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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Defendant{s)
: NO. 00 - (PU..b
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COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plaza al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previa aviso 0
notificacion. Ademas. la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
est a demanda. Usted puede perder dinero 0 sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO 1MMED1ATAMENTE, S1 NO T1ENE ABOGADO
o S1 NO TIENE EL DlNERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OF1CINA CUYA D1RECC10N SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONnE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013-3387
717-249-3166 or 800-990-9108
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NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
currelllt creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
Isl Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: Dauphin Deposit Bank and Trust Company
Assignee: EMCMortgage Corporation
Recording Date: 5/17/99 Book: 613 Page: 145
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant (s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with PA.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 4430 Sears Run Drive
MUNICIPALITY/TOWNSHIP/BOROUGH: Township of Hampden
COUNTY: Cumberland
DATE EXECUTED: 9/30/91
DATE RECORDED: 10/7/91 BOOK: 1031 PAGE: 27
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
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said Mortgage itemized below, shall be immediately due.
S. After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
9/5/00:
Principal of debt due and unpaid
Interest at 9.75% from 5/1/00
to 9/5/00
(the per diem interest accruing on
this debt is $9.13 and that sum
should be added each day after
9/5/00)
$34,190.12
1,168.64
Title Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
250.00
280.00
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $117.78 and that sum should
be added on the first of each
month after 9/5/00)
39.24
Late Charges
(monthly late charge of $15.87
should be added on the fifteenth of
each month after 9/5/00)
158.70
Other Fees
784.96
Attorneys Fees (anticipated and actual
to 5% of principal)
1.709 "i]
TOTAL
$38,581.17
7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
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mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, in
accordance with the requirements of those acts, on the date
appearing on the copy attached hereto as Exhibit "A", and.made part
hereof, and defendant(s) have failed to proceed within the time
limits, or have been determined ineligible, or Plaintiff has not
been notified in a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $38,581.17 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
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Mark J. Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
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THAT CERTAIN LOT OF GROUND, TOGETHER WITH THE IMPROVEMENTS THEREON ERECTED,
SITUATE IN THE TOWNSHIP OF HAMPDEN, COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANI.i\,,
BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT:
BEGINNING AT A POINT ON A PUBLIC ROAD LEADING FROM GOOD HOPE MILLS TO ORR' S BRIDGl~,
SAID POINT BEING FORTY-FIVE (45) FEET WEST OF A PRIVATE RIGHT-OF WAY ON PLl\N OF
LOTS HEREINAFTER MENTIONED; THENCE ALONG SAID PUBLIC ROAD IN A WESTERLY DIRECTION,
FORTY-SIX (46) FEET TO A POINT AT LlINDS NOW OR FORMERLY OF JOHN CLINE; THENCE ALOl~G
LlINDS NOW OR FORMERLY OF THE SAID JOHN CLINE' IN A NORTHERLY DIRECTION, ONE HUNDRED
TWENTY-FIVE AND FIVE-TENTHS (125.5) FEET TO A POINT AT LlINDS NOW OR FORMERLY OF
HARRY V. ESSIG AND WIFE; THENCE ALONG LlINDS NOW OR FORMERLY OF THE SAID HARRY B.
ESSIG AND WIFE IN AN EASTERLY DIRECTION, SIXTY-ONE (61) FEET TO A POINT AT LlINDS
NOW OR FORMERLY OF CHESTER W. TUBNS AND WIFE; THENCE ALONG SAID LlINDS NOW OR
FORMERLY OF THE SAID CHESTER W. TURNS AND WIFE IN A SOUTHERLY DIRECTION, ONE
HUNDRED TWENTY-FIVE (125) FEET TO A POINT IN THE AFORESAID PUBLIC ROAD, THE PLACE
OF BEGINNING.
~LO'rNO~'f)ON XJ?Ll\N'OFLOTS-KNOWN--A:S'-SECTIONi'PLl\N 1 LAID OUT IN HAMPDEN
TOWNSHIP BY WILLIAM H. MORGAN, SAID PLl\N BEING RECORDED IN THE RECORDER'S OFFICE ji.T
CARLISLE, PENNSYLVANIA, IN PLAN BOOK NO.3, PAGE 40.
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EMC
Mortgage
Corporation
P 931 120 785
March 22, 2000
*0000001696*
Richard L. Mans
4430 Sears Run Dr
Mechanicsburg, P A 17055
ACT 91 NOTICE. TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE
This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific
information about the nature of the default is provided in the attached pages.
The Homeowners' Emergency Mortgage Assistance Program (HEMAP) may be able to help to save your home. This
notice explains how the program works.
'Fo-seC"if-HEMAP-can-hell> vou; vou mustMEET-WlTHkeONSUME:RCREDIT COUNSELING AGENCY
WITInN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou when vou meet with the
counselin" l\Itency.
The name. address. and phone number of Consumer Credit Counselinl! Al!encies servinl! your county are listed at the
end of this Notice. If YOU have anY Questions, you may call the Pennsylvania Housinl!: Finance Al!:encv toll free at I:
800-342-2397 (persons with impaired hearinl!: can call 7l7-780~1869).
La Notificaion en adjunto es de suma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no
comprende el contenido de esta notificion obtenga una traduccion immediatamente llamando esta agencia
(pennsylvania Housing Finance Agency) sin cargos al numero mencionado arriba. Puedes ser e1egible para un
prestamo por el programa 11amado "Homeowners' Emergency Mortgage Assistance Program" al cualpuede salvar su
casa de la perdida del derecho a redimir su hipoteca.
HOMEOWNER'S NAME(S) : Richard L. Mans
PROPERlY ADDRESS: 4430 Sears Run Dr
Mechanicsburg, P A 17055
LOAN ACCOUNT 1544477
CURRENT SERVICER EMC Mortgage Corporation
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You may be elil!:1'b1e for financial assistance which can save your home from foreclosure and help you make future
mortl!lll!e payments if you comply with the provision of the Homeowners' Emergency Mortgage Assistance Act of
1983 (the "Act"). You may be eligible for emergency mortgage assistance:
if your default has been ca~d by circumstances beyond your control, you have a reasonable prospect ,)f
being able to pay your mortgage payments and if you meet other eligibility requirements established by
the Pennsylvania Housing Finance Agency.
TEMPORARY STAY OF FORECLOSURE- Under the Act, you are entitled to a temponuy stay of the foreclosure 011
your mortgage for thirty (30) days from the date of this Notice; During that time you must arrange and attend a "face-
to-face" meeting with one of the designated consumer counseling agencies listed at the end of this Notice. This
meetinl!: must occur within the next thirty (30) clavs. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE
ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED
"HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO
DATE.
Mac Arthur Ridge n, 909 Hidden Ridge Drive, Suite 200, Irving, Texas 75038
MAILING ADDRESS: P.O. Box 141358, Irving, Texas 75014-1358
EXHiBIT A
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Page two
1544477
CONSUMER CREDIT COUNSELING AGENCIES- If you attend a face-to-face meeting with one of the consumer
credit counseling agencies listed at the end of this Notice, the lender may NOT take further action against you for
thirIy (30) days after the date of this meeting; The names. addresses and telephone numbers of designated consumL!
counseline: ae:encies for the county in which your nr01lertv is located are set forth at the end of this Notice. It is only
necessary to schednle one face-to-face meeting. You should advise this lender immediatelv of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE- Your mortgage is in default for the reasons set forth later iD. tlris
Notice (see following pages for specific information about the nature of your default). If you have tried and are
unable to resolve this problem with the lender, you have the right to apply for financial assistance from the
Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed
Homeowners' Emergency Assistance Application with one of the designated consumer credit counseling agencies
listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they
will assist you in submitting a completed application to the Pennsylvania Housing Finance Agency . Your application
MUST be filed or postmarked within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT
FOLLOW THE OTHER TIME PERIODS SET FORTH IN TIllS LEITER, FORECLOSURE MAY PROCEED
AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WII-L
BE DENIED.
AGENCY ACTION- Available funds for emergency mortgage assistance are very limited. They will be disbursed by
the Agency under the eligtbility criteria established by the Act. The Pennsylvania Housing finance Agency bas six~y
(60) days to make a decision after it receives you application. During that additional time, no foreclosure proceedings
will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the
AgenCy of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY TIlE FILING OF A PETITION IN BANKRUPTCY, TIlE FOLLOWING PART
OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN AITEMPf TO
COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance
HOW TO CURE YOUR MORTGAGE DEFAULT(Brine: it Un to date).
NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at
4430 Sears Run Dr Mechanicsburg, P A 17055 IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the
following amounts are now past due:
(a) 2 Payments @ $435.2~..
(b) Late charge(s) : .
(c) Other charge(s): NSF I/<. Advances
(d) Less; Credit Balance
(e) Total amount required as of'jl3/21/2000:
$870.48
$7935
$20.00
$.00
$969.83
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (if applicable) :
HOW TO CURE THE DEF AiULT- You may cure this defanlt within THIRTY (30) days from the date of this
letter BY PAYING THE TOTAL AMOUNT PAST DUE TO LENDER, WIDCH IS 5969.83, PLUS ANY
MORTGAGE PAYMENTS AND LATE CHARGES (and other charges) WIDCH BECOME DUE DURING
THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check,
or money order made payable to EMC Mortgage Corporation at PO BOX 660735, DALLAS, TX 75222-5749.
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Page three
1544477
iF YOU DO NOT cuRE THE DEFAULT- If you do not cure the default within THIRTY (30) days of
this letter date, the lender intends to exercise its right to accelerate the mortRage debt This means that the
entire outstanding balance of this debt will be considered due immediately, and you may lose the chance
to pay the mortgage in monthly installments. If full payment of the amount of default is not made within
lHIRTY (30) days of the letter date, EMC Mortgage Corporation also intends to instruct their attorneys to start
a legal action to foreclose upon your mortgaged properlY.
IF mE MORTGAGE IS FORECLOSED UPON-. The mortgaged property will be sold by the Sheriff to
payoff the mortgage debt If the lender refers your case to its attorneys, but you cure the delinquency
before they begin legal proceedings against you, you will have to pay the reasonable attorney's fees
actually incurred up to $50.00. However, if legal proceedings are started against you, you will have to pay
the rellSonable attorney's fees actually incurred even if they are over $50.00. Any attorney's fees will be
added to the amount you owe the lender, which may also include their reasonable costs;If YOU cure the
default within the THIRTY (30lDA Y period, you will not be required to pay attorneys' fees.
OTIIER LENDER REMEDffiS- The lender may also sue you personally for the unpaid principal balance,
and all other sums due under the Mortgage.
RIGHTl:'OcURE"nIIfbEFAULt"PR.tORT<HlHERiFF-;S-SALE:I{you have not cured the default within the
lHIRTY (30) day period and foreclosure proceedings have begun, you still bave the right to cure the default and
prevent the sale at any time up to one bour lleforethe Sheriff's Sale. You may do so by payirig the total amount then
past due plus any late charges, charges then due, reasonable attorneys' fees and costs connected with the foreclosure
sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by perfonning
any other requirements under the mortgage. Curing your default in the manner set forth in this Notice will restore
your mortgage to the same position as if you had never defaulted.
EAlUJEST POSSffiLE SHERIFF'S SALE DATE- It is estimated that the earliest date that such sheriff's sale coulld
be held is would be approximately five (5) months from the date of this Notice. A notice of the actual date of the
Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the
longer you wait You may find out at any time exactly what the required payment or action will be by contacting the
lender.
Name of Lender:
Address:
Telephone Number:
HOW TO CONTACT THE LENDER
EMC Mortgage Corporation
PO BOX 660735, DALLAS, TX 75222-5749
1-800-436-7397
EFFECT OF SHERIFF'S SALE- You should realize that a sheriff's sale will end your ownership of the mortgaged
property and your right to occupy'it If you continue to live in the property after the sheriff's sale, a lawsuit to
remove you and your furniture and other belongings could be started by the lender at any time. '
ASSUMPTION OF MORTGAGE- You may not sell or transfer your home. to a buyer or transferee who will asswne
the mortgage debt, provided that all th!j, outstanding payments, charges and attorneys' fees and costs are paid prior to
or at the sale and that the other requireihents of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT
To sell the property to obtain money to payoff the mortgage debt, or borrower money from another
lending institution to payoff this debt
To have this default cured by any third party acting on your behalf.
To have the mortgage restored to the same position as if no default had occurred. (However, you are not
entitled to this right more than three times in a calendar year).
To assert the nonexistence of a default in any foreclosure proceeding or any other lawsuit instituted under
the mortgage documents.
To assert any other defense you believe you may have to such action by the lender.
To seek protection under the federal bankrnptcy law.
Sincerely,
'EMC Mortgage Corporation .
We are attempting to collect a debt, and any information that we receive may be used for that purpose.
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V E RTF TeA T ION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 1.B
Pa.C.S. Section 4904 relati~g to unsworn falsification to
authorities.
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Mark J. Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-06166 P
COMMONWEALTH OF PENNSYLVANIA:
COTJNTY OF CUMBERLAND
EMC MORTGAGE CORPORATION
VS
MAUS RI CHARD L
CPL. MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
MA1JS RICHARD L
the
DEFENDANT
, at 1913:00 HOURS, on the 25th day of September, 2000
at 4430 SEARS RUN DRIVE
MECHANICSBURG, PA 17055
by handing to
RICHARD L. MAUS
a true and attested copy of COMPLAINT - MORT FORE
together with
Non CE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Aff idavi t
surcharge
18.00
8.06
.00
10.00
.00
36.06
So Answers:
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R. Thomas Kline
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day of
09/27/2000
MARK :y, UDREM ~
~iff
Sworn and Subscribed to before
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P othonotary .
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
EMC Mortgage Corporation
Plaintiff
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Richard L. Maus
Defendant(s)
. NO. 00-6166
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the attached Verification for the
Verification attached to the Complaint in Mortgage Foreclosure with
regard to the captioned matter.
MARK J.
EN & ASSOCIATES
DATED: December 13, 2001
BY
(
Mark J. Udren, Esquire
Attorney Plaintiff
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V E R I FIe A T TON
The undersigned, an officer of the Corporation which is the
Plaintiff in the foregoing Complaint or an officer
of the
Corporation which is the servicing agent of Plaintiff, and being
authorized to make this verification on behalf of the Plaintiff,
hereby verifies that the facts set forth in the foregoing Complaint
__ are taken from records maintainedby~pers9n.f3_13up~ervis~LI::ly~.t.!1e __~___
updersigned who maintain the business records of the mortgage held
by Plaintiff in the ordinary course of business and that those
facts are true and correct to the best of the knowledge,
information and belief of the undersigned.
The undersigned understands that this statement is made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
--Date,
La".;)., -.QQ._
- - ffi?u~--
~.
Titl~, Wanda Collier.
Company, Asst Vice President
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'MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINT:[FF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
Plaintiff
-
- COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Defendant(s)
.
. NO. 00-6166
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSmR AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff's Complai.nt
within 20 days from service thereo:i; and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
~~~,_. Interest Per Complaint
From 9/6/00 to 12/13/01
Late charges per Complaint
From 9/6/00 to 12/13/01
Escrow payment per Complaint
From 9/6/00 to 12/13/01
$38,581.17
4,236.32
238.05
1.766.70
TOTAL
.$44.822.24
I hereby certify that (1) the addresses of the Plaintiff a.nd
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
I
i
I
& ASSOCIATES
Mark J. Udr ~ ESQUIRE
Attorney for Plaintiff
::41 ;).Ob'
f
AS '~&;= ~
~~ ~ /:2.
PRO RO Y
DAMAGES ARE
DATE: ~C' r
HEREBY ASSESSED
if,~
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
ll'iIi-411?-IiQOO
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Defendant(s)
NO. 00-6166
December 21, 2000
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FINO OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTIFICACION IMPORTANTE
DATED: .
TO:
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DE BE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONOE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO :BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF ,COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Defendant(s)
NO. 00-6166
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF ~$
COUNTY OF -rarf?1nt-
SS
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either asPlaihtiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s) are not in the
Military or Naval service of the U~ited States of America or its
Allies as defined in the Soldiers and Sailors civil Relief Act of
1940, as amended, and that the age and last known residence and
employment of each Defendant are as follows:
Defendant:
Age:
Residence:
Employment:
Richard L. Maus
Over 18
As captioned above
Unknown
~~t2~=
Company: AlSt. Vice President
Sworn to and subscribed
before me this tni day
of 0Ybta: , 2000.
~C.~
Notary Public
!~[~.. FR!;IDA L. HOLDEN
\~~~:J MY COMMISSION EXPIRES
,::!!.;~~~}.. MARCH 12, 2003
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINT:[FF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Defendant(s}
.
. NO. 00-6166
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
$44.822.24
Interest From December 14. 2001
to Date of Sale June 5. 2002
Per diem @$9.13
1. 588.62
(Costs to be added)
$
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U
ark J. Udren, ESQUIRE
ATTORNEY FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO.04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTlCFF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
.
. NO. 00-6166
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Defendant(s)
CERTIFICATE TO THE SHERIFF
I HEREBY CERTIFY THAT:
I. The judgment entered in the above matter is based on an Action:
-----A. In Assumpsit (Contract)
____B. In Trespass (Accident)
--X-C. In Mortgage Foreclosure
____D. On a Note accompanying a purchase money mortgage and the propelCty
being exposed to sale is the mortgaged property.
II. The Defendant(s) own the property being exposed to sale as:
.--X...A .
____E.
____C.
____D.
____E.
____F.
An individual
Tenants by Entireties
Joint Tenants with right of survivorship
A partnership
Tenants in Common
A corporation
III. The Defendant(s) is (are):
~A.
____B.
____C.
Resident in the Commonwealth of Pennsylvania
Not resident in the Commonwealth of Pennsylvania
If more than one Defendant and either A or B above
state which Defendant is resident of the
Pennsylvania.
Resident:
is not applicable,
Commonwealth of
ESQUIRE
# as above
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTJCFF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
.
: MORTGAGE FORECLOSURE
Plaintiff
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
.
. NO. 00-6166
Defendant(s)
C E R T I FIe ATE
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
Vacant
x Act 91 procedures have been fulfilled.
( Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
II
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTl:FF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
.
- NO. 00-6166
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
EMC Mortgage Corporation, Plaintiff in the above action, by its attorney,
Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ
of Execution was filed the following information concerning the real
property located at: 4430 Sears Run Drive, Mechanicsburg, PA 17055
1. Name and address of Owner(s) or reputed Owner(s) ;
Name Address
Richard L. Maus
4430 Sears Run Drive, Mechanicsburg, PA 17055
2. Name and address of Defendant(s) in the judgment:
Name Address
Same as #1 above
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Hampden Township
230 S. Sporting Hill Rd,
Mechanicsburg, PA 17055
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
Dauphin Deposit Bank
and Trust Company
213 Market Street, Harrisburg, PA 17101
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ame and address of every other person who has any record lien on t:he
"",iperty:
~ame Address
None
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Sq., Carlisle, PA 17013
Domestic Relations Section
13 N. Hanover St, Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and~_~address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff h~s
in the property which may be affected by
Address
Tenants/Occupants
4430 Sears Run Drive, Mechanicsburg, PA 17055
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
DATED: December 13, 2001
EN & ASSOCIATES
M k J. Udren, ESQ.
torney for PIa' iff
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MARK J. ODREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
- COURT OF COIVlMON PLEAS
CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
. NO. 00-6166
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Your house (real estate) at 4430 Sears Run Drive, Mechanicsburg, PA
17055 is scheduled to be sold at the Sheriff's Sale on June 5, 2002, at
10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse,
Carlisle, PA , to enforce the court judgment of $44,822.24, obtained by
Plaintiff above (the mortgagee) against you. If the sale is postponed,
the property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S-RIGHTS
YOU MAY Bl< ABLE TO PREVENT THIS SHERIFF'S SALE
TO prevent this Sheriff's Sale, you must take immediate actio~
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees~
you may call: (856) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also a,sk
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, t.he
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGlcrs
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff. you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6 . You may be entitled to a share of the money which was paid for 'Your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OOT WIIERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, FA 17013-3387
717-249-3166 or 800-990-9108
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren
,
ATTY I.D. NO. 04302
104.0 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00-6166
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of ~,hich
is attached hereto as Exhibit "A", was sent to every recorded lienholder and
every other interested party known as of the date of the filing of the
Praecipe for the Writ of Execution, on the date(s) appearing on the attached
Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, ~mich
was signed for by Defendant (s) on the date specified on the said Return
Receipt. Copies of the said Notice and Return Receipt are attached hereto as
Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by pere;onal
service on the date specified on the attached Return of Service, attached
hereto as Exhibit "B".
4. If serv~ce was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B".
All Notices were served within the time limits set forth by Pol Rule C.P.
3129.
This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904
relating to unsworn falsification to au orities.
Dated: May 1, 2002
J. UDREN & ASSOCIATES
BY:
Mark J. Udren, Esquire
Attorney for Plaintiff
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MARK J. UDREN& ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ. 08034
856-482-6900
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 00-6166
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Defendant(s)
DATE: December 19, 2001
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): Richard L. Maus
PROPERTY: 4430 Sears. Run Drive, Mechanicsburg, PA 17055
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the
Cumberland County Sheriff's Sale on March 6. 2002, at 10:00 A.M.,
in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle,
PA. Our records indicate that you may hold a mortgage or judgment
on the property which will be extinguished by the sale. You may
wish to attend the sale to protect your interests.
A Schedule of Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later that 30 days after sale.
Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the
schedule.
EXHIBIT A
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EMC Mortgage Corporation
VS
Richard 1. Maus
In The Court of Common Pleas of
Cumberland Connty, Pennsylvania
Writ No. 2000-6166 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney Mark J. Udren.
Sheriff s Costs:
Docketing
Surcharge
Law Library
Prothonotary
Mileage
Levy
Advertising
Posting Handbills
Share of Bills
Poundage
Law Journal
Patriot News
Postpone Sale
Certified Mail
30.00
20.00
.50
1.00
17.94
15.00
15.00
15.00
25.20
64.00
311.90
270.55
20.00
2.79
$808.88 paid by attorney
08/28/02
Sworn and subscribed to before me So Answers:
This 9~ day of ~ r~ ~..~ ~---r..t1
n -./ R. Thomas Kline, Sh.eriff
2002, A.D. ~t2 ~, ~ . (I .-.1J
By.Jc<ll"y~
Prothonotary Real Esi2lte Deputy
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MARK J. UDREN & ASSOCIATES
BY:._~ark J. Udren, Esquire
ATTY LD. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
-
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
.
. NO. 00-6166
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
EMC Mortgage Corporation, Plaintiff in the above action, by its attorney,
Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ
of Execution was filed the following information concerning the real
property located at: 4430 Sears Run Drive, Mechanicsburg, PA 17055
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Richard L. Maus
4430 Sears Run Drive, Mechanicsburg, PA 17055
2. Name and address of Defendant(s) in the judgment:
Name Address
Same as #1 above
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Hampden Township
230 S. Sporting Hill Rd,
Mechanicsburg, PA 17055
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
Dauphin Deposit Bank
and Trust Company
213 Market Street, Harrisburg, PA 17101
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5. Name and address of every other person who has any record lien on the
property:
Name Address
None
6. Name and address of every other person who has any record' interest' in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Sq., Carlisle, PA 17013
Domestic Relations Section
13 N. Hanover St, Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and__address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
4430 Sears Run Drive, Mechanicsburg, PA 17055
.I verify that the statements made in this affidavit are true and correct
to the best of my personal. knowledge or information and belief. I
understand that false statements herein are'made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authoritie:s.
DATED: December 13, 2001
Ma k J. Uqren, ESQ.
ttorney for Pla'tiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, TX 75038
: COURT OF COMMON PLEAS
CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
. NO. 00-6166
Defendant(s)
NOTICE OF SHERIFF'S SALE-O-LREAI. PROPERTY
TO: Richard L. Maus
4430 Sears Run Drive
Mechanicsburg, PA 17055
Your house (real estate) at 4430 Sears Run Drive, Mechanicsburg,PA
17055 is scheduled to be sold at the Sheriff's Sale on June 5, 2002, at
10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse,
Carlisle, PA , to enforce the court judgment of $44,8.22.24, obtained by
Plaintiff above (the mortgagee) against you. .If the sale is postponed,
the property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVF.NT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you 'must take ~iate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (8,6) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to stri.ke
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
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YOU MAY STILL-BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIrnITS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be .sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2.
was grossly
You may be able to petition the Court to set aside the sale if the bid price
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
s. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for 'your house.
A schedule pf distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be . receiving that
money. The money will be paid out in accordance with this schedule unless excepti\'Jns
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting y,our home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS I?APER TO YOUR. LAWYER. AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEI?HONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU '::AN
GET LEGAL HELl?
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, I?A 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, I?A 17013-3387
717-249-3166 or 800-990-9108
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/ ALL THAT CERTAIN LOT OF GROUND, TOGETHER WITH THE IMPROVEMENTS THEREON ERECTED,
SITUATE IN THE TOWNSHIP OF Hl\MPDEN, COUNTY OF CtlMBERLAND AND STATE OF PENNSYLVAN:CA,
BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT:
BEGINNING AT A POINT ON A PUBLIC ROAD LEADING FROM GOOD HOPE MILLS TO, ORR' S BRID.GE,
SAID POINT BEING FORTY-FIVE (45) FEET WEST OF A PRIVATE RIGHT-OF WAY ON PLAN OF
LOTS HEREINAFTER MENTIONED; THENCE ALONG SAID PUBLIC ROAD IN A WESTERLY DIRECTION,
FORTY-SIX (46) FEET TO A POINT AT LANDS NOW OR FORMERLY OF JOHN CLINE; THENCE ALONG
LANDS NOW OR FORMERLY OF THE SAID JOHN CLINE IN A NORTHERLY DIRECTION, ONE HUNDRIm
TWENTY-FIVE AND FIVE-TENTHS (125.5) FEET TO A POINT AT LANDS NOW OR FORMERLY OF
,HARRY V. ESSIG AND WIFE.. THENCE ALONG LANDS NOW OR FORMERLY OF THE SAID HARRY B.
ESSIG AND WIFE IN AN EASTERLY DIRECTION, SIXTY-ONE (61) FEET TO A POINT AT LANDS
NOW OR FORMERLY OF CHESTER W. TURNS AND WIFE; THENCE ALONG SAID LANDS NOW OR
FORMERLY OF THE SAID CHESTER W. TURNS AND WIFE IN A SOUTHERLY DIRECTION, ONE
HUNDRED TWENTY-FIVE (125) FEET TO A POINT IN THE AFORESAID PUBLIC ROAD, THE PLACE
OF BEGINNING.
BEING LOT NO. 6 ON A PLAN OF LOTS KNOWN AS SECTION 1 PLAN 1 LAID OUT IN Hl\MPDEN
TOWNSHIP BY WILLIAM H. MORGAN, SAID PLAN BEING RECORDED IN THE RECORDER'S OFFICE AT
CARLISLE, PENNSYLVANIA, IN PLAN BOOK NO.3, PAGE 40.
._C :.......,,'_~"~,,~-'-".:..;.._:........__.._.'--'
BEING KNOWN AS 4430 SEARS RUN DRIVE, MECHANICSBURG, PA 17055
PROPERTY TAX PARCEL NO.: 10-18-131-1-012
TITLE TO SAID PREMISES IS VESTED IN RICHARD L. MAUS, SINGLE MAN, BY
DEED FROM SHIRLEY L. GAYMAN, NOW KNOWN AS SHIRLEY L. COSMOS, AND
PETE COSMOS, WIFE AND HUSBAND, DATED 9/30/91, RECORDED 10/7/91, IN
DEED BOOK I 35, PAGE 561.
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 00-6166 CIVIL ~{ TERM
CIVIL ACTION - LAW -
TO THE SHERIFF OF Cumberland
To satisfy the debt, interest and costs due
COUNTY:
EMC Mortgage Corporation
PLAINTIFF(S)
from Richard L. Maus, 4430 Sears Run Drive, Mechanicsburg, PA 17055
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of __
GARNISHEE($) as follows:
and to notny the garnishee(s) that: (a) an allachment has been issued; (b) the garnishee(s) is/are enjoined from paying ,any
debt 10 or for the accounf of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If propertyoflhe defendant(s) not levied upon an subject to allachment is lound inthe pos,session of anyone other
than a named garnishee. you are directed to notify himlherthat he/she has been added as a garnishee and is enjoined as abI)ve
stated.
Due Prolhy
Other Costs
$.50
$1.00
Amount Due $44.822.24
from 12/14/01 to Date of sale
Interest 6;::;;02 l-'''.L a.:.e." @ 9.13 $1,588.62
Ally's Comm %
L.L.
Ally Paid
Plaintiff Paid
$108.06
Date:
!)f,(,pffiher 21, 2001
Curtis R. Long
Prothonotary, Civil Division
-by. A'h- L P 7r;>>;?,"Yt.,f
Deputy
REQUESTING PARTY:
Name Marl<: J. Udren. Esq.
Address: 1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone: 856-482-6900
Supreme Court ID No. 04302
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--;.
REAL ESTATE SALE NO.2-
On February 5, 2002, the sherifflevied upon the
defendant's interest in the real property situated in
Hampden Township, Cumberland County, P A,
known and numbered as 4430 Sears Run Drive,
Mechanicsburg, and more fully described on Exhibit "A" filed
Date: February 5, 2002
By: Ji)C~ j~
Real Estate Deputy
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c:;:n]
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with this writ and by this reference incorporated herein.
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REAL ESTATE SALE No.2
Writ No. 2000-6166
C1vllTerm
EMC Mortgage CorporaUon
v.'
Rlchard L Maus
Ally: Mark J. Udren
!!ESCRJP1'ION .
ALL THAT CERTAIN lot of ground, together
with the improyernerilii thereon eq:cted, sitUate in
the Township ttf Rampc(cl\" County Qf
Cumberland and state of Pt.:nn.~y{vania, bounded
and descnOed a:; fonow~, to wit
BEGINNING at a pol.1ton a public road leading
rrom Good Hope MitIs to Orr's Bridge, said point
bejngforty~five(4S) feet west ofa private right-
of-way on PIan of Lots hereinafter mentioned;
thence at~aid public road in a westerly
direction, forty-:.ix '(46) feet to a point at lands
nbW or formerly of John Cline; thence along
!ands now or formerly or the said JohnOine in a
rionherly direction, one hundred twenty-five and
th.e-tentbs HZS5} feet to a, point at lands now or
fomferly'ofHarryV; E.~sig and Wife; thence <IlIJng
hInds now or f~n'nerly of the said Harry B. Essig
and wife in an easterly d1rectiOD! sixty-one (61)
feet to a point of lands now or formerly of
Chester W. Turns and wi.fe; thence along said
lands now Qr funnerly of the saiu Chesler W.
Turns and wife ill a sautherly ~on. one
hundred twenly-pve (125) feet to' 8. point 111 the
aforesaid plllJlk road, the pJaceofBEGJNN1NG.
BEING Lot No.6 on a PLin of Lots knowll as-
, Section 1 Plan 1 laid oot in Hampden Township
by William H. Morgan, said plan being recorrled
in the Recorder's' Office at Carlisle,
Pimnsylv:mill, in Plan Boo~ No. '3, Page40:
BEING KNOW"N as 44:30 Sears Run Drive,
: Mechanicsbuzg, PA 17055.,
PROPERTY TAX PARCEL NO,: 10-18.131-1.
012-
, TITLE to said premises is vested 'in Ri~hard L.
:' MalIS, single roan,. by dee'd from Shirley L.
C:OSnloS, and' Pete Cosmos. wife and busband,
. dareo9l10l91. "",rderl in 1017191, iri Dred Book
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, t 929
Commonwealth of Pennsylvania, County of Dauphin} ss
Frank J. Epler being duly sworn according to law, deposes and says:
That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws 011 the
Commonwealth of Pennsylvania, with its principal office and place of business at 8t2 to 818 Market Street, in the
City of Harrisburg, County of Dauphin, State .of Pennsylvania, owner and pUblisher of The Patriot-News and The
Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid: that The Patriot-News and The Sunday Patriot-News were established March 4th,
t 854, and September 18th, 1949, respectively, and all have been continuously published ever since:
That the printed notice or publication which is secureiy attached hereto is exactly as printed and published in
their regular daily andlor Sunday! Metro editions which appeared on the 23rd and 30th day(s) of April 2002 and the
7th day(s) of May 2002. That neither he nor said Company is interested in the subject matter of said printed notice
or advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pu~suantto a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
SALE #2
(~...~
worn to and ~1IM!d helme m
Tony L. Russell, Notary P'Ub Ie
Harrisburg, Dauphin County
My Comrolssion Expires June a. NO ARY PUBLIC
P n,y""ania ASSOGiation Of Notari,~ .. .
Member, an " My commisSion explles June 6, 2002
CUMBERlAND COUNTY SHERIFFS OFFICE
CUMBERlAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
,
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
268.80
1.75
270.55
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of genEiral
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By....................................................................
,J: ?l~
""
REAL ESTATE SALE NO.2
Writ No. 2000-6166 Civil
EMC Mortgage corporation
vs.
Richard L. Maus
Atty.: Mark J. Udren
ALL THAT CERTAIN lot of ground.
together with the improvements
thereon erected. situate in the ToWIl-
ship of Hampden. County of cumber-
land and State of Pennsylvania,
bounded and described as follows,
to wit:
BEGINNING at a point on a pub-
lic road leading from Good Hope
Mills to Orr's Bridge, said point be-
ing forty-five (45) feet West of a pri-
vate right-of way on plan of Lots
hereinafter mentioned: thence along
s-aid public road in a westerly di."
rection. forty-six (46) feet to a point
at lands noW or formerly of John
Cline; thence along lands noW or
formerly of the said John Cline in a
northerly direction. one hundred
twenty-five and five-tenths (125.51
feet to a point at lands nOW or for-
merly of Harry V. Essig and wife:
thence along lands noW or formerly
of the said Harry B. Essig and wife
in an easterly direction. stxty-one
(61) feet to a point at lands noW or
formerly of Chester W. Turns and
wife: thence along said lands noW
or formerly of the said Chester W.
Turns and wife in a southerly di-
rection. one hundred twenty-five
(125) feet to a point in the aforesaid
public road. the place of begirIDiUll.
BEING Lot No. 6 on a plan of Lots'
known as Section 1 Plan 1 laid out
in Hampden Township by William
H. Morgan. said Plan being recorded
in the Recorder's Office at Carlisle.
Pennsylvania. in Plan Book No.3.
page 40.
BEING known as 4430 Sears Run
Drive. Mechanicsburg. PA 17055.
PROPERTY TAX pARCEL NO.'
10_18-131-1-012.
TITLE TO SAID PREMISES IS
VESTED IN Richard L. MallS. single
man. by deed from Shirley L. Gay-
man. noW known as Shirley L. Cos-
moS, ~d Pete Cosmos. wife and
husband. dated 9/;30/91. recorded
10/7/91. In Deed Book I 35. page
561.
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. 1.1784
STATEOFPENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor ofthe Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regnlarly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regnlar editions and issues ofthe said Cumberland Law
Journal on the following dates,
VIZ:
APRIL 26, MAY 3,10,2002
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
SWORN TO AND SUBSCRIBED before me this
10 day of MAY. 2002
NOTARIAL
LOIS E. SNYDER. Notary PublIc
,; GaIlisle BolO. Cumberland COIIIIy
! My Cor"..mls8lon Expires Man:ll5. m