HomeMy WebLinkAbout98-07077
~.
cS
.,
~
\.
tJ
VI
j1
ii
IV)
I
[
~
.-
.:)
~
~
t-.
t'-.
~
~
~
~
.,... co -,.-
rr lJ' I:-;
-,
.,
I c;: , -
u ~(- ~J "
c..' , ~._~. ,
P I (J_ .' i
(,: ; , ,.
Co' , "
I':. J -
co. (....1
:... ..... 1"1
~ " ;l-
C '.
I.' t:j""\ . .
V (.1' (:J
.....
TERRY LEE SCIIUJSSER
Plaintiff
IN TIlE COURT OF COMMON PLEAS OF
CUMBERLAND COI JNTY. PENNSYLVANIA
v.
CIVIL ACTION - LA W
TY DELI'.
Def{:ndant
NO. 98.7077 CIVIL TERM
ORDER OF COURT
'j
AND NOW.this,~-rl'day of Octo her, 1999, upon consideration of the attached
letter from Robert G. Frey, Esq.. attorney lor I'laintifC the pretrial conference scheduled
for October 8, 1999, and the trial scheduled for October 21. 1999. arc cancelled.
BY TIlE COURT.
.
) . / / /
I / I. ' I ~
.I. ~Vesley Oler..I1'. '
/
,
,
/
I
/
,
." ',11,'
l-t.~...,
I
Robert G. Frey. Esq.
5 South Hanover Street
Carlisle. P A 17013
Attorney I'i.lr Plaintifr
y'{\L,( 1/./('/11
.\ ) I
Thomas S. Diehl. Esq.
40 I East Louthcr Street
Carlisle. P A 17013
Attorney for Defendant
- C~f'-'"
:rc
FREY & TILEY
ATTORNEYS,AT,LAW
!.l SOUl Ii IiMJOVI,n SlIllTT
CMiUSI[, [1CNNSYlVM>JIA 170;:1
ROSEIH M, mEY
OF COUNSEL
STEPHEN D, TILEY
fl0BERT G, FREY
TELEPHONE (717) 243,5838
FACSIMILE (717) 243,6441
October 4, 1999
The Honorable J. Wesley Oler, Jr.
One Courthouse Square
Carlisle. PA 17013
Re: Schlusser vs Delp
98.7077 Civil Term
Dear Judge Oler:
I am pleased to repOlt that the above referenced matter has been settled.
Enclosed is a copy of the praecipe I have filed wi1l1 the Prothonotary requesting that
the action be marked settled.
~jncerely yours,
, ", f\ t" '. /11
\ \(j,~,,"_,J -~J
Robel1 G. Frey
7
!
"';-7--~
\
,j
RGF/gr
Enclosure
cc: Tnomas S, Dle111, EsqUire
401 East Louther Street, Suite 103
Carlisle, PA 17013
..
FREY & TILEY
ATTORNEYS-AT-LAW
S SOUTH HANOVEn SlllEET
CAIlUSLE. PENNSYLVANIA 1701:i
ROBERT M, FREY
OF COUNSEL
TELEPHONE (717) 243,5838
FACSIMILE ('117)243,6441
STEPHEN 0, TILEY
ROBERT G, FREY
April 2lJ, I<)<)')
11011. J. Wesley Oler, Jr.
I Courthouse Squal('
Carlisle, Pennsylvania 170 1:1
l'iill1i1i1t1ddil'I'/'I'
RL: Schlt-h:-.I.:r vs Ddp
lJX-7077 Civil Term
Dear J IIdge Oler:
I am pleased to advise you that we have made substantial progress toward settling the
above-refcrenced matter. In short, I understand from Attorney Grime that both parties are in
agreemcnt as to the terms of settlement and the Defendants have made substantial payment Oil the
amount ciaimcd by my client to be owcd hcr. The only amounts still owed are additional amount>;
which aecrued betweellthe date I provided a payment figure and the date of actual payment.
Therefl1l'e.1 am writing to request that the Pretrial Conference sehedukd for May :10. l<)')l) Ill'
continued to provide timc' sufficient to resolve the only remaining item,
This request for continuance is at the suggestion of Attorney Grime. I faxed Attorney
Griffic'on Wednesday, April 2X. IlJlJlJ confirming my intent to request a Cllntinuance and I am
faxing him a copy of this letter to him prior to my delivery of it to you so that he may notify me if I
have misrepresentcd the status of the case.
I thank you for your cnnsickration of this nlattcr.
Sincerely yours.
,
\
!
I
, Ii'
Robert G. Frey
R(iF/gr
(,y,
llradky L. (jrillie, bqll1re
2()() ~l'l'th Il:1I1over Sllwt
Culi,k.I'A 17()1.,
I'lel Jill'siI11i/('
Court Adminislrator
:rc
TEIWY LEE SCIILlISSER.
PlailllilT
IN TilE COURT OF COMMON PLEAS OF
ClIMBERLAND COUNTY. PENNSYLVANIA
CIVIL ACTION. LAW
vs.
TY DELI' and SIISAN DELI',
Deklldalll
NO. 'JX,7077 Cil'i1 Tl'I'lIl
AT LA \',1 alld IN EJECTMENT
NOTICE
To: Ty Delp
S usall Del p
YOII arc herehy nolii'ied to file a IVrillen response to the enclosed l~eply 10 NelV Maller within
IlVenly (20) days li'olll service hereof or a judglllenllllay entered against you.
Frey 8: TileI'
Allorneys ";r' Plaintiffs
By:
~~.\~'.~
R(lherl G, Frey. ESljuire
Suprellle Courl Numher 46397
:; Smuh IlanOl'L'!' SU'L'L'1
Carlisle, Pennsylvania J 7013
(717) 243.:;X3S
('
~
TERIn' LEE SCIILUSSER,
Plaintiff
IN TilE COURT OF (,OMi\10N PI.EAS OF
ClIi\1BERI.AND COUNTY. PENNSYI.V ANIA
VS.
CIVIl. ACTION, LAW
TY DELI' and SUSAN DELI"
Dc/cndanl
NO. lJS-7077 Civil Tenn
AT LAW and IN EJECTMENT
REPLY TO NEW MATTER OF DEFENDANTS
AND NOW, contes Terry Lee Schlusser, PlainlilT, hy and thrnugh Frey & Tiley
Allol'lleys at Law and respectfully replies to Ihe Ncw tl1aller Ill' Defendants as follows:
I S. Denied. Plaintiff was not in arrears on her 111ortgage. In facl, as Exhihit "A" of
Plaintilrs Complaint dearly shows that the date of the agreement hetween the parties was
Seplemher:;, 1<)<)(,. Exhihil "D" of Plaintiff's Complaint clearly shows that the lirst payment
owed hy Plaintiff was not due until Septemher 20. 11)<)(,. 17 days after the date of the agrel~ment
hctll'een the parties. Therefore, it was impossihle for PlaintilTto 11L~ in arrears on her mortgage.
19. Admitted.
20, Admitted.
21. Admilled in part: denied in part. h is admilled IhatPlaintiff was to provide the monthly
statement tll Dc/cndan!.;. Ii is denied thatPlainlitT was to provide the statement to Dc1'endants upon
receipt. The agreed procedure helweell the parties was 1(1r Dclcndants to notify Plainliff when they
were prepared 10 make payment. On a mUlllally agreed upon date. Plaintiff would lhenlcave the
stalement in her car at work and Defendant. Sue Dclp, would take the statement 1'1'0111 the car atkr
she left work
22, Admitted in pall: deniL-d in P:lrt. It is :Idlllittl'd lhat Ikfendanls made paYl1k~l1Is tll
Plaintiff's nlorlgage company through Augusl. I')')~, Ii is denied that payments were timely llIade.
In fact, paymenls were laic on sevcralll,'casiol1s,
23. Admitted III p:n1; deni,'d in p.U1. It is admitled tl1:lt Det'cndants made som,' p:iym,'nts for
insurance and taxes tlll'l'ugh Augusl. I ')')S, II is ,knied that :lil required paYllll'nts IV,'re made aud
Ihal all 1'aym"llIs II ere liml'iy 1l1:lde, III Llct.tk "Ollllly and IO'lnship real esl:lte Llxes o'i,'d hy
Ikkndanls. dLl,':JI Ih,' Lice anl<\unt hy .IL1Ili.' ,111. II)'iS IICIC ,wIn paid hy I>ckl1d;!Il1s, I'pon
n.'l'l'i\'illg IHHicl' in J:lI111,lry. It){)<) tll;tllhe\l.t;l\c... \\l'II,' IUrlll.:d t)\'l'!' In I Ill' CUlllhl'lblld Count\' Tax
Claim IlLlll':L1. as dl'illlqLll'l1t.PLlintitf Ill.ld,' l'ayn]cl1l of tl,,'s<' lax,'s,
2~. Denied. It is dL'nied Ihal Plaintiff slopped providing statcments 10 Dekndanls. In fael,
Plainliff has allL'lllpled (In Illllllnous llccasions tll have thc Dekndanls pay Ihe :nllllunls as billed
and has Itllwarded copies tlllhem.
25. Denied. Plainliff has never rcrused to provide hills 10 DcrendanlS. Inlilcl, in
Nowmher, IlJlJX, Plaintiff. Ihrongh her allllrney sent to Dcrendants' altorneys vari(lus hills It)r
payment hy Defendants. Copi,~s of Plaintiff's kllers and enelosures are altached hcreto and
incorporated herein by reference as Exhihit "A". None of the amounts haw been paid.
26. Denied. Plainlil'f has newr denied the exislenee of any agreement between the parties.
27. Admilted.
2X. Denied. Plaintiff is unaware of any amounts hdng held in escrow by Dekndants, or
Dcrendants' motivation for escrowing any funds. After reasonable inwstigation DelCndant is
unahle to detL~rllline accuracy of the allegations, and they are denied as they are within the exelusive
knowkdge and control of the Plaintiff.
WHEREFORE, Defendant respectfully requests judgment in favor of Defendant and
against Plaintiff on the Complaint of Plaintiff
Respcctfully submilted,
Frey & Tiley,
Altorneys for Defendant
By:
\~~Jv~~ -!J_
Rlibert G. Frey, Esquire
Supreme Court Number 463lJ7
.5 South Hanowr Streel
Carlisle. Pennsylvania 170]:;
(717) 243-5X3X
] verify that the stalements made llL'rein are true and correct and understand that false
statements herein are made subject Illlhe penalties of I X Pa, C. S, A. * .j')04 relating to unsl\'orn
blsification to autll<1ritiL's.
DalL'd: Fehruary I. I l)l)l}
'i~;~I~irf\-:-d-iSl'III~U~';/i~it~' " )
8, Dcnicd. Thc Dcfendant has continued to make payments in cscrow until the
panics have finalized the terms oflhe proper Installmcnl Sales Agreement.
9, Admitted,
10, Admittcd,
II. Thc Defendant is without knowledge of the principle balance owed under the
mortgage and demands specific proof at trial.
12, Admitted,
13. Admitted in part, Denied in part, It is admitted that the Defendant agrced to
pay the mortgage on the property in the amount 01'$576,97 pcr month. The interest rate on
the mortgage, howevcr, is unknown to the Defendant and specific proof is demanded at
IriaL
14, Admitted,
15, Aftcr a reasonablc investi~ation, the Defendant is without knowledge or
information sufficient to form a belief as to the truth of thc mattcr assertcd, Specific proof
is demanded at trial.
16, Denicd, Payment due to the l110ngagee beyond $576,97 per month is owed by
the Plaintifr as damages ofhcr breach,
17, Admitted,
WHEREFORE, the Defendant respectfully requcsts that the Plaintiffs action and
ejectmcnt be denied,
NEW MATTER
18, On or about August 1996. the Plaintiff was in arrears on her then existing
mortgage and informed the Defendant of her inability to continue to maintain the same,
19. On or about September 3, 1996, the parties entered into an agreement, (see
Exhibit "A") in which the defendant assumed the monthly payments of the mortgage 111
exchange for an ownership interest in the property,
20, The parties agree to have the mortgagee continue mailing its monthly request
for payment to the Plaintiff's residence
21, The Plaint ill' agreed to provide the Defendant bills for the mortgage upon
receipt at which time the Defendant agreed to mail payments directly to the mortgagee,
22, The parties followed this practice until August 1998 as evidenced by the
Defendant's payments to the mortgagee, hereto attached as Exhibit "B",
23, The Defendant paid the property taxes and insurance in similar fashion,
24, On or about August 1998, the Plaintifl" unilaterally and without notice stopped
providing the Defendant bills for the mortgage, taxes, and insurance,
25, On or about August 1998, the Defendant requested the above-mentioned bills
to continue payment and was denied,
26, Upon the Defendant's above-mentioned request. the I'laintill' also denied the
existence of any prior agreement between the parties for purchase of the property,
27 On or about. August 4, 1 ()98, the Plaintill' mailed a correspondence to the
Delendant which made no refCrl~nce to the parties prior agreement of September 3, 1996,
requesting the Defcndant's eviction if she did not agree to increase her "rent" to $750,00 a
month. altachcd hClc1<) as Exhibit "C'
"l"Li/(;j /7
--"'='
60.127'3/313
(, ....
,)~
1'1 I' .
I'AYTOTHE' r-:., _
lJllDER Of \";',,1 :J.'~ lL:,":'
\=\ ~ h ~ If' if' F J ~\.. ,~. .".1", ~-; f
. ............... .' I lJ rr cJlr,i ......}-\ "-"./ ~lJ( -.....:...'vL
PNCil3ANK.-'
P:-IC B.... :-I.\. "
c.:ntr.ll PA 040
-I'" ,.<
ILOV \~J.'"
I .~... i--
I $ -- I f.. J-;
, _...J' I(
.:(~~, DOLL'RS m ~~::.."::~'
430t5764';:
4.00 tS 41.15 4567
In"
I:OHH2B81: 500~07501;1;1I.
~ ,L\\'m :) .l-\J~ ...
01'00'000 5' 'i' I; 9 'i' ,I'
:~,~
SUSAN J. DELP
:l4 BURGNERS MILL RO
CARLISLE. PA 17013-<3906 ~i:' ,'?~', ;:tY;O{I-~E.; j; ,,1< D.or. 6O-1273t313176
Poytolt1. r_~ ,-l ~ ill' L=-i'I,~~()/R_~;\ '$ C:-o, ~_
Ord.rof ~, Jl J..lJ'''',~' .J ,. '" AfI,/{p'/J r; ',.. ,.., "',, I ..J I <.:J ~I I
\ " --- '-,,,---/-T.., "-1 q71
~i.;~:.o m \1~~><sOi~~Ei~,~~\:,~l~_-'(/r)O Oollor;[j];:a-::
PNCllJ) A Th.T1rr_,~", ,,'... ~,' ", ",'
J. .IIJ)~l~j~..~,_. ~~:_'''>-~ ."~'.
PSC B.... )>I.\. 040 '_"", '. .. , ,. '",
C<ntr.ll PA -.;.,,:;:.; " __ ,
"'f
for
'-:.-.:
1:0 H H 2 BBI: 0.01;
_.:..:.:,~::
,..........~o
H
.b.1'I.a.
..
SUSAN J, DELI"
TV E. DELP
34 SURGNERS MILL '10
C~P.L:SL=:. PA ~7rJ':3
,'.
0924
50-'273/313171
I., 1")-"')
L.,I,:\-':', I;;; ,,--r /
C
1.'\ TO iHE f y"\ """,, rr-< "r,' I . "'C' r-<
I.."":RDE;' OF ~_r---~('l II-J ::;. ~j. -.JC- :c. ~ '- t~
O I "_,."j..., 'i -'
lY\je '(,.iJ~'("1,,-fr., IWP~;:-,,\ ~ik
PNCB.D.\NK:"'-'-:-:>~--'-':-C- ~- -~-- ~~.:'-
P~C B,nl<, ~_\. ' Pnme
Centr.ll P-' 040 Plan
-r-"" -"0
e-," +- y)S / --J /
.'0'-' -, ~'i'-~I' 0- 'I.,
. :J.:1... :10. ., C
. S ;';"::::_CQ
Y)LL~RS [j ;~;,~:;,~':...
T~ ~ ~\""
II' 5 .1.,01.,0 b::; I., 511' ,1'00000 ~ 21;00."
~ .........0 ...,
..
106
..
~,,;
...
, SUSAN J. DELP," '
,TV E. DELP '.
::'-:-C34,BURGWERS'a.tIttRO ~'r'l1 6O-12T.lt313171
" . CARLISLE'"P"'-:;t101:r 01 " "
~'~~ilJ&i(,.,~'717'~ 1 ' I $ ..67~ ,9/
{(~lLwtvJlOd ~ J A ~tni.i.(-~ OJw:1 9 ~()O OOu'\RS fil=_-::
~~~AN~ Prime
"""''--aI P_'l. IHO Plan
877
1f15~Q.~
,
r:OH,H.i:?:18r: 0877 1I"'i~t.Ol.Obqt.511. ~1000005?b'1?~'
roo
O~,_
---~~,-..._----
r ~~_._--.....~_-:-_-----~~- - - 'CD~...:x~~-'
,
,
.
SlJSAN J, DEL?
TV E. DEL?
34 aURGNEAS MILL RD
CARLISLE, PA 17013
_"':i-"f Iv.;
,~-
J ,
, ,
....
""'"
t
~ .
,
!
,-- -
, - ,',))IJ 1(-'-'
-". . . '.. --
...
. __'. _, _r_ -
.
u8.j.j
50-127:11313171
:-' j{ IIU'-j,\[':,C!
PNCBANK
.
PNC Bank. S.A.
Ccw:n.1 PA 040
~'.}~l;:..J'--r ... '-I f
I
~-.._'i'J
, -,
" ..-t' / I 80AtNCE
'-l^-J- 'I') -
- '---
.-'
Prime
Plan
I:OHH2BBI:0'1:13 1I'5~I,OI,
1,-
"'-
.1.:.___... ",__-'-__ . ...._..~_.___~.
1lII~
....".
SUSAN .1. DELP
TV E. DELP
34 8URGNERS MILL RD
CARL!SLE. FA 'li01:r
Or 2 fA
g~T?R'b'}E G-r-r>-{"~ J \~~
r. L . I/'- --l '6'1/
..J' x: nv ilir-eci "=- l u-e- ~ / leu
PNClBANK Pr'.me
PSCB..l:,S.A. ·
Cm1nI P,\ 1140 PIau
/tOT NEGOTIABLE
-
0923
6O-12T.11313 171
..C?7
! $ 0:-05.8/
g-...-.
;)c:)tJ_'RS UJ -=-..._
R)"
1:0:1 ~:1 ~ 2738': 0'12 :1
~k'~~ ...
"'5~1,0I,Ob::;QI, ,1'G006ab05B~,,1
~~.-
....'q'"
!~p...( ,
. ~. ~ 031000037
I: JI~ OS/2'ifi7.
:L~~: ~ 7t~367294
!:; ~: 0
::h ;
I;-i! i ;::;
'0;.. ! ~
~m~1'I> MY'97' Z9, @
:H!::g~,
.;4'~II:; ""';1"';_
'I;~~ _. .----
,~:: 'i 5
;;>1:-1=
,j; ::;11:"'1
.~. 0 ~ ;;
," i i;: . '.,' .... . ". ..:.; ..'
~ I '1:. _. '..
.y......,.
-, I;' ':'i.,'-..lJ
r
-------:
',,'
..
'-'''1
" ,'j
'';:'"7:i
,,:..ll,":';";:':,: I:.'
(."':i:I~:';7 .
"
...,;l,:.o)..:;"~:..;... .~-".."~, '. ~ r...~jl.;'~-"~-"'''''<:;
:. ..~.;... .", " -,.,", ...... 'j;"'::'I~ry-;...t?jJp'~:~'-;
. :;~. ~..~:...~;.i.;~'.:..:~ '_ "~> .. ._.::~,.A~-t<. r~~!{:.:_~ .
p. -~J,:':;-' i _ '"
5
~ "
,
-
,
. >
, =
".',,"i.
r .:
. - ..- -_..
;' -
.
~ ~
,
r~" '::
"., ~ ""..
,'-::'\
'2J
~ -
- - -c-----
"'" " . -....---.
;. '1-:U ..-....~.......-......
,
:: -
".. .~ L
-:'~ ."
.';:1.:.1..:.. I
CREDIT TO ACCOUNT OF
WiTHIN NAMED P;'YEE.
ABSENCE OF ENOO~E~,lt;NT
GUARANTEED. M~C #-1
PMT. ACPI. WiD PREJUDiCE'
i,'
,/?;::i:.:,h:.~'~ 'I'" j
x
t
..
.
..
.8
CllE[ ~D ,\CCOUi;
wm",: ;'lAMED PA
A!lsEi::,: OF ENDORS~
:GfJA~I\NTEED', MFSC
p~~ AePT. WID PRE]:
~~
;:':;
">
..~ '?II 27
'...--.. '
tltt-.m ~
~.u,.,
1(JIIIII:mJIIIPIr,,,..
~;
~. Vi
, ~
.. :: .../'\
.-.. ...
."':;. ~...:;
q.,~ :!<...
'.
",': t_ ~ :;/:'':!
-.'':''.!:'>:
'.:--~!::~~
. . \~..
-. ,
:' .:. g.~:..i"'~'.'>i'~'-i ,~~:
x
-0
2~
:;;/1
~~
.-
- <
~=
~~
(o~ ~ii- '--' ,-
.. t .r::.: ..,{ ~:.r
,..0 ~ - .. ---'.
foa> --=-~=.
~.::alltaa::r..mft..
. ..-III\'DIl:I.lJlI!ll'S::t:rT
.:3 : ""'''''''J ~m ",__
,-
I',' .' fE'" ' 1'8"... fE'" C' OP' '. ."
'.. .. . . ..' . .. . . . ~. . . . .
,~ . ',0 . . .'. ... . . .: . . . '.', . . I' .'. '.. t. ...
, .....'. ',' '. . . ...
,'. '. .0 .' '0, . . '. ,....
'.. . '. .,'... o' . . .' . ,I .:....
. ...lL.:- .: ".:..L.:- .',,: Y
i
i IllEGIBLE COpy
,
i
;
I
,
,
I
I
i
j
p
ILLEGIBLE COpy
',' .' fE...GI"8.'.. e.'.. C" 0'....'
'.. .. . . .. . . . .... . . .
. ~:: :: . '.'.: " . .. '.:' .: '..:: ".'.: ' '. ' '. " :' ... ,'..... ...'
.. " . '. II . ... ....
ILL, .:- ., ".: ..t. .:- .'., PV
:,;'1.'
'. '"
",
.;;,,;.
..",,'
,,'
:~.;~, . ',' j"
<'''c'
':,:. I,:'
,,',.
','.'
:'il,':"
: '''.,. ,;<'
,.,"',""".'
\~"" I " .
,;r',~-,,\ i :'.
^ ~~i::~:~f:XXjli;':,::
'}l~:.~';''''''"_,;"":(~",,,,:,,
""'.:.:I'tj" ,^, ",
-:,',.:'~ "''''01:''-;_'
~njj:~5.,..:'<':':,:
i'< """'~'''''C", ;>
,,,;j"'""'OP"':'<"
'1j: ,!,.~O~ '.:.:It=-<"
: ,~,:,...,,,.. >,i,Z
'. 1{"tG:,~,,,,, ',,_., .~
"';O'!:l<:Z;S
',l':l'''' -';" :0 ti
P:~,< ..., 1.::
f~~~).:.:lt;~;b m'
"""'.,=-"....
"H./l:l- ....
:;;;~; ;~/= ~,
'~jiO''''''' ~ >: i!:....,.
;...i-J.. .~::t,~:\-O. .
.-"" '~.'"'?1'Q/O.1-c J, ..:,
"t..... ," > .
"11;,' ,....~s:s." ,
';;;,\i,:-,.I\ 0' .j
'. ..' .
- '\~-~~ ,,:,~~.,., t; '"
',;:i:i'
,. ....':;;;.','
"I'
"'
:. ,,"
i';",'
\~i}I';'
,. ,'. "~'
,-,
","
.' ., "~'
"
--
';,,'
"
.-'.
" e'
'l:
"
.") \r1
,,' :r
,!}, "
'," ',',:,._"
, ""
',', .
,
"".'",,
,"~...",
"""
" ,'~
Cf.
""
':::;,\
"
~'
~
"", fa
P'
,.:.:I" ,
.' =,t:-:"
O~
ltJ, c:::'
,~~"",
,~" "
'>,
:",~,
':;:;,&1
' 'Eo<'
""
".-"
'.,'
,0.
.:.:I
~
Q
Z
<...,
"~"!;j.
,:,"~ ltJ,'g
, ;,," 'l;J 4).
C::'"
"' .,~
"0. ....
.:.:I,
':,"..',~
><
,Eo<
Z
ILl
~
Eo<
o
ILl
~'
:s
Eo<
:s
<
.:.:I
p..
)!
o
'ii','" ','"',"'",0,;:'"
, ,t=-<
Z'
P
0'
i
,,;,
~ ~'. ~~- ,
','
<:;
''',';'
.\','
, ,~ '
,':'.
''';',
''''',S:
"'.',,'
. .:.:~, ': ',~'
, ~i;
'",
'v
:'::'.':';
.,::
.,,"
'"I
~: .-
.;~~ >(
,,:.,
'..IJ,:<,>!
>",'
,~ .
"
TERRY LEE SCIILUSSEI~,
Plaintiff
IN TilE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
\IS.
CIVIL ACTION - LA \V
TY DELI' and SUSAN DELI'.
Defcndant
NO. 'JX- io'( 7 Civil Tc 1'1 II
AT LAW and IN EJECTMENT
NOTICE
You have hccn sucd incourl. If you wish to defcnd againsllhc claims sct forth inthc
following pages, youmusllakc action wilhin tlwnty (20) days aftcr Ihis l'Omplainl and notiL'c
arc scrved, hy cntering a writtcn appcarancc pcrsLlnally or hy attorncy and filing in wriling wilh
Ihe court your dcfcnscs or ohjeclions to thc claims sCII(lrth againsl you. You arc warncd that if
you fail to do so Ihc casc Illay procccd without you and a judglllent Illay hc cnlcrcd against you
by the COUl1 wilhout further noliL'e lilr any moncy c1aimcd in thc cOlllplaint or I(lr any othcr
claim or relief rcqucstcd by thc plaintifr. You may losc Illoney or propcrly or other righls
impol1ant to you.
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF
YOU DO NOT HAVE A LA WYEI~ OR CANNOT AFFORD ONE, GO TO Ol~
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET LEGAL HELP.
C\J!\1BERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE. PENNSYLVANIA 17013
TELEPHONE: 717,24'),3166
A!\IERICANS WITH DISABILITIES ACT OF 19911
Thc COllr! nf Conunon Pkas nf CUIllI1L'rland COllnty is rcquircd hy law In cnmply with
thc Amcricans with Disahilitics Acl or I (NO. For infonnatinn ahoul aCl'l'ssihk facilitics and
rca,nnahlc aCl'<l\llodalion, availahk 10 di"lbkd indil'idu;t!s having hu,inL'ss hl'1ilrL' Ihc COllrt.
pkasL' conl:",t nul' nlTicc, All aITan)!CluL'11Is 1l111,1 hc IIl:"k ;1I kasl 72 hnurs prinr 10 ;1I1Y hcaring
"I" hthilll'SS IwfnrL' lilt.' court. "IHIIlIlI..., ;\1I"'IHI1IIL' sdwdLlkd c.\Ilfl'n..'!ll'l' nr ill'arillg.
TERRY LEE SCIILUSSlm,
Plaillliff
IN TilE COURT OF C01\'IMON PU,AS OF
CUMBERLANI) COlINTY,PENNSYLVANIA
\is.
CIVIL ACTION - I.A W
TY DELI' and SUSAN DELI',
Dd'endalll
NO. 'is- 10 'II Civil Terl11
AT LAW and IN EJECTMENT
COUNT I:
COMPLAINT IN EJECTMENT
AND NOW, L'nl11eS Terry Schlusscr, Plaintiff, hy and Ihruugh Frey & Tiley Allnrncys at
Law and respectfully slatcs as fnllnws:
I. PlainlitT is Terry Lee Schlusser. an adull individual, residing at 45 Spring Road.
Aparll11enl4. Carlisk', Pennsylvania 17013.
2. Dekndallls are Ty Dclp and Susan Delp, aduli individuals, residing ill WcslPennshnro
Township, CUl11herland County.Pennsylvallia(l11ailing address: 34 Burgners :\1ill Rnad, Carlisle.
Pennsylvania 170 J:1).
.,. Plaintiff is. and at alllil11cs rekvanltnlhc wilhin aclion \\'as. the owner in ke silllplc
and entitkd to pnsscssinn nf real ProPL'r1y situatL' in West I'L'unshnm Tn\\'nship. CUl11herland
Counly, Pennsylvania, known as 3~ Burgners I\lill Rnad. hy \'irlll" of a deed 1'1'0111 Lynn/\nlhony
Schlusser and Tcrry Le,. Schlllsser to Terry Lee Schlusser, dated .Iune 30, 1'i1)S, and reL'lmkd
May 26, I'iS5 inlhc Office of the ReC<lrder of Dceds in and I'lli' Cumherland COllnty at Carli"le,
Pennsylvania iu Decd Blhlk J 22,l'age }3:., ^ \n[C and c(H'I\'L'lellpy nl s;ud ,ked IS atlaehed hercto
and incorporated herein hy rckrenl'e as Exhihit "A."
,1. On ()[' ah(llll Seplcl11her 3. Il)()C1, Plaintill and DL'1i:ndanlentered illtO ;[n (lral ag[L'CllIenl
1'(11' the sak of the ahll\L'-nll'nti(lncd real L"t;[le till' paynlenls of ,!;57(','!7 per 11111[llh 1'111' Sl' Illng as
I'lainlifrs first Inorlpg" onth,' prop,'!'lv \\;IS ll\\'L'd. and upon the 1l111rlgage hein" p.lid olT. a
halloon paYl11e[[lllf '!;IO.OOll,(II), Ikkndanls also agreed In pay Ihe e(,1SIS oflaxes alld fire
illsurallce for tlil' prnp,'ny, Tlii, llr;d ;[grel'llll'lll \\'as redlll'l'd tn writinl' ill till' funullf a
1llL"lllnLlIldLJIIl \ \f ;1~lr\.'\.'l'lIl'nl ~ip!ll'd 11\ PLlilllil1 ;md lkklld.llll'->. a \.'\ 'J'lY nf \\'hid} I' ~lll;H:ill'd IJl'rl'tll
;lI1d illco[p,r:Jled lie[('[IlI',) rcler,'lll'l' '" L\llIhil "1\",
S. Pur....II;1I11 II 1 till" lenlh n( IIKII ;1~ll'l'lllL'Il1. ;jIld ill (( 111'\JdL'r;ttil 'I} llf lhl" pn lJlli\l".... ;ll1d
;1:~rl'l'ml'llt... i \1' I h'knd;lllh. PLtil;tlll d\'l1\l'l~'d lhl.......l.....,ii)ll till kknd;lrlh ;tnd lJl'h'lllLlllh 1~'lJh.'rl'd
illld Pl l\\l.'....l\ 'II Ill' llll' n,';d l'....\;lk t IJl I \f ;JhlllJl Sq11clllht:r 3. I q'}h.
6. Defendants have hrcached the lerms of the Installmel1l Sale Agreemcnt and continues 10
be in breach of Ihe Agreemenl by failing to make payments of due on August 20, I <)98. and have
failed to make furlher payment thereal'tcr. Defendant currently owes installments due for the
months of AugusI, September and Octobcr, 19')8, alllH)ugh Plaintiff has made demand thcrefor.
7. Plaintiff has made repeated dcmands for Defendants to make payments as requircd or
tmn possession over to her.
8. Defendanls have failed and refuscd tLl give possession to Plaintiff and have failed and
refused to make rcquired paymcnts as originally agrecd, and have refused to enter into a IVrilten
rental or installmcnt sales agreement for their l'<1ntinued possession.
WHEREFORE, Plaintiff respectfully requests judgment in favor of Plaintiff and
against Defendants granting to Plainliff possession of the herein descrihed real estale, costs of suit
and such further relief as the Courlmay deem proper.
COUNT II: COMPLAINT AT LAW FOR BREACH OF CONTRACT
l). Paragraphs I through 8 arc incorporatcd hercin by rcference.
10. The Installment Sales Agrecment reqoired Defendants to pay tile "mOrlgage on properly
at 34 Burgners Mill Road." Altaehed hereto and incorporated hcrein as Exhibit "C" is a l'<1py of the
mOl1gage on 34 Bmgners Mill Road.
II. Al the time "I' Ihe Agreel11enl bL'l\\'l'enlhe parlies. tlw principal balance owed under the
morlgage was $51.1 01l.1l0.
12. The mOrlgage on the premises and till' accompanying hond rl'quired payments on the
principal as stated abo\'\' plus interest at the ratc of 12.40';; inl110nthly installments of $576.97.
Altaehed hereto and incorporated hnein as Exhibit "D" is a true alld 1'l1lTI'l't c"py ofth" l\'ote
ilCL'Ompanying tht: IlHH1gag(' un the premises.
13. Defendants' agreement I" pay "the nl<1I1gagl' '"ltlw prol'I'11y at :14 Burgncrs Mill Road"
\\'a,; an agreel11ent to make m'"lIhly pa)'lnl"lts of $571\,')7 on the prineip;1I and intnest aecmed at
the rale of 12,4W;.
1.1. Ikkndanh also :'"rl'ed I,) pay Ihl' 1'1';11 I"tatl' t:I\I" ,'ntl,,' j'lop,'ny' and to pay f"r the
cost of hazard insnrancc onlhc propcrty.
15. The Inslalln1Cnl Salcs Agl\'l'mcnt is in dei'ault bccausc of Dl'lcndants' failurc III makc
the payments dnl' on and alkr August 20. 1 ')')8 and to pay Ihe rcal estate laxes and hazard
insurance premiums whcn due, Thc fullowing amllunts arc nllW due on thc Agn:emcnt:
Principal balance
Real Estatc Taxcs owcd
S49,682.89
473.57
Fire insnrancc advanced by Plaintiff
129.00
Total
S50,285.46
16. Dclcndanl.s .d,so owe intcrest from August 20, I <)98 In the uate llfjudglllent at the rate
of S8, 1671 per day.
17. In accordance with the prllvisillns llf thc Acl of January 30, 1974, Pub. L. 13, No.6, *
403 (41 P.S. * 4(3) a Notice of Intention to Forcelosc Mortgage dated November 3, 19<)8 was
forwarded to each of the Defendants hy certilied mail. return receipt requested. Copies of said
notice arc allached hereto and incoqJOrated herein as Exhibit "li".
WHEREFORE, Plaintiff respectfully requests judgment in favor of Plaintiff and against
DcI'l~ndants for S50,285.46, togethcr with interest thcreon, as sct forth above, all other amounts
advanccd by Plaintiff pursuant tll the agrecl11ent, and Plaintifrs costs and allorncy fces.
Respectfully submilled,
Frey & Tiley,
AlIorneys !,'r Plaintiff
D,g~.
Suprcme Court Number 46397
5 South Ilano"cr Street
Carlisle, Pennsylvania 17013
(17) 243-583X
By:
I \'L'rify th;lt thc statements made hl'rein ar(: truc and correct and understand that false
statcnll'nls herl'in arc made 'lIbjel't tll the penahies of IX Pa, C. S. !\, * 4')04 relating to uns\\'<1I'n
fabifil';lli~)!1 tn ;!ulhoritil'''.
Dated: 7'\o\cl11hn 27. I'I'IX
i;~,{tfY.l.tf:~(1i1,tI.~&t,t.~~--
{~_--"~ 'I (t t: '''r:' .. .) 7 . eo" "\
THIS DEED,
II-.
Mil DE TIlE ')U da)' of :J" .~" ill the .w.'ar of our Lord one tlto/lSl11uf ni/le
hlllldred fH'/IeO"#[mrf.'mf. ')
,......."'"-"-;- f-....., (( '71/(
BETWEEN LYNN ANTHONY SCIlLUSSER and TERRY LEE SCIILUSSER, husband
and wife, of Cumberland County, Pennsylvania, panies of the first pan,
and
Grantors,
TERRY LEE SCIILUSSER, of West Pennsboro Township, Cumberland Coullly, Pennsylvania.
pany of the second pan,
Gramee
IV/TNESSETI/, that ill eor.siderarion of aile alld /lo//oo.."'."",..,."'.....,...,__''''""""",
.......'.............'.....................($/.00)."..............."'.............,.........."'...Dollar,
ill Izand paid, the receipt whereof is hereby ackllOwledged, Ilze said gralllors do Izerrby gralll
and conVLY to the said grantee
ALL THAT CERTAIN piece or parcel of ground situale in West Pennsboro Township,
Cumberland County, Pennsylvania, and being Lot No.2 as shown on Subdivision Plall for James
W. Shallo date<! October 6, 1977, prepared by Thomas A. Neff, Registered Surveyor, and recorded
in Cumberland county Plan Book 33, at Page 22, and more fully bounded and described as
follows:
BEGINNING at a spike in the center Iille of Township Road No. 457 at other property now
or fomJerly of Jon David Kelley, et UX,; thence by the center line of said Township Road North 63
degrees 10 minutes 10 seconds Easl 300.00 feet to a spike; thence by other property now or
formerly of James W. Shatto et ux. the following two courses and distances: (l) South 23
degrees 03 minutes 50 second,S East225.oo feet to a stake; (2) South 63 degrees 10 minutes 10
se<:onds West 300.00 feet to a stake; thence by said Tract No.3 now or formerly of John David
Kelley, et UX. North 23 degrees 03 minutes 50 seconds West 225.00 feet to the place of
BEGINNING.
CONTAINING 1.546 Acres. and being improved with a double wide mobile home with
mailing address of 34 Burgner's Mill Road, Carlisle, Pennsylvania.
BEING the same premises which William Kenneth Leonard Jr. and Lynn Maul Leonard, his
\\ife, by dee<! date<! September 24, 1987 and recorded September 29, 1987 in the Omce of Ihe
Recorder of Deeds in and for Cumberland County at Carlisle, Pennsylvania L" Deed Bock "Y,
Volume 32, Page 54 I, granted and conveyed to Lynn Anthony Schlusser and Teny Lee Schlllsscr,
his wife, the Grantors herein.
TilE WITIIIN CONVEYANCE is from husband and wife to wife ll$ pan ofa divorce
proceeding file<! in the Conn of Common PI""s of Cumberland County, Pennsylvllnia 10 No. 336
Civil 1991, and is, therefore, exempt from realty transfer taxes impose<! by the Commonwealth of
Pcnnsylvllnia, Township of W"t Pennsboro, and Big Spring School District.
,
CD
"'.,
:3 (;;
= ,..
:",~
0.'
-e
:3
N - "
..r
u:>
flltmw" ,
<., \ C
('C1l1lIlWII\\(';lllh or 1"'III1\)I\';lIIIa .
Sp;ltl' ,\huu' !hi\ 1.i11l' Fur HI,t.nldi,,/.: Ba'..
OPEN-END I\IORTGAGE
Tllis Mongage ~el'llle" fWIIH' :tdvam'l'''
I. "ATE AND PAnTIES. The dale of Ihis MOIIgage (Sec,"iIY 1II\llIlIIll'III) i, .., fJlt! !.li/~)(j,,,..,,....,...., """" alld the
parties, their addresses alld la,'( identification IHllIlhl'IS, if lequtll'd, ;tre ;IS f(llltlw~:
MORn,^GOR, 'lEW,Y lEI': SOIUJSSEJ,
[J l( dlCl:kcd, refer to IlIe (llta<.:hctl ALldcndulIl incorporated herein, lor additional Mortgagors, (Iwir signatures and
acknowledglllenls,
LENDER:
Gn..en Tree COl1surrer Dif3CO\lllt COlpany
l.J () 1 11(/ r t 7. d" ] c [) 1'. S t (' ].1?
Calllp 1Ii11,PA 17()11
2. CONVEY AN'CE. For good and valuable consideration, Ihc fl'Ccipt and sullkicllcy of which is acknowlcd~ed, and to secure
ihe Secured Dehl (defined helow) and Mortgagor's perfollllal1ee llnder Ihis SeL'lIIily InSlrlllllel11. Mortgagor grams, bargains,
COIJ\'l'YS and l1longagcs to Lemler the following descrihed properly:
BRIEF LEJ::V\L DESrnIPl'IW:
ALL 'l1lAT rn,I'AIN PROPEI,1Y SITIJ.Zl:lT:D IN 'DIE 'IGWNS1U P OF \'IJ':ST PENNSBOr,O
IN TI-lE 0JUNrY OF OJMBERlAN[) AND o:::r'i>-J::.l'JI'l'1\L'l1l OF PENNSYLV1\NIA, BEIN:;
DESO'?IBED AS FDLLa.~S: wr 2 SUBDIVISION PI/IN [-\)1, cJl\MI';S W SlmrIO
o'JNTAININ:; 1.516 AmES. BEIN3 MJRE HJLLY DFSGUBED IN A no, SIMPLE
DEED D1\110::D 6/30/1991 AND RElURDED 5/26/1995, /lM:.N; 'l11E lllND J<T'-fDRDS
OF TIlE: CDJNIY IIND SrA11, ssr FDRl1I APOVE, IN VOI1JME ] ~~~), ['AC~, 735.
PARCEL ID 46-07-0475-015C
The prnpeny is lo"oled in qJMI3~".."
. . . . . . . . . , . . . . . . . , . . . . . . . . .
(CUlIllly)
CAl,LI.Sj1>
., al .3~,ml.R~"I1I,I,;Y"RP.",,,.,,..
(AJdrc!\\)
(CIIV)
""'"'' Pennsyl\'ania ..,h?IJ.P..."......
(lIP Code)
Togelhcr wilh :Ill rights, l'aSl.'Il11'llts, appurll'nances, lOyalties, mim'r.ll rights, oil and ~as rights, all water and riparian rights.
ditches, and waler stock and all c,"istillg ;'lnd fUlure impIO\'ClIlt'l1ts, stnJClUI'CS, fi\iUrcs, and r('placements that may now, or at
:my lime in lhc fUiUlC, he p:nt of the real estate de!\crihcd :lho\'c (all referred to a~ '.ProPCr1y"),
J. MAXII\IU~I OIlLI<;ATlON LIMIT. The 101011 prillcipal :iI11<1l1ll1 sl'l'lll'ed hy II1IS S('Curily Instrumenl at anyone lime shall not
e,ceed $ ..... ~~).QQ ,-.9.0....... .."...".............. . This limitation of anHlllll1 dncs nor include interest and olher fees and
t'hargcs v;ll1dly 111.1llc pursuant tn lhis SeclIrlty InSlmmrnl. ^I~o, rhis limlt.1lioll docs not apply to advances made under the
H.rms of lhis Security InstnlJnt'llllo prolect LClJder's c"t'l'tJlily :mll to pcrfnrlll any of the COVenants cnntaint,o in this Sccurily
Inslruuu'nl.
4. SEClJltEU IlEBT ANI> FlrnlllE AUV'\:\'("ES. The lrllll ~S('ctllt'd Ikh," i"i defined ac; follows:
1\. Deht i'KlllH'd lllhkr the It'IIll' of all pl(lllli~;qlIY Ilt1lt'(sl, ('onlr,1ct(\). ~uar:mly(s) or olher evidence of debl described
helow ;lIld ~lll Illl'll ('),h'miollS, 1l'IIl'W:i1s, 1Il1IdllH';tIHlIlS {It ","hqiIUlJons (\rJUII 1(fnc'IlCll1f: Ihr debts brlohl il is
.\1/,1'[.:('.\11'./ :lid! \'/\./ W( lud/' IrOfZS .\lulI Ij.\ hl1nOl\o.\' !),i/llt'.\, nOfr IU/JOil1lfJ. Jft/f"fr.\1 mil'S. mafllrit)' dclU.... ("(c.)
HNNSt'LVo\Nl^ Monl(;^(~f <IJ'\ll(H,IIJt,~.\.II<lt.\1 IH"('!I.'f<lj~,11
(P,'.9(! , of 6J
""'l'~'utl1""~",.~-\""",,, Il" '1,1-",,1 III!. Ilr<"I\:'.'!;'-<4~1 /"'.")'1 r.,~1i,ll, 1,-1""4
!l:l~:~
B. All fUlure odvanee, frulll Lender 10 Mortgagor or olller fUlIue ohhgalions uf Mollgaglll 10 Lende. ulHkl any P"'"11\',OIY
nOle, eonlract, guaranlY, or olller evidence of dehl execuled hy Mortgago. ill fa"o. of Lellllcr c"ccull'd altcl 1111\ SCCUI ill'
Inmumenl whelher or notlhis Security Inslrumenl is specifically Icfelenced, If Illllle Illall onc 1"'l\IlU signs tlli, SeClllily
Inslrument, each Mortgagor agrees Ihal Ihi, Security Instnllnellt will sec",e all Illlllle advann's :,,"1 flllllle ohli!~alinn'
that arc given to or incurred by aoy one or mo.e MOItgagor, or any IInc 01 nlOle M'''tga,~ol :IIIIt ollle.s, All future
advances and olher future obligalions arc secured by Ihis Seeurily In'"ll1lwnt cven tllough all III pall may not ye. he
advanced, All fUlure advances and other fUlure nhligatiuns are sceuletl as ilmat\c on the dale of Ihis Seeulity tnsl.ument.
Nothing in this Securily Instrumenl ,hall eonstilule a <tlllunilmenl 10 llrake :"ltlilional 01 fnlUle loans III atlvances in any
amount. Any such commitment must be agreed to in a separate wliling.
C, All obligalions Mortgagor owes 10 Lender, which l1lay latel alise, 10 tlu' eW'utllOI plohllllled hy lalV, illchlllil1g, hUI nOI
limited to. liabilities for overdrafts relating, to .my llL'PlIsit arCollllt ;lgH'l'II1t'llllH'lwl'~~n t\.'1tlllgal',0I ;11111 Ll'ndcr.
D. All addilional sums advanced and e'pellse, illCllfled hy 1."Il,kl lor IllSlllin,:, P"''''l\'iI1g 01 olhelwi,e proleeting the
Property and ils value and any olher Sllln' advanrcd alld e'p"II"" ill\'lIlIl',1 hy L"llIkl UIIII<' I Ihe tClms of this Seeurily
Instrument.
This SecurilY Inslrument will nol secure allY otlt"r dehl if Lelllkl larls 10 1:1\1' ""l' "'II'"ledIH'"ll' of Ihe lighl of .escission,
5, I'A YMENTS, Mortgagor agrees thai all paYlllellts lilliI<'I Ihe S"lIl1l'll 1)..11\ lVllIll\' p,,"1 ,,11l'u Ilue :ulIl ill a",,,dance wilh Ihe
lerms of Ihe Secured Debl alld Ihis SeclIrilY IlIstl1lmenl.
6, WARRANTY OF TITLE, MOllgaglll wan:lIlts that Mollgal:ol " o. WilliI\' I"wflllly SI,It"II 01 Ihe eslale conveyed by this
Securily Inslrumenl alld has Ihe lighllo glalll, ha,,:aiu, eOIl"t'Y, sl'il. alld 1I1111l1',al'" 1111' PloP"lty, Mollgagor also warrants Ihal
the Property is uncncuIt,lbcrcd. except for l'1H.:umhr:lI\l'cs 01 Il"CoUI.
7, I'RIOR SECURITY INTERESTS, Wilh reg:lld to any Olht" IllUtlgal',l', ,ked 01 lIust, 'cell till' agleelllent or other lien
document that crcated a prior ~ccurity interest or cm:umln ann' nil lilt' Pwpcll)', Mllll,~a,~(lr ;1~Il.t.,:
A. To make all paymcllts when duc and to pelf 01'111 or ('"olllply Willi ;lllcOVt'nanh.
B. To promptly deliver In Lcnder any lHlIiccs thai MOI1".;lgoIICn'I\'l'~ lrClI\IIIIl~ Illlhll'l.
C. NOIIO allow OilY lllodil,,:1I1011 or e,tcII,jollot, ,1<" 10 .cqllc" 'III\' lullll" ,h\"allce" utld'.', ""l' '1<lIe or agleement secured
by the lien document willHHlt 1..cIH\l'r's \lli()r writll'l1 nlll\l'llI.
H, CLAIMS AGAINST TITLE, MOI,gago, will pay al! la'cs, ''''''\SlIll'1<IS. IIl'IIS. "III1llllhl"'"'''' lease 1"'Ylllcllt', ground reOlS,
utilities, and other charges rela'ing ,ull,e PlupellY "h,'n du,' \"IIlkl Illa" 11''111111' MIlIII'",'ol 1"llIO""1<' 10 Lentler copies of all
nOlices Ihal such allloums ale dne and Ihe leeelp's ""Il\rlllln,~ M,lI'I',I\'UI'" 1"11""1'111 Motll',agllr w,ll defend lille to the
Propelty against any c1aillls Ihat would nnpai. the Ilell IlllhlS S....lIl1ly hl\'"l1ll<'n, MllI"'''I',o' a",1ce, \tl assign 10 Lender, as
requesled by Lender. any ril!hls. c1ailll' 01 IlclrnSl" M'lIl1"'I'OI ilL'\' h,I\I' ,1".1111,>1 p'"II''' ,,1111 ,upply l"hOl or lllalerio1ls '0
maintain or improve the PlOpcn)'.
9. IJUE ON SALE OR ENl'IIMllltAMT, I c"dcI n"I\' , .11 II' 01'"1111, II.', \.nc IIIl' "11111" 1>"\.11"" of the Scculed Dehl to he
immedIately due and pay"I>il' "1"1II Ih,' uc"lIllll 01. III ,01111,'" '"l Ih,' 111""1111101. '111\' IIl'n. ,'II""l1hla\lle, !I'lIlsle. or salc of Ihc
Property. This light i, ,"h,,'" ,,, IIH' 11"11,,"011'> lll'i" ""',1 I" 1...1.',,<1 1.1" II.' (' I' It "III. ;I', ;lpphc;lh1e. This "O,"Cllam ,holl
",n wilh Ihe propcny ;111,1 ,h,<I1 ,,111.1111 III ""..,, 11111 Ii \II<' '". ,",,! 1',1,' I' 1',11<1 III 11111 .11,,1 I iii'> Snllll'Y 11l>,lmlllcllt IS .cka,e,\.
HI, )'IHlJ'ERTY CONllITION, A" IIIL\II' INS ,\NII INSI'II liON M""I','I'OI 11111\,""1' ,h.. 1,,,,pt'lIY ill g"od cond,tion alll!
mak 0111 lepairs Iha' ;Ill' 11',\',"11.11>1> 11"""""'" ~1""I','i'''1 .1",1",,,1 ,""11"11 1<1 .111"" .Ill\ ''''''I', 1IIlp:1I1n1<'IlI, or dele.ioratilln 01
the I'ropl'ny M"I1\',;'l"" "III )">'1' II", 1'1"1" llS II>' ,,11""1"'" "",,\0, ,,1,,1,'1..""" ~10111',;lI'I>1 ;I,'It'\" Ih:tlllle natule of Ihe
Ol'cllpanc)' alld liSt' ",11 11,,1 '1110-1.,"11,,111 '\"'''1' ",II,..", I, ".I, I .. I" I'" 1111110'11 ,,,",,'111, !Slo"1"'I'ol \\,,11 no' penlllt an)' change
in any Ireen,e. It'SI'" :i'" ,,," lL,"1 ..I ,," "" "I "1,[,....1 1,",1, I " ,'I "., 111111"11 ,,,"',\'111 Mort!,',!,'" Will nOlify Lender 01 "II
dcmalHh, plocl't'dll'iJ"', I LIlI!I\ .1111 ,1,11"1\', OJ' I\W I ""'llf "1'''1 .llpl ..1,111\ \""\ 111 d,IIlLq'(' (0 Ilu' PIPpnty
ItY.V'J-I'
({I89t"] of 6J
.-----
~ "'.
(;.' , Ii' 114 I~ ."~.'. ~. ~ .1,,,,,. In,
"..",
.:,' ~. .
,um.~
Lender or Lendcr's agcnts may, al Lcnder's option, enter llle Property at ~ny rc~sol1~hlc lilllc for lhc pmposc of inspecting the
Property. Lender shall give Mortgagor notice at the timc of or before an inspcclioll spccifying a reasonable purpose for the
inspection, Any inspection of the Property shall be el1lircly for Lender's bene lit and Mortgagor will in no way rely on
Lender's inspection.
II. AUrllOIUTY TO PERFORM. If Mortgagor fails to perform any duty or any of Ihe covenal1ls cOl1lained in Ihis Security
InstnJmcm, Lender may, witholll notice, perform or causc thcm to be performed. t\1ortgagor appoinls Lender as attorney in
fJet to sign Mongagor's name or pay any amount necessary for performance. Lendcr's righl to perform for Mortgagor shall
nol cfcale an obligation to perform, and Lender's failure 10 perform will not preclude Lender from exercising any of Lender's
o!hcr rights under the law or this Security Instrument. If any conslmction on Ihe Property is discontinued or not carried on in a
reasonable manner, Lender Illay take all sleps necessary 10 protecI Lender's securily illlerest in the Property, including
COl11plelioll of the conslruction.
12, ASSIGNMENT OF LEASES AND RENTS, Mortgagor irrevoeahly grants, hargains, conveys and mortgages to Lender as
additional security all the right, title and imercsI in and to any and oJ! existing or future Ieascs, subleascs, and any othcr written
or verhal agreemems for the use and occupancy of 'lilY portion of the Property, including any extensions, renewals,
modifications or substitutions of stich agreements (all rcfcrreulO as "Leases") anti rents, issues and profits (all referred to as
"Rellls"). Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases, Mortgagor
Illay collect. receive, enjoy tlnd use the Rents so long ;tS Mortgagor is nol in default under the terms of this Security
InstmmenL
Mortgagor agrees that this assignment is immediately effective between the parties to this Security Instrument and effective as
to third parties on the recording of this Security Instrumelll, and this assignment will remain effeclive until the Obligations are
.~~tisfied. Mortgagor agrees that Lender is entitled to notify MOrlgagor or Mortg;tgor's tenants 10 make paymcnls of Rents due
or to become due dircctly to Lcnder afler such recording, however Lender agrees not 10 notify Mortgagor's tenams until
Mortgagor defaults and Lender notilies Mortgagor of the default and demands that Mortgagor and Mortgagor's tenalllS pay all
Rents dtle or to hecomc due directly to Lender. On receiving notice of default, Mortgagor will cnuorse and deliver to Lender
any payment of RCllls in Mortgagor's possession anu will receive any Rents in tmst for Lender and will not commingle the
Rents wilh any other funds, Any amounls collected will be applied as provided in this Security Instrument. Mortgagor warrants
thai no dcftlult exists under the Leases or any applicable landlord/lenant law. Mortgagor also agrees fo maintain and require
any tellant 10 comply with the terms of the Leases and applic:tble law.
1.\, LEASEHOLIJS; CONIJOJ\IINIlIMS; PLANNEIJ UNIT IlEVELOPJ\1ENTS, Mortgagor agrees 10 comply with Ihe
provisions of any lease if this Security Inslrument is on " leasehold. If the Property includes a unit in a condominium or a
planned unit deve!opment, Mong.1gor will perform all of MOltgagor's duties under the covcnams, by~laws, or regulations of
the condominium or planned unit development,
14, IJEFAULT. Mortgagor will be in default if any party oblig;lIed on the Secured Debt fails 10 make payment when due,
Mortgagor wiil be in default if a hreach occurs under the terms of Illis Security Inslrument or any olher document executed for
the pUlpose of crcaling, securing or goarantying Ihe Sccured Deht. A good faith belief by Lender Ihal Lender at any lime is
insecure with respect 10 any person or entily ohligated on the Secured Debt or that the prospect of any payment or the value of
the Properly is impailcd shall .1lso constitute an event of dcfaull.
15, l{lcJ\IElllES ON IJEFAlJLT, In some inslanees, federal and slale law will H'<juire Lender to provide Mortgagor wilh notice
of the righl (0 cure or OIher notices and may estahlish lime sc.hedules for foreclosure actions. Suhject to these limitations, if
any, Lender may :lCcder.1le the Sccured Deht and foreclose lhis Security Instrument in a manner provided hy law if Mortgagor
is in default.
At the uption of tendrr, all or ,lny part of the agreed frl's and charges, :lccmc'u illicrest .1nd principal shall become immediately
due and payahTr, ;Ifln giving not ire if rrquill'd hy !:lw, upon Ihe OCl'Urrl'IlC(' of ,1 ddilull or anytime Ihereafter. In addilion.
Lender !.h:lll he ell/ilk" I!) 311 the H'lllrdies providrd hy law, the (rnn!'i of IIw SCl"lIlWJ Drill, Ihis Security Imuumcl1t and any
n.'l~ll'd dOl'umt'lIt~. All remedIes :ile dj~tincl, cl1111ul;itl\'t' and not exclusive, and Ihe Lender is erllitkd 10:111 r<.'U1edics provided
~lll:iw or equity, \\hcll1n or nol e'IHc~~ly Sl'1 fllllh, Till' ~ICL't'IH~H1r(' hy Ll'lldn of aay sum in payment or par1ial p:lyrncnt on
the SCUlled Dcbt :lflt'( the halancc i:;; du(' or is .1lTc1l'ralCd or :lfltOr fOlt'l'IIlSIIIC prolTcdings arc filed sh311 not constitute a waiver
(,'f Lt'IH!l'I'S flrl1t III !('qIJill' U\lllpkll' cure (If ;tll~' n,jQill1'. dclalJll. By IIlH t'\clri",ing :IIlY JClllnly on MOT1p.;igor's defaull,
l.A,.'lldn dnc\llpl W;U\T lcntll"" Ilgllllo Lll(,1 l'{lmidn Lht' c\TIl( ~I dd~llilt if It (."I,llllll1\1C\ or h~\ppl.'ns J~aill.
~~' ~[~. t/liIUt' 3 of 6J
~1~!l4 "."....'~ ~.~''''''''_ I", '..! II, ",I UfJ II ~('(11'l" ;)~411 I,,,,,, IH f~ll.; r... 1,"1'1",4
~~"""
.. \..;....\""-~,.,.,..,.
-.......... '-
16, EXPENSES; ADVANCES ON COI'ENANTS; ,\TIt 1I1NI' IS II'Ls; I 'OI.I.H TION (,OSTS. l'xu'pl \\'lIl'l1 I'lOlIihiled
by law, Mortgagor i1gICCS 10 pay all III' Il'lIdt'I". '-'PI'II'd", II 1\101'1"'1'01 hlj'd.I1,". .IIlY 11l\'j'll;lIIl III IIIIS St'Clllily Inslllllllcl1l.
Mortgagor will also pay 011 dCl1lill1d ;lilY ;UlltlOlll tilt lllll'd b\' 1.'luk, Inl III\tllllq'. 11I'IH'dll1p.. plt'''L'lving or otherwise
protecting the Property and I,C11l!cI's serullly 11111'11"',1 1111",,' 1'\1'('II',l". wdllll',lI 1I11l'It'''' 111l1ll11H' d;tlt' III lilt' p;lymcllllllllil paid
in full at the highest illtclcsll'OIle ill clk('[ a\ !,I!lvllkd III III\' In 11I\ 1111111' Sl'lllH'lllkhl MOIl/',agel! :1)'.1('('.'0 [ll pay all costs ;lI1d
expenses inclIrred by Lender in clllll'rlilll'" t;nllllllll)', III plOIl'IIII1I' 1I'llIk,'" Ill'hl\ .lndH'llu-dll'S IIlHh'l Illis Security Illstntll1Clll.
This amount may include, hilt is wlllilllitl'd hi. "lltlllll'V'" I('t''', lillllllll"lo" illltllllll\'IIt'~~i11 t',\IIClllot'S, ')'IIIS SCt;lIrity Instrument
shall remain in effect until rcleascd, MOlIgal',\J1 a'~Il'1". III P,I\ 101 ,ttlY H'i 1I1I1"IIHIlI'O',I.. III \ut'h Ickast',
17, ENVIRONMENTAL L,\lI'S ANIIIIA/.,\IUHll IS SIIIIS I'AN( 'I':S. A, 11',,'d IIllftl\ "'<.111111, (11 EII\'iltllllllelllal Law llIeallS,
without limitation, the COlllprchcmivl' 1':IlVllllllllll'III.II H\'~l'llll'(', l'ollqll'Ii",lltllll ~Ultll.l;lllllil)' ACI (CERCLA, 42 U,S,C, 9601
et .seq.), and all olher .klit'I;!!, Mall' alld lill,lI I.l\n, H"'lll.tlHlq~, III.tUI,lIh 1"., l'1l\1Jt 1I11klS, <lltorne)' general opinions or
interpretive Ictters cOIICt~rnil1g II\(~ puhlir 111,,,1111, ',III'ly, \\'I'll,IIi', t'11\'llnllllll'll1 lil .1 11;II,lItIOIlS slIh..I;IIlCC; ilnd (2) Ilaz.lnlol1s
Substance mcans any toxic, radlll;Kti\'t' III lIil1i1lllllll.. 1I1,tll'II,II, \\,I',It', plllhll,lIl1 III l'lll1l;lIl1ill;t1l1 which has characteristics which
render the substancc dangclOlIs 01 I'Oli'llllidl~' tLlIlJ'l'lI.lll'o In IIIl' pllhlll^ 111'.11111, 'lilkt)', wdrale or environll1cnt. The term
includes, wilhout JjJl)jt:llJl)JJ, ml}' ,\lJh'.J;J1IU", Jh'IJJJr'd ;t', "h;I/;lllk'IJ'. W.:Ilt'llaJ, " "'O.\.H: ,<;uh:a;wrc.li, " "Jwz:mJous W.1StC" or
"hazardous subslance" IIIHIl'I' ;IIIY I:iIVllell1l1W111i11 I ,1\'
Mortgagor represents. W;III'i1IlIS alltl i1i'Jl'l", Illilt
A. Except as ple\'i()IISI~' t1isclml'd ,11I11 ill ~1l1 1\\ lcdl'_fd III WIIIIIlJ~. 10 I ('llllel. IIn lla/ardous Suhslallcl' is or will he located,
stored or relcased on III ill Illl' PlOpl'll\' 1111.., /1'\/1 H I hill d~ II'''' IlIlt ill'pl~' leI 'dllall qllillUilil's of Ilalan!ous Suhslances that
arc generally lecogllil.l'd III Ill' apl'llIl'llillt' Inl Ilw 1I11l11\;lllI~t' ,lIHIIII,llllll'I1,tlll'l' Ill' lilt.' Propl'rlY,
Il, Except as prcviou..I)' Ilisdml'll and ;h~,IlII\l,kd/'.t't1111 \"IIIIIW In !-('Wlt'l, Mnll.l1;lgor and t.~\'CI)' tcnant have been, arc, anti
shall remain in filI'I rtllllpll;Illl'l' \\'Ith ,III\, ;ll'plh,lhlt' hl\'IIC1UlIH'IlCtl '.;1\1.',
C, MOl1gagor shall il1lllll'diall'ly Ilold\' It'lIdl'l II ,I lI'!\',\"C 01 tlll(';\f('llt'tlll'll';I"\' of a Ila/.i1nlous Suhstance occurs on, under
or ahout IlK' I'IOpt'll>' tlI 111\'lt' I~ ;1 \'IUt.IIHlIl III .111\ 1'_11\'1111111111'111;11 t ~IW t'llI1Cl'f1Iin~ lilt.' Propcny. In sllch an evenl,
f\'1ongJgor Sh;lll wkt' "lIlit'ln\aq ll'llinll,tl ,\( 111111 III ;lllnhLIl1\T willi illl\' bl\'II'OllmCnlal Law,
D, Mortga~or sll;ill il1lllwdlatl'lYl1oltl\' I ('lIdl'l \11 \\11111I1' ;1\ ',(hili ii' Mtllll';tl'ClI 11;1:"; IC;lsol1lo hl'lievc tht'l'c is any pcndin~ or
thrcatened iIlV(,'sli~'allolJ. dilill1, III I'IClit'I'llln" Icl.illlll' lilliII' 1t'lt';I"\' 01 II1lc;lll'llL'd Ic!e:lsc of any lIawrdous Substancc or
Ihe \'Inl:Hioll of ;II\Y 1:11\'1101111)(,111.111 ~m
18. CONnE1\fNATI0N. ~~~\\r1r;i':'I;' Will 1'j'\1 II IlIk. I'jllilll'; III,il\\ 1,1 ,UI,' ill iH:llli~ ul tlilL',;ikJwd ,ll.iiOll, h, priv;t{c or public
entities In pUlrh,lsc 01 laJ..t' ;lIJY 0: allllllhl' 1'1111'1.11\' ;11111111'11 \\llldc'II11lillilllJ, t'llIlIlt'nl domain, or :111)' Illhcr means. MOr1gagor
311lhori7.e!\ Lendcr iiI 1IIIl'I\'l'lH' ill MLIlI,',II'Il"" 11.1:IH' III ,Ill\' ol IIw ;lhn\'t' tlt",'dlhcd ;1t:liOIlS or daims, Mortg.igor assigns In
I--^~Iltlcr th(' IHOl't't'lI\ ul ;tll~' ;4\\':lId OIl LUlII 1111 d,tIJl.q'\'\ i. clIllKC led \"1111 a {olldt'l1lllaWm or othcr taking of all or any pan of lhe
Propcrty SlId1 prtlu'{'th ,h;\1I 111' IOIl'd\klnl 11.1~ IIlt'lII\ ,llld "III he ,II'Plh'd :1'0 plt)\'idcJ in this SL'CllIily Instnllllcnt. This
assi~l1IlH:Il! 01 pwn't'th 1\ ',llllll'\ I lollll' It'1 Ill" pi ,111\ 1111111 1l1111l1'i1I'.t', dnt! 01 1111\1, ~t'l'llIity agrct'lIIl'lll or olher lien document,
Pl. lNSIJl{ANCE. MOllPf.tll ,ILlII ~,nl' 1'1t11WII\ Il\'.llll',j ,1)',1111'1 lCl\~ 11\ lilt', ll(klil, lhl'lt illHI milt'!' 11.v;lIds and risks rcasonahly
associaled \J.'lIh Iht' 111t11'1'll~' tltlt' "I"~ l\Jlt' ,IIlIIIll( ,It HIll Iltl\ 111',UI~HIl(' ..h,dl he maintilinl'd illlht' :UlltlL!nts ami for lh~ periods
llt;!1 IA'nJn It'qlllll'\ Ill\' 11l'1I1 ,IJlu' I,ll Ill'l Pl\l\ 1111111' 11ll' 1I\\IJ!,l!1\ I' \ll~lllll(' (1l\I~c'll hy MlIJtga~~llr "llhjl'l'llo Lcndl.'f's apprnv~ll.
which sh:l!I 1101 !it' 1I1111'.I\lIl1.lhlv \\llldwl,1 II ~1'1l11"q"" Luh hI 11l~11I1I,lltl liii' l'Il\'I'ragl' tlt~si.:nht'd ahove, Lender m;IY. at
,1,(:ndt'I" Opllllll, ""LIIII \ "'('/,q'I' hi ptllln I I nllh', ',Ilrh'" III t1\(' PlClpclI,V illllltdlll)-', ItllIa' tt'Ill!' tit IIIIS St'(,lIIilY Insll'lll1lt."nL
All IIl..,UI;Uhc' pllllllC'\ ,!llll 1c'l;n\,Il\ 'b,11l I... ,I; \ t'l't.ddj' III I ~ n-ln ~t1HI ',h~dl III\llJdt' .1 o.,LUltLlId ~1J1(llq~a,',{' dausc" and, whefc
ill'plll;\hk, -\11\\ p,i'>!'l' (1.11;'.\' " MnHr,q'''l 'li:dJ llllli~\',II:lh'h 1I"111\' I ('nlln III clth't'lI:ttitlll 01 tt'lllIlIl;\linll of the insuralll'c.
1("fIl1l-r \11,111 11,1\1' IIIl' Ilj'hl III ll,d,lllw p,dl' In .Ill,l "!lc'''' ,d.., II 1"IF!.'l II'1julln, MI11I",.I,'1l1 "!LlIIII1111U'tll;lldy gi\c to I..c:ndcf
:111 li'(("/11I', 01 I',O'!llfll1Hillll" .tl\d It'II(',\ ,11 n"ll' (' '1"'11 :(1','" r--.1(lJt~';q'4\1 'h;dl ,'1\1' a:11111nll;llt' !Hl!lrl' 10 the in\urancc caniel
i\11l111'lldt'l 11'1l<!rl IIU\ Hull' lll')llll'l I,,',> l1 ~,.,j ':1,1,\1 II!HII. ,lu~('h 11\ \1;1J11';c/,4l1
(p"J)(' 4 of tiJ
.. I ~ ... ..... "." .""
"',
.~ ,~.... .,\ ,'I
Unless olherwise ;Igreed ill \\'ri(jng, all illsllr;lIlce proceeds ~hall he applied 10 lhe Il'slnr;ltioll or rep.lir of lhe Property or to the
Secured Debt, whelher or 1101 thell due, .1t Lentler's optioll. Any appliclltioll of proceeds to principIII sh;11I not extend or
postpolle fhe due dale of lhe scheduled payment lIor dlillll!C the amollnt of allY payrnel1l. Any excess will be paid 10 the
Mortgagor. If lhe Propcny is aUjtdlcd Ill' Lender, Mortgagor's nght to any insurance policies and proceeds resulting from
dal11:lge 10 lhe Property he fore the acquisition shall pass 10 Lender 10 the exfent of the Secured Deht immediately hefore Ihe
acquisition.
20, ESCROW FOR TAXES AND INSURANCE, Unless otherwise provided in a scpar,1le agreement, Mortgagor will not be
required to pay to L.endcr funds for taxes and insurance ill escrow.
21. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS, Mortgagor will provide to Lender upon request, any
financial statement or information Lender may deem reasonably necessary. Mortgilgor ;Igrces to sign, deliver, and file any
addilional documents or certifications thai Lender may consider necessary 10 perfect, cOlltinue, and preserve Mortgagor's
ohligalinns under this Secudty Jnslrumcnl ;uuJ Lender's lien sltftw; on (Ill' PropCffY.
22. .JOINT ANI> INIlIVIlJUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND, All duties under this
SecurilY InstnlIllenl arc joint and individual. If Mortgagor signs this Securily Instrument hut docs nOI sign an evidence of debt,
f\lor1gagor docs so ol1ly 10 mongage Mortgagor's interest in the Property to sccurc paymcnt of lhe Secured Debt and
t-.tor1gagor docs nol .1grL'e 10 be pcrsOIw.Jly liable 011 the Secured Deht. If this Security Jnstnutlel1t seclIres a guaranty between
Lender and Mortgagor, fvlor1gagor agrees to waive any rights that Illay prevl'llt Lender from bringing any action or claim
.lgilinst Mortgagor or any party indebted under the obligation. These rights may inc)m!l', but .1fC not limited to, any
ami-deficiency or olle-acllon laws. Mortgagor agrees that Lender and .lny party 10 this Security Instnllllent may extend, modify
or make any change in the terms of this Security Instnlltlclll or any evidence of deht without Mortgagor's consent. Such a
'c.hange wiII not release Mortgagor from the lerms of this Securily InslnullcnL The duties and henefits of this Security
Instrumcnt shall bind ;md benefit the successors and assigns of Mortgagor and Lender.
23, APPLICABLE LAW; SEVERAIllLlTY; INTEIU'RETATlON, This Security InstnJlllelll is govemed hy Ihe laws of the
.iurisdiction in which l....cnder is located, ex.cept to thc extcnt othef\visc required hy the la\vs of the jurisdiclion where the
ProperlY is localed, This Securily Inslnllllenl is completc and fully integraled, This Securily Inslrulllent may not be amended or
modified hy oral f1grcclllcnl. Any section in this Se(urity Iuslrument, atl:Jchments. or ;my :lgrcelTlcnt related to the Secured
Debt Ihal conlliels with applie"ble law will nOI be effective, unless Ihal law expressly or impliedly permils Ihe variations by
written agreement. If allY section of Ihis Security Instt1unent canuOI hc cnforCl'd accon.ling to its terms, that section will be
scvereo and willnol :Ilfee! tile enforceahility of the fI..'mainocr of this Security Instrumcnt. \Vhcncvcr used, the singular shall
include the plural am} the plufal (he :o.ingulal. The captions and headings of the sections of this Security InMmment arc for
convenience only and arl' 110t to he used 10 interpret or define the lerms of this Security Instrumcnt. Time is of the essence in
this Security Instrument.
2~, NOTICE, Unless olherwise required by law, any notice shall he given by delivering it or by mailing il by firsl class mail 10
the appropriate parly's address on page I of Ihis Security InSlnllncllI, or to any olher :lddICSS designated in wriling, Notice 10
one mortgagor will he deemed to he notice 10 allmortg;lgors.
25, WAIVERS. Except to Ihe eXlelll prohibited by ':Jw, MOrlgagor waives any right to appraisement relating to Ihe Properly.
tk<-1l\~(1"r
01 '1'.4 Il..,,~,.,. s.......... h,. , . ~ ~: ,,,.1. r.~:; ,; ;;;". .-,,, ~ ; ....', i """ t" f,"', I f, 1."\ q "l4
IIJ.'tQl' [, o( 6J
Uj. OTIIEn TEltl\tS. If c11t.~dl'd. lhe following all' applic;\hll' tll IlllS St'l'IlI11Y 11l~1l11l11{,1l1:
[J Line of Cndil. The Sl't:lllcd Deht includes a revolving lille 01 Clcdlf plovi~itll\. Although tile Secured Ikht lIlay he
reuuced to a l.CIO h;llalH.:e, lhis Sccmity Instrulllellt willlt'II1,lin ill effect Ulltil released.
o Conslruction I.nan. lhis Sccurity InstlUllwnt Sl'Clm..'s all ohligation itlctl:Tl'd for lhe cOllstruction of all improvemcllt Oil
the Propeny,
[] Fixture Filing, Morlgagor gr:lllts to I.cndcr a security interest III ;111 goods th:!t Mong<lgllr OWIIS 1I0W or ill the future
and that arc or will bl~ClHIlC fix.hllcs Icl;ucd to the Properly. lhis Secllrlly Inslnllllcllt suffices as a financing statcmcnt
and any carhon, pholOgr"phic or mher reproduclion m"y he tiled of record for purposes of Article 9 of Ihe Uniform
Commercial Code,
o 1)lIrclmsc MOlle)'. This Security InstnJmcnt secures advances hy Lender llsed in WllOlc or in pari [0 <lcquire the
Propeny, Accordingly, Ihis Secnrity Inslrument, and Ille lien hereunder. is and shall be conSlrued as a purchase money
mortgage with all of Ihe righls, priorilies and henefits thcreof under Ihe laws of Ihe Conllnnnweallh of Pennsylvania.
o NOTICE TO BORROWER: TillS DOCUMENT CONTAINS PROVISIONS FOR A V ARIAIlLE
INTEREST RATE,
o IUdrrs, The covenants and agreements of c<1ch of rhe riders checked below an.: incorporaled il1(o and supplemcnt and
amend Ihe lerms of this Security Iuslrumenl. [Check all "pplicahle hoxcsl
o Condominium Hider 0 Pl"nncd Unit /)cvcloprnerll Rider CJ Ollcer ''',,'''' '''''''''''''''''''' "'"''''''''''''''''
o Addilional Terms,
SIGNATURES: By signing below, Mortgagor. intending 10 he legally hOllnd hereby, agrees to the terms and covenants contained
in Ihir. Security Instrument and in <lny attachments. MOr1gagor also acknowlcdp,cs feceipt of a copy of this Security Instnllllcnt on
the dale staled on page I,
is;~~;~;~j 1ERRY' L' 'SC::i-ii::ili3ER."."....,"",..,',..., 'Ill:";)
(Si'~n:lIIl1C)
...,.....,.................... ..."..................
(Dale)
(Witl1e!.~)
....................... ................................... ............
(\Vllr"1l'~\l
...........................................
(IndiVidual)
ACKNOWtEDG~IENT:
COMMONWEALTH OF i?E;NN,'?X1-NT:J'lJ.-!'\" . COllNTY OF PM3.~''''''''''''''''''''''''''',} ss,
On Ihis, the """),~~)L",,,, dav of "'"J\ljg\JC~t..l;1.. 1~%.."". hefore me ",rvC?T.?1l1X..,!'yl!~!,c;:...,,'
Ihe undersigned officer, personally. appeared J,l,PF<r"..I" S(jJJ,IJSSI']<, ""'''''"."."'""""""""""..""""..""".,,
............................................................. ........... ....... known to me (or satisfactorily proven) to be
lhe pcr;.on(s) '\~.ho.,~ n;tmd:-.) i~ l'iuhscriht't1w lill' Wllhlll Illstnlll1'.'tH. ;lJJil acknO\vlcdgcd that he/she executed the same
for the Jlurposes therein contained.
I
I
In witness whereof, I hcrcul1lo set m)' hand ;md offlCt:il se:d.
I
!
My cornmis~ion expires:
(\call
...................................................
.
I,
r'DJ1~<Y ,IWLl.C,.
luk pi ()t!UrI
It is hl'rehy certified Ih:1! the addll'sS of the J.elldt'r Wilhillll:!l1ll'd is: ~~]:~~..':~ll,.Tl.-.(.l;..\\Jpn\lJ'!t;f.~..P~.s~"qql).~..~\~l~~1.1y......
,.",)4,Ol."",~r(zd,'l(~,Jir:,$I.'-~,,)J?,,(dn1[J,,lJi ])..1'11. JJ()ll. """"'''''' "',"'" """"""''''
Ci'1'994f;."j.I'.'~_~'Tf"'~,H' 0'.1 U",d U,," 11 1':<)J'1!~'\.:I11Ir"",I': "'T~,fA 1;"'1"""..
~~)~~k;~\~( '''"''c
({Ji1l.,'I' 6 of 6)
~.,.
hhJU~;t. .1.:'"..,1;1:11,-,
(P~I~I
NOTE
(;i\I!J.,I~;l" .
IC'l~'l
'.. \'1\,
)LIi\J1U'iI~,',; I'W,I.,Hi'
. \;;v\l,,~~;l );:,
l~lIt~1
",. .J'I\,l'/OU.
1I'''\I'..q~ ',!l'll/'HI
I. HOIUIOII'EH'S I'HOlIISE TO I'AI'
IlllCllltll fllr illoOllllha' I h:!\'(' H'cch,t't1, I prnl11iSl' In PilY U.S. \.....~iUQO"Q,Q. .. (this alllnUIll is
callt'tl ~pl mdpal"), plm illll'lC\I, tn till' tlllle, olthl' l.l'IHll'r. lhe I .l'ntler i~ . ,~1P:r~~1 ~l)~\~r., _ _C.':)iWl,.lm~r.
,,1,li:;(,\)l,l))'~ (';,lIP;U.\)',. I ,f (l,t, /1,:" J ,f..;:,r'!'r],(' fJr,1 ,,~r ,I'.. ).,-1 ,:'. .,(i~/Iln III ~.J.r,tl! ... " 7.9. U _
Illllikrsl<Ll1d 111;11 lhl' I t'!ldt'l lI1;I~' 11;111\fl'1 lhi!> Noll' IlIe 11'11111" or ;"')'0111: l\tl(l l:1f:n :tm Notc hy 11;lmfcl ilml wllu i~
l'nlilkd 11.1 h'lTI\I' P;IYl11t'UIS lludel 111ls Noll' IS c\lkllltll' "NOll' !lolder, ~
Z. INTEIlEST
ll:tcn'sl will be dl;lll~etl 011 tlllpaitl fliinL"ipillullIillhc full amount of principal hilS bel'll paid. I will pay inlereSI ill a
ye;uly r.1lt~ of ...... ).~, 1 q(),.. "~'. huerest will \It' rh,lIgrd hegillllill~ 011 ......... f\u~m~;.t;... 7.0.,. )'r~~.()
Thc ill[l'rt'_~1 ntte fctjuirl'd by fIlL, 'st'Cliol\ 2 i~ the "lte I will pay bOlh hefore and ,tiler all)' defilUl1 descrilll'd in
Sl'c,ioll 6(11) of thi~ NOll'
J, I'A I'MENTS
(A) Srht'dulrlJ l'U)IJH'llh
I will pay IlIillcip.11 and illle[C~1 hy making p:\)'lllcnls whell M:hcJllled:
if] I willlllilke ..?:HL paymclIls of $.. ....~7.\l.\~? ...... each on the
...."..... :;?O.I;Jj, .... of cach ..N~nhh .................
.,"...... br.gilll1ing 011 ..,SCpt:.,E;!rol~1:.7.P,...l9.~6............"
[J I w;lllll;,h'l"ym,,,,, ;" f"II"Yos:
Din addilion 10 lhe J1aYll\e7H~ de_~crihed ahO\'l', I will pay a "balloon payment" of S
on ... . The NOle Holder will deliver or rnailto me nOliee prior 10 maturily lhal
the balloon payment is due. This notice will SlMe the balloon paymenl amount aIld thr. dale Ih;lI it is due.
(HlI\I(tlurfl)' Hale llnd Place o( I'll}'rnelll.~
I will make these payments as 5chedulcd unlil I have paid ~1l of the principal and interest and any olher ch:uges
tbcribcd below Ihal I may owe under this NOle. My scheduled pay men Is will be applied 10 intere.\1 before principal. Ir, on
""".""~g~$,t;."~o.j..~R~.~,,,,,.,,. ................... ''', I slill owe amounls under this Note, I \vill p:l)' lhose ar.lounts
in full 011 that dale, which is called the "11l;llUlily dale."
I will mak illY scheduled paymcllls at G~.J)..'l'rc~..t1ortgag.(;'..~,J;V~C~.'S J.Qt'J:XIJ:~t~Qn
..,~,Q....,I;QX..9.l,'ip,..P,1pj,<;I..<;:),\:y',.,.8,),..~7.?Q~..............,....,.. .............., or nl 'Mf"'nl
place if required by lhe NOle Holde!.
4, 1l0IlRO\\'EIl'S 11IGIll' TO I'IlEI'A I'
I hll\'e the ,.i~ht to make payments ~lf principal al any time before Ihey are due, A payment of pri:1cipnl only is
known as a ~prcraymenl." When I maJ.;e a prepa)'ment, I will telllhe NotC' Holder in writing thllll am doing so.
I may make a full prl'paYlllenl or ranial prrpayO)cn1.~ without paying an)' prcpa)'O)crll charge. The Note Holder ....,jJl
a~e <111 of my prcpa)'lllcnts 10 reduce llie amount of principalthilt I owe under lhis Nole. If I make a parlial prepayment,
lhcre will he no chantt.'s in rhe due date or in lht.' alllOunl of Illy l1lomhly pa)'mrnl unlc~s the Nole Bolder a,c.recs in wriling
10 tho.~e changes.
5. LOAN CIIAIlGES
If a law, which .appJil."~ 1/\ Ihj~ !<"!!11'_'l1 which :;:::5 ffili.J.imumloall dlaTgr.s, is rim.By IIltcrprcled f;olhallhe intere~l
or 01 her loan charges collected or to be collected in connection with this loltn e):,ceed the rermille.d limils, then: (i) :IllY
sucll loan ch:lI,c.e Sh;lll he reduced hy the am(lUnl nece~m)' 10 reduce the chalI:e 10 the pcrmillcd limit; a.1d (ii) any sums
already collecrrd from me which rxecedrd prrmirtrd limits will he re('Jllded to mI:'. The No!e Holder may rhoost to make
,his lerum! hy [('during the principal II)we unde!' this NOle or by making a direr! paymC'nt to me, If a refund l'edul't5
principal, Ihe redurtien will be trealed as a pal1ial pre/lltYIll('nl.
6. 1l0R1l01\'EIl'S FAILlIIlE TO I'A I' AS IlEQl'IIlEll
(A) Lnlc ClIIU~(' for ()nrdue Pa)mrnh
If the Nnle Ilolder h:ls IlIII fecl'i\'ed thr full ;'\!1iOum of all)' ~ch('dul('d flltymrnr h)' the rnd or ..1P.
nllcndar d:t)'s -'fIeI' tllc dale il i~ due, r will pay a laiC chalf.c 10 Ihe NOle Boldt!. 11Ie amount of Ihe th:;.rs:e WIll be
...$,~!~.,.., ';;, of Ill)' ow/due p;lyltWlll ('f plinupal and IllI('teM. I will pay {hi~ late chMre prufllplly hUI only once on tach
late P:lYllll'f]1
IB)lkfllUIt
If lun !lol p;\V lht lull 11l;10\1I11 III (',I(h \( lwdulnl P;lYlllt'1I1 \lllthe dale it i~ due, I will he in ddaull
(t') J"\('lifl' uf Ikfuull
If I :1.111 in dd;wll, Ihe N\lle 1J1l1d('1 molY M'lld [11(".1 ""Iil!en lIolln: ItHinr me thallI J do not pay rhe (l\('rdur anwurrr
hy n ('("r1.1ill d;,lt. Illl' ~(l!e Hollin lIla.I' rrquilt' I1lt' 1(1 POly Il1HIlt'dl:tldy till' full ,tnhlUIlI (II pllllcipill whidl !J,n Ilnl (It'-rn p:.id
:lIld ail Ihr llllt'ln! 111;\l l (I"" <In Ih,tl .\It1'lillil '111,11 d:lle I11Uq 11(' al kaQl,(I .1:lp l~llrr the da,(' Oll wl;ith Ihl" ll(lliL'C' i$
dl'li\{'rnlol rl1,!il('\l hI 11H"
(I)) ~Cl W:.thulI., '\oll' lIoldn
1.lrlllf,.<I ;llllllt "11('111 ,1111111 dd;lllll, It,(' t..:.,lt'/lph!rr ..t,"C'~ 11(': l('qUlI:: Ill!' co r;l~ il1l1HrJlllltl.I'llllulJ <l~ dcscri!lfd
;1\"'11(., 1\1t. "-"It' 1I"'''n "III ~,flll 11.,\, 111(' Ilf!l! 1" ,I., ~!llll <elll III ikl;IU!lllllll<1ln 11mI'
(II J'IHIIII'nlllf !'\~'h.ltoltll'I'" Cu~h KrHt 1'~IIl'I1~f\
11111(" ~"II' 1I"I.lt'! il;\' 1I'<;IIIII',1l1\r I" p.11 IfTUIH-,11;lIt1y In .!ul! 3\ dndihrllllh,l\C', l!lr !'\lol(' lit'lJrr \1.111 h8\'e IIII'
lil'\11 hl he /,,'h1 h,,,~ h Ill(' lr'r ,.11 (,I d~ .,,~~~ n-lh1 ni'!'!l\l.~ HI nd,',unJ.' dm ~';iI!~ I{I lhr Olt'r,l nOl "~(lblIiT(',1 !')
:1)'plll.II'lr 1.1" II.. ''.(' {III(TI't.~ Ill; I(!.lr. !.'r (l;m'J,lr'. Ir:I',"Ii:lhlr ,IIL"11W\ \' liT',
MUlllPURPOST flXlD UATr NOlE tMUl11S1AHI
II"~p~ . "./ .")
1,.,0., I ", t"" 'I....,... 1.1 r, """' "", l,t.. ; 'I ~') , ~~, ; ,.." ",,~ "",' " .~~ I,';'.'..
~t'3r "i;
~..
7, ljl\'IM, Ut "VIlLt.:ot
Unlr.ss applicable law requlres'a d1ifcrenrmcthod, any notice thatl1lu~t be gi\'cn to me unlil.1 (hj~ No!(, ....ill be f,i\ocn
by delivering il or hy l1lailing it by filsl class mail 10 me at lhe Property Address above or at a different address if I give
the Noll.' Holder a llnlkc of my llilfctent ;llldress
Any nOlice that musl be t~ivelJ to lhe Note lIoldcr under this Nolc will he givcn by mailinf, it by filSl class lllaillo
Ihe Nole lIolder ;11 lhl~ adlhl'~~ ~lalcd in St'<.:tiol\ 3IB) ol1lla~c J of this NOle Of at a different address if I am given a nolice
oltllal differenl address.
X. OIlLIl;ATIONS OF l'UISONS IINIlEII TillS NOTE
Ir lllore than \lne person ~i~lIs lhis NOle, e;lch person is fully and personally nbligaled to keep all of the pWllllses
made in this Nole, incluilinl!,the promise to pay the full anlllullI owed. Any Jlerson who iS;l guarantor, sUlety or endorser
of this Noll' is ilho ohli~aled to tlo these things, Any persoll who t;lkes over lhe~e ohligations, inc1udinl;. lhe ohligations of
a ~',lJarantllr, sUlely m l'lldOl\l'I nllh;~ Note, i~ a!sollhlll;iIll'd 10 hep al1 of the plllml~es made in this Note. The NOll'
lI"ldl'r Ill:lY ("l1foln' il~ lithl' tIIull-l' thi~ Noll' ,lra;nst each penon individually or against all of us together. This means thaI
allY \llle of 1I'i may ht, req\lirelltil pay illl nf the amollnts (}Wei! under this Nole.
9, \\'AI\'EHS
I and ;lIlY olhel pt'l~llll \,ltn Ita, ohlig:ltiom untie I' this Nole W:liVt' lhe righls of presentment amI Ilotke of dishonor.
~J1l'csenlll1ent~ meam the ri~hll(J require the Note Holder 10 demand payment of amounts due. "Notice of dishonor" mealls
the light In requilt' Ihe Note 1l01llel ro givc IlOlirl' 10 nlhel pl'l\lJllS that alll()u1l1~ dlle have not heen paid.
10. SEClJIlEIl NOTE
In addition to tile phlteclions v,i\'ClIto lhe Nt)l!;' Holder under this NOlr, a Mortgage, Deed of TruSl or Security
Deed (the "Sl'l'urity Imtllllllcnt"), daled the ~amc dale as this NOll~, prolects the Note Holder from possible losses which
ll1i!:ht result ir I do nol h'l'p tilt' plOl1li~es which llllake in this Nole. TI1<1t Security Instnllnent describes how and under
wh;it cnnditi\llls Imay he rcqullcd 10 lIla~:c imlllediale !laymenl ill full of ~11l alllntUlls 1 owe under this Nole. Some of lhose
conditioJlS ale dl~~t'Tihed as follows:
Trllm.frr uf lilt' I'I'Ullt'11)' Ill' n Iklll'flclllllrllt'n~'i( In Hnrro\\'cr, If all or any part of lhe Propeny or
;my in/Cf/:sl in il is !'oJd or Ir,1Ilsfel'lcd (Ilr if a heneficial intt'rest in fJorrower is fOld or transkrred and
Borrower is not a natural perMm) without Lender's prior wriucn cOllsent, lender may, at its option, require
imlllediate paYlIlent in full of all sums se(ured by this Security Instrument. However, this option shallllot be
('xcrciSl't1 by Lender ir exercise is prohibited by federal law as of the dale of this Security Instrument.
If Lender exercises this option, Lemler shan givc Borrower noticc of acceleration. The notice shall
provide a pel iod or 1I0t less than JO days from loe date the nOlice is delivered Of mailed wilhin which
Borrower must pay all SUlIlS secured by this Securily Instrument. If Uorrower fails It' pay these sums prior 10
the expiration of this period, Lender may invoke any lemedics permilled by this Security Instrument without
funher nolice Of demand on narrower.
II. IlALLOON I'A I'MENT IlISCLOSUIIE
(Cnmpkte the hallooll paYlllent notice below if this Note provides for a balloun payment ,It Serlion 3(A) on page 1
of this Note.1
'''--''_.' '.-.--..
TillS LOAN IS l'Al'o\llLE IN FIILL ............,..'........,..,..,..,..,....,..,..........'........,......,....................
........,.........,........,.............'........,........'....,..........................,..'..........,.............. I MIIST IIEI'A I' TIlE
ENTlIIE l'lIlNCll'AL BALANCE OF TilE LOAN ANIlIlNI't.1D INTEIIEST TIIEN DUE, WIIICII ~IA I' liE A
LAIIGE I',\\'MENT. TilE LENIlEIl IS IINIlEll NO OIIl.lGATION TO IIEF1NANCE TilE LOAN ATTIIAT
TIME. I \\'ILL, TIIEIIEmIlE, liE IIEQllIlIEIl TO MAKE I'A YMENT our OF OTIIEII ASSETS TIlAT I MA I'
OWN, 0111 WILL IIAVE TO FlNll A LENIlEll, WIIICII MAY liE TIlE LENllEIII IIAVE TillS LOAN WITII,
W1I.UNG TO LEND ME TIlE MONEY. IFIIIEFlNANCE TillS LOAN AT MATlIIlITY, I MAY IIAVETO I'AI'
SOME Oil ALL OF TilE CLOSING COSTS NOII~IULY ASSnCIATEIl WITII A NEW I.OAN E\'EN IF I
()n'r,\I~ In:rIN^NCI~{; nto~1 TilE SA~1E tENnEn,
Wll~ESS lllL 1{^!\'I)(Sj ^t-:D SL'\L(S) OF lIlE UNDERSIGNED.
...........(Sral)
'nR~Y L SO'lIJJSSm
......., ..... (Selll)
110"0"''''
....(Selll)
llw'oWf"
fS1f'.'IOrl!;ir.afOnIYf
1.~,....v~,"":';.V u;.,'
~A'" I "', ~" 'j'.", "" ~'" 'l " M'," ...,,~' ,., ~. ,. .,~, . H\; ",""~ ~""I. "'...,. ;..~,
'J""I',"";"
I)""',wr'