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Home My WebLink About00-06175 . ~..~~.~...... 0. ,. , ' ~~ ' ~"I.;;"'c C) PETER J. SYMONS, JR Prothonotary FAYE M. GUYHSEJ First Deputy DEBORAH A. CONWAY Serond Deputy CHARLES M. MILLER Solicitor OFFICE OF THE PROTHONOTARY SCHUYLKILL COUNTY COURT HOUSE 401 N 2ND ST POTI'SVILLE, PA 17901.2520 Telephone: (717) 628.1270 August 28, 2000 120. 0-0 - & /1.5 CWiT/ a.-. prothonotary Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 IN RE: 8-1156-2000 KEYSTONE FIN BK VS. K, SHAFFER ORDER TO TRANSFER Dear Prothonotary; Pursuant to Judge Russell's Order of Court dated August 24, 2000, please find all record papers enclosed. I've enclosed certified docket entries in reference to the same. The court has ordered plaintiff to pay costs to transfer and remove the record papers. If anything further is required, please don't hesitate to call. Thanking you in advance for your immediate attention to this matter. ;' \ ENCLOSURES \ 1'-,,---" ~ -,-~ "~- - ~ "~~.~-'-<",,: :; ~"':, o o D~\T: S-1156-2000 ~~ NOTICE OF APPEAL FILED: 06/06/2000 at 01:51PM FROM DISTRICT JUSTICE JUDGEMENT ------------------------------------------------------------------------------- PLAINTIFFS DEFENDANTS ------------------------------------------------------------------------------- KEYSTONE FINANCIAL BANK N A SUCCESSOR ONE SOUTH CENTRE STREET POTTSVILLE, PA 17901 ATTY: JOSEPH G ZERBE SHAFFER,KENNETH B 4150 VALLEY ST APT A ENOLA, PA 17025 ATTY: PRO SE -------------------------------------------------------------------------.------ PENNSYLVANIA NATIONAL BANK 1 SOUTH CENTRE ST POTTSVILLE, PA 17901 ATTY: JOSEPH G ZERBE FILING ~T&E 06/06/2000 a,t 01:51PM PLAINTIFFS 20.00/PLAINTIFF STATE TAX (.25) A1Y06/06/2000 at 01:51PM PLAINTIFFS 0.25/PLAINTIFF ATTORNEY ~6/06/2000 at 01:51PM LAINTIFFS 3.00/PLAINTIFF ------------------------------ ' -------------------------- ------------------ SATISFACTION ~06/06/2000 at 01:51PM LAINTIFFS 5.00/PLAINTIFF COMPUTER FUND 1h~ 06/06/2000 at 01:51PM . ~/( PLAINTIFFS 1.1/5.00/0FFICE ---------------------------------------------------- $lRAECIPE/ENTER RULE/WRIT OF CERTIORARI 06/06/2000 at 01:53PM , RO ------------------------- -------------------------- J PROOF OF SERVICE {l; 06/08/2000 at 10 :06AM SE,PRO ~~ ENTIRE RECORD FROM MAGISTRATE 06/15/2000 at 09:54AM REILEY, JAMES ',- ~ , . . ~~ . "'-~ ,,~ __J_' ", - . "-~ '. l!iiliIiMi:ilIl* C) ~ \J DOCKET: S-1156-2000 FILED: 06/06/2000 at 01:51PM NOTICE OF APPEAL FROM DISTRICT JUSTICE JUDGEMENT ---------------------------------------------------------- FILING if--- -------------------------------------------------------------------------- COMPLAINT . 06/15/2000 at 11: 09AM ZERBE,JOSEPH G 10.00/PLAINTIFF ~ ~;~;~;~~~;;-~;-~;~~~~;----------------------------------------------~------ 06/15/2000 at 11:09AM ZERBE,JOSEPH G ~------------------------------------------------------------------.------ ~/PRELIMINARY OBJECTIONS 07/17/2000 at 12:59PM ~c NTYRE,ROBERT B - ------------------------------------------------------------------------- M ERTIFICATE OF SERVICE 07/17/2000 at 12:59PM MACINTYRE,ROBERT B JkCERTIFICATE OF SERVICE 08/02/2000 at 02:15PM ZERBE,JOSEPH G J&REPLY/PRELIMINARY OBJECTIONS 08/02/2000 at 02:15PM ZERBE,JOSEPH G --------------------------------------------------------------------------- ~70RDER OF COURT/COPIES MAILED 08/24/2000 at 03:19PM RUSSELL,JACQUELINE L ----------------------------- --------------------------------------------- J ORDER TRANSFERRING JURISDICTION 108/24/2000 at 03: 19PM RUSSELL,JACQUELINE L ---------------------------------------------------------------------.----- Certified day of PROTMONOTARj' PROTHONOTARY )I,y {'Almmillfion ~ires Jir~ ll:oa~ of JmiUalY 2004 ;-;"",,,' .. lf1;J,;~~ 1 ! )] "I '.,1' , '~ .. ,~"'I" , .' ,,,' ~ '>:C_:T/,~Y DO <er.-o I : '-''-.1 'I , ./ I')' 'j I l". .) ~ e'I,I:' , ..' ',n, UI~'j~)...:.hU"i '~LJ ( ,'! }i y~yv PENNSYLVAI~i,~' , 'o~""'''''''''''._=. ~ ~~ .. " ,,~ C~""'l fo' ; '. , ., ".~~ill~.."","~,__" !J~l!!!'~~~~~~:m~~!. ~"'-""T'" ~ "'~I ..IIilll ~ '0' . ~ .'-.. ,",,', ","""". . f""I '.w' o J#'--' COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY--CIVIL ACTION-LAW KEYSTONE FINANCIAL BANK, NA successor by name change to PENNSYLVANIA NATIONAL BANK, Plaintiff No. S-1156-00 vs. KENNETH B. SHAFFER, Defendant v..l f-.< <.0 ;g g Joseph G. Zerbe, Esquire - for Plaintiff Robert B. Macintyre, Esquire - for Defendant ORDER OF COURT RUSSELL, J. AND NOW, this ~ day of August, 2000, at jo: CX) o'clock LM., upon consideration of Defendant's preliminary objections and Plaintiffs response, it is hereby ORDERED Defendant's objection on venue is SUSTAINED. The action is transferred to the Court of Common Pleas of Cumberland County. The Prothonotary of this Court shall forward to the Prothonotary of the Court of Common Pleas of Cumberland County certified copies of the docket entries, process, pleadings, depositions, if any, and all other papers filed in the action. The costs and fees of the transfer and removal of the record shall be paid by Plaintiff. Defendant's preliminary objection in the nature of a motion for a more specific pleading is DENIED and DISMISSED. / BYTHn" ----ti~Sll!<)' """" g "0 ..c:. !----' ,:~< '", . 0 -;"io,""',_ t;.)_::.:::-" ,,":. J-~' , ", . r:::. -0( ',' ;;;? {,: - ~ "- - - __,-',,",~ >.N-, ~-__ ~"'~~-n __,,"_~__",,_,-,j"'~ "--_,,;9,,' ~,,,~.-,, ,_,_ :;--""'''-~;:;:'''''o,'i.,,,,'_, ,--+-,<" ,.",~ o o IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A., successor by name change to PENNSYLVANIA NATIONAL BANK, NO. S-1156-00 Plaintiff vs. KENNETH B. SHAFFER, Defendant ORDER AND NOW, this day of August, 2000, upon consideration of the Defendant's Preliminary Objections and the Plaintiffs Response thereto it is hereby Ordered a) venue of this case shall be moved to the Court of Common Pleas of Cumberland County; and b) the Defendant's preliminary objections for a more specific pleading are dismissed; and c) the Defendant shall have twenty (20) days from the docketing of this case in Cumberland County to file an Answer to Plaintiffs Complaint By the Court J " .., ~. ~.-~ ...-,- "'.' . ,.~ ,<-,~' ".0,,'" .M<~ _."-';-__"'~ .,_ iliIiti o o IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW @J KEYSTONE FINANCIAL BANK, N.A., successor by naple change to PENNSYL VANIA NATIONAL BANK, NO. S-1l56-00 Plaintiff vs. ~ .,., KENNETH B. SHAFFER, r-.' CERTIFICATE OF SERVICE '" .... \J\ ~ = ~~ :~; S, ;; -- :::--a-'1~ t:?r---c c'-o '" I-"om;' _ "Xi -< . -0 (,,, ,.. Defendant AND NOW, this l. ~r . = day of August, 2000, I, Joseph G. Zerbe, Esquire, of the law rr'rm of ZIMMERMAN, LIEBERMAN & DERENZO, LLP, attorneys for the Plaintiff, hereby certify that I served a true and correct copy of the within Response of Keystone Financial Bank, N.A., Consenting to Change of Venue Raised by Defendant's Preliminary Objections this day by depositing the same in the United States Mail, postage prepaid, in the Post Office at Pottsville, Pennsylvania, to the parties addressed to the following: Robert B. Macintyre, Esquire Attorney for Defendant 6000 Linglestown Road P.O. Box 6656 Harrisburg, P A 17112 BY: ZIMMERMAN, IE ERMAN & DERENZO, LP I:\DOCS\SHELL\JGZ\KMM6397 c_ - .- -.-.- -"~'~---'""""'- -~ ',-'""-'- {-. '--~"~~"=-=--~--~"-"""'"". --tt~ o o IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A., successor by name change to PENNSYLVANIA NATIONAL BANK, NO. S-1156-00 Plaintiff vs. ;r.::"'" ~ KENNETH B. SHAFFER, r--" Defendant N t;; -0 :$ ~ $ RESPONSE OF KEYSTONE FINANCIAL BANK, N.A., CONSENTING TO CHANGE OF VENUE RAISED BY DEFENDANT'S PRELIMINARY OBJECTIONS The Plaintiff, KEYSTONE FINANCIAL BANK, N.A., by and through its attorney's Zimmerman, Lieberman & Derenzo, L.L.P., hereby responds to Defendant's Preliminary Objections as follows: I. PROCEDURAL HISTORY The instant action was initiated by the Plaintiff, Keystone Financial Bank, N.A., acting without counsel by the filing of a District Justice Complaint before the Honorable James Reiley of District Court 21-3-07 on or about February 15,2000. After a hearing before District Justice Reiley, the District Justice entered judgment in favor of Keystone Financial Bank, N.A., and against the Defendant in the amount of $6,774.94. The Defendant, Mr. Shaffer filed an Appeal of the District Justice's judgment to the above term and number in the Court of Common Pleas of Schuylkill County. After the Appeal was filed, Keystone Financial Bank, N.A., through counsel filed and served upon the Defendant, a Complaint to the above term and number. The Defendant has now filed Preliminary Objections to the Plaintiff's (j) ~:~~~\~~ tDr-a 'o,o_! !-' m}r (';i. -;;J - < ...... . -0 en 3>' -, , ~'-. -- .'.' , '''' ,.-; ,', -, ",;~",-" "-e-,~_--' "1__. .',"ii" y-",-' >_, _,' ['_" _>~ C' '~;-_~_,>:C-'_"" ";';0" ,,--;- c'2k..} 'iIilI1 o o Complaint alleging I) improper venue; and 2) failure to plead paragraph 6 of the Complaint specifically enough. II. Kevstone Financial Bank. N.A.'s. Consent to Change of Venue. Rather than oppose the Defendant's Preliminary Objection raising improper venue, Plaintiff, Keystone Financial Bank, N.A., consents to this Court entering an Order changing venue to Cumberland County, which is the County where the Defendant resides.l III. Response to Preliminary Obiection Requesting More Specific Pleading The instant action is based on the Defendant's failure to abide by his vehicle lease with Keystone Financial Bank, N.A. The Bank in its Complaint is suing for the deficiency due under the lease after the Defendant, defaulted on the lease for non-payment, the vehicle was repossessed, sold by Bank in a commercially reasonable manner and the proceeds of the sale which were applied to the Defendant's lease account were not sufficient to payoff the account. The Defendant, through counsel, objects to Paragraph 6 of the Plaintiff Complaint as not being specific enough. Paragraph 6 of the Plaintiff s Complaint states "The Defendant defaulted under the terms of said lease." This averment is immediately after Paragraph 5 of the Complaint which sets forth the Defendant's monthly payments pursuant to the lease. The Complaint goes on to indicate that after the default averment in Paragraph 6, the leased vehicle was repossessed, sold and demand made for the deficiency. A copy of the Statement of Sale letter demanding the deficiency balance of $6,652.44 is attached to the Complaint. The Defendant is being sued for his failure to pay the deficiency, not for his initial default averred in Paragraph 6 of the Complaint which led to the repossessIOn. 1 See Paragraph 2 of Defendant's Preliminary Objections, which admits Defendant's residence is at 4150 Valley Street, Apartment A, Eno1a, Cumberland County, Pa. 2 ",- '" ~ ",,~.' ,,__~.,~~~'"' 0',"", ",-,__,_ ''Oi,O'_, 0'-' "''''''"''''_"'- ',,,, , o o Accordingly the averments of Paragraph 6 of the Complaint do not need to be pled more specifically. For the reasons set forth above, the averments of Paragraph 6 are not essential to the action. Plaintiff is not suing Defendant for the default averred in Paragraph 6. Plaintiff is suing the Defendant for his default in paying the deficiency balance after repossession and sale of the vehicle. These facts are specifically set forth in Paragraphs 10, II, 15 and Exhibit "C" which is attached to and incorporated into the Complaint. Moreover, the Defendant is aware ofthe type of default averred in Paragraph 6, it was for non payment. This is just an excuse to try and delay the instant proceeding. Finally, to Plaintiff's knowledge the Defendant has failed to follow the Rules of Civil Procedure in that the Defendant has failed to Brief its Preliminary Objections and therefore the Defendant's objection should be waived. Respectfully Submitted, ZIMMERMAN, LIEBERMAN & Joseph G. e Attorney or RENZO,LLP BY: 3 .' '~' ~I " "">,,C"'''-''.'-. " '.'.,,,,,'.',,)' ~'~;--,-,- "j<'i;'~;.~k',_;"'\-",-,,' "'~'~' " ,",:,:"~,-:,C-'oi...:i;._ :_'"---'~"-~'~' :":"',l"",..<--",- < o . }J-~ # IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A. successor by name change to PENNSYLVANIA NATIONAL BANK, Plaintiff vs. No. S-1156-00 KENNETH B. SHAFFER, Defendant ,~ .;~CE TO PLEAD TO: Keyst~ne Financial Bank, N.A, successor by name change to Pennsylvania National Bank c/o Joseph G. Zerbe, Esquire Zimmerman, Lieberman & Derenzo, LLP 111 East Market Street P.O. Box 238 Pottsville, PA 17901 -, C-J ;';:;;;-.,.1 You are hereby notified to file a written response to the enclosed preliminary objections within twenty (20) days from service hereof or a judgment may be entered against you. /'.... ",/ //~// obert B. MacInt e Attorney for Defendant 1.0. #36817 6000 Linglestown Road P.O. Box 6656 Harrisburg, PA 17112 (717) 652-9485 ~ ~.~, ,~"y,' . -<< ->:,;"",," --;;""te..".^~_ "':_,, - ->c" ..i,~:_;;; ,.-,'.- ~,--,,-.,,-- ",,,-,^ ", - ;~;~~.'i.";. , o . . IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A. successor by name change to PENNSYLVANIA NATIONAL BANK, Plaintiff vs. No. S-1156-00 KENNETH B. SHAFFER, Defendant ORDER AND NOW, this day of , 2000, upon consideration of Defendant's Preliminary Objection to Plaintiff's complaint on the basis of improper venue, plaintiff's response, and this Court's determination that venue is improper herein under Pa. R.C.P. 1006(a), it is hereby ORDERED that defendant's objections are sustained, and this action is transferred to the Court of Common Pleas of Cumberland County, Pennsylvania, which is a county of proper venue in this matter. The Prothonotary of this Court shall forward to the transferee court certified copies of the docket entries, process, pleadings, depositions and all other papers filed in this action, upon payment by plaintiff of all costs and fees of said transfer and removal of the record. By the Court: J. C'''.-,''--""'-" ~ .1. '"_,.a,,,~O'-"- ,,"'" _~._ "'_",^';..'~~"'__"'__' -'"_~",<', ,'_"c'""-,, "'_'-"~'_;'__',' o . IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A. successor by name change to PENNSYLVANIA NATIONAL BANK, Plaintiff vs. No. S-1l56-00 KENNETH B. SHAFFER, Defendant ORDER AND NOW, this day of , 2000, upon consideration of Defendant's Preliminary Objection to Plaintiff's Complaint in the form of a request for a more specific pleading, plaintiff's response, and this Court's determination that a more specific pleading is necessary, it is hereby ORDERED that plaintiff shall file an amended complaint within 30 days of this Order which specifically identify the manner in which defendant allegedly defaulted under the terms of the Lease. By the Court: J. ,--- -,,-.- c- _> - '.O~_, _~-!", ;..;-'>--'- '=_ -. ;>-',~:"_~_ -__~."'do;.~,,__''''';'-_,_, .i'_~;-3<._"+._;\,'- . "';;,,-, o o (j IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A. successor by name change to PENNSYLVANIA NATIONAL BANK, Plaintiff vs. No. S-1156-00 KENNETH B. SHAFFER, Defendant PRELIMINARY OBJECTIONS OF DEFENDANT TO PLAINTIFF'S COMPLAINT .0 c::::-..t CJ AND NOW, comes the defendant, KENNETH B. SHAFFER, by and through his attorney, Robert B. MacIntyre, and respectfully makes the following preliminary objections to plaintiff's complaint: I. PETITION RAISING QUESTION OF IMPROPER VENUE 1. This action has been instituted by plaintiff in Schuylkill County, Pennsylvania. 2. Defendant is an adult individual who resides at 4150 Valley Street, Apartment A, Enola, Cumberland County, Pennsylvania. 3. The venue of this action is improper in this county, since under Pennsylvania Rule of Civil Procedure l006(a), plaintiff may only bring this action against an individual in and only in a county where he may be served, or where the cause of action arose, or where a transaction or occurrence took place. "._,_,"n> . 'l-- "-- ,~, 0 " '> " _ ,_"",__,~ -,_,__;,';::'>';F"'''''~::;'_: "',:"ia-",,~__,~":;-.J~_,_ ,'.,,_,;0 ,,!:,-_~ ',:":"<V,,; 'j..-:.+,-o."- "';,ie,-->:. o . 4. Plaintiff's complaint sets forth a cause of action which arose in Cumberland County, Pennsylvania, as a result of defendant's lease of an automobile from a Cumberland County auto dealership on August 26, 1996. 5. Plaintiff alleges in paragraph 4 of its complaint that the lease was assigned to Pennsylvania National Bank t/a Pennsylvania National Banklease. 6. Plaintiff's complaint contains as Exhibit A the original automobile lease. In said lease, Pennsylvania National Banklease is identified as being situate at 130 Court Street, Williamsport, Lycoming County, Pennsylvania. Similarly, the title to the vehicle lists the same Lycoming County address. 7. Plaintiff has failed to allege any specific transactions or occurrences which have taken place in this county. 8. Plaintiff has failed to plead when plaintiff became the successor to Pennsylvania National Bank. 9. Defendant does not and did not transact or conduct any business in Schuylkill County. 10. Plaintiff maintains at least 4 bank branches in Cumberland County, along with some administrative offices in Carlisle, the county seat. 11. Venue in this county is improper under Pa. R.C.P. 1006 (a) . ~ ~ ~'<--" ',,', ,,_ 1 . .'f; c'< . ,-_iC'~ .,\C.,,,,, _<H;..~t;;", "-'.';f,_ ,_,','"'~""'" :j- ';'';'"-''_c--J '_~-,;~<::.;>.o-:'-vJ ,',,:,' . "~- o 0... .. WHEREFORE, defendant requests that plaintiff's complaint be dismissed for improper venue. II . MOTION FOR MORE SPECIFIC PLEADING 12. Paragraph 6 of plaintiff's complaint alleges that "the Defendant defaulted under the terms of said Lease." 13. Pa. R.C.P. 1019(a) requires that the material facts upon which a cause of action is based shall be stated in a concise and summary form. 14. The aforementioned paragraph 6 fails to set forth with sufficient specificity the manner and/or means by which defendant allegedly defaulted under the terms of the lease. WHEREFORE, defendant requests this Court order plaintiff to more specifically plead the averments of paragraph 6 of its complaint. 6000 Linglestown Road P.O. Box 6656 Harrisburg, PA 17112 (717) 652-9485 . <. '"' '-'-"0 . ':"~-_"J " :', ~. - 'j' - . ,--,,', ~":;''' ",'; "." ,'--,.~:", 0.;' '0 ",;;. "- :'-. -,- '-- -~~-", --" -,,- ';-,' -, . w'''__,_,,-~':_" ~,_, ,,<<'"> o o VERIFICATION I, KenneM 8. ShqJky , VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING DOCUMENT ARE TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE, INFORMATION AND BELIEF. I UNDERSTAND THAT THE STATEMENTS THEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA. C. S. S 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. 7~ 6, c5rt-// __,",~~;,_~,'O_J,__':"''' . U,"_i"" _ .~ _ __ '. __,___ ":__, ~,'_; _ _,,;,"';'_J _ 0,,->_" "_,~~-;,",'-, :-;--_~ .;:" ,J," '-;:.""<' -,;'~"-"-'" :c-"-:~; <', o o CERTIFICATE OF SERVICE I, Robert B. MacIntyre, hereby certify that I have caused a true and correct copy of the foregoing document to be served by depositing the same in the United States Mail, postage prepaid, at Harrisburg, Pennsylvania, and addressed to the following: Joseph G. Zerbe, Esquire ZIMMERMAN, LIEBERMAN & DERENZO, LLP 111 East Market Street P.O. Box 238 Pottsville, PA 1~ // / / cIntyre r Defendant 17 Dated: 1 f(//oo 6000 Linglestown Road P.O. Box 6656 Harrisburg, PA 17112 '. "'~, '.' ____J ",. '-'=, ," . ^'~ '. ,'"-_." _i'", . ,~ ,~." . ,~ ". A~;; ~"'if- '.~r/J' "~"_,,&. ~.o.v,:> "'~.~"'~..',',<' ~- ~'_" '~~-~'~:;',~.t~" '>',_,~ .........' w. " '71" .' .~?\f(..,.. ;L::(90 "'C""~'~ ;:;>:~."" \ ~.'" ~ , A., WI ",~~. , n , ';::~"".p,'-, ". _,c" >-y '_'_c,__ , ,,'" " ","', ".", ~--~ ,~Y{~"- , , , , ,-'" , , ,",,,,~~J ,_J , , , . ~ "~,.'" ,,''',-, ,-.,- ___,0'.',"_~,~"_",,,_.;;._,'_ ."-,,,*, ~="__"O'__""".~"",.~. ;_'~ " 0'.' . . .. . -"-.I. . IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW r5J KEYSTONE FINANCIAL BANK, N.A., successor by name change to PENNSYLVANIA NATIONAL BANK, NO. S-1156-00 Plaintiff L.n vs. KENNETH B. SHAFFER, ~, ,; ';.''''' Defendant b = NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and ajudgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. PENNSYLVANIA BAR ASSOCIATION LAWYER REFERRAL SERVICE 100 South Street P.O. Box 166 Harrisburg, PA 17108 Telephone: 1-800-692-7375 BY: ZIMME " - ~" .'V ~ .~. < -., '- -(---"-"'~"~",_);;;,,--. ~- _,~_ 0->-",-0"';-":":,,- ''--.<- ;,,,- _,;\ '_~''; -,S.,:i-j-,i""'cjc',.- ~-'~-'d _', dik , ' o CD -",' , IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A., successor by name change to PENNSYLVANIA NATIONAL BANK, NO. S-1156-00 Plaintiff vs. KENNETH B. SHAFFER, Defendant CERTIFICATE OF SERVICE AND NOW, this 15th day of June, 2000, I, Joseph G. Zerbe, Esquire, of the law firm of ZIMMERMAN, LIEBERMAN & DERENZO, LLP, attorneys for the Plaintiff, hereby certify that I served a true and correct copy of the within Complaint this day by depositing the same in the United States Mail, postage prepaid, in the Post Office at Pottsville, Pennsylvania, to the parties addressed to the following: Kenneth B. Shaffer 4150 Valley Street Apartment A Enola, P A 17025 BY: Josep G. Zer e, Esquire Attorney LD. No. 6278 I:\DOCS\TEMP\KEY-SHAF\JRW1141 --" . ,~.,.-,;, ".~--''''''' ,- -", .'--~ .~,' <"..p' " """" "->i-'&,,,,:,~~ ",;-,-",,,;.,-:, _"'--0 ';",'].,_ ,..:.<_ "~,"J~,,;.. . . o . ",,' . IN THE COURT OF COMMON PLEAS OF SCHUYLKILL COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A., successor by name change to PENNSYLVANIA NATIONAL BANK , NO. S-1156-00 Plaintiff vs. KENNETH B. SHAFFER, Defendant COMPLAINT The Plaintiff, KEYSTONEFINANCIALBANK,N.A., by and through its Attorneys, Zimmerman, Lieberman, & Derenzo, L.L.P., hereby brings the following cause of action against the Defendant Kenneth B. Shaffer and in support thereof avers as follows: I. The Plaintiff is Keystone Financial Bank, N.A., a national banking association with a place of business located at One South Centre Street, Pottsville, Schuylkill County, Pennsylvania, 17901. The Plaintiff is the successor by name change to the Pennsylvania National Bank also known as the Pennsylvania National Bank and Trust Company also known as Pennsylvania National Bank Lease. 2. The Defendant is Kenneth B. Shaffer, an adult individual with a last known address at 4150 Valley Street, Apartment A, Enola, Pennsylvania, 17025. 3. On or about August 26, 1996, the Defendant executed a Pennsylvania National Bank automobile Lease with Forbes Chevrolet as Lessor and Defendant as Lessee for the Lease of a new 1996 Chevrolet Blazer Serial No. IGNDTl3W4T2300803 (the "Blazer"). A true and correct copy of the Lease is attached hereto and made a part hereof as Exhibit "A". 4. Forbes' Chevrolet interest in the Lease was then assigned to Pennsylvania National Bank tla Pennsylvania National Bank Lease, the predecessor to the Plaintiff. ~ ;""- ~, .,' <-,", - 'ex' ',_ - ,. ',;"""'_" 'h'" ", .,; _,,;,-,..,,',,,,,',,1,,'-".'~_',,o~,_ ,~_",._;;,,,,,_ _.~_ ~~..__ ", ""'\;Wi . . o . , . 5. Pursuant to the terms of the Lease the Defendant was to pay the Plaintiff sixty (60) monthly rental payments of $329.93. 6. The Defendant defaulted under the terms of said Lease. 7. On or about July 28,1999, pursuant to the terms and conditions of the Pennsylvania Uniform Commercial Code and the terms and conditions of the Lease, the Plaintiff repossessed the Blazer. 8. On or about July 28, 1999, the Plaintiff mailed to the Defendant by certified mail at his last known address, at that time, a Notice of Repossession giving the Defendant a fifteen (15) day period to redeem the Blazer. A true and correct copy of that Notice of Repossession is attached hereto and made a part hereof as Exhibit "B". 9. The Defendant failed and refused to redeem the Blazer and the Plaintiff liquidated the Blazer in a commercially reasonable manner and the proceeds of the liquidation were applied to the balance of the Lease. 10. On or about October 27, 1999, the Plaintiff sent a Notice of Statement of Sale to the Defendant showing the proceeds of the sale of the Blazer, plus the deficiency balance of $6,652.44 which was still due to the Plaintiff from the Defendant under the terms of the Lease. 11. The Statement of Sale Notice demanded payment from the Defendant to the Plaintiff in the amount of $6,652.44. A true and correct copy of the Statement of Sale is attached hereto and made a part hereof as Exhibit "C". 12. Pursuant to the terms of the Lease, the Defendant agreed to pay the Plaintiffs attorney's fees and collection costs and all other expenses associated with the Lease. 13. The Plaintiff has incurred court costs with District Justice Reiley in the amount of $122.50. 14. The Plaintiff has already incurred attorney's fees in the amount of $200.00 and additional attorney's fees will accrue in at least the amount of $500.00. 2 ..i ,-, ",,-',e ,,-~_''''-'~_ '~"<'_"_ ~_~_ __'r~'_. "."".~","". ,-".<-~'-:"'",;-;1__."__;~~;,,,,'_, L__ 'Mil , . o ..... . 15. Despite demand, the Defendant fails and refuses to pay the Plaintiff any amount towards the deficiency owed on the Lease on the Blazer. WHEREFORE, the Plaintiff requests this Honorable Court to enter judgment in favor of the Plaintiff Keystone Financial Bank and against the Defendant in the amount of at least $7,474.94 together with interest, costs of suit and additional attorney's fees and collection costs. Respectfully Submitted, ZIMMERMAN, LIEBERMAN DERENZO, LLP losep . Zerbe, Attorn y for aintiff Attorn y I . No. 62782 111 East arket Street P.O. Box 23 Pottsville, P A 17901 Telephone: (570) 622-1988 B . 3 ""'" ~ ."'"'- '-""....">"" "-"0-'_/'''-'''' 'J,-"",'-. 'v _,~,,,'..',s__ '--~c-~_ _, _ __"__'_.~ . . o . , . VERIFICATION I, DEAN WILLIARD, Loan Adjustor for Keystone Credit & Collections, of KEYSTONE FINANCIAL BANK, N.A., the within-named Plaintiff, certify that the statements made in the foregoing Complaint which are within my personal knowledge are true, and those which are based on information received from others, I believe to be true. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A., ~4904, relating to unsworn falsification to authorities. DATED: (P/N~tl "" ll0~' f t \ : ~, I i ,; p6c., \ . ,;! ~~..~ ./ 'DEAN WILLIARD ....l~ , '-,.... ~.' "..". , .._'....:.~....J:'~. . . 2. ,,{A}_L~~!.i~~_~)-' . 'ie):-ct:sscm:~"~" '-', {erLs:s5EE: (Name::ana~): . > CO-LEsSEE (~~.~): 3. YQU~.agnte1Oleas8lOmoaodragreetoleQS(tfromyoulhefol~~ ""'-"''''''......, " d'l 0 4. ~oI~~:~.....' ..': - 3025001 " {'.,' ". 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P.~~~ASE OP~IO~: ~,l:O.~~,llS1 ,~~:r l~ De::~~t..i. r~:_.Bo/:p-te.V!.HIC~.t'T"f.H,~_:~~ pt:,T!"h.!S~.-~.TH~<.:.~J9~.) ...r~ ,:>~~C;7,:,.~~'.::l',~ _, . ,. - . ':""'. .;" .'" __'".~..."".~.-:-~;:"<""._l~'-:'::,......_, ..,.'.'~:",........'~:.,;1'~.:''-"';\~.: ~:.~.".'...!,~"~. ,., .-0 q"'7 ~. ..",..,..",..,..,..'" '...~...,...,.,.<...,"'...'; s '/---~.,. ;.,..<~ /_ ". PLl!S_~N'(..~~,.TA~.!t:.!.W~TO ~~.Y!:~ VJ;H~,,~~~~~~:~:~.IN:~~::~T;,~~,~I,~J~:,OAYS BEFORE~ENOOFTHETERMOF..THISLEASE. . ,,,....~. '." .,,, ~. .. f5.IHSURANCE RESPONSrSIUTJEs .", , ."" .~~~"" ,.; ...:.. ~',.' ";'" 01\. =~'riiP:al'rOl'a~~Po&q.,OI'l~)'OU.WlHb.~wilhm.-.u:.MI~.'Id1~:~-';i..;.:.:.' 1.1$100,OOO:o,anyont!potIeonlor~0l'~ ',,' _~.... . , 2.1$300.OlY.Ifol'any;llX:idcln!~~;,,;uryOl'dcIB!fl ',:,;." s. ~~~:~~~ftQ~:-~' .~~_.~:.~~.~O;.~.~.~,.:.:\~ ~;~:~~:;:~:::)~~.;~;~~::~\:~~~~::~~ ~-;~.'~~ 2.) .$SOQlot~. 'c'., ':'.'-_~' :'~"'--'~-~'-'~"'~''"'';' c. Lose p",~.AND.- .__ rfIlSUlItEn CLAUSE " ,. 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S19nedbymoretllanon&lesSet'l_aIl'St.t.fI!i!iM8s:.a;.'~n'~~to '" 'obl. 9tion,toprovld&ilrePlaCementVehicl8ftitr&ny:~1f.:~J!.~:::<~\!Alf;)-~"t1Ml -:., USSOtforthe-paymentofaflrnof'lies;andthepetformanceofalldutiesandatllgor.- ,,-.--:, , '_ ___ _ " _ '_ . ~:~ ~;in ~ foregoing l.aue. If'l. essee, is a Corporation, PartnQ/'Slljp' or It. lNDeIINITY.:.1 will ptUtect the. ls$sor,.and anyone 10 whom !he !ossor'assjgns __,.,.,J~fOP~:11e gerson' $igningiMS~~ orrbehalt.Of.th8;bU$in.S:S amity. this ~.,",",'a1~,-d8mages,.injuli!)S. d8ims; 'deiilmWi$,JJnd:6~j;'.w~.;,;.; ~~~~nts ~~ orshG has.fu!I'~Br .!I!'ld_!1U~~ty from Ine 9f!lily: --j~.out,of_lh8.maifflerllnte Co~tioo, cperation,-Ol'uSe.~ehide.;.J~ to --.....,~~..: ,.~~nt-and '.' 19a18olhe.~~:",.,:, .-:_'"..~~::~_..:.'.'..~ ":, " .' r'_~:-~8S-.the:l8S$Cr'~its~riSJfOm'311'sui:'i:.roli$8S;':~_ ~'-~~"C:'",---~I.'E"~'-" )'!;:;..,"O'::<. '.,........ '.~"- ....~.--",." ' -................' ~.~CllSi~~.Ccl_$lrtl_~.~. ,8nd.I).llpenses.tagtee. "._.....~. . .~....' '. . ,~..~ . - . ~~:'I willpay~e.P8'rcent.l5~ttHf!l"'Ountot$ach ": .~jl(~~~:~Clrn1Jlring the tarm of U'le i.DaseA.9..~~!l-:,' ~.~.. .'. -~n~f. ~ .~.(elld.udlnglax. l,"'. !chl$not"P8ict."'.... _. n.l1D.~tyS, ..".,--:;.!.' "'"':'.:-. ~''''''___.'.''~''~'''''''' _, --_ . . . ..'_ _._-:~''"''..... ,:......~! ,'~,; .afte;('it'is, . , _ lhe P.Byment}S mailed, I realize tIl,.~te. ~_",!!U;b.eithe. day,lIte .. L. . 'MY. DUTf'M; lMIiEND QF'lKE.TERM'.Of\~ LEASE: At the end-OlU\a .-- ' ~l;Ih8'bank,'no~:th8 pottage date. rrecognize ~aftti$e Iata.~- -, ';,~~'~;W~w:'retiim:unf.relm:rnQ~~iif~~'~ ~.._~_:'ll_. ._ed(partiaIIY.la~..you:10l"!,~"a1ac1m_i.fll$- '..':.,JA~V""-'~r'f~,~~'andtopayto}'Q!J: ,. ,., e~nsesn~latodby,your:.~'~~=n ~'~,~y..,--_:.-':."~;,1r':, -' ,1y:_~'Pay~",":",-- - , : ~ 'ari!i~Qy.youand"*:l;.I,l.8liprnti8f '; OflJ:i~-!at8~, .\,'t;" '--~'" _J!!S:specfi<<hltlderilem'NCl '-.- '-, . _, __ -_ '." essmentdat& ~ ' 6lDre.'IhB:~. ,; "-S},, -QWgafor. .l.lUrn .fw.-~r,gatll,i' '-"-::::~ltnp:tbf:~.t:ate"~l;'ln.di:ino~lhe;I8t&,ch8rg.S_ '..- '-~7 o&me1erili'brOk~~~)iealize-- .__-~tt~_~ts.,these-c:h~continueto.~ea~wi!lbe.!P'lIecI:. ed- '. , _ charged,tor1,OO,OOOmi!es'lnadcfitiOn-toltilfmi*,gifprese.".tlyon '. ~;=~ea;:=:::::i-~~-;~Y'ajIVe~""~~;&~~~:: ',,:~);~',W:rt/H1ist~_~~~:t=~:;~Ll~ ..' 'lica.'se. -fees when ttUs Ii'.ehicle is 1oased.-I\WlItcanlinua t(). ,~.~ti!on.'re; > _. . !ao. rea,to..'" P.kY.--~cllargeeqt;ano.:t-"Oth'.Ot.,:tr_~. '~.~nt 'newallees wtl9n due. If I move to anott\ll(Stala,.IJJnderstatld;~.OSjble: ':-~'Jor~JJiltiU.mtum:1be..IB8sed,vellida:ta-.~~1O eificlsa 10.". yany sales. un. and property_taxes, registratian-fMS. 'iceils&.~ .ioe!.lf..- .. ..... ,_rny~OI:l.'._..' - thevehiclo. .'Iwil\..'~~..~.'~.J!U.'."""'..' ..~."".'.."'tat. ed. thltsaleslusa-Iax can continue 1Obe.paid,by_Eannsylval- - .... ~r::. -'.-'. -'~';.~':i"fIty~T"4i;P1W4nY~montb " >. "~' "mentsj-IaIB:~ss;' ~lhatth8monthiyleasltpaymentmustb& _1'l~ta;J:f@flW.>___:"', '_""I~:__Imt~and:tNI~'-.. ...""'-.......~ - t",' _ .'. -.;oe!'..-'.-,-.......-"o,l;l,:..,,~. -~ lliat.~18. Othe..-adjustments to the,ma'lthly- ,~:mr~':"'_:~.-~~:-';',iA>:...~;ll:.....;,''''-,..! .!~~:.;;:-"'f'::iX;:l:~._~,:'''. ,--,-~~.~ -.'--'-''''r' p -t,_ <'_ ,~ .',J,~lhe.,tu.rill~ of ~.partic:!'.~..S~~y-lI~. ,,_!injJ,I~1!!!'ga-.ot"4tle:'~.J;:>";!;I,:\~L . .~E?~~ilrna){$QQIit~__.the Yehicl&.~> understand In certain stales, Wl'iid\ assess personal propertytaxeson vehicles;,ltl~:.iiZ~~U( . tadleda~~;dl1t:.:OUMtl8ase-.'":iU:Obtain fina!personalpnlpertytaxbiUmaynatberocaiveduntil'aflerthel.easeAg~.emem-~_'s.. . :!t.~S:ia!1.~tI1. . _' U.l:llJQ.tb\So.e~eqsion:~ ~ -:'.;~.:ha5tennlnata(t!f'~1'ge:lh3fhemlllrfllabJ&-'lOr"t~~n<:':tPEiiSOrial~~,,:.____ ~" ',_ . ;Jj;~lhSii-~(6J"" ,_ linti8'Ili~.~ ,'f ::~,~--~~:g:~~~".l~;:==:t;:~~;~~~l~;'~~'~.:,_:.__ _' _. ~_'~'U~~--:~~~_"~-'..: afreglStrationrenewars~~!proJlettYJ~blIJl!..~mY'~~'~~f>:,~.-"......t.L--:-<":'"<:'~-h't.~.._:L'::>]r.~ ~--.!;'l--~'.,.,.~n:~'~~<rll "'~, t'~:'.;.~. ....",..,,_.::.. '": .' nolbehandledbyPennsylVanj~I~BtlOl1a1Baticleas&. -," --':,:. ___-. :-: -:"~=~~~'~~~~=~~'_h~~ E. FINES AND VIOLATIONS: I will pay any fines ,penalties trBfIJc.and ~' : ". M to-!\1'Y:~It;{~__;.UP);for~..Clf;."Default1 'bv-fflp, :.". viOlations irnpo"sedOttttiiS'WthiCIe-ofa."'Ydrlverot:thi;vehicte:during,'the1srinGt1t\1i ~:'bo/u ," ,d}'td:ani'iiiitatfOr'~~as'i'tied9d8ntrnor~by ",' lesse. ,III fail to pay the6e _fines. yau IT".ay da Ihis lor me. it >:ou chOose, and, I;~II .~~ , it"".1'(Hl:or'.u~~:!!?-Ie~;.Vol! ~~r"r~~-4n ~~, c - lmmedl8.t91"'f8imbU,.YOtl;:lf,I~3f\yfine.lmustdoSOimmadlal:.., ely..foUowing;. -...:..::.... .... _ .,<IImli. _ -dUitnlr1W"'tafnlf. __ _~~.'~.'.~.'.~~. _~, ))~ Ihe receiptot the imposed fine. . _,'" :.ltlsurancaoreXC8SSiV8,milerag&'art';<\B,~." ~ ,.... '^_ ,- "". ",",,:t'*"~""': "'f",WlII.bttldeductea;fr.om-tne.~"",blManceo~~~ F. RESTR1CnONS ON USE OFiIfIS lEASE VEHICLE: 11tiS vehicle Will bt- ~ I8nninatlon date Of this lUS8. I CIa i88iifil winl1o('ieCilVi my security o..6pOSit at U5ed anlylor lawful Durpose5-Wllhlnlhe Un~ledStales In complrance WIth-Slate a:nc! the end af the !Base. it I do ,..01: Sl'ppIy P8M&yIvania Natioru:' BancIease with a Federal laws. I shall retain possession of lhe vehicle, except 1m accaslOllal use by COmrMt1ed Odometer Statement. ",,- ~ '\2'.-"-::. ~.-r \ ,".' ~lcensadd~ors,.wilt1mypeJ'l'tll8SlOn-.l1>>&vehiclewlll1'JQNMusedasapubllear . ,~:l-.W ~ x...., -":;'~~'l~~,:;".l~' _ .~____"_~*"":::'~_"",{7~~'\-_l delivery conveyanctl. laxi, school bus, dnver lJSlntng school vatiicte. ambulance or O. EARLY TeRMlNAnoN: As-Iof'!g as I am ~,kI.ij 4Wf.J may le~al9;1Nt. emergency vehicle, or police car (governmental or pnva18 YOJrily). ThIs veilide leaSe at any lime prior to ~~_l'Temt.'Of:.thl$ 'bY," a-Sl)m ttf- will nOI be used 10 haul gasoline. liquid gas, or any comb;.!st\b18, flammable,ar'ex- . mcmeyequal to all,afth& remaining Monltlly _';~ plosive malerial. This vehicle will not be operated by lruckmen 01' be used In prepa. t~_:Resldual Value-of tile Vehicle. (the;ptl~ase' , ration lor any prearranged ~r arganlz,~ racing sp&l:!d, ~lJIo!~r:, or_I!I!t.Inti.!1Q.99!l- ,,' ~'P~:plilv.~)..,P.!us.~,_f.!!:!P!I!~~~.Clt, ,~. . ~'- _ lest or activity, or for the event 11seIf: 1 also understa.nd'l am nofpennlttld1o-lak&---::',Otfglnel:selllng price. ;:1.~>.8I'IY.. ~~. . .J.I ..... -.._ '..:. ..... . ~ .......' lOsS. a rebale. Ihisvehicla outsid& 01 the United States. . '. ' b:lsedonIt1eActuaAA';~~.~~.~_ ..If^~;, _ ,,~~IS'plusIh8:r. . '. sidUalValU9.' ,,~:pIf;''''::''<;;'.~I(''"T,\.-I'~):'.',i;!_~ :,:', . G. MAINTEHAHC:EOFTHISYEHICLE:OUringthe...ni:lelel.m.'..'."....!..... ....''''..'' '._ ,- '.' ". . '. "".':'W~.:J$'~.f.':"jJ",!<l.4:W_'.f,r::'~..,~,,!_.'l keep the vehicle in goad mechanical and.physical;CQflIilili;all.,l,am"~nsibl&_~ ',' .\P~,-,!.>,~~R_~r@~~,~.:~q.~~~.~~-a" provide and pay far, as needed, the following: requestslTili08 Dr ,you regarding ~.,_mlleage an ~~,~G.ftmv.1ea&ed vehide. 1) All Quotine and oiher Iuel. . I lurtner"unclelslancllha11t Is a Federal_~~",hM me-compIet&, an 2) All oil, lubnCSlion. and antifreeze, . . Odometer OIsdosule-,State"'-1tGRd'''",:~~..aIl!dDau,.JO( 3) Sar/icing lor Ihe ploper ~ralion and protectlon of the vell!c1e/'u 18CQ1fh -.,,:","~prov/dlng false infonnetion.ma~i/lNUItJ9-m\l;~fl.neir8lldtor _1lm8d. mended by the owner's manual, . _ _ ", ~. __ - . _ _ _ ,;,,~'&lW> '1,>:1'10,..'1""1, .: 4) Towing: and repair 01 the vehicle. including replacement 01 parts,and acces-'J";'i ~ Q;.:,9';MEAtflNG OF. THI!: WORD",~~-'!.:-'lbe:WO*"DehIuII~i .....1tlal.iBefl,!., .'- . sones. , ' ". . '_' - .~'.' :.._.".""....0..',' "_~lh .~",""-.,-"IftIsoL.ealle;~;,':"."" "',"'i l/!,o.. .".'4.~io>~~W~~"'......~_':ot ~~""~ ~ ...-'\"'~~~"~'...,.,< ':<1>. I-,agree Il\at under no,circumstance will you bit required,to loan me anoIheflmotafr. "~:\.~'" "~M._It)~'-!..."fMture.to ~'&nf'JMIYI:ft8~;~<>:.< ""'r.'<,,-',;" ~"=-;*-, ." vAhlcl" while this Vehicle is being serviced, I understand Ihat you and.'your agent. ,__ 2) ,Mydabi-tofli/ftllanyo&ter:re8POllf'oIlll'II~-\lnd8rtftlt~or may inspect the Vehicle al r&asonable times periodically IhrOUlJhQut lh&--tl!rmuthls : ~ ,":' ""'.:!)-'f My:,laJlure\1O-.meln.illlMtHl1'tqUI,Mct"'suranDlt,~!""br, ..w. ",., . ~::~:::f~:i~=i~~~gr98to~e.l_he ~anl~-~~..,~~y:p;a.~.y~,1~,;::~~%;,p;:-:':~:~.~~~~~~~a;i:~~!;t~~;,:.~. H . STANDARDS FOR WEAR AND USE: If. upo.n leasa. ,.em... ..t'. '.'.IO."..YOU (jeto.l..... . ". ". .'. .6l. Fm. 'lure. 10. ....'._. '". ",mallS. .' <<."".~1 ~n;;~.. ::~~~, 1.~. .... ." '._ ':.'~ mine Ihat Ihe ,VehIcle h9l$ been :!IubJecno ellCllSS weBV Bnd'll38 Iil fh~'a.nY-'C1h'&'of';'~t~~~: .7)'~~lf'~'1;IJ.~':, r. .' .~).t'.~~.:' ""~'1i.,a;'t~iieQ~ at: _>._:' ..... .,"'. ,,,....."" .,,"""""... ,ot mot; I "efl be """. !on"~'9.!\:9t~<,;.. .",8l, ,.,~ Dl' . . iI\~;,",*;~'b'''iliid''51 '.. ". ..' re;ardlssll 01 whether or not yol.l chaase la make'ropalrs: . _...._. ..,~ --,." ,,,.-..:--",,'.. ,_0). IUh._~ .iib8Ctor:~" , _ _Oil__J:_'~_ 1) The Vehicle hBs not b&en mainlainedaccording ta the manulacturer'swar- ;, 101If,ll!lI1ICMft/kltedofaoCr!me'lnvoIvIItV~ ' , . __ . ':_', "(;"_' rantyrnainl8'*1C8$Chedule;. ..- '," '"''''~'''..,..:" -,. ",.r""''',,U) IIt11rt.~.1HlCltIiebllfnU.mllfll\4tlltil,_'IlI'IIII01U',1I0f, "or" >;. 2) Th8Vehiclewillna:p8ssanYlnspeclonrequlr8dbylaw,6venlfa,"I~ __.7.::-,~~.~::_-:1:2P"r~~'~or'~,my.~~. , : _ !~.~;"""":';'>'_'_" "'_ _ ,_ _ . tion ill nOlin_nil'" """tl~_~~~.,,~:.~=~_~~:.__ _..~_~.-.:-">'""". .:..:. _':'._..._.'. _....;::. ';;:,,::,,,~7"":-~,- ... '.~""-:T:,'.:~ .:; ....".~.'--~,j' ~ o ~~ ,-- ~ -, ~ A o 3) FOurmdiiO; uOiiamagBd UrBS must be(lo me Venlcte (fetreaoecntres & --." _.~ ...-,-. ."... ......".. _....G.... I. snow..~-are.u~J. ~ese'tires InU$t ba-comparable Ut quality In~ev&nt'otDefaUll._l'tOtaiIU~:~o~i~~&tcisearid;na~ln:.~no_-_ lOlheotig!p8Jequ1pm6l'lttt'lthatlMStflBfhirtcnottraadatitsf0we5tl?O'fl'f. ;.,:~nil~~~~I~~.~;;I!ll!fd8rf" _~'~ht~YfaJ~.r~f-_~.c,iQblot.re~.,no;.~hall. ~ one spare ~. a jack and.wheel wrunch . ,~ -.r li:m.9~ ornmlTa.use Ot.~ 0 :any_ne. or-~'I'- an....tr....- or JUJU""" 4) > 1'ffe:vetlIek! I$.fetUmBd:With the' same ot-eo~ equipment ~ao- <')iSe~oftttat"n9~~brtti8.:_'offany:~ii;:'~r'retiiedY. ..,.c_co" ,'", ..,,~., -.'-,--' C8S$0nes, fnstaIlEid al tirfI!J of de!ivorW tn'~otder. Any,'eqUl~<. ';:;:""'~:~,:-~""l"'f""_~";'.[;:'__:" ..':c~,,-~~ ";~l;."'!-"!?~,,_~.:;...,;,, .:~'"-': ;':;y,'-;;':n_ ~ __ :..*.t"-~'_': ".: '-n",,-.:,' , . ",,' ". _'~ . ad.d~.-IO_V8hicla ~ t!.l&.\ASS8e.,mu.st-r8~n on'1tIe,-~hicleo,lll:"~: _':~,~R; TERMlNA~;QF:-THe.tt!:AS,INf-tDEfAU.LT: II,Ld8faWt.~jtem 1(0) :'<~ .condilion_ ,,' ....' ',.~.. . "-', . _ ..:.-. ,-.' '''_-.... .,.__.."......, ':::"}_'__''''''''''. ."'<4)bOW'bttl&'mearnng;<<:Defautrh.Y'WihlHt'hav4>-the right.lt'swmG-,flHi..the-1Otalo ;_ 5) Anr"scratche6, d:Iipl;, Q(lUStBdare&s.on the'~nders-.-blimplffS;:m:ilf:.tioa6f.: '--:>~:8ItIOto'f1tolt.inpaid.....toi-,thine~ t8rm'Ofthe Lease.,pIus sorvic&:(i4"0qWJ"~' ~!l~,'~ ~r"doa~ in;,exeess;Of'$25-must be;~Q~; No.ml~,~' to'~.~::O_~aI--seIIIl'I9~; '~~~.storagEl~.,anc"eol!ecticn,Iee$.'t&sS.a' -""."P-BJItI~~._ . .the-Whide>I~:'ditfel9flt"Colot;,SJ)fM:i. .._. . .,COIcfs. :-.IIIans:.'.,"",. ,:;:'_:::'.-~J:~~_'o.ltth8Actuari,a1._.. .. af!pIi8cl1o"thttMomhIy;Le. sse Paymenfs',DItss::; "~': ~ormaOOngsarepermitl:eclo . ... . ~"""~"'~""'tItaAesiduafValueof"the.;ear(~lWfChasltoptkln-eS'$t8tedln-Plill'agraph;14'_" 6) _Any:,~.~; ~i-~med'~,',_~.~lr:soikJd_seats.,~. "o~-~)J~th6t,~~,'atIomey's'.fHs.,ln addition loyour'_~~~;j~: '-~~":""',~~;;l;"~M~Si~J~1"",":~~~'~'jj;d:;;ta1l)fj.~&:,~~MOt;~.,",,,=,,~J,;,;; .,~ ~:~~~:::f~~~::~2eEs::;;~:',~:"*-:::'.;'~~:;i~~;~~ In paragraph'12.on the mverse-side. orth&'odometel::is.brok~n'l)td09"nor "dli,';efiirred to:;~~'_lO:thuxtent:,lh8ttti8S&:~'IDk8 IntO aecoont,'thI'value -- .o"v....,;-;o. tOf=~~~ko;r;"ftO;;d';'at~:~Ii~i'l:l~'~:'~;;;>~~~~~-~'~"':~=~;';f~~:=~er:~~:~~-==-,";,:. . ,_~~~se,~'!'.~~~. '. -',.'''','.. ",', "'<-~'~=~reu:tt~ft.=r~~~~~~. ,~ WARRAHT1ES: THE VEHICLE SHALL CARRY MANUFACTURERS" ANDI bank maintains the rigbl to take an, money ow9d irom any depoSit or other mol18Y ~ ~ OeAt:::ER:'S'WARRANTfES',ssMAYACCOMPAN'Y IT. f AGAee:'THAT:ltfSSE ,;;""~lIi1d.....,....,..-Ity.ltt8ttessefi"owne:~-~~niSidi!1CC.; ::<>: ': AREntE ONLY WARAANnES THAT_APPLY TO THE VEtljClE.,t.:AM-AWARE' ,'_ _',"n _ --: _,'- ",~,,",,.<,..,~~-:,::"7,~>-:;!:< ~ ~-, "~.--. -;,c'~.NEIT.ttefl,_t.ESSOR.;MAKES,IU4V~WARRANJlIiS.etnfEB!EXRF.IESS'"_O& ;_~"-'~Sii":,"SECUII('tlt~t~~~ a~,"""Inun.IOS8;pro..--.,>.", ~m_"ro;nfl::.COND~1H!lN)()F'l'H6;VeFt-IClE.'4'RrJ.UERCl'4ANrAB~'~;.rt',;1:eBd8':or,:~:I_~:-tt~lf:eecurityjiitBAiiJl'M:..~;;:'-":;i. OR ITS FITNeSS FOR ANY'PARTICULAR-PURPOSE.. l'FURTHEA-AGRE&..TJofAT':,;o-,:..(.Ii"caiIc8II8tion'tlwnc! or _otb8r'r\gjJt8 l-miQ/n'l'Iave' IInttar any mechanical breakdown ITWILL,BE'_M.Y RESPONSIBllITYTO PERFORM:ALl.. THE. :.TER. MS. AN. D CON.' . DI~.' ' or.Otedion'conuaClI'purdla&ed.frO:frOm'ttle.d8aISr; i.' its price is inclucled 1".Il1e Monthly - l1QHSOF-THeMAHUFACTIJRERS'SANOIORoeAtEA'S'_W~~ICH, , U;Bse--~T~'peymem-end~otrrry'~~UlSs"' ACCOMP~y.THe YEHICLEASMAYSe AEQUIRE[) or:: ME.UNDEJ:rSUCRWAA~ ~m8nt,.l grant 10 you-a f"K:Urlty-.intSntllUn.:and'8 right 10 set-oif against all rrry RPmES~t4M_lEASSNG TH~ VEHIClE_IN:MI_~-'SJS~_,CONDlTImL.t.1:aIWtidur. _ _, property,:which IS now.or:at~tc.lalar:tlmein.your POS$8SSiotl in,an~~1Itha1. e;srnew veh'ie!o and parts warrantJu are avaiJabl8,to-tn_8lessH2HJndl~1hat. :~ this includes. bull&,not limited tel any balanee or share of an1'~.'tnJtf all'risks a/'8;my responsibi,lity,'bU1ltlat yau appoinlme to.be your agennt.tlfit!t:flWIl!M $t6t~-account, whether or not it l1Umaturecl (excepl fOr IRA Accounts). lenn of lhis Lease Agreement {O'assen and,enlon;~Hn-yourname.-and,1or-,your. . _.." aa:ountand.mine. aa-11lHICft1d:atmY';i(J/Q CO$(..and ~ wftafeve~..~..ana: -..,' __T....., ,NOTICES.Any,n0fic8ih'~~y_ma,to.youi.fnclt.;--fIli8~'shailb&~ ,; '.e' rights you may 'have against any manulacturer, Of other sellef";:)f the Vehicle--or .~!f_orbyc:ertiliedmall.retumreceiJ)lrequestecl.AnynoticeunderthisAgte&- supplier ol-any.equipment installed in Uta vehicle-. .You.&haU hav8-no~iQbillty,to'.me or' --, ',ment ,SllM'lt: from. you to .!TI8>She11,be,ln whlnever. mannet you.desW- to'my;' acfdrees- to' any,other individual with respecl: to sny equipmenl installed in lhe,...ahlcls.:You shown on-theAgnten'\w!t (or-to such other addntsll as I may am.ise yoU by gfving shan ha...e no liability 10 me_or 10. any other indlvii:!uat with rlfSpeCt !o'any_ot;!he' . yOu nolite). follOWIng" M~'" " ._,' ......_ - . -",",... .. --.- '''," _ _ , ,_ " 11 AllY liability, loss or damage CIlI.lS8d or ~8(HoJ)9 caU!&d directly. or U.' POWER or: ATTORHEY:-I hereby appalnf Pennsylvania National"SJlric:iease Indi~1y by Ihe \lehicle~r by any i~uacy, defic;i8n.cY;,~.~~_j~_.~..- .{~;'i"~ ~!nlac1 to sign my na~ on ,MY_. andfOl' regillratlon doo.!~ yel1.c!e orby ~y-othlilrClrcumstan!:8'lneq",~01l "':Itn.ll:" "".,~.-,:, '~.__ '_"" ",,,:~k(ttfthaYehlc!.,!lfldon;ar.y..l:heck,~.llI~ tor ~-o,)o.ot the, 2r~'lheuS8. 098ration orperfo.rm&IlCS oUbe V.i1iC18'D[.~.nskar.8b;iling.to-lt;, _'.': ~~ehlde;"" -'_-_' (,.- " '. '. '.., :_''- ;".' "_"" _" __.'" """.,'_.. ", "-.' "'~"""'''' -....,,', ,~:_.- .., 3)" any interruption of6&lVice.lossol busfnlWOQ.r anticipated Pfofitor.cofise!._._,_. ". .....'"., ',' "., ,-"; ,,,' ,.c,,_~~_, 'o" ,'. _ -,.,'; .--'~."' . ., '-", .. ." -', ."., "'~:c_'.' '. ' :41 ~'d:~~~:;~;o.,..seN'ici,;~;m&lnten~,repaiLi~v~nt'-~/m:~';__(r~~~e~_~=~,=:en~~=~~=,;-.. p1acernonl iJl.ll18 Vehicle; , _' "." ._,.', '--"'"",',.:_-_:,-'. _,," ":'andam-,GIpOtI8ible_iof,anYnecuaBly.~'and~,"_~_'~,, ;-~".;....' 5) anYCOUrlJudgelnllnUilodagainstme.ill1alng.outoflhacondillon.maintrto-.. ,. _ ''-T.' .__, ~" -. V,~-,,_ -~ ;..~ ' . nanC8; usa.or operation-of_the Vehide or_ any.legal fees, court.COltls,- or..' -~:,_:W, '.. ""lIGtMm aY;DEALEA~I.aor-that1he Dealermay...llttllavfilld&_ 'Olhef expensel incurred. .. , "." ;~: .-1: ~".:I,.'" "i'i.QlIS/Qn-d.,,'.oamsl.lncs.Mhll: Io....io,~~. NIdIanat 8ancIeltM Met.... "'.'~ ,".. - . . : Pennsytv.....HiIiotial BlUll;::iMllI8 iI....,..IW........;liId 1O'1III't5ftW,'tpIdfiad In this J; DAMAGE, THEFT, OR.DESTRUcnON OF YEHtCtE:, l'am' awaro'that'j,am .-;1Hse:witftOUf~,SeHifiWOemand; ltlG_witftouI'reganf~ any c1afm1.f may__~' liable-tor'eny damage-Io. or theft ordestructiGn of this VehlcJe. IIl1nyot.th. fol/bwtna,'-' ' haVe-'IQ.IMr"",.OMIef: '1."'-' ." ,>>,~,...", ;,,,,' .".':"'-"", ".... - " .... '..' ",e'-"- . ".., . ~r~~' ~oc:eur;lwilllmmecllatelynotlfyyol.l: -.. ,,_,.... "', c.'""" - '~~.' :,,'::;:;,,:,'~,;;'j"'-"."';-- . ',~.~.".., ':;o':~~'.' . '1)-- 'Thu-YeniCI9'ts damaged-or deSIrOl'ed in a" accident:' .. :,' X." 'ProtII_ltof'Tmtefer'on:........~ I WiII:'not.wbldse;'N_1't. """''', 2)" Th. VehiCle ilt impounded b....lh. police or some'0Iher-9ovq;mm9ntBl'affI; , 519": granra-:securll1 I~!rfar ~.tr~~'my 111111f'fttUndet:lhIt-r.ue.t"' .,'. cial. -, -,:.,. . --"" "...,.". 'col11l'8ctCt:'thllIeeHd,1ietfdoWl~jOUt:_Wtlttsil~tYOl,(mat.~Jl~""'_'" 3J The Vehicle IS slolen or ab3~n_~.,.__.... "..}. '';-',~ _. .,~,::~., _ ',::.~ nofobff~~1Cj; ~JSl'fcii'~ri''''ntfO~!;.~''''\... '~:",,- :~ ..~<- ."'-~' ~'..'.~',',-" -'-'. In anv elliln!o I undersland -",al vou.M\le the nght.to lemunale Ih'8 tease Agree. SEE'RINl=IIlISI,SIDfi,FOR'#IOD11:l0NAl;<T!AMS AND CONDITIONS. n\lI_nt..IlvoudOlerminatethls,lease, tritaltze,mylerminatlo" Uabillty.WiJIbei n8(lCO(.o- .' -?r'. '. '_ . - . -' - .... ,." dance: with item fIR) QI.ItITs Agreement. Whlli Ihlil"surance~--:wIn'bi-ap- '" >.' ~i':~.::_n ~i-- ;-,~ ;':U.~;,;): " . plltMHo,my terminalion liability,l also agree 10 pay a.'lV difference .~IW,,",n '.h~,~.l1t . " , ." ..,. ..._-~~~~."..~---;;,,"_..;i"~ "'~'~'.' ,~,j .~ ~ ~ .' ,,_.,;,,_~~.",.......___" -0' , ..J.J.;O~~""~ '~I.M_' [,,,,,,,.1 "'Jir~"~. ~v _ d '<II. ,,~.I~ .~. ~ - ~ " ,~.~ DEPARTMENT OF TRANS.-ORTATION CERTIFICATE OF TITLE FOR A VEHICLE 9!.255002300123b~001 l.GNDH3W1JT2300&P3 .'JEHICl..E IDEKTlFICATlON ~ER . CHEVROLET. \ Y 500!3!.DO&lll I %'f / YEAR I MAKE Of VEHICLE TITLE NUMBER 0 I "'~AT CAP I BODY TYPE CUP PRIOR TITLE s:~Te 10/02/% 10/021% I DATEPA TITLeD DATE OF ISSUE UNLADEN WEIGHT KENNETH B SHAFFER I o~~~!;(.T:!.1 ~~~~~]I I" GVWR GCWR 0001,4. St'TUS TITLE BRANDS ODOMETER ST.a:rUS O-AC1'UAt.Mtt..EAGE 1 . t.llWGE EXCEEOS THO: MECHANICAl UMItS '..,. Z"NOT'THE"ACTUAL.MI~iE ;1.- IiOT'fHEACN,l,LMIUWl'oE-ccoMETEl% TAMPERINGVERlFlED 4 - EXEMPT FROM OOOMEntR OlSCLOsuJIE .; :-.".: !.:;""'-i~' .''-,~" .~,.'< . REGISTERED OWNER,S) T1TLE BRANOS ~:~~.;~, F _ OUT 01' COUNTRV ..t,.,~~. G - ORIGINAlLY MFGD. FOi~ ~ OISTRIBUnON _: H- AGRICl.LTURAlVEHICl.E ," L-LOGGlNGVEHICLE . P - FORMERLY A POLICE \iEHrcLE R~RECONSTRl.ICTEO s~ STl'lEETROD T-RECOVEREDTHEFTVOiHICLE v- VEHlCLECONTAlNSFEISSUEDVlN W.Fl.OODVEHICLE X-FORMERLYATAXI PA NATL BANKLEASE 130 COURT ST WIllIAMSPORT PA 17701 , seCOND UEN FAVOR OF' BANK ~ II a secondfienholder is listed. l4'OIl salisfaction 01 the first lien, the rllSl lienholder must forward this Title to the Bureau of Motor Vehicles with the appropriatelarm !lnd lee. FIRST UEN RElEASED O"E .' BY SECOND UEN RElSASED AUTHDJ:lllfD RE~ESENTATIVE o.<rrE MAIUNG ADDRESS BY AUTHORIZED REPRESENTATIVE PA NATl BANK 130 COURT ST WIllIAMSPORT PA 11701 I certify as of the dale of i$sue. the official recOlds of the Pennsylvsnlll Department of Trar1llportation l'9fJect mIl the person(s}or company namedtlel'9in IS !he lawful owner of the said vehicle. BRADLEY L MO. When applying for lIIkt-witll-,j co:.owner, 'ft'lt13il y.lIUr sPouse. chec~ one ", lI1eae t*;x:ks, If Ill) !lIock is checked, 1,IIe WIN be O$$.Jed'as "Tenm>llI'n Common' AD JoinlTenanlllwllt1Rlg/llotSurviwrslllDlondllllt/'lofoneowner,I11:1ligoes to tl\e surviving owner), a 0 Tenilnls in Commeln Ion death 01 one owner. interest of dllceased owner goes 10 his or her M'fl! or astalel "" YEAR SIGNATURE OF PERSON AOMINISTERING OATH IF NO UEN CHECK BOX WE' DATE: FIRST UENHOLOER: N<ME STREET CITY The unde<s'9ffl(ll\e(eby makes 3DDdicalion for Certificate of T~1e to the vehicle described 3bave,subjecl 10 IheencumbrancasandothefieQalcla,,'llSsetlorlhhere. STATE LIEN O'TE SECOND UENHQLDeR "ME .P IF NO UEN CHECK BOX STREET SI(;NATUR OFAPA.JCANTORAUTffORtZEOSlGN€R CITY ~' STATE .P SlG.NATUREOFCO-APl'UCANTrml.EOF AUTHORllEOSIGNER WIl\':':'~'J'il,,;";j '''.il'f:o''.'''''''')rl'';I~li ~. .. .. . ~"'J"",,,,,,'I'~".~~'''',,J'........ """""~\l;i_1iJI~'J; PA () 1'; ~:r >';" ! o o ----"""~~~_."' . - ,-- f. -"1 ::0 r.., ::c -l r.., c::: 0::0 C:::-<: r.., c." ::0 --.1 ;--, r-', ~") t::::., , " -- -0 -l 3::-;;;: ~ 00" (') ~ 5 ill ::>"O~ -f " '0 ;:r c: *~;:o ~ ""C/.lC/.l ::II "t:I1';"::>" m >"a n _0li::K "i<> So!!l !1l /"..."}to... ~o 0 ~ ./'''q/1~o o+~ 'm .Jt-' o+'-' 'lJ<)'bY> .i' I:'~ riJ'-4 C "o:-.b~+~1# c. ..~~ .~'i Rq. ~ ~...~.,!b.... $f~ ~ ~o l/lm ~ . 'i 'lI -.'lJ 11' ~,;)t q-'~ O;,'i ; 0.... ...0";; 0<1 ^' ')../ &->~ ~~ r q,t;- .:fI' '1>'b ~./J .J~~' -a"' ...0 C ~ ->~l\,-':;0,40y(l!J : ... ..) .!b"J fl4 Rq n">> ~~ : ~~':?l'iJ., W _1I'~"'bt.'-~ ' ~... 'Q'i ~~. . .,-4 ,. A " -il QQ : ~ 0'" .../,/ :,r;?'i~ :.0 ._":; Q'lJ , ') ~),-'. ::Ol'.)~ CD::JOlI - 0...... 3~~ fa I v ~ ~ r. (".; ,!> - "'. i.t ~- , . o "" 00 :1~ ~x ;=- j;i~ " m z z en -< !<: '" z ;; :I1~ 55~ go -.:J ~('C C ... <0 ! '" ~ "tl ..II -.l .s:: ru ..II .s:: -.l ru ..II ." " "' .. ,.. " m ............................. ~. ~~iWil!Jla:.l;, o -, i / ,I / 1 , P 97 4 2 9 4 7 2 9 ,~ TO: Kenneth R Shaffer 185 Poplar Street Manchester P A 17345 SENDER: L Curnow REFERENCE: KFB 01-03025-001 (R) ~ I i: I! PS FORM 3800 SEPTEMBER 1995 I; - ii ~~ 'i RETURN ......._... r, RECEIPT :i SERVICE :i CMtiftod... -0.0-, TotaIPlle:lageIlndFeM US Postal Service Receipt for Certified Mail ~ . ~, o Keystone ~ FinanCiaW p.o. BOX 1384 POTTSVILLE, PA 17901 VIA CERTIFIED MAIL Kenneth R. Shaffer 185 Poplar Street Manchester, PA 17345 , . . "" ~"'._.... ~l.~~i!i!; o Certified Article Number P "1711 2"111 72"1 PHONE: 1-800-895-93C FAX: 717-628.92, July 28, 1999 .' Keystone Financial Bank, N.A. successor to Pennsylvania National Bank Dear Mr. Shaffer: In accordance with the provisions of the Uniform Commercial Code, you are hereby notified that unless the unpaid balance of the total monthly lease payments due under the Keystone Financial Bank, N.A. Lease dated August 26, 1996, Account #01-03025-001, plus other charges as itemized below is paid within fifteen days from the date of this notice, the 1996 Chevrolet Blazer, Serial #IGNDT13W4T2300803, surrendered by you to us in default of the said Lease will be sold. The vehicle, which is stored at Whitcomb Recovery, PO Box 10135, Harrisburg, PA 17001, may be redeemed by you, by payment in full of the Total Balance Due, as set forth below, if payment is made within the fifteen-day period to Keystone Financial Bank, N.A., Attn.: Judy Meseravage, PO Box 1384, Pottsville, Pa 17901.1384. You are further hereby notified that failure to pay such unpaid amounts within the fifteen-day period indicated above will result in the motor vehicle being sold in a commercially reasonable manner to the highest bidder at a private or public sale anytime on or after 8/12/99. You will be legally accountable for payment to us of any deficiency resulting therefrom, or you are legally entitled to any surplus of the sale proceeds remaining until after the Total Balance Due is satisfied. Unpaid Balance Plus Late Charges Plus Tammac Fees Plus Sales Tax Plus Residual Plus Repossession Costs Minus Rebates Minus Security Deposit TOTAL BALANCE DUE $ $ $ $ $ $ $ $ 8,556.72 283.47 712.92 1,205.57 12,129.04 275.00 2,257.75 350.00 .Plus Storage & Repairs $ 20,554.97 Sincerely, <&4 ('I'\-u...~ Judy Meseravage Adjustor (717) 628-9353 _",,,,",,,,,,"~i . - - *'."".'- - .JJl!\!l;U~j' K~tone ~ FinanciatW ...:1) o PO, BOlC 1384 POTTSIIIu.E. PA 17901 PHONE: 1-8OlJ.895-9304 FAX: 717-628-9231 STATEMENT OF SALE Kenneth R. Shaffer 185 Poplar Street Manchester, PA 17345 October 27, 1999 RE: Lease #01-03025-001 1996 Chevrolet Blazer Dear Mr. Shaffer: Since the above-stated vehicle was not redeemed by you in the time frame specified by Notice of Repossession dated July 28, 1999, it was sold at a public or private sale pursuant to the loan agreement. Refer to your Notice of Repossession for a breakdown of the amounts owed to us at the time your vehicle was repossessed. The sale resulted in a deficiency balance being owed to us by you. Details of the amount owed are as follows: Proceeds of Sale Applied to Balance $ 11,925.00 $ 6,374.46 $ 277. 98 ------ ------ $ 6,652.44 Payoff of Loan (after Proceeds & Rebates) Plus Expense of Repossession TOTAL DEFICmNCY BALANCE DUE Please send payment immediately to: Pennsylvania National Bank, PO Box 1384, Pottsville, Pa 17901. Failure of an acceptable response by you within Five days from the date of this letter will result in further collection activity up to and including legal action. Sincerely, Judith Meseravage Loan Adjustor Keystone Financial, Inc. I /lac ,,- ~ , ~ L. ,.",:,~"",.:;,>,.:.+< .,. ."__ , . ;, ~~;-i~J:#;,..,.'; . il~~: ~-"~-- ~ -- () o ~0. ~III~ trrJ@/ :;-:''- CV-61-00 S-1156-00 , ,;-E - c_.L" r:..~ I'y ? A 1.. I" JU~ J ::) 54 Ai'! '00 CERTIORARI . SCHUYLKILL COUNTY, ss: TO DJ JAMES K. REILEY Esquire, Greeting: We being willing, for certahl reasons, to be certified of a certain plea between Keystone Fin. Bank, plaintiff and Esther & Kenneth B. Shaffer defendant, before you pending, DO COMMAND YOU, that the plea aforesaid and warrant, summons, process, judgment, execution and all proceedings, had, moved, pending or determined before you in the same plea, and all things touching the same, before our Judges of the Court of Common Pleas, of the County aforesaid, on the first Monday of August next, so full and entire as before you they remain, you certify and send together with this writ, that weDlli1~~~c~ said Court at Pottsville, the 6th day of June AD Two thousand. /If:d.~ f,(.EO~ . rJlJ'15 1008 PROlH~dRY _ PER_ .g: G~ ,,.... ,"~ ~"' ~ "~-....' 'Ij ~~) .~ ~ '"'"-~'ilIillj~~< 21-3-07 NOTICE c9 JUDGMENTITRANSCRIPT CIVIL CASE PLAINTIFF: NAME and ADDRESS DYSTONE FINANCIAL BANK, NA I PO BOX 1384 POTTSVILLE, PA 17901 L ~ VS. COMMONWEALTH OF PENNQvANIA COUNTY OF: SCHUYLKILL Mag. Dist. No.: DJ Name: Hon. JAMES REILEY Add"" 200 NORTH CENTRE STREET POTTSVILLE, PA Te'@phooe (570) 622 - 9181 17901 DEFENDANT: NAME and ADDRESS 'sHAFFER, KENNETH R. 4150 VALLEY STREET APT.# ENOLA, PA 17025 L I A JAMES REILEY 200 NORTH CENTRE STREET POTTSVILLE, PA 17901 Docket No.: CV- 0000061- 00 Date Filed: 2/15/00 ~ ..~~I.~ , . '":..,,,:.:,u ' . THIS IS TO NOTIFY YOU THAT: Judgment: 00 Judgment was entered for: FOR PLAINTIFF (Name) ll'RVl'I'I'ONR llTNIINI"TIIT. RIIJITR' Nil . 00 Judgment was entered against: (Name) llHlIllFF:R. ll'F:1\TNF:'I'H R in the amount of $ Fo,774 q4 on: (Date of Judgment) "/Oq/oo - . D Defendants are jointly and severally liable. D Damages will be assessed on: D This case dismissed without prejudice. (Date & Time) Amount of Judgment Subject to AttachmenV Act 5 of 1996 $ Amount of Judgment $ 6,652.44 Judgment Costs $ 122.50 Interest on Judgment $ .00 Attorney Fees $ .00 Total $ 6.774.94 Post Judgment Credits $ Post Judgment Costs $ -------.----- ------_._---- Certified Judgment Total $ D D D Levy is stayed for days or D generally stayed. Objection to levy has been filed and hearing will be heid: Date: Place: Time: ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JYO~MEKT.~y Fltf~QA NOTICE OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS;'ClilILbl\tISIO~,Ybu MUST INCLUDE A CO~'~f" T . S}NOTlFE OF JUDGMENT/TRANSCRIPT FORM Win'!?( .OUR NOTICE OF.A:~P~AL. r-: \ '1 1fO Dat iJfj (J/i~\-"" . _ . , District Justice ,h_ "Y', ",' py of the record of the proceedings containing the judgment: ., II ~i~~ It~hiS is a t ~Date " , bfstrictJustice A r; " \\ l ' ':I\J ~:.' My commission expires first Monday of January, Aope 315~99 2006 SEAL .,YIlKiA ~,-~~" ~ ~~ -. 'o~r!dl:l!liii: . ~~-"-.' ",~--iIIlWij~ 21-3-07 COMMQ PLEAS NOTIFICATION REQUEST FORM PLAINTIFF: NAME and ADDRESS fiEYSTONE FINANCIAL BANK, NA I PO BOX 1384 POTTSVILLE, PA 17901 L ~ l' ,. ,COMMONWEALTH OF PENNt"'\VANIA COUNTY OF: SCHUYLKIL~ Mag. Disl. No.: DJ Name: Hon. JAMES REILEY Add"" 200 NORTH CENTRE STREET POTTSVILLE, PA VS. T",pho" (570) 622-9181 17901 DEFENDANT: NAME and ADDRESS 'sHAFFER, KENNETH R. 4150 VALLEY STREET APT.# A ENOLA, PA 17025 L Docket No.: CV- 0000061- 00 Date Filed: 2/15/00 I JAMES REILEY 200 NORTH CENTRE STREET POTTSVILLE, PA 17901 ~ Disposition Date: 5/09/00 Please be advised that an appeal has been filed in the above captioned case. Kindly use this form to indicate the results in this case, and return to the issuing authority (listed above). RESULT OF APPEAL Common Pleas Judge CIVil-lANDLORD/TENANT APPEAL APPEAL STRICKEN - appeal has been disallowed. APPEAL DISCONTINUED - appeal has been discontinued by appeliant. DISTRICT JUSTICE DECISION UPHELD - court has reached the same decision as the district justice judgment. DISTRICT JUSTICE DECISION DISMISSED, court has reached a decision that does not concur with the district justice decision. WRIT OF CERTIORARI WRIT STRICKEN - appeal has been disallowed. WRIT DISCONTINUED - writ has been discontinued by appellant. DISTRICT JUSTICE DECISION SET ASIDE - the case will be reheard due to irregularity, lack of jurisdiction, or improper venue. WRIT DISMISSED - district justice decision was not found to be flawed, lacking jurisdiction, or having improper venue. STATEMENT OF OBJECTION (Please give a general summary of the results) OBJECTION DISCONTINUED - objection has been discontinued by the appellant. OBJECTION DENIED - objection has been denied by the Court of Common Pleas. OBJECTION UPHELD - appellant's objection has been upheld by the Court of Common Pleas. Aope 729B-98 FORM PRINTED: 6/12/00 14:11:30 -~ , -- --~~=~....-. 0' <CI r'I U1 f'- U1 ru f'- m Certified Fee m r'I l:J l:J l:J l:J ~ m Return Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) Total Postage & Fees $).....'\& .--, ...;,.- -~," IT" lr l:J f'- -~~:&::;:~~~_~:e;:~1J;~fl~~_~~_~~~~~'___mnn___m_m______m~__ Street, Apt. No.; or PO 80~O" ___tJL~Q~.n()AL'-'l-n.Hn~~___df'L.___>l...:___.______~..n___ City, State, ZIP+4 G/VOtt.4 /'4, /)c>",,r ,,". ~ " ",,":!i," ,,-.:t"'>' '<'~~-~ .... =-1lll1~_-" r - ~ 'till i ~ \ .. - , . ~)r-- ~\\..~ '*' T'" ~ <~~ ~o:.>{ \ .... ~,:~p~ ~-r.o . . . ~~ ~.~ . '. ---.----.--..-......-.".--.-...--- "--._."~"......"-~_..~--~~.-_.._-----_.._-_..._- (This proof of siirviceMVSTBE FILEDWITtilN FIVE (5) DA YS AFTER liliog the noti"" of appeal~ Check applicable;boxes) PROOI' OF SERVICE OF NOTICE OF APPEAL AND RULE' nJ FILE COMPlAINT . . . '- COUNTY OF_ COMMONWEA,l,TH OF PENNSYLVANIA_!, seA C-IvL;(/11 ( ,. , '-;55 AfFIDAVIT: I hereby .swear o.r affirm 'lhat I sc!'ve( . .'. -": ; .e, '_,".' :,"_~ ~'. ", .' ",' ,_-.... ::. > J,):oPY of 'th,e r\!otice o,-t ~!~p'(/aj', Co'rnl~on PJ~as No-;:5:1LSJiI__c?'?~l;P~!l" the -O}stuCt:_.J~,~.ti'CB :Jes(gllatf:d th-ere!n-()I~ (date of s~rvice}_......,t;.-=._(;::.._~OO .__, 19_~,. I29 '"bY per~(;r;~i.~nv]~ '" LJ .~ b~ ..(.~ert!fi~d! JregJst\lr~'n.nl;~q-,' sendc'F.'-S - i'(;ceip, attach(~d 'hi;l'eto, and upon the il!,jpellee, (nar;Je)______~.;S--&,.:J.c:. ...:....."'~i!':L~~..:~.:~:._<~ ~--,_..._.._{f':."t.") /~....:.:.._..._."~ "_~_... 011 ~- _..;:;:.=.f.~___.~_ C) , 19 ___ [] by piJt'SOlld! serviu: L..J tJY '(et;1 tiLed) .(rQ9istcl~.:cJ) rnaii,-'ser)def{s' rece-iphHtachwJ' hereto. ['ij [Xl and fCirther that I 'SE1'V'l'!(j 'the Rule. to File- a..-: Co-rn1:j-j.~illt .acc()'mf3anY';:-'I-g rh~, above Nottce--of Ar3rw_ai' upon -;thE)' ap-pei'iee(-s-) to w!li.)JT] the Huk was addressed 011..._ ~_~L-::-~.::::._c:'-Q."_~, 19'..___~, LJ by personal service [Xi by (certified) (re~listr--;redj . mat!; sender's rece,i'Pt'a~Hache(fhe!'e-to.' . . :).'WORN~;(..~f'li'iMED) A~~D-L.~.Bs.~,R!~,ED'.H. E~"D... .R.'J,.~.f~,V THIS_tf . .O-DAYOF._ _~~____~_,~_. " r2' " '''-'''-:'':,'.'<\Io,,'I}o:'<-.-.., , . / ' ..u~MA/') , /. ~r ~. ----~~---c-~--~ ~r c-~- -~-~~------ SlgniltuDfff:I~_: bfJfom who;(tfffldH'.Ilt w,~s _.'1Jil(je _ J'~~I---~~(.L-__~~ T:rl{} ofo/fi~l;;; /' __._____ . I . "-c;r;-:t I Z';J .' My cornmission expires onit!..-_" t ...(__~G- 'I, ffi.;2 d~ (j ~ C/'-- / L-- 4 .----::-'::L~--.--~-----:_~'Qnatu,e of 8I1mn., i;:):: c;", :, "-..-.,,, "- - - , L. Nota~aise,,( .: ~ Dorls A. Balr. Nollilry PublIC ~ MarysvtlleBOfQ. perry cp~nty2doo My commisSiOn~reS<XI: . .' . . . M;mter,PennSylvania I\ssociatlonO! JlOtllles -",.:. "',! (,'-,. ':_-j:', ,;-, ("i.,,:j; "'- C:' c::) ....,~; ~ Ir .. ". COMMONWEAL TH OF PENNSYlVANIA COURT OF COMMON PLEAS NOTl( ClfAPPEAL FROM JUO'ICIAl DISTRICT OISTRICT JUSTICE JUDGMENT ;";' .!"<'~l;-j; ~ .~,' ,")t:- COMMON PLEAS No. ,;:"-~- ,,::.Y I ." t rl , I ~> O~vl() ~;'; /i ,'., NOTICE OF APPEAL ,.'-" ',' .,., -',.- Notice is given that the appe.~I~nt ~a'l'fjle9\ i~\;he~~b-~~~~f~ourt of Common Pleas an appeal trom the judgment rendered by the District Justice on the date and in thefasemlri~t~d,beI6w. :..'. '.,' . ~"~ ~ i.' ~ <;,' ]..-' ';,",,1':1 /'l<!''1"fI L I SO MAC;;, gIST. NO. OR NAMIIl: OF D.J. CITY 1- 3- 07 - ~=Z'I-;:Y - STATE :tIP CODE ')~> ',J f>A- ,! 7,0 ~S- '"," t:1 lDel~"dfMI "~ DATE; OF: JU 'GM,ENT CI..AIM NO. VS. SIGNATURE OF ...PPELI.ANT OR HIS ATTOFfNEV OR A(;a;:NT c CV 19 LT 19 This block will be signed ONLY when this' notation is required under Pa. R .C.pJp. No~ i 008B . This No-tice of Appeal, ''when received by the District Justice, will operate as a SUPERSEDEAS to the judgment for possession in this case. h/:- 00 I It-, /.:> " s J.-/ "- '," ~ i~ I ~.~~ Ii......:.... ~'. i~ Vi lli ~~--.'< ~-'. . . "l"':i;;'-'.;p.ft;A;W~tP;E::fo;.ENf8~;;W&t~"~~c;'1~~i'e'8M~Itil;1Ni+'e,~[}iRcitE'fo'itl!1e~l.~"\';"}';:' ..'.. IThis .sectidn:e'if~~{f::ro.bfj;~t,;qQNL YWh(IiLilppellaQt ",as .lJ~FfN0I1~n~ee:Pa:R.c;p.jpN9' lqIJ7 17J inaiiiifb~forceqiwii!t Justice~ IF NOTUS.EIjJ~'(<tet'lcll1fro.m'l)/'PYo.fnQtlCedhjppeaJtobe~!veduPQn:.ppellee}. ..' ~'.' .~..,., ~... . ,,'''',',.-_;,.,';' Si9ria~tii~,'_ <:~l~,c~,:;~~~t9~t~~.~,"-?--~~,,:,__?:::,,~~ ,",~- If appellant was Claimant Isee Pa. R.C.PJP~ No~ 700716J in action befJi- ~istrict Justice, he MUST FILE A,. COMPLAINifJ withi{i' 'twenty 120J days after filing his NO nCEof APRE,flL, r_y"'_':<'.:~:1'+~," _""", ':) "." ;i,~?} _ 1:' / '~, < :'; ~ Enter rule upon r>/l ",NC i"l L Name of appellee(s) within twenty (20) days after service of rule or suffer entry of judgment of non pros. ,(5,"i.<>/< ,appellee(s), to file a comp,laint in tbis appeal (Common Pleas No. l~ 0. 'J.-/L To ~Cf'srq,*t.;, KI':1(t/PfJf't'-f17:'{t ~~p/)elt"e(s),l, ., Name of appellee(s)' ' - ; Signature of-appellant or his attorney or agent , l-_ RULE: I I I "i.i"" ~, 1:'",-", . r~ ~j; , , (1) You are notified that a rule is hereby entered upon you to file a complaint in_this appeal within twenty (20) days after th~ date of service of this rule upon you by personal service or by certified or registered IT)ail. (2) If YOLl dQ riot file a complaint within this time. a JUDGMENT OF NON PROS WI LL BE ~'I\III:R ED AG~~*6'I'4mU."___....~ (3) The date ofservice of this rule if se,vice was by mail is the date of mailing. i :'h'{"':f":::'~~.~~::."'~~,~,'.;"~2.'t.:r.r.~.;....,.~,.,..~"..., I t ,,'6"'";,^~i....~ ' .. . ~~. ~" Date: l.1i~,~8V,l.;,I ,11!1(, h"-/-)-,"F I. too: [, .. /' /'.' '.'" ,V . 1i\/ AOPC 312-90 COURT FILE .. VI I .. ': ~. ...~ I 0 C . Items 1 andlor'2:f0r-adE!itional S$r:vices. '-Co ltems3,4a-,8ndAb. -__~ o Print your name and address on the reverse of this form so that we can return this ai card to you. 1. 0 Addressee's Address U [J Attach this form to the front of the mailpiece, or on the back if space does not ! pem;lit. 2. 0 Restricted Delivery : CI Write "Return Receipt R~quested. on the mailpiece below the article number. .... c: 0 The Return Receipt wm show to whom the article was delivered and the date ,9- o delivered, ! '2 3. ArticJe__8!X!re.ss.ELd.Jo; A.o - ........:....1_ "'lumber ii- D~ JAMES K REILEY f;). - <(%-)0 -;:; Cf3Cf ~ 200 BORTH CEllTRE ST rype i POTISVILLE PA 17901 Id ~Certified ~ , V1ail 0 Insured .5 .. ~eipt for Merchandise 0 COD .: .e " o >- " c .. .c ... I alOG wish to (eeelve the follow- ing services (for an extra fee): ~ 5. Received By: (Print Name) ~ ("r'1~ ~ 8. Addlessee's Add,ess (Only if requested and fee is paid) $ g. .i i02595-9g..g..o~_? > mestic Return Receipt , ",. " '., ~- 'I, (""",-., "~~"'~"","",i,...k,:"",._"_-0"." '._--~---~-~.,.,,,_d=,~,,,,__,..,,_,,~",,_,,,,,*,,..~,,,,1I-o,,"'lY_;H,'_H'~""~ofM'~~~~'~~-JS.""",;,4,>,""-'~M",,,,,,,.,,,,J)'",,__"",,"d'~_','"'?"_,_,,,,___, .-,",,;,"'''' "';"-,,,:!-'''' _'-"-,;.o",~_'_' , JUDICIAL DIS7RICT , , J t Cflb" ~.._" . / n NOl;O OF APPEAL dO. &~J FROM >' . ()(~ ;;;:.-- DISTRICT JUSTICE JUDGMENT d- S~.d-c,. COMMONWEALTH OF PENNSYLVANIA " , COURT OF COMMON PLEAS . ~. . ~. . ,I ._,- ~\',. .,~,. . ~ ;;.~,~J NOTICE OF APPEAL Notice is given that th'7!~PPt~~t MS fil~~,!rt~he above Court of Common Pleas an appeal from the judgment rendered by the District Justice on the date and in the~asejqentiC)f.led b.~ow:''''':' .: _~.:~) ,,~~ .a~.~\"" N'M[{;~.~:Tjlt. iJJJt;/ p~ AI:U:'RE 0.. AP"Et.L.ANT ;'_'Y~~',_:_;~ ".- ..)':~ t~ '. -~:- COMMON PLEAS No. 0~ II~lo-06 MAG. J:l15T. NO. OR NAME 01" D.J. CITY Q/-,3- 07 $TATE !>.F1. ;<.: t::z: I- ~ Y Z'" CODE '7/5"0 VAll.! .AIr A, .IF /1/0 L- A 70.).S" DATE OF JUDGMENT ',.,q. (D"I.ndant) oS'- 0'/- 60 e- :s '''",,1(: Fi'1 ,f??~ /Z CI.AIM NO. CV 19 LT 19 This block will be signed ONLY when this nota'tion is required under Pa. R.C.P.J~P~ No. 1008B~ This Notice of Appeal, when received by the District Justice, will operate as a SUPERSEDEAS to the judgment for possession in this case. b/. 00 I Ir-, /.). SJ-/L- If appellant was Claimant Isee Pa~ 8.CPJP. '-- No. 100116) in action befJij District Justice, he MUST FILE A COMPLAI^fhwithi'l:" tw<'nty (20) days after filing his NOTICE of APP:E4.~ " Signature of Prothonotary or Deputy r!+, t..n 'u,) i-' PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO f-~E (This section of form fobe ~sed ONL y' when appella,,"twas' DEFENDANT (see Pa, R.C.P.1.P. No. 1007(7) in acti,." before District Justice. IF NOT USED. detach from copy of notice of appeal to be served upon appellee). g ." ~ PRAECIPE: To Prothonotary /1:-v Sro/Vt:. ( SU5"1.o - O() Enter rule upon F//} -4-/\/0/1 L Name of appellee(s) within twenty (201 days after service of rule or suffer entry of judgment of non pros. .6"1 "'!<. ,-appeltee(s), to file a complaint in this appeal (Common Pleas No. fr, (3, L-~ RULE: To /1e-vs1OA.lt. r::V1A/VCI"'t L &,y(. appellee!s) ( Name of appellee(s) _' Signature of appellant or his attorney or agent (1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (201 days after the date of service of this rule upon you by personal service or by certified or registered mail. (2) If you do not file a complaint within this time, a JUDGMENT OF NON PROS WI LL BE ENTERED AGAINST YOU. (3) The date of service of this rule if service was by mail is the date of mailing. (o~la..()O ,1__. 'I- a.ry or Deputy Date: CDURT F,,.E -.-0. BE F'LED wr.-" "flo.y"o.,lio.YAf\Y """\,:,0;:, -!')-,,!,;~~~:\;"Yi-1';"' " ^",','~';'<"~W~~~il~pf,i-1;g'ihC',- ''''''"';;''';''''''''''''Ti~i!~~I~;;%\1J~,IU~W~~,t#~~~~~_mil!L rlii~ '"i-,,', ~ ':""",b \ k / ~ (jO~\ ~~ '-., .tfI ~. ~~\ '" , '" \>~ -"-"'-""-~;----~~'""'-'-'~------'_._----"'.._- PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT . fThisprool ol servicf!/l/fUST BE FILED WITHIN FIVE (51 DA YS AFTER tiling the notice of dppeal. Check apD/icable hoxes) COMMONWEALTH OF PENNSYLVANIA COUNTY OF______.___~"~__,_ ;ss AFFIDAVIT: I.hcrebysvvear PI' ilffirp"l thi}~.I_ $(~i-vcd Q_ copy of the Notice ()f Appeal, Comr1lon PI(~a$ No.,------,,-,-~ UP,O!l th'l(_(}i"st-rict.:JUstice th~~,ig-ilatf:d therein pn (daM of' serv/ceL__ ^"___~____"_"_~"_', 19 _, 0" "bY persona'l_st!!:vice' .L] by o(cprr:-fied".l-iregis.te'redl" ri);'l;!, '~end(~r'~" receipt iJttdch(,~cI hel--do, ~lnd upon tho ,ippcllcl", (l1,9me)~_~___,-___ _ "____"_""_______-'__.____".,,"'_,._,_,_"_,~_,_,_~" on _._____"._".__ _____, 19____" l.-.J I)V PIJrSUlldl $cn:ir:e [J hy _((~l)rtdicdi {registered) mad, sender\-re_ceiOt att;cl;e;tHl€iEitc?" and funher rh'at 1 seIVI?'d' the'Jiulc to F-I~tr~; Complaint whom the Rule was address(:d on mail, -sender's receipt attached-hen::to, acrompanying.-the-'above N6t'ice of Apr1eal, upori 'the apf)el!'MH~) to ,19'~~~__, f] by personal service by" {cerrified} (re~listerecli SWOHN (AfFIRMEDIAND SUBSCRIBED BEFORE ME THIS____DAy OF~_~~_____~, 19___. Signawff.' of affl;~n~ ' Signature of offiCIal bufo/'/! ,,,-,horn affidavit WBS made T,Oe of official My commission expires on__,__~__, 19_. ',- \: ~ ,-.: J ).., l,' '.i i "II.. . - "~ ~'WRliiili~___"'>M~~'&' .. Cl o CV-61-00 S-1156-00 CERTIORARI SCHUYLKILL COUNTY, ss: TO DJ JAMES K. REILEY Esquire, Greeting: We being willing, for certain reasons, to be certified of a certain plea between Keystone Fin. Bank, plaintiff and Esther & Kenneth B. Shaffer defendant, before you pending, DO COMMAND YOU, that the plea aforesaid and warrant, summons, process, judgment, execution and all proceedings, had, moved, pending or detennined before you in the same plea, and all things touching the same, before our Judges of the Court of Common Pleas, of the County aforesaid, on the first Monday of August next, so full and entire as before you they remain, you certifY and send together with this writ, that we may further cause to be done that which of right and according to the laws of this Commonwealth ought to be done. WITNESS the Honorable William E. Baldwin, President Judge of our said Court at Pottsville, the 6th day of June AD Two thousand. &.JrJt J' ~ "'~~~""";'Aj"jili\."mt{,~!!I!1!'Mm-~_&i~I@f!-Mtl!i~'-.J:#~~ ~~-- W,~~li ~'" --=~"","""-"~ j.~ -._.......-. h """',,"" ,t~ 'wi - "fJ - C) ~~~~ :./) -^' , "~""1 d~ 0 " ~ :;?, :Jj 7:' C.. , '---~ ! U) r~~ --'1 " t;, <~ )> , " h. Z ,~ :1> ~~ "' ~~) ',.;: ---;.,.; ""<-~" .....:..., :,.) :i:J =< -< ~ I'~ teD ~ ,,~ ,0\ Q ~,~ ~, :..r. "" ~ ,,'I<'~ , .~- "I -C -c. ""( ~<:> ~ ~'~ ~) ~ . ~- ~- - ~ , ,," ~ f.-..o l , . ~ I ~ ~ - "'"'l'l;- ^ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A. successor by name change to PENNSYLVANIA NATIONAL BANK, Plaintiff vs. No, ::z.~6 ~ 6(P ({ ~ KENNETH B. SHAFFER, Defendant NOTICE TO PLEAD TO: Keystone Financial Bank, N.A, successor by name change to pennsylvania National Bank c/o Joseph G. Zerbe, Esquire Zimmer~an, Lieberman & Derenzo, LLP III East Market Street P.O. Box 238 pottsville, PA 17901 You are hereby notified to file a written response to the Answer and New Matter within twenty (20) days from service hereof or a judgment may be entered against you. obert B. MacIntyre Attorney for Defendant 1.D. #36817 6000 Linglestown Road P,O. Box 6656 Harrisburg, PA 17112 (717) 652-9485 _J -~ . ~- ~ ""~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A. successor by name change to PENNSYLVANIA NATIONAL BANK, Plaintiff vs. No,Jooo-~I7) KENNETH B. SHAFFER, Defendant DEFENDANT'S ANSWER AND NEW MATTER TO PLAINTIFF'S COMPLAINT AND NOW, comes the defendant, KENNETH B. SHAFFER, by and through his attorney, Robert B. MacIntyre, and respectfully answers as follows: 1. Admi tted. 2. Admitted. 3, Admitted in part, denied in part. It is admitted that on the date stated defendant leased a vehicle from Forbes Chevrolet, It is denied that the lease attached to plaintiff's complaint is a true and correct copy of the lease signed by defendant. Specifically, the attached portions make reference to provisions and terms not copied or referenced. 4. Neither admitted nor denied. Defendant is without sufficient information to respond to the veracity of the allegation. Such facts are in the complete control of plaintiff, 5 , Admi tted. 6. Admitted in part, denied in part. It is admitted that the defendant was delinquent in some payments. It is denied that ~ .' ' - ~,-"-~ -lOb!.' this delinquency constituted a default under the lease agreement. To the contrary, when defendant paid his delinquent balance, he was advised by plaintiff's representative, steve Gormont (sic), that he was paid through April 1999. 7. Adrnitted. 8. Admitted in part, denied in part. It is admitted that the plaintiff's mailed the notice in question. It is denied that the address it was sent to was defendant's last known address. To the contrary, plaintiff's had been previously advised of the defendant's address, which, in fact, was different than the one to which the notice was sent. 9. Denied. To the contrary, defendant never received notice of the opportunity to redeem the vehicle as required by law, 10. Adrnitted in part, denied in part. It is admitted that the plaintiff's mailed the notice in question. It is denied that the address it was sent to was defendant's last known address. To the contrary, plaintiff's had been previously advised of the defendant's address, which, in fact, was different than the one to which the notice was sent. 11. Admitted. 12. Denied, The provision for attorney fees does not apply to the choice of remedy selected by plaintiff. 13. Admitted. 14. Neither adrnitted nor denied. Defendant is without sufficient information to respond to the veracity of the .~ .. =-Ulli' allegation, Such facts are in the complete control of plaintiff. 15. Admitted. WHEREFORE, defendant demands judgment in his favor and against plaintiff. NEW MATTER 16. Plaintiff failed to properly notify defendant of the repossession and his right to redeem. 17. Plaintiff failed to properly notify defendant of his right to obtain an appraisal of the repossessed item as provided in the lease. 18. Plaintiff refused to provide defendant a print out of payments made and applied when requested in April 1999. 19. Plaintiff refused to accept telephone calls from defendant following April 1999. WHEREFORE, defendant demands judgment in his favor and against plaintiff. 6000 Linglestown Road P.O. Box 6656 Harrisburg, PA 17112 (717) 652-9485 "~"----. " -- -':' '._- ,~- -~- -" - '--', , ;, -'I~,- ,_' ~~'O' '--_""""'r, C,_.:'.;'__~",".-_ - - '-, ~.-'- ;;--~,' ,~- ,;,,', "'-,;,!:,'~,)- .' ,,',j~~:.,--_:--, ",'''-'-.-::- ---,-"-' - ".<,~_.-, " - '_," ; > ~,' ,,'OJ. "~, _ , ,',. _' , ',,-'-;-- " VERIFICATION !, Ken ne4-h (6. Sha.+W , VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING DOCUMENT ARE TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE, INFORMATION AND BELIEF. I UNDERSTAND THAT THE STATEMENTS THEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA. C. S. 94904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. :5-~l~ 0.~// i~- ~ . , "~ ~'mi,~~_ CERTIFICATE OF SERVICE I, Robert B. MacIntyre, Esquire, hereby certify that I have caused a true and correct copy of the foregoing document to be served upon the following individual(s}in the manner indicated below: Service bv first class mail addressed as follows: Joseph g. Zerbe, Esquire Zimmerman, Lieberman & Derenzo PO Box 238 Pottsville, PA 17901 !.'!.f~~l~lJffiii11!li~~!L~-0"!J>t>;"'0;1tfui€'i'_@ih<;"4!jol-",;i~l>Il!ii"'0::li~~~~IiiI'~a- - ~"""'~~-:JI ,~,~~. """"U~ (") 0 0 C c;:> -.., :s:: U) ~-; ,nu f"1 -1i~ n1ri! -0 z..;_! zr-- N ;-~? ~5~: (.i-'j ~C:. -0 ~~~:~ :5> _,,7 --".-n ZO - C.;J C':, -0 ~ fSrn )>C ~ -; ,.0 ?6 -< . ~~ - ~ ~" ~,"6""u .~- .,. .,W "~,.'U"",.,~,','"",, ""'~,,,' ,."., "~'"tr""""~'~""',,;,,. ,in IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A., successor by name change to PENNSYLVANIA NATIONAL BANK, NO. 2000-06175 Plaintiff vs. KENNETH B. SHAFFER, Defendant REPLY TO NEW MATTER The Plaintiff, KEYSTONEFINANCIALBANK,N.A., by and through its attorney's, ZIMMERMAN, LIEBERMAN & DERENZO, L.LP., hereby files the within Reply to New Matter and sets forth as follows: 16, The averments of Paragraph 16 of the Defendant's New Matter constitute a conclusion of law to which no responsive pleading is required under the applicable Rules of Civil Procedure. To the extent this Honorable Court deems an answer necessary, said averments are denied. On the contrary, the Plaintiff properly notified the Defendant of the repossession and of the Defendant's right to redeem the vehicle. 17. The averments of Paragraph 17 of the Defendant's New Matter constitute a conclusion of law to which no responsive pleading is required under the applicable Rules of Civil Procedure. To the extent this Honorable Court deems an answer necessary, said averments are denied. On the contrary, the Plaintiff and Defendant's loan document notifies the Defendant of his right to obtain an appraisal. ,~ . ,.~ ~.~,...~ ..~"..~~...~,.,~"c,..~c,."~..,.c", .'~'"~'",<"""~'"'~L'_ ~ ~~~""",.,,.,.~, 18 The averments of Paragraph 18 ofthe Defendant's New Matter are specifically denied. It is denied that the Plaintiff refused to provide Defendant with a printout of payments made and applied when requested in April of 1999. 19. The averments of Paragraph 19 of the Defendant's New Matter are specifically denied. On the contrary, the Plaintiff did not refuse to accept telephone calls from the Defendant following April of 1999. WHEREFORE, the Plaintiff, Keystone Financial Bank, N .A., hereby request judgment as requested in its Complaint against the Defendant. Respectfully submitted, BY: 2 u>~ , 'u>>">> .C' ,., ~.>'.., >. 'u>' ,u".~ "c>.">> >..~>~' "", .',"..~m>" '~'>'>.kH>~ ;""-i!!!, VERIFICATION I, STEVEN G. LESCA V AGE, Regional Manager Keystone Credit & Collections, of KEYSTONE FINANCIAL BANK, N.A., the within-named Plaintiff, certifY that the statements made in the foregoing Reply to New Matter which are within my personal knowledge are true, and those which are based on information received from others, I believe to be true. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A., ~4904, relating to unsworn falsification to authorities. DATED: \~\J\ brJ ~!L~GE - ,~ ~ ~,,' ..... - .,_,..M""~'.._.."._"W"_~"..~,..",..""h",""'.',"".~0' . ....'.fu_.~.{'.".._~,:.C,. '''c' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW KEYSTONE FINANCIAL BANK, N.A., successor by name change to PENNSYLVANIA NATIONAL BANK, NO. 2000-06175 Plaintiff vs. KENNETH B. SHAFFER, Defendant AND NOW, this CERTIFICATE OF SERVICE \O'*'- day of October, 2000, I, Joseph G. Zerbe, Esquire, of the law firm of ZIMMERMAN, LIEBERMAN & DERENZO, LLP, attorneys for the Plaintiff, hereby certify that I served a true and correct copy of the within Reply to New Matter this day by depositing the same in the United States Mail, postage prepaid, in the Post Office at Pottsville, Pennsylvania, to the parties addressed to the following: Robert B. MacIntyre, Esquire Attorney for Defendant 6000 Linglestown Road P.O. Box 6656 Harrisburg, PA l7112 BY: DERENZO, LLP