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Home My WebLink About00-05952 .~ "-. -, -- ' ,,' ,';" , .~ I>fi,~" .' In the Court of Common Pleas of Cumberland County, pennsylvania UGI Utilities Inc. Plaintiff vs. Ci vi! Action - In L}I;w c::.....,..-- No. 00 - S9S':J...... c.:;UI( I~ Ruthann Ciecierski Defendants ARBITRATION COMPLAINT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 (717) 249-3166/ (800) 990-9108 :-"* ,',-,,'- ,,-I - f/l.W-~.u;llI!'''' In the Court of Common Pleas of Cumberland County, Pennsylvania UGI Utilities Inc. Plaintiff vs. Civil Action - In Law No. (HJ. S'1.5".z. C.t.V.:A I L/A<.<. Ruthann Ciecierski Defendants ARBITRATION COMPLAINT 1. This is an action by plaintiff, UGI Utilities Inc., to recover damages from defendant arising out of a debt defendant owes to plaintiff by virtue of an gas service account numbered 220-479-1850-76. 2. UGI Utilities Inc. is a Pennsylvania corporation duly organized and existing and licensed to do business as a public utility under the laws of the Commonwealth of Pennsylvania with a principal place of business at 225 Morgantown Road, Reading, PA 19612. 3. Defendant, Ruthann Ciecierski, is an adult individual residing at 20A West Springville Road, Boiling Springs, PA 17007. '-, '0 ~,_', c~ _' _'"~ .h.4;'''''';'~ COUNT 1 Under 23 Pa.C.S.A. See 4102 4. At all times relevant hereto, plaintiff was engaged in the business of producing, furnishing, supplying and distributing utility service to persons and businesses who requested utility service in accordance with the Rate Schedules and General Rules and Regulations of Plaintiff's Tariff presently on file with the Public Utility Commission. 5. Plaintiff supplied utility service to Ruthann Ciecierski at the property located at 4183 Grouse Court AI04, Mechanicsburg, PA 17055. 6. A judgment was filed against Lawrence Ciecierski for the utility service on or about December 8, 1999 in the amount of $2041.98. 7. The outstanding balance due is $2041.98 plus interest and costs as reflected in defendant's statement of account which contains information taken directly from plaintiff's original business records, and which includes the unpaid balance and all appropriate debits, and credits, and late charges and which is attached hereto and marked Exhibit "A", incorporated herein by reference and made a part hereof. 8. The utility service which was provided by the plaintiff to the defendant was received, accepted, and utilized for the - ',--. . ~ , ~ _" ,t.-- - ~;1",,_ benefit of said defendant. 9. Gas service was provided as a necessary to the defendant under 23 Pa. C.S.A. see 4102 for the support and maintenance of the family of the defendant. 10. Plaintiff has not been able to collect the judgment from Lawrence Ciecierski. 11. Despite demands upon defendant for payment by the plaintiff, defendant has failed and refused to pay plaintiff the balance due and owing on said account(s). WHEREFORE, there is now due and owing from the defendant to the plaintiff the amount of $2041.98. COUNT 2 12. Paragraphs 1 through 11 are incorporated herein by reference and made part hereof. 13. The utility service which was provided by plaintiff to defendant was received, accepted and utilized for the benefit of said defendant. 14. Despite demands upon defendant for payment by the plaintiff, defendant has failed and refused to pay plaintiff the _"r~ - ~~ " , . - ~- -". --.--d.. _.,n. '~?..-' balance due and owing on said account. 15. Defendant has been unjustly enriched by utilizing but not paying for the gas service. Wherefore, there is now due and owing from the defendant to the plaintiff the amount of $2041.98 plus interest and costs. Respectfully submitted, Krzywicki & Associates Date: August 8, 2000 By: Anth n PO Bo 505 New Hope, PA 215-862-4390 Attorney for Plaintiff Attorney I.D. 23754 ,'-' &.' ~W" -' -" ~ , -~'" ,- ~-, ',~L' . . VERIFICATION I, Cynthia E. Coffin, an employee ofUGI Utilities, Inc., being authorized to do so, verify that the statements made in the foregoing pleadings are true and correct to the best of my knowledge, information and belief. To the extent any averments therein are inconsistent in fact, I have been unable, after reasonable investigation, to ascertain which are true, but I have knowledge or information sufficient to form a belief that one of them is true. This statement is made subject to the penalties of 18 P.A. C.S. Section 4904, relating to unsworn falsification to authorities. UGI Utilities, Inc. Dated: ?! cr/OO BY: ~ E~ Cy hia E. Coffin '" ~"' "-' _1 ,_ - ~, -,,=, STATEMENT OF ACCOUNT Lawrence Ciecierski and Ruthann Ciecierski established the following accounts with UGI Utilities Inc. with the following balances and charges: Account Number/ Service Address Acct Type Service to: Balance 220-479-1850-76 Ga 4183 Grouse Court, A104, Mechanicsburg, PA 17055 / / $2041.98 Total Delinquent Balance: $2041.98 EXHIBIT A ~~1!!;;!lc:~\'\I;I".1i;I'~_~~~'''~:!&tilll94M.cii'[.W~~''''11t''''''ii;!'~'';~'~"'"'~lN0"-*ft~~""_m.u"",,,~, ^ I >, -" "Ill Jji;'tIlI;g: ~ 0 0 C; } (.) ~ C C.-) -.'1 <~ .c Va:: :!:lllII ru. .~ nlfnp ~:; ') e h ~ Z'""" ,--,li;~l , ZC; N B () (f) ," '-.() (~~:\ ~ a -<;~,. L ""- r:~~ 1 ~~~ 0 :,..--l.._, """ C> iE~ '''rl C\ , 6f~ ~ "0 0 "G -rJ ~ Z :"'-t ~ :< 5.) p:. c:=:; -< ~ 'J .,~., "'.1 ~iL!;,,;::.'1 SHERIFF'S RETURN - REGULAR CASE NO: 2000-05952 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND UGI UTILITIES INC VS CIECIERSKI RUTHANN BRIAN BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CIECIERSKI RUTHANN the DEFENDANT , at 0009:14 HOURS, on the 12th day of September, 2000 at 20A WEST SPRINGVILLE ROAD BOILING SPRINGS, PA 17007 by handing to RUTHANN CIECIERSKI a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 3.72 .00 10.00 .00 31.72 So Answers: ~N!v~~, R. Thomas Kline 09/13/2000 KRZYWICKI & Sworn and Subscribed to before By: "":ocmES _) ~ Ill. ~Itt Deputy Sherif me this ISo(:; day of ~ ".."-...../.,, ,.::UnriJ A . D . " Q '(J" () htdti. n 0,1 . o honotary J "-~. "'-~ .10",",- . 589U2 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse * Carlisle, PA 17013 Lawrence E. Welker Prothonotary TO: Ruthann Ciecierski 20A W. Springville Road Boiling Spring, PA 17007 In the Court of Common Pleas of CUMBERLAND County, Pennsylvania UGI Utllities Inc. Plaintiff civil Action - In Law vs No. 00-5952 CV Ruthann Ciecierski Defendant ARBITRATION \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ NOTICE Pursuant to Rule 236 of the Supreme Court of pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. (XX) ( ) ( ) ( ) ( ) ( ) ( ) Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings Lawrence E. Welker Prothonotary IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL ATTORNEY FOR THE FILING PARTY: Anthony P. Krzywicki Krzywicki and Associates 1 Neshaminy Interplex P.O. Box 505 New Hope, PA 18938 800-296-2103 Attorney I.D. NO.23754 ] ~ , _.~ - -'. 589U2 In the Court of Common Pleas of CUMBERLAND County, Pennsylvania UGI Utllltles Inc. Plaintiff Civil Action - In Law vs No. 00-5952 CV Ruthann Ciecierski Defendant \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ ARBITRATION PRAECIPE FOR JUDGMENT AGAINST DEFENDANT FOR FAILURE TO PLEAD To the Prothonotary: COUNT 1 UGI Utilltles Inc. vs. Ruthann Ciecierski Kindly enter default judgment in favor of Plaintiff, UGI Utilities Inc. and against Defendant, Ruthann Ciecierski for failure to plead to Plaintiff's Complaint as follows: Amount Past Due: TOTAL $ 2041. 98 $ 2041. 98 together with interest thereon from the date of judgment forward and all costs of this action. I hereby certify to the best of my knowledge and belief as follows: 1. The true and correct address of the Plaintiff, UGI Utilities Inc., is 225 Morgantown Road, Reading, PA 19612-3009. _i.~ - _~ L ~" , " .\! ~"l" 589U2 2. The true and correct address of the Defendant, Ruthann Ciecierski, is 20A W. Springville Road, Boiling Spring, Cumberland County, PA 17007. Krzywicki DATED: November 20, 2000 ~- ~,~~ - ~ , c'-, ~ ,'"i',,--. ',;,;,..""n ;'" SHERIFF'S RETURN - REGULAR 'S <6GtvJ- CASE NO: 2000-05952 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND UGI UTILITIES INC VS CIECIERSKI RUTHANN BRIAN BARRI CK Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CIECIERSKI RUTHANN the DEFENDANT , at 0009:14 HOURS, on the 12th day of September, 2000 at 20A WEST SPRINGVILLE ROAD BOILING SPRINGS, PA 17007 by handing to RUTHANN CIECIERSKI a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 3.72 .00 10.00 .00 31.72 So Answers: ~~ :...<~, R. Thomas Kline 09/13/2000 KRZYWICKI & Sworn and Subscribed to before By: AS:OC lATE S ~ ~ II/, ~{& Deputy Sherif " me this day of A.D. Prothonotary tV ,.' .~> ...,~~ ~ ' ", 1- , ~"',' 589U2 In the Court of Common Pleas of CUMBERLAND County, Pennsylvania UGI Utilitles Inc. Plaintiff Civil Action - In Law vs No. 00-5952 CV Ruthann Ciecierski Defendant \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \" \, \""" \" \ \ \ ARBITRATION NOTICE TO: Ruthann Ciecierski 20A W. Springville Road Boiling Spring, PA 17007 Date: October 23, 2000 You are in default because you have failed to enter a written appearance personally or by an attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 (717) 249-3166/ (800) 990-9108 Krzywicki and Associates By:" lS! Anthony P. KrzYWlckl 1 Neshaminy Interplex P.O. Box 505 New Hope, PA 18938 800-296-2103 Attorney for Plaintiff Attorney I.D. 23754 . ~ " , .. U,S. POSTAL SEAYlCE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAl. MAIL. DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Recei' Krzywicki & Associates P.O. Box 505 New Hope, PA 189 rM~'" PS Form 3817. Mar. 1989 ~,~ " n, ---.- < (,-' ~ / N,,:r,r.,.1 o'~1I 11 ;:; ,\ J::" ~ ..:1:., :5 6'7:.; ~ ~~l e::ili~~~)\J ~i': ~ ~~\t CUm 'lit O-i ~"\~ .. g;g; !#~~~ lEI ~ ,_ . ~ ~ ij~ tt-.lf-..........lt-.... .j "~- -. , 0" ~ "'0--_, 589U2 In the Court of Common Pleas of CUMBERLAND County, Pennsylvania UGI Utllitles Inc. Plaintiff Civil Action - In Law vs No. 00-5952 CV Ruthann Ciecierski Defendant \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \, \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ ARBITRATION The undersigned hereby certifies that written notice of intention to file a praecipe for entry of judgment by default against the defendant, Ruthann Ciecierski, in this matter was mailed to the defendant after the default occurred and at least ten days prior to the filing of the praecipe for entry of judgment pursuant to Pa. R.C.P. 237.1. True and correct copies of that notice is attached hereto and made a part of this certification. Krzywicki DATED: November 20, 2000 By: Ant 1 Ne P.O New ope, PA 18938 800-296-2103 Attorney for Plaintiff Attorney I.D. 23754 :.~. ~, ::... . , ,. ;. CH , , ~'~. """""'''-'1>&'''-'".,;_ 589U2 In the Court of Common Pleas of CUMBERLAND County, Pennsylvania UGI Utilltles Inc. Plaintiff Civil Action - In Law vs No. 00-5952 CV Ruthann Ciecierski Defendant \ \ \ \, \, \ \ \ \ \ \ \ \ \ \ \ '-, \ \, \, \ \ \ \ \ \ \ \ \" ARBITRATION AFFIDAVIT OF NON-MILITARY SERVICE STATE OF NEW JERSEY ss. COUNTY OF HUNTERDON I, Anthony P.Krzywicki, being duly sworn according to law, deposes and state that I am a representative of UGI Utilities Inc., 225 Morgantown Road, Reading, PA 19612-3009, Plaintiff herein, and as such state the following: 1. The defendant, Ruthann Ciecierski, is not, to my knowledge, in the military or naval service of the United States or its allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of 1940, as amended. 2 . age and Spring, The defendant, Ruthann Ciecierski, is more than 18 years currently resides at 20A W. Springville Road, Boiling PA 17007. of Sworn to and me thi SUb~c~~fore o/i~ 2000 ion by personal authority. 3. I have ascertained the above investigation and make this affidavit MICHELLE PYATT NOTARY PUBLIC OF NEW JERSEY MY COMMISSION EXPIRES JULY 9,2002 ~"~ '~ 'M1..~~fI.~lI1Jljj;,t(fl;-JoW~~'li<~i_llilI.'li'.'K}:<:'h~''''W'''''Je~,;li;,'{'!I~1':-!i!:.k'-''"'''\M~__I>iLA:M,~j ~.~ ~ , u, c ~ ~ ""9- ....0 ~ 0 C) c:) c: C~-, - \) --- -~ R -c~i," '---"-1 ...... ~ ~~~--~.-: ' - D F ZL" r'-,) ~ 0) ,1"- .-J ~ II'- r--" . ~.'l C '---1 ~~~ p.r. --1- r,.- --,' r ::.::,1 => :JJ -<C (j') -< - .~ .-- , - "<- . > '"-~ ,>' , " ".-.0'," ,-_"" - . ." > ~. = ill ^'~ --" '" "1- "-'n__T,_"--',,", - .... FEDERMAN AND PHELAN By: FRANKFEDERMAN Identification No. 12248 One Penn Center at Suburban Station - Suite 1400 Philadelphia, P A 19103 (215) 563-7000 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INe. 8201 GREENSBORO DRIVE, SUITE 350 MCLEAN, VA 22102 : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION Plaintiff : NO. 2000-07126 vs. CATHERINE H. RUDY 914 WERTZVILLE ROAD EAST PENNSBORO, PA 17025 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment, in rem, in favor of the Plaintiff and against CATHERINE H. RUDY, Defendant( s), for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint Interest 10/1/00 TO 11/22/00 $31,575.66 $357.22 TOTAL $31,932.88 I hereby certify that (I) the addresses of the Plaintiff and Defendant(s) are as shown above, and (2) notice has been given in accordance with Rule 237.1, copy attached, ;}~ J< /-<<-----. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: 7~..l7, oJ6vo q~ti- Q. Th",RP;,j ~. PRO PROTBY "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN A TfEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. .. '~"i .,,1-.- ,-I-- -....... -.- "..=.E. , ::E '-e-. ],:':=::=. i =l:: ,-I- 0__1_,_ , I i,.._ '-I.~..- ......jo.ooo..b. ,-....... ~-....... ,...-1- P.'.'.*-,,-,' :t:' I"..- ."......- .... ...,.-- ,- ,.. ",",,' , .......0- ....._~ '-ro-- . ., , ,~~ ,', ,',. -~ ~... '"- - ~i_' " " FEDERMAN AND PHELAN I Frank Federman, Esquire Identification No. 12248 Two Penn Center Plaza Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 ATTORNEY FOR PLAINTIFF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. COURT OF COMMON PLEAS CIVIL DIVISION Plaintiff vs. CUMBERLAND COUNTY CATHERINE H. RUDY NO. 2000-07126 Defendant(s) TO: CATHERINE H. RUDY 914 WERTZVILLE ROAD EAST PENNSBORO, l'A 17025 DATE OF NOTICE: NOVEMBER 8,. 2000 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. flit, " tlJ~~ ~1?' 11 :t IMPORTANT NOTICE You are in default because you have failed enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to fihd out where you cah get "legal help: CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 Frank Federman, Esquire Attorney for Plaintiff "'-'.,,'^ " ,-, -~_; _'ie_ .,,:.~;, '.', #, FEDERMAN and PHELAN By: FRAJ{KFEDERMAN Identification No. 12248 Suite 1400 One Penn Center at Suburban Station Philadelphia, PA 19103 (215) 563-7000 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. : CUMBERLAND COUNTY : Court of Common Pleas Plaintiff : CIVIL DIVISION vs. : NO. 2000-07126 CATHERINE H. RUDY Defendant(s) VERIFICATION OF NON-MILITARY SERVICE FRAJ{K FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of1940, as amended (b) that defendant CATHERINE H. RUDY is over 18 years of age and resides at 914 WERTZVILLE ROAD, EAST PENNSBORO, PA 17025 This statement is made subject to the penalties of 18 Pa. C.S, Section 4904 relating to lUlSworn falsification to authorities. J~;2~ FRAJ{K FEDERMAN Attorney for Plaintiff ..'i,.'.,.l,:",l.,.' " , , ' . '-1-" ,,~,.~ ,-- ,--i-- -- .,--i_._ 1---- 1 1 I. ,,~ . I-"~ ,-- ::t:. ""~~: "$..-1-. .' .." , ' ""1- 1,::'-: . ,'" ~.,.- ,- .- ,~ _w , , , I .,1..""..- +- , ,.,,",", ..-...1 --'''r-'''! --1'-', "'--I-' 1,:1- , ,- ,--- , '--I'~- .,1..,., ,,,,,1.-- , ' :.:.t: ,-I- '"-r--~ , ._~' """,",,' ,.-<>d.'i.',-,---'-'.'">,,,,--., .-if (Rule of Civil Procedure No. 236 - Revised) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. : CUMBERLAND COUNTY : Court of Common Pleas Plaintiff : CIVIL DIVISION vs. : NO. 2000-07126 CATHERINE H. RUDY Defendant(s) Notice is given that a Judgment in the above captioned matter has been entered against YOll on NOVEMBER ,,;2-'7 ,2000. By qiLY'. () """thIll,.: DEPUTY If you have any questions concerning this matter, please contact: FRANK FEDERMAN. ESQUIRE Attorney for Filing Party SUITE 900 TWO PENN CENTER PLAZA PHILADELPHIA PA 19102 (215) 563-7000 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT. BUT ONL Y ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** 'T~' i I , "1 J ",.1 I .:1=1' :::t::1 "~',:."..I' ,'-. , -=1--1 '-E,.I ",-_.".,! '.-- { :::t: ! "^"e--_ .,::i:, ,~...~ ::1- ~' "'"'1-'" ,.,1--.- , =1:: t.',=-.-,. ,,' i ''"..",~_i I'~'" '!" " , , ,,~~"- ....,.... ,.=:t: i.. "...- ' ,- :' . ~; - I ::t:: -i.--~... +: '~I-, " '"::r:: ,_. .I-'~' " ~"LUj ^ lIi6n~ifJ,~~iIIiml.w-~:;;:",~;~~~MM1f1 ~~ "- <> ..c \u "- "- ~ .., 'l ~ _~~,m ,~.r# '",~ ~~. ~~""";""""1lI .'\ ~ "~"- """-'" . j .~""~ ~" ~ ,,' -...f r 1 , .,,-, \" ?-.. -J \ ~ c f; .....Jf,'~ 22~::~': ~:~,. ,~~~~! 5~~~ ~ "-- r--, '"--, c.::. C) -:-j -,'.... :3 -,1 )\..} '_1 1 ;,'1 " _(-J .:- --.; r ;-=3 ~,i: ~]'I~ -,-.' .J-'- ::v -< :,':J,', J: C3 N (7"\ ~ fl ~ ;(:) ~ ~