HomeMy WebLinkAbout00-06988
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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
v.
NO.DO - 109;>1>
CL~l~~
ATHENA M. HAYS and
CARMELA M. SAXON
Defendants
NOTICE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims
set forth in the following pages, you must take action within twenty (20) days after this
Complaint and notice are served, by entering a written appearance personally or by
attorney and filing in writing with the Court your defenses or objections to the claims set
forth against you. You are warned that if you fail to do so the case may proceed
without you and a judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for any other claim or relief requested
by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
Date: Oa. If)
,2000
KEEFER WOOD ALLEN & RAHAL, LLP
By: Es-h~:SkY' Jr.
Attorney 1.0. #23702
210 Walnut Street
P.O. Box 11963
Harrisburg, PA 17108-1963
(717) 255-8051
Attorneys for Plaintiff
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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. ()1) - (., 9 ?cC:.;<-rr Ru.-.
v.
ATHENA M. HAYS and
CARMELA M. SAXON
Defendants
COMPLAINT
1. Plaintiff is Harris Savings Bank, a Pennsylvania state-chartered savings
bank, with its principal office at 235 N. Second Street, P.O. Box 1711, Harrisburg,
Pennsylvania 17105.
2. Defendant Athena M. Hays, is an adult individual living and residing at
702 Erford Road, Camp Hill, Pennsylvania 17011.
3. Defendant Carmela M. Saxon, is an adult individual living and residing at
702 Erford Road, Camp Hill, Pennsylvania 17011.
4. Defendants, as buyer, entered into a Pennsylvania Motor Vehicle
Installment Sale Contract with Freysinger Pontiac, Inc., as seller, respecting a 1999
Hyundai Accent VIN #KMHVD14NXXU466135. A true and correct copy of the said
Pennsylvania Motor Vehicle Installment Sale Contract is attached hereto, made a part
hereof and marked Exhibit A.
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5. The Contract was sUbsequently assigned to Plaintiff.
6. Defendants defaulted in their obligations under the Contract, and the
Vehicle was repossessed.
7. On June 6, 2000, Plaintiff sold the Vehicle, leaving a deficiency balance
owing in the amount of $4,836.55.
8. Despite Plaintiffs repeated demands, Defendants have failed and refused
and continue to fail and refuse to pay the current balance owed to Plaintiff under the
Contract.
WHEREFORE, Plaintiff demands judgment against Defendants in the sum of
$4,836.55, together with interest, attorneys' fees and costs of suit.
KEEFER WOOD ALLEN & RAHAL. LLP.
Date: October JQ.., 2000
By: ~ () d
Eu~~pePinSky, Jr.
Attorney 1.0. No. 23,702
210 Walnut Street
P.O. Box 11963
Harrisburg, PA 17108-1963
(717) 255-8051
Attorneys for Plaintiff
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VFRIFIC':AT10Ill
1. (S)He is
L/.So... A. fJlclf.i. h . hereby verifies and states that
A V {J of Harris Savings Bank. Plaintiff herein;
The undersIgned
2. (8 )He Is authorized to IT1<Ike this Verlficatlofl on ita behalf;
3. The facts set forth In the foregoing Complaint ilr8 true and correQt to lhe best
of (ht!r)hls knowledge. InformaUon and belief; and
4. (S)He Is aware thaI false statem8n~ herein are mllde subject to the penalties
of 18 Pa. C.S. i 4904. relating to unsworn falsification to authorlUes.
jU4&'{~
Dated:
In /;0 /
., I /
,2000
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~urPaymentSchedulewill be:
No. of Payments AmounlofPaymenls
60 I 211.26
I
i1ing Fees: $ I:;; 00
a~e ~~arge: If. a payment is late, you wm,~e cha.rged,;~~(O:U!1~ p~rti~~ oqhe payment which is late for e~ch month, or part of a,month' greater,'iha'nlO days;_thal it {emains ~npaid,
ee below and an~ other Contract documents ,lor any a~ditional information about nonpayment default any required ~pay~ent in full before' the ~heduled 'date and.prepayment:
lfunds'andpen~lties.';~ ,; I. " , '1">,"'1:"'",;,,:,,.,._,,-,-, ' .' '''', r ,"~i1 ." , emeanseslimate
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ioR'iiijic'lE INSTAllMENT SALE CONTRACT.
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04/02
99
Dated
MINim
PERCENTAGE RATE
The cost of YOllr credil as
a yearly rate.
, Amount Financed
'The amounl of credit provided
to you oron yourbehall.
Total of Payments
TheamQunlyouwill~vepaidaftetyou
have made all scheduled paymenls.
FINANCE
CHARGE
The dollar amount Ihe'i
credit wiJJ cosl you.
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8.90
,2~?,4,.,~~". li"".19?91,24"
, ..12675.60
%
$
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I.
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855100 L, z.. 2..1..
Total Sale Price
The total cost of your purchase on
:;~dil, incluii8l(Jd~rd~wn,payment.
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.13675.60 .
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Se\;\l(lty:" Ytlu)re"givillg a s.eeur'itY--interest ill-the' m'ottir 'vehicle' being'
purchased.- _ ", ' ' .''''', :',,'-,.";','-,1);'" """;"
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When Payments Are Due .
Morllhly;be'inning
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Prepayment: Ilyoupay'o~_early,you.wrrrnolhavetopaya penally.
IF YOU 00 NIlT MEET YOUR CONTRACT
MECHANICBURG, PA 1705RlBlIGATlONS. YOU MAYlOSE THE MOTOR
, "VEHICLE AND PROPERTY THAT YOU
Zip Code . BOUGHT WITH THIS CONTRACT, AND/OR
MONEY ON DEPOSIT WITH THE ASSIGNEE,
'This Contract is between Seller and Buyer. All
~disclosures have been made by Seller. Seller
Z,ipCode(s}, inlendstoasSignthis ContracttotheAssignee.
Itemization of Amount Financed
Cash Price
I
Cash Do.wnpayment
'1
Jr~~~:ln'..I.~ ;;,"'. , I','
'Valueof~tad~,ln
$ ,10 01,
UenPayoffto:
I
UnpaidCas.~ Price Balante
I 9529.00
ToCr:editlnsuranceCompany:c.
~ $ ]1,' 'I:" .>IN
.~ TlIPublicOfficialsfor.'JI
~' Ucense, Tags and Registration '
.~ $
llienFee
~ $
%' J:l To
~ $ ':-,
'=' To''''OOlT'r'F'FF' ,'" ,"r.t,' 'iJ" n
~; $ '--)1",',' 1\,' .-. '62~OO
@ To PA T1RF TAX
:; $
~ To
Ipped '~'A,T: _P.S.:1, ;-AM-FMStereo ~ ''''~5Sp(C ~u.Othe/ji .,;,,-
A.C. P.W. ' AM.FM Yape"I" ';;~Vi~lYl'T~P'"'' 'ill' ]', 'I '~
IGNEE: We ,may assign this 'COntract and ,Sec/nity' Ag(e.ement ',to 'a,Sales:finance'company which is the "Assignee.". If the' Assignee assigns'
Contract to',a suDsequimt:a~ignee, th,e terqi:\llso ~efers' to SU~h'~p,bsequent assignee. Aller the assignment all rights and benefits of the,
!r in this Contratt and in the Security Agr~ement shaU belong 10,and 'be enforceable by the Assignee. The Assignee wiU notify you ,when!
i1Seller makes an assignment ' - .-,.' ,,-.-
,
HARRIS SAVINGS BANK. 235 North Second stree~ Harrisburg, Pennsylvania 17105 p,yoen"~PI . 211.26
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IGNER: Any person slgnmg the Co,Slgner's Agreement below promises separately and together WIth all Co.Slg~~r(s) ,a~~ B,~y~~(sJ, ,t~, pay 1$ i: ! i 'NN~ II. .A. '..1 j '.r~I.~~n:.!11rli"!'~~ q~~_ ~ 1.
I!ls,~~e .an~ t~}er{or!]lfl~~ag~eemen~~n.~ist~J!~3~~FO~ignl,~ wi!1 ~~t be anpw~er of th~ Vehicle." . " __.', .",~ '"..;", _~,"; "/' YM:bt
WNIR: Any person sigrtmg Ihe Co.Owner's Security Agreement below gives us a security interest in the Vehicle and agrees separately and pa~ent,;. due,Ofl, :;05t02
her with all Co-O~ner,(sl a,nd Buyer(s!, ~ ~erfoJ/ll ~ll,~gree.!l.l~~ts _In the Se~urity Agr,ee,ment and all other pa~ of this Contra~~ exce~l th~ '99 "" , . and I en payments
isetoPay~sectlon. '..' " , , ')l! ,\,'-"- -.' I... .. '.' ,_ " . '.- will be dueon'lhatsame diy of each month
S:~ThetermssMwli'inlhe'boxesaboveare'\Ja!rtofthis-cO'nlrac{~ ., - - - . ~~: following. 'I . I,P
lSE TO PAY: You agree to pay us ll1e lolal Sale Price for ltie'Vebicle bY -making the Cash SECURIT'l AGREEMENT: 10 'secUTe the p8ymimt'0f' all sums- due ~llil the OOrlOTmance Of all
paymenfand assigning the Trade.ln, if shown abOV!,"on or beforethe-dat eofthisContractand required oblilations under this Contract'you give a-security interest in--'the Vehicle, in all
"A If ced I . . l v 10 m'" o'y ""10 accord Ih the pam (called accessions") attached to the Vehlc.le al any later time and in any proceeds of
g,us,u,e moun i~an pus}n res rOU prom.~~. "'" I'" me~~' : ,.. ancewi the Vehicle. includin~ insurance proceeds. The Assignee may- 'set.Off any amounts due and
ent Schedule.: You promise to make payments on ,or before the same day 01 e~ch month as the
,yo,' 01 due d,I,. You ago" Iop,y aJl other a.mounts which 'm'ay become due under Ihe terms unpaid under this ontract agamst any of 'your money.on deposit with Assignee. This
includes any money which is now or may in the tuture be depOSIted with Assignee by you.
s Contract You agree to pay-the Seffer orAssi~r1ee'costs 01 suit You also agree to pay Assignee may do thiS withoulanv Drior notice to you.
nable attorneys' fees if Seller or Assignee hires an attorney to collect amounts due under this ADDITIONAL TERMS AND CONDITIONS: THIS CONTRACT CONTINUES ON THE REVERSE
actor to protecl or get possession of Ihe Vehicle, You agree to make payments atthe place orto SlOE. yOU ARE OBLIGATED TO All THE TERMS OF THE CONTRACT WHICH APPEAR ON THE
payments to the address which the Assignee most recently specifies in the written notice to you. FRONT AND REVERSE SIDES,
gning below, we agree to sell the Vehicle to you under Ihe terms of this Contract NOTICE TO BUYER.:.:..DO NOT SIGN THIS CONTRACT IN BLANK. YOU ARE
" " ""." ~ . . ENTITLED TO AN EXACT COPY'OF THE CONTRACTYOU SIGN. KEEP ITTO
PROTECT YOUR LEGAL RIGHTS.
B.UYER: lk:':~.k;.M';dA;::"~:','i;.. .;:..
" '-, : '-)J 1,,~)(,-~:;t:J! Wllllill.;~L"~-VJ1J:,.J~'1 ',"" '
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B\J'ItR ~~~:~/!~'I;~:':' ~,,:~: ,:<1;' .'}st:~~T,~/,~?nl~?:'
-SIGNER::,y-OU'SHOULD'REA IfH .NQ:rIGEI:.r9; CO-SI.C;;_NER"W,HICH HAS 8E~N GlV~~f;I:p, rOY:iON:'A-S,:~WARArE'D9CU~NTIJBE~ORE
NING'THECO-SIGNER'SAGR I\;f ,TM'" "..--_ -....,i,..._,,;'''' _ ,",' ." <' ,_'-,_". ""';-_,'\' I,,' '". .-, "'-"
SIGNEll'S AGRE~M~NT: You, .t~e ,ne!'So,n (oJ pers.ons)-slgmng below as ';Co-Signer," pr,omlse t,9,paY_lo us all ~ums due on this_Contract ~nd t~ perfor~ all
ent? it) this' Contract. Yeu intend to be lelltally bound by all the tcrms oflhts Contract,s.eparately and together, With the Buyer. You are maklOg thIS promise to
ce us to"make this Contract with the Buyer, 'even though ,wc will use the proceeds only for the 'Buyer's benefit. You agree to pay even though we may not have
"e ,~~y p,~ior dema~d ~?~ paYll1e~t o~ ~~_e ~~yer ~r e~~r~ised our security interest. You also acknowled~e rece,iv~ng, ~'co~pleted C?py of this Contract, .
,of, ~ .; ,'-" ,"\!' ;)j (SEAL) 'dh
J~~~:f:.~!p,',I~~u~~~i:':;1 ''i:':\>'" 'i ~',I 07;~\",:'n~\i~Z.j~\\~ w, ,'i'l\',r). '.<" '/I,.>,:;~. A~~ress . '1 ' ;." . ~il! j' .;cil'< \. "l;\C [\{\,::. ,n_ ~~te \",,-IIJ',' '
~"l ~1>::';j8'\ -i. i'116 ~9[)~i:!i" li: !'J5:llToJ "'-ril:__~m\rbllJ!l'Jl j!, (SEAL) i:1 ::\ ,,, I',~ i~!"'!'!:.' 'I{]l' ", J'.' :",:~t i"';;. '~"," ,J"I' jJ(l,n '1 ..., ,-,p" , If!
~.ii;!l~r:S.~Sig~,a~u,~';::.":l , ~:",r,\:1 It)~!t~',~;~t',:;~;.l'.,~5~~ii~'IV(' '"ll;iW," ' "h' "~ : ,"Jl Address ""~' ,': Wi":';, 1,1:,", d.,::O' 'j; ,..;,n.II;.1Il'" " ,'il; ~:i~L:11 <Date ",r,I<-'~I~:'"
OWNER'S SECURITV AGREEMENT:'lXou;fthe:penion-signing below_as I:'Co-Owner,"'together with'the :Buyer or otherwise,being all-of the Owners of the Vehicle.
uS'a'Securi'ly:lnlerest -in' the Vehicle ideniificdl'above;lYoufagree to he hou'nd by the'terms of the Security Agreement 'and'all 'other, parts of this'Contract 'except the
mise To' Pat' ~ection. You are giving us the'security interest to i~duce us to make this Contract with the Buyer, and to secure the payment by the Buyer of all sums1due
is Contract.' you will not be responsible fo~anydeficiencywhich'might be due after repossession and sale of the Vehicle, r. .'",., .
'-' '.
is Cllnlract .
re FREYSINGER PONTIAC
iEllER.
INC
6261 CARLISLE PIKE
Name
Address
CARMELA M SAXON
"'CAMP'HILLPA 17011
, " , 'Address(es)
Br'
lUVERtS).
'--'I" .
ATHENA M HAYS
702ERFORO RO'"
Name(~) ':. , ,"1 '
',"
lre is more thail one Buyer, each promises, separately and together, to pay aff sums due us and 10 perform all agreements in this Contract
)E-IN:
have traded in
olfowingliehicl~:
: _' '" 'Year and Make ':', ''',' '1.-' :;'. ',I';'-'Description ,": ,,; - "" '. .
eN! :>~': (,:!. ,r "~' '1'11(1 lllO'! I,':! '.': "_"".:n.J"~ ::__:1 ",', ~ _ il ':' - ;1' I~, "', -:": ,,'-. . "'1' ,,- """, , I,
lalan~e,!s stiltowmg :9n,,the,.vehlcfe you have.trad_ed ,m, t~e Selle~ Will paYIPff this ~mount on .yo~r-behalf. You warrant and~represe:l)tlo us Iha\1
rade-In IS free from hen, cfalm,encumbrance orlS8l;urity Interesti'except as shown In the, itemization of Amount Financed as the ~lien Payoff:
PERTY INSURANCE: You'may choose the'per:son'through whom insurance is obtained againsl loss or damage to the Vehicle and against
lity arising outof use or ownership of the Vehicle: In this Contract ,you are promising to insure the Vehicle and keep it insured.
DIT INSURANCE IS NOT REQUIRED: Credit life' Insurance and Credit Disability Insurance are not required to oblain credit, and will
Ie pro,vided unless you sign below and agre~ to pay the additional cosl(s). Please read the NOTICE OF PROPOSED CREDIT INSURANCE
Ie reverse side. Your insurance certificate or policy willteU you the MAXIMUM amount of insurance available, All insurance purcl1ased
Jeforthelermofthecredil.
,,_ r
gning, you selecrSingle,Cr~ditUfe Insurance~ What.-is your
h cosls $'" N ilt ' '.' . ,', ; : agi~~:~:Years'
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By signing, you selecl Single Credit Accident &
Heallh Insurance, which cosls $ HI A
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"10":''-
, What is your,
age?~Years'
.r.' ;'!;"1' ,W']!11
llure of Buyerto beinsuted for Single Credit Ufe Insurance'" ,.,Ii" nSignalureofBuyerlobeinsuredforSingleCreditAccident&Heallhlnsurance
gning,youbolhselectJoinl
itlifelnsurance,whichc.osts$ NJ^
Bysigning, you bolll seleclJoinl Credit
Accidenl&Hea[lIllnsurance,whichCOsls~~
Whalare Percentage
yourages?,tobe
'insured
"':Whalare
your ages?
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l\llr~t~f bo!h Buyers 10. be;i~sur~'lor ~P!n~Cfl!4,i,~ I,if~"Ws~r~nce ii" ,
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Signalures of both Buyers to be insured for Joint
Credit Accidenl & Health Insurance
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IClE: You have agreed to',purchase, under)he, tetlll~ of this Contract the following motor vehicle and its extra equipment, which is called
'VehicJe~ in this Contract . :', ..
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,~
Ywllli!..M.a.lm.,,"': ~': '.kTJ.r::~'.stm.:'"
99 HYUNOArACCENT" "",. SON ,., ,.
IrY<IIlln_ S<riol_
KMHV014NXXU466135
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10529.00
1000.00
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5.00
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Amount,Finan~ed
~l
Finance,Charge' .I,c.'
i' $ " '" ,"~'. ,~
Jot3J.ofJilyments:(TimeBalanc,e),r,C"i':
....,. $ ';~'Jilr, Dt :-11 i~11t267 ; 60 '
Paymen~,lc~edule'- You agree-to pa'y'
10 usthe Amount'Financed plus interest in
.10201.24
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wner'sSignature,i;;"!j;I"~': .'.'!.]':~l,l~i",j'.:I;\~d,., _.':-:':, Address ,,' _ ,__ "'~: "_I?atei'"
ER.CO-SIGN ERAND CO-OWN ER.,AS.A~PLlCABLE,ACKNOWLEDGERECE1Pl OF A COMPLETED COPY OnHIS. CONTRACT
H[,TIME OF SIGNING. ., ". ok . .. . ' ..... .
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fO~, ~~ TOTAl OF p,AYMENTS' Il~'~~,~,i'he~r~tal M-'pa~;~~~,:'~ ;~l:~~f\~et',''' ::~~y ~~Vl~~~ la~l:~-:al;~e m~~:'specj'fi:" (i)~~'~~d~'a'teli~~-d~~'a~(~/{iil~
unt FlIla~r.ed and me Finance Charge, The FlOance Charge consists solely 01 mteresl monthly paymenls. If we choose to,aJlow,you 10 repay the money' advanced
puted dally on th~ outstanding balance of the Amount Fin~nced, The Fi~ance ~harge montllly paymenls, we can choose the amount 01 these payments and how 10llg
m on the f~onl side has been computed on the assumptIOn that we..wIU receIve all repay. If any.of ol,lr rightssta,ted in this paragraph are not permitted by law, we still
~ents on ther~ ~hedu!ed due da.tes. . " .,. other righ~ m~nUo.ned. Our payments on ,your ~ehall will not cure your lailure to ~e
.OMPUTlNGlhirE\tfslf.JWe Will charge mterest on a daily baSIS on Ihe outstanding your promises m thiS Contract .
lee subject to inlerest,o,n each day of the loan term. The daily inttlrest rate is equal to the 12. DEFAUlT: In this paragraph "You" m~ans the B~yer Co-Signer and Co.Owner o~~n' one
lal Perce~tage Ra~e diVIded by the nu~ber of.days in that calerld~r year. Buyer ~grees of them. You will be in "Default" 01 the Contract if any' one or more of the foll~wi~g th'n
b.e,caus,e~il1tl'r~s~ IS calculated on a dally baSIS, late paY,ments.wll~J~sul~ In additional hapllen: _"', " , ,',\ '~, l,gS
~tl(alfa, Il'lI"p~hcable, a late cha!ge). Early paymenls1wIll r~tilr~n'-less IOterest being t .:y6Jd6~~ ~ake any paymen?~ oh;/Jfu~"t. d " I.lP . r:
~ed. Early and!or late payments Will cause the amount of tile final payment to ch~n~e. b, You do not keep any promise you made fn ~isISCO~~~; or' ,
ATE C.HARGE. Buyer agrees to pay a, late ,charge for any paym6nt not. made wlthrn 10 c. You do not keep any promise you made in another Contract. Note, Loan or Agr8{!ment
after lis d~e dat~. The late Charge Will be ~% pe( mon,lh on the unpaId amount'ol the with Seller or Assignee; or
~ent. We ~ltll conSider any part 01 a month rn excess ~f 10 days t.o be a lull monlll, The d. You made any untrue statement in the credit application for this Contract or
.lIar~e wllI.be due when earned. No late ~harge WIll ,be due If the re~son tMlth.e e. ",Y.a4 ~llImitted a~y lorgery in connetlion witfhijlis GolJt(act; or {'. '.
entls late IS because, att~r default, the entire outstandmg b~lance .on, thiS Coilffact IS . f, . ~Ju~~are convIcted of a crime involving frnod lIr-'dishbnesly, or are foUnd by a court
~olatechargewlllbe.duelftheonlyreasonthatthepaymentrsrateIsbecauseola late wllhlurrsdrcllon to do so to be incapacitated; or
,e assessed on an earlier payment. g. You file bankruptcy or insolvency proceedings'tjbanxone files bankruptcy or
P~lICATlON OF PAYMEtlTS: We will apply payments in the following order of priority: insolvency proceedings against you; or - "
o mterest and then to late charges, fees, principal and any oth6r amounts you owe in h, You take the Vehicle outside the United States or Canada without our written consent
"derthat we choose. ,'. ' '-'I or ,', '," ,,' ,- "
tEPAYMENT: You may prepay, in full or in pari, the amount owed on this Contract at any i. You use t~e Vehicle or allow someone else to use it in a way that causes it not to be,
without penally. If you prep~y the Contract in' part,' you agree ~o continue to make co~ered by your msu~ance; or - ,-::' - .>',.,'_. ", , "~_', .-". _,,' ",. ,""",' __ ..r
Irly scheduled payments until you pay all amounts due under Ihls Contract This will I. X?U do somethmg that causes the Vehicle to be sublect to conllscatlon by _government
ellienumberOfPaymen~YOUW.i"m~o\[ A'~ 8~U8JIMA!"ji"i :;:il<jUI~rl''J?f~t,;J. ",., '" ~ '~inOQ ","',!Ton",:.. '.. '
IVERS. ",", ,r ,'r : " _ . - k:~h Ve ~1 .lslost,-stolen,d~Sl:royed'o i1amllgMb'e'bfltle61)r10iiritalrepalr,~n~not
WAIVER BY SEllER"AND ,ASSIGNEE: We and ASSignee waive the right to treat any fiKed or found wlthl~ a re~sonable time; or . ' . . ,L.'
rty as security for the 'repayment of this Contract, except for the Vehicle and the other I. Another,credltor trles t? ta~e tile ~~~Icle or your ~~ney on depOSit With ASSignee by
tyspecificafJymenlionedinthisContract legaIOT~"~... 11 IU311}lAJ GrAH 11 t\~J3HTA
~AIVER~ B)' BUYER: CO-SIGNER ~ND CO-OWNER: You agree to make all paymen~ on I ~m 'O~R ~lqHT~ mx.qu ~~~,~ DEFAUlJiOF Q]~I~QO~.tRA~tJ~f you are in Default of tllis
ore t~e~ are,du~ WIthout our havl~g to aSk.-lf,You don't we may enforc~ our nghts Contr.act w~,ma'y'enforce our fights according tdlaw. We may also do,the things specifically
Jt_notlfYlOg you,m advan~e. You give up any rrght you may have to req~lre that.we mentioned In thiS Contract We may do one of these things and at the same time or later do
:e our rights agamst so~e other pel?on or pr.operty bllfore we enfOrce our rrgh~ agaIRst another. Some of tile things we may do are t~e following; ., "Ii'
o.u agree t~~t we ll!ay give ~p ,our rrghts agamst some other person, but n~t ag~mst you. a. ACCElERATION: We can demand that you pay to us the entire unpaid balance owing
aly"d~~ t;lil~gence m collection and all defenses based on suretyship and. Impairment of on the. Contract and all unpaid Finance Charges and other money due. You agree that you will
!ral llf,sell'unty. pay thiS money to us in one single payment immediately upon receiving our demand,
ITEREST AFTER MATURITY AND JUDGMENT: Interest at the rate provided in this b. REPOSSESSION: We can repossess the Vehicle, unless prohibited by law. We can do
IC~~~IIcontinue to accrue on the unpaid balance unlil paid in f~fJ, even after maturity this. ourselves, have a qualified person do it for uS,--or have a government official (by replevin)
f after we get a jUdgment against you for the amounts due. This Will apply even if the do It for us. You agree that we can peaceably come on to your property to do this, We may
ily occurs because of acceleration. If at any time interest as provided for in this take any other things found inlheVehicle, but will-return these things to youilyouask,lfyou
raph is not permilled by law, interest shan ~ccrue at the highest rate allowed by want these things back"you agree to ask us in a lelter sent to us by certified mail within 24
f1blelawbeginningatthattime., '~ ; . ,', , hours. If you do not send usthislelter,yougive'_up any claim to these things. You agree that
iUR PROMISES ABOUT OUR SECURITY INTEREST: You will not permit anyone other we may use your license plates in repossessing the Vehic,le and taking it!o a place for storage.
JS to obtain a security interest or other rights in the Vehicle.'You will pay all filing fees c. ~OlUNTARY DEliVERY:, We can ask.yo~ to give us the Vehicle at a reasonably
~aryfor us to obtain and maintain our security interest-in the.vehicJe. You will assist us convement place. You agree to give US the Vehicle If we ask.
'ing our security interest.~ote:d on the Certificate of Title to the Vehicle, You will not sell ,d. DE~Y IN E.NFORCEMENT: We can delay enforcing our rights under this Contract
l ~V(aYt~e Vehicle. If someone puts a,lien on the Vehicle, you will pay the obligation and wlthoutlosmg any nghts. ,
:he h'tn. , 14. SOME THINGS YOU SHOUlD KNOW IF WE REPOSSESS THE VEHIClE: If we repossess
UR PROMISES ABOUT THE VEHIClE: You will keep the Vehicle in good flln9.jlion and witllout using a government officiallby replevin):
I You wiU pay all taxes and charges on the Vehicle. You will pay all coststil\ri~in!ajning a, NOTICE: We will sefld, you:a' Notice of Rep~ession to your last ad.Elrtl~ we know about
hicre;You will not abuse the Ve~icle or permit anrthing to be done to the Vehicle which This Notice will tell you how to.buy back (redeem) the Vehicle. You will 'Nor have tile right to
duce its-value, other_ilian for normal wear. and use. You will not use the Vehicle for reinstate the Contract This _means you will have to pay the total balance on the Contract and
purposes orlor hire or lease. You wiff not move.-the Vehicle-from your address shown on other amounts due, You may not get the Vehicle back by paying delinquent installments. This
On'S'f this Contract to a new permanent place~of garaging without notifying'us in Notice will tell you other jnformati~n required by law. -
Cll". _ . :-"" . l\ \ l~ ., b. ~~DEMPTION: Y?U lIave the right to b~y bac~ J~deem) the Vehjcl~ within 15 days of
IIJR PROMISES ABOUT INSURANCE: You wlll'keep the Vehicle m~rireif agamst fire, the mailing of the Notice and, at any later time bffiorii we sell the Vehicle. Jl you do not
lfflj_collision until all,sumsdue us are paid infufl. The insurance coverage must be redeem, you give up all claim to the Vehicle.
clary to us and protect your interests and our interests at t~e time of any insured loss. c. SAlE: If you don't redeem, we will sell the Vehicle. The money received at sate will be
surance must name us as "Ioss.payee" on the policy. The insurance must be wrillen by used to pay costs and expenses you owe, and then to pay the amount you owe on the
Urancecompanyqualified,u>_dobus,inessinPennsylvaniaandficensed to sefl insurance Contract !
state where ID~Vil~i~@)d pefma~en~ly garaged..The !nsurance pol!cy ~ust provide us d; SURPlUS OR DEFICIENCY: U th,e(e [s money left, we will pay it to the Buyer. If there is
~~ 10 days. pllGt wrRte.n n~Uce-ol an~ cal\Ce"a~lln \)\" .tel1Uctioo m,rovetage. Oil ", fll){ etlOugh mooey 110m the sale to pay Vlh'llt yoU owe; RuyeT and Co.Signer agree to pay wnat
>~~bushalldebver,the p.ollcyorolherevldenceofmsurance coverage to us. In the is still lowed to us.
of an\(!O.i o~rilage ta'ltte Vehicle, you will immediately notify II.S in writ.ing and lile a e. 'EXPENSES: You agree to pay the costs of repossessing, storing, repairing, preparing for
of-loss With the Insurer. We may file a proof of_lOSS on your be~alf if you fall or ref~se ~o sale and selling the Vehicle as may be allowed by law. These costs will only be due if:
~ Wlft W~Y ~dpr~jt .~OUf\ ~me to .any check, df'll~ or ~ther msliument we ~ecelve m L Default exceeds fifteen (15) days at the time of repossession;
mt~ot'an in~ilre\f'\losst~r return msurance ~rem!uf!1s. We m~~ ap~ly. any msu~ance 2. The amount of costs are actual, necessary'and reasonable; and
e1s;;vll receIve to repair .or replace ,the Veh!cle If, m our opml~n, It IS e.conomlcalJy 3. We can prove the costs were paid,
Ie aniyou are not then m default under this Contract. Otherwrse, we,wrll apply the
n~e-p'(o~ds to redu.cethe unpaid ba. lanee due us,Jo,'>"~ , ".,.,.'".., 15, HEIRS AND P~RSONAl REPRESENTATIVES BOUND: After your death, this conlrac.ts~all
uRI.kl'dllts IF YOU BREAK .YOUR' PROMISESfAiKittPr.DEXa3eURI'Ili1ttrtREST, be enforcea~Je agamst yo~ &l~s and pel'SJ\~tfl!JJlFsenlflllfml:WPvr es~) 1,13\11
:lE OR INSURANCE: If you fail to keep your promises to pay filing fees, taxes, liens or 16. GOVERNING lAW: This Contract is 10 be inlerpreted according to the law of Pennsylvania,
~s~o~~~~~~d~ok:~.I~ey~~~~\e~n k:~~dY~~~~~~:sd a~~r~~~i~~Yi~:uv~~~~,a:~ .17. SEVE~BIUTY. OF PROVISIONS: II for ,any reason any pa~ of this Contract shall become
dvance money;to obtain insurance to cover loss or damage,to the Vehicle. We have the rllegal, VOid or unenforc,eabl_e. .that part sha!!, not".~~.part 01 thIs ,~nlract
~ pf'f,b~tylr or not to advance any money for these"purposes.-SLlCh insurance will be 18.ASSIG.N~ENI BY BV'tE~: BUy,er"shal.1 Jlo.ta~gn ~~i~,Contra~t_ '" ,,': ,_, ,
d'fo rn amount not greater, than you owe on .this Contract.1HE lNSU~ANCE WE ,19 THERE ARE NO WARRANTIES BUEllER EXPRESSED OR IMPLIED INClUDING THE
HASE MAY BE SIGNIFICANTLY MORE EXPENSIVE ~NOP~OVIOE YOU l~SS COVERAGE' WARRANTIES OF MERCHANTABILITY ANO'flTNESS FOR APARTICULAR PORPOSE,
INSURANCE YOU COULD PURCHASE,YOURSELF. ' UNlESS WE HAVE GIVEN YOU A SEPARATE WRITTEN WARRANTY OR UNlESS SElLER
ifI add any money we ~dvance on your behalf to the balance on which we impose ENTERS ,INTO A SERVICE CONTRACT WITH BUYER WITHIN 90 DAYS FROM THE DATE OF
:e_Char,e:;~t the AnnuilPPercentage Rate of this Contract Yo~ agre~_.to repay the THIS CONTRACT.,
JS. .l1 -' c, " ?~',' I;Vi'l;: ,'I ...,,;,
r's Guide Window Sticker. If the Gar which is described on the facrJ of this CO,ntract has a, Buyer's GyideWindow Sticker re~uired by the Federal
! Commission Us,e.cI..~~r.Trade Regulatiq'n'Rule;'the' foUowing notice,ap,plies; ,.' i': ;': '..",;- ",: ,.':']~;;" ',,,,, I;;';";'~"i'::",'" :~;:,":;:',,'::, ',' ,,' :'"1''' :",:. ',:,'," "
SO l~informati~~ you, see ,qn ~bct...~i~,dgW fOJID J9~,thj~ Ve,hic,~~! is p~rt ,~f, t,~!~5o~,~~.~J:!iJn~p,~~ali_~.n,~;~(~! :Wi~~~~l f~r~:,q~~r~i~~.s, .any
",'1-NcontTary pTOVr.llijons In the,contT8cUff,;sale;,"" ~"" ~"" " ',c' ,; c~ ~ t. ,,~.. '~,~ . ,', :' ',' . 'I:'!' ';' 'Ii;, "'__' ;'n<: ;,~'\-"""_,, ,~: "'~. ,
CE-ANY HOLDER Of THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO All CLAIMS AND DEfENSES WHICH THE OEBTORCOUlD
'RT AGAINST THE SEllER OF GOOOS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY
,UNOER BY THE OEBTOR SHAll NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNOER.
, " ,.,' NOTICE OF PROPOSED CREDIT INSURANCE '
iigner(s) oi tills Contract hereby take(s) notice that Group.Credit Life :Insurance coverage or Group Credit Accident and Disabil.ity, Insurance, C!lverage: will' be applicable to this
act if so marked on'the ;front 01 this 'Contrac~ and 'each ~suchitype ,ofic.overage will be written by the insurance cQJ,llpany.named.'-Th,is_!llSurance, .subj~~t to, acceptance by the
er;"c!lv~rs only the';person' or persons ~igning the'_~que~l'fq(sjJ.ch'ins~~anc~.-The amou~t.of charge is iqdicate:,d for each, typ~ of,Credit I.nsur,an,cl!;to be, purchased.. The term of
ance wrn commence as of the date the mdel$dness IS jncurre~'and'\yIJI expire on the orljl:rnal scheduled maturlty_date.ol, th!!,rndebtedness. Subject to, acceptance by. the insurer
vithin30days, there wiJI be, delivered 'to the-'insured'debtor(sl,a'certificate of insurance morefuUy describing the insuf'llnce. In the event of prepayment of the indebtedness, a
d of insurance charges will be made when due. '
. '_' ; ,';'" ,,-';..i i,NOTlCE: SEE OTHER SIDE FOR IMPORTANTfNFORMATION. .
,'1 ! _ i:"! . ;T~E PROVI.SI.ON BElOW IS NQT p'~RT Qf;JHE. fEN,~SYlV~NIA MOTOR VEHIClE INSTAllMENT SAlE CONTRACT BETWEEN THE BUYER AND SEllER.
?nr)!\l !A;H: lji'WN ') ';;ASSIGNMENT
induce you, the "Assignee"identilied on the face Qf this Contract.or as foflow s, I _ (Name)
t~8\()t~~'tJjthin Contract the Seller~~~r_e~y .~a,~raplS'~nd .r.~.!~~~lsta~d '~~ntinues to warra,nt an~ represent th~t the safMllas bElM rtiitiiillil sHiaalmlo~Itj-HJhh all applicable
1. s{it~ aoo1ooa\ I...Vls...oo teg\l\atians,.im:.looing, but not limited to, Article 2. of the Pen~sy\vama Umform CommerCIal Code (13 Pa. CS.A !s2101 et s.eq);,OUt tItle to the Contract and
hiclecoveredtherebyisabsolute,free'ofaUliens,encumbrallceSand securilyinlerests, and is subject only to the rights,ofthe Buye r asset.forth.therein; the Contract is genuine, the
ur~~\l\e..lJM are not 10rgeties,.aroSllo'~om the_ sal(of;tbe.Yehicle therein,descri~ed, and aU parties thereto_are ?f.full age and. had Capil.city to. contr.act; the description 01 the Vehicle
dr'a1!~ulJlment is complete and correqt the cash downpayment and/or trade'in allowance were actually received and no part thereQI conSisted of notes, post-dated checks, other
advanced,-by.' us to Buye~ or-febates or similar p~yments Irom US to the Buyer (however manufacturer rebates may constitute all or a: part of the. downpayment); .all warranties and
lents tllerein are true; there'is'owing thereonJthe'Amounl FinaJ1ce'd plus'interest at the Annuat Percentage Rate of the Contra~t selforth'therelli; wnre duly licensed under the
ylvania Motor Vehicle Sales Finance Act and ,have d,uly, complied w,ith. aU requirements thereof with respect to the transaction and with'the federal Truth.in-Lending Act and with any
federal or state-law, rule Qr- regUlation applicable to 'this Conlract a motor vehicle Utfe certificate showing a lien or en~umbrance in favor of.Assignee', has been'or will be applied for
Illy; the registration of the Vehicle has not' been suspended andJhe Seller knows of no facts which may result in the suspension -of said ,registration_ under the Pennsylvania Motor
e Financial Responsibility Act; the Buyer(s) named in the within Contract is (are) personally known to the Seller to be the same identical person(sl w~ose signature(s) is (are) affixed
Contract. and Seller has no knowledge oflacts impairing tile validity or value of t~e Contract. If any such warranties or representations should be breached at any time, Seller shall
:hase said Contract from Assignee, on demand, and will pay therefor, in cash, the amount owing thereon, computed as set forth below, and said remedy shaH be cumulative and not
iive, and shall not affect-any other right or remedy that Assignee might have at law or in equity againsl SeJler, In the event that Buyer-fails or refuses to make any paYl:l1entdue
nderonthe assertion, either oral or writlen, that the Vehicle isdtlfective, not as represented to the Buyer by Seller, or that Seller retuses to honor any warrantY_Qr-service agr eement
ler or manufacturer, Sefler, agrees that, on being advised by Assignee of such claim 01 Buyer, Seller will repurchase the Contract from Assignee and pay Assignee for same
liately in accordance-with the repurchase terms set forth below, and Seller further agrees to hold Assignee harmless from any other claims of Buyer, including atlorneys' fees, costs
lpenses incurred in defending against cfaims asserted by Buyer ~nd including claims for refund of, payments made by-Buyer to Assignee. If the Seller contracts to, purchase property
,nce on behalf 01 the Buyer, and that jnsurance is cancelled by the insurance company prior to ils schedulel1 expiration l1ate, Seller will attempt to place comparable coverage with
er insurance company on behalf of tlle.Buyer.1I Seller is unable to do so, Seller will notify Buyer and pay 10 Buyer any,additional costs incurred by the Buyer in obtaining
:ementinsurancefortheunexpiredperiod'oltheoriginalinsurarlce policy, By delivering,this Contract to the Assignee and acce ptingpaymentfor it, Seller authorizes the Assignee to .
ete or correct the identification of the Assignee,in this'Assignment to reflect the true Assignee who purchased this Contract"and/or to sign Seller's name to this Assignment, without
rse, if the Assignment has been delivered withoutSeller'ssignatu re,
the event that Seller is required by tnis Assignmenl to repurchaseth eContractand/or\lehicle,Sel\ersliallpayto~ssignee,incastl, \llelu\\unpaid balance 01 \he Contlac\as oltne
II repurchase, plus any then earned Finance Charge and any and all costs and expenses paid or incurred by Assignee in respect thereto, including reasonable attorneys' fees, in
ction with claims by or agains.tany Buyer Own!!r or. persons in..possession of the Vehicle-and/or by or against Seller. , , ,-,," " ,
Ir value' received, Sener hereby sells, as~jgns.and transfers unto the Assi~nee, its s~ccess;or~ and assigns, tile within Contract all moneys .due 'a~d to_bec?me due thereunder, and a,n
title and,interest in and to the Vehicle therein described, with lull power in the AsSignee III lis or our name to take such legal or other action whIch-we might have taken save for thiS
Iment Unless Seller marks eilher of the endorsements below, titled "WITH FULL RECOURSE" or "WITH REPURCHASE," Seller's assignment shan, except for the provisions of the
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-06988 P
COMMONWEALTH OF PENNSYLVANIA:
COuNTY OF CUMBERLAND
HARRIS SAVINGS BANK
VS
HAYS ATHENA M ET AL
DOUG DONS EN
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
HAYS ATHENA M
the
DEFENDANT
, at 0010:20 HOURS, on the 19th day of October ,2000
at 702 ERFORD ROAD
CAMP HILL, PA 17011
by handing to
CARMELA SAXON
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
9.30
.00
20.00
.00
47.30
S~~~!
R. Thomas Kline
10/20/2000
KEEFER, WOOD, ALLEN, RAHAL
Sworn and Subscribed to before
By: c4/ d'UJ-
Deputy Sheriff
me this ;(3~ day of
(J1~ ~tifi) A.D.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-06988 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
HARRIS SAVINGS BANK
VS
HAYS ATHENA M ET AL
DOUG DONS EN
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
SAXON .CARMELA M
the
DEFENDANT
, at 0010:20 HOURS, on the 19th day of October ,2000
at 702 ERFORD ROAD
CAMP HILL, PA 17011
by handing to
CARMELA SAXON
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
6.00
.00
.00
10.00
.00
16.00
"~r:.."'~ ~l
R. Thoma-s Kline ~ _Ar~~,
Sworn and Subscribed to before
10/20/2000
KEEFER, WOOD, ALLEN, RAHAL
By: /7 ,/'"""J
(e~ 6'C,?/-
Deputy Sheriff
me this .2 3 ..-u-\ day of
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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
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ATHENA M. HAYS
No. 00-6988 Civil Term
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CIVIL ACTION-LAW
V.
Defendant
PRAECIPE
TO THE PROTHONOTARY:
Please enter judgment in favor of Plaintiff and against Athena M. Hays
("Defendant") by default in the sum of $4,836.55. with interest and costs of suit, for
Defendants' failure to answer or otherwise plead to Plaintiff's Complaint. I hereby
KEEFER, WOOD, ALLEN & RAHAL, LLP
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certify that written notice was given Defendant in accordance with Pa. R.CP. 237.1
(copy attached).
--;;,~
</B;~' Jo I~~ ' ~ ' ,~ , .'
Attorney I.D. #77426
210 Walnut Street
P. O. Box 11963
Harrisburg, PA 17108-1963
717-255-8005
Dated: February '2... , 2001.
Attorneys for Plaintiff
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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION-LAW
v.
ATHENA M. HAYES and
CARMELA M. SAXON
Defendant.
No. 00-6988 Civil Term
IMPORTANT NOTICE
TO: ATHENA M. HAYES, DEFENDANT
DATE OF NOTICE: November 15, 2000.
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION
REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOWTO FIND OUT WHERE YOU CAN GET
LEGAL HELP.
Lawyer Referral Service of
The York County Bar Association
137 East Market Street
York, Pennsylvania 17401
Telephone: (717) 854-8755
NOTICIA IMPORTANTE
A: ATHENA M. HAYES
FECHA DE NOTICIA: November 15. 2000.
USTED NO HA COMPLlDO CON EL AVISO ANTERIOR PORQUE HA FAL TADO
EN TOMAR MEDIDAS REQUERIDAS RESPECTO A ESTE CASO. SI USTED NO
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ACTUA DENTRO DE DIEZ (10) DIAS DESDE LA FECHA DE ESTA NOTICIA, ES
POSIBLE QUE UN FALLO SERIA REGISTRADO CONTRA USTED SIN UNAAUDIENCIA
Y USTED PODRIA PERDER SU PROPIEDAD 0 OTROS DERECHOS IMPORTANTES.
USTED DEBE LLEVAR ESTA NOTICIA A SU ABOGADO EN SEGUIDA. SI USTED NO
TIENE ABOGADO 0 NO TIENE CON QUE PAGAR LOS SERVICIOS DE UNABOGADO,
VA Y A 0 LLAME A LA OFICINA ESCRIT A ABAJO PARA A VERIGUAR A DONDE USTED
PUEDE OBTENER LA AYUDA LEGAL.
Lawyer Referral Service of
The York County Bar Association
137 East Market Street
York, Pennsylvania 17401
Telephone: (717) 854-8755
KEEFER WOOD ALLEN & RAHAL, LLP
BY:~
Eugene . Pepinsky, Jr.
Attorney No. 23702
210 Walnut Street
P.O. Box 11963
Harrisburg, PA 17108-1963
(717) 255-8051
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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
V.
ATHENA M. HAYS
No. 00-6988 Civil Term
Defendant
NOTICE
To: ATHENA M. HAYS
You are hereby notified that on February L, 2001, the following Judgment
has been entered against you in the above-captioned case.
By default in the sum of $4,836.55, with
interest and costs of suit.
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DATE: February..,.J:., 2001
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Prothonotary -
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Deputy -
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I hereby certify that the name and address of the person(s) to receive this notice
is:
Athena M. Hays
702 Erford Road
Camp Hill, PA 17011
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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
v.
ATHENA M. HAYS and
CARMELA M. SAXON
Defendant
TO THE PROTHONOTARY:
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYLVANIA
CIVIL ACTION - LAW
NO. 00-6988 CIVIL TERM
PRAECIPE
Please discontinue this action as against Carmela M. Saxon.
Date: April 11, 2002
KEEFER WOOD ALLEN & RAHAL, LLP
By ~"~;~.;, ",
Attorney 1.0. #23702
210 Walnut Street, P.O. Box 11963
Harrisburg, PA 17108-1963
(717) 255-8051
Attorneys for Plaintiff
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