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HomeMy WebLinkAbout00-06376 ,=' . " ,. ,-~ < . '''' RELIANCE FINANCE COMPANY, Plaintiff vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 00-- {,,3'>C? C,u;l '-r~ WILLIAM M. McNAMEE and MARY L. McNAMEE, Defendants CIVIL ACTION - LAW NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action wi thin twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717)249-3166 (800)990-9108 IF YOU DO THE OFFICE NOT I C I A Le han demandado a usted en la corte. Si usted guiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presenter una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defenses 0 sus objeciones alas demandas en contra de su persona. Sea avisado gue si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos import antes para usted. LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME FOR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717)249-3166 OR (800)990-9108 reliance\mcnamee\complaint ,-- RELIANCE FINANCE COMPANY, Plaintiff vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 0-0. i.,. 3 1 ~ ~,;~.n:;..v.-... NO. WILLIAM M. McNAMEE and MARY L. McNAMEE, Defendants CIVIL ACTION - LAW COMPLAINT 1. Reliance Finance Company has a place of business located at 3810 Walnut Street, Harrisburg, PA 17109. 2. William M. McNamee and Mary L. McNamee reside at 1018 Swarthmore Road, New Cumberland, PA 17070. 3. On or around June 13, 1997 William M. McNamee and Mary L. McNamee purchased a 1990 Dodge Daytona automobile from The Auto Connection. The same was assigned to Reliance Finance Company on June 13, 1997. 4. At the time of sale, Reliance Finance Company and William M. McNamee and Mary L. McNamee entered into a motor vehicle installment sale contract. A copy of the same is attached hereto as Exhibit IIA". 5. Said motor vehicle installment sale contract required William M. McNamee and Mary L. McNamee to pay to Reliance Finance Company 36 monthly payments of $127.60 beginning on July 13, 1997. 6. William M. McNamee and Mary L. McNamee are delinquent on their payments owed to Plaintiff. 7. The current balance owing by William M. McNamee and Mary L. McNamee to Reliance Finance Company on the aforesaid motor vehicle installment sale contract as of June 29, 2000 is $1,062.00. , I -', I", , ,- -,' 8. Relianc~ Finance Company has requested that William M. McNamee and Mary L. :McNamee pay the aforesaid balance, however, they have refused to pay the same. 9. The aforesaid installment sale contract provides for the recovery of reasonable attorney fees which in this case equal to $475.00. WHEREFORE, Reliance Finance Company requests judgment against William M. McNamee and Mary L. McNamee in the amount of $1,062.00 plus $475.00 in attorney fees for a total of $1,537.00. YaFFE & YaFFE, P.C. ~ [J7 J/E'Oum Attorney for Reliance Finance 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 reliance\mcnamee\complaint ,I, '''''.~" VERIFICATION I hereby state that I am an adult individual who is authorized to make this verification and that the facts set forth in the foregoing Complaint are true to the best of my knowledge, information, and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. ~4904 relating to unsworn falsification to authorities. RELIANCE FINANCE COMPANY Dated: By "\1\ I\~. ~. ~""..~ MICHEr':'E TRAUSER \ reliance\verification3 --~.... ~, ~~ -" -"J'" "--~ .l 'i-,"",J;~ "'J PENNSYlVANIA MOTOR VEHICLE INSTAUM~NT SALE CONTRACT. O.l~d J.. 13 ... Tole lePrlte...,-"."",,-, " Thejmeli:ost~rjlnjf'pDreblS.~n' cled~,I"cIDd;nRyaurdo\nlp.lyment ef$ ,.,. 30~;.~',1 ":~~~H':;~,-: ANNUAL PERCENTAGEMTE ,hecollclyoUfcledltn eyelllYllle. fiNANCE CHARGE The d~1l81 .m~unllhe er~dll ..ill """ you. Amountfinenced Th~~mounlolmdilprol'lded ro you 01 on ynm behlll. Tolal01 Peymenls ..,., ~~::~~I'~~~~~I~d:~::~ 21." % 1:206.60 3387.00 4593.60 .:.. :"'."~.~6',': YourPlymenISch.d.~..m~o: tIe.ol'lymlnls AinuunlolPlynI.nll 36 $ 127.60 I I 5.. WhlnP.ym,ntlAr.Du. Monlhll,""nnlnR . 3 ... " ""I"~ I'll f heurlly: y~u Ir' elyiOR' lec~,lly inlefellln the moloi velilelh'Wln'r purchlsed. . ':-:'-" _' ',-' Plep'1ml"l: II you PlY on elrl" YOD will nol h~~.to P;\,.."I'!J~!~~J_." -I ,. FmOlh<l:$ lal' ChIll!: II I n.ym~nlls bl.. l"lU wlll b. ch"ied 2llt 01 the po~lon 01 the plymlnl which ~ Ille lor each m~nlh, or ~Irf &! I m~nlh ,'Ulft t!I.In 10 dlVJ, thll'iffenllllis unJl'lIl.'" .. '. Ste lrel"m '~r 'I3mlRBl!nrTOIItor8n, .ddl~onll inform8~on !oout n~nplym!nl,deloull. ,uy requlrlld lepivm!nt In Itill before the SCbedull!d ~ile iI~e1i~iJI7 relundu Pl!n81~' Im.elAAef\!I1!Ile InlhllCcol...l THE AUTO CONNECTION Inou ~~~~U:R. 5200 'SInpSON FERRY ROAD nECHANICSBURG, PA 17055 ~~~~lE A ~ ~ -~'~~ Yon are IfllH!lm n. neNamee 6536 Devonshire Heights Rd. Harrisburg, PA 171~~~No,E,~,~~H- .,1...... ," th.UU1ER(SJ. nllry L neNamee 6536 Devonshire Heights Rd. Nllrrlsburg, PA 17111 .' .~~~.=b,~. ....' s;:. N.molll Addresllesl ZipClldelsl !nlendski_,thlll:Onbacl.lhMS$len~. 111~.r.ls m~lelhlO nne auy~r, !~th pr~mlm,lep"'lely and lo~elhsr,lo pllln IUms due us Ind lo p!ll~'m III aRre!m!nll hllfl4s ConltltL ' Itemization 0' mount fll\8n . Cllhl'Til:e I ClshOo..np!ymenl , $ .,. . ""3H;'IV~'. NeITr!de.lo TkAIlHN: You h!VI lPod.dln th.folfo1l'lnll'fhl,lJr , 33";~.~;~~ HIA N/A S Y."lnd!. Seri.l 1",IIO'I<ln,e mlwinl I,,!oo II I balance is slill owlnlon the vehlcl, I~U ~lYe trlded in, the Senerwlll ply~!flh.. !mounl ~n your boh!lI. Youw811,ntlnd rep",senlle UI Ihltlnylr3de.inl$lreelromUen.cf8Im,encumbr.nce~r.eemltfjnIftell.e,",pl'5s~OWIIlbOYe&lll>elmounl'SlillOwine.. PROPERTY IIlSURANCE:'Y~u may cll<Klse lbe perlon lhr~u~h whDm InSUllnte I. Dhlalned IE'lo!tl~!;I Of d!m'Re 10 the Vehicle Ind Ipl1\31 1I8billlynlslnEoul",useorownenhlp~llheVehlclt!.lnlhisConl",I,youlrepromlsinElolnsurelh,V'hil:letnd,bepijhlsuled. . .,. 1::Ml>>lllt5Ulltlll&t IS IWI TIlQIlIllUI: Cred'd lile lnsut!oce 8nd Credll Plllblllty Insu"nce!le 1101 requir~d to ebl!ln,credl1. 8ll11l1'III nol b, plovidednnll$1y~u.IRn below 'nd 8gr.e 10 P'fIh, 'ddltl.nolco.llsl. PIe!Ji! re8d th.1l01lCEOf PROPOSEIlCRE01TINSUllAIlCE on the "'>me slde. Your, Insurance cerllflcele or policy wlllle~)'(Iu Ihe MAXIMUM !lIlounl ~t In,ullnc, ..!ll'~1e. All ;n.nr~nce pnrchrnd win be I~,lhe Ielm ellhe cledlt. .IA RIA' B,.IW'lnt you ,.Ioct Slng!eC'edilll!.ln,""n'.. Wh.tl,.l"V' By ,I~nln& you ..I!<I Sin~lo CI.dil A(cld,nl & ..hlchcoll,$ KIA '~'l~A;.",n""hln,u,,"<..whl<n<"I'$~ ~r':i'T~~"~:r~~~~~~f~~~~s s~ Wh'l"e your .~.51 SiW'!\u" ollluyer I~belolu,ed fnr SingloCred~ Accident R Ilesfth 10lUflIlCl! ~d~~~re!ll~II~=:~~~~1 RIA ~I~ f:~enl'E' ' MIA InlUl,ed.' ''':.:''$~''i,t:'.:, . BaLER ,,,ax "",' " '""" ' i.rliHl,:"';~ l SlRO!luleolBuleflohe!m~redforSlnRl,Cl&<llllllelnlu"n<. J!!.L 2. _~ SiW'llUIl!IolbolhBulmt~bolnlUredro'JoloICledillilelnsu"n'e ,. SiRnllurelefliolhB",,,,tobolnlUredlorJ9lnI C"d"Accl~,,'&HeJnh In'tIf3nte .,. Insmer ~rj'" VEIIIClE: You hive 'lleed to pm,hMe. undlt Ihe term. ~f I~i, COnl,,(t. Ih~ lollowlng mclor .ehicl. .nd II, ..111 IQ.ipm!nl. ';hl,h Ii e'~ed Ihe $'"'' 1.,..110 r""41.:IIII",""" "Veh1c\o"ln'rl11.tOlllllcl. . AmounlFlnan:fj "', J!L!!.. Yurlndlme ~ ODllySlyle ~ lrrn:kTonCIDWli Se.1.iN"~be;:'!:':' H," 'l~~~f~~~~~ J(lt~ . ''0 If ~ Fln.n~,Chlrp,~.~I""""'T"'11M U 90 DODGE DAYTONA CPE 4 IB3X.G2.4,K5~4~e2~.7-.' , '''''1~'- . 'j 1,'II'^'1216~68,..t1q Equipped XX ,n KXp.s, XXAM'f~S1e'e~ 5Spd oth!l .1o"lO'I'I.I(IIm~ ~n~Itit'; 1Illh XX"A.C. P.W. AM-fMT.p. VinylTop ':"$:I::',".A~I_":',..~9~,',~;::::'! ASSIGNEE: We m'JI'IIW' Ihls Conlllcl llId Securily A,gre.m.nllo 0 !!llll nnlU," tMlplny whiclll. Ih. 'AssiRn..: Ij l~ A:oIiVl!' !I~RI'IS Ih' "rm,nl Sch,dul, r,To~ Igr~ fII,plIh C"","ctlol,nbsequ,nlmiillee,'helellnol5olel..,lo,uclllubl...uent".iW'H,AlI"lhel's""m"~III~IhIl~nd.blnefillOflhe~elI"",lId!, 101!f,1h!,AnTo~6~1~1~1 ~:~~~e~~.d In lh. Setnril;::;::;; ~h~:~:"~:;;::v::o:::~R:,I:.U:~l:, :::::~b::~:: ::hon.lnd,l! ;~!::r',~~:e~~,:"., Ip;~;~'t~:,,:f,~~;;,.'l ~I,qll .:. !')' ,1"'1",1 tI~lI'rJlldrl.!U."I1'p''1ftlenl 01 C1l--SIGltEB: An, ",r50n 1lRn1n~Ih. Co.Slgnl!'1 A,glle..,.nl b.I01\' proml.... "","11lly Indlo.lI!lher with III ,*Slgn".!1I '"~ euye.l"'''';IIIlI,JI!,,''''!)l. 'fT 1/.,I.iff-'l ~l V~( 'Btii/lfll duundlop"lcrm.ntRrHm.nlllnlhllConl"clCo-SIRII"wlllnolbllnOwnnollhIV'~!Cl.._ . "'.. '.J-,:: '-1 ?'H"" "I' 'p\M" "Ii' '~~I:\.I7~~2;1^ CO.GWNEIf: Any p"50n s1W'ln~ the Co.G""el'l SecUlity _~lTe.mlnl b.lo~ Rfoes u. . "ClIflly IIlt"I.lln lbl Vthlcl, !~d '1II1l1ep"alll, I_nd Iogel~I!.._, !'~~l e!'f11 Tf! rid IM"'~ ,,' 'IS =~~I~ Co.Qwne'lI) !od 01lflrlll. I~ p"l<<m on '~reomlnl; 10 lhl Slcurlll A,gralm",t Ind ,If .Ihll P!rts ollhll ConblOl.'cepl lb. "I'fnmlle to p,,' ~~ be due 0/1 ~alY";e'doy eI ::C:::~nl~ mlMS;lheterm'$!1OWnlnlltobotfllbovur"pn~oIIhIlConl"'l 'I ".,~ 'J . 1"; !oI!rl~I-." ,_. ~"I j' i '''''i''', ~ PROMISE TO PAY: You 81f1!l! to p", ullh, Tolal S.lll'1lce for Ihe V,hlcl~ by ml~lnflhe Tolll D.wnp!lment 'nd p'If~~ ullhe Amounl Finlnced plullnt"lIlt. You pr01l!lse t~ m.~e p!lmln~ In 't(Ordlnce ..lIh the Poymonl Schlldu,". Yeu prOmll,lo mlkl! p!IlIII!nison or l:>olore l~' saml d.y 01 IIch monlh Mille r.'ll ,,"yml"' dUI dll'. Y~u !frello P81111 oIhlr imllU.lt ..hl~h 1M, h"ome due under The IellllloltMs Conlrocl, You IRrlel~ pey Ihe S.ller or AssIRO"'lIllsol1UIl Ycu 11101!lIe 10 P!Y "lnen'h1e Illlltnell'lll! II SeIIlf or AllliIll1<! biles 8n !lIllrneyl Icolled !mcunlldue~n~erlhilCanlrJCllr 10prol.clorgell'Gslt'lIi~uo!lheV!hlele. YIIIlIRf.etomlb p!ymlnt, 311h. pl.ClI ~r,lo seud plymn" to Ih. odd.... ..hlth the Aslll"!& 1IIllllllclntlj ",.dr.lllnlh,w'lIIennolic.toY1lu, Oy slRnlng below, we ~Rree IoselltheV~h~te l~ you under Ihol.rm50t lhis Dlnl..ct SElLlft OY: 6 euy{ lGNtR: YOU SlItlULD READ NOTICf: TO CO-SIGNtR. WIIIC" liAS BUN G1vtN.TO,YOIJ ON A SEPARATE DOCllNE~T. Buolii ~w.~m~lJ~ fg:J~~~~~;~~~,~~:-'~~:~ (o, p.r,onl).i oln, b.l~w os "C...Sl,,,~,: r'~mi3~ l~'p.y I~ ~'~" 'In;;. .iu":~~,"lb~.~~IJr~ ~;;d.kt~e.d.;:';;".il IlIrument! lu Ihll C"n',acl. You intend 10 k' I~R"lIy bound bY.~ lhel..m.ofthi. Cont,act, seplrately ~llIIlO8e1beT, with the fllIW')'~ IIi,flIu\n,I"I.,l'r\l~)I~ 10 luduct UJ 10 make Ihi, Conlt'.t wilh the buy~r, e""n Ih~URh We will ul~ lb. rr~eecd, ~nly '0. Ihe lIuy.r'. ~~.IiI..Y",u.Ogl'll.'. I~,"ay.e~en,.... !liII..\Vi. .1I1t1,~f1 ~,a~.. madelnYI"I<lt<t.,"""",-fl)<v-ay_~nth.buye'~'."".iled<l","'UlitYl"'';''II.'iIl<laltl:laci:M...MI"-\'\nia"".!!,,~~,yotthio.c;:a'~'"''i''''' .,....,,, ",,"'" (SEAL) C...SIIU.'~SlRn.tnr. Addr... "!.. .,~ .011I.'"'1" "' """~ C...Sllntr"aSi,n.t..rt Addre.. ."'Qal.",,,,.,,,,,, Co.OWNER'S SECURITY AGRUMF.NT: YIIU, tho """..n ,iRninR below II "C...Ow"",: tosotb., wilh tb. Buyer Mol"""""" ~ In,ofthe Owam"'the'V,h1cIe, RIve O! ft S....ritl lnl.reot in rb. V.hlcle uk.tin.d aho.e. Y""','H ,,, b~ bound by rhet..m.~, tb~ SecurilY I\tr<<m.nt...d 01\ oth"l',,"",oUblo:Cont,1t\ eJI,,"pllh~ "PromIse To r.y" ..<lIon. Yon.r! ,MaR UI Ih~ ...,,,111 In"'.11 10 IndlWt .., I.. m.k.lhia COOIr.ct wltb tho 8llye', Ind to IOC,"", tht p.ym.nt by Iht,Bnyer af-ell.u...._-duo "nlhiseonl,n.l. yo.....illn"lh...,ponJiblcl,,,.nydcr,.ieacywhiohmlghthedu..fl.r..p....cIII..n,,,d..r.oflb.V.blor.. ,,,.,,,. '''I:'; l"".~'!!' ':"1 ("I,'tl . ., .", '. ,,'" '1"'''.J .,,,., ,,,' ",I~'" ..." """ " ,. '''I (SEAL) . '''''''''~'''''I-'' ,.', ".",', ,,"'I Co-Own.r'sSI,n.I"'. Add.... ' - '~;' ":-' ......11,"' ':'Olllo.'J~.III'\~t? IVlfih~8tbIWltM/IR;.CO,OWNER. AS APPLICABLE, ACKNOWLEOGE RECEIPT oFACOMPLElED COPViih'liiS"CO~~~ v Will."'" m.'lr,'n......,JII'..M,L. IY-uj.." WlrR u~ - CO.SIGNaI NIlTlfF: SfF. Rr.YFlt.~F smr. FUR IMI'URT.\NT INFORMATION. (SEAL) OO-SIGNEROROO-lYWNEIl EXHIBIT "A" I!ili""-"- iI -n - o~ *"~!iIM~""""'~~')Ta-..~nj,b,"",;>!~_;,~"!~,,,",_:~d,,*~'~~-,,-"-:,,,"~;,,,,,,!i;I>",,w"'''\i<;:fi!tr~iilliil!5li~IUiilIi:~~~j-'~- ~~ P Ik "-.~", 0< ,_~. _, ".~""_ ^~ , ~ -..:.. i ~ <- ~CI'\() & b ~ C' () J f~ 1 J 'C; ..... 1-..\ \>,J C)- - -.0 l-.J - .~~" ._"= O~ -........ (') 0 C <::;> :;;:: en -um r'1 mrn CI Z:c zc CD......- co ~7 ~o -0 ~() :x >2 Y! z ~ \.0 d. O,"",~ o " --, ~Fj2:! ,~g8 ~~]~ ,''-';::>:1 4() om c:;! :J:j -< B .i J ~I' o _" ~_ SHERIFF'S RETURN - REGULAR 4 CASE NO: 2000-06376 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND RELIANCE FINANCE COMPANY VS MCNAMEE WILLIAM M ET AL DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon MCNAMEE WILLIAM M the DEFI>NDANT , at 0015:10 HOURS, on the 27th day of September, 2000 at 1018 SWARTHMORE ROAD NEW CUMBERLAND, PA 17070 by handing to MARY L. MCNAMEE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 10.54 .00 10.00 .00 38.54 So ;:~~t R. Thomas Kline 09/28/2000 . YOFFE & YOFFE Sworn and Subscribed to before By: ~@'~ Deputy Sheriff me this .ttf!::;... day of CP~:Ltr-Pv A.D. ~Cl~ ~ Prothonotary' ~'" "~ Ii " .-........~, ) SHERIFF'S RETURN - REGULAR CASE NO: 2000-06376 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND RELIANCE FINANCE COMPANY VS MCNAMEE WILLIAM M ET AL DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon MCNAMEE MARY L the DEFENDANT , at 0015:10 HOURS, on the 27th day of September, 2000 at 1018 SWARTHMORE ROAD NEW CUMBERLAND, PA 17070 by handing to MARY L. MCNAMEE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. She.riff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00 ~~-~-t:~t R. Thomas Kline 09/28/2000 YOFFE & YOFFE Sworn and Subscribed to before By: ~@~~ Duty Sheriff" me thi s t)* day of a, P7:f"h. :I...rnN A. D . CAl'I a "rh,;0-,,:~ P othonotary RELIANCE FINANCE COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 2000-06376 WILLIAM M. McNAMEE and MARY L. McNAMEE, Defendants CIVIL ACTION - LAW PRAECIPE TO DISCONTINUE Please discontinue the above captioned action with prejudice. YaFFE, P.C. UIRE ttorney for Relian e Finance 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 reliance\mcnamee\discontinue 1MI~~""'--~'~iii~h'-ll"'_..o;M.tl"""",~!!<b;'i4W;llilLi"hJL""dj;;;"mid,~~,-~"""",,l;"ii,!",-,""-",_,,,,,,€;j',;,,'"~"'''.l\&.!<''lii<.,.-''i\;m~_Iilf_~;~~iiI>~'~~''' ,~~-- , " " Ii 0 C) Ci- C -n !! ~ :::J: --, -oCD "'" ~ :::'. 'JJ I' morn ::;0 . ''-+-~ i: 2:X> - .--"b::: 21:,. CJ' ' i ~__ ~'7' :;~(!) ~C -0 ---)-L d.:;t""") :t-: <~i~~ ~O :.:: ~',m )>c: ::'t ~ S5 0 -< " ~ _ ^ <_ __", ~ ~""' _,"~',,.__~>-,,"'''___,, ~,",'>.._~ _m~_ -",".>';:-~'. " ',-,'7 ,," _CO.,_,' V.,''''' ,T' ,,"'"' '''''f,-~-I.I-C" ~,,'j_' , '"'-", ,'<-,,,',, ~.<.,,-,7~:'(f',,'_ , _ ,H~~"~'''........ JWlH"I!\.., ",