HomeMy WebLinkAbout00-07892
FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO, 12248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
(71';1 ';/11.7000
ATTORNEY FORPLAlNTffF
COURT OF COMMON PLEAS
CIVIL DIVISION
PRINCIPAL RESIDENTIAL MORTGAGE, INe.
711 HIGH STREET
DES MOINES, IA 50392
Plaintiff
TERM
NO. 60 - 'Jf9~
e, CJ ~ l/ER.fr1
v.
CUMBERLAND COUNTY
EL WOOD R. GUTSHALL, III
LA VONA K. GUTSHALL
21 MOUNT ROCK ROAD
NEWVILLE, P A 17241
Defendant( s)
CIVIL ACTION - LA W
MORTGAGF FORFCI,OSTllU:
NOTICF
"TillS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ,.
You have been sued in Court, If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. ff YOU DO NOT
HA VB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
Loan #, 10783348
- "".~-.",,'9'~-
.
, '
1. Plaintiff is
PRINCIPAL RESIDENTIAL MORTGAGE, INC.
711 mGH STREET
DES MOINES, IA 50392
2. The name(s) and last known addressees) of the Defendant(s) are:
ELWOOD R. GUTSHALL, III
LA VONA K. GUTSHALL
21 MOUNT ROCK ROAD
NEWVILLE, PAl 7241
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described,
3. On 5/30/96 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to CONSUMER FIRST MORTGAGE, INe. which mortgage is
recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book
No. 1323, Page 14. By Assignment of Mortgage recorded 5/31/96 the mortgage was
assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book
No, 521, Page 227,
4. The premises subject to said mortgage is described as attached.
5, The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 4/1/00 and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon default in such payments for a period of one month, the entire
principal balance and all interest due thereon are collectible forthwith,
'~""''''''''''"f' ,'=~ t ~, ~.
~-,
,
6. The following amounts are due on the mortgage:
Principal Balance
Interest
3/1/00 through 8/1100
(Per Diem $1934)
Attorney's Fees
Cumulative Late Charges
5/30/96 to 8/1/00
Cost of Suit and Title Search
Subtotal
$83,056.45
2,97836
4,000,00
136.67
lli.ilil
90,721.48
Escrow
Credit
Deficit
Subtotal
219.15
llJill
2lll5.
TOTAL
$90,50233
7, The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged,
8, This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000,00,
WHEREFORE, PLAINTIFF demands an in = Judgment against the Defendant(s) in the sum of
$90,50233, together with interest from 8/1100 at the rate of$19.34 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
2-d-1~
Is/ Fnmk FeClenna~
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
-F"''''''''"'~~~
.
~I
. ~~~ ~- ".,.~-~~-~
""-
,
'.
ALL tll.t cutdn tract or l.nd altuna In Uta Town.lIlp or lIut
Pann.b~ro. county ot Cwab.~land .nd St.t~ ot '~nnsylv.nl., baunJad
and da.crlbaJ as tolluws:
On tna South by tho ftt. Rock Ro.d/ on tll. W.at by
peoputy Euqenc Dlehl; all Ua. Koetll lIy . tWenty (ZOI toot
.ll.y .nd 011 tn. Eaat bY propoety or R~te~t E. Sw.~~&.
Cont.lnlnq in front along tho Ht. 'u~k Ro.~, on. hunJrad
tltty 11~OI taat and .aten41nq In deptn two hunJrad 11001
:aot to s.id .lley all tho Harth and b.inq coavuaed ot
Lots ""s. 1ll-llt , no 01 phn or lotio Iul..wn aa 119
5pdn9 Halqllta, Extanalon No. I, aco;urdln'i to tha pl..n at
lots .s hid out an'" adopted by Andraw "CLlwaln and
racordad In Cu"adand County In Pl"n Beek II.., t, 'ol']a
U.
Eacaptlnq .nd r.sarvlng tnoratro.:
ALL thllt cartain teact 01 1.nd sitUolU In tho To"nshlp ot Weat
Pannsb"ro, County ot Cuabaeland .nd Statu or Pennsylvani., boundod
and d.acribad a. rOllo"a:
On the South bY tha Ht. 'ock Ro..../ on tha Wast by 1.no.l or
Olher P. Het;kendorn, at U.; Ull th" lIeftll by . t"cnty (Z01
toot allay, and on tha I..t by otha~ land at Lutllee E. Ollar,
at vx. Containinq In teollt alQ~q tlla Ht. .ock Ro~d twenty-
Ilve 1251 reet and .xtandlnq ln deptn two hundrad (1001 t..et
to aald aU.y on tll. Hortll and b.lnq cOllpo:;o:d at en" w.~tern
halt 01 Lot No. U. 01 the flan of Lota kno"n as 11; Sprlng
Heighe., Eatension No. I, &ccoedtnq to Lno ,lan 01 Lots .s
laid out &nd &d..pUd bY Andrew HcE1wdn and ncorJolJ In"
CUaberl.nd COI.Iftty ln Pl.n look Ho. 4, '.'11 16.
BEING & pert of Tract 110. 1 whlch Andrav HcEl"aln, .t I.IX, by
thair dud dh:,d lI.y n, 1941, .nd r:ecorl1t:d in tIla CUItb.cland
County Recorder's 'ftica 1n D.,d Ilook .C", Voi. U, PAq8 2",
qranead and cQny.y~ '0 Luthar t. Oll.r And Oaisy E. Ollar, husb.nd
.nd wU.. An.i Luth.r ~. Oil'e dl,d .\:It''(~b,.. -a, I ."111"" _,
tner.by vo:sting the tull l.a own.ralup in Daisy E. OUar.
PREMISES: 21 MOUNT ROCK ROAD
I
'I
-'~..,,""""'" ~
VERIFICATION
VICKIE JAKSICH hereby states that she is FORECLOSURE MANAGER ofPRlNCIPAL
RESIDENTIAL MORTGAGE, INC, mortgage servicing agent for Plaintiff in this matter, that he/she is
authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage
Foreclosure are true and correct to the best of his /her knowledge, information and belief The undersigned
understands that this statement is made subject to the penalties of 18 Pa. C.S, See, 4904 relating to unsworn
falsification to authorities,
.\j~
DATE:
~ / q 100
.
~,;,-"''''
i.3
~ ~
,~~
I ," ~~ "' ~~ ' "'
... ..flit..... '.'iiilIW'1"r1ILUIIT
AJ D ~ "&Q.
~ .t'
'*- ~ .~ () CO <::::;, C.')
c: 0 -'n 0)
~ . S:~ z
8 ::,j
CI't "'Ot7:' ':::> -" -=D
--- ...c f'Tii'T'i "~
() 2:::0 ,
() D zc , ':~~:8
I ~d7": CO
W -. rE r-r:~\ ~~)I
~ cY ~ '< -. ;:;.'1'< ~~}G
J?'O -::J:
~ 20 S' cSn~
Pc:
( ~ :z ,:,..;l ~
=<! ::n
0:> -<
~"~ P_'i"I_"_~~_~~W:~~~!;\'!~""'W'l<tl""i-<"!.'m"'r~'H'''''''i''''''''~'''il''~i!~~?f'1l''!,:t~~'_.IlI!i1l!$lI""___~_1IlJl
-,
PRINCIPAL RESIDENTIAL
MORTGAGE, INC.
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff,
CUMBERLAND COUNTY
vs.
NO, 00-7892
ELWOOD R. GUTSHALL, III
LA VONA K. GUTSHALL
Defendants.
ENTRY OF APPEARANCE
Please enter my appearance on behalf of Elwood R. Gutshall, III and Lovana K. Gutshall
in the above captioned matter.
1ftd~r'f}
....
~
Bar Identification No. 10264
Attorney for Defendants
P.O. Box 40
20 East Burd Street
Shippensburg,PA 17257
!i
:.
, ."-,,,~,..,
CERTIFICATE OF SERVICE
The above pleading was served upon the following by U.S. Mail, Postage prepaid this
~
I' day of December, 2000:
;'1
1bfipfiJ
;',1
,
'-I
re!
;i
P.O. Box 40
20 East Burd Street
Shippensburg, P A 17257
'i
Frank Federman, Esquire
One Penn Center Plaza at
Suburban Station, Suite 1400
Philadelphia, PA 19103-1799
----
~
=~
I y- --'"-,~-, ~,"" ,. --~
~,~. c~'., -' ,"~,., c LJ. r J
'I'
(') c::> ,-;;;
c 0
~: ::::J
;:ReD i'f1 ".::-J.]
-8 n
2._u ,
ZC en
~o
(f)-d""::': N 'r
-<..'~ C)
~C:J :t'..... _".=.::.J
~O :;l: ;~~
);0 ,,_J
C- o;:;!
Z U1
~ .Co')
(" =<
-
~A,.,.,.~ "~~_~""""""_~_I~-""'''_~"tJ!_~~@l"1'~~''J1''-*'''>'.m'''..",,,,:,,~~f'if'''':'''(,jL~~'f',l'~"'*~\\'''~'",",,_''''~~m\!l_il'l'
-
. ,
~
SHERIFF'S RETURN - REGULAR
CASE NO: 2000-07892 P
COMMbNWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PRINCIPAL RESIDENTIAL MORTGAGE
VS
GUTSHALL ELWOOD RIll ET AL
DAWN KELL
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
was served upon
says, the within COMPLAINT - MORT FORE
GUTSHALL LAVONA K
the
DEFENDANT
, at 0012:40 HOURS, on the 30th day of November, 2000
at rOE: NEWVILLE POST OFFICE
NEWVILLE, PA 17241
SOUTH HIGH ST
LAVONA K. GUTSHALL
by handing to
a true and attested copy of COMPLAINT - MORT FORE
together with
NonCE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
6.82
.00
10,00
.00
22.82
Swo~n and Subscribed to before
me this
re-
1.<
.
day of
~ ,2,n;-i) A. D,
a~
prothonotary'~
So Answers:
~~.-" /df~,.,....1"
~...;~ ,"-",<.~'f.
, 7 .... '.
R. Thomas Kline
12/07/2000
FEDERMAN &
PHELAN
UO-llJy\ ~. ~
Deputy Sheriff
By:
,
SHERIFF'S RETURN - REGULAR
. '
..
CASE NO: 2000-07892 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PRINCIPAL RESIDENTIAL MORTGAGE
VS
GUTSHALL ELWOOD RIll ET AL
RICHARD SMITH
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
GUTSHALL ELWOOD RIll
the
DEFENDANT
, at 0011:49 HOURS, on the 6th day of December, 2000
at 21 MOUNT ROCK RD
NEWVILLE, PA 17241
by handing to
AMANDA SWARTZ (GIRLFRIEND)
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof,
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
6.82
.00
10.00
.00
34,82
~~~~~~e
R. Thomas Kline
12/07/2000
FEDERMAN &
Sworn and Subscribed to before By:
me this
16-~ day of
7:J; ~ AD
t2~
prothonotary.~A~
.
FEDERMAN AND PHELAN
By: FRANK FEDERMAN
Identification No. 12248
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
Attorney for Plaintiff
PRlCIP AL RESIDENTIAL
MORTGAGE, INC.
711 HIGH STREET
DES MOINES, IA 50392
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
Plaintiff
: CML DIVISION
vs.
: NO. 00-7892 CIVIL TERM
ELWOOD R. GUTSHALL, III
LA VONA K. GUTSHALL
21 MOUNT ROAKROAD
NEWVILLE, PA 17241
Defendant(s)
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment, in rem, in favor of the Plaintiff and against ELWOOD R.
GUTSHALL, III and LA VONA K. GUTSHALL, Defendant(s), for failure to file an Answer to
Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiffs damages as follows:
As set forth in Complaint
Interest 8/1/00 TO 12/19/00
TOTAL
$90,502.33
$2,726.94
$93,229.27
I hereby certifY that (I) the addresses of the Plaintiff and Defendant(s) are as shown above,
,,'" (2) O"ti~ '"" """ ~,~ io oo""""",,,with Rill'~
FRANKFEDE' ,ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEnEDY ASSESSED AS INDICATED. ~
DATE: al::u"/I"';0 fJ..I;d;:.) ~.
I I PRO PROT "
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS
NOT REAFFiRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BlJT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ..
'W"'"T'-=-""_,
FEDERMAN AND PHELAN
"Frank Federman, Esquire
Identification No. 12248
One Penn Center Plaza at
Suburban Station, Suite 1400
Philadelphia, PA 19103-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
PRINCIPAL RESIDENTIAL
MORTGAGE, INC.
CIVIL DIVISION
Plaintiff
vs,
CUMBERLAND COUNTY
ELWOOD R. GUTSHALL, III
LAVONA K, GUTSHALL
NO, 00-7892
Defendant(s)
TO:
ELWOOD R. GUTSHALL, III
21 MOUNT ROCK ROAD
NEWVILLE, PA 17241
OF NOTICE: DECEMBER 4. 2000 fILE C(J
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COL~4'~ A DEBT,
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN
AGAINST PROPERTY.
DATE
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once, If you do not have a
lawyer or cannot afford one, go to or telephone ,the following
office to find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
'I_c,,,,~,,,,,,,,,,_ _,'"'1'=
FEDERMAN AND PHELAN
"Frank Federman, Esquire
Identification No. 12248
One Penn Center Plaza at
Suburban Station, Suite 1400
Philadelphia, PA 19103-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
PRINCIPAL RESIDENTIAL
MORTGAGE, INc.
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff
vs.
CUMBERLAND COUNTY
ELWOOD R. GUTSHALL, III
LA VONA K, GUTSHALL
NO. 00-7892
Defendant
TO: LAVONA K. GUTSHALL
410 MOUNT ROCK ROAD
NEWVILLE, PA 17241
fILE COPy
DATE OF NOTICE: DECEMBER 4. 2000
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you, Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
.......
FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103.1814
(215) 563-7000
PRICIPAL RESIDENTIAL
MORTGAGE, INC.
Attorney for Plaintiff
: CUMBERLAND COUNTY
: Court of Common Pleas
Plaintiff
: CIVIL DIVISION
vs.
: NO. 00-7892 CIVIL TERM
ELWOOD R. GUTSHALL, III
LA VONA K. GUTSHALL
Defendant(s)
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the
Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the
following facts, to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service ofthe United
States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act
of Congress of 1940, as amended
(b) that defendant ELWOOD R. GUTSHALL, III is over 18 years of age and
resides at 21 MOUNT ROAK ROAD, NEWVILLE, P A 17241.
(c) that defendantLAVONA K. GUTSHALL is over 18 years of age, and resides at
410 MOUNT ROAKROAD, NEWVILLE, PA 17241.
This statement is made subject to the penalties of 18 Pac C.S. Section 4904 relating
to unsworn falsification to authorities.
k?f1)A~'
FRANK FEDE
~
Attorney for Plaintiff
- ',",,",,"""",'~ .
-
(Rule of Civil Procedure No. 236 - Revised)
PRICIPAL RESIDENTIAL
MORTGAGE, INC.
: CUMBERLAND COUNTY
: Court of Common Pleas
Plaintiff
: CML DMSION
vs.
: NO. 00-7892 CIVIL TERM
ELWOOD R. GUTSHALL, III
LA VONA K. GUTSHALL
Defendant(s)
Notice is given that a Judgment in the above capgoned matter has been entered against you on
DECEMBER ,;),6 ,2000:' ,.
,
"
J3y 4(2,.# ,2 ~ S,~;1)EPUTY
If you have any questions concerning this matter, please contact:
FRANK FEDERMAN. ESOUIRE
Attorney for Filing Party
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
**TIllS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND TIllS DEBT WAS NOT REAFFIRMED, TIllS IS NOT
AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY
ENFORCEMENT OF A LIEN AGAINST PROPERTY, **
'"'"='-';",1'< 'r~
.
--~ ,~
"~ .~y-,,-.,-~ _.~ ~.~ -,~ ~ "'~,-
...
~lii '0. :"
t N ft ~ () (,,7.) 0
~ C c:> j ~
g -'~ a
::C-o. ,_0
- "1:) r:o r-q
R b ~2~F: C)
~ -"'....~ f'-....'t
~ th:r:: c:} - ,
~ ~ ~ ;:0; E'; ~v
;< 0'
~ l>r"k _:1~
z'"
~(j ~CJ ..)
~ 1- PC --,
( :z '.>'.) ~!"::~
--'1 -~-,
-< cT- .<
'.0
'-
...."._ '~""1'~_JW!"""IWIJ!~~'.Rli-v""'\'9""l"".z'~;'''''''''''''"''l'!'"''''i','''~''''_KI!'!llI'"!lffil'_,\'\1(f!'J~~)'ll<I~>:1_'!I-'/l_"",~"'~"""':"",,,~..,'r"r;~'''''''''-';:o<~':'''''_''P""-~-~"~~'r-'2!-"I',,^~'i"l"'~';'~-"''''-4f~'*OW:'ffl'lHl'''''a'~ "~P