The URL can be used to link to this page

Home My WebLink About00-05239 -"~,>~;,,,,,., , ~""' . . ~ , ~- .' ,~ ' LM:..i0Ji~h: , . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040. N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900. ATTORNEY FOR PLAINTIFF The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31,1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. Linda M. Rich, 415 Limestone Carlisle, PA mortgagor Road 17013 : NO. 00 - ..r~J<r C()L(Y~ John K. Rich Heidi J. Zikorus, real owner P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ,~~~ - ~~ ~'1f"-.-- Avrso Le han demandado a usted en la corte. si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende. la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO rMMEDIATAMENTE, SI NO TIENE ABOGADO o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAHE POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRrTA ABAJO PARA AVERIGUAR DONnE SE PUEDE CONSEGtJIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ><.I"oJ ~~~' = .", - ~' ~ ' , - ~11i>Jr~l'liilii", NOTICE The llIIlount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. H you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of jl judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN Isf Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 1<",1 v._ .~.~>~~ " . , -., ","-",. . ~~"~~;l;,l>" 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: Assignee: Recording TMS Mortgage Inc. d/b/a The Money Store The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B Date: LODGED FOR RECORDING Book: Page: 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 405 Heiser MUNICIPALITY/TOWNSHIP/BOROUGH: COUNTY: Cumberland DATE EXECUTED: 5/27/97 DATE RECORDED: 6/5/97 BOOK: 1386 Lane South Middleton Township PAGE: 304 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon ,~ , " ~ - '~--;;- breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 7/21/00: Principal of debt due and unpaid Interest at 11.99% from 4/1/99 to 7/21/00 (the per diem interest accruing on this debt is $50.48 and that sum should be added each day after 7/21/00) $153,675.00 24,129.44 Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) 250.00 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $0.00 and that sum should be added on the first of each month after 7/21/00) 0.00 Late Charges (monthly late charge of $50.00 should be added on the fifteenth of each month after 7/21/00) 1,000.42 NSF Fees Corporate Advance Attorneys Fees (anticipated and actual to 5% of principal) 20.00 813.75 7.683.75 TOTAL $187,852.36 ~ " JJ!i..~ iI\I . ltb>" 7. The attorney's fee set forth above are in conformity with the mortgage ~ocuments and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $187,852.36, plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 ~, -'^~~ JILL !!!KA!!! CER:rA:l:N !!!RAC!!! Oli' Ll\Ntl S:t!l!11A!!!l!i :tN SOU'lH WJ:DDJ:ol!i!!!ON :t'OWNSHJ:P, ctlMBl!iBLAND COUN'n', Pl!lNNSYLVANa, BOUNDED AND Dl!iSClUBl!iD ACCOBJ)J:NG ore !!!lIllo Ll\Ntl StlllIl:tVJ:S :tON li'oa WARNBa/HOLLmGl!ia PRlllPARBD BY ClUUo D. Bl!ia!!!, P. L. S., DA!!!BD JUNl!: 18, 1992 AND RlllCOElDl!iO :t;" PLAN BOOK 66, PAGlil 109, AS li'OLLOWS, !!!O w.I!!!: . BEG:J:NNJ:NG A!!! A PO:tN!!! IN !!!-513, Hlil:tSl!iRS LlINl!i, A!!! !!!HB NOll'rIllil!:S!!!ERN COllNBlt Oli' LO!!! NO. 6 ON !!!lIllo ABOVl!i-Rl!lli'l!ilUll!:O-ore PLAN; !!!lIlloNCl!i ALONG SAJ:D LO!!! NO.6, SOU'lH 25 Dl!iGUES 13 MnIUTI!lS 30 SI!:.CONDS l!iAS!!! 525. '14 li'l!iE!!! !!!O AN J:a<lN pm; !I!llE1lCl!: ALONG 100'1' NO. .1 ON !!!HE ABOVl!:-Rl!lli'l!ilUlBO-!!!O E'LlIN, SOU'rH 64 DBG1IEI!:S 46 WJ:Nll'rES 30 Sl!iCONDS W:l!:S!!! 200.00. li'EE!!! !!!O AN :t:!1llN UN; !!!lIlloNCl!i ALONG LO!!! NO. 8 ON !!!Kl!l ABOVl!i- Rl!lli'ZlUII!:D-!!!O PLlIN, NOll'rH 25 D&GllEES 13 KENUftS 30 SECONDS W:I!:S!!! 526. '16 li'EE!!! !!!O A RAJ:LIIOJII) SPJ:Kl!l SE!!! J:N SAm !!!-513, Kl!lJ:SERS LlINl!i; !!!Hl!:NCl!: m SAm !!!-513 , lIlloJ:Sl!iRS LlINl!i, NOa!!!H 65 Dl!iG1ll!:ES. 04 WJ:Nll'rBS 00 Sl!iComlS l!iAS!!! 200.00 nl!i!!! !!!O A RAJ:J:,ROl\I) SPJ:KB, !!!1Il!i POJ:N!!! AND PLACZ Oli' IlEGJ:l:lNmG. , 1ll!:J:NG LO!!! NO. '1 ON !!!HB Ll\ND StlllIl:tVJ:SJ:ON li'oa _/HOLLDlGBR AND COm!llJ:NJ:NG 2.301 AClIBS, l!iXCLUSJ:Vl!: Oli' DI!:DJ:CA!I!BD 1lJ:GII!!! 01' NAY. ; ~ >1,," ~"~ ._. --. ::@-' ,. '. . a'''' """"'"" ~~~~~.' ,{\~~\ ~\\';..~,'iC.\\," '~r Date: November 3,1999 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE I This is an official notice that the mortgage on your home is in default. and the lender intends to foreclose. Specific information about the nature of the default is vrovided in the attached ~. The HOM]:OWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see ifHEMAP can help. you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WrnUN 30 DAYS OF THE DATE OF TIDS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name. address and phone number of Consumer Credit-Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions. 'Vou may call the .PennSylvania Housing Finance Agency toll free at 1-800<342-2397. (Persons with impaired I hearing can call (717) ~80-1869)' This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHOA CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENlDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANJ)O ESTA AGENCIA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGffiLE PARA ,UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. F:\DOCS\I S 13\37S.RlCPLEADINO\ACTNOT .DOC 1 L-u,"," ~u31T A ",'" ~ '. ~-'=..:' ~ 'W I , . i1i'Zii, ~,iv.~&\~ ',;J,.i:,"'.l' ,"'.t.'. i~~~~.,'.< '<IIi,. HOMEOWNER'S NAME(S): John K. Rich and Linda M. Rich PROPERTY ADDRESS: 405 Heiser Lane, Carlisle, P A 17013 LOAN ACCT. NO.: > 81009458 ORIGINAL LENDER: TMS Mortgage Inc., dba The Money Store CURRENT LENDERlSERVICER: The Bank of New York as Trustee under the Pooling and Servicing Agreement dated as of May 31, 1997, Series # 1997- B; c/o The Money Store HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM yon MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WIllCH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: . . IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, . I . IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND . IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYL VANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE-Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. TIDSMEETING MUST OCCUR WITmN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF TIllS NOTICE CAT ,LED "HOW TO CURE YOUR MORTGAGE DEFAULT." EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES--If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers F:\DOCS\lS 13\37S.RIC\PLEADlNG\AC1'NOT.OOC 2 1.;; ~~ -" ~~ . " - ~......~- ._.~~. --" _@M , . .. i~it~, (I) of designated consumer credit counseling agencies for the county in which the propertY is located are set forth at the end of this Notice. ltis only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORl'GAGE ASSISTANCE-Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN TIllS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION--Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. , NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF TIllS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (J)ring it up to datI:): NATURE OF THE DEF AUL T--The MORTGAGE debt held by the above lender on your property located at: 405 Heiser Lane, Carlisle, P A 17013 IS SERIOUSLY IN DEF AUL T because: F:'J:lOCS\lS13\J7S.RlC\PLEADlNG\ACTNOT.DOC ~ -' ~ ~ -">, , ~ ~ ~,T 'IT~C: .1 ,y;~~ ~.. ~, A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: May 1, 1999 . . . . . . . . . . . . .. . . . . . . . . . . .. . . . . . . . . . . . . .. . . . , . . . . . . . . $ 1,617.41 June 1, 1999....... .'...............................,............., 1,617.41 July 1, 1999 ...................................................... 1,617.41 August 1,1999 . . . . . . . . .. . .. .. . .. . .. . . . .. .. , . . . . . . . . . . .. . .. . . . . . . . . 1,617.41 September 1,1999 ......................,.".............,......... 1,617.41 October 1, 1999 .....................,................,..........,.1,617.41 November 1, 1999 ..........,.............,..............,......... 1,617.41 Late Charges at 5.00% assessed on the 11th day after payment is due. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,219.13 Other Fees ..............:..............,....................... 20.00 TOTAL. . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . . . . . , . . . . . ~12.561.00 HOW TO CURE THE DEFAlJLT--Youmay cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $12,561.00 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING TIIE THIRTY (30) DAY PERIOD. Payments must be made either by cash. cashier's check. certified check or money order made payable and sent to: The Bank of New York as Trustee under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B, c/o The Money Store, 4111 South Darlington, Suite 800, Tulsa, OK 74135. IF YOU DO NOT CURE TIm DEFAULT--Ifyou do n9t cure thegefault within TIllRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights..to accelerate the mo~ge debt. TIris means that the entire outstanding balanee of this debt will be considered due 'immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property, IF THE MORTGAGE IS FORECLOSED UPON-- The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lenderrefers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. Uyou cure the default within the TmRTY (30) DAY period. you wiI\ not be required to pay attorney's fees. OTHER LENDER REMEDIES-- The lender may also sue you personaIly for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SA LE--Ifyou have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have F:\DOCS\1513\375,RIC\PLEADING\ACTNOT.~ 4 ,'"",,,IoI;;;f;f' '~--- - - - .-^ 1&;; ~\'.,,,.'t,~ "',',';,'."i" ''\X":~tw j\~~;\i' ~~{\~' the ri~ht to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so bv paying the total amount then past due. plus any late or other charlles then due. reasonable attornev's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSffiLE SHERIFF'S SALE DATE-It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. ' HOW TO CONTACT THE LENDER: Name of Lender: Address: Phone Number: Fax Number: Contact Person: The Bank of New York as Trustee under the Pooling and Servicing Agreement dated as of May 31,1997, Series #1997-B, clo The Money Store 4111 South Darlington, Suite 800, Tulsa, OK 74135 (918) 280-2700 or (888) 791-2070 (918) 280-2719 Cheryl Hull, Litigation Officer EFFECT OF SHERIFF'S SALE-- Y ou should realize thai a Sheriffs Sale will end your ownership oithe'mortgaged property and your right to occupy it.. If you continue to live in the property after ;the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE--You _mayor X may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEF AUL T CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEF AUL T HAD OCCURRED, IF YOU CURE THE DEF AUL T. (HOWEVER, YOU DO NOT HAVE THIS F:\DOCS\I S 13\37S.RIC\PLEADfNG\ACTNOT,DOC 5 "iJ;' ~~. ~ ;;@!, .""", '(!c\\\!i' \i~~Sl ,~~~\C \','-1'11.\,>1 't~W RIGHT TO CURE YOUR DEF AUL T MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. j '. - CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY CUMBERLAND COUNTY CCCS of Western Pennsylvania, Inc. 2000 Ling1estown Road Harrisburg, PA 17102 (.717) 541-1757 Orban League of Metropolitan Harrisburg N. 6th St,:eet Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 Community Action Comm of the Capital Reg:i;-sn .,1514 Derry Street Harrisburg, PA 17104_ (717) 232-9757 " FAX (717) 234-2227 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 762-3285 YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731-9589 Adams .County Housing Authority 139-143 Carlisle St Gettysburg, PA 17325 (717) 334-1518 FAX (717) 334-8326 Consumer Credit Counselin~ A~ency Notification To: Date: Name of Mortgagee: Address: F:\DOCS\ISI3\37S.RIC\PLEADING\ACTNOT.DO~ 6 . ,~.~ ~"" .-~~. "'" -~~ '~t, ~~~ ,~" t'!/i:;\~~''',1 '~~~F In accordance with the Pennsylvania Homeowner's Emergency Mortgage Assistance Program (Act 91 of 1983), we have been approached for mortgage counseling assistance by: ,;. Name of Applicant Address Telephone Number Mortgage Loan Number Address of property on which mortgage is in default, if different from above. The counseling agency met with the above named applicant on Date who have indicated that they are more than sixty (60) days delinquent on their mortgage payments and have received notification of intention to foreclose from j Name and Address of Mortgagee Inaccordance with the Homeowner's Emergency Mortgage Assistance Program, this is to inform you that: 1. If the delinquency cannot be resolved within the 30-day forbearance period as provided by law, the applicant listed above may apply to the Pennsylvania Housing Finance Agency for Homeowner's Emergency Mortgage Assistance. 2. By a copy of this Notice, we are notifying all other mortgagees, if any, which the applicant has indicated as also having a mortgage on the property identified above. 3. It is our understanding that the 30 day forbearance period in which we are now in ends on F:\DOCS\lS13\37S.RIC\PLEADING\ACTNOT,DOC 7 <,,_"'"r-'" --, ~- ~~ - ~- ,. . . t,~,~{;')\- t;~~"\\\~ '~WA\.,,\\\i \1\>'';'\" ~~ \\i'\<',;~\ \\j.W 4. No legal action to enforce the mortgage may occur during this forbearance period, unless procedural time limits were not met by the homeowner. Name of Counseling Agency: Signer and Title: Telephone Number: Address: ,. -. j F:\DOCS\ISI3\31S.RJC\PLEADING\ACTNOT,D~ 8 ~ ~ -"""-'---~",.", ,,"'''''''' ~- .'Jlo-J~__ . . . "- . ...:~ . . o E . . .re . re ... ~ tl . ~ J: m I/) ~' v.iLL. ctI ...: c::i . "tJ,E:5 CIa> ~o'~ ~' .~ ~ f; "'!::' U) : ::~- Q, .: ._=:O ~ a:~ CDllll/) ~' "u..; U! ~. ;d t)~.~ ~: ~8 ~:e:ii to:l: CD~ -Q)'C <::> ::J , <(Uctl Q.., c ! ~g ,- ... 0, ~; e u - " ..' 8 u ~ . is ~ 51, !!!~' , t) !3.9, i.~ ;; :. .E '3 >:~ Ul.e~~ n"'8 "" .-S-S.E~ ~ 'a~ ~' ~j J .l!DD;!O ~~ ~ ciS LL. 'ilJi<a &e~::e ~ e~li ~ ~ l~~!~ ~ lD DO t] 'll '1l1l '" ].a~~'€ IU88 ~ 0000 :g '" . u " is Vi ff . IN !0 ~ G ...JC ~ . o "- ~ ~ "' ~ J ~ J; ~ 's:t t a: ,,\! 0.- ~ ~ J"J ~ --( .4 ..'!l ~ -l... II) E .'- !J '11f)~ '-5 0 <t I \/l :r u " '-\7"- .~.p.!!'~'M~~' ill ! 1/ ! l.'J II c.:> '0 ~ C! i~ ~~l ,.... j-a! -- t :41 f~'"il";j~;;r--;J~ ~.:!,J",,":::;.,;,.:,,,,.,t1~''l-:-O~l''-J '" .,,' ~';.uM WCC Ii: -"" -c' ,.., llt';f"? f. . !".cv I . I ,.:; ~ ]0 ';' 14. > li~'~ g ~ ./,,~"> "'" r-( . rf\ - vJ 0 --5~C : - ..J C:CtJs:f: .,-J(\- ~ V) 'J ;:t <;j: .J: X: -0 -- ~ 8 ~ -J :::r ( ,..-~IIMIIlIlIiiIiIIIIiiIIIIillii~~.,JjiIlll' >~iIlII...iJ~ilfijl~i!llillllil!l,i~illj"jl'i1li.'ij;ll",illll;liiliil!ljlJ&:ililljllli+l~" IV" t1. ~ '~U8-8i w e.. frfiU", FJ U;l~'~18 I }l.ll B.!t ~ ~'~.!l21"fi . '1~11.~'~ ~ ~j'fJ~ ~ ~1l]~~[ ~ Jll~~i I .~. ~.~. ~ e ~.s.~ CJ 1~~~~1 ~ a.a li141.s ~]. R 2,;!; B s f;:..O\ U 1,,~'-n .~h.I;:] ~hS]~ ~:llg.~~~ o.g}ll ~'ir. o f'll ":>i'" 1l '1l1'.,l! 'il o~gj'~]-1i z g'SCll~ f;j~ ~ '~gS.lS ::!H ~ g'llllIJl'il = z ~.E:S> Xu 0 '!;~ il 1~1 '" Ulj.ji ~ ~~~e13~ !!S :li'" .~ 0.", g '" "1~'ili!'ii~ !!! I' It..:>i-.€l i!. Ii w l- ii! 3l: w "- ~ >- lD Q w I- w .. '" :ii o o w lD I- .. ::> :ii :ii a: o II. /;6~'" ((")~~ ) 0 \. "~,'I ,..' ,'-. i\V \ .- C, "','J-J',,- '. j..-<1"" ......".., '~"/ ..... ;;; .........:( ..., 0) ",' :' ,"',' /, ~".:,::~" '" ":"', I~ ~ ~i~J:{~~~;~Q:\lJ;0t!{f <> ..' ....... ..lik:~;"~~f~tl0~ti~~ %:;fNi',:i~.t+ii*sl,~tgt~j:is{{th~i.~~i~~~Yil0fJ1~jlts;i;:);1:11:' .. . . .S' ~ '" .~ .~ 90 ~ ~ \9~ i r< ~_. -'5: r "":I~~ I ,~ '!] r- ~ ~ il tV ,~ 101:: ....... II~~)<~~ . ~ L 0 'E-'iJ\"- I..~'>I. ~ ~~ <::! 00:0 -r:J i ~~ c~' ~~6- - ^&-:f:Sg --. '.J.. ...re rr. 'in ("Eo 0<' .J> ~ ~F ~C1\ Jrnx \i~(- :::C ~ 5 ~ ~ ~ -g C? 6 I (""7 ('.l- ::f . If) r-' .. I"') :2-e t, l ...... "'z rn "ern; - "0" l.t) I :q - e:gCIJ " - N <<> .... '" '<l r- oo 0\ 0 - '" ~<c c ::l . .. .. - -. .....- , " >jj;) " .... .~{~~~~1 . , , .......,. ,',,', " I' ", 1-,1 .;' -, ,,' , ,,- ... ~-'_.~- ~=~~"~- O~ " " 'li,1 V E R 1FT CAT ION Mark J. Udren, Esquire, hereby states that he is the attorney for the plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal ~nowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. lW"-- .---.1 Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES :T . . , :;',_;,1 lUIIWl~lil1!liJ1llii _1~"""'"""'-m~*r~f~.M~~jj;wt~,~""",~~iI!i~!H:{Ijl :- -',:. '" ", ~ C> (2 ........... ,~.' ...-"' ~~ ... h.> k @ t ~ tl h ~ 0 ~ ~O ~ :-; I 0 0 ~ I rVl ~ J f~ 1-F ~~~ ~Bro t~ ~ ~r 9 . -. (") c:> ~.; ("'1 "'Or;:; s.! "; '.~c: o '~~~ ~~ ~ ~~ :', ::) :,,) ...... (,0.) " ~~ "I , . 1,--'1 ) ~~:'l "8 (.:~ .'.'.~'. rr VJ :..':: ~i...t -<- . . . . = fl' . . . . . . ! : . : ". i . >! . :~-. _: : .. . . :iI!J:; :'- ~r! ~r~ o z: Z ,VI: ~~~; ~-"'< ldl ",,;,, --~\ .... . HARK J. ODREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997,Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : NO. 00-5239 Civil Term v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner Defendant(s) PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. MARK J. UDREN & ASSOCIATES Date: Janua.ry 15, 2001 BY: h Mark J. Udren, ESQUIRE Attorney for Plaintiff __,-'_""'-'''iill'<i<~1'1I71i1 -. lrJ-~'&>~ OFFICERS RETURN OF SERVICE CASE # 005239 COURT Clt. Ref.# AND SERVICING Clt.# 11080 THE BANK OF NEW YORK AS TRUSTEE UNDER THE POOLING AGREEMENT ET AL VS LINDA M RICH MORTGAGOR AND JOHN K RICH HEIDI J ZIKORUS The documents came to our hand for service on 11/17/00 Time: 10:22:02 Documents received for service: SUMMONS & COMPLllUlT IN MORTGAGE FORECLOSURE The documents were delivered on 12-01-00 Time: 20:40:00 Executed at: 17119 Carriage Dale Court Spring, TX 77379 to the following: Zikorus, Heidi J ~ PERSONALLY delivering the document to the person above~ ~ SUBSTITUTE SERVICE per Order by delivering to in person who is sixteen (16) years of age or older, at the above listed address which is the usual place of abode/business of the above named person. POSTING per Order by securely affixing to the main en. trY~wa at the above address. +- hw,ba..J ;~~~~J. h..r !rJ WI.{ f" hoW4C-' r uuA..,~, i / / ~ ~w 4 11<. tv~ ~ -\1 '1,.<.1,..,-. ~~ t!.- l4.. Lewi Boyle AFFIDAVIT I, am over the age of eighteen, not a party to nor interested in the outcome of the above suit, I have never been convicted of a felony or misdemeanor involving moral turpitude in any state of federal jurisdicion and I have studied and am familiar with the Texas RULES OF CIVIL PROCEDURE, VERNON'S TEXAS CIVIL STATUTES, CIVIL PRATICE AND REMEDIES CODE and all other applicable rules and statutes relating to servic of citati n and/or notices. . L Service Fee: Witness Fee Tendered: Lew Boyle Professional Civil Process Houston 4635 Southwest Freeway, suite 750 Houston, Texas 77027 STATE OF TEXAS} VERIFICATION Before me, a notary public, on this day personally appeared the above named authorized person known to me to be the person whose name is subscribed to the foregoing document and, being by me first duly sworn declared that the statements therein contained are j"""~~~I' , ~, ~ " H true and correct. Given my hand and seal of office this . PCP Inv.# HIIOO 923 ~- NOTARY P IC SIGNATURE ~;\dM-","d<~ ~_'(;'i';;:- A $ CEmllO .~\ NOTARY ~.UBLiC ~'I"1:~! 'E;'J\'H:l of I exas .'~';.' ',1" fl.'" "IIi\n.3 :'~~~ Con'!1'(\). .;' .;,~.I:,}-V>r~1J1J .';.5?\:...:~~ ."....'-"'JJ-:;..:"V~~'" ~,....,..,,~ , ~"'M~'..;b'""" 2000. "i~' _Cf,;Rlii'I_&..i%t"i"""1i~\!fI:"i"i1I"lf'T,W'#fIi!~~,'';rr.''+IliJ'lI".kb\c';''",,'ie'I<~',&~,,"'%f"'0"t_'''_->a13L'''Ee-1@~;,;;~~~">'~'~.liii.il.iii4I~ ">~ '"""""""t~",m!li"'11 ~-"'.........'" Lii<l - -:If-'" ., -~; e c. 0 -o:?: -rl c... .~ .OJ ". '~;J !;P!I! ;z: ?1'1::D ~~ -on; \.Cl -:.uy ;::€"".. 00 . C;' :,::. " :I> ::;:t ,..~ ~O :x ~.'"l1 g:;;{ 5>8 If? .~ 0 ~ 0 ~ -' -< "'- " .,~~ ~ >,* .' ~,~". ,~~- P' ,. ~.~ ,. .r~.'. . ~. . .." '1 .>A>;' ~^ -~~=' ~~ '"",,'. "'"",-~~,", ~ MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The Bank of New York as Trustee Under the pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Count~ Road, Suite 429 Carle Place, NY 11514 Plaintiff ATTORNEY FOR PLAINTIFF . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County :NO. 00-5239 Civil Term v, Jolm K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) PRAECiPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. MARK J. UDREN & ASSOCIATES Date: January 18, 2001 dren, ESQUIRE for Plaintiff I I ~ """-""""""'>'l~"""""",,"' ~ .~ '" -.... ~ ~ 'l':L-..: " . ' ... CASE# 005239 DECLARATION OF NOT FOUND (DUE AND DILIGENT SEARCH) Court # FGN/CSE# THE BANK OF NEW YORK AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT ET AL VS. LINDA M RICH MORTGAGOR AND JOHN K RICH HEIDI J ZIKORUS I, Roy J Eason , on the following dates, was over the age of 18 years; and waa not a party to this action. I, received a SUMMONS & COMPLIANT IN MORTGAGE FORECLOSURE onl November 17, 2000. at 10:22:02 in Cause No. 005239 And that after due and diligent effort listed below I have been unable to effect personal service upon: zikorus, Heidi J DATE TIME ADDRESS 1 REASON FOR NON-SERVICE PCP Ref# H1100 924 ----------------------------------------------------------------------------------------------------------------------------------- 11/17/2000 7:55 PM 3800 Tanglewilde St. Ste #504 Houston, TX 77063 8AD ADDRESS PER RESIDENT WHO STATES, THE SUBJECT DO NOT LIVE THERE. RESIDENT HAS LIVED THERE FOR 2 YEARS. I, declare under penalty that the foregoing Public on the ~day of SWORN ~EFO: ME, the fJD undersigned Notary Service Fee $ ''''''''~.'H,",.' 0., " illI;tffilij~8,-, " , CASE# 005239 DECLARATION OF NOT FOUND (DUE AND DILIGENT SEARCH) Court # FGN/CSE# THE BANK OF NEW YORK AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT ET AL VS. LINDA M RICH MORTGAGOR ANO JOHN K RICH HEIDI J ZIKORUS I, Roy J Eason , on the following dates, was over the age of 18 years; and was not a party to this action. I, received a SUMMONS & COMPLIANT IN MORTGAGE FORECLOSURE on, November 17, 2000. at 10:22:02 in Cause No. 005239 And that after due and diligent effort listed below I have been unable to effect personal service upon: Rich, John K DATE TIME ADDRESS / REASON FOR NON-SERVICE PCP Ref# H1100 922 11/17/2000 7:55 PM 3BOO Tanglewilde St., Ste #504 Houston, TX 77063 BAD ADDRESS PER RESIDENT WHO STATES THAT THE SUBJECT DO NOT LIVE THERE. RESIDENT HAS BEEN HERE FOR 2 YEARS. I, declare under penalty that the foregoing Public on the ~day of SWORN TO m.~ D ~ SUUBBSSCCRR~IBBEEDD B aEEiFORE ~ 20 ME, the ff) undersigned Notary ~ Service Fee $ !1M"""'"'> '^'~ 1i"""'-"<06.....'.~hiiw~!,!iiMi<@"_""~'l(!~(!"'k~tM'~;.,Jii<,,,~,"';;_O'i>t;.;;,"'."T&"'-"',~Wi!.iiJ<ri~,='~~ '~.~m;~li!l!lU-i!- ,~.- , " u~""" , , _u ~~ .~ -~-~ , -- 0 <::> 0 !; ..,., :s.. '- .~ ~CfJ :tOo ...-' !;2m Z f'n# .;r;J ~~ N -rln1 N ~;'t: ,--.. ,,/J...... r)~ 1;20 -0 '::--{ ~ ~n :::x j}:,-,,( ';;>0 5>0 '-d Zn1 ~ 0 t.> ~ CJ1 -< ,,;'~ ~~ ''"'', SHERIFF'S RETURN - REGULAR CASE NO: 2000-05239 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK THE VS RICH LINDA M ET AL CPL. MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT, MORT FORE was served upon RICH LINDA M the DEFENDANT , at 0008:17 HOURS, on the 24th day of Auqust , 2000 at 415 LIMESTONE ROAD CARLISLE, PA 17013 by handing to LINDA M. WRIGHT (CURRENT NAME) a true and attested copy of COMPLAINT - MORT FORE together with NOTI CE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 3.10 .00 10.00 .00 31.10 So Answers: ~~ ~~~~~ R. Thomas Kline me this 3D ~ day of 08/25/2000 MARK:~ ~ Deput . S J.ff . Sworn and Subscribed to before ~,,~r- ..2o-vi:> A. D . 9rIL- Q. Jt." ,i,. ) #" ~ rothonotary , :J,."" ..~ ,..,.~'"''''',~"' - ~~~~~.- . - ., J' MARX J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. XINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997,Series #1997-B One Old Country Road,Suite 429 Carle Place, NY 11514 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 00-5239 Civil Term '. ',- v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint on the above-captioned matter. DATE: September 12, 2000 MARK J. UDREN & ASSOCIATES ~ Mark J. Udren, ESQUIRE ATTORNEY FOR PLAINTIFF "'""...-a3~-"""'-b;",,,,,,i~,,,,,,,,,",.......n =="- ' ,. ; -''''W-'~ - ,~, "~ <ill 1'_'i, ""~-,,. IIliUIIIiIIIli ~. tmREN Ii: ASSOCIATES BY: Hark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF .0 c--:- : COURT OF COMMON PLEAS 0:~; . rn, : CIVIL DIVISION ;?~'L /_' : CUmberland County ~:' r-:;c' C~ ~~~~ :.~-,: :f; ~~' ~ >) <..) .The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31,1997, Series #1997-B . One Old Country Road, Suite 429 Carle Place, NY 11514 PlaintiH L :....,) ~_. . ,---" . v. Linda M. Rich, 415 Limestone CarliSle, PA mortgagor Road 17013 00 - $ J..JCj Go:l~ . :NO. John K. Rich Heidi J. Zikorus, real owner P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) i .., .~ ..' '. COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personallYuor by attorney--and. filing in writing with the Court your defenses or objections ,1:() the claims set forth against you. You are warned tl:l.at if you ftj:il to do so the case may proceed without you and a judgment ma'y;:.be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights import~t to you. YOU SHOtlLD TAKE THIS PAPER TO YOtlR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER ORCA1IINOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW '1'0 FIND OUT WHERE YOU CAlf GET LEGAL HELP. LAWYERS REFERRAL SERVICE CUmberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ~(Q)~V -;-lI=rrtn I Q 1S~ ~:;.."" "'"""""~~_~~OO~Wc~~mMfi~~~iilW""""~ .Ii' ,ci, '~ ' "-ilIill&~' ~, \. ~ 0 ~ 0 "'Om U) .-<of ~g:j M M;11 " t5~ co :q~ ~L 6( ;<0 ""0 -Lr ~o :x ::Z:-d 0('- >8 - :z:,;;;: .. O. ~ O'l ~ -< --'- , , - OCT 312~ MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997,Series #1997-B One Old Country Road,Suite 429 Carle Place, NY 11514 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 00-5239 Civil Term v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner Defendant(s) PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint on the above-captioned matter. DATE: October 23, 2000 Udren, ESQUIRE Y FOR PLAINTIFF ....' ~ - ~>"i ..);J.~' rtd"'.....~~~~illil~I:f,~~'~~j,\j~F." ." "<' --.--"'- ~~","", -I: 8 0 0 0 -n :5:: 0 :~ -om n Inm -I n",:IJ r z:o w -'-1m 65.:;; C> :;10 ~4<~' D<':> \<0 -v ;:I." '--""T1 ~O ::It 0-- Z<, -rn ;t;g - ~ ~ .r:" ~ N , '"~~'. '" - ". , .-",. ~'L= ~',~ ~... . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997,Series #1997-B One Old Country Road,Suite 429 Carle Place, NY 11514 Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County :NO. 00-5239 civil Term v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner Defendant(s) PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. MARK J. UDREN & ASSOCIATES Date: December 26, 2000 BY:~ Mark J. Udren, ESQUIRE Attorney for Plaintiff ".,"'-'-~""""" . ~'___~_w__~ ~ ~'~ ~~. "0'" ,~. r"'~~.0.11:i,J -~ ~ OFFICERS RETURN OF SERVICE CASE # 005239 COURT Clt. Ref.# AND SERVICING Clt.# 11080 THE BANK OF NEW YORK AS TRUSTEE UNDER THE POOLING AGREEMENT ET AL VS LINDA M RICH MORTGAGOR AND JOHN K RICH HEIDI J ZIKORUS The documents came to our hand for service on 11/17/00 Time: 10:22:02 Documents received for service: SUMMONS & COMPLIANT IN MORTGAGE FORECLOSURE The documents were delivered on 11/18/00 Time: 11:55:00 Executed at: 17119 Carriage Dale Court Spring, TX 77379 to the following: Rich, John K ;/ PERSONALLY delivering the document to the person above. SUBSTITUTE SERVICE per Order by delivering to in person who is sixteen (16) years of age or older, at the above listed address which is the usual place of abode/business of the above named person. POSTING per Order by securely affixing to the main entry way at the above address. ~~ AFFIDAVIT I, am over the age of eighteen, not a party to nor interested in the outcome of the above suit, I have never been convicted of a felony or misdemeanor involving moral turpitude in any state of federal jurisdicion and I have studied and am familiar with the Texas RULES OF CIVIL PROCEDURE, VERNON'S TEXAS CIVIL STAT S, CIVIL PRATICE AND REMEDIES CODE and all other applicable rules and statutes relating service o~citation and/or notices. Service Fee: e Spic pr essional Civil Process Houston 4635 Southwest Freeway, Suite 750 Houston, Texas 77027 Witness Fee Tendered: STATE OF TEXAS} VERIFICATION Before me, a notary public, on this day personally appeared the above named authorized person known to me to be the person whose name is subscribed to the foregoing document and, being by me first duly sworn declared that the statements therein contained are ,. ~ -~ . ~'~~, e ~. true and correct. Given my hand and seal of office th' PCP Inv.# H11DD 921 ,..,e:::;:.... . ~Ov"' ::~~ A S CEDILLO ... :.4,* NOTARY PUBLIC '!l ,Jl!(~~ State 01 Texas ?>.i '" ~ Comm. Exp,05-04-2003 ''-'~.:::',:M~Dii,",I.i\id'''_4.~iiilliId'~iI!l\l'N\tii'''''~''''~'h,hm!:,'i"~t.:.c'fL~lkRg;;j,,~ofu~~~~~ '~'lllliIKlillf;;j;II>J!~!d'lr ;lilIiI;'&:.o. '"" ".~ ., "_~,.,.~.,",,",~~ _~~~, ,._".,~,,,..,,,<~ ''',,'' 0,' .~.~ ' "- ~,'-" ~ "'<""~'- '=,~ ~"" ~Iiil!r ltrlMiilliifJ!::I'L__ " , 0 0 !:J C C~ , < Cl ~,:,;,,:~. :-r; 1l1j2..f~ t.J .0 T, Z:T' -.-.- Z e- N " (fJ ~" CO ", ~~ ~) " :~ ..~ .E;: l ' C) "'-- ~ ..--l..,l r~--J () rn )>C~ ~ ::> 'i.:! :0 ()"> "< . ~.o;o,"",,~,','~ .~" ..-,~~I~ "~t: ,,~~ ~ 11, \ . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) PRAECIPE FOR ANSWER AND TO THE PROTHONOTARY: .. "' ~~ - JU:'::"JlJ;~'!:(' ATTORNEY FOR PLAINTIFF . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE : NO. 00-5239 civil Term . JUDGMENT FOR FAILURE TO ASSESSMENT OF DAMAGES Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest per Complaint From 7/22/00 to 3/5/01 Late charges per Complaint From 8/15/00 to 3/5/01 Escrow payment per Complaint From N/A to N/A $187,852.36 11,458.96 350.00 o 00 TOTAL $199,661 32 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy which is attached hereto. DAMAGES ARE HEREBY ASSESSED DATE: fYl.::;Ui< ~ / /-..f { d-,06 ~ .~~~ PRO PROTHY , ~ . ~. i ""~" BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 R~~-4R2-~qnn The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. DATED: TO: John K. Rich Linda M. Rich, mortgagor Heidi J. zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) December 26, 2000 Linda M. Rich, Mortgagor 415 Limestone Road Carlisle, PA 17013 NO. 00-5239 Civil Term IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association . 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARK J. UDREN & ASSOCIATES BY: Hark J. Udren, Esquire ATTORNEY FOR PLAINTIFF ~'"""""'...'W"." . "~ , , MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 R~Ii-4R2-ligOO The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle place, NY 11514 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. DATED: . TO: John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner Defendant(s) December 26, 2000 John K. Rich 17119 Carriage Dale Court Spring, TX 77379 NO. 00-5239 Civil Term IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 .NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DrAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER US TED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS D:ii:EMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ~ MARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF "" ~. ~,',~~ .c~,','<\th'-" _ ^ %1iiil'~iilif.;';.j"-"I~wfi;Mg'iH"ii~"''''W~,,,.'~U,<i,f.k..'''''-"J1;;;,b'!i~~-' UUI~ _~.,.J i "1 --'"",~ "---~'"' ,." ',,," ""';:7 <--,~.~e -s..; " ,,~ v." '" ~^ ~rl!.tI; ~,~ ~,o ,.' Ii ~ "'" ~ ..,&,~- ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-48?-6Qnn The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. DATED: TO: John K. Rich Linda M. Rich, mortgagor Heidi J. zikorus, real owner Defendant(s) December 26, 2000 Heidi J. Zikorus, Real Owner 17119 Carriage Dale Court Spring, TX 77379 NO. 00-5239 Civil Term IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNDESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOuR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION.REQUIRIDA DE SUo PARTE EN ESTE CASO. ALNO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE EST'A NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHARPREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, US TED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES . DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO 'FIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARK J. UDREN & ASSOCIATES BY: Mark J. Udr~n, Esquire ATTY I.D. NO. 1040 N. XINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 plaintiff -~~.... ~"~ ~= AIt. '. , .... ~ . ~ ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 00-5239 Civil Term v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) STATE OF COUNTY OF AFFIDAVIT OF NON-MILITARY SERVICE SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are Dased upon invest~gations made and records maintained.by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or ~ts Allies as defined in the Soldiers and Sailors civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: EmQloyment: Del:enaant: Age: Residence: Employment: Defendant: Age: Residence: Employment: Over 18 AS captioned above Unknown Over 18 As captioned above Unknown Heidi J. Zikorus, real over 18 AS captioned above unknown owner ~h 1'I'iillle: ~;19.# -'I"".....~_;Q.:J T~tle: <9ofi.'~_~ .g/~e;e Company: ~ (/JC" ..c$-A.:> Y~.A:" Sworn to and subscribed this If day o f .~",=' .'< I, ~..~_~..,bti.....'t~,tJl:W---: "i:~lM~;ilIli",,~ _,"0 ~. ,. . ...<,'"~,' I. "..;..,."~....... ilii- -~ .Jj -0<,,"' ".~W;.;~. ... >'i, 1~.lIiiIIK- ~ .... .' r r ~ t 'IV --a 0 0 0 C '.1'1 fl Q $: :::!: -Om "'" " C> Q)F: :;::;0 r= ..c::...:D 'J'"n r :Z~C' ~~:i6, ........ \\; ~ ~~g: .j:'"' () ...Q ~t) ::!2 -.." -j "'0 ~o .":',1 ~. ~ -J"'- ~)C) ?3 ~ z C) ~'? (~)rn Pc: 'i'i -., z ~ -....n :;j r- ::0 It :- =< r---, to lilIlIilIl =~ iff ^' . ,.. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) - ATTORNEY FOR PLAINTIFF . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE : NO. 00-5239 Civil Term PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: 405 HEISER LANE CARLISLE, PA 17013 Issue Writ of Execution in the above matter: Amount due $199,661.32 Interest From March 6, 2001 to Date of Sale June 6, 2001 Per diem @$50.48 (Costs to be added) 4.694.64 v $ MARK J. REN & ASSOCIATES I \ Mark J! U re , ESQUIRE ATTORN1Y FOR PLAINTIFF .. '...._.""'="jg~"'1!ili'\;iIeii!'~~~"i~~Ji!JlISil!lii}Ji!i:iliJ'~<Ilt16:t"';frilli-.f:illiR!M~~'*'a~lIliI- ~. '."'''''"'" ~'~.'.f.,dM [ii-" -, . . , (O1} -6Q.. .[q. {(;. ~ v,:. ...... " 0 \l ~ ~ :--. 0 G; "- 0 /.v D 0 C C 0 0 0 ...... -0 I c: 'Tl- c- l' &r I S'.:: :3:: .....> ~ veo ~ ~ ~ (' GJr filrn = ,~~"::; ::J Z::r> 'r-- ZC -r!rT~ 9J -.. ~~;: .C:- :j() , () .ly ~ ~c 'J) ~ " ;~~ ~O 3: ~*- --0 N I;R ~ - Pc: Z ~ ~ :;j :J:J ~ .j;'" -< . .<'- ARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 plaintiff v. ". "~ !,,,' ATTORNEY FOR PLAINTIFF . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) CERTIFICATE TO THE SHERIFF I HEREBY CERTIFY THAT: : NO. 00-5239 Civil Term I. The judgment entered in the above matter is based on an Action: ____A. In Assumpsit (Contract) B. In Trespass (Accident) --X-C. In Mortgage Foreclosure ____D. On a Note accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The Defendant(s) own the property being exposed to sale as: ~. --X-B. C. ____D. ____E. F. An individual Tenants by Entireties Joint Tenants with right of survivorship A partnership Tenants in Common A corporation III. The Defendant(s) is (are): Resident in the Commonwealth of Pennsylvania Not resident in the Commonwealth of Pennsylvania If more than one Defendant and either A or B above is not applicable, state which Defendant is resident of the Commonwealth of Pennsylvania. Resident: LINDA M. RICH ____A. ____B. ~C. Marki J. -~.. ESQUIRE # as above :..;u.' d' ." "~:liloli'f1l!~~~lW*~"~~~,,jgJ~~~i ....I. ~~~~'~' ,~ -.'" - 'lIil ~~ 0 0 0 c: "!:.'! :5:: 3: -~-! -UCO :Do __L_ Olf"il ;:u -:f::=~ Z:J:} ZS; -'::,: :~!J .r;:- :.)'J ~~2~ '-'1 . ~CJ -U ~:j ~;< ~O -, ~6 -", =0 r:-? :Pc: ill! Z ,.. =< J:"' :< . ,~- -~. . MARK J. UDREN << ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) ~ . """!ilm,'~<1 ATTORNEY FOR PLAINTIFF . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE : NO. 00-5239 civil Term C E R T I F I CAT E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: An FHA insured mortgage Non-owner occupied Vacant X Act 91 procedures have been fulfilled. '( Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. MARK J Mark J ren, ESQUIRE ATTORN Y FOR PLAINTIFF ""," ^ _L~"~~~i!il1Ml~i$;\~~""",''''.f.l;,,,~,jj;~.;]~~~..oI I. 1lii.lIliillll'1lrW~"""!~~''''''~ lib':.: ~~~-= , ~' .~ --. 0 0 ~. ......1 s:; ~n s.. :::E: ,~. ""Oce ;"" ~'';'; :iJ n1.rn :::0 Z:JJ :,:",;',,1" ZC. -:.fJQ OJ? .l"" -'<2 -~<~~1 ~ !;20 --0 ~O ~ {'~?f~ ~O r:;; O.;ll )>c: Z .;:-' <> ~ ::0 :;::- -< r,; ,1<<; .'c..... .,,- I L. ,"'(~REN & ASSOCIATES B . .. "Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) . '. - ..' ~~!i!J .~"'-'-'~~, ATTORNEY FOR PLAINTIFF . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE : NO. 00-5239 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 405 Heiser Lane, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s) : Name Address LINDA M. RICH 415 LIMESTONE ROAD, CARLISLE, PA 17013 JOHN K. RICH 17119 CARRIAGE DALE COURT, SPRING, TX 77379 HEIDI J. ZIKORUS, REAL OWNER 17119 CARRIAGE DALE COURT, SPRING, TX 77979 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address PENNSYLVANIA STATE BANK ATLANTIC NATIONAL TRUST LLC 2148 MARKET STREET, P.O. BOX 487, CAMP HILL, PA 17001-0487 60 PORTLAND PIER, SUITE 400, PORTLAND, ME 04101 '.~ - M~ =~, \ ~ '~~"" &r "..' ,~, fe :~~.='1.cdl: Name and address of the last recorded holder of every mortgage of Address Plaintiff herein. See Caption above. JAMES E. EITEMAN P.O. BOX 307, FULSHEAR, TX 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address REAL ESTATE TAX DEPT. 1 COURTHOUSE SQUARE, CARLISLE, PA 17013 13 NORTH HANOVER STREET, CARLISLE, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 405 Heiser Lane, Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: March 5, 2001 Mark Atto . Udren, ESQ. ey for Plaintiff , -' "","M_~'!!iliiI~l!!c'lil~~>ii'~!!;!""~'ii~,jjjjl.'k".'llll~~'''''''l1~ _~iiI~~' 1lIi!lI"" ~~""""" , , "It, .,' 1Jld:"._'1 0 0 <:> c: -1'1 :5:: :x ::;-1 "'U ro ::>- :'~1~ "Ern :;:0 :z: ::C' :'0:.; Zc:= .;;- <1~~!. (f) .,.:::; ~o -0 T" " ~c -"" ?:?B -0 ~ a1"'M >-c: ::~ :z: :;j ..- ;: +' . ~ . "' MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 . , The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) o "~ "'-'1 ...-...~, ~Jf "'11.,,- ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE : NO. 00-5239 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: JOHN K. RICH 17119 CARRIAGE DALE COURT SPRING, TX 77379 Your house (real estate) at 405 Heiser Lane, Carlisle, PA 17013 is scheduled to be sold at the Sheriff's Sale on June 6, 2001, at 10:00 AM in the COMMISSIONERS HEARING ROOM, 2ND FLOOR, COURTHOUSE, CARLISLE, PA to enforce the court judgment of $199,661.32, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-482-6900 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) <. ~ " , ,~" , j~ . . yo~MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EYEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856'482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU .00 NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717'249-3166 or 800'990-9108 ASSOCIATION DE LICENCIDADOS DE FlLADELFIA cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 .''';''~.'~'.'''-~''~~''''"f~'$I~'~..'lj~~~;!filL~~_k.ja''~I\d,g,J,.;;r.1'~'iii\,ii.mr1il)!lSl;~idj)I,,,,~;.~~Ulr~' ~ .^ _~ v_~. .1, i~li' ~ . - ~ ~Ui'~IIl~ - "3' ~- , 0 0 0 C Tj S :J: -ceo "'" -r; f1'lj(; :;;0 '~'~ Ef~ Z:-D Zr;: .t:"' ~g~ ~z ,<0 -u ~o :Jh ';~() 5>2 r:-? ~rn OJ -..J ~ x:- )> J:"" ~ - , "~'">;.",.ci,,",,,',"',- i i , . ' .r . . The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31,1997, Series #1997-B VS In the Court of Common Pleas of Cumberland County, Pennsylvania No.2000-52i9 Civil John K. Rich Linda M. Rich, mortgagor Heidi J, Zikorus, real owner R Thomas Kline, Sheriff, who being duly sworn according to law says this writ, is returned Stayed. Sheriff s Costs: Docketing Poundage Law Library County Mileage Levy Posting Handbills Surcharge Postpone Sale Share of Bills 30.00 2,99 ,50 1.00 3.10 15.00 15.00 40.00 20.00 25.09 152.68 paid by attorney 5-08-01 Sworn and Subscribed To Before Me ?92.n -t:~'" R. Thomas Kline, Sheriff By t(~~ This IStt::: Day of ~ 2001 A.D. ~,jL~~ Pro h notary 1.)1) CIe- 3 J y3 ~. JJn.J..i) li'~'.~~-. - . " , - ~RK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One Old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 415 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 Defendant(s) -~ ." "" .., ATTORNEY FOR PLAINTIFF . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE : NO. 00-5239 civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 405 Heiser Lane, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s) : Name Address LINDA M. RICH 415 LIMESTONE ROAD, CARLISLE, PA 17013 JOHN K. RICH 17119 CARRIAGE DALE COURT, SPRING, TX 77379 HEIDI J. ZIKORUS, REAL OWNER 17119 CARRIAGE DALE COURT, SPRING, TX 77979 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address PENNSYLVANIA STATE BANK ATLANTIC NATIONAL TRUST LLC 2148 MARKET STREET, P.O. BOX 487, CAMP HILL, PA 17001-0487 60 PORTLAND PIER, SUITE 400, PORTLAND, ME 04101 .1~lIJ- .'. .,T._. .~ >0 ,_J _ '~'~"=" ~i!m~'- ,. ., ~::~~*iillih','ii:i.lri.j!!I!illJ~~"'''='>~="'''''...J. ..!lll..i"''''-~M[,Ll.ll -~ ~ ,.~ < _, , . 0 ., _,. -r'- .~ .,',,0, " ~ .. :.........." ,~, - ""~~ ,.~-- --"" --. .. ~: "~~ '~''''''''''~!"~''!''F_ ., , ~ 4. Name and address of the last recorded holder of every mortgage of record: Name Address .Plaintiff herein. See Caption above. JAMES E. EITEMAN P.O. BOX 307, FULSHEAR, TX 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address REAL ESTATE TAX DEPT. 1 COURTHOUSE SQUARE, CARLISLE, PA 17013 Domestic Relations Section 13 NORTH HANOVER STREET, CARLISLE, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 2B0946 Harrisburg, PA 1712B-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 405 Heiser Lane, Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S: sec. 4904 relating to unsworn falsification to authorities. . Udren, ESQ. ey for Plaintiff DATED: March 5, 2001 Mark Atto *h~""'- , ,~ -., .'-' Li j:m.1!ntiJ.jIll!III~l L_lllr:~l-" '~_.i'~!ilt'&"~~fi~ijE,i'~dl!llIl' l' .,- ,~~~ ",,~ -'~.."- ."._ ~.O "_~_ ~ ~ ..' ,~ ,-' - " .,-- ..' ~"" ',. ~ n.~ ~ ",~_~Id' ~~~ ~~ ~&~" j-.~ '''' .~'-'-' 'trr' -.........J r ....... ... , . .. . Ii. MARK J. ODREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-48~-6900 The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B One old Country Road, Suite 429 Carle Place, NY 11514 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County : MORTGAGE. FORECLOSURE v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner 4.15 Limestone Road Carlisle, PA 17013 P.O. Box 683267 Houston, TX 77268-3267 : NO. 00-5239 Civil Term Defendant(s} NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: JOHN K. RICH 17119 CARRIAGE DALE COURT SPRING., TX 77379 . Your house (real estate) at 405 Heiser Lane, Carlisle, PA 17013 is scheduled to be sold at the Sheriff's Sale on June 6, 2001, at 10:00 AM in the COMMISSIONERS HEARING ROOM, 2ND FLOOR, COURTHOUSE, CARLISLE, PA to enforce the court judgment of $199,661.32, obtained by Plaintiff above (the mortgagee) against you; If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU Mil;' BE ABI,E TO PREVENT THIS SHERIFF'S SALE To prevent. this Sheriff's Sale, you must take immedia~e actio~! 1. The sale will be cancelled if you pay ~o ~he charges, costs and reasonable attorney's fees. you may call: (85.6) -482-6900 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. mortgagee the back payment, late To find out how much you must pay, 3. YOU may also be able to stop the sale through other legal proceedings. you may need an attorney to assert your rights. more chance you will have of stopping the sale. to obtain an attorney.) The sooner you contact one, the (See notice on page two on how ~~ - . . ^---~, 'W' . ". l . YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due .is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU .DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 . " .- J~...000i__iliJlillt,I~~~',".!Ii1"i1-M~!Oi!fu)1ili'1o"'~1'1"".!i6l!;/~~~Ji..:&ilAIl.!d'!.lo~""'~""'""-"'i;"'"=-~. - '-!liiIl'j)lI.lil'lL'llli!_d ... _0'__' H_~ ~ M~ <., ,~ =~=u _' ",~~~_,_ < ~~,~. -~,^ ., . -~ ., .. , >~ ,~.,~' ~~"-\>'''' ':'- .' ~ "\ , . ;. ; .~ ~l ~~~ ..4,~ "",,-'. ~ ~,;,.,', . , ". . , ALL ~KA~ CER~N ~Rl\,C~ OF LAND S:I~tlA~E :IN SOtP.J:H KIDOLJ!:~ON ~OWNSH:IP, CUMBERLAND COtlN'lrr, PENNSTIil/7>NJ:A, BOUNDED AND DESCIUBED ACCORDING ~O ~HE LAND SUBDIVJ:SION FOR WAllNER/HOLLINGER PREPAIlED BY = D. BER~, P.L.S., DA~ED .nnm 3.B, 3.992 AND RECORDED IN PLAN BOOK 65, PAGE 3.09, AS FOLLOWS, ~O wr~: BEGINNING A~ A PO~ IN ~-53.3, HEISERS LANE, A~ ~1lE NOR!rHWES!rEIlN CORNER OF LO~ NO. 5 ON !rIlE ABOVl!:-REFEIUU!:D-~O PLAN; !rIlENCE ALONG SAID LO!r NO.6, SOU'l!H 25 DEGREES 3.3 MINU'J.'ES 30 SECONDS ~!r 525.74 FEE!r TO AN I~N PIN; THENCE ALONG LO!r NO. 1 ON !rHE ABOVE-RI!:FElUlED-~O PLAN, SOU'l!H 64 DEGIlEES 46 MINll'rES 30 SECONDS mS!r 200. 00 FEE~ ~O AN IRON PIN; !rIIENCE ALONG LOT NO. B ON THE ABOVl!:- REFERRED-~O PLAN, NOR!rH 25 DEGREES 13 MINUTES 30 SECONDS WES~ 525.75 FEE~ TO A RAILROAD SPIKE SET IN SAJ:D !r-S13, HEISERS LANE; ~IlENCE IN SAID T-513, IlEISERS LANE, NOR!rH 55 DEGREES 04 MINll'rES 00 SECONDS EAS~ 200. 00 lI'EE~ TO A IlAILROAD SPIKE, 'l1IIE POIN'l! AND PLACE 011' BEGINNING. BEING LO!r NO. 7 ON THE LAtlD SUBDIVJ:SION FOR WAIlNER/HOLLINGE:R Aml CON'1!AINING 2.303. ACRES, EXCLUSIVE OF DEDICA!rED RIGHT OF W1LY. BEING KNOWN AS 405 HEISER LAND PROPERTY ID# 40-10-0636-254 TITLE TO SAID PREMISES IS VESTED IN ZIKORUS, HUSBAND AND WIFE BY DEED 10/16/1998 AND RECORDED 10/22/1998 IN JOHN K. RICH AND HEIDI J. FROM JOHN K. RICH DATED DEED BOOK 187 PAGE 654 ... ~. ~ -- j . ~ ~, l~ll!Ll~ ~ ..... ,,' , , . '''~N1I(t.~ EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 00-5239 CIVIL W TERM CIVIL ACTION - LAW 'f TO THE SHERIFF OF.' Cumberland COUNTY: ~ To satisfy the,t1ebt, interest and costs due The Bank of New York as Trustee Under the Pooling and servicing Agireement dated as of May 31, 1997, Series #1997-B PLAINTIFF(S) , from ,Tnhn K~ Ri0h, r,innrl M Ri~h, mnrrgrl'J0r, H~;ni.T '7.iknnu::'r rjQ..=tl f"'lWrlpr, 411) T,impstone: Road. Carlisle. PA 17011 DEFENDANT(S} (1) You are directed to levy upon the property of the defendant(s} and to sell See Legal Description (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of -1 GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the acedlmt of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) 'f property of the defendant(s) not levied upon an subject to attachment is found In the possession of anyone other than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above stated. Amount Due . J199:661.3j from 3/,b 01 'tb bib 01 Interest @$50.48 - $4.694.64 - per dlem L.L. Due Prothy Other Costs $.50 $1.00 Ally's Comm Atty Paid Plaintiff Paid % $107.10 Date: March 14, 2001 Curtis R. Long Prothonotary, Civil Division by: af7~p [}. 71;m/)./rt~ Deputy REOQUESTING PARTY: Name Mark J. Udren, Esq. Address: 1040 N. Kinqs Hiqhway, suite 500 Cherry Hill, NJ 08034 Attorney for: Plaintiff Telephone: 856-482-6900 Supreme Court 10 No. 04302 ~ j'"/i -If . -:fJ .. ._lif"""Ml'-~- ='~ '- :a~~;e;,~~~ iilr-~'- ~1WiJl!I/Uf,i(~~IMiIi~.ilII1IiTi~W<:~: -~ iiii,*~ "~t.OiiiiI~~ -~iiIH' 1lI:~ -.:..>&-" ;1 II J , I REAL ESTATE SALE NO.39 j .1 ~ . "= ',< @"':l c:va c:va . c::::a ee> GVil lI" 11f. ~ I ~ I ?,.oo I the snentt levIed upon the defenoCi, interest in the real propeftv ,it'!;>1f'!("i in .JD~ fY/~ 7D~ Cumberland County, Pa., kncwn ardlumberedas:' ,405 1f~f~ (J~ and more fuli) )(iSCf![)IlO on Exhibit "A" flied with this writ and by this reference incorporated herein. 1la1e: 1'/~/(,,2od ~:;{,~~ c:.,~~?,c. ""\ ). J' -,1"\ ,,"11'-'. <,I', ,.. 1\ ~<\':' 1).\ \\\ ~ c}.. ~\ .. ,,,...,\\'J \~. ' . .... ,~>.';I\~ \\ ,_"" '_ '['~" ~:t:!' '""'~- -,,"j. )..~""'lI\s>'" l!\'6">j . - _. 1 "~~. . '- ~ '''-- . ~ , MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF The Bank of New York as Trustee Under the Pooling and Servicing Agreement dated as of May 31, 1997, Series #1997-B . . COURT OF COMMON PLEAS : CIVIL DIVISION . Cumberland County Plaintiff . NO. 00-5239 civil Term v. John K. Rich Linda M. Rich, mortgagor Heidi J. Zikorus, real owner Defendant(s} PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification for the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. MARK J. DATED: March 5, 2001 BY: Mar J. Udren, Esquire Att rney for Plaintiff -- ~ L ",' ldfi :>0-" '\ ---.~,' i , V E R I F 1 CAT TON The undersigned, an officer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. t:?-/~-~ ~~ Name:~,.q, ~ ~.-94-<="....-?,9.J Title: ~.f'/~~ J7~ Company: ,8"",,.J~ ~ ~y~ -"" Date: ~~j>\.il",i~!!!'iIl~Tf,BI.'!H~!t:'fijJiil;bj!km~_~"#W~M~'~-~~ _~ n , ~ __,J.,_,_ .,,,,,,..k iI1ld\J~ ",,",j~~u,tU -~ 'ilt --1'" I.."". '*'~, ~ . ~"""""~' r 0 0 C)- C "1 ~: :::l:: ..--] ;:Hm :po. n rn ::;0 ,.--:,-n Z:JJ "1-= ZC -=::'~d (f) ",,""': .r.- -<L- c\ L ~C~ .'_,\C~ -0 -~-rl ~8 ~ (5~,Q '?'\.. .. )>C r:'! Om -'4 Z ,;:- ~ =< .- :<; 1!1 ODREN L~W OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOOD CREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF The Bank of New York as Trustee Under Pooling and Servicing Agreement dates as of May 31, 1997 Series #1997 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 00-5239 Civil Term v. Linda M. Rich, Mortgagor John K. Rich Heidi J. Zikorus, Real Owner Defendant PRAECIPE TO SATISFY JUDGMENT AND DISCONTINUE WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly mark the above captioned matter JUDGMENT SATISFIED and ACTION DISCONTINUED WITHOUT PREJUDICE, upon payment of your costs only. ( fVK-- Mark 'J/. Udren, Esquire UDREN LAW OFFICES, P.C. Attorney for Plaintiff DATED: Auqust 28. 2006 i-"~ ' ..l,'~j;f~~='>"'~~lImt~llIi;;i~mw'"...h"""'~mrll~i!l~i.iIiil- N_< ~ ,C -liIlQiI-' ~ '" () "> = 0 c:: = ., Z "" un' > :;l fT),"-, c:: m~ 2:-:,__ G, ," <.~ W -nrn CI, -"1' -< Cl ~~1 C) ~. :'--'. l53 ~ .'ri, ~STj -_. ,:~-(..... .c.::.rii '-- 9? 0' z ~ :;l .".. :0 CO -< ~