HomeMy WebLinkAbout00-05191
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MA TTLEMAN, WEINROTH & MILLER
BY: Paul D. Aaronson, Esquire
Attorney I.D. No.:
Suite 2226, Land Title Building
Broad and Chestnut Streets
Philadelphia, PA 19110
215-923-2225
Attorneys for Plaintiff
Our file number: 00-54470-0
Plaintiff(s)
SUMMIT BANK
One Bethlehem Plaza
Bethlehem PA 18018
COURT OF COMMON PLEAS
Cumberland County
vs.
No.: 61)-5/41 M
"ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED"
Defendant( s)
JACOB A RITCHEY
Camp Hill Penitentiary ID# EE 8341 PO Box 200
Camp Hill Pennsylvania 17001
CIVIL ACTION COMPLAINT
CIVIL ACTION: (1. CONTRACT)
1060 - Contracts for Goods, Enforcement of Accounts
NOTICE
You have been sued in court. ,If you wish to defend against the daims ,set forth in the following pages, you must take action within
twenty (20) days afler this complaint and notice are served, by entering a written appearance personally or by attorney and filing in
writing with the court your defenses or objections to the claims set ,forth against you. You'are warned that if you fail to do so the case
may proceed without you and a judgment may be entered against you by the court without further notice for any money claim or relief
requested by the plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU SO NOT HAVE A LAWYER OR CANNOT AFFORD
ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
AVISO
Le han demand ado a usted en la corte. Si usted quiere defenders de estas, demandas expuestas en las paginas siguientes, usted
tiene veinte {2} dias de plazo al partir de la fecha de la demanda y la notificacion, Hace falta ansentar una comparesencia escrita 0 en
persona 0 con un abogado'y entragar a la corte wn forma escrita sus defensas 0 sus objeciones alas demandas en contra de su
persona. Sea avisado que si usted no se defiende, la coret tomar' medidas u puede continuar is demanda en contra suya sim previa
aviso 0 notificacion. Ademas, la corte puede 'decidir a favor del er'nandante y requiere que usted cumpla con todas las provisiones de
esta demanda, Usted puede perder dinero 0 sus propiedades u otros derechos importsntes para ustecl.
LLEVE ESTA DEMANDA A UNABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVIVIO, VAYA EN PERSONAO LLAME POR TELEPONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITS ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
Blair County Bar Association 110712th Street Suite 508 Altoona, PA 16601 717-943-8139
This is an attempt to collect a debt md any information obtained will be used for that
purpose*
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MATTLEMAN, WEINROTH & MILLER
BY: Paul D. Aaronson, Esquire
Attorney I.D. No.: 54302
Suite 2226, Land Title Building
Broad and Chestnut Streets
Philadelphia, PA 19110
215-923-2225
Attorneys for Plaintiff
Our file number: 00-54470-0
Plaintiff( s)
COURT OF COMMON PLEAS
SUMMIT BANK
Cumberland County
One Bethlehem Plaza
Bethlehem PA 18018
No.: tIV~5lql CU;.R-r~
vs.
Defendant( s)
JACOB A RITCHEY
Camp Hill Penitentiary ID# EE 8341 PO Box 200
Camp Hill Pennsylvania 17001
CIVIL ACTION COMPLAINT
Plaintiff, SUMMIT BANK with an office located at One Bethlehem Plaza
Bethlehem PA 18018 , by way of Complaint againstthe above named Defendant says:
1. Defendant, JACOB A RITCHEY, is an adult individual residing at Camp
Hill Penitentiary ID# EE 8341 PO Box 200 Camp Hill Pennsylvania 17001.
2. On or about October 7, 1998 Defendant executed and delivered to
Plaintiff a Motor Vehicle Retail Installment Sale Agreement Under account
number 1400189157920001. The sum of $ 14,928.54 was financed at
the annual percentage rate of 10.500 %.
3. Pursuant to the terms of the Agreement, Plaintiff loaned the Defendant
This is an attempt to collect a debt and any information obtained will be used for that
purpose*
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$14,928.54 for the purpose of the Defendant financing the purchasing of a
motor vehicle.
5. By the terms of the Agreement, Plaintiff maintained a security interest in
the subject motor vehicle.
6. A Motor Vehicle Certificate of Title, a copy of which is attached hereto,
evidenced plaintiff's security interest.
7. Pursuant to the terms of the Agreement, the Defendant was to pay
Plaintiff the sum of $ 320.87 per month for a period of 60 months
beginning November 6, 1998.
8. On or about, November 6, 1999 the Defendant defaulted under the terms
of the "Loan Agreement" by failing to make monthly payments when due.
9. The result of the default created a deficiency, by reason of which Plaintiff
has been damaged in the sum of $ 16,092.89, demand for which has
been made of the Defendant, and no part of which has been paid by
Defendant.
The Defendant is in default under the terms of the Loan for failure to
make monthly payments as they became due and owing.
The following amounts are due:
Principal +
Interest +
Late Charges +
Credit for Direct Payments
Attorney Fees +
TOTAL
Plus interest from 5/26/00 at $ 3.62 per day.
$ 12,583.40
$ 795.29
$ 32.05
$.00
$ 2,682.15
$ 16,092.89
WHEREFORE, Plaintiff demands Judgment against the Defendant, JACOB A
RITCHEY in the amount of $ 16,092.89 together with interest from 5/26/00 at 3.62 per
day and costs of suit.
MATTLEMAN, WEINROTH & MILLER
Date:
7/11>/11
by:
A Ik-"bJJ
Paul D. Aaronson, Esquire
~
This is an attempt to collect a debt and any jnformation obtained will be used for that
purpose*
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John Giangrossi, states that he/she is a representative for SUMMIT BANK Plaintiff
herein; that they are acquainted with the facts set forth in the foregoing Complaint; that
the same are true and correct to the best of his/her knowledge, information and belief;
and that this statement is made subject to the penalties of 18 Pa.CA section 4904
relating to unsworn falsification to authorities.
TIlls is an attempt to collect a debt and my information obtained will be used for that
purpose*
MOTOR 'v[~iiclE INstAllMENT SALE CONTRACT,
D'tl!ll
lnltH/l<lClA
ANNUAL
PERCENTAGE RATE,
ThecostolyeurGredild
a yeallyI1.le,
AmouIlIFin{;,?,_'"
Tbelmouolof"i~:;;!provided
to yeu or en your behaK.
Total of Paymenls
TheameunlyouwiffflBvepsidllfleryou
ha\'tmadeaffschedu1ellpsynrenls.
T DIal Sale Pr';',:: ,,~'\
Thelnlalc:osloi-.:!:' '~un:hareen
cllIdll,incfudingyoUrdownpaymenl
.$
FINANCE
, CHARGE
Thedollarameuntlhe
credilwiUcosIyou.
3~O.00
10.5000%, $
4323.6
14928.5 $
19252.20
20202.20
YourPaj'lJ'lenlSchedulewiffba:
NO,Olh\'lllOnls AmounlolPaymen\s
I
I
Rfilliflel:$ !'i on
LatBCllarp;1fapayrnenlisfale,yOuwillbec!larged2"ofillejXlrtionoflhepaymelliwhichlslateIoreachmotl\h,orpartofamenlhgtealerlmnlOdays,lhalilremainsunll8id.
See be!cw and any elherCoolracl documents lor any additional informalion about nonpsymen~ delaell, any lequired repaymenl in luff before \he scbeduled date and prepaymenl
refUlldsandpenafliU. ,. emeanseslimale
WhtnP!ymlnllAreDue
MBnlh.beginnin
SeGurll:y: You are eivinll B Hcurily Inltrest in the motor vehicle being
pUlch!sed. ,
Ptepayment;lfyeull8yofleariy,yeuwiUnalhavelllpayepenalty.
fnlhisCcn!rllcl
weare eOURlESY rORD. INe
lheSEUER. .
;,Xl:Yl8 A. RITCHEY
~::~R(S).N/^
Name[s)
IfYDUDDNOTMEETYOURCONTRM:T
401 PlEASANl VALLEY B AlTOONA, PA 1660? S~~?t~O~~~~R~~,YEWN~~~~OI8~
Address Zip Code ~%WWo~~r~~w~~Wf'~I~~~
PA 166~2==ha~~m:~~r'seu~
ZipCoda{s) inlerdskluigntbisConlratliltlheAsslgnee.
ltemizatiDnofAmounHinanced
CashPri~e 15790_00
.
CasllOownfll)'lllent
$
Trade-In
VafueolTrade-ln
.
lien hyoffieN IA
.
Unpaid Cesh I'rice Bafance
,
.. ToCredillnsuram:eCompany
l$
.= ToPubficOffieialsfor.
i! U~ellSll, Taesand Reeistration
~ $
iUenfee
'ii $
" ! Ta 'iERlIICf COiHR^.CT
~ $
'IIi '" To NIII
; ,
g To ~!I\
~ $
~ To U/II
.
Amounlflnanced
$
IN6S0l6Y5SC457725 FfnanGeCha'ie
$
Tohl 01 paymonts (TIme Bafancej
,
PaJmtnl Sc~,dule' You agiee 10 pay
louslheArnoonlFinln~plllSinlereslin
43 SlON[ HANOR HAR1IRSBURG
Address(as)
If Ibele lsmorelhan one BUI'OI,eacb promises,S&IIara\elyand Iogalhor, to payall sums duousandteplulormaffalll'eI!manlslnlfllsCCntracl
TRADE-IN: N/A
Yeuheve!tlldedln 84 DODG ARIE
lhe!ollowlngvehfcfe:
'Year and Meke Description
lfa bBfance is slin owing on the veIJlclo you havelradellfn.lheSeflerwiffpayoftlhisa mounlon your beh!ll You llatnntwd represenllo us thaI
anytrade-misfleefromfien,clllbn,encumbranCBOIS8l:utilyinle!eSl,excep!aiiflowninlhellemizalionolAmounlA,nancedaslhe'llenPayofl:
PROPERTY INSURANCt:: You may GhtlDSe the pellOn lhroughwham inSUlanl:e!sablaineda gainstfossordamlltlototfJeVahicleandaeain!1
fiabifilyallsingoulolusoarallner!hlpoltheVehk:la.lnlhisCnn!rllcl)'Ouarepromlsing 10 insure Ihe Vehil:leand keep i1insured.
CRUITINSURAJlCEIS NOT'REQUlRlD: CredilLifelnS1lran~e and Credil Dlsabifily fnsurancellren'D1requlr,dloeblaincredi~and will
nol be provided unless you sign'belew and agree 10 pay the additienal rost[s) . Please lead the NOTICE Of PROPOSEtl CREDIT INSURANCE
on the revme side. Yourinsuranl:eGilrlificallorpollcywiUlel1)'Outlll MAXfMUMameu oIof insurance 8'laifabfa. All insurance purohased
wiflbeforlhe'fermoflheGledit
By signing. YllU$l!feet SingleC1ed~ liIelnSllrlnce.
llhichwltS MIA
950.00
Whet is your Bysignint~uselec:ISing1eCredilAccldenl&
agel--=--Yeat$!ieallhlnstlt8llce.Whichcom$~
Whit Is your
agel_Yeilt$
SignahlreoI8llyerlobeiMuredlo'SinglliC,edillifeln:;u.ance
Signelllreollluyerlllbainsuredlor!inglaCmlilAccidenl&lle3llt1inlu'!nce
By lignlllt you both !eleclJoint
CredilLife Insurance. llhich cll5\s s-----111A
Byligning,l'OObollue!ect.lDlntCredll Y/h3t:ue Percenl3ge
Acdclent&lleallhfrmmmce,llhichOOllsS--JJ.I-A- yourllgli11obe
in.ured
Wha13re
youraRDil
L
L
<
SignaluresoTbolhBu,n,sloheirtlu,ellfarJDinlCredilUlelnsurance
<
Signal!lrelol bDlh BuyelSlobe insured lorJlIinl
CredilAtcidenl&Helllhfllllltance
Insurer. CONSIIMFR I IFF TNSlIRAN(f:
VEHICLE: You have aereelllo purcheu. undorlhe\ermsoflhisConlract. thelollowingmDlorvelli~feendi\sexlraequipmen~ whlcb is Gill1ed
ll1e"Vehicfe"in IhisContracl.
""
USEO
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1I:W:I2ntmm
YwM!!lMm
"'"
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KC
95 NlSS
",U
Equipped A.T. P.S. AM.fM Slereo 5 Sp~. Olher
willi A.C. P.W, A~HMTape VinylTop
ASSlGNEE:WemayeiSignlhisCDoIra~landSeGurilyAgreemenltoasalesfinanCllCOltlpanywhichlsthe"Assignee.'lttheAsslgneca:;sigll5
lheConlraclloasubsequentassignee,lbelermefsnrefelllnsuGbsubsequenlmignee.Alter\heal5ignmOll~afftiglJlsandbenefilseflhe
SeUerlnllllsCenlraclandlntheSecurilyAgreemenlshallbtlongtoandbeenforteabfe by the Asslgnee. The Assignee wiff nofifyyeu when
andifSe~rme~eaanassignment
SUMMIT BANK, One BeIIIlehem Plaza, Belhlehem, Pe'nnsylvania 180J8.5781
59
payrnentsol$ 32087
UGh. and a final paymen'l aT
S 320.87.!haUISI
paymenlwlllbedUeen,andW"V'e~
lrillbedlltou\llalsamedllyefeachmDnlh
klflDwing.
CG-SIGNER: Any ptr!onsieninglhe Co.Slgner'sARreemenl befow promises se plla\e\y and Iogether with elf Co.Signer[s) and Buyer(5). to pay
aff sumi due and 10 perferm aff agreemenls in lhis Con!rllcl Ce-S!gnerwlll not be an lh?ner of the Vahi~le.
CO-DWNER:AnypersensigningtheCo.Owner'sS!!!:urilyAgreemenlbelowgivesusa5ecuritylnlereslinlheVeiJi,cfeandagreassoparalllfyand
togelherwUh afl Co'{}wner{sJ and Buyer[s),!o perform all agreernenls In the Secu tlIyAgreemenllindaflolherill1l1seflhisCoolractexcep!lhe
'Promise 10 Pay" se~lion.
TERMS:JllelermsshOMlln1heboxesahoveareparioflhisContract.
PRDMfSEJOPAY:YouagreelopayuslheTolafSelePlicelDllileVehiclebymakinglheCash
IlllllnlllymenlandassigninglheTradOoln.i1sbownabove,onorbtlorethed!leofthisCcntracl;and
payingustbeAmounlFlnancedpluslnterestYoupromisetoma1lepaymenlsinaccordancewilhlhl
Pa)'lllenlSl:hedufe.YoupromisetomebpaymenlsonorbeiDrethesamedayelncbmonlilulhe
Iplslpaymenlduedele,YlIUaRloelopey!lIolhllamounlsw!licb-maybecomedueunderlheterlJll
of lhis Conlra~l. You 19ree Ie pay the Seller or ASlienee ccsls of suil You also egree lo,plY
leasonlbleallorneys'lees if S!fler or Assignee hirlls In allorneyloGDlllCtamDllnlsdUe,u nderlhis
Cnn~lcIQrlQprot!GlcrgelpllS5assiDl1ollheVehicle. Youlgreelomebpaymenlsalltleplaceorlo
sendpllymenfslolheadd",sswhidllheAsslgnellmostreceflllyipocffiesinlhewrillennoticeteycu.
By si8ning belllW. we agree 10 selllhe Vellicle to you under l~etermiollhisConlract
BY:
NOTlCETO,BUYER-DO NOT SIGN THIS CONTRACT IN BLANK.'YOU ARE
ENTITLED TO AN EXACT COpy OF THE CONTRACT YOU SIGN. KEEP IT TO
PROTE~CIY.LE.GALRIGHTS.
HUVER---------=. .1 A ~~.. lSfAlJ0/07l98_
, ~ Dale
10/07198 BUYER ISfAJO/07/9B
Dale Dale
CE TO CO.SIGNER, wmCH HA.S BEEN GIVEN TO YOU ON A SEPARATE DOCUMENT, BEFORE
CO.SIGNER: YOU SHOULD REA.D THE 0
SIGNING TilE CO-SIGNER'S AGREEMEN
~~~~~~~;~~h~~~~~~~~~~ ~~nj~~ ~~naIl~rtfo~':n:~ ~ft~n;t~~;;h~CC~~~r:lt.:~~~:~jyl:!:ro~~I'::e~I~~ml~~'::~~~~;:;;:aif:: l~'l/p~~~e ~~
~~~Q:; ~ri:t::~~~d ~~~:;~~~hQ~~h:W:;;;~~~~u~ ~~r~~,%yl~:I~:~;"Q:IIQf:cl:l~:J:r;~~~~~ !:r::I~~~:: :r~~tu,ft~:. may nOI have
CI>-S;j,!nor"Sij,!nalu.o
{SEAL}
Add.""s
Dele
(SEAL)
C",Slgnor'SSign~lure
D..
Address
Co.OWNF.R'S SECURITY AGREEMENTl You. tho pOISon .igning below el "Co-Owner: together with the Buyer or orberwise being all "I Ihe Owners 01' lhe VehiGle,
j,!he us ~ Se"urity Inte,oll in tho V.hiel. idenlilled ~"""'. You agroc to be bound by the lCml' I>f tbe Securit). AgreemenllUld aUolhor par\ll of this Coolract eanopllhc
"Prun,i,c TI> I'ay- ..,eti..", You are giving ... lhe It.'Lourity lnIO,..llo induce us 10 make Ihii Conlract with the Buyer, and 10 secure Ihe payment by the Buycr or ell .um. due
un Ihis C..nllae\. You will nul be responsible fur any dcr!cicnl:y Which might be due after rep'lSIcS!lion and,sale of \lie Vehicle.
(SEAL)
Addms
Dale
CI>-Owncr"Sig"~lur.
BUYER, CO-SIGNER AND CO-OWNER, AS APPLICABLE, ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS CONTRACT
AT~ TIME OF SIGNING,
f~R -.e1fZ1j-
HUVER
COSIGNER
COSIGNERORCODWNER
"n,-,,.,, ~'" "", ""~" em.. <"\!l l~lrO"T\'"T ''''FOR'' ,'-If""
,,' ,,' 11<<', "" '1", ""1.1...1,,,," I.,II"U ulll" P,J"'I,"II"""C." Ih~ Iln,,,ce Cl,u~.
~!'G.'" on Ih~ h()IIj ~I~~ Ila~ ~ee" cnll1putrrl on lh~ a~~umpllon 11i.1 ,,~v/l1I I~,"""~ ;
PII'''' "I~~n Ih~'1I ~cl'~1ul~d due dal'~ . ,,' 1
. 2. COMPUTING INTEREST: I'I! ",I! tlm,g. mlpr~$l "" . ua,l, b~IIS on th~ out;~n"~"g'
ba:ln, I' ~uhll'd 10 intNl"Il on ~~dl rl.y 01 tll~ lo~~ t~'1l1 lhe dl,ly ,nle'e~1 Tille 'S equ.1 to Hl~
Allnliiil retcenla~~ P.M~ dl\i~r~ hy Ille nUlIlbrr 01 OilYS '" Ih,l c~l~n~ar )'t'aT A~y~, ~Wec:;
th,1 t",c'm:" ",I."ll.. ""k"l~to<l uu . d'" b~sis. I<ll~ P3Ylne"l~ ",II '~~olt '" Iddd"ln.1
;'l\e,,'" \aro.l \I ~O?~"bl.," l.!o thl'~tl ~",Iy p:lyrnonl> wiU ...ull '" loSS Inlt,.,1 bei"g
,I,..~, d h,l, lnll/a, lal. ~~yn'e"l!>'''1I c~u\\' Inl amounlol th.fInal palm,nllo .I"n~,
3 !.AlE CIWlGE: Buy.. a",'es In P~Y 8 I~t. ch~!t~ 101 IllY pljmenl "01 m..Ie wJUlIn lO
tl.", lite, 1:5 due dal., 1I1~ I~tr cha'~e will be r. per Inonlll nn the ~npa'~ "mellel cllh!
1"'1,"""1 \'I~ "dll'C"~'oY>t ~"y Il"rl 0' > mo"U, '11 Nrel'<'~ IG Ii~l~ 10 b. I lell IMI'U, lit,
I~!e "I~I~" MIII,~ 0J'J. ",h~" e>I,nl"1 ~lo 1M. eh~'~e ',111 be ~(I(' H lh. le~$on Ih~1 lhe
p~l'r, I" ,~ lAte,s b.. aIM, alte' d.I~~I~ Ih. tnhrc Qu~land"R balance olllhl~ CarMar.l i;
do~. fI, 1.le ch..~. ,,,lIlw' oju~ ,I th~ ani, le~Son IIl~t Ihe P~y,"."I'~ 1,le il OOcllu~e"1 a I3te
,m'l.",\\'SSl'dM 'n'lol'.,~"n'~"1
4 APPltCA1IOII OF PA\~E1lTS' '.'I. 'Mil ,pply pa)'ltl,nt~ '" lhe follewln~ ~,dcr of prlO"ly:
IIrsll,' Inml.sl,aml We" t. I~t.chlll"" Ius, pnn"Qal 2nd an~"lh"'I~louI1ts.IOu owr. In
the'I"I....lh,lvmellQ~l~
5, PREPAymIlT: You wav p'epay. III lull 0' "' pa't the Imounl ~"ed on thls(;o~lrlCl ~t~ny
10m. ,'/lth.ut pcnally, I! jnu P,.pal' Ihe Cenlnct ,n pall, y~u ~~ree to continue to m~ke
,r~,~,,'" sctleihlled pay~"",\S "otdyllU pay ,II !~IQ~nl~ du~ u'ld"r tl1~ CO"I"'! Ih,~ ,,;u
ledu~" Ihe numb~f ot p.ym.nls ~~U will ma~1l.
~.Y.'AIV[RS,
~ WAIVER BY SULEIl AND ASSIGNtE: W~ aod Alli~,,,~ "R"e the ,i~M I~ tr!).!l any
plC~"II' IS '!~unll I~I 1I", '~nll",e"i 01 tlu, Cuntmrt ~m>fl\ lox 1I1~ V.hicJ! a~d IIle other
,!!':u'.I) IJ'1C1I'ca~ym"n'm'''d'nllll,Co"I.act , .
b \~AIVElISBYB1JnR.CO.SIGNERAIIOcO.OWIIER,Y"uar"t!oIO!k!a1lp!ym.nlsoo
~'.l',:,,~ they a.e duo ",Iheul o~, hl'lng IJ .sk II YO~ ,,~~t, '," Illal' enlo,cr ou, nr.hls
',I~loul no~ly,"g you "' adnncc You eoV" up any IIghljoU may loll'" to Ie~u"e l~!\ we
.nl",. our n,glll< l~a,'>st9'''~ oth~, ,man 0' PIUpe(1)' Ilo:fale "e e~lo"e ou, ,ights a~~on,t
YO" ioo .i'''" U1,1( 1'1 m'l) rJvo up au' "gh:s"~alil,1 ~U~I. oll](>r p~"on bul n'll'g;li"~ yeu.
~ou \."vo doe ~'I'~~I1te '" (:(11'..11011 and 311 dolens~, ba,!d on ~u"lyshlp and imO~IIllI~n! o!
,rh\'~lors~o"'ll',
7 rrm,REST AFT!:R IMtTUR1T'f AliO JUOGMEllt: Inl~'e,1 at lhe 'ale pfov'~e~ in th"
Cn,~'~~t shall tnntlnue!~ ~~~,uc ~n lh~ u"p~1d b~l~ncc unhl P3ld in lull, ~.o~ ane' maturity
Inri ~,~I!c>"I" ~.l a ludr.m~"t ~~n'l ,au lu. Ihn amounts due 1hl' WIll appl1 .ven ff the
n":~',lv oc~u,s bl'<;aulr 0' ,,~~IN~b'lI. II ~I any Ilm~ ;nt~!!st a~ poovldcd !nt In thl~
1><'",'~IIIl,~ nu' P~"JJI'ted bV l~w.'lnle'es\ sh~1I actro~ .Illle highe;l ,ale allo"d by
~pr" ~111~ la~ b~~"l!I"'l: '111"'t t'~'e
~ lOUR PRO~~ISES ABOUT OUR SEcURIn INTrR!ST: Vnu Will nol p""ml anyone nlher
w,":, II ~~!~" a ",rJ"oI1 "~Clr$I~, Olh., "I~ht~ ..th.. V!llir.I~, You Mil pay all IJlln~ I~es:
n,;' ~tY!lI! us t'J oN~m Md m~'"I~1Jl Onr leCUElt;' inleles! rn the Veltu;ie Vou VlIU ~!.S,sl us
m I". "~cu. "<!~o'i1y Inl~ml Ml{d (ll[ th~ C!d,lo:alt clllll~ la:.tle Vehicle. YO\I ",lInOl sell
(I, ,..(. ."al !"~ Ve~lcl(!. II somenn" p~I' ~ IIrn 011 Ih~ V.I"cle y.u w~1 pay the ob'lg.1bon and
CI,'J,Ulckln"".,,
" YOUR PROMIS~S ABOUT TilE VElllCLE: You MIlI<e,p the Wni~lr In tood ~Dndlloon and
r~I'''' we WII' NY III i>.'u~ and Chill"I:<:,son lI'e \'clllcfe. Ycu ~III pay "u ~C~OI mlllltaonmg
Ihr ~rl'I~~ Too Wll o~t ~bU;C lh. WIIlcfe or permJI anytllmc 10 be doneto Ihe Wlude whicll
",lli',:ucc~. niue, blhlll" Ih~n lor 1I0,mal I'."M alld we Iou ~~I nel use the Vel.cl, lor
Ill', "I'\Il~e~e; Of fer !uro 0' le"se, Yo~ ',,,U not lnoi! tho Vem,1e (<.m ~Qu( ldo1tt~sl_n 0lI\
tl. ',. III 01 Ih,~ Contra~t 10 a 11<",' Pi',mloenl place DI ~a'"fmg ",thout nol~j'lng lIS,n
.:, " ~.
l' lOUR PROMISES AROUT 1l-ISURA/ICE~ You ~III k~pp tll~ V~~,rlr'ln!:~m~ ~~a"I~1 U...
III'" .'llft eOlll,"I' uol, .!I S'J"1; ,Iue us ". jE~i11 ,n lUll ll'~ '"\U,"'l(;~ tOiO'I~~ mu.ll,e
s>l, ,I,"!OIY w u. ll.O ~lfilecl YOU' 1I~",,'Sts ,lid 0'" mtm(>;l~ al lite IJl.e nl ~ny Insulfd loss.
Th_ 'Il Ilfan~l: :n~1 iu";. ~~ IS' 1~,\'~lye~' OnUll' polICI 1h~ "'Sllr~o.. n,u.>l he wIIUen by
a" ','l"'~.rl""~11J1 uu~llrled kI d~ bUSlne!;';", f'e"",yl'lnm amI !"ei1le~ 10 ~eU lO'UI!I1te
Ii 'I, 'r"lo.1 "", IlIr \i 1",,11' J~.p""nal,,"rlv ~"il~c'<l UK' IlI'U,al""" volocy ,"usl ~,.v,de us
I,l'l r' 'raSI 11, dll' I""r ~IIttclll~Jhcc 011"1 r.'''''.i!,llon OJ' ,~lIunrDn '" COI'f>r1lgC On
"1"' ,: I"''' <,..II ,Id,,", In.'t,ol,oy., ollio' 'l,dr'Wf "I 'llS",a"" C"I."fe t~ ~~ In 11l~
~,1 ',' lr.y 101>, '." da",,~,:.tQ the V,'I", k>, I'HI ",n """,",lI,,t.ly lIol,lj us., ",,1"'2 "nd lite a
I" ' '1:J1S ,,,II, !ll(' I",UI, I, l'le m.IY I':. a 1"1101 olios; "" \ a~' hoh~11 ,I you la,1 " 'rl~l' 10
do'" ,.IE, "~r "I~I""" ~aVr "n"'" I" '''1 "".r~. d,~" Or nther w~t'"...nt "" rec.'ve '"
I <I .,'''1 nl "n msu'rd I"~~.o' '!fl"", "'~Il!R"ce p'~.llum~ WP m.\' 'IllI1v '"I J"Sllrance
I"" ,.. II <,1' "'"e~", iu "'''I'' Of II I"ar. the \'el"rl, '1. '" ellr ,plnI"n ~'s e(ono"lJca~r
111'I~' ~nd I"U llr nol triM;/I drl,ull uwl.r rillS C,,"lla~1 Olh~'",,~'. "e ''IlII IPO!Y lhe
If' ..' or... ~Il"", I:;l~ ,"'J~r" Ihe "nO"d h.!a1cO due us
11. OUR RIOH-TS.IF ~OU BRE~K YOUR P;WMISES ABOUT THE SECURITY IritEREST,
\'rrllctE OR I~;URMC!: II YUu 1..1 10 ~~"P lOllr ~lo""m. 10 p~y fll,"r. fees 1"'S. I,ens or
II-.' '; "';'~S5a'r I., k" I' III. hh",r. In I:C'~ cond,lloo alld rep"", W~ mar ~av~nce any
n'''I'''\ wu'o'aal"'~ IL' '-'1\, I: yo" tall In krn' youl p'~"1J\l'S ,houl 'rqmred m,,,'~nce, we
l!f'~ '''w'c~ mon~y!o d~.i" '"S~fOn~p 10 COVO' lo!~ 0' d<lml~e to 1Il~ 'Iellide. We h~ve IIle
C"I ("'f"'"ll'"rorll"II'~lI'I"tPa"ym.n.yla' Ihelr purp'!><1S.S"eh mw,"nCCI,,1I be
lll'!,t..! to 1m !~,"unl n"l ~rNtN !~~" yau n.,e 00 11m Cenl'~cL filE INSURAtlCE WE
PUh't'II~S!; M~I BE Slm'lI'ICAtlIIY MORE EXPftlS1VE MID PROVIOE YOtl LESS COVERAG~
1fIMllllSUR~NCEVnUWIJLOPUHr.J.ll;SEVUlJRfiElF
1'1. ,'.,1 "~d ;It)" ",0'1'", "r _d,'al!.:' on l~.' Iwha~ I" Il,~ h.lal1cP on wh,ch...e im~ose
11"11"~ Ch~,,' , "11h,' ~nltu~1 1'.",enll1t lblt of 1I11~ Contra"1 You IglIJe to repay the
. ~ "', "",'" "" ~ ~, '"'''"' .,,'''' "'" I" ""M, IJ", ,"."" .uv.".",d "''''f "'~, yo,,'
monlMy pay"'o,,!:;. we ca" didos. Ih~ I,""""! al Ih~l! paim~"I: and how ",n~ you h'lI<! 10
,epay. If a"y 01 ~u, ,,~hts staled In tillS pml'aph,~ nol.pelllllttf~ by la,",~'- still hne Ill<!
elller IIfh\S lIIenboned Our paymen!:; en y.ur bellall \\'lll nel CUll! Y<lU' ~ kI perlarnT
ye"~l'ITll!lIlselinth'sContr;ld. "_. I
12 OEFAUlT: In 11"$ PlI"'gr<lph '''t"U' mean~ the Buyer,~,Slgner a01 co.Owncr, ~r8ny~ne
01 l~em. Yw win Ill' In 'Delaulr' of tile Cenlra.llf any cne of mDle af lhe folic~in~ tlllngs:
~~p~e", , '
a. Y.ud'O(It"...~~nYP>YmcnIOilo'~lo'e'lisdu.;gr
b, Voudenotk.epM,p'OmtSCywmadeinthISCont'.ct.or
c V,u d"ll'llk..p.oyp,oml;e\1lurr,adeln 'noU....C~nl..'I, Nole, loan or A~re"me"l
I'IllhSellc<e,A:CI~"ee:O)f
d. Yeu",ilIle any unlrue ~l!lem~nl m lh. Clodd ~ppr.c~tlon lorthl~conlt;!et at
! Yoecommi:\edanyf01llCl'lincenncctionWJthtll',Coul,acto'
+. Ye""Ie\~'eC01WJctedetac-rrm~in.elv""tfmuda.-d"hnnlJ$ly.cr.'ef"ulJd'bracou,j
Wlt~ IUnsdlCl'~n Ig dOSOlo b(' 'm;~pacLlall:d;o'
e Yo" Ide banbuplc, OT ,,"Solvency pmcce~incs, oranyoue files bankruplcy or
;n~Til!nryproc""dines.gatn,tyoU:Of " .
to YO" 1'~etheVehide ootsid. the U'ltedStatos~, Camda IV,1hou! our lI'fll!c>n consent
"
I. Y,u 1Il. Ihe I'ehicle 0' allow someone e~ l~ use il 'na"'~y lMt ~lllles It not 10 be
to..".dblYOU,i"sufa~;Q'
1 YOU dosnm.HlIn2lh31rlus..slMVth,"Jel~ he subiect 10 conl~ell,"nhy ~ove'nm"nt
lulhorit"s;Of
~ ,The Verncle IS I~st, slolen, d~$troye~ or damlie~ beyood e(;Qn~m:c;1 ,epa", and n()!
l,~~d o,found ."'I~in a I!lwnable time, or
I ~",I~e' credJto, 1,Ee:'; 10 ll.e Ih! Vrh"tp 0' ,our mone)' Qn ~eP'l;tt \\'lth ASI'~1\et' hj'
T!E.lp'oc!sl.
13. OUR RIGHTS IF YOU ARE l~ O~FAUtT OF TIllS ~O~TllAcT: 11 you I": in bt1l3ull~1 !Ill!:
COIllla~~..." ml' enlo'ce ou, II.h\:; a~wdm2ln I~w We may atsa d. Ihr Ihiogs spootlcaUI'
menf<oned in lhi~ COnt,att We mal' do one 01 UICS.l~.i"i~ and al lhe same time or laler do
anolh!r,Somecflhe1l1Ingswcm~ydQa'elllefollowln&:
a ACCEt~RArtON; Vie Ciln ~emand Ir,ll you p:ly to lIS Ihe cn~.. uopald balauc, owine
~" th~ Clnk~ct ~nd .11 unpa,~ F,mnce Ch~rge:;. ~nd olher money ~"", You agree lhal )'CIU ""II
p"fl,I'm"".ylou'ino"OI'n21.pal'"''"trm:ned..lalyuponreo<livi''llollr~em.nd
b. REPOSSl:SSION: W~ can repo$le~ In~ Veh'cle, unless ~'ohibltcd by 1m. We ~In do
Ihisoumhes, IIavea q~,llli!tI pefSO~ dD ,tlor lIS, Of hal'l! I gO'Iel1!m~ntajfi~ial (by re~le\i"]
do Il!oru!. Youagreethal\'lecanplaC03blyc.me~nteYOUfproperfytodDUu,.Wem,y
lal'.e any oUle'tlungs leund in the Vehicle. bUI",n relumlh~seJhi"r;sloyoulfyou~sllUyau
WMl theSl!lh,".Il~b~d:, yo. aE'"10 ask n5;na I!ller oont to lIS by carflticd 1M11."ilhin 24
h~~,~ 11)'011 ~o ,,~t tIlnd us Ihos leUer, you gm up an, claim 10 !haoo lh,ngs, You ~~..~ lhal
"~,"aY""tya\l,ll(;e"lColiles:inrepoSSeSSla~tlIeVehJclelndllkultilIDapla~for~!o",g..
c YOLUrHARY OELlVERY: We can ask YOIJ to ~i..u, lhe Vehldt al a rcasonabl,
Cilnl1l'lIrenl nl~'t You a2r~e to E'lf u~ In! Velllde il ~e ~sk.
~ bElAY IN ENFORCtlllEHI: W"c~n delay e.rorong oor lights under 1I1[s Contr<lCt
wltl1'nllosio~any I\ll~t..
H, SOME THINGS YOtl SHOULD KNOW IF W.. REPOSSESS THE VEHICLE; tl ~e rep~sslJ$s
l'IilhouI1ll,"~.20',"mrneotollit'al(by,!plevi'J'
a. NOT1CE: We ...ilt send you a tlol"eof ~pos='on Ie 'Illur la~adoJ,es~we klVll'l "bouL
Ihis Ngln ",IIIe.1l you how Ie buy bar~ Il.d..m) the Vellfl.!e. Yeu Mil NOT h~ve lhe f1r;1lllo
'elllslale the CO'lbatt TblS me~!lS IOU ,,~I hllf I~ ~ay Ihe total balan... on the Conlract ~nd
a\l!trm.oU(\\Sdo.re Yoo may uct2ettllC VP.Ili~1P. blC~ by ~IYUl\lrtelUl'-lU"...t,,,,,talImoo.\S. nll~
N.otl;.! 1"'1 1.11 yoO oth.r ,nIG'nlat<e. 1~1iuH!d CI law., .
b REDEMPIIOH:You havelh. ,ightto ooj'uack ('cdeem) IheVehtcle ",trun IS~aysol
the mailmc of Ih. Notl,e lnd ~I aoy lalel.ti"e befo,e ~. s.1I the V.hl~le 1I YDU dn Ml
,e~~em, you &'I'e up l~ daml to the \'elll'lf'.
c SAt,' I: Y'JU ~Dn'l .rde!m, ~e ~llIsell tl~ VehICle 1h. monfy lI)I;C1ved al ~Ie ,,~T b~
u;e() Ie PlY co,t~ and exuenses you ""II:', and then 10 p~y lh. ~m"unl you o~e on Ihe
Conl,acl
d. SURPLUS OR DEI'ICI~IICY: II the,e 15 mD",~l.ll we VJill pay It 10 11,e Buver. rJ il...,!e II
not !neugh meney rrom Ih~ zaic 10 pay wi"'l rou nwe. Buy'~, ~nd Co,S'En.. a~,ee 10 pay "h~t
1~s1II' .w.d to ""
e. rxP~NstS; You ag<re 10 pay the celt,fII" 'f~esse:;~n,~ slll,m!:. ..p~i"n~ prepa"ng for
S<l1~ alld sellmg Ihe V!III(;I~ "~'I'.~ ~l'..Jml'j~~ by law, Ihcs.e. CPI!:; ,11'11 ooly I>c due it
I.bel.ull",r.tlslm..nli5Idaysallh.I,")(!GI,eu,,..:\:;U)ll;
2 l~e amO\lot 01 cast> are ~~loaL n.ce:sS3'l' alld reas,nable; ~n~
3 Wetl"provf:he~DmWl'fap"'d
15.IlElRSANDPERSO"AtREl'RCSEnTArtV!:SI1OUllb:l.lle'yaurrlea/h,lhosColltractshaII
lie enm,ceable a!l3-mst ye~r h~lrsa"d pt'sonal ..prcsenlll'I.~ol youleslale.
16-COVERIIUfGlAW;lh',C!Jnlr.ldi,labemtl"or!ledaccoolm,2lotMla"o/Pe"n;yluma
17. SEV<:RABILtT'f OF PROVIS10IIS: If loran, rea!:llna"1 pa,101 lllLSConlr.ldsh<lll b~'c",e
,11!ga', v~1d or ~IIMIOIWoIbl!, lha! poll ~hall nol be 3 parlo!lhlSConlract
la ASSIGNMENT tl' BUYER~ Buyer sh~1I not ass,C. !hOs Co"I,act
[9 THERl:AJ:ENOWARRPJlTlESBYSELLEA,EXPRESSEOORIMPllED,INclUOINGlIlE
WARRAllmSOfMEl/'CI!ANTABIUTY~NDFlTIIESSFORAPARTlclll.ARPURPOSE,
lIrlLESSWE IlAVEGIVEIIYOUASEPARA1EWRJTTENWARRAHT'fORUNLESSSHLER
WTERS llITO A SERVICE cONTR~CT WITH Blfl'ER WIlHm 90 bAYS FRO~l TilE bAT! OF
TIlISCONTllACT,
Buyer's Guide Window Sticker. If tile Car which is described on Ule face althis Contract has a Buyer's Guide Window Slicker reqUIred by the Federal
Tlad~ Ccmmr$Slon Us~d Car Tlade- Re~ulalion Rule,tlre following notice applies:
The infPlmntion you see on the window form for lhis Vehicle is part of this Contract Information on the window form ol'errides any
c1:lnttaTYPTtlv\l;lominlhecontlactmsale,
NOTICE-ANY HOLDER OF THIS CONSUIUR CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD
ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETo' OR WJTJf THE PROCEEDS HEREOF. RECOVERY
HEREUNDER BY THE DEBTOR SHAll NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER,
~ UOt!CEOFPROPOSEbCREOlTl/;SURANcE
I"r <I,:"ru,) .1 tl"ll;o"lml hmhy la.rl;J n"hce Ihat r:ro~p ~lcrhl tile In,u""",, covml;" 0' G,oup C'edll Ac~,d.nl and Disabihlv Itllu,a".e cmm'age will be apphcahle 10 lhls
(,. "'.1'1 $0 m"!~rd oll In. !,"ol nl (IllS ~o*a.l lnll tleh such Il'lle 01 co.e'~ge 'I,ll be "1tI11~n hy Ih. 'tllur~nc~ cempmy ",m.d. 1~ls ,nsu,ante, subiect 10 acceplacc! by the
",.: "" rOI"" o"IV ti,p pe'Sfjn tl P1Is'~ss'~I"11C Ulr IrllUl'~t la, ~~~h Insu'aoce. ne am,""t 01 Cha'ge is IndJcated lor ~ach lype 01 Cledll Insurance 10 be purchased, The re'm cl
"'," 'lee '.,1I ,""un~lIC~ as nf lh. d~le th~ f1I<1rlltedn{ss I~ Incuflfd and will ~xp"e on lhe on.!!m~1 lc~.dul"d malu.a, dal. o! Ihe ;ndehl~~nes:; Sub!.~11O acteplanre by the insurer
a"~ .trll.n 30 ~~ys, lhr'~ l'-JII ~e d~llvmd 10 II,. lo'ored deblo'lsl a ClirlElo:ale 01 'I1$U'8n~e mere lully drscrfb'n~ the ;n;u'ln~e. In the eveot.1 p'opayment 01 th! indebledness, a
" "'n,' n! "'>tlTa"~e ~hMi.<r.; ~III ho ,"~de "I'r" du~
1I00IcE:SEEOll-1ERSIOEroRJMPORIANTINfORMAfION
THEPROVISIOI'fBElOl'lISIlOTP~RTOFfH<:PfNUSllVAIIIAMOTORVEHICL<:1IIStALtMUITSALECONTRACTBETWEENTII!:SUYERA1/tlSHLER,
. ASSIGNMENT
'".IUCf'-~ lie ~,-,rl:"r.'- "1",,lrt,"(j 'HI !I'~J~rp ul lIlIsC~"lracl(lfasl~ll~ws, __...._._.._ m.me)
tl'. 'l'IUle lI,~ ~'lll,,, Co"t",1 Ill. ~~lIel hS,~bl wWl'nls a~~ t'P!~~I!S. alld CDntmu~s to W<I"ln! alKl "p'csent Ulall~e l~te.hilS bet'n !113d~ 10 stro:l <Clnfonmty ",IlL all.appl"able
1"I"',l mate ~,,'ll~r,1 IlM "wi '.~IlI~IIO"S, ,"~ludJn~ bot nor lWlIl.d Ig, A't"le 2 o(llIt P.nnsyloallJa tln~orm COmmmi31 Cpde (13 pa t.S.A1g2101 el sCQJ: ou, lillel~ Ihl CGnl'~ct ~ud
lh' \"'I"rl~ ce~".d th.,.I.., "~I~ol\ll.. I,o~ o! III h.o~, ~ncu'"~,.,,(rs a~tl '~culJlr Intere::ls. alld is $ubiect only to the ,ir,hls cf the Buyer a~ stl fD,lh I~e'eln; lhe CMtr.lclos r1nu,Ile. Ille
",""~''''S I~r""", a'e noll~'~ellr::, msr 11.", lit<> ~'Ie eJ I~e Velllele lhm", desc"bed, and a~ p..tie~ Ihe'el~ Ire ~I !uU age amf ha.d.tapae.ly 10 ClInlr.aot,11\e desctlpllon .Itlo. Veh,d.
or" .',. ~~~I~'''"ll' f1.,,,lpl,'I. ~ml <nll",I' lI'e r.11h ,Io~"p"l'm!"l a"d/ol tradr.rn aHllwa".e \'-ere a~lually rcee,,!d 2nd "n parf 11'e'e~1 conlltled of IIt11es, po~!"<lllad theds. nlhe.
",. 'I' . h,","r~ III ~s lu I~UY\'l", ,o~'I,'s"' ,,""lar plv",oul~ 11~", ~I 10 u,~ Bo,o, Iho,""I'I" m~lIull~t~,~, f~b~le$ "'y ~e"sl'llltt .11 D' 3 p,jrt olllEo downpaymenlj. aU wa'r.lntles a'd
SI"~''''''I$ tl"'lr," all' I'~r: tile"" ""'"~: !:'~Ie"n 'ne Amonnt r"'an~rd p'lIl nllere;l ~llh~ Annn~1 hrrp"tlte Rlltr of /h. Conl'a~l Sl't 10ltl1 I~..ein: w~ aM duly Ioconsed undm ilK
1"'11"'1' ,~"'. rJOIOl \.to . lu ~al,'~ I '''I"~e Arl ond lIav~ dulv ~(II"l'rlrd ~illl aIlICil,",em."lS lher~ol I'Idh lesD~rl to tile !ransadioll an~ ;.,itll the fe~ml tluJl,,",.tendln8 A~I an~ ""lh !ny'
011"'1 1~II~rJI n, sial" I.". "Ill' 01 "'~ul.l",n ~p~lleable 10 IhlS eoul'lct a 1I,"lo, ~ehl<;le IItle ~f'I~lcate ~h(l"'n'~ a 'en or encumbr.lllc~ In 1110' 01 AssI,ne. ha$ been 01 ~'II b!' applied IGr
~>,...",.} t,,~ 1.."11.1"" l tIIr ~"'~~k> hu 11,1 bee" sU'll~"dcd amllhr S<>lIe, Ic.c~... el no I!ds I'fnK:h m~1 r!50~ i" Ihe ~uspel!SlO" ~I said regJsl'~llOll umf~, Ihe Penusyllama Melor
\"'1,'" '10'''" al rl"'I,""~Il,I,ty Mt II'~ a~jrll~) ",nl'U ,,'Ih. \'-1\1'", CQ"II.ct ,s la'~J pe,wnally k"Ol"fn 10 II,. 5.1,.. to be Ihe S,I",e Id."tl<;-'ll OefsUIllsI wl:ose ~',alu'el~j is flle) an..e~
b, II' I' '''I'~rt ",,.1 ~\,I'" ~l< "" I""~led~r ollart~ ""I"1'I-I.II'~ ';jbdrh' O' ..Ju" 0111'" e,,"I""1 II any ~u"" ,"",antll' O)f .~~'n'lJlal'oll~~huuld be 1,,","~lmlll allY llllla, Sell.., sllall
r~~",>',!<" ",," C""lla:' :..~U ~ ,'.;"",'0 "IE oI,'OliUfll, ~or'J 'Mil ~allllf'ICI,,, I~ t"I" II'" ~"'0~'11 ~,llll~ thNe"", rlJl"pu\"d as let 101111 b.lo\:l, ~f1d la,d tenled, 11011 b!' rumulallvc .nd n~1
e,." 1(' ~"I 111'1111'" "n",1 "'1 "1I'm ,,:;hl "' Ir',"'ly thai AIS'I""" ,,,,,.hI h~ve ~I I~R~' in ~QUlly ~l:'lPll Sfl'rr. In Ihe eYe~llhM BUjN r>ll\ or ,'I,.s~s 10 ma~e a"y payment due
Ill" I."'" r1' II", .,~.., -" flll", "'al~, ~"II.'" !h"lllo' \"r,,,,lr I, dd~rl"",, "1,1 a, Iro'!,""I~" to tile Bu\'l" hy ~.II~' n, 11',1 5,1111 leh.ltol II I'ano, any "~"anll or $er",~" a~rce","lIr
nl ,'J, '" '''>I'UI,~lw,', ~l'II,., "''''", 111'1 0" IWJllr ~,I'",~rl hI :"s'rnl'r ,,! l~th rI""" 01 RIlj'ef 31,IIel ",1I r~rJU,"i'ISe U", r.O"I"cllEu"l AS'<i~nee a"d II~y A~\11"ee 10f sal"~
111"" t il'1,4~ n; aCl ".,1".., ,.rt~ 11;,- WPflllll.l', h ,,"' .,.t h"n, t"'I,,,,. ""I ~"~r" 1"'\\'0' ~~,~.:; t', 1'01.) ~~"I'"'''' 1"""'1'" hem "oy on,el (~." "lIlDYfr, II1du,1",~ ~llo'ney~' lI'es, rom
....: \'<:' n,," ".",11 ,I ," ,t, 1_,"11". ;'I'JII'~I <.1"111" "'clt,,,1 h, 8UI'" ."'1 Inll~ :.nl [t<IEn;!" "'IIl,,d.1 1,~v"'e"ls nlad. bl BIl,~1 to AZlI!n.~ U Iho S,llr' conl,,'ls to pu'cll~... p,olJ(:,ty
IO<'P.," .. D" hd,,11 rill" nUl"'. "II III.t '''~"r~,'t~ I; """dlrd III lI'p '"~"I_rIC~ COO'ol"Y P'Ill' l~ 11$ Sl:hr~uT~d .'p'r.lhon ~al.. S~lle' ,'"II all'~lpl 10 Illace ron~ar.lhle :;OVeta~e "'1111
"or'. "'"1 '''~Inall'~ l""'P,""1 n" hrhJII of tl". /luve' II s,n", ,< uM11k> ID d' 5~ Sellm ~d' "nl~l' BUI" ao~ p.y l~ Buyef Iny addJlmnal (llstS m~u"ed hy tile !lur~' ,n olllammt
,,"'I' "'Imt ",'ur~""I' I", \Io~ IfIn"I"'l"ll'rII"d 01 Oil" ''''r.1I1al "I<,,,,n'o 11(11", Ily ,lrllve'lIIg Ihls Co"tracl 10 Ihe, AssI."!~""~ ,n;eplwr- payment lor II, Sell!, aUlhllnle~ tht lIM:gnco 10
,nl';' , ," ll",,",III',,, I' ',~Ir, '11'" 1"' I'or ~ ,~",." "111l"''',"'I.,,,,,pnlln '"!lerllh~ t'ur A'l-lrnre ",h, PUld""S!d U"s c~olrl'l, ",,~IOf 10 ~~n Sorro"~ nal"~ to nus ~.ssl~nmcnl MII"ut
,",',',, 111"""'''~:'I''"lI'h.''I'''''Ii''1,,'''''' ',111""1 'rll",'s"pl>t""',
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-05191 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
SUMMIT BANK
VS
RITCHEY JACOB A
KATHY J. CLARKE
, Sheriff or Deputy Sheriff of
Cumberland County, pensylvania, who being duly sworn according to law,
says, the within CIVIL ACTION COMPLAINT
was served upon
RITCHEY JACOB A
the
DEFENDANT
, at 0015:15 HOURS, on the 26th day of July
, 2000
at SCI CAMP HILL
P.O. BOX 200
CAMP HILL, PA 17011
by handing to
JACOB A. RITCHEY
a true and attested copy of CIVIL ACTION COMPLAINT
together with
& NOTICE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
8.68
.00
10.00
.00
36.68
So Answers:
~~ ~~a
- .~
R. Thomas Kline
07/27/2000
MATTLEMAN, WEINROTH & MILLER
Sworn and Subscribed to before
By:
~~Jfff!/wk
me this .2~
day of
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MATTLEMAN, WEINROTH & MILLER
BY:Paul D. Aaronson, Esquire
Attorney 10# 54302
Suite 2226 Land Title Building
Broad and Chestnut Streets
Philadelphia, PA 19110
215/923-2225
Attorneys for Plaintiff
File No.: 00-54470-0
SUMMIT BANK
One Bethlehem Plaza
Bethlehem PA 18018
COURT OF COMMON PLEAS
Cumberland County
Plaintiff
TERM;
NO: 2000-05191 Civil
vs.
JACOB A RITCHEY
Camp Hill Penitentiary 10# EE 8341
PO Box 200
Camp Hill , Pennsylvania 17001
Defendant( s)
PRAECIPE TO ENTER DEFAULT
JUDGMENT
TO THE PROTHONOTARY:
Kindly enter Default Judgment in favor of Plaintiff,
SUMMIT BANK, and against the Defendant, JACOB A RITCHEY ,for failure to Answer the
Complaint in Civil Action.
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Service was made on the Defendant by as follows:
JACOB A RITCHEY
July 26, 2000
Assess damages as follows:
Principal and Interest
Attorney fees as per contract
Interest from 5/26/00 to 09/05/00
$ 13,410.74
$ 2,682.15
$ 369.24
$16,562.13
TOTAL AMOUNT OF JUDGMENT
--"'IiII-~ -"
MATTLEMAN, WEINROTH& MILLER
BY: A ./L1~ -- ,--.
Paul D. Aaronson, Esquire
# 54302
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MATTLEMAN, WEINROTH & MILLER
BY: Paul D. Aaronson, Esquire
Attorney 10# 54302
Suite 2226 Land Title Building
Broad and Chestnut Streets
Philadelphia, PA 19110
215/923-2225
Attorneys for Plaintiff
File No.: 00-54470-0
SUMMIT BANK
One Bethlehem Plaza
Bethlehem PA 18018
COURT OF COMMON PLEAS
Cumberland County
Plaintiff
TERM;
NO: 2000-05191 Civil
vs.
JACOB A RITCHEY
Camp Hill Penitentiary
10# EE 8341 PO Box 200
Camp Hill , Pennsylvania 17001
Defendant( s)
CERTIFICATION OF
MAILING
I, Paul D. Aaronson, Esquire, Attorney at Law, being duly sworn according to law,
upon my oath, depose and say:
1. I am a member of the firm of Mattleman, Weinroth & Miller, attorneys for
Plaintiff in the above entitle cause of action.
2. Notice Pursuant to Rule 237.1 was forwarded to the Defendant(s)' place of
residence by regular mail on August 22, 2000 and has not been returned to this office,
so it can be assumed that same has been delivered to Defendant(s).
3. I certify that the foregoing statements made by me are true. I am aware that
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if any of the foregoing statements made by me are wilfully false, I am subject to
punishment.
MATTLEMAN, WEINROTH & MILLER
By: .~ / t1-1< . 4""":lJ
Paul D. Aaronson, Esquire
# 54302
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MATTLEMAN, WEINROTH & MILLER
BY: Paul D. Aaronson, Esquire
Attorney 10# 54302
Suite 2226 Land Title Building
Broad and Chestnut Streets
Philadelphia, PA 19110
215/923-2225
Attorneys for Plaintiff
File No.: 00-54470-0
SUMMIT BANK
One Bethlehem Plaza
Bethlehem PA 18018
COURT OF COMMON PLEAS
Cumberland County
Plaintiff
TERM;
NO: 2000-05191 Civil
vs.
JACOB A RITCHEY
Camp Hill Penitentiary 10# EE 8341
PO Box 200
Camp Hill, Pennsylvania 17001
Defendant(s)
AFFIDAVIT OF ADDRESSES
STATE OF NEW JERSEY
SS
COUNTY OF CAMDEN
I,Paul D. Aaronson, Esquire, being duly sworn according to law, upon my oath,
depose and say:
1. I certify thatthe Plaintiffs address isSummit Bank One Bethlehem Plaza
Bethlehem PA 18018.
2. I certify that the Defendants address is:
JACOB A RITCHEY
Camp Hill Penitentiary
10# EE 8341 PO Box 200
Camp Hill, pennsylvania 17001
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3. I certify that the foregoing information is true and correct to the best of my
knowledge, information and belief.
Sworn and Subscribed to
before me this6#lday
of~bDI. 2000.
MATTLEMAN, WEINROTH & MILLER
>>~/A"r;1JfJ~
By: A ~~
Paul D. Aaronson, Esquire
#54302
. STe~PHANIE JANE NY:CE
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My Commission Expire NEW JER~E}
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BY:Paul D. Aaronson, Esquire
Attorney 10#54302
Suite 2226 Land Title Building
Broad and Chestnut Streets
Philadelphia, PA 19110
215/923-2225
Attorneys for Plaintiff
File No.: 00-54470-0
SUMMIT BANK
One Bethlehem Plaza
Bethlehem PA 18018
COURT OF COMMON PLEAS
Cumberland County
Plaintiff
TERM;
NO:
2000-05191 Civil
vs.
JACOB A RITCHEY
Camp Hill Penitentiary
10# EE 8341 PO Box 200
Camp Hill ,Pennsylvania 17001
Defendant(s)
AFFIDAVIT OF NON-MILITARY
SERVICE
STATE OF NEW JERSEY
SS
COUNTY OF CAMDEN
I, Paul D. Aaronson, Esquire Attorney at Law, being duly sworn according to law,
upon my oath, depose and say:
1. That the Defendants are not in the Military, Naval or Air Services of the
United State or any other Country within the provisions of the Soldiers' and Sailors' Civil
Relief Action of Congress, as amended; and
2. That the Defendants are at least 21 years of age and reside at:
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JACOB A RITCHEY
Camp Hill Penitentiary
10# EE 8341 PO Box 200
Camp Hill , Pennsylvania 17001
3. The affiant has ascertained the foregoing information by personal inquiry and
knowledge and makes this Affidavit with due authority.
Sworn and Subscribed to
before me this5.fh!lay
Of~Dw). 2000.
~{jJlA' ~tIlA 1L"fJ UJA . /
STEPHAN({JANE NYCE '
_ nm" py , ...., Ie OF NEW JERSq
My Commission Expires t()/~d.I()l
MATTLEMAN, WEINROTH & MILLER
BY: A Ja.. ~~
Paul D. Aaronson, Esquire
# 54302
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OFFICE OF THE PROTHONOTARY COURT COMMON PLEAS
Prothonotary
TO: Jacob A Ritchey
Camp Hill Penitentiary
ID# EE 8341 PO Box 200
Camp Hill ,Pennsylvania 17001
Date of Notice: August 22, 2000
SUMMIT BANK
One Bethlehem Plaza
Bethlehem, PA 18018
COURT OF COMMON PLEAS
Cumberland County
Plaintiff
NO:2000-05191 Civil
VS.
JACOB A RITCHEY
Camp Hill Penitentiary
10# EE8341 PO Box 200
Camp Hill , Pennsylvania 17001
Defendant( s)
NOTICE PURSUANT TO RULE 237.1
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAYEFAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY
A TIORNEY AND FILE IN WRITING WITHTIlECOURTYOURDEFENSES OR OBJECTIONS TOTIlECLAlMS SET FORTH AGAINST YOU,
UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF TIllS NOTICE A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT AHEARlNG ANDYOUMA YLOSEYOURPROPERTYOROTIlERIMPORTANTRlGHfS, YOUSHOULDTAKETffiSNOTICE
TO A LA WYERATONCE, IF YOU DO NOTHA YEA LA WYERORCANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING
OFFICE TO FINO OUT WHERE YOU CAN GET LEGAL HELP,
Cumberland County Bar Association
110712'" Street Suote 508, A1toona, PA 16601 717-943,8139
A VISO IMPORTANTE
USTED ESTA EB REBEWIA PORQUE HA FALLADO EN TOMAR LA ACCION EXIGIDA DE SU PARTE EN ESTE CASE A
MENOS DE QUE USTED ACTUE DENTRO DE D1EZ DIAS DE LA FECHA DE ESTE A V1S0, SE PUEDE REGISTRAR UNA SENTENCIA
CONTRA USTED, SI EL BENEFICIO DE UNA AUDIENCIA Y PUEDE PERDER SU PROPIEDAD 0 DERECHOS IMPORTANTES, USTED
DEBE LLEV AR ESTE A VISO A UN ABOGADO ENSEGUlDA, SI USTED NO TIENE UN ABOGADO Y NO PUEDE PAGAR POR LOS
SERVICIOS DE UN ABOGADO,DEBECOMMUNICARSE CON LA SIGUlENTE OFICINA PARA A VERlGUARDONDE PUEDE OBTENER
A YUDA LEGAL:
SERVlCIO DE REFERENCIA LEGAL
Cumberland County Bar Association
110712'" StreetSuote 508, Altoona, PA 16601717-943-8139
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
MATTLEMAN, WIENROTH & MILLER
Paul D, Aaronson, Esquire Attorney ID# 54302
Suite 2226 Land Tiije Building, Philadelphia, PA 19110
215-923-2225
'This is an attempt to collect a debt and any information obtained will be used for that purpose'
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OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS OF Cumberland County
Prothonotary
TO: JACOB A RITCHEY
Camp Hill Penitentiary, 10# EE 8341 PO Box 200
Camp Hill ,Pennsylvania 17001
00-54470-0
SUMMIT BANK
One Bethlehem Plaza
Bethlehem PA 18018
Plaintiff
COURT OF COMMON PLEAS
Cumberland County
VS.
TERM;
NO:
2000-05191 Civil
JACOB A RITCHEY
Camp Hill Penitentiary 10# EE 8341
PO Box 200
Camp Hill ,Pennsylvania 17001
Defendant( s)
NOTICE PURSUANT TO RULE
236
NOTICE
Pursuant to Rule.236 of the Supreme Court of Pennsylvania, you are hereby notified
that a Judgment has been entered against you in the above proceeding as indicated
below.
Prothonotary
JUDGMENT BY DEFAULT
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
Paul D. Aaronson, Esquire
Attorney Id #54302
MATTLEMAN, WEINROTH & MILLER
215/923-2225