HomeMy WebLinkAbout00-05240
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VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D. #72094
PARK LAW ASSOCIATES, P.C.
25 East State Street
P.O. Box 1779
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
VS.
WILLIAM PAUKOVITS
Defendant
NO. 00- ~:<(fC; CiOl(~~
NOTICE
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by an
attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned
that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for other claims
or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D. #72094
PARK LAW ASSOCIATES, P.C.
25 East State Street
(215) 348-5200
Doylestown, PA 18901
ATTORNEY FOR PLAINTIFF
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
VB.
WILLIAM PAUKOVITS
Defendant
NO. 6tJ. S.l ,/0 {l,;,J
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CIVIL ACTION-LAW
1. The Plaintiff is Citibank (South Dakota) N.A., a nationally
charted banking institution with a place of business located at
3940 Olympic Blvd. Erlanger, KY 41018
2. The Defendant is WILLIAM PAUKOVITS, with a place of residence
located at 80 ASHFORD DRIVE ENOLA, PA 17025-2331 .
COUNT I - CONTRACT
3. At the request of the Defendant, plaintiff issued to Defendant
a credit card, account 5423796949954656; and at all times relevant
hereto, Defendant was the holder of said card issued through the
Plaintiff's credit facilities.
4. Defendant, upon acceptance and use of the Plaintiff's credit
card, agreed to be bound by the terms and conditions of
Plaintiff's revolving credit plan. A true and correct copy of
said Agreement is attached hereto, made a part hereof and marked
Exhibit "A".
5. The Defendant subsequently used the said credit card. As of
04/15/2000, the Defendant had incurred charges in the sum of
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$2,867.22. Defendant may be entitled to payments made after
05/19/2000 which will be credited at the time of judgment.
6. In accordance with the terms of Exhibit "A", the Defendant
agreed to pay the Plaintiff a finance/service charge on all sums
due at an annual percentage rate of 21.40 and the Plaintiff is
entitled to additional finance/service charges from 04/15/2000.
7. In accordance with the terms of Exhibit "A", Defendant agreed
to pay Plaintiff a reasonable attorney's fee if the account was
referred to an attorney for collection and Plaintiff will incur an
attorney's fee in the amount of $716.00.
WHEREFORE, Plaintiff demands judgment against the defendant
in the sum of $2,867.22 plus attorney's fees of $716.00 plus
interest from 04/15/2000 at the contract rate and cost of this
action, less payments made, plus costs and any other such relief
as this Court deems reasonable and just.
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COUNT II UNJUST ENRICHMENT
8. Plaintiff hereby incorporates paragraphs 1 through 7 above as
though set forth in full.
9. The Defendant received a monetary benefit, which was in fact
appreciated by the Defendant.
10. The Defendant accepted the benefits.
11. By virtue of the circumstances surrounding the request for
funds made, the Defendant knowingly requested the funds at issue
and/or knowingly and voluntarily accepted the benefits bestowed.
12. It would be inequitable for this Court to allow the Defendant
to retain the benefits of the funds or to be unjustly enriched at
the expense of the Plaintiff or allow the Defendant to retain the
value of the funds at issue without repaying the Plaintiff the
value of same.
WHEREFORE, Plaintiff demands judgment against the defendant in
the sum of $2,867.22 plus attorney's fees of $716.00 plus interest
from 04/15/2000 at the contract rate and cost of this action, less
payments made, plus costs and any other such relief as this Court
deems reasonable and just.
Respectfully submitted:
PARK LAW ~SSOCIATES, ~'
BY:_L~
VALERIE ROSENBLUTH PARK,ESQ.
lV.
AFFIDAVIT
STATE OF MISSOURI
COUNTY OF PLATTE, TO-WIT:
On this l3 day of
aforementioned,
APRIL , 2000, came before me, a Notary Public in the jurisdiction
JEANETTE M. BROWN , who, after heing dnly sworn, deposes as follows:
I, JEANETTE.M. BROWN , hereby certify that I am a Manager of Citicorp Credit Services, Inc.;
that I authorize to execute,this Affidavit on behalf of Citibank (South Dakota), N.A.; that I make this
affidavit of my own personal knowledge' and am competent to testify to,all matters contained herein; that
I am personally familiar with Acconnt No. 5423796949954656 ; that the
defendant signed an Application for Credit Card which forms the basis for this account; that
William Paukovits used or authorized use of said credit card for the purchase of goods
and/or services and cash advances; that the existing balance of the account is $ 2867.22
that demand has been made upon William Paukovits for payment ofthis amount;
that William Paukovits was sent a copy of the Disclosure Statement with the credit
card; that payment has not been made pursuant to the agreement between the parties and that said
amount, plus continuing interest and attorney's fees is due and owing to Citibank (South Dakota), N.A.;
that I have made diligent search and inquiry to determine whether the defendant,
William Paukovits , is in the military service of the United States of America;
and, as a result of such search and inquiry, have determined and ascertained that the said defendant
hereto is not in the military services of the United States and is not entitled to any ofthe rights and
privileges as prescribed under the Soldiers and Sailors Civil Relief Act of 1940, as amended.
I certify the above to be true and correct to-the best of my knowledge and belief.
CITICORP CREDIT SERVICES, INC.
Q)..
MANAGER
under limited power of attorney for
CITIBANK (SOUTH DAKOTA), N.A.
STATE OF MISSOURI
COUNTY OF PLATTE, TO.WIT:
The foregoing Affidavit was acknowledged before me this ~ day of APRIL
2000, by JEANETTE M. BROWN , wbose title is MANAGER
(South Dakota), N.A., a South Dakota corporation, on behalf of the corporation.
Given under my hand this ~ day of
My commission expires:
, on behalf of Citibank
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CHOICE'
Welcome to OiOICE Cards!
We're: ploxd to welcome you 2$ a OiOlCE ordmcmbcr. We think
you'U appn:ciate the nw1r ocher benefitS we h:\.'c 10 offa, including:
. 24-hour to1J..free Customer Service.
. Acccptlnce at over 9.5 milllon =blishmcnu in the u.s. :u1d abrtl2d.
. 25 cb~; no-intcresc. ~c pc:riod 50 there's no fiaanc;t: dtarge on
purch= when you p21" your bill in full each month.
. Access to one' of.A.rm:ria ',.brgesr nerworlts of AlJEom:uc:d Tdlct
M2chines (AThls)-ovcr 145.000 ATMs worIa..i<Ic.
. Option.o $clea your 0"''' PIN (p0'S0lUl Jdcr1tiJiatioc Number).
Or U5C' the one Wt we h2.ve 255igncd to you.
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Along with your cat<l(,) !'Ou'U Jind your cuneot cmlit line on the
cndo:scd ord curler, 2.S wdl :&$ the portion of your C1'l:.dit line 2l-":ilabJe
[or ash ""''>nces.
P1osc: check your cat<l(,) lor 2C<unCy. making "'"' "'""'cs = spdlcd
com:ctl). 2n~ WI the imp?nu:d, acCO~t number matches that printed on
the cud orner. P1asc JlOtiIy '" lIMlcdiJucly 0[ 2lI)" ch2nge in your~.
Be sure to sign yourar<l(,) immediate!)". Xccp. copy otyour
2CCOWll numba'.in ot de pbce. in ase your ard is t:Ver lost or stOlen.
If you bzv1: 2%lY qucstloru about your acc:ou:.a.t, or the =any
alma bc:adlts and SCI"'kc:s. calI:alOleE CU1lOlXlCl" Scm<:e
ton-Cree 21 1-800,93+2788, Z4.houn a clay, 7 d:ryo a week.
CHOICE Card Agreement
nu. Agr<emco' Iisu 0I0ICE' CattI services:u1d cxpl2lns their tenllS. PIc:2s<: read this Agr<=ent orcIuIIy bc{0ll: you UlC the c::u<I. By either signing.
u:sing or 2C<cpting }'our 0I01c!; CattI,}'Ou ""'cpt the tams o{this A3J=en" Throughout this Agrcan=. you, l"JUl". >nd J"l'US Il1CU1 the c::udmcmbcl(')
as ~c:n as myone the cardmcmbc:r permits to U5C the ord. W'c,.us, 2nd our mc:zn Qtib:utk (South DakOt:l.), N. A.-the: Wucr o(your Account.
lbe OiOICE Card CbargelCashAdvanceAa:ount
Your Account You nuy u:sc your OlOIC! Drd mc:nt due d::u.e. It will :also shoW your ct'I:dit Une.
to bU}' or 1C2SC goods, services. 2nd insw2nce o:sh actV2ncc limit. outstmd1ng babnce. md 2n "'
.",h~ct the c::ud is honon-d.. 2nd to obtain 05h it.:mi%cd ltn or c:um:nt p\.U"Cha$c$. ash 2d\4tIces.
a0"21lces 2t~. bank or AlUonutcd TdJer M2Chinc c:hce:Jcs. payments, c:redit$ 2nd my other fees.
W{ ~ccep(S our card. provided rou ltrvc avaiLabJc New Balance To dt:tc:nninc yt:lur aNew &wlCl:':
c:redil on your OlOICE c:rcdit line:and CtSh ~ begin with the outsCJnding b:a!;a.ncc on 'the:
w"UtC'c limit. YOIl ezn US<:' yeW" pa'1v-"";"'.-d ACcount u the:: beginning aimc biIUng period
OiOICE. Chcc:b to purch:l$c goods ~d scrv1C'l::5 whkb is allcd the "~U5 &12nce- On your
or fO obuin C2Sh up to thC' 2mounr ot)'OW' osb montfW,. SUtcncnc. We then: (l);Oj;lnf puteb2sc3
::ad'\"2ll.Ce lif!tit unless th2.t amount 'will ouse you and cuh adv2n~ (2) subu:aa :my pa...-mC1tS 2Qd
lC,c.xcrecd r~t line. !be OlOIC! Chcc,ks cmtits teCch'ed; (3) 2ddI.subaxr my Cma2diusc,
~i11 be ttc::lted 3.S::& ~h 10m and ~c.d 3.g:unst menu; 2nd (4) add the ::appropri:uc f1nancc
)'our C2.Sh W'1SlCC limit. Your ~t line IS m.tC'd cb2rgc:s 2nd fce:f. 'I"hc billing period is the rime
on the cud c::uti~ in which you received your bc:tw'=n the cb,.:Uttr the "Stuc:mcnt Datc. nottd;
CHOICE Card and i$:Usa Ustc:d on oc:h montht). _ on '\-"Our p1'e'\iO~ SUtement until the -Sutemou
sutcmc:r1l: ):ou 2~C' Urn IOU will not o:~C'C~ ~tC::- on your C\1JTC11t SUtemcnL
}"ou~ crC'dllline ".,thaul our consc~1l.. Al our di$- Finance- Cbargc:s You will not h::lvc: to ~ 2.
crctlon. "':'C' ~)" ch~gC' )'our ~l linC'?f osh finance charge: if your opening b:abncC' is ~
2d...:znc: limil at an)' ~C', HO'\' evc:r. pfO'.1dcd you or if your nC'Vo' babncC' 2S shown i$ ~d in full
~ not m dC'hult of ~his AgrC'a1lalt. ~d d~cf.. on or Won: the p:aymcnt duC' eWe. O::Cepl Ut2t
U1~ uJ'O," }'0U: ~rC'dl{ .su.~. we:~) 2.~th()nzC' :fiI:i3nce ~ on osh W'2tlces 2.cenJc at
mtWcucIJS ~ hich, cau.<lC' }O~ ~o slightJ} C'xcccd a d:ailv periodic I2lC (which i$ shown in :ut _
}~Ul" crC'dlt line: ",thaut 'W2.I'''':I& m)" of our oc:unple below) from the: d:ay you t:l.kC' 2. C2Sh
n~l5 under thIS ~C11L 1 ou ma)' rcqu;-n:, a W"2t1cC' until thc d:a~ oC the monthly SDu:mcnt,
C'h:U1~e to ):our (Tedl! linC' or ash ::u:f\":ln~C: limit Thcraftc:r. the: osh :adv:ance i:s:added [0 thc .
b}' cont::tcl.1n~ CHOICE Customc:r ScT'\'1cc:' at balance md inrcn:sc is olcul.:nc:d:u d<:ttiIcc.I
1~9:\+r88, ...."au a~ that you "O.i1I be re- bdo~'.lC)"Ou p::r)- kss th:an thc fun :unOWlt oC
:spon.:".hlc (or l'1:p2~ment of purch2sc:s ~d ash )'CW" A<count bal:mcc:', """C' wilI;U$CSS a portion
:l;d''";U1Cd m:adC' b)' ~lU rou a':lthon%e or. olthe financt: c:harge in the following h12M.et:
aJlnw to ~ }'our CHOICE Accoune or Qzrd, (1) We' san ~ith your balan~:u: the beginning of
Tht" CHOICE Card is our:s: you 2.gr~ to rc:rum the monchl)' billing period, 'Which includes any
aU C'artb ls.."Iucd on four AcCOunl1~ u;s upon our finance~. WC c:h2IBcs and ash adv:znces
i"':quc.':'>t. ....Ou m::l)' ("10SC' )'our Account ::1.1 atl)o time' from the prcv10us billing period; (2) on och d.ay
h)' ntltil1'inl: u::; br phone or in "'Titing and return- of the billing period., we sub~ any pI)-mcncs
in~ aU I.::tn.i..and CHOICE Checks issu~ on the ;;as of the d;a,o pro:dSCd and credits as of the day
A,:cnunl. Yuu l\.m rcnWn r=:pon:siblC' to ~"the issued (If the ~t is issued prior co the: preced-
:unuunt ~'QU o~oC' U$o undC't the tmns orchis Arrce- inS billing sutcmenl cbtc, but is not posted until .
menl. ',X'C' m::l)' cloSC' )"Our Account or suspend afccr such billing SQtcmcIU cbtc:, the:n the a'l:dit
your ani rri\"ilcg~:lt ~. time withoue prior is as olchc prior biUing Statement d:ate), 2nd 2dd
notice:. ',X e- m:l)' a1:wJ reissue::s different c:ud at any new purch2.x:s. c:a.m adnnce:s and adjtJsuncnc:s
~r !~. If Q.OC' uk. rou 'CJ.iU ~r~r eM cud by . :IS o(thc date of p~ at' tr2nSICtion, unJcss
cuninit It in h::IU' and su~dcring Ie to us 01" oUt' -we c!ca to use a later date; this gM:s \.IS the dail)'
21ln1r or by nulling h to U$. ~ (3) ~ toul the dzil}"bmnces. chen divide'
0I0lCE Checks 'X'C' m2\' not honor:l Oi01CE dw; figure by the number of (bys in the biDing
Check that 1;I"il( ou.<(' }'ou' [0 c:xc:ecd your credie ~ This dcrcnnincs the ~e ~o ~ce
line' or o.<h ad\'2ncC' limit. We are noe obligalcd to subjccc to ~ce ~ (4) we muJupl): tht:
p::I~':t CHOre! Check if:lt the'time me OfOla: 2VCr.IgC' d2il}" ~e s:ubjCr:t to.f!n;uxc: cb2ric
Check b ptC'SC'need. }'ou:&n:' in dcbuJt ot this by thc monthl)o pcnodic r:ue: on yolU"AccounL
A{U't'OT1c:nc, lIl.~ l12'"'C' m-oJ..."C'd )'our righc to USe' ~ Annual Pco:atzgc'Raze (V::rrl::zbJe lI:1rcre:st
\'"Qut CHOICE Catd. \"Our Account is Closed (or 2l1'" lbte) You have a ,"::triable inCC1l:St r2tc::ac1:QWU. The
fo.'iOn or ilrour CHOICE Cud bas c:pimL Exh' Annu:zl ~.!We 2nd me' d::Wr periodic
OiOICE Chc:ck must be in the form We' ~ issued r.\te on your Accounc will \'2t)" bued upon ch2ngcs
fO "au. OiOICE ChC'C'k$ m2" be U$C'd onJv tn." the: in the "Prime- Rate:" of interest 2S published peri-
peDones) 1;I"oh~ n:unc(s) i5i:are prinled On the odioJJ\. in the "Monel' Ratcs" section of The
OJola Cht'Ck. You 2fC' ~blc (or all aUlhor- WaQ S~tlot.a'TfAJ. The Prime lb.te: is ddincd
izC'd use' Of\'OUT QiOlCE Check:s. You m::t}. noe use :u the .ba:sc ate on corpot.:ltc: Icnns:at Wge U.s.
QiOlCE ciecks to p:ar mr amount which you mane)" cxnec:r commc:rcbJ b:Inks: In a~d.ition, we
owe U) undC'T' this Agreemene. We 2tI: no( obu. td<trVC' the righe to substirotc: another Illdcx or
ptcl Ul CCTtiJ'r 2tl~' CHOICE. Checks nor ",'ill we change: the definition of .Prime Ib.te~ at 2tl}" timc,
I'C'tum p2id CHOICE. Che<:b to )'OU C'xccpe upon upon informing you.
~pc"-.ifi\, ~ue't. For vour \"'2riable interest I'2te :account thC'
A.nn~ Membership Fcc Thc:Te' is no :tnntt1l Annu21 Pera:n~ R:a1c i$ 9A" abov.e 1M Wai~.
mc'mbc:nhip fee on rOUT CHOJCE Account. ~f;~~J:~.~~~r2:52rlO:~~~~1:'
Monchh' StaU:mcnt thou ha'"C' :I babnce on Tu~\" is a holid:z\', then me nat d:n' on which
~'uur .",,'\:nunt, 1;I,,'C ",'UJ send "OU:l monduy statC'- . the Prune R:ale is publishc-d. 'This r::Jtc, the monthly
mem, II ~viU :;.hu"''' the n~o b:1l:u1ce. 2rl~' fiJunCC' periodic: r:r.te: and the cbiJ)" perindic rom: '9oill ~
clurgC'S. the- minimum amount due and the P:lY. Ctc':l;SC' or dec~ b:lSC'd on the:- qWJ1ertr ~coon
of the Prime ltue_ H~ your inta1:sc r:m: will
nC'Va" aceed the tl:SUiCtions imposed by 2.ppli-
oble: I::I.w, As an example. ilchc Prime Rate wc:rc
6.0'4 when you opened )'OUr2CcoQrte. the cb.iJ)"
periodic I2tC' would be ,04ZI9%, md 'the montbly
periodic I2te: would be 1.2833% corresponding
co chC' nomin2lAntzual1\.........CISC' lbCC'al15.4!'l
'An)! inCfl::tSC Pl'dccrc3sc in the V2ri:able Annual
Pero:nt:age lbte \\Ii1J take df'ect on the: lint d:ay
of your billing pc:riod dircctl)" following the month
in which we calculate the:~. &ch time the: ratC'
ch:angc:s, it wiiI beapplied co your cn~ bal:tncC'.
The A=ual P=:enl:lg<: II3rc in dfea ""''''' sub-
sequene chanSd to it wi112.ppc::aroQ your month!).
billing SUtc:mc:nL At.such time as your :accoune is
no renga CUJTar(, arm)" rcquirc:d mondU}' p:l}"mctU
or p:ut oC one is p2$t due twO months or more.
this \~lc atC'"wi,U no 1ortgC't"bC'dfC'C"dvC'and
your r:ue "ill be: a fixed Annual Pcrcenoge bc
ol19,~ dfcctivc ~ the titsr d:lrofyourbilling
period directly follO'O\ing the billing period in ",ohich
your :lccount bccomd t'IIIo'Q months p2:5l duc. )bu
1m'! :lg:tin qu:a.1iI')" for chc \"2riab1c I2tC' b)" kcqJing
your :lCC:ount currenl -without ddinqucnc}' for :I
pcrlod o{:It Ja.sz: six c:onsecuttvc-months.
Ca.1;hA.dvince~on~Wewill
:Usa :add :m :additional financc cb:arge for och
cash 2dvancc U2O$lction. When yau obQin the
Cl$h ad'ImcC' at an. AUCOlD2ec:d TeDer Machine, 2.t
2. bank or 2. filund::ll Lnsdrotion, 01" by OlOtCE.
01eek. this ackfitional finance chorgc will be
cqU2i to ~ o(thc amoune oC each osh adv:IJ1C:C;
however, it will nor be: leu dttn S1.DO nor marc
than S10"OO. The additioml ~ charge will
C:Z~ the Annual Pc:rcenC3ge lbtc on the state-
mene on whic:h the: tI2.O$:lCtion first 2.ppc:tt' co
a"CC'd the Qed.swcd abov~ How~ this wiD.
not OU$C your.fin:u1cC' cb2rgc to ccc:ct:d state
impo:sc:d ~wn t:11C$ offi.twl<:c chatgc:s,
1hcre will be no putehooc dwge f., CHOler:
O1cdcs.,chcdcbooks.
MinJmwn r....- CI>ugc For "'l' billing pctiod
in which 2. fin2ncc c:b:argc is p:I)-able. if the oJcu-
laden o( the .fin:::a;oce c:hargc is Icss than SO~, we
will impose a minimum finance chatF of 50(',
Minimwn.A.mount Due The minimwn amount
due' wiU be the toul of. (1) SIO.OO or 3.03% o{}'our
.NC"I"I B:lbnct:" rounded to the: nc:tteSt dollar, or
your billed.6n:ance ~ ",'hichc:v~ ~ grc::aeer;
(2) an)' amount in c:ccc:ss o(rour credit li;nc; ~d
O):tn}' :IJTlOUDt p=: due, Jt}'Our ~ce 15 Icss
th:an $10"00, the onu'C' b::lW1CC' ~-W be due'.
hying More 1ban The: Minjmwn You m2)'
p;t}" morC' dwt the mUtimUnl amoune due: a( <In}'
time without ~q.. The sconC't }'Ou~'}"Our
cow b:abncC', the less )'Ou ~11"'iU fJa1.~ to par Ul
B=ncc~
Ao:eptlng P:rymc:nt:5 We an :lC'Cepl t2te or p2Jti:U
~}'Tt1dllS. :IS wd11S p:L1'menu th:a~ as:: m:arked
~p;.\"ment in fulr or 1;I,,;m othll:t' l'C'St;"cu\'e.:ndo~
mans without losing :mr of our nghlS Ul'!d~ this
Agreemene P:n-m(;Ot for man: d12n me lJ1in,lmum
:unOWlt d~ will be: :lccc:plc:d :l!i 2. singlC' p:rymem
on }'Out CHOJCE .AC'CQtUl~ for dPt month. PapncnLS
should Ix :lddrcs.~ tU CHOICE C:irw.. Aun:
ment ProcdJin,:. P,O. Bo.x 1- .r-o H~gC"rst?'(\'Tl..
~l"\'bnd 217'{7-1,4-: P:I}'menL" should ~.It\
t'niicd 5Ufe, cutT'C'ncy ;uul dr:l,,'n on a l ruted
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Sute, h::ln.k. 'illl m::l'. nlll 1I~;I CHOICE O,eck
to m:l.kc p:trmC'n~ un Yllur CHOICE .\ccuunt.
Late ~ Your ."craun' \""ill be :IS:.cs."'C'd::l
Ute chars'l: or S I; IXI if \"llur muunuun ;unuunt
due is not received .....ithin 1-; d:a~'j OIitc:r the [':J~..
ment lolue cbtc. If .....e iJu no( n:cc:i\"C: thc minimum
.unount d\Jc br the neXt p:aymcnt iJl.le ~I:. rout
M."Count 9.i1Ilx ctl:lN1:d :tn :Kldition:ll S l5.oo.
~ fatC Ch:r.rge ~iU ~untinuC' to be:;wcssed on
C:-.Jch mooW,,' .st:ucment until \"Our ."'-ccount is Ics.s
:h:u1 1; cb}"$ .p2.St dUe. .
Remmed Pavment Fee Your Account will be
l.:h:ugcd :I 5 1..,:00 f!:C it ynur chC'f..'"k ur ~r p:lY-
ment instrument is nut honon:d or if we mu:R
return ic tQ ~'ou bc:c:1~ it QMQt be processed.
Owges Made in Fo~g:n Currcnclc:s
for Visa lfrnu iO\:ur:t ch:ugc in:1 (on:ign ClUT'mC')',
the c:h:lt'[:C' ~ilJ be corwerted br \i$l.lncenuti<m:ll
into:l u-S.dol!:1r:unount. V-1Sa Intcm:lticJn:ti ~ilI use:
the procc<1un:s ~ forth in iu Oper:uing Regula-
:ions in effect :It the: time d=t the tr.lnS:ll..'tion is
procosed. Cum:n~.. those: Rc:gul2ticn5 pto\idc
[Jut Ihe C1.I.m:n'" coo\.a:sion r:ue to be:' used is
dthc:r (1):t ",'hoies:de rn:1tkct r:ue or (2) a gQ\.cm-
mc:ne-nuntl:Lted. me in cffect one tb~. prior to the
procc:ssing ~e. inc:rc:ucd br one pc:rce:nt. The
cumncr c:onversion r:lte applioble un the pro-
cosing d:l\c m:t). diff'c:r trom the DEe: applicble: on
mc Er:lJ'1S:ltfion d:ltc or the: pcsting d:ltc.
For }fastcrCard [(~lJU inc."UI':I durgc: in :J (()rci~
,:um:nc:)". the: c:~e \"ill be: t:um'c:n:ed b).
~l2stcrC:ut.l Imcm:uiun.:U. Inc:. intO::l C.s. dolbr
:unowlt. ~l:lSCcrC:ut1 Intel'tUCion:zJ will use the
procc:durc:s set (urth in its .S('f[lement (IXm
Opcr:1dore;: .\bnu:ll in l::tTc:c:t:l:t ehe time wt the
tr:U'1S'1Ction is procc:s:>etl Cum:ndr. th2e .\lanual
pro\ides Utat the: cum:ncr c."Onversion r::tte: to be
used is :l ~"holc:stle r:1Ce: l.."Cn:iistin~ of the: mid r:ttC
of the reprcscnueh.e: group of cum:ncics most
f'requc:ndr tr.lded. or the pl"e\~g loc:d bW
wholc:s:lle bu~ing r::tte:. incroscd br one: percent.
The: rom:nc:r convc:r.;ion r:aee :l:pplil..":lble: on the:
processing cb.te: ~. differ from the: r::r.ec :r.pplio.-
ble: on the: tt:1ns:u:."tiun u:ltC orthe posting d:uc.
Returned CHOICE Check Fee You will be
dwged.3.115.00 (ee it)"out CHOiCE Check Cltl-
nOt be p;zid beousc: (1) )"Ou :r.re over rOut .credit
line orJ'oW" osh .3.d\'~nce: limit: (2) }"Ou arc in
c1ebuJe of this Agreement: (3) ~"Our CHOICE C:1rd
has 1xcn rc:vokcd or h25 expired; ot (-0 you
issue.3. seop p;1}mcnt order on :I. OiOICE Chc:dc.
You mar oruy SfOP. p:1)'tI'te:nt on a CHOICE Check
th:tt has not:alrc1dy been procCS5Cd. You mar StOp
p:z.ymcnc on a CHOICE Olea b)' notifring us dthc:r
Io"c:rtml). ~ 1-800-93+2-88 or in ""Tieing.at CHOICE
Customcc Scn-icc. P.O. Box 62-'8, Sioux Falls, 50
'i711i-9630. Vcrb2I notices must be confirmed in
writing ~itltin fourteen (I-n d:lys.
Credit Balances You ntol)' request the refund
of:t credit babnCC:l.t :tn,' time. It a Ct'1:dit b:l12ne:e:
of 5 1,00 or more n:m2.iOs on }'our Ae:coune (Ot
~ C:O~th'e: months. we ~iU :r.UtOm:l.tiaJ.ly
refund the :unoune to )"Ou b). chcc:k.
Default YQu'U be in dcbuIt: (1) it)'Ou fail to
~~I~lMIiMIlil~IiiiJjll/jllldkulillj~i>l_-ri
l1t:l.kC:;I minimum p:1\mc:nt whc:n duc-: (1) if,'nu
cxc.:cctl the: l.:'reUit lin~ un \"Our .kc."uunt with~,ut
our rcrmission: (.\) it you liIe: for OOnkrupt~":
flr (.f) ifyuu r:w to I.I.ntpf~ with .m~. ocher tcnn..'i
;lpplic::1blc to thc ..l"cr.:uunt" Dcf.lwt mONi we: l..":ln
close )~ut .\ccnunt :lncJ u~nunu immaJi:tte ~r-
ment 0' th~ fuU b2.l:1ne:e. t( ,'uu ::tn: in dc:f':zw{ anel
\\."c n:fCt'\.uur ..\Ce:Oune to :in," :1tttlmt'\. .....ho is
nO{ our ~riccl c.-mploycc (or coUC'(,.-nOn. }"ou
01g.rec to pot~. t'Cl.SUn:lble :tttomcys' fc:cs :uK! :ill
court:r.nd uchcr l..-oUc::aion co,cs. ;I.S pcrmictccl
b~' I:1w. We rmr debr enforcing our righc.s
umJcr this AgI'f:'Cmcnt 1\'jthout 1000ing them.
Joint Liability ShouJcJ ~1) indhidu:1ls :sign up
:IS jQinc l..":ltt1holcJas. ~.ou buth sh:lll be joindr
.and genc:r2llr lWlle for the entire b2.bnc:e on
rour t\cC:Ount.
~tJonal C.ards You m::," rcqUC$l up co ","0 ~dd;.
nona.lc::r.rd:l fIJr\'Oursc:lf oruchCl'S \"01.1 :tuthorizc to use
the c::ud br conucrlng CJIOICE CU$Comcr Scr\icc.
''I'ou:t.rc ro;ponsible (or the use: of c:1Ch :lc1didon:a.l
a.rd subjC'(,.'"[ co the tcm1s o( this ~mc:nt.
Cn:dic ReportS Your perfarm.ance: under this
..l"grccmc-nt m:l~' he repurted to cn::dit reponin~
agencies" or to uur :U'fili::l.tC5..and lII.iU be: m:1dc a\":I.il-
:ablc ~nen requestcl hr ['roper 1cg:r.1 procc;s. enldS
pruhibited. br I:1w. ""e -a.iU ottlirwil). try to notiJ1.
~"ou~' phone: ur~. INiI uf such l~ pnx:d:i, We:
m.a~.:ask crct.lie n:porting :1J:l:COciCl for \,:onsumc:r
repul'U ufyuur<."rC'die histo'1'. lfruu :J...k. we \,,;U
Icll ~.f1U '4.hethct' ur not cunsumct re:pCJru We're:
rc:qucsced :LS wcU :J.$ the' n.am~:lOt! ~o;cs ur'the
l..-redi.e n:portin~ .a~cncics l'umbhin~ the' rc:pucts.
We' m:lY:t.lso pcriocJi~. \~'rour income:.
::IfcgatM: Credit Reports It' ~"OU f:UI to m:1kc:
minimum p:!~ments on time. ~'C 1\.iU rt"pOrt ~"ou co
our cn:die n:porting .agf:t\cies. .-\. pOor credit R:'port
L":UJ l'iig:nitic::mrly harm .rout abiliey to ohQin credit
from odTer sources. In :un. c.~, thl: unh- infunna-
tion n:portccl ,,'ill be your n:unc. :tddresS. :J.ccount
number;tnd thc SUttlS ofrour p:!ytm:nts. \l'c-n.ill
not ~pott pc:rson:1l iniorm:J.tioft.l'iuCh :r..'i specific
tr.IJ1S:Ictions on rour Account" If rou think out
n:purt ~":lS :l misukc or ~-ish to 1C"'.tm thc n:ul1C'l
of the agl::ndes WI: conctctec1. 1.."2l1 us prnmpclr
.:r.t the number lj~tcd on \'our monthh. sutcrnent,
Wc will in\'otiJ;:1te:m)" cbimc:c1 mbt:lke :and if rou
are eom:ct. <:\"'e will :uhisc dch credit n:pCJrting
.agencr "-'hose I'a.-ords ITU~' n:llc:ct the error. II ~.e
dLqgrc:c 'tT.ith }.OU mer the in,.e;tigation. ~.C 'C'-iU
tell ~"Ou in "'riting a.nu in.'itruc.:t rou how to submit
to those :lgcncic::s a st:Uc:ment uf}'OUt' position th:1t
".m become p:ut of rour credit record 'ol..ith them,
The irbm.Jctions \l.ill include: che: n:tme:. .audn=ss
:and phone nwnber of dch such :2gency :lIong
~ithlnhc:rpcninentttUbnn.atio~
Cudmcmbcr Lists We: use: oue Clrdmc:mbct
tist to wise artlmcmbers of special Qft'as.
cJiscounts a.nd promorjons. On ocasion. we :1Iso
nukc our ordmanbcr list .:r.\"2i1:ablc- co sele:cted
compani~ whose C21"1:fuIly screened. otTe:rs may
:tppc::d JO }'Ou. You may requC$t that ~"Our n:cme:
noe be given co outside: c:omp:utiC$ by wridng to
us 3t CHora Customer Scr.'1ce:. P.O. Box 6.248.
-
~iuu."( F:dls. ~D ;-11-,,%;.<]" PIC'a."< he :oure II)
lnduclc ynur n:un~. acldn:s:;;lftd :1~'I;Unl number.
,\J!o"\\" H 10 10 ""-"~'lo f(lr your n:qUCSt tl} f:U.e dfel.:t.
Lost or 5colen C:z.rd.s or Checks Tell u.'\ at Imce
if~"Ou bdic:\"C' rtlurc:.aro tusbc:c."t1lu~ ()r:;ttlle."t1,
'tou -a.'ill not be: IQblc for UNuthurizcd. u.."'C' :tner
"".e n:ceh'C' notil..~ frum \"OU \'c:rbalh' (tull,fret:
I-HOO-\};~.~. 2-+-huur.l'01 d:2\'. - J:n;., \\'C'ck) II(
in "'riling. {CHOICE CuscomerScr\icc:. P o. Bux
61-18. Siou.... F:1l1s. $0 ;-tl-.96;\(J) 1)( the los.... the'll:
or pt1SSible: uttl;uthcrizcd use: t)f ,.our l..-:aro. In
:ut}. QSe. ~"Our IbbWE)- will noe c~c~ 5;<<}.00.
Do not use fOur crd mer ~"Cu.\"C' notified us. (."\."C'n
if fOU rmd it or h:t.'1: it retumClJ to '"Cu. If ,'uur
CHOICE Chcclc(s) W:t.rc Stolen be sure to .m,ni1\"
us immcc.latd}":lt the phone numbc:t ur acJtJrcs's
:IS m01\.n :OO\"C:. We: mar:lSk ~"ou to pco\idc us
with :1dditional intorm:ldon in "l'iting.
Change in Terms We an dun~ this ,~mc:nt.
including:lll fce; :tnd mC' AnnY:ll Perccnugc IUIC.
:It :ut)" time. H~.l:\'er. if"\\"C' Jo" ".C "ill m:ail mu
"Tiac:n l'lOtiCC:lt IC"'J$C 1; tUn ~fon: thc ~niun!ll
uf che billing crck- in ankh c~ ch:tl1gO" b.:t..l'Jm~
eft'cah'e:. If ~'Ou dQ noe J~ [0 the ch:1n~e.~" "01.1
must no[~'U." in ""Ticinfl: \\.ichin 1'" cl:t,~:1fte:r'
the C'tfe:Cti\.c Ll2.te: o( thc l.:h.an~~ Jnel (r.J" us the
h.abncc. dthcc;l.t noel; or undcr the tem,~ llfthe
unch:znp:r:d .\~d1t. C11hl.'f"\\i:<" \"flU will h;J\"C"
.J}U't:'ct1 to the dt:tn~C'S in the.' nllckc..1 ',,< I'" d'h.'
I.":1nJ mer the: clfC'L."ti": U:zte lit' the I.'h:tnl:t. ..hall
he: tlc:t:me:d :tel,:l.."t'.J.nCe: IIf thl." m.",,, tL.mi:o. \"\....n
it thc 1'i d:rrs h:l\'C' nnt I.":c.pil'\.u
Govcm.i.ng 1=lw The: te:rm... anll t"l,Jilrn'ml..nr
or' thi~ ,\grC'c:mcne ~h:1ll he ~un::mC'1l h\' :'IIutb
D:r.kut:lmelfl:clcr:tlb.w. .
\l'hat To Do About Inquiries C,Lll u.'\ at th~
number lihu<:\,,11 on th~ fnlnt uf \"'lUr munthlv
~temcnL Yuu c:.an:1l':-o c-.ill us ion-iree.1l: I-Hm-
9.~+Z-88, $C'c bc:lo-a.- for import:me int'orm:.ltiun
n:g::m!ing rights to dispute ~il1ing crrors.
Your CHOICE Charge/Cash Advance Billing Rights
Keep nus .sodC"C' For' luture Csc
nus noeice conuins imporunt information ~Ut
your righes:1tld our responsibilities undc:r the: F:r.ir
Credit Billing ."'-Ct.
:iotify Us in Case of En-ors Or' Questions
_\bout Your Sutcmcnt
lfrou think \"OUt' sueemcnt is ~TOng or it you n!:Cd
:norc: infol'Tt12tion about a tr=saction on ~'our
,Utemc:nL wrice US..", soon:l$ po:iSiblc on :l scp-
u:lte shttt:u thc :tddr'os listed on \'Our st:Uemc:nL
We mLlst hl:2r (rom mu no bter than 60 davs
mer we.sent \.OU the fU'Sl sc:uemc::nt un which
he: error or problem .appc:m:d.. You an tc:lcphone
!S. bue dOing :iO ",.m noe p~'e: \"Our righes. In
he: lc:ttcr. gt".e us the following Worrn:ttion: ..
. Your ~e:utd 3CCOunt number,
. The elolbr ;unount uf the suspected e:rror
. Oc:scribc: the error :tnd e:c.plain. it rou on.
\\'hv '.01.1 belie\"!::: thct'!: is:llt error. I1}.ou
need'more infotm:1eion. dcscribe the item
)'OU :tre noe sure :tbout.
{out' Rights and Our Rcspon.sibUidc:s After
lIc Recctvl: YoW' ~'rincn ~oticc
t.c muse 3c.'knu~..INgC ~'our letter "'ithin,O d2rs.
unlas wc h:l\.C' com:aed the: error br then. \1:ithin
90 d:I.\"S, ""'C must either e:orrect the error or ex-
pl.:r.in 9..hl' ".e: be6C'Ve the sutcmene Vo':lS com:ct.
After <:\,,'e receh'C' \"Our le:ttc:r. we onnOt trr to
collect :un' .a.mourn \"Ou qucscion or n:port )"01.1 :IS
dclinquait:lS to th.ac ~ounL We can continue to
bill \"Ou for the :unount \"01.1 question. including
.G.naoC'C' e:h:argc:s. :and -Q.'e CU1 :tpply :m}" unp:tid
:unuunt:lg:t.inst ~"Our credit line_ You do not ha,,'e: to
p.:r.v :an" quotioncd :unount while: we::m: in"est;.
pting:hut fotl ::w:: sdH oolipcCd co p:cr che p~rtS
uf~"Our Ace:oune babnce: th::lt:r.re noe In quc:suon.
It ""C' find that: 'lll,'C made a misWe on \"Our St:ltc-
ment. }"uu 'lll,.iU not h=-vc to p:1r itnr t1112tlce
charges reJau:d to anr questioned :unoc.,t. It
\41: ilidn.t m.:d:e.:l: mlsukc:. !"ou tn.:lr h;J".C' to p;:I".
nnance charges.and pJU will h.:l\.e eu rn;&ke
up :anr l1lh.sc:d parments un ~e qucsciune:d
O1muune, In deher l..":l.SC, wc ",.ill send rou :2
!ic.atemc:m of the: :2J11ount \.uu O~"e: and the c.I:lte
th.at it is due:. .
If you f:1i1 to p:l~' the amount eh:1t We think you
uwe:. "'.C mar report rllU :.b eldinq....cnt. HowC'"cr.
if our c:l::pl:tn:Hiun cluc::s nut :o:.ltbfr }"uu and ruu
......riec to us ~ithin 2; d:tr:; te:Hing us th:ae ruu ...till .
refuse: to p.:1r. we mw,l tell anrone: t\'e rc:p\Jtt ~'()U
to th:1t rou h:l."C:2 qUc:!ition O1boue rour .\l.:C:OUOt
:lltd 'lll,'e mu:st tell \"IlU thc n:unc of :In,.un~ to "nom
-a..e h:t\'C reportcd rou. \'('1.: mu..q tcU' :u1ronc we
rep<lrtc:c.l ~.ou to th:u thc n1:l.aer Ius h<<n settled
berwec:n us ,,"hen it tin:tUr is.
t( <:\,,'e: don.t (uUow th.esc rules. ,,'e c:r.n"t cnllect thc
fu:q 5;0,00 <)f'l the: qu~iont:t1 :tmount. C'.en if
the:biU~":l.Sl.:'nm:c.."t.
Speci31 Rules for Credit C3rd Purch.a.sc:s
Ifrou h:a\"C':l probkm .....ith the q~il,"r of pn)~"
or !>Cr.'ices th:K ~.uu purcluscd With rour t:.:ll'c1:u:td
~'ou h:2\.c tried in good f:lith to CUtTt'c."t thc problem
\\ich tbc mc:rclunL ~"ou m.a~" h:l\"C: the right nut 10
p:tr the n:m:tininp; :1mount duc un the pmpcnr or
scr.'icl::5. There: an: two Iimiutions un [hi::. ri~t: ( I)
rou mu.'\"t have nudc chc purch:1sc in ~'our humc" ~
sUtc. fJr if nO( within \'nur home st:tte:, within 1(X)
milo of ruur current iu.:tiling :ulJre-!l: .Jnc.l (1) the
purdu.'\c: price' mlL'\l h:n.C' bt:en nlllrr fh.:Jn .s ~IJ,f)O.
Tht:'SC' limit:ltion... <.\U no( :J.pp1r if.....e 11\\"n Ilr 'Ipel.lte
the: merdunt. or if we nuiled mu the ;lun:'I"li"<'ment
fur thc pmpcrEr III Sc:r'\i..:cs. "
PC2>>2>>-6'9J
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CH7193
Cr~.'d a.n.,Jts, UmJtalJons..!rcJu'ON.nd CMu.
To enrollln C""ditSllield you must be undet ag, 68; age 7Q in AZ and NY; age 71 in MI, MO, OK, GA. Ind Fl; 1110 and dlsabillty covet.gn (and
unemployment CoYerago iI'l TX) end at I"'" same ages. Only Ill. primary cardmem~ is ItllgibJlt to enlOllln C~ItShillId and win be insured
for benerns. Monthly ben_lIts are limited 10 the minimum arnocmt due on 'fO'JI account udI.lcIing put due Of over CNdJt line arnoums. BtlftlIlles
begin after 30 conseeutM days CII ~""'I or disability and will be made fot 12 mor'Iths Oil until you return towortc. whicnever COfMS
Rrsf. T;..ra( t1eneliCS wlIIlM lJaid up fa the leaf of: your insured outsfandinq IJaIan<< on (IN dat. 01 Iaa, u.. tmO(,Jftf of your crediC ,_ or .
$5.oao. FOI1.lMmployrnent covetl.g.. you must b. gainfully employed at least 30 11outs. week (net self-employed or an Indet:lenclent con-
tractorl'Ol al I.ast 90 consecuti.... days priGt to the dale of lass (In CO. befoIe application daN; In TX.lMfore the effec:live date of coverage).
Unemployment insurance ucludes ,..titemenl. resignation, YOll.lfttary rou of income. lob loss ulo wilful Of criminal misconduct or disability
Qtl'lerwis. COYeIed ar 8xpre:u1y hduded by CntclicShield. No strilca covetag. in IL Ute insvrance tltdudeS suielde in the first is months of
coverage (ueepl in Me and MOl. and benefits wiff be paid in the amount off,.. tatal insured outs1lJ1dlng balance at tile data of loss, not IQ
exceed tile lesser of your crltdllllrnil Ql' $5,000. cisabilily insutancellXCh.ldes losses caused l:Iy nonnal pregnancy or chDdbinh (except in CA.
:~v. and MA), inlenlionally sell-lnfficted injufies (excepc MO). or a condition which I'eCl\Iited medical dlagnoslS orlrealrMnt in !he 8 mantNi
before cowrage began,lt1he Ios. occurs In lhellrst 6 monltlS of coverage. CreclilShield casts $.60 per $100.00 pet' monUl of )'Gut Insuted
average daily balance (in 10, =mponent. al $.086111.. $.12G disabiHty. $.388 unemployment; in NJ al $.592; in MO III $.408: In CT al $.4289:
in AL al $.5429' except: ,if./dtsatliUIyonly in fA II $.216 ($.089 fifa, UZTcfisallifityJ; MA jll $.184: MN al $.230: and 'IT lit $.111 ($.05lif., $,061
disability); life/l,ln8rnploymenl only in MI al $.523: life only in NY at $.0503 and PA al $.0595: unemployment only in TX lit $.16Ind in VA al
$.45. CreditShield is not available in.ME and NC, I'ICII 10 carclmembers residing outside the Us. Dlsal:lility benefits may exceed one )'It.., in
AL. CA, HI, NJ. TN and WI. The coverage effective date will be on your Carlificates. The plan is underwrlften by American Security Ins. CQ.,
Slandard Guaranty In.. Co., Unlan Security Life Ins. Co. of Atlanla, GA under Policy Forms L.OI (5/85), SG-L.OI (5185), AS-I.O.. TX (61921,
L..J.I<. and V.L.D (CEl) PA, except commencing on or aher 10/92 in AK,'AZ, cE, FL. GA, IA. MN, 01(, VT. wv. and on or aher 4193 in AL. CO,
CT,lc. IN. MA, NY, NM, NO, DH, se, TN, VT. 'HAt WI, Wf coverage may be underwritten by Family Guardian Ulelns. Co, of Phoctnix, AZ.
FG Ins. Corp. at COter, DE under Policy Forms 30-5101 M (10-90), 39-S100M (10.90), 39-1100 (Q9..92).
SoIiciling agenf tOl Mississippi: Aaron S. Dupuy, ilL
: 1993Cllitlri ISOuth O'~I'J. H,A. MelnfJ<< FOfC
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. ~,. ,II!- < __ .
CHOICE'
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)1 CASE NO: 2000-05240 P
/
,/ COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
U'lCc<,
SHERIFF'S RETURN - REGULAR
CITIBANK (SOUTH DAKOTA) N A
VS
PAUKOVITS WILLIAM
STEVEN WHISTLER
, Sheriff or Deputy Sheriff of
Cumberland County, pensylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
PAUKOVITS WILLIAM
the
DEFENDANT
, at 2028:00 HOURS, on the 27th day of July
, 2000
at 80 ASHOFRD DRIVE
ENOLA, PA 17025-2331
by handing to
WILLIAM PAUKOVITS
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
9.30
.00
10.00
.00
37.30
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R. Thomas Kline
07/28/2000
PARK LAW ASSOC
me this J""'-'L
day of
BY:\~~
Deputy Sheriff
Sworn and Subscribed to before
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othonotary
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 7920 NW 110TH ST.
KANSAS CITY, MO 64153
DEF: 80 ASHFORD DRIVE
ENOLA, PA 17025-2331
5423796949954656
CUMBERLAND COUNTY COURT OF COMMON PLEAS
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
VS
WILLIAM PAUKOVITS
Defendant
NO.005240 CIV
PRAECIPE FOR JUDGMENT
TO THE PROTHONOTARY:
Please enter Judgment in favor of the Plaintiff and against
the said Defendant for failure to plead or otherwise respond to
the Complaint and assess the damages as follows:
AMOUNT OF CLAIM
ATTORNEY FEES
PLUS ACCRUED INTEREST
LESS PRINCIPAL PAID
LESS OTHER PAYMENTS
$2,867.22
$716.00
$226.95
($O.OO)
($250.00)
TOTAL
$3,560.17
PLUS ADDITIONAL COSTS
I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR
SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS
CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT.
I certify that written notice of the intention to file
this Praecipe was mailed or delivered to the party against whom
judgment is to be entered and to the attorney of record, if any,
after the default occurred and at least ten (10) days prior to
the date of the filing of this Praecipe. A true and rrect copy
of the notice pursuant to Pennsylvania Rule of Ci' Procedure
No. 237.1 is attached hereto and marke Exhibi
VALER ROSENBLUTH PARK,ESQUIRE
Attorney for the Plaintiff
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AND NOW, 9~d- '7 ,~""'V'I(') , Judgment is entered
in favor of the Pl~tiff and against the Defendant by Default
for want of an Answer and damages assessed in the sum set forth
in the above certification.
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PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS
REQUIRED THAT WE STATE THE FOLLOWING TO YOU. THIS IS AN ATTEMPT
TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES,P.C.
25 EAST STATE STREET, P.O. BOX 1779
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 7920 NW 110TH ST.
KANSAS CITY, MO 64153
DEF: 80 ASHFORD DRNE
ENOLA, PA 17025-2331
CUMBERLAND COUNTY COURT OF COMMON PLEAS
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
VS
WILLIAM PAUKOVITS
Defendant
NO. 005240 CN
NOTICE OF PRAECIPE FOR
ENTRY OF DEFAutT JUDGMENT
TO: WILLIAM PAUKOVITS
80 ASHFORD DRIVE
ENOLA, P A 17025-233 I
DATE OF NOTICE: 8/17/00
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION
REQUIRED OF YOU IN TIllS CASE. UNLESS YOU ACT WTI1IIN TEN (10) DAYS FROM
THE DATE OF TIllS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
CUMBERLAND COUNTY COURTHOUSE, 4th FLOOR
CARLISLE, P A 17013
(717) 240-6200
PARK LAW ASSOCIATES,P.C.
BY:
VALERIE ROSENBLUTH PARK, ESQ.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
EXHIBIT Ii
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLE S TOWN , PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 7920 NW 110TH ST.
KANSAS CITY, MO 64153
DEF: 80 ASHFORD DRIVE
ENOLA, PA 17025-2331
CUMBERLAND COUNTY COURT OF COMMON PLEAS
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
VS
WILLIAM PAUKOVITS
Defendant
NO. 005240 CIV
VERIFICATION Of NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF BUCKS
VALERIE ROSENBLUTH PARK, Esquire, being duly sworn
according to law, deposes and says that she will make this
affidavit on behalf of the within Plaintiff, being authorized to
do so, and that she believes and therefore avers, that WILLIAM
PAUKOVITS, Defendant is over 21 years of age; that his/her place
of residence/business is located at 80 ASHFORD DRIVE ENOLA, PA
17025-2331 and that he/she is employed and that he/she is not in
the Military or Naval Service of the United States or its Allies
or otherwise within the provisions of the Soldiers and Sailors
Civil Relief Act of Congress of 1940 and 'ts amendments.
PARK LAW ASSO TES, P.C.
BY:
Val e Rosenbluth Park
Attorney for Plaintiff
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 7920 NW 110TH ST.
KANSAS CITY, MO 64153
DEF: 80 ASHFORD DRIVE
ENOLA, PA 17025-2331
CUMBERLAND COUNTY COURT OF COMMON PLEAS
CITIBANK (SOUTH DAKOTA) N.A.!
Plaintiff
VS
WILLIAM PAUKOVITS
Defendant
NO. 005240 CIV
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you
are hereby notified that a Judgment has been entered against you
in the above proceeding as indicated below:
[X] Judgment by Default
[ ] Money Judgment
[ ] Judgment in Replevin
[ ] Judgment in Possession
[ ] Judgment on Award of Arbitration
[ ] Judgment on Verdict
[ ] Judgment on Court Findings
[ ] Judgment on District Justice Transcripts
[ ] Judgment on Judgment Note
[ ] Judgment on Writ of Revival
[ ] Praecipe to Reassess Damages
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE,
PLEASE CALL: Park Law Associates, P.C. at this telephone
number: (215) 348-5200.
PURSUANT TO THE
REQUIRED THAT WE STATE
TO COLLECT A DEBT. ANY
PURPOSE.
PROTHITT~ ) K&-
IS! 14
FAI~ DEBT COLLE~TION PRAC CES ACT, IT IS
THE FOLLOWING TO YOU. THIS IS AN ATTEMPT
INFORMATION OBTAINED WILL BE USED FOR THAT
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