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HomeMy WebLinkAbout00-05284 ,--,y~ ,,' --"'''"" ~ _l FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO, 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (215) 563-7000 ATTORNEY FORPLMNTIFF COURT OF COMMON PLEAS CIVIL DIVISION PNC MORTGAGE CORP, OF AMERICA 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40202 Plaintiff TERM NO,tloeo- sJ8lI c.;v'" v, CUMBERLAND COUNTY DOUGLAS L. SHELLEHAMER 328 SOUTH 5TH STREET LEMOYNE, P A 17043 Defendant( s) CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE ..THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY, .. You have been sued in Court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attomey and filing in writing with the court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff, You may lose money or property or other rights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, P A 17013 (717) 249-3166 Loan #: 0091880952 . ~. , . , ~';", ; ( 1. Plaintiff is PNC MORTGAGE CORP, OF AMERICA 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40202 2, The name(s) and last known address (es) of the Defendant(s) are: DOUGLAS L. SHELLEHAMER 328 SOUTH 5TH STREET LEMOYNE, PA 17043 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described, 3, On 7/15/96 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No, 1331, Page 878, 4, The premises subject to said mortgage is described as attached, 5, The mortgage is in default because monthly payments of principal and interest upon said mortgage due 3/1100 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith, A copy of such notice is attached as Exhibit "A," , , 6, The following amounts are due on the mortgage: Principal Balance Interest 2/1/00 through 7/1/00 (Per Diem $9,06) Attorney's Fees Cumulative Late Charges 7/15/96 to 7/1/00 Cost of Suit and Title Search Subtotal $45,606.36 1,377.12 800,00 64,80 550,00 48,398,28 Escrow Credit Deficit Subtotal TOTAL 0,00 121.68 121.68 $48,519,96 7, The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriff's Sale, If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged, 8, The Combined Notice has been sent to the Defendant(s) by regular and certified mail as required by 35 P,S, ~ 1680A03c on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "A," 9, The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because either: (L) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiffs written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit "A"; or (ii,) Defendant(s) application for assistance has been rejected by the Pennsylvania Housing Finance Agency, WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $48,519,96, together with interest from 7/1/00 at the rate of $9,06 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property, ~)-~ Isl Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff I" " ZZ119 BS701-C1st May 07, 2000 Douglas L Shellehamer 328 S 5th St Lemoyne PA 17043-1805 RE: LOAN NUMBER: 0091880952 PROPERTY ADDRESS: 328 S 5th St Lemoyne PA 17043-1805 Current Servicer: PNC Mortage 539 S 4th Avenue Louisville, KY 40202 AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance. ) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date) , NATURE OF THE DEFAULT --The MORTGAGE debt held by the above lender on your property located at: 328 S 5th St Lemoyne PA 17043-1805 IS SERIOUSLY IN DEFAULT because: As of 05-03-00 YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are past due: Payments from 03-01-00 through 05-03-00 * PAYMENT AMOUNT 409.04 * PAYMENTS NOW DUE 3 * LATE CHARGES 48.60 * RETURN CHECK CHARGE .00 * OTHER FEES .00 * LESS UNAPPLIED FUNDS 16.20 TOTAL AMOUNT PAST DUE: 1,259.52 HOW TO CURE THE DEFAULT --You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 1,259.52, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD, Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: PNC Mortgage Corp of America, ATTN: Cash Services Dept, 75 N Fairway Drive, Vernon Hills, IL 60061, 1::',1' "'I::l!'... CA~-iiu'. ^ J"~, < ." i APPE:-lDIX A, .ACT91 NOTICE TAKE ACTION TO SAVE YOUR,HOME FROiVl FORECLOSURE This ,is ~~ official..notice that the mortl!:ll!e on vour home is in default. and tbe lender intends to foredose. :'oft:dic Information :rbout the Dature of the default is Drovided iDthe attached Dalles. The HOMEOWNER'S ~ORTGAGE ASSIST.",""CE PROGRAM mE~) Olav be able to helD to save vour home. This Notice eXDlains how the IlI'1l2T'3m works. . To see if HEM.~ can beil). vou must :.tEET "'lTH A CONS'L'M,]:R CREDIT COUNSELING ..l..GE::'iCY WlTHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou when vou mp.et with- the Counselinl! A2encv. The name. address and Dhone number of Consumer Credit Counselinll Al!encies servinl! your County are listed at the end of this Notice. [fyou have any Questions. vou Olav call the Renns'Vlvania Housinl! Finance Al!encv toU free at 1-800-342.2397.(Penons,with imDaired heariD!! can caU'(717) 788..1869). Tbi3 Nolia conuins important legal information. If you have any questions, represenutives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an anorney ill your area. The local bar association may be able to help you rmd a lawyer. LA NOTIFlCACION EN ADJUNTO ES DE SlIMA IMPORTANCIA. PUES AFECTA SU DERECHO A CONT1NUAR \'lVlE:"iDO E:"i SU CASA. SI NO COMPRENDE EL CONTENlDO DE EST A NOTIFICACION OBTE~GA . UNA TRADtiCCION INMEDITA.~NTE LLAMAl"IDO ESTA AGE~CIA (PENNSYL V.","'\'IA . HOUSING FINANCE AGENCY) SIN CARGOS AL N1JMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PREST AMO POR EL PROGR"'"'1A LLA.\1ADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSIST."u'\'CE PROGRAM" EL CUAL PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMlR SU HlPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTA..:.'lCE PROGR\~ YOL' MA Y BE ELIGIBLE FOR FINANCIAL ASSISTA~CE W'HICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S E:'rlERGE:'lCY MORTGAGE ,....SSISTANCE ACT OF 198.3 (THE .....CT..). YOU MAY BE ELIGIBLE FOR E:'rlERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. IF YOU HAVE ,.... RE....SONABLE PROSPECT OF BEING ...BLE TO P...Y YOUR MORTGAGE P... YMENTS. AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLvA."nA HOUSING FINANCE ...GENCY, 1=',,"1, 'I B'''t.-A ~~,. i ~ ,~,~ ~ = ~-;; . ;; ; ~ 'S ~ ': \I = :::= .: -.: .>. = ~ ~ .: - . - ~. ~...> ~: . _:~-5 e ~ ~ S :~:-= s; >-: :;'j ti ;p . ~.= :,J J:! = ~ ~:'-..:~ -;~.sa ". .; u :>. u;;~ ~~~~ ~~.a= ~~=:t ~ 11 3: 5 1& '-: j ... 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UQ === l ~ c: = !:e 0 .: ..-us.-.... 5~-= :::Iv :I...c:: ~ u .. Q v'" ... ... _ 0 ~.Q U U ~ .... '; =u=.~~: " lu-~~o= .c - ':I - Io! llo " i · - = = ~~-ci=: U ... _ = :n!ot.:Q~5G ~e1!vi=~ =- .! - ':: ~ - = . - i , ... . " .=- . . -J! ( - ""*" Pennsylvania Housing Finance Agency Homeowner's Emergency Mortgage Assistance Program Consumer Credit Counseling Agencies (Rev. 5/99) LCrcoming-r,:rinton Counties Omml.SSlon Fo C ' , 2138 Lincoln S~et OaunW1lty Act10n (STEP) P. 0, Box 1328 ~~~a;~~t\ 17703 FA.'l: (570) 322.2197 CCCS of NOr"J1eastern P'\ 20 1 Basin Street . Williams (570l 3~~t\ 17703 . FA.'l: (570) 323-6826 CLINTON COIJ"Nl'Y CCCS ofNortheastem P:\ 1631 S Atherton St . Suite 100 State College, PA 16801 (814) 238-3688 FAX (814) 238-3669 COLUMBIA COmiTY CCCS of Northeastem Pennsvlvania 1400 Abingtan Executive Park Suite 1 Clarks Summitt PA 18411 (570) 587.9163 or(800) 922.9537 FA.'{ (570) 587.913419135 31 W. Market Street POB 1127 W1lkes-Barre. PA 18702 (570) 821.0837 or (800) 922.9537 FA.'{ (570) 821.1785 Commission on Economics Opportunity of Lw:eme Count:1 163 Amber Lane Wilkes-Batte, PA 18702 (570) 826..0510 or (800) 822..0359 FAX (570) 829-166S-<:A.LL BEFORE FA."GNG (570) 455-4994 HAZELTON F.....'{ (570) 455-5631-CA.LL BEFORE F....."GNG (570) 836-4090 TUNKH.>.NNOCK Booker T. Washington Center 1720 Holland Street Erie, PA 16503 (814) 453,5744 F.....'{ (814) 453-5749 John F, Kennedy Center, Inc. 2021 East 20th Street . Erie. PA 16510 (814) 898.0400 FAX (814) 898-1243 CCCS ofWestem Pennsylvania, Inc. 2000 Linglestown Road Harrisbul"g, PA 17102 (717) 541-1757 Urban League of Metropolitan Harrisburg N. 6th Street Harrisbul"g, PA 17101 (717) 234-5925 F.....'{ (717) 234-9459 Community Action Co= of the Capital Region 1514 Derrv Street Harrisburll, PA 17104 (717) 232.9757 F.....'{(717J 234-2227 CRAWFORD COUNTY Greater Erie Co=unit-/ .~on Committee 18 West 9th Street Erie, PA 16501 (814) 459-4581 FAX (814) 456-0161 Shenango Valley Urban League. Inc 601 Indiana Avenue Farrell. PA 16121 (412) 981.5310 ' CUMBERI.A."lD COUNTY Financial Counseling Services of Franklin 31 West 3rd Street Waynesborn. PA 17268 (717) 762-3285 YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717) 243-3818 FA.'{ (717) 731-9589 Adams County Housing Authorit-/ 139-143 Carlisle St Gettysburg, PA 17325 (717) 334.1518 F.-\X (717) 334-8326 PENNSYI.VANIA BUL1.ETIN, VOL 29, NO. 23, JUNE 50 1999 EXHlBlT A ! / I I "'," '-~"j ALL THAT CERTAIN piece or parcel of land situate in the Borough of Lemoyne. County of CUmberland. COllll1\onwealth of Pennsylvania, being more fully described as follows, BEGINNING at a point, said point being located on the legal right-of-way line of Fifth Street at the dividing line of Lot No, 9 and Lot No, 10. Preliminary/Final Subdivision Plan for Michael Manning & Associates. Recorded in Plan Book 71, Page 136, Thence by said right-of-way line North 39 degrees 54 minutes 30 seconds West a distance of 42,76 feet to a point at the intersection of the legal right-of-way line of Fifth Street and the legal right-of-way line of Plum Alley. Thence by the legal right-of-way line of Plum Alley, North 50 degrees 05 minutes 30 seconds East a distance of 7~.OO feet to a point at the dividing line of Lot No, 6 and Lot No, 10, herein described. Thence by said dividing line, South 39 degrees 54 minutes 30 seconds East a distance of 42.76 feet to a point at the dividing line of Lot:. No. 9 and Lot No. 1Q 1 h.erein described. Thence by said ~ dividing line, Scucu 50 degrees 05 minutes 30 seconds West a distance of 71.00 feet to a point, the place of beginning. BEING Lot No, 10. containing 3.035,96 square feet. as shown on preliminary/Final Subdivision Plan for Michael Manning & Associates, recorded in Plan Book 71, page 136. BEING aubject to a 13 foot wide driveway easement, parallel with the northern property line of Lot No. ~O. in favor of Lot No. 6 and Michael Manning & Associates as shown on drawing number 91-76.10 attached hereto, BEING further subject to all easements of record. BEING THE SAME PREMISES which Michael Manning and Ass9ciates, a Pennsylvania General Partnership by Deed dated the h "" day of July, 1996 and '..,hich is intended to be recorded, granted and conveyed unto Douglas L, Shellehamer, PREMESIS: 328 SOUTH 5TH STREET ''"'"'"'",:lI!~,,,,,,-,,., VERIFICATION TERESA SWITZER hereby states that she is SECOND VICE PRESIDENT ofPNC MORTGAGE CORPORATION OF AMERICA mortgage servicing agent for Plaintiff in this matter, that she is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief, The undersigned understands that this statement is made subject to the penalties of 18 Pa, C,S, Sec, 4904 relating to unsworn falsification to authorities. d:A-- !/ ~p DATE: 1-/15/00 <-~W'ifl+",j[WBii!1Jfuloo'i'~i1i~k'!Ui"i~i,;y,j,-$",~jb""Iid.;;,~~~"""",;,.)~~J,,'''''j''''''ii,.:;j'~mm4;J~~_iOtI\li,W~~~'~~~.<i~c:.....,~~lLiIIil!ia _~Il!i~, I , . I I -""':"~ . ,,- ,',,~-, -,-~ - ,~-,- .,,", ~ "', N -:\t: ..-0 ~ "8 ~, ~ _",1. "==_~" (1 ~ ...l) ~ ~ l..J.! Ii) ~-c .......~ ~ I" -= +- -7' C) !--- ," ;:;~;:;'" :;''':::-,- :':::i. S)-_. S; ~;C' ~[~ .. ~ -< ~1~ f G 0 ~ ~ 1) -:f ! ;:> + ~ ~ $> ~ '..-' (") --;1 "I ....-J (- s , r,>) CO . ),(":) --1-1 C) ,..;in ~"~ ~,'" ::"J "'" t:"" '"D (j) ~, H~"~ SHERIFF'S RETURN - REGULAR CASE NO: 2000-05284 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PNC MORTGAGE CORP OF AMERICA VS SHELLEHAMER DOUGLAS L DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County, Pensylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon SHELLEHAMER DOUGLAS L the DEFENDANT , at 0016:12 HOURS, on the 31st day of July , 2000 at 328 SOUTH 5TH STREET LEMOYNE, PA 17043 by handing to DOUGLAS SHELLEHAMER a true and attested copy of COMPLAINT - MORT FORE together with NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 9.92 .00 10.00 .00 37.92 r~V~~t R. Thomas Kline 08/01/2000 FEDERMAN & PHELAN me this of By: J!Ja~ .@~ Deputy Sheriff ~ Sworn and Subscribed to before ~- . ' ,- ."--, , ~- ... FEDERMAN AND PHELAN By: Frank Federman, Esquire Atty, to. No.: 12248 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 ATTORNEY FOR PLAINTIFF PNC Mortgage Corporation of America v. Cumberland County Court of Common Pleas Civil Division No. 2000-5284 Douglas L. Shellehamer PRAECIPE TO THE PROmONOTARY: X_A Plaintiff hereby withdraws the complaint filed in this matter. Please mark this case discontinued and ended without prejudice, _ B, Please mark this case settled, discontinued and ended, ~.Q.lhD a ~-j --"--'- / Frank F Attorney for Plaintiff Date ;;r~~'