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HomeMy WebLinkAbout00-06573 ~-' ~~ ~" "- , > ;'1 . .~ill:)~ ~" RELIAACE FINANCE _,COMPANY, ~: Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. :Jfo:J - 0573 TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appeanmce personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800)990-9108 OR (717)249-3166 NOT I C I A Le han demandado a usted en la corte. Si usted guiere defenderse de estas demandas expuestas en 1as paginas siguientes, usted tiene viente (20) dias de p1azo a1 partir de 1a fecha de 1a demanda y 1a notificacion. Usted debe presenter una apariencia escrita 0 en persona 0 por abogado y archivar en 1a corte en forma escrita sus defenses 0 sus objeciones alas demandas en contra de su persona. Sea avisado gue si usted no se defiende, 1acorte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 a1ivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME FOR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO pARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800)990-9108 OR (717)249-3166 reliance\rothenberge~\complaint -.~ ~ ' ~'. . -c !i10\' - RELIANCE FINANCE COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO . IJ1J _ (, P :3 TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW COMPLAINT 1. Reliance Finance Company has a place of business located at 3810 Walnut Street, Harrisburg, PA 17109. 2. Timothy J. Rothenberger resides at 144 Chester Street, Carlisle, PA 17013. 3. On or around December 1, 1997 Timothy J. Rothenberger purchased a 1990 Jeep Cherkokee automobile from Auto-Max of Carlisle. The same was assigned to Reliance Finance Company on December 1, 1997. 4. At the time of sale, Reliance Finance Company and Timothy J. Rothenberger entered into a motor vehicle installment sale contract. A copy of the same is attached hereto as Exhibit "A". 5. Said motor vehicle installment sale contract required Timothy J. Rothenberger to pay to Reliance Finance Company 48 monthly payments of $307.63 beginning on December 31, 1997. 6. Timothy J. Rothenberger is delinquent on his payments owed to Plaintiff. 7 . The current balance owing by Timothy J. Rothenberger to Reliance Finance Company on the aforesaid motor vehicle installment sale contract as of July 21, 2000 is $2,947.00. 8. Reliance Finance Company has requested that Timothy J. Rothenberger pay the aforesaid balance, however, he has refused to pay the same. '"""'~---_. , I,.~ . -., --~ ^':..,,'~^ L.ii<- 9. The aforesaid installment sale contract provides for the recovery of reasonable attorney fees which in this case equal to $475.00. WHEREFORE, Reliance Finance Company requests judgment against Timothy J. Rothenberger in the amount of $2,947.00 plus $475.00 in attorney fees for a total of $3,422.00. YOFFE & YOFFE, P.C. BY~~~ ~FFRE N. YO~E, ESQUIRE Attorney for Reliance Finance 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 Reliance\rothenberger\complaint .. ""-- , ~ ''" '- '"C,',-.-- 1.1':]' ',,,, VERIFICATION I hereby state that I am an adult individual who is authorized to make this verification and that the facts set forth in the foregoing Comp1ain,t are true to the best of my knowledge, information, and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. ~4904 relating to unsworn falsification to authorities. RELIANCE FINANCE COMPANY Dated: B~~A\~~fA MICH STRAU OFFICE MANAGER . reliance\verification3 \ ~ , .ANNUAL FINANCE Amount Financed Total of Payments Total Sale Price PERCENTAGE RATE CHARGE The amounl of credit provided The amounlyou will have paid after you The total cosl OfYOllf purchaseofl The cost of yotlt credit as Thedol1aramounllhe loyouoronyourbehatl. have made all schedllled paymenls. credit, including yourdownpayment a yearly tate. credilwillcoslYOll. 2400.00 .f$ 2\.000 % $ 4831. 78 $ 9934.46 14766.24 17166.24 $ $ Your Paymenl Schedule will be: No. of menU Am. aymenls When PaymenlsAre Due Security: YOll ate giving a seclltlty inlerest in the motor vehicle being $ Monlhty,beginning ,19-:n- purchased. $ Prepayment: II you pay off early, you will nol have to paya penally. FIling Fees: $ -:r. late Charge: If a payment is lafe, you will M charged 2% of fue portion of !he payment which is latl! 1M Ilach mlll\\lt, I)\" pmm a IlIDJl\.h weatel Ur.m lOdays, \ha' i\ remains unpaid. See below llnd ~n~ other Contract documents lor any additional informa~on about nonpaymen~ delault, any requited repayment In lull berore Ille seheduled date and prepayment rerundsandpe~alhes. emeanseslimate ~~ " ,~"",,,,"i '~~"'~~ . Pf.NNSYLV.lNIA MOTOR VEHICLE INSTALLMENT SALE CONTRACT, Dall!{! OEr:EMBER 01 1997 InlhlsContract weare lheSEllER. AUTO-MAX OF CARLISLE 1110 HARRISBURG PIKE CARLISI.E, PA. 17013 You ale tile BUYER(S). Name TIMOTHY J ROTHENBERGER 11 MCBRIDE AVE CARLISLE, PA. 17013 Address ZipCllde thlMIsl Mdmslesl Zip Codels) 11 there is more than one Buyer, each promises. separalely and together,lo pay al! sums due us and to perform all agreements In lhis Contract TRADE-IN: You have traded in Ihe followfng vehicle: 86 FORD THUNDERBIRD 1000.00 N/A 1000.00 "$ Year and Make Selies GlOSS Allowance Sli!lOwing elTta e-In If a balance is still owin~ on the vehicle you have traded in, Ihe Selfer wlff payoff this amount on your behalf. You warrant and represent to us that any trade-in Is free from lien, claim, encumbrance or security interest except as shown above as the amount 'Stiff Owing.' PROPERTY INSURANCE: You may choose Ihe person through whom insurance is obtained against loss or damage to the Vehicle and a~ainsl nabililyarlsingoutoluseorownershipoltheVehicte.tnlhisContrac~youarepromlslngtoinsuretheVehicleandkeepitlnsured_ CREDIT INSURANCE IS NOT REQUIRED: Credit Ufe Insurance and Credit Disability Insurance are not required 10 obtain credit, and will not be provided unless, you sign below and agree to pay the additionalcost(sl. Please read the NOTlCE OF PROPOSEO CREOIT INSURANCE on the reverse side: Your insurance cerlificale or policy will tell you Ihe MAXIMUM amount of insurance available. All insurance pUfchased will be for the lerm 01 Ihe credit. By slgni~'d"!lV~e~ing!eCrednlife Insurance, W~al Is your w~lcllwsls$ agel_Years Wllat is your age?_YealS Slgnalur Buyer I bel sur for Single Credit Ufe Insurance Sing1eCreditAccident&Hea~IIfnsurance Bysigning,youbot~seleclJo!ntCredij NI A WIImare Percentage Accidenl&Heallhlnsurance,whicllcosls$_yourages?tobe 27 insured By signing, you bolllsolecl Joint Credil lile fnsurance, whIch costs $ N/A Wllalare youragesl I. I. 2. _ Signatures 01 bolll Buyers 10 be insured for Joinl Credil Ufe Insuran ce 2. Signalures 01 both Buymlo be insured for Joint Credit Aceident & Heallh Insurance Insurer: VEHICLE: You have agreed to purchase, under the terms or t~is Contrac\, the following motor ve~icle and its extra equipment, which 15 called Ihe "Vehicle.lnlhlsConlracl Year and Make 90 JEEP X X Equipped ft...-A.T.lf-P,S, X_AM-FMStereo _5Spd. OIher wllh A.G. P.W. AM-FMTape Vinyl Top r.SS\GMEE: 'Ire 1M1 ass\&n \his Con\lac\ arn:l Stt\ll;W jI.~mmen\ \0 a sa~ \\nanc\! compan1 wIl\cn is tne .jl.ss\gnee.' \I \he kslgnee m\&RS the Conllacl loa subsequenl assignee, the lerm also relerslo such su bsequenl assignee. Aflerlhe assignment, all righlsand benefits 0 IlheSetlerlnlhis Contracland In IheSeculily Agreement shall befongto and be enforc eablebytheAssignee. The Assignee will notlfy you when and if Seller makes an asslgnmenl. J!{!!... USED Series ~ Sw No.Cyl. TruckTonCapacitv Serial Number CHEROIEE lJm18L1LL268,WJ RELIANCE fINANCE COMPANY, 6 Slal. Rd., Suil. 116, Mechanicsburg, PA 17055 CO-SIGMER: Any person signing the Co-SIgnet's Agreement below promises separalely and together wllh all Co-Signer(sl and Buyer(s), 10 pay all sums dueandtoperfonnallagreementslntlllsConlracl.Co-SlgnerwlllnotbeanOwneroftheVehicle. CO-OWNER: Any person signing the Co.Owner's Security Agreement below gives us a security Interest in the Vehicle and agrees separatety and logelher with all Co.Owner(s) and Buyetls}, to perlorm all agreements in the Security Agreement and all other parls or Ihis Contract exceplthe .Promlse to Pay. s!Cllon. lfRllfs:rhelerm!!ltowlllntlteboxe!abo:'earaparlollltlsCol1tracl. PROMISE TO PAl': You agree to pay us the Tolal Sale Price for IheVehicle by making the Tctal DO'ifnpayment and paying us the Amounl Rnance-d plus Inlerest. YOIl promise 10 make payments In ac~rdance with Ihe Payment Schedule. You promise to make payments on or belere tfle same day or each monlh as the filsl payment due date. You agree 10 pay all other ~mounls which may become due under the lerms ollhis Contracl. You agree 10 pay the Selrer or Assignee costs olsull. You al50 agree 10 pay reasonable allorneys' fees II Seller 01 A5signee h ilesanallorneytocoJlecl am(lunts due under Ihls Contract or to protect orgel possession 01 IheVehicfe_You agree 10 make payments at the place 01 to send payments to the ~ddress which the Assignee most recently specilies in the written nolice 10 you. By signing below, we agree 10 sen Ihe Vehicle to you under Ihe lerms or this Contract. u~_~~.....~ . ><. ~E\;; <:::>'1 Lj - c:cu:o 'G IF YOU 00 NOT M~ET YOUR CONTRACT OBliGATIONS, YOU MAY LOSE THE MOTOR VEHICLE AND PROPERTY THAT YOU BOUGHT WITH- THIS CONTRACT, AND/OR MONEY ON DEPOSIT WITH THE ASSIGNEE. This COntraclis belween Seller,and Buyer.M disclosures haVll been made by Seller. Seller In\end$\oassign,ll1isContract~Ute:Assignee. Itemization of Amount Financed CashPricll $ Cash Downpayment $ Nelfrade-In $ total Oo\'lnpayml'.n\ 9760.85 1400.00 1000,00 2400.00 Unpaid Cash Price Bal,~ 6 0 85 $ . ~ ;0 Credit Insurance~or!Y'~y>] 6 To Public Olflclals for: 1 ~icense. Tags and RegigrYi~n5 0 ~ UenFee . i m , ~ c c ~ !': 5.00 j~1.JJ . 1M3.00 <tv.vO ~ $ ~ To $ Amount Financed $ FlnallcoChalle $ lota~ of p,,,,,,,, ~"4'f!\,g'~J2 4 N/A 9934.46 4831.78 PaYl\ltntSthlldutll-VllUatpaetll!lay 10 us Ihe Amount AnancedplUS Interest in 47 307.63 paymenlsof$ each, an~tl~~~jayment of $ 12!Y'!P'" paym!J~lIIbeduson 19 ,and tllen paymenls wi1lbedueonlhatsamedayofeachmoplh 1b\1oWInt. SECURITY AGREEMENT: Tll secure IIIe paymenl 01 all sums due end thllperformanclllll all requirl!{! obllgallons under lhis Cllnlractl IOU give a securtty lnler est In IheVehlcle} In all parts (called.accessions.)altachedlo!heVehceatanylatertime.andlnany proceeds Of IheVehlcle, illcluding insurance ptoceeds. The Assignee may set-off any amounls due and unpaldunderlhls Cllnlract against any of Yllur money on deposjl with Assignee. This Includes any money whfch is now or may In Ihe future be deposUed with Assignl!fl by you. Assignee may do this wllhoul any prior notice to YOU_ AODITIONAL TERMS AND COHDtTlONS: THIS CONTRACT CONTINUES ON THE REVERSE SIDE. YOU ARE OBLIGATED 10 All THE TERMS OF THE CONTRACT WHICH APPEAR ON THE FflDNT AND REVERSE SIDES. AUTO-MAX OF CARLISLE SELLER BY, blt~lUL I.LillL_- NOTICE TO BUYER-OO NOT SIGN THIS CONTRACT IN BLANK. YOU ARE ENTITLED TO AN EXACT COpy Of THE CONTRACT YOU SIGN. KEEP IT TO PROTECT. YOUR LE?AL R~S 12/01/97 BUVER ~..~~~ (SEAl) ~ Dal8 12/01/97 12/01/97 ----li~ BUYER !SEAl) Data Co.SlGNERI YOU SIlOULD READ TIm NO'r1cr. TO CO.SU:NER. "'11I(;11 "AR BEEN GIVEN 1'0 YOU ON A SEPARATE DOCUMENT, BEFORE SIGNING THE CO..slGNER'S A.GREEMENT. ...... ...........-... ....................... . EXHIBIT "An ,",- ~- "-~" ,. ~ '<" "-"'-liBl!lll~~I'lil~~.....'-'tll!l"'~iII'l>"...a.<~J4.';",.~"';~:al"';;!!!*'1~lliijf4 0>- ~~IA!!'"" ?\::) .1t: '- C> ..... ~ W t ~ ~ ~ ~ --t::. ~ Vf' , ~ ....t:.. <D? 8 d o c: $: -Or!:] I~~ ~C) ~o =n ---'C: z -, -< . V) (.";) a ;:t') !'1 --1:) N o Tl --.J ",~. -0 :::I: l.:~"S :--;~) -~~; i~f,{ ~~ S:J -< S~) Ul '0 b o flP . >. ; .z: ;8: -f~ orY\.,:- -f 1 ';i1 : ~.,..~ : 0: : , '-f: im~ AI' OR <. ~ . 1.~~T. ~ -. ~~ , -''''f.Ij~::',-' f. SHERIFF'S RETURN - NOT FOUND CASE NO: 2000-06573 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND RELIANCE FINANCE COMPANY VS ROTHENBERGER TIMOTHY J R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT ROTHENBERGER TIMOTHY J but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , ROTHENBERGER TIMOTHY J DEFT. NO LONGER LIVES AT ADDRESS STATED, LEFT NO FWDG, ATTY DID NOT PROVIDE FURTHER SERVICE INFO. Sheriff's Costs: Docketing Service Not Found Return Surcharge 18.00 3.10 5.00 10.00 .00 36.10 ~~.:." "~. ~;;:;/ ~:~ R. Thomas Kline Sheriff of Cumberland County YOFFE & YOFFE 11/03/2000 Sworn and subscribed to before me this ?~ day of ~ c2fhJ'D A.D. ~ (2 IM,/;L<./ (~~ Pr t onotary , ~~~=-, -........ """,-.lal'L ----r · , Certified As A True Copy i--1 IVV 01 Original Document Filed V / ( RELIANCE FINANCE COMPANY, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 2.e-lfJ07--:;; TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without. you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800)990-9108 OR (717)249-3166 NOTICIA Le han demandado a usted en 1a corte. Si usted guiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de p1azo al partir de 1a fecha de la demanda y 1a notificacion. Usted debe presenter una apariencia escrita 0 en persona 0 por abogado y archivar en 1a corte en forma escrita sus defenses 0 sus objeciones alas demandas en contra de su persona. Sea avisado gue si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cua1quier queja 0 a1ivio que es pedido en 1a peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos irnportantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME FOR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800)990-9108 OR (717)249-3166 reliance\rothenberger\complaint l'RUE COpy FROM RECORD IftTtsIimoftyWll8nlOf. I here unto set my ham. ~~.~. *~.'. .., CartlsIe~ .jO/--"~~ -' ,) , '~~ ;/ ~"_.-~ . . .~--~ '~, RELIANCE FINANCE COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW COMPLAINT 1. Reliance Finance Company has a place of business located at 3810 Walnut Street, Harrisburg, PA 17109. 2. Timothy J. Rothenberger resides at 144 Chester Str~et, Carlisle, PA 17013. 3. On or around December 1, 1997 Timothy J. Rothenberger purchased a 1990 Jeep Cherkokee automobile from Auto-Max of Carlisle. The same was assigned to Reliance Finance Company on December 1, 1997. 4. At the time of sale, Reliance Finance Company and Timothy J. Rothenberger entered into a motor vehicle installment sale contract. A copy of the same is attached hereto as Exhibit "A". 5. Said motor vehicle installment sale contract required Timothy J. Rothenberger to pay to Reliance Finance Company 48 monthly payments of $307.63 beginning on December 31, 1997. 6. Timothy J. Rothenberger is delinquent on his payments owed to Plaintiff. 7. The current balance owing by Timothy J. Rothenberger to Reliance Finance Company on the aforesaid motor vehicle installment sale contract as of July 21, 2000 is $2,947.00. 8. Reliance Finance Company has requested that Timothy J. Rothenberger pay the aforesaid balance, however, he has refused to pay the same. ,<,--'~-~'. . , // -~" ~- -~- --~~ 9. The aforesaid installment sale contract provides for the recovery of reasonable attorney fees which in this case equal to $475.00. WHEREFORE, Reliance Finance Company requests judgment against Timothy J. Rothenberger in the amount of $2,947.00 plus $475.00 in attorney fees for a total of $3,422.00. YaFFE & YaFFE, P.C. By~J aFFRE N. YO~E, ESQUIRE Attorney for Reliance Finance 214 Senate Avenue, suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 '" Reliance\rothenberger\complaint '~""""'""-'=<-"" i'" I' "" - -~" ~~,c VERIFICATION I hereby state that I am an adult individual who is authorized to make this verification and that the facts set forth in the foregoing Complaint are true to the best of my knowledge, information, and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. ~4904 relating to unsworn falsification to .~ authorities. RELIANCE FINANCE COMPANY Dated: .~.~,~ r^ MICH _ STRAU ~ OFFICE AGER reliance\verification3 ",.-'''-' .""""',uL ~ -- -~-- .~ iIII_~'~' . PF.NNSYlVANIA MOIOR VEHICLE INSIALLMENI SALE CONIRACI, Oat~d IH,r,'EMBER () 1 HJ 97 o -, Lj - CC'U.'O '2 .ANNUAl FINANCE Amount Financed Total of Payments Total Sale Price PERCENTAGE RATE CHARGE lhearnollnlofcrlldilpttlvlded lheamounlyouwmlravepald'"~ryoll lhe 10lalcllSI of YOllr ptlfch&se on IhecosforyolltctedUu lhetmllMlllMull-\the 10 you or on your ooltatt lIave made all sclleduled (lll.yments. c(edl\,Il\tllll'lll\tYOOfdo'fl~,ymlln\ a yearly rale. credilwlllcoslyoll. 2400.00 "I 21.000 % $ 4831.78 9934.46 14766.24 $ I I 17166.24 Y'3ll1'hymentStltedll1e'fl\llb\l: No. 01 ments AmolUlllllPaymenls When PaymenlsAle Due Security: YllU are giving a sl!curltylntereslfn the motor vehicle being $ Mllnlhlv,beglnnlng ,19~ purchased, $ 'In Prepayment: "Yllupayoffearly,youwlllnolhavetopayapenally, FlIlnlhes:$ Lale Cha'le:" a payment Is lale, Vllll will be ch&rged 2% of the pllrtion of Ihe payment which is lale for each monlh, al part 01 a month grealer Ihan 10days, thalli remains unpaid, See below and an~ lllher Conlract documents for any addilionallnforma!ian almut nonpaymenl, defaull, any required repayment In full belllre Ihe stheduled dale and prepayment relunds and pell2ll!es. emelloses\1ma\t lip Code IF YOU DO NOT MEET YOUR COIURACI OBLIGATIONS, YOU MAY lOSE mE MOTOR VEHICLE AND PROPERlY l""T yOU BOUGHT' WITH UfIS CONTRACT. AND/OR MONEY ON DEPOSIT WIIB THE ASSIGNEE. lhlstontrac1 is be\ween Seller Rmllluyer. 111I disclosUfes hsvllbeen made by Sehr.Sellet inlendsloasslgnlhisConlratllolhllAsslgnee. rnlhlsConlratl weare theUUU. ^UTO-HAX Of CARLl SLE litO llARRISRIJRG IllKE CARLISI.E. PA. Name Addtes~ TJHOTIIY J ROTHENBERGER 11 MCBRiDE AVE CARL1SLF:, PA. 1.70,13 I 7() J J YO'Uale theUUYfR($). Name(s) AddfeS5(e~1 llpCodels) Ir lhele Is more lhan one !luyel, eac" promises, sepalalery and lo&~lher, 10 pay all sums due us and 10 perrOlm all agreements In lhis Con(ml Itemiia\ion of Amount Financed Casltprice 9160.",85 lRAtlE-IN: I '1l>uhm\ladedln 86 fORIl TIIUNIlERBI RIl ,\000.00 M/A 1000.00 IhelolkJwlngvehfcle: I I CuhDownpayment 1400.00 ,ear ano M'aKe Settes Gro~~ Allowance SlillOwng l'Ielltaoe.rn I 118 balante Is ,\1\1 owml on l'ne vehltllllllU 'nave \uded in, \'ne Sellel wl\lllay TAl this amoun\ on 101ll be'na". You wmanl 8111llepment \0 us Ne\htde.1n 1000.00 tllat any Itade.ln Is lree from lien, claim, encumbrance llr secmity Intelesl, except as shown above as Ihe amount "SUlI Owing.' I PROPERlY INSURANCE: You may choose lhe person through whom Insul8nce Is llblalned agaInst loss or damage 10 Ihe Vehicle and agaInst lotatDownpayment liability atlslnll nul. of use Of nwnersllip of \he Vehiclll. In \his tonbat~ Yll'U are pfomlsing\o insure the Vehicle and 'Keep i\ insured, . 2400.00 CREDIl'NSURANCE IS NOl RfQUlRED: Credit tife InsUlance and Credil OIsability Insurance ale notlequired 10 oblaln credit and will I nol be provIded unless yau ~Ign below and agree lu pay Ille addillonal cosl(sJ. rlease leAd the NOTICE or PROPOSE[) CREon INSURANCE Unpaid Cash Price aalar~ 6 0 85 tm \11" 1e111lse ~itle. 'tom I,,'manee telmlca\e 01 pu\icy win \ell YllU the MA:(IM\JM amoun\ ul insurance available. 1111 insurance purchased I . will be lor the lerm01 the credll. III CredillnsutlnCtl ~or!?n,? 6 By s1l\1I~'fJllV ~elJ-~lngre Cfedlt lUe IlI'lunn~e, Wlla\ls~t\ll B~ signing, you ~elet~:~:IC!!fI)~cl.d~\f W\\at15 YIIUf i I . which CllSls f agel Years Healt~~~. ~~cl osls$ agel_Yem . To pubnc Olliclals for. ~C\.\\ )_0_ '- ~ ~k:ense, Tags and ReglgrNI?"s 0 Slgnalur 'illyerllJ-bel,sult!forSingleCrediltHelnsttrance Sigllallre-9J.f1l1y/!tlobe~5If'ed~rSlng!eClediIAccldent5Heall:hlnStlrance " e N/A Byslgning,yOlloolhseleclJolntCredil Nj A Whahre Percentage ~ UenFee By signing, you bollt sele~llolnl Whalare 5.00 tledi\tlleIM\lI8I1C\!,'fIt.\ellcllSb$ YOUlages? kcidenl&'Ie~hIMIII!l\Ce,wI1k.lIoo!.\5$~yomages110b/! :i! 27 Insured 8l T, j~1.JJ . l. I. - l. -- . ~ . , 109~.OO . 2. ,. -- . ~ Slgnalures 01 bolh Buyelslo belnsttred ror Julnl Credil 111e lnsttra nee Signaluresol bolh Buyerslube insured fur Joint , Credll1\cc1denl&HeallhlnsUlance Q 'tu.uO " I ~ .. I' InsUfer: ~ N/A VEHICLE: You have agreed 10 purchase, under Ihe terms llllhisCunlracl, Ihe rullowlng molor vehicle and Ihexlra equlpmenl, which Is caUed Ihe l "Vehlcl~'ln IhlsConltacl. AmounlFln.need 9934.46 .ML '(UfM\llMal:.e Selles &dyStyle No.Cyt. Iftldlon~aci\y Sellaltfumber I USED 90 JEEP CHEROKEE SW IJUlI81711268JOJ FlnanceCh"le 4831,78 X X I Equipped X- A.l. X- P.S. x- AM-rM Sleleo - 5Spd. Dllter 1"'~ ,I """,,10 1j''l\'~l\'g'~2 4 wllh kC. P.W. AM.FMlap~ V1nyllDp ASSltiMU: We m~y m11n Ihis tunll~c1 ~nd '5~tUli\y f+veenren\ \Il 11 ~1I\es I\nMlce cbl~ny 1I11\th ;s \~ 'fI~signee: II \h\! Ass1t1ll!l! i1S~gllS 1111I Plymenl $chedule-You atree 10 I'ay ConllaCl loa subsequenl assignee, the lerm also lelers 10 such sub selluenlasslgnee.Mlerlhemignmenl,allrighlsandbenelilsoflheSellerfnthis 10 us Ihe Amollnl rlnancedplus Interest In Contracl and In lhe Securlly Agreemenl s"all belong 10 and beenlorce able by lite flssignee. The Assignee wm nolily yOll when and If Seller makes i1n 47 's~lnllltl\l.. 307.63 RELIAN~E FINANCE COMPANY. 6 Sial' Rd.. Sullen6, Mochanlcsburl, PA 17055 paymelllsolS CQ-SlG~EtI., My perMn $Itn1nt;!he Co-Slr,ner's Atleemenl below \llumlsp.s sellarale!y and logel"er wllh an Co.Slgnerlsl and Buyerls" 10 pay all Slims etch, 'ntJb~~'dj,yment 01 du~ and 10 perrorm an agr~~ments In litis Contract Co-SIgner wlll nol be an Owner of Ihe Vehicle. I 12f!l'iJl<' CO-OWNER: Any person signing the Co-Owner'! Security Agre~men( below glvp,s us a secullly Inlereslln Ihe Vehicle and agrees separalely and loget"er paym~""'lnbedll1lon wllh all Co.Ownert~land Buyer{sl, to perrorm ,II a&teemenls In Ih~ Seemily Agreemenl and alt other paris or Ihls Conlracl except Ihe 'Promlse 10 Pay' 19 - ,anlll"enpaymenb secl1on. 'fIl11b1!dM","'l\stm'8dIYIl1I!8tl\m\ln'I\ rERMS,fheletmsshoWflrnlheboxesabo:rerreplflorlhlsCOII[IICI. IIIl1owlnll. notAlS[ 10 I''''j'~ 'fll\l 81fte h p8~ \l~ 'he lol!1 S~le rllce tOf Ill\! 1l1!!llde bv mal<<ng!1II! ''!lal DllWnpayment and payIng us the Amounl r1nan~ed pl~s Inleres!. You promise 10 make payments In aC~llIdance with the Paymenl S~ltedule. You promise 10 make paymenl~ lln 01 before Ihe same day 01 each monllt as lh~ nrsl paymenl due d~le. You aglee la pay alt olher amonnls wltkh m~y became dlle IInder Ihe lerms or this Cllnlml. You agree 10 pay IheSeller or AssIgnee cosls 01 sull. YOII also agree 10 pay le8sonable allomeys' lees If ~ellerolAssigneehiresan aUorneylocofler.1 amollnlsdueunderlltlsConlraclllrlollroleclorgelpossesslonollheVehicte. YOllagreelomake paym~nh atlhe place or 10 send paym~nh 10 \he address which Ihe hssignee musllecen\1y specllles In Ihewrillell/lllllce III you. ByslgningbelllW. we agree to sell the VehIcle 10 you underllle lerms llflhisConlf8CI. S[CUll.llY MRU.MUU: lQ: seetlfll tile l;Iaymenl 01 all Slim. due and the 08rformlnce of III r~qulled obllgallons ullder Ihls Conlracl1lou Rive a securllY Inlereslln the Vtlhlcle.ln an parts lcalt~d "accessions' allacltedllllheVehcealanylalerllme.andlnanyproceedsoflhtlVehlcle, including Insurance proceeds. lite Assignee may sel-orr any amou nlsdueandunpaldl1f1derlhls C:lII\m.t ay;ains\ 8l1Y IJ:\ '1(1ll\' mone~ IJ:n deposit with Assllfletl. this Includes any monel which 15 now or may in the future be depo~lled wilh Assignee by YOII. Asllfgnee mlY do IIlls w lhoul any Eriol noUcelo YOU. ADDITIOliAL URMS AND CONDIllONS: THIS CONTRACT CONTINUES on THE REVERSE SIDE. YOU ARE OBUGA.1f.D 10 1\tt l\W.lERMS or 1~ tOMlft~l VMIt~ M'~EMt OM 1"[ fROO1 '-"0 REVERSE SIDES_ NOTICE 10 BUVER~DO NOI SIGN THIS CONTRACT IN BLANK. YOU ARE EMili LED TO AN EXACT COpy OF THE CONTRACI YOU SIGN. KEEP IT TO PROIECT YOUR LEG~~S 12/01/97 AUTO-MAX OF CARL ISLE SELLER BUYER "'1'S>" ltEAU ~ Date 12/01/"7 12/01/97 RIJV~.n___ (Sl:All BY:' --~- ----68ii- O,\a CO-SIGNER: tOU SIIOULU RMO t'llF. NOrlcR 1'0 (:O-!HGNF.n,-wiiilll ii-AiDF.RN mVEN 1'0 \'011 ON A SF-rAHAT! I)OCUMF.Nt, REPORE SIGNING Illt CO-SIGNER'S AG1\F,F,MtNt. ..... ................. ,...........-..-.. . EXHIBIT "A" f-&~ .. ,""e_ e_. r (~)~S}:\ ~~~' ,].,...",":'\ \~ ~ ,,' -- ., - ,- . ,"II~ "":-F '-'-'f ..,'~', ^'.,'W,~,~ '"A" ".,,_, """._,-,_~,~', ,"', ,'-"""C' ._,ITJIl1!IlI'~'," .._.~f, ,___e. ,~ .~ ~..,i,~~~) '..-"',... 1""::::-;,i ..., " ~ ~ r;:t.'iil , " o-"~'.'""",",~c~r -~~~~.. } RELIANCE FINANCE COMPANY, Plaintiff vs. TIMOTHY J. ROTHENBERGER, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 2000-06573 CIVIL ACTION - LAW PRAECIPE TO REINSTATE Please reinstate the Complaint previously filed in the above referenced case. Reliance\rothenberger\reinstate YOFFE & YOFFE, P.C. . YOFFE, SQUIRE Attorney for Reliance Finance 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 - "_B<~.;r,'",,,.- - "l:,- ~"= "~l!.lCi(\.t11 "~'_~~~%.%m(~'L!r;l.~""kJli",d~~h~,,~'i' "I. ~'-llt-i>.1>j ,L~~~~'ori&,.~- 0"<"'-'-" .",' -n' 0 t-:J 0 S; 0 -'n - -of:' ~~,- t::J rilF" c,_ Z'.T:I \>.) Z[~_~ (!~~/ -.~\ (~-7, 2tj ~ -co c- :f~=~ -~ r\~\ '..}.J .-' :V~:: -<-1 ._, ~p.. .==1 r- 'xl -< (J> -"'...:.. ~~,,,,.,,,,,,,",..,"""""',o.:c=..,."' -, , ~ .. ..""'~"-"'''"'''''''~. ~'~'''''''''''-'~;ooM,_.";~."",,!,,;.,, SHERIFF'S RETURN - OUT OF COUNTY ~ CASE NO: 2000-06573 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND RELIANCE FINANCE COMPANY VS ROTHENBERGER TIMOTHY J R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT , to wit: ROTHENBERGER TIMOTHY J but was unable to locate Him in his bailiwick. He therefore deputized the sheriff of LEBANON County, Pennsylvania, to serve the within COMPLAINT & NOTICE-REINST On December 1st, 2000 , this office was in receipt of the attached return from LEBANON Sheriff's Costs: Docketing Out of County Surcharge Dep. Lebanon Co 18.00 9.00 10.00 27.88 .00 64.88 12/01/2000 YOFFE & YOFFE ;ep?~ . Thomas Kline Sheriff of Cumberland County Sworn and subscribed to before me this N ~ day of ~~ { ~A~.~ f~ ~. prothonotary -1-., ,,-~ .-- '"" ^'''"'-'''~\1k..- . . . REINSTATED COMPLAINT No. 2000-06573 Lebanon, PA, November 29, 2000 RELIANCE FINANCE CO. YOFFE & YOFFE, P.C. vs. (RETURN TO CUMBERLAND CO. SHERIFF) DOCKET PAGE 15 793 TIMOTHY J. ROTHENBERGER STATE OF PENNSYLVANIA } COUNTY OF LEBANON } SS: David A. Heath, Deputy Sheriff, being duly sworn according to law, deposes and says that he served the within REINSTATED COMPLAINT upon TIMOTHY J. ROTHENBERGER, the within named DEFENDANT, by handing a true and attested copy thereof, personally to him, on November 27, 2000, at 2:30 o'clock P.M., at his place of employment, U-Haul, 1440 Cumberland Street, Lebanon (city), Lebanon County, Pennsylvania, and by making known to him the contents of the same. Sworn to and subscribed before me Notary Public A/<'~ this of November, A.D., 2000 01ARIAL SEAL N L. STARNER. Notary Public Lebanon. Lebanon County. Pa. J >', r.'mmlSslOn bpires Aul<s( 8. 200~ SHERIFF I S cos'l':fcIN ABOVE-PROCEEDINGS Advanced costs paid on 11/27/00 Check No. 2273 Amount Costs incurred: Amount Refund: Check No. 9017 Amount 100.00 27.88 72.12 All Sheriff's Costs shall be due and payable when services are performed, and it shall be lawful for him to demand and receive from the party instituting the proceedings, or..'any 'party liable for the costs thereof, all unpaid sheriff's fees on the same before he shall be obligated by law to make return thereof. Sec. 2, Act of June 20, 1911, P.L. 1072 , ~ ~''I>,r ~~ ~ ---"-.." , "" ~ ' ~" .>-' ~'~-....\ll.l~l\I'f"_ ,," ':r. , '.... in The Court of Common Pleas of Cumberland County, Pennsylvania Relian~e Finan~e Company VS. Timothy J. Rothenberger No. 20-6573 Civil Now, 11/21/00 , 200 t) , I, SHERIFF OF CUMBERLAND COUNTY, P A, do hereby deputize the Sheriff of Lebanon County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. . . ~~~~~~ Sheriff of Cumberland County, PA Affidavit of Service Now, ,20 , at o'clock M. served the within upon at by handing to a copy ofthe original and made known to the contents thereof. So answers, Sberiff of County, PA Sworn and subscribed before me this _ day of ,20_ COSTS SERVICE MILEAGE AFFIDAVIT $ $ >f<iL"""" ~. -,~ - "".{1. RELIANCE FINANCE COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 2000-06573 TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW PRAECIPE To the Prothonotary of Cumberland County: Please enter judgment, by default, in favor of Plaintiff, Reliance Finance Company, and against Defendant Timothy J. Rothenberger, in the amount of $3,422.00 for his failure to file an Answer or otherwise plead to the Complaint in this case within the time allowed by law. A copy of the notice required by Pa. R.C.P. 237 is attached hereto and it is hereby certified that said notice was mailed to Timothy J. Rothenberger on December 19, 2000. DATED: . YOFFE, ESQUIRE Attorney for Plaintiff 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 Reliance\rothenberger\default\praecipe - ~: ,. , . RELIANCE FINANCE COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 2000-06573 TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW NOTICE TO: Timothy J. Rothenberger, Uhau1, 1440 Cumberland Street, Lebanon, PA 17042 DATE: December 19, 2000 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800)990-9108 OR (717)249-3166 NOTICIA IMPORTANTE TO: Timothy J. Rothenberger, Uhaul, 1440 Cumberland Street, Lebanon, PA 17042 FECHA DE NOTICIA: December 19, 2000 USTED NO HA COMPLIDO CON EL AVISO ANTERIOR PORQUE HA FALTADO EN TOMAR MEDIDAS REQUERIDAS RESPECTO A ESTE CASO. SI USTED NO ACTUA DENTRO DE DIEZ (10) DIAS DESDE LA FECHA DE ESTA NOTICIA, ES POSIBLE QUE UN FALLO SERIA REGISTRADO CONTRA USTED SIN UNA AUDIENCIA Y USTED PODRIA PERDER SU PROPIEDAD 0 OSTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTA NOTICIA A SU ABOGADO EN SEGUIDA. SI USTED NO TIENE ABOGADA 0 NO TIENE CON QUE PAGAR LOS SERVICIOS DE UN ABOGADO, VAYA 0 LLAME A LA OFICINA ESCRITA ABAJO PARA AVERIGUAR A DONDE USTED PUEDE OBTEMBER LA AYUDA LEGAL. cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 OR (717) 249-3166 203 52933 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained from you will be used for debt collection purposes. Reliance\rothenberger\loday ~"' . -, L.~ 1I11"il:: , iiMljjl;'''';' '~""""~.-"iitj~-aI:;;iJrI,!~,;"<""",,;:;~,,,,,=k .-. ~.~ ~ " ~"';,;;.;",,-. - ",,,e_ .~" '_'_',', _ ^_,~"." ." .~~,,~" c__~~ .""q~-. "'__'_~_'_ ", _..~~_"",",-" c?':J 0~ ~ ~ ~ 8 r C\ ~ -,1 ~ t>v f\'--' ~ ~ ~ r tf ~ " ~ ~ ' '~ , o ~ ;:grn Z::o ~~ r:-r:-l K~ )>0 z(~ :'1>-' c ~ ~~, ' ,'.", .., .', , , """'" o o ..,., ....,; i~~~ ;}~~~ ")0 ~~~- C5n"i :;J ~ ~ :.;;::lJo :;z N W ""0 :Jj; :~ (A,) 111 ':!~v ."-- ~'---.JJh'lL'-"!~_,.!, RELIANCE FINANCE COMPANY, Plaintiff VS. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 2000-06573 TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW To: Timothy J. Rothenberger You are hereby notified that on..Jdu .:J.3 been entered against you in the above captioned $3,422.00. 2001, case in a Judgment has the amount of DATE: J~") ..23 ~ I Prothonotary I hereby certify that the name and address of the pro receive this notice under Pa. R. civ. P. 236 is: Timothy J. Rothenberger Uhaul, 1440 Cumberland Street Lebanon, PA 17042 Date: . Y FFE, ESQUIRE ttorney for Plaintiff 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 A: Defendido/a Defendidos/as anotado Por este medio se Ie esta notificando que el del 2001, el/la siguiente (Orden), (Decreto), en contra suya en e1 caso mencionao en e1 epigrafe. de (Fallo) ha sido FECHA: Protonotario Certifico que la siguiente direccion es la del defendido/a segun indicada en e1 certificado de residencia: Date: YOFFE, E UIRE torney for Plaintiff 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 Reliance\rothenberger\default\notice of judgment . .-,'" , 'liill~li1il' RELIANCE FINANCE COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 2000-06573 TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW AFFIDAVIT OF NONMILITARY SERVICE To the best of the Plaintiff's and the undersigned's knowledge information and belief, Defendant is not in the military service as defined and covered by 50 U.S.C.A. Section 501 et seq. YOFFE & YOFFE, P.C. Date: FR Y N. YOFFE, E ttorney for plaintiff 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 Reliance\rothenberger\default\nonmilitary 7";,;,1.. ,,'" I ~ ~,~~~" ~ ~ , '~IilMil!fJ] int-"' "ii:-"'~~~"~~.;I;~I;~i~d'LI:JilJJl' ...J. -"" ~~ ~~WIlIi;"."""-<~''::'~~ , ~, .-...,^ <-.>;~"' ,~ -. (;) 0 0 S:;;;. -n -os. '- :::":.1 OJ :01> ~f.D z ;+~;D :D t5.~ N :Jj {:g ~L w !:~(.s ...._C) --0 ..", ~\~'-tt :zD -",T r::>..l.J' '""" :z;;g zr"'l. O'T1 ~ -j W ~ W ~ r..~-=O"__~"" .' - "'<(1l!'r_<<"- RELIANCE FINANCE COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 2000-06573 TIMOTHY J. ROTHENBERGER, Defendant CIVIL ACTION - LAW CERTIFICATION OF ADDRESSES The undersigned certifies that to the best of Plaintiff's knowledge the names and addresses of the proper individuals who are to receive notice of entry of judgment in the above captioned action are as follows: Timothy J. Rothenberger Uhaul, 1440 Cumberland Street Lebanon, PA 17042 YOFFE & YOFFE, P.C. Date: FFR Y N. OFFE, ESQ IRE Attorney for plaintiff 214 Senate Avenue, Suite 203 Camp Hill, PA 17011 (717) 975-1838 Attorney ID No. 52933 Reliance\rothenberger\default\certification of addresses i:;t~':"''''';'" ,s,- ilW "~~~Ml!m~~Ii!:iii1~i!~WNf&!,imw,;llii:IJ~;,.,~~;,..'Eii,"l<1~\~~~!&i~ili:iM \,"'-__"f,', ~,'_,__ ~"h~""''''-~,''''''',,,,,,,,,,, ",~""",{,,,,,~. ,i:,~<___' -;, dJ'_~,,,, ",,-,~" ' - " _~ ~', ;"fe, ,_ . '0 "'" ,<, ".._"t " ~"",,' ,,<.., .,r.N','_'. . 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