and will submit your completed application to the Pennsylvania
Housing Finance Agency. Your application must be filed or postmarked, within thirty (30) days of
your face-ta-face meeting.
It is extremely important tllat you file your application promptly, If you do not do so,
or if YOIl do not follow the aI/lOr time peliods set forth in this letter, foreclosure may proceed against
your Ilome immediately.
Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act.
It is extremely important that your application is accurate and complete in every
respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it I
receives your application. During that additional time, no foreclosure proceedings will be pursued ~
against you if you have met the time requirements set 10r1h above. You will be notified directly by
that Agency ot its decision on your applic:llion.
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