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ALL THAT CERTAIN tract or parcel of land and premises, situate, lying
and being in the Township of Hampden, County of Cumberland and
commonwealth of Pennsylvania, more particularly described as followe:
BEGINNING at a point on the northern side of Brandy Lane at the dividing
line between Lots Nos. 1 and 2 as shown on the hereinafter mentioned
Plan of Lots; thence along said dividing line between Lots Nos. 1 and 2,
North 4''; degrees 45 minutes WeSl: 11 distance of 150.00 feet to a point on
the dividing line between Lots Nos. 2 and 10 on said plan: thence along
the line dividing Lot No.2 from Lots Nos. 10 and 9, North 43 degrees 15
minutes East, a distance of 100.00 feet to a point; thence along the
dividing line between Lots Nos. 2 and 3, South 46 degrees 45 minutes
East, a distance of 150.00 feet to a point on the northern side of
Brandy Lane, aforesaid; thence along the northern side of said Brandy
Lane, south 43 degrees 15 minutes West, a distance of 100.00 feet to a
point at the samB at the dividing line between Lots Nos. 2 and 1 at the
point and place of BEGINNING.
BEING Lot No.2 on a Plan of LotB as laid out for Raymond Brackbill by
W.G. Rechel, Resgistered Surveyor, on November 7, ~960, entitled Plan
No. 2 Forrest Acree, said plan being recorded in the Office af the
Recorder of Deeds in and for Cumberland County, Pennsylvania, in plan
Book 15, Page 5.
HAVING thereon erected a brick and aluminum ranch type dwelling known
and numbered as 6315 Brandy Lane.
UNDER AND SUBJECT, nevertheless, to a utility easement 10 feet in width,
over, under, across and through the rear of northerly 10 feet of said
Lot No.2, inclUding a right-of-way and easement far the inetallation,
maintenance and repair of water pipe line within said width of 10 feet.
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NOTICE REQUIRED UNDER THE FAIR
DEBT COLLECTION PRACTICES ACT,
15 U.S.C. 9 1601 (AS AMENDED) AND
THE PENNSYLVANIA UNFAIR TRADE PRACTICES
ACT AND CONSUMER PROTECTION LAW,
73 PA. CON. STAT. ANN. 9 201, ET SEQ. ("THE ACTS")
To the extent the Acts may apply, please be advised of the following:
1. The amount of the original debt is stated in the complaint attached
hereto.
2. The Plaintiff who is named in the attached Complaint and/or its loan
servicing agents are Creditors to whom the debt is owed.
3. The debt described in the Complaint attached hereto and evidenced by the
copies of the mortgage and note will be assumed to be valid by the
Creditor's law firm, unless the Debtors/Mortgagors, within thirty days
after receipt of this notice, dispute, in writing, the validity of the
debt or some portion thereof.
4. If the Debtors/Mortgagors notify the Creditor's law firm in writing
within thirty days of the receipt of this notice that the debt or any
portion thereof is disputed, the Creditor's law firm will obtain
verification of the debt and a copy of the verification will be mailed
to the Debtor by the Creditor's law firm.
5. If the Creditor who is named as plaintiff in the attached Complaint is
not the original Creditor, and if the Debtor/Mortgagor makes written
request to the Creditor's law firm within thirty days from the receipt
of this notice, the name and address of the original Creditor will be
mailed to the Debtor by tlle Creditor's law firm.
(), 1.-Jritl!:=I1 l"t2quest should be addressed to:
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Attention: Kristen DiPaolo, Esquire
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
* THIS LETTER MAY BE CONSTRUED AS AN ATTEMPT TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
CIVIL ACTION -- COMPLAINT TN MOHTGAGE FORECLOSURE
1. The Plaintiff, Universal Alnerican MDrtgaSlc Comp.'lny, is
a corporat.ion having bt~eI1 on~.Flnj Zt:~d under the laws of the State of
FlDrida and having its principal place Df business at 730 NW 107tl1
Avenue, 4th FloDr, Miami, Florida 33172.
2.
la)
Defendant Robert C. Gottshall, Jr. is an individual
whose last known address is 6315 Brandy Lane, Mechanicsburg,
Pennsylvania 17055.
(b) Defendant Jill F. Gottshall is an individual whose
last known address is 6315 Brandy Lane, Mechanicsburg, Pennsylvania
17055.
(c)
Defendant HDbert C. Gottshall, Jr.
holds an
interest in the subject property as a Real Owner and MDrtgagor.
(d) Defendant Jill F. Gottshall hDlds an interest in the
subject prDperty as a Real Owner and Mortgagor.
(e) If any of the abDve named Defendants arp deceased,
this action shall proceed against the deceased Defendant's heirs,
assigns,
administrators, persDnal representatives
successors,
and/Dr executDrs through their estate whether the estate is
prDbated.
3.
la)
1~e residential mDrtgage being foreclosed upon is
secured by property located at 6315 Brandy Lane, within Township of
Hampden. Cumberland County, Pennsylvania.
"
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(b) All documents evidencing the n"sidential mortcji1ge
have be"n recorded in the R("conk'l' of Deeds' Of f ice in Cumber land
CO\.Hlty I Penn~3yl vania.
(c) The MortgacJe was executed on August 13, 1993 and was
recul..dt:.J ull !-\u~Just. 25,1993 in Mort'.(Ja<J(~ Ronk 11S9, at paqe (j62,
(d) The legal description for this parcel is attached
and incorporated as Bxhibit "A" (Mortgaged Premises) .
(e) By virtue of Pennsylvania Rules of Civil Procedure
Rule 1147 (1) and 1019('1), and on the basis of environmental
responsibility, Plaintiff is not obliged to append copies of the
above mentioned publicly recorded documents to this mortgage
foreclosure action.
These documents are, however, appended hereto
. ,': '. , ' ' :,', -', '. ' :' ", ,,' -l'." ';'. ,'" '::", ~"",~ ;',' ',"', ,',' I . ,
and incorporated herein by reference as Exhibit "B".
4. The mortgage is in default because the Defendants above
named failed to timely tender the monthly payment of $845.00 on
June 1, 1998, and thereafter failed to make the monthly payments.
5. As authorized under the mortgage instrument, the loan
obI i9,,\,ion has been acceh'rated.
"
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Plaintiff seeks entry of judgment ill rem on the following
sums:
(a)
Principal balance of mortgage
due and owing
$64,154.78
(b)
Intt;l-est d.ul?: and O'wing at the
1',')1:.(: of 7.0:'.::;
calcul,.,to,d from the d,?fauIt
datv abov(-' r;tatl:'(.l througll
r}t-_~ \:,(.mbl' r ] r.), J 99 f,
2,804.21
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Interest will continue to
aCCl:ue at the pl,r diem rate of
$17..30 tl1rougl1 the' date
on which judgment iJJ rem is
entered in Plaintiff's favor.
(c) Late Cl1al:ges due and owin,-~ under
tile tcrl11S of tIle Note i.n accordal1cc
with the Mortgage Instrument
,199. '7(j
(d) Escrow Advances made by Plaintiff
Mortgagee on behalf of
Defendant mortgage account
602.22
(e)
Property inspections
as a recoverable expense under
the mortgage terms
52.50
If) Court Costs and fees as recoverable
under the mortgage terms, estimated
250.00
(g) Attorneys' fees
Calculated as 5% of the principal
balance due, in accordance with
the mortgage terms
3,207.74
TOTAL IN REM JUDGMENT SOUGHT BY PLAINTIFF
$71,571.21
7.
(a)
The attorneys' fees set forth as recoverable at
Paragraph 6 (g) are in conformity with Pennsylvania law and the
terms of the mortgage, and will be collected in the event of a
third-party pUt'chaser at a Sheriff's Sale onlv.
(b) If the mOl:tgage arrears are to be reinstated or
paid-off prior to the Sheriff's Sale, Plaintiff's actual attorneys'
fees (calculated at counsel's hourly rate) will be charged based
upon work actually performed.
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8 .
(a)
The original principal balance of the Mortgage is
more than Fifty Thousand ($50,000.00) Dollars.
(b) Under Pennsylvania's ACT 6 of 197~, Plaintiff
Mortgagee is not obligated to serve Notice of its lntention to
Accelerate the mortgage obligat ion by cert if ied and by regular
mailing, prior to initiating foreclosure proceedings.
9.
(a)
The subject mortgage is governed by ACT 91 of 1983.
(b) Under Pennsylvania's ACT 91, Plaintiff Mortgagee is
obligated to serve the Defendants with notice of their rights under
the "Homeowners Emergency Mortgage Assistance Program", by regular
mailing, prior to initiating foreclosure proceedings.
(c) Appended hereto and incorporated herein by reference
as Exhibit "C" are copies of the Notices required, having been sent
on the date set forth on the Notice.
(d)
The Defendant has failed to make a
timely
application for financial assistance with the Pennsylvania Housing
Finance Agency.
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WHEREFORE, the Plaint,i ff demand,,:
EnLtY of judgment in relll against the DefendanLs
above named in the total amount of $71,571.21 as
stated at paragraph 6, plus all additional interest
and late charges accruing through date of judgment
entry; and
Foreclosure and Sheriff's Sale of the subject
mortgaged property.
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
0(uJ,,^ 0 f
Barbara A. Fein, Esq~ire
Attorney for plaintiff
Attorney I.D. No. 53002
BY:
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ALL THAT CER'l'AIN tract or parcel of land .,nd premises, situate, lying
and being in tbe Township of lli.lmpden, County of Cumberland and
commonwealth of Pennsylvania, more particllli..rly described as follows:
BEGINNING at a point on the northern side of Brandy Lane at the dividing
line between Lots Nos. 1 and 2 aB shown on the hereinafter mentioned
plan of Lots; thence along said dividing line between Lots Nos. 1 and 2,
North 46 degrees 45 minutes Weat a distance of 150.00 feet to a point on
the dividing line between Lots Nos. 2 and 10 on said plan; thence along
the line dividing Lot No.2 from Lots Nos. 10 and 9, North 43 degrees 15
minutes East, a distance of 100.00 feet to a point; thence along the
dividing line between Lots Nos. 2 and 3, South 46 degrees 45 minutes
East, a distance of 150.00 feet to a point on the northern Bide of
Brandy Lane, aforesaid; thence along the northern side of said Brandy
Lane, south 43 degrees 15 minutes WeBt, a distance of 100.00 feet to a
point at the same at the dividing line between Lots NaB. 2 and 1 at the
point and place of BEGINNING.
BEING l,ot No. 2 on a plan of Lots as laid out for Raymond Brackbill by
W.G. Rechel, Resgistered Surveyor, on November 7, 1960, entitled Plan
~o. 2 Forrest Acres, said plan being recorded in the Office of the
Recorder of Deeds in and for Cumberland County, Pennsylvania, in plan
Book 15, Page 5.
HAVING thereon erected a brick and aluminum ranch type dwelling known
and numbered as 6315 Brandy Lane.
UNDER AND SUBJECT, nevertheleBs, to a utility easement 10 feet in width,
over, under, across and through the rear of northerly 10 feet of said
Lot No.2, including a right-of-way and easement for the installation,
maintenance and repair of water pipe line within said width of 10 feet.
PLAINTIFF'S
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RECORD AND RETURN TO:
mlIVERSAL AMERICAN MORTGAGE COMPANY
no llH 107 AVENUE, SUI1'E 410
MIAMI, FLORIDA 33172
Is,.. AM" TWr UN ,... a....... DalI
4101705
MORTGAGE
NOTICE: TIDS LOAN IS NOT ASSUMABLE WITHOUT THE
J APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS
OR ITS AUTHORIZED AGENT,
nns MORTGAGB (-SecuriIY lw.cnuneaC-) i. ,ivtG on AUGUST 13, 1993 . 'The motl,.,.. it
ROBERT C. GO'l'TSllALL, JR. AND JILL F. GOTTSHALL, HUSBAHD AIle WIFE
(-Oot'1"'J'WClt.), 11li. Security lrulruOttlI i. r1vmlu
UNIVERSAL AMERICAN MORTGAGE COMPANY
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whieh i. orpniu.;! end clillina under lh, IIWI of THE STATE OF FLORIDA .1Dd.......
odd_ I. no IlW 107 AVENUE, SUITE 410
KIAMI, FLORIDA 33172 ('Londao'). eo...-.....I.onde< the priAcipoJ ..... or
EIGHTY ONE THOUSAND THREE HUNDRED fU~ AND 00/100
Doll." (U.S. S B1,304.00 ).
Thi. debt La cvidMocd bj DOl'TO"A'er', DOto dJlod lb. ..me dalo .. thi, Securily JnlU\JmMl (.Note-). which pnl"Vlda; (or
monthly J'If)'mrntl, witb tbe full debt. i(ooC paid culie.r. duo and p"yablo 011 SEPTEMBER 1, :tooe
Thil Securily ilUlrvrnenl ~~ 10 Le:-.:lcr. (&) lIto repaYlDCl1t of !.he dobl. evidcocod by tho Nato. with iDlIIn*, aa:I all ~.
tllcmioDl .nd modifieatioru o( the Note; (b) the l"III)'1neftt o( all other Aln'UI, with lftttnllt. IdvaDc:cd under ruqrapb 7 &0
protatl 1M IieC'Urity of thi. So::1Jrily TI1JtNttx:rlI: and ee) the renClrmanee o( !!otrOwcr', eovCIW:Il.I md apoomeotI UDdGr dW:
Security lMtrumcnland tho Nole. For thi, purpose, BoI'TO'Wer dooI hereby more,.,.,. lrant aod coavcy 10 l.mdGr tilt rollowdC
deKribett property located in CUMBERLAND CourIIy, "-7tv.ia:
SE LEGAL DESCRIP'lIION A'I'TACHRO 1-n:'u~1) !'.!!~ !:'.: ':'::1~ ;,i.~n..iuri I'IAO!!: A PART
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PeNuylvania 17la~~..
BRANDY LANE, MECHANICS BURG
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TOOfiTHER win I .11 tho yo\lemenl' now Of heruRer eJ1lClcd on tho P~1. and .11 ClI.IIeft'IIMtJ, 'rru~. ...-1
lhlurr.. now or huuller . rlrt of tho property. All tqlllCemCllll and IddilfOnJ shill .1110 be covrnd hy Ibll Sealril)'
InllNtr'I(nl. All d :hfl (ou:goinC i. re(crrod to in ,hi. S<<uril)' IT\.Ill\lmt.nt II tho .Property."
BORROWeR COVI3NA.NTS tbal BofTt)Wef I.,.wfully t::!ilOll of lhe eat&lo hereby convcytd &nd hu tho rilhllO mortpl'.
11'1\' and convey !he ?I1l'fIMY md IhaI tbCJ Property if uueocumbeftd. Olcepe for malrnbranaw ('If rocord. ~ WWflloftLl
and will defend I~erllly the tiUe lolhe Proret1Y alllM .11 c1.hnl and dernandlI. auhject In MY rnc:umhRncN or racatd.
TillS St!CURITY INSTRUMIJNT olllnhlnM IInirnrm cClvmanh, r", nallnnal ,Uta and nUn,"ftirufm t',wnunhl wilh IlMilnl
v.rilliunl hy jurill.llcllnn to cUrlllilule aunirlKm IeCUrily ilUllrumenl COYefln, mal S'ft'fIC"y.
UNifORM COVENANTS. Danowet and Lender covMlA1 and almo.. (oUlM':
I. l'sJ1ftall oll'rindpaI and In......; I'rqIalmml and lA.e ChuIfs. 90"".... WlI promptlyl"Y ...... <Joe the
princif1&1 or and inle1Ull an the lleht evilk:nced by tbu Nata and illY !'l'tf"Iy~1 !."':"J t:tt :!\.:rau ~lW woWI 11.. NtM,
1, Fundt for Tan. and Insurance. Subject 10 applkabio llW or 10 . wriutsn walvCll' by Lcador. Borroww oiaaIl plJ 10
leader 00 lbe day monthly paylDtJalA II' due undor lhe Nob. until tbe Note I. pAid In MI. a ..... (-Fuode;.) rl'lr. <a)"-', \II".
and auaamcall 'Nhleh mAY atUin priority over thil Security 'DI1ru~1 u. 1IC1111 oa 11M PropcctJ'i (b) )'oartyloaclloW ra,-..,nu
or ground mnll on 1M rrol'le"Y. ir !lilY; (e) YNrly huanJ or Jlf"DPCI1Y irialrMCdl pRmiUcnI: (d) yoarl)' flond I...~ f"'N"'iOfM.
ir ."y; (C1) yearly mot1glp lr\l\1Bn(.C1 J"ftmiuma:. ir any; and (0 lilY s:J1nI JIIIyahle by Onrmwer to Ltntter. ill ~ wi"
the pfUvi.ionJ or ptnll'l{lh 8. ja lieu or the payment or tDOflpp LnlUn1f)C8 prem1wm. 'nIClOII&MnI u. caUed -a.:row 1--..-
L.eodet may. allllY tiD. oollDC:t md bold ptmdJ ia aD amount not to Mooed lhe muianua amtIWIC I ~ tor a t.Iinl11
rcJ.ud mortr'!C IOIJI may require (or Borrower', 0fIIt;'taW IC:OWI( UDdor tho {cdtnI Red EItatI ~ p~ Ad of
1974 u &mended rro.. 'Imo 10 time, 12 U.S.C. Sectl,," 2601" "'I. ('RESPA'l, lIIIleoo - law IbM owIleo 10 1M P-
JCIa a leacr lmowt. IF 10. Lender 1nI". allOY LIme. collect ud boW Puodt in ad amouol DOt tQ uooad iba '-' ......
t.eac!er m:)' cat.itr.&b Iho UDOUIlC or FUDda dUll OCI tM bWI o( curTUtl data .~ ~. iC...hnaa. or ..~ o( r.tun
Extow llt.:rM Of odwIrwiw in IlCClOf'd&.Doe witb applicable law,
The puad.J .bul bt ~d in 1ft inatitution wboee dept>>itJ an inlUred by . rtdcal alUJCY. I~ity. or cetity
(lncludioC 1..CInder. ir t....cr'Ctcr il JUCh IQ ~itudOCl) or in illY Ptdcn..l Holl" u.n Bank, Leader Iha1I apply tbI PIIlIda to t-y tbiI
E"craw IlMMI. L.cod6t may DOt thatJe Borrowor for boldln. aDd applyUlllM Pun4J. lMually _ydnl tho.:row ICCOlID4 ar
verifyiol tho Escrow Itnni. unlea t..codct ply, Dom:rwer interoll un lM PundI and a.pplk:aHetew permill t...do:t 10 aMe-=AI
. elwJc. H~er. LeMet may lw:tuiro narrower to Ply a one-tima CMt!f'I r.'f' .., ;~~~! =-= ~ ::.1. r..puo1.W.i ....viot
U3(Id by l..cAd<< 1D COMcclJOO with thll loan. unlUl appliClblo law provldea othcrwi.. VeI_ &II .~ I. ndo or
'Pl'lll=blo law roquiru mtcreet to be paid. Lc.adct shall not be required 10 ply BocTowrt .,. i~ or OItUtalP 011 1M P\IIldI&.
Dorrowa" aDd Lender may 'Ims in wntic,. howe:ver. lhallnlerClt ahaIl be paW oa Lbe P'uoda. Lcac\<< JbaJ.l Ci... to Borrowtt.
without ebuJe. an aDDual accounlinc cr lbe punda, Ihowinl credits lDd debtll to 1M Fund. ADd tbCl putpolll ror ...tUck eacl&
~tlo Ihe fuodl wu 1nIdo. The Puoda 1111 pta.lled u Iddillonat MeUrily rot .UIUIN: toalRld by !hit s.:urity lDIInIa:ICIDl.
If tho PUDda held by Lender elcccd the .mounta pmnlttod to ba beld hy appho;abl. I....... l...Mdct sballlCCClUDl to 8orrowrlr
for the eJ.ctlSI Pu.ndJ ia IQCOn:l.aDco with the l'tIq\IimmentJ or tpplic.bltllaw. 1( lhe .ft'lD'W\1 o( tho Pundt bead by [..-dec' .. .,y
lime il not Nmcicot to pay lho n.crow Itcma whM due. 1..codor may 10 DOIify Bomrwet ill writil'll. aM. I. IUdI CMe Borrower
,haa pi)' to Lender tho IDYlWlt no<<aary to make up tho deficiency, 3ontl'WCf ahall make up tbe ~ficlcaey ia DI) more l.Iula
twelve mnnl~ly I'*ymenll. It LenUer'llOl" discretion,
Upoa payment in rull o( all lIUmI aecul'Cld by tbi. Sb::urily Itl&tNment. Lander ::IWl promptly ~fu04 to 90rrvvrIw asy
Fundi held hy Lender. J(. :.mdet t-l1(rlpG 21. Lender &halt lCquire or::ell the Propmy.1....ooJ<<. priar to') the ~Itoa or aM
of the Proputy. thall apply any Fundi btld by tnlder &11M limo o( r.cquiutioa or alo .. . eRdit .,.WI tbe 1WIlI.-:und by
!hi. Security lnatnuncnl.
3. ADollcatIon nr P'lI.!,,""'.., "..1- _:':"~!:-:'='!: !:":": r:-::!~:.: =='::-;":_. .:: ...,u.t.. ro::oivaJ by UDd<< UDdu J*'&,rwphI
1 aDd 2 Ib.an be IJ'lPlied: tint, 1('llJlY ~yl:l'\t:Ot c:harrc- dlMl uDder thtl Note: ::ocond. to amou.al.l pI)'1hM UDder ~ 2.;
tbinl. 10 int.ertl:l due; (ourth. 10 t'lriaciDII.I dUII~ !WIl.00t, t~ ..!!.~ !!:te !'!::!;:::!::: ~ ~ ~:....
4, Clwln; Utm:. BoITO"N'Cf r~all PlY IUl&1M, ~l.. dw"p.1o rlMC met ~Uo=s v.tribvtt~ to tbt Prorw't1
wbich [nay lltaiD priority o\'", thi. Security IMlnllnfIDl. and louoho&d J-ymeat.a OC' rrouad rentJ, It' IIIIY. Borroww IMll pay
thcso obliR'ation. ill lb. mannu rrm'ided In !"""~"':-h 1, ~ i!r.ct rH!: ~ ::"..:.:.:lU.:1crnTWCt .'1&11 ~y tbMI oe. U..d1~y
to the penon. owed J'lYmeDt. Ik>l'TOWCt da1l prorr.f'lIy fumir.b to t..eDdN' all notiCOl or lmountJ: to hi raid \Iadet this ~,
IrDolTOWf'f mah. thtBe pllytr.ctJ dlrtetlr. 1].o1TO....' .h..n promptly {vmi5h to lAKier ftCOipU t.vldtnciDI the pa)'mllDta.
Dorro..-ef a4a1l rromptly dilCb&~ IlJr lien whicll tw priorily over thi. Sec:ut'ity IftlCl'\lIMnl UIIl_ &trOW'M': (I) .~ In
writiEl' 10 lhe flIymcnl o( the ohliellion IICC\Irtd by the Iil'lft in . rnlI\MI ~hltllo Lender. (b) oonlel(J ia rood r&llb the lic:a
by. or derend. "Iietl eoJOlff.mcwll {If the lirn in. lel~1 proeooc!inll \tfhich in the Lender'a opinion Of'MIle to pnn'tDI the
<<Irorctment o( tha lien: or (c) aec'lJl'CII from the holder or lbe Ilea III Irn:cmeat atllrllC10ry to ~ wbQnUnallllz tht U.. 10
thi. S~lnly !nlfNroe:ll. tr Lendu dct.ctmi~ that any pln of lha Property illUbjDtl 10 a Illllll which (NY a1taia priorily 0Wif
Ihil Security tDJlrumrnt. Lc:ndrr may aive Dorrowrt . notice idetifyin, the liea, no~ s.h&lllallsty the UCla or taU t::IM Of
mom cr Ihe. IIClionJ _I rorth lbove within 10 day. or the ,ivilll or notiu.
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5. I/1W'd or l'ropu1y '''''Jl1<e. J)"'TOW<t &lull h,p ,he I-.._u.w ",I.un, 0< ",",",lor """'-I .. lho
Propert)' inltJred ,..iDIt loa by liro, hanna included wHhin tho tum .OllllDded COvtlnlp. aDd aay otbet buatdt. lachllfiD,
nooda or noodltl. {or whic:b Lend<< rtquira insut'Vloo. Thi.lruur&oco thall '" maintained ID lba unounlli and rO( the periodI;
cblt l.todu roquifN, Tho inrurmG'J arriet providin. tho itllNnncft wn bel choem by Dormwer Nbjed to L.eodcr"D appronJ
which "'-II DOt bo UMN8()alhly withheld. If Borrower (1Ii1. to maiatWi ct7wn:,& deeeribcd :OOva. I....eo.dtli Ny. .. L.ender'.
OfIlion, obllin COYenro 10 I'tolecILtndcr'. ",he.. in tho Pmperty in ~ witb pl11Prh 7,
All lnlUl'&DCCI pollclfll and IUMI'WII. wll be Kt'lOpC&blo to l.eoder and dWl include. IWLdanI CIOf1.IP dial. t..adcw
wii havo tho ri.ht lO hold tM polldN aod rcncwall. If Lcodor roquh_. Borrower shan prompcl,. ';Ye 10 l..cDder &1J na:iptI of
paid prwliUmI and mKIWI.l notlccc. In tho event or lou, lJorrowet Ib&J.l,ivo prompt DOCite to u.. ia.surMCe arriot IDe! l..cclOer,
Lender may mab prooroflou irDOC ~ promptly by Borrower.
Unlcu LmdeT IlId Dcm:rwer Glhotwiq .~l~ in writirl;. i::.:u::r.ce prcc:ccda mJl be applled 10 ~k. or I"IIpIir rJI the
Property dal1'llrOO. irtbo RlItor.!ioa or rquir i~ CCOMmically rc:uiblo awl 1...aJder"lCCUriey i. not~, If the f'CIllIondlo8::f
rq>>.!: i, not oeoDOmie&Jly r,.,.ihle or It'ndor', ::ecvr!ly wculd be feacood. tb6 ~ proc::c..M IbaU be IppUod 10 ~__
accurcd by Ihi, ~rily Inttrumenl. .....bcther or rKM: tbca d"" .....itts any 0l0llU pt.td lO Bontrwcr. I( Borroww ~ 11M
Property, or cSoeI DOt Il\IWet witbln 30 day. " nocic:o rrom Lcodcr thai :ho m.ut'IIXG carrier bu onrend 10 n:tIc . dai.. ~
l..::n.::Iu may wlle.:e IlJG i~ p~. U:rador IMY UWl 1M ~ lo ,.Jr ot roMan tbt Proporty or 10 pay IU1JII
lCICUred by thl, SoeurilY luIl'\IlDl!I:Il. wbelbc:r or DOC tbea dw. The JO..d..Iy period will "cia. wbta daI DOtk:e II ~YCIIl.
UnJw Leader lUW.I Borrower othetwi.. "fIlCl Ia wriliD" Iby arplkalJoa of pf'OeClDd, CO priaclpal bll DOl ailed Of
poapoae tho due dAce of tho moathly paymccall refOf1"ed to Ia "...Jf'$Il'Iu 1 .ad 2. or dl.AD,. tht .ImoUaf of t&t fill"'" If
under pualB9h 21 lho Property i. tequirtd by l...c:odu. Borroww', ri,be 10 lilY iuulUOl!l poUeioa lad proc::cedI nwklq ITom
datt:aac to tho Property prior 10 tho lCquJlilion dlaJl pl." 10 Uodn 10 the elleal o( tho IUInIIIlWftId by lJU, Socurit, tMIN1n1Dt
imnKdilttJy prior 1.0 the acqui.ilioo,
5. Co:up,ncy, pm.....llo"' ~->i.lalI"" and I'roloctJoq of the Pro:><nr; !Iomlwer'. Loon Appllcodcoo; '_ill
Borrower ahall occupy. tIC..Iblilb. aDd u"o lbe Property u Borrower', priocipt.1 RSidenoo wiOoJII ailt}' ck,..lftet:bt CI1OCUdoa c.l
tbi, SecurilY ttllWmoDt a.nd duU coo.linue Co eccupy the Prc:po:1y u BorrOWW'I priftcipaJ f'ClIidcnc:. (or .. laM: CIOI ,... lAw
iho dale of ooeupucf. uaJea i..c:odet Olbetwi. II'f1llOt in wriUnl. wbltb COOIftle &haJ1 DOt be IICU1IUOn.bly withWd, or vUoIs
~t=Ullin, circulmlUnccl CJ,ill \IoIbic.h arc btyond CQrrower', ~lrol, Borrcwar WJI i)OI dMtrof. da""!'O nt I~ ,....
D:":'7!':::". ~:~'..: :~,;:, :'"..-.f.....ty Iv un:.-:lJr''':=, UI COmml: WWoW 00 tOo i'ropeny. Ikrnoww IDtl.I bo~" Mull It ~ forfatun
action or ptr'CClt'diD,. Wholhcr civil or crimiftOlf, iD ~rw that ia Lmder', rood fa.itb: judrmcnt couSd nwult u. foddbuw or tbe
Property 01 OIherv.tiM malMially impair the lien C1"C&ll:d by lIli. Security rMtNmetlt or l...cadet., aeeurity in..... &orrcnr.._,
tuns ;ucb a ~r,uJl and ~in""tIl. " rmvidod ia ptntnph lB. by ca:aic, the u:t..IOQ Of proc::cedla,to be dl__ wtell . Mm,
Ihat. in Leader'. f('oOO rlith dtler.n.inati!>Q. plecluJu ro.f!dtuRl or Yw 3orruwer'. inle..fMI il1 !be Property or ochw ....,.,
impairmeal of lhclli~ elUled by lhi. Securily rrUltl'\lmeat or ~', teeurity~inletat, Dom:7w.r.....It alto be I. cWak I(
norrewu. dvrin. the 10M appliCAlioa prtlCta. pvolDlJllriaUy f.I. or inacx:uralO [nf~toa or Ilat6moalI to ..... (Of "ied
10 provide L=dor with any materia! iD(ormallon) ill COMtlct.ioa wiLb the INrI evKW.ard hy the Note. iz:thldlJl.l. tu Dc.t U.u.o.J
10. rt:pmlCl'lta.liolll CODCCnliaa: &1'1'0'o\<<'. OOCUp&DCy or lh6 P~y =... priocipal reti~, I( Qg ~Iy WlNIMD( I, 0. .
JeuMoIJ. DtoITO"4't'r :.hJ1 co:nyly wilh .n 11.0 rrovi.iotl.l of the leuc. If Bom:rwel acquilbl f. lillo to lIM PropMy. die
J~ld &ad the reo title ahall 001 mt:l'ie ualeu L.eodct SEl'lIOI to tho n:rrrer iQ wri1inr,
7. Prot.cdJGn 0( Lculer'. Rlahts in ehe Propm.,. If Bo:Tow", r.ii, to perfonn tho eonaantI and.ftNl'DMl.I coetalad la
l!'Ii. ~,.i:y In,lrumenl, or IhtrB i. , leell procccdin; thai IMY cianificantly "Teet Lmdet', r1ahl.l iClIhI Pror-ty (~ . .
pl\XtlCdine in bt.n.kru~"ty. probllO. for condelMllion or :or(eitul~ or to :nr01'Ce I....... or ~l.dODl). 1"- lMtdw lD!IIy del IIId
pay ror w~ttver il ooceeary 10 prul<<t lbe v.I... nr.~ ~:'.~ !..~::': :-:;~!.: ::;.; :-.'"+-:.... :.-:.... -~!'!!!'T
.11\........ ptt.tinll lilY wma IiN:UIlld by , lie which baa priorily <Wilt Ihi, Sf'C'Urily Jutl.~c. 1ppeIIiA. la court, pI)iec
f'eUOI\abl. .!lomey" reea: anti ectt.rin, olllbo ;>>roperty 10 make ~il1'. AhhooCh Lender b" t.b Ictioa under thiI ~
7.I;.ndr:rf1I'W'...~b!!"~I~do:o,
NJy .moUlltl dilbul1'Od by L.en6er \lDder thiJ pllI'trnrb 1 ,h." ~mr a&!!lb-..d ~ at' Bunoww III:Qftd bJ cw.
Socurily Inllrumcnt, UI1IQI BotrnWC1 amI Lender arroe lo nd....' If'I"'/l11I 'Jr rtrmer:~. l!otICl CUl.OOAtJ WII bau ..... (me lite
Jal. ...: Ji.liuutoruoul at lbe NOlo nle and mall .... !-r.hI... '"~.!o. j~t~. t:r::t :.:t.ltOl r(,)m :...w., au iiornrww ~..
r.ymont,
S. Mort!lIlf !t!:rurana:.. tr L.codor requil'bJ morlpp i.uwuc. at . c:ondiUoa of aIlWl, u.. _ IaCUrM by tWI Seewit,
w.cN~I. Bol1'OVo'u alan pay Lbo pmcNUrM requ.imi en maiataiD the mortp,. iMuma la -'Tact. Jr. (or tar I'aUOD. eM
mortille il1JUrance eovenp l'C\lQUire::l by Lender tllpal'Jl or tt.Ue:I 10 be in effect. Bom:ro.w:r IbaII p111 Ibe praniUtnll requirtd kJ
ObttiD COVtf1i:c Wb.WIIiIUy oqyivalecllO 1M mortpt'O ~ prnlow:ly in dTect. &I a COIlf ~laJl, eqcd,.... Ie>>....
coli 10 DOl1"Owtr or tho mo:1r:lte lMl.l"&l'Kle ptevlOUAly in effccl. (rom III lIltmILe morI,.,. inallOf ~od by...... If
llubslA.ntlally equivIlml mort;tCO inlunlDal covcraco I. DOC .....ilablo. &orro.er w.1I ,..,. fo I...eodcr CIC.b moou. . IrInl equIJ 10
O!I,..:wrI"lb cf tho )'earl)' mort..f'I inllUralQ r'!nlnUurn bt..in, ".id by 1\c1TOWllll"....t.an 1M inlUrva ~ lapIN or ~ to
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plymanta 'IDly no lorI~ be requlOlltw optloa or ~r. irtnOl1p,. InIU,..4....... (Ia tbI ~~~o,:, tM period .'~.:,..'~..\~.'.'.~.'.:~,:;.~~.:_;,~.:,
Ihlt l..cndu mquhn) pttlvidcd by M l"ILhW IrPfO"ed by ~ laaill hocomel IV..ltable IGd " obtai_. Bonoww .-u pi" _
the preqUuma mqulrad to nWnllil1 mortH_" ilU\ll"lllCO in err~, or 10 provldt.lotI "*"Ve, until tho l"Clq1::ircmcat. rOf morta'" ..,~.: .::.;'..' '..~'~;,:.:.:>
iMll'1ntG codIiD 1CCOtd.ance with &0'1 written Ill'tIllmtlCl bctwcan Bof'l'O'Mflt lad Loodor Of aprIkabllJ lrw.
,. lnspedIon. Lmdw Of III ....1 01)' make reuouW. enlri. \qXlQ .1A't1...,,-.a.-. or th PropMY. t..6w *I, Ii" I' . I;'
Bom1wu DOli", It thI dm. or 01' priot' [0 AD inap6ctioo JPOCitylo. n.uoo.r.blt WI6I (Of' 1hI ~ " , '.'
10. Condomnau.... Tho ~ or..y .....J Of clum r... d.uno,... dh.c. Of~. 10. r -loo ..;iIl ..y :..:' ':,"7::',~.
ooodomutioa or otbor t.U.UI. of tnY put of the P~Y. or ror OODW)'UKlI La UIlI ~or ~ ~ oWl, Ita bere!Jy -peel lOCI '::~J.:j~..'~".;" :
ahall bG paid to Leoder. ~~.-'::V'~,l~r?,'
10 Lbo ..ca' oh lolol takiAr or Lbo property. lho p",coodllball bo oppIlod "'tho _1lICUtOCI by tblt -,........... ;,t.- :::i.-;'~",_.
INbetbct or DOt Lbca duI.. with MY e,OMI ("lid l~ 8crnJwer, ID tho CYUl.t o( . ~ LIkla. ollbt Proprwty ill ~ _ f'ait r:;;~:'r':~"'7:,
....... vol.. or lho Propooty l......u....y boro.. Lbo tUJol " oquaI '" ... ........ _Lbo _ or lho - -=d by ..... ~i.i~'.
Stturlty ltmrumflDllmmodla.tdy before Lb. takld.. uaJeu Bonower aDd lADcIar 0Ib0rwUs RI"'I i. writlD,. the.... iIDC8I'Cld by :::';;;:~~4l'<::',.:;.'.
tbi. Sccwity I"""'....' obaIl bo roduoed by Lbo ........1 or Iho ~ "",Wpllod by tIr.o rollowilll rrlClloo: (.J dIo loCal "'. J~~ '
_lor Lbo Ill... .....uod ilJlllllldiWIy beforo ibo tUJol. diYidod by (b) ibo roIt _ vol.. or Lbo Propooty l......u..oIy :.:,...';r.,;:y"t."
bor"", Lbo tokiol. loAy baIuco obaIl 1>0 poid '" \Iorrowor. "' Lbo ovoot or. patiall>kial or tho Propotly 10 _ Lbo roIt ,JiY:1fj."::i:._.5..
awUt wluo or the p........-.- i~y befc.. tI>> tMia,lJ 1~ da&a tho ImouoI 0(tb.1WDI aec:ared immoda.lw before lbo '.........;~_r:;,.:-.
.....--'.1 I ::I...~~~~.:
~.;Ii~::~~==~wri=~===~tbat~~kkw.l&.~aM1I ~~~~\;~:,:.,
Jrlho Property I. "h."doo.d by~. Of ir. ,,/taraodOl by r.-Iot '" Bonuworthollbo . - ""'".. mol...
IVr'lrd Of IIcul. I. claim. rot Wmlp. BomrNet (ait. 10 I"CIpCXId to Lt.odot within 30 days alto: tbI date lbIlIlOlic:e i.a JiYm.
L..adu i. IUlhori.... '" collect ood ap;>ly Iho proc<<dt. " I.. oplloa. .;!her "'....<-adoa Of...,ut ollho l'ropcrtJ or 10 Iho.....
fCCUrtd by thi. SecuriIY !nIIt'.ItDSIl. whdber or not then due.
Ul1lua tender md DoITOWCI' otbarY:<i.. Irrca ia wrilln,. MY applleatioa or proc:eodI to priDcipal DO 1d atc8d Of
poItpOM lb. du. date or Lbe moathly psytDMLt re,fcmd 10 la parlppblllDd % or c:hanp It. amouaI of IOc:b pA, .
II. BorroWll' Not ReIeued; Fot'br.Itanatl B, IAxIer Not . W.!nr. Bal.Cll:ldoa of lM lime for IWoJ1l*'l cw l8:1ditk:MJoa
ot aa:ortiutioa or tho IUDU IClC'\Irtd by Lhi. Security Inttnunmt zru,ttd b)' L::adcr to 11I1 ~ ill iatwcIl 01 ac:.row.- dIr.U
.,ot nncn.ta tl\ tN_'" '....li....1it:o.., '!':o: -:-::::::-.:! :::I::,c'.:.-.:;..r :'.lfu\looj'. ....._,.~ in i"."","" I.rm.'er wll not bel r::qwn::d to
commeooo procccdinll II.iMlIl1)' ~r in: intuat or rtru.o 10 elleod lime (or 1Wo)'lDllDt at ~ DJdi(y uatiDtioD
o( the "'all KlCUrcd by lhi. Sceurity IllItrUmenl by rtIUOD of 18)' demmd made by the oriaiod Borrower Of ~'.
ruc:c.eaol_ In inletUt, AD)' rotheanDce by Leader iD e.JetCiliat ary riahl or remed)' shall DOl be . wai.... o( or pm:hado the
eurciao or any rilbt or "untidy.
1%. SIl<CISOtO and AtoI.... Boandl Joint .nd s....... UabilIlJl ~ Tbo _.. lOcI ............ or lhi.
Securil)' lnstNmcGl dull bind and bmefit the INCClI:InOl'J aM uaipl of Uodor uad Bom"NW, aabj<<:t 10 the providou of
ptnlra('b !7. 9onoW'M". covmantJ UId lJnlClmcota ahall be joiDt Md .....tnI, luJ.y Bonower who ClCHiroa Llt.l. Scalrily
Instrumeot but doct 00& ucculO tho N~e: (a) I. co-ripirl. thi. Security lD1lf\1meot (01)' to moitpp. enol m:1 CDCMIy tbI
Dormwer'slnten::lt in the PlOpcrt)' lmdet the lonM of lbil Se..curily lurumenli no> i! nt"l: per=Wly cbl!;:tc:d to pl7 t:l4 WIDl
IOCUmd by this Security lastnuncnl: llnd (c) .,reeI thai Lmdet and III)' odw.r Borrower maY11m6 to ulmd. raodify, rorbeu at
mab ua)' aet()mmod&1.iOGl with rrJe.rd to lhI tcrmI of lhi. Secwily IutnuDcct or th. Note witbou1lhat Borrower'I CClIIWIDt.
13. Lee Cw;cs. ~f lb6 loulllaU1ld by tbi. S&...-urily IEWNIDtQII. Rlbjo:l to. taw wbkh .. mulmum k:. ~
aM !h.rit I.w i. bally iDt.crpRlod 10 that the illlerMl Of other loan chirp o>l1cdCd or to be; <<>>I1ecUd lD kJ. with ditI
loltl eI~ Lho pctmiltfld Umita, lb.ca: el) lilY r.x:h IOID charp dWi be rcduc.cd b)' the IUbOUDl -=-rr to r'IIdra 1M cJaanao.
!: ~: :.::':'".::::.! !:::-.;:; :..-..: r-.) .:11 :".:= :1=-==; =:::.=:: :;-~ 1:UlrO....'w \lo~ o.I~ pcrnMHad limill 'Will be ntw.ded io
BomnYu. Lcadc< IDlY cl>OOII '" ..w tblt ..1Imd I., roduci.1 tbo prixipol ......s .- Lbo Noll or by -. . di....
JlIymcot to Borrower, J( . ",Noel redUOCll priDt1r-J, the ftldUl;t~ will be tmatcd u . putIaI flC"f'o)'.... .,.;~ .7
rrcpa)'D'lIIftt c-J'lrp UDder the Hm.
1'.l/oU.... loAy 110'104 to ll.>ttcwct p="ldod ror I. thl. S=-,ui'y !""""""', Q:l1 bo il= by do!lvc:loa it or by ...m.a
II hy Ii"" elan mail unit::: appliablallVl "*Iuiret UN of aDOtber metbcd, 11= notice mall t'I d11'1Clfld to tho Propwty kJdre.
nor t.n~ l'Ilhoof ~~!'t:: !!~.".-:: =,;:.u:.; ~y ~k6 lIJ t...aUer. Any ootiCil to 1...mder wit bI "WIll by fint w. _il to
Ltndet'. addroa.a IUIed beroi~ or MY Q(ber .deS,.. l..ciador dealpt.~ by nocleato Dom:rowr. Asy noIlO1 ptO't'ickd hw ia INt
Sec:uriIY lnItNtDCIIIt &ball be deemed to hew booo Ily. to Borrowat or l....oad. whaa ,iYfIG I. pc"Orl4ed i. dUl ptiI~.
15. GoYCmlnc Lawl s......bIlU'. "!bit Security I...NmAtO' .h"n bo ........,t by r.....1 low ... Lbo ..... ortho
juriadic:tion in ...hieb. the Property illoca1cd. la. the t'VUd tMI M)' prvviaion Of' c:lauM o( thl. SGcurity lutnuoeal at tM NOlI
c:onRiclI with .rrlic:a.blfllt.... IUCb Q'.)ftnice....\all not lilTed othot JWO"..lalON o( Ihll s.auity InMt\lrnenl or lha Note whidt CM be
liven effecl wilhoullhe OOI'l.nlctln. provlllon, To thl. end the provldOM or thl. S<<unly hlllNmllll Md lhe NOlI .... did..,...
1,0 be aevenbl.,
I', Botntwer'. Copy_ B.ortow<< Wil t. rl't'M DOe COftfonned copy o( lbe. NOCI Uld Orlhll Ser.urity tlllnrlMlll.
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17. Tr"lIM(e.' 01 the Propu1~ . emrndlS InlU'tSt In BGrtmm', If .n ot~y rut of the Prn;MIr11 Of'.., iDle.... u. ~
i. 101d or lI'n.rerttld (or If . br.ntlli~i.l ifttcrut in Dnf1t1W<< illOld Of' IrMlromd md Bonvw<< II oot . l"'Ura1 r--oeJ 'fl'iI1aout
Lemler', f!l;or ,wnllen con_cui, l.r.ndor may, 1.1 III opalo;;, flllluiro ItNnCdlaloe parmtlOl In run of .11 1lU_ ~ by thi.
~KUriIY Illalnuncnl. H~et. lhi_ r:r-t1ron !!J.ll IH1Il:"l! el\C1l'tlrd ~yl..&ndOl ifuen:iao i'I"'(~ub\led by fedorallcW M o(IN dMe
ollhi. So.:unt;' tGltf1la:c:ut,
If t...oGdu cxercl!Ollhl. nptioa. Leodu wlllivo 9oc'ro'twt notb or lIClCOloraIioa. The I'todot ....... ptO"Iide. r.nod of aoI
It"ll than 30 dly. fr"m lba dale thfI QOllra I' d61.ivend "" nw.is.d wilMa 'Nblch IJ.omr..""Cr :nusl rtY aU SWDI .w..d by uw..
Src;urity Inatr.1me.Dt, I( :lorrowar faH. to ply I~ Nail prior to l.bI Olpiratioa or thiI period. l.cndet"1 invota..y ~
pCllll\ilted by tbi. Securily IIlJtt'Umect withoul rwthcr ooOce or dwInd DO Borrower.
U. 11...",-'. lll,hl 10 Rtl.....lo. II IJ<>n.- __ =<ala coodltloaoo, Bom>w<< duU haYo 1Ilo ript 10 bove
.:.ofOrcctDtOl of tbi, SccunlY lnttrumeat diaeoalinucd sf lilY time prior to tho carll. or: (a) , daY' (ot IUCb otbct period ..
,pp!iat-'., j,w lM:Y tptciiy for roinrtatcwcnl) bcforo Mle .,( tho property ~ In ""1 N!Wffl o( -~ ~ !:l ~
Sec1!rilY In~nunCli'll: or (b) cctr/ of Ajudl~1 Q'lforciDc t:sl. kurily fnat."'\UDI'IIt, TboIe ooadli..ton. ant IbM ~ (I) s-t-
l.UlIJU aU IlUmI which Ibca would he dlMl uftdct Ihi. Soc:urity \alltnuDcn1 and the No4.e .. Ir DO IIOCeler'llloel .. occ:umd; (b)
CUfN an)' dtfault Gf any oth\'f oovma.oLl Of' 'Ireemmu: eel pi,.. aU e.xraatel iDc:un'ed in ccfOC'Citla: th1I ~ty ~.
includiol:. 001 DOt limited 10. l'l'JUOoWtle attorney.' ,fl6l~ aDd (d) takeG lIUCh IICUaa. ,. Loader -y ~y reqOito to ....
lh,' tbe Ii-:n or thi. Su:w11)' inatrcoeat, Lccdor', riibLll Ln. the ~ uad 1Jono'IIIW', obIJpdoa to ~y the -- ..xuI by
lhi, Securily Itlltnnncnl ,bal1 conliouo uncb&np. Upca rcuutattmc:nt by BorTowa'. thi. Sa:urily lIufnnI*I - eM
(lbli;ltiC1ll :lOCUrcd bueby ~I rc:maiD rully effective at I( DO ac::c:eterati<'Ja bad ocaun:d, HO'NeWlI'. tbit rip.: 10 ~ aWl
not apjlly in th.o CAW of acu!0B1i0G UDder pA!lal'JPb 11.
I,. Sole or Nou; Clw>c< or :..an s.rn-. Tho N'" or , putW - t. tho N'" (~ wi.. dlIa ScaaiIy
Jnnl\uncGl) IDlY be IOld one or l:DCd t11!lCl1 witboul priOC' ootiOlIO Borrow<<'. A .s. mI1 roadl ia a tbat..la CbI eatity (bowa
u Iho 'Loan S<<vl",') thal coli"'" _<Illy I"'y...... duo undotlho NolO ood lid. S-,ltylotlrum:oL 1boro.......' bo....
Of ""OR cJwnpl oflbo l.o&n Setvioet ueu'8lltad 10' sail of the Note. Irthtltcl i.1 cbancoo(tb.l.DID Sorric::er. ~wiU be
aiYM wOllen notice or tho c:hanes in ~aMt! 'vitb pan;l1Iph 14 above and appllc.abl4law. Tbo ~ wdl..... chi IWblI sad
Iddnllll or tho DeW Lod Scrvieef and tbe addre;.l to wbicb plymatll should be D*b. The oot~ will alto coetai:a ., otbu
iDformalioa ~irc:d by appliubte law.
10. Iluordout Su"'........ Ilom>WOt oh.1I DOt '""'" Of pono/I 1M ~. -. dlq>oRl. .....p. .. - or ..,
HazardouI Subf,U..Qc:t.I oa or in :hc\ Property, Borrowet &ball not do, DOf allow aayotMl elM to do. ~ytblq: afTecdaC lbe
Propm)' thai i. in violation of allY 'Environmrnta1Law. Tha rrcocdinl two aeattac:el ahaIl oolapply to tha ~. UICl. or
atorap oa L'le Property of ama.1l qU&ll.tititt of HlW.rdouI Subltanecl tb&1 are ~II)' ~Iinod to bo a.ppropriato to DOC'Ual
relidMti.ll1- .nli 11'1 ~!~~~~ ,,:f~!:: ~~~',
iiorTOWflf th.U promplly,.ive Lm* wnttm DOtK:e or tID)' iDYtlltil&doa, claim. domIrld. lawwit or other Ildioa by -,
lovenuneoLlI Of reiU1atol'}' Igd'CY or 'Priva.le party inYOlvinllhe Propcl1Y and an)' Hazardous SlIMwr:e or P.zwi~ t.aw
of which DorT'OVo"tf I\U &Cf1u.1 knowlcdp. If 5of'TO"./rloU 1t.amJ, Of il notified by II1Y iOvenunc:ntal or rel(Ula&or)' IIUlhorit)'. thai.
any remonl or other remediation o( any HlDniouA Subdan<:e aITectins tho Propert)' i. nllCCGlll'}'. Bom:rwet dWl ~)' \Me
an necelSAry remedial aclion' in acconJ.anc.e witb Enviroo.mental LAw,
AI uwJ in thi. rlns:raph :0. "HanrdOUl Subltanc:cs' I.L'O \hooe IU~ defiDCd u!.ode 01' b&DrdodI tabIUPc:cI by
Environmental l.Iw and tho (ollowinl Il.lbstanca: auoHDe. ktrt'lleftO. 01.* ll.ammabl1 Of lode petrokluID ~, tol:K:
peadcidOl U\d hc.riIiciW:.. vol&1ile IOlveoLl. material. coa{&jtWIl ulxrItoI Of f~cWlrd!. mKI fwUOectlve materiW, A. ... ill
lhi. r-rt.t.-.{l!I :0. 'nnvironnw:atal Law' meuu !cdoBlllWI Ind lawI or :he jurisdkdon whtro the Propt.rt)' ill knud that
relale 10 ht6hh, sarety or environmenll.1 protfJl:lion.
NON.UNIFORM COVEll.\J/TS. llo"""'" ood t.-Iet fu:1hot coY""",1 and '1"" u fonows'
11. A<<tlrnllon; R""edi". Lmd<< obaIl ci'. mike to 1IotTow<< prior to ocaIcntIolIloIIowina~' """'"
of any co"enant or ~e:ll in this S<<uril)' tnatrunmt (but not prior to 1O--ItrI~ tadar tJU'UTI.4)b 17 ...aea
appticaMe 1-"" pro.idcs o~), Lender dWI notiC, Dorrowrr or. &rDODI atbel' tbincS: tl) tba cidawi; (b) the ACtioa
rtqui~ 10 CCrt tM def.ult; (tJ whallhe cklauU must be turtdl and {d} that raDun 10 curt tbt dei.uK 1II1pCd1la11U"
result in ac.ttlmal1on ollhe sums Jt,CUC"td by thb S<<.wit, Instnment, roredOlUl"il h7 JudkiaI ... L .' .-.. 01 U.
Prorert', Lmdff' wll rnrtt-Inr,,"" ___ ~!~ ~~!: ~== :......::" ~-==::;.;:::::.; o",..:...:.;.~, --
lond...... p.......n"l (he non-cWt<rlc< or, do(aultorlO' other lid..... olllom>Ml' to acaknlJooo """ 1_ U
the dti"aull ,. not curtd 55 ,po:iried. ~, at III opOOa. ..., I'tlq'Uire immediate payment in rull 01 all .... ~ br
'hi. S<<urily (miniment w1lhout lurtha' o.mand and '"'y Iondo<< tIlIa Sc<uril, 1- br JodldaI ..........
Lend<< ,h,n be entilled 10 c:allec:t ,II exp<IdCS Incumd In ........ tloe _edla ,,",,(clod 1a tWo ~ 11,
indudif\l, b~t not It.":dte:l to. 2Uonwys' rees and (:OIlS of Uu. mtknr:c to the ClteDt permlltClll b, appIlc:abb taw.
I!, RtI~",l:. ~1fM"" ~YlfW'l'" ...( .~1 "e~ ~Jrcl by th.!a Sccuril)' l~l, .:-Jl ~tr 1~1 md tbra .....
conveyed ,hllllermuale =d beco:ne \,(1\d. .\:'..01' GUf'..h no:")J"~. Leno1t1' wll dlaclw;e tn4 atilfy ttUa Securit)' lumunen"
wlthoul eharte 10 Borra~r. Bofl1)Wtt ah&l1 ply any I"CICOI"datioa ca&lJ. .
13. Wai.trI, Borrower, t.o lho e1tenl pennilled by appla.bl61..... wWIIIDCi 11l1__ .., error OC" drafec.:U ia ~II
to enroru &hi! Se..-uriIY Inr;trumt'lbt. ar.d b~y wV1ll tba beMrit of U\Y ~I Of tuN~ laWl providial (or aU)' or ezlQlt10n
tllc:nsion of time. ue:nplioD (rom "U,achmcot. levy and we. It'd bo~ eUJq'tion.. .
:4. Rrin5Latmu~nt raiod. Borrower', tirM I,t) mfllllto I'mvid:d i'l pt.nfrapb. II ahallolll11Dd to OM hour prior to 1h1
{'(,mmencelmnl of hidc!in;: 'I .. ,Uienl'r. ul'l nf nthtr u.le purvm.nt 10 this Sccurily ln11nunmt.
2$, Purdwe Moner Mortllll. U UlY or tbo ~ MlCUrtd by thi. Security 1nl'i1nunent 1,Imt 10 Borrowtt 10 1ICq'J1... title
10 the propeny, Ihi, SKunty tnct:urner.t ah.1I be a f'UrthaJO mon*y mort~p.
:.6, In(~t nale MItt' Jud.(mtnl. tJurTOwtlf .,1'IlM Ihlt the inIO~,.1I ('I,r,1>I1 ,n. IjUlJIIIIMt leen\enld CIa lha He-.
(If in 111 action of monaaae (()l'!lClowre wit he the rt.te rar-h1o from li~ 10 ti~ Unotf lbe NoCe.
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:=~AS~ 0 MORl-GAGE NOTE 0 I'I!NNSYLVANIA
~.~~ 4101705
~~I LH459244
NCrl'!CE: TP'..IS LO.AtJ IS ~IOT ASSt.J~yfADLE \llITliOUT THE
.t~?RO'V.A~ OF T:~;n I;EPAR'll\1EtJT OF vcTERiu'i5 M-PAIRS
OR ITS AUTHORIZED AGEN'f.
HEClWlIC9BURG
. ~Inol&.
S 81,304.00
POR VAl-US lU!Cl!MlD,lhe Wldcnlp:d, ROBER'!' C. GOTT9llALL, JR. AIID
JILL F, GOTTSllALL
. boniAallw co.UoI tho Mobr. ~ to pay to
UMIV1lRBAL AllERICAIl HORTGAGE COIIPAIIY
.""pndoao'r'''2lI,hodwlliotw.dcrd"oItw1oflbo '11lE STATE OF FLORIDA
""'""""'" doolpod _lbo Pay... lbo priocipallWll of
EIGI\TY ailE TII0US""t' TIlR2E HUIlDRED FeUR AIID 00/100
DoIlan (S
, Of ardor.
01,304.00 ).
will"_""",~",,..lbo_of SEVEIl
pot """"'" ( 7 . 0000 1I) pit UlClum 011 IM..paid b&I&o<o uotil paid. Tho nid priocipal ood _1Ila1I
be poyobl...lbo 0_ of UIlIVl!RSAL AllERICAIl HORTGAGE COKPA.'f'l
730 IlW 107 AVEIlUE, SUITE 410
10 KIAh"I, l'LOF':DJ\. ) n 72
.. Of '"'" pIo<:o..lbo boIol<<...y dealpl'lO
La writlq in macthly ~..II"",",'. 0:
SEVEIl HUIlDIlED THIRTY AIlD 79/100
DoIlan(S 730.79 ),
onm- "'lXl!hefin"l.yof OCTOBER ,1993 ,lAdlXllbofinldayofoocblllCOlh_UllliI!he
priDdpaJ w-.d i.oIllroIlt t('f rutl)' :o--Y. ccc:ptt!W t!:c fi:l.21 t=i'DX':1loftha~ ift"-1-V.J ~.~b:::t:by, if DOC IOOOCI'
paid, ahaI! boduolAdpoyalllolXllho finlday of SEPTEllBER ,2008 .
PrivUep it I'tIMtVCld 14 P"'P'Y at illY timt'l. without premium or fClO, tho ClOtinI ~ or .Y part thcn:lol DOl
.... IhIo I!Jo .-.. of.... \U&llIDoo~ Clt 000 HuodmI DoUan (SIOO,OO), _ ;, - p'.....,...... ill r.u m.u 100
etOdit04 lXll!Jo .:.to ,...;,01. PaniaI p1OpI~ __ lXl .. ~ duo dale, .-fool be aodilod UOIiIlbo....
followloa ~Il_ duo dolo Clt thirty dol" allot _ P"'I'"tm<"'- - i. cottier.
~lolulbo:lOOCUli' 'Nil!l the aocutloo of IlIiI N'" \hoo Mw.. bII a~ IOd dali_ to !he ,.,.. . M_
.........s IIpOll coo1aio ptOl1liaoo ailll&lOd ill lho Cowry of ' ColomOll-'lh of
PcmI:qIVMda.1IIOt9 paUculatty ck<<ribcd in thD Moctp.p. All oftbo tr:nca.. oo.e: h ~ ......A:tu- 1Ci~1"-"-
lAd ~ ooalIIooIlo oaid Mort.... to be I<qX ood pcrlonDod by lbo Mabt "'" ba<oby- . pili of lllia Nolo to
the Dell ClXIaIlIDd..neb the IlmD fOf'CO lDlI.tract . ir lbey ...... fuIl,. lIS b'dI bcniD..1Dd tbt N&br ~... ...,.c.u
to pcwbm tbt 1ImD, Of cmIG tho II&IDllI 10 be kqJt aDd p.donrlcd. ICriaIv ia --...d..uoa. widI tho tenDllDll ...... :.~
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no _ of !he ~.....or..y port _, lAd of OIly _ _ o(..-y......-l by tho M_ pv..
to """'" IlIiI Hole, ;ball. ftInhwil:I. II !he Cl(IClco of Iho Par" or "'1 ~ boldot lboroof. -.... """ pI)'obIo
i-..-fiaMlly, .;tb:lu1 DQti.c:o Of damDd. if dcPu1t be made LQ IDY paymeot uader thia Note. IDl1 if tbI dCI&ak it DOt D6a
toed prior to cba duo dIlG Of the DlD:t D:h i.....II---', or upoa. thI ~ of _., cicI:fGll wbic!z.. by dI8 -- d Ibo
MCl!t.... P'" to ......1lIiI N.... abI1I CIlliU. Iho Payu, or ..y ~ bolder bcnIof. 10 do:Iuo lho..... Clt"" port
tbr::reof, to be doe aod pa)'.Nc.
Tho Mw.. doca bonl>y __ ..y ..""".y of..y "",at of.......s wi.... lbo Uoittd _ or oIocwboro 10 -
for Maker. with or 'Without a doc1aR.Iioc filad. aDd coafMljudJUlClCll or judJlDC!lU a,pinIt We! Nakor in f.avor of Ibe h)"ll8
Clt ..y ~ boldot bmoor, .. of ..y...... f... ILo ...... IIIlpIid priocipalor IlIiI Nole, IOd III _ """. paid by doo
bolderbcroo(to otoa bdWro(tbo M&br~ 10 &1M krn'II or thi. NOUI <<aid MOI1ptc,IlDdall ~of~
tbtrcoa,lOplh<< with 00ItI ol...ut. anomcy', c:oawUaioa or ~ for coUec:tioa.. .. a ~ or
aU mun. oa wbieb jud(tDllDl OlClCu.UOD or CaoCutiOCl ma)' iuue fottb...ith. Tba Mabt becoby VI'IiWI .. "aM of
iDquiaidoooo aU ~ 1cY~ upoa 10 c:oUt.d. tho iDdot-."""..- cvideDocd bert:b)' mcI doet voIUDtaril,J ~ Iba --
&ad IUIbor\J:M; m. ~ 10 <<oW ;urch <XlO-~~joa. IOd waivel aod mIeacI all lIwt. DO'&' Ul rorw or lIc:tIl&ft<<
Ul.ICttd. rcla1iD.1 to 0UCJCItiac. ~ or lUy of uflC\ltioo.
1"be .~. Mmn ~laiMd thall bi!!d. '-%td the b:=::fitl AI:d lUh-mtlp ah&U Ln\W '0, lbo ~.. ~
lAd ...,.. of !he portioa bordo. Whoxovor UICld. !he ...~ 011llllu IluJllocludo: lbo plunl. Iho p1un1lbo oiDplat, ood
lbo wo of OIly .- a!WI be applicablo In III rondon,
IN Wll1'/ESS WHEREOP. Iho MIku Iw eawod _ ...-." to~bo \,_rt"'",", lho doy """ 7<"' fin<
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ilUgu3t 5. 1998
l.i\ IlCTrE'ICilCION EN ADJUNTO E:S DE: SUMA IMPORT!\NC:A. PUES
AFECTA SO DEREC~O i\ CONTINUAR VIV'IENllO EN SU C!\S"'. S I NO
COMPR::NDE EL CONTENIDO DE ESTA NOTIFICACICN OBTENGA UNA
TRADUCCION IMMEDIATAMENTE ULAMANDA ESTA AG&~CIA
(PE}mS~VANIA HOUSINC FINANCE AGENCY) SIN C\RCOS ilL NU~RO
1(800)342-2397. PUEDES SER ELEGIBLE PARA ON PRESTAMO POR
EL PRCGR!\Mi\ LLAMADO a !lOMEOWNERS . S EMERGENCY MORTGAGE
.>'SSISThNCE PROGRAM" EL COAL PUEDE SALVAR SU C>'SA DE Ll\
PBRDIDA DEL DEREC~O A RED~R SU HIPOTECA.
IMPORTJINT: NOTIO OF HOMECWN'E.!l.S
EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983
PL~,SE aEAD THIS NOTICE. YOU MAY BE ELIGIBLE FOR
FINANCIAL ASSISTANC2 TOWARD YOUR MORTGAGE PAYMENTS.
t:nlversal American
ROBERT GOTTBI~L JR
5315 BRANDY LANE
MEC~ICSBURG FA 17055
Mortgage Company
7~0 N.W. 107 Av.nue
RE" Loan No.
p"cpe""y:
UO::'705
6215 BRANDY LANE
MEC~ICSBU PA 17055
41h Floor
Dear ROBERT GOTTSHALL JR
33172
Your mortgage is ~~ Berioua defaul~ because you have
fa~led to pay promptly inet~llmenC3 0; ~rincipal and
~nterest, as required for a period of at lease Bix~y (60)
aay.. The tc"al ronount of the aelinquency i. $2.a99.56.
That sum includes the following:
Miami. Florida
.
~o. pmts for J~~e 01, 1998
~~rrent late charge(s)
Previous late charge(s)
~~rrent NSF charge(s)
Previous NSF charge(s)
thru August 01. 1998
2.535.00
67.60
296.96
.00
.00
(305) 359.3088
f." ($00) 220.9974
You~ mortgage is alao in default fer the =ollcwing reason:
You may be eligible for financial assistance tha" will
prevent foreclosure on your mortqage it you comply with
the previsions of the Homeowners' Emerqency Mor~qaqe
J...Gsistance Act of 1983 (the ".:\.ctll). You:nay be eli9'iblO
!or emerqen~1 t~orary assistance i~ ycur de!aul~ has
been ca.used bY' circumstances beyond your cont=ol, and it
you meet the. @lic:ibility re.quirements of the. ;\ct. as
deter:nired by th" E>ennsylvonia Hcusing Finance ;>'qency.
?lease =ead all of this notice. I~ contains an
eX?lanation 0: your rights. Cnaer "he Act. you are
w\titled to a temporary atay of forecloeure on your
mcrtgage fo= chircy (30) days frcm t~e date of this
notice. ~ing that ti~e. you have the right to arrange
a tlf~ce-tc-=acel' :nee-:.i:lQ wit.h a represe::::.tat.ive of. ~is
l~de= or wi~~ a designated ccnsumer credit counselinq
A 1. f, '" " ~
fa I: 4".; III J St"'j ,(tJ
CP~'lPI ~
PLAINTIFF'S
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aqnncy. The purpose of t~at meeting is to at~empt to work
out a repayment plan or to c~er~i$e 5eee~e your
delinquen~l. ~nat meeti~g muet occur within the n~~t
ehirty (30) daye. If YOll attend a face-eo-face meetinq
with this lender or with a conGllmer credi~ counooling
agency identified i~ this noeicQ, no :ur~~er proceeding in
mortgage foreclosure may take place for (30) day. after
tho date of that ~ccting.
The ~ume, address and telephone number of our reprosencative is:
Universal American ~ortqaqe Company
730 ~.w. 107 AvenuQ, Suite 410
Miami, :L ~J:72
Telephone Number:
800/741-3851 (Toll Free)
305/229-6590 (Miami Mea)
.
The name(s) and address(es) of d8Giqna~ed consume~ credit
counseling aq~c~{ies) is/are on the at~ached lise. It is
only necessarJ to schedule ana face-to-face meeci~g. You
should advise ~~is lender immediately of your intention.
If you have tried and are unable to resolve this prcblem
at or after your face-to-:3ce meeting; you have the riqht
to apply for :inancial assistance from the Homeowners I
Emergency Mor:qa;e A~eietance Pund. In order to do this;
you muSt fill OUt, sign and file a completed Homeowners.
Emergency A~e~etanc~ Application with the Pennsylvania
HouB~nq Finance Agency. The consumer credit counsQlin9
agency will aBsist you in ccmpletinq your application. I:
must be tiled or pose~arked withi~ thir~y (30) days c:
ycur face-to-face meeting. You must either mail your
application applica~icn to the Pennsylvania Houain;
Finance Aq~~cy. or yeu must file it at the of:ice of one
of the desi~ated consumer credie counaelinq agencies
listed above.
Universal American
:.!ortg~g. Company
7~0 )I.W. 107 Avo"lIC
4th Floor
Mtaml. Florida
33172
.
The Pennsylvr.nia Housing FL~ance Ag~~cy is locaeed at:
2101 Nor~ Front St~eet, HarriSburg, PA 17~lO, phone
number: 717/780-3800 or (800)345-8597 which is a toll free
number.
(:10J) 3[,9.:1060
~ applicaeion ~or assistance may be obtair.ed
lender. from a consumer credit: counselinq
directly ~rcm the Per~sylv~~ia Houa~:q Fi~ance
f=crn this
a9'ency or
Agency .
!:u:: (20:;) 22:;.~974
It is extr~@ly important ehat you f~le your ap~lication
promptly. If you de noe or i: you do not follow the other
time p.riod~ ~ae for~h in this latter, foreclo6ure may
proceed against your home L~ediately.
Available funds ~cr a~erg~~cy mortgage assistance are very
limiead and a=e d13buraed by t~e Agency under the
eligibili ty cri teria established by the Act.
It is ext=~~ely important that yeur application be
accurate ~~d ccmplete in every respect. The coun5eli~g
agencf wil~ help you to fill out ~be application. Tha
penn5ylvania Hcusi~g Finance Aqency has sixty (60) days to
make a decision a!ter i~ =acaivco ycu~ app~ic3tion.
Dur~q ~at additior.al :ime, no foreclc6u=e proceedinge
will be pursued ac;'ains t. ycu if yeu ha.ve :net th.e t:.:ne
requirements set forth abcv~. YCU will be notified
Cirec~ly ~y ~~~: Agency of it~ deci~icn cn your
applica:.icn.
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:~ adCi~io~. you wil: ~~ceive another notice frcm this
l~nd@.r under Act 6 of 1974, which i5 cal1~d a "Netic':! or
::::ltenc':'Ctl to Foreclose." Yeu :nuSt read Qotl1 not:..cea,
5~nce they bot~ explain rights that you new have under
?ennsylvania law. :f yeu choose, however, to exercise your
riqhes desc~ib~d in this noeice, we cannot foreclose upon
you dur~~q t~at ~~me. Algo, if you =eceive financial
asai3cance from t~e Pennsylvania Hcuaing Finance Agency,
your heme car~ct be !creclosed upon while you are
receivi~q ~at assistance.
Respect!\llly,
ELl\INE M!TCEELL
Collection Depa=~~ent
C~Jl
Un!vers,l American
~Qrlga~e Cumpttny
.
130 S.W. 107 Avenue
4th Floot
:.llami. Fl')Tjda
~217~
.
(305) 550-J068
!"": ("05) 225.R974
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LA NCTIFICJ\.CION EN l\DJUN':'O ZS DE: St.1'4A W-EORTANCIA., PUBS
AFECTA SU D~tECHO A CCNTlYUAR VTVIENCO EN $U CASA. S: NO
COMPRE:IDE EL CON'l'!O:N::lO DE ESTA NOTIF!C.'ICION OBTENGA t,,'NJ\
TRADUCClON DlMEDIAT,'I.'!ENTE: LI..AMMlDA EST." .'IG!O:NCL'\
(?ENNSYLVANIA fiOUSI;,G FIll;",CE A(;:;:NC'll S:N CARGCS ;u, NUMERO
1(800)342-2397. POEDES SER ELE:(;IBLE PARA UN PREST;"~O POR
;;:L PRO(;RAMA LL.;M1\DO "HCMEOWNERS ' $ D1ERGENCY MORTGAGE
i\SSIST!\Nc:.: ?ROGllAM" EL CUAL PUEDE ShLVi\R SU C.'ISA DE: LA
PERnIDi\ DEL DEREC.~O A REDL~R SU HIPOTEC.".
:MPOI\TANT: NOTICE OF HCMEOWNERS
EMERGENCY 110RTGAGE ASSISTANCE ACT 01' 1983
PLEASE READ TElS NOTICE. YOU MAY BE ELIGIBLE FOR
FINANCIAL ASSISTANCE TOWhRD YOUR MORTGA(;E PAYMENTS.
Univp;rss.l ,""mp.rir.:m
JILL GOTTSHALL
6315 BRr.NIlY LANE
MEC~~ICSBURG P/\ 17055
Mortsa~e Ct)mpany
730 )I.W. 107 A,onue
RE: Loan No. 4101705
P=operty: 63:5 BRANDY ~~
MECHANICSBlJ 1'.'1 1';055
4t~ ptoor
~Gar :!~L COTTSHALL
~:Il i:!
Your mor~qaqe is i~ Berious d~:ault becausa you have
~ailec ~o pay prcmpt~y i~5tallments 0: principal and
i~~e=est, as required for a period of at lease six~y (60)
days. ~~e ectal amounc of t~e delinquency is $~/699.56~
That ~um i~cludes ~he followinq:
~Il.m!. Florida
.
MO. pmts :or June 01, 1998
Currer.t laeQ charge(~l
PreviOUS laee charqe(s)
Current NSF ~~arge(s)
P~evious NSF charg6(s)
thru hugust 01. 1995
2,535.00
67.60
296.96
.00
.00
(305) 550.3068
1U'; (30S) 22fj..c;!l74
You= rnor~qaQe is also in default for t~e fol1cw~nq =eason:
You may be eli9ib~~ for fi~ancial assistance that will
prevent foreclosure on your mortqage if you comply ~ith
t=.e :;lrcv':.,sioos of t..~ta. Home.cw:J.e:rs I E:nergency Mort.gage
Assistance Act cf 1983 (the 'IAce"). You may be eliaible
fer ~erqeDCY t~o=a=y asoi~~ance if your default~ haa
be~ caused by c~r=~6tanCes beycn~ your control, and if
you mee~ the eligibility ~equi=cment~ of the Ac~ a8
d@te~ned by tne PennBylv~~ia Housinq Finance Aq~~cy.
:?l~ase rc:ad 311 of t1'lirs not-ice. It contains an
~lanaticn of your rights, Under ehe ~ct, you are
en~itl~d to a t~~orary 9tay of foreclosure oc your
rnor~9~ge ~or ~ir~y (30) daye f=om ~~e date of this
notice, pu=~n; ~~a~ t~e, ycu have the right to a==anqe
a IIf:]ce--:o-f.:lco" ;r,cati:19' wit::l a repreeent3.tive of this
lender cr wit~ a deG~gn3ted co~s~er cre~it counseling
,t L f" ~ II r
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Universal Am.rican
Mortgage Company
.
730 N.W. 107 Avenne
~T.h F!(ll)::'
Miami. Florida
3nn
.
(305) 5:;9.3068
I.,,: (305) 225.8974
A L. /1"'4 ,
Fi '" oS. t. i ,11 S~, tJ I.' ,C
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080598410:705
agency. The p~=pooe of that meeti~g is to attampt to work
ou~ a repayment ~lan c= to ~ther~iBe Bet~le you~
del~nquency. Thac me~cing must occur WiL~in th~ next
thirty (30) days. :f you attend a face-tO-:ace meeting
wi~h ~is lender or wi~~ a conoumer c=edit counae11nQ
agene; identi!ied i~ thi3 notice. 00 f~rthcr proceeding in
mor:qaqe foraclosur~ may take ~lace for (30) days after
~~e daee of thae meecinq,
The nam"'. add:re"8 and telephone nu."1\ber of our represe11tative is:
Universal American Mortqag~ company
730 N.W. 107 Avenue. Suite 410
Miami, F~ 33172
Telephone Number:
800/741-3851 (Toll Free)
305/229-6590 (Miami Area)
The name(s) and address (es) of designated consumer cred~e
counseling agencf(ies) is/are on the attached list. :t is
only necessary to schedule one face-co-face meeting. you
should advise chis lender immediately of your intention.
I: you have ~=ied and are unable to r~solve this problem
ac or after your face-~o-fac~ meeting, you have the riqht
to applY for financial assistance from the Homeowners'
emerqency Mor~qage Assistance Fund~ In order to do this.
you must =i11 oue, sign and fila a completed Homeowners'
Emergency Aas~s~ance APplicaeion wi~h ~~e ~ennsylvania
Houainq Fina..'"1Co. Aqenc:'!~ Th.O. consumer credi':. counseling
agency will aesise you i~ cempleting yeur applicaeion. It
mU3t be filed or ~oeemar~ed wi~~in thirty (30) days 0:
your face-cO-:ace meet~~9- You mUS~ ei~~e= mail you=
BT?plication application to the ?ennsy1vania Housing
F~nance Agency~ or ycu must :ile it ae ~he office of one
of the designa~ed consume= c~edit counsel~~9 agencies
list.ed above.
~e pennsylvania Hcuaing Finance Agency is located at:
2101 North ?rcnt Street. Harrisburg. PA ~71~O, phone
rr~er: 717/760-3800 or (800)345-6597 which i3 a toll =~ee
number.
An application =o~ assistance ~ay be obtained
lender. !=om a conaumer credi~ counaelinq
direc~ly from t~e pennsylvania Housi~q p~~ance
from this
agency or
I\qency.
I
\
\
\
I
It is ~~=~ely impor~ant t~at you =ile your application
promptly, If you ~ not or if you do not follcw the other
time periodS set forth in this letter. fcreclcaure may
proceed aqainst you= heme L~ediately~
~vailable ~unds tor e~ergenCY ~ortgaqe assi3~ance are verv
lim~te<i and are disbur~"d by ~"e Aq=CY ur.der 'Ohe
eliqibility cri~gria Q~tabli~hed by the Act.
It is ext~~Qly impor~an~ that your application be
aceu=ate ~~d ccmpleee in every respect. The counseling
agency will help you to :ill out. t..i.e applicaticn. The
Penneylv'ani3. Hcua:'::'c; F~:'1a=.Ce. Agency has ..ixt.y (GO) days to
m~~e a deeieicn after it receives your application.
During that additicnal time, no foreclosure ?roceed1~;s
will be pursued agai~st ycu i: you have met the t~~e
req:uire::ne!lts set =cr~ abcve, '{ou will be notified
di=ec~ly by ~hat Aqe=cy of ~ts decioicn on your
applic3:.~on.
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080598410: 705
In addition, yeu will receive anot~er ~et~ce f~~m t~~3
ltmde~ unde~ Act. 0 of 1974, which is c;:illed a 'CNotice cf
:nt.ention to r:'orec:'ose. II tOU must read botl1 Dot:.:.ces,
3ince ~hey bct~ explain rights ~~a~ yeu new have under
Pennsylvania law, I= yeu cnooBe, however, to exercise your
=iqhe~ described in t~is notice, we cannot foreclose ~pon
you duri~g tha~ ti~e. Also, i: you r~ceive financial
aGoint~cc ==cm :ho pannsylv~~ia Houoinq ~inance ~q~~J,
you= home car.not be foreclosed upon whi:e you are
receiving th~t a03iatance.
Re.spect,::ully,
ELA::::m MI~'c..~Lr..
Collection Depa=~~a~t
CL31
UnivC'!T,;nl J,.m~rlC:ln
~ttlrt~::.~c Company
.
730 N.W. lQ7 .~venu.
4th Flao,
Mi:lmi, Plorid:!
:~:~ 17~
.
(~05) 55g.3068
(ux: (305) 2:5.,074
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4'"
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393 457
us ?c~till Slll"vlce
Receipt for Certified Mail
No insurance CO\l6rage ProvidGd,
~o "ot I oInt tlon6J all ee fe' Qi.ieJ
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VERIFICATION
The undel:signed, an officer of UNIVERSAL AI~ERICAN MORTGAGE
COMPANY, the instant plaintiff:, or its servicing agent, being
authorized to make this Verification on behalf of Plaintiff, hereby
verifies that the facts set forth in the foregoing complaint in
Mortgage Foreclosure are taken from the records maintained by
persons supervised by the undersigned who maintain the business
records of the Mortgage held by plaintiff in the ordinary course of
business and that those facts are true and correct to the best of
the knowledge, information and belief of the undersigned.
I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO
THE PENALTIES OF 18 PA.C.S. SECTION 4904 RELATING TO UNSWORN
FALSIFICATION TO AUTHORITIES.
Jk-
.)
"\ '
, lrlitJ
Name:
TlNA llAIJO
Date:
12/10/98
Title: VICE PRESIDENT
Company: UNIVERSAL AMERICAN
MORTGAGE COMPANY
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire I I.D. No. 53002
Kristen J. DiPaolo, Esquire I I.D. No. 79992
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendants.
PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER
AND FOR ASSESSMENT OF DAMAGES
Kindly enter judgment for $72,022.31 in favor of Plaintiff,
Uni versal American Mortgage Company, and against the Defendants,
Robert C. Gottshall, Jr. and Jill F. Gottshall, for failure to file
an Answer to Plaintiff's Complaint in Mortgage Foreclosure within
twenty (20) days from service thereof and assess Plaintiff's
damages as follows and calculated from those set forth in the
Complaint.
Principal balance of mortgage
Interest du~ dIld owing at the rate of
7.0% calculated from the default
date above stated through February 10, 1999
Late Charges due and owing under the terms of
the Note in accordance with the terms of
the Mortgage Instrument
Escrow Advances made by Plaintiff
Mortgagee on behalf of Defendant
mortgage account
Monthly property inspections as a
recoverable expense under the
mortgage terms
$64,154.78
3,505.31
499.76
602.22
52.50
Attorneys' fees
3,207.74
TOTAL J~ R~M JUDGMENT TO BE ENTERED
$72,022.31
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THE LAW OFFICES OF BARBARA A. FEIN, P.C,
Barbara A. Fein, Esquire / I.D, No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendants,
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF FLORIDA
s. S. :
COUNTY OF DADE
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein named and that the above named Defendants are llot
in the Military or Naval Service of the United States of America or
its Allies as defined under the Soldiers and Sailors Civil Relief
Act of 1940, as amended, and that the age and last known residence
and employment of each Defendant are as follows:
Defendant
Age
Residence
Employment:
Robert C. Gottshall, Jr.
Over 18
6315 Brandy Lane, Mechanicsburg, PA 17055
Unknown
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Defendant
Age
Residence
Employment:
Jill F. Gottshall
Over 18
6315 Brandy Lane, Mechanicsburg, PA 17055
Unknown
NAME:
TITLE:
COMPANY:
"),~ ;<)IJv__
TINA ll\\nO
VICE PRESIDENT
UNIVERSAL AMERICAN
MORTGAGE COMPANY
and subscribed
this 10th
ember , 1998.
~. OFFIC.-IAJ,NOrAh:YSJ..:AL
I "M. "" LY2LJ;; MARIA PAZ
I ~(rr.\RY PT...l:r.lC STATE OF f!,QRnJA
CDMM1SS!O:-': NO, CC764b'21
_l'!.YSE!.:~~ljs.',IO;-J EXP. AliG.4.2002
~-
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire I I.D. No. 53002
Kristen J. DiPaolo, Esquire I I.D. No. 79992
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPk~Y,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendants.
NOTICE OF INTENTION TO TAKE DEFAULT UNDER PA. RCP RULE 237.1
IMPORTANT NOTICE
You are in default because you have failed to take action
required of you in this case. Unless you act within ten (10) days
from the date of this notice as set forth below, a Judgment may be
entered against you without a hearing and you may lose your
property or other important rights. You should take this notice to
a lawyer at once. I f you do not have a lawyer or cannot afford
one, go to or telephone the following office to find out where you
can get legal help:
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
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NOTIFICACION IMPORTANTE
Dsted se encuentra en estado de rebeldia pOl' no haber tornado la
aeeion requirida de su parte en este case. Al no tomar la aecian
debida dentro de un termina de diez (10) dias de la feeha de est a
notificacion, el tribuna podra, sin necesidad de compararecer: usted
in corte 0 escuchar preuba alguna, dictar sentencia en su contra.
Dsted puede perder bienes y otros dereehos importantes. Debe
llevar esta notifieacion a un abogado immediatamente. si usted no
tiene abogado 0 si no tiene dinero suficiente para tal servicio,
vaya en persona 0 llame por telefono a la oficina cuya direceion se
encuentra escrita abajo para averiguar donde se puede conseguir
assitencia legal:
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pl~. 17013
(717) 249-3166
Date of Notice: January 25, 1999
PERSONS SERVED:
Robert C. Gottshall, Jr.
williams Grove Trailer Court ft73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
THE LAl'1 OFFICES OF BARBARA A. FEIN, P.C.
BY:
~a.=. -
Barbara A. Fein, ESq~ire
Attorney 1.0. No. 53001
lIuorney for Plaintiff
.' ",' .:' .,>'. .... .'.' "'~"" ..:.' '. <......'::--:..,..:' . "'" :
TlIE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kl'Jllt"l1 J. DiPaolo, Esquire / I.D. No. 79992
~;~IJ Commerce Drive, suite 100
Fort Washington, PA 19034
(~~.l~)) G53.,7450
AtLOl.Jleys for plaintiff
UN1VEIl.SAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
,JILL F.' GOTTSHALL,
Defendants.
CERTIFICATION OF ADDRESS
I, Barbara A. Fein, Esquire, Attorney for plaintiff, Universal
American Mortgage Company, hereby certify that the plaintiff's
correct address is 730 NW 107th Avenue, 4th Floor, Miami, Florida
33172, and the last known address of each Defendant is as below.
Robert C. Gottshall, ,Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mcchanicsburg, PA 17055
THE
LAW OFFICES OF BARB~ A.
t<fLcQ,uJ- Cl ~
Barbara A. Fein, . squire
Attorney for Plaintiff
FEIN, P.C.
BY:
. .
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendants.
CERTIFICATE OF SERVICE
I, Barbara A. Fein, Esquire, Attorney for plaintiff, Universal
American Mortgage Company, hereby certify that I have served a true
and
correct
of
the
appended
foreclosure
mortgage
copy
pleadings/papers upon the following parties at the last known
address and/or upon an attorney of record, as noted:
Robert C. Gottshall, Jr.
williams Grove Trailer Court #73
r''iE:chanicsburg, P.Z\ 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
::E<Ai3:=::OE;t[A Em
Barbara A. Fein, squire
Attorney for plaintiff
p.e.
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OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Cumberland County Court House
S. Hanover Street
Carlisle, PA 17013
Lawrence E. WeIkel, PROTHONOTARY
TO: Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendants.
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you
are hereby not:ified that a judgment has been entered against you in
the above captioned proceeding as indicated below.
LAWRENCE E. WELKER, PROTHONOTARY
[XX] Judgment by Default entered
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
BARBARA A. FEIN, ESQUIRE AT (215) 653-7450.
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant (s) .
PRAECIPE TO REISSUE WRIT OF EXECUTION
(MORTGAGE FORECLOSURE)
TO THE PROTHONOTARY:
Kindly reissue the Writ of Execution in the above matter,
directed to the Sheriff of Cumberland County, against ROBERT C.
GOTTSHALL, JR. and JILL F. GOTTSHALL, Defendant, and real property
situated at 6315 Brandy Lane, Mechanicsburg, Cumberland County,
Pennsylvania.
AMOUNT DUE
$72,022.31
INTEREST FROM
February 11, 1999
$ 1,428.00
COSTS TO BE lWDED
$
,luly G, 1999
THE LAW OFFICES OF BARBI'iRA A. FEIN, P.C.
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Barbara A. Fein, Esq~ire
Attorney I.D. No. 53002
S11ite 100, i;2~) Cc.mllnel"Ce Drive
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Form DIS.70(Official Form 18) (_.
(9/97) ,
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Social Security No(s).:
Debtor: 178-52-3702
UNITED STATES BANKRUPTCY COURT
MIDDLE DISTRICT OF PENNSYLVANIA
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) Case Number: 99-00845RJW-1
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Debtor )
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In Re:
GOTTSHALL, JILL E.
AKA AUCKER, JILL E.
6315 BRANDY LANE
MECHANICSBURG, PA 17055
Employer's Tax Identification No(s).
Debtor: NA
DISCHARGE OF DEBTOR
It appearing that the debtor is entitled to a discharge,
IT IS ORDERED:
The debtor is granted a discharge under section 727 of title 11, United States
Code, (the Bankruptcy Code).
fJ5;c;rrtl~~
Dated: June 3, 1999
Robert J. Woodside
Chief Bankruptcy Judge
SEE BACK SIDE OF THIS ORDER FOR IMPORTANT INFORMATION
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
Suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant (s) .
AFFIDAVIT UNDER PA. RCP RULE 3129
universal American Mortgage company, Plaintiff in the above
captioned mortgage foreclosure action, sets forth as of the date
the praecipe for the Writ of Execution was filed, the following
information concerning the r""al property located at 6315 Brandy
Lane, Mechanicsb~rg, Cumberland County, Pennsylvania, was true and
correct to the best of its knowledge, information and belief.
1. Name and address of each Owner and/or Reputed Owner:
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
2. Name and address of each Defendant named in the judgment:
Robert C. Gottshall, Jr.
WilJlams Grove Trailer Court #73
Mechanicsburg, PA 17055
,:Ii 1J F. Gott aha 11
63]5 Brdlldy Lane
rJk-,("h~ll1i cf;burq, Pi\ 1701.::1,
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3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Hampden Township
Sewer & Trash Dept.
230 S. Sporting Hill Rd.
Mechanicsbur9, PA 17055
united Water
P.O. Box 4151
Harrisburg, PA 17111
Kathryn W. FetroW, Tax Collector
5000 Creekview Rd.
Mechanicsburg, PA 17055
Cumber'land County Tax Claim Bureau
1 Courthouse sq.
Carlisle, PA 17013
4. Name and address of the last recorded holder of every mortgage
of record:
universal American Mortgage Company, Plaintiff
730 NW 107th Avenue, 4th Floor
Miami, FL 33172
Mellon Bank, N.A.
ATTN: Scott pidro
2 Mellon Bank Center, Rm. 152-AB50
pittsburgh, PA 15259-0001
pennsylvania Housing Finance Agency
2101 North Front Street
P. O. Box: 15530
Harrisburg, PA 17105-5530
Mellon Bank
c/o 1,,01f, Block Schorr & Solis-Cohen, LLP
ATTN: Leona Mogavero
350 Sentry Parkway, Bldg 640
P. O. Box 303B
Blue Bell, PA 19422-0757
5. Name and address of evel'y eth"J \)<,l'"on 01~ entity which has any
record l.ien on tile propel~ty:
None
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6. Name and address of every other person or entity which has any
record interest in the property and whose interest may be
affected by the sale:
None
7. Name and address of every other person of whom the Plaintiff
has knowledge who may have an interest in the property which
may be affected by the sale:
Tenant/Occupant
6315 Brandy Lane
Mechanicsburg, PA 17055
Cumberland County Domestic Relations
13 N. Hanover Street
Carlisle, PA 17013
I verify that the statements made in this Affidavit are true
and correct to the test of my personal knowledge, information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Fa.C.S. Section 4904 relating to unsworn
falsification to authorities.
Date: July 29, 1999
THE LAW ~FFI~S OF
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Kristen J. DiPaolo, Esquire
Attorney 1.0. No. 79992
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire I 1.0. No. 53002
Kristen J. DiPaolo, Esquire I 1.0. No. 79992
Suite 100, 125 Commerce Drive
Fort washington, PA 19034
(215) 653-7150
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7181 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant (s) .
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy I,ane
Mechanicsburg, PA 17055
Your house at 6315 Brandy Lane, Mechanicsburg, Cumberland
County, is scheduled to be sold by the Cumberland County Sheriff's
Department on Wednesday, December 8, 1999, at 10:00 A.M., at the
Cumberland County Court: House, 1 Courthouse Square, Carlisle,
Pennsylvania, to enforce the Court judgment of $72,022.31 obtained
by Plaintif f Uni ve :sal American Mortgage Company dgainst you.
NOTICE OF OWNERS' RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S S.z"J.,E
To prevent this Sheriff's Sale, you must take immediate
act. ion ~,
1.
This sale will be canceled if you pay to plaintiff
~'ortgag"c the back pdymenLs, late charges, costs a:1d
reasoniJble aLt:orn.-,ys' fees due, To find out hew much you
mUEt pay, ycu may call Kri stcn J. D::. Paolo I Esquire at.
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2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to st~ClQ the sale through other legal
proceedings,
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you wi 11 have of stopping the
sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE 1'0 SAVE YOUR PROPERTY AND
YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S Si'.LE DOES TAKE PL,ACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the
price bid by calling Kristen J. DiPaolo, Esquire at (215)
653-7450, or by calling the Cumberland County Sheriff's
Department at (717) 240-6390.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. 'l'he sale will go through only if the buyer pays the
Sheriff the full amount bid in the sale. To find out if
this has happened, you may call Kristen J. DiPaolo,
Esquire at (215) 653-7450, or by calling the Cumberland
County Sheriff's Department at (717) 240-6390.
4, If the amounL due from the buyer is noL paid to the
Sheriff, you will remain the owner of the property as if
the sale had never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer. At that time, the buyer may
bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the
money bid for your house will be filed by the
Philadelphia County Sheriff on or about thirty (30) days
from the date of Sheriff's Sale. This schedule wil1
state who will be receiving that money. The money will
be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is
wrong) Clre filed with the Sheriff within ten (10) clays
after the distribution sheet is posted.
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7. You may also have otller rights and defenses, or ways of
getting your house back, if you act immediately after the
sale.
YOU SHOULD TAKE THIS Pl\PER TO YOUR Ll\WYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
BELOW TO FIND OTlT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Court Administrator
Cumberland County Courthouse
Carlisle, PA 17013
('717) 240-6200
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / 1.0. No. 53002
Kristen J. DiPaolo, Esquire / 1.0. No. 79992
Suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant (s) .
AMENDED AFFIDAVIT UNDER PA. RCP RULE 3129
Universal American Mortgage company, plaintiff in the above
captioned mortgage foreclosure action, sets forth as of the date
the praecipe for the Writ of Execution was filed, the following
information concerning the real property located at 6315 Brandy
Lane, Mechanicsburg, Cumberland County, Pennsylvania, was true and
C01Tect to the best of its knowledge, information and belief.
1. Name and address of each Owner and/or Reputed Owner:
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
2. Name and address of each Defendant named 1n the judgment:
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
G315 Bl~andy Lalle
rv1,'chanicf,burg, PA 1 705~)
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5, Name and address of every other person or entity which has any
record lien on the property:
None
6, Name and address of every other person or entity which has any
record interest in the property and whose interest may be
affected by the sale:
None
7, Name and address of every other person of whom the Plaintiff
has knowledge who may have an interest in the property which
may be affected by the sale:
Tenant/Occupant
6315 Brandy Lane
Mechanicsburg, PA 17055
Cumberland County Domestic Relations
13 N. Hanover Street
Carlisle, PA 17013
Gregory S. Hazlett, Esq.
20 South Market Street
Mechanicsburg, PA 19055
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge, information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Fa.C.S. Section 4904 relating to unsworn
falsification to authorities.
Date: November 8, 1999
THE
LAW OFFICES OF BARBARA A. FEIN, P.C.
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Kfisten J. DiPao 0, Esquire
Attorne' I.D, No. 79992
BY:
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THE LAW OFFICES OF BARBARA A. FEIN, P,C.
Uarbara A. Fein, Esquire / 1.0. No. 53002
Krist'_'ll .J. DiPaolo, Esqui re / I. D. No. 79992
Sllil.,': 100, 425 Commerce Drive
Fo]"\' Washi.ngton. FA 19034
(;~l~j) {;S3-7450
Attorney [or Plaintiff
UNIVERSAL AMERICAN MORTGAGE
COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
v. NO. 38 -7184 CIVIL
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant (s) .
CERTIFICATION OF NOTICES OF SALE TO LIENHOLDERS
I. Sarah A. Rufe, Legal Assistant to Barbara A. Fein, Esquire,
attorney for Plaintiff, hereby certify that upon information and
belief, diligent efforts have been made to identify all
persons/enti ties having mortgages, judgments, liens, or other
interest in the subject premises of the foreclosure proceeding, and
that such persons/entities have been sent Notices of Sheriff's Sale
(attached hereto as Exhibit "A"I and that said Notices were duly
served upon them in accordance with Pennsylvania Rule of civil
Procedure Rule 3129. (Proof of mailing with a postmark date of
Novembel- 8, 1999 lS appended hereto and incOl'pOl"ated herein by
l'eference as Exhibit "B").
I declare under penalty of perjury that the foregoing is true
and correct.
November 30, 1999
THE LAW OFFICES OF BARBARA A, FEIN, P.C.
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BY: Sarah A. Rufe, Legal Assistant
to Barbara A. Fein, Esquire
Attorney lor Plaillti fl
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BARBARA A. FEIN
ATTORNEY-AT-LAW
SUITE 100, 425 COMMERCE DRIVE
FORT WASH INGTON, PA 19034
(215) 653-7450
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NOTICE OF CUMBERLAND COUNTY SHERIFF'S SAI,E
TO: All Parties in Interest and
Claimants
Improvements:
Residential Dwelling
OWNER(S): ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL
Cumberland County
CCP No. 98-7184 CIVIL
PROPERTY: 6315 Brandy Lane
Mechanicsburg
County of Cumberland, PA
Please be advised that the above captioned property (and any
improvements thereon) is scheduled to be sold by the Cumberland
County Sheriff' s Department on Wednesday, December 8, 1999 at 10
A.M., at the Cumberland County Court House, 1 Courthouse Squ~re,
Carlisle, Pennsylvania 17013. This sale is scheduled pursuant to
a judgment entered in the amount of $72,022.31 in the Court of
Common Pleas for Cumberland County.
Our records indicate that you may hold a mortgage or judgment on
the property which may be extinguished (removed) by the sale, You
may wish to attend the sale co protect your interests.
A schedule of distribution will be filed by the Sheriff on a date
specified by the Sheriff not later than thirty (30) days after the
sale. Distributiofl will be made in accordance with the schedule
unless exceptions are filed thereto within tell (10) days after the
f il in9 of the schedule. You may call the Cumberland County
Sheriff's Department at (717) 240-6100 for the date on which the
distribution schedule will be posted.
Si.ncerely,
THE LAW
.
OPFICES
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OF BARBARA A. FEIN, P.C.
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Krisl.~n J. DiPaolo, Esquire
Attorllc-y for PLnntiff
Dated: July 29, 1999
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EXHIBiT
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ALL THAT CERTAIN tract or parcel of land and premises. situate, lying
and being in the Township of Hampden, County of Cumberland and
Commonwealth of Pennsylvania, more particularly described as follows:
BEGINNING at a point on the northern side of Brandy Lane at the dividing
line between Lots Nos. 1 and 2 as shown on the hereinafter mentioned
plan of Lots; thence along said dividing line between Lots Nos. 1 and 2,
North 46 degrees 45 minutes West a distance of 150.00 feet to a point on
the dividing line between Lots Nos. 2 and 10 on said plan; thence along
the line dividing Lot No, 2 frcm Lots Nos. 10 and 9, North 43 degrees 15
minutes East, a distance of 100.00 feet to a point; thence along the
dividing line between Lots Nos. 2 and 3, South 46 degrees 45 minutes
East, a distance of 150.00 feet to a paint on the northe~~ side of
Brandy Lane, aforesaid; thence along the northern side of said Brandy
Lane, south 43 degrees 15 minutes West, a distance of J.OO.OO feet to a
point at the same at the dividing line between Lots Nos. 2 and 1 at the
paint and place of BEGINNING.
BEING Lot No.2 on a plan of Lots as laid aut for Raymond Brackbill by
W.G. Rechel, Resgistered surveyor, on November 7. 1960, entitled Plan
No. 2 Forrest Acree, said plan being recorded in the Office of the
Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan
Book 15, Page 5.
HAVING thereon erected a brick and aluminum ranch type dwelling known
and numbered as 6315 Brandy Lane.
UNDER AND SUBJECT, nevertheless, to a utility easement 10 feet in width,
over, under, across and through the rear of northerly 10 feet of said
Lot No.2, including a right-of-way and easement for the installation,
maintenance and repair of water pipe line within said width of 10 feet.
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EXHIBIT "B"
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UNIVERSAL AMERICAN
MORTGAGE COMPANY,
PLAINTIFF
V.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ROBERT C. GOTTSHALL, JR. AND
JILL F. GOTTSHALL,
DEFENDANTS
98-7184 CIVIL TERM
ORDER OF COURT
AND NOW, this ~day of February, 2000, a Rule is entered to
show cause why the United States of America should not be named as a defendant in
the within case. Rule returnable fifteen (15) days after service. Any answer filed shall
be forwarded by the Prothonotary to chambers.
By the Court,
'(
Barbara A. Fein, Esquire
For Plaintiff
Edgar B. Bayl ,J.
. 'l
" 1,/
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.(ly..~I..L!)) / " :,1.1...<'1: .-
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Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
1.1.
Ii Ii~)
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
.' "" ,,' . _, ":~;' . ".!',',_',"_:; 'r~,.','~~:; ":').~:,'~,.' .'....,., :.,'~','",'" "','," "
-
,~-,~o':Cl' -. ,..;.
.
- ~.
Terry Reardon
c/o U.S. Attorney's Office
U.S. Department of Justice
633 U.S. Post Office and Courthouse Building
Pittsburgh, PA 15219
United States Attorney for the Middle District of PA
Suite 309 Federal Building
Washington & Linden Streets
Scranton, PA 18501
:saa
. _ }',. - ~ - '---, ~ - -;-. , .' '.-< .. !.. \ '.' . :. . , .' 'r'" :" '" -. " . . ',. ~" . " ' ,." . ,
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FFR 1 !i )nnll()(~
THE LI\W OFFICES OF BARBARA A, FEIN, P.C.
Barbal:a A. Fein, Esquire / 1.0. No. 53002
Kristen J. DiPaolo, Esquire / 1.0. No. 79992
sui.te 109, 275 Commerce Drive
Fort Washington, lOA 19034
(215) 653-7450
Attorney [or Plaintiff
UNIVERSI\L AMER1CAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON Pl,EAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.
and JILL F. GOTTSHALL,
Defendants.
o R D E R
AND NOW, this
day of
2000, upon
consideration of Plaintiff's Motion to Join the United States of
America as a named Defendant and its Memorandum of Law submitted in
support thereof, and any opposition which may have been filed to
same, it is hereby ORDERED that Plaintiff's Motion to Join the
United States of America as a named Defendant is granted; and
That the pleadings, except as so corrected, shall in all other
respects remain unchanged and as filed.
BY THE COURT:
J.
, ,
~....r-~~ ~..:.
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. .
THE LAW OFFICES OF UARBARA A. FEIN, P.C.
Barbara A. Feirl, Esquire / 1.0. No. 53002
Kristen J. DiPaolo, Esquire / 1.0. No. 79992
Suit., 109, 275 Commerce Drive
Fort Washington, PA 19034
(2151 653-7450
Attorney for Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.
and .J ILL F. GOTTSHALL,
Defendants.
PLAINTIFF'S MOTION TO JOIN THE UNITED STATES OF AMERICA,
AS A NAMED DEFENDANT TO ITS
COMPLAINT IN MORTGAGE FORECLOSURE
The Plaintiff, by and through its undersigned counsel,
pursuant to PA R.C.P. Rule 1033, hereby moves this Honorable Court
for an Order to Join The United States of America as a named
Defendant to its Complaint in Mortgage Foreclosure, as follows:
1. The Plaintiff, Universal American Mortgage Company, on
or about December 21,
1998,
filed a Complaint in Mortgage
Por(-:closure againsl the above named Defendants.
2. On February 11, 1999 Judgment was entered in favor of the
Plainl.i.ff and against the Defendants in the amount of $72,022.31.
A \~rit of Execut.ion wa:, issued on ~1arch 10, 1999 and a
She] j f f I S sale of the subj eet pI-'operty VJZH3 scheduled for December
B, ]:) ~19 .
-.-.-.<-
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VERIFICATION
BARBARA A. FEIN, ESQUIRE, hereby states that she is the
Attorney for the Plaintiff in this action, that she is authorized
to make this Affidavit, and that the statements made in the
foregoing Motion to Join the United States of America as a Named
Defendant are true and correct to the best of her knowledge,
information and belief.
The undersigned understands that this statement herein is made
subject to the penalties of 18 Pa, C.S.A. ~4904 relating to unsworn
falsification to authorities,
Dated: December 6, 1999
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
$t,f"",- C L
Barbara A. Fein, tsquire
Attorney for plaintiff
Attorney I,D. No. 53002
BY:
-'. :,:', ',.' ,', : ',' .'. '. ":)':'."":...\~ "".',',' ';":.:":",' ',.' :. '., : ~',:' :', ,'::' ,:.'^~'...'.~ ,.'.
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / 1.0. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plainti[f
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v,
ROBERT C, GOTTSHALL, JR.
and JILL F, GOTTSHALL,
Defendants.
MEMORANDUM OF LAW
IN SUPPORT OF PLAINTIFF'S MOTION TO JOIN
THE UNITED STATES OF AMERICA AS A NAMEQ
DEFENDANT TO ITS
COMPLAINT IN MORTGAGE FORECLOSURE
The plaintiff, Uni ver'sal American Mortgage Company, having
filed its Motion to Join the United States of America as a Named
Defendant submits this Memorandum of Law in support thereof.
pennsvlvania Rule of Civil ProcNl\lre Rule 1033 provides in
relevant part that" [a] party,.. .by leave of court may at any time
change the form of action, correct the name of a party or amend his
pleading, "
, '~.. " :.' ". . " ~ _ . " .'-~H'_~.. J' ~~,?,::~-:-.~:-.:-~t'~-...~~. 77-- -....--_.. ~ "" ~~.- ,', (___'~:~ I,~ , , ,
----.- ~ -
, .-,.,1" _, ~~..
'-,~
In the instant Motion to Join the United States, the Plaintiff
requests leave of Court to amend its romplaint in Mortgage
Foreclosure. This Motion falls strictly within the parameters of
Rule 1033. The Plaintiff is not requesting leave of Court to amend
any allegation or substantive fact initially pled.
BY:
.&v(f..,~...( ~ 0 ~
The Plaintiff respectfully requests leave of Court to Join the
United States as a Party Defendant.
THE LAW OFFICES OF BARB
Barbara A. Fein, Esquire
Attorney for Plalntiff
Attorney I.D. No. 53002
. ,
THE LAW OFF1CES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
.
i
I'
v.
ROBERT C. GOTTSHALL, JR.
and JILL F, GOTTSHALL,
Defendants.
CERTIFICATE OF SERVICE
1, Barbara A. Fein, Esquire, Attorney for plaintiff, Universal
American Mortgage Company, hereby certify that I have served a true
and correct copy of the plaintiff's Motion to Join The Uni.ted
States of America as a Named Defendant, by regular mail, postage
pre-paid, having mailed same on this date, December 14, 1999, to:
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechauicsburg, PA 17055
Jill F, Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
Mr. Terry Reardon
c/o U.S. Attorney's Office
U.S. Department of Justice
633 U.S. Fost Office and Courthouse Building
Pittsburgh, PA 15219
BY:
LAW;H~CES OF ~7A
.f>u .'.'it ( A, f r-
B':11-bara A. Fein, ~squire
Attorney for Plai~tiff
FEIN, P.C,
THE
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Eastern Savings Bank. FSll
In the Court of Co mill on Pleas of
Cumherland County, Pennsylvania
No. 99.3582 Civil
-vs-
Briml J. Sheaffer and Barbara A Stuckey
N/k/a Babrara A. Sheaffer
R. Thomas Kline, Sherin: who being duly sworn according to law, says this writ
is returned STAVED.
Sheriffs Costs:
Docketing
Poundage
Posting Bills
Advertising
Law Library
County
Mileage
Certified Mail
Levy
Postpone Sale
Surcharge
Share of Bills
Law Journal
Patriot News
30.00
18.58
30.00
30.00
.50
1.00
9.92
.74
30.00
40.00
24.00
23.63
342..50
366.56
$ 947.43 PdByAlty
03.02-0:1
So answers:
a # /:.Y;}:'/'
fl' " .-',
'~~~,/~/..c. _...8<._~<'
Sworn and subscribed to before me
R. Thomas Kline. Sheriff
This. /'/ ...~ day of /1 L . '("
1999, A.D. '-pi~t;':,~lO~~ry 'i1~.IJi'-'. "-'f'> .
) ,
'-f pi 1.-11
B Y Jl~<-< L~_.a~d4.~
Real Estate Deputy
/.,0
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IN TilE COllin or: COivlMON PLEAS or:
ClIivll.lERI.AND COUNTY. PENNSYLVANIA
EASTERN SAVINGS 13ANK.FSB.
CIVIL DIVISION
I'laintilT.
NO.: l)9-35~C Civil
VS.
BARBARA A. STUCKEY n/k/a
BARBARA 1\. SHEAFFER and
BRYAN.I. SHEAFFER.
Deli:ndants.
AFFIDA vrr "LJRSLJANT TO RULE 3/29./
Eastern Savings Bank. FSB. Plaintiff in the above action. sets forth as of the date
the Praecipe I.,r Writ of Execution was Iilcd the following information concerning the
real propeI1y located Nos. 3 and 4 E. Pine Street. Euola. Cumberland County.
Pennsylvania 17025:
1. Name and Address of Owner(s) or Reputed Owner(s):
BARBARA A. STUCKEY nik/a
BARBARA A. SHEAFFER
230 N. Crossroads Road
Lykens. PA 17048
BRYAN.1. SHEAFFER
230 N. Crossroads Road
Lykens.I'A 17048
2. l\':1me and Address of Del'cndant(s) in the .Il1dgmcnt:
BARBARA A. STUCKEY nik/a
BARBARA A. SHEAFFER
230 N. Crossroads Road
Lykens. I' A 17048
BRYAN J. SIIFAFFER
230 N. Crossroads Road
Lykens.PA 17048
3. ;..Jame and Addrcss of every judgment creditor whose judgment is a n:cord
lien on the real properly to he sold:
EASTERN SA \'I;-\(iS 1\.\\,;1-.:. FSll
Plaintiff
., ': " ,f:'" r;,-:~ ,,'., __""'.'_,_>_'u ,. - '--;.: ~, . ,. ': .:" ._ "". "''', )';" : ,,-, " . '. . - . , '
;-r-:f~~; .h-;'" ,--7
.J. Name and Address of the last rewrd holder of every mortgage of record:
EASTERN SAVINGS Bi\NK. FSB
Plaintiff
5.
properly:
Name and Address of e\wy other person whn has any record lien on the
CUMBERLAND COUNTY TAX
CLAIM BUREAU
Cumberland Cnunty Courthnuse
One Courthouse Square
Carlisle.PA I7013
6. Name and Address of e\wy other persnn who has any record interest in
thc properly and whose inleresllllay be affeded by the sale:
NONE
7. Namc and Address of evcry nther pcrson of\\'hom the Plaintiff has
knowlcdge who has any imerest in thc property which may be affected by the sale:
CUMBERLAND COUNTY DOIvlESTIC
RELATIONS OFFICE
Cumberland Cnunty Cnurthousc
One Courthouse Square
Carlisle. l' A 17013
I vcrilY that the statements made in this Affidavit arc true and ,'orreetto the best
of my pcrsonal knowledgc. information and belicf. I understand that tillse statemcnts
herein arc made subject to the penalties of 18 Pa.C.S. ~.J<)O..\ relating to unsworn
l;llsilieationto authnrities. .
DATED:
,( /., . !.q
': " ~) j.l 1 I
,
JAMES. SMlTll. DUR.K.1N 8.:. CONNELLY LLp
, I . _~'
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BY: )/~ t(!i~n
-/~~=-,'~'_:~..~"._--,--_:"'----
Saitt l Dictteriek. Esquire
Pa. J.D. #55650
Attorneys t()r Plaintiff
P.O. Box 650
Ilcrsl1l'Y. PA 17033
(7J 7) 533-3280
-------------
,
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IN TilE l'OlIRT OF COivtMON PLE:\S OF
C\.I~tBERLAND COUNTY. PENNSYLVI\NI:\
EASTERN SA VINGS BANK. FSIl.
CIVIL DIVISION
I'laintilT.
NO.: ()<)-:15X2 Ci\il
VS.
BARBARA A. STUCKEY n/k/a
BARBARA A. SHEAFFER ami
BRYAN.I. SHEAFFER.
Defendants.
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT TO
PENNSYLVANIA RIlLE OF CIVIL PROCEDURE 3129
Barbara A. Stuckey n/kJa
Barbara A. Sheaffer
230 N. Crossroads Road
Lykens. PA 170..\8
TAKE NOTICE:
That the Sheriff's Sale of Real Property (Real Estate) will be held at the
Cumberland County Courthouse. South Hanover Strcct. Carlisle, Pcnnsylvania 17013 on
Wedncsday, Deccmbcr S. 1999. at 10:00 a.m. prevailing local time.
.
THE PROPERTY TO BE SOLD is delincatcd in detail in a legal dcscription
consisting of a statcmcnt of the measured boundaries of the propcrty. togethcr with a brief
mcntion ofthc buildings and any othcr major improvcmcnts erccted on thc land.
(SEE LEGAL DESCRIPTION ATTAG1E!) AS EXI IIIlIT "A").
Thc LOCATION of your propcrty to bc sold is:
..\ E. Pine Street
EIll,la. PA 17025
Cumberland County
"', ~",; ~. ," ' ',' P~~'fi,':',~~::" _~' ...":::~~. ,I": ,'; . '.' ,: ,'. ~'J' .:'" .'
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Thc JlJl)(i1\,II'NT undcr or pursuantlo which your propcrty is bl'in!! sold is
docketcd to:
No. ')I)-,5X2 Civil Tcrm
TilE NArvIE(S) OF Till' OWNER(Sl OR REPUTED OWNER(S) OF TillS
PROPERTY ARE:
Barbara 1\. Stuckcy n/k/a Barbara A Sheaffcr and Bryan .1. SheafTcr
A SCIIEDULE OF DISTRIBUTION. heing a list of the persons and/or
governmental or corporate entities or agencies being cntitled to receive part of the
proceeds of the sale received and to be disbursed by the Sheriff (1(.11' exampk to banks that
hold mortgages and municipalitics that arc owcd taxcs). will bc filed by the Shcriff thirty
(30) days after the sale. and distribution or thc procecds of sak in accordance with this
schedule will. in fact. bc made unless someone objccts by liIing exceptions to it. within
ten (10) days of the date it is tiled. Information about thc Schedule of Distribution may
be obtained from the ShcrifTofthe Court of Common Pleas of Cumberland County.
South Hanover Street, Carlisle, Pennsylvania 17013.
TlllS P,\PI,R IS A NOTICE OF THE TIME AND PLACE OF TilE SALE OF
YOUR PROPERTY.
It has been issucd because there is a Judgmcnt against you. It may cause your
property to be held. to be sold or taken to pay the Judgment. You may have kgal rights
to prevent your property from being taken. A lawyer can advise you more specifically of
these rights. If you wish tn exercise your rights. youmus~ act promptly.
YOU SIIOt iLD TAKE THIS PAPER TO YOUR LA \VYFR !\T ONCE. GO TO
OR TELEPI lONE '1'1 IE OFFICE SET FORTI I BEI.OW TO FIND our WI J]"RE YOU
CAN GET FREF I.EC,AI. ADVICF,
Cumberland County Court Administrator
Cumberland County CouI1house
One Courthousc Square. .Jth Floor
Carlislc. i'cnnsyll'ania 170],
(717) 2.JO-6200
, ..;~......_~_....:..
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TilE l.ECi:\L Rl(illTS YOU ]\I:\Y IIAVE ARE:
I. You may lik a petition with the Court ofComl11onl'kas of
CUl11berland County to open the .Judgment if you have a meritoriowi
defense against the p~rS\1n or wl11pany that has entered judgment against
you. You may also lile a pL'tition with the same Coun if you ar.: :1\\:lre of
a legal ddect in the obligation or the procedure used against you.
2. After the Sheriff's Sak. youl11ay file a petition with the Coun of
COl11mon Pkas of Cumberland Coumy to set aside the sale for a grossly
inadequate price or lor other proper caus,~. This petition must he likd
before the Sheriffs Deed is delivered.
3. A petition or petitions raising the legal issues or rights mentioned
in the preceding paragraphs must be presented to th.: Court of Common
Pleas of Cumberland County. The petition must be served on thL' attorney
for the creditor or on the creditor before presentation to thc Court and a
proposed order or rule must be attached to the pctition. If a specific return
datc is desircd. such date must be obtained from thc Court Administrator's
Officc. Cumberland County Courthouse. Onc Courthouse Square. 4th
Floor, Carlisle, Pcnnsylvania 17013. before prcscntation of the pctition to
the Court.
.JMvlES. S:-'lITII\ DURKIN & CONNELL Y LLI'
II
DA TED:
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BY:
"
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ScSit j~. Dietteriek. Esquire
p, I 1)1 ,,~~. ~()
..1. ... ,"__b.
Attorneys for Plaintiff
P.O. Box 650
lIershey. PA 17033
(7 J 7) 533-3280
....._'.
VIA CERTIFIED l\IAIL
RETl)RN RECEIPT REQUESTED
AND REGULAR lJ,S, i\IAIL
'~l ,"-',
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Lc~~l De~c~iption
ALL THOSE -r;iO cc::~.:lin pl.~CI"::; or purccln of l.:lnd :;i::untetl in tlll.~ 'i."oWI1!lhip ot E.lct.
PennDboro, Count.y of Cumb:::lnr.d and S::.:\':C o[ P~nn<;;yl'J.:m:.~, mt:l::!: jl.H"':.icuL:lrly b;..uc.dc~~
and ccoc::ibed ~o follow~. to wit:
LOT NO. 1
BEIlIG the wente::n half of Lot No. 51 in the pl.:1.O of lots l.:\id out by Francio Ii.
spar.glar. n.lid plnn being rce'.,jrced in the efrie:: [or Rec::lrilir.g of Dee:!:;; in nr.d Eor
Cumberl~nd County. P~nnnylvunia. in Pl~r. Book 2. pngc 2.
BEGINNING at. a point en the .scutl1e=n side ot: Pyne St::cet. in the line r.unning th::ough
the center of the parti tion willl of the couble frame dwelling houne erected on lot: No.
51, e:<tcnding along Pyne Street in a \'le!Jterl1 di::ccdon 20 fee':. more or le~lJ; thence
in a Southerly direction 125 feet to n 15 foot "ll'~rj thenc~ alo11S ~uic! alley in an
easl:.e:ly direc:~ion 20 feet. merl:!! or le::;:;;, to n point in the runni.nSi through the c~nte:,;
on Lot No. 51; thence in a Northc::ly direction alor.g the line running through the
c~ncer of the pa:tition ~al1 of t.he a[crementioncd dwelling hou~e, 125 fe~t to the
place of Beginning.
.lr.\VI~lG th~reon e:ectcd the \~e~te=n half of <.1 7. 1/'2 5::0ry cauble frame d.....ellir.g hou"e
kr.own an Ho.. 3 E<H~t pine Stre!~C la1:::0 knol>'n as Pi"!lI~ St::ee.t). South Er.olo'l,
Pennsylvania, und also a cement block gnragc.
LOT NO.2
BEGINHING at a point on the Southea:::ter:1 line of Ea::;t pine (GemetimcD spelled PY:le)
Street. said poi:1t being '27 feet in n tlortheastcrly di=ection from thF.! center lir.~ of
an alleYi thence alcng the South'~a:;t.e:::" lin~ of pi.ne Street., Harth 49 cegre~::: JO
minutel..i E~:;t':. :!o feet: to <l. point: thence along prcmice:J known .;\:; Ho, 8 Pin': Stre:~t.
South .;0 degree!> 30 minuten Ea5t 125 feet to a point on the Hor:.hwester:1 Hne of a lS
feet wide nile}': the:'1ce elong ::ilid illle~' S.:Juth 'I~ c.egrce:;; 30 minutc!l Wc~t 20 fee~ to <l
poi.nt.: thence t.hrough the c~nte: of. .:J. p,Jrtition '....all !>e~.:J.=ating the prcmi:oe:: 3 and 4
pine Street, Ncrth 40 ceg::ce::; 30 minut~!J We::;t 125 re~t to a point. tbe piC'.ce 0::
aEGlm~WG.
H,,'\'Jn,G thereon erec::ed a t."oo ttnu on.~~h<:llf "tOl'Y !::::~me dwelling known as ~:e. 4 pine
st:-eet.
"
.
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IN TilE COURT OF COiv1ivION PLEAS OF
Cllj'yIBERLAND COUNTY. PENNSYLVANIA
EASTERN SA VINGS BANK. FSn.
CIVIL DIVISION
Plaintiff.
NO.: 99-3582 Civil
VS.
BARBARA A. STUCKEY nik/a
BARBARA A. SHEAFFER and
BRYAN J. SI-lEAFFER.
Defendants.
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
Bryan J. Sheaffcr
230 N. Crossroads Road
Lykens. PAl 7048
TAKE NOTICE:
That the Sheriffs Sale of Real Property (Real Estate) will be held at the
Cumberland County Courthouse. South Hanovcr Street, Carlisle. Pennsylvania 17013 on
Wednesday, December 8. 1999. at 10:00 a.m. prevailing local time.
THE PROPERTY TO BE SOLD is delincatcd in detail in a legal description
consisting of a statement of the measurcd boundaries oflhe propel1y. together with a brief
mcntion of the buildings and any other major improvements erected on the land.
.
(SEE LEGAL DESCRIPTI00J ATTACHED AS EXHIBIT "A").
The LOCATION "fyour propeI1y to be sold is:
4 E. Pine Street
Enola. P A 17025
Cumberland County
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-
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The JUIKiMENT under or pursuant to whieh your property is being sold is
docketed to:
;-.,)0. <)')-3582 Civil Term
THE NAi\lE(S) OF TilE OWNER(S) OR REPUTED OWNER(S) OF TI.IIS
PROPERTY ARE:
Barbara A Stuckey n/k/a Barbara A. Sheaffer and Bryan .I. Sheaner
/\ SCHEDULE OF DISTRlBUTlON, being a list of the persons and/or
governmental or corporate entities or agencies being entitled to receive part of the
proceeds of the sale reeeivcd and to be disbursed by thc Sheriff(JDr example to banks that
hold mortgages and munieipalities that are O\ved taxes), will be filed by the Sheriff thirty
(30) days after the sale, and distribution of the proceeds of sale in aeeordance with this
sehcdule will. in fllCt, be made unless somconc objects by filing cxceptions to it, within
ten (10) days ofthc date it is liled. Information about the Schedule of Distribution may
be obtained Irom the Sheri iT of the Court of Common PIcas of Cumberland County,
South Hanover Street, Carlisle. Pennsylvania 17013.
TI-I1S PAPER IS A NOTICE OF TilE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY.
1l has been issued because there is a Judgment against you. It may cause your
property to be held. to be sold or taken to pay the Judgmcnt. You may have k:gal rights
to prevent your property ii'om being taken. A bwyer can advise you more specifically of
these rights. Ifynu wish to exercise your rights, you must act promptly.
YOU SIlO! JI.D TAKE TillS PAPFR TO YOlIR LA WYER AT ONCE. GO TO
OR TEl.EPIIONE THE OFFICE SET FORTII BFl.OW TO FIND 01 IT WilERI' YOU
C:\~ (jET FRYE l.FG:\l. AI~\'ICE.
Cumberland County (',)Url Administrator
Cumberland ('tl\mty ('()lll1hollse
One (\'unhllusc Square, ~lh FI,10r
('arli,k. Penn,y J\'ania 170] ~
17171 2~i1,(,2(10
. . ' " . . ~< l \, . . 'J - , .~" I. ' . : ,.I': " .' _' ':,' ."' _' . , ' . ' :' " ,~ -;' ,-' ') " ." '.
TilE IHiM. RI(iIlTS VOL! i\1!\ 'y' 111\ Vi-: 1\1~E:
I. YOllmay lik a p~titioll with th~ ('ourt ofColl1lllolll'kas of
ClImb~r1and ('ollnty to op~nth~ .Il1dgm~1l\ ifyoll ha\'~ a m~ritoriolls
dclcns~ againstth~ p~rson or culllpany that has ~nt~r~d .illdgm~nt against
YOll. YOllmay also lik a Jl~titioll with th~ sam~ COllrt ifyoll ar~ awar~ of
a kgal dcli:ct inth\: nbligation nr thL' proc\:dur\: lIs~d against YOll.
2. Alkr th\: Sh\:rilTs Sak. YOllmay lik a Pdition with th\: ('ollrt of
COmll101l PI~as of Cumbcrland COllnty to s\:t asidc th~ sal\: for a grossly
inad\:qllatc pric\: or for Dth\:r prop\:r calis\:. This pditionmllst b\: likd
b\:fore th\: Sh~rifl's D\:\:d is ddi\Tr\:d.
3. 1\ pctitioll or p\:titiolls raising th\: I~gal iSSll\:S or rights ll1\:ntioncd
in the preceding paragraphs lll11st be presented to the COllrt of COl111l1on
Picas of Cumberland County. The petitionll1ust b~ serv\:d 011 the attorney
for the creditor or on tbc creditor before presentation to the Court and a
proposed order or ruk mllst be attached to the pctition. If a sped lie return
datc is d\:sired. such datc must bc obtained fr0111 the Court Administrator's
Oflice. Cumbcrland County Courtbollse. Onc Courthouse Squar\:. 4th
Floor. Carlisk. Pennsylvania 17013, befm\: presentation of th\: pctitionto
the COllrt.
JA:VIES. SMITH. DURKIN 8: CONNELLY LLP
.~
.-, /..] /7:]
DATED: c.' _, ,/ . I
BY:
! i
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.\,' ./ /,.:'/.1/1
, -- .:' ',/
Scott A. 'Dietterick, Esquire
I'a. 1.0. #55650 .
Attorneys for I 'lailltiff
P.O. Box 650
Hershey.P1\ J 7033
(717) 533-3280
VIA CERTIFIED MAiL
RETURN RECEIPT REQUESTED
AND REGULAR U.S. ;\IAIL
. '. '" I I' \ i:':~~: J>.:<.. .._~- ~<';' ~"_~M. .~ " ,;J;'),..;,,~.;.... ~:I~~'~r'~ r,ol'-~~jv..;.l,~~"",":,,1.;,~;,'I+-'~ to< .: " -""'~,'~"~~~\"," '". > ~ - . .. . ... '~.~. . 1':-: i '.'
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,
Legal De~criptiarl
ALL THOSE 'l..r'JO certain piec~:J or p.:lrc~l:; of Innd ::JituLlted in th~ To....n!>hlp of g,H:::
Pennsboro. Count::" of Cumbe::l.:1.r:d and State ot: Penn!>i'l'/O\ni.'l, more purticulady bot.:nde:d
and dcocribcd 0\8 followr.. to wit:
LOT NO. 1
BEING the ....'cste::n half of Lot No. Sl in the Pla:'. oE lotr; laid out b:-' F::...ncis H.
Spanglar, naid plan being recorded in the Offic~ for R~cording o~ D~eC5 in and Eor
Cumberland County, Pennsylvania. in Plan Seok 2, Page 2.
BEGINNING at a point on the Southern side of Pyne Street in the lir:c running through
the center of the parti tion 10'.:1.11 of the double frame dwelling house erected on lac. No.
51, e;<tending alor.g Pyne Street in .:I 1']Cs::e=~j' c!i=E:lction 20 fee':. rr,arc Or les~; ::hc:Jcc
in a Southerly direction 125 feet to a lS foot alley; thence along said alley in an
easterly direct.ion 20 feet, more or less, to <l point in the running through the cenee=
on Lot No. 51; thence in a Northerly direction alar.g the lir:~ running :.hrough the
center of the partition ',.,.all 0: the aforementioned d'tJelling h01Jse, 125 fe~t to the
Place of Beginning.
ii.:l."VING thereon erected the Weste:::n hal~ of a ;; 1/:; story double !r<J.:ne d....elling house
known as No., :3 Ear;t Pine St;::-cet (also known .3S Pya!.! Street.), South Enol;]"
Pennsylvania, and altio a ce:nent block garage.
LOT NO. :2
BEGlmlING at a point on the Southeastern line of East Pine {sometimes spelled PyneJ
Street, said poi~t being 27 feet in a Northeasterly direction from the center line of
an alley; thence along the Southeastern litle of Pine Street, North 49 degrce~ 3D
minut.es East 20 feet t.o a point,' the.nee along prcmise~ known ao Hc. lJ, Pine Street.,
South ~a degrees 30 minute:; Enr.t 125 feet to a poir:.t on the Northweste=n l::'ne of .. 15
feet: wide alley; thence along ~aid aIle'/ South 49 cegree:; 30 minutes t{est 20 feet to a
point; thence through the cent~r 0:: a pa.rtition wall sepa=-<J.,:ing the. pre:nise~ 3 and 4
pine Street, North 40 degrees 30 minutes We::;t 125 fe~': to a point. th~ place of
BEGINNING.
P...'\VING thereon erect~d a two and or.e~hnlf story frame dwelling known 3!:l tlo. 4 Pine
Street.
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WRIT OF EXECUTION and/or ATTACHMENT
NO. 99-3582 CIVIL 19
CIVIL ACTION. LAW
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Eastern Savings Bank, FSB
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To satisfy the debt, interest and costs due
_____ PLAINTIFF(S)
A. Stuckey n/k/a Barbara A. Sheaffer,
17048
-------
hom Bryan J. Sheaffer and Barbara
230 N. Crossroads Road, Lykens PA
DEFENDANT(S)
Real estate located
(1) You are directed to levy upon the property of the defendant(s) and to sell
at 4 E. pine st., Enola PA 17025. (See attached legal description.)
(2) You are also directed to attach the property of the defendan\(s) not levied upon in the possession of
---------
..~-_..,_._.-.~-_.,'---,_.----+----------_._-----------~_..-_..--_..
_________.___________..._____.___._GARNISHEE(S) as follows:
-.----..-----.-----.---
-~----------_._-- .-.-.
and to notify the garnishee(s) that: (a) an attachment has been issued: (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account 01 the defendant(s) and from delivering any property of the defendanl(s) or otherwise disposing
thereof;
(3) tt property olthe defendant(s) not levied upon an subject to attachment is found in the possession of anyone other
than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due $ 9 1 . 572 . 7 B
Interest fron 8/13/99 to 12/8/99 $4469.92
.$50
$1. 00
L.L.
AlIY'S Comm _._____ %
Ally Paid _.__~ 16 8 :.,7 5 ________.____
Plaintiff Paid
Due Prolhy
Other Costs
_.------_...-._---------_._---~_._-- ..----
Daie'
August 31, 1999
ClJIlTIS R. LONG
. .,--...--'-- ....--........----..-- ------.-
PrOlhO,nrary,
}" "'''' -(J"
by
nEOUESTlNG PAnTY
Name . 5<;()J.Llb_.!)iette,rick, u.Esg, --,-
mUE COpy fROM RECOR
iii restim:.ic':' w:,('[!:cl, I hare unto set my hana
;,;Hj tile s.o<.: o! sai:J COJ. at Carlisle. Pa.
This ~9.~-- d;:y of ~, 19~-1)
Prott onotary I ~
Address:
__J~_Q.Ji(L>( 6 50
..__Jh:IJ;.bs:.Y--YJL--.l:LQJJ--------
At10rney tor _._...____,.p~~_~ nt if ~.____ . . ____
Telephone ' ___Ll.!_?J.__ 5 3. ~::.:1.3_~__----
Supreme Court lD No . .5_5.~.?_~________ ..
'~i.o:lI["'"
REAl ES"'T :\T!I: i~:,i ,- '1'"" lq
_ . 1,.4, i , .J .".~.(._ 'l.... J
\,. ._ \.. ~ t.. '".. ..
In ~ '" 1'191 the sheriff levied upon the defendams
interest in the real property situated in Faa! ~ -;~
Cumberland County, Pa.. known and numbered as: ,}.. $I E. ;l.LAt;;./
(pAL and mc/ra fu':',' ~escribod on Exhibit "A" filed with
(;.,.)
l::ii=il
r=;:;:u
=
CSE)
rNil
this writ and by this f8lt;renCe incorporated herein.
",te.J;>t:.L ) 1?99 BY~~~
\'I!fU, \1'!1tDd
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6\J. \l~ 9S G Z d3$
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,
Universal American Mortgage
Company
-vs-
In the Court of Common Pleas of
Cumberland County. Pennsylvania
No. 98-7184 Civil
Robert C. Gotshall. .11'. and Jill Gotshall
R. Thomas Kline. Sheriff. who being duly sworn according to law. says this writ
is returned STAYED.
Sheriff s Costs:
Docketing
Poundage
Posting Bills
Advertising
Law Library
County
Mileage
Certified Mail
Levy
Postpone Sale
Surcharge
Share of Bills
Law Journal
Patriot News
30.00
15.88
15.00
15.00
.50
1.00
24.18
.79
15.00
40.00
24.00
23.63
282.50
322.31
$ 809.79 Pd By Ally
03-02-00
So answers:
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Sworn and subscribed to before me
R. Thomas Kline, Sheriff
This n '::c' day of -1/<.., "",-,-_
BY f2t;,ul-J.Ltz:
Real Estate Deputy
1999,A.D.
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I"ro\honotary
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J, DiPaolo, Esquire / I.D. No. 79992
suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant (s) .
AFFIDAVIT UNDER PA. RCP RULE 3129
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
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Universal American Mortgage Company, plaintiff in the above
captioned mortgage foreclosure action, sets forth as of the date
the praecipe for the Writ of Execution was filed, the following
information concerning t.he real property located at 6315 Brandy
Lane, Mechanicsburg, Cumberland County, Pennsylvania, was true and
correct to the best of its knowledge, information and belief.
1. Name and address of each Owner and/or Reputed Owner:
Robert C. Gottshall, Jr,
williams Grove Trailer Court #73
Mechanicsburg, PA 17055
2. Name and address of each Defendant named in the judgment:
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. GOl.l.shall
6315 Br~11dy l~alle
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3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Hampden Township
Sewer & Trash Dept.
230 S. Sporting Hill Rd.
Mechanicsburg, PA 17055
united Water
P.O. Box 4151
Harrisburg, PA 17111
Kathryn W, Fetrow, Tax Collector
5000 creekview Rd.
Mechanicsburg, PA 17055
cumberland County Tax Cl~im Bureau
1 Courthouse Sq.
Carlisle, PA 17013
4. Name and address of the last recorded holder of every mortgage
of record:
Universal American Mortgage company, plaintiff
730 NW 107th Avenue, 4th Floor
Miami, FL 33172
Mellon Bank, N.A.
ATTN: Scott pidro
2 Mellon Bank Center, Rm. 152-AB50
Pittsburgh, PA 15259-0001
pennsylvania Housing Fin~nce Agency
2101 North Front Street
P. O. Box 15530
Harrisburg, PA 17105-5530
Nellon Bank
c/o Wolf, Block Schorr & Solis-Cohen, LLP
ATTN: Leona Mogavero
350 Sentry Parkway, Bldg 640
P. 0, Box 3038
Blue Bell, PA 19422-0757
5. Name and address of eve1-y othel- person or entity which has any
record lien on the property:
None
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6. Name and address of every other perrJon OJ." ("ntity which has any
record interest in the propel:ty and whose interest may be
affected by the sale:
None
7, Name and address of every other person of whom the Plaintiff
has knowledge who may have an interest. in the property which
may be affected by the sale:
Tenant/Occupant
6315 Brandy Lane
Mechanicsburg, PA 17055
Cumberland County Domestic Relations
13 N. Hanover Street
Carlisle, PA 17013
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge, information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
Date: July 29, 1999
THE LAW OFFICES
A, FEIN, P.C.
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OFJ?ARBARA
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Kristen J. DiPaolo, Esquire
Attorney I.D. No. 79992
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / 1.0. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
suite 100, <125 Com\T\el~Ce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant(s) .
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Robert C. Gottshall, Jr.
williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
Your house at 6315 Brandy Lane, Mechanicsburg, Cumberland
County, is scheduled to be sold by the Cumberland County Sheriff's
Department on Wednesday, December 8, 1999, at 10:00 A.M., at the
Cumberland County CourT Hous...., 1 Courthouse square, Carlisle,
pennsylvania, to enforce the Court judgment of $72,022,31 obtained
by Plaintiff universal American Mortgage Company against you.
NOTICE OF OWNERS' RIGHTS
you MAY BE ABLE TO PPEVENT THIS SHERIFF'S SALE
To prevent this Slll:..}-:if~~'s Sale, you must take immediate
action:
1. This ~;illc wi 11 be cance],'d if you pay to plaintiff
r-lcn-t_~1ilg(~I' the r:':'d.cK p,'lym..:'llts, late charges, costs and
rea~3c)n,l.bJc ,~ttcll-ney:;1 1(.(~s d,ue. To find out how much you
m\H~t- pay. yenl :~\;iY cd}l }<)'isten I]. DiPaolo, Esquire at
(7.1 ~:)) (C, '; . '7.1 :- ,I
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2. You may be able to stop the sale by filing a petition
asking the Court to stl:ike or open the ,Jud9ment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3, You may also be able to stoJ2 the sale through other le9a1
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice below on how to obtain an attorney) .
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND
YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE~
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the
price bid by calling Kristen J. DiPaolo, Esquire at (215)
553-745D, or by calling the Cumberland County Sheriff's
Department at (717) 240-6390.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount bid in the sale. To find out if
this has happened, you may call Kristen J. DiPaolo,
Esquire at (215) 653-7450, or by calling the Cumberland
County Sheriff's Department at (717) 240-6390.
4. I f the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if
the sale had never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer. At that time, the buyer may
bring legal proceedings to evict ycu.
6, You may be ent i tied to a share of the money which was
paid for your house. A schedule of distribution of the
money bid for your house will be filed by the
Philadelphia County Sheriff on or about thirty (30) days
from the date of Sheriff's Sale. This schedule will
state who will be receiving that money. The money will
be paid out in accordance with this schedule unless
exceptior.s (reasons why the P!'oposed distribution is
wrong) are filed with the Sheriff within ten (10) 'lays
after the distribution sheet is posted.
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7. You may also have other rights and defenses, or ways of
gettin9 your house back, if you act immediately after the
sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
BELOW TO FIND OUT WHERE YOU CAN GET TJEGAL HELP.
Lawyer Referral Service
Court Administrator
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
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ALL THAT CERTAIN tract or parcel of land and premises. situate, lying
and being in the Township of Hampden, County of Cumberland and
commonwealth of pennsylvania, more particularly described as follows:
BEGINNING at a paint on the northern side of Brandy Lane at the dividing
line between Lots Nos. ~ and 2 as shown on the hereinafter mentioned
plan of Lots; thence along said dividing line between Lots Nos, 1 and 2,
North 46 degrees 45 minutes West a distance of ~sO.OO feet to a point on
the dividing line between Lots Nos. 2 and 10 on said plan; thence along
the line dividing Lot No.2 frcm Lots Nos. 10 and 9, North 43 degrees ~s
minutes East, a distance of 100.00 feet to a point; thence along the
dividing line between Lots Nos, 2 and 3. South 46 degrees 45 minutes
East, a distance of 150.00 feet to a point on the northern side of
Brandy Lane, aforesaid; thence along the northern side of said Brandy
Lane, south 43 degrees 15 minutes West, a distance of 100.00 feet to a
po~nt at the same at the dividing line between Lots Nos, 2 and 1 at the
po~nt and place of BEGINNING.
BEING Lot No.2 an a plan of Lots as laid out for Raymond Brackbill by
W,G. Rechel, Resgistered Surveyor, on November 7, 1960, entitled Plan
No, 2 Forrest Acres, said olan being recorded in the office of the
Recorder of needs in and for cumberland County, pennsylvania, in plan
Book 15, Page 5.
HAVING thereon erected a brick and aluminum ranch type dwelling known
and numbered as 6315 Brandy Lane.
uNDER AND SUBJECT. nevertheless, to a utility easement 10 feet in width,
over, under, acrOSS and through the rear of northerly 10 feet of said
Lot No.2, including a right-of-way and easement for the installation,
maintenance and repair of water pipe line within said width of 10 feet,
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO, 98- 7184 CIVIL 19
CIVIL ACTION. LAW
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TO THE SHERIFF OF ___.~l,l!l!lJeLtang.----_.-.
COUNTY:
fo satisfy the debt, interest and costs due
LJn)veT~a]:__^!.reri~<ll!.t1?rtg.09~ Company
from
.___ _.______________n.. ._ . . ___ .._._____ .____. __~.__....__.._._..___.__.__PLAINTIFF(S)
Robert C. Gottshall., Jr. and Jill 1'. Gottshall
----------.----...--.--------..-----------.--.-.---------.-----..--..----------.---.---'.--
6315 Brandy Lane
----_._-----_._._~-_._---_.._--_.,._--_.__._.._- ,_._---_.._-~.__.__..._._--~------,..
_....--Mechanicsburg,-J'A-J.7.055.------.------.--.-----..------DEFENDANT(S)
(1) Yeu are directed to levy upon the property of the defendant(s) and to sell
----------.-----------...--------------.-------.----.-
._----_.__._-~-_._--_.----_...__._._.----------_.__._.---~_._.-
----_._---~~~
(2) You are also directed to attach tile property of the defendant(s) not levied upon in the possession of
See legal description
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GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and lrom delivering any property 01 the defendant(s) or otherwise disposing
thereof:
(3) II property of thedefendant(s) not levied upon an subject to attachment is found inthe possession of anyone other
thana named garnishee, you are directed to notify him/herthat he/she has been added as agarnishee and is enjoined as above
stated.
Amount Due $72,022.31 L.L. ___._____3~_~Q
-rroffi February- J.1,...1999-..---~--n-
Interest S3..5.52~.o.O ____..__._________ Due Prothy -'s~..QQ.
Any's Comm
Ally Paid $900.97
Plaintiff Paid
%
Other Costs
-----.--.----...-------.------...----.""-.--.-
Date: _.___. Au~st _~,__ 1992__._____
Curtis H. Long
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Prothonotary, CIvil Division
by. __~ <ffL!L'--_K~JQL;-J~5-
Deputy
REQUESTING PARTY
Law offices of Barbari3 A. Fdn,
Name _____Kris_t<,;lL-L...D.iJ'"o]o,I-:sg.---.. --
Address: .J3uit~J_QQ..._....425_CmlJ>:n:;epr i w .
]orLWlishingtonL_I'i', 19034 .
Atlorne lor: PJ aintiEf
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Telephone _J215J_ 653~7450_
Supreme Court 10 No.
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THE LA\~ OFF I C'E~; OF Hl\RBAI~A A. jlE J N, P. C .
Barbanl A, 1".'111, E::quin' .I 1.11. No. 'i3002
Krif3tP.n J. DjP;.lCdu, 1~~;quiLi' / l.n. No. 7()9~J:?
42~1 Cotnlnerce Dr,iv(:', ;';llit"l-' 1.UO
["()l't I'Jaf?!JinCjI'o11. PA ] '10.',,1
(2] S) 6',3.7,1 '.II
Att01:neys to] plclinlitf
UNIVERSAL AMERICAN
MOl'1.TC;AGE COMPANY,
plaint iff,
COUP.T OF COMr~ON PLEAS
CUMBERLMD COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.
and ,JILL F. GOTTSHALl",
Defendants.
ORDER TO MAKE RULE l\BSOLllTE
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AND NCM, thi:;
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day of
upon consideration of Plaintiff's Motion to Join The united States
of Amel:icil i'l:; a Nallled Defendant it is hereby ORDERED:
The Rule is mad., Absolute and Plaintiff's Motion i.s hereby
grant(~d .
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BY THE COURT:
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THE LAW OFFICES OF BARBT,PA 1\. FEIN, P.I'.
BarbdriJ A. Fein, Esquil"e / I.U. No. 1~)~~OO~~
Kl~istell IJ. DiPaolo, Esquil:(' I I.U. No. 799Y2
425 COlll1nerce Drive, suite 100
Fort Washington, PA 19034
(215) 6',3-74';0
AttOl'lleys fOl: plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.
and JILL F. GOTTSHALL,
Defendants.
MOTION TO MAKE RULE ABSOLUTE
The Plaintiff, Universal American ~10rt.gage Company, by and
through its counsel of record, The Law Offices of Barbara A. Fein,
P.C., Barbara A. Fein, Esquire, hereby moves this Honorable Court
for all Ot-del' to and in support of same, avers as follows:
1. On or about December 6, 1999, plaintiff filed its Motion
t n ,Joir, The Un i ted StatJ::s 01 Ameri -::a .:J.:"3 <."1 nam€'d Defendant:.
On the 1st day of February this Honorable Court issued
ire' !illIe Retllnlable for (Exhibit "A"; A true and correct copy of
Rule Returnable) .
]. Thf:: Rule Rt:->tu~-nabJe having expired without a responsive
pll:',lcLnq, the I)laint.iff nO\'J l110Vef3 tl1i::, HOnOl"able Court to issue an
Ol-(~I"l t') Iv;ak',:~ 1\u1(." j'\lJ~';()}'lt',:'.
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mad..:' !\h~:;()j_l,ltp, t-h,--11- t'!1I) PJailltift':; ;v\otjoll t.{) ,j(ll]) Tht, iJnit(-'d
State:-; Df AIll('~rica a:3 a named D(~[(::ndant be s]ri111tJ'(L
BY:
166..anu..
Barbara A. Fein, Esqui.re
Attorney for Plaintiff
A. FEIN, P.C.
THE LA\^I OFFICES
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UNIVERSAL AMERICAN
MORTGAGE COMPANY,
PLAINTIFF
V.
ROBERT C, GOTTSHALL, JR. AND
JILL F. GOTTSHALL,
DEFENDANTS
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
98-7184 CIVIL TERM
ORDER OF COURT
AND NOW, this ~da'i of FebrualY, 2000, a Rule is entered to
show cause why the United States of America should not be named as a defendant in
the within case. Rule returnable fifteen (15) days after service. Any answer filed shall
be forwarded by the Prothonotary to chambers.
By the Court,
(
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #'13
Mechanicsburg, PA 17055
Edgar B. Bayl ,J.
f'.L)P.J.J.rY j j 1;:uJi/L
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Barbara A. Fein, Esquire
For Plaintiff
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
TfrtJE COpy FROM RECORD
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Terry Reardon
c/o U.S. Attorney's Office
U.S. Department of Justice
633 U.S. Post Office and Courthouse Building
Pittsburgh, PA 15219
United States Attorney for the Middle District of PA
Suite 309 Federal Building
Washington & Linden Streets
Scranton, PA 18501
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / J.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
425 Commel"Ce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys fOl: Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184
v.
ROBERT C. GOTTSHALL, JR.,
JILL F. GOTTSHALL and
TRE UNITED STATES OF AMERICA,
Defendants.
PRAECIPE TO REINSTATE COMPLAINT IN MORTGAGE FORECLOSURE
TO THE PROTHONOTARY:
Kindly reinstate the above captioned Complaint in Mortgage
Foreclos\Jre.
r-~
THE LAW FI CES OF FfRBARA A. FE IN,
\ 7h~V'h
BY: Y- '___ [y~'t_~
Kr st(n J. D1Paolo, Esqulre
Attorney for Plaintiff
Attorney 1.0. No, 79992
P.C.
May ]7, 2000
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THE LAW OFFICES OF BARBARA A. FEIN. P.c.
Barhara A. Fein. Esquirc / I.D. No. 53002
Krislcn J. DiPaolo. Esquire / L D. No. 79992
Suite 100. 425 Commercc Drive
Fort Washington. PA 19034
(215) 653-7450
Attorncy for Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY.
Plaintiff.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184
v.
ROBERT C. GOTTSHALL. JR..
JILL F. GOTTSHALL and
THE UNITED STATES OF AMERICA.
Defendants.
JUDGMENT BY STIPULATION BETWEEN PLAINTIFF.
UNIVERSAL AMERICAN MORTGAGE COMPANY AND
DEFENDANT. THE UNITED STATES OF AMERICA
It is herehy stipulated and agreed hy and between counsel for Plaintiff. Universal
American Mortgage Company. and the Defendant, The United Slates of America. as follows:
1. That the premises located at 6315 Brandy Lane. within the Township of Hampden.
Cumherlanu County. Pennsylvania. also known as Tax Parcel/Folio No. 10-21-0285-077
("Mortgaged Property"). as more fully descrihed in Exhihit "A" of (he instant Complaint in
MOrl!lage hll'ec\osure. are oWIU:d hy Defendants. Rohert C. Goltshal!. Jr. and Jill F. Gottshall.
suhJect \0 a mortgage in 1'01\'01' ,,1' 11ni\wsal American Mort!lage Company.
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1 TIlt: ICueral lien(s) is junior in time to Plaintiff's mortgage. that being uatcu
August 13. 1993 anu recorued on August 25. 1993 al MOrlgage BooklVolume 1159, Page 662
in the Cumberlanu County Rewruer of Deeds' Office.
3. That DeICnuant. The Uniteu States of America. is not inuebteu to the Plaintiff.
4, That Dcfenu;lIll. The Uniteu Slates of America. agrees 10 Ihe entry in Ihis aClion
of this juugment in favor of the Plaintiff aau against Ihe Unileu Slates of America. for
foreclosure anu sale of the Mortgageu Properly.
5. That the MOrlgageu Propeny shall be sold at a juuicial sale. notice of which shall
he served on the Defenuant. The Uniteu States of America. to the Assistant U.S. Attorney
executing this .Iuugmem by Stipulation.
(l. That the juuicial sale of the Mongageu Propeny shall uischarge the ICuerallien(s)
reICrreu to in the Complaint in MOrlgage foreclosure.
7. That any proceeds deriveu from the sale shall he uivideu and uistribuleu as the
panies may be entitleu,
K. ThaI Ih,~ Defendant. The Uniteu Slates of America, preservcs its right of
n;,Jemption;1S provi,kJ undn Tille 2S, .~~'i~.~ Seclion 241O(c).
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9. The parties to this Judgment hy Stipulation shall hear their own respective costs
in this proceeding.
mE LAW OFFICES Of BARBlA A FEIN. PC
&J~ c 1=
Barhara A. Fein. Esquire
Attorney l.a. No. 53002
Attorney for Plaintiff
BY:
UNITED STATES ATTORNEY FOR
THE MIDDLE DISTRICT OF PENNSYLVANIA:
BY:
e::<-
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AND NOW this /2:0 day of ~ '.j\.,~- . 2000. it is here9y;>rdered and
decreed that this Jud~ll1ellt hy Slipulatil1n shall he entered as an Order of this"Court.
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OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Cumberland County Court House
S. Hanover Street
Carlisle, PA 17013
LAWRENCE E. WELKER, PROTHONOTARY
TO: Robert Gottshall
williams Grove Trailer Court #73
Mechanicsburg, PA 17055
COURT OF COMMON PLEAS
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff ,
CUMBERLAND COUNTY
NO. 98-7184
v.
ROBERT C. GOTTSHALL, JR.,
JILL F. GOTTSHALL and
THE UNITED STATES OF AMERICA,
Defendants.
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you
are her'eby notified that a judgment has been entered against you in
the above captioned proceeding as indicated below.
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L?;,IRENCE-E~Et!{ER';' PROTHONOTARY
[XX] Judgment by Sti.pulation (Consent) Entered between
Plai.nt.iff and the Defendant, The United States of l',:nerica
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
BARBARl, A. FEIN, ESQUIEE lIT (21,,) 653-7.150.
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OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Cumberland County Court House
S. Hanover Street
Carlisle, PA 17013
LAWRENCE E, WELKER, PROTHONOTARY
TO: United States Attorney for the Middle District of pennsylvania
Suite 309, Federal Building
Washington & Linden Streets
Scranton, PA 18501
COURT OF COMMON PLEAS
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
CUMBERLAND COUNTY
v,
NO. 98-7184
ROBERT C. GOTTSHALL, ,JR.,
JILL F. GOTTSHALL and
THE UNITED STATES OF AMERICA,
Defendants.
NOTICE
Pursuant to Rule 236 of the supreme Court of Fennsylvania, you
are hereby notified that a judgment has been entered against you in
the above captioned proceeding as indicated below.
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L,\\JRLlJCl': ];. WE131ttR, PROTHONOTARY
[XX] Judgment by Stipulat ion (Consent,) Entered between
Plaintiff and the Defendant, The United States of America
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
BARBARA A. FEIN, ESQUJRE AT (2]',) 6',3-7450.
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.,
JILL F. GOTTSHALL and
THE UNITED STATES OF AMERICA
Defendant(s) .
PRAECIPE TO ISSUE WRIT OF EXECUTION
(MORTGAGE FORECLOSURE)
TO THE PROTHONOTARY:
Kindly issue a Writ of Execution in the above matter, directed
to the Sheriff of Cumberland County, against ROBERT C. GOTTSHALL,
JR. and JILL F. GOTTSHALL, Defendant, and real property situated at
6315 Brandy Lane, Mechanicsburg, cumberland County, pennsylvania.
$72,022.31
AMOUNT DUE
INTEREST FROM
February 11, 1999
COSTS TO BE ADDED
$ 7,861.76
$
August 10, 2000
.T.rci"-~~S OF BARBARA A. FEIN, P.C.
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Kris'en . DiPaolo, Esquire
Attorney I.D. No. 79992
suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 6'03,7450
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Ms. Mary Miller, Paralegal Spec.
U,S. Attorney's Office
Room 309, Federal Building
Scranton, PA 18501
3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Hampden Township
Sewer & Trash Dept,
230 S. Sporting Hill Rd.
Mechanicsburg, PA 17055
United Water
P.O, Box 4151
Harrisburg, PA 17111
Kathryn W. Fetrow, Tax Collector
5000 Creekview Rd.
Mechanicsburg, PA 17055
Cumberland County Tax Claim Bureau
1 Courthouse Sq.
Carlisle, PA 17013
4, Name and address of the last recorded holder of every mortgage
of record:
Universal American Mortgage Company, Plaintiff
730 NW 107th Avenue, 4th Floor
Miami, FL 33172
Mellon Bank, N.A.
ATTN: Scott pidro
2 Mellon Bank Center, Rm. 152-AB50
Pittsburgh, PA 15259-0001
Pennsylvania Housing Finance Agency
2101 North Front Street
P. O. Box 15530
Harrisburg, PA 17105-5530
Mellon Bank
c/o Wolf, Block Schorr & Solis-Cohen, LLP
ATTN: Leona Mogavero
350 Sentry Parkway, Bldg 640
P. O. Boy. 3038
Blue Bell, Pi\ 19'122-0757
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Mellon Bank Center
Legal Department
1735 Market Street
philadelphia, PA 19103
5. Name and address of every other person or entity which has any
record lien on the property:
None
6. Name and address of every other person or entity which has any
record interest in the property and whose interest may be
affected by the sale:
None
7. Name and address of every other person of whom the plaintiff
has knowledge who may have an interest in the property which
may be affected by the sale:
Tenant/Occupant
6315 Brandy Lane
Mechanicsburg, PA 17055
Cumberland County Domestic Relations
13 N. Hanover Street
Carlisle, PA 17013
Gregory S. Hazlett, Esq.
20 South Market Street
Mechanicsburg, PA 19055
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge, information and
belief. I understand that false statements herein are made subject
to the penalties of 16 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
Date: July 17, 2000
Ti1E
LA\, OFFICES OF BAHBhRA A. FEIN, F.C.
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K]~i~tell/J.' Dil;ao]o, E:3quire
^ttor11~)' 1.1). No. 70~~2
BY:
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.
JILL F. GOTTSHALL AND
THE UNITED STATES OF AMERICA,
Defendant: (s) ,
.CERTIFICATION AS TO THE SALE OF REAl, PROPERTY
I hereby certify that I am the attorney of record for the
plaintiff Universal American Mortgage Company in this action
against real property and I further certify that this property is:
[] FHA" - Tenant Occupied or Vacant.
[] Commercial
[X] That the plaintiff has complied in all respects
with Section 403 of the HOMEOWNERS' EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 which may include but is not
limited to:
(a) Service of notice on Defendant
(b) Expiration of thirty days since the service of
the No~ice
(c) Defendant'S failure to request or to appear at
a face-to-face meeting with the Mortgagee or
with a Consumer credit Counseling Agency
(d) Defendant'S failure to file an application for
financial assistance with the pennsylvania
Housing Finance Agency
I further agree to indemnify and hold harmless the Sheriff of
Philadelphia County for any false statements given herein,
THE
LAWO:(~ICES BARBARA A. FEIN,
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K7i" . ell /J. Di Paolo, Esquire
P.C.
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THE LAW OFFICES OF BARBARA A. FEIN, P.C,
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D, No. 79992
suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.
JILL F. GOTTSHALL AND
THE UNITED STATES OF AMERICA,
Defendant(s) .
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Robert C. Gottshall, Jr.
williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
Ms. Mary Miller, Paralegal Spec.
U.S. Attorney's Office
Room 309, Federal Building
Scranton, PA 18501
Your house at 6315 Brandy Lane, Mechanicsburg, Cumberland
County, is scheduled to be sold by the Cumberland County Sheriff's
Department on Wednesday, December 6, 2000 at 10:00 A.M., at the
Cumberland County Court House, 1 Courthouse Square, Carlisle,
p~nnsylvania, to enforce the Court judgment of $72,022.31 obtained
by Plaintiff Universal American Mortgage company against you.
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NOTICE OF OWNERS' RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'_S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. This sale will be canceled if you pay to Plaintiff
Mortgagee the back payments, late charges, costs and
reasonable attorneys' fees due. To find out how much you
must pay, you may call Kristen J. DiPaolo, Esquire at
(215) 653-7450.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3, You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice below on how to obtain an attorney) .
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND
YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the
price bid by calling Kristen J. DiPaolo, Esquire at (215)
653-7450, or by calling the Cumberland County Sheriff's
Department at (717) 240-6390.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount bid in the sale, To find out if
this has happened, you may call Kristen J. DiPaolo,
Esquire at (215) 653-7450, or by calling the Cumberland
County Sheriff's Department at (717) 240-6390.
4 . I f the amount due f rom the buyer is not paid to the
Sheriff, you will remain the owner of the property as if
the sale had never happened.
5. You have the l"ight to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff
gJves a deed 1.0 the buyer. At that time, the buyer may
bl~illg l~gJl proc(~0djJlgf3 to evict you.
. - . ":,, . . .' , ,," . ' " ." ',....,.., ' '-'.. .
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the
money bid for your house will be filed by the
Philadelphia County Sheriff on or about thirty (30) days
from the date of Sheriff's Sale. This schedule will
state who will be receiving that money. The money will
be pa id out in accordance with this schedule unless
exceptions (l'edSOnS why the proposed distribution is
wrong) are filed with the Sheriff within ten (10) days
after the distribution sheet is posted.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the
sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Court Administrator
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
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ALL THAT CERTAIN tract or parcel of land and premises. situate, lying
and being in the Townshi.p of Hampden, County of Cumberland and
Commonwealth of Pennsylvania. more particularly described as follows:
BEGINNING at a point on the northern side of Brandy Lane at the dividing
line between Lots Nos. 1 and 2 as shown on the hereinafter mentioned
plan of Lots; thence along said dividing line between Lots Nos. 1 and 2,
North 46 degrees 45 minutes West a distance of 150.00 feet to a point on
the dividing line between Lots Nos, :2 and 10 on said plan; thence along
the line dividing Lot No.2 from Lots Nos. 10 and 9, North 43 degrees 15
minutes Bast, a distance of 100.00 feet to a point; thence along the
dividing line between Lots NaB. 2 and 3. South 46 degrees 45 minutee
East, a distance of 150.00 feet to a point on the northern side of
Brandy Lane, aforesaid; thence along the northern side of said Brandy
Lane, south 43 degrees 15 minutes West, a distance of 100.00 feet to a
point at the same at the dividing line between Lots Nos. 2 and 1 at the
point and place of BEGINNING.
BEING Lot No.2 on a plan of Lots aa laid out for Raymond Brackbill by
W.G. Rechel, Resgistered Surveyor, on November 7, ~960, entitled Plan
No, 2 Forrest Acres, said plan baing recorded in the office of the
Recorder of Deeds in and for Cumberland County, Pennsylvania, in plan
Book 15, page 5.
HAVING thereon erected a brick and aluminum ranch type dwelling known
and numbered as 6315 Brandy Lane.
UNDER AND SUBJECT, nevertheless. to a utility easement 10 feet in width,
over, under, across and through the rear of northerly 10 feet of said
Lot No.2, including a right-at-way and easement for the installation,
maintenance and repair of water pipe line within said width of 10 feet.
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FROM: HAZLETT & OESTERLING
FAX NO. 717-7'30-'327'3
Aug. 07 2000 10:27AM PI
Form DIS,70(Olficial Form 18)
(9/97)
Employe~s Tax Identification No(s),
Debtor. NA
UNITED STATES BANKRUPTCY COURT
MIDDLE DISTRICT OF PENNSYLVANIA
)
)
)
) Case Number. gg.00845RJW.1
)
)
)
)
) Chapter. 7
)
)
)
Debtor )
)
)
)
)
)
)
In Rs:
GOTfSHALL. JILL E.
AKA AUCKER, JILL E,
6315 BRANDY LANE
MECHANICSBURG, PA 17055
Social Security No(s),:
Debtor. 178-52-3702
DISCHARGE OF DEBTOR
It appearing that the debtor is entitled to a discharge,
IT IS ORDERED:
The debtor is granted a discharge under section 727 of title 11, United States
Code, (the Bankruptcy Code).
BY THE COURT
oated: June 3. 1999
Robert J, Woodside
Chief Bankruptcy Judge
SEE BACK SIDE OFTHIS ORDER FOR IMPORTANT INFORMATION
. . . . " -"',';' .,' -' '. ,', ' , . . " '
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THE LAW OFFICES OF BA.RBARII A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 5100~
Kristen J. DiPaolo, Esquire / I.D. No. 79992
Suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALl", JR.,
JILL F. GOTTSHALL and
THE UNITED STATES OF AMERICA,
Defendants.
AFFIDAVIT OF SERVICE
I, Nicole M. Johnson, Paralegal to Barbara A. Fein, Esquire,
Attorney for the Plaintiff, Universal American Mortgage Company,
hereby certify that I have served a true and correct copy of the
Notice of Sheriff Sale on the Defendant, The United States of
America, on September 8, 2000, by certified mail, postage pre-paid,
and evidenced by the return receipt executed by JoAnn Galada, who
is an employee of the Defendant, The United Sta"tes of America,
originals of which are attached hereto.
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
BY:
Nicole M.
to
At.t.orney
Sworn to before me this
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Complete items 1, 2, and 3. Also complete
item 4 if Restricted Delivery is desired.
. Print your name and address on the reverse
50 that we can return the card to you.
. Attach this card to the back of the mail piece,
or on the front if space permits.
,. Article Addressoo to:
Ms. Mary Miller, Paralegal Spec.
U.S. Attorney's Office
Room 309, Federal Building
Scranton, PA 18501
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D. Is ~Yel)' address ditlernntlrom item 17 0 Yes
II YES, enter delivery 3ddrcss below: 0 No
3.~iCeType
~. Certifl(KJ Maii
o Islcred
o Insured Mail
o Express Mail
o Return Receipt for Merchandise
DC.D.O.
4. Restricted Delivory? (ExlrB Fee)
DYes
2, Anlde Nllmbor (Copy from service label) ~ 1 '
,7...-:' ,';/93 ~J--tr Ofi?j/tr~ ~J,k- ~/V'
PS Form 3811. July 1999 Domeo:.tlc Return ROCfllpt
102f,9S.Q9-M.17B9
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Universal American Mortgage Co.
-vs-
Robert C. Gotshall., Jr. and
Jill F. Gotshall
In the Court of Common Pleas of
Cumberland County, pennsylvania
No. 98-7184 Civil
R. Thomas Kline, Sheriff, who being duly sworn according to law,
says this writ is returned STAYED.
Sherif's Costs:
Docketing
posting Bills
Advertising
Law Library
County
Mileage
Certified Mail
Levy
postpone Sale
Surcharge
Law Journal
Patriot News
Share of Bills
Poundage
30.00
l.5.00
15.00
.50
1.00
6.20
1. 33
15.00
20.00
24.00
286.25
322.31
22.50
15.18
$ 774.27
pd by atty 7-19-99
Sworn and Subscribed To Before Me
h . ~tv.' Ii
T 1S ? -- Da~ Of\.{.uJ",.J-
1999, I\.D. 0 Ire C 711<-d:,~ d';i;;7'~'
~honotary ,.
Advance costs 1000.00
Sheriff's Costs 774.27
$ 225.73
refund to atty 7-19-99
So answe!;,s;./ ,/.>' ' '-,
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R. Thomas Kline, Sheriff
BY~ UK
Real Estate Deputy
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THE LAW OFF1CES OF BARBARA A. FEIN,
Barbara A. Fein, Esquire / I.D. No.
suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
P.C.
53002
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR, and
JILL F. GOTTSHALL,
Defendant Is) .
AFFIDAVIT UNDER PA. RCP RULE 3129
Universal American Mortgage Company, plaintiff in the above
captioned mortgage foreclosure action, sets forth as of the date
the praecipe for the writ of Execution was filed, the following
information concerning the real property located at 6315 Brandy
Lane, Mechanicsburg, Cumberland County, Pennsylvania, was true and
correct to the best of its knowledge, information and belief.
1. Name and address of each Owner and/or Reputed Owner:
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
2. Name and address of each Defendant named in the judgment:
Robert C. Gottshall, Jr.
williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F, Gottshall
6315 Brandy Lane
Mecllanicsburg, PA 17055
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3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Water, Sewer & Taxes
(Addresses to be provided)
4. Name and address of the last recorded holder of every mortgage
of record:
universal American Mortgage Company, Plaintiff
730 NW 107th Avenue, 4th Floor
Miami, FL 33172
Mellon Bank
2 Mellon Bank Center, Rm, 152-A050
Pittsburgh, PA 15259-0001
Pennsylvania Housing Finance Agency
2101 North Front Street
P. 0, Box 15530
Harrisburg, PA 17105-5530
5. Name and address of every ot.her person or entity which has any
record lien on the property:
None
6. Name and address of every other person or entity which has any
record interest in the property and whose inLerest may be
affected by the sale:
None
7, Name and address of every other person of whom the Plaintiff
has knowledge who may have an interest in the property which
may be affected by the sale:
Tenant/Occupant
6315 Brandy Lane
Mechanicsburg, PA 17055
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CERTIFICATE TO SHERIFF
(Please check appropriate square
in each section)
SHERIFF'S OFFICE
1 Courthouse Square
Carlisle, PA 17013
UNIVERSAL AMER1CAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMt~ON PLEAS
CUMBERIJAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant(s) .
I HEREBY CERTIFY THAT:
1. The judgment entered in the above matter is based on a
mortgage foreclosure action.
2. The Defendant(s) own the property being exposed to sale as:
[] An Individual
[X] Tenants by the entireties
[] Joint ~enants with rights of survivorship
[] A Partnership
[J Tenants in Common
[] A corporation
3. The Defendant(s) is (are):
[X] Resident in the Commonwealth of Pennsylvania
[] Not resident in the Commonwealth of
pennsylvania
[] I f more than one Defendant and either A or B
above not applicable, state which Defendants are
residents of the Commonwealth of Pennsylvania.
Residents:
Dated: March 4, 1999
THE I,A\'J OFFICES OF BARBARA A. FEIN, P. C.
BY:
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Barbara A. Fein, tsquire
I
l\ttorney I.D, No. 53002
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THE LAW OFFICES OF BARBARA A. FEIN,
Barbara A. Fein, Esquire / I.D. No.
Suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
F.C.
53002
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v,
ROBERT C. GOTTSHALL, JR. and
JILL F. GOTTSHALL,
Defendant (s) .
NOTICE OF SHERIFF'S SALE OF_REAL PROPERTY
TO: Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
Your house at 6315 Brandy Lane, Mechanicsburg, Cumberland
County, is scheduled to be sold by the Cumberland County Sheriff's
Department on Monday, June 9, 1999, at 10:00 A.M., at the
Cumberland County Court House, 1 Courthouse Square, Carlisle,
Penn~y~vania,to enforce th~ Court judgment of $72,02~,31 obtained
by Pla~nt~ff Unlversal Amerlcan Mortgage Company Gg~lnct you.
NOTICE OF OWNERS' RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SijERIFF'S SALE;
To prevent this Sheri f f' s Sale, you must take i.mmediate
action:
1. This sale will be canceled if you pay to Plaintiff
Mortgagee the back payments, late charges, costs and
reasonabl e at torneys' fees due. To find cut how much you
must pay, you may call Earbara A. Fein, Esquire at (215)
653-7450.
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2. You may be able to stop the sale by fiJ..ing a petition
asking the Court to stri.ke or open the Judgment, if the
judgment was improperly entered. You lTIay also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale, (See notice below on how to obtai.n an attorney) ,
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND
YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1, If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the
price bi.d by calling Barbara A, Fein, Esquire at (215)
653-7450, or by calling the Cumberland County Sheriff's
Department at (717) 240-6390,
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount bid in the sale. To find out if
this has happened, you may call Barbara A. Fein, Esquire
at (215) 653-7450, or by calling the Cumberland County
Sheriff's Department at (717) 240-6390.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if
the sale had never happened,
5, You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff
gi ves a deed to the buyer. i\t that time, the buyer may
bring legal proceedings to evict you.
6. You may be entitled to a share of the money which .....as
paid for your house. A schedule of distribution of the
money bid for your hOllse will be filed by the
Philadelphia Count} Sheriff on or about thirty (30) days
from the date of Sheriff's Sale. Thi.s schedule will
state who will be receiving that money. The money will
be paid out in accordance wi th this schedule unless
excepti.ons (reasons why the proposed di.stri.bution is
wrong) are filed with the Sheriff wi.thin ten (10) days
after the distribution sheet is posted.
7. You may also have other rights and defenses, or ways of
getting your house b;:lck, if you ;:let immedi;:ltely after the
sale.
yOU SHOur,D Tr,KE THl S PAPER TO YOUR LAWYER AT ONCE. I F YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TEI,EPHONE THE OFFICE
BELOW TO FIND OUT WHERE yOU CAN GET I,EGAIJ HELP.
Lawyer Referral Service
Court Administrator
cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
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ALL THAT CERTAIN tract or parcel of land and premises, situate, lying
and being in the Township of Hampden, County of cumberland and
commonwealth of pennsylvania, more particularly described as follows:
BEGINNING at a point on the northern side of Brandy Lane at: the dividing
line between Lots Nos. 1 and 2 ae shown on the hereinafter mentioned
plan of Lots; thence along said dividing line between Lots Nos, 1 and 2,
North 46 degrees 45 minutes Wesr; a distance of 150.00 feet to a point on
the dividing line between Lots Nos. 2 and 10 on said plan; thence along
the line dividing Lot No.2 from Lots Nos. 10 and 9, North 43 degrees 15
minutes East, a distance of 100,00 feet to a point; thence along the
dividing l~ne between Lots Nos. 2 and 3, South 46 degrees 45 minutes
East, a distance of 150.00 feet to a point on the northern side of
Brandy Lane, aforesaid; thence along the northern side of said Brandy
Lane, south 43 degrees 15 minutes West, a distance of 100.00 feet to a
point at the same at the dividing line between Lots Nos, 2 and 1 at the
paint and place of BEGINNING.
BEING Lot No, 2 on a plan of Lots as laid out for Raymond Braokbill by
W.G. Rechel, Resgistered Surveyor, on November 7, 1960, entitled Plan
No, 2 Forrest Acres, said plan being recorded in the Office of the
Recorder of Deeds in and for cumberland County, Pennsylvania, in plan
Book ~5, Page 5.
HAVING thereon erected a brick and aluminum ranch type dwelling known
and numbered as 6315 Brandy Lane.
UNDER AND SUBJECT, nevertheless, to a utility easement 10 feet in width,
over, under, across and through the rear of northerly 10 feet of said
Lot No, 2, including a right-of-way and easement for the installation,
maintenance and repair of water pipe line within said width of ~o feet.
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 9_~_~~_~_~___ CIVIL 19
CIVIL ACTION. LAW
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TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Univ~rsal ^m~rican Mortgag~ Co.
._.__._._~._------" - ~.-_.._..__.._-,.
To satisfy the debt. interest and costs due
.. ''.,,______ .u.____.._____._.______. . ,-.----,-_.,'-
___________________..u.________.._ __._ _, _ _.._ ___.u..___.....__._.____' PLAINTI FF(S)
from~ob~r~_~ Go t~ sha.~~-'-~.::.:..'.._~~ 11_~al~~_=_0:'~2r~~2..~r:.....~_~=k ff 73, Mechan ics-
burg PA 17055 and Jill F. gottshall, 6315 Brandy Lan~, Mechanicsburg PA
--------..-----------..-.-----.--.
17055.
(1) You are directed to levy upon the property ollhe defendant(s) and to sell
at 6315 Brandy Lan", Mechanicsburg PA 17055. (See
.--.--.---.
description)
DEFENDANT(S)
Real ~state locat~d
attached l~gal
(2) You are also directed to attach the property of the defendant(s) not levied upon in tile possession ot
--_._----------_.._-_._._.,-.----_.._-_._-~------
__GARNISHEE(S) as follows:
----_.__.__._-,..-_._.-._-------~.-
----_.~---_._-----
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or othelWise disposing
thereof;
(3) If property of the delendant(s) notlevied upon an subject to attachment is found inthe possession of anyone other
than a named garnishee, you are directed to notily him/herthatlle/she has been added as a garnishee and is enjoined as above
stated.
Amount Due
Interest
$72,022.31
_._-_._--_._--_._-~---
from 2/lI/99 $1,482.00
$.50
L.L. _.______
$1.00
Due Prothy ___._..._______
Atty's Comm $114. 2'0-'- % -------------
Atty Paid ________,._____________________
Plaintiff Paid
Other Costs
---.----------.- ..---.--..-..------- ----..-- ....-.-.--...."..-
Date: March 10, 1999
CURTIS R. LONG
-----.----..-----.-----.--- ._-_.._._----~._--------_.__._- -
prolh~7'arJivil Division,
b',_Y """cjJ-rr~l, '!J '''"''
---~-_._-_.,._------------_.._._.-._---~-,..
REOUESTING PARTY:
Barbara A. rein, Esq.
Name
Address:
St~. 100, 425 O::J\1Yn~rc" Dr.
Fort \'iashington P^ ] 9034
Attorney for: ..__n__
Tetephone.__ (..215)
Supreme Cour1ID No.
Plaint! ff
653-7450
53002
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
Suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(2151 653-7450
Attorney for Plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v,
ROBERT C. GOTTSHALL, JR.,
JILL F. GOTTSHALL and
THE UNITED STATES OF AMERICA,
Defendant (s) .
AMENDED AFFIDAVIT UNDER PA. RCP RULE 3129
Universal American Mortgage Company, Plaintiff in the above
captioned mortgage foreclosure action, sets forth as of the date
the praecipe for the Writ of Execution was filed, the following
information concerning the real property located at 6315 Brandy
Lane, Mechanicsburg, Cumberland County, Pennsylvania, was true and
correct to the best of its knowledge, information and belief.
1. Name and address of each Owner and/or Reputed O,,'mer:
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F, Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
2. Name and address of each Defendant named in the judgment:
Robert C, Gottshall, Jr.
Williams Grove Trailer Court ~73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brarldy Lane
Mecllanicsburg, PA 1'70SS
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Ms. Mary Miller, Paralegal Spec.
U.S. Attorney's Office
Room 309, Federal Building
Scranton, PA 18501
3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Hampden Township
Sewer & Trash Dept.094
230 S. Sporting Hill Rd.
Mechanicsburg, PA 17055
United Water
P.O. Box 4151
Harrisburg, PA 17111
Kathryn W. Fetrow, Tax Collector
5000 Creekview Rd.
Mechanicsburg, PA 17055
Cumberland County Tax Claim Bureau
1 Courthouse Sq.
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Revenue
Bureau of Compliance
Department# 280946
Harrisburg, PA 17128
4. Name and address of the last recorded holder of every mortgage
of record:
Universal American Mortgage Company, pJ.aintiff
730 NW 107th Avenue, 4th Floor
Miami, FL 33172
Mellon Bank, N.A.
ATTN: Scott pidro
2 Mellon Bank Center, Rm. 152-AB50
Pittsburgh, PA 15259-0001
Pennsylvania Housing Finance Agency
2101 North Front Street
P. O. Box 15530
Harrisburg, PA 17105-5530
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Mellon Bank
c/o Wolf, Block Schorr & Solis-Cohen, LLP
ATTN: Leona Mogavero
350 Sentry parkway, Bldg 640
P. O. Box 3038
Blue Bell, PA 19422-0757
Mellon Bank Center
Legal Department
1735 Market Street
Philadelphia, PA 19103
5. Name and address of every other person or entity which has any
record lien on the property:
None
6. Name and address of every other person or entity which has any
record interest in the property and whose interest may be
affected by the sale:
None
7. Name and address of every other person of whom the plaintiff
has knowledge who may have an interest in the property \'ihich
may be affected by the sale:
Tenant/Occupant
6315 Brandy Lane
Mechanicsburg, PA 17055
Cumberland County Domestic Relations
13 N. Hanover Street
Carlisle, FA 1.7013
Gregory S. Hazlett, Esq.
20 South Market Street
Mechanicsburg, PA 19055
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
Robert P Ziegler
I, _________ ______ ____.____________________ ___________ ---- ---------- ------------- Recorder of
Deeds in and for said Counly and Slate do hereb)' certify Ihal Ihe Sheriff's Deed in which ----------------
Veterans Affairs
___ ~ _ _ __ __ _ __ _ __ __ ___ _____ _ . ____ ___ _____ .__ ______ _ __ __ __ _ _____ _ _ _ ____ _ _ _ _ _ ___ __ _____ _ is the grantee
10th
the same ha\'in~ h~cn sold to said grantee on the _______________________________________________ day of
Jan 2001
________________________________________ A. D., . _____1 under and by virtue of a writ______________
23rd
Execution .
_______ _ ..___________ _ __ ______ _ ___ _ _ _ _ _ _ __ __ _ __ _ _ Issued on the _ __ - -- -- --- - - --- ---- -- -- - - ------- ----
day of ____~!'.&.l!H_______________ A. D., 200_0____, oul of the Courl of Comman Picas of said County as of
Civil 1998
___________________ ___________. .__ _ __ _ __ __ __ _ ___ _ ___ ____ _ _ _ __ __ ____ __ _ _ __ __ _ _ _ __ _ _ Tern., __ __ --
Number m_____mm' NI~~ sUil of _ _.______~'..'!_v_::~~_~_~11l_e_'~~:'~_ .~::!l_ -~~---------- ---------------
Robert C Gottshall Jr Jill F
_____________ _____ ________ _ _ _n _ _ __ against. _ _ _ __ - - -- - - -- - -- - -UnTCc,(j-"$C ~rt"<'s -1>1' -AWe-rtea--- - is
duly recorded in Sheriffs Deed Book No. ___.?).!L____, Pagc ___.___.__1.9]..6
IN TESTIMONY WHEREOF, I have hereunto
set my hand ami seal of said office thi.li ___~:;.~!..___ day
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Recorder of o..o~ c.mberiand County, Ca!lisle,"
W, CommlUlllll [r.p~es tile fint Monda, III J&n. 2002
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Universal American Mortgage Company
-vs-
Robert C. Go\lshall, Jr Jill F. Go\lshall
In the Court of Common Pleas of
Clul1berland County, Pennsylvania
No. 1998-7184 Civil
Shawn Harrison, Deputy Sherin: who being duly sworn according to law says on October 23, 2000 at
3:38 o'clock P.M. EDST, he served a true copy of Real Estate Writ Notice Poster and Description in the
above entitled action upon one of the within named dclendants to wit: Robert C. Go\lshall by making
known unto Lana Dunbar adult residing at lot II 73 Williams Grove Trailer Court, Mcehanicsburg,
Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said
true and at.lested copies of the same.
Timothy Reitz Deputy Sherin~ who being duly sworn according to law, says on October 16,2000 at
3:25 o'clock P.M. EDST, he served a true copy of rectI Estate Writ Notice Poster and Description in the
above entitled action upon one of the within named defendants to wit: Jill F. Go\lshall by making known
unto Jill Gotshall at 409 South Market Stt,e.et, Mechanicsburg, Cumberland County, Pennsylvania, its
contents and at the same time handing to her personally the said true and a\lested copies of the same.
Kathy Clarke, Deputy Sheriff who being duly sworn according to law, says on October 5, 2000 at
8:20 o'clock P.M. EDST, she posted a copy of Real Estate Writ Notice Poster and Description on the
property of Robert C. and Jill F. Gottshall located at 6315 Brandy Lane, Meehanicsburg, Cumberland
County, Pennsylvania according to law.
R. Thomas Kline Sheriff, who being duly sworn according to law, says he served the above Real
Estate Writ Notice Poster and Description in the following manner: The Sherifj~ mailed a notice of the
pendency of the action to one of the within named defendants to wit: Robert C. Gottshall by regular mail
to his last known address Lot #73 Williams Grove Trailer Court Mechanicsburg, PA. This le\ler was
mailed under the date of October 24,2000 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff. who being duly sworn according to law, says he served the above Real
Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the
pendency of the action to one of the within named defendants t wit: Jill F. Go\lshall by regular mail to
her last known address 409 South Market Street, Mechanicsburg, I' A. This le\ler was mailed under the
date of October 24, 2000 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff who being duly sworn according to law, says that after due and legal notice
had been given according to law exposed the above described premises at public venue or outcry at
Court House Carlisle Cumberland County, Pennsylvania on January 10,2001 at 10:00 o'clock A.M.
EST and sold the same for the sum of $ 1.00 to Larry Roadcap tor Department of Veterans Atiairs, It
being the highest bid and best price quoted for the same Department of Veterans Affairs, of Wisshickon
Avenue and Manheim Street. Philadelphia, being the buyer in this execution paid to SheriffR. Thomas
Kline the sum of $ 828.66 it being costs.
Sheriffs Costs
Docketing
Poundage
Posting Bills
Advcrtising
Acknowledging Deed
Auctioneer
County
Mileage
30.00
16.35
15.00
15.00
30.00
10.00
J.Oll
19.22
-.
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I'
-
Certified Mail
Levy
Surcharge
Postpone sale
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sherin's Deed
Sworn and Subscribed To Before Me
This J..v-t Day of .1LlL.wu.)
L/-) /' )) (ie, ,/..P.;'i-
?OOIA.D. '....I~<_ CA.. \A...~ !
- / v Prothonotary
.6<)
15.00
30.00
20.00
335.15
216.60
23.15
25.00
2(i.~0
$828.66 pd by alty
01/31/01
sOaJ~~/~
1 "
R. Thomas Kline, Sheriff
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Byh-t u.u.. Jk{<~
Real Estate Deputy
It .30 till
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I [.
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D, No. 79992
Suite 100, 425 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for plaintiff
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.,
JILL F. GOTTSHALL and
THE UNITED STATES OF AMERICA,
Defendant(s) ,
AFFIDAVIT UNDER PA. RCP RULE 3129
Universal American Mortgage Company, Plaintiff in the above
captioned mortgage foreclosure action, sets forth as of the date
the praecipe for the Writ of Execution was filed, the following
information concerning the real property located at 6315 Brandy
Lane, Mechanicsburg, Cumberland County, Pennsylvania, was true and
correct to the best of its knowledge, information and belief,
1. Name and address of each Owner and/or Reputed Owner:
Robert C, Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
"
...
Name and address of each Defendant named in the judgment:
Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
G 3] !:. Bl-andy Lane
~'-'_:'chanicsburg f PA ~70~)~:'
, . ." . . '. ",' ...." .,.:,.,.,...,:.,'.c"'.~~-'~~;',;r;~'<_._~...-...';:"--,.:~:,,~; ,-:~ ',' ".' . ". '".." :,,'"
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Ms. Mary Miller, Paralegal Spec.
U.S. Attorney's Office
Room 309, Federal Building
Scranton, pA 18501
3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Hampden Township
Sewer & Trash Dept.
230 S. Sporting Hill Rd.
Mechanicsburg, pA 17055
United Water
P.O. Box 4151
Harrisburg, PA 17111
Kathryn W. Fetrow, Tax collector
5000 Creekview Rd.
Mechanicsburg, PA 17055
Cumberland County Tax Claim Bureau
1 Courthouse Sq.
Carlisle, PA 17013
4. Name and address of the last recorded holder of every mortgage
of record:
Universal American Mortgage Company, plaintiff
730 NW 107th Avenue, 4th Floor
Miami, FL 33172
Mellon Bank, N.A.
ATTN: Scott pidro
2 Mellon Bank Center, P.m. 152..AB50
Pittsburgh, PA 15259-0001
Pennsylvania Housing Finance Agency
2101 North Front Street
P. O. Box 15530
Harrisburg, PA 17105-5530
Mellon Bank
c/o wolf, Block Schorr & Solis-Cohen, LL1'
ATTN: Leona Mogavero
350 Sentry parkway, Bldg 640
P. O. Box 3038
Blue Bell, 1'A 19'122--07',7
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to "_"~ ~,"' ,\ ~",;.,(."-" .' . on - .
Mellon Bank Center
Legal Department
1735 Market Street
philadelphia, pA 19103
5. Name and address of every other person or entity which has any
record lien on the property:
None
6. Name and address of every other person or entity which has any
record interest in the property and whose interest may be
affected by the sale:
None
7. Name and address of every other person of whom the plaintiff
has knowledge who may have an interest in the property which
may be affected by the sale:
Tenant/Occupant
6315 Brandy Lane
Mechanicsburg, PA 17055
Cumberland County Domestic Relations
13 N. Hanover Street
Carlisle, PA 17013
Gregory S. Hazlett, Esq.
20 South Market Street
Mechanicsburg, PA 19055
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge, information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
Date: July 17, 2000
BARBARA A. FEIN, P.C.
THE
BY:
. ..
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen J. DiPaolo, Esquire / I.D. No. 79992
Suite 100, 425 Commerce Drive
Fort Washington, 1'A 19034
(215) 653-7450
Attorney for plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
\ ~ ':' . .. " . . ~,' " . .', . \ r , .~ f ,',"_' '(, .." . . . ':; ..... . . .- ':' '. ~ ' . "" .
UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
NO. 98-7184 CIVIL
v.
ROBERT C. GOTTSHALL, JR.
JILL F. GOTTSHALL AND
THE UNITED STATES OF AMERICA,
Defendant(s) .
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Robert C. Gottshall, Jr.
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
Ms. Mary Miller, Paralegal Spec.
U.S. Attorney's Office
Room 309, Federal Building
Scranton, 1'A 18501
Your house at 6315 Brandy Lane, Mechanicsburg, Cumberland
County, is scheduled to be sold by the Cumberland County Sheriff's
Department on Wednesday, December 6, 2000 at 10:00 A.M., at the
Cumberland County Court House, 1 Courthouse Square, Carlisle,
Pennsylvania, to enforce the Court judgment of $72,022.31 obtained
by Plaintiff Universal American Mortgage Company against you.
NOTICE OF OWNERS' RIGHTS
YOU MAY 13E ABl,E TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. This sale will be canceled if you pay to Plaintiff
Mortgagee the back payments, late charges, costs and
reasonable attorneys' fees due. To find out how much you
must pay, you may call Kristen J. DiPaolo, Esquire at
(215) 653-7450.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice below on how to obtain an attorney) .
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND
YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE~
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the
price bid by calling Kristen J. DiPaolo, Esquire at (215)
653-7450, or by calling the Cumberland County Sheriff's
Department at (717) 240-6390.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount bid in t.he sale. To find out if
this has happened, you may call Kristen J. DiPaolo,
Esquire at (215) 653-7450, or by caJling the Cumberland
County Sheriff's Department at (717) 240-6390.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of t.he property as if
the sale had never happened.
5. You have the right to remain In the property until the
full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer. At that time, the buyer may
brjng ],ega1 procccdiIlgs to evic~ you.
.', ," _. _', ':, .' .\.~ ~ .~'.~.~ ~J"~':~_"",-~':.~":''"':-'/~ "~.-;-'-:'-',...'.:' "." ,-, ,."~' ,'" . .
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6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the
money bid for your house will be filed by the
. Philadelphia County Sheriff on or about thirty (30) days
from the date of Sheri f'f' s Sale. This schedule will
state who will be rcc~iving that money. The money will
be paid out in accJrdance with this schedule unless
exceptions (reasons why the proposed distribution is
wrong) are filed with the Sheriff within ten (10) days
after the distribution sheet is posted.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the
sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Court Administrator
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
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ALL THAT CERTAIN tract or parcel of land and premises, situate, lying
and being in the Township of Hampden, County of cumberland and
Commonwealth of Pennsylvania, more particularly dcsc:r:'ibed as rollows:
BEGINNING at a point on the northern .side of Brandy Lane at the dividing
line between Lots Nos. 1 and 2 as shown on the hereinafter mentioned
Plan of Lots; thence along said dividing line between Lots Nos. 1 and 2,
North 46 degrees 45 minutes Weat a distance of 150.00 feet to a point on
the dividing line between Lota Nos. 2 and 10 on said plan; thence along
the line dividing Lot No.2 from Lots Nos. 10 and 9, North 43 degrees 15
minutes Sast, a distance of 100.00 feet to a point; thence along the
dividing line between Lots Nos. 2 and 3, South 46 degrees 45 minutes
Bast, a distance of 150.00 feet to a point on the northern side of
Brandy Lane, aforesaid; thence along the northern side of said Brandy
Lane, south 43 degrees 15 minutes West, a distance of 100.00 feet to a
point at the same at the dividing line between Lots Nos. 2 and 1 at the
point and place of BEGINNING.
BEING Lot No. 2 on a Plan of Lata as laid out for Raymond Brackbill by
W.G. Rechel, Resgistered Surveyor, on November 7, 1960, entitled Plan
No. 2 Forrest Acres, said plan being recorded in the Office of the
Recorder of Oeeds in and for Cumberland County, Pe.nnsylvania, in Plan
Book lS, Page 5.
HAVING thereon erected a brick and.aluminum ranch type dwelling known
and numbered as 6315 Brandy Lane.
UNDER AND SUBJECT, nevertheless, to a utility easement 10 feet in width,
over, under, across and through the rear of northerly 10 feet of said
Lot No.2, including a right-of-way and easement for the installation,
maintenance and repair of water pipe line within said width of 10 feet.
~ 'lt~or.l"',"J'lii"~;,-,'"lf,,,>\!,tl":'~~';-''';;'''''';';"~''"t't';P;:'f.'~Ji;''-';;'l''Y.~'i.,,~.",~.' ~"''''''_''" "." ..".... "^JeW
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO.
98-7184 Civil Term
CIVIL ACTION. LAW
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TO THE SHERIFF OF
Cumberland
COUNTY
Universi'l 1 Americi'ln ~lortgilge Compc')ny
To satisfy tho debt, intorest and costs due
_______..___ .._..________. _____.___u...______. PLAINTIFF(S)
from Robert C. ~ttshal~,_ ~~~,,1~]~:..'~:._~tt~~1~~~~~(i3.:~~...::~andy l.ilne, Mechanicsburg, PA
_._-----~-_.__._-_._..._---~_._--_.---'---~,..-.._-----_.__."._---~----_._------
---_._----_._---_.....,-------~---
DEFENDANT(S)
See Legal Description
(1) You are direcled to levy upon Ihe property olthe detendant(s) and 10 sell
(2) You are also directed to attachlhe property of the delendan\(s) nollevied upon in the possession of
------~-------~
-----------~-_.._-_.__.._--_.._..._--~-----_.~_._----_..-
GARNISHEE(S) as follows:
.--------.-.-----------.-
and to notify the garnishee(s) that: (a) an attachmenl has been issued: (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or othelWise disposing
thereof;
(3) If property of Ihe defendanl(s) not levied upon an subject to attachment is found in the possession of anyone other
thana named garnishee, you are directed to notify him/herthat he/she has been added as agarnishee and is enjoined as above
stated.
Amount Due ___~'Z~,.Q_?_2~JL_...__.._____.._.
Interest gof!!.1Lll/99 - $7, 8GL-.IL___._____
Ally's Comm.______ % _,,'___'__"___
Ally Paid __.....3l, 7~_~. 76_____..___.__._
Plaintiff Paid
LL.
Due Prclhy. $l .00
Other Costs
------- _.._---~-_.._--- .-- '" -----,.---.---.-
Date__.___}\u.g_tls!...~~~u~OOQ
Curtis R. Long
Pro1ho:,o1ary. Civil Division
/J n ~1~j (~
Di'-.--kLWLb-,--C_L ~-
Deputy
REQUESTING PARTY
Name Kristen J. DiPaolo, Esq.
Address:
Suite 100, 42') C<:lI1m'rce !Wivc
Fort \_ashington, PA 19034
Atlorney for ~a.i_n.t:i~~u_.. __
Telephone.. 215-(,5~::74S0
Supreme Court ID No._..79992
, ~ ...,...............
REAL ESTATE SALE No.?-o
Un p~.3 I. :;kfV the sheriff leviOO upon the defendant'
Interest In the real property situated In)l- "'I',).~ ~
Cumberland Countv. ". ,,,. "0 oumbered ,,:&3,5 /k.-~~
/fd.kfi,~U"....aU.-/.. anrl ;. ., Exhibit "A" liIec
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THE
THE PATRIOT NEWS
SUNDA Y PATRIOT NEWS
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Proof of Publication
Under Act No. 587, Approved Moy I G, 1929
COllllllonwcallh of Pcnnsylvnnia, County 01 Dauphin) !.;!,i
James L. Clark being duly sworn according to law, deposes and soys:
That he is the Acounts Receivable Manager of The Patriot News Co" a corporation organized and existing
under the laws of the Commonweolth of Pennsylvania, with its principal office and place of business at 812 10 818
Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of :IlJ.Q
Patriot. News and Tile Sundav Patriot. News newspapers of general circulation, printed and published at 812 to 818
Market Street, in the City, County and State aforesaid; that The Patliot.News and The Sunday Patriot-News were
establislled March 4th, 1854. and September 18th. 1949, respectively, and all Ilave been continuously pulJlished
ever since;
Thai the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions Wllich appeared on tile 31st day of October and the 7th and 14th
day(s) of November 2000. Tllat neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and tllat all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is auly authorized and empowered to verify this
statement on behalf of The Patriot. News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted sevelally by the stockllolders and board of directors of the said Company and subsequently duly recorded in
the ottlce for the Recording of Deeds in and for said County of DaUPlli.n7.'~ is?.uaneous Book "M",
Volume 14, Page 317. /
(
PUB L1CA liON ...... ....... ...... ............... ..~~.r... ..:................... ................... .........
COpy Sworn to and subscribed i1~fore m,s)J~'llst daY&f ecemb 2000 'AD.
S ALE #20 / '/ . ./. :c:
NOlarialSeal, / //"'/ // "1 /. /"2~
.;:,.,.~~""""'NO"ZO .. lcny L. Ru"ell. NOlaOYPu"Io' . 7:'-1"---1- ". '/-'-. A
t:'$~~F~'~:iT:;'~M My d~~r;;;;~~,~~ ~~~r.~:nJ~~~~Y 2002 . N01'ARY PUBLIC (
, " ~'~an ~~gege Co. Membf!r, P~nrlf,\,lvallia (lssQClaHon ot Nolarles My commission expires June 6, 2002
/loboftc. GottIhaIl, Jr.
JID F. GottsI1IIIIIld
ThtUnbclSlllts 01_
Ally: Krill". J. DiPaolo
DESCRtPTlON
AIL 1llA T~~.' or p.mcl 0ILt.'ld ond
~ ~ ~ing ana being In lh<
1>wn>hIp d Moun '"' UNnly 01 CUmhrrlond
alId C""""""", <i ........+r.nio. """"
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~ECoo..'lNC oil ~ "" tht lIOl1hm1liidc ri
IlroodVWrollhOdil1<Iin8Iine"'~'<ll[,ol>
Nos. 1 and:.."""~""tht_.tt<r
..'OtilION I'lor. <i l<;s; lheno! >long ...id
dMdins lint """""'Im!ll05.1 ond t Nol!h!6
~45_""",ldi>:onctofl~.oofl'ct
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:. ond 10 on ,.;d ~t.n; Ih<nre <long tht line
Alo..~..'...'l'" '/......1_ ':... 'n.....AQ t,J"",,,
CUMBERLAND COUN1Y SHEnIFFS OFFICE
CUMBERlA"lD COUN1Y COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT.NEWS CO., Dr.
For publishing the nollce or publication atlached
11oreto on tile above slated dates
Probating same Notary Fee(s)
Total
$
$
$
215.10
1.50
216.60
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of TIlQ...Patrigt.Ncws and The Sundov Palriot.New~, newspapers of general
circul~Jllon. hereby ackno\\'lcdge receipt of tl1e afOf'csaid notice and publication costs and certifies that the same have
been dulV paid.
By.
--....... - .-
. ,
PIWOF OF PUBI.ICATION OF NOTICE
IN ClIl\lIlEIU.Ai'W LAW .IOURNAL
(UlHkr Act Nn. 5S7. approvcd May 11" 1')2')). 1'. 1..17S~
STATE OF PENNSYLVANIA :
ss.
COUNTY OF ClJl\lIlERLANI> :
Roger M. I\lorgellthal, ESlluire. Editor of the Cumberland Law .Journal. of the Cnunty
and State aforesaid, being duly sworn. according to law, deposes and says that the Cumberland
Law .Journal. a legal pcriodical published in the Borough of Carlislc in the County and Statc
aforesaid, was established .January 2, I '.152, and designatcd by thc Inca I courts as the (}fljciallcgal
pcriodical for the publication of all legal notices. and has. since January 2, 1952, been regularly
issued weekly in the said County, and thatthc printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
OCTOBER 27. NOVEMBER 3.10.2000
Affiant further deposes that he is authorizcd to vcrify this statcmcnt by thc Cumberland
Law .Joumal, a legal periodical of gcncral circulation, and that he is not interestcd inthc subject
matter of the aforcsaid notice or advel1iscment, and that all allegations in the foregoing
statements as to time, place and character of publication arc truc.
REAL ESTATE SALE NO. 20
l{);}/v~- __
Rogehv!. J\lnrgcnthal. Editor
Wlit No. 1998.7184 ClVlt
11lll\'crsal American
Mort~:W.(" CompallY
\'S,
RohcI1 C. Gottshall, ,Jr..
,lIll F. Gotl!o.haH and
'11(> UnHt'd Stairs of Amertca
Atty.: Kr1~t(,1l ,J, DiPaolo
ALL 111AT ctmTA1N tract or par.
cd of land ilnd prt'mtst's. ~ltuaH'.
lyjll~ and bcjl1~. in the Towl1!i.htp of
Hampdt"l1. County of Cumhrrland
SWORN TO AND SlIBSCRIBED beforc me this
10 day of ",OV E1'vlB FR. 2000
and COI1U1lOll\\'t"alth of Pt'nnsyh';'i'
nla, lIlon' partlctll~lrly d('st'nhe(l a~
follows:
BEGINNING at ;) point Oil Ih('
1l011hrfll ~l(le of Br;mdv J..,alW at tlw
dIViding; hilt" l)('tw('('I)' Lob Nos. 1
ant! 2 :1S ~hO\\11 Oil tlw IH'!l'lliaf\el
mrntlOlled PIal} of Lot !\I: tl\('II('C ~jJ(lIJC.
silHt dh'ldlllc,llllr ht.'t\\'("('1l Lots ~(l"',
1 :1nd '2. N(~t1 hlfi d('l:["('('S 4 ~l llUIl-
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THE LA~I OFF I CES OF BAf<Bt,;I[, ("
Barbarc1 ^. 1.\.... i Il, E;;qu i 2-'> / :,;
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Fort Washington, PA 19034
(215) 653.7450
Atlorlley for Plaillliff
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UNIVERSAL AMERICAN
MORTGAGE COMPANY,
Plaintiff,
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ROBERTC. GOTTSHALL, ,III, ,1:,,1
JILL F, GOTTSHALL,
Defendant(s)
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AFFIDAVIT 111::'1.'1' 1(, I. 'I' I.'IIIY ',I,"
Universal Americ;IJl r.1'!I~'I,I'I'. l,j:I',', j't,lll.! III III the above
captioned mortgage [ol"l~,-,l();;III" I' !l, :;,-1 ! lill il d:; of the date
the praecipe for the W,it ..I I,:;.;, ''II ;"11 ,,',0:: Ii I,'d, I h" following
information concerninSl Llll' ll'dl "/"1"'11 't' 1(11'111,'<1 ell. 6315 Brandy
Lane, Mechanicsburg, Cumb'_'I"Jdlld 1">l11l1 '/. J"'/JlI:iylv,1I1ld, was true and
correct to the best of it" kll"wl",j,t", ,"I"""..II"n olnd belief.
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1. Name and address of:' ".1<'11 (1It/lI"1 oilld/I)J !~"!,llt-,:'d Owner:
Robert C. Gottshall, Jl,
Williams Grove Trailer ('(Ill! I 1/"/ ~
Mechanicsburg, FA 17()Sli
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Jill F. Gottshall
6315 Brandy Lane
Mechanicsburg, PA 170 ',i',
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Name and address of c'dl'll 1It'I"IIi/oIIl1 lld!lll~d Ln tl1t~ judgment:
Robert C. Gottshall, ,/1,
Williams Grove Trai It>} ('Idlll
Mechanicsburg, P^ l'/OI.I)
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Jill F. Got tuh,I1 J
6315 Brandy /Hlll"
Mechanicsbunl, I'A
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UlliVt~r!;;al 1\11\('1 i{<,11l :'1~-)lt(Jf.l~V~ Compdny, Pldinciff
730 NW 10'lL!: AV"I)I"", ,lilt Floor
rwiidrni, FL -J,~l".~
Mellon Bank
2 Mellon Bunk
Pittsburgh, PA
C\:llt:'~l, P,m, 152~^050
15:~t)~J_ 0001
Pennsylvania Housing Finance Agency
2101 North Frollt Street
P. 0, Box 15530
Harrisburg, PA 17105-5530
5. Name and address of every other person or entity which has any
record lien on the property:
None
6. Name and address of every other person or enti ty which has any
record interest in the property and whose interest may be
affected by the sale:
None
7, Name and address of every other person of whom the Plaintiff
has knowledge who may have an interest in the property which
may be affected by the sale:
Tenant/OCcupant
6315 Brandy Lane
Mechanicsburg, PA 17055
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IlNIVEI!SM, N~EPICAN
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CLIMHEIi LAND CUIlN'f"(
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NO, "B'7164 CIVIl.
ROBERT C, GOTTSHALL, JR. alld
JILL F. GOTTSHALL,
Defendallt (s) ,
NOTICE OF SHERIFF'S SALE OF PEAL PROPERTY
TO: Robert C, Gottshall, Jr,
Williams Grove Trailer Court #73
Mechanicsburg, PA 17055
Jill F, Gottshall
6315 Brandy Lane
Mechanicsburg, PA 17055
Your house at 6315 Brandy Lane, Mechanicsburg, Cumberland
County, is scheduled to be sold by the Cumberland County Sheriff's
Department on Monday, June 9, 1999, at 10:00 A.M., at the
Cumberland County Court House, 1 Courthouse Square, Carlisle,
Pennsylvania, to enforce the Court judgment of $72,022,31 obtained
by Plaintiff Universal American Mortgage Company against you,
NOTICE OF OWNERS' RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. This sale will be canceled if you pay to Plaintiff
Mortgagee the back payments, late charges, costs and
reasonable attorneys' fees due, To find out how much you
must pay, you may call Barbara A, Fein, Esquire at (215)
653-7450,
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Y.'.'lLJlbVI'; (iI'IlER HI(ll1n: 1':VI,:n 1I".J'llL_,':III:lill"f.":: ::[d,LJ)i2I,:,~^~::.j.'L,}"Y".
1. If th., Sllt"I'ill ','; ~:,I:" i:~ I,"t ::" '1""1, yr)ur PI'ulJo:.!.ty '..;:11
h.. :;old 1.'1 Ill" ili'JIl';,:! !Jj1ld.,! 'l"lll IIldY tind ()llt tll,-,
pI'ie!-' bid 1,,/ ('11: i:lq Edlt-"lIJ 1\, F"lrl, Ef3quile dt 121{.J)
bSJ-"/4S0, (\1 hy ('dllill(J t:l" ',:\Jr::L,'!'ldIHl County SheJ-i[['~-;
Depat-trnent dt ('/1?) 2"10 r; ")(j,
2, You may be "bi,' to petition Lh., COUt't to set aside the
sale if the bid pl'ice was <]1"o;;:;ly inadt2C]uate compared to
tile value Qf YOU!' property.
3, The sale will go tln'ough only if the buyer pays the
Sheriff the fuil amount bid in the sale, To find out if
this has happened, you may caii Barbara A, Fein, Esquire
at (215) 653.7450, or by cailing the Cumberland County
Sheriff's Department at (717) 240~6390.
4, If the amount due from the buyer is not paid to the
Sheriff, you will remaill the owner of the property as if
the sale had never happened,
5, You have the right to remaill in the property until the
full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer, At that time, the buyer may
bring legal proceedings to evict you.
6, You may be entitled to a share of the money which was
paid for your house, A schedule of distribution of the
money bid for your house will be filed by the
Philadelphia County Sheriff on or about thirty (30) days
from the date of Sheriff's Sale, This schedule will
state who will be receiving that money, The money will
be paid out in accordance wi th this schedule unless
exceptions (reasons why the proposed distribution is
wrong) are filed with the Sheriff within ten (10) days
after the distribution sheet is posted,
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ALL iHI'T CRn'TAIN t:rnr.~f nf' l-1:I~rt~l ,_,( :.~n{j .1~d [.:rt~~~;JC:u. !1itu.;::,~. ':'y;r"J
llnd b",1ng in thu "8wr1f.lhir- r.~t TI,1mpdl'n, COllllt.y I:J C1111lJ..:..'r l.'\nd dr~d
CUlI\lIInnwculth (.)1 rl"'!nnuy1.V<1I~':',l, ~UL'.' p('r':l~.:'lL'\r~y d(~:i(:r Ibr.ri uu l'ollr.)wn'
nEC;I~N1NC1 n.t a p01.Clf: on trll' nOL!..t:t~rn .IlJi.rjp 01 nr,H~dy T".u~!! at. the div1di::a
line bf!twccn 1.otg Nun. 1 ,Ind :.! ,," flhcwrl nn '..hi"! hC['.'llIAfter lTlPl1t!.ol1f1!d
Pl.ul of 1..otn; thp.f1cC a.long ~ldld d;vidlng I ill'"! br:t'.N~~ll Lol:j NO:J. 1 (1nd ),
Hnrch 4fi dftgre~n 45 minuta~ WflS( a dlotanuA of l~O,OO rAAt to d point on
the dJ.v iding 1 i nc b~tw~t...tl :.ct:o Non, :.2 nnri to on naid pl.in; t.h~ncc a lnng
r,he lin... dividing Lot ND. ? ire:r" Lotti 11nn, 10 And ~, North 4] d(~grp.efl 1';
minutHo En9t, (l dintancn ot 100.00 L/~.(.t" to d pOint; Lheuc(~ along the
dividing lin~ betw~p.n Lc~n Nou, 2 and l, SouLh 1& d~gr"~~ 4~ mlnut~~
East, .. dlot:~ncc of 150, 00 f'~'.'t en il poinc WI t:hc northern /I ide of
Brandy Lane, a!oI'~said; thenc" ..long l.he northern 'Hde of "aid Brandy
Lane, south 43 degrees 15 minutes Went, a dintance of 100,00 feet te ~
poinc at the same ilt the d i v i ding : ine betwp.en Lots Non, :I. and 1 at the
point and place of BEGINN:NG,
BEING Lot No, 2 on a Plan at Lot" ao laid nuC for Raymond Braokbi 11 by
W.G, Rochel, Resgistered Surveyor, on November 7, 1960, entitled Plan
No, 2 Forrest Aerea, said plan being recorded in the Office of the
Recorder of Deeds in and for Cumberl..nd County, Pennsylvaniil, in Plan
Book 15, Page 5,
HAVING thar~on erected il brick und <ll:.lminum ranch type dwelling known
and numbered as lD15 Brandy L<lnp.,
UNDER AND SUBJECT, nevp.rtheless, co a utility easement 10 feet in width,
over, under, across and through the rear of northerly 10 feet of said
Lot No, 2, including a right.of-way and eaflement for the inAcallation,
maintenance and rep<lir oE water pipe line within said width of 10 t,;,et,