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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
v.
NO. 00 - "! III
(]u;Lr~
CHRISTINE E. MILLER and
KENNETH J. MILLER
Defendants
NOTICE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims
. set forth in the following pages, you must take action within twenty (20) days after this
Complaint and notice are served, by entering a written appearance personally or by
attorney and filing in writing with the Court your defenses or objections to the claims set
forth against you. You are warned that if you fail to do so the case may proceed
without you and a judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for any other claim or relief requested
by the Plaintiff. You may lose money or property or other rigl)ts important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
Date: October ~, 2000
KEEFER WOOD ALLEN & RAHAL, LLP
By: CJ
EUger:- E. 'F5eP(nSkY, Jr.
Attorney 1.0. #23702
210 Walnut Street
P.O. Box 11963
Harrisbu rg, P A 17108-1963
(717) 255-8051
Attorneys for Plaintiff
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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. riO- 1/3J ~'/~
v.
CHRISTINE E. MILLER and
KENNETH J. MILLER
Defendants
COMPLAINT
1. Plaintiff is Harris Savings Bank, a Pennsylvania state-chartered savings
bank, with its principal office at 235 N. Second Street, P.O. Box 1711, Harrisburg,
Pennsylvania 17105.
2. Defendant Christine E. Miller, is an adult individual living and residing at
102 E. Keller Street, Mechanicsburg, Pennsylvania 17055.
3. Defendant Kenneth J. Miller, is an adult individual living and residing at
102 E. Keller Street, Mechanicsburg, Pennsylvania 17055.
4. Defendants, as buyer, entered into a Pennsylvania Motor Vehicle
Installment Sale Contract with Forbes Chevrolet, Inc., as seller, respecting a 1999
Chevrolet Malibu, VIN # 1 G1 NE52J6X611 0464. A true and correct copy of the said
Pennsylvania Motor Vehicle Installment Sale Contract is attached hereto, made a part
hereof and marked Exhibit A.
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5. The Contract was sUbsequently assigned to Plaintiff.
6. Defendants defaulted in their obligations under the Contract, and the
Vehicle was repossessed.
7. On March 21,2000, Plaintiff sold the Vehicle, leaving a deficiency balance
owing in the amount of $5,536.16.
8. Despite Plaintiff's repeated demands, Defendants have failed and refused
and continue to fail and refuse to pay the current balance owed to Plaintiff under the
Contract.
WHEREFORE, Plaintiff demands judgment against Defendants in the sum of
$5,536.16, together with interest, attorneys' fees and costs of suit.
KEEFER WOOD ALLEN & RAHAL. LLP.
Date: October .1:3...., 2000
BY:~
~ug~e JPePinSkY, Jr.
Attorney I.D. No. 23,702
210 Walnut Street
P.O. Box 11963
Harrisburg, PA 17108-1963
(717) 255-8051
Attorneys for Plaintiff
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1. (S}He is
Ll.So... A. fLIly-.S. h , hereby verities and states that:
A V {J of Harris Savings Bank, Plaintiff herein;
The undersigned
2. (S}He Is authoriZed to m..ke this Verlfieatlon on ita behalf;
3, The facts set forth In the foregoing Complaint are true and correct to the best
of (her)hls knowledge, Information and belief; and
4. (S)He Is aware that false statemen~ herein are made sUbject to the penalties
of 18 Pa. 0,5, 54904, relating to unsworn falsification to authorities,
j~tfJ{~
Dated:
10 //3
. ,
,2000
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MOTOR VEHICLE INSTAllMENT SALE CONTRACT. Dated 05100lbYH
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AN ~UAl FINANCE Amount Financed Total of Payments. Total Sale Price
PERC,NTAGE RATE CHARGE The amounlof credit provided The amount you will have paid after you The total cost of your purchase on
Thec.ostQfyourcredit-as The dollar amount the 10 you oron your'behaJl, have made all scheduled payments. credit, incluiimmr~V'mpayment
a yearly rate. cr'tdit wm cost you. of$
.
7.90 4098.16 18840.44 22938.60 2413.8,60
% $ ",... I I I
.
Your P;lymenl Schedule will be: ,
Security: You are giving a security interest in the motor vehicle being
No.o/Payments Amount of Payments When Paymenb Are Due purchased.
uu I .' Monthly,beginning 0'
I Prepayment: llyou pay ottearly, you will not have to paya penafly.
Filing fees: $ . .
Late Charge: If a payment is (ale; you will be charged 2% of the portion 01 the payment which is late for each month, or part 01 a month greater than 10 days, that it remains unpaid.
See belOW and an~ ot~er Contract documents lor any additional inlormation about nonpayment, default, any required repayment in full before the scheduled date and prepayment
refunds and penalties. . _ emeansestimate
IF YOU DO NOT MEET YOUR CONTRACT
3400 HAR1ZDI\LE DRIVE CAMP HILL PA 170110BLlGATtONS. YOU MAY LOSETHE MOTOR
VEHICLE ANO PROPERTY THAT YOU
Nam1:HRISTINE E MILLER 102 E 1<\i'fbR ST MECHANICSBURG PA 17cf!fsode ~~~~~~~~:pJ~I~~I~~i~~CM~~~R
KENNETH J MILLER 102 E KELLER ST MECHANICSBURG FA 17055 Th~ContractisbetweenSellerandBuyer.AlJ
disclosures have been made by Sener. Seiler
ZipCode(s) intends to assign this Contractto the Assignee.
Itemization of Amount Financed
CasllPrice 18799.00
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Cash DownpaW!(;:o.oo
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Trade-In
Yalueof Trade.ln N/A
~ $
~ To
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~~J6X611 I!fll>4nlFinlllltil40.44
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Finance Charfi098~ 16
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Total of PaY01J96(8Q16l)lI~nce)
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Payment Schedule-You agree 10 pay
to\lsthtJ\~~Hnancedplusinteles\in
382.31
paymentsof$
;eac~:':I,a,nd,,!8~n.ajF,ayment. 01
I.,,"', N.o'l!'''27t
paYllf~~~bedueon
,and then paymenls
will bedue on that same dayofeacll montll
following.
In this Conlracl
weare
the SELLER,
FORBES CHEVROLET, INC.
You are
tn, BUYER(Sj.
Name(s)
Address(es)
If there is rflorethanone Buyer, each promises, separately and tog ether, to pay all sums due us and to perform all agreements in thisClJn tract.
TRADE-IN.:
YIlU have uaded in
thefoUowlngvehicle:
Year and Make Description
If a balance is still oWing on the vehicle you have traded in, the Seller will pay oil this amount on your behalf. You warrant and represent tD us that
any trade.in is free from lien, claim, encumbrance or security interest except as shown in the Itemization of Amllunt Financed as the 'Uen Payoff:
PROPERTY INSURANCE: You may choose the person through whom insurance is obtained against loss or damage to the Vehicle and against
liability ari5ing out of use or ownership of the Vehicle. In thisC ontract, you are promising to insure the Yehicle and keep it insured.
CREDIT INSURANCE IS NOT REQUIRED: Credit Ufe Insurance and Credit Disability Insurance are not required to obtain credit, and will
not be pro...-jded unless you sign helow and agree 10 pay the additional cosl(s). Please read the NOTICE OF PROPOSED CREDIT INSURANCE
on the reve'rse side. Your insurance certificate or policy will tell YIJU the MAXIMUM amount of insurance available. All insurance purchased
will be for the term of the credit.
By signing, you select Single lif!Alite Insurance,
which cosls $,
Wha! i~, your By signing, you select Single Credit Accident N / A
age!,~Years Health Insurance, which costs $
Whal is your
agel_Years
.,,;
Signalure o/Buyer to be insured for Single Credit life Insurance
SignalureofBuyerlo be insured forSingleCreditAccident& Heallh lnsu rance
Bysigning,youbothseleclJointCredit N/~hatare Percentage
Accident&Heallh!nsurance,whicllcosts$~ your ages? to be
insured
By signing, ~ou boUl select Joinl
Credit Life losurance, which cosls $
N/A
What are
your ages?
1.
1.
2 ' " .
Siglla\uresofbothBuyerstobeinsuredforJointCredillife~
2.
Signal'Jfesolbofh Buyers to be insured for JOInt
CredilAccident&HeanhlllSurance
Insurer:
VEHICLE: you have agreed to purchase, under Ihe terms of this Contract the following motor vehicle and its extra equipment, which is called
the "Vehicle'" in this Contract
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. 00 and Mill', m
9,9 CHEVROLET
IW.!:Y!..
Truck.1Qn~
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MALIBl[
EquiPlled ':~A.T..~,j.S: ---':'AM{M"Stereo ":~5S'pd.,' Other
wilh A.C. P.W. AM-FM Tape ,.., ,Vinyl T~P
ASSIGNEE: We may assign this Contract and_Security Agreement to a sales finance company which is the "Assignee." lithe Assignee assigns
the'eontracUo'a subsequent assignee, the term also'relers to suc h subsequent assignee, Aller the assignment, all rights and benefits 01 the
Seller in this-Contract and 'in the Security Agreemenlshall belong to and be enforceable by the Assignee. The Assignee will notify you when
and if Seller makes an assignmenl
HARRIS SAVINGS BANK, 235 North Second Street, Harrisburg. Pennsylvania 17105
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CO-SIGNER: 1\ny person signing the Co-Signers Agreement below promises separalely and together, with an Co.Signer\~) .and -Bu,ye_rts)~ to pay!
all sums dul! and to perform all agreements in this,Contract Co:Signer will not be an_Owner of the Vehicle. ' , ",. :.. ,
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CO-OWNER: Any person signing the Co-Owner's Security Agreement below gives us a security interest in the Yehicle and agrees separately and
together with all Co-Owner{s) and Buyer(s.), to. pertorm ,all ,agree_menls in the Security Agreement and all other parts of this Contract except the
~PromisetoPay.seclioll.' .J ., ".,. " '
1~l'.lI\'5::'inll \eTffiS shown itl'\he'ba~es &bo'le &16 P&rt olthls Clln\r&ct..,
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c To Public Officials for;
! Ucense"Tags6~.'3'ijstratio.n
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PROMISE TO PAY: You agree to pay us the Total, Sale Price for Ihe-Yehide by making the Cash SECURITY AGREEMENT: To secure the payment of all sums due and the performance 01 all
Downpaymenl and assigning the Trade-In, if shown above, on or before fhe date of this Contract and required obli~ations LInder this Contract, you give a security interest in the Vehicle, in all
paying LIS the AmlJunt Financed plus interest You promise to make paymenls in accordance with the parts (called accessions") attached to the VehIcle at any later lime, and in any proceeds of
Payment Schedule. You promise to make payments 011 or before the same day of each month as the the Vehicle, including insurance proceeds. lhe Ass'lgnee may set-off any amounts due and
first payment due dale. You agree 10 pay aU other amounts which may become due under the terms unpaid under this Contract against any of your money Oi"! deposit with Assignee. This
includes any money which is now or may in Ihe future be depOSited with Assignee by you.
olthis Contr~ct You agree to pay the Seller or Assignee costs of suit You also agree to pay Assignee may do this without any prior notice to you.
reasonable atlorneys' fees if Seller or Assignee hires an attorney to collect amounts due under !his ADDITIONAL TERMS AND CONDITIONS: THIS CONTRACT CONTINUES ON THE REVERSE
Contractor to proteclor get possession 01 the Vehicle. You agree to make payments at the place or to SlOE. YOU ARE OBLIGATED TO ALL THE TERMS OF THE CONTRACT WHICH APPEAR ON THE
send payments 10 the address which the Assignee most recently specifies in the written notice to you. FRONT AND REVERSE SIDES.
By signing below, we agree 10 sell the Vehicle toyou under the terms of this Contracl.
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S~ll
10,01'6/1998
[SEAll
Dale
CO-SIG R: YOU SHOUL READ THE NOTICE TO CO-SIGNER, WHICH HAS BEEN GIVEN TO YOU ON A SEPARATE DOCUMENT, BEFORE
SIGNING THE CO-SIGNER'S AGREEMENT.
CO-SIGNER'S AGREEMENT: You, the person (or persons) signing below as "Co-Signer," promise to pay_to us all sums due on this Contract and to perform all
agreements in this Contract You \nt~nd to be-\e~a\ly bound by all th~ \~TmS o[ this Contract, separately and together, wi\1\ the Buyer. Vou are malting this promise to
induce us to mllke this Contract with the Buyer, even though we will use the proceeds only for the Buyer's benefit. You agree to pay even thoug!t we may not have
made any prior demand for payment on the BuY~r o~ exercised our security interest. You also acknowledge receiving a completed copy of this Contract.
(SEAL)
Cl?-Signe~'s ~ignature,
Address
(SEAL)
Co-Signer's ~ign~ture.,
Address
Dale
Date,
CO-OWNItR'S SECURITY,AGREEMENTi'You)lhll"penon-signing below'a$ "Co-Owner," loge\her with'lhe BU)'llr or otherwise'being all oflhe Owners 'of th.e Veh\c1e,
give us:a Security Interest"in the Vehicle identified 'above, You agree to be bound by the terms of the Security Agreemenl and all other parts of this "Contract excep(the
"Promise To Pay" section: You are giving us the security interest to induce us to make lhis Contract with the Buyer, and to secure the payment by the Buyer or all sums due
on this Contract. You will not be responsible for any deficiency' which might be due after .repossession and sale of the Vehicle. '
(SEAL)
Address
Date
Co-Q er'~ Signature
R1 CO.SIGNER AND CO-OWNER,
E TIME OF SIG ING , .
S APPLICABLE, ACKN~LEDGE RECEIPT OF A COMPLETED COPY OF THIS CONTRACT
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SHERIFF'S RETURN - REGULAR
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CASE NO: 2000-07131 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
HARRIS SAVINGS BANK
VS
MILLER CHRISTINE E ET AL
DAVID MCKINNEY
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
MILLER CHRISTINE E
the
DEFENDANT
, at 0018:30 HOURS, on the 19th day of October ,2000
at 102 E KELLER ST
MECHANICSBURG, PA 17055
by handing to
BETTY MILLER (WIFE)
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
6.20
.00
10.00
.00
34.20
S~;}2~~~~e
R. Thomas Kline
10/20/2000
KEEFER, WOOD, ALLEN & RAHAL
Sworn and Subscribed to before
By:
~",~$~~~
Deput Sneriff
fl~
me this ;(3."",,- day of
{Jl~ /A..<ll!O A. D .
~, () f1w?, .~
thonotary
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SHERIFF'S RETURN - REGULAR
)t CASE NO: 2000-07131 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
HARRIS SAVINGS BANK
VS
MILLER CHRISTINE E ET AL
DAVID MCKINNEY
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
MILLER KENNETH J
the
DEFENDANT
, at 0018:30 HOURS, on the 19th day of October ,2000
at 102 KELLER ST
MECHANICSBURG, PA 17055
by handing to
BETTY MILLER
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
So Answers:
r~~-t:~[
R. Thomas Kline
10/20/2000
KEEFER, WOOD, ALLEN & RAHAL
Sworn and Subscribed to before
By: b~~~ .
Depu S erif"f.~
me this .:/ 3ML- day of
(J~ f207rD A. D.
CJ:'t'. Q. ~P,. . 49";;;-
P 0 honotary ,
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HARRIS SAVINGS BANK
235 North Second Street
Harrisburg, PA 17105
Plaintiff
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
v.
NO. 00-7131 Civil Term
CHRISTINE E. MILLER and
KENNETH J. MILLER
Defendants
PRAECIPE
TO THE PROTHONOTARY:
Please mark this action "settled and discontinued".
KEEFER WOOD ALLEN & RAHAL. LLP.
Date: October 25, 2000
BY:~
Eugene E. Pepinsky, Jr.
Attorney 1.0. No. 23,702
210 Walnut Street
P.O. Box 11963
Harrisburg, PA 17108-1963
(717) 255-8051
Attorneys for Plaintiff
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