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HomeMy WebLinkAbout98-07099 't ~ . u-.. < <0, "< lIJ ~ l~ e ~ ~ ~. ...c ..4., ~ II ( ~ - . . ) . - ICJ 1<)-. I~ I~ J \ 00 c:r ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIFTH THIRD BANK, f/k/a CITFED MORTGAGE CORPORATION OF AMERICA, assignee of THE HERSHEY BANK, CIVIL DIVISION NO. I~ -7c1f' t~~/jJ COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, Code MORTGAGE FORECLOSURE vs. WILLIAM RONALD LONG and DIANNE R. LONG, Filed on behalf of Plaintiff Defendants. Counsel of record for this party: Louis P. Vitti, Esquire PA 1.D. 113810 Supremc Court 1101072 Louis P. Vitti & Assoc.. P.c. 916 Fifth Avenuc Pittsburgh, PA 15219 (412) 281-1725 , . ...... , ". .". :~'. '-t' ,','. ", :.'.\ .- ". ", -'~-,' :......:~...~.~~ ~ ,-.": .~".: .: . .' '.,,' " . _.1"1" .~" ~ ,_';;,..: ...... .." 1~". ,.- .",' ."., '. , .' ';0 -,.-- COMPLAINT IN MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINS,;" THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU, YOU ARE W ARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAYBE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MA Y LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY A VENUE CARLISLE, PA 17013 (717) 249-3166 ,:~ . "",;:. ..'......: ." ...... :.' ..;,:.,' .'. ,,:,". ".' "',',' '::''-:'-'-:''. " ',: ." ":" :.: '.'-, "". ~ " COMPI.AINT IN MORTGMiF FORECI.OSURE AND NOW, comcs the Plaintiffby its attorneys, Louis 1'. Vitti and Associates, P.C and Louis P. Vitti, Esquire, and pursuant to the Pennsylvania Ruks of Civil Procedure Numbers] 14] through] ] 50. lor its Complaint in Mortgage Foreclosure, sets lorth the following: I. The Plaintiff is a corporation duly authorized to conduct business within the laws of the Commonwealth of Pennsylvania, having a principal place of business located at One Citizens Federal Centre. Dayton, 011 45402. 2. The Dcfendanl(s) is/arc individuals with a last known mailing address of 1 ] ] Stanf(lrd Court. Meehanicsburg, I' A 17055. The pl'Opel1y address is 13 Stone Sprin~ Lane, Camp Hill, I} A 17011 and is the subject of this action. 3. On the 20th day of December. 1<)91. in consideration ofa loan of One lIundred Eight Thousand and NoilOO ($IOX.OOO.OO) Dollars made by Thc Hcrshey l1ank, a PA corporation, to Delcndant(s), the said Defcndant(s) exceutcd am] delin'red tn The IIershey Bank, a PA corporation. a "Note" secured by a Mortgage with the Delcndant(s) as mortgagor(s) and The J lershey Bank. as mortgagee. which mortgage was recorded on the 24th day of Decembcr. ] 9lJ I, in the Ollice of the Recorder of Deeds of Cumberland County. in Mortgage Book Volume ]040. page 532. The said mortgage is incorporated herein by relCrellee thereto as though the same \\ere set f,'rth fully at length. 4, TIll' premises sec\Ired by tbe tllllrtl!age all': I See ]'\hibil ",\" attached her,.tll,) ._._..:'::...L~"",";;..::,..:--.....-.~,,::..:::J, . '. :, ~~:.,;...~.: .~:"~"';~'." "J),,,:~~;.,~~._ . ;'":-.:,.;0 -'~:-'-'.'.-'--::,-f'-- ,_.~-"-~~-"'::""-~."'_ ~ '.,' ,." ,',"':. ' .' ,__ 5. On or bcforc thc 2nd day of Novcmbcr. 1l)()5. Thc Ilcrshcy Bank, a I' A corporation, assigncd to thc Plainti fL Fi 1\h Third Bank, Ilk/a CitFcd Mortgagc Corporation of Amcrica, thc said mortgagc, that assignmcnt bcing rccordcd inthc Oflicc oflhc Rccordcr of Dccds of Cumbcrland County on thc 2nd day of Novcmbcr_ 1995, in Mortgagc Book Volumc 507. pagc 345. Thc said assignmcnt is incorporatcd hcrcin by rc1ercncc. 6. Said mortgagc providcs, intcr alia: "that whcn as soon as thc principal dcbt sccurcd shall bccomc duc and payablc. or in casc dcjlllilt shall bc madc in thc paymcnt of any installmcnt of principal and intcrcst, or any monthly paymcnt, kccpingand pcrformancc by thc mortgagor of any ofthc tcrms, conditions or covcnants ofthc mortgagc or notc, it shall bc lawfhll()r morlgagC(~ to bring an Action of Mortgagc Forcclosurc, or othcr procccdings upon thc mortgagc, of principal dcbt. intcrcst and all othcr rccovcrablc sums, togcthcr with attorncy's lecs." 7. Sincc April I, 1998, thc m0l1gagc has bccn in dclimlt by rcason, intcr alia, ofthc 1ailurc (lfthc mortgagor(s) to makc paymcnts providcd 1()r in thc said mortgagc (including principal and intcrcst) and, undcr thc tcrms ofthc mortgagc, thc cntirc principal sum is duc and payablc. 8. In accordancc with thc appropriatc Pcnnsylvania Acts of Asscmbly and thc Pcnnsylvania Rules of Civil Proccdurc, thc mort~agor(s) has bccn advis,'d in writing of thc mortgagccs intcntion to forcclosc. Thc appropriatc timc pcriod has c1apscd sincc thc Notice of Intention to Foreclose has becn scn'ed upon the mortgagor(s). (). Thc amount duc on said mortgage is itcmized on the attached schedulc. I (), Plaintiff docs hcrcby relcase the personal representative, hcir and/or dcvisee of the I1lorlgagor(s) 1('(\111 liability filr th,' debt sccm,'d by the mOrl~agc. .__ ;' .-r~'-o- ~ '''.Ii",,'::'., ;:...:;'~.~~" ".'. _-'":'~,-'~.l'~"'-:'-'-:*"-'-,-- ,:-'7r. .~--;.v--'J-;-\::'''- -Or :~. ~:' --:-.,' .~ ~'; " . '.'_' .. ':' ',,'': ,'. >",' - WHEREFORE, pursuant to Pcnnsylvania Rulc ofCi\'ill'roccdurc Numbcr 1147(6), Plainti 1'1' dcmandsjudgmcJ1l lor the amount duc ofOnc Hundrcd Eight Thousand, Ninc Hundrcd Twenty-Sevcn and 54/100 Dollars ($108.927.54) with interest and costs. Respccllully submittcd, LOUIS 1'. VITTI & ASSOCP,c. ~-f1 B . lit< ,..,. Louis 1'. Vitti. Esquire Attorncy for Plaintiff - ";...r-~.~__ " ....~.,:.. ..,. 'I'.;'r-'",.:'~-"""'--:'~:;'~~";",,, "','"'-~..r,-~:-,:~~,/--;"-~":l,,.:(T',,,r'~,};,.o~-<, ,.~. .,::",1' ',', ,_ ':.:' ,'.' , -... Long, William Ronald SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE Unpaid Principal Balance Interest @ 8.3750% from 03/01/98 through 12/31/98 (Plus $21.4388 per day after 12/31/98 ) Late charges through 12/01/98 o months @ 41.04 Accumulated beforehand (Plus $41.04 on the 17th day of each month after 12/01/98 ) 0.00 402.27 93,434.97 6,538.85 402.27 Attorney's fee Escrow deficit (This figure includes projected additional charges that may be incurred by the Plaintiff and transmitted to the sheriff as charges on the writ prior to the date of the sheriff's sale) BALANCE DUE 4,671. 75 3,879.70 108,927.54 .. ~ 'jo;.;:' - ,f".", ~'" :':'-~"--'~~T ~~\","""'~::'-:" .'-.:~,'....).'-I ~""""",~:r:' ~,.- -~,- ,.r;, . " ;.. . , .- '~...x' -;a.;..:-- " SOlEDULE A EXHIBIT A ALL 'IHAT CERI'ATI1 tract or parcel of land situ.J.te in the Ta.mship of !-'.amp::len, County of Cumberland, Commonwealth of Pennsylvania, bounded and described in a=rdance with survey of John C. Brill1art, dated l<.pril 2, 1980, which is attad1ed hereto and made a part hereof, as follcws, to wit: BEX:;INNING at a stone monument at =rner of lands of Gregory Hess, Richard B. Comiskey and the tract herein described; 'l:ll:rnCE along lands of Gregory Hess North thirty-six (36) degrees twenty-nine (29) minutes East, a distance of five hundred twenty-two and thirty-six one-hundredths (522.36) feet, through an iron pin on the bank of the Concdoguinet Creek, to a point in said creek; THENCE along the westerly side of the Concdcguinet Creek South thirty (30) degrees forty-eight (48) minutes fifty (50) seconds East, a distance of ninety-seven and nineteen one-hundredths (97.19) feet to a point in said westerly side of Conodcguinet Creek; THENCE along lands of Robert W. Bream, through an iron pin on the bank of the creek and crossing the centerline of stone Spring Lane (private) which point is a distance of one thousand one hundre:rl seventy-five (1,175) feet, more or less, North of the centerline of Ocr's Bridge Road, South thirty-six (36) degrees twenty-nine (29) minutes West, a distance of five hundred forty (540.00) feet to a stone monument at =rner of lands of Robert W. Bream and Richard B. Comiskey; 'lliENCE along said lands of Richard B. Comiskey, North twenty-one (21) degrees fifty-five (55) minutes West, a distance of one hundred five and t:wenty-five one-hundredths (105.25) feet to a stone monument, the place of BEX:;INND!G. HAVING 'lllERIDN ERECI'ID a one story dwelling house. BEING 'IHE SAME PREMISES WHIOi Toinette wuise Hees and st. Tilnothy Evangelical Lutheran Church granted and =nveyed unto William Ronald Long and Dianne R. Long, husband and wife, by Deed dated December 19, 1991 and to be recorded in and for CUmberland County Recorder of Deeds on even date herewith. ,- '\ . ~ ., : r "'-'. "~', ~. '. ';' . :':;: ) . ,'., ..,.l ~-. ':;~". . "'.', '. ~ ." 1 .' ~. ' I ", -" _ ,\~, _. . VERIFICATION AND NOW Louis P. Vitti verifies that the statements made in this Complaint are true and correct to the best of his kr,owledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4904, relating 10 unsworn falsification to authorities. By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and the verification cannot be obtained within the time allowed for the filing of this pleading, the pleading is submitted by counsel having sufficient knowledge, information and belief based upon the information provided him by the Plaintiff. ~~M'... Luis P. Vitti Dated: December 14, 1998 . ' '. ' ''''':~,'' ~;,..'. 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