HomeMy WebLinkAbout00-05995
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLESTOWN, PA 18g01
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
DEF: 203 W MAIN ST
WALNUT BOTTOM, PA 17266-9708
4168100008164384
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT CORPORATION
Plaintiff
VS
SANTOS TORRES
TO THE PROTHONOTARY:
Defendant i NO. 00-5995
PRAECIP!E FOR JUDGMENT
I
Please enter Judgment in favor of the Plaintiff and against
the said Defendant' for failure to plead or otherwise respond to
the Complaint and assess the damages as follows:
AMOUNT OF CLAIM
ATTORNEY FEES.
PLUS ACCRUED INTEREST
LESS PRINCIPAL PAID
LESS OTHER PAYMENTS
TOTAL
$3,661. 43
$622.44
$576.08
($0.00)
($0.00)
$4,859.95
PLUS ADDITIONAL COSTS
I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR
SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS
CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT.
1 certify that written notice of the intention to file
this Praecipe was mailed or delivered to the party against whom
judgment is to be entered and to the attorney of record, if any,
after the default occurred and at least ten (10) days prior to
the date of the filing of this Praecipe. A true and correct copy
of the notice pursuant to Pennsylvania Rule of C' . Procedure
No. 237,1 is attached hereto a marked Exhi .
VALERIE ROSENBLUTH PARK,ESQUIRE
Attorney for the Plaintiff
AND NOW, {J,. - u.;s+.J I, ,::;nr>/ ' Judgment is entered
in favor of t~intiff and against the Defendant by Default
for want of an Answer and damages assessed in the sum set forth
in the above certification.
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PROTHONOTARY ~
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS
REQUIRED THAT WE STATE THE FOLLOWING TO YOU. THIS IS AN ATTEMPT
TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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VALERIE ROSENBLUTIl PARK
ATTORNEY !.D. # 72094
PARK LAW ASSOCIATES,P.C.
25 EAST STATE STREET, P.O. BOX 1779
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY COURT OF COMMON PLEAS
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
DEF: 203 W MAIN ST
WALNUT BOTTOM, P A 17266-9708
FIRST SELECT CORPORATION
Plaintiff
VS
SANTOS TORRES
Defendant
NO. 00-5995
NOTICE OFPRAECWE FOR
ENTRY OF DEFAULT JUDGMENT
TO: SANTOS TORRES
203 W MAIN ST
WALNUT BOTTOM, P A 17266-9708
DATE OF NOTICE: 7/27/01
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION
REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WIlHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
CUMBERLAND COUNTY COURTHOUSE, 4th FLOOR
CARLISLE,PA 17013
(717) 240-6200
PARK LAW ASSOClATES,P.C.
BY:
V ALERlE ROSENBLUTH PARK, ESQ.
cc:
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
EXHIBIT
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
DEF: 203 W MAIN ST
WALNUT BOTTOM, PA 17266-9708
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT CORPORATION
Plaintiff
VS
NO. 00-5995
SANTOS TORRES
Defendant
VERIFICATION OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF BUCKS
VALERIE ROSENBLUTH PARK, Esquire, being duly sworn
according to law, deposes and says that she will make this
affidavit on behalf of the within Plaintiff, being authorized to
do so, and that she believes and therefore avers, that SANTOS
TORRES, Defendant is over 21 years of age; that his/her place of
residence/business is located at 203 W MAIN ST WALNUT BOTTOM, PA
17266-9708 and that he/She is employed and that he/she is not in
the Military or Naval Service of the United States or its Allies
or otherwise within the provisions of the Soldiers and Sailors
Civil Relief Act of Congress of 1940 and its amendments.
PARK LAW A SOCIATES, P.C.
BY:
Vale Rosenbluth Park
Attorney for Plaintiff
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
DEF: 203 W MAIN ST
WALNUT BOTTOM, PA 17266-9708
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT CORPORATION
Plaintiff
VS
NO. 00-5995
SANTOS TORRES
Defendant
NOTICE
Pu~suant to Rule 236 of the Supreme Court of Pennsylvania, you
are hereby notified that a Judgment has been entered against you
in the above p~oceeding as indicated below:
[X] Judgment by Default
[ ] Money Judgment
[ ] Judgment in Replevin
[ ] Judgment in Possession
[ ] Judgment on Award of Arbitration
[ ] Judgment on Verdict
[ ] Judgment on Court Findings
[ ] Judgment on District Justice Transcripts
[ ] Judgment on Judgment Note
[ ] Judgment on Writ of Revival
[ ] Praecipe to Reassess Damages
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE,
PLEASE CALL: Park Law Associates, P.C. at this telephone
number: (215) 348-5200.
P
PURSUANT TO THE FAIR DEBT COLLECTION CES ACT, IT IS
REQUIRED THAT WE STATE THE FOLLOWING TO YOU. THIS IS AN ATTEMPT
TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D. #72094
PARK LAW ASSOCIATES, P.C.
25 East State Street
P.O. Box 1779
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
FIRST SELECT CORPORATION
Plaintiff
VS.
SANTOS TORRES
Defendant
NO. c:c - ..599.5
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NOTICE
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by an
attorney and filing in writing with the Court your defenses or
obj ections to the claims set forth against you. You are warned
that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for other claims
or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
Carlisle, PA 17013
(717) 249-3166
(800)990-9108
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET, P.O. BOX 1779
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
ACT#:4168100008164384
CUMBERLAND COUNTY COiURT OF COMMON PLEAS
FIRST SELECT, INC.
4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
PLAINTIFF
VS
SANTOS TORRES
203 W MAIN ST
WALNUT BOTTOM, PA 17266-9708
DEFENDANT
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NO . tJP...J t-tv<-C
CIVIL ACTION
1. The Plaintiff, First Select, Inc. is a Delaware corporation
organized and existing under the laws of the State of Delaware
with its principal place of business at 4460 Rosewood Drive,
Pleasanton, CA 94588. plaintiff is the owner of this account.,
which is the subject matter of this action.
2. The Defendant, SANTOS TORRES,. is an individual who resides at
203 W MAIN ST, WALNUT BOTTOM, PA 17266-9708.
3. The Defendant is indebted to Plaintiff on the credit account
by virtue of charges or cash advances incurred by the Defendant or
authorized by the Defendant on a credit card or line of credit,
bearing account number 4168100008164384.
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4. The terms of said account are stated in the documentation
attached hereto as Exhibit "A".
5. The Defendant has failed to pay the amount owed in accordance
with the Account Agreement and has failed to pay the outstanding
debt as agreed.
6. The Defendant is indebted to the Plaintiff in the amount of
$3,661.43 as of 03/28/2000, plus pre-judgment contractual interest
at the rate of 14.65% per annum, less payments made.
7. In accordance with the documentation attached as Exhibit "A,"
Plaintiff is entitled to reasonable attorney's fees, and Plaintiff
will incur attorney's fees in the amount of $622.44.
WHEREFORE, Plaintiff demands that judgment be rendered in
favor of the Plaintiff, FIRST SELECT, INC. and against the
Defendant in the amount of $3,661.43, plus pre-judgment interest
at the contractual rate of 14.65% per annum from 03/28/2000 until
the date of the judgment herein, plus reasonable attorney's fees
in the amount of $622.44, less payments made, plus costs and any
other such relief as this Court deems reasonable and just.
COUNT II
8. Plaintiff hereby incorporates paragraphs 1 through 7 above as
though set forth in full.
9. The Defendant received a monetary benefit, which was in fact
appreciated by the Defendant.
10. The Defendant accepted the benefits.
11. By virtue of the circumstances surrounding the request for
funds made, the Defendant knowingly requested the funds at issue
and/or knowingly and voluntarily accepted the benefits bestowed.
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12. It would be inequitable for this Court to allow the Defendant
to retain the benefits of the funds or to be unjustly enriched at
the expense of the Plaintiff or allow the Defendant to retain the
value of the funds at issue without repaying the Plaintiff the
value of same.
WHEREFORE, Plaintiff demands that Judgment be rendered in
favor of the Plaintiff, First Select, Inc. and against the
Defendant in the amount of $3,661.43, plus pre-judgment interest
at the contractual rate of 14.65% per annum from 03/28/2000 until
the date of the judgment herein, plus reasonable attorney's fees
in the amount of $622.44, less payments made, plus costs and any
other such relief as this Court deems reasonable and just.
PARK LAW ASSOCIATES, P.C.
BY:
VALE
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED
THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
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VERIFICATION
SUE CORRIEA
, declare that as of
March 27, 2000: I am a designated agent of FIRST SELECT
CORPORATION, the Plaintiff in this action, and I am duly
authorized to make this verification on its behalf. I have read
the foregoing complaint and know the contents thereof; that the
same is true of my own knowledge, except as to those matters
stated on info~mation and belief and, as to those matters, I
believe them to be true. I understand that false statements
herein are made subject to the penalties of 18 Pa.C.S. Section
4904 relating to unsworn falsification to authorities.
I declare under penalty of perjury that the foregoing are
true and correct.
Executed at Alameda County, in the State of California.
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Designated Agent
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F1R.ST 8El E'CT
c O...~R ~o RAT ION
.-\.CCOCNT AGREDIENT
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'l"mlr B.\.'lT": OF ..J....\IER1C.-\ ~ccounl has be~n tran~ft:'iTCu to First Sdect (urporatiun, Ymtr I]...'._'<K Of '~":',IERrC..\ :t(;tount"v.a.'H:los.:d at :h~ time l)fthis 11.:J.ns:;;;r,
;Jnd wdJ th.:r..:fore contmue to b~ ~Ios.:d. Thl:'; .--\\:~O(lnt .-\gr~m.::nt contains tl)c-1CrmS thut govern your firs;: S~'l..1. J,.;count (tho.: "Account'). In lhi.<; A,gr,,:ocme:1t.
"y~and "your" m",an ~ch p~on who is liable lor payment ()n tho:: .-\r.;cnunt. "\....e." "our," ~our:;." 'o:md "us" mean First Select CorpQrallon or its .lSsrgn<::~.
Because VQur .\ccoum has b~~n transfe:Te-d.to us. VQU ar~ now.obliptotd to rQpllv lhe- ",co.mne to us Instead of8.~"\K Of .J....\;[ERfC.--\. If tho:: .--\C:x:.unt was onc-nd
.IS ajoinr'aCCOtlnL \\<:: may act on !h~ instructions of...lny jOlnl :It.''Counth<,'[der. . .
P'J.ymen~! Finance- Cl1:.lr:,c$. ..:..s long os -you h,H'F J. b!lla~c~ l)u~st~!1din~ on your ~-\"::COUfl[. finarrc~ .:-h:.lrg:~ :J.re calcul,:l.to<:u ,1$ follo......,~:
To-.tiguR the tinonce ~haries for <loch billing. ,::~-cl.:. we multiply !be: J....cr:Jg:e daily baJ.~nce on your ";'..:'Count b~ J. d:::ily pt.:riodi..:: raLe. The d:.:.ily p'::iodic r:lU ~\~
apply is ;tOl\f Account's .;;l,r.nual Pcrcent:.:.g.: Rale di...:ide:dby J65, The ..l,lmual P.-:rc~milg<: R:lte will be '::l.k:.iIa~d.lS di$dos~d rn YOllr' most r~".;=m BA...'\K OF
A...\fE:RICA ..).~ount temIS Cthe "Original Te(ms"). !fyotlr Oritinal Terms pro\'id..-d tor difYer<::nt ,.J...nnual P.:rc~nt:lie Rates to bi;: :lppli~d to diff''-:~tlt ..:ompOllents 0f
yO,W' ,outstanding bal:mce, we will apply the lowest ~uch ...\.nnual Perc.entaie'R.ue to your .;:miie outst<ltluir:g balance.
We may accept late or partial payments. or paymltnts marked "paid in full" Or mark.;:d with other r.::strictions. without losing our right to collect all amounts o'A.in:
under &lis Agretment. You may:uk Fim S</:l~t Corporation to pay thi$ account by debiting your checking or savings account. Fim S<:I~t Corpo-rJ.tion will .-in:t
verilY y~ur identity and eligibility for this s.::rvice. X,?U m:!.y, revoke your aUUloriZ;llion by writin!; to nm S</:I~ Corporation Customer S~ice.
Feu.. We willcharg.;: your Account J. fee tor ~ai:h IJillinit.:-'Cle ...~ithin which you.r A<.."COunt is ddinqu.;:nt (1o.te char&e). The amount of &Ie late charge will b~ J..!l
disclosed in your Original Terms ur the ma:umum IjJ.te charge permitted by me law of your sute of ~id~~. whichever (S lQwer.
W~ wilt ch;.:rge your Account a f~e for <:::l.Ch rcturn~d payment check (returned check charge). Tne amOUnt ofth.;: returned ..:heck ch:l.rg~ will b~ as cisclased in
your Ongino.l T~'rms, or the rtla.'-cimum returned check. charte permined !-ly the 1"..... r.-f~'our wue ~fr~:.::!c;;-c':. \\hj..::h':'''\~r i. l...,,,.:::r..
To- me,e.....1:ent provided in your Ori~nal TermS; and;to the .;:;{tem permin~ by applicable law, in .::r.ddition to your obligation to pay the oumanding: balance on your
Accounl plus interest and fees o.s dIsclosed herein. \'ie may also charge.you for-o.ny coH~tion cosa we incur. including but not limited to reasonable o.nomeys'
tee". and oourt costS. [fyour Original Terms: provided for an award ofattorneys' fees and court cosu, such pro..'ision o.s. incorporated herein shall apply
rcciproc:JJly to T.h~ prevailing party in any lawsuit arisini oct otthis A~ment
;.i'on:-Wajver ofCel''t::Un Rights. We may dda)' or waive WOrcement of any provision of this Agre:..'rne:1.t without losing our right to enf"orcii: it Or any other
provision later.
Applicable Law; Sevcr::1biJity; Assi~nment. No matter where you live, this Agreement :md your Account:ue governed by fedenllaw and by t..":1e law orthe stat,"
designated as lb.e :J.pplic::LbleJaw in your !Jriginal Terms. rfyour Original tenns did not conuin an applico.Ol~ law provision, thom this .-\gre~enl :lnd )'our
Account are gowmed by federal law and the law of your state ofresid<:nce. This Agreement is a final expression of the agreement bet\-\'~n you and us and may
not b<= .contradic~d by evidence of any <llJeged or~l .zgreemen.t.. If any provision ofthis Agr.eement is held fO be invalid or unenforce~ble, YOl.l and we will consider
that provision modified to conform to appliCJ.bte law, ilnd the rest of the provisions in the _-\~e:1.t will still be enforceable. We may transfer or assign our rig."Jt
to_all or some of your payments. !I sto.te law requires- &lat you receive notice of such an eVent to, protC'-"t the purchaser or assignee> we may gi~ you such notic::
by filing a financing statement with the state's S.:cretary of Statl:. .
C~dit Reportin:; Personal Infotmation. {[YOLl: fait Lo ~lfill the terms cfyour credit oblig:nion,. 0. n.~:l.tive credit report rel:lec:ting on your credit rec;l:lrd may ~
suhmin.:'(f to a ~djt reporting agency, In order to dispute any information we <lte reportIng about your A.:counr. you m!2St write 10 us tl.t the following address:
Frrs:;'S~Iet.."t. CorporJ.tion, P.O. Box 9104, Ple.tslUltop, CalifomiOl,. 94566, WI: may share infonnatioll willz Ollr affiliates 1nclu.ding, without limitation, Providian
:.Varional Bo.nk and PrOl'idian Bdrlk. HfJlv(!'l1u,_yptt may write to us at any time inu1'tlcring us no' to share. credit informarion with OIU' affiliates.
YOUR BILLf.'{G RlGHTS - KEEP TIllS :-<OTICE FOR FUTURE USE
~Ibi$ f1otic~ conciins importaf1t information :mOLLt your rights and our responsibilities under 't..1;e F~ir Cn:dlt Billing Act.
~'otify 'Cs. in C.:lSe of Errors or Questions About Your Bill
urou think your bill \s wrong, or uyou need more--inThmi.oJ.u6n about ane::lay on your bill. write us> on J. sepant.: sheet, at. the following address:_ FitStS.r:t:Cl .
Ccrpor:.1ion. P.O. Bo.\': 9104, Pieasanton. CA 94566, Write to us <IS soon:u possible. We must he:.u from you no later than 60 days after we sem you the tirst bill
on which the error or problem appeared.. Y ~u c::m telephone us, but doing so will not preserve your ri~tS_
In your tetter, aJve: us &Ie following:
Your name :LCd ACCount number.
;. -The doll..-u: amount of the suspected error.
t5escrib.e- the error :md expl:1.in, if you can,. why ypu believe th~ is an error. tf you need more inform:l.tton. ~cri.b~ the item you a.re not sure :lbout.
Your Rights:lOd Our Responsibilities Aller W~ Receive Your Written :-lolice
We must :lck.nowl~d~ y01,lr letter within JO.d.:lys, unless we have corrected the e:TOrb~ then. Within 90 dlYJ, we must either o.:orreo...'tme error or,e'xpJam why we
betieve the bill W:.'lS co~_.IJler we receive your Jetter. we c:ln.'1ot try to coUect or r<lport you:!.S delinquent,lS to :my :l.lnount you question.lncb,!_dlng finanei:.
ch::u-g.es. We c:m .::r.pply'~ny ullpaid amount againsi YOw"1,.-,.edit line. You do not have to pay my questioned JJ11cunt whl1e we:l1'e inv<?Stigating. but you:lre mil
ob}igat"edtopaytl1eparts_otthebiltthat;1renotinquestion. " '..
Ifwc find that we made a mistake on :fQur bill. you will not have: to pa.y any rm;.mC-:-chnri~ relat<:d to..my questioned nmount. tfwe didnol make a mistake. y?U
m:l.Y nJ.ve tv pJ.;' lin:mce eh;J.rg.~. and you will have to roa\(;: up the missed paym~nts on t:te question.:c J.mount. [n either C:.lse. W~ will send ~'~U:l. st"tement vt
the amolm~u owe,J.nd,th~ d:1t~ that it is .du.e. If)'ou f:J._il ~o pa.y the -UTl~un: W~ ~ink ~ou Qwe. we may (~?Ort :QU:J..S delinquent. However. II o~r e.'{p1:.wJ.t:0n
does (lOt S:l.tis~' you J.nd,you wnt.: to us wnhu;110 9:l.ys te!lLni us lh:lt you suU refUs<: 10 p:lY. we must tell .lllyone w.e rcpon you to that you qu~SttC'n :~ur~ bIll.
.I...nJ ,~'<:, mu'3t ;:~Il vou rhe l1am.;: ofJ.."yone we. r:pocted;tOll ~o. We must tdl :.l.n}OI:1:: \"e r~(:n: you to tb.ll :~,e m::mo::-r h:.:.s been scaled bct\~~~ us when It tlOJ.ll: is.
U'w~ Jo mlt t.olh....w thoese ruks. we ~:l!'Jlot ..:olk..::t Lh<: lirs,l S50 uftl1.e 4ucstiul\ed J.lTlO\lnt ,;-"'..i:. ;(l'vl.!f btil W;1:; ..:orr.:<.;(.
.5ped~ Rule ro, Credit C:.lrti Pu.ch:ues
IT'iou b.J.v~.l problem with tho: qU.:llitv of goods and Sefl.'iCC$ th..t vou purch~d with : our B..\"'\K OF A..\lERtC.-\ o.:n=i.lil <..:ard :.lnd you h:.l....~ tnd \.l!.~O(?J t".J.il:ll..;.
..:-o;T.;:'Ct I.h.: problem with th-c rn<..-rchant. you m:J.)':'r'lot hav..: to pay rh.:- remaining ;unount due un the gO?W vr s.......ices. Tllt,'1'1;.~ two lmlll.:.J.!ions to dllS n~~t: (.1)
VQ;! mw:, h.:.r.\'c mmJ<.: the purch:lS<: in ~'()ur home Slate or. irno! wilhin your hlJmo::- 5<.:1lc. within j 00 mll<:s ofyocr <.:urre-nt mrulmg ~JJr.:-ss.' ,un1 (b) lhe purc,~?Sc ~
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SHERIFF'S RETURN - NOT FOUND
CASE NO: 2000-05995 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
FIRST SELECT CORPORATION
VS
TORRES SANTOS
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named defendant, DEFENDANT
TORRES SANTOS
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT & NOTICE
, NOT FOUND , as to
the within named DEFENDANT
, TORRES SANTOS
VALID ADDRESS, HOWEVER DEFENDANT COULD NOT BE
SERVED PRJOR TO EXPIRATION DATE OF 9/29/00.
Sheriff's Costs:
Docketing
Service
NOT FOUND RETURN
Surcharge
18.00
11.78
5.00
10.00
.00
44.78
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R. Thomas Kli~;" -
Sheriff of Cumberland County
PARK LAW ASSOCIATES
09/29/2000
Sworn and subscribed to before me
this S~
day of (p,~..
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VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D. #72094
PARK LAW ASSOCIATES, P.C.
25 East State Street
P.O. Box 1779
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
TRUE COpy FROM RECORD
In Testimony whereof, I here unto set my hand
afld the~.oI said, Coo~ Carlisle, Pa. .
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PriJlhonotary
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
FIRST SELECT CORPORATION
Plaintiff
VS.
SANTOS TORRES
Defendant
NO. 06- .s9~
C()I(T~
NOTICE
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by an
attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned
that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court' wi thout further
notice for any money claimed in the complaint or for other claims
or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET, P.O. BOX 1779
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
ACT#:4168100008164384
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT, INC.
4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
PLAINTIFF
VS
. SANTOS TORRES
203 W MAIN ST
WALNUT BOTTOM, PA 17266-9708
DEFENDANT NO.
CIVIL ACTION
1. The Plaintiff, First Select, Inc. is a Delaware corporation
organized and existing under the laws of the State of Delaware
with its principal place of business at 4460 Rosewood Drive,
Pleasanton, CA 94588. Plaintiff is the owner of this account,
which is the subject matter of this action.
2. The Defendant, SANTOS TORRES, is an individual who resides at
203 W MAIN ST, WALNUT BOTTOM, PA 17266-9708.
3. The Defendant is indebted to Plaintiff on the credit account
by virtue of charges or cash advances incurred by the Defendant or
authorized by the Defendant on a credit card or line of credit,
bearing account number 4168100008164384.
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4. The terms of said account are stated in the documentation
attached hereto as Exhibit nAn.
5. The Defendant has failed to pay the amount owed in accordance
with the Account Agreement and has failed to pay the outstanding
debt as agreed.
6. The Defendant is indebted to the Plaintiff in the amount of
$3,661.43 as of 03/28/2000, plus pre-judgment contractual interest
at the rate of 14.65% per annum, less payments made.
7. In accordance with the documentation attached as Exhibit "A,"
Plaintiff is entitled to reasonable attorney's fees, and Plaintiff
will incur attorney's fees in the amount of $622.44.
WHEREFORE, Plaintiff demands that judgment be rendered in
favor of the Plaintiff, FIRST SELECT, INC. and against the
Defendant in the amount of $3,661.43, plus pre-judgment interest
at the contractual rate of 14.65% per annum from 03/28/2000 until
the date of the judgment herein, plus reasonable attorney's fees
in the amount of $622.44, less payments made, plus costs and any
other such relief as this Court deems reasonable and just.
COUNT II
8. Plaintiff hereby incorporates paragraphs 1 through 7 above as
though set forth in full.
9. The Defendant received a monetary benefit, which was in fact
appreciated by the Defendant.
10. The Defendant accepted the benefits.
11. By virtue of the circumstances surrounding the request for
funds made, the Defendant knowingly requested the funds at issue
and/or knowingly and voluntarily accepted the benefits bestowed.
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12. It would be inequitable for this Court to allow the Defendant
to retain the benefits of the funds or to be unjustly enriched at
the expense of the Plaintiff or allow the Defendant to retain the
value of the funds at issue without repaying the Plaintiff the
value of same.
WHEREFORE, Plaintiff demands that Judgment be rendered in
favor of the Plaintiff, First Select, Inc. and against the
Defendant in the amount of $3,661.43, plus pre-judgment interest
at the contractual rate of 14.65% per annum from 03/28/2000 until
the date of the judgment herein, plus reasonable attorney's fees
in the amount of $622.44, less payments made, plus costs and any
other such relief as this Court deems reasonable and just.
PARK LAW ASSOCIATES, P.C.
BY:
VALERIE ROSENBLUTH PARK, ESQUIRE
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, Ir IS REQUIRED
THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
'1,
VERIFICATION
SUE CORRIEA
, declare that as of
March 27, 2000: I am a designated agent of FIRST SELECT
CORPORATION, the Plaintiff in this action, and I am duly
authorized to make this verification on its behalf. I have read
the foregoing complaint and know the contents thereof; that the
same is true of my own knowledge, except as to those matters
stated on information and belief and, as to those matters, I
believe them to be true. I understand that false statements
herein are made subject to the penalties of 18 Pa.C.S. Section
4904 relating to unsworn falsification to authorities.
I declare under penalty of perjury that the foregoing are
true and correct.
Executed at Alameda County, in the State of California.
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.-\CCOV'iT AGREDIEt'iT
Y:Hlr. .B. \.'1[.( OF A..\IERlC:\ ~ccnunl has be:::n lran$fO::lTcd to ~irst Sd<.:ct (orporatI0n. 'I'Qur 8.~'<K OF ,':''':,.lERiC\ account wac:. dos..:d olt ,h~ tim.: uflhis!'" ,. ~
~nd \~dl th~r<.:for,~ contlnu~ to bf; dos<:ld. !hl.~ Ao..:c?unl :-\g:r<.:~m.:nt contains IIl.:- tt.:rrTlS that go\"cm your rim S.:I<':l.:t a"';COUl1t (Ih..: ".-\c~ount"). fn this.--\ cern~~7s,;:,.
you '-lnd your mt;an each pt:n:on who IS .!lable ror I'aym.:nt 9.l1J!"<: :-\<.,;ct)unl. "W<:l," "our."' "our;." and "'.LS" rr:~an Firsl 5<::I,,:cI C\.lrp%ltion or it.s assi~~;~. .
8cc:lL1~e ~our .--\":<:oum has be::n tr:l.ns~<:lm:d.t~ us, you ar.: now obllgated to rcpa~" tho:: Account (0 us inst'::ld of B.--\.'\F-:. OF A\[ERfCA. [ftho:: ..\.Ccounl ~Vi1S opO:::1d
'-l~ a JOIn( account. \\'.: may '-let on thl: mstn.lctJons of any jOint accoun(h<,'lder.
P".lymcnt:i { FiJl.tnce Charge:!. .-\5 long as you hu',;e a. balan(,;~ outstanding on ~'our .-\ccour.t. financ~ char'5O::s :Ire ~alculato::d as follow::;:
To tJg~lr~ [he linance charges for each billing eyc!.:. we multiply lh<:l a....cr;lge daily balance on your ,-\ecount by.l d:J.ily po::riodi~ rat~. Th~ d;J.il\' p':l"iodic rJ.t;: \\'~
'-lpply IS your AC<.:ount's .---\nnual Pcrc~nt:.l.go:: Rat;: divided by J6j. The ,-\nnual P;rc.:ntag..: RJt~ will be ';:lk:.dat;d '-IS disl.:losed in your most r~c;m B..,\SK. OF
A'\i[ERIC.--\ ~~COL.l.nt terms (tho: ':OrtgJfla! T<:l(1Tls"). If~our Original T;rms pm\'idcd for ctirTerent ..\nmlal P:::rc::ntJ.go: RJ.t<:s to bo: .lppli~d (0 diif;r<:m ...;ompol1~:m of
your outstandmg balance, wo:: wtll apply the lowest such .-\.nnual Po::rcentag:: Rate lo your ~ntir<: outsl;:muir:g balance.
Wo: may. accept l~t.: or p~rtial paymen~. or payments marked "paid in ruU" or marked with other restrictions. without losing our right to coll.::ct all amounts ow;no
Utl~t' thlS .~e~enc. 't ~u ,l1:?,Y ask FI~ 5.:Jl:c' COrp<3r:tciorr to pay this accourrc by debiling your clrecking or savmgs account First Sel(.'Ct Corporation will tirs~
venfy your IdentIt}' and ehglbdlty for thIS s.:rvice_ You may revoke your authorization by writing to First Sel.;ct Corporation Customer S~ice.
F,ees. W~ willl.:har~e 'your Account a fee tor each biHing cycle within which your A..:count is ddinqueot (late charge). The amount of the lat<:l charge will be ilS
disclosed In your Origmal T~rms ur the maximum lute charge permicrcd by the law of your state of residence. whichever is lower.
We wiH.c~arge Yl)ur Account a ~ee for ~ch returned payment check (returned choeck charge). Tne amounlofth<:l retumo..:d .:hel.:k charge wilt be as disclosed in
your OrigInal T el'TnS, or the ma.'(1mum returned check charge germiaed hy rhe I",w ()f ~'OUt' state of r~idcn::=_ ~.. hich.;.v;,,:r t.j, !v.~::::r.
To (he e:-,."tent prOvided in your Original Terms, and to the e;a.::nt penni[t~d by applic:lbJe law, in addition to your obligation to pay the outstanding balance on ....our
AccounL plus int<llrest and fees as disclosed herem. we may also charge.you tor. any collection costs we incur, including but not limited to reasonable anomo!:\"s"
fees and court COStS, If your Original Terms provided for an award of attorneys' fees and court costs, such provision as incorporato:d herein shall applv .
reciprocally to tht: prevailing parry in any lawsuit arising out of this Agreement. . .
Non-Waiver ofCer'taln Rights. W<:l may' delay or waive <:lnforcement ofJ.ny provision ofmis Agre..:mem without losing our right to entbrce it or any other
provision lat.:r,
ApplicabJe Law; Severability; Assignment. No matter where you live. this Agreement and your Account ue governed by federal law and by the law of the stat.:
design::ued as the .lpplicable law in your 9riginal T emtS. If your Original t,;:-ems did not conuin an applicabl<:llaw provision, then this Agro::::ment and your
A,;count are governed by f~dcrallaw and the: law of your state of residence. This Agreement is a. fmal expression of the agreement b<:lC\vee:n you and us and may
not b.:: contradict~d by .::vidence of any illleged oral agreement. If any provision of this Agreement is held to be invalid or unenforceable, you and we will consid.:r
that provision modified to confonn to applicable law, and the rest of the provisions in tho:: Agremtem win still be enforcea.ble. We may transferor assign OUr right
to al1 or some ofi'our payments. Ifstate law requires that you receive notice of such an event to protect the purch.llSer or assignee. we may give you such notic~
by filing a financing statement with the state's S.;cremry ofStatl:. '
Credit Reporting; Pcnonal Information. If you fail to fulfii\ the terms of your credit obligation. a neg::!.tive credit report re!lecting on your credit r~ord. may be
submined. lO a mdit reporting agency. In order to dispute any infonnauon we are reporting about your Account,. you must write to I.lS at the following address:
First Select Corp()ration, P.O, Box 9104, Plensanton, California, 94566, We mnv share information wulz Oil!" affiliates including, lvi.tJlQllt limuatIoJ1. ProviJian
National Bank and Providuln Bank. HOJlleYer, you may wrue to f.l.S' <II any dme instructing us not to $hare Cl'/!fiit informarioll with OlU affiliJJ1es.
YOUR BILLING RIGHTS - KEEP TllIS :'iOTICE FOR FUT1;RE USE
This notic~ contains important infonnation about your rights and our responsibilities under t.i.~ F:lir Credie Billing Act
~otify 'C:i in C~e of Errors or Questions About Your Bill
lfvou think. your bill is wrong, or if you need more information a.bout an entry on your bill, write us, on :lsi:pante sheet, at the following address: First Scl;ct .
Corpor:ltion. P.O. 80:< 9104, Pleasanton, CA 94566, Write to us as soon J.S pessibl.:_ We must hear from you no later than 60 days aiterwe sent you m.e tlrst bill
on which ch~ ~ror problem appeared. Y~u can telephone us, but doing so will not preser...e your righlS.
In your l<:ltter, give us the fonowing:
. Your nam.: ami Account number.
The dollar :l.mQunt of the suspected <:lrror,
. Describe the <:lrror md explain, if you can, why you bdieve there is an error. If you ne.:d more information. <L::s..li.be the item you are oat sure about
Your Rights and Our Responsibilitie-s After We Receive Your Written :"lonce
Wo:: must ~ekno\\ltcdge your letter within JO,days, unless we have correct<:ld th:: ;:Tor by th.:n. Withi~ 90 days, W~ must either com:l.:! the <;:rr<:,r or ~~~a.~n wh,:-: W<:l
believo:: the bill WilS correct. After we receive your tener, we cannot try to I.:oll~t or ~ort you as dehn~ue:nt ilS to .lny 3,\?ount you. quest.lon., Lnc!udm", bn:m~~.
charges. We c:m apply :.Lny unpaid amount against your credit line. You do not have to pay -my qUi:ShOoed amount while we :l.re IOvestlgatmg, but you are ),111
obligated to pay the partS arme bill that are, not in question.
Ifwe tind that Wl} made a. mistake on ,vourbill. you will not have to pay my tinance charge relate? to;my qut:Stioned.amount irwe ~id not mak:::1 mistake. y~u
mas ha.\"e to ptlY lina.nce churg~, lnd you will have to ('!'lak~ up the missed p:1:-matts on the qu~uon.:d :.lmOllnt {Jl ~lther,c:LSe. we w!!1 ~o::nd y,:U.l stn.t<:l:n~t Q{
the-amount ;--ou C)W~ :ind thl:: dat.: that it i:idu<:l. {fYlJu t':lil to pay (h~ lmQunt w.: lhin.io:. you ~we. we ma~' (~?()rt you as delmquent. HiJ\\"e\'~r. II o':lr <:l~pl..!.fI;.\.t'0n
docs not satisfv \Iou :lnd vou WOl<:lto us within 10 davs tellina u:; that you 5till refuse to pa;', we must tell :.ln~'one we report you to that you questlC'n ~~,ur. bilL .
.\nJ ~\,;: mtl~l lel1 yt..'ll rh~ name of Jnyone we. r~ported YOll h)~ \\'~ mllst te!l :Inyor~~ \~<:l r~r:'Qrr ~'ou to ,:t,.~t :r.<:l m:ltter has b.::<:n s<:nled be{\~een lIS when It ttrttlll': is.
[{W<:l J() nllt tollo..;,w lhese ruks.'~"'e cJ.nnot .;olle...:t the rirst S50 uflho:: llu..::;ti,.m<:ld J.lTIOUl1t.;\ ~:;:[ ~0ur 0111 ..~.l.:i ..;0r,',:",:::.
Sp~dal Rltl~ rot" Cr~dit C:.ml Purchases
l('vou h~.\"e J. problem with the qUa.I;l\'" of;oods and servi...:cs tl1:l.t vou pun;h;1Sed with ~our 8.-\."\K OF .-\~lERl~.-\ ":r~~it "::J.rd J.nd YO~1 h~v? tno;:d;11 ~Ot~~~~il:: l0
'O;Tect the probl~m with the rn..;rchal\t. vo~ m".lV not hav.; to pa\' the remOlining: amount d,u,,: on m.: goods iJr ,..::"\'1I.:e5. I here .~:c two hnll(OltlUn~ to (hiS n~h'l: .~:I)
",; .' . ..... I ., 'h' 100 '1" 1'~'''url.:t.Lrrelltmalltn\l":ldur~ss''Uldlb)lh<:purl,; as.:
vou must have cnllJ.: lh.: purchas.: m YlJur homo:: stute or. Ii nut wI\hil1.~o~tr 1Om~ ~t:J.lo;;. W.lt, Ill.. m.1 <.::iO:: ....-, . => , .. " "w r 8-\.'\:"':' \W
pril.:"; must l1a\'1.: bc...:n mure th:ll1 S50. TIn:so:: limil;J.tions Ju not ~prly II elth<:r w.;: 0r Q.\.';": Or A\lERIL. \ J\~110r 0p<:r:u<: th..: fn\:r<,;ham. 0r II <:l0 .
..\.\[ER1C..\ m~il.;d ymL thl.: :,1.l.!\\;rtis..:m":l1( lor ell..: prop..:rt;. ,lr S,,:(\'jl,,::""S.
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VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D. #72094
PARK LAW ASSOCIATES, P.C.
25 East State street
P.O. Box 1779
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND, PENNSYI,VANIA
FIRST SELECT CORPORATION
Plaintiff
VS.
SANTOS TORRES
Defendant
.!
NO. 00-5995
PRAECIPE TO REINSTATE COMPLAINT
TO THE PROTHONOTRY:
Please reinstate the enclosed Civil Action.
Respectfully submitted:
PARK LAW ASSOCIATES, P.C.
BY:
VALERIE ROSENBLUTH PARK, ESQUIRE
THIS IS AN ATT:e:MPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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PARK LAW ASSOCIATES, P.C.
ATTORNEY I.D. #72094
25 E. State Street
P.O. Box 1779
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY
FIRST SELECT CORPORATION
Plaintiff
VS.
SANTOS TORRES
Defendant
NO. 00-5995
VERIFICATION OF SERVICE
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF BUCKS
Valerie Rosenbluth Park, Esquire, being duly sworn according to
law deposes and says that she did serve the Defendant SANTOS TORRES ,
at last known address located at 203 W MAIN ST,WALNUT BOTTOM, PA 17266-
9708, by United States Certified Mail, Return Receipt Requested,
Postage Paid, and First Class Mail with a true and correct copy of the
Complaint which was filed in the. Court of Common Pleas in the above
captioned matter and with the appropriate Notice to Plead as set forth
in Pennsylvania Rules of civil Procedure.
Service by mail was accomplished on 07/06/2001 in accordance with
Pennsylvania Rule of Civil Procedure and the prior Order of this Court
allowing for alternate service.
Proof of service by Certified Mail is attached hereto, made a part
hereof, and marked Exhibit "A". Proof of service by First Class United
States Mail, Postage Paid is a Certificate of Mailing attached hereto,
made a part hereof, and marked Exhibit "B".
Valerie Rosenbluth Park, Esquire further understands that false
statements made herein are subject to the penalties of 18 PA C.S.4904
relating to unsworn falsification to authorities.
PARK
BY:
V ERIE ROSENBLUTH PARK, ESQUIRE
ATTORNEY FOR PLAINTIFF
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