HomeMy WebLinkAbout00-08466
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LAW OFFICES OF MICHAEL F.J. ROMANO
BY: Michael F.J. Romano, Esquire
Identification No. 52268
52 Newton Avenue
P.O. Box 456
Woodbury, NJ 08096
(856) 384-1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. f!kfa ORIX Credit Alliance, Inc.
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ORIX FINANCIAL SERVICES, INC.
flkla ORIX CREDIT ALLIANCE, INC.
300 Lighting Way
Secaucus, NJ 07096-1525
COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
TERM. 2000 - !I-!IcL G,,~C7E
Plaintiff
v.
CIVIL ACTION - LAW
MAX H. SWARTZ
247 Carlisle Road
Newville, PA 17241
BETTYL. SWARTZ
247 Carlisle Road
Newville, PA 17241
Defendants.
CONFESSION OF JUDGMENT WHERE
ACTION COMMENCED BY COMPLAINT
Pursuant to the authority contained in the warrant of attorney, the original or a copy of
which is attached to the Complaint filed in this action, I appear for the defendants and confess judgment
in favor of the plaintiff and against the defendants as follows:
$155,996.02 [which sum includes the contract balance of $135,648.72, plus attorneys'
fees of $20,347.30] plus continuing late charges and/or interest to continue until the
judgment is paid in full and costs of suit.
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LAW OFFICES OF
MICHAEL F.J. ROMANO
BY: Michael F.J. Romano, Esquire
Identification No. 52268
52 Newton Avenue, P.O. Box 456
Woodbury,NJ 08096
(856) 384-1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. f1k/a ORIX Credit Alliance, Inc.
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ORIX FINANCIAL SERVICES, INC.
flk/a ORIX CREDIT ALLIANCE, INe.
300 Lighting Way
Secaucus,NJ 07096-1525
COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
Plaintiff
TERM, 2000
v.
CIVIL ACTION - LAW
MAX H. SWARTZ
247 Carlisle Road
Newville,PA 17241
BETTY L. SWARTZ
247 Carlisle Road
ifewville, P A 17241
Defendants.
COMPLAINT FOR CONFESSION OF JUDGMENT
COUNT I
I. Plaintiff, ORIX Financial Services, Inc. f/k/a ORIX Credit Alliance, Inc.
(nORIxn), is a New York corporation with its principal place of business at 300 Lighting Way, Secaucus,
NJ 07096-1525.
2. Defendant, Max H. Swartz ("Swartz"), is an individual residing at and/or doing
business at 247 Carlisle Road. Newville, PA 17241.
3. Defendant, Betty L. Swartz ("Betty Swartz"), in an individual residing at and/or
doing business at 247 Carlisle Road, Newville, P A 17241.
4. On or about August 14, 1998, OCAI and Swartz entered into a Security
Agreement - Mortgage on Goods and Chattels in connection with the purchase of one (I) 1999 Kenworth
Tractor described below, and Promissory Note in the face amount of $123,912.60 ("Note and Security
Agreement #1"). A true copy of the Note and Security Agreement #1 are annexed hereto as Exhibit A.
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5. Pursuant to Note and Security Agreement #1, Swartz granted to OCAl a security
interest in one (1) 1999 Kenworth Tractor, sin lXKWD69X7XJ796918, including all attachments and
accessories (" 1999 Tractor").
6. The 1999 Tractor was delivered to Swartz on or about August 14, 1998. A true
copy of the Delivery/Installation Certificate, Waiver and Agreement is annexed as Exhibit B hereto.
7. Pursuant to the Note and Security Agreement #1, Swartz granted, assigned.
transferred, bargained, conveyed, confirmed, pledged, and mortgaged to OCAI a security interest in the
1999 Tractor as well as a security interest in any and all other documents, instruments, chattel paper,
goods, general intangibles, inventory, machinery, contract rights, equipment, fixtures, accounts and
insurance in which Swartz then or thereafter had any right or interest, together with all accessions,
attachments, replacements, substitutions and accessories thereto then or thereafter belonging to Swartz,
wherever located, and all proceeds, and any distribution thereof and any insurance thereon, products and
rent therefrom to have and to hold the same unto ORIX Credit Alliance, Inc. forever ("Additional
Collateral # 1 ").
8. OCAI perfected its security interest in the 1999 Tractor by notation of its lien on
the Certificate of Title. A true copy ofthe Certificate of Title is annexed hereto as Exhibit C.
9. OCAI perfected its security interest in Additional Collateral #1 by filing
Financing Statements with the Pennsylvania Department of State and the Cumberland County
Prothonotary's Office. True copies of the Financing Statements are annexed as Exhibit D hereto.
10. On or about August 14,1998, Swartz executed a second Security Agreement-
Mortgage on Goods and Chattels and Promissory Note in the face amount of $96,880.00 (the "Note and
I '''Security Agreement #2") in connection with the purchase of one (1) 1997 Kenworth Tractor ("1997
Tractor"), more fully described in Scheduled "A" annexed to the Security Agreement. True copies of
the Note and Security Agreement #2 are annexed as Exhibit E hereto.
11. The 1997 Tractor was delivered to Swartz on or about August 14, 1998. A true
copy of the Delivery/Installation Certificate, Waiver and Agreement is annexed as Exhibit F hereto.
12. Pursuant to the Note and Security Agreement #2, Swartz granted, assigned,
transferred, bargained, conveyed, confirmed, pledged, and mortgaged to OCAI a security interest in the
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1997 Tractor as well as in any and all other documents, instruments, chattel paper, goods, general
intangibles, inventory, machinery, contract rights, equipment, fixtures, accounts and insurance in which
Swartz then or thereafter had any right or interest, together with all accessions, attachments, replace-
ments, substitutions and accessories then or thereafter belonging to Swartz, wherever located, and all
proceeds, and any distribution thereof and any insurance thereon, products and rent therefrom to have
and to hold the same unto ORIX Credit Alliance, Inc. forever ("Additional Collateral #2").
13. OCAI perfected its security interest in the 1997 Tractor by notation of its lien on
the Certificate of Title. A true copy of the Certificate of Title is annexed hereto as Exhibit G.
14. OCAI perfected its security interest in the Additional Collateral #2 by filing
Financing Statements with the Pennsylvania Department of State and the Cumberland County
Prothonotary's Office. True copies ofthe Financing Statements are annexed hereto as Exhibit H.
15. On or about August 14, 1998, Betty Swartz executed and delivered to ORIX a
Guaranty of all the obligations of Max H. Swartz to ORIX. A true copy of the Guaranty is annexed as
Exhibit I hereto.
16. Defendants Max H. Swartz and Betty L. Swartz have defaulted in their obliga-
tions under the Note and Security Agreements # I and 2 and the Guaranty, by inter alia failing to make
monthly payments. Said defendants have an outstanding balance due to ORIX under the Note and
Security Agreement #1 in the amount of$86,142.21 plus late fees of$I,014.78 through October 25,
2000, attorney's fees in the amount of 15% of the contract balance, and costs of suit. There is also due
and owing by said defendants to ORIX on the Note and Security Agreement #2 the sum of $52,132.27,
attorney's fees in the amount of 15% of the contract balance, continuing late charges and costs of suit.
17. The debt involved arises from a business transaction and not from a consumer
transaction.
18. Judgment has not been entered heretofore on the Notes in any jurisdiction.
19. Defendant Swartz authorized confession of judgment in the Security Agree-
. ments.
20. JUDGMENT IS NOT BEING ENTERED BY CONFESSION AGAINST A
NATURAL PERSON IN CONNECTION WITH A CONSUMER CREDIT TRANSACTION.
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WHEREFORE, plaintiff demands judgment against defendants, Max H. Swartz and
Betty L. Swartz, jointly and severally, in the sum of$155,996.02 [which sum includes the contract
balance of$135,648.72, plus attorneys' fees of$20,347.30] plus continuing late charges and/or interest
to continue until the judgment is paid in full and costs of suit, plus for the immediate possession of the
1997 and 1999 Tractors and Additional Collateral 1 and 2.
ichael .. Romano, Esquire
de . !Cation No. 52268
Newton Avenue, P.O. Box 456
Woodbury, NJ 08096
(856) 384-1515
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Dated: Il-- rf ~ r?O
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EXHIBIT
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SECURITY AGREEMENT-MORTGAGE ON GOODS AND CHATTELS
THIS MOftTGAOE lI'lJdl! Ihe ItJ
daror
II "ff'-'.A " 199rr'
by and biirwun
MAX H. SWARTZ
m........MonaaPI
141 CAftUSUl \lOAD
ORIX CREDIT ALLIANCE, INC
"Morttagor", and _1:ffi'J WEST CUESTBR I'IKE. 1'0 RgX 451 NEWTOWN SOUARE PENNSYLVANIA 19073 "Mortgagee".
[If M~;l2:ee ra~ed 3bove Is not ORlX Credit Am.lllce, Inc., MorlllagOl' aCknowledges nOllce of Ihe Inlellded JUfgmnellt hereof to ORlX Credll AlII.1!lCe, Inc. (said .:wlgnet herelnafler
called Mon,aref ) and Upl)/l such ;mlgnmem, MQ(lcaBOI' arree5l\ut 10 assert .lI!.Jllln Mongaree any ddensc, set-off, rtalLlpmelll, claim Ql' counterclaim which MonSiior mo1)' hive
lIJ1tUt tl\e Mong:ty.ee n3mM .mOve JOd my 31dgnee hl'l'oot prior lO Mor~ee, \II1\('t1~r 3I"Wnv; t\eNu\ll1tt 01' GtlwrMse,l
WITNf$SETH:
I. T05ealretheprompt paymem, wllh llllerelt thereOn, performallccandfuIllUmemof.myand;tllMo~Ob~t.lolU (a.s.ha'eliufttrdtllM4) ofHonl~toMon'PIu
which Is hereby confe5sed and acknowledged, Mortgagor hereby granlS, ;uslgns, Iransfeu, ba/ialns, conveys, conDrms, pledges, mol'tJalfS and i!'anlS to Mortgagee a security'
Intefen In all.md singular, the goods, chattels and propell)' descrtbed In Ihe afUlexed Schedule A and any and all documents, InsltUfll('nu, chattel pap!'r, goods, generallnt3l\lIlbles,
Inventory, m~dllnery. contract rlrblS, equipment, Ollttlres, ~CCOUlllS and In~lJfJr;ce In which Nortc:a~r now or hemrter has Jny rl&ht or II\te(e1t (aU or the for*lng, toptt\ef with all
;JCCesslons, allachmelllS,repbcemenu, subsdlullons and accessorIes th~relO now or hereafter belonging to Mongagor, wherever located and all proceeds alld 311)' dlstllbullon thereof
and ;lny Insurance ilierOOn, produCIS.md rents therefrom collectivel)' called "Collateral"), to have and 10 hold the ,Same onlo Mongal:e; forever; provlded, h(lwever, Ihat If Mortgagor
lhall fUlly, timely and blthfully pay. perform and fulllIl the MOR(ale Oblh~~t1orn, time beIng of the essence hereof, then this MortgJ\:.I1 ~h.1ll be void, but ot.ItefWl\e slutl remain In full
force and effect. Mortgagor BratllS Mortgagee a security Imerest hllhe Collaleral m .secure Ihe Muagage ObllgatlOllli,
2. The teon "Mortgage Obllgatlonli" Jli lIsed herein 511.111 meoln and Include any and all loans, advances, payments, ellten510ns of credit, endor.semenlS, guar3lltles,. benelllS and
financial accommod.:nlons herelofore and/or hereafter made, (ranted or enended by Mortgagee or whIch Mong3tee 1m or Will become obllcated to make !:fant ot exteMlo or for
the account of Mortjlal:Qr, and any and alllnteresl, commlsslofU, obllgallon~, t!abilldel, Indebledness, chargeS .1nd expenses herelofore and/or hereafler ch;/ie.1ble .1jfalnst Mortllagor
byMongJlleeOrowlngby Hongagorto Mongageeor upon which MOfll:JgormJY be and/or has bo:come Ilable.ls endOfwor guaramor and any and all renewabi or elllenslons
of any of the forellolJlg, 110 lllaner how or when arising and whether under any pre~ent or fUlure agn'f'lllent or Inmument between Mortgagor'and Mortgagee or otherwise, Includlni:,
w1dlQUt IlmllilUgn, all)' and all obllgJuons- indlor Indetliednen of any ilnd e'l'ef)' kInd alliin&" 0111 of one or more ,ondillOflill JilII! ,omraclS1. equlpmen, leali' ~ecmena, IIOteli, ",urlty
3greemenlS, IrtIst recelplS and/or ballmell[ agreements and the amount due upon 3IIy ootes or other obllgadons, elVeIl to or received by Morq:agee dlrectl~ from l'1ongJJlOf or by w3y
01 asslgnmem Irolll any Orl!: or more Ihlrd parlles alll! whether or not llr~le01I)' ,ol'llempl~ted by Ihe parties, and lor or on account of any of the fotl!jlOlnll', and the prompl
perronn.mce;md lulDUmen[ by MortgaCOf 01 an olt/le lemlS, condlllorn, prvll1l~~'$, covenanlS, prowlons and warranlles contained In this Hongac\! and In any note or nOJla Jt!t:ured
hereby and In any pre~~nl or fmure JIP"~>t!menl or Inslrumen( between Mongallor and Mortgagee.
3. Mongagor covenants and warranlS to Mortcagee and agree5 Ihat lhe Collateral descrlb~ In the annexed Schedule A Is In Ihe pouesslon of Mon~r.lt lIS prlnclpJl
placeofbuliinm twtlknbMooBagor'saddreushOWTl.lbove>, unl~a dl!ieJent Ioc3tlonb ipednc;4\y shown on Schedule A lor any om.> or more Items, tllalalIoflheMongap
ObUgallons are xllnowledced and dedared 10 be secured by this Mortgage and !hat Mortgagor wUl fully and fallhfully pay, perform and fulfill all of the MortgJge Obl/gallons, with
l,lte cha/ies thereon from .lnd .3ker maturity of 3IIY unpaid In$tlllment of Ihe Mongage Obllgatloll5, whelher tJy accelerallon or odlerwlse, at dIe me of to'l Ii sf I~ flEr d~ntU the
Monl:~ ObIIz:nltmS M't Collectll;d by tlWI MOI\(~ In l'uII and If all or ~'J plmloo of the MI>r(ZJieOlll\'tatIDl)S b2 ttfuffw to-;II) 3I.tol"l\l1;y for colletdon, ;a reasonable- sum (equ<JIlO
~of Ihe unpald amount uf SUCh Mortgage Obllcatlons) as attorneys' fees. An)' Interest rate, f('e or charge ("me") cha/iCd or to Ile charged or provided for In any Ivay hereunder
or under any documem, note or InsfrtltllMI ENen III connCCllon wllh any of lhe Mort&J&e ObllgatfDrn shall not In any e\'t'n[ or comln&ency exceed any lllaxlmum permllled by
appllcablt law;md;my Such ,;ate sh;l\\ be dtell'led hercby ;an1el\d~d ;a(cord\nily, Any swm collected 't'IIltll respect to;my ratll; In excess of 311., maximum sh;}\l be ;applied to retluct tbr:
principal sum owing under Ihe Monlt3c:e OblllIallons. Moncagor further covenanlS and agrct'S with and warranlS 10 Mortgagee Ihat:
..,!.~al Mortgagor Is the lawful owner of the Collateral and reprelenlS and warrJnlS to Mortgagee lIlat Mortgagor has pal.d all applicable sales, U5e or other taxes dUll; In connection
..:~ the sale, purth:lSll;, ownelShIp, j)OSSeulol\ or use of th\' CoII;\\.<<al and shall hulll;roNfy Monpgte from ;and a:.;}\nst Mly ~, COSt "Of e~, Includlnl pen:alUes, Intel'\1;$\ and
other charges ot 3IIY kind In connection wllh or arising from the sale, purchase, ownenhlp, possession or use of the CoUall!fal, and has the sole right and lawful authority to make
dll5 Mortgage; the Collateral and every pall dlercllf Is free and clear_of al/ liens and encumbrances of every kind, nature and descrlmlon (except any held by MortgaRt'l!Ji and
MonIlJ&Ofwlll w;m'JIltanllllcll1;ndtheCo\\;l'lll;r:a1 ~;a\I)St.1l1 c\alms;\l\d o\1;\tlM\dsofal\ penonsandVllllrmtpefmltany tlf\:\lr.1St;m(6wM!st\lllde\'WllIchfueMoIt1;S;-temaylose
IlSlIenol) the Collateral.
(b) MOfttagor wUI keep llie COIlJleral free 3nd clejr of all ;ltIachmenlS, levies, uxes, liens and encombraflces of every kind; Mortgagor, nilS own cost and expense, will maintain
aoolleeplheColl:ateral\l\COOd repalf, \'llllflOl wJ$teoor3bllseoor deS\roy tlw same or any parttlJereo(andVllllnotbt ~lmtlntl\e care;md~\hereof; MldMorq;3&or'ft\ll
not sell, assign, mortgage, lem, pledge or otherwise dlsllose oj lhe Col!at~al without the prlQf wrltlen conscnt of Monpgee. Mortgagee Is hereby authorized to liIe one or more
financing SL1lemenlS ~d/or a reproductlOll hereof as a Ilnanclng Slalement. Mortll3g(1r hereby Irrevocably JppolnlS Mort/:aget' as the true and lawful Anomey.in.fact of MOflCal!Ol',
cOllj)\w ....1\1\ an Inteft'it, willi full power In MGrt'UflJl"'S \'I;\Dlt, p1;a(~ 3\\0 ~tud to ellKUl.e fi\'l3\\<1I'Iz stMl:mem5 0\'1 MGrtza?;or's ben:llf;\Do \(\ do ar.y ;IIId 31\ otlwr nts \m Hoftt~'~
behalf necessary or hellJful [0 perfea Mon/:aget's security IntereS!ln the CollaterJlllUUllaOlIO the UnIform Commercial Code or other apPUCJble law.
(cl Mortgagor will Insure lhe Collateralln [he name of Illl! Mortr,agee JBJlnn Iou or daOla!:\! by fire and extended coverage perIJs, Ihef[, bUll:laf)', pilferage, collision Jnd also,
where seques\!d by MongJtee, ~totlwr ilJ.tJfd~, \'jlltJ cOln\lJtlie~,1u amounts and undec \lollcles (e3d\ conu\tl1l\~ J. stal\dafd l1se;a<<< of W3fS;\\lty d~) ,l(Cl1;ptJblc (0 Mortta&N,
me proceeds to be p,yable lu Monga;ee, and all premiums tllereon shall ve paid by Mongazor and the policlel assigned and delll'fired to Mortga;ee, Mortgagee shall have the right,
but not the obllsadon, to provide Insurance for lIS Interest and charee Mortgagee MortgJgor's COst for such lnsur.lnce, 10llemer with It or lIS designee's customary charges or fees
a$sodated wllh Its Insurance. Mongagor herdly Irre\'I."Jbly appollm MOflgaget ~s Mong.lgor's Auorney-ln.fact 10 make dainl for, re<elve paymll;nt of and execute .lnd endorse all
documenlS, dlecks or draflS recll;lved In payment for Jny loss or dam.lge ur,dl!f an)' of said insur3llce policies and to emute any documenlS or stalemenlS referred to herein.
Id) Mortgagor will not refllOve lhe Collateral from wltllin Ihe '18 comifuous SUtes of the United Slales or Its present locations wllilOut the prior wrlnen consent of Mortgagee nor
~~c Its Ilfesent buWles.s Iocnlons. wltllOut at te.m: lb.lrl'{ daY5 prior wrlnellllOtice to Mortgatel! and at.lll times. will J.llow MortgJ&te or 115 represenr.auves free access to and rlthl
otlnspectlon of the Collateral, whldl shall remain personallY .1nd nol become a p.ln of any realty, J/ld notlling shall prevent Mongagee frolll renlOvinll same or so much lilereof J$
Mongagee, In lIS $Ole dlscreliOll may detennlne, from any premises 10 ....iildllt may be attached and/or upon which It ITl.lY be localed upon breach of thll Mortgage; MOIlgJgor
.lUtein! to dellvec to Mortgagee appropriate \'lalven, SJllsfactory m MOrtl:agee, 01 owners and of mortgagees of anv such premises.
Ie) MortgaJOr shall lomply (50 far as may tJe necesSJry to protecllhe Col/ateraland the lien of lhls Mongage dlereon) with .111 ot lhe terms and condldons ofleJSe5 coverlllllthe
premises wherein Ihe CollalerJl may tJe located and wllh any orders, ordil1~nles, IJw.s or naMes of any city, slate or other entlt)' holvlllg jurisdiction over the premlles or me conduct
of bll$lne5s thereon, and, Vlhere requested by Mong3gee, will correct an}' defeclS ot eXl'Cure any wrltlen lnsttumenlS ':I/ld do anyother aclS necessary m more full)' effectuate the
purpoSB3Ddprovlslonsofthbilnslllllllem.
(f) Mortgaeor wllllndemnlfy and save MOO&JBe\l harmh!l~ from alllo~Ies, cost~, damages, liabilities or expenses, IncludIng reasonable Jllorneys' fees, Ihat Moncagee moly sustaIn or
Incur (0 obraln or enforce pa)'mellt, performance or fulllllmellt of any of the Moneage ObllgJtlons or In the enforcement or foreclosure of this Mortgage or In the prosecution or
defense of an)' "'lion or proceeding either agalnu Mongagor or allalnlt MOrlr:a&~'(! conlemlng aJYf mam!r growlnt out of or connected with this MonE:age and/or JIl)' of the
Mortca&e ObI/gallons and/or JIly of the Collateral.
(g) If MOrtgagor Is a corpor.llion, the execution of Ihls Moltllagll; has been dUly consented m and author/led b)' all of the stockholders of MOrlgagor ami duly JUlhorlzed by Its
Boafd of Dlreclors. Mortgagor agrees to delivl!f m MOHg;l&ee evidence thereofS3tlsfJctof)' to Mongagee Immediately upon requell.
4. If MortcaJOr IDall default In Ihe fUll, prompt JIlJ fallhful performance of any of the lerms, conditions and provisIons of dlls Mortgage, Mortgagee may, .It lIS opllon, Wllhoul
walvlni: lIS r[gtlt to enforce this Mongace according to lIS lerms, Immedlatel)' or at any dme thereafler, and without notice to or tlemand upon Mortgagor, perform or cause Ihe
performance of such, for Ihe .KcoUlllJrlll al the sole CO~1 and expense or Mortgagor, which (lncludlnc reasonable attorneys' lees) ~Ilall be.l lien on lIle COnJWral, .ldded 10 Ihe
J/llOUUI of Ille MOrlgage Oblil\atlOfls, Wllhout fl(llice 10 1>-10ng.ll:Or, .lIlt! shall tJe pay3b1e on dem.md wllh Imerest at the r.lte specllle,J In PafJ!:faph 3 hereof. This Mong.lge Illay be
JSslgn~d along wllh any .llld .:111 Nongage Obllg,lItons, wllllom nOllce 10 Mon~gor, and upon suel, auh:nlllent Mongagor JgrtcS nOllO .usen .lcalmt any assignee hereof .lny defense,
~et-off, recoUpmelll, claIm, counterclaim or aou-clallll Wlllcll HOrlgJl:or ilia)' ha\'l! .1f,alnst Mongaget, whelller arising hereunder or olhenylse, .md such .u5JItllt'C shan b<! entllled 10
at leas' the ume r/gllts J5 Morlcagee. MOR.TGAGOR AUD MORTGAGEE HEII.f.JlV DESIGNATE AND APPOINT EDWIN M, BAUM, ESQ. AND C-A CREDIT CaRl'.,
BOTH OF NEW 'YORK, OR EITIIER Of THEM AS THEIR TRUE AND LAWfUL ATTORNEY-IN fACT AND AGENT FOR THEM AND IN TUEIR NAME, pLACE
AND STEAD TO ACCEI''j" SeRVICE OF ANY PROCESS WnlUN lllE STAn Of NEW YORK, TIlE PARTY SElW1N.G SUCH PROCESS AGREEING 10 NOTifY
THE OTIIER PARTY(lES) AI' THEIR ADPRESS AS mOWN, OR THEIR LAST KNOWN ADDRESS, BY CERTIFIED MAIL, WmtlN THREE (3) DAYS Of SUCH
SERVICE HAVING BEEN EffECTED. MORTGAGOR AND MORTGA~EE HEREOf AGREE TO THE EXCLUSIVE VENUJ; AND JURISDICTION Of ANY COURT
IN TilE STAn AND comln Of NEW YORK fOR All ACYIONS, PROCtEDlN~S, CV\lMS, COUNlURClAIMS OR CItO$SClII.IMS ARISING i>llUCTLY
OR ItmlRECTLY IN CONNECTION Willi, OUT Of, OR 1M ANY WAY RELATED TO nlls HORTGAGE, WITU TUE SOLE EXCEPTIONS THAT AN ACTION
TO RECOVER POSSESSION OF ALL OR PART Of TIlE COllATERAL OR ANY OTHER ASSETS. AND THAT JUDGEMENTS MAY BE CONFES5EP, fNTERED,
OR ENfORCED IN A}.\'f lUR1SDICTlOlt WUE1\E THE MORTtiAtiOlt Oil. lUE CO\.lATEllAl AND/OR- ANY OTHER ASSETS OF THE l>'ORl'GAOOR MM ilE
LOCATED, MORTGAGOR ANI> HORT~C;EE fAC" WAIVE ANY RIGHT TIlEY OR ANY Of THEM MAY HAVE TO TRANSFER OR CHAN~E THE VfHUE
Of ANY LITIGATION BROUGHT IN ACCORDANCE HEREWITH, AI Morlgagee's request Hongagor will furnish CtlITenl lin.mclal SlJlemenu 5atlsf.lClory to Mortgagee In
fmm, ptepmUofl JIld content.
S. If Morlgagor shall default In Ihe prolllpt p~ymenl, performance or fulllllmeOl of any of lhe Morlllaee Obllgallonl, or If Mong.lgor Sllall cc.w.> doln~ buslne55, or b(!{Ollle InsoIvenl,
or make Jn J55lgnnlenl for lhe benellt of I f~ditors, or If proceedings IInder Jny Bankruplc)' Acl or for Ihe appolmmen[ of a rl'Ceiver, Irunee, liquidator or cuslodlan for Mortga&or
or;myof Monll3gol"'S\lfOlwi1y shall\le commel\Cedb'lOf agJilln ~~iUI', OI'lf Moft~ay,orsl\aU falt\l.l punc.tually.llld bltlul.Illy fulfilt, ob~or perfotm.m)'oflhl:temu.,
condlllofU, promlsef, covenanu, provlslun! and warramles conlJlned lfllhls Mone-age or In any present or fUture ~greelllent or Inslrumenl made by Mortj:agor and Ihen held by
MortlPgee, or If ally of Ihe warralllles, co ','nanlS or tellresenlallons made 10 Mortllagee be or llecome untrue;)r Incorrect In any advene respecl, or If Ihere shall be J change In lile
\I;magcn\fmt, O\lenAlol\S" o\YlWnl\l\\ of ~l<l(l:.or conuoluf MorttJ.tor, or If MOr[tagee al any tlnle deenu the SffUrllY afforded by this Mon&atc unsafe, Inadequate or at .lny risk.
then In any such event Ihe Inde\lledness undcr JII Morlgace Obllgadon5 mall at once, ;It the opllon of Mortgagee, and to Ihe elllelll permitted by appllca!)/e law, become Immedla[ll;ly
due and payable wllhout notice to MOflllal:ur. .1nd In such evenllt shall be lawful for Mong.lgee 10 takr possession Qf the CoIIJteral, al any time, wherever II mJy be, and 10 enter any
premises., With 01' w1lhout proceu of law, ,lIld leMch for, take pOs.5e.sdoo of, remove, or keep and Slore Ihe Coll31eral on said premises ulllil sold, without lIabUity for trespJSs nor
charge fot storage, and (0 sell Ihe CoII,:uel"JI or any part 1Ilereof and all of Mongagor's equity of redempllon iller'eln at public or prlvale sale, for cash Of on credll, and on such lerms
3$ MortSagee may In lIS sole dbcretlon elect, In such coumy;lOd at such placc:s as MOrlg3gce may elect and Wllhout having lIle Collateral at Ihe place of sale; Mongagee may bid or
become the purchaser at any such sale awl Mortgagor w.llves any and JlI rlghlS of redempllon from any such SJle. An)' public sale will be deel1led cammerclJlly reasonavle If fIOlke
thereof shall be mailed to Monga2Qr at leJ5[ 10 days before such sale and a~venl5ed In at least on~ pl!W~paper of general clrculadon in the area of the ~ale at least twice Ilrlor to the
date of sale and If upon lemu of 25% ca~h down Wllh Ihe bal.mce pa)'able wllldn- 21 hours; ~nd Jny private sate sllall be deemed commerdJlly reasonable If OOtke mefl'Of shall be
mailed 10 Mortgagor at least 1'1 days bel"'ll.' the sale dale staled lhereln olnd credit given for the full price smed, less reawnallle attorneys' fees. In liglu of l-IortgJgor's obtlSallons
10 malntalfllhe CoUalffal, M.Jrlg:agee 5hall not be required to refurbbh, repair or olherwlse Incur any expenses In preparln!: Collateral for sale but may $eU lu lnterest therein on an
"as.ls", "where-Is" bJ$l5. The proceeds of Jf1Y pobllc sale shall ()e applleJ llrst 10 pay all CoSlS, ~enses and charges for pur.suing searching, uklng, remo~lng, keeplnJl, ildvertlsln; and
felling the CoIlatera~ Including reasonabh! Jltorneys' fell;s (deemed to be-2O%1'Or the unpaid Mortgace Obligadons) and second to tile pJyment, partly Of entlrelY, of any of the
MollgJle Obllgadonsas NOllllaf:eeOl.lylnllS wJedlKretlon elect, retumlnglhe overplus, lfany, (oMonll.lgor,who~hallrem.lln IlJbletoMorl~eeloranydeflck!ncyplusbte
chMgeS Ihereon J$ provlde.1 above. MorlC.lgor hereby Irrevocably comenlS to the appolnlment of a receiver for llle Collateral and/or .111 OIher property of Monragor, and of the renlS,
Lssues and oroRIS thereof. Such recelvenl:il'.m.lY conlinue umll ~uch deficiency 15 SJllsfled In full. Honr.aRof_(>xpreSllY waives any right 10 nOllce or hearing In any aCllon to recover
.. .---- . -
N1!WV1U.E
MiNNSYl.VANIA
11241
(I.dJI...~fHol1AwI
CM(97).IND
ORIGINAL FOR ORIX CREDIT ALLlANCE,INC.
NET 5.08
~ p
~~~" < 1!t-ilIii"'"-"l
y,
...--.-" .- -
posseulon of any or all of IlIe CollJleral. III Jny J~llon In Ihe naUlre of n'plewln or Hqlll!l:trJtlOIl, MOflllatOf Jj:r<<5 IiUlIf It WllII:Uli such a.doo It w:U POSI J bond written by J nallort.ll
\l\wrWt (0!l\P;m't 0Mb,0f1tl:l1 \u WCU\e- suCh bon;1$1n \he 11IIbdIulon of such prtll:Wdlnp, well bond (0 b~ no len IhJn the valuc 01 thc sull]ect m~lIer of such reptevln or Ihe unpaid
b2lance lhen owlng fO Mongagee, w~lchever be leu. Monl.1iOr hl!reby IrrevOl:JbIy JUlhor/.les any allorner of my coLIn of r<<ord to ;lppe.1l' for ~nd confess OIIe or nlOft JudJmenu
~.u;sl MorlrJl[OI' (exceplln Jny Jurud/!;IIOIl where such acllOllIs not permlued by IJw) for J!I unpJld balances due undu Ihe MottjJj:e ObUptlOlU, 3nyower monies due hereunder
ftmlfl~ a\t.Ofl\ty~' (tri;wl arq Gtlit\tllcy, wltboln)1))' of exKlI1Ion, ;md walve lhe luue 01 proCtSI, .all right of ilPPo.1l olIld relld ff\lm olIlY and o1llapprmement, Itay 0( exemption
laws Iben In fOrte. Any nOllces relallng heretO Sh3U be In wrltln(3IId eff<<llve Whtll dellv<<ed In peNon to In ofDcer of Ihe party 10 whom .1ddremd or m3Uell by cenIDed mall tosuch
=y 311u Jdt/res spedl1ed herrtn or OIl wdl Olher 3ddrfn as mJ)' IlereJrler be Sflecll1ed by Uke nOtice by ellher PMty 10 Ihe olher. RealDllJble nolifiudon heretlndu 5hall be,1/ly
\!\U\!on eMn or Stnt. Jt It~t. live {S) d;rj~ pr\CIt to the event for whIch sum notlllc.n\on l.s senl. MORTGAGOR AND MOIlTGAGEi: IIERUJY KNOWINGLY, VOLUNTARilY
AND INTENTtONAll Y WAIVE ANY AND ALL RlCiUT -'.0 A "flIM BY JUIlY OF ANY AND ALL CLAIMS, DEFENSES, COUNTERCLAIMS, CkOSSCLAIMS AND
SET-Off Oil RECOUf'M..:&T CLAIMS' AIUSING DIIt.EC'i1.Y Ok INDIRECTLY BETWEEN 01\ AMONG THEM AND/OR INVOLVING ANY PEIlSOH Oil ENTm
CLA\MItIG ANY ItIGHTS ACQUlltEG Ilol', 1'Kko,UGK o,l\ UND1P" ANl' rAllY AND f\li\.ntEi\ WAlVES ANY AltD AU. IUGRT 10 CLA1M OR UCOVl1l. NIl
PUNITIVE OR. CONSEQUENTIAL DAMAGES OR ANY DAMAGES OTHER THAN, OR IN ADDITION TO, ACTUAL DAMAGES.
6. Moncacee m~y Jt any uOIe, Wllh or,wllhOut excrdslnr any 01 the t1rhts or temedle5 aforeuld and wllhoul prlOl' nouce ot demand 10 MQfill~rOl', .lpPfOPrlale.llld 3j)ply IOW,)(d me
!,mRt 0( \M 11o';lZ!lt Oblli~ my ;md JH b~;u\tts, SIll'iU, propmy, cndlu, depos\u, OlCcounlS/ reserves, ColletUOlU, ar311S, nOles 01" checks coming Into MorttJJee's pos.sesslon
and belonging or owlflg 10 Mtlng3gor, and for such pllrpOSes, endorse the n3d1t of MongafO( on any such IlI5lfumenl mJde p3yJble 10 Monl3gor ror deposll, negollJlIor., discount Of
colleGllon. Such ;lpplkJllonslllay De 1P3de.. or any monies paid 10 Morlll'agee mJy be appUed, whholll nodee to Mong3gDr, Imlly Ot entirely to such or th'" MOI1&Jie ObllgJtIoiu as
Mauv.aanlnksstlltdl1crm.kml\uy dtt\. Inkssole dl\ut\\Ol\ Mol\&~em))'Jppl't amllorcltJnge appRcJlions 01 Jny slims p.lld.:md/(lrlobc palabyorlor MOl1gagor, Ilmf...t,1/ly
c1rcllllUlanceSj to Jny obllgatlons of t1ongagor 10 MOfltJIlte, presently exinlng or otherwise. The Intueu r3tes whIch m3)' be provided for In any InSlfUmelll evldenclnc one or more
Moncaee Obilg3tlons slIJIllll no event, drcunlSunce or (olllln~eilC)', exceed ,}f\y maximum permlued bY appllc3ble law.
1. II, after def3lllt by Mof\eJHOI' ul1l1er'tlle MDugJHe OblicJ\\ons, Mongagee bUs to defIJJnd lull pJymelll, perlomlJnCe or lulfillmenl or olherwlle proceed, such f.1lJure shJU not be
deemed 3 wJlver of the rll:hl of MOIll:;q:ee suhsequently 10 nl.1ke dem.mfJ for ImmedlJte paymem.. perfornlJnce Jod fullltlment of me MOfIgJCe Obllgauons, or 10 tJ~e Immedble
possession of die Co1131erJI, or 10 foreclose thls MlIneage Jt J~y lime or to proc:eed olherwlse; and the Je(epIJlICe by MorlgJgee of any pJymentsubSl:quent 10 such defJul1 shJU nOI be
tIel!Ined J wJ~r oi aflY of MOfli:Jle("s rlglus. No delay or !JRllre on the pJrt 01 Mortl/aeee 1n ex...rcWOll Jny richt, privIlege, remedy or option hereunder ~halt opefJle as J waiver of wch
or (If any olher nght, prlvllege, rem...o:Iy or opllon, ,}f\d no wJlver whalever shall be valid unles In wrldn~ slHfled by J/I oUker of Mortga&1li! J/ld tllen only 10 Ihe went thl'teln.sel fO(lh.
This Mong3ge (annOI be ch3n&ed or lemllnJled orally. TIle lx10ks and rccorm of MOng3gee cOlll31nlll( entries wllh respect 10 Ihe MorlllJge ObllgJdOll5 ShJU be mllllble III evidence In
~ny acllon or proceeding, sluR be blnd'lnll upDll Ih... MortJ:Jco( lor Ihe purpose 01 embllshlng the IteflU Ihereln SIlt fonh 3nd shall cOlWllute prima (Jde proof meteof. Mortfagee shall
have lhe right 10 enforce 3ny one or more remedies avallable 10 II successively, allemJlely or WIIcurrendy. Only 3 wrltlng, s1ened by,l/l allker 01 Mortl:;q:ee, 5h.1l1 be cll'eaIve, bllt only
to the extem therein JpecUic;dly sel fonll, 10 cllmge, mollify or teflnln31e ~ny Morlf3ge Obligation, l/ils MOI1l:Jge or aoy OIlier Jgreemenl b~tween Mong3gor and MongJge...
8. All ollhe. rlghl5, rcmcdl~, opllon~ privileges 3nd elections glvtll to Ihe orIglnJ! MonUgee hereunder sh.lll enure '0 the benelll of MoneJj:ee, 3IIy It3nsferee or holder of Ihls
MongJge,.1IId their respective lUccessors md assigns; md all the teffill amdltlons, promises, COVClla.nIS, provisions Jnd WUfalltl...s of thb MorlgJee shall enure 10 tile benellt of Jnd 111311
bind die represenlJlIvu, SUCCM5nrs 3IId .>>sIgns of Ihe respeclive panh:J. Any ~nd allsecurllY Imeresu grJilled 10 MOI1g~gee Sh3U ~IlJch 10 olIly and.1l1 proceeds mt! protluClS. fJCh pmOll
~gnlng this Mortgage WJrrantl full authority to sign for IlIe party nJmcll ml! nid person, Indlvlduall~, IOgelher with the pany nJRled, shall lit! jointly Jnll sever3lly II.tble for the unpJ!d
b.1lJIICe 01 tile MOflgJie Obligations in tile event of llle breJch of the Jbove provisions Jodlor In the event Mortgagor falb 10 p3y lIS obligJtlons In full 10 MortgJfet lmmediJtely upon
tile sale, lr.1llsfer, :wlgnmenl ar converslon:of aoy of !he Cot/aleral and Jgrees mJlupon the requesl ofMong3l:ee, after any defJull, 10 seereg31e JIlII hold JiI or.my PMI of the CoI13terJl
In.l Oducl.:sry CJpJdlY In\Jlo adequ~tely mJlnuin, service 3nd lnwre S31d properlY,}lld 10 prOIel:t SJme froll1use and/or Jbuse, .111 without cl1Jf/:c to Mortgall'ce, such Odl/clary dmy 10
termbme DIlly upon elle Jcuul delivery of 'he CoIlJterallo Hone-agee. Mortgagor, reCOjlnlllng IbJt In Ihe eWnl of defJul1 no remedy al bw wOllld prowlde adequale relief 10 Mortll'Jice,
Jgrees Ihilt MonrJeee 111.111 b.: emllled 10 templlf"Jry and II.:nn3neht Inlunctlve [eUef WllhOllI the neceSSllY of proving actual dJmJll'tS.
9. Some of die Calhteral may be In Ille h.mds of Mortgalfor undcr one 0( more security agreements Whkh Me or fflJY be held by Morlg~gee JllfJ Wilh respecl to sllch Coll3leral, this
Mongage Is OIIly or.my equllY 11IJl MortgJgor nlJY now or In Ihe flOlure hJve in such CoIl3ter.1l.md MortlPeec by Jcccpllnll tills HorteJge shalt 1101 hl.my mmnet be cOl1$ldered JS
havIng waived any securlly Interesl ;u-liinll' Jndcpendcflll~ of this Morlflace nor shJ!lIIlI~ MortC"~ge be conslrued as 3dversel~ ~rrecdne Jny rlehts of Mortgagee under my omu security
~ueelflent nor.H a walvtr 01 Jny 01 the terms Jud prOVlllolll 01 my otlltr ~ecurllY Jcr~mMI, BllJ/'anty or endorsement, JII of which maJl telUJln JlIII colllilll/e In lull force mQ effect.
10. Imendlng IhJl, eJeh .md every provlllon of Ihls Morl:!Jge be fully effectlve 3nd enforceable J(Conline 10 lIS lemu, the p3l1les Jgree that the v.lUdity, enforceJbllltY Jnd ef(l:I:llvenl'SS
of e.xll ptov!lloll hereof ,lnd the ollllgatlol\l. rlghts.md relUedies of tl.e Morlll'Jlor JIld MongJgee In;my way relJled to or JriSlng under litis Norlllage or undet OIIe or more MOI'IflJge
obllg3dOll mall be governed br. Jnd construed 1n accordance w1\h Ihe laws 01 Ihe Stlte 01 New York (excluding lIS choiCe ofbw rules), [i.llly one or more provlslDllS hereof Me in (OnmCI
w11hJIlYSL1tUleor 13W and t IUS not valid or enforceJllle, thllll eJClI such provldons/131lbe deem...d null JIld void bllt only to the exlenlof S!lch conlQa and without Inv;dldadJ11 Of
Jffeclil'lgtherenulnlnJProvlslonshereof. llds confIact5hall be blndlnJ upon thehelrs,JdmlnbtrJtOl's, ltealrepresen IJllves aIld SUCCessOfS of Ihe Morlg3eOf.
II. MORTGAGOR DOES HEREBY WAIVE. fORI:GO AND AGREE HOT TO ASSERT ANY ANi) ALL RIGHTS, CLAIMS AND DEfElHES, IF ANY, UNDER THE
fEDERAL FAIR CREDIT REPORTING Aa AND/OR UNDER ANY COMPARABLE STATE LAWS THAT MAY multf TO rHE BENefIT OF MORTGAGOR IN
CONNfcrlON WITH ntlS MORTGAGE. MORTGAGOR HERIlBY RATIFIES AND APPROVES THE OBTAINING DY MORTGAGEE OF ANY CREDn REPoat
RElAnNG TO MORTGAGOR AND HEREBY AGREES THAT MOaTGAGU MAY HEREAfTER OBTAIN SUCH CREDIT REPORTS AS MORTGAGEE IN ITS SOLE
DISCRETION MAY DETERMINE. *15J **2% per lIIO~th of each installment 1n a....ears
IN WITNESS WHtkEOf, MongJgorbas: cawed these presents II) be dUly eXeCllted, me day and yur Drst a'oD'.'t wrluen.
. MAX H. SWARn /' fSeJl
ATTEST/WITNESS: 1M,,,.....) By !/ ~41 #-){tal:~
(Secrml')'/Wllness) U (TItle)
STATE OF } S.S.
COUNTY OF
belnl duly Sl'forn, deposes 3nd uys:
1. Hebthe of
(lIere/pafler (JIIed -Mongagor") de5qJtled In Jl\d which executed Ihe ror~golng MOrlllJge.
2. MonllJiDt Is the SIlle OIVller iIJ1d III pouesslon of :lIe goodl, challels Jnd prop...ny mentioned and described In lite foregoing MOI1IlJle. SaId good.!, chJueIs JIId property 3I"e fm of
all lleM and ellCumbrJnces of any kind, Ulure and description (exCilll for 3ny held by the MonIlJSee referred to below), and MorrllJgoc has Ihe .sole "ll'1I1 and lawrul JIIthoril)' 10
mofIgJlethesilltle.
1. Mortgagor Is solvent Jnd lustiy Ipdebted to the mongazee nJmed In the foregoing MortgJge (het"elnafter CJtltIJ -MongJgee-) In the amOllIll of Ihe an:regJle sum of tile MOIlfJifl
ObllUdolls ouul3lldlng 011 flie dJte hereof, Jlld there Jfe no dalnn, off'leu or defenses 3gJinsc sallie.
'i. There ate no Judgmenu JllJiItsI Mong;tzOf, .md no au.xhment or exc<:udon I~ now olluundlng JgJllts1 any 01 Morlll'agor's propeny, no rece/vet of MoneJgor h~ \:Wr bun
appolnWl or appUed for. There are no proceedtngs In bankruptcy pending Jffccdnll' Mortl:agOf, nor hJve th~e ever been any such proceedIngs J(fecling Mongagor, 3nd no <lS5Ignment for
the beneOt of ctedllOfl hJS beep made bY Mortfaa:or.
S. """",,' _..10" ,,","' ,..""" lb~ Mon",.." h."."""" lb,,,,,"o .n":J:'"''II''' """ M,""'''''' "'., lid< I, "","" 'p", lb. "''',,' ,h.
L1WtWIt1 contJined herein, andlhb JWdJVlt Is mJlle 10 Induce MoclltJltee 10 dQ so. .~~ ;GI-J t~
SwomlobefOfemethll_day(lf ,19 _ .
.{SiEnJlUfe)
NOTARY PUBLIC
lNourlalSeal)
State of ,Collntio!" ,SS:
.c
I, ' 3 NOlJl)' P\lbtlc dul~ qualIfied In and for said COllnl)'.md SUle, do hereby ((!FtllY thJt on this
_dJyOf_____19_ln (Plxe) - In SJld CounlY, before me perlOhally JppeJred
10 mepeJlOllally wen knowil
as ~ to be me Identlc31 pWSU1Il\arIled ;mil dncTlbed It. and pmy 10 md w\\o Utc\lttd In 1m trM\ Pf(Jpt\" I\Jndwr\l.tr,z: md 'fIbw t\J\\\t Is. WbSCfibOO to dw V/tthItl. llld (QrqOlt\l
and annexed Il15lrument 01 writing beJl1nll' dale as Ihereln IndlCJIed, and produo;ed and delivered Ihe same before me and who, upon being first dilly swcrn by me, Sl31ed thJl he
knowstheCOntMISOfuldlnstrumenI3lldJdnowledj:edlhJlheslgned,se.1led,execuled3l1ddeilveredtheSJllleas3lld wbehls free, lawful .mdvolunl;uyac(and deedforlhe
uses,purposcsJhdconsldcfJlklntllereln mentloned.mdconUlnell.
Given under 3Il~ wllllesi my lund Jnd offical seal IlIe day and yeM in Ihls ccrt/lIeJte Om above wrIUen.
(Notur~ISelIl . NOTARY "tJUUC
l._"
.',_.. ~u
~
'"
, ..,
n" - scll@dulll Is attached to lInd
or
(
SCHGDU1.6 "A"
becomes ~ Security A/lI'80m@llt;
dlCod , IV
Condltlonlll Sale Contract, Leas.;
, j P !iLbl",vIIII chi 1I11e1.r.I....d.
DESCRIPTION OF PROPERTY
QUANTITY (Indicate Whether "NEWllorIIUSED") Year & Model Serial No.
ONE KENWORTH TRACTOR 1999 W900L 1XKWD69X7XJ796918
ANn TO INCLUDE ALL ATTACHMENTS
AND ACCESSORIES
THE SECURITY INTEREST CREATED BY II'
THIS SECURITY AGREEMENT INSOFAR
AS IT RELATES TO THE ABOVE
DESCRIBED PROPERTY IS A PURCHASE
MONEY SECURITY INTEREST WITH THE
PROCEEDS HEREOF BEING USED BY
MORTGAGOR TO ACQUIRE THE ABOVE
DESCRIBED PROPERTY.
WITHOUT LIMITING ANY OF THE TERMS
AND CONDITIONS OF THE ABOVE-
MElfTIONED CHATTEL MORTGAGE.
MORTGAGOR GRANTS TO HOLDER A
SECURITY INTEREST IN GOODS.
INVENTORY AND EQUIPMENT INCLUDING
BUT NOT LIMITED TO THE FOLLOWING,
,
ONE KENWORTH TRACTOR 1997 W900L 1XKWDB9XXVJ711415
AND ALL OF THE ABOVE TO INCLuDE
ALL ATTACHMENTS AlID ACCESSORIES
lhls schedule is hereby verified correct and undersigned
receipt of a copy this ((I day of (J /Ii}
Mortgagor(s), Buyer(s), or Lec.see(s) acknowledges
,19'1L.
Mortgagee/Seller/Lessor:
By:/~LL:;;:~
,:
GI. ,.a
Mortgagor/Buyer/Lessee:
I MAX H. SWARTZ
ny: 1-J'71C1i- II j (~Q"f!J
<J
SCilED.A{9S)
NET 5.08
,,--
._-.
~~
. ~" ,"-. --.~ "'iilIIIIf.
"
~'-'" '. - _-n;o..'~~ -
'" ,
,
. /) PROMISSORY NOTE
$ 123912.60 NEWVILLE i'ENNlYLVANIA _llug III ,190/$'.
(Cily) (Slole)
A'-I'll" PA~",. VQIl VAl-1m 1tllIlIl'Vll!I). '11111 UNIlli:I'81QNIl!I) .Ili4CIJ Oil' 'l'IIBlIf, IF MQIllil1'IIAN ONI!. ("lIf.k.r"/I'JlOl\fI/llilI/i) TO PA V TO
liE ORDER OF ORIX CREDIT ALLIANCE, INC
i (Name of Seller I Mortgagee I Lessor)
<~t ony office of Orh:. Credit Alliance, Inc. or stich other Idace os Ihc Holder hereof .may CroPi Hme 10 lime in wdUng appoint, Ihe
sum .r ONE HUNDRED TWENTY THREE THOUSAND NINE HUNDRED TWELVE AND 60/100
DOLLARS ($ 123.912.60 ) payable in COIlStCUtiVt montbly installments as follows:
-2JL Installment(s), each In dle amount of $ 2.065.21 i then _ Installment(s}, each In me amount of $ ;
Ihen _ Instlllment(s), each In me amount of $ ; lhen _ Installment(s), each In me amount of $ ;
lhen _ lnstallment(s), each In dte amount of $ ; !ben _ lnstalln1.ent(s), each. In the amount of $ ;
then _ lcuullment(s), each In tile amount of $ ; tllen _ Installment(s), each,ln me amount of $ ;
then _ lnnallmem{s), each In me amount of $ ; dum _ Insullment(s), each In me amOunt of $ ;
then. _ Insullment(s), each In the amoum of $ ; then ~ Installment(s), each In the amount of $ ;
then _ lnsullmem(s), each In the amount of $ ; then _ Insullment(s), eJch In the amount of $ ;
then _ Installmel1t(s), eJch In the amount of $. ; then _ wtJlIment(s), each In the amount of $ ;
said conseciJdve monthly Installments ~hJII commence on the /'S" l!J day of ~~ ~),.. . 19 ~ ,and contlnue on the same date of eaeh month
thereafter until paid; with Interest from the date hereof being payauIFOn the unpa oum ,1t the maturlCY or Colen Instalfment, unuTmaturlcy, at the rJte of ....Q.QQ.. % per annum Jnd
after mawr1lY of each lns-tallmem or the maturley orthb Promissory Note or acceleration orllle Indebtedness evidenced hereby, at a rate of Interest equal to III 5th of 1% per day,
until this Promissory Note Is paid In full, and If placed In the hands of an :morney for colle({lon, a reasonable sum (equal to 20% of the unpaid amount) as attorneys' fees. If any
Interest rate provided for herein shan be found to exceed the maximum permlned by appncabte lawl such rate shan be reduced to such maximum. Upon non.payment of any
Inst.1llment or Intereu when due, all remaining unpaId Indebtedness shall, olt the option of the Holder and without notice or demand, become Immediately due and payable together
with ;u:crued or charge;lble interest, l.1le cbar'tes, coUec:th:m (hi1rr,~s ;;md attorneys' fees. THE MAKER AND ANY GUARAUTOR OR ENDORSER OF THIS PROMISSORY
NOTE HEREBY WAIVE PRESEIITMENT FOR PAYHEN'i, DEHAND, j'ROTEST, NOTICE OF PROTEST AND NOTICE OF DISHONOR HEREOF, AND
fURTHER HEREOY WAIVE All OWEflT Of VALUATION. APPRAISEMENT AND EXEMPTION LAWS AND DO HEREBY DESIGNATE AND APPOINT EDWIN
M. MUll ESQ., AND C-A CREDIT CORP., BOTH Of NEW YORK, OR EITHER 01' THEM, AS EACH Of SAID PARTIES TRUE AND LAWfUL ATTORNEY-IN-
fACT A.olD AGENT fOR EACH OF SAID PARTIES AND IN EACH OF SAID PARTIES NAME, PLACE AND STEAD TO ACCEPT SERVICE OF ANY PROCESS
WITHIN THE STATE Of NEW YORK, HOLDER AGREEING TO NOTIFY EACH OF SAID PARTIES, AT HIE lAST ADDRESS KNOWN TO HOLDER fOR
EACH, BY CERTifiED MAil. WITHIN TIIREE DAYS OF SUCH SERVICE HAVING BEEN EffECTED. EACH Of SAID PARTIES AGREE TO THE EXCLUSIVE
VENUE AND jURISDICl.ION OF ANY COURT IN THE STME AND COUNTY OF NEW YORK REGARDING ANY. HATTER ARISING HEREUNDER
WIIH TilE SOLE EXCEPTIONS THAT AN ACTION TO RECOVER POSSESSIOII Of ANY ASSETS OF THE MAKER OR ANY GUARANTOR OR ENDORSER.
Il0WEVER DENOMINATED, MAY, IN THE SOLE OISCRETlON Of HOLDER. DE BROUGHT IN A STATE OR FEDERAL COllllT HAVING JURISDICTION
OVER SUCH ASSETS, ANI> THAT JUDGMENTS MAY Bf. CONfESSED, ENTERED. OR ENfORCED IN ANY JURISDICTION WHERE THE MAKER OR ANY
GUARANTOR OR ENDORSER OR SUCH ASSETS MAY BE LOCATED. 'fHE MAKER ANDrANY GUARANTOR OR ElIDORSER fURTHER WAIVE ANY RIGHT
TIlEY, OR ANY Of THEM, MAY HAVE TO TRANSFER OR CHANGE T!lE VENUE OF ANY LITIGATION BROUGHT IN ACCORDANCE HEREWITH. The
Maker and any Guarantor or Endorser further ;tgree mat (he v:!lIdlty, enforceal>i:i[y :lnd effectiveness of each provisIon hereof and the obllgadons, rights and remedies of each
oftl)ern In any way relating to or arlslng under this PromIssory Note shall be governed and consrrued In accordance with tile laws of the SLue of New York (excluding
.Its choice of law rules). Maker and any Guarantor or Endorser hereby lrrevocabr; authorize any attorney of any court of record to appear for and .confess Judgment against
sud) Maker, Guarantor or Endorser (except in any jurhdlcdon where $uch ac.tlon 15 not permitted by $aw) for all sums due hereunder to Holder, Including expenses ;md 2.0%
added for anorneys' fees, wldlout stay of execution. The Holder may extend lhe lime of pJyment of this Promlssory Note, pOStllone the enforcement hereof, grant any olher
Indulgence and 3dd or releR any party primarily or secondartlv Uable ~\ereon wldlOut arrecdng or dlmlnlsh.lng the Holder's. right of recour1e against the. Mal<.er or any
Guarantor or Endorser of thls Promissory Note, which right Is hereby expr~sslY rcselVed.
Co.M,ker MAX H SWARTZ (SEAL)
By: ./ ~~tI/- J:::2m:~~~
(WILOeU for M~ktr and Co-M~l;efJ
I'N(95).FXD NET 5.08
,
-
,-
..
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PENNSYLVANIA
,
RIDER "Au
THIS SCHEDULE ~S ATTACHED TO AND BECOMES PART OF A CHATTEL
MOR'fGAGE DATED . _~,Iq, m'l' AND PROMISSORY NOTE DATED f}i' IV ItfQr
BET 'EN THE UNDERSIGNED.
(1) Cl\Sll SALE PRICE
$ 110.296.00
(2) DOWN PAYMENT IN CASH
2,346.61
(2a)DOWN PAYMENT IN GOODS
10,949.39
(2b)TOTAL DOWN PAYMENT
13 .296 .00
(3) UNPAID BALANCE OF CASH PRICE
97.000.00
(4) INSURANCE AND OTHER BENEFITS
TYPES OF COVERAGE AND BENEFITS
-0-
(5) OFFICIAL OR DOCUMENTARY FEES
ITEMIZE:
(~) PRIN~IPAL AMOUNT FINANCED
(7) FINANCE CHARGE
(8) TIME BALANCE
200.00
97.200.00
26,712.60
123,912.60
(9) FOR PAYMENT SCHEDULE REFER TO THE FACE OF THE PROMISSORY
NOTE
J"IABILITY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY
DAMAGE CAUSED TO OTHERS IS NOT INCLUDED IN THIS CONTRACT.
BUYERS STNrUTORY RIGHTS INCLUDE: TO REPAY, AT ANY TIME, ALL
OR ANY PAR'r OF THE UNPAID TIME BALANCE OF THIS CONTRACT: TO
OBTAIN 'fHE STATUTORY REBATE OF UNEARNED FINANCE CHARGE WHENEVER
ALL OF THE 'rIME BALANCE HEREOF IS LIQUIDATED PRIOR TO MATURITY
BY PREPAYMENT, REFINANCING OR TERMINATION By SURRENDER OR
REPOSSESSION AND RE-SALE OF THE MOTOR VEHICLE: AT THE OPTION
OF 'rIlE HOLDER, TO REINSTATE THIS CONTRACT AND OBTAIN A RETURN
OF THE MOTOR VEHICLE FOLLOWING IITS REPOSSESSION, THE GIVING
OF NOTICE THEREOF TO BUYER AND, PRIOR TO THE SALE, LEASE OR
OTHER DISPOSITION OF THE MOTOR VEHICLE BY THE HOLDER, PROVIDED
BUYER PAYS ALL PAST DUE INSTALLMENTS., ACCRUED DEFAULT CHARGES,
COSTS OF SUIT, AND, IF DEFAULT AT TIME OF REPOSSESSION EXCEEDED
15 DAYS, THE EXPENSE OF RETAKING, REPAIRING AND STORAGE
AUTIIORIZED BY LAW.
NOTICE TO BUYER
DO NOT SIEiN THIS CONTRACT IN BL1INK
YOU ARE ENTITLED TO AN EXACT COpy
OF THE CONTRACT YOU SIGN.
KEEP rf TO PROTECT YOUR LEGAL RIGHTS
MORTGAGEE.ORlX Credit Alliance. Inc.
BY:,?~ ~/ c.J.~
MORTGAGOR: Max H. Swartz
BY:./~II2,v2(r
RECEIPT IS ACKNOWLEDGED OF A TRUE AND CORRECT COPY OF THIS
CONTRACT
(Mortgagee)
(Mortgagor)
'II~
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EXHIBIT
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" DELIVERY/INSTALLATION CERTIFICATE, WAIVER AND AGREEMENT
i"Eq~jp;;;~~?t~~~~j~gQb.R"""('Str;~ii........!:!~\'!.Y!'~~~'''''''('ciiY/'~!:!!:l.~x.~Y.~.~!!.l"'''''isii!J~~'!...''''''''''''''(zij;i...,..au~':.!..~'Da:~...9%..
To:......QR!~.f.\lI~!T..~.~~!b.~f.~,..I.~!t.................,..,..,........,.....................................,...........................,......,.....................,...................................
(Seller/lessor/Mortgagee)
............H9?.:?{.~I.!;!:!~.H.~J!..P.!!S.~,.r.9..~gJ.;.:\~.1.........r:m'!.IQ.w.!'!..~Q!J.6J!..~...........r.~N~~r.bY.b.N\6..............!2!?7I............................................
(No.) (Streed (Clry) (State)
We ilerel1 4~nowledlie con,plete and satisfactory delivery /Installatlon of the property described In lhe agreement belWeen us daled
.........~.-.I....-.......................and nOllee ofyollr Intention 10 sell sllch agreement and our note(s) to ORIX Credit Alliance, Inc. In order to Induce ORIX
CrodIt AlllallCe, IIIC. to purchase such agreement iIIId ROte(s) we represent to It that the same are free from any dofenses, offselS or counterclaims iIIId we
11Oi1)by waive any claim or offsel as agaln'l ORIX Credit Alliance, Inc. and recognize lIS right to enforce such agreemenl and note(s) according to their tenns
f;~e from any defenses~. offsets or counterclaims.
. !:!M.!!,j:!ib.~g...................................................................................................................................
(Buyer/Lessee/Mortgagor)
H.?Q.~.~;J..~.9.!!P...................j~:~:~~;~~.t!l'!my.!!l'!!t.>.........!.m!.........................................
By, ..,/......?:?~....II.......io~:;;~ ~;;.~;.oiii~;;j...................................................................
0/1/$(95)
NET 5.08
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EXHIBIT
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"tb.1Or 'nal!!.l' (Iasl name IIfsiinmJioiduall and mailing i
~al.tz, Max II. ' , '
, {47 'Carl1sle,iRoad; ". .~
l/ewvi1le, PA 17241
/
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Debtor n8me (last name first if individual) and mailing address:
. ',;
Debto, name (Ias'- name first il 'individual) am!" mailing addr.ss:'
.,'-,
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S.cured Party{;es) names(s} (Iasl name firsl il individual I alld addr.ss
(O{ _ securitv.. interest informalion;
ORiX Credit Alliance, inc.
P.O. Box 451
Newtol111 Square, PA 19073
'.'_ ._"::-Z
Assignee(s) of Secured P".,iynani.j.j'(Iast name firsl jf individual) and
i1ddleSS tor security interest inlormalion:
,
...."'..._..,'"' ,<, _",h.''..~'': -_-;....,.,;,-.:",..i,". ..~~.i...,..,,_v~~t,.
", ...,..._~-.~~-...
Sp.cial Typ.s of Parti.s (ch.ck if applicabl.):
a The lerms 'D.blor" and 'SllCured Parly" m... .l....... and'l...or,"
resp.ctiv.ly.
a Th. I.r",s "D.btor", and. 'S.cur.d ,Parly" m.an 'Cons!gn~"'and,
'Cons~:' respllCtively: ' ,
a D.btor i~ a Transmilling Ulilily.
, '
SECURED PARTY SIGNATURE(SI
'his Slal.m.nl is fil.d wilh onlV the S.cur.d Party's signalure to p.rlecl
securily inte,r.st in collat.rallch.ck applicabl. bn,(.s)).
. 0 acquired af\e{ a change .~ 'name~ identity' or corporal~' structure of
Ih. Debtor,
..,'- .............~..
. a as to which the filing has lapsed.
. already subject to a security interest in another county in Pennsylvania-
Owhen the collaleral was mov.d to this coonty.
Owhen the Debtor's residence or place of business was moved to
Ihis Cll\l!\\y.
. already 3ubject to a security inlerest ip ~nqther iuris~jctio~-,
Owhen the collateral was moved to Penrisylvan{a~- ..; .
Owhen lhe D.btor's 10catiOll was moved to Pennsvlvania.
, 0 which is proc..ds of tb. collaleral describ.d in blo,k 9. in which a
security interest was previously perfected (also describe proceeds in
block 9. if purchas.d WIth cash proc..ds and not adeqoat.ly
described on Ih. original financing slat,menl),
,:/,"........l.'.I4.
Secured Partv, Signaturels)
"{r.qulr.d onlV if box(es) is ch.ck.d abov.):
.........-
ORIX CredIt Alliance, Inc.
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;rANDARD FORM - FORM uee-l (7.89)
4pproved by Secretary of Commonwealth of Pennsylvania
.. , ' ,
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This Financing Statement is present~d for liIil1[llllll UiJll! 10 Ih~ Unil('IIJ1:Comlllercial(Corh~.
and" to b. filed WIth lhe (check a(lphcahle box) ..' .' " .
a S.cr.tary of the Co!!,monw.alth,
~othonotarv of' 1:\ \l),n-l't \(111I.L_ __ e",,,,I,
o r-eal estate records o( __ Crmn\\
. ,...,.............._~.- '..,,,..,.,
Uniform Com"'~,,:ial (, 'Ide Form Ute-
IMPORTAN~ ;e r,:;.t( in::.h\lcHons ~
reverse sid ~!~fl il 'l:fOl~:_f.lIm"le~,
Filing No. (stampitd by filing of.ticer): Oillr Til\Jr.. Filing [I
~
No q<a- 4~&B
lJc'C
10
Nnmb.r 01 Additional Sh.ets iii anv): ,_.._
Optional Specialldentific,ation (Max. 10 charadmsJ _~__
COLlATEI'Al
Id.nlifV collateral bV il.1I1 and/or Iype:
i I: I: (. H Il II I ~ d r I\,: 1111 U I "r", I '
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5
6
7
8
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TilE PROPERTY AND/OR TilE EQU1PHENl IINU ALL on, K TV 't,
. UF ..cOLLATEAALAS OESCRIBlO IN rHE ATTACHEO EN lRE
. --<.i'lGREEMENT AND IfI-A1lY'SCHEOULE An"CIIED TIIEREl '. Tlt.
ATTACHED SECURITY AGREEMENT ANO AUYSCHEOULE ,TTACIEO
TIIERETO ARE BEWG SUBIUTTEO FuR FILING AS A f fll\NC'NG
;,}.STI\T~EHT';,. .,
Za
o (check only if desired} Products ot the Collall!fill tll '! also covered.
Identify relate:d real estate..i1 applicable: The r:ollatelll is, nr includes'
a. 0 crops growing or to he grown on -
b. 0 goods, which are or are 10 become fixtures on .
c. 0 minerals or the like (including oil amI gas) ;15 exll,lcted on -
3 d.O accounts resulting (rom the. -sate af ",(neral::; m 1~1l'! likll (includilliJ
mine head on -
the following real estate:
Slre.1 Address:
O.scrib.d at: Book oncheck onci 0 Oe"d,. 0 MOrlu"ge"
lor County_ Uniform P" celldcntiher _
a D.scrib.d on Addilional Sh..I."
Name of record owner (required only it no Debtor)l.r an inlmesl 0111
~.
DEBTOR 51 MUREIS)
Debtor Signature(s):
"Of ,H. S~Jrta _
SEE ATTACHED FOR ORIGINAL
SIGNilTUI oS
la
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RElURN RECEIPT TO:
ORIX Credit Alliance, Inc.
P.O. Box 451
"ewtown Square, YA 1907J
4
NOTE. Do nol s.nd this page to Ihe D.partmenl of St.lo.
(2) FlUNG OFFICE ACI(N()Y'lLEDGEMI'NT . COli' 'lY
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heck .1pPIOIJriall! hox{esll
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I>[OR()~" ""OM
Registre. Ine.
51~"Ir:r"T5-r-
P.O_ !IO)< ?I~
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EXHIBIT
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THIS MORTGAGI! m:lda Ihe 14
SECURITY AGREEMENT.MORTGAGE ON GOODS AND CIIATfns
IlL1if'-'AJ, 199r
-.-
dllyof
j;rf~l'lQbCII.Wtlffi
(NnIolHol1&>p,
MAX H. SWARTZ
147 CARLISLE ROAD NI!WVII.LE PENNSYLVANIA 1124t
........."''''''''-''' ORIX CREDIT ALLlANCE,lNe
-Monragor", and :1409 WfiST CHESTfiR PIKU. 1'0 BOX 4'1 NEWTOWN SOUARE PENNSYLVANIA 1907:1 RMotqafftR.
IIIM~rartl n~ed move Ii not ORIX Qedle A/JI.mct, 11'iC., Mor(f.1gor adnowlQdges notice oIlhe Intended alSllflmem hereuf 10 (.R/X uelll! AlIIJll 'l, Inc. ($.lId aulgnee herelnJtI~
aded MonIaaell J and upon such .wlinmem, Monll"olIl"OI" aCRes not 10 auen 3fJlnil HOI"flJllet any aetenstl ICl:ofr, re<<lllpmCPl, "3I1n or counrc' lolIn! whlth Morllal9/' may hoWe
lulnu: the MottiJlte rumed mOl/e.wt.my 3SlItnet h~eorprtQf to Mortu!IU. w1U!U\u .WaS Mftur.du" ~.l
WITNESSETH;
I. To 5KUrt the ~P\ p~)'ment, wIth Ird.llfeK tbtrtOl1, ptrfunn:mCt an\! fllll\llmr:m of any and 3Il Mongage ObUg3tlOru 13 here1nallcr deRn. 1) 01 Nonmar 10 Monpgee
whlch Ii hereby confessed and ackllowledged, Mongollar hereb)' grants, asslsns, uansfen, barrillns, conveys, confirilU, pledg' I, Olonp&es i1n, gr;llllS to MOflgJg<'c a Jl!(urltY
Interest In all.:and Jln!:llI.3l', the goads, d1.:allels md prop~ described In Ihe annexed Schedule A alld .any .:and.lU documcnts, Inslrt'lllcnU, challcl p. ,cr, gooch, een<<.1Ilnutldbl<<,
Inventory, mJChlnery, CDSlU.:act rlehu, equlpOIem, nxturs, JC(OUlllS i1nd lA$urallcc III wlllch Mon!:agor OOW or hertaflef hilS .lilY (11:1 {Of inler!.'lt (all I' Ihe foregolnt:". togcdlef wllh all
xces.slons, .lluchRlenu,rejllilCffl1llflU, JUbstllUllons and .1Cce1ior~ dlerdo now 0( hereafler belOllglng to MongJgor whereVl.'r 10cJlell .1Ut.! all procc('oJs and any dlnrlbudon IhNOOf
and O1I\y lnwrilllCe thereoo.l'rodutts mil Cti\U Itlwfekom (olltctWdy (alkd -CoIl:lten'-), ltl h~'oIe and to hold the ~e 00\.0 1-l000l:.":c~ forevcr; pro~l"c:I, however. lhat If MOflgacor
sh.tU full)', timely iIIId fJlthfully Pily, perfoffil ~,Id MIllI the NORgil&e Obllg;lIkllu, lime belnS of Ihe euooce hereof, Ihen this Morl] Ice sll.lll bl' void. < ut otlll'rwhl' shall r(,lI1.1ln III full
force and efJeCl. MonlalOJ' grants Mongacee.1l SKurllY IntereS! hi the Collal<<JlIO Jecure the Mort(age Obllg;lllollS.
2. The term -MOftg3ge ObllgJllons~ .u wed herein sh.1ll meall iIIId Include i1ny and all loans, ;uJv.mces, payments, eJllension~ f crcdlt, l'ndor~\ Icnu, ~u~r.1I1Ii~1, 1J~l\cJiu ~Il"
tll\olIld~ ucommodallonsllerelafwe .:and/or hereafter nude, granled or extended by MOrt&agoo or which Mongagee h:u or will [I('t Ime obllg.:lIed 10 'Jke Cfam or e~1('l\d 10 or for
dIe ~CCOUnl of Mortgagor. and ,ln, iIIId ~lllnteres[. commlulasu, obll&~diJIU, IlJilIIIlIcs. Indebtedn~ ~.1nd l.'~OOW5 ht:n~tol l"t: ;mdfor l\ere;!.!, r cl\~ct:Jblt: ;>.z.Jimt Moft'~a'i:1>f
b, Moni"asee or owing b)' Mortgagor to Mllftgallee or upOll which MoneaCOi Inay bl.' :tnd/or h.u !x:colQe liable Jli endorser or ~uJt,lnlor, and:tl l.md all renewal! or e~lelUlom
of ;my of Ihe foregolnlI, 110 Inatter how Of wht(: arIsIng and whether under ~ny p/'1!5ent or fUlure i1lVCl'lllent or Innl'Umem belwC(!n Ilonr-.lgor Jnd /1, Ir.acer or olherwi.r, in(ludln~
\'Ikl\QtltUmlmIon, my ill\d ~ ~Iol\\ :an"'IO!' Indebt*" of ~y iI\d "'<<I kll\l.l M\ilni \Mol_ 01' r.WI't 'ooi\itl'Wl1~ nIl' ,oml :it~, eqil\pmem, :tlot ilJftflnertU, no\Cs. 5C(UJ\l)'
3greemcots, (/'Un (Kelpu and/at balllJ1llllt aueemoots and the 3ll\(IUlII due upon any nOI!!i orolhet obltladons, given 10 or recelve(~ by Morq:agee .!II' (11y (rom Martl.lcor or by w.ly
ot aUlCl1mem from any ltlhl or nlOle c1llrd pardes and whether Of not llre$endt' totlwmplaled by till: p;l(tleI, ;lIld fot or 011 (COIIIlI of all)' 01 Ie (oregolnll and the prompt
perform,)/\(e 3nd fttlfllllncnt by Mongagor 0' an of Ille tern15, condlllolU. pfl:OIIlIS~'I, Ci.lYllfl;mts, provblons and wJ((Jntle5 ,0I1laln<'11 'n Ihls NOftgace ,d In ~'IY 1I0lC or l1U(llS $ccllI"ed
berebj' ~nd In any presenl or fUllue agn.'l.'ffietll or InsUllment belween Mal'1!:~llf,Jr and MOnlla&tl!.
3. MOr1BJcor (OYell3lIU ~nd W3rT;lIlU 10 Mor1Cilllee .:md agre~ thallhe ColJater.:l/ dl15a1bed In the .Jnl1eJted Schedule A . In the 111,J~1t.'~~i< o( Noncaeor.n iu principal
place of buslnCS$ lwhkh b MongJgor'J .Jddreu shown dbove), unless a different Iacadon 15 speclllClUy mown on Schedule A /" Jl\Y one or more (('111$, dloll aU of the MOrl&ilte
Obllgatlons Me .JcJtaowledged aod ded;ared 10 be $tl(urel! by thlli Morlll~~.:md wat Mongagor will lUlIY.llld fallhMly pay, perron. aud fulfdl all 01 he MOfl&~l:e Obllgatlan~, wl1h
lale chilrges tlleteon from.:md ;lIler lUiIuu1ty of any unpaid IOStaUmenl of Ihe MOItBilge ObllgildoN, whelher by Jc(elcratlon or Otll~1 .\'be, at tile (.l.l.l' , f 1'1+S-&H%1l~H1aflll\t11 the
Moru:~ge ObUpt/Ons are collected by die MortgJglle In tull and If all or .Jny portion oflhe Morrpge Obll&~dans be referred 1O.J1l al <JfJ\ey for collecli, II a rc.:uonablc ~um (equal to
~of Ihe unpaid .1Rlounl of soch MOIIl:3&e OblfgJtloru) JS atlOffleys' fees. Anylmeresl tille, fee or chilrce (-me-) chm:ed or tl be chafgt'd or Ill' ltled for In .lilY \V,lY herCUlHkr
or under.lWl doc.\KIlent, fIOle or IMU\lI\leilt il'nr.ll\ (QMe(lIOI\ wldl ~n1 of tile Mong~e Ob!\g.Jt\oos. shJII not In:;my C'fmt or omin&ent'j cxw, 1 ;lnY maxilllum permitted by
appUable l.Jw and an)' .such rale sli~1l be deemed hereby .Jlllfnded accordingly. Any JUms coltllCled wIth respec(.lo Jny r.Jle In cxcr' of ~I\Y mJJUmUl shJU Ill' JPlllfed to (1!duce the
prlndp~1 sum owInllUldllf' Ibe Monl.lge ObnJatlons. Mongagor funllet (ovenilnu and agrees wllh .Jnd W.1rr~nts to MongaJ:l!<' tbat:
(a) Mortpgor ls the laWful owner or1l1e Conilteral i1nd reprllJtrlts and w~rranu 10 Mortgagee that MongJgOf h.u p.Jld JJlalw"icJble sale~, u~e Oth(>f IJJles due ill connection
wllh Ihe nle, purdlJlie, ownership, poucsslou or we of Ihe CoUateral and JhJlI indemnify Mong~lee from and agalnsl an)' Iou. C05t or expense, Ilcludlilg pen~III(>~, Inter~st ~nd
IltherdtarteSofilltYklndlll connectlonwllhOl acWngfromlheule. purchil.ie. owntrthlp, ponenlonofUieofwColbterJl, and 1m ll\e wlcrll',l,;;md IJwful~lil.YtQ1I\ate
thb:Monaa,e; the CoII.J[er~land every part Utl!f1.'t1fk free3lld deMofaU Ilem.llld encumbraDcC50f evcryklIld,Dattlrrand llemlplk1D (!.'xcc!! anyhcldbyHoI1CJllCi"); Jod
Mort&JgOt wUl W.lrr,lllt and defend Ihe ConalCl'Jf allJlnn all dalnu.llId demand5 of .111 pernlJls ~nd will not pNmlt.my c1rCunUJ,lIICrllO t'~i~t unlit', which lhe MonC.11:"'!' m;ly lo~e
llillenoqtlltCollateQI.
(b) Mongagor wUI keep the Collateral froo:lltd c1e31 of aU .Jlt.JChmerlu, le'oIIes, la~, liens i1nd encumbtilnceJ of cvery klndj MOrlr,.lgor, JIIo; own oS[ and eXJlens~, wilt DlallU~11l
and keep lIIe CoiJilwJlln CODd rep.JIr, will not w,ute 00: Jbwe nor dcslroy the same or JOY pan: thereof and wUI not be ne&llt;entln Iht.' carl' and "se Ihert'CI(; and Mon~gor will
nOlseU, ouslgn, mort(~ee, le.ue, pledge or o1herwlle dbpose ot lile ColIJIel'Jl w1dlOUl Ute prIor v.dtlell CQment (If Mong~\',~'e. I-I )11g~i:CC is hereby ~ulhorjlcd 10 file one or morc
fln~ndng Jl.1tementS and/or .1 reproducdon hereof.u a 11Iuncln& mle/Uenl. MongalOJ' hereby Irrewcably appoints Mangai:c(! _lS th~ truc .:Illd lawful AuollH1y.Jn.Facl of 11oncacor.
wl\.ll;m Intu6t, 'lIhh M\\IO'Iftf \II, MonllofOJ'S 1I0000\t, ""~e al\'d s.te111 to execute (Ir.~ suttmel\G 01\ Monz;l&Qr'S bc\);\\f ann.c> do:.rvt di\d all other dCU 011 M(}nr,JgOr'~
beb:tlrnecess:try or helllful to perfect Montaree's Jccurlty InleteJt In the C<illateral PUBU.1nt to LIIe Uniform Comnterclll Code or otl<'~r appflColble blv.
(c) MonpgorwlU !mure IheCoUater.Jlln die n;une of the Monll~gee ~llI"stlou or damage by fire ~nd llXIended (oVCfage pedis, Iheft, LJurcla " pUfH~ge, colfi~lon and abo.
where requested by Mong.Jllee, aplnst ,,:her hazard., wllb comp1nles, In affiOUlIts iIlId under pOllclcs (e~cb (ontalnlng a mndJrd ~frJch of wJrram.y I 'me) acceplablC' to Mong.Jgee,
!he proceeds 10 be p.1lyabte 10 Monll~&CO, i1nd an Iltemlunu t1letll9fl slull be pilld by Mong~gor and Ihe poflClll5 mlgned:md delivep'd 10 MOrlllJl:ee. Monpgee shall have the rlgilt,
but not die obll&Jtion, 10 JIIll\'Ide lIuur~nce ft;Ir lu Interest and charge MongalCl! MOItgallOr'5 COSt (or Juch lrnur.1nce, 10CClher wilh II or lu oJeslg' ~e'$ custl>/Uar)' rharJ:es 0{ fees
moclated with 11$ IM/rance. Monragor hereby IrreVl.'cably appolnu Mortgagee,1S Monll:agor's Altoll1ey-ln.hct to m~kc clillm fOi, receIve pnmen of and e~ecute and cndorse ~II
documents, checks or dr~ru received In pilymer., fOf .1n110JS or d~,"~&e under any of nld Insufance policies ~nd to execulC drlY docullIenli or SI~teml ,u referred ltl hereln.
(d) Monpzot will flDt RfIlavt the CoIIner:l\ from whllln i.ht- '\8 contltllO\lS SmllS of the Unlitd Smes or \15 prejent jOCO)liollS \'l'\,IlOU\ the prIm \VI lien con~ent of MonCJ&o'e nor
ch:tnse 115 present Im5lneu localions without atle;ut Ihlrry d~ys pflor wrluen IIOtlce to Mongagee.:md at i111 times wlJlallow Mort!" Igt:e or 115 rep(1!J( <IJtiVI.'S free .lC(CSS to ,Inti rlghl
of lruilecdon of the CoII~teral, whldl Jh311 rem~ln pCllollalty and not become .11 pan of .Jny reall)', ~nd nolllillll: 1I1all prevent Mor< :Jgee frum reU/o' ng J.1IlIe or so much lheroo( ~
t10rt(agee, In 115 Jole dbcrellan may determlne, from .JllY premises to Wlllch It m~y be ~u.lChed andlor upon which It ma, Ill' I' :atelt upon bre.l' < or Ulis Mongage; HOngJr,of
aueelng 10 deliver 10 Mo~gee i1Ppropr'lillC W'alvcll, sall5f~clOry to Mongagee, of owners 1md of mortgagees of any such prellll~es
(el M~ $!tall campi" (sa tar as may be necessary (0 proleCt lite CollilleraJ iIIId the lien oflhls Mon(al:lllhereonl with all f Ihe lefms Jnd 'onditiollJ of le.1.le~ co\1~rlllc.lhe
premlseli whereIn lite ColbrerJ! ma)' be JQcated i1nd with .lnyorders, ordInances. l.:Iws or mwtes of any dl)', JUte or olher Mtlty h. 'Ill!: IUrbtiiction (O'o'er tht; premises or tile condu([
of buslnm d1ereoa, and, where fllqUesled by Mon&agee, IvIIl correct JIly defeclS or u<<ute an)' written IfUuuments ,)nd do ~n;' olher acu llec~s',)ry to more Full)' effl'Clu.lle tile
;md ~of\hlshmnlmel\l..
(I) Monr:tgor wllllndemnlfy and save Mortg,)gee hnmteu from all losses, cosu, d~mages, nJbUllla or expenses, InCluding fe.uonJI"c allorneys' fces, lhat NOrl!:agC'! 111.1y SlImln 01
lncurlo oblilln or enforce paymef1l, performance or fullllhnent of Jny of the Monca&e Obligations or In die enforcement or fort. :osurc of 1I1f.l /'lol1Cdge or In thc prolcculioll or
defense of any .1CdOtt or proceeding: eIlhet i1&a!mt Mongagor or agJll15l Mone~lee colI(emlng: arrt mauer Irowlng out 01 or \ Jnnct:lell Willi tllh MOflCJce ~ndlor any 01 the
MoltJage 01l0gadoN and/or ~ny of the CoU~lcr,d.
(c.llfMonpCQf Is ~ COJlIoratfon. die execllllon of Ihk MORll:3l1.e h.u been duly consented 10 and aulhoriled b" all of the noel. ',oldei's of Mort\' "ror .111\1 duly Juthoril.clllIy Ir.s
BOilrd of DJreaoa. Morttra&Or agrees to c!eUvcr to M<Jrlgiltlle evidence thereof ml5folCloty 10 Monpgee immediately upon requClt.
i. IfMorlt:~gOf shall delanllln Ihe ful~ prompt and f;llhrul performance of iIlIY of !he lemu, (01111111001 ~nd provhlons of this I ('npr.e, MOrl&.1 ~c OlJY, at lu option, wilhout
;dvInglu 'IlI.tnto tnfmcelimMwlpge xcord\ml;to\u\enm, '~m1\e:dbttl't or:nanytlme U'otreafttl', an6w\thmit notice to or denundUflOl1H rtz:!&or, pelformllf(:'omclhe
pedorm;nceof.such, for 1I1~' ~C(ounlalll~ :n die sole CO~t and eJlpemeof MonjlJgor, which (lncludlnc (1!.l$onable atlorneys' fel'l! ~hJII br J lien 'the Collat...ul, Jdlil'li t,~ Ih(
,)mounl of tile Hongage ObJir,adoos, wldlOut 1I0dce to MOft~. .llld sh,)11 be pa)'able on dCf1lJnd wllh lmerc" .11 the rale specllil!oJ In I'ara&raph, l!error. Tills MOlle.lee lIIay IIc
JliSlgned Jlong wldl allY.1l1d all I'longJlll Obll&JUoN, wlllloul nollce 10 MortgJgor, and upon Juch .wlcnment Morreacor ~gro.'c~ nv: tu men J\',alust IY JS5II:lIee herl'O( .lny defeRS"",
iet.gfJ, recoupment, clJlm, countercl~hll or crou-cbfrn whIch Monl:Jeor /U~y ha~ agalnsl MOrQ:.Jgee, whether arising hCfcunder l' olhenvlle,.lIJd.' (II JUillfleo.' ~hJU bl' clltilled w
.It lust the ume fl<ts ~ Mor~~ MORTGAGOR AlIO MORTGAGEE HEIlEBY DESlGNATE AND APPOINT EDWIN II. DAUM, EsQ AND C-A CREDIT CORI'..
DOTH OF NEW '10RK, OR [ITUEI OF THEM AS THEIR TRUE AND LAWFUL AnORNEY-IN FACT Atm AGENT 'OR THEM ANI IN TUEIR UANE. PLACt
AUD STEAD TO ACCEI'\" SERVICE OF ANY PItOCESS WITfIIH THE STATE OF NEW YORK, THE PARTY SElWIN i SUCH rltOCI ;5 AGREEING TO NOTifY
THE OTHER PARTYUES) Ai THEIR ADDRESS AS SHOWU, OR iHE1R LAST KNOWU ADDRESS, BY CERllflED1 'AIL, \'lmUM HRlE (3) DAYS Of SUC1\
SERVICE HAVING 8EEN EFfI;CTED. MORTGAGOR AND MORTGAGEE IIEREOF AGREE TO THE EXCLUSIVf VEI"UE AND JURI:' IIClION Of AtlY COllr..T
IN THE STATE AND COUtlTY OF NEW YORK FOR ALL ACTIONS. PROCEEDINGS, C!.AIMS, COUNTERCLAU'l>> Ol~ CROSK' AIf'lS ARISIN~ IllRECTLY
OR INDIRECTLY IN CONNECTION WITH, OUT OF. OR 11'1 ANY WA'I RELATED TO TIllS NORTGAGE, WITII l' IE SOLE EXCEl flOKS THAT AN ACTION
TO RECOVER POSSESSION Of ALL OR PART l)f THE COLLATERAL OR ANY OTHER ASSETS, AND THAT JUD(, :MUITS MAY I f CONFESSED, ENTERED,
OR ENfOItC.EO IN AN:( lUIUSDIC(tON WHEtlE THE MOQ.TGAGOR Oil-mE COl.LA.TE\U\l ANDIOR AN.Y OTW t ASSETS OF T E l-\ORTGAGOR MAY BE
LOCATED. HOIlTGr.GOR AND t>tORTGAGEE EACH WAIVE ANY RIGHT TilEY OR ANY Of THEM MAY IIAV) TO TRANSFE(\: OR CHAN<iE nlE VENU(
Of ANY LITIGATION PROuGHT IN ACCORDANCE HER.EWITH. Al Mon&~gee's reqUe5t Mortga!:Or will furniJh (lIffrllt 'ill.lncial nalel1l(' j.llhb(lOry 10 I.loflcaj;l'e ill
farm, prl.!p.1l'atlotlanaconltllt.
5. If MortIagor shilll defJul1 In the prompl paymenl, performance or fulOllmenl of ~ny of the MongJjl;e ObllJ~tlonl, or If Mortca! <I' .11.111 (e.lSe duln l>u~ineu, Of become in~olvent,
or m~ke an ,u$lcnnlelll for Ihe benellt of I fl>d!rors, ~r If p:oceedln&s under any Bankruplcy Act or for !he appolmmcllt of al('(t:i\', , lfmlce, Illjlll,l ',Jr or (ustodl.1l1 fOf t-lon&~&o(
or ~n)' of ManP&Or'J property ~hJiI be commenced by or llj:JilUI Moru:al:Or, or If Mortgagor 511.111 blllO punctLl~lly an<.l bhhl ,Ily fullill, (jb~ep or p('rrorm any of Ihe lerm~,
cOlldldons promises. covcn;nu, provhlons and W'arr~R11e5 cont:llned In Ihh Monla&e or In i1ny present or fulure ~gr~~llIel1t or IISlrumelll made I' Morleagor and !hcn held by
~, Or If .tlW 01 the wunmles, Cll'lcn~f!U or fl!{lre5tnlaIlON made III MonRolll.ee be or become unlNe or Incorrect III an" a. lerse rC5peC!, or f dlCfe shall Ill' a dlJnc.e In the
managemenr. oper~lIons. ownen;lllp of sto(k Of c\lmrol of Mo'tlolcor, or It Mortg~gee at an, time deenl5lhe JllCurll)' at(lll'ded IJ . tlib Kane-Jge 01 .,)(1.', InJdequate or al.llt)' risk.
Ihen If! ~ny sucll event die IndeblCdness under all MortBa&e Obllcatlam $!tilll ~t once, at the opllofl of Monga&tl!. i1nd to the o.'xlem 'emllued lIy ~ppl) able law, b<<ome Immediately
l1ue ~ piy;WIe. Vt\\.IIO\lSI\O~ 50 Monll'l.or, and m such evetlllt s1t~ be: t;lwful (or Monzacct to. tm jlO5Sf!SSlon of dw CoUatt:r<1l, t Jliy tlmt:, WheH er it 1\\X1 be, and t<J ~\\te( w.y
premises, wllit or without procw of law, .1IId je;arch tor, ute pOJ:Se5slon of, remove, or keep ~nd store llae CollalNal 0lI saId prr nbes until sold, \ ilhoul liability for tre~pJ5S nor
c/urge for storage,. and to sell the Colluer.ll or any p.1l't Iilereof.lltd all of MonIolIOr'S equlry of redempllon lhercln at public or pr!v,;[e sillcj for c.:uh v an (rrdll, and on such temu
.u Monpgee mOl)' In 115 sole dbctedan elect, In Jucb COUllI)'.:md.u JUch pl3ces a, Moncagee m~y elect ~nd wllhoul h~\in& (Ile Coll.lltd ~t Ihe plact )f J.1le; Mangagee ma)'bld 0(
become the purdt.uer at Jny 50ch nle alld MOI1ZJi:Of waNes: any Jnd .111 rights of redempdoll from~)' JUcll sale. Arty puMk sale '.:ill be deemed cr ~mercially reason31Jle If nodce
lhertof shatt bemalledtoMongatOl~tIUnIOdJYJbefore5uchsJle.md.Jdw:nIJedln.Jtle.:utoneilewsp~perof&eneuldl.culatiolinlheareiloflhsalealleJlit tlvJce lIr10r to the
dateof sale and If upon teons of 25% c;uh down with Iht bJlilllce pJyo1ble wllllln 2i hoUI'J; and ~ny pr!v~le sJle mall be deemed lommerdally re.:u naillI' If nOllee rher~'Of $hall be
mJlled 10 MOftB.3Iof at le;ut 11 d~y5 belNe liIe 5Jle d.Jle 1taled thereln.md credit ~ven far Ihe full pl1ce naled, Icss re.uon.lble at :orne)'s' Ices. In I \llt of i-!orrgJgor's oblli:.lllom
m*";!\nt1leCol\_~, M~sb~not\ie'.edta \"ef'.\ltlWl, ,e\l*"orothetvllse \n,(UI"li\"1 tlxpel\StS\II, p~e\liidr.tCQ\I~>ml(Ol'sMllIM(\ \,/SI!II.i'>\n.tI!(estth~(el(\OI'IMI
-Jli.Js", -where.Js- bask. The proceeds of Jny pllbUc SJle ~IIJII be ,'Ipplled Rr~' 10 PilY .111 costs, ppeNll5 i1nd chargeJ for pL:r~olng ~eJ(( :ling, laking. fen' .\"In&, :ceplnK, advcnbing and
selllnc the CDJI~teral, Indudlng reil.iOllabl(! Juomcys' fee, (deemed to be-i!&H;*'of the unpald Mongace Obligations) .md ~C(Oild : 'Ihe paymenl, I Inly 0' entirely, of Jny of liIe
Mont:age Obllpdons.u MongJJ:Ce flU)' In Its Jole dlSCrcliOfl elecl, raumlnlllhe overplLil:, If an)', 10 MonC"~gor, who lhall rem~ 1 liable to MOrle :ee fOl .my dendency plus late
charges Ihtnon iI$ proVided ~bove. Monr,.lcor hereb)' Irrevoc:ably consents 10 Ihe appointment of ~ receiver for Ibe Colbtcr.aland/ol' .111 other propen) )f MOl gagor, and of the rCIIU,
11\11 thueuf. Sudt r<<.e\wm~\\ (MY condnue: untll suclt dtlldcncy b mblled In. full Mongago.r_l!J.lImdv will\'l!~ llIY. ridu. to notice or lC.ulng in ~ny ~Cllon to recov~r
~..... -, -- _.-_,,-
CM(97).IND
ORIGINAL FOR ORlie CREDIT ALLIANCE,INC.
NET.'i,Oil
L-
-~-
.- -
QC;my '0)1' ~ Q( \lit C;)\\;nu;I!. '" Mil atl.lon In \hI:" n;n\lft- of n'P\CVln Of uQlImr~II,JIl" MonC.Jior ,1~rce511m 1111 COIllcm such .ll;\lou II \\';U pos' ~ Ivrllten by ~ oatJOll.ll
Insur.vlCt CDmpmy J\lfllos1zclllo tl<<!CUlt Jucb bonds In me )urblllcllon o( Juch proceedlnp, ~ll(h bond (Q bt 110 less dlWlhe value or Ihe subject !llJuer 0 IUch replevin tJ( the L1l1p.Jld
!d;mctUlenowlnIIO MDl1latel!', whlthtv"erbeleu. MDlllo1iOf' herfbylrrMclb1y aulhorllu .my ,mornerofany coun of "I cord to .1ppeJ/'ror;!lld C' Ir~ofleormorellldllmelll$
a,.1IJu1 MorrCIIOl (txteplln ,lilY jurlsdlctlon where sum 3cll00 b nOI permllled by law) for au lInp,lfd balm'" due under Ibe Mongar\! Obllgauons, Jill" l!her fIIonlllS I!ue hereunder
plus re;!$Ol1,1bte attorneys' lees ,11111 my delklency. wlthoul S1~ of exeanlon, Jnd wain Ihe Iull~ or proceu, ,111 rlgln of ~peJI md reUd from ,lilY ;ulll.lll Jpr llleme"I. my or uemptlOll
laM then In (orce. Any noUCl11 rebllnl berelO sllall be In \'-Tldnl Jnd efl"e<llve when delivered In penon lO JII ofOcer ollhe luny lO whom .lddr5Sed 01' 11 iled b\ cenltie,l mall (0 such
pm)' 31lu address Jpedlled herrin Of al SUdl olher Jddreu.u m.t)' herufte( be IpedlleO' by lIke notice by ~lther PJrlY to tIll' ocher. l(c.l\lJl\Jble nOlil; Itkm I ~reundcr stull be any
nOlilloUOlI liven or Hnc alleail five (5) dJys "rlor to the event fot wbldJ ltIdt nolllku!on ts H.lt. MOR.TGAGOR. AND MOItTGAG.H. H(iU:.U'C KH( :UtNG 'C. VOlUNi'AP.II.'f
AND INUNTIONAUY WAIVE ANY AND ALL RIGUfTO ^ .I"RIAL BY JURY" Of ANY AND ALL CLAIMS, DEfENS!,S, COUNTERCLAI IS. C .OSSCLAIl>lS ANO
IET.Off OR. RECOUPMUIT CLAIMS Al/.IIIN.G OIlILa'-y Olt lNPUlECtl.'C IlE.Wlf.EN Oll. AMONC 'tnE'" ANUJO\\. Ill'lOl"IUG J '1'1 ?_ 1\50" Oil. EntlT'l
CLAIMItIG ANY RIGHTS ACQUIREJ) BY, THROUG" QR UNDER. ANY PAilY AND fURTHER WAIVES ANY ANP ALL RIGHT TO ( AIM 'It. RECOVER ANY
PUNlTlVE OR. CONSEQUENTIAL DAMAGES Ok ANY DAMAGES OTHER. THAN, 0& IN ADDITION 10, ACTUA.L DAMAGES.
6. Mone-~u ma)' al an)' lIme, wllh ot wlillouc l:JIlcrdslnr an)' of lilt r1ahLl or remedies aforei.1ld mil wllhoUIPl"IOf notice or dem~nd 10 MonllJ~or. .llll
\llymtMo(l.!\e l1Q&"tl:act ObngMklN. J.\\)' J.\\\!. 3\l b-3tmces, SIII\\S, prop.tfS)', trt\!.\lS, dtpm\u, ~ttO\lflU, ItUrvU, tolleulom, llr)!ll, note, Of (heelll {Omi,
Jlld belonging or owing 10 NUrlllagot, md lor such purposes, endone lilt nJme of Motlgagar m any such Insllwnenl made pay.1L\fe to Hone.lcol for dt'l
eol\tul\)Q. neb appllc:nluns m:l)' be made, or;my monle~p~ld to MQr!J:agee m~ybt applied, without nollce to MOrlC~~or, pmlyor ",uII('ly III lu,1I <':
MongJgeelnIU50ledlKrcdouma)' cletl. InilSJoIe dileretlon Morti:~l:l'ema)'appl)' and/or change appllcalloru of any SUfllS pai,l.lll\!,"; I\1j". p.,iill',.
dttumsuncts, 10 Jny Ilbllll)lIollS of MOrlgJlloI to Moncallee, prcsenily eJllistlng or otherwbe. Tile IlltereS! rau:$ whIch mJ)' be IlliJVided I. , in .m,. inlllll
HW'tgJll'e Obligations Ihallln ou event, elreulIIslanc!! or condnge'ltY, uc<<d J/l)' nul/mum pernilltd by applicable I~\v.
7. If. after defJUlI by MOl"lcJgotundt( Ille Mor.gage ObU~Jlloil5, MOrlgagee f.1lls to deRlJlld full pJymem, perform;mce or fulliflUl"JlI ,Ir ,,(hCl \\'l51' Pl\
dewlel.i a waIver of the r1~11 of MoflgJgee Sllllsequendy to nlAt: dcm.lnd (or tnuucdlue p.tYlllent, \ltdolll\1JI(1! ;md lullUln\\!llt ~1( ~tw f>lurt~:I\,1! O\1li
IlOueulon or tile Collateral, or III torcdO$~ Ihis MorICJC'e Jl an)' lime or 10 proceed OdlenvlH; .JIld the .1CCeplJllce by Moru:agee of .lny II.l;'lllCU( ~UbiC\jIl\'I'
IleI!I\It-d I w~r oC any 0( M0r\tlltt's mlns. WI> deby \l\' f3\lure 01'\ ~he pan ()\" MIKlcntt In ~b\nJ; any riJ:h\o priV\ltC~, ftme,ly or \'PI'I))) htfellmm ,I'
ot or JO)' OIlier r11l1lt, prlvll~i:e, remedy Of o))llon, .JIld 110 wJ!vcr whatever ihall be villld unll!s~ In wrltillll, sIgned by an officer of MOI'I\:JI:"" .llld Ih"ll only
ThIs MOIII~t UIUlO1 bt (h3tlgcd or lermlo:nt'd oroIy. ih!: books;lOd rctor!b of Mone-:Jgee ('!Rulnlng entries with relpeCl to du: MOII!:.l.." l)hllpllollS ~h
aoyacdonorpf"O(eedine-. shallbeblndincuponlhe MOrlgJIlOf for lhe pllrpQSe of eilaUllshfnllthe IWnll Illerelnset torlhJlldsll.lll(olllli,utcprIIlIJIJCkl
have die rlllhl to enforce JlIY one ot more remedies availJlole 10 II su<<essively, JllernJwly or COucurrendy. Only J wrItinc, sicned by all \':licer or Hong.lr"
10 Ille ellen' lhereln Jpedllc~U)' set rORII, 10 clunge. modlf)' or lermhlJle my Morlgaile Obllgatilln, lids MorlllJlle or 0111)' oWer Jilrecmem i .~IIITCll NorIIlJIl'
8. All of lIle r!Bhls, remedIes, optlOlli, privileges and elecdons given to Ule original Mon~ag~ hereunder shJU enure to Ihe benl'l:1 .)f NOHr,Jr,el', J.
loforII3ge, and theIr respl!cdve succeuors Jnd assigns; .1l\d all me lernlS cOlldldons, promises. .:ovenJou, provisions OlIld WJrrantles of lhii 1'1011pgc .hallcl
bInd the rePlts\!nt3dves, JUCCMillrJ and ouslilm of the relpetllve parLle,;. Any 3nd all securll)' ImmSlS IlrJnct'd 10 HorIBOIIee JhJIl JlIacl1lO .In)' alld all pruce
\ltltfng this. MortgJ\l:e W1ITJPU fullauulOrlty to sllu (or t1tePJrlY tt.ln\t\llttd uid. pccson, lttd!vl<lu!llY, wtellter wlttt lhl: p1ftv llJl\w<.l, 11\AI b~ lolMIV .1lI11
b.1lJnce of me Mone-age OWlgadollli In lht evenl of lhe breadl of the Jbove provlslom and/or In llle evenc Mortgagor f.1lb to pJY iu obli IJllons in full 10
meult, \(lIIm.r. ~elllOl" (0lW<<lI0Il o(mv o(tlltCtlIllttr.1l ~ ar,rusdmllpQl\ tilt rt~\\lessot~ar,el!. al'ttr 3ny U\1t\ll\\, ~(lwr.;~p\\": :;mll~,1 J
in J Odud;u-y (Jpxlly JII<.llo adequ.uely lll.1lnuln, se....lce Jnd l!llIIre uldplVPcny Jnlllo PWCI!(IJJme from we Judlor Jbu~e. JU will""ll d,.Ul:'. lC1 M"I
~\!mJ\n~e ,,",y \Ij)I)I\ \lit K1IIJI de.lWery ()( tilt U>!I;I\cral to Met~I.I&te, Moni:J~()\', rec-;1l:llllln1, th3\ In Sill! tWnl ~ debullllo nl1".,jy.\I VI WI)\I\'\ \lm~hk
Je-retS IhJt Mong.ijlee gull be elltltled 10 lempO(Jry 3nd IlermJIlenlllll"n(llve r<llier wlthOUIIDe ne(eull)' orprovlnll' JctuJf dJmacc~.
9. SOI\\\l.~ll\t CoIInl!rall\uy bI: 11\ the l13nus0\ M\)(llr,lIQfll!\\ler OM or "1Ort~(IIl1\)' :Il:reemtl1~Wb\'h 3rt or m~~ hl:ldl>y 1'1, '\j~l~~l' ""hi \~i\11
11ortgJilebonlyoran)'equlI)'lll:;t Mone-Jlorm.t)' now or In the Mure IlJVf!lnsuch CoIlallralJnd Mortgageeb)' Jccl!plln~lllh I-lol'l;:.lC" SllJlluOljll
IU'Illll walveo:tn)'ietumy Ill\ereil J!ll.ing Ind~dtmlyoflbi1. MOIlIl;lJ:ellorm)\\lhbMoll,:agebt (oJmruell;u advl!/w\j" JfIcClilll:Jl.: rh:\tn,'1 foionl:
.l!:rumCllt nor.IS a waiver ol.1Oy of Ille lertlU and provlslolls of .my olher $l.'CurllY agreemenl,IlUJralll)' or endorsement, .111 of wldch IhJII tl-,UJiu In.J (l.llllilll
IO.lnlendlnglhJteach;mdeveryprovlslonofcllls Morl::Jjl:etl~lullyellecllve;md enlorceableaCCotdlnglollSterqu, thepartles.lgrl.'\!ll'Jllhe\'.lllJlt)!, l'
or,Jd1 provision hereof aud the obllgatlons, r1gftu J/ld reilledl~5 ortl.e Mllne-agor Jnd Monl:aeeeln an)' w;ay relJled to or Jrllinc ulhler 'Ili~ l.f"rtgJg~.)I
obllgauonlhall be Coverned by and cQJUUnedIn aCCllrd.mcewlUllhe IJwsof Ihe SlJte or New {ork- (exdudinllludloice of law rul~'ll. if JIlj" OIl<' ur 1I1\ll'l' p
wll/lJII)'Jutuleor IJw ;mdlbusnoc valid or enforceallle, IhClleJdlsucl1 provWonshallbe ,Ieemed null Jndvoldbut olllytot~le ('wnlul \U(htonl'
a"~tlne-Ihe renulnlng provisions hereof. This contraCl shlll be blndillg upon llIe heirs, JdmlnklrJtoll,le~.)( reprell!hlallves alld iuC(essol'} 1,llhc MOrtr,.lr,Or.
II, MORTGAGOR POES "ERlDY WAIVE, fOkEGO AND AGREE NOT TO ASSI:RT ANY AND AlL RIGHTS. CLAIMS I\NI) DU(NSI
FEDERAL 'fAIR CREDIT REPORTING ACT AND/OR UNDER ANY COMPARABLE STATE LAWS THAT MAY INURE "10 THE PENl
CONNECTION WITH THIS MORTGAGE. MORTGAGOil HERED"t RATIfiES. AND APPkOVES THE OIlTAl.NIN.G. BY HORTGAGEE 0
RELATING TO MORTGAGOR AND HEREDr AGREES THAT MORTGAGEE MAY IIEREAfTER OBTAIN SUCH CREDIT I:HOltH ,\$ r
DISCUnON MAY DETERMltlE. *1~'1 ....zt pel" IOOl\th of C.1cll \nstaHlI1Cnt 1n af'f'Nf'.s
tpri.ll' _lf11l apl:, LOIV.l11l ljl~
intul ,un~Jce':'\f1ollt'\\I(ln
'.il,Il,:oti.1tiol:,.!i;wuIll0r
...1-1,Ir,Jge'lj\I;,:.nJ"nl.11
1"llullC.1r." 'Hld>'I.\,,",
'1\1 ( !\'Il(im:,",p,'n.1".
nl.l' hf.lillll.',II.IUI"'IIl<
uio.Jl\~. 'f l~' l<\';~ i\\l\\wili.\w
10SIl< i.lefJultlhJJtll<.lllw
\ lljleJ. t JS ~\';.li\'elllllulh
. [hcl' ll'n(lhl'l'dn\",fuflh.
lle.ldllisslbleinc\'lJellceill
."lfth,'w(.M(ll"lgJg"Clh.l!1
,h.llll ~ effCClil.c, LILn ollly
.1lIU/';.lrlgJSC,'.
lr.m\I'reeorhohJcroflhi,
(t' 10 I C b~l1elill1f Jl1J shJlf
ISJncl rodu(ll,EJChperson
~,'r.l!l, lUbt\!!vr tlt\!'.IlIpJl<J
Inrtp,eelmm"diJlclyupOll
'Ji :~\\y \):lfl0! II~ Ccll:lle~.\
.1!:\'C, '"chli,luli.H")I ,1111)' III
'\''<.\\',1' .lelid\<>MW\f.';;'~'
\In:U~'Sutll\.,lll.\\tu\,I\1i<.
'r m,lOlllcrb"Clll1\l<lnl'l1.'1
l',' 1l1l,\.!T oilY "lh~r ;.!"(lllil)'
",full '"rc" JntJ dfe,l.
,1l'ceJb :ity Jnd ~fle(lh.cl1\.'\
ldcr 0 ~ or nlOrc i'1"ng.lgc
\'lliOll!l1creof.lreillwnlliil
Iud ,.. idwu [ i:1\' .I~ ill.lI in 1: or
. If {N.... UUDER TIlE
"I" Of MORTGAGOR IN
AN\ CREDIT REPORT
)RTC \GEE IN In ~OIE
tI WItNESS WHUliOF, MoftllJ}101 has t~ustd ,hm pr~tnU ttl be lMy eletuttd, ,he day JfIdl~ lint :lbm'e wrlu\ffi.
/'. 7f
(M'''".,'I "1 t/ '/k-d,/ II )) Wi?
MAX u. SWAm
nuT/WITNESS l
___\lli!J
(Semury/Wllness)
}
(Thle)
STATE Of
COUNlY Of
S.S.
being dUty sworn, depm~ anl! .,ays:
I. Melslhe of-
lhtfelnalltl' CJIIed -MorttOliot"') deKrlbed In .1l\d wbJcb exeCUleG the loreloln!: Monpge,
2. MongJior Is the $Ole owner and III p0J5eu1tln o( tile loods, (/uUllls.1Od propert)' meadoneil and deJCrlbed In the foregolnl MOIlg3gC. S.1ld r,ood5, eh, lelS an,! property are frc(' of
.1IIlIeni JIId encumbrmces 0( .lU)' kind, n.uure .lUd descrlptlon leltttptlor JIl)' held by tbe MOl1gagee referred to bdow), .md MOrteagllr 1111 thl! ~ole' ~hl ~lh 1~\'Ifu1 JUmorll)' to
mongailelhe5alnt.
3. Mortgagor Is ~oIV1ll1t.md Junl)' Indebted to the mOfll;Jgee named In the roregolnB Menr-age (IltlelttJfler caUoo -MonCJl:ee") In the Jlll0Ulll of 1I11' Jl reCJIl' um or the MongJge
ObU~dotl' oulSlandlng on lIlt dale hereof, and thete are no dJinls, off'seu or ddelUes ~galfUt ume.
4. Thefe are no ludllflenu ag.1llUt MorliJfor, .mdno ~ttachmi!lllot execudOlllsnowout5lJfldlne ae-aln.ll.myof MO/1g;Jgor's pr(l~~ny, norl!ceiver " MOl g3Corl1.15 l'verbeen
lppQ\ntedGl' appIt\!4 Cor, There are no prtKtedllt&i Ia bJnkIuplcy pCl1d!ng .urettlnC MacIll:JllOl. oor have thl(re ever been.my sudl proccedule) afret:tlng Mor agor, .ld no ;ll\fcnl.l1enl ror
the beneO' 01 credltolS h~ bUll m~e by MoIIg'Jeor.
5. DtpoMnl mOlktSshIs 3ffubvi~ re<'lIlInr;\h3l. Moncazeels\lelllil1Hluttl.1 \tw.rI,bytOtlOt\11ld7dl somd/ur JCC\!lK Monl:Jl:cr~s~ (fl!dit rl~lt\ r. 'Jl1(C \lOt\(lIctrutho[tb.1!
stJwmenuconlJlnedhereln, JIId 11lJ.i JfIId;wlt Ism3dt::olnduce NOrlilJg<< lO dOlo. ~a / I:.J t(/71..t'1f-
SwomlobdoremeChb:_dJ)'of ,19 _ , 'f'"" fi;I- .__..:;{____
(SignaWIl'j
NOTARY rUBLlC
(NoIJrI.1ISeJll
,County'.ol.
.' ~S:
, J NotaryPubUc dul)'qu.1llfled In Jndfofs.lIl/(ilumYJndnJIl', ,hcrelyccrtl(ythalOllthls
in5,lidC01Jnlr.l> l're nit pl'rson~Uy Jppeafl!d
umelersonallywcllknown
Stattof
I.
_dayol
,19_111 (Place)
u and co tit. tile 1dtntk:J1 pIluon named Jttd described lA iIld p2fly (0 and wllo eJllecuteO' In his own p(Oper handwritIng and whose II.Me i\ sultscribell . L1le \ 'llllln Jntl rO(egaln!:
JIId .:IIUIexed IIlWllmenl of wr/Ilnl beJrlttc iQIe JJ lIl<<cln indicated, .1Od product4 .md delivered the lame before me and who, upon helllJ: llrsl dilly J urn bj me, ilJIOO thJI he
knowS lIIe conlen" 01 uld InstrUment and olCknowled"e4 lhJl he slgned, se31ed, executed and dellvereO' tile ~ .u and to bt lib fm'. bwIul and volt, \:\1"1 J\ and ,~ed foo.' \iI\!
ules.purposes.li!dconlldeuuOIltherefn mendOlledand':Jn[alned.
Gwen under 3n~ wllIleu my Il.1Od .llld olOeal se.1llhe dol)' .1Od year In lhts cerUOete Drn Jbove wrltlen.
(NotarialSc:r,l)
NOTAR\' 1'll1lUC
--
.-.' .-
~" ~......."IlilillIm'\
~...." ,
-~~
-
~~-
-
PROMISSORY NOTE
$
86,880.00
NEWVIllE
(City)
PENNSYLVANIA
(Slalo)
UUffM.J 11./ ,19 '1,;?
AFruR DA 11,. FOR V AWE RECEIVED. 11lE UNDERSIGNED. EACH 01' 'f1lEM, ~.F ~ORE '1'\1AN ONE - ('Maker') PROM1SE(S) TO PAY TO
TIlE ORDER OF ORIX CREDIT ALLIANCE, INC
(Name of Seller I MortglJgee I Lessor)
at any office of Orb: Credit Alliance, Inc. or such other place as the Holder hereof may from tinte to lime in writing appoint. tbe
sum of EIGflTY SIX THOUSAND EIGHT HUNDRED EIGHTY AND 00/100
DOLLARS ($ 86,8BO.00) pay:oble in consecpUve IIIoptMy instaUrnepls as foUows:
I ---1L Inst,lImenl('!, e3Ch In the amOllnlof $ 1.810.00 then _ Inst,llmont{s),each In Iho amoun' of $
dlen _ Insrallment(s): each In the amount of $ then _ Inst.1lfmenc(s), each In dIe amOlll1[ of $
dlen _ Installmcl1((s), each In the amount of $ then _ Insullment(s), each In dle amount of $
then _ Installment{s), e;)(h In the amount of $ then _ lnsutlmem(s), each In the amount of S_
men _ Installment(s), each In dle amount of $ then _ Installmem(s), eJch In dlC Jmount of $
dlen._ Instalbnent(s}, each In dle amount of $ then _ lnnallment(s), each In the amount of $
then _ Innalbnent{s), Nch 10 the ;m)ount of $ then _ lnstailmem(s), each In the amount of $
then InstJllmem(s), each In the amount of $ . i then losullment(s), each In the amount of $ ;
said consecudve monthly IlUtallments shall commence on the / S:l?! day of ! ~~/~ ~ - 19 Y,'-r , Jnd continue on the SJme date of each month
thereafter untJl pJld; with Interest from the date hereof being pJ'yab1eoil the unpHamouriiat1i1c nmurlty of each InstJlfment;"iiRDfmalurlty, at th.e rate of 0.00 % pe:r Jnnum and
after maturity of each InsuUment or the maturiry ohhls Promissory Note or acceleration of the Indebtedness evldenced hereby, at J rJte of Inter~n equal to I7Tsih of I % per day,
'I undl this Promissory Note Is paid In full, and IfplJced In the hands of an ;ntorney for 'collection, afeasonable sum (equal to 2oo!o of the unpaid amoum) .3$ attorneys' fees. If Jny
:. Interest rJte provlded for herein sh;dl be found to exceed the maximum permitted by applicable law, such rate shall be reduced to .'iUch maximum. Upon non.payment of Jny
I installment or Interest when due, all remaining unpaid Indebtedness shall, at the option of the Holiter ~nd without notice or dem&lnd, become ImmediatelY due and payable togelher
with acwlCd or chargeable Imcrt'st, late chJrges, collection charges ..nd ..ttorneys' fees. TtIF. NAKER AND ANY GUARANTOR OR IrNDORSER OF THIS PROMISSORY
NOTE IUREBY WAIVE PRESENTNENT fOR PAYMENT, PEMANP, PROTEST, NOTICE OF PROTEST AND NOTICE OF DISHONOR HEREOF, AND
. FURTHER HEREBY WAIVE ALL PENEFIT OF VALUATION, APPRAISEMENT AND EXEMPTION LAWS AND DO HEREBY DESIGNATE AND APPOINT EDWIN
1M. PAUM ESQ., AND C-A CREDIT CORP., BOTH OF NEW YORK, OR EITHER O. TlIEM, AS EACH OF SAID PARTIES TRUE AND LAWFUL ATTORNEY-IN.
FACT AND AGENT FOR lACl1 OF SAID PARTIES AND IN EACH Of SAID PARTIES NAME. PLACE AND STEAD TO ACCEPT SERVICE OF AllY PROCESS
WITHIN THE STATE 01' NEW YORK. HOLDER AGREEING TO NOTIFY EACH OF SAID P.\RTIES, AT THE LAST ADDRESS KNOWN TO HOLDER FOR
EACH, PY CERTIFIED MAIL, WlTIlIN THREE DAYS OF SUCH SERVICE HAVING BEEN EFFECTED. EACH OF SAID PARTIES AGREE TO THE EXCLUSIVE
VENUE AHD JURISDICTION OF ANY COURT IN THE STATE AND COUNTY OF NEW YORK REGARDING .ANY MATTER ARISING HEREUNDER
WITH THE SOLE EXCEPTIONS TilAT AN ACTION TO RECOVER POSSESSIOII OF ANY ASSETS OF THE MAKER OR ANY GUARANTOR OR ENDORSER.
HOWEVER DENOMINATED, MAY. IN TIlE SOLE DISCRETION OF HOLDER, BE DROUGHT IN A STATE OR FEDERAL COURT HAVING JURISDICTION
OVER SU':H ASSETS, AND TIIAT JUDGMENTS MAY BE COllFESSED, ENTERED, OR ENFORCED IN ANY jUIUSDICTION WHERE THE MAKER OR Al,IY
GUARA/IITOR OR ENPORSER OR SUCH ASSETS MAY BE lOCATED. THE MAKER NID /\NY GUARANTOR OR ENDORSEI:FURTHER WAIVE ANY RIGHT
THEY. OR ANY OF THEM, MAY HAVE TO TRA/IISFER OR CHANGE THE VENUE OF A'NY LITIGATION DROUGllT IN ACCORDANCE HEREWITH. The
Maker and any GUJrantor or Endorser fllrdler agree thac the validity, enrorceablli[y and efrccllvcnr.ss of each provision. hereof and [he obliga[.JolU, rights and remedies of each
of dlem In ;my way relJtlng to or arlslng under thls Promissory Note shall be governed olnd construed In accordance with the laws of the SUte of New York (excluding
Its choice of lolW rules). Maker and any Guarantor or Endorser herebY Irrevocably authorize "ny attorney or any coun of record to Jppear for and confess Judgment against
such Maker, Guarantor or Endorser (except In any Jurlsdlctlon where such aclIon 11 not permlHed by law) for all sums due hereunder [0 Holder, Including expenses and 20%
added for attorneys' fees, without Slay of execution. The Holder maY extend dle time of payment of this Promissory Note, postpone dle enforcement hereof, grant any other
lndulgence and add or release Jny par[)' prImarily or secondarily liable hereon without arrcctlng or dImlnishlng the Holder's right of recourse ag;1lnst [he Maker or Jny
Guarantor or Endorser of this r'romlssory No(c, which right Is hereby expr~SSIY reserved.
Co-Maker
-"::lAX H SWARTZ
(SEAL)
tWbnt\lofusMl....er)l\dCO'Hlkt'.
By, / ~dl- j,!- 11 UIi(:'zr-
~ . {Aulbo\htd ~un!)
PN(95).nll
NET 5.08
~------ -~~ - ~~ -.............
.
SCHEDULE "A"
This schedule is attached to and
or
becomes parh. of Security Agreement,
dated -l1~><lA- J 1./
Conditional Sale Contract, Lease,
. 19..2!t.between the undersigned.
DE~CRlPTION OF PROPERTY
QUANTITY (lndiG~te Whether IfNE.W"or"USED") Year & Model Serial No.
ONE KEN\~ORTH T~~CTOR 1997 W900L 1XKWDB9XXVJ71141S
.
AND TO INCLUDE ALL ATTACHMENTS
AND ACCESSORIES
WITHOUT LIMITING ANY OF THE TERMS
AND CONDITIONS OF THE ABOVE-
MENTIONED CHATTEL MORTGAGE,
MORTGAGOR CRANTS TO HOLDER A
SECURITY !1lTEREST IN GOODS,
:J:NVENTORY HID l'QUIPMENT INCLUDING
BUT NOT 1,:mITED TO THE FOLLOWING:
ONE KENWORTH TRACTOR 1999 W900L 1XKWD69X7XJ796918
AND TO INCLUDE ALL ATTACHMENTS
AND ACCES~ORrES
,.",'.,
TIlis schedule is hereby verified correct and undersigned
receipt of a copy this ---L':l_ day of --Lv i ot ,,1 -I
Mortgagor(s), Buyer(s), or Lessee(s) acknowledges
,19 qf"
1'1ortgagee/Seller/Lessor:
ORIX CREDIT ALLIANCE. INC
BY:~ ~UA~
O.A
"--
Mor '~agor IBuyer ILessee:
MAX \1, SWARTZ
B~: { /};-t-rt/II JJ tifZ11!;s
SCHED.A(95)
NET 5.08
~' -
PENNSYLVANIA
RIDER !lA"
THIS SCHEDULE S
MORTGAGE DATED
rlurru-''1 l'i~" BET
ATTACHED TO AND BECOMES
'I I AND PROMISSORY
'EN THE UNDERSIGNED.
PART OF A CHATTEL
NOTE DATED
(1) CASH SALE PRICE
$ 69;801.42
(2) DOWN PAYMENT IN CASH
.0.
12a}DOWN PAYMENT IN GOODS
-0-
12b}TOTAL DOWN PAYMENT
-0-
(3) UNPAID BALANCE OF CASH PRICE
69.801.42
(4) INSURANCE AND OTHER BENEFITS
TYPES OF COVERAGE AND BENEFITS
-0-
(5) OFFICIAL OR DOCUMENTARY FEES
I'rEMIZE:
200 . 00
(6) PRINCIPAL AMOUNT FINANCED
(7) FINANCE CHARGE
(8) TIME BALANCE
70.001.42
16.878.58
86.880.00
(9) FOR PAYMENT SCHEDULE REFER TO THE FACE OF THE PROMISSORY
NOTE
LIABILITY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY
DAMAGE CAUSED TO OTHERS IS NOT INCLUDED IN THIS CONTRACT.
BUYERS STATUTORY RIGHTS INCLUDE: TO REPAY, AT ANY TIME, ALL
OR ANY PART OF TilE UNPAID TIME BALANCE OF THIS CONTRACT: TO
OBTAIN THE STATUTORY REBATE OF UNEARNED FINANCE CHARGE WHENEVER
ALL OF THE TIME BALANCE HEREOF IS LIQUIDATED-PRIOR TO MATURITY
BY PREPAYMENT, REFINANCING OR TERMINATION B~ SURRENDER OR
REPOSSESSION AND RE-SALE OF' THE MOTOR VEHICLE: AT THE OPTION
OF 'rHE 1I0LDER, TO REINSTATE THIS CONTRACT AND OBTAIN A RETURN
OF THE MOTOR VEHICLE FOLLOWING l(l'S REPOSSESSION, THE GIVING
OF NOTICE THEREOF TO BUYER AND, PRIOR TO THE SALE, LEASE OR
OTHER DISPOSITION OF THE MOTOR VEHICLE BY THE HOLDER, PROVIDED
BUYER PAYS ALL PAST DUE INSTALLMENTS., ACCRUED DEFAULT CHARGES,
COSTS OF SUIT, AND, IF DEFAULT AT TIME OF REPOSSESSION EXCEEDED
15 DAYS, THE EXPENSE, OF RETAKING, REPAIRING AND STORAGE
AUTHORIZED BY LAW.
NOTICE TO BUYER
DO NOT SIEiN THIS CONTRACT IN BLANK
YOU ARE ENTITLED TO AN EXACT COPY
OF THE CONTRACT YOU SIGN.
KEEP IT TO PRO'l'EC'l' YOUR LEGAL RIGHTS
MORTGAGEE: ORIX Credit Alliance. Inc.
llyvf~.<<"~ c..I~
MORTGAGOR: Hax H. Swartz
BY: /' Jnzl #)? =:lJ
RECEIPT IS ACKNOWLEDGED OF A TRUE AND CORRECT COPY OF THIS
CONTRACT
(Mortgagee)
(Mortgagor)
EXHIBIT
F
, ;;,-
'0 - -" -. -,', - , ~<" -- ,c,,-, ;1 '!>-.<~- .'~;-- : -;.;;:ii;" , ,-,_' - _ 0"0" '~
-[~ -~
". -,
DELIVERY/INSTALLATION CERTIFICA1'E, WAIVER AND AGREEMENT
(EQ~ip;;;~~i-L~~~~~i~I~9.t:P.''''''("S;;;;[)........t:JIW.Y.!~~~'''''''('ciiY/.~t:J.t:J.~x.~y.~mt:""'''1si;!~?1'!...''''''''''''''izipF.~.1Y.("Da:~..qi.
To: ......9_R!~.!;.~~P.rf..~_~~!t:~!;J,..1!;!!;....................,...........................,................,.................................................................................................
(Seller/Lessor/Mortgagee)
...........}19?.~f.~I.~!:\~.H.~!!-.r.!!'i.~,.r.9..~.Q.~.1~.t........JII'!'i.T.9.W.NjQh\~!!-.~...........r.~N!;!my.t:t:J.\~..............\?.Q.n.............................................
(No.) (Street) (Qty) (State)
We b~relJ!t i'f~powledge complete and sa.tisfacrory delivery / installadon of the property described In .the agreement belWee~ us dated
.......J\:.!....:..f..'i...............and nolke of your InteOllon to sell such agr<ement and our nole!s) to ORIX Credit Alhance, Inc. In order to mduce ORIX
Credit Alliance, Inc. (0 purchase such agreement and nOle(s) we represent to h that the same are free from any defenses, OrrselS or counterclaims and we
hereby waive Jny claim or offset as against ORIX Credit Alliance, Inc. and recognl1:e Irs right (0 enforce such agreemem and note(s) according (0 their terms
free from any derens~, offsets or counterclaims.
t\~l\.\j,5~~.~I?,...................................................................................................................................
(Buyer/Lessee/Mortgagor)
~j.?.~.~~.\!~.\~_.~9.<'!p....................t!.m:v.!UL.........F.~.tlt!mY.<'!t!1t.>.........!_m!.........................................
By, .1....1:!.l.ql.:....!l...J.it~:~::.Offi~;;).......,..........................................................
D/I/5(95)
NET 5.08
.
---'I
~ ' ,,~ ~- " ~_,'_"'"o_'" "-.-.~, ~'_ .;" _"(.} _.' 'l- -~,_.," -,~~~-rlbi",""---i''';-'-
EXHIBIT
c;
,,~
. , ,~
..."-'
~,
./
\
.;~:}... "
';',j':.,'
'.L.,
;"e"
".\:,."',
,;~:.'\\
,y
~
.,,;
"l'
.,....:;.
;,'
",'",i",,_->~-~
~ .
.
"
,j,
EXHIBIT
H
~>
:..-
~-"" ..
~,~ ..........,;,-,',
.......~.
PAK II~~
.... (last name lilSt il individual) and mailill\l
r.l,l.x H..
';arlisle Road
.lIvine, PA 17241
/ss:
,
Debtor name (laS! name fir~t if individual) and mailing address:
. . ',~":,i .': .
.',
"i
,."
Deblor name Ilasl name filSt il_ individual) and mailing address:
Ib
Secured Parly(ies) names(s) Ilasl- name first if 'ndividual) and address
for security interest information:
URIX Credlt.All iance..lnc.
P.O. Box 451 .
Newtown Square, PA. 19013. ..."
"'<_ ...._...~;."...._ .;".,..."..~~~'\-J,.. ..i..'~.....,',.;;iJ;.,,~:T< .'
As.igneels) 01 Secured Party namet.) \last name filSt it individual) and
address for security interest information:
...;'
Special Types 01 Parlie. (check il applicahle~
o The terms 'O.btor"and.:SecuredP.my: mean "Lessee" and :L..sor,"
re,~p,ec~i~QIV,_,__I'"._;,:_;~::'<'''''~'' r . :'<:~"""t:<';:' -,.~,' '. " .
o.TIii..lerm....D.bio( and-'SecUrell Parly'mean "Consignee" and
"Consignor," respectively. . ",
0. Debtor is a Transmitting Utilily.
SECURED PARTY SfGNATUREIS)
'his statement is filed with only the Secured Party's signature to perfect
. securily interest in collaterallcheck applicable box(..))-
" 0 acquired aher a change of name. identity or corporate structure of
the Debtor.
. 0 as to wllich the lilill\llias lapsed_
, already subiect ID a security interest in another COllnty in Peunsvlvania-
o.when tlie collaleral was moved 10 Ibis county__ . . ,
o.when tile Debtor's residenc'- or ptile '01 businesfwas moved' 10,
this county. -, .
. already subject to a security interest in another jurisdiction-
Owhen the coUateral was molted to Pennsylltania.
Dwhen the Debtor's location was moved to Pennsylvania,
. 0. which is proceells of the collateral described in block 9, in which a
security interest was previously perfected (also describe proceeds in
block 9. if purcliased witb cash proceeds and nol adequalely
~escribe~ on Ihe original tinarrcill\l statement).
,
- Secured Parly Signalure(s)
(required onlv if box(..) is checked above):
aRIA Credit All iance, Inc.
J~~ U~
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;TANOAIlO FORM. FORM UCC.l17 .891
!l"llproved by Secretary of Commonwoalth of Pennsvlv~nia
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f1NANGII," ~III. tlVltl~1
Uniform C,....ltUlrr:ial COrle Form uce.
IMPORTN ease rea,: instructions
reverse sin. ~. Pil~IC 4 hi .fon':...r.~~~plc~! j
Filing No. (slat.lpetl by filing officer): D.lte, fime, Filill!1 f U:ll (, ':l\p,:iI :', fdl;'
N.::>.
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1a This' Financing 'Statement' is'luesenletl for fili!l~J rill ~;, ;1lI1 10 Ihe UIII 'm Co ;lll1~r~ial ClJlh~
and is 10 be hied with the (check applicablu hux)
o Secretary of, the Commonwealth.
}lrrothonotaryof (\q,.,\-){-,-\r\ n(\ ClllHlI\
o real estate records of CIIIlIII'
\:~ I l(h
.' 0- (check onlv if desired) Products of the collateral are also Covere __
Identity related real estate, if applicable: The cllllaleral is, or indw :$ II heck i'!lprollrii,tc hox{esn,
J. 0 crops growing or 10 be grown on .
b, 0 goods which arC or are 10 become fixtures IlII
c.D minerals or the like (including oil ami gas) a:; exl!: lmlllll
3 d, 0 accounts resulting frolll Ihe sale of minelJ!' lIf 1)1 likl! /l1l~hllhll!1 ,mil J\) II 'w "1111".1'1"
minehead (}(l -
Number of Addilional Sheet. (iI any), "),
Optional Specialldentificatioll (Max. 10 chanu:ICls):
COlL/l.TERill
Identify collateral by item and/or type:
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THE, PROPERTY AllO/OR TIlE. E.QUlPilENT ,./Ill ALL (lTHt_R TV 'Eli
OfJ:OLLATERAL'AS -DE5CRIBED 'IN THE 1,rr,\cHEU eNIIRE
AGREEMENT ""0 III AllY SCHEOULE. Anl,dlED THEI,H.,. 1 IE
ATTACIIED SECURITY AGREEMENT Mia {,II'- SCHEDULE "Tme lEU
THEl\ETO ARE BEIHl> SUBMlTTEIl FuR Fl: 1IIl> lIS, h \lANC KG
STAmIEllT.
2a
Ihe tollowing real estate:
Street Address:
Described at: Book 01 (check olle) 0 [leeds J MOl (Jages, P;lge!)__
for County Ullllorm Pall I'llllell! her _
o Oescnbed Oil Addlllonal Sheet \ ':. "
Name of record owner (Ieqwred onlY:lf 110 Dehtlll has 1l1ll1clt'sl of fl' lid)
Ill'BTIlR SIGNATIJRE\S} _
Debtor Signature(s): . }.,
Max H. Swartz.' I I
SEE ATTACHED FOR URIGiNAL SIGdATUll1~ ~___
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RETURN RECEIPT TO:
.DRIX Credit Alliance, Inc.
P.O. Box 451
llewtown Square, PA I9U73
4
NOTE" Do nol send this page to Ibe Department 01 Statc_
(2) FlUNG OFrlCE ACKNOWLEDGEMENT. COlll.,r, (.
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EXHIBIT
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aUAIlANTV
TO: ORlX CREDIT ALLIANCE. INC.
R.E: MAX 1t. SWARTZ
Genllemen:
,
To induce you 10 elller illln one or more cquipment lease agreemenls andfor one or more sccnrily agreements, including hill nOI limiled to condi.
lional sale agreemenls, leases. chmiel andlor real eSlale mOr1gaiu, noles or olher deferred or time paymenl raper andfor any and all agrecmenls
rel"ling to 1m p!lrelm~c u,. ~Ilch pitJ'lCJ or t1ot:\llllenl5 or botb (a 1 of "Ie foresolng IlIlrelnafler called ~Securll)' Obllgallons") wilh the IIboYc.c8ptloned
Olereinnfter. mgelher with lis !illccessnrs mill assigns, called the~Suhjeel"), andfor 10 Induce you to run:hase andfor aeupl an assignment (If Seeurlly QfJligalions
from Subject lmd/or tn inlluce }'Oll 1\'1 JllIrchllst IInd/tlr IIctef\! one or ITKlre M,lgnmenl~ frnm any tlIlrIY ar pAnles or one or mnre Security ObUatl.oDS
having 5u\'ljeet '" ohllgor lhereml, IlIlrtJor in eonsldel'lllion nf ~nur havins heretofore done any or All of Ihe foregOing. we, the undel'5igned (aoo etch or us if
l!Iore lh~n olle) agrec 10 he, wlthoul deduction by R:as\,!f1 or s~l-o~f. ddensc or counterclaim or Suhleel And lor us, Jolnlly, sevllrwlly, dlree!ly tOO uneondllktn,lIl1y
Itahle 10 you fot Ihe due perfonnance of all ~lIch SecufIIY OhhgallOn.~ pltSl, preM!nl and fUlure, :nuI any and all subsequent renewals. oontmuatlont, nmdirlCatrons.
supplemenls and amem"~enls Ihere,'f. :lI1d for Ih~ payment of a~y .ant! all d.c~lt lInd olhl'r ohligali",ns of Subject ~f whatever nature. whethet matured or unmltlured.
whelher allsolule or conllll~enl and wh,elher 11111,11 or hereafter eXlslmj. or amlnp or eonlfacted {lr ,"curred or owmg 10 or acquired by you by lI."lSignmem. lransfer
or otherwise (such dehl~ and nlher 1111hgalions referred 10 herein as General Ohligaliml.l;"). Any and ?oil ('orerel1\ and fufUre debts and ob'~a'loni of Subject to \IS
are hen'hy wllived anti Illl~lponed in r.,\'or nf and suhordinaled 10 Ihe fulll)ar.men! ami performance of all fIlISI, presenl and fUlUre debit and obligations 01" Subjecl
10 you. We affinnatively represenl and warmnllo YOllll1:l1 we will nollrallS er an)' personal a$sels In any pany wllhollt full and valuable consKlcrnllon in money'~
woith for ~aid ft:tnsfer {1M we ltl\det~taM dUll in reliance u\'On and in ~\lw.;idef'll.l\l.m Ilf Ihis ~tenta'itm, ~pec1nc croon accommodMiOIK n1ieseribed ahnve are
heing eXlended 10 Ihe ~uhjec.t hv YOIl. We herehy waive oolice of acceplance Ilereof and of all nolices of any kind 10 which we may he entilled, including
wllhnUllilTlitallon any and all delilallds of paymenl, nolices of non.payment, prolest and dishonor 10 us or Subjecl or makers. or endol'5ers of any IIOIe5 or other
inslrol1\ellls, fm which we lite {It may tletml~ M1't\\ndet. Y\'ll1sM"beentlt'tdloholdanyandllllsum~to(lurcreditandanyofourprnpert)'atanylime in
Yollr "osse~.~ion II.~ st'ellrilY flit llllY lInd 1111 of otlr nhlignllons 10 YOll. no n1Rller hnw or when nrlsing nnd Whl!fhl!r lIndtr lhl~ In8tnml!!"l nr olhl!nvl!e, We further
wllive nnlice IIf IIntl herehy cn!l~cI11 II' aoy "Ilreemem or.~mtn!lemenl~ whnlever WilhSuhjecfflf anroneebe,indlldingwilhnllllimilalion l'l@:reemenISIlIItI
anlll'lgenle1l\s for '\'I:tYnlt~m exlcuslon. 1\lIbfmhn~lIon, e(lmr(I~i1lOn. llrmnllenlenl, dl5r..lllltgC "r tcleasc (l Ihe whole or IIn)' Pi" l.r Set'llrlly ObllSlldlll1l, or for
relea~e~ of colllllernlalldfor Illher guarnnlllTll, I>r fnr Ihe change or S\lrfCnller of any aotl aU security, f)f for comrromi5e, whlllher"y way of aeceplan.:t of rar1
payment or of fl'lllrn5 uf 1l1l'.rc1mndi5l' nr of dlvitlc11IIs or in any olher way WI':IISllCver, amI 111l: salllc sl,:lI in nIl wlIY imflo,lr 01lr liability herellnller,
".he liahllilY llnt'ulltll'f III l';ll'h ur 11,1' lll1<krsj~llell is (lirl'~1 ;111<1 tIlu:uml;lIl111al ;1I1t1 1Jl:ly he cllfllrl'l'd \\',Ihlllll rel/lliring you firsl III reSflr1lo allY olht'r
ri~hl, fCllll'oIr III 5l't:lIIiry :11111 sh:11I ~mllivl' ;ll1Y n'l'ns~~s"ln IIr l,mllt:rl.V Wllt'lher lOr 1Il11 ~It:h CIll,.slirllll's an declklll Ilf reml'dies IIgaillst SUllie";
nlllhing sh:lI lli.scll~rge "I" s;rlisfy lour lial,mlY herellndcr eXt.:el" the nil IJIlrfllnnancc ami rayrnenl of all SecurilY Ohligalinn~ and GeneOlI Oblil;attol1S
\vilh inlerest. We 511aIJ l!:tve nil rigl1ll1f ~lbro!l:llion, rclnibuTllemenl or imlemnily whalsoever 8111 no riglll of reCOllf5e II' IIr wilh respecllo ,lilY auel~ or propertY
IIf Slll~eel (It In :IIIY cnllalel:!1 for Seellnly O"lig81Ion~. unles~ amlllnrilall Securlly Obligadllns and General Obligalions shall have heen paid anti rcrfonned in
full :mtl If lhe nmlc~il!ned slmll ht: deemed In he all "ln~Klcr". (as IIII' lenn Is used In Oal1kmJl(cy Code) then all rilthts of S'.lbrog1ltron are 'mIived. II yoo beoome
involved in an}' 1:lwslllla!!ainsl any of us or concerning :I hreach of any euvenant or lIgreeml:nr herein cllnllllned, we shall be obligated to pay 10 fOil. anti you
lIIay nfolllinjud!!tllClll f,'r, (;1) all ..nrald hlllance.s and lIny (Olher monies due In Y(lll from Suhjecl: (b) nll costs and eXrense.~ of any ~uch 51111; (c) 20$ orthe
sum of (a' 1l11I\\ (11), rel.re~l1ling atlonleys' fee,; (wlm:.ll !;tll" is deemed m he reasl"ln'/lNe), rh1S (d) inl~~1 \"In (a), (11) mu1 (~) at Ihe mgbest \lIWful TlIte {!ro.
vided for ill :'"y IIf Ihe Securit}' Ohli!!alion.~ IInlil ~ucl, Sllnl is raid ill filII (Ihe sum fir (a), (b), (c) and (d) called ~tlll~ Judgment Amount~). As part of the
consideration for yout entnln, Into and/or pllrdtaslng andlot accepting an asslgnm(!1lt of j)ne or more SecuritY Obllpdons with
SubJect as a.bUgtW tllt~on. we he'l"eby designate and ":rPllint E{lwin M. saum, Esq. and C~^ Cndh. Corp.. bot11 of Hew York. or either of
them, as our tme and lawful attontey::fn.fact an agent ror each or us and In our name, pine and stead to accept service of any
process within. the State of New York, you agreeing to notify us by depositing III the United States mail!1 cerdned mall, postage
prepaid written ootke of S1Kh servke addressed to us at O'IIr addnn shnwn hereinbelow, within t1tree (3) days of such service
having been efftcted i1nd the un.derslgned do hel'fby a~ee to the exclusive venue and Jurisdiction of any Stalte or Feiferal court In the
State and County of New York rel;ardlng any matter arising hereunder. We herehy irrevocllbly aUlhnrize any allomey ~f any court flf record to ap'
pellr for IIml enrol'ss jllllgmenl agalllst allY one or more of III' (excep' in any jurisdiction wllere sltell actinn is not pennilled by law) f.,r the
Jllll~mel1l Amflllll', wlthoul slay of exectlllon. lIOII we hereby waive and release relief from any lInd lIlI lIppraisemenl, SillY or exempllon laws
thcn in foree. Wc allrec thaI if we or Suhjecl shllll at any lime ~come insol\'cnl, or mllke a general as~i!!nmenl. or if a petilion in bankro{llcy
ur any insolvencll1r rcm~aniz,1linn I'tllceeding shan he commelll::ed by. against or in respect of us nr Subject, any and all of our obligallons
shall. al Yllllr so C oplion.~ for1hwilll hecome lfue and payahle wilhout nolice. You may ~ppropnale and apply 10 any of our obligalions any and all halllnce.~.
slims. pmperty. cretlifs. "eposil~, IICCOl1n1~, reserves. collectIons, monie~. draft5. notes or cbecks coming into you, ~l;SIl.ssion!lM betongmo; to \I~ and endone
llllr name lhefelln f~lr I!l'f'tlSit, "elluliation. disctJulJ! or colleClion, WI!, bave not rehed lIfl1.1l.llIOY reprt;Senlali<!ns or ":lIrra~ri~~ in connection ~I~h Ihe execulion
and delillery of. fillS Illslnllllollll anti. nnr ohht::allnns ~le~un(ler Ire ahml."le, and lIocoll!hllOnal !'OI~llh~landlllg the In\'aluhly IIr ~lIlenrorceablhlY of any of Ihe
Securlly Ohligalltlll\\ or GCllcr:d nhltgallllll~ or nf tll\~ ItlSlrumenl. 1111~ tnSlt'llment IS It eOl\tll\UI"~ gll1>tlU\Iy and sl\\l11 \:0111111\11' In {,I<< fun:;e aM effect,
nolwldl51andiug lhe de;llh of any tlIIIS. unlil Ihe.full rcrfomlallce. r~ymenlllnd Ihschaltc of lIU SCCllr1ly Obligations and Ge1U!tlIl Qh1igations. and thereafter
nnlilllcllllll receilltllY }'fOll fmm us of "'rillen nnlice 0 lenninalion; sUt.:h Icrminalion shall he applicahle flnly to Imll5aclions Mving l!lelr inceplinn thereafter.
Tcrn'linmkll1 hy \\\~ Ilf l\\tlfl: uf 1\:; ~M;>,II 1\1\\ ?oflce' lilt liat'tility (If ~1l;\1. of US lIS dl\ 1m\. g;ye S1l1:h nolke of lenn1rmrion. ,
No rellre~lIIalilltls llml'or aj;recmenls n(ll sel forth herein have heel!" made 101l1l. We hereby assert and confirm Ihal we execUled and entered inlo 1111S
Inslmmentl'olnnl:lrily and wllhnlll \l1tY cOllrdon, duress or nnllue inlluencenfllnykind,wllelfler direclly or indlrecdy. havin~ been exerted upon liS by
)'00 or !lily of Yllllf employees. rll.~cll1~ or rcrre~enlativell. 1n further com\dera:tlon fot'"your entering 1nto any of the Security.Obllptlons and
for otller good and valuable - consldera:don, the receipt and sumciency: of which are Ilereby acknowledged, each: or .the undersigned,
Individually and (or Ills or Iter Itelrs, executors, adn1inlnrators, personal representatives, .succes$Ors and assigns, . does hereby waive,
fonmo and agree not to assert any and all rlghts. datnlS and defenses, U any, under tIte federal Equal Credit Opportunity Act C"E:COA"),
15 U.S.C. !i1691 et s~. and Regulations pronmlgaled the~under. that mllY Inure to the benefit of the lIndenlgned as a result olycur
obtaining or our e;recURng tltls.lnstnnnent. We hereby ratify and approve the obtaining by you of credit reports relating to us and hereby
agree that YCllltlay.herea:fter ohtaln sllch credle reports as you may, in your sole dlscredon. detennine.
The words ~you~ Imd "yollt" as IISed hercln shall OIean nnd Include and this' insll1lment shall apply in favflr of and be sevemlly enforceable by any
addressee l\eretl\ahove named atu.l{ar tiny concern which is ar tlmy \It any time ~ the j'll1tent. s\lhsidillfY Gf S1II:h ~rent. suhsldiaf'J {It w;gnte \beren!".
We knowingly, voluntarily and Intentionally waive any and all right to a trial by lury of any and all c11t1nIS, defense5, counterclaims,
crossdalms and setoff or recoupment claims arising either drrectly (lr Indirectly between yon and us and/or Involvfng,a~ person or entity
d!IimhrB my ~s acquired by, thl'O'I1gh OT under any of the Semrity Obllga1ions or General Obligations and we hin1ier waive any ana
an rI&lit tt) claim or recover any pllnltlve or consequentf~1 damages or any ocher damages other than or In addldl!tn to, actual damagu.
This inslrumenl cannnt be Changed or:llry. shall be interpreted acconllng to the laws oflhe Stale or New York. (excluding its choice of law rules), shai~ be
binding llpon the heirs. executors. admint5trators, StIcce~sors and aUlgns of eacl! of the undersigned and shall inure to the benefit of your successors;tOO asSigns,
O..,d, .bv6lJf,T llq~
w,:,,~-r.cf . nn
,:-, Ori,,,Lk' 01 /40 I,SA
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(\ Ii;' IndMdu;'\1 A.cknowltdg\'IW\\
"J~/:'j Stalenf
, County of
I, ~ i~ .~. ~~~ , a Nolary Puhlie dilly QIIalified~nd for 5llld COlinI)' and Slate, do hereby eet11fy dtaton
this~~d:lYo( li}p..c~ ,19.99i:=ln(plaee).cb,'l2UL,'~1 a., AA I7J.......OinsaidCollnly.beforemcpersonanyllppeared:
BElT\' I.. SWARTZ
to me pel'SllIvally wl'1fknnwn1ls II\\! m be lbe itlentic?.1 pers<m(,;) n?.mOO \Iond describe,1 in:md ('o\lI'ty \01100 who exeemed in his/hu/lheir (\wn proper handwriting
:lnd whose name(lI) is I ilre slIho;erihcd tn Ihe lnslrument of writing appearing on die IIbove. bearing date as herein indicated. and produced and
dClivered the ~ame before Ute and who. pron being fiTllt duly sworn by me. stated that he/site/they know the contents of said Imlrument to be hlsnter/thelr own
(ree. lawful and voluotary ilet ami deed fl'lr the uses. ptt~es IInd conside,:,-tlon therein mentioned and eo~Ialned,
Given under and wltnes~ nl}' hand and flfficlal seal the day and year III Ihls cenificate firsl abnve wn<<en.
si_~
B7';Cl't;TZ -K: .xf~
(personal GuafllJlf'or's Signature) ;J
Address: 247 CARLISLE ROAD
(L_S.)
NEWVILLE
PENNSYLVAN1A
17241
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GTY(97)
NoNQhi'i a
My Commis5inn Expi 1': In A, While, Notary pubilc
SlWer wp,. J to 2000
My CommlBSlan 611plres an. .
MmTI'IlfIT. PtlnwJI'I,mi3 fiswdatlon of Nol~tlllS
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VERIFICATION
Stephen L. Spartano states that he is an Assistant Secretary of OR IX Financial Servioes,
Inc. f/k/a ORIX Credit Alliance, Inc.. the plaimiffherein; that he is authorized to and does make this
Verification for and on its behalf; and that the tacts set forth in the foregoing Complaint are true and
correct to the best of his knowiedge, information and belief.
This statement is made subject to the penalties of 18 Pa_C.S_ Section 4904 relating to
unsworn falsification to authorities.
ORIX Financial Services. Inc. flkla
ORIX Credit Alliance. Inc_
rtano
retal)'
Sworn to and subscribed
before me this /l..(J day
of N-ll~2000.
JJUU:Jd{ (.1;~t.
. N al)' ubilc
TRACY L. BELL
Notar)' Public of New Jersey
Commis&Ien Expins Apft114, 2004
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LAW OFFICES OF MICHAEL F.J. ROMANO
BY: Michael F.J. Romano, Esquire
Identification No. 52268
5Z Newton Avenue, P.O. Box 456
Woodbnry, NJ 08096
(856) 384.1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. flkla ORlX C,'edit Alliance, Inc.
==~~======~========~============~======;=================================
ORIX FINANCIAL SERVICES. INC.
flkla ORIX CREDIT ALLIANCE. INC.
300 Lighting Way
Seeaueus, NJ 07096- 1525
COCRT OF COMMON PLEAS
OF CUMBERLAND COU:-<TY
Plaintiff
___ TERM, 2000
v.
CIVIL ACTION - LAW
MAX It SWARTZ
247 Carlisle Road
Newville, PA 1724\
BETTY L. SWARTZ
247 Carlisle Road
Newville. PA 17241
Defendants _
AFFIDA \ilT OF NON-MILlT ARY SERVICE, He.
Stephen L. Spartano states that he is an Assistant Secretary of ORIX Financial Service,
Inc. tikla ORIX Credit Alliance, Inc., plaintiff in the above-captioned matter; that he is duly authorized to
make this Affidavit on its behalf; that the facts herein set forth are true and con-ect to the best of his
knowledge, information and belief; that defendams are not in the Mi litary or Naval Service of the United
States, nor any state or territory thereof or its allies,as defined in the Soldier's and Sailor's Civil, Relief
Act of 1940, as amended.
This statemem is made subject to the penalties of 18 PaLS, Section 4904 relating to
unswonl fa!silieation to authorities.
TRACY L. BELL
Notary Public of New Jersey
My Commission Expires April 14, 2004
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LAW OFFICES OF MICHAEL F.J. ROMANO
BY: Michael F.J. Romano, Esquire
Identification Nn. 52268
52 NeWlon Aveuue
P,O. Box 456
Woodbury, NJ 08096
(856) 384-1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. flk/a ORIX Credit Alliance, Inc.
====~======~~========:==~~-==================~~~==~~==~======~~~~=======c~=
ORIX FINANCIAL SERVICES, INC.
flk/a QR(X CREDIT ALLIANCE, INC.
300 Lighting Way
Secancus, NJ 07096- I 525
COURT OF COMMON PLEAS
OF CUMBERLAND COU'TY
Plaintiff
TERM, 2000
v.
CIVIL ACTION. LAW
MAX H, SWARTZ
247 Carlisle Road
Newville, PA 17241
BETTY L. SWARTZ
247 Carlisle Road
Newville, PA 17241
Defendants.
AFFIDAVIT OF BUSINESS TRANSACTION
Sterhen L. Spartano states that he is an Assistant Secretary of OR IX Financial Services.
Inc_ f/kla ORIX Credit Alliance. Inc.. plaintiff in the above-captioned matter; and that, to the best of his
knowledge, il1fonnation and belief, the debt involved arises from a business transaction and not from a
consumer transactioll or a r:tail sales agreement or contract.
This statement is made subject to the penalties of 18 Pa,C,S_ Section 4904 relating to
unsworn falsification to authorities.
SWOt11 to and subscribed
bef~tF-me thi~ ~ day
of NeVR-fTM-./.}{JU. 200q.
~~o~P~~ fd~
TRACY L. BELL
No~ ~blic of New Jersey
MyCornm.tsslOn Expires April 14, 2004
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LAW OFFICES OF MICHAEL F.J. ROMANO
BY: Michael F.J. Romano, Esquire
Identification No. 52268
52 Newton Avenue
P,O. Box 456
Woodbury, NJ 08096
(856) 384-1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. f/k/a ORIX Credit Alliance, Inc.
===========================================================================
ORIX FINANCIAL SERVICES, INC.
f/k/a ORIX CREDIT ALLIANCE, INC.
300 Lighting Way
Secaucus, NJ 07096-1525
COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
Plaintiff
TERM, 2000 -JJ'I/'(,.
v.
CIVIL ACTION - LAW
MAXH. SWARTZ
247 Carlisle Road
Newville, P A 17241
-,;,'
BETfY L. SWARTZ
247 Carlisle Road
Newville, PA 17241
Defendants.
AFFIDAVIT OF ADDRESSES AND CONJUGAL INCOME
-'.'1
Stephen L. Spartano states that he is an Assistant Secretary of ORIX Financial Services,
Inc. f/k/a ORIX Credit Alliance, Inc., plaintiff in the above-captioned matter; that he is authorized to
make this affidavit on behalf of plaintiff; that the facts set forth in the foregoing Complaint are true and
correct to the best of his knowledge, information and belief; and that to the best of his knowledge,
information and belief, the income of defendants is in excess of $10,000.
Affiant hereby certifies that the address of plaintiff is as follows:
ORIX Financial Services, Inc.
f/kJa ORIX Credit Alliance, Inc.
300 Lighting Way
Secaucus,NJ07096-l525
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.
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.
Affiant also certifies that the address ufthe defendants are as follows:
Sworn to and subscribed
bef~'f,:,e this !J.JJ day
of NO\I~ ,2000.
~~bli~
Max 1-1. Swartz
247 Carlisle Road
Newville, PA 1724]
Betty L. Swartz
247 Carlisle Road
Newville, PA 17241
TRACY L, BELL
~ Public of New Jersey
M Commission Expires April 14, 2004
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LAW OFFICES OF MICHAEL F,J, ROMANO
BY: Michael F.J. Romano, Esquire
Identification No. 52268
52 Newton Avenue
P.O, Box 456
Woodbury, NJ 08096
(856) 384-1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. f1k/a ORIX Credit Alliance, Inc,
====~===============================--=============================~=======
ORIX FINANCIAL SERVICES, INC.
f/k1a ORIX CREDIT ALLIANCE, INe.
300 Lighting Way
Secaucus,NJ 07096-1525
COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
Plaintiff
TERM,2000 - ;S~t..b
v.
CIVIL ACTION - LAW
MAXH. SWARTZ
247 Carlisle Road
I Newville, PA 17241
"'Ii
BETTY L. SWARTZ
247 Carlisle Road
, Newville, P A 17241
Defendants.
AFFIDAVIT
I, MICHAEL F.J. ROMANO, an attorney at law licensed to practice in the Common-
; wealth of Pennsylvania and entrusted with the handling of the above-referenced matter on behalf of
, ORIX Financial Services, Inc. f/k/a ORIX Credit Alliance, Inc., I' . III e above-captioned matter,
D
Sworn to and subscribed
before me this \ *" day
of fueJv\,be.(' ,2000.
o
being duly sworn according to law, hereby state that
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plaintiff and that the agreement at issue herein' not a retail sales
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LAW OFFICES OF MICHAEL F.J. ROMANO
BY: Michael F,J. Romano, Esquire
Identification No. 52268
52 Newton Avenue
P,O, Box 456
Woodbury,NJ 08096
(856) 384-1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. f/k/a ORIX Credit Alliauce, Inc,
ORIX FINANCIAL SERVICES, INC.
f/k/a ORIX CREDIT ALLIANCE, INC.
300 Lighting Way
Secaucus,NJ 07096-1525
COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
Plaintiff
TERM, 2000 -?~bfe,
v.
CIVIL ACTION - LAW
MAXH. SWARTZ
247 Carlisle Road
Newville, P A 17241
BETTY L. SWARTZ
247 Carlisle Road
Newville,PA 17241
Defendants.
NOTICE UNDER RULE 2958.1 OF
JUDGMENT AND EXECUTION THEREON
Notice of Defendant's Rights
To: Max H. Swartz
247 Carlisle Road
Newville,PA 17241
A judgment with a present balance in the amount of$155, 996.02 [which sum includes
the contract balance of $135,648.72, plus attorneys' fees of $20,347.30] plus continuing late charges
and/or interest to continue until the judgment is paid in full and costs of suit, has been entered against
you and in favor of the plaintiff without any prior notice or hearing based on a confession of judgment
contained in a written agreement or other paper allegedly signed by you. The Sheriff may take your
money or other property to pay the judgment at any time after thirty (30) days after the date on which this
notice is served on you_
You may have legal rights to defeat the judgment or to prevent your money or property
from being taken. YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND
.
,""" - _t_._" - --- ~ -"'---'l ro,
,
PRESENT IT TO A JUDGE WITHIN HURTY (30) DAYS AFTER THE DATE ON WIllCH TillS
NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS.
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013
(717) 249-3166
Dated: I z..- tf - P
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LAW OFFICES OF MICHAEL F.J. ROMANO
BY: Michael F,J. Romano, Esquire
Identification No, 52268
52 Newton Avenue
P,O. Box 456
Woodbury,NJ 08096
(856) 384-1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. f1k/a ORIX Credit Alliance, Inc.
ORIX FINANCIAL SERVICES, INe.
flk/a ORIX CREDIT ALLIANCE, INC.
300 Lighting Way
Secaucus, NJ 07096-1525
COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
Plaintiff
TERM, 2000 -;"1'- (..
v_
CIVIL ACTION - LAW
MAXH. SWARTZ
247 Carlisle Road
NewvilIe, P A 17241
BETTY L. SWARTZ
247 Carlisle Road
NewvilIe, PA 17241
Defendants.
NOTICE UNDER RULE 2958.1 OF
JUDGMENT AND EXECUTION THEREON
Notice of Defendant's Rights
To: Betty L. Swartz
247 Carlisle Road
NewvilIe, PA 17241
A judgment with a present balance in the amount of $155,996.02 [which sum includes
the contract balance of $135,648.72, plus attorneys' fees of $20,347.30] plus continuing late charges
and/or interest to continue until the judgment is paid in full and costs of suit, has been entered against
you and in favor of the plaintiff without any prior notice or hearing based on a confession of judgment
contained in a written agreement or other paper allegedly signed by you. The Sheriff may take your
money or other property to pay the judgment at any time after thirty (30) days after the date on which this
notice is served on you.
You may have legal rights to defeat the judgment or to prevent your money or property
from being taken. YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND
,
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PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS
NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
Dated: I ~ ' '1--- dO
Mi ael .. Romano, Esquire
I lcation No. 52268
52 Newton Avenue
P.O. Box 456
Woodbury, NJ 08096
(856) 384-1515
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LAW OFFICES OF
MICHAEL F.J. ROMANO
BY: Michael F,J, Romano, Esqnire
Identification No. 52268
.52 Newton Avenue
';.1'.0, Box 456
Woodbury, NJ 08096
(856) 384-1515
Attorneys for Plaintiff, ORIX Financial Services, Inc. f/kJa ORIX Credit Alliance, Inc,
::;;:;===========================:::::::==============
ORIX FINANCIAL SERVICES, INC.
f/k/a ORIX CREDIT ALLIANCE, INC.
300 Lighting Way
Secaucus,NJ 07096-1525
COURTOFCO~ONPLEAS
OF CUMBERLAND COUNTY
Plaintiff
TERM, 2000 -p~~
v.
CIVIL ACTION - LAW
MAXH. SWARTZ
247 Carlisle Road
Newville, P A 17241
BETTY L. SWARTZ
247 Carlisle Road
Newville,PA 17241
Defendants.
ENTRY OF APPEARANCE, PRAECIPE FOR ASSESSMENT
OF DAMAGES AND CONFESSION OF JUDGMENT
TO THE PROTHONOTARY:
Kindly enter my appearance for and on behalf of the plaintiff, ORIX Financial Services,
Inc. f/k/a ORIX Credit Alliance, Inc.
I hereby confess judgment in favor of the plaintiff, ORIX Financial Services, Inc. f/k/a
ORIX Credit Alliance, Inc., and against the defendants, Max H. Swartz and Betty L. Swartz by virtue of
the warrants of attorney contained in the Promissory Notes, Security Agreements and Guaranty attached
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.
to the accompanying Complaint for Confession of Judgment as Exhibits A, E and I and assess damages in
the amount of$155,996.02 [which sum includes the contract balance of$135,648.72 plus attorney's fees
of $20,347.30] plus continuing late charges and/or interest to continue until the judgment is paid in full
and costs of suit.
Dated:
Mi ael F , omano, Esquire
Ide . cation No. 52268
52 Newton Avenue, P.O. Box 456
VVoodbury,NJ 08096
(856) 384-1515
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OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
To: Betty L. Swartz
247 Carlisle Road
Newville, PA 17241
ORIX FINANCIAL SERVICES, INC. f/k/a
ORIX CREDIT ALLIANCE, INC,
300 Lightin Way
Secaucus, NJ 07096-1525
. COURT OF COMMON PLEAS
CUMBERLAND,COUNTY
Term, 19
VB.
MAX H, SWARTZ & BETTY L. SWARTZ
247 Carlisle Road
Newville, PA 17241
No. /"Y)-J/.f'"
etu~l '--r~
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that'
a JUDGMENT BY. CONFESSION has been entered against you in the above proceeding
.
and that enclosed herewith is a copy of all the (record) documents filed in support of the
said judgment.
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY
Michael F,J. Romano
(Ins.r. .A"om",.; N.,..J
(856) 384-1515
Esquire
at this telephone num ber:
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OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
To:
Max H. Swartz
247 Carlisle Road
Newville, PA 17241
ORIX FINANCIAL SERVICES, INC. f/k/a
ORIX CREDIT ALLIANCE, INC.
300 Lightin Way
Secaucus, NJ 07096-1525
. COURT OF COMMON PLEAS
CUMBERLAND. COUNTY
:
, .',
Term, 19
vs.
MAX H. SWARTZ & BETTY L. SWARTZ
247 Carlisle Road
Newville, PA 17241
. No. 1")6- J',,/(,.t
eUrt{~
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that
a JUDGMENT BY. CONFESSION has been entered against you in the above proceeding
and that enclosed herewith is a copy of all the (record) documents filed in support of the
said judgment.
.
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY
Michael F.J. Romano
(Ins..p, Auom.,,'s N.,..J
(856) 384-1515
Esquire
at this telephone num ber:
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LAW OFFICES OF MICHAEL F.J. ROMANO
BY: Michael F,J, Romano, Esquire
Identification No. 52268
52 Newton Avenue, P,O. Box 456
Woodbury, NJ 08096
(856) 384-1515
\i
\~
Attorneys for Plaintiff, ORIX Financial Services, Inc. f/kJa ORIX Credit Alliance, Inc,
==~==========~=============================================================
ORIX FINANCIAL SERVICES, INC.
f/k/a ORIX CREDIT ALLIANCE, INC.
300 Lighting Way
Secaucus, NJ 07096-1525
COURT OF COMMON PLEAS
OF YORK COUNTY
Plaintiff
December TERc'Vl, 2000
v_
CIVIL ACTION - LAW
MAXH. SWARTZ
247 Carlisle Road
Newville, P A 17241
No.: 00-8466
BETTY L. SWARTZ
247 Carlisle Road
Newville, P A 17241
Defendants.
PRAECIPE TO REDUCE JUDGMENT AMOUNT
TO THE PROTHONOTARY:
Kindly be advised that the amount of the judgment herein which is $155,996.02 should
be reduced by the amount of $80,000.00 representing proceeds received from the sale of collateral after
the entry of judgment herein. Accordingly, the current amount due and owing on the judgment is
$75,996.02, plus continuing late charges.
....~----,.
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CUMBERLAND COUNTY COURT OF COMMON PLEAS
Orix Financial Services, Inc.
f/kJa Orix Credit Alliance, Inc.
Plaintiff
vs.
Max H. Swartz
Betty 1. Swartz
Defendants
PRAECIPE
To the Prothonotary:
Case No.: 00-8466
CIVIL TERM
_I
'do '.\
Kindly fmd an Order Amending Order and original Order avoiding the judgment
in the above-captioned matter.
April 12, 2005
Respectfully submitted,
DeArmond & Associates
Kei . DeArmond, Esquire
Attorney for Debtor
I.D.#: 58878
II E. Market St., 3rd Floor
York, PA 17401
(717) 846-3200
-
.
UNrrTEDSTATESBANKRUPTCYCOURT
MIDDLE DISTRICT OF PENNSYL VANIA
lNRE:
Max H. Swartz
Betty L. Swartz
Debtors
Chapter 7
Max H. Swartz
Betty L. Swartz
Case No. 1-01-bk-00138
Movants
v.
Orix Financial Services
Respondent
ORDER AMENDING ORDER
It appearing that the Order dated March II, 2005 granting Motion for Default
Judgment and avoiding lien incorrectly identified the lien as that of Household Finance
Consumer Discount Co., it is
ORDERED, that the Order is amended to correctly identify the lien as that of
Orix Financial Services, Inc. All other provisions of the March 11,2005 Order remain in
full force and effect.
Date: April 6, 2005
By the Court:
~-
Bankruptey Judge . (EW)
This electronic order is signed andjiled on the same date.
I.
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UNITED STATES BANKRUPTCY COURT
MIDDLE DISTRICT OF PENNSYLVANIA
INRE:
Max H. Swartz
Betty L. Swartz
Debtors
Chapter 7
Max H. Swartz
Betty L. Swartz
Case No. 01-01-00138
Movants
v.
Orix Financial Services, Inc.
Respondent
HARFU!;BUHG
Fi:"'ED PA
[llARltall5Y
"I,.:.:^I' IJ.S. n;::,.r.!'~rur..tcy Court
.... p', \,
ORDER
Upon consideration of the said Motion for Default Judgment, it is hereby:
ORDERED, that the Motion for Default Judgment is here\ly granted and the lien of
Household Finance Consumer Discount Co. is hereby avoided.
BY THE COURT:
Dated:
MAR 1 1 2005
/'/J. ./~~,/. -2 -:?J
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Bankruptcy Ju<lge
J1
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< ~ i iJlllIllliM
. -
CUMBERLAND COUNTY COURT OF COMMON PLEAS
Orix Financial Services, Inc.
f/k/a Orix Credit Alliance, Inc.
Plaintiff
Case No.: 00-8466
vs.
CIVIL TERM
Max H. Swartz
Betty 1. Swartz
Defendants
CERTIFICATE OF SERVICE
I hereby certify that on the 12th day of April, 2005, a true and correct copy
of the foregoing Praecipe was served by first class mail, postage prepaid on the persons
at the addresses listed below:
Orix Financial Services, Inc.
c/o Michael F. J. Romano, Esquire
52 Newton Avenue
PO Box 456
Woodbury, NJ 08096
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