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HomeMy WebLinkAbout98-07182 'J ~'. " 1 I '('I I~ I~ i i , I ; .., I ~! I i i _'\1' I ~, I ~ I~ i , I I I ......' 'l i ~ .i .a .;:: i I~ I ~ I .~ i )s I ~ i '> ~ <( ~ - . .::l - <::J ~ ~ 0.:.- ~ . ~ - . VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I,D, #72094 MELVYN S MANTZ & ASSOCIATES, P,C, 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS VS CAROLE A. DULL AND GARY A, DULL Defendant NO. f/- 7/~ ~kl.~ NOT ICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. Yeu are warned that if you fail to do so, the case may proceed without you and a judgment may be entered'against you by the Court without further notice for any money claimed in the Complaint or for other claims or relief requested by the Plaintiff. You may lose money or property or other rights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. ~-,-,~.. .....~....~, '. :.: '":"I.~..,".,:." ',' ,~J.,. r~;:~~>-.,~N7..::.~~~;r"..;I.;"J;;',~,,~~.".,,:,<r~~~~;;:l>'~~.I~~;'~'I'.:r.( -r-:;''''.r:''!,~~~P'':''';~:''..~.'' :'\,~'~::'tI ~ '~+." ,~, ., .~L" . Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 . , . .':' ::.) ".f ,. .' .. ,~:l-',~' ~ ~:' ~:: " "'". . ...'....-.-."'", $, -";'''~'$._~M.''''''Ii''.'::.~~..~,,", "i:~~~....t<.'~~ .~lW; ~'~~. I :,'I<~ '.:,': " " ' . "}".". ~ " ..... VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I,D, #72094 MELVYN S MANTZ & ASSOCIATES, P.C, 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS ;'-r-l~.i.ooZ'~" ;.,;.. ",,--- _ .:.._. . . ;\', - -....r~,-":' ..'--' ,-...:'-~~:"''''I:_'r~, -::'l:,-~-<l:"'~ ,~'h' ~M ---, , . J' " . ,',' .-. . "\', I VS CAROLE A. DULL AND GARY A. DULL Defendants NO. {N' 7/ S..z. 6;;J1.v..- CIVIL ACT ION 1. The Plaintiff is PROVIDIAN NATIONAL BANK, a national banking association, located in Tilton, New Hampshire. 2. The Defendant is Carole A, Dull, an individual wit.h a place of residence located at 785 Hamilton Ct., Carlisle, FA 17013-1519. 3. The Defendant is of residence located l'7013-l519, Gary A, Dull, an individaul with a place at '/85 Hamilton Ct" Carlisle, PA 4. At the request of t.he Defendants, First Union Direct Bank, N.A., issued to Defendants a credit account. The account numbel' now is 5497485500905148 and at. all times relevant hereto, Defendants were t.he holders of said credit account issued through First Union Direct Bank, N.A., credit facilities. 5. subsequent to the delivery of the First Union credit account to the Defendants, and therein acceptance of same. First Union Direct Bank, N,A" for valuable consideration and i.n the normal C01U'SC of bU~3inC'f3s, sold, assigned and transferred the Defendants' account to Plaintiff, which is now and has been since the date of the assignment the legal owner and l.older of said agreement. 6, Defendants, upon acceptance and use of the credit account, agreed to be bound by the terms and conditions of the credit account agreement. A true and correct copy of said terms and conditions is attached hereto, made a part hereof, and marked Exhibit "A." 7. The Defendants incurred obligations on the sum of $1,817.63, no part of which has been paid although duly demanded, account in the since 09-22-98 8. Notwithstanding the frequent demands by Plaintiff for payment of the amount due, there has been a failure and refusal by the Defendants to pay the same or any part thereof. 9. In agreed to percentage additional accordance with the terms of Exhibit" A," Defendants pay a finance charge on all slims due at an annual rate of 16.40%, and Plaintiff is entitled to finance charges from 23 SEP 1998, 10. In accordance with the terms of Exhibit "A," Defendants agreed to pay reasonable attorney's fees if the account was referred to an attorney for collection, and Plaintiff will incur an attorney's fee in the amount of $363.00. WHEREFORE, in the sum of attorney's fees Plaintiff demands judgment against the Defendants $1,817,63 plus interest from 23 SEP 1998 plus of $363.00 and costs of this action, MELVYN S t PURSU.''.NT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS PEQUIRED THAT WE STATE THE FOLLO\oJING TO YOU: THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFOPMATION OBTAINED \'JILL BE USED FOR THIn PURPOSE. ~, .,.~,~;'t'.~fr-.",".:,.-~~"-, "-;~,._-'""'-'~~,~r.,- ',:,~ ;; .l..:_~,., ,- ",." ,~-,- " " ", ,',,' , ... . r ".~"':.M:Jc.~'~ -...... ",-.' FRclM : MH~HZ & H,;SCIC. TEL: 215 348 4U15 ~KJI). 5. 1.;198 lU: 0..1 Hn . r'l'~ STATE OF CALIFORNJA COUNTY OF ALAMEDA HEATHER KOOHEMAN Slillu8 that ahe/he is the Designated -...".......--...-- - ,.._-_._.~,.... -. Agent of PROVIDIJ\N NA'J.'lONJ\J, flANK and is <luthor:i.zed to take this affidavit on j t.:;:; beha:!f alld thi'lt the facts set. fOl:Lh in the foregoing complaint al-l? true <:ll1rl COl..-rect_ t() tbe best of her il'1formal:lon, knowJedge "no hc.l.ief; I. hil 1: th",re is now due and owing from Carole A. Dull and Gary A. Dull the BUIll of $1,817.63 plus interest and at.to!,'ney fee,,; "rid t hat; there ilrr~ 110 deduct-Ions or offseti.' of any kind, r-xr'ppl d8 are L,horrd.n specifieo and credited, She further \Indersti.ll1df' LI1"t f Fd I3C Rt.atement8 made her.ein are subject to the penalties af 18 Pil.C.S, Sect:i Oil 11904, r",Iatil19 to unsworn falsification ta authoriticy. 5497465500905148 ". :" ,;,.:.,~,,,.' :~',:.' "-'.",.~,.-~."I,"~',"--~'':~ .',::'\. .;". ",,:'i,,~=- '''_' , .~ .,' , . \ ,.- .... '_............-~~-,. 'W"'~ - '-'-1~_.;:,; .... . , ' ',":' , ,,,.' ',\-- ~---_.."\ -;, -. - 'j" ~"'~~. .,..' ...": ,., ;.' " ..~ /,' ','" ".",.... ',' ':;'. ' " (-, ":1' o :I~' l_._ .::: - co: ~ c; ::: o '':= co: Z ::: co: - ~ .- ;0- f.: ~ j; E v. E f. ~ U{ =' ~ c >-::.- - "'- it >>g >- - " c.. r..~.:J ~>'7, ,~ ,,~ - "" - ~E~ ~ ~ : ." l":... .= , ~,~ r s .. - .1"'.. 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U_.41.......I:...0<.-., \'''--;/''; (,- c.. ' h tJ.L I ILlf'Y ;"":'"-~.i.L_ ""..;;. ,.""';: . ' ... ..,,-...." _..~:~~:~.,~~ ,"~.~ '-.'--', ,:,:'1J.~".I. ",' f': .:1' " ;"," " )_ . \' i"".,' : ~ I'ROV1I>IAN NATIONAL BANK. Plaintiff : IN TilE COURT OF COMMON PLEAS OF : CUl\1BERLANn COUNTY, PENNSYLVANIA v. CIVIL ACTION - LAW CAROLE A. nULL and GARY A. DULL, NO. 911-71112 CIVIL TERM nefcndants .IURY TRIAL DEMANDED NOTICE TO DEFEND You have been sued in court. I f you wish to defend against the claims set torth in the toll owing pages, you must take action within twenty (2()} days atler this complaint, order and notice are served, by entcring a writtcn appearancc personally or by attorney and filing in wliting with the court your defenses or objcctions to the claims set torth against you, You arc warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by thc court without further money c1aimcd in the complaint or tor any other claim or relief requested by the plaintitT. You may lose money or property or other lights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF VOU no NOT IIA VE A LAWVER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (717} 249-3166 l-llOO-99tJ-91011 Americans with Disabilities Act of 1990 The Court of Common Pleas of Cumberland County is required by law to comply with the Americans with Disabilities Act of 1990. For infonnation about accessible lacilities and reasonable aec,)mmodatil1lls available to disabled individuals having business befl1l'e the court, please contact our ,)mce. All atT:l1lgel11ents must be made at least 72 hours prior to auy hearing or business bcl"re the CI)U11. You must attend the scheduled conference or hearing ~, ,,' ~ . ~ ,~ ',', ' ~'I . ~'. ~'.'.,': ;. . . , ' " : ' ' '_ > ~,- ".' '->'~ PRovmlAN NATIONAL BANK, Plaintiff, : IN TilE COURT OF COMMON PLEAS OF : CIJMBERLAND COUNTY, PENNSYLV ANIA . . ~-. \~'.',.').'''' ~.: :'.,'~'~.,-'..\~',!-' ":':::,' ....:,'''..\.'. "",- ", v. CIVIL ACTION - LAW CAROLE A. DULL and GARY A. DULL, NO. 98-7182 CIVIL TERI\! Dcfcndants JURY TRIAL DEMANDED DEFENDANT CAROLE A. DULL'S ANSWER WITH NEW MATTER AND COUNTERCLAIM AND NOW, this 8th day of February, 1999, comes Dcfendant, CAROLE A. DULL, by and through her attomcys, Irwin, McKnight & Hughes. and makes the following Answer with Ncw Matter and Countcrclaim to the Complaint fiJcd by Plaintin: PROVIDIAN NATIONAL BANK, averring as 1,)lIows: I. Thc aVCl1ncnts of tact contained in paragraph one (1) arc admittcd, 2, Thc avcl1ncnts of fact containcd in paragraph two (2) arc spceifically denied. 3. Thc avcrments of lact cnntaincd in paragraph thrce (3) arc specifically denied. 4, The an:nncnls of fact ,'ontain,:d in paragraph j'lUr (4) arc admittcd. -_._"._.---~ ~ 5, The averments of filct contained in paragraph five (5) arc admitted. 6. The avermcnts oftilct containcd in paragraph six (6) arc admitted, 7. The avenncnts of tact containcd in paragraph seven (7) are admitted in part and denied in part. It is admittcd that the account balance has not yct been paid, Any inference that Plaintift~ through its ot1iccrs, employees or authotized agents, has in accordance with applicable law made due demands ti)r repayment is specifically denicd. The remaining avennents of fact contained in paragraph seven (7) arc specitieally dcnied. 8. The avenncnts of tact contained in paragraph cight (8) arc admitted in part and denied in part. It is admitted that Defendant has not yet paid the total amount due to Plaintiff and that Plaintiff has made trequent demands for payment. The remaining avennents of fact contained in paragraph eight (S) arc specifically denied. 9. Aner reasonable investigation, the Defendant IS without knowledge or infonnation sut1icicnt to fonn a belief as to the truth of the aI'Cnncnts of tact contained in paragraph nine (9) so they arc therc1ilre specifically denied, ~ ~ . .. ".' .,,~ ~!..__~. : _' , ,~. . "', ~~ ~ '1" ~ " : ~ _,' ': ,.' - ',,' . '. : " , .o' .' ' .I _.~.. .-r"'f~~i..::C'.~ .....;,;. 10. The aVell11ents of filet contained in paragraph tcn (10) arc admitted in p1lI1 and dcnied in part. It is admitted that under the lcrllls of the credit account agrecment attached to Plaintiff's Complaint as Exhihit "A" Plaintif'f'may bc entitlcd to payment of reasonable attorney fees. Aller reasonable investigation, the Defendant is without knowledge or in!ill111ation suftieient to fl:lJl11 a belief as to the truth of the remaining aVell11ents of filct containcd in paragraph ten (10) so they are therefore speci fically denied. WHEREFORE, Dcfcndant Carole A, Dull respeettully rcquests that this Court cnter a judgmcnt in her favor and against Plaintiff in this matter, Providian National Bank, togcther with reasonable costs. NEW MATTER II. On or about November 6, 19%. Defcndant Gary A, Dull tiled a Complaint in Divorce against Defendant Carole A. Dull. 12. On or about May 26, 1995, Defendant Carole A. Dull filcd a Pctition fill' Economic Relief against Defcndant Carolc A. Dull secking spousal support, equitable distribution, alimony, alimony pcndente lite. costs and att01l1cy fCcs. u. On or about Scptcmher 2. I ()l)X. Defcllllants cntered into a nHIITiage settlement agrcement in respnnsc to Defendant (';lmle A. Dull's Petition fill' Economic Relief and in an attempt to finalize. a di\orce' betwecn the p:1l1ics. 4 -- 1. :.~ . \".' ': ,', - . ,'. , ' , ~ ~ ,~ " , '. r - . ", , " ) ~ '.' . 19. Whilc cngagcd in thc collcdion of thc crcdit account dcbt, Plainti 1'1', through its otliccrs, cmployccs or authorizcd agcnts, madc n:peatcd telcphonc calls to Defcndant Carolc A. Dull at hcr placc of cmploymcnt. 20, Whilc engaged in thc collection of the crcdit account debt, I'laintitl: through its oflicers, cmployces or authorizcd agcnts, madc repcated telephonc calls to Defcndant Carolc A, Dull at hcr homc, 21. Aticr Defendant Carolc A. Dull inlonned Plaintiff: acting through its otlicers, cmployees or authorizcd agents, that she was represented by Icgal counsel and that Plaintiff should contact her undcrsigned counsel to discuss hcr obligations 1'lr rcpayment of the crcdit account debt, Plaintiff immcdiatcly tcnninated cach tclcphonc call and refused to contact Icgal counsel for Defcndant Camlc A. Dull. 22. Thc debt collection practices uscd by Plaintit1: acting through its oificcrs, cmployees or authorizcd agcnts, hanncd Dcfcndant Carolc A, Dull and violated thc Pcnnsylvania Dcbt Colkction Tradc Practices rcgubtions in that: a. Plaintift's rcpcatcd telephone calls to Dc1cndant Carolc A, Dull at bcr home and placc of cmploymcnt constitutc ahusc or harassmcnt of a dcbtor by telephone in violation 01'37 Pa, Codc ~ 303.4(2). (, , ,'.: ,,":.~._,:~," -,_.',"~. -.,.:"~,,,- '.-'." \..'-.... -,M.;', ;,,-';;:_':: ~,.-....:. ", ',',~-," ".,,~,,:. : ...--".--~. - ~-~" - ;~~.....:x-'.~".J. b, Plaintift's repeated telcphone calls to Defcndant Carole A, Dull after being informed that she was reprcscntcd by thc undersigncd legal counsel and Plainti ff's subscqucnt rcfusal (0 contact hcr legal counsel eonstitutc untllir or deccptive practiccs in violation of 37 Pa. Code * 303.4( I 0). 23. Plaintift's violations of thc Pennsylvania Debt Collection Trade Practices regulations constitute unfair or dceeptive acts or practiccs in violation of the Unfair Trade Practices and Consumcr Protcetion Law, 73 P.S. * 201-2. WHEREFORE, Dclendant Carole A. Dull dcmands damagcs against the Plaintift~ Providian National Bank, as pennittcd hy the Pennsylvania Unfair Trade Practices and Consumer Protection Law, 73 1'.5, * 201-9.2, including the greater of actual or statutory damages of onc hundred dollars, trehle damages, reasonable costs and attomcy fees, and such other and further relief as this Court shall decm fair, necessary or propcr. Respectfully Submitted, IRWIN, / M~'Cl'lS A. McK iJ.:ht, III, 'squire S prcmc ('m1l1 \.0, No, 25476 60 ~-c:it Pomlj'ct Strcct ('arlislc~I'-Cijn"S)'lvalli;117H1-3 (717) 24<)-2353 Attol1lcy t,)r Dcfcndanl. Carolc A, Dull Datc: February S. Il)<)<) D/i!\l "'1I\~1 (Ill 'j{ 1111)( PI II ,"',WI H 7 -, """'" , , .~"' ~ .,.~_~~ ..Y,' " .~~-" _ _-. i:::~'r:t-"-:f""-":7":;""".. .,~-:-~-:r.t:',1:;:;:~~~~1''''''',-''~'--;-._- J", ~-;',-: "', j" . ,- I . ~ .... ; _r'7'/~;);..:r_ ~"S-..;.. VERIFICATION The forcgoing Answcr to Complaint with Ncw Mattcr and Countcrclaim is bascd upon infollllation which has hccn gathcrcd hy my counsel and mc in thc prcparation of this action, I havc rcad thc statcmcnts madc in this Answcr and they arc truc and COll'ect to the best of my knowlcdgc, inlollllation and hclie!: I understand that falsc statemcnts hcrcin madc arc subject to the penaltics of J 8 Pa.C.S,A. Scetion 4904, relating to unSWOI11 falsilkationto authoritics. _.~/c~~cl_d. El~/~ CAROLE A. DULL Date: February J-,199') ':- - _....~ "- .-,-,~ ...x . . " , ' ~ ~ ,I." " . -~. ,,~ ',':~ -~: ..:,,\t~'--'~~"-~~.77:''=7.f,~ ,.....:....-, ..:' ,~.: '.-,--.- ':'. " ,"'-, .' PROVIDIAN NATIONAL BANK, Plaintiff, : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. CIVIL ACTION - LA W CAROLE A. DULL and GARY A. DULL, NO. 98-7182 CIVIL TERM Defendants JURY TRIAL DEMANDED CERTIFICATE OF SERVICE I, Marcus A, McKnight. Ill, Esquirc, hcrcby certify that a copy of the Dcfendant Carole A, Dull's Answer with Ncw mallcr and Countcrclaim was served upon the following by depositing a true and corrcct copy ofthc samc in thc Unitcd States mail, First Class, postagc prcpaid in Carlislc, Pcnnsylvania 17013. on thc datc rcfcrcnced below and addressed as follows: Valcric Roscnhluth Park. Esquirc Melvyn S, Mantz & Associatcs, P,C. 25 East Statc Strcet DoyJcstown, PAl R90 I IRWIN, McKNIGHT & HUGHES /1 /,/J ..;//lh7P ,/ By: Marc ~~/A. McKni II, Esquire 60 W<0t Pomlrct Strect Carlisle,. Pcnnsylvania 0\3 (7 \ 7) 24()~~353-'- Suprcmc Court I.D, No. 25476 Date: Fchruary S. \9')') '-'-r~ ~ ,'1' '"", ,',.~'~"'-,"', -; I..: ~......r 7~~7'1~'"'7'l"~;.-;'~-7":;-<-'7T:'''~' 1--:--;-",""-:: . ~-,: '::' "',. . - J ,,','- ..<. ,'.,' ," ... I ;-J , . " , , , . '. '.' ". , -. F " , ' . _' . , "',", f ' '. ','." .. ',. .'. -. , .-~ \1 t f' ,"1 . .!f I", , "I , ( ...~,; , . .' ../' .' . ..-. . ' ~_.,- " PROVIDIAN NATIONAL BANK, PLAINTIFF : THE COURT OF COMMON PLEAS OF : CUMBERLANJ) COUNTY, PENNSYLVANIA \'. : CIVIL ACTION - LAW CAROLE A. DULL and GARY A. DULL, DEFENJ)ANTS 98-7182 CIVIL PRAECIPE TO DISMISS COUNTERCLAIM To Curtis R. Long, Prothonotmy: Please dismiss the Counterclaim filed on behalf of the defendant, Carole A. Dull. Respectfully submitted, IRWIN. McKNIGHT & HUGHES ~1Jl//' By: l\hrcu A. McKnight, ,.squil'e 60 Wcst Pomfret Street Carlisle, p A 17013 (717) 249-2353 Attomey ID #25476 Atlomey for the defendant. Carole A. DuJl Date: March 24, 1999 , ,". " . ': - 'I' .,> ~ 'I';J:~:-~"'~,l"'::,-".;--~-'"' r~--I;,:,-:-, ~ ... ," ~,':: .) ,"',' " ." :; ,"1')"". " . -.----. .~- . .. ,...'" ,,,". ~ :..ro~ -------_.~,._.._._.-"_..__.~ : TilE ('OI!J{T OF COI\II\ION I'I.EAS OF : ClII\IIlEIU,ANJ> ('()lINn', PENNS\'I.V ANIA I'ROVIDIAN NATIONAL IIANI(, PLAINTIFF \" : CIVIl. ACTION. 1...\ W CAROLE A. DULL and GAR\' A. DllLL, DEFENDANTS tlll-7lH2 CIVIL CElHII'IC'ATE 01' sEltVH'F I, Marcus'/\, McKnight. III. Esquirt', hcrchy ccrtily Ihat a t'oPY oi'thc Praccipc to Dismiss Counlcrclaim was scrved upolllhc liJllowillg hy dcposiling a truc ami corrccl copy oi'the samc in lhc Unitcd Statcs mail. First Class, poslagc prepaid in ('arlislc. Pl'nnsylvania 17013. on the dale rdcrcnccd helow and addrcsscd as lill10ll'S: Valerie Rosenhlnth I'ark, E~ll' PARK LAW ASSOCIATES, P. C. 2~ Easl Stale Slrcet Doy1cslll\\'n, P ^ I WI() I mWIN, !\Id(NI(;JIT.<:': I\lIGIIES f:2' 7~ /: ,,/ ..,' ,~ .-to"'-"" ,~ _._--"'~._-- ......-".-..,. -'" .- II)': !\Iar 'ns A.l\ld( -hI, III. ES1luin' tlO Wes! Pomli'c1 Strl'ct larlisk. PCllllsyhilliia \7013 (717) 2.I'I-2.~~.~ SUllll'lnc l "1\111 1.1), No. 2~47(, Datc: March 24, l'l'I'1 .,- ., \.,.~, . f""". . __':._--:___.'*, .'., ", ".,...~-.~'r~.~r,~~~:';"~-.'"-::-~~:".-:-r.r. ,\".>J;,"',' . ," " -, -.""'="~- -..'~ -~. ,., ,.....~ ~ (''":" f':'1I ~'-""n'T~""'C I ' ''''.,," ',~.'.;v .,' ',I, .. I: :' , ~ .., - , ,- - 1. ".:, ~ .' \ " " , . .' . v ~ ,- '" ~. '# . _f -h~'~":""__c:." .,... '., , VALERIE ROSENBLUTH PM\K Attorney I,D. U7~09~ PARK LAW ASSOCIJ\TES, I'.C, 25 East State Str001 (215) 3~B-Ij;~()() Doylestown, pJ\ ) II'){) J ATTORNEY FOE I'!.J\ I NT 11'1' I IlJo:I\EIlY CERTIFY THAT THE TIWJo: & CORRECT ADDRESS IS: 1'1 J\ I NT] FF: ~ 94 0 JOHNSON DRIVE 1'!.Jo:J\SAN'l'ON, CA 94588 IJ)':FJo:NDANT: 785 Hamilton Ct. ('"]Ii,,Ie, PA 17013-1519 PROVIDI7\N NATJ ONI\I, I\MJI': 1'1,]] ] J 1 ] I I ('lIMBERI"J\ND COUNTY COllin OF COMMON PLEAS V" " CAROLE 7\. UUI,!. AND GARY 1\, 1]111,1, r.l,'j ('1111,1111 NO, 98-7182 CIVIL PHAEClPE FOH ImTRY ,Of ....JUDGMENT TO THE PHO'J'1I0NClTIIJiY: Kindly ,'nl"1 ,I\]d'!,'"'lil Iii I,]",,,, oj, the Plaintiff, PROVIDIAN NATIONAL Bi\NI;, ,Ind "'I"ln:;' II,.. J],'j,'ncicml, Carole A. Dull, in accordanc,' Will] Ill" I,,]] ""III"IJ\ I.'"r Entry Of Judgment attached hereto, dlj{i dH:lf'lIH li.lnl,"l,,';l .ll! 111]]I.,\oJ:;: i 'Lij~; JYj"l',';j\l~i':'I' \'1"','" '101,,' $1,817.63 $363.00 $58,00 J\W,\IIJ'1' Ii!.' .JlIIII:tl,I.lIT 1.1.;:::; J'I,YI.ll-:J'J':':; Wlli!'; l'l1J:~ lll1"lt'f~' 1/"111 (Jil :~:,~ (}H t l' ',CI t.,^!,' l ~}',I'I 011' \ 111-' 1'\)1)\ 1'dCt l ,I I ~. I) 1 "I f, . ,1 II '1 $153.54 ']'(1'111-11 $2,276.17 plus costs PARK LAW ASSOCIATES, P.C. BY: VALE _c Attorney SENBLUT'H PARK for the plaintiff 1'1 :J.':l, :/\~JT ']'1) J.H.,t1II'}'I, TI!f1T \,iI',: '1'111-: rId P DEBT COLLECTION PRACTICES ACT, IT IS : :'1'/\'1'1' THE FOLLOIoJING TO YOU: THIS IS AN ATTEMPT TO ill"" J lWC>Er~J\Tl ON OFTld ]\lED I'll LL BE USED FOR THAT ("OLL1',1 '")' /~ : i'j ''I' . .J . " " ,.! . .:' -~. ;:,,_~,H, ".",.7;, ',,' ~ :-,"', ," . :':~ 'I '. . .': '":' , , "';-.("'~ '. ~iio'lE:; VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 PARK LAW ASSOCIATES, P.C. 25 E. State Street Doylestown, PA 18901 (215 348-5200 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff VS. CAROLE A. DULL GARY A. DUI,L Defendant NO. 98-7182 CIVIL AGREEMENT FOR ENTRY OF JUDGMENT 1 AND NOW, this ,/j'l" ,t'),,,-, day of J) XL \ N\, 1999, it is hereby agreed between tne parties that the Clerk of Courts enter Judgment in this action in favor of Plainti.ff, Providian National Bank, and against Defendant, Carole A. Dull for the amount of claim $1,817.63 plus attorney fees $363.00 plus interest at the contract rate of 16.40% from 09-22-98 less payments of $58.00 plus costs. It is agreed that execution of the Judgment will be stayed provided that Defendant, Carole A. Dull makes pay11lents to Plaintiff through its attorney in the amount of $58.00 per month beginning on March 28, 1999 and due on the 28th day of/~very month thereafter until said judgment is paid in fAUll,Wi:~~:/c~sts,a~~est. BY' '/./ //}I , L~ . }-.- j' .- VALERIE ROSENBLUTH PARK, ESQUIRE Attorney for plaintiff By'/k44 D~ CAROLE A. DULL, Defendant ."'1';; ," -:- .' "-~~ . .,':. \ (~ :: -'. -....' ': ,,> ,:' '-,~~ -',' ,,- ,"',',:. ~~', . :" . ..', . : .~," . ,-'" ~ - ;.J-l:~~<=- '.;0. ..,' -'~~,~..-..j " """, .' ,~.l"':,-",-,:..~:'~,~"','" I,.,,: "'~.\.'1 '_",',"" '';;~.'.'''"\'",,,\1., ',"'" ~J''''''.' J-,". .'," '", F:II.~\..'''(-::'I::C~ 0:" - . '~:~~;:.. ".Tr:;:~:y 99 APR - 5 P~\ I: 5 I CUl''''"'' " , ,-' "-J \/iDU ',l.J....\i\.; l..U\.Ji'~ If PENI'1SYLVI....'\!A Ii (tetcl 1 hJ ,)'1t Llf.U'l1!,j({,..ttvL /' -) '11 1;)./ - ,1/1 l:4.., ,;( 1 IV 4<1c,j ,'J C' 1\ 7S'f37 . ' ..,' , .'. . " I.. . .c\ :. ~ .': :, ,":, (,' :- , ;' I ,. ':: - .,' . ,..."n'~ ~ t --;:"f'I "r,-.' . . VALERIE ROSENBLUTH PARK, ESQUIRE Attorney LD. #72094 PARK LAW ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK Plaintiff VS CAROLE A. DULL GARY A. DULL Defendant : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : NO. 98-7182 CIVIL ORDER AND NOW, to wit, this JJ.i~ay of Illd, 1999, upon presentation of the attached Stipulation and Settlement Ag;;;!ment and upon Motion of Valerie Rosenbluth Park, Esquire, attorney for the Plaintiff, and Andrea Jacobsen, Esquire, attorney for Gary Dull, Defendant, the Stipulation and Settlement Agreement is hereby approved and made an Order of Court. BY THE COURT:, / /' , /' I '[' I, ' V'//'/' i I /, / . / "'T ! I .l/ l__ :._~~ ,..J. /t,;.!/1 / . , " .' '. -. .-.; ,:' . , -: '" '",' .' ,', . :'...' --. ",," .... :' . ~ ' " . , . ", ' l,' " .' ,'., ' - ' ."" ^ ~ " " ;' ,- '.' ." ' , . '\ . .~~ ."'. '. ~- VALERIE ROSENBLU'l'H PARK, ESQUIRE Attorney 1.0. #72094 PARK LAW ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, 1'/\ 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK Plaintiff : CUMBERLAND COUNTY : COURT OF COMMON PLEAS . . .' ' ", " " ,',',\:,:,: " .') "', . < . , VS CAROLE A. DULL GARY A. DULL Defendant : NO. 98-7182 CIVIL STIPULATION AND SETTLEMENT AGREEMENT --(' AND NOW. this ~ day of /} () r, . I ,1999, it is stipulated by and between Valerie Rosenbluth Park, Attorney f6r Plaintiff Providian National Bank, and Andrea Jacobsen, attorney for Gary Dull Defendant, and the parties hereto have consented to this Stipulation and Settlement Agreement which shall be made an Order of Court as follows: 1. Defendant Carole A. Dull agrees to pay the principal amount of 82,405.34 as of 03-09-99, by making monthly payments in the sum of 858.00 p~r month until said obligation is paid in full. 2. Payments \\~n be due at. the address set forth below on or before the 28th of each month beg\nning March 28, 1999. P.O. Box 1779 Doylestown, PA 18901 a) She will make checks/money orders payable to: "Park Law Associates, P.C." as attorneys for PROVIDIAN NATIONAL BANK, and mail her checks/money orders to the address set forth above. 3. Interest \~ll be assessed at 6(k per annum upon filling of this Stipulation. 4. Time is of the essence; therefore, if she does not make the payments as outlined herein in a timely manner, Ill)" client will consider-that a breach and she will be in default. :- '. " . " I 5. In the event that Carole A. Dull, the Defendant, is in default and fails to abide by any condition us set forth herein, written notice will be sent to Gary Dull, through his attorney, Andreu C. Jacobsen, at 52 East High Street, Carlisle, l' A 17013- 3220. 6. Gary Dull agrees that within thirty (30) days after the date of the written notice he will begin making monthly payments in the sum of $58.00 per month until said obligation is paid in full. In the event that he fails to timely make such payments, then judgment may be entered against Gary Dull for the amount stated in Plaintiffs complaint less any payments Illade. 7. That the Court, sitting without ajury, shall retain jurisdiction over this action to enforce or otherwise rule upon this Stipulation, Settlement Agreement and Order. PARK LAW ASSOCIATES, P.C. BY: 1/( /J I - i-t-;?Jt/C VALERIE ROSENBLUTH P'AltK ATTORNEY FOR PLAINTIFF BY: -, / ,-. \ \ (,,( (C~~, (..--______ ANDREA C. JACOBSEN ATTORNEYFORDEFENDANT GARY DULL GARY DULL hereby acknowledges that he has received a true and correct copy of the Stipulation and Sett.lement Agreement, that he does ratify same, and does authorize his attorney to execute the Stipulation and Settlement Agreement thus that it shull be an Order of Court. ,):~ lJ /2 0 GARY DYLL UA':( . .. + - ' I. .' "I .....,. ':. ,'-. ,-, . - ,.'.: -. H.', '. . ,', _. '-.~' ''-'. """,:' " ,,'. '. GARY DULL hereby acknowledges that he has received a true and correct copy of the foregoing Stipulation and Settlement Agreement, that he does ratify same, and does authorize his attorney to execute the Stipulation and Settlement Agreement thus that it shall be an Order of Court. t CCM ~/ GARypULL , " , " ,./i.~:" .:~-. '! ~ " : I '" ':. ' .,. .- . '" '.., ~>.), . ~ ;'_:",;:.1 T : j' " "',' . ',: . .' . -. " . ',- ~..'~,:~,~~t!;'~~~~'~~:'.~:t:'i7"'2?':~'~.~~:.~~~~~~!!~~:,:~~~~~:~r:f~;r~r~~~~~~"~l~.' !....~'t~ '\ 66bi ;; ,1-j~ . '" ',"..,.,.". '. ' .'., ' ' .' ." .'.,..",' . '.... J ) . , I,:", '. ' " . ' " ,', " ..: ,~ >~ cr- ._~ ,." lue, tl~b . .~. . I - ()",,: , ' i-:-.-J'. 1.:,1'- .., ~i: ~! i: LL U ~. '-.- [-,: <:1-' 9:,' ~ ~ -..... Q Ii ~ $ ~ ~ I .1 ~ ( \ 4 I I r <--: (~ . - i.,':; ~.~ (,.1.-'., cl. . _ 0:~~ ",i) \ J1 ~~-; ! ;~lj :! ~:l.. 1 (j : ,,-) r.: 1:'- ....,[ Cl C"' ,. .. VALERIE ROSENBLUTH PARK, ESQUIRE Attorney 1.0. #72094 PARK LAW ASSOCIATES, P.C. 25 E. State Street Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS PROVIDIAN NATIONAL BANK Plaintiff VS Carole A. Dull Gary A. Dull Defendant NO. 98-7182 CI PRAECIPE TO MARK JUDGMENT SATISFIED, SETTLED, DISCONTINUED AND ENDED TO THE PROTHONOTARY: Kindly mark the above captioned matter satisfie.d upon payment of your costs. PARK LAW ASSOCIATES, P.C. J; /// BY: VALERIE ROSENBLUTH PARK, ESQUIRE " :' .'. _ - ~. ~ - , - , -, ,'I' '. " '.' ' ..; : " :' T,~ . ' , ',' .', '.' " .. . . '.. F 7" ': . : ' . '. fI.w'~ , . . .' " ,,-.:: ....,.. I ..: p r. ~, . ',', ~ . . ,'. . '. ,',.' " I ',i " ~ .