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Home My WebLink About98-07283 I I I I I , I I ~! . j ... , ~: VJ ::.: '" ~ " "" Q' ~, ~ -..t; 1-.' ~, ~, '-..:, ~ ~ l,t ~ " 1 . ~st I J ~ I I t i i i J I I I ! I , I i t : \. , I~ ! J _ , , . ~ :; j' .- !~ ry t' . u..., \J.. ~ VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 MELVYN S MANTZ & ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF CITIBANK (SOUTH DAKOTA) N.A. Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS VS CLP.RENCE J. SMITH Defendant NO. 'I r ~ '7.,(p~ !:LO TIC E You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do RO, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for other claims or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAl1YER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT 11HERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 "'-....l--r' , ", . .' 'I': '. - ';',' .,' , > ''',: " .' . - ,', ' " .' -- . VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 MELVYN S MANTZ & ASSOCIATES, P.C. 25 E. State Street Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF CITIBANK (SOUTH DAKOTA) N.A. CUMBERLAND COUNTY COURT OF COMMON PLEAS VS. CLARENCE J. SMITH Cjj'.1.2!'3 ~ -Y;.v_ NO. CIVIL ACTION 1. The plaintiff is Citibank (South Dakota) N.A., a nationally chartered banking institution with a place of business located at 7930 NW 110th Street, Kansas City, MO 64153. 2. The Defendant is CLARENCE J. SMITH, with a place of residence located at 76 GREENMONT DRIVE, ENOLA, PA 17025-2643. 3. At the request of the Defendant, Plaintiff issued to Defendant a citibank Preferred visa credit card, account #4271382512953320; and at all times relevant hereto, Defendant was the holder of said card issued through the Plaintiff's credit facilities. A true and correct copy of Defendant's application is attached hereto, made a part. hereof and marked Exhibit "A". 4. Defendant was sent a copy of the Plaint.iff's Disclosure Statement at the time he received the requested credit card. Upon acceptance and use of the plaintjif's credit card. Defendant agreed to be bound by the terms and conditions of Plaint.iff's revolving credit plan as expressed in the Disclosure Statement. 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VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 PARK LAW ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF' CITIBANK (SOUTH DAK01A) N.A. Plaintiff VS CLARENCE J. SMITH Defendant CUMBERLAND CO~JTY COURT OF' COMMON PLEAS NO. 98-7283 CIVIL ACCEPTANCE OF SERVICE I accept Service of the Civil Date: I. J lj_ 1(/ Complaint; . \ ~ i / BY :uk~y..J.....;;t:"tf-"/.l//.....;--<'rZ ~nna Lynn Smjth, Esquire .. Attorney for ~efendant Enola, PA 17025 Pursuant to the Fair Debt Collection Practices Act, it is required that we state the following to you: This is an attempt to collect a debt. Any information obtained will be used for that purpose. ~ "', ,'" I' " ..' .".: ,,' .'-, 'I." -i'~.(. "-~'--;" .0' '~" . .,' 1.....r- , '- r-c ,...... lr,C-' f' t/.( (j'- c!'./ 1.;1' :--j L:.,i C. to' f' -, 1./-. .:.~: ' .- r'" . ", "" , " ~ CITm,\N'< N,\ i~ l~: 1:'11 i ff. :N'; 1: C':,;,)}(~':::~:CCr'/lv~:Ot~~ Pl.,ij\S C\ itvlH >:j{~.l".i"JD c:;~ !~'~':.. z':N:\JSVI.V Al\JlA v. No,: ~)R..72W~ CLARENCE J. SMITH Dcfcndant. CIVIL Ti,iZM DEFENDANT'S ANSWER AND COUNTER C),AIM AND NOW comC~i Dcfcndant, by and through his atlo;ney. and iiks this Answcr and Counterclaim, and in support thcreof: avers thc fo1iowing: 1. Admitted. 2. [},cnicd. L~'cfenJant rcsiclcs at 1: G i Yvc;',i(Jn Drive. (\Lrnp i Iill, Pennsylvania, 3. Deni,ed. Exhibit A to the Complaint is r,ot rc"dao!e and i:::ekncb;t has no way of knowing the con:cnl:; of Exhibit i\. 4. Denied. Defcndant docs ncl pc';a!! receiving Exhibit li. 5. Denied. Dekndant agreed to pay an introductory ~ate of5.9% which was to remain thc interest rate for a [1criod of timc. 6. AdmitteJ in part., dcniL~u in ;~(;..rt. It is :~cr.,,;iHcd thai. Defcr,d,lnt u.sed ii Ci'~ihank Credit clrd to pay cdTcthcr credit c~;ds, L 1~: ~:c; :('(~ ::::(> ~~r"i:(}'.;:Jt 1:-', P~lragraph (\ ofttw Complaint is UG~lir.~:c. 7, Denied, Defendant Jnc~: not n::.:u.!! rree;"i]!!:', I':);hibi~ B. By way CCElr:hcr response. no anon"ic\' Wii~ in\'oh\."..: (,)'! t>:;'t~rJ..:.:'~:, :; C~~S'., 'A:-;:il t)~::':l::i(:;lnt"s :l~:()r!i\:Y infcr;~:cd the bv/ fin of h'klvyn tV::J.l1tl. 8.:. /\~~~~}!.':;ltt'~; c,( :)Cf~.';idl~:it":.; in~c!;\ :u nk. a 13.v..sult against the law firm f(~r \'iO!.ition~; of fcccr;d ;~~v.'. l:'_,_' :\;~~ir:i~'Y Gl(: ;~~',~ '._".C-, hc:::L'~ L) sign the I. ('l':l~: t: ;;i\ ::1 . ...,:- ~~ , '..., , ., '..,. . . .. ~' , '~, '-. '., ,,~. -.. .,' , .' . ~ , ': ,. NEWJ0bJ J) c.\', X. Defendant hcrcby incorporatc~ by rekrcllce paragraph~ I thwugh 'I of hi~ Answer. CO\iNTlcRCI AIM 1- V!()i,:\ii()N~; ()F iTill-:iZ/\i ^N~; S"'!>,';'F l.AW _~_,,-,_..__-----,__.l-._'_e_-.-:..-.--u..-_...-_:.--'.n..--'- _~_'. _,. ....... ,...- ..,'C__.-:__.' ....'....--.... .---.-- '-"--- ........ ---.- ".-.. -.--' ,...-.--,-----,--"..-- <), Defendant Iloufied i'i~in,i!T, ;" ',..,i.:;:C.. ;C',:'. '.',' "Cn;:;..l 'ni,:l at his plac,: of emploYll1iCnt and l'laintilf iContinued to contact Dd'endant, a violation ofthiC Fair Credit Reporting Act. 15 U.S.c. S 1681 et seq. and thc Pennsylvania Unfair Trade PractlciCs and Consumer I' t . " '/"I'S nnl" I fO cctlon l..aw, ~) ,~. ~...~I.-.). d scq. 10, Plaintiff failed to maintain the introductory rate as agrced, a violation of Fair Credit and Charge Card Disclosurc Act, 15 U.S.c. S 1666 and Penn~ylvania Unfair Trade Practiccs and Consumer Protection Law, 73 P.S S20\.3. \ et ~eq. 'N1 !EREFORE. Defendant rcspccU'--..lHy request::; tr.<lt th:s ~ iono:;,:oLc Court award him statutory damages. punitive damage~ a~ wcll as reasonable attorney's fee~ and costs as permitted CO Ut,rlER GL\lYl i I cy'j0Lh'::_(lJj}i_()L~iLi\:'[L. IJ"W ~ I': t ". ' '. , ,-, \ j , f by both fcdcml and ~talc law. II. Dcfcndant hcreby incorporate~ by rderence the foregoing paragraph~ as if fully set forth hercin. 12. Pjaintirr~ attorney did not sign the Complain'c. 13. The law firm rcpre~enti!1g PlaimitTindicatcG tlw.l Dcfc;ltian(~ ,!ltomcy could not speak \\";th at: :J.'<tornty i..:nicss :~ parJ.\c[.2, '~\';:~ ,;at'.~d the cont;~.ct ;~nd pl:r:n;t'.cd sanlC. i.:. .~'!;(' ~:J.\\' C:i:~: 7qlrcsc1:\T:g ~jl,~:r:ii;'~ . , .,..,,'1"" '..""1 ;r'u';'''''''d' '1\"\ SI'1" (tllC p"r"j'>g'll) '~,"'''''''_'.._<'' ,.", ,.. "~'''''''_ . l. ..... ,.- '-' u u ~ ~ would conWct "ha" client and the p;:r~:q:.;,l., wi~!1 ;, f:.:!,e :ind misl,:ading statement on the "Iaw.....l:-:l'ti t(l "(O::l<:'" :hc ~l~,:C.;~.:-~ i".;T- ~ ;t':' 1 ) 'j};t' :.lW :\::~'l"~:, u~;tI~il,.J "qt~~: ~:,j l','_i.:(;;;,;'l' \si'.h L":>.'n:~-, :~:-:.J lCl instruct Ddcndant on the , . , .'. 1, , " ' . ."," .. : " :, I J.. ", ,'. : ~. ~ ' " ." ' " ''"'' ,- law is (he unauthori/.cd practice or law. <l v;O\<ltion or the Rules or i'rokssional Conduct and Pennsylvania Unfair Trade Practices and Consumcr Protcction Law. 73 I'.S. ~20 1-3.1 et scq. WHEREFORE. Dcfcndant respeetfully rcquests that this Honorable Court award him statutory damages, punitivc dumagcs as well as rcasonabic attorney's fccs and costs as pcrmitted by state law as well as pcrnlit DcfcndE.nt to join Piaintiff's c.tt!"rney to th~s Action i:1 order to pursue the claims against the law firm. Rcspectfully submittcd, Dated: February 10.. 1999 fJ '1iJLl~k Deanna Lynn Smith Attorncy for Dcfcndant lD # 77414 76 Grecnmont Drive Enola, P A 17025 717-732-3750 :;:eX Ii 7-'728-9"-98 . . " ,. , . " . ",,', ' ,,' ',,' . '.' ,'. :' -: ':'" :.' . 1 ',~' .,'. ,-. J ' , , ., .... _.. CITlB/\NK N.II, I'luintiiT, :l'J ';;~ ,;:i: (\}~JRT i:~>, CUJV::!vl0N FLI';AS CUMEU<.LAND COUNTY, !'f:NNSYLV M.JIA v. CLARENCE.i. SMITH Defcndant. No.: 98-728] C~'V!!. TER~.1 ,,-,' ", '. 1 . ,." '^, ,:/ . '.,.'.. '" ,', .~, ~._~-- , .', I' ;-r-~~.,; ........" 'VEIR:IIFIICATiIOIIi !, thc Undersigncd, hereby verify that ;hc statemcnts madc in thc 1Clrcgoing documcnts arc true :md corrcct to the best of my knowlcdgc. inf(Jrlnatio!1 2nd bclief. ! understa:1u That falsc statements herein arc made subject to the pC~2-:t;es of J R Pc.. Section 4904 rdating to un~)worn falsifIcation to authorities. Datcd: Fcbruary 10, 1999 }1/'7'{ Deanna Smith for Clarence J. Smith Jr. 1 hereby certify that r have served or caused to be served a true and correct copy of the foregoing upon attorney for Plaintiff by U.S. Mail, Postage prepaid, addressed to: Valerie Rosenbluth Park 25 East State Street Doylestown, PA 18901 Dated: 2/10/99 DEANNA LYNN SMITH, ESQUIRE Attorney for Plaintiff " :, ' ' '" . 'I ", ":"." " 1 - '. ", ) .'c",. > 'J<.."" - ,:. .' . f~ 0' -~ u-. l-- .~ ~':.. ,- c~ : :~~~ ~-\ IJJ."" , ,- - '):.2 .--,'.() \1._.::,". 0- <':2 " - (;)(~, ~"";'" (! j ( )u_ - l): 1.11: " ;C/.: _-1\.1' c:: ,_;\0 u.:. ~:- \..:,J '~~;_~ 0.- F L... \ en :) U C.l~ 0 , '. ~. . . . , , '.' ,,- , .' '. ".' . " '. VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 PARK LAW ASSOCIATES, P.C. 25 E. State Street Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF CITIBANK (SOUTH DAKOTA) N.A. Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS VS. CLARENCE J. SMITH Defendant NO. 98-7283 CIVIL PRELIMINARY OBJECTIONS TO DEFENDANT'S COUNTERCLAIM 1. Movant is Plaintiff, Citibank (South Dakota) N.A. 2. Respondent is Defendant, Clarence J. Smith. 3. On December 28, 1998 Plaintiff filed a complaint seeking a money judgment against Defendant. 4. On February 11, 1999, Plaintiff filed an Answer and Counterclaim to Plaintiff's complaint, which was not served on Plaintiff until March 1, 1999, by way of telecopier. 5. The Defendant's Counterclaims were legally insufficient in that the facts alleged were not verified by the Defendant pursuant to Pa. R.C.P. 1024. 6. Pursuant to Pa. R.C.P. 1024, attach a verification signed by the Counterclaims. Defendant Defendant is required to to Defendant's 7. Defendant failed to attach a verification to Defendant's Counterclaims. 8. Pursuant to Pa. R.C.P. 1028 (2) Defendant's Counterclaims fail to conform to La.,", or Rule of Court and therefore, the Counterclaims must be stricken. +J- ~~ ..~ , . ~,: " ~ '" " ,'. ' ,_ -' - ,~' " . ,', ; t . ". - .- - ,- " .' ," ') , '. .', " . ,"',' " " - ' . ; " ..' , WHEREFORE. pl.aintiff Citibank (South Dakota) N.A. respectfully requests this Court to enter an Order striking the Counterclaims for failure to comply with the Rules of Civil Procedure. By: Respectfully submitted, VALER;~ ATTORNEY FOR PLAINTIFF ...-r-:: " !. .', '. ~, , ' , . .' : ,; :' "" , .'".' . ,! ." . .', ,.' I " ~ J ",'" . .;. '. ' COMMONWEALTH OF PENNSYLVi\_"JL1\: COUNTY OF BUCKS Valerie Rosenbluth Park, Esquire, being duly s~lorn according to law deposes and says that she is the attorney for the plaintiff in the foregoing matter; that she is authorized to take this aEE idavi t on its behalf ; and that the facts contained in the foregoing Petition are true and correct to the best of her knowledge information and belief. Valerie Rosenbluth Park, Esquire further understands that false statements made herein are subject to the penalties of 18 Pa.C.S., Section 4904, relating to unsworn falsification to authorities. I//~---- ,: I ' // OSENBLUTH PARK, ESQUIRE .' \,~ ' . " c ", ':', ,~ " j . " '. ' , , . ',' , ' PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED THAT WE STATE THE FOLLING TO YOU: THIS IS ~~ ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED YilLL BE USED FOR THAT PURPOSE. ~_.,t . ' VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 25 East State Street (215) 348-5200 Doylestown, PI'. 18901 ATTORNEY FOR PLAINTIFF CITIBANK (SOUTH DAKOTA) N.A. plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS VS CLARENCE J. SMITH NO. 98-7283 CIVIL Defendant CERTIFICATE OF SERVICE TO THE PROTHONOTARY: Valerie Rosenbluth Park, Esquire, certifies that she is the attorney for the above named Plaintiff in the instant action and that on 03-04-99, she served upon Deanna Lynn Smith, Esquire, a true and correct copy of preliminary Objections, by mailing same by regular mail, postage paid, to the person and at the address set forth below: DEANNA LY}~l SMITH, Esquire 76 GREENMONT DRIVE ENOLA, PI'. 17025 PARK tA~SOCIATES BY: / V LERI1:o ROSENBLUTH PARK, ESQUIRE ATTORNEY FOR PLAINTIFF THIS IS AN ATTEMPT TO COLLECT A DEBT. l'.NY INFORMATION OBTAINED HILL BE USED FOR TBI, T PUR POSE. : -'-~, .... . ..,. ,.~ 'J,' "',',1 '~,: . :," ),~ ',,':,,'.: ':". :' .",' ", .,' . ~_' ': ~"I ,:r_.:_. ,. :,-. :-. , " , , , , (.~ I I I ( c:, u'., ,-- . "'l_~.....""...,,.: ">./'.'" '.' ""~"'i"'.->'-""':""";"" ~,.\ 'l''.. '. ....- ,.',.' . .' ~..' . ,.1, ..~-~ CITIBANK NA Plaintiff. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA " ,'" " : ,', ", ". ":' '" : -' :,. ",: ,." ; - ,. " , ",' . j' , v. No.: 98-7283 CLARENCE J. SMITH Defendant. CIVIL TERM I2.EFENDANT'S AMENDEI2J:.QUNTER CLAIM AND NOW comes Defendant. by and through his attorney, and filcs this AMENDED COUNTERCLAIM in rcsponse to Plaimiffs Prcliminary Objcctions. and in sUPPLrtthereof, avers the following: I. Defendant notified Plaintiff. in writing, not to contact him at his place of cmployment and Plaintiff continued to contact Dcfendant. a violation of the Fair Credit Rcporting Act. 15 U.S.c. *1681 ct scq. and the Pennsylvania Unfair Trade Practiccs and Consumer Protection Law, 73 P.S. ~201-3.1 et seq. 2. Plaintiff failed to maintain the introductory ratc as agrecd. a violation of Fair Credit and Charge Card Disclosurc Act. 15 lJ.S.c. * 1666 and Pennsylvania Unfair Tradc Practices and Consumer Protection La\\'. 73 P.S. *201-3.1 et scq. WHEREFORE, Defendant respectfully requests that this Honorablc Court award him statutory damages. punitivc damagcs as well as reasonable attomcy's fecs and costs as pemlitted by both federal and state la\\'. '-, , - COllNTERCI.^IM II - V\OIAnONS IN CONNECTION WITH DEBT COI.LECTION Defendant hercby incorporates by reference thc forcgoing paragraphs as if fully sct forth herein. 3. Plaintiffs allorney did not sign the Complaint. 4. The law finn representing Plaintiff indicated that Defendant's attorncy could not speak with an attorney unless a paralegal cvaluated the contact and permilled same. 5. The law nrnl reprcsenting Plaintiffu~e(l" paralegal who indicated that shc (thc paralegal) would contact "her" client and the paralegal. with a false and misleading statcmcnt on thc "law:' tricd to "collcct" thc account from Defcndant. (Scc Exhibit A, lettcrs from Plaintiffs attorney, all signed by the ParalcgaL) 6. Plaintiffs allorncy uscd thc name oft\\'o separatc law finns, Park Law Associatcs and Melvyn S. Mantz & Associatcs. both lellcrhead contain Plaintiffs allorney. to collcct on the allegcd dcbt. 7. Plaintiffs attorncy used mass-mail cd formlellcrs in violation offedcral and statc law. 8. Sincc it is a violation of federal and state law for an attorney to sign a mass-mailed fonn leller. Defcndant believcs and thcreforc avcrs that Plaintiffs attorney attempts in vain to avoid this problcm by using the paraleg.al. 9. Plaintiffs allorncy request allorney fecs despite no personal involvemcnt in thc casc until Defcndant's allorncy scnt a lellcr indicating. the violations of fedcral and state law. 10. Defendant believes and thercfore avcrs that he. as well as all consumcrs. was dcccivcd by mass mailed form lellers. In re Bell!;:, ~m; ilK 65X. (LD. l'a 1977). .'..f- . . , , . .' " " , ' : :',..'.:.',. . ',,- ,,', ':, -". .' :-. '.' . '. . , ,'. . ' :'" , '" ' ! I. Dcfcndant belicves and thcrcfore avcrs that thc Plaintiffs attorncys involvcd in collcction of this allegcd dcbt wcrc not actively involvcd and did not afford his (or any othcr consumers) account individual rcvicw. Bitah v. Gohal Collcction Scrv., 1997 WL 369437. 12. Defcndant believes and thcrcfore avcrs that Plaintiff's attorneys involved in this case did not adhcrc to thc requiremcnts ofthcir profession as provided by law. Crosslel'v. Lciberman. 868 F.2d 566 (3d Cir. 1989). 13. Defendant believcs and thcreforc avcrs that using attorncy letterhcad crcatcd a false sensc of urgency both him and other consumers. Tolentino v. Friedman, 833 F. Supp. 697 (N.D. III. 1993); Slul's v.Hand. 831 F. Supp. 32] (SD.N.Y. 1993): and Rosa v. Gaynor, 784 F. Supp I (D. Conn. 1989). 14. The above mcntioncd acts with supporting cases dcmonstrates that thc conduct of Plaintiff's attorney riscs to thc level necdcd for punitive damagcs. 15. Thc law firm' s using a paralegal to negotiate with clients and to instruct Dcfcndant on the law is the unauthorized practice of law. a violation of thc Rulcs of Professional Conduct and Pcnnsylvania Unfllir Tradc Practiccs and Consumcr Protcction Law. 73 P.S. S201-3.1 ct scq.. and the Fair Debt Collection Practiccs Act. 15 U,S.c. Sl692 ct scq. 16. ALL ACTS DONE BY PLAINTIlTS ATTORNEY WERE DONE WHILE ACTING AS AGENT FOR PLAINTIFF, as such. Plaintiff is also liable for thc acts cornplained of inthc abovc paragraphs. 17. Defcndant att,'mpled to settlc the claim with PlaintilT. Il)r an amount slightly less than the allcged amount due 10 discrcpancies with the intcl','st rate and laIc fecs WITHOUT releasing the attorneys or consideration IllI' cpunter-claims. '6ol-~ . " .,,', ., ,. ," ,.'.. ' "', " . -, , . , . FRIJt'i ('iHllT~ '; -':::~J(~, !i=L: d:':, ;,18 .lL11:' F~b.ll.l~'~':l ,.:.1,: Hl r'l PARK LAW ASSOCIATES I, I-'..'(AE:~~".H~"I cr:';'I'O/{A 'l(_~N 7:' r^:\~ ~1.""~ ':ilt.::tl, ~\Jllt 1:1: P:), !}OX :7i"/ iH~) (; r~. h'iVV~.; ;'H>j,":,\ rl I, .,t~l,\ IR';(ll V^l.,f.Rlt ROSI::.~~i:'Ll' 1111',.1.1-;,-- ROBER.T E. I\~ljri' '41 ~ll.:''''''~. "",. ..1.11.(11.1[..1\.11:11.,.,..... frLEf'HOM., t21~;J4ti.$2()U !'ACSIMIl.E (2\ S) J48~O:~ (215) 34-5-40l5 . " .' " " " . I, ~ ,'. ,', " . :'. " " '. ,',' , \ ~ Frl.X CGV;7;,R SIIE~r:' CAT::: Jd - Ii - qq._.__ TO: ~€.. C. (\ {\(.\ C'I' 'l!il FAX >>. It i '" tl'..._____ . _~ SXy,:;.i,'n q'fCft!...__n. #PN;2$_..!:.i nCl'l::incr C(W'~;'J___L._ fROM: LAW OFFICES OF PAAK LA" IISSCCIA1',,::, P,C. st:s"Ecr; C : J,'lrt V(\ &' ~, l/:. ..~(h ,'J+.- COI{;';O:NTS : 11\+ .. (~~Lt~~..l.~ __C:'~ li:.pI" 'fk Dl1,') --4.- <Jl. ~l d S c. . <"e. 0./:' ..elt> 0./->1../...(1' /l...!/.-<.J (A/I ______ ~ i.~ v- \ ~l ,re (1Ci.Jyj,. ,,,,.:L. c")-.,' A, I Ci-l/I/ ("';../-1' ce ~ ' '\ J ~ .,'. I j J' I ;~ ~ () (" , '( ^. _J..o,..!~\Q.y.r \.-<..::-->:::2.._L~.c{lll:\ .r:f>I_ '.....~VY_J '-1' . .:>,/'I1/'''U.. I I/Lp lL..l.___ _ -..-..___ Iv'{? ,-i flJJ) (~"el1 l.vl~_L.. ,:()t-(()h,) , The inforr.ntion c;::"tai~ed i 11 t.lJh fax:l:essage is i:ltenc:ed t'Hlly tor 'the ocr:;,nill l!nc:. ccnrici~n-r.i.al use c: cesiq~e-.tec recip.i~nt ~:am~d abo"''=!. 'l'~,~..s :nc~j~C!.ge lCiJybe a~ etto:::;ey/clier.t CCn::1un:.cn '::.on I and ;ju::h I 'I PP.l\!II.E/:;r. h~lr. cO~:F.rDErTIt\z.'l. :f the .:-eadat" ot' t.his fe-xc:: t1Cs.sa~e is HaL Llw i;1t'.p.r.ded :"ec,ipien~, you ere nrJf;lfied t;':.?t yc,ll hc....c rt.~ceiveci t:'iis doct.::ner;t in e:ro;:; more im~ortent1y, dny :€vi~w, daci~a~ic~, ci~tripu:ion ~nc/o= cop~ng of "h'- ~ .. . . t' ...., -< '. h .. ._~ wessa.;re c.llU e!ICJ..C::;\~;f-'~ ) s 5tr~c ... V tn..Oal;:llte..... l.. J"OU .aVQ recQivec this co:n.Ttur~ cat'.io~ in C~ 1 O~, ;~.lc.ase notify us i::.=r:ediately ::y tP..leFhone ar,c, r~tu::-n ~~ 11 C. ~;::\1t:le:1t5 bj l:':f1i 1. rhe.n:: ycu. It you hQve expcrie::ce a'~:i 1" .,1""::1:- vi'ch this tral",sr.issiol"., do il"-'''Jl!diatel.y ca:'l ,:no) ~4 3"0:; "'Ie. 2: Eut Su1e ~ :;ed . (,'-:' B,~.' ;:~,; . ,,:,.J,,,I ....." ~."....."..i,."",.,. ~:I'~';' ,111:,' ::~" ':;;,Vi.',~:l;".l\:-;,:'(i' F~t . " , '. .-, . ." ,.' '...'.".... .,. ~ ......... -~"... .... -"'-'. _ . ~. '.' I :.'_~ I' OJ , .. f' ,,-- '.J'" r -. ,"'--""'''. .. ... .... ~..... . - ..~ f'....... ; ,.,01:...'" ...... ," P ARK LAW ASSOCIATES A PROFESSIONAL CORPORATION Q-~J-- , - :JU.c <-l._}..U-1. l!d3(qq~ . .," , " " . , . . ',; ~. ' . :. ~.": . 1 .', . ,.' ., ' . . , ,', . 25 EAST STAlE STREET. SUIlE 101 1'.0, BOX 1779 DOYlESlOWN. PENNSYLVANIA 18901 TELEPHONE (215) 348-5200 FACSIMJI.E (215) 348-\0\5 VALERIE ROSENULJlTJlPARK" ROBERT E, ANGST' '''LSOM''MB~R Nl nAR 'AL$OMlMUERfl-nAIl 05 JAN 1999 #817619-1 Deanna Lynn Smith, Esquire 76 Greenmount Drive Enola, PA 17025 RE: CITIBANK (SOUTH DAKOTA) N,A. VS: CLARENCE J. SMITH Dear CLARENCE J. SMITH: Enclosed herewith find an Acceptance of Service for the civil Action Complaint filed in the above matter. please sign and return same to my office within fifteen (15) days. If we do not receive the executed acceptance of service then we will proceed to have the Sheriff of Cumberland County make service. Very truly yours, PARK ~~~ SOCIATES, P.C. ~L _~.,-,. 1/ 11 - ;;iLL/: BY: J "'IFJ'R ~EBE~i1't.fAl(ER alL.Assistant '--- /006 This is an attempt to collect a debt. Any infol-mation obtained will be used for that purpose. " :(lllll 00'(~:r MELVYN S MA~TZ & .Associates A '1)rlll'l.~,illnlll Cutl'llrl\llllll Melvyn S Mantz Joel Steinman Valerie S. Rosenblulh 23 SEP 1998 CLARENCE J. SMITH 76 GREENMONT DRIVE ENOLA, PA 17025-2643 RE: CITIBANK (SOUTH DAKOTA) N.A. TOTAL DUE: $6,681.13 OUR FILE #817619 ACCOUNT #4271382512953320 Dear CLARENCE J. SMITH: Our firm has been retained to liquidate the above claim against you. Unless within thirty (30) days after receipt of this notice, you dispute the validity of the debt or any portion thereof, we will assume the debt to be valid and will proceed in accordance with that assumption. If, within thirty (30) days of your receipt of this notice, you notify us in writing that the debt or any portion thereof is disputed, we will obtain a verification of the debt or, if the debt is founded upon a judgment, a copy of the judgment, and we will mail to you a copy of such verification or judgment. If the original creditor is different from the creditor named above. then upon your written request within thirty (3D) days of the receipt of this notice, we will provide you with the name and address of the original creditor. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFOR~~TION OBTAINED \'/ILL BE USED FOE THAT PURPOSE. 25 Ead :=:L>le :=:\.t'd ' 1'1..' l),.\ .'.'~-l . j)",LI,'wI}, !'enn,,],.n,. J8tJ(\] , (.'2151 ~-l~E\\ll,'~f.6-6;(H) . Fax: 1215'1 348.4015 0ffhH in 1'LJ1.j,lrL,", I, nLn\,'.l\, 1'.\ ~ , , ' ',,'" " , ) . ' ,,' . , , ' "\ .' ~', '": ",' . , ' , . , '/ ", .;.. F. Date: Friday, September 04, 1998 Tiill9: 7:12:01 AM 1 Pag93 '1 , [ I I . 1 , " t . ,. '! " " ,: . " , '! p\ , . ' "',.' , ' :' I .' , 'J' .~..,.': ,- : ' ... .', . - To: From: Deanna Lynn Smith Attorney-at-law Judy Reynolds Unit Manager. Citibank Fax: 606-283-3637 Voice: 800-568-5000 Fax: (717) 728-9498 Voice: (717) 732-3750 Comments: RE: Clarence J. Smith, 76 Greenmont Drive, Enola, PA SS# 66-44-1838 DO NOT CONTACT MR. SMITH AT HIS PLACE OF EMPLOYMENT BY TELEPHONE, FAX OR MAIL. ANY ATIEMPT TO DO SO AFTER THIS COMMUNICATION WILL RESULT IN A LAW SUIT AGAINST YOU AND YOUR COMPANY, Please review Pennsylvania statutes on harassment by communication and unfair practices as well as federal law, You may contact me directly if you have any questions, I represent Mr. Smith, ., " , ' "" ' . ~,>, ." ":.'. ' '.- : ",' .. , - ;--r-.z -'~ . .:' :,,!~ ~ CITI13ANK N.A. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. CLARENCE J. SMITH NO. 98-7283 CIVIL TERM . . AND NOW, this Iei' ORDER OF COURT. day of MARCH, 1999, after review of the attached Petition to Join Additional Parties pursuant to Pa. R.C.P. 2229, it appears to the Court that said Rule is inapplicahle. It allows for a Plaintiff to "join as Defendants a person against whom he asserts any right to relief jointly, severally or in the alternative, in respect of or arising out of the same transaction, occurrence or series of transactions or occurrences...". The rule does not authorize a Defendant to join such persons. Therefore, Defendant's request is DENIED. Guido, J. Deanna L. Smith, Esquire [, . j_ It, 'i~ .,nl....J..':'( ...1l.,{.-- ;~b1 Valerie R. Park, Esquire '-/'-' :sld . '. ' . ' I , . .: . ,":',.~., ',':. --' , ". I - . ".' . . 7. Defendant bclievcs and thcrefore avers lhatthe dunning letters scnt by 1\.lanlz arc a violalion of fedcral and slatc law. 8. Defendant bclieves and thercfore avers that the filing of this Action was retaliatory due to Smith's thrcats of suit undcr thc Fair Dcbt Collcction Practices Act (15 U.S.c. *1692 et seq., hereinaftcr "Act"). which is also a violation ofthc Act as well as corresponding slate law, Pennsylvania Unfair Tradc Practices and Consumcr Protection Law (73 P.S. *201- 3.1 et seq., hereinafter "Consumer Protcction Law.") 9. Defendant believes and thereforc avers that in filing this Action, Park failed to comply with federal and state law. 10. Defendant believcs and thereforc aycrs that Valerie Rosenbluth Park is involved in several entities that collect on delinquent accounts in violation of fedcral and state laws. 11. Defendant believes and therefore avers that Plaintiffs attorncy violated fcderal and stale laws as follows: Attorncy mass-mailed form letters arc false and dcceptivc. ]n re Belile, 208 B.R. 658. (E.D. Pa 1977). Attorncys must afford each aecou11l individual rcview. ~itah v. Gobal Collection Scrv., 1997 WL 369437. Attorncys must adhere to the requircments of their profession. Crossley". LeibcTllJ.ill1. 868 F.2d 566 (3d Cir. 1989). !Ising attorncy letterhcad crcatcs a false sensc ofurgcncy. Tolentino v. Friedman, 833 F. Supp. 697 (N.D, 111. 1993); Sluvs v. Hand, 831 F. Supp. 321 (S.D.N.Y. 1993); and BJ:!sa v. Gaynor. 784 F. Supp 1 (D. Conn. 1989). . _ '.', _ _;' , , ., '. ,-'-, ''-- '1" :' ".~""""":," \" ';. ;, " " ': , _' . '..", ,,' ~ ,'., . . ..._~ 1- i (', "',' ;'_"1 . .... , ,'. . . " , ' " . _ . .,\. " ~. , .'. , '. ",' , ' .:, 1, . " ", I,' , , , ' " ,,"'r~ ':..~' . " VALERIE ROSENllLlJllIPARK. ESQUIRE Attorncy l.D. 1172094 PARK LAW ASSOCIATES.P.C. :!5 East Statc Strccl. P.O. Box 1779 Doylcstown. PAl X90 J (:! 15) 34X-5:!00 ATTORNEY FOR PLAINTIFF CIT!BANK (SOUTH DAKOTA) N.A. : CUMBERLAND COUNTY : COURT OF COMMON PLEAS Plaintiff VS CLARENCE.J. SMITH Dcfcndant : CIVIL : No. 98-7283 NOTICE TO PLEA!) To: Clarcnce J. Smith C/O Dcanna Lynn Smith Attorney lor Dclcndant 76 Grccnmont Drivc Enola, P A 170:!5 You arc hcrcby notilicd to tilc a writtcn responsc to thc cncloscd Prcliminary Objections to Dclcndant's Amcndcd Countcrclaim II within twcnty (20) days Irom scrvicc hcrcof or a judgment may bc cntercd against you. PARK LA W ASSOCIATES, P.C. BY: ufl~. VALERIE ROSENBLUTH PARK. ESQUIRE ATTORNEY FOR PLAINTIFF :!5 EAST STATE STREET. P.O. BOX 1779 DOYLESTOWN. PA 18901 , ,"',.' _' ' '. ", ," ',I : " . ,. .: , ':,' . >. \".; I ~. ) " ' ... I ' . , r' ' '. ' ~.;t.lIIftt~ll1'.'~<F..W;l;fQ;j~-- .. .-:.;-~~~:. :.~ VALERIE ROSENBLUTH PARK, ESQUIRE AlIorney 1.0. II 72094 PARK LAW ASSOCIATES, P.C. 25 East State Strcct, P.O. Box 1779 Doylcstown, PA 18901 (2 j 5) 348-5200 ATTORNEY FOR PLAINTIFF CITIBANK (SOUTH DAKOTA) NA : CUMBERLAND COUNTY : COURT OF COMMON PLEAS Plaintiff VS CLARENCE.I. SMITII :CIVIL : No. 98-7283 Dcfendant PLAINTIFF'S plmLlMINARY OIUECTlONS TO IlEFENDANT'S AMENDE\) COlJNTERCLAIM II Plaintin: Citibank (South Dakot;J) N.A.. by its undcrsigncd attorncy. preliminarily objccts to Defcndant's Amcnded Countcrclaimll pursuant to i'a.R.C.P. j028(a)(4) as follows: IlEJ\umRER TO DEFENDANT'S AI\1ENIlED COlJNTERCLAIM II I. Plaintit1's complaint against lkkndant al!cges that DeICndant is liablc to PlaintilT for brcadl of a Crcdit Card Agrccment. A tnJC and con'cct copy of Plaintiffs Complaint is altach.~d hcrcto. madc a part hcrcof and markcd as Exhibit "X'. ~ In Dckndant's Amcndcd Countcrclaim II. Dcfcndant aWl's that I'laintitY is liable to Dc!,..ndalltl"r the ;lcts of I'laintitrs Attomcy \\hich Ikknd;lnt allcgcs violatcd thc Rules of Pnd....ssi.\nal t "mdlleL Pcnllsylvania l 'nfair Tradc i'r;lctic.,s and Consumcr Protcctions Law and thl' F;lir nebt Colkction Praetil'es Act. ^ trllc and enrrl'ct l'OPy of Dc1'cndant's :\mendl'd Cnllntcrd;lim is attached hnl'ln. madc a pan hcrcn!' ;lnd markc'd as Exhibit "If'. . _, . .: . " , ':".' .'., . '. ,r, ' .",,~.:: ~. :.',' , ' ': _.-.- 3. Dclendant's Counterclaim II is Icgally insullicicnt in that it impropcrly statcs a claim against the Plaintiff for aets allcgcdly committcd by Plaintiffs Attorney. 4. Pcnnsylvania law is clcar that the Unfair Tradc Praetices and Consumcr Protcctions Law applics only to persons who purchasc goods or scrviccs. Thc Dcfendant in his Amendcd Counterclaim chargcs the Plaintiff with violations of the Act committed whilc attempting to collcct on a crcdit card aceount. Thc cxtcnsion of credit to thc Dcfcndant does not fall within thc plain meaning of Pa. Stat. Ann. Tit. 73, * 201-9.2(a). 5. Pcnnsylvania law is also e1car that thc Unfair Trade Practiccs and Consumcr protcction Law docs not cxtcnd liability to a Pany lor the Collcction activities of anothcr cntity. especially thc Party's Attorney. 6. Thc Dclendant's claim that Plaintiff violatcd thc Fair Debt Collection Practices Act is impropcr for thc 101l0wing rcasons: A. Thc Plaintiff does not lllllundcr thc dctinition of a" Dcbt Collcctor" under thc Aet. Plaintiff would be considcrcd a "Crcditor" and thcrcforc would bc exempt from liability as providcd in 15 U.S.C. *1 692a(6). B. Thc Fair Debt Collcction Practices Act does not cxtend liability to L. :rcditor for thc aets of a third party. Delendant's Amendcd Countcrclaim does not aver that the PlaintifT committcd any violation of thc Act and impropcrly attcmpts to hold thc Plaintiff liable 1,)r acts allcgedly committcd by Plaintiff's counscl. 7. Thc Dclendant's claim that Plaintiff is liablc l()r allcgcd violations of the Rules of Prolessional Conduct by Plaintil1's attorncy is inappropriate. Pcnnsylvania law docs not cxtend third party liability to thc clients of attomeys f()r violations of the Rulcs of Prolessional Conduct. " ','I' ',',' ,'.".1"; ','" ,,,:""~,.f'~':)'~-~:"'~__h~;_'~_~~_~'_'~_"h_':f._'''.____'''''' " ," , ... '-,--'. -~",~~~~\6.,~ C'-;J....\-"-'-l."""I /' ./ :' .,"1 .~ , r...., I.;. , , "- ' VALERIE ROSENBLUTH PARK, ESQUIRE Attorney I.D. #72094 MELViN S Mh~TZ & ASSOCIATES, P.C. 25 E. State Street Doylestown, PA 18901 (215)348-5200 ATTORNEY FOR PLAINTIFF i"~ ".~! -::- .;: -"~ -. -~ CITIBANK (SOUTH DAKOTA) N.A. Cill"BERLAND COUNTY COu~T OF COMMON PLEAS VS. CLARENCE J. SMITH &~I No.9?'" 7JP..J CIVIL ACTION 1. The Plaintiff is Citibank (South Dakota) N.A., a nationally chartered banking institution with a place of business located at 7930 NW 1l0th Street, Kansas City, MO 64153. 2. The DefeDdant is CLARENCE J. SMITH, with a place of residence located at 76 GREENMONT DRIVE, ENOLA, PA 17025-2643. 3. At the request of the Defendant, Plaintiff issued to Defendant a Citibank preferred Visa credit card, account #4271382512953320; and at all times relevant hereto, Defendant w~s the holder of said card issued through the Plaintiff's credit facilities. A true and correct copy of Defendant's application is attached hereto, made a part hereof and marked Exhibit "A". 4. Defendant was sent a copy of the ?laintif:'s Disclosure Statement at the time he received the requested credit card. Upon acceptance and use of the plaintiff's credit card, Defendant agreed to be bound by the terms and conditior.s of Plaintiff's revolving credit plan as expressed in the Disclosure Statement. A true and correct copy of said Agreement is attached hereto, made a part hereof and marked Exhibit "3", EXHIBIT 1---'1-- .....r-- , , , , ,,',. ," J ' , , ' .-' " ~. , ' ... , ,. ;'f' 5. In accordance with the terms of Exhibit "B", the Defendant agreed to pay the plaintiff a fi.nance/service charge on all sums due at an annual percentage rate 19.80% and the plaintiff is entitled to additional finance/service charges from 09-12-98. 6. The Defendant subsequently used the said credit card. As of 09-12-98, the Defendant had incurred charges in the sum of $ $6,681.13, no part of which has been paid although duly demanded. 7. In accordance with the terms of Exhibit "B", Defendant agreed to pay Plaintiff a reasonable attorney's fee if the account was referred to an attorney for collection and plaintiff will incur an attorney's fee in the amount of $1,336.00. WHEREFORE, plaintiff demands judgment against t:he defendant in the sum of $6,681.13 plus int:erest from 09-12-98 at: the contract rate of 19.80% and attorney's fees of $1,336.00 plus costs of this action. Respectfully submitted: MELVYN S MANTZ & ASSOCIATES, P.C. BY: VALERIE ROSENBLUTH PARK, ESQ. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ...J ,1/:......r,., . .,' , . .' ' ,. ":', ,:. '" " , :' ,,~ ' " , ". ' . " , ~~ COUNTERCLAIM II - VIOLATIONS IN CONNECTIOJ:::!. WITH DEBT COl.LECTION Defendant hereby incorporates by reference the foregoing paragraphs as if fully sct forth herein. 3. Plaintiffs attorney did not sign the Complaint. 4. The law firm representing P\aintiffindicated that Defendant's attorney could not speak with an attorney unless a paralegal evaluated the contact and permitted same. 5. The law firm representing Plaintiff used a parakgal who indicated that she (the paralegal) would contact "her" client and the paralegal. with a false and misleading statement on the "laW," tried to "collect" the account from Dcfendant. (See Exhibit A, letters from Plaintiffs attorney, all signcd by the Paralegal.) 6. Plaintiffs attorney used the name of two separate law firnlS. Park Law Associatcs and "'.r..J I. J P t-' I r , ~ I" .' " ~., . . , ' ".' ; :' ,:', . ': 1 . . " " " ,. . , '. :. . " \ .,>' ". ' ' '. ~ ' . " . Melvyn S. Mantz & Associates. both Ietterhcad contain Plaintiffs attorney, to collect on the alleged dcbt. i. Plaintiffs attorney Ilsed mass-mailcd form letters in violation of fedcral and state law. . 8. Since it is a violation of fedcral and state law for an attorney to sign a mass-mailed fonn letter, Dcfendant believes and therefore avers that Plaintiffs attorney attcmpts in vain to avoid this problem by using thc paralegal. 9. Plaintiffs attorney rcquest attorney fecs despitc no personal involvement in the case until Defendant's attorney sent a lelter indicating the violations of federal and state law. 10. Defend~Hlt hcliews ~lI1J therefc're aHr:; that he. as well as all consumers, was dcceived by mass maikJ l;mll !Luers, In_L":'ll.cl.i.k. :uX n.R, 65X. (E.D. l'a 1977). , II, Dcfcndant belicvcs and tlwreliJrc awrs that the Plaintiffs attorncys involved in collcction of this allegcd dcbt wcrc 110t actively involvcd and did not afford his (or any othcr consumers) account individual rcvicw. lliPh v. (Jobal Collcction Scrv.. 1997 WL 369437. 12. Defendant believes and therefore avers that Plaintiffs attorneys involved in this case did not adhere to the requirements of their profession as provided by law. Crossley v. Leiberman, 868 F.2d 566 (3d Cir. 1989). 13. Defendant believes and therefore avcrs that using attorney letterhead created a false sense of urgency both him and other consumers. Tolentino v. Friedman, 833 F. Supp. 697 (N.D. III. 1993); Sluvs v. Hand. 831 F. Supp. 321 (S.D,N.Y. 1993); and Rosa v. Gavnor, 784 F. Supp I (D. Conn. 1989). 14. The above mentioned acts with supporting cases demonstrates that the conduct of Plaintiffs attorney rises to tbe level needed for punitive damages. 15. Thc law fiml's using a paralegal to negotiate with clients and to instruct Defendant on the law is the unauthorized practice of law, a violation of the Rules of Professional Conduct and Pennsylvania Unfair Trade Practices and Consumer Protection Law, 73 P.S. S20J -3.1 et seq.. and the Fair Debt Collcction Practices Act. 15 U.S.c. S 1692 et seq. 16. ALL ACTS DONE BY PLAINTIFF'S ATTORNEY WERE DONE WHILE ACTfNG AS AGENT FOR PLAINTIFF, as such, Plaintiffis also liable for thc acts complained of in the above paragraphs. 17. Defendant attempted to settle the claim with Plaintiff, for an amount slightly less than the alleged amount due to discrepancics with the interest rate and iJte fees \VITlIOUT releasing the attorneys or consideration fi'r counter-claims. , " , ' . ,', '; : ,', . " , \" : " , .' ,~ ,\ ,., , ,'., ~ " '. I X. Said seukment was rcjeeted by attorney IlJr plaintiff. WHEREFORE, Dcfcndant respectfully requests that this Honorable Coun award him actual damagcs, statutory damages, punitive damages as well as reasonable attorney's fees and costs as pennitted by federal and state law as well as pemlit Defendant to join Plaintiff's attorney to this Action in order to pursue the claims against the law firm. Respectfully submitted, Dated: March 12, 1999 /01 f..l, . -,j (j0), /'-<'rtvU7!", Deanna Lynn Smith - Attorney for Defendant to # 77414 76 Grcenmont Drive Enola, I' A 17025 717-732-3750 Fax 717-728-9498 , ','''., . \' .". ~' ,:"".' ',: ': .' :,' ," ",.:. "~.<. "! . ~ ':'. .'.,." ,":' COMMONWEALTH OF PENNSYLV,~~IA COUNTY OF BUCKS Valerie Rosenbluth Park, Esquire, being duly sworn according to law deposes and says the she is the attorney for the Plaintiff in the forgoing matter; that she is authorized to take this affidavit on its behalf; and that the facts contained in the foregoing Petition are true and correct to t~e best of her knowledge, information and belief. Valerie Rosenbluth Park further understands that false statements made herein are subject to the penalties of 15 Pa.C.S., Section 4904, relating to unsworn falsification to authorities. vuJ/!-I)\_/ VALERIE ROSENBLUTH PARK, ESQUIRE , , ... . ". ' ,:'.~'" ' . ".'.'. ' - ,- > ~. ' . . . .' . ., " VALERIE ROSENBLUTII PARK, ESQUIRE Allorncy I.D. II 72094 PARK LAW ASSOCIATES, p.C. 25 East Statc Strcct, P.O. Box 1779 Doy\cstown. I' A 1890 I (215) 348-5200 ATTORNEY FOR PLAINTIFF CITlBANK (SOUTII DAKOTA) NA PlaintilT VS CLARENCE.1. SMlTll Defendant : CUMBERI.AND COUNTY : COURT OF COMMON PLEAS : CIVIL : No. 98-7283 CERTIFICATE OF SERVICE TO TI-IE PROTHONOTARY: Valeric Roscnbluth Park, Esquirc. ccrtitics that she is the allorncy for the llbovc namcd I'laintilT in thc instant action and that on May 19. 1999, shc servcd upon Deanna Lynn Smith, Esquire. a true and correct copy of Plaintifrs Preliminary Objcctions to Dcfendant's Amcnded Counterclaim ll, by mailing samc by rcgular mail. postagc paid. to the person and at the address set forth below: Deanna Lynn Smith 76 Grccnmont Drivc Enola. P A 17025 PARK LA W ASSOCIATES, P.c. BY ~V . V AI.ERJE ROSENBLUTll PARK, ESQUIRE ATTORNEY FOR PI.AINTIFF . " . ,. . , 1.'. , . . , ' , ".,.,,"." , t. '- VALERIE ROSENBLUTH PARK. ESQUIRI, Attorncy 1.0. # 72094 PARK LA W 1\SSOCI/\ rES, P.c. :!5 East Statc Strect, P.O. Box 1779 Doylestown. l' A 1890 t (:! 15) 348-5:!00 ATTORNEY fOR PLAINTIff CITIBANK (SOUTH DAKOTA) N.A. : CUMBERLAND COUNTY : COURT Of' COMMON PLEAS Plaintiff VS CLARENCE 1. SMITH : CIVIL : No. 98-7283 Defcndant CERTIFICATE OF SERVICE TO THE PROTHONOTARY: Valeric Roscnbluth Park. Esquirc, ccrtifies that she is the attorney for thc above named Plaintiff in the instant action and that on May 19. 1999, she served upon Deanna Lynn Smith, Esquirc. a true and correct copy of Plaintiffs Prcliminary Objections to Defendant's Amended Counterclaim II. by mailing samc by regular mail, postage paid, to the pcrson and at the address set forth below: Deanna Lynn Smith 76 GreenITIont Drive Enola, PA 170:!5 PARK LAW ASSOCIATES, P.C. BY l/V\.. -'..1'.. / V ALERIE ROSENBLUTH PARK, ESQUIRE A TTORNEY FOR PLAINTIFF . " ,- ; " ' ,.' '. - " -,' '. ",', '.' ".,.. . , ' r-ER'.rll":LQ-"-t:~_-91'~_$1"8Y_J-Q; I lll..::.:reby cert 1 fy that. 11(-lV(~ ~,)c:r\}'cd ur cdu~,cd tJl be: served a true and correct copy of the foregoing upon attorney for plaintiff by U.S- Mail, postage prepaid, addressed to: Valerie Rosenbluth Park 25 East State Street Doylestown, PA 18901 Da ted: 6/4/99 ~1 /LJ DEA NA LYNN SMITH, ESQUIRE Attorney for Plaintiff .. Y-." " , 'b", .' , " ,; ," . " , ~ "' t, .,.,.. , , ..'" >- C'J .~ 0" tr; r_ j:~ ...... lJ!q ~~ :".) c (. 'I ~. . _::. () I.L.. .~ (J._ . :.j IJ__, ("), - r , . C") -'-/) (:)~ " . lu" . f~':'l. . ~ ..,.i' I: .:~::l. 1-',. C, -:j (J (;;, () . , , ' "',' ;..J~,! OJ ("") .' " I ~ .~'-r. "... . . . ,.., 'J./" , ' . ~, ' "', . .\ :,- ,', ". \ ' '-, ' _ _,' '_ ,',.' ' . - ~ . FROI'! ,'IAIHZ i: ;155(1,:. TEL: :7:'}f:, :;J8 '-ID1:, JUL. 7, 1'39'3 10: ,~1 HI" P 2 ." CITIl3t\NK NA Plnimifr. IN TJ))' COURT OF COMMON PLEAS I 'l.!!\ml'.lU.A ND em lNTY. "ENNSYI.V ANI:\ v. No.: 98.7283 CLARENCE J. SMITlI Defendunt. CIVIL TERM :i:urJ!UUUl'!.OE ( :Oll NSEL ru.lilliM}S~I\tJlQN WITH r.F.EJl1mCE AND NOW, comc" I'lnintifL hy :11\\\ thrn\1g,h hi~; Cllunsel. and Defendont, by [lnd through its coun~c1. :md Jiles this Stipnhnilln ('1' ('oumic,} Il' l>isl1lis~. with prcjudicn, 10 dosc und discontinlll" the ..hove-entitled uclion ag,ainxl a\1)' and allPI~intiffs and J)efcnd~nt~, including all COllllterclaims, lIS the parties have amkilhly xc,llkd their dispute. Respectfully suhmillell. I~c~p~ctthlly submi1\cd, By:--!J U'tct/~--- Deannil Lynn Smith Altomc)' for i'laintill' 1011 77414 76 GrCeJlll1011t ])liw Enohl, I'cnnsyl\'\1nia J 7025 (717) 7'17..3750 1 /) ! By: v:.t:cl~1/t:"l Valcrie Roscnbluth Park .... Allorncy for Ikfendnnt 25 Ea~t State Street Suite 101 I)oylcstown, P A 18901 (215) 348.5200 ('('" " 1- I" - ! f l>u\ed: ,...__., Doted: _J!-J 9 r : {~ r., I ! ~-.' I . k , i I ".' .-;"...... , _ . . " .' . f ( . .. ',' . .', J " '. '" '.. , ~., ' ' _ .' ,,' '.; I " . 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