HomeMy WebLinkAbout00-07948
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FIRST UNION NATIONAL BANK
AS TRUSTEE, FOR PENNSYLVANIA
HOUSING FINANCE AGENCY,
PLAINTIFF
VS.
KIMBERLY A. FOLTZ F/K/A
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ,
DEFENDANTS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 00 7948
IN MORTGAGE FORECLOSURE
P RAE C I P E
TO THE PROTHONOTARY OF THE WITHIN COUNTY:
Please enter JUDGMENT "in rem" in favor of the Plaintiff and
against Defendants KIMBERLY A. FOLTZ F/K/A KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ for failure to plead to the above action within
twenty (20) days from date of service of the Complaint, and assess
Plaintiff's damages as follows:
Unpaid principal balance
Interest
(Per diem of $6.70
from 8/1/99 to 12/1/00)
Accumulated late charges
Late charges
($13.39 per month to 12/00)
Escrow Deficit
5% Attorney's Commission
$41,954.33
$ 3,262.90
$ 174.07
$ 214.24
$ 197.67
$ 2,097.72
TOTAL
$47,900.93**
** Together with additional interest at the per diem rate indicated
above from the date herein, based on the contract rate, and other
charges and costs to the date of Sheriff's Sale.
PURCELL, KRUG
By
Leon P. Haller PA I.D. #15700
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
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FIRST UNION NATIONAL BANK
AS TRUSTEE, FOR PENNSYLVANIA
HOUSING FINANCE AGENCY,
PLAINTIFF
VS.
KIMBERLY A. FOLTZ F/K/A
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ,
DEFENDANTS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 00 7948
IN MORTGAGE FORECLOSURE
CERTIFICATE OF SERVICE
PURSUANT TO PA. R.C.P. 237.1
I hereby certify that on FEBRUARY 21, 2001 I served the Ten
Day Notice required by Pa. R.C.P. 237.1 on the Defendant(s) in this
matter by regular first class mail, postage prepaid, as indicated
on the attached Notice.
~
Leon P. Haller PA I.D.
Attorney for Plaintiff
Purcell, Krug & Haller
1719 North Front St.
Harrisburg, PA 17102
By
#15700
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FIRST UNION NATIONAL BANK AS
TRUSTEE FOR PENNSYLVANIA
HOUSING FINANCE AGENCY
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
: NO. 00-7948 CIVIL
,
VS.
KIMBERLY A. FOLTZ F/KIA
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ
: CIVIL ACTION LAW
: IN MORTGAGE FORECLOSURE
Defendants
DATE OF TillS NOTICE: February 21, 2001
TO:
KIMBERLY A. FOLTZ AfKJA KIMBERLY A. MAXWELL
47 NORTH 8TH STREET
LEMOYNE, P A 17043
KENNETH L. FOLTZ
47 NORTH 8TH STREET
LEMOYNE, P A 17043
TillS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10)
DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP:
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
CARLISLE,PA 17013
717-249-3166
PURCEL~R
By
LEON P. HALLER, Attomey for Plaintiff
LD. # 15700
1719 N. Front St., Harrisburg, PA 17102
(717) 234-4178
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FIRST UNION NATIONAL BANK
AS TRUSTEE, FOR PENNSYLVANIA
HOUSING FINANCE AGENCY,
PLAINTIFF
VS.
KIMBERLY A. FOLTZ F/K/A
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ,
DEFENDANTS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 00 7948
IN MORTGAGE FORECLOSURE
NOTICE OF ENTRY OF JUDGMENT
TO THE ABOVE-NAMED DEFENDANTS:
You
following
captioned
are hereby notified that
judgment has been entered
matter:
on ~:~ 13 d-rv/
against you in the
the
above-
$47,900.93 and for the sale and foreclosure of your property
located at: 47 North 8th Street, Lemoyne, PA 17043
Dated: 3- 13- 01
e~ I? o(~
'., ,. PROTI10NOTARY
Attorney for Plaintiff:
Leon P. Haller
1719 North Front Street
Harrisburg, PA 17102
Phone, (717) 234 -41 78
I hereby certify that the following person(s) and their respective
addresses are the proper individuals to receive this Notice
pursuant to PA R.C.P. No. 236:
Kimberly A. Foltz a/k/a
Kimberly A. Maxwell
47 North 8th Street
Lemoyne, PA 17043
Kenneth L. Foltz
47 North 8th Street
Lemoyne, PA 17043
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-' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION - LAW AT NO. 00 7948
FIRST
TRUSTEE
FINANCE
UNION NATIONAL BANK AS
FOR PENNSYLVANIA HOUSING
AGENCY,
PLAINTIFF
TOTAL AMOUNT J
OF JUDGMENT $47,900.93'
Interest at $6.70 per diem
to sale date $ 1,252.90
Late charges at $13.39 per month
to sale date $ 66.95
Escrow Deficit $ 2.000.00
TOTAL $51,220.78*
VS.
KIMBERLY A. FOLTZ F/K/A
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ,
DEFENDANTS
*SALE DATE: WEDS.,JUNE 6, 2001
(PROTHONOTARY'S USE)
Plaintiff
Attorney
Sheriff
This Writ
PRAECIPE FOR WRIT OF EXECUTION
MORTGAGE FORECLOSURE - P.R.C.P. 3180-3183
TO THE PROTHONOTARY/CLERK OF SAID COURT:
Issue Writ of Execution in the above captioned case.
Date: March 9, 2001 ~/
Attorney for plaintiff ~
1719 North Front Street Leon P. Haller
Harrisburg, PA 17102 PA I.D. #15700
(717) 234-4178
WRIT OF EXECUTION - MORTGAGE FORECLOSURE
COMMONWEALTH OF PENNSYLVANIA
SS
COUNTY OF CUMBERLAND
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the judgment, interest and costs in the above
captioned case, you are directed to levy upon and sell the property
described in the attached description known as 47 NORTH 8TH STREET,
LEMOYNE, PA 17043.
Date:
PROTHONOTARY/CLERK
CIVIL DIVISION
BY
DEPUTY
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ALL THAT CERTAIN piece or parcel of/and situate in the Borough ofLemoyne,
County of Cumberland, Commonwealth of Pennsylvania, more particularly bounded and
described as follows:
'.
BEGINNING AT A POINT on the eastem side of Eighth Street, Dale Avenue, at a
distance of 345 feet, measured in a northerly direction from the centerline of Market
Street: thence in an easterly direction at right angles to Eighth Street along lands. now or
late or Frances L Coulson 220 feet to a point on the western line of Hill Alley; thence in a
northerly direction along Hill Alley 50 feet 5 inches to a point on the line oflands now or
late of H.B. Mumma; thence in a westerly direction along the last mentioned lands and
right angles to Eighth Street 205.5 feet to a point on the e~stern line of Eighth Street;
thence in a southerly direction along the eastern line of Eighth Street 48.5 feet to a point
or place of BEGINNING.
BEING KNOWN AS 47North~ighth Street,. Lemoyne, PA.
BEING THE SAME PREMISES WHICH Kimberly A. Foltz (formerly known as
Kimberly A. Maxwell) by deed dated 8/24/95 and recorded 8/29/95 in
Deed Book 127 Page 343 granted and conveyed unto Kenneth L. Foltz,
Jr. and Kimberly A. Foltz.
TO BE SOLD AS THE PROPERTY OF KENNETH L. FOLTZ A/K/A KENNETH L.
FOLTZ, JR. AND KIMBERLY A. FOLTZ ON JUDGMENT NO. 00 7948.
PARCEL:
12-21-0267-242
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FIRST UNION NATIONAL BANK
AS TRUSTEE, FOR PENNSYLVANIA
HOUSING FINANCE AGENCY,
PLAINTIFF
VS.
KIMBERLY A. FOLTZ F/K/A
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ,
DEFENDANTS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 00 7948
IN MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO P.R.C.P. 3129.1
The plaintiff in the above action, by its attorneys, Purcell,
Krug & Haller, sets forth as of the date the praecipe for the writ
of execution was filed, the following information concerning the
real property located at 47 NORTH 8TH STREET, LEMOYNE, PA 17043:
1.
Name and address of the Owner(s) or Reputed Owner(s) :
Kimberly
Kimberly
.47 North
Lemoyne,
A. Foltz a/k/a
A. Maxwell
8th Street
PA 17043
Kenneth L. Foltz a/k/a Kenneth L. Foltz, Jr.
47 North 8th Street
Lemoyne, PA 17043
2. Name and address of Defendant (s) in the Judgment, if
different from that listed in (1) above:
SAME
3. Name and address of every judgment creditor whose judgment
appears of record on the real property to be sold:
Fry Communications
800 W. Church Road
Mechanicsburg, PA 17055
Peter E. Meltzer, Esquire
1600 Locust Street
Suite 200
Philadelphia, PA 19103
Equity One Incorporated
523 Fellowship Road
Suite 220
Mt. Laurel, NJ 08054
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4. Name and address of last recorded holder of every mortgage
of record:
PLAINTIFF HEREIN
(AND ANY OTHERS AS NOTED BELOW) :
Equity One Incorporated
523 Fellowship Road
Suite 220
Mt. Laurel, NJ 08054
5. Name and address of every other person who has any record
lien on the property: UNKNOWN
6.
interest
sale:
Name and address of
in the property and
UNKNOWN
every other person who has any record
whose interest may be affected by the
7 . Name and address of
Plaintiff has knowledge who has
may be affected by the sale:
every other person of whom the
any interest in the property which
TENANTS IF ANY ...
Domestic Relations Office
Cumberland County Courthouse
Hanover & High Streets
Carlisle, PA 17013
(In the preceding information, where addresses could not be
reasonably ascertained, the same is indicated.)
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge, information and
belief. I understand that false statements herein are made subject
to the penalties of 18 PA C.S. Section 4904 relating to unsworn
falsification to authorities. ~
Leon P. Haller PA I.D. #15700
Purcell, Krug & Haller
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
DATE: March 9, 2001
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FIRST UNION NATIONAL BANK
AS TRUSTEE, FOR PENNSYLVANIA
HOUSING FINANCE AGENCY,
PLAINTIFF
VS.
KIMBERLY A. FOLTZ F/K/A
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ,
DEFENDANTS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 00 7948
IN MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
TAKE NOTICE:
That the Sheriff's Sale of Real Property (real estate) will be
held:
DATE;
WEDNESDAY, JUNE 6, 2001
TIME: 10:00 O'clock A.M.
LOCATION: Commissioner's Hearing Room
2nd Floor
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
THE PROPERTY TO BE SOLD is delineated in detail in a legal
description mainly consisting of a statement of the measured
boundaries of the property, together with a brief mention of the
buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of your property to be sold is;
47 NORTH 8TH STREET
LEMOYNE
CUMBERLAND COUNTY
PENNSYLVANIA
THE JUDGMENT under or pursuant to which your property is being
sold is docketed in the within Commonwealth and County to:
NO. 00 7948 CIVIL
is:
THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property
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KIMBERLY A. FOLTZ F/K/A KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ a;k/a KENNETH L. FOLTZ, JR.
A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or
governmental or corporate entities or agencies being entitled to
receive part of the proceeds of the sale received and to be
disbursed by the Sheriff (for example, to banks that hold mortgages
and municipalities that are owed taxes) will be filed by the
Sheriff of this County thirty (30) days after the sale and
distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless someone objects by filing
exceptions to it within ten (10) days of the date it is filed.
Information about the Schedule of Distribution may be obtained
from the Sheriff of the Court of Common Pleas of the within County
at the Courthouse address specified herein.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY.
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO
PAY THE JUDGMENT.
You may have legal rights to prevent your property from being
taken away. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights, YOU MUST ACT
PROMPTLY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET
FREE LEGAL ADVICE:
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
717-249-3166
Legal Services, Inc.
S Irvine Row
Carlisle, PA 17013
717-243-9400
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of
the within County to open the judgment if you have a meritorious
defense against the person or company that has entered judgment
against you. You may also file an petition with the same Court if
you are aware of a legal defect in the obligation or the procedure
used against you.
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2. After the Sheriff's Sale you may file a petition with the
Court of Common pleas of the within County to set aside the sale
for a grossly inadequate price or for other proper cause. This
petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED.
3. A petition or petitions raising the legal issues or rights
mentioned in the preceding paragraphs must be presented to the
Court of Common Pleas of the within County. The petition must be
served on the attorney for the creditor or on the creditor'before
presentation to the court and a proposed order or rule must be
attached to the petition.
If a specific return date is desired, such date must be
obtained from the Court Administrator's Office - Civil Division, of
the within County Courthouse, before a presentation of the petition
to the Court.
A copy of the Writ of Execution is attached hereto.
PURCELL, KRUG & HALLER
Attorneys for Plaintiff
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
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ALL THAT CERTAIN piece or parcel ofland situate in the Borough ofLemoyne.
County of Cumberland, Commonwealth of Pennsylvania. more particularly bounded and
described as folloWs:
BEGINNING AT A POINT on the eastem side of Eighth Street, Dale Avenue, at a
distance of 345 feet, measured in a northerly direction from the centerline ,of Market
Street: thence in an easterly direction at right angles to Eighth Street along lands now or
lale of Prances L Coulson 220 feet to a point on the western line of Hill Alley; (hence in a
northerly direction along Hill Alley 50 feet 5 inches to a point on the line of lands now or
late of H.B. Mumma; thence in a westerly direction along the last mentioned lands and
right angles to Eighth Street 205.5 feet to a point on the eastern line of Eighth Street;
thence in a southerly direction along the eastern line of Eighth Street 48.5 feet to a point
or place of BEGINNING.
BEING KNOWN AS 47NorthEighth Street, Lemoyne. PA.
BEING THE SAME PREMISES WHICH Kimberly A. Foltz (formerly known as
Kimberly A. Maxwell) by deed dated 8/24/95 and recorded 8/29/95 in
Deed Book 127 Page 343 granted and conveyed unto Kenneth L. Foltz,
Jr. and Kimberly A. Foltz.
TO BE SOLD AS THE PROPERTY OF KENNETH L. FOLTZ A/K/A KENNETH L.
FOLTZ, JR. AND KIMBERLY A. FOLTZ ON JUDGMENT NO. 00 7948.
PARCEL:
12-21-0267-242
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FIRST UNION NATIONAL BANK AS TRUSTEE
FOR PENNSYL VANIA HOUSING FINANCE
AGENCY
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
Plaintiff
vs.
ACTION OF MORTGAGE FORECLOSURE
00- 79Ltf d~~( y~
KIMBERLY A. FOLTZ F/KIA KIMBERLY A,
MAXWELL AND KENNETH L. FOLTZ
Defendants
TIllS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action
within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money
claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS paPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY LA WYERREFERRAL SERVICE
I COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
717-249-3166
A VISa
LE HAN DEMANDADO A USTED EN LA CORTE, SI DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARIa QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE
SER SERVIDO CON ESTA DEMANDA Y A VISa. PARA DEFENDERSE ES NECESSARIa QUE USTED, 0 SU ABOGADO,
REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTa DE VISTA DE USTED Y CUALQUIER OBJECCION
CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU
PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y
, REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. paR RAZON DE ESA
DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA
DE ABOGADOS), (215) 238-6300.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
717-249-3166
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To. .."T
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FIRST UNION NATIONAL BANK AS TRUSTEE
FOR PENNSYLVANIA HOUSING FINANCE
AGENCY,
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
CIVIL ACTION LAW
ACTION OF MORTGAGE FORECLOSURE
vs.
KIMBERLY A. FOLTZ AlKlAKIMBERLY A.
MAXWELL AND KENNETH L. FOLTZ,
Defendants
TIIE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT
COLLECTION PRACTICES ACT, 15 U.S.C. 1601
The undersigned attomey is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose. The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed. 'Unless the Debtor, within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attomey will assume that said debt is
valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day
period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon
written request by Debtor to the undersigned attomey within said thirty (30) day period, the
undersigned attomey will provide debtor with the name and address of the original creditor if
different from the current creditor.
PURCELL, KRUG & HALLER
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
Attomey I.D.# 15700
Attomey for Plaintiff
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FIRST UNION NATIONAL BANK AS TRUSTEE
FOR PENNSYLVANIA HOUSING FINANCE
AGENCY,
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
CIVIL ACTION - LAW
vs.
ACTION OF MORTGAGE FORECLOSURE
11e" OV - '1 q 'f'l CUn.-t -r ~
KIMBERLY A. FOLTZ FIKIA KIMBERLY A.
MAXWELL AND KENNETH L. FOLTZ,
Defendants
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff, FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING
FINANCE AGENCY, pursuant to a Trust indenture dated as of April 1, 1982 ("Trust"), is a National
Association with a servicing agent of Pennsylvania Housing Finance Agency, with an address of 21 0 I
North Front Street, Harrisburg, Pennsylvania 17105.
2. Defendant, KIMBERLY A. FOLTZ, is an adult individual, whose last known address is 47 NORTH
8TH STREET, LEMOYNE, PENNSYLVANIA 17043. Defendant, KENNETH L. FOLTZ, is an adult
individual, whose last known address is 47 NORTH 8TH STREET, LEMOYNE, PENNSYLVANIA
17043.
3. On or about, December 30,1993 the said Defendant, KIMBERLY A. FOLTZ FIK/A KIMBERLY A.
MAXWELL executed and delivered a Promissory Note ("Note") in favor of INTEGRA MORTGAGE
COMPANY ("Original Mortgagee") in the principal amount of $45,900.00, the proceeds of which were
used to purchase a residential property located at 47 NORTH 8TH STREET, LEMOYNE,
PENNSYLVANIA 17043. A copy of the Note is attached hereto and marked Exhibit "A".
4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to
secure payment ofthe same, Defendant, KIMBERLY A. FOLTZ FIK/A KIMBERLY A. MAXWELL
made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded
in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book I 190, Page
1072 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned
to CORESTATES BANK, N.A. and was recorded in Book 463, Page 373. The Mortgage was
subsequently assigned to MELLON BANK, N.A. and was recorded in Book 535, Page 729. The
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Mortgage was subsequently assigned to PENNSYL V ANlA HOUSING FINANCE AGENCY and was
recorded in Book 617, Page 794. The Mortgage was further assigned to FIRST UNION NATIONAL
BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY and will be sent for
recording.
5. The land subject to the Mortgage is: 47 NORTH 8TH STREET, LEMOYNE, PA 17043 and is more
particularly described in Exhibit "B" attached hereto.
6. By Deed dated August 24,1995 and recorded August 29,1995, the said Defendant Kimberly A. Foltz
F /KJ A Kimberly A. Maxwell, conveyed the property subject to the Mortgage to herself and her husband
the Co-Defendant, Kenneth L. Foltz. The said Defendants are the real owners of the land subject to the
Mortgage.
7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on
September I, 1999 and all subsequent installments thereon, and the following amounts are due on the
Mortgage:
Interest at $6.70 per day
From 08/01/1999 To 12/01/2000
(based on contract rate of 5.750%)
$41,954.33
$3,262.90
UNPAID PRINCIPAL BALANCE
Accumulated Late Charges
$174.07
Late Charges at $13.39
Per Month for 16 months
$214.24
Escrow Deficit
$197.67
Attorney's Fee at 5.0% of Principal Balance
$2,097.72
$47,900.93
**Together with interest at the per diem rate noted above after December 1, 2000 and other charges and
costs to date of Sheriffs Sale. The attomey's fees set forth above are in conformity with the Mortgage
documents and Pennsylvania law, and will be collected in the event of a third party purchaser at
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Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attomey's fees will be charged
that are actually incurred by Plaintiff.
8. No judgement has been entered upon said Mortgage in any jurisdiction.
9. Plaintiff has complied with the notice procedures required by Pennsylvania Act 160 of 1998 by sending
to each Defendant, by regular mail, a copy of the Combined Act 6/91 Notice. A true and correct copy of
the Combined Act 6/91 Notice, along with a copy of the Certificate of Mailing, is attached hereto as
Exhibit "C".
10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any
way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended.
1 I. The Defendants have either failed to meet the time limitations as set forth under the Combined Act 6/91
Notice or have been determined by the Pennsylvania Housing Finance Agency not to qualifY for
Mortgage Assistance.
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned
total amount due together with interest at the rate of 5.750% ($6.70 per diem), together with other charges and
costs including escrow advances incidental thereto to the dat f Sheriff' Sale and for foreclosure and sale of
the property within described.
CE , UG & HALLER
Leon P. Haller, Esquire
Attomey for Plaintiff
J.D. # 15700
1719 N. Front Street
Harrisburg, PA 17102
(717-234-4178)
By:
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NOTE _ / OfO'!lI(~1
CAMP HILL PENNSYLVANIA
December 30
,19 93
[Cily}
[Stalej
47 N 8TH STREET
PA
17043
LEMOYNE
{Properly AddressJ
1. BORROWER'S PROMISE TO PAY
In return for a loan that I have received, I promise to pay U.S. $
"principal"), plus interest, to the order of the Lender. The Lender is
116 ALLEGHENY CENTER MALL PITTSBURGH
4 5 900 - 00 (this amount is called
INTEGRA MORTGAGE COMPANY
PA 15212
I understand
that the Lender may transfer this Note. The Lender or anyone who takes tbis Note by transfer and who is entitled
to receive payments under this Note is called the "Note Holder".
Z. INTEREST
Interest will be charged on unpaid principal until the full amount of principal has been paid. I will pay interest at a
yearly Tate of 5 7500/0.
The interest rate required by this Section 2 is the rate I will pay both before and after any default described in
Section 6(B) of this Note.
3. PAYMENTS
(A) Time and Place of Payments.
I will pay principal and interest by making payments every'month.
I will make my monthly payments on the 1ST day of each month beginning on F.'EBRUARY ,
19 94. I will make these payments every month until I have paid aU of the principal and interest and any' other charges
described below tbat I may owe under this Note. My monthly payments will be applied to interest before principal. If, on
JANUARY 1 ,2024. I still owe amounts under this Note, I will pay those amounts in full on that
date. which is called the "maturity date" .
I will make my monthly payments at INTEGRA MORTGAGE COMPANY
116 ALLEGHENY CENTER MALL
PITTSBURGH PA 15212 or at a different' place if required by the Note Holder.
(B) Amount of Monthly Payments
My monthly payment will be in the amount of U.S. $ 267 86
4. BORROWER'S RIGHT TO PREPAY
I have the right to make payments of principal at any time before they are due. A payment of principal only
is known as a "prepayment". When I make a prepayment, I will tell the Note Holder in writing that I am doing so.
I may make a full prepayment or partial prepayments without paying any prepayment charge. The Note Holder
will use all of my prepayments to reduce the amount of principal that I owe under this Note. If I make a partial
prepayment, there will be 110 changes in the due date or in the amount of my monthly payment unless the Note Holder
agrees in writing to those changes.
5. LOAN CHARGES
If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest
or other loan charges collected or to be collected in connection with this loan exceed the permitted limits. then: (i)
any such loan charge shall be reduced by the amount necessary to reduce [he charge to the permitted limit; and (ii)
any sums already collected fro!ll me which exceeded permitted limits will be refunded to me. The Note Holder may
choose to make this refund by reducing the principal I owe under this Note or by making a direCt payment to me.
If a 'refund reduces principal. the reduction will be treated as a partial prepayment.
6. BORROWER'S FAILURE TO PAY AS REQUIRED
(A) Late Charge for Overdue Payments.
If the Note Holder has not received the full amount of any monthJy payment by the end of 1 5 calendar
days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 5 0/0
of my overdue payment of principal and interest. I will pay this late charge promptly but only once on each late payment.
(B) Default
If I do not pay the full amount of each monthly payment on the date it is due, I will be in default.
(C) Notice of Default
If I am in default. the Note Holder may send me a written notice telling me that if I do not pay the overdue
~ount by a certain date, the Note Holder may require me to pay immediately the full amount of principal which
has not been paid and all the interest that I owe on that amount. That date must be at least 30 days after the date
on which the notice is delivered or mailed to me.
(D) No Waiver By Note Holder
Even if, at a time when 1 am in default, the Note Holder does not require me to pay immediately in full as described
above, the Note Holder will still have the right to do so if I am in default at a later time.
(E) Payment of Note Holder's Costs and Expenses
If the Note Holder has required me to pay immediately in full as described above, the Note Holder will have
the right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited
by applicable law. Those expenses include, for example, reasonable attorneys' fees.
7. GMNG OF NOTICES
Unless applicable law requires a different method, any notice that must be given to me under this Note will be
given by delivering it or by ~iling it by first class mail to me at the Property Address above or at a different address
if I give the Note Holder a notice of my different 'address.
Any notice that must be given to the Note Holder under this Note will be given by mailing it by first class mail
to the Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that
different address.
MULnSTATE AXED RATE NOTE-Single Famllv-FNMAJFHLMC UNIFORM INSTRUMENT
_-5A1S1051 VMP MCii-...AGE FORMS . 18001521-7291
Fonn 3200 12183
Amended 6/91
.8. OBLIGATIONS OF PERSONS UNDER THIS NOTE
.. If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises
made in this Note. including the promise to pay the full amount owed. Any person woo is a guarantor. surety or endorser
of this Note is also obligated to do these things. Any person who take$ over these obligations, including the obligations
of a guarantor, surety or endorser of this Note. is also obligated to keep all of the promises made in this Note. The
Note Holder may enforce its rights under this Note against each person individually or against all of us together. This
means that anyone of us may be required to pay all of the amounts owed under this Note.
9. WAIVERS
I and any other person who has Obligations: under this Note waive the rights of presentment and notice of dishonor.
uPresentment" means the right to require the Note Holder to demand payment of amounts due. "Notice of dishonor"
means the right to require the Note Holder to give, notice to other persons that amounts due have not been paid.
10. UNIFORM SECURED NOTE
This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections
given to the Note 'Holder under this Note. a Mortgage. Deed of Trust or-Security Deed (the '"Security InstrumentU),
dated the same date as this Note, protects the Note Holder from possible losses which might result if I do not keep
the promises which I make in this Note. That Security Instrument describes :how and under what conditions I may
be required to make immediate payment in full of all amounts I owe under this Note. SOIIte of those conditions are
described as follows:
Transfer of the Property or a Beneficiallnterestlo Borrower. If all or any part of the Property or any interest
in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a
natural person) without Lender's prior written consent, Lender may, at its option. require immediate payment
in full of aU sums secured by this Security Instrument. However. this option shall not be exercised by lender
jf exercise is prohibited by federal law as of the date of this Security Instrument.
If Lender exercises this option. Lender shall give Borrower notice of acceleration. The notice shall provide
a period of not less than 30 days from the date the notice is delivered- or mailed within which Borrower must
pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of
this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand
on Borrower.
WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED.
1'))'#0 bItt a '1!Jfl~l1rt H
KIMBERLY M~XWELL
SSN: 182..6 0146
(Seal)
-Borrower
(Seal)
-Borrower
SSN:
(Seal)
-Borrower
SSN:
(Seal)
-Borrower
SSN:
(Sign Original Only).
'ay Without . ^'''" PAY TO THE ORDER OF(w.rmoor RECOURSE)
1ELLON n:,~:,.:,~ur"e to the ordQ~itates Bank, N.!. as Trustee :mder a.
....... ,h, I\J.A AC .rr.:', _.....~o\:. Indenture of the Pennsylvarua Housmg
under 2n [f:c;snlure"-o;~" ::, :..1 " .~ce Agency dated as of April 1, 1982
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ALL THAT CERTAIN' piece or parcel of land ,situate in the:.Borou9h::'of.'~emcYne,., (:oun1;Y of
, ':I' '., ...... .~".' ' .I, ~. ,\~...."'."~"""'." " ...."
cumberland, cOlllDlonwealth of Pennsylvania'" more' particul1U'ly"bounde~'}U1(hdescri1?ed as.
follows: ...... . . .... :;. ~~.~~:~~..::,..~4t!~i;~';'~'..~I~;;'~'~>i::';l.,r~~(~i~{'[::.:' '.1 ...... .:"'"', ',"
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. ' . . <,." ';.': .k~~: :::t.,,~:\~;,:':''':::~~:~'!'~:;:',:~;~'i:L' .~~~;~/> '., : ':
BEGINNING AT A POINT on the eastern side of E1ghtli:'street/'Dale'Avenue, at a distance
. . ....." ../O!JW' ". "'1141." ~,~. ".....r "'.1~'"
of 34S feet, m~asured in a n~rtherly dir\ct~~.e~;tr.~.~t~~~~~~~~~:~D:.).~f Market street; i.
thence in an east;,;,rlY directJ.on.at .:t:~~~~:';..~.n~;esl:1;~l!i.!JJ~thJI'l~ef!t.a~on9 lands now or:..
lae of ~rances ,r.. coulson 220 feet:;to':a P.o~,~~S~,~11\ft\stlll~. i'ine~.}J.t.ll'Alley; .,. ;;;
t~ence J.n a.northerly direction alOn9;.8ill.,~?:.~:i.~.M'fi~;nCh!l!~~o'a.point on t~e'~~
bne of lands now or ,late of 8.B. MWIIIlIa;....thenceJin .~sterlrd!i:'ection along the' "{.f
last ment~oned lands : and right angl",8;to ;:~~~~~1~,li5.5fe~oa point o~:'theJt:
eastern IJ.ne of Eighth street; thence in; a:'souther ,ilia onfillong the eastern line,
of Eighth street'.40.S' feet to a pOiil:t, 'p~)f.~~~OF,~Gmr' G.' :;IJ, ';,1(' ..., fJ;
. . . "'. .~r...fMW!.,~,~ "~p'%l "':.I
BEING KNOWN AS 47 North Eighth' street, r.e;m:,Yii~;~~~:;~;:...~, ~';~,,{~i ".
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~n~ THE SAME: PREmsEs which Robert J; Davis and Mal:yanne E~ Davis, husband and
w~fe,. by deed dated December 30th, 1993 and which is intended to be recorded forth-
wJ.th ~ the CUn'i:ler1and County Office,.of the. Rec9rde+ of Deeds granted and conveyed
unto Kinbedy A. Maxwell, Mortgagor herein. ..,......-...' '..
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Date: March 21, 200'
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
'.
This is an official notice that the mortl!al!e on vour home is in default. and the lender
intends to foreclose. Suecific information about the nature of the default is urovided in th
attached pal!es.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAPJ may be abl
to help to save vour home. This Notice explains how the prog:ram works.
To see if HEMAP can helD. vou must MEET WIlli A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Tak
this Notice with vou when vou meet with the Counselinl! Al!encv.
The name. address and Dhone number of Consumer Credit Counseling: Al!encies servin
vour County are listed at the end ofthis Notice. Ifvou have anv Questions. yOU may can th
Pennsvlvania Housinl! Finance Ag:encv toll free at 1-800-342-2397. (Persons with imuaire
hearin!! can call (717) 780-1869).
,
This Notice contains important legal information. If you have any questions,
i representatives at the Consumer Credit Counseling Agency may be able to help explain i
You may also want to contact an attorney in your area. The local bar association may hi
able to help you fmd a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECU
A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE EST
NOTIFICACION OBTENGA UNA TRADUCCION INMEDlTAMENTE LLAMANDO EST
AGENCIA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMER'
MENCIONADO ARRIBA. PUEDES SER ELEGmLE PARA UN PRESTAMO POR EL PROGRAM
LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUA
PUEDE SALV AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU BlPOTECA.
E ~hi bH "e/'
Page 1 of5
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HOMEOWNER'S NAME(S):
KIMBERLY A FOLTZ
KENNETH L FOLTZ
PROPERTY ADDRESS:
47 NORTH 8TH STREET
LEMOYNE, P A 17043
LOAN ACCT. NO.:
49278S
CURRENT LENDERlSERVICER: Pennsylvania Housing Finance Agency
2101 North Front Street
P.O. Box 8028
Harrisburg. PA 17105
HOMEOWNER'S EMERGENCY MQRTGAGE ASSISTANCE PROGRAM
YOU MAYBE ELIGmLE FOR FINANCIAL ASSISTANCE
WmCH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS.
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"). YOU MAY BE ELIGmLE FOR EMERGENCY MORTGAGI
ASSISTANCE:
. IF YOUR DEFAULT HAS BEEN CAUSED BY CmCUMSTANCES BEYOND YOUR CONTROL,
. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS,AND
. IF YOU MEET OTHER ELIGmILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA
HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure or
your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to.
face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETINC
MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGf
ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF TInS NOTICI
CALLED"HOW TO CURE YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING YOUR MORTGAGE ill
TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agenc~.
listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of thi.
meeting. The names. addresses and teleohone numbers of desilmllted consumer credit counseling agencies for the county iI
which the orooertv is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-faC<
meeting. Advise your lender immediatelv of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in thi,
Notice (see following pages for specific infonnation about the nature of your default.) If you have tried and are unable t<:
resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergenc~
Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency AssistanC(
Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. 0n1~
consumer credit counseling agencies have applications for the program and they will assist you in submitting a completf
application to the Pennsylvania Housing Finance Agency . Your application MUST be filed or postmarked within thirty (30:
days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW
THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR
HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
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AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed 1:
the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (6(
days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursue
against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvan:
Housing Finance Agency of its decision on your application,
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE
FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE
CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.
(H you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Brioe: it up to datet
NATURE OF THE DEFAULT --The MORTGAGE debt held by the above lender on your property located <
47 NORTH 8TH STREET, LEMOYNE, PA 17043
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the months September 1999 thru the first
March 2000 in the amount of $3,227.00 plus late charges and other charges that have accrued in the amount of $80.3
THE TOTAL AMOUNT DUE IS $2,899.29.
HOW TO CURE THE DEFAULT --You may cure the defauJtwithin TIllR1Y (30) DAYS of the date of this notice B
PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, wmCH IS $2,899.29 PLUS ANY MORTGAG
PAYMENTS AND LATE CHARGES wmCH BECOME DUE DURING TIffi THIR1Y (30) DAY PERIOD. Paymen
must be made either bv cash. cashier's check. certified check or money order made oavable and sent to:
PENNSYL VANIA HOUSING FINANCE AGENCY
2101 N FRONT STREE
P.O. BOX 8028
HARRISBURG. PA 17105
IF YOU DO NOT CURE THE DEFAULT--Ifyou do not cure the default within THIR1Y (30) DAYS of the date ofth
Notice, the lender intends to exercise its ril!hts to accelerate the mortl!al!e debt. This means that the entire outstandll
balance of this debt will be considered due immediately and you may lose the chanCe fo pay the mortgage in month
installments. If full payment of the total amount past due is not made within THIR1Y (30) DAYS, the lender also inten
to instruct its attorneys to start legal action to foreclose uoon vour mortl!al!ed orooertv.
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IF THE MOBTGAGE IS FORECLOSED UPON -- The mortgaged property will be sold by the Sheriff to pay off the
mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins lega
proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up tc
$50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actuall,
incurred by the lender even if they exceed $50.00, Any attorney's fees will be added to the amount you owe the lender
which may also include other reasonable costs. If vou cure the default within the THIRTY (30) DAY Deriod. vou wi!
not be reauired to Dav attomev's fees.
OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all othe
sums due under the mortgage.
-~
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE -- If you have not cured the default within th.
TIllRTY (30) DAY period and foreclosure proceedings have begun, vou still have the ril!ht to cure the default and Dreven
the sale at any time UD to one hour before the Sheriffs Sale. You mav do so bv Davin!! the tota1 amount then Dast due. ylu
anv late or other chanres then due. reasonable attornev's fees and costs connected with the foreclosure sale and anv othe
costs connected with the Sheriffs Sale as soecified in writin!! bv the lender and bv oerforminl! anv other reauirements unde
the mort!!a!!e. Curing your default in the manner set forth in this notice will restore your mortgage to the sam
position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriffs Sale c
the mortgaged property could be held would be approxiinately three months from the date of this Notice. A notice ofth
actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default wi!
increase the longer you wait. You may find out at any time exactly what the required payment or action will be b:
contacting the lender.
HOW TO CONTACT THE LENDER:
PENNSYL VANIA HOUSING FINANCE AGENCY
2101 NORm FRONT STREET
P.O. BOX 8028
HARRISBURG, PA 17105-8028
1-800-822-7375
717-780-3804 (fax)
Contact Person: TOM GOUKER
EFFECT OF SHERIFF'S SALE -- You should realize ~ a Sheriffs Sale will end your ownership of the mortgage
property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove yo
and your furnishings and other belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE -- You may sell or transfer your home to a buyer or transferee who will assume th
mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at th
sale and that the other requirements of the mortgage are satisfied. (This does not apply if your mOrtg8ge was originate.
under the HODleStart Program.)
Page 4 of 5
2~,,,,,~," ~ _"
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YOU MAY ALSO HAVE THE RIGHT:
. TO SELL TIffi PROPERTY TO OBTAIN MONEY TO PAY OFF TIffi MORTGAGE DEBT OR TO BORRO\\
MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
. TO HAVE TIffi MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED
IF YOU CURE TIffi DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEF AUL1
MORE lHAN THREE TIMES IN ANY CALENDAR YEAR.)
. TQ ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR AN\
OTIffiR LAWSUIT INSTITUTED UNDER TIffi MORTGAGE DOCUMENTS,
. TO ASSERT ANY OTIffiR DEFENSE YOU BELIEVE YOU MAY HAVE' TO SUCH ACTION BY THE
LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
(SEE ATTACHED)
P 970 614 735
TO: KENNETH L FOLTZ
47 NORTH 8TH STREET
LEMOYNE, P A 17043
P 970 614 683
TO:
KIMBERLY A FOLTZ
47 NORTH 8TH STREET
LEMOYNE, P A 17043
SENDER: MG
REfERENCE: 492785
SENDER:
REfERENCE:
MG
492785
PS FORM 3800 SEPTEMBER 1995
"'..go
PS FORM 3800 SEPTEMBER 1995
-go
CertifledFell
CertllledFee
RETlJRN
RECEIPT
SERVICE
RestrlctedDollvety
TotalPo8tageandFee8
US Postal Service
RETURN
RECEIPT
SERVICE
Retum Receipt Fee
AelumRecelptFee
ReetrlctedDaliV8ry
TotaJPostsgeondFees
US Postal Service
~."..__.
Receipt for
Certified Mail
Receipt for
Certified Mail
No Insurance Coverage Provided
Do not use for International Mail
I
'No Insurance Coverage Provided
, Do not use for Intemationel Mail
Page ~OD .... .... ....
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,
Pennsylvania Housing Finance Agency
Home Emergency Mortgage Assistance Program
County Counseling Agency List
March 2000
FOLTZ
CUMBERLAND
Adams County Housing Authority
139-143 Cartisle St.
Gettysburg, P A 17325
(717) 334-1518
Financial Counseling Services of Fran
31 West 3rd Street
yvaynesboro, PA 17268
(717) 762-3285
':,'DI'".,~
CCCS of Western PA
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
Community Action Commission of C
1514 Deny Street
Harrisburg, PA 17104
(717) 232-9757
-\1<
Urban League of Metropolitan Hbg
2107 N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
YWCA of Cartisle
301 G Street
Cartisle, PA 17013
(717) 243-3818
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PENNSYLVANIA HOUSING FINANCE AGENCY
Single Family Programs Division
2101 North Front Street
P.O. Box 8028
Harrisburg, Pennsylvania 17105-8028
(717)780-3870
TDD For The Hearing Impaired Only -(717)780-1869
NOTICE
Mrrch 21,2000
.~
KIMBERLY A FOLTZ
KENNEIH L FOLTZ
47 NORTH 8TH STREET
LEMJYNE PA 17043
RE: Account#: 492785
'ill: KIMBERLY A FOLTZ
KENNEIH L FOLTZ
47 NORTH 8TH SIREEI'
LEMJYNE PENNSYLVANIA 17043
FRCM: PENNSYLVANIA HOUSIN3 FINANCEl\GENCY
The Federal Housing and Developrent Act of 1987 (as
arrended) directs creditors to notify hareowners who are
delinquent in their ItDrtgage obligation of the availability
of hareownership counseling provided . by nonprofit
organizations approved. by the Secreta:r:y of the Depart:.Irent of
Housing and UrlJan Develq::rrent ("HOD") and experienced in the
provision of harEownership counseling.
Attached is a =ent list of HOD-approved. counseling
agencies for Pennsylvania.
Enclosure Housing Counseling List
". ~
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b.1E 2 OF 2
*Please be sure the agency of your choice se:rvices your COilllty.
Urban League of Harrisburg, Irrc.
25 North Second Street
Harrisburg, PA 17101
(717) 234-3253
Housing Council of York
116 North George Street
York, PA 17401
(717) 854-1541
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Tabor Camunity Se:rvices
439 E. King Street
Lancaster, PA 17602
(717) 397-5182
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VERIFICATION
Donald 1. Plunkett hereby states that he is the Assistant Executive
Director for Single Family Programs of the Pennsylvania Housing Finance
Agency, mortgage servicing agent for Plaintiffin this matter, that he is
authorized to take this Verification, and that the statements made in the
foregoing Civil Action in Mortgage Foreclosure are true and correct to the
best of his knowledge, infonnation and belief. The undersigned understands
that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities.
Date: J\hlRTtP.r 6. 200J
Donald 1. Plunk
Assistant Executive Director for Single
Family Programs
fE\N3YL\R\NJA HJ.l3]N; F1N'CE l'rnECY', ~ GNr
RR F.IR3I' T..NKN mrICN"IL AIN< A"fll'TI'!'H"R TIUlIEE
RR TIJE fE\N3YL\R\NJA HJ.l3]N; Fl!\i\N:E K:EN:Y
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SHERIFF'S RETURN - NOT FOUND
.'
CASE NO: 2000-07948 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
FIRST UNION NATIONAL BANK
VS
FOLTZ KIMBERLY A ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inqutry for the within named defendant, DEFENDANT
TERRE/TENANT
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
NOTICE
, NOT FOUND , as to
the within named DEFENDANT
, TERRE/TENANT
NO TERRE/TENANTS
Shertff's Costs:
Docketing
Service
Afftdavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
~~?
. Thomas Kline
Sheriff of Cumberland County
PURCELL, KRUG & HALLER
11/16/2000
Sworn and subscribed to before me
/4'
day of ~
this
:Y;'
a~ .
prot otary ( ~
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SHERIFF'S RETURN - REGULAR
,
CASE NO: 2000-07948 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIRST UNION NATIONAL BANK
VS
FOLTZ KIMBERLY A ET AL
CPL. TIMOTHY REITZ
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
FOLTZ KIMBERLY A F/K/A KIMBERLY MAXWELL
the
DEFENDANT
, at 0017:36 HOURS, on the 15th day of November, 2000
at 47 NORTH 8TH STREET
LEMOYNE, PA 17043
KENNETH L. FOLTZ (HUSBAND)
by handing to
a true and attested copy of COMPLAINT & NOTICE
MORT FORE/ NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
9.92
.00
10.00
.00
37.92
~~e~~~~
R. Thomas Kline
11/16/2000
PURCELL, KRUG & HALLER
Sworn and Subscribed to before By:
me this !..,r
day of
J4~ 0l07ftJ A. D.
~(ln~.~
othonotary
^~
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SHERIFF'S RETURN - REGULAR
.
CASE NO: 2000-07948 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIRST UNION NATIONAL BANK
VS
FOLTZ KIMBERLY A ET AL
CPL. TIMOTHY REITZ
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
FOLTZ KENNETH L the
DEFENDANT , at 0017:36 HOURS, on the 15th day of November, 2000
at 47 NORTH 8TH STREET
LEMOYNE, PA 17043
by handing to
KENNETH L. FOLTZ
a true and attested copy of COMPLAINT & NOTICE
MORT FORE/ NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Aff idavit
Surcharge
So Answers:
6.00
.00
.00
10.00
.00
16.00
~~~~~.
R. Thomas Kline
11/16/2000
PURCELL, KRUG
Sworn and Subscribed to before
By: ~-
me this /va-r
day of
Af2.t.u ~ oUr.nJ A. D .
~a fJ1db ~
othonotary ,
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First Union National Bank
As Trustee For Pennsylvania
Housing Finance Agency
VS
Kimberly A. Foltz :I1kIa Kimberly A.
Maxwell and Kenneth 1. Foltz
In The Court of Common Pleas of
Cumberland County, Pennsylvania
No. 2000-7948 Civil
R. Thomas Kline, Sheriff, who being duly swom according to law, says this writ
is returned STAYED.
Sheriff's Costs:
Docketing
Poundage
Posting Bills
Advertising
Law Library
County
Levy
Postpone Sale
Surcharge
Certified mail
Mileage
Law Journal
Patriot News
Share of Bills
Swom and subscribed to before me
This 5~ day Ofq". .
2001, A.D.tJ..,.. J) !h,/" / I~
pfothonolary /
'?>I
30.00
179.02
15.00
15.00
.50
1.00
15.00
20.00
30.00
4.14
9.92
284.00
262.95
25.09
$ 891.62 pd by atty.
05-30-01
~~4r~~'
R. Thomas Kline, Sheriff
BY i~~
Deputy Sheriff
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e.It. 3JSI'(
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FIRST UNION NATIONAL BANK
AS TRUSTEE, FOR PENNSYLVANIA
HOUSING FINANCE AGENCY,
PLAINTIFF
VS.
KIMBERLY A. FOLTZ F/K/A
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ,
DEFENDANTS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 00 7948
IN MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO P.R.C.P. 3129.1
The Plaintiff in the above action, by its attorneys, Purcell,
Krug & Haller, sets forth as of the date the praecipe for the writ
of execution was filed, the following information concerning the
real property located at 47 NORTH 8TH STREET, LEMOYNE, PA 17043:
1.
Name and address of the Owner(s) or Reputed Owner(s) :
Kimberly
Kimberly
47 North
Lemoyne,
A. Foltz a/k/a
A. Maxwell
8th Street
PA 17043
Kenneth L. Foltz a/k/a Kenneth L. Foltz, Jr.
47 North 8th Street
Lemoyne, PA 17043
2. Name and address of Defendant (s) in the Judgment, if
different from that listed in (1) above:
SAME
3. Name and address of every judgment creditor whose judgment
appears of record on the real property to be sold:
Fry Communications
800 W. Church Road
Mechanicsburg, PA 17055
Peter E. Meltzer, Esquire
1600 Locust Street
Suite 200
Philadelphia, PA 19103
Equity One Incorporated
523 Fellowship Road
Suite 220
Mt. Laurel, NJ 08054
;~.-<~ ~ >
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I
4. Name and address of last recorded holder of every mortgage
of record:
PLAINTIFF HEREIN
(AND ANY OTHERS AS NOTED BELOW) :
Equity One Incorporated
523 Fellowship Road
Suite 220
Mt. Laurel, NJ 08054
5. Name and address of every other person who has any record
lien on the property: UNKNOWN
6.
interest
sale:
Name and address of
in the property and
UNKNOWN
every other person who has any record
whose interest may be affected by the
7. Name and address of
plaintiff has knowledge who has
may be affected by the sale:
every other person of whom the
any interest in the property which
TENANTS IF ANY ..,
Domestic Relations Office
Cumberland County Courthouse
Hanover & High Streets
Carlisle, PA 17013
(In the preceding information, where addresses could not be
reasonably ascertained, the same is indicated.)
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge, information and
belief. I understand that false statements herein are made subject
to the penalties of 18 PA C.S. Section 4904 relating to unsworn
falsification to authorities. #" ~.
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Leon P. Haller PA I.D. #15700
Purcell, Krug & Haller
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
DATE: March 9, 2001
~ ,-~
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FIRST UNION NATIONAL BANK
AS TRUSTEE, FOR PENNSYLVANIA
HOUSING FINANCE AGENCY,
PLAINTIFF
VS.
KIMBERLY A. FOLTZ F/K/A
KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ,
DEFENDANTS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 00 7948
IN MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
TAKE NOTICE:
That the Sheriff's Sale of Real Property (real estate) will be
held:
DATE:
WEDNESDAY, JUNE 6, 2001
TIME: 10:00 O'clock A.M.
LOCATION, Commissioner's Hearing Room
2nd Floor
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
THE PROPERTY TO BE SOLD is delineated in detail in a legal
description mainly consisting of a statement of the measured
boundaries of the property, together with a brief mention of the
buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of your property to be sold is:
47 NORTH 8TH STREET
LEMOYNE
CUMBERLAND COUNTY
PENNSYLVANIA
THE JUDGMENT under or pursuant to which your property is being
sold is docketed in the.within Commonwealth and County to:
NO. 00 7948 CIVIL
is:
THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property
KIMBERLY A. FOLTZ F/K/A KIMBERLY A. MAXWELL AND
KENNETH L. FOLTZ a;k/a KENNETH L. FOLTZ, JR.
A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or
governmental or corporate entities or agencies being entitled to
recei ve part of the proceeds of the sal e received and to be
disbursed by the sheriff (for example, to banks that hold mortgages
and municipalities that are owed taxes) will be filed by the
Sheriff of this County thirty. (30) days after the sale and
distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless someone objects by filing
exceptions to it within ten (10) days of the date it is filed.
Information about the Schedule of Distribution may be obtained
from the Sheriff of the Court of Common Pleas of the within County
at ,the Courthouse address specified herein.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY.
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
IT ~-AY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO
PAY THE JUDGMENT.
You may have legal rights to prevent your property from being
taken away. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights, YOU MUST ACT
PROMPTLY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET
FREE LEGAL ADVICE:
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
717-249-3166
Legal Services, Inc.
8 Irvine Row
Carlisle, PA 17013
717-243-9400
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of
the within County to open the judgment if you have a meritorious
def~nse against the person or company that has entered judgment
agalnst you. You may also file an petition with the same Court if
you are aware of a legal defect in the obligation or the procedure
used against you.
~ ..
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... .
. -~-
..
. -
-
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO.00-7948 CIVIOOI9 'IERM
CIVIL ACTION - LAW
TO THE SHERIFF OF Cunberland
To satisfy the debt, interest and costs due
COUNTY:
First Union National Bank as Trustee For
pennsylvFlnja Hnllsing Finr=mr.p. Agpnr.y
from Kimberly A. Foltz flk/a Kimberly A. Maxwell FInn Kenneth L. Foltz
47 North 8th street, Lemovne Pa. 17043
PLAINTlFF(S)
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell
47 North 8th street. Lemoyn". Pa. 17043
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(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession 01
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GARNISHEE(S) as follows:
and to notny the garnishee(s) that: (a) an attachment has been issued: (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found inthe possession of anyone other
than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due $
Interest at
Interest
Ally's Comm
Ally Paid
Plaintiff Paid
47,qnn q,
$6.70 per diem
1,252.90
to sale date
L.L.
Due Prothy
Other Costs
SO.50
1.00
%
Late charaes at $13.39 per month
$ 141.92
to sale date
Escrow Deficit
S66.95
S 2.000.00
Date:
March 11. 2001
Curtis R. Lona
Prothonotary, Civil Division
by: Wi!- O. 'fh.PO.../
RE:QUESTING PARTY:
Deputy
Name Leon P. Ha 11 E"r. ERe:!.
Address: 1719 North Front Street
Hnrri~hllrg. PA. 1710?
Attorney fOr: Plaintiff
Telephone: (71 7) 234 -4178
Supreme Court ID No. 15700
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"~I.L ESTP:,L 'e' ,_~ No. 3(0
on m~ (s: ;;tJOJ the snentr levied upon the defenoi:l.
hlbn. In the 1'881 property situated in to Mt5lfN t3tJrouJh
6umb8tfand County, Pa., known and numbered as: 111 N, 8'Vft Sf.
~ and more fully described on Exhibit "A" filed wit~
this writ and by tilts reference Incorporated herein.
_:.ltlAAO~ Cf', :Jw:, 1 &I;:tt:t}i~
VINV,~'U.SNN3d
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lO. Wd ~o Z 51 BUH
.4J.HI1(j )'h' ,dJ/'/tl:l
441l1iHli illll .40 JrJI,MO
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,
2. After the Sheriff's Sale you may file a petition with the
Court of Common Pleas of the within County to set aside the sale
for a grossly inadequate price or for other proper cause. This
petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED.
3. A petition or petitions raising the legal issues or rights
mentioned in the preceding paragraphs must be presented to the
Court of Common Pleas of the within County. The petition must be
served on the attorney for the creditor or on the creditor before
presentation to the court and a proposed order or rule must be
attached to the petition.
If a specific return date is desired, such date must be
obtained from the Court Administrator's Office - Civil Division, of
the within County Courthouse, before a presentation of the petition
to the Court.
A copy of the Writ of Execution is attached hereto.
PURCELL, KRUG & HALLER
Attorneys for Plaintiff
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
~~
1I
ALL THAT CERTAIN piece or parcel ofland situate in the Borough ofLemoyne,
County of Cumberland, Commonwealth of Pennsylvania, more particularly bounded and
described as follows:'
BEGINNING AT A POINT on theeastem side of Eighth Street, Dale Avenue, at a
distance of 345 feet, measured in a northerly direction from the centerline of Market
Street: thence in an easterly direction at right angles to Eighth Street along lands now or
laic of Frances L Coulson 220 feet to a point on the western line of Hill Alley; \hence in a
northerly direction along Hill Alley 50 feet 5 inches to a point on the line of lands now or
late of RB. Mumma; thence in a westerly direction along the last mentioned lands and
right angles to Eighth Street 205.5 feet to a point on the eastern line of Eighth Street;
thence in a southerly direction along the eastern line of Eighth Street 48.5 feet to a point
or place of BEGINNING.
BEING KNOWN AS 47North Eighth Street, Lemoyne, PA.
BEING THE SAME PREMISES WHICH Kimberly A. Foltz (formerly known as
Kimberly A. Maxwell) by deed dated 8/24/95 and recorded 8/29/95 in
Deed Book 127 Page 343 granted and conveyed unto Kenneth L. Foltz,
Jr. and Kimberly A. Foltz.
TO BE SOLD AS THE PROPERTY OF KENNETH L. FOLTZ A/K/A KENNETH L.
FOLTZ, JR. AND KIMBERLY A. FOLTZ ON JUDGMENT NO. 00 7948.
PARCEL:
12-21-0267-242
_.
FIRST UNION NATIONAL BANK AS TRUSTEE
FOR PENNSYLVANIA HOUSING FINANCE
AGENCY,
PLAINTIFF
VS.
KIMBERLY A. FOLTZ F/K/A KIMBERLY A.
MAXWELL AND KENNETH L.FOLTZ,
DEFENDANTS
IN THE COURT OF COMMON PLEAS
CUMBERLAND CO., PENNSYLVANIA
NO. 00-7948 CIVIL TERM
CIVIL ACTION - LAW
IN MORTGAGE FORECLOSURE
P RAE C I P E
TO THE PROTHONOTARY:
Please vacate the judgment entered against the Defendants in
the above captioned case.
DATE: Julv 17. 2001
~r,o~
"
-"
PURCELL, KRUG & HALLER
By: "
Leon P. Haller ID #15700
Attorney for P aintiff
Purcell, Krug & Haller
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178